Prime Time Living Feb/March 2015

LIVING PRIME TIME

Feb - Mar 2015

LOCALLY OWNED & OPERATED SINCE 2005

THE

COMEBACK KID Jim Graham rediscovers his love of the game see page 6

28th Annual

see page 11

PASSWORD HINTS HOW PREDICTABLE IS YOUR PASSWORD? see page 22

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Just call, click or visit to open your account: Call (707) 449-4000 or (800) 877-8328 Click www.traviscu.org Stop by your nearby TCU branch.

For locations, please visit our Web site.

*See branch or Web site for complete details. Silver Wings Checking is available to those age 55 and older.

Federally insured by NCUA. For a list of CO-OP Network ATM locations, please visit www.co-opnetwork.org.

Everyone who lives, works, worships or attends school in our 12-county area is eligible to join. Certain requirements may apply.

Looking for your New

Introducing a NEW

Home?

OLDER ADULT MENTAL HEALTH

Or selling your current property?

I work with:  Seniors  Military  First-time Home Buyers  Investors  Move-up Buyers  Downsizing Buyers  People Relocating  Home Sellers and Home Buyers

SUPPORT GROUP Facilitated by Dr. Mark Fry, Ph.D. Support in coping with; ◗ Loss ◗ Grief ◗ Stress, Anxiety, Depression ◗ Health concerns

Info:

6 Month Closed Group 12 Person Maximum Capacity Open Forum Topic Participants must be 60+ Free of Charge

Date:

Group meets monthly on the 2nd Friday of each month beginning Jan 9th

Location:

Vallejo Care Center, 2200 Tuolumne Street, Vallejo

Time:

2 PM

John Wilkerson, REALTOR

®

750 Mason Street Suite 101 Vacaville, CA 95688 Mobile: (707) 365-8061 Email: John.Wilkerson@kappelgateway.com

Duration: Approximately 1.5 Hrs

Prevention and Early Access for Seniors Program is supported by the Area Agency on Aging and funded by the Solano County MHSA program

KAPPEL GATEWAY REALTY

For more information & to register please call: Kate Panepinto at 707-644-6612 x 221

Search all homes in Northern California at:

www.jawilkerson.com

1

Napa/Solano Edition

LIVING Prime Time

Introducing

Publishing/Contact

Locally Owned and Operated

Owner/Publisher Tracee Stacy We want to hear from you! If you have any comments or questions to any of the authors of the articles youʼve read please send your letters to the editor to: Tracee Stacy

Owner/Publisher

Few Vacancies...

Mailing 209 Glen Eagle Way Address Vacaville, CA 95688

Phone 707-449-1270

Fax 707-471-4082

Cell 707-628-9805

Email primetimeliving@aol.com

Web www.primetimeliving.org

Wendy VanHatten

Filling up fast!

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Editor

Call for Move-In Specials.

A fresh perspective on home…

Editorial/Sales/Art

Editor Wendy VanHatten

Regional Sales Manager Cindy Lewis cindy@primetimeliving.org 707-685-6731

Designer Crystal Scott

Call today to schedule a tour

Download the issuu app and follow “Prime Time Living” to read our most recent magazines on your tablet.

40 Orange Tree Circle, Vacaville Near the Nut Tree exit

707.999.5029 Email: info@MyCornerstoneLiving.com

www.MyCornerstoneLiving.com

Prime Time Living Magazine is published bi-monthly. Manuscripts, photographs and any other submission are sent at owner's risk.

Publisher reserves the right to accept or reject any editorial or advertising matter. Publisher reserves the right to condense or rewrite submitted copy, while maintaining the intended content of the article.

Prime Time Living 2

Editor’s Corner

Table of Contents POINTS OF INTEREST

8

Basic Chocolate Truffle Recipe

10

Household Hazardous Waste Disposal

Solano Mobility Call Center

Memory Loss

12

Words from Wendy

{4}

Hello 2015! Each new year brings about changes for all of us. For me it’s both personally and professionally as I embrace changes in my life and here at Prime Time Living. Personally, I’ve been elected to the Bay Area Travel Writer Organization board of directors. I can’t wait to see what that brings in the way of travel writing. Perhaps I’ll just have to travel more…and share those trips with you. Stay tuned.

17 Understanding

24 Free Transit Training 25 Senior Voices 29 Sudoku 32 Crossword 34 Senior Community

{6}

For Prime Time Living, we are kicking off our 10th year by expanding our horizons. Does the term Baby Boomers fit you? If so, stay tuned as we embrace those changes in our lives by providing information and resources designed just for you.

Think of Prime Time Living as your local, go-to resource when it comes to eating healthy, drinking, living, having fun, and staying safe.

Centers

34 35 37

What Bin? Puzzle Solutions Resource Guide

ARTICLES

4 6 11

14

16

19

The Comeback Kid The Time is Now Saturday Date for 2015 Solano Wine & Food Jubilee Bale Grist Mill The Mediterranean Diet and Aging

Roadmap to Retirement:

4 Steps to

Living a Great Retirement

22 28

30

{11} {19}

We’re all about staying in touch. Speaking of staying in touch…Happy Valentine’s Day. Treat your special someone to date night or make our Chocolate Truffle recipe. You’ll get a big kiss for sure.

{22}

Thanks for reading and continuing on our journey with us.

Wendy VanHatten, Editor

Password Hints Constant Ringing In Your Ears?

This month check out our article on the Mediterranean Diet and how it can help us all stay healthy, regardless of where we are in our lives.

We’ll give you some advice to help keep your passwords safe and offer tips about red wine. Follow along with me on a trip to a local attraction…the Bale Grist Mill in Napa.

{19}

Housing Market 3

Napa/Solano Edition

The

Comeback Kid

Jim Graham rediscovers his love of the game thought my hockey days were over—it just never occurred to me to keep playing," Graham said.

That changed when Graham turned 42 years old.

He was teaching his children to skate at an ice rink in Concord, California, when he caught the eye of the facility's manager.

"I guess he thought I could skate pretty well because he asked me to join a recreational league."

Ice hockey—fast-paced and physically demanding— provided the perfect escape from Graham's hectic corporate responsibilities. For more than four decades, Graham played roughly 70 games a year, competing in a Northern California league, on the Senior Sharks, and in tournaments held everywhere from Vancouver to Santa Rosa to Switzerland.

F

rom early fall to late spring, thick layers of snow and frost blanket the northernmost parts of the world, and outdoor sports become near impossible on Canada's frozen fields and playgrounds.

It's no wonder, then, that Canadians turn to hockey.

Children learn to crawl, walk and then skate. The country's love of the sport is much like its winters— fierce and unyielding.

How deep does that love run? Just ask Jim Graham, a resident of Paradise Valley Estates. He played his last hockey game at the age of 85.

Growing up in Canada, Graham played for a number of youth hockey leagues before joining a club team at the University of Saskatchewan.

"I had a wonderful time, but when I graduated, I

Graham moved to Paradise Valley Estates 12 years ago, where he continued to play hockey. He joined two members of the Paradise Valley Estates staff to form the "PVE line" on a local rec team.

Graham attributes his ability to play hockey into his 80s to the lifestyle he's found at the community.

He regularly swims laps at the indoor pool and lifts weights at the Power House Fitness Center. Graham follows his own exercise regimen, and it works.

For more than four decades, Graham played roughly 70 games a year...

"My wife and I were looking for a final place to live.

It's amazing that everything we need is encompassed in one place," Graham said.

Even so, there comes a point in every athlete's career when risk of physical injury supersedes love of the game.

Prime Time Living 4

"I played non-checking hockey, but you do inadvertently get hit. You're going to get bounced around a lot."

After suffering a broken leg and more cracked ribs than he'd like to think about, Jim Graham decided last year that it was time to hang up his skates.

"More than anything, I miss the competiveness and the feeling of being on the ice. There's nothing like it," Graham said.

Now, Graham stays active by golfing twice a week, working out and taking advantage of everything offered on campus. At the end of the day, he says he just wants to stay healthy and active. He's found many people at Paradise Valley Estates who want the same.

A Place Where Life Is Lived Caring for an aging loved one can be difficult, especially if your loved one is showing the early signs of Alzheimer’s, dementia or memory loss.

"I'm the only hockey player," Graham chuckles, "but there are a lot of wonderful people here who are intellectually and physically active in meaningful ways."

But there is an alternative.

At The Bridge at Courtside Cottages, we focus on the specialized needs of seniors who remain self-sufficient enough to live in an assisted-living environment while offering them additional encouragement, care and supervision. The Bridge cottage provides our fifteen residents with the comforts of home and the care they require. Here, your loved one chooses how to spend time.

Activities are based around residents’ preferences and interests, and they have the opportunity dine out, shop and worship just as they would at home – because they are home.

Courtside Cottages is a warm, welcoming and active Northern California community exclusively dedicated to caring for residents with memory loss.

Discover more about our unique community today. Call (707) 449-1350 or visit courtsidecottages.com.

Courtside Cottages of Vacaville 431 Nut Tree Road | Vacaville, CA 95687

RCFE LICENSE # 486803091

5

Napa/Solano Edition

The Time is

Now

By Mike Stoy, Active Lifestyles

A

t a certain time in life, many older adults believe it is too late to start an exercise program, and especially if they have not been active in their younger years.

The thought pattern may be that this is now the time to take it easy and relax, reaping the benefits of many years of hard work. The reality is it is never too late. The physical and mental benefits of exercise far outweigh any reasons why older adults should not participate in some form of structured activity.

Every person needs to stay active to maintain a strong heart and lungs, muscles, and bones, as well as working to improve balance and flexibility. This is even more important as we age, especially upon retirement, since this time in life may bring about reduced movement activities. The younger adults are busy and active playing with kids, participating in sports, doing yard work, and for the most part, clocking in a lot more time just moving about in their daily lives. Once we recognize that we are no longer obligated, if you will, to maintain a hectic schedule, sedentary activities may replace those busier, active years. There are so many options available to seniors to help keep them strong, balanced, flexible, and overall physically active and independent.

The external effects of exercising are

most apparent, but there is proof that diseases and chronic conditions associated with the aging process can be avoided or managed more effectively through regular exercise. The National Institute on Aging shares that “studies show that people with arthritis, heart disease, or diabetes benefit from regular exercise. Exercise also helps people with high blood pressure, balance problems, or difficulty walking.” Along with the fabulous benefits exercise provide the body, the brain also reaps the rewards as well. The National Institutes of Health states that “being physically active may help to delay -- or even prevent -- the loss of cognitive function that is associated with age and disease.” Exercise provides increased oxygenation to the brain, which allows for improved learning, memory, and reasoning. Exercise also helps to relieve stress as well as anxiety and depression.

The thought of an exercise program may seem intimidating, particularly for newbie’s to this type of activity. It is important to engage in a structured program along with one’s activities of daily living. The difference between the two is that one is a program specifically designed for one’s individual needs with elements of cardio and strength training with repetitive motions, compared to daily activities of life such as grocery shopping, gardening, and house cleaning, to name a few.

Normal daily activities are still important to the health and

Prime Time Living 6

well being of individuals, but a well designed exercise program actually improves the functionality of these activities by providing the older adult with more endurance, strength, balance, and flexibility. These benefits provide safety and independence for the older adult by allowing them to reduce their risk of falls, maintain their households as independently as possible, and help to keep them engaged in both physical and social activities.

and flexibility. Other activities such as cycling and dancing are great for their aerobic components. An added bonus of engaging in an exercise program is the social element. Friendships develop simply by being in the same facility and particularly when participating in group training sessions. There are five components to a well-rounded exercise program – this consists of strength training, aerobic training, balance and flexibility, proper nutrition, and rest.

Working with an expert in the field of fitness will allow you to achieve all of these.

The great thing about exercise programs is that there are so many of them to choose from. The key is to find an activity that is enjoyable, so that it is not only beneficial health wise, but fun for the participant as well. Resistance training, commonly referred to as lifting weights, is a very important factor for muscle and bone strength and is a vital component of health as we age, since we lose muscle mass over time. Although the clock cannot be turned back, active adults who participate in resistance training slow the progression of muscle loss, compared to their sedentary counterparts. Yoga and Tai Chi are wonderful activities for strength, balance

It is prudent to speak with a professional fitness instructor to get information on the programs available in your community and to get your questions answered and any fears or concerns alleviated. Safety is first and foremost when engaging in any type of exercise; therefore it is highly recommended to receive approval and a release from one’s physician prior to engaging in a new fitness program. So why not change your way of thinking now and start on the path to a healthier, fitter life! It truly is never too late!

Active Lifestyles

Vacaville Convalescent & Rehab Center

FITNESS STUDIO

Strength Training...

Fountain of Youth?

• Increase Bone Density • Weight Loss • Improve Balance • Enhance Flexibility & Coordination We design fitness programs for seniors, women, and the de-conditioned, in a private, safe environment FOR ACTIVE AGING 560A Main Street, Downtown Vacaville |

585 Nut Tree Court Vacaville, CA 95687 707-449-8000 Solano County’s best rehab team provided by

707-455-0190 7

Napa/Solano Edition

BASIC CHOCOLATE TRUFFLE RECIPE NOW Under NEW Ownership!!

Yield: Makes about 2 dozen truffles

* 8 oz bittersweet or semi-sweet chocolate * 4 oz (1/2 cup) heavy cream (also known as double cream)

(707) 452-0240

Vacaville's Premier Caregiving Agency (serving all of Solano County) Experienced senior care for total peace of mind

* large pinch of salt * cocoa powder for

rolling or any other

toppings you desire

<â&#x2122;Ľ= 1. Chop chocolate into small pieces and place in a bowl.

2. Put cream in a saucepan and place over medium heat. Allow cream to heat until simmering and almost boiling.

Errands â&#x20AC;˘ Shopping Light Housekeeping Friendly Companionship Meal Preparation Flexible Hourly Care Respite Care for Families

3. Pour the hot cream over the chopped chocolate and let stand for about 3 minutes. Add salt.

www.VisitingAngels.com/Vacaville

6. Scoop small amounts of ganache, about 2 TBSP or less, roll between your palms, and roll in toppings. Store in the refrigerator in an airtight container for up to 1 week.

4. Whisk all together. It will be a basic ganache at this point.

5. Place the ganache in the refrigerator uncovered until the mixture becomes solid, about 1 hour, before scooping and shaping.

Each Visiting Angels agency is independently owned and operated.

Prime Time Living 8

Adult Day Center NorthBay Adult Day Center is dedicated to meeting the needs of people with Alzheimer’s and/or dementia and their caregivers.

Participants enjoy group activities in a safe and structured environment. Our goal is to help each participant maintain his or her highest degree of independence and wellbeing for as long as possible.

• Arts & Crafts • Baking • Exercise

• Gardening • Music

Monday - Friday • 7 am - 7 pm 1020 Nut Tree Road, Vacaville

(707) 624-7970 Compassionate Care • Advanced Medicine • Close to Home

NorthBay.org

NorthBay Alzheimer’s Resource Center is provided to meet the needs of patients and caregivers within our community who face Alzheimer’s disease and related dementias.

Staffed by specially trained NorthBay Guild volunteers, we offer information and resources, including referrals to community agencies and professional services.

Monday - Friday • 10 am - 2 pm 1000 Nut Tree Road, Vacaville

(707) 624-7971

9

Napa/Solano Edition

When my wife Nancy and I moved to Paradise Valley Estates, we didn’t know a soul. That changed faster than we expected. You meet great people everywhere here — the golf course, a Pilates class, the bocce court or at meetings and activities. We wanted a continuing care retirement community with everything we’d ever need. That’s just the beginning of all we’ve found here.

FRIENDSHIPS MATTER.

E XPE RI E N CE

here

BRUCE BARTELS

Find out one of Bruce’s favorite ways to spend a day at

ExperiencePVE.com

INDEPENDENT LIVING / ASSISTED LIVING / SKILLED NURSING

PVE_EH_Bartels_PTL.indd 1

Prime Time Living 10

2600 Estates Drive Fairfield, California 94533 1.800.326.0419 RCFE #486800368 LIC #1338 COA #179

1/16/15 11:21 AM

2015

F

or the first time in many years, the 2015 Solano Wine & Food Jubilee will be held on a Saturday.

The 28th Annual Jubilee will get under way at 6:30 p.m. on Saturday, April 25, 2015 at the Specialty Event Center in Fairfield. “The larger venue got rave reviews last year from ticketholders, sponsors and vendors,” noted Bill Seiden, Jubilee chairman, “and we’re already hearing from many sources that having the event on a Saturday should make it easier for ticketholders and vendors to attend and enjoy the evening.”

Yanni of Vacaville GMC and Vacaville Nissan. Rami has offered to donate either a 2015 Nissan Altima or Buick Encore as the Grand Prize in the raffle, that also offers $10,000 in cash prizes. Tickets are $50 each, or three for $100.

So far, Presenting Sponsors for the 2015 event include Rami Yanni of Vacaville GMC and Vacaville Nissan, Freeman Family & Cosmetic Dentistry, Gold’s Gym and Al and Patt Shaw.

The facility, located at 300 Chadbourne Road, is large enough to easily accommodate the Jubilee’s 2,000-plus ticketholders, the more than 100 wine, brew, non-alcoholic beverages and food vendors, an array of silent auction tables, a special VIP area and, for those fans of The Time Bandits, an expanded dance floor.

The Solano Wine & Food Jubilee, organized by NorthBay Healthcare Foundation to support the programs of NorthBay Hospice & Bereavement, has become the biggest and most popular fundraising event in Solano County. Over the past 27 years this sell-out gala has raised more than $3 million, enabling NorthBay to provide physical, emotional and spiritual care for the terminally ill,

Jubilee organizers are happy to announce that the top prize in the 2015 Jubilee Raffle will again be a brand new car, in a repeat partnership with Rami

11

Napa/Solano Edition

regardless of their ability to pay. With this support, these patients – and their families – are able to live their final days as peacefully and comfortably as possible.

invitations to Open That Bottle Night, but early entrance to the Jubilee, beginning at 5:30 p.m., an invitation to a private reception at the event, hotel accommodations, and limousine service.

Organizers also plan to offer a limited number of “VIP Table for 10” packages for Jubilee night again this year. These VIP tables include many of the benefits afforded VIP ticket-holders – early admittance, special treats on arrival, and access to the “VIP Lounge” – for $1,750. Please call 6463133 to secure one of these highly popular table packages.

Open That Bottle Night, a precursor to the Solano Wine & Food Jubilee, will be held at the Hilton Garden Inn in Fairfield. The invitation-only evening for the Jubilee’s $1,500-and-above sponsors will be held on February 28.

Sponsorship opportunities are being arranged now.

For the minimum contribution of $1,500 -- and up to $20,000 and above -- a sponsor will not only receive

The 28th Annual Solano Wine & Food Jubilee, a black tie-optional affair (denim discouraged), gets under way at the Specialty Event Center, 300 Chadbourne Road in Fairfield, beginning at 6:30 p.m. on April 25, for general admission. Tickets, for those ages 21 and over, must be purchased in advance and are $100. To purchase tickets, call (707) 646-3133, or go online at www.wineandfoodjubilee.org.

Introducing Solano County’s Mobility Call Center Personalized Assistance including: • • • • •

Travel Training Navigating Transit Systems Commute Information Regional Transportation Public non-profit and private transportation service information Let us help you maximize your local transportation options.

Live customer support weekdays 8am - 5pm.

Prime Time Living 12

13

Napa/Solano Edition

waterwheel. Water was diverted from Mill Creek nearby. However, during the dry summers there was not enough water to power the mill.

It needed to be replaced by a much larger one, similar to the one that works and stands today.

Bale Grist Mill

By Wendy VanHatten

M

ention Napa Valley and most people think of world class wines, rows and rows of manicured vines, and hot air balloon rides in the mist of the early morning.

Not many think of heading to Napa to have their corn and wheat ground into flour or of the Bear Flag Revolt. In fact, most people probably donâ&#x20AC;&#x2122;t even know about either one of those.

While the rest of the state was knee deep in gold mining, prospectors in Napa Country mined for silver and quicksilver.

Farmers raised cattle, wheat, and corn. Not a grape vine in site.

Mexico owned the state we know as California. An early settler, Edward Turner Bale, became a citizen of Mexico at the time and was granted Rancho Carne Humana in the northern end of the valley. Bale, came here from England as a physician and surgeon to start a new life, and was one of the few survivors of the wreck of the Harriett off the coast of Monterey. Moving from San Francisco, Bale saw a need for and built the Bale Grist Mill a few miles north of St. Helena in 1846. Settlers from the valley gathered to have their wheat and corn ground into flour or meal.

Wheat and corn farmers brought grain to the mill where it was placed into the boot of an elevator to be mechanically transported upstairs where it was cleaned. The slow turning of the old grind stones and the dampness of the millâ&#x20AC;&#x2122;s site gave the meal a special quality for making cornbread, yellowbread, shortening bread, and spoonbread.

Using local materials, Douglas fir and coast redwoods for the mill, and native stone for the foundation, the mill was powered by a Prime Time Living 14

With a 36 feet high waterwheel and wooden flume system, this one appears much like the original would have looked.

The site of a working water-powered grist mill built in 1846.

Small amounts of corn and wheat are turned into flour and cornmeal and sold.

Tours explain the whole process, with millers showing how it would have worked in the 1800s.

According to history, the Bale Grist Mill was quite the center of attention in the upper Napa Valley in the mid-1800s. To begin with, it was spectacular in size. Then there was the noise it made. More importantly, the valley was an increasing source of wheat production. Flour milling would have been significant here during that time period. And, it was a site of social activity set amidst wheat and corn fields. Hard to imagine this valley without grape vines.

Instrumental in another piece of California state history, the Bale Grist Mill may have been the meeting place prior to the capture of Sonoma from the Mexican government in 1846. This Bear Flag Revolt, lasting 31 days, happened when Sonoma and what we know as California were taken from the Mexican government. California became a state in 1850, without going back to Mexican rule.

Today, the park is the site of a working waterpowered grist mill built in 1846. Small amounts of corn and wheat are turned into flour and cornmeal and sold. Tours explain the whole process, with millers showing how it would have worked in the 1800s.

Hiking trails surround the mill and provide for a change of pace from the rest of the valley. Most hikes are not strenuous, although the one connecting Boothe State Park with the Bale Grist Mill and the historic Pioneer Cemetery can give you a nice workout.

Res-pite;

$150 per day

verb

(to relieve temporarily; to give an interval of relief from)

••• A breather from caregiving for yourself is well-deserved.

••• It can also be a wonderful unexpected discovery for Mom or Dad about the benefits of an Assisted Living.

Starting at $150/day, Paramount House Senior Living will provide a temporary retreat stay for seniors who need extra assistance after hospitalization. Respite Stays are also perfect when family members are away on vacation, business trips or require a brief time away from caring for the senior in your life.

(707) 455-0300

2061 Peabody Road • Vacaville, CA 95687

www.ParamountHouseSeniorLiving.com * Based on 30 day maximum stay. Current Physician Report No. 602 require prior to stay. Offer limited & subject to change without notice. Please Call Community Marketing Director for more details.

15

Napa/Solano Edition

EAT WELL The

Mediterranean Diet and Aging P

erhaps you’ve read about the Mediterranean Diet, one rich in fruits and veggies, beans, nuts, olive oil, and whole grains.

Research has shown eating this was has many health benefits, like helping protect against bone loss and decreasing the likelihood of heart disease.

Recently I read about the results of a new study.

This one shows the Mediterranean Diet can actually help you live longer. How? It provides new clues about how the diet affects DNA.

“The Mediterranean Diet’s been associated with longevity and wellness, but what we’ve done in my lab is given the mechanism. We are saying how it works at the cellular level,” says Immaculata De Vivo, a researcher on the study and an associate professor at Brigham and Women’s Hospital and Harvard’s School of Public Health.

De Vivo and her colleagues found that women who followed a diet rich in fruits, veggies, and whole grains, and lower in dairy and meat, had longer telomeres, the protective caps at the ends of your chromosomes, and a good indication of your biological age. In reality, you might be 30 to the world, but you’re 20 on the inside. And, that’s a good thing.

The investigation focused on nearly 5,000 women who were part of the long-running Nurses’ Health Study. They filled out questionnaires about what they ate and were given scores based on how closely they followed the diet. Researchers then analyzed the women’s blood to look at telomere length. And healthy Med-style eating, they found, had clear benefits.

“We know that telomeres shorten with aging— and if they are exposed to a lot of inflammation and oxidative stress. The components of the Mediterranean Diet, like fruits, veggies, and nuts, are well-known to have antioxidant and antiinflammatory properties, and counteract the effects of inflammation and oxidative stress,” De Vivo says.

Pass the extra virgin olive oil, please.

Prime Time Living 16

Understanding Memory Loss: A Solano County Education Conference for Family Caregivers and Professionals

Friday, March 27, 2015 8:00 AM - 4:00 PM Fairfield Community Center 1000 Kentucky Street Fairfield This six-hour conference for family members and professionals (CEUs available) covers many topics relating to Alzheimer’s disease and dementia.

We hope you will join us for this outstanding program.

SPEAKERS: Elizabeth Edgerly, PhD Chief Program Officer, Alzheimer’s Association

The Alzheimer’s Association thanks Alice “Sue” Wright, our artist living with memory loss, for the use of her artwork.

Registration Rates

Elizabeth Landsverk, MD ElderConsult Geriatric Medicine

Fees include continental breakfast & lunch.

Six (6) Continuing Education Units are available in the following categories: RN/LVN Provider #CEP12415 Certified Nurse Assistant/HHA Provider #06329 LCSW/LMFT Provider #PCE1121 Residential Care Home Administrator (RCFE) Application pending approval by the California Department of Social Services (Provider #2000072-740-2) Nursing Home Administrator Program (NHAP) Application pending approval by the California Department of Public Health (Provider #CEP1546)

Kathy Quain, MME, MT-BC Music for Therapy Registration deadline is Monday, March 16, 2015 Presented by:

LIVING

Family Caregiver and Professionals w/o CEUs Free

Care and comfort at a moment’s notice.

Professionals (CEUs included) CNA/HHA Others

$25.00 $60.00

For information, call Kristin Einberger at 707.428.7654

17

Napa/Solano Edition

Prime Time Living 18

4

Roadmap to Retirement:

Steps to Living a GREAT Life

By Angie M. Grainger, CPA/PFS, Certified Financial Planner®

(Continued from Dec/Jan Issue) In the last issue, we talked about having enough money in retirement.

It’s the biggest concern for almost every pre-retiree and retiree.

There’s a mindset shift that happens when you transition from earning & saving, to now spending. When you dip into your savings in retirement, there’s no more ‘refilling’ it with your earnings.

So, the fear is always present and the question is always pending “Will I run out of money”.

All of these questions can be answered in the 4 Steps to a GREAT retirement. In the last issue we talked about the first step: Design It. Now, here are the remaining three steps:

Step Two: Fund It Now that you have the Design in place, how are you going to fund itThere are two critical components to your finances that you must understand, your cash flow and your

net worth.

the timing of your needs.

Your cash flow is key to wealth building and preserving. Cash flow is the flow of money that comes in and out on a monthly basis. It’s how much comes in, less what goes out. Simple enough, right? Most people call it budgeting, but it’s much more. Budgeting is watching what you spend, managing your cash flow is mastering your income as well as your spending, and preparing for

The other component is your net worth. Your net worth is the difference between your total assets and all of your debt.

What’s left is your worth. Your personal level of net worth is critical only to the degree of your cash flow.

Depending on whether your cash flow is positive or negative, will depend on how much net worth you need for financial freedom.

19

Napa/Solano Edition

In this step, FUND IT, you create a funding map that shows how you can you confidently live your retirement DESIGN. By gaining control of your finances and understanding what you need (now and the future) to live a great life, you will gain a stronger sense of financial freedom.

Step Three: Protect It Now that you have the DESIGN and the plan to FUND it, you must keep it safe. Protecting your plan means making sure your assets are safe, your income is safe, your legacy is safe, and most importantly your dreams are safe. Safety comes from reducing and protecting the potential risks to your DESIGN. What are some of the risks that need to be protected? The risk of the market crashing, the risk of your income decreasing, the risk of health issues, the risk of death, and the risk of taxation.

In this step, you create a plan to reduce risks and PROTECT your dreams, family and finances. All of

Camino Alto RESIDENCE CLUB

Trisha R. Beard Administrator

trisha@camino-alto.com

Assisted Living Facility Lic # 486801896 www.camino-alto.com

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these risks can be covered with plans that diversify and protect your assets, secure your income, reduce your taxes and cover unexpected costs.

Step Four: Live It This is the most difficult step of them all. Go out and LIVE IT! This is where your courage is crucial.

It will require changes in your mindset as well as your routines to start living that amazing life you desire. You will have to do new things, learn new things, look at things you have been avoiding, and do things you don’t like. But, it’s YOUR life.

Budgeting is watching what you spend, managing your cash flow is mastering your income as well as your spending, and preparing for the timing of your needs.

The good news is this. You don’t have to do it all at once, and you don’t have to do it alone. When you start to make these changes, we look only at the next 3 action steps. You don’t have to change everything at once. You don’t have to solve all your concerns at once. All you have to do is take the next three action steps.

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When it’s time for you to go LIVE IT, just ask yourself this question: “Am I brave enough to create an amazing life?”

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Napa/Solano Edition

He asks which of these are good passwords. Do you know or can you guess?

Password Hints

By Wendy VanHatten

If you’re like me, you have passwords for every account, social media site, email, and more. You probably already know you don’t want to use common passwords like 123456 or qwerty, the first keys on the top left of your keyboard. But, what about ones like Mary 14 or Giants2014? Are they any better?

In fact, how can you tell how strong your password is? Recently I read a post about passwords on Jeff Fox’s State of the Net.net site.

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Zdhkqjbu83 74Xmbgdapw Bmukwes3901! lw;62v74y

According to Jeff, they’re all an easy mark for hackers, even though every one is nine or more characters long and contains a mix of both letters and non-letters. How can such apparently strong passwords be so weak? The short answer is that they follow some of the most common patterns of composition that people use to create passwords, patterns that weaken them.

So, what do you do? Here are some suggestions from his website:

1. Beat the clock How does a hacker get hold of your password? Most likely, through a breach of a customer database like the one that recently let criminals obtain confidential celebrity photos from Apple’s iCloud.

(According to Apple, the iCloud database itself was not breached). As I explained recently, more such breaches are inevitable. Since many passwords are stored in such a way that they can’t be directly read by people, hackers often use software to crack them.

The longer it takes to crack a password, the less likely the hacker will succeed. If it takes too long, the hacker may give up and move on to easier prey.

As I explained in Hack-proof your passwords, which I wrote when I was Technology Editor at Consumer Reports, long passwords comprised of a variety of letters, numbers, and special characters can better withstand cracking software than can short, simpler ones. However, when something about a password’s composition is too predictable— it begins with an upper case letter, for example, or includes a recognizable word—it can be cracked much more quickly.

23

Napa/Solano Edition

2. Games users play Just how predictable are people in composing passwords? Even when they’re following an organization’s password guidelines regarding length and mix, it turns out, most compose passwords in very similar ways.

 One upper case, then 6 lower case, then 2 digits (Example: Abugmar64)  One upper case, then 3 lower case, then 4 digits (Example: Itio1981) Which of these mistakes do you make?

In a 2013 study for DARPA (the Federal Defense Advanced Research Projects Agency) called Pathwell, security consulting company KoreLogic found that, among the thousands of users within an unnamed Fortune 100 company, roughly half had relied on just five patterns to compose their passwords and 85 percent had relied on just 100 patterns.

(KoreLogic found similar predictability within a variety of other companies).

It’s not practical to try to avoid every one of the many patterns KoreLogic found. But you can still create better passwords by steering clear of some of the most common mistakes people make:

Here are the three most common patterns KoreLogic found among the thousands it identified in those companies:

 Putting digits, especially two or four of them, before or after the letters

 Starting with an upper case letter followed by lower case letters  When a password isn’t long enough, adding a letter or two to the base word

 One upper case, then 5 lower case, then 2 digits (Example: Dulith57)

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Prime Time Living 24

25

Napa/Solano Edition

 When a special character is required, using “!” and putting it at the end

4. How to make passwords less predictable

 Not using two special characters in the same password

I won’t suggest any compositional patterns here because, once published, they would immediately become a target for hackers. Instead, here are a few rules of thumb to keep your passwords from becoming too predictable:

3. Don’t rely on password checkers When creating a password, you may be tempted to use online password checkers to test the strength of those you’re considering. Beware: When I tried four of the most popular checkers, How Secure is my Password, Password Meter, Microsoft’s Password Checker, and Kasperky’s Secure Password Check, only Kaspersky’s clearly informed me that the apparently strong password I submitted was actually far weaker than it appeared. Even Gmail’s own password strength tester labeled that password as “strong.”

 Avoid beginning the password with an upper case letter—or maybe even any letter  Create an acronym using the first letter of each word in a memorable sentence, as suggested bysecurity expert Bruce Schneier Example: t2cmlp,@yh (“Try to crack my latest password, all you hackers”)  Resist your natural tendency to mimic familiar words and phrases  Use multiple special characters in the same password  Don’t always place digits adjacent to each other

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Prime Time Living 26

You, a veteran, or spouse of a veteran that you know may be eligible for a special benefit from the V.A. that pays seniors for the in-home care they need.

Whether you require the aid and attendance of another person at home or need Senior Helpers’ award-winning Alzheimer’s care, call today to see if you qualify and how you can apply.

9/19/14 2:38 PM

27

Napa/Solano Edition

Constant Ringing in Your Ears?

Hearing Aids Offer Hope Presented by Cynthia M. Peffers, ACA, BC-HIS

If it seems like your ears ring constantly, it’s probably not your imagination or the economy...and you’re not alone. You may have tinnitus, an inner ear ailment that affects between 25 million to 50 million Americans— with about 12 million people experiencing such severe symptoms it affects their daily lives. The good news is treatment, including hearing aids, can offer relief to some suffering the persistent ringing, buzzing or humming associated with tinnitus, says the Better Hearing Institute.

Tinnitus can be intermittent or constant. Causes range from ear infections and overexposure to extremely loud noises, to underlying health problems like allergies or heart and blood pressure problems.

Often, sufferers are unable to pinpoint the cause of their tinnitus.

“Tinnitus can have a direct impact on a person’s emotional well being,” says Dr. Sergei Kochkin, BHI’s executive director.

“Not only can their hearing be affected but also their ability

to sleep and to concentrate.”

Kochkin and Dr. Richard Tyler, a professor in the University of Iowa’s otolaryngology and communication sciences and disorders departments and editor of The Consumer Handbook on Tinnitus (Auricle Ink, 2008), published an article in the December 2008 Hearing Review on their survey of 230 hearing health professionals in the United States and Canada. Their survey found that six out of 10 patients reported some tinnitus relief when using hearing aids and two out of 10 reported major relief.

The symptoms of tinnitus “influence basic life functions such as socialization and relaxation,” the duo wrote. “In severe cases it can interfere with the individual’s ability to perform adequately on the job, or contribute to psychological disorders such as depression, suicide ideation, posttraumatic stress disorder, anxiety and anger.”

Although tinnitus is actually common and can cause major life disruptions, the number of sufferers who seek treatment for the problem is relatively small.

One reason may be that they mistakenly believe their condition is untreatable. Unfortunately, many doctors are also unaware of the latest treatment option.

Patients may think they simply have to learn to live with the noise.

“No one should ever ignore persistent tinnitus,” Kochkin says. “Not only is every individual entitled to a chance to regain

Prime Time Living 28

his or her quality of life, but in rare cases tinnitus also can be a symptom of a more serious health issue that could demand medical intervention. What’s more, nearly everyone with tinnitus has hearing loss as well.”

In a recent large-scale survey by the Better Hearing Institute of the American hearing impaired population, 39 percent (more than 9 million adult Americans) indicated they had not sought help for their hearing loss specifically because they also had tinnitus.

“Research shows that untreated hearing loss has its own negative social, psychological, cognitive and health effects on the individual suffering from it,” Kochkin adds.

“So the individual with both untreated tinnitus and untreated hearing loss suffers an even more diminished quality of life than individuals with just tinnitus or just hearing loss.”

While hearing aids are not a cure for tinnitus, they may be able to help tinnitus patients by: ) Improving communication and reducing stress, which makes it easier to cope with the condition. ) Amplifying background sounds, which can make tinnitus seem less loud and prominent.

A new type of hearing aid, called the open fit hearing aid, may be particularly useful in alleviating tinnitus. The open fit hearing aid can reduce the effects of the tinnitus ringing sensation while still allowing sounds from the outside to pass into the ear.

If you think you have tinnitus

have your hearing evaluated by a hearing health professional and to explore the use of hearing aids to alleviate tinnitus. The American Academy of Otolaryngology (AAOHNS) and the American Tinnitus Association recommends these additional tips for minimizing the effects of tinnitus on your health: ) Avoid exposure to loud sounds and noises. ) Get your blood pressure checked. If it is high, get your doctor’s help to control it. ) Decrease your intake of salt.

Salt impairs blood circulation. ) Avoid stimulants such as coffee, tea, cola, and tobacco. ) Exercise daily to 1improve PTS_Sol_OctNov09:Layout 9/29/09your 7:59 circulation.

The symptoms of tinnitus “influence basic life functions such as socialization and relaxation,” ) Get adequate rest and avoid fatigue. ) Eliminate or reduce some stress in different parts of your life; stress often makes tinnitus worse. ) Experiment by eliminating other possible sources of tinnitus aggravation, e.g. artificial sweeteners, sugar, alcohol, prescription or overthe-counter medications.

(Do not stop taking medications without consulting with your health care professional about the possible AM Page 15 ototoxic impact of your medications.)

ica is about – helping each other, the foundation of our country,” she said. “There is a ton of information at the (Solano Community) Foundation and people should be using this resource.”

The Foundation Directory Online is available to the public from 10 a.m. to 3 p.m. Monday through Friday at Solano Community Foundation, 1261 Travis Boulevard, Suite 320, in Fairfield. Please call ahead to reserve at spot at 707-399-3846.

Andrea E. Garcia is Director of Communications for Solano Community Foundation. She can be reached at 707-280-8771 or at andrea@solanocf.org.

SUDOKU

Furthermore the Better Hearing Institute recommends that in addition to the practical tips above (which apply to a healthy lifestyle for all people) that people with tinnitus may receive benefit by simply understanding the causes, myths and facts about tinnitus through either counseling or self-help books. “We believe that if hearing health professionals can provide effective treatment for tinnitus, they also can be instrumental in motivating people to concurrently treat their hearing loss,” Kochkin says. “This would have a double impact in improving the quality of life for millions of Americans.”

To learn more, contact Creekside Hearing Aid Service 707-455-7993 Source: Better Hearing Institute

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See page 35 for puzzle answers.

29

Napa/Solano Edition

Housing Market In 2014, California’s housing market, and more specifically Solano County’s market moved away from being largely dominated by investor activity and strong competition to a more balanced market. Dramatic home price growth along with depleted inventory reduced profit margins for many of the investors.

Investors consequently exited.

Nevertheless, diminished investor activity has not been replaced by activity from traditional consumer.

Prices are continued to grow over 2014 and are expected to continue to rise for 2015.

What does that mean going forward? In 2015, the housing market is expected to continue

moving along a “normal” continuum. While it is difficult to define what “normal” means after a decade of volatility, improvements in housing fundamentals along with improvements in the economy and the job market indicate that a better balance will be achieved between traditional buyers and traditional sellers. Inventory is still at 1.5 months; we are still seeing multiple offers on properties that are priced correctly.

Millennials are on the move, and are entering the market and moving away out of Mom and Dads’ house. Boomers are downsizing and beginning their retirement journeys.

Submitted by John Wilkerson

One of the main constrains among potential buyers has been decreased affordability.

Nonetheless, price stabilization, historically low mortgage rates and greater inventory should support the market in 2015.

It’s always wise to work with a Realtor to help you through any real estate transaction. With changing laws, small inventory and interest rates changing daily, you need an expert to help you understand what is going on in the market.

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31 Edition Connecting ME to ourNapa/Solano Community!

Crossword

CLUES ACROSS 1. Droop 4. Rested in a chair 7. Thai (var.)

10. Draw out wool 12. Coatis genus 14. Taxis 15. Beige 16. Supplementing with difficulty 17. Capital of Norway 18. A personal written history 21. Cologne 22. Australian flightless bird 23. Lowest freeman; early Eng. 25. 18th C. mathematician Leonhard 28. Cabinet Dept. for homes 29. Languages of Sulu islands 33. More scarce 35. Before 36. Swiss river 37. Actress & director Lupino 38. Edges

41. Thousand Leaves prefecture 44. Soldier hero of Spain El ___ 45. Gains through work 47. To the front 49. I (German) 50. Price label 51. Barack’s 1st lady 58. Drench with liquid 59. Child (scot.)

60. “Aba ____ Honeymoon” 62. Disappearing shade trees 63. Cricket frog genus 64. Union busting worker 65. A priest’s liturgical vestment 66. Previously The Common Market 67. Upper left keyboard key CLUES DOWN 1. Point midway between S and SE 2. Genus of birds 3. Personal spiritual leader

Prime Time Living 32

4. Japanese rice beverage 5. Eared owl genus 6. Wood oil finish 7. Hyphen 8. Competently 9. Equal, prefix 11. Broad-winged soaring hawks 12. A collection of star systems 13. Be in accord 14. Links subject & predicate (linguistics) 19. Paddles 20. Asian river between China and Russia 23. Physicists Marie or Pierre 24. Excessive fluid accumulation in tissues 26. _____ Dunlap, pageant titleholder 27. Made again 28. Norse goddess of death 30. A waterproof raincoat 31. Express pleasure 32. ___ Lanka 34. Radioactivity unit 39. Clay blocks for building 40. Linear unit 42. Conductor tools 43. Whale ship captain 46. Queen who tested Solomon 48. Good Gosh!

51. A gangster’s girlfriend 52. Unstressed-stressed 53. Draw through holes 54. Old Italian monetary units 55. Musician Clapton 56. Ceremonial staff of authority 57. Fabrics of camels or goats 58. A very large body of water 61. Basics

See page 35 for puzzle answers.

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p: (707) 528-4465 angie@blackbeltfinancial.com Napa/Solano Edition

Senior Centers American Canyon Senior Center 2185 Elliott Drive American Canyon 707-647-4369

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Please contact your local Senior Center for Schedule & Event Information

Fairfield 1200 Civic Center Drive 707-428-7421 McBride 91 Town Square Vacaville 707-469-6660 Rio Vista Senior Center 25 Main Street, Rio Vista 707-374-3349

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Resource Guide - Important Local Phone Numbers SOLANO COUNTY

NAPA COUNTY

AREA AGENCY ON AGING

AREA AGENCY ON AGING: 800-510-2020

The toll free number will automatically route the caller to the city of residence.

NAPA OMBUDSMAN: 707-258-9348

1-800-510-2020

Administrative Offices: F a i r f i el d: V a ca v i l l e: V a l l ej o:

644-6612 4 2 9 -6 2 3 5 4 6 9 -6 6 7 9 6 4 3 -1 7 9 7

IN-HOME SUPPORTIVE SERVICES: 707-253-3818 ADULT PROTECTIVE SERVICES: 707-253-4625 MEALS ON WHEELS: 7077-253-6111

ALZHEIMER'S ASSOCIATION

NAPA VALLEY HOSPICE & ADULT DAY:

1-800-660-1993

NORTHBAY ALZHEIMER'S RESOURCE CENTER

707-258-9080

707-624-7971

NORTHBAY ALZHEIMER'S DAY CARE CENTER 707-624-7970 Fax: 707-624-7969

FAIRFIELD SENIOR DAY PROGRAM 707-428-7742

REDWOOD CAREGIVER RESOURCE CENTER 800-834-1636

FAITH IN ACTION: Interfaith Volunteer Caregivers of Solano County, Caregiver Respite Program, Ride with Pride & Cancer Patient Navigator Program South Solano County: North Solano County:

707-425-6164 707-469-6675

IN-HOME SUPPORTIVE SERVICES (I.H.S.S.)

Public Authority: I n t a k e L i n e:

707-784-8259 7 0 7 -7 8 4 -8 2 5 9

MEALS ON WHEELS of Solano County Home Delivered Meals: 707-425-0638 Dixon, Fairfield, Rio Vista, Suisun & Vacaville Home Delivered Meals: 707-644-7444 Benicia & Vallejo Congregate Dining: 707-426-3079 Senior centers in Solano County

HEALTH INSURANCE COUNSELING & ADVOCACY PROGRAM (HICAP) 800-434-0222

SOLANO OMBUDSMAN

24-Hour Hotline: 800-231-4024

ADULT PROTECTIVE SERVICES 707-784-8259 24-Hour Hotline: 800-850-0012

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Topics March 7th - Keynote Speaker: Dr. Huey Lin, U.C. Davis March 14th - Root causes of chronic disease - Dr. Eric Hassid March 21st - Advances in cancer identification March 28th â&#x20AC;&#x201C; Alternative approaches: Acupuncture and Chiropractic medicine; Laughter Yoga w/ Teena Miller Additional topics/activities: aging and hearing, Heart Math, Yoga, exercise classes, and Five Wishes Saturdays March 7, 14, 21, and 28th 2015 9:15 a.m. - 1:30 p.m. Registration starts at 8:45 a.m.

Lunch is provided . KROC Center 586 E Wigeon Way, Suisun City Ca To register for the Mini-Medical School or for more information contact Roselle Tamoro at 707-784-8269 or RATamoro@SolanoCounty.com Senior Coalition Giving Voice to Experience