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VOLUME 5 I ISSUE 5
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| VOLUME 9 | OCTOBER-NOVEMBER | VOLUME 9 | JANUARY2023 2023
LO C A L L I F E S T Y L E P U B L I C AT I O N
Megan’s Message CHEERS Issues TO NEW & BEGINNINGS… Insurance Real Estate
MeetNew yourYear Neighbor Happy 2023 James Ammann of Kensington
Holiday Toy Drive organized by Megan Beauvais & Associates
Happyhas New Year, Ken-Tal! Thechanges 2022 holiday was full of much 2023 brought about big in theseason insurance industry in James is a true local San Diegan, and local artist, who has Our Ken Tal Holiday Toy Drive washisa wife total Sara for the calling Kensington home with What the is happening San Diego estate?! needed love, laughter, and cheer inin spite the roller California and we heck arecelebrations, deÞnitely feeling the effects ofofthis as it realloved success, we were able to collect over 65 toys last couple of years. Havingand been in Lemonyour Grove neighbor Meet coaster to of real an economic ride we have alland beenhomeownership on for the last two relates estate purchases, sales in with the help of my clients ourraised community! Are homes even selling? Can I even get a loan right now? and living there until he was 25 years old, he then ventured Special thanks to those who participated in the years. SoI’d many are anxious to seetowhat 2023 and/or brings, but general. like of tous share some points consider lookonly out Wendy Reynolds ToytoDrive donations! Thesehe gifts really make his way out Rolando was untildomaking to timeThese theare Fed) will tell. of for if (and you are in thesome market to buy or sell based on my recent the questions I get on a daily ininHillsthewhere abasis difference lives of our community’s Kensington. observances and experience representing buyers and sellers all youth that would otherwise receive nothing for Our spotlight this month is on One the of their favorite about in such an holidays. Thisthings year was our living first year the midst COVID19 shelter inperfectly. placeI period. Many home buyersof andour sellers will try to time the market over San Diego. partnering up with the YMCA & Toys for Tots rich community is to strollWendy through Reynolds the of Talmadge. can’t tell you how many people I have heard relay to me recently that architecturally for their annual toy drive, I look forward to next neighborhood on early morning walks and take in the are goingintoto wait until theindeed, market crashes to and buy. plan Having worked Ifthey you reside atell highyou Þrethat hazard severity zone sell year, goal will be toand collect andtobenefit thanks to my their service!), if over 100 Atoys! San Diego native, Reynolds I am here homes beauty of the different styles of homes, as well as meeting in the real estate industry for 25+ years, I can attest to the fact that we your home, you should be prepared to order a defensible space Want to knowor what distribution like up in Clairemont, went to you are borrowing $701,500 which day looked grew are selling and people are getting loans. so many wonderfulless, neighbors. at the Y? Although children may be never knowwith whether we were ango all-time “high” or “low” untiltowe are inspection Cal Fire. You at can to Þre.ca.gov/prepare the horizon for the future, they currently enjoy Bay spending puts you have in the on conventional financing Mission High School and It’supstill a side bit early to see anythis price Visit https://www.instagram.com/ look whether you particular get more on the other of it.fall It iswithin true that, as a home zone, seller, and one would time with their beloved mixed ßuffy brown chow named ymcasandiego/ to view their Holiday Party Toys lenders will still allow you attended San Diego State for adjustment trends we measure information on what toas expect. Thetofee forrather this inspection is Itmany done much better if selling 6-9tend months ago than category, right now. is Sophia for Tots aEvent! Brown Ammann, cherished member of their to put ashalf little as 5% down. loansa lot andof joy into their college, over a 3–6 month frame currently $118.as The information willtime be important to share with alsothat truetrend that a home buyer, one would have benefitted from household thatAll brings lives. “GO AZTECS!” Along your buyer as as charged to prepare youThe forfact anyremains hurdlesthat that may still the and interest being now. people all lenders are not created equal, nor are the way Reynolds moved to we rate justwell don’t have that hindsight The 8th Annual Holiday Lights Bike Ride arise. need to move, and need housing, which will continue to push the James didn’t hesitate getting involved in the community their financing programs. Contact me forat our Kensington San Francisco and after 20 as of yet. But I can tell you that I am still We had an amazing turnout Annual Holiday Bike Ride! morning BusinessLights Association forDespite about athe year now. movement in the real estate market in a forward direction, particularly and has been a member of the Kensington Talmadge showers lender we still had around 200 riders and skies were cleared during the full and family rides! a referral to a trustworthy that can years in the Bay Area, she consistently seeing multiple offers on When asked why he joined, James says he “enjoys networking and interacting with other local Ifinyou arethat looking tofrom purchase a home investment property, areas benefit vast and variedorwork sectors and suffer its from Congratulations to our House Deocration Winners at 4119 Palisades, 5341 Marlborough, & 4207 provide you thesmall information you to asvoted business well getting tohouse knowas other like-minded individuals whothank are looking decided she a change properties in San Diego, particularly in the Hilldale, ourowners, teamneed ofasjudges these bestneeded decorated along our route, you to to important to consider the surroundings and how that may affect a lack of sufficient housing units, such as our beloved San Diego. connect and grow their businesses.” He is also thrilled to donate to Franklin Foundation and everyone who decoreated their beautiful homes it was hard narrowing it down to just 3. other and made the move back to her $1.2 millioninsurance range and below with boththe ABILITYget homeowner’s coverage or even to started get the in your research. local nonproÞts that to support the community in a out sustainable way. Special thanks our community for coming and joining us, hope you had a great time! property insured, many insurance companies are no longer My my advice is this: of San Diego. Business After Association, buyer andas seller clients. Of course, This annual event is organized hometown by the Kensington Talmadge issuing new policies. As I am exploring different regions of San If you would like to explore buyingtoand/ going to area openahouses, this depends on the location and overall James feels fortunate be able use information his creativity toKenTalBiz.org. make living. “I am a creative artist with fortomore visit Diego withconsidering clients, I will oftenadirect to their agent over 25 years of craftsmanship, specializing in designing and handcrafting unique pieces as well If you are buying home them this year, thinkinsurance LONG TERM. orprior selling changing market, she came across Talmadge. presentation, with an already very to verify they can issue a homeowner’s to ain2thisasever Gone arewhether the daysbut when you can count on makingpolicy a profit within adding different earth elements, like preserved moss. My work is a family affair, as I me 619.944.2798 or email According to Reynolds, “I loved set ofand inventory buyers writing anframe offer. Ifhousing they not on/up. able for toThis get insurance with yearlimited time thenare move has always give beentheir thea call at collaborate with my father-in-law, who plays a crucial role in growing our business. My wife’s insurer, we willtooften lookfrom, elsewhere. This pro-active research me atremains Megan@MeganB.com. I’d be happy theoffriendly neighborhood out Ithere choose even tighter advice gave my clients, evenit’sprior to pandemic times and expertise and leadership are the backbone our operation. Together,vibe with our Interior Designer, enables my clients to make mindful, informed decisions rather as such. 10 years from now, chances are you will be glad you paid that Janessa, we bring art and nature into peopleÕs lives through our moss creationsÒ. You can Þnd to discuss with you what sets my service and all the planned activities. now. Those that can still qualify for a more information about James’ art on all social media platforms: @mossartinstallations or visit his than scrambling forthe solutions at the last minute once already in extra $10-$20k that seller dug their heels in for. With that time apart from the rest! I haven’t seen a neighborhood loan are able to take advantage of the escrow. frame in mind, consider the longevity the home offers. Is this a space website at https://mossartinstallations.com quite like Talmadge.” low can ratesgrow andin,achieve dream yourstill family will you their be able to beofcomfortable here for homeownership, downsizing. If7-10 you are looking to moving purchaseup,a or condo and are getting a loan, or Meet James in person and experience his awe-inspiring, one of a kind art pieces at his “Jazz in years? the JungleÓ art show at Megan BeauvaisÕ COMPASS ofÞce on 11/4 from 1-4 pm! ItÕs the perfect if you are a homeowner looking to sell your condo, its extremely In May of 2019, Reynolds made opportunity to commission a piece, or purchase something off the walls (holiday gifts, anyone?) important tohome verify policy insurance coverage prior to If you are acan get ready to rumble! have more Talmadge her home. A graphic Loans be seller, athe littlemaster tricky these days Buyers submitting an offer or putting the property onyou theare market. negotiability these days, but that doesn’t mean getting the designer for 25 years, she has for a primary residence and trickier still Condos trickiest animal out still there right now when it short endare of the stick. Likely, you are benefitting from a significant The Annual Talmadge Caroling at the business, Circle owned her own design foralbeit an investment property. a Þnding primary comes to real as ave weFor are in profit, notestate what itsales would been in the that springthe of coverage 2022. Another one for the books! The Annual Caroling at the Circle is one of my favorite neighborhood Olivetogether Designforfor years and is a huge success we residence with many all) a would place is often not sufÞcient for (but what abuying lender require. Remember thatloan, selling a property andnot property is most events in Talmadge, I love putting this event our20 community. What had this year, it was a great time catching up with Friends & Neighbors, we laughed and we even There AREwhen solutions out there, but these equations some successful is acount win on both sides. yourself for this currently freelancing. Ultimately, lenders, you there should on having at Prepare take sang some Hanukkah songs to kick off the first night of the festival of lights! Special thanks to all the time to strategic solve, so -the research that up front,It is andleast be both in your pricing and your preparations. is circle looking for a permanent 20% down ifmore you are needing toisinconducted Talmadge neighbors who decorated theshe traffic so beautifully, and to Tom Barb, who makes a the better equipped you will beapart as afrom buyer orothers. seller. You Ultimately, by imperative set youror property can do so terrific Saint Nick!employee Hope to see you December 2023! position (hint, hint). borrow to$701,501 higher as this putsthe you doing this research ahead time arming yourselfregarding with by following the advice of a of real estate professional preYou can find her online portfolio in the “jumbo loan”(paint, category. Most lenders information and tools, the smoother your real estate transaction marketing suggestions repairs, inspections, and staging for at wendyreynolds.myportfolio. are will be. still processing VA loans up to $1 million example).
$0 down (always an incredible opportunity
you have been considering buying and/or selling realagents estate,here I would IIf have long-standing relationships with insurance in welcome opportunity to meet with you and discuss San Diegothethat can provide some sound advice if inwhat need.myIf you proven strategies can do for you in 2023. Contact me at need a referral or would like to discuss the sale or purchase of Megan@MeganB.com or 619.944.2798! a property, please give me a call at 619-944-2798. May this year prove to be prosperous and joyful! I look forward to seeing you around the neighborhood!
Have questions about real estate? Contact Megan!
com. In her free time, Reynolds loves hiking, mountain biking, print making, art shows and happy hour. Her passions include travel, photography and she loves her adorable dog, Diego. If you see them out in the neighborhood, be sure to say hello! Happy to have you here, Wendy!
HaveQuestions Questions About Have About Real RealEstate? Estate? Megan Beauvais Contact Megan! Contact Megan! REALTOR® 619.944.2798
megan@meganb.com DRE 01426805
Megan Beauvais Megan@MeganB.com| |www.MeganB.com www.MeganB.com Megan BeauvaisREALTOR¨, REALTOR®,GRI, GRI,DRE# DRE#01426805 01426805 || 619.944.2798 619.944.2798 || Megan@MeganB.com Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number 01527365. All material presented herein is intended for informational purposes only and is compiled Compass a real estatereliable broker licensed by thenot Statebeen of California and abides by Equal Opportunity License Number 01527365.may All material presented herein isnotice. intended No for informational purposes only and from sources deemed reliable but All has measurements not been verified. from sources but has veriÞed. Changes in Housing price, condition, sale or withdrawal be made without statement is made as istocompiled accuracy of anyherein description. and square footages are Compass isis adeemed real estate broker licensed by the State of California and abideslaws.by Equal Housing Opportunity laws. License Number 01527365. All material presented is intended for informational purposes only and Changes in price, condition, or withdrawal be made without notice. No statement is made as to accuracy of anyis description. All measurements and square footages are approximate. approximate. This issources notsale intended tomay solicit property already listed. This information provided for informational purposes only and ismay not abe solicitation, recommendation, offer or promise to provide services. Compassany is notdescription. offering legal, is compiled from deemed reliable but has not been verified. Changes in price, condition, sale or withdrawal made without notice. No statement is made as to accuracy All Þnancial or other professional advice. Compass reserves the right to refuse, reject, or cancel the program for any reason at any time without liability. Compass offers no guarantee or warranty of results. Subject of to additional terms and measurements are approximate. This is notSubject intended to solicit terms property listed. This information is provided for informational purposes only and is not a solicitation, recommendation, offer or conditions. Homeand mustsquare qualifyfootages under Compass Concierge guidelines. to additional and already conditions.
promise to provide services. Compass is not offering legal, financial or other professional advice. Compass reserves the right to refuse, reject, or cancel the program for any reason at any time without liability. Compass offers no guarantee or warranty of results. Subject to additional terms and conditions. Home must qualify under Compass Concierge guidelines. Subject to additional terms and conditions.