

Rising Stars

YOUNG AGENT MOVERS & SHAKERS ALSO INSIDE




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MEET THE 2025 YOUNG AGENT AWARD WINNERS
Hear from the recipients of the sixth annual IA&B Young Agent Award – Jimi Honochick, Hunter McHugh, and Danielle Webber. IA&B recognizes these exceptional young insurance professionals for commitment to their profession and community.
MEET THE 2025 YOUNG AGENT MOVERS & SHAKERS
IA&B recognizes three additional young agents as Movers & Shakers: Carrie Ann Bush, Zachary Miller, and Amber Patterson.
AWARD WINNERS TELL OUR INDUSTRY’S STORY
In this month’s Primary Agent, you will meet our 2025 Young Agent Award winners. This program is always a highlight for me. IA&B is heavily invested in finding and supporting diverse, new industry talent, and our annual award is a culmination of that effort. This year’s class is certainly very impressive, and you will get to know them in the following pages.
But what really struck me about the 2025 award winners is the diversity of the agencies they represent. With Hunter McHugh in Delaware, we see a true start-from-scratch agency – an agency now flourishing in a remarkably short period of time. With Jimi Honochick in Pennsylvania, we see a multi-generational agency, with Jimi recently taking the reins from his father. And with Danielle Webber in Maryland, we have a 100+ employee, multi-office agency founded in 1875. All three are truly independent insurance agencies and pillars in their community.
As IA&B continues to focus on recruiting new talent to our members, it’s this snapshot of our agencies that is helpful. We can tell new recruits that there are plenty of long-standing, successful agencies that are family-run (like Jimi’s agency) or more corporately operated (like Danielle’s agency). It’s this stability of business, along with a fiercely independent stance, that is attractive to new hires. This is the story that we paint as we push new talent into our ranks.
At the same time, we can highlight Hunter’s agency and a host of other members that are true start-ups. Don’t look at this as promoting more competition for your agency. Instead, we are promoting the value of the independent agent and seeding the landscape with new talent as other agencies phase out.
I know the three award winners this year are appreciative of the recognition they are receiving. At the same time, IA&B is appreciative of the story they are helping us tell about the industry.

Onward and upward,

Jason F. Ernest President & CEO
INSURANCE AGENTS & BROKERS
650 Wilson Lane, Suite 200 Mechanicsburg, PA 17055
191 Main Street, Annapolis, MD 21401 800-998-9644 | IABforME.com
IA&B BOARD OF DIRECTORS
OFFICERS
Andrew Enders, Esq. - Chair Enders | Harrisburg, PA
Kate Dawson, CPIA - Vice Chair Ferri Dawson Insurance | Murrysville, PA
MEMBERS
Greg Bennett Famous & Spang Associates Aberdeen, MD
Tony Cusati Sitter Insurance LLC Erie, PA
Michael Gaetano
The Hartman Group Montoursville, PA
Debra McAfee McAfee Insurance Agency, LLC Wilmington, DE
Michael McGroarty, Jr., CIC McGroarty & Bradburn Insurance Pittsburgh, PA
Hunter McHugh McHugh Insurance Group Wilmington, DE
Shayne McIntosh, CIC JPI Insurance Associates Dillsburg, PA
Chris Miller, CIC
Miller Insurance Protection Team Jonestown, PA
Jill Nye Gunn-Mowery, LLC Lemoyne, PA
Lisa Parry, CPIA Parry Insurance Langhorne, PA
Bill Purdy Purdy Insurance Agency, Inc. Sunbury, PA
Kent Reynolds, CIC Blue Ridge Risk Partners LLC Hagerstown, MD
David Rivell, CIC, CRM Element Risk Management West Chester, PA
Christy Rose Avery Hall Insurance Salisbury, MD
Ashley Stafford, CPIA
Williams Insurance Agency, Inc. Rehoboth Beach, DE
Michael Thomas Lighthouse Insurance Svcs Gambrills, MD
Kyle Zehr FIFS, LLC Telford, PA
NATIONAL DIRECTORS
Mike Ertel (PIA)
AssuredPartners | Columbia, MD
Diana Hornung, CIC (IIABA) IOA National, Inc. | Wilmington, DE
Mark Monroe (IIABA) Downingtown, PA







QUESTION: ANSWER:



CLAIRE-IFICATION
IA&B Vice President - Advocacy Claire Pantaloni, CIC, CISR





Are you a member with a question? Contact Claire to find the answer at 717-918-9202 or ClaireP@IABforME.com.





When a risk is on the Export list, who files – the Surplus Lines broker or the retail producer?
The answer to this question is statespecific. And before answering it, let’s talk briefly about the export list.
The export (or exportable) list is a list of risks that are inherently so hard to place that the risk is deemed generally unavailable, and the state regulator waives the diligent search requirement when placement involves those risks. As a result, the declinations from admitted carriers (generally three) are no longer needed before accessing the Surplus Lines market.
The export list varies by state, and the process to access the Surplus Lines market can differ, too. Let’s look at our three states.
Delaware currently does not have an export list at all. All submissions need the diligent search to be performed, and three declinations to be received from admitted insurers before placing the risk in the Surplus Lines market. This is evidenced with the SL-1923. Note that IA&B is planning to discuss the possible creation of an export list with the Department of Insurance this fall.
Maryland has an exportable list available. It is included in the Surplus Lines regulation (COMAR 31.03.06.10) and is available for review on IA&B’s website or by locating the most current version of the regulation. Interestingly, while the regulation specifically states that an affidavit executed by the originating producer is required when placing a risk that is on the exportable list, the Maryland Insurance Administration (MIA) has stated that there is no state-specific form. The retail agency can simply keep a record in the agency file that the risk was on the exportable list, something that the MIA could easily verify. Other forms and affidavits will still be filed by the Surplus Lines Licensee.
Pennsylvania also has an export list. When a risk is on that list, the “1609PR” (or three-declination) affidavit no longer needs to be provided. However, a different form – the 1604-E – must be filled out by the Surplus Lines licensee to indicate that the risk is on the export list.
Of note to Pennsylvania members:
▲ The expor t list is revisited every year, and IA&B always elicits feedback from members to provide comments to the PA Insurance Department. The goal is to have a list that properly reflects current market needs. IA&B has been successful in adding items to the list over the years. If you are aware of a category of risk that cannot be placed in the admitted market regardless of its individual characteristics, please contact IA&B’s Advocacy Department at Advocacy@IABforME.com.
▲ Our white paper on Surplus Lines delves into proper Surplus Lines submissions in greater detail. If you or your staff are not familiar with Surplus Lines placement, it may be a good place to start. To review existing resources on IA&B’s website, visit IABforME.com/surplus-lines.
Rather listen?

Also available in audio format at IABforME.buzzsprout.com

FIVE CGL ENDORSEMENTS YOUR CONTRACTOR CLIENTS WILL BE THANKFUL FOR
By Cathy Trischan
A Commercial General Liability (CGL) policy is a key part of a contractor’s insurance program. There are a few endorsements, though, that can significantly improve a contractor’s CGL coverage. Look into adding these to the CGL policies you write. Your contractor clients will be thankful that you did!
AUTOMATIC ADDITIONAL INSURED COVERAGE
FOR COMPLETED OPERATIONS
It is common in construction contracts for a contractor to agree to provide completed operations coverage for an additional insured for a period of time after the project is complete. The length of time
coverage is required varies with each contract but is often as long as the applicable statute of repose. How do you know, though, that your insured has agreed to provide this coverage? Typically, an agent only becomes aware of the need for additional insured coverage when the contractor requests a certificate of insurance, and most stop requesting certificates of insurance when the job is complete. Automatic additional insured endorsements for completed operations can help. One such endorsement is Insurance Services Office’s (ISO’s) CG 20 40 12 19 –Additional Insured – Owners, Lessees or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement
(Completed Operations). When this endorsement is added to a policy, the named insured has automatic coverage for completed operations for any party it has promised coverage to in a written contract. An endorsement such as this can ensure that the insured has the coverage it has contractually agreed to provide.
ELECTRONIC DATA LIABILITY COVERAGE
An electrician, while working on wiring in a building, damages several computers and the data in those computers. Although damage to the computers is covered by the CGL, loss arising out of damage to data is excluded. Electronic Data Liability
Coverage, though, can be added to cover this exposure. One such endorsement is ISO’s CG 04 37 12 23 - Loss of Electronic Data Resulting From Physical Injury to Tangible Property Liability Coverage – Subject to Cyber Incident Exclusion. With this endorsement, a sublimit of coverage now applies to claims involving loss to electronic data as long as there is first physical injury to tangible property.
PER PROJECT PRODUCTSCOMPLETED OPERATIONS AGGREGATE LIMIT
A CGL policy typically has two aggregate limits – one that applies to products-completed operations claims and one that applies to all other claims. The aggregate limit is the most that will be paid during the policy term. CGL policies for contractors are often endorsed to provide a separate general aggregate for each project, a common contract requirement. Adding an endorsement to have the productscompleted operations aggregate apply separately to each project, though, is less commonly done. Even if this coverage feature is not a contract requirement, it can reduce the likelihood that the productscompleted operations aggregate limit will be exhausted. One such endorsement is ISO’s CG 25 45 12 19 Designated Project(s) ProductsCompleted Operations Aggregate Limit. The endorsement is designed to describe a designated project to which this separate aggregate applies, but some carriers will allow the coverage to apply to all projects.
EXCEPTIONS TO THE DAMAGE TO PROPERTY EXCLUSION
Among other things, the CGL’s damage to property exclusion
removes coverage for property damage to personal property in the insured’s care, custody, or control and to the particular part of real property upon which the insured is performing operations. Although there are no standard endorsements to broaden coverage, many insurers are willing to provide a sublimit of coverage for some of these exposures. These endorsements are sometimes titled “Limited Care, Custody and Control” or “Voluntary Property Damage.”
Although coverage under these endorsements varies, they often cover claims such as the following:
▲ An electrician causes damage to the electrical panel he is hired to work on.
▲ A painting contractor damages a piece of furniture while moving it out of the way at a job site.
PERSONAL INJURY CONTRACTUAL
The CGL provides some coverage for the insured who has assumed the tort liability of another in a contract. Coverage only applies, though, to Coverage A - Bodily Injury and Property Damage Liability. Adding coverage for the insured’s assumption of liability under Coverage B – Personal and Advertising Injury Liability greatly improves coverage. One such endorsement is ISO’s CG 22 74 10 01 Limited Contractual Liability Coverage for Personal and Advertising Injury. Although this endorsement requires that a contract be scheduled and only applies to false arrest, detention, and imprisonment, some insurers may offer broader personal injury contractual liability coverage.
These are just some of the ways agents can help contractors improve their CGL coverage – something your insureds will be thankful for! Til next time!

Cathy Trischan, CPCU, CRM, CIC, ARM, AU, AAI, CRIS, MLIS, TRIP is IA&B’s commercial lines education consultant. She works with our CIC and CISR programs, as well as our live CE webinars. Catch her at one of our upcoming courses: IABforME.com/education
Rather listen?

Also available in audio format at IABforME.buzzsprout.com
LIVE CE WEBINAR
Learn more from author Cathy Trischan when she teaches this upcoming webinar.
CERTIFICATES, CONTRACTORS, AND YOU: FIGHTS, COVERAGE ISSUES, BEST PRACTICES
DEC 2 9 AM - NOON
CE PA/DE: 3 GEN MD: 3 PC
IA&B Members: $75 (save $30!) Non-Members: $105
Register today. IABforME.com 800-998-9644, option 1
IA&B RECOGNIZED FOR EDUCATION
IA&B received two Diamondlevel Excellence in Insurance Education Awards at the 2025 Big “I” Education Convocation. This marks the ninth consecutive year that the organization earned the top-tier awards for its professional development programs.
WEBINAR FOR WOMEN IN INSURANCE
Save your spot for IA&B’s final women-focused webinar of the year. Meg McKeen – keynote speaker at the 2025 IA&B Women’s Conference – will lead this interactive webinar.
Candid Conversation: Alcohol and the Insurance Industry
Tuesday, Nov. 4, Noon-1 PM
There is no cost for employees of IA&B member agencies and company partners to attend. However, registration is required.
IABforME.com/women-in-insurance
CONTINUING EDUCATION UPDATE
As a result of enacted legislation, effective April 29, 2025 in Pennsylvania:
FLOOD TRAINING REQUIREMENT:
Producers with a Property & Casualty line of authority must complete 2 hours of Flood CE per licensing period.
ETHICS TRAINING REQUIREMENT:
All producers must complete three 3 hours of Ethics CE per licensing period.
Visit Sircon.com to review your CE transcript and check your due dates to stay current with your license requirements.
HOW TO COMPLY:
IA&B offers these upcoming live webinars that can assist producers in their compliance:
Flood Insurance: What You Need to Know
(3 Flood credits) Nov. 6, 9 AM-Noon
Ethics in Insurance: Protecting the Client and the Agency (3 Ethics credits) Nov. 20, 1-4 PM
Murky: Understanding Flood Coverage, Rules, and Claims (2 Flood credits)
Dec. 9, 1-3 PM
Ethics, Diligence, Success: What Agencies Need to Know (3 Ethics credits)
Dec. 10, 1-4 PM
Register today: IABforME.com/eventregistrations 800-998-9644, option 1
ANNUAL CRAB FEAST
Thank you to everyone who joined us for the 2025 IA&B Crab Feast – a Delaware insurance community tradition! As always, it was an evening of great food and camaraderie.














PICS & POSTS

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Congratulations to the recipients of the sixth annual IA&B Young Agent Award –Jimi Honochick, of YMI Agency, Inc. in Stroudsburg, PA; Danielle Webber, of Maury, Donnelly & Parr, Inc. in Cockeysville, MD; and Hunter McHugh, of McHugh Insurance Group in Wilmington, DE.
Award Criteria:
▲ Employed for one year or more by an IA&B member agency in PA, MD, or DE
▲ Licensed P&C agent
▲ 39 years or younger
▲ Community steward
▲ Emerging leader
▲ Participant in IA&B education or events

Learn more about these exceptional young insurance professionals on the following pages, as well as in the video posted at IABforME.com/Agent-Award and on IA&B’s social media accounts.


Young Agent Award winners (left to right): Jimi Honochick, Danielle Webber, and Hunter McHugh
Thank You to Our Sponsors
The Young Agent Award is made possible with the support of these generous companies.








Jimi Honochick
Zach Miller
imi Honochick, CIC

Q. How did you get your start in the insurance industry?
A. It is a family business. My grandfather was in insurance, my uncles are in insurance, my dad’s in insurance, … and I tried to get as far away from it as I could. The day after I graduated from college I was on a plane to L.A. to work in TV production. I was on Let’s Make a Deal and America’s Got Talent, but then one day I said, “I’m going to get my MBA.”
I got into Columbia and fell in love with investing and looking at businesses. I looked at the business of insurance and realized it’s a great business model with great career opportunities. I approached my dad and said, “Let’s do this – a father-son dream team.” He rejected me and told me to get some real job experience, and so I did and spent five years doing equity research at Wilmington Trust.
During that time, I was really involved in my community and loved it. I was home for Thanksgiving one year, and my grandfather, my uncles, and my dad were talking about what they do in the community, and it really resonated with me. So I talked to my dad again, and this time he was willing to bring me into the agency. I joined in 2021, and it has been great ever since.
Q. What’s your favorite part of your job?
A. Building a team is my favorite part. I’ve worked on good teams, I’ve worked on bad teams, and I’ve worked on really bad teams. I know what a difference that can make.

You don’t mind doing the work when you’re on a great team. So for me, it’s finding the right team, building the right team, and giving them the tools to be successful.
Q. What advice would you share with someone just starting out in the industry?
A. Stay open, be willing to volunteer, and put yourself forward. I think I’ve made a career of always putting myself out there for whatever the next opportunity is. Be excited, be passionate, and don’t be afraid to ask for what you want. Don’t assume that opportunities are going to come to you if you don’t ask for them.
In L.A., I worked in the back room for Fremantle, a production company. I wanted to get on Let’s Make a Deal, so I came up with creative, fun ways to bug the production coordinator every day. If you know what you want and are persistent, eventually the stars will align.
Q. How does it feel to receive this award?
A. I couldn’t be more excited. It’s incredible. When Jason [IA&B’s President & CEO] called to tell me I was selected, I truly couldn’t believe it. It’s a real honor. IA&B is such a valuable resource, and they do so much for our industry. So for IA&B to recognize something in me just really makes me feel like I’m doing the right thing and makes me want to work even harder at it. YMI Agency, Inc.






YOUR SUCCESS IS OUR MISSION



At Tuscano Agency, we believe in the power of education, collaboration, and commitment to help insurance professionsals shine.


















Congratulations to Carrie Bush on being recognized as a Mover &Shaker–a testament to her dedication to excellence and the clients she serves.























Education, Support, Success.








Danielle Webber, CISR Elite

Maury, Donnelly & Parr, Inc.

Q. How did you get your start in the insurance industry?
A. Like everyone else – unintentionally. I always knew that I wanted to be in an industry that helped people. Growing up, I thought that I would be a counselor; but while I pursued my education in counseling, insurance kept finding me, from an internship in high school to a part time job in college.
It wasn’t until after graduation, when I became a customer service representative and helped someone on a claim, that I realized I could truly make a difference and help people in this industry, too. I was on a call with a client who had just been in an accident and was very upset. I was able to walk her through what she needed to do and make sure she was safe until the police arrived. I kept her calm. She told me through tears how thankful she was that I was there to help her.
After I disconnected the call, it was a light bulb moment for me. I knew that insurance was an industry where I could make a difference and help people. That’s everything I ever wanted.
Q. What’s your favorite part of your job?
A. My favorite part is being able to advocate for people, to help clients in significant ways, especially when they need it most, in claim situations.
Cockeysville, MD Client Manager Age: 35 Years in Industry: 9
I also love how it’s such a vast and dynamic industry. There are so many opportunities to keep learning, keep growing, and keep making a difference.
Q. What advice would you share with someone just starting out in the industry?
A. The advice I would give is to say yes to everything: say yes to every opportunity and every networking event. You never know who you’re going to meet, and how that connection will empower your career. Say yes to every educational opportunity; learn as much as you can early on. Find the area you’re most passionate about and become an expert in that area. Become a “specialist” –that will be extremely valuable to our industry, and to you.
Q. How does it feel to receive this award?
A. It feels amazing, I’m incredibly honored. I was nominated by a colleague, so to be working with someone who believes in me and sees the best in me, that’s a gift and affirmation I’m where I need to be.
When I was preparing my responses for this interview, my seven-year-old son said, “Mom, I can help, ask me a question.” So I asked, “Henry, how should this award make me feel?” And he said, “Mom, you should feel proud because I’m proud of you.”
An opportunity to make my son proud means the world to me. I’m grateful for that.



Hunter Mc Hugh


McHugh Insurance Group Wilmington, DE President Age: 31
Q. How did you get your start in the insurance industry?
A. My start in the insurance industry came on a whim. When I was about three weeks away from graduating college, my entrepreneurship professor said that he met a gentleman from an insurance company that he thought I should meet with. I had already accepted a banking internship, but I sat down with him anyway. I learned about all of the different opportunities that come with a career in insurance – the lifestyle, flexibility, and upward mobility. It was intriguing enough that I sent back the onboarding check I had received from the bank and decided to pursue a career in insurance.
I started out as a sales rep for a direct writer. I received a few promotions and held a couple management positions. Eventually, I found that certain challenges that come with working as a captive agent were restricting my ability to do the best I could for my clients. Plus, I was traveling a lot and didn’t have much flexibility. I started to think, “Well maybe I wouldn’t have to do that in the independent space, and maybe there will be more opportunity there.”
After almost seven years as a direct writer, I started to peel back the onion and see what the independent side of things looked like. In doing so, I came to believe that the grass was greener. Here I am three years later, and thank goodness it really was.
Q. What’s your favorite part of your job?
A. What I enjoy the most is the relationships — not just the relationships we have with our clients and the people that we work with on a daily basis, but the ones we have with the community as well.
As an agency owner, I enjoy having the ability to be agile, to change our approach and processes to make sure we’re always putting our clients first. Maybe that means pursuing different value-added pieces or figuring out how we can make the insurance-buying process more valuable.
To take steps in the right direction, to ultimately improve our clients’ lives, improve their businesses, and improve the community is extremely rewarding. It’s something that I didn’t necessarily know when I began working in insurance would be such an important piece to me, but it absolutely has been.
Q. What advice would you share with someone just starting out in the industry?
A. The absolute best advice that I received is that you’ve got to commit at least two years without considering any other career opportunities. You need to commit yourself to going all in to improve yourself and learn as much as you can about the industry and the opportunities it presents. Insurance is a relationship game, and it’s impossible to build really good, foundational relationships
Continued on page 23
Movers & Shakers

IA&B also recognizes three additional young insurance professionals as Young Agent Movers & Shakers. Growing interest in the Young Agent Award – and an impressive pool of nominees – prompted the creation of this additional recognition category. Congratulations to these recipients!

CARRIE ANN BUSH, CIC
Age: 33
Agency: W N Tuscano Agency, Greensburg, PA
Job title: Personal Lines Underwriter
Years in the industry: 10
Best part of your job:
The best part about my job is the connections I have made – both with the agents I work with and also my coworkers at Tuscano. I have met so many knowledgeable individuals who provided me with helpful information to build my career.
Biggest professional accomplishment:
I’m most proud of obtaining IA&B’s Certified Insurance Counselor (CIC) scholarship and then completing the courses to obtain my designation, all while the world was shut down for COVID.
Advice for those new to the industry:
Don’t be afraid to think outside the box and always ask for help. Be willing to take criticism to learn for future experiences. Keep learning.


ZACHARY P. MILLER, CISR, CPIA
Age: 35
Agency: Hinkle Insurance Agency Inc., Lancaster PA
Job title: Commercial Lines Producer / Marketing & Creative Director
Years in the industry: 7
Best part of your job:
Helping protect, educate, and advise individuals and their families while building lasting relationships is the best part of my job. I embrace a strong sense of community both inside and outside the office, creating connections that go beyond insurance to truly support the people and community we serve.
Biggest professional accomplishment:
Leading a full-scale rebranding and modernization of a 49-year-old family business. Transforming its identity, marketing channels, and internal operations – while preserving its community-first values and solidifying my grandfather’s legacy – has been the most fun and rewarding project I have ever been a part of.
Advice for those new to the industry:
Insurance, and really all business, is about relationships. Instead of chasing numbers or strict goals, focus on the long game. Early on I tried to write everything and got discouraged, especially in commercial lines. Building relationships beyond customers by attending events or just in everyday life keeps your name top of mind when people need insurance, quotes, or referrals.

AMBER D. PATTERSON, CISR, CPIA
Age: 31
Agency: Liberty Insurance Agency, Pittsburgh, PA
Job title: Account Manager
Years in the industry: 7
Best part of your job:
The best part of my job is educating clients on their policies and available coverage. I think of myself as a real estate agent, showing them why the policy and coverage really speak to them, just as I would if I were showing them an actual home. I love knowing someone can count on me to be their educator in addition to their agent.
Biggest professional accomplishment:
My biggest professional accomplishment came in 2022, when I was named Pennsylvania’s Outstanding CSR of the Year and a national finalist by the Risk & Insurance Education Alliance. My next biggest and most recent accomplishment was obtaining a scholarship through the Alliance to pursue the Certified Personal Risk Manager designation.
Advice for those new to the industry:
The insurance industry is so broad; there are many different professions you can love. Find what really speaks to you and your goals. Buckle up, keep an open mind, and remain determined. Insurance can be a bumpy ride, but it’s never boring. Find what excites you, hold on to it, and continue to reach for the stars.

HUNTER
Continued from page 19
in less than two years. There’s also so much to learn, so much to wrap your head around, that if you don’t allow yourself that time, you will truly never feel like you know what you’re doing.
Q. How does it feel to receive this award?
A. It’s honestly shocking. I was honored last year to be selected as an IA&B Young Agent Mover and Shaker, and I never thought I would be able to achieve this just three years into the independent insurance space.
I am extremely grateful to my family, my team, IA&B, and everybody who has supported me. It is extremely validating to be recognized for all of the work I’ve put in to get to this point.




EDUCATION SCHEDULE
NOVEMBER 2025
WELCOME NEW MEMBER
Wert Insurance Agency Mansfield, PA
For information about membership or benefits, contact: Tim Wonder, VP-Membership 717-918-9223 TimW@IABforME.com

Nov
VISION
A thriving independent insurance agent community.
MISSION STATEMENT
To serve as a driving force to champion independent agency success by educating, consulting, advocating, and fostering community in Pennsylvania, Maryland, Delaware, and beyond.
PRIMARY AGENT
Editor: Karen Robison KarenR@IABforME.com 717-918-9209
Contributing editors: Jennifer Ross, Megan Fioretta, Sarah Haas
Sales Account Executive: Rebecca Sieg | 717-430-2351 rebecca.sieg@theygsgroup.com






















































To






















Luke Donald knows the game has evolved. As a winning Ryder Cup Captain, he chooses his players carefully.
At United Risk, we unite elite capability backed by proven results. A magnet for apex underwriting professionals committed to free enterprise and success.

The Global Choice for Apex Underwriting Professionals.
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