Who's Who in Trinidad & Tobago Business

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Company Profile Richard P. Young Managing Director Scotiabank Trinidad and Tobago Limited richard.young@scotiabank.com

Savon Persad Senior General Manager Retail and Small Business Scotiabank Trinidad and Tobago Limited & Managing Director ScotiaLife Trinidad and Tobago Limited savon.persad@scotiabank.com

Sean Albert Senior General Manager Corporate and Commercial Banking Scotiabank Trinidad and Tobago Limited & Managing Director Scotiatrust and Merchant Bank Trinidad and Tobago Limited sean.albert@scotiabank.com

Scotiabank Trinidad and Tobago Limited is a subsidiary of The Bank of Nova Scotia in Canada and one of the leading banks in Trinidad and Tobago. Since 1954, Scotiabank has been serving the people of Trinidad and Tobago. Offering a comprehensive line of Retail, Small Business and Commercial services, Scotiabank has an extensive network of 24 Branches and 5 Sales Centres across the country. The organisation focuses on creating and seizing opportunities to better serve our customers, reward our shareholders, engage our employees and help our communities prosper. With the core purpose of being “the best at helping our customers become financially better off by providing relevant solutions to their unique needs”, our branch network strategically located across our twin-island Republic, is designed to offer expert financial advice and customised services to existing and potential customers.

Mahadeo Sebarath General Manager Business Support mahadeo.seebarath@scotiabank.com

Martin de Gannes General Manager Human Resources martin.degannes@scotiabank.com

Gilbert Sankar District General Manager Retail and Small Business gilbert.sankar@scotiabank.com

Gillian Benjamin General Manager Strategic Marketing gillian.benjamin@scotiabank.com

Dave Ramsumair District General Manager Retail and Small Business dave.ramsumair@scotiabank.com

Belinda James General Manager Compliance and Legal Services belinda.james@scotiabank.com

Scotiabank Trinidad and Tobago Limited, through its wholly owned subsidiaries, provides a broad range of specialised financial services. One subsidiary is ScotiaLife Trinidad and Tobago Limited (SLTT) which offers financial products that provide medium to long-term savings and investment opportunities together with insurance protection. Our carefully selected sales officers are licensed and equipped to professionally assess customers’ needs and provide tailored solutions using our state of the art Needs Analysis System. Another subsidiary, Scotiatrust and Merchant Bank Trinidad and Tobago Limited, is a fully licensed merchant banking operation and the investment banking arm for Scotiabank in the Caribbean and Central American region. Services include underwriting, syndication, structured finance and derivative strategies. This subsidiary also offers access to Scotiabank’s capital wholesale markets business, providing global client solutions in a wide forum of debt placement and risk management capabilities. The Bank operates in the wealth management arena, with services being provided by the Scotia Private Client Group and provides domestic brokerage services through our subsidiary, Scotia Investments Trinidad and Tobago Limited. Its highly specialised wealth management financial advisory team follows a practical and proven approach to reviewing one’s life cycle and developing an investment strategy that meets the unique needs of the consumer. We pride ourselves on our ability to deliver knowledge based guidance and customising investment solutions to offer peace of mind. Scotiabank Trinidad and Tobago Limited has received a number of accolades, with recent recognition including: • Global Finance Best Emerging Market Bank 2010. • Bank of the Year Trinidad and Tobago awarded by The Banker Magazine (2007), a publication of the Financial Times Business Group. • Champion Employer of Choice (Large Category) awarded by the Employers’ Consultative Association (2007). • Among the top 3 companies for Corporate Social Responsibility in the category “Recognising the Value of People” awarded by the South Trinidad Chamber of Industry and Commerce (2008 and 2009). • National Safety Award 2009 from the Trinidad and Tobago Occupational Safety and Health Authority.

Robert Soverall General Manager ScotiaLife Trinidad and Tobago Limited robert.soverall@scotiabank.com

Salwa Zaki General Manager Credit Risk Management salwa.zaki@scotiabank.com

Adrian Lezama Assistant General Manager Finance adrian.lezama@scotiabank.com

At Scotiabank Trinidad and Tobago Limited, we believe it is our responsibility to make a difference in the communities in which we do business. Our community giving consists of donations, sponsorships, and community involvement programmes supported by the volunteerism efforts of our staff. The Scotiabank Trinidad and Tobago Foundation has been established as an independent entity that oversees the Bank’s philanthropic efforts. It focuses its resources on the Scotiabank Bright Future Programme – a community giving programme which supports causes associated with the wellbeing of children, the Scotiabank Women Against Breast Cancer Programme, Sport and Culture and general philanthropy. The Bank is also the Official Bank of West Indies cricket and proudly sponsors the Scotiabank Kiddy Cricket Programme, which teaches children the rudiments of cricket, a game which is an inherent component of our West Indian heritage.

Mitchell De Silva General Manager Head Investment Banking/Origination Scotiatrust and Merchant Bank Trinidad and Tobago Limited mitchell.desilva@scotiabank.com

Fabian Keil General Manager Head Investment Banking/ Structuring and Syndication Scotiatrust and Merchant Bank Trinidad and Tobago Limited fabian.keil@scotiabank.com

SCOTIABANK TRINIDAD AND TOBAGO LIMITED Scotia Centre 56-58 Richmond Street Port-of-Spain, Trinidad Tel: (868) 625-3566 Fax: (868) 624-2179 Cables: Scotiabank Swift: NOSCTTPSA Website: www.tt.scotiabank.com E-mail: scotiamain@tstt.net.tt

“…amongst the top ten best performing financial services firms in the world, according to international management consult Oliver Wyman.” Copyright © 2009 Oliver Wyman. Annual State of the Financial Services Industry – 2009. As measured by the Oliver Wyman Shareholder Performance Index SM (SPI) of the world's 400 largest financial services firms. Best performing financial companies with market value >USD$15 BN (Aug 07 - Dec 08).

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Who's Who in Trinidad & Tobago Business by Prestige Business Publications Ltd. - Issuu