At Home Colorado - Northern Colorado Edition

HOME and REAL ESTATE News, Homes for Sale, Rentals, Home Improvement, Lawn and Garden

Why You Should Buy New at Barefoot Lakes

Quick Guide and Featured Virtual Tours Looking for a home? View comprehensive listings and local open houses and virtual tours taking place across the region.

April 17, 2021

How to Win a Bidding War In a competitive market, bidding wars are becoming more and more common. With a few extra steps you could put your offer ahead of the rest.

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What to Expect in the Housing Market After the Pandemic The pandemic has made for an interesting housing market, causing many to reevaluate what they want in a home.

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1

THE LIGHTER SIDE

COLORADO HOME AND REAL ESTATE

Managing the unmanageable: Our ever-growing abundance of cords and cables

CONTRIBUTING WRITERS

Emma Castleberry Mary Lynn Bruny Paul F. P. Pogue Tom Kalinsky Duane Duggan ADVERTISING CONSULTANTS

Thais Hafer Toni McNeill Elvonney Poole EDITOR/FEATURES COORDINATOR Misty Kaiser

At Home is an Advertising Feature published by the Loveland Reporter-Herald and Greeley Tribune. ©2020 Prairie Mountain Media.

SEND US YOUR NEWS.

At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone.

Visit AtHomeColorado.com/ Submit-Your-News.

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To advertise in At Home contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329, Elvonney Poole at 551-666-1539 or visit AtHomeColorado.com/Advertise To submit a virtual home listing, visit openhomes.athomecolorado.com

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BY MARY LYNN BRUNY Recently I was FaceTiming with my son Nick who was showing me his new apartment.

When he got to his desk area he said, “Ignore my cable management. I haven’t done that yet.” What? Cable management? This is a thing? And indeed, it is a thing.

Now granted, my son and his contemporaries have a lot more cordage in their lives due to their computing and gaming habits. (Does every younger adult have at least three screens that display at once?) But even if you live a less techie lifestyle than a programmer and avid gamer you will encounter the need for some forms of cord and cable management in your home.

Not to sound like I was born during the Paleolithic period, but remember when one used to just plug a single TV cord into the wall? That was the end. One step. Fini. Now one needs an IT degree to set up a new television and Wi-Fi (or be under 35 or have a willing offspring). Okay, I’m exaggerating. I can actually do this, but it doesn’t mean I like it. I kvetch every time while thinking this is exactly what an older person would do.

Nonetheless, here have been my cord and cable management strategies to date: Hide them behind other things – Yah, there’s a jumble of cords and cables behind our entertainment center that looks like a dusty snake pit

with hundreds of intermingled species, but who cares if you can’t see them? Actually they do rather bug me. I want to take everything apart and better organize them but my husband can never find a time when he can live without Wi-Fi for a few hours. Apparently life as we know it will stop. The world will implode, or worse, sporting events will be missed.

Connect with old twist ties – For a long time I used the bright green twist ties from the produce section of the grocery store.

Then I stepped things up when I replaced these with old black and white twist ties I found in our junk drawer. These color coordinated with the cables.

Classy move.

Adhere with duct tape – For masses of cords and cables I don’t want to see, I duct tape them to the back of furniture.

This holds for a while (like a year or so), and then slowly sags over time until completely failing with a jarring thwack -- usually in the middle of the night. Again, classy.

But now I’m seeing I need to step up my cable management game. I cannot have my son outorganizing me. No, this is the one skill set I have where I excel. I will go on-line and check out the

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bazillion products which have cropped up in the last decade and thoughtfully cable manage the heck out of our homestead and create systems of beauty that inspire awe and jealousy (or at least function better).

But what about the boxes of dozens of miscellaneous cords and cables in the basement? The huge tangled mess from every electrical product we have owned in the last 30 years? Cords and cables my husband has kept on the slim to none chance that “someday” we might need them again?

As I am not the family member who started this little hellhole of organizational turmoil, I’m not going to worry about it.

Maybe I’ll just hide that box behind another box. Maybe those cords and cables aren’t properly managed, but I’m sure I’ll manage to not care.

Mary Lynn Bruny writes about local real estate and home-related topics. Contact her at ml.bruny@ comcast.net. To read previous THE LIGHTER SIDE articles, go to athomecolorado.com/thelighter-side.

April 17, 2021

HOME IMPROVEMENT

Stairway Lighting Keep in mind that stairways and halls must have good general lighting for safety. To prevent accidents, stairs should be lit from top to bottom with switches in both places. Tie in ceiling or wall fixtures to create additional lighting.

Light up your World!

MENARDS—Create a great first impression when entering your home by using lighting, decorations and artwork. Using a traditional chandelier, contemporary pendant or a close-toceiling light fixture in your foyer or hallway will provide basic lighting while creating a welcoming atmosphere.

Recessed Lighting Concealed recessed lighting is a great way to illuminate a general area in any location in your home, but especially in a living room, kitchen or basement rec room.

Kitchen Lighting The kitchen is often the busiest part of your home. Not only are your meals prepared here but your family and guests gather here as well. Sufficient lighting is important for cooking, helping kids with their homework or reading the paper.

A combination of pendants, recessed

lighting and under cabinet lighting are popular options these days.

Bathroom Lighting Don’t forget the bathroom, probably the last place people want to invest time and money. Use more than one ceiling fixture to light up the sink, mirror and shower.

Compact fluorescent or LED bulbs provide great lighting, especially helpful to light up mirrors.

Fluorescent Fixtures Use these fixtures to light up a workspace in your home or garage, or in closets, pantry or laundry area.

Sentry Residential Real Estate Dave Gornall is available to talk to you in person at 970-590-8891 or Nanci at 970-227-1327

www.2112Arron.com

Decorative Fixtures Use these fixtures along pathways, walls, posts or entry ways to complement the look and feel of your house and landscape, plus provide sufficient lighting for safety, security and functionality.

Large post-top lanterns also create a great impression in an open space such as a sidewalk, driveway or patio.

Use lighting to bring out the best in your home from living spaces to the exterior.

Increase the value of your home, enhance artwork, dramatize wall textures or just provide illumination for your den, family room, playrooms or bedrooms by using a variety of different types of lighting fixtures for accent or general lighting needs.

For more information on home improvement topics visit menards.com.

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SHOP THE SHOW Now Through April!

LOCAL VENDORS • INSPIRATIONAL PHOTO GALLERIES INFORMATIVE & DIY VIDEOS SHOP & ENTER TO WIN CONTESTS & PRIZES PRESENTED BY:

It’s all here:

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About Our Vendor

Heinsight Solutions Open Your Home to the Beauty of Natural Light As a locally-owned and operated business serving Northern Colorado and Wyoming, Darren’s team has over 20 years of experience bringing light to people’s homes and commercial businesses. They are committed to ensuring that all the i’s are dotted, the t’s are crossed, and no corners have been cut.

Skylights and Sun Tunnels are an excellent way to lighten up dark places using the power of the sun, saving you in energy costs.

Venting skylight systems allow for air flow and can help reduce your cooling costs in the summer. Heinsight Solutions offers offer a wide range of products to meet all of your daylighting needs.

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April 17, 2021

ASK ANGI

How can I minimize water damage?

Consider installing water detection or floodstop devices near water heater, sump pumps, washing machines and other appliances at risk for leaks.

These inexpensive devices shut off the water supply and sound an alarm when they get wet. If your basement starts to flood or a washing machine hose bursts, they could save you precious hours and hundreds in repairs.

Keep an eye on your water bill. Sometimes, a sudden jump in usage can give away a mystery leak.

Swift response is crucial to minimizing the effect of water damage.

(Dreamstime/TNS)

Paul F. P. Pogue Angi, (TNS) With the advent of spring and the rainy season, many parts of the country are heading into the wettest part of the year. Water damage — whether from rain, flooding or a plumbing leak — can be swiftly damaging and quite expensive. The average water damage restoration job costs about $3,100. Two efforts can save serious amounts of money: preventative maintenance and fast cleanup. Here’s a rundown of how to protect yourself.

st

Ju

ted

Lis

Office: 970-330-7700 • www.SearsRealEstate.com

April 17, 2021

Prevent the leaks Your most effective tool against a flood or leak is being ready ahead of time. Keep your gutters and downspouts clean, as they can often contribute to a leaky basement. Check your appliances regularly for leaks and fix any problems promptly. Even a very small leak can cause tremendous unforeseen damage.

When you replace appliances, make sure you replace the hoses as well. A shiny new washing machine won’t help you if a brittle old hose still connects it to the wall.

Clean up fast As bad as water damage can be up front, it’s compounded by mold. When you leave standing water for any length of time, it allows mold to grow — even in places that might not be visibly wet! — and causes additional damage to surfaces. Water does its first round of damage within minutes, but after the first hour it can swell, add unpleasant odors and spread humidity all around the house. After several hours pass, wood and other surfaces can become unsalvageable.

The first thing to do in a leak emergency is shut off the water source. This is an easy one to miss in the course of a disaster! But obviously, if you have a water leak, you need to shut it down as quickly as possible. Find the shutoff valve for the fixture or

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pipe causing the leak and close it off. If you can’t find or reach it, use the main shutoff valve, which is usually beneath your home or near the water meter.

Do whatever you can to mitigate damage right away. Use tarps and buckets to intercept water. Move furniture away from the water. As soon as the water stops flowing, start removing stagnant water with buckets and towels.

Once the immediate danger has passed, your first call should be to your insurance company.

You want to begin documenting a claim, and they might have preferred contractors to help with the work. If it’s after hours or you can’t reach a claims rep, contact a water remediation company directly anyway. Those first minutes and hours count. These pros can assess and repair any damage caused by the flooding.

They will know how to determine whether there’s any risk of longterm damage or mold growth below the surface – and how to stop it.

While you’re at it, stay away from electronics or appliances until you’ve verified they’re safe to use. ____ Tweet your home care questions with #AskAngi and we’ll try to answer them in a future column.

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5

REAL ESTATE NEWS

What to Expect in the Housing Market After the Pandemic PRNewswire/ -- The coronavirus pandemic has upended the housing market, opening up new opportunities for many, pushing some to move back home and causing others to reevaluate how they want their home to look. With vaccines being widely distributed, new Zillow® surveys reveal what’s likely to change and what’s expected to remain when the pandemic ends.

“As the pandemic subsides and the economy begins to recover, lowered health risks and renewed homeowner financial confidence should bring more sellers to the market,” said Zillow economist Arpita Chakravorty. “That increased inventory would ease buyer competition that has driven prices higher during the pandemic, but expect a steady pace of home value growth to persist into the near future. Mortgage rates have risen some but are still low by historical standards, adding to people’s purchasing power and helping to keep competition for homes revved up.”

Telework is here to stay, which should continue to boost home buying demand...

An overwhelming majority (95%) of economists and real estate experts surveyed by Zillow as part of the Zillow Home Price Expectations (ZHPE) survey say an increased preference to work remotely at least part time is a permanent shift.i According to Zillow’s Ideal Home Survey, which asked adults to describe their ideal living situation, remote workers are more likely to consider moving because of the pandemic. Of employed people who work remotely at least one day a week, 23% said they are more likely to consider moving because of the pandemic – only 13% of employed people who always work at their employer’s location said the same.ii With widespread teleworking expected to continue when the pandemic ends, boosted home buying demand thanks to the added flexibility offered by remote work is likely to persist -- Zillow economists expect 17.2% more 6

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Kitchens are still the most important room in the home to buyers. (Shutterstock)

home sales this year than in 2020. ...but housing location and size preferences may return to prepandemic norms Experts surveyed by Zillow were split on whether housing preference shifts during the pandemic will last. When asked about Americans’ preference for living in the suburbs over urban areas, the same share of ZHPE panelists said the shift was permanent as said the shift was temporary (46%) -- 8% said there has been no shift at all. The results were similar when asked whether consumer preference has changed in favor of proximity to smaller cities over larger cities, or larger homes in favor of smaller homes.

Zillow’s Ideal Home Survey results show no change in the size of Americans’ ideal home since last year. According to the survey, Americans prefer a 2,000-squarefoot home with three bedrooms and two bathrooms -- the same as when surveyed a year ago.

More homes will come onto the market to help meet demand In today’s frenzied housing

market, buyers are often plucking homes off the market just days after they are listed, thanks in part to technology that’s making home buying and selling faster and easier. The speed at which homes are selling is one factor contributing to low inventory, which has steadily declined during the pandemic and now sits 30% lower than a year ago.

A majority of ZHPE panelists (53%) expect inventory will begin to grow again this year, likely during the second half of 2021.

An increase in existing homes being listed for sale is expected to be the biggest factor in the reversal, with 38% of panelists saying that is the most likely catalyst for inventory growth.

Previous Zillow research supports this belief. Homeowners representing eight million households say they’re more likely to move and sell their home as a result of the pandemic, and widespread coronavirus vaccine distribution will make homeowners in 14 million households feel comfortable moving who don’t necessarily feel that way now.

“As the economy continues to

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recover, more potential sellers will enter the market as they gain confidence in their employment,” said Samer Kuraishi, president and founder at The ONE Street Company in Washington, D.C. “It’s been tough on homeowners who want to sell but might have lost their job, or cannot work remotely. Increased employment stability will only raise confidence and push people off the sidelines.

While we have optimism about April and the summer, our work with clients will remain the same: arm, educate, and empower them to learn the market and understand the road ahead.”

Home prices will continue their climb Strong competition for available homes pushed up prices last year -- the typical home appreciated by more than $20,000 in 2020.

Even with an expectation for more inventory to help meet buyer demand, ZHPE panelists on average expect home prices to grow 6.2% in 2021 -- a full two percentage points higher than when they were surveyed in Q4 2020 -- and several panelists call for double-digit price growth this April 17, 2021

year.

“This is the most bullish nearterm outlook for home prices we’ve seen from our experts since the early stages of the post-bust recovery, and the panel’s fiveyear average annual home price forecast has never been more optimistic,” said Terry Loebs, founder of Pulsenomics. “In the wake of last year’s heady home equity gains, these new projections indicate that the aggregate value of homes across the country will increase by another $2 trillion in 2021. This is great news for existing homeowners, but even with a robust economic rebound in the coming months affordability will likely remain a challenge for many aspirational renters looking to move into homeownership this year.”

Buyers will continue to want digital tools that make home shopping easier “Zillow Surfing” has surged during the pandemic as home shoppers and daydreamers use

Zillow as a new form of escapism.

Real estate technology, like Zillow’s 3D Home tours, are making home shopping easier and faster and can give home shoppers an experience similar to an inperson tour from their couch hundreds or thousands of miles away. Nearly 60% of millennials say they would be at least somewhat comfortable making an offer on a home without touring in person if they’ve viewed a virtual tour, and almost 40% even say they would be comfortable buying a home online.

Demand for these tools is expected to continue once the pandemic ends. One in three respondents to a Zillow survey say they would prefer taking a virtual or video home tour instead of touring a home in person after the pandemic, a departure from traditional shopping behavior.

And 79% of Americans say they’d like to view a 3D virtual tour while shopping for a home.

The results achieved from listings using these technologies support the preferences stated by

consumers in the survey. From March 2020 through February 2021, for-sale home listings on Zillow with a Zillow 3D Home tour were viewed 65% more and favorited (saved) 75% more than for-sale home listings without a Zillow 3D Home tour.iii Listings with a Zillow 3D Home tour sold, on average, 10% faster than listings without.iv Buyers gravitate toward waterfront living Zillow’s Ideal Home Survey found a notable increase in people who say their dream location is near the water. More people say their ideal home would be on or near a beach (21%, up from 17% in 2020) or a lake (16%, up from 12%) than last year.

The kitchen cements itself as the most important room in a home A large kitchen is the home feature the most people say they couldn’t live without, according

to Zillow’s Ideal Home Survey.

Seventy percent of those surveyed said a large kitchen is extremely or very important, edging out a large ensuite bathroom (68%), walk-in closet (63%) and a patio or deck (62%) as the must-have feature in their ideal home.

It’s even more indispensable for those who say they’re more likely to move because of the pandemic -- 78% of them say a large kitchen is extremely or very important, more than those who are less likely to move.

Buyers are often willing to pay a premium for the kitchen of their dreams. Among the 10 features most often mentioned in listings that sold for more than expected during the pandemic in 2020, six are kitchen-related. Steam ovens were the most-coveted feature of the year, associated with a 4.9% sale premium.

Only 25% said a pool is extremely or very important in their ideal home -- perhaps because they’re dreaming of swims in the ocean or lake instead.

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7

REAL ESTATE TIPS

How to Win a Bidding War

If you’re a homebuyer, prepare yourself for a possible bidding war.

Sales price exceeded asking price by more than 50 percent

BY TOM in March in KALINSKI Colorado, according to the Colorado Association of REALTORS®.

It seems that asking price has become nothing more than the opening bid price.

“Throughout the state, demand remains so strong that, despite a slight bump in new seasonal listings, buyers are simply viewing list price as the starting point for a bidding war that often includes waiving contingencies centered around appraisals and inspections and

making sight unseen, cash offers well above the seller’s asking price,” CAR wrote in its report.

Multiple offers are great – if you are the seller. But for buyers, it’s tough; especially when the statistics show that buyers are paying significantly more than asking.

Boulder’s median price rose to $1.5 million in March, up almost 56% from the same period a year ago, reports Loveland-based Information and Real Estate Services, LLC (IRES). While Boulder’s median sale price tops the region, surrounding areas are also on the rise. Estes Park is the next most expensive in the area at $639,000, an increase of 11.1%. Fort Collins set a record of $495,000 for median price, up 16.5%, Longmont and LovelandBerthoud followed at $493,000 up 8.1%, and $430,000, up 7.5% respectively.

Since a bidding war may be in your future, here are six tips to help you navigate and win from Bradley K. Tuttle’s Real Estate Update.

Pre-Approval If you’re not pre-approved for

your mortgage, you’re not ready to buy. A pre-approval letter shows that you are a serious buyer and can afford the house, and minimizes the risk of your financing falling through.

Skip the Mortgage If you can make a cash offer, you’re likely to go to the top of the seller’s list. All-cash offers save on worry about financing problems and the time underwriting requires.

Forego Contingencies Contingencies are conditions that have to be met before a sale can go through. You are stating that if something goes wrong with the appraisal or inspection, you will still buy the house at the price offered.

Unfortunately this can tap into your down payment, and increase the amount you need to borrow.

Offer a Big Deposit If you want to show a seller you’re serious, have a large deposit ready. A bigger deposit or down payment means you’ll need less money from the bank, which can make the difference if the bidding

war put the home’s price above the appraised value. It’s important to realize that lenders will not loan you more than the home’s appraised value.

Use an Escalation Clause If another offer or bid increase matches yours, an escalation clause details the amount your bid will increase. It benefits the seller and sets a limit so you don’t overspend.

As in all financial matters, it’s important to establish pre-set limits and be prepared to walk away from a home.

Read the full article at realtytimes.com/index. php?option=com_nletter&view=pro file&layout=article&format=raw&a rticle_id=1041234&id=57 _________

Tom Kalinski is the broker/owner of RE/MAX of Boulder, the local residential real estate company he established in 1977. He was inducted into Boulder County’s Business Hall of Fame in 2016 and has a 40year background in residential and commercial real estate. For questions, e-mail Tom at tomkalinski33@gmail. com, call 303.441.5620, or visit boulderco.com.

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April 17, 2021

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9

COVERPROFILE

Why You Should Buy New at Barefoot Lakes

By Emma Castleberry At Home Colorado Photos courtesy: Barefoot Lakes

B

uying a new home has copious benefits – especially when you do so at Barefoot Lakes, a nature-centric master-planned community in Firestone. With four homebuilders, each committed to your dream and vision, every buyer can find exactly what they’re looking for and more.

Brookfield Residential, CreekStone Homes, Lennar, and Richmond American Homes each offer different portfolios, but all of them complement the surrounding nature of the Barefoot Lakes community while enhancing the more luxurious perks of living in a new home, like energy efficiency and modern interior detail.

At Barefoot Lakes, not only will your home be new, but all of the amenities within your community are new, too. This includes the 10

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The Cove – Barefoot Lakes’ amenity center with a state-ofthe-art gym, a flex room for yoga, pilates and classes, and a variety of comfortable living spaces with a DIY coffee bar, catering kitchen, TVs, and indoor and outdoor fireplaces. The center also features a water-park style pool with beachstyle entry, a kids’ play space and competition style lanes for exercise.

When you take the time to work with a builder and personalize your home plan, you create an emotional connection to that space that is unmatched by purchasing a resale home. Essentially, you start the nesting process before you’ve even moved in. You get to be part of the construction of your own dream – a magical process that invests you and your family in a new community.

Perhaps one of the most tangible benefits of moving into a new build is the energy efficiency, which results in lower maintenance costs.

All of the builders at Barefoot Lakes offer green features that will

lower your utility bills and give the environment a break. Plus, when all the systems in your home are newly constructed and installed, you have several years of peace of mind before you’ll need to think about replacement or repair. New homes also assuage some of the

safety concerns that can be present with older houses, like asbestos and lead paint.

Work with one of the Barefoot Lakes builders to create a home that’s yours and only yours.

For more information, visit BarefootLakes.com.

Barefoot Lakes is a nature-centric master-planned community in Firestone.

At Home Northern Colorado

April 17, 2021

With each homebuilder fully committed to your dream and vision, every buyer can find exactly what they’re looking for and more at Barefoot Lakes.

Featured Barefoot Lakes Home Builders BROOKFIELD RESIDENTIAL

B

rookfield Residential brings a contemporary approach to all elements of home construction.

From their open-concept floor plans that maximize utilitarian space to the fashionable finishes, colors, and materials used in each of their homes, your space will feel both modern and timeless.

At Barefoot Lakes, Brookfield Residential offers three portfolios: Harvest, which features spacious homes with big windows and porches; Ovation, a modern take on classic architecture that

celebrates low-maintenance living; and Villa, a collection of modern duplexes that offer space and privacy. “Our goal at Brookfield Residential is to create the best places to call home, which starts with choosing the right home for our buyers’ needs,” says Marni Shwartz, marketing manager at Brookfield Residential. “That’s why we offer three unique portfolios designed for the natural haven of Barefoot Lakes in varying shapes, sizes and price points.”

LENNAR

L

ennar’s Everything’s Included™ smart homes are a testament to the perks of buying new. “Our base home comes with more standard features than the average builder which includes a lot of the ‘must haves’ on our buyers’ wish lists,” says Carrie Castilian, director of marketing for Lennar Colorado. Lennar’s homes abound with cutting edge tech features like video doorbells, smart locks, the eero Pro 6 Mesh Wifi System, the Ring Alarm Security Kit and more, all of

RICHMOND AMERICAN

R

ichmond American offers five floor plan designs at Barefoot Lakes, and buyers can work with expert designers at the builder’s Home Gallery to ensure their new build is exactly how they want it, down to the smallest detail. Finishes like brushed nickel hardware, chrome faucets and granite countertops mean you don’t have to personalize to

April 17, 2021

experience the luxury, but you still have upgrade options like a gourmet kitchen or a deluxe master bathroom. Whether you want the main-level living convenience of a ranch plan or the privacy offered by a twostory home, most of the five plans feature a flex space that can be turned into an additional bedroom.

which can be programmed to your smartphone.

With four layouts starting at around 1,800 square feet, you can find a Lennar design that fits your needs. “Also, when you move forward with a Lennar home purchase, you will know your final purchase price on day one without any surprises at a design center,” says Castilian. “We have our design room onsite to make sure that our buyers know exactly what they are going to get before signing a contract.”

CREEKSTONE HOMES

O

ne of the benefits of a new home by CreekStone is the flexibility of their multi-purpose design plans, allowing you to take a plan and make it work for you and your family. Open, spacious rooms allow you to use them for what you need: a craft room, home office, home gym, or even another bedroom. The three

At Home Northern Colorado

CreekStone plans at Barefoot Lakes, all around 3,500 square feet, each offer the epitome of functionality, with expansive great rooms and well-appointed master suites.

With this selection of builders, there are no wrong choices for a new home at Barefoot Lakes.

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McCreery & Sun Of Colorado The Finest in Heating & Cooling Since 1974 McCreery & Sun Of Colorado installs heating and air conditioning equipment of all sizes, as well as water heaters and indoor air quality products. They emphasize excellent customer service, no matter the job. Whether installing a brand new water heater or replacing a small electrical component in your air conditioner, they treat you and your home with respect. Schedule service with their friendly local technicians who truly care about your comfort.

McCreery & Sun Of Colorado provides heating, air conditioning, and water heater services in Greeley, CO.

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At Home Northern Colorado

3455 F Street, UNIT 3 Greeley (970) 339-5740 mccreeryandsun.com

April 17, 2021

REALTOR FOR LIFE

Rising mortgage rates: Lock or not?

BY DUANE DUGGAN

Realtor and Author RE/MAX of Boulder

Over the last several years we have enjoyed record-low mortgage rates that have, for the most part, been stable. The most recent peak in interest rates was November 2018 with an average reported rate of 4.81% for 30-year loans.

Afterwards, the trend moved downwards until it hit bottom in January 2021 at an average 30-year rate of 2.73%. Rates appear to have bounced with the average reported 30-year rate of 3.17% in March 2021. During times of stability, the question of whether to lock the interest rate while you are under contract on a home is not as critical as when there are times of rising or falling interest rates. In recent weeks, there has been upward pressure on rates, making it a more relevant conversation.

To lock or not to lock, that is the home buyer’s choice. However, buyers need to understand this is a commitment from both the mortgage lender and themselves to close at the agreed upon interest rate.

The scenario goes like this: One day you write a contract on a home knowing you can afford it at a certain interest rate. Then while you are waiting to close, the interest rate increases, and you can no longer afford the monthly payment. Locking in the interest rate with the mortgage lender would have prevented this unfortunate circumstance.

First of all, what is a “lock”?

A “lock” is a commitment from a mortgage lender to fix your interest rate between time of contract and closing, even if rates go up. Yet it is important to April 17, 2021

To lock or not to lock, that is the home buyer’s choice.

remember that “a lock is a lock” from both parties. It is also a commitment from the home buyer to close on the terms of the lock.

Even if interest rates go down, you are committed to close as agreed upon.

The lender might suggest that the buyer should “float” rather than lock. This means that in the lender’s opinion, there could be an event in the next few days or weeks, which might cause rates to go lower. You can then wait until after that event to make a decision to lock at that time.

Over my 40-year career, I have found, in general, interest rates tend to drop slowly and rise quickly. I can remember during the 1980s, almost every day I went into work, the interest rate pushed higher, soaring to 16% for mortgages! With that experience in mind, it is usually best to lock in a rate if the overall trend is upwards. There’s a greater chance of rates going up 1% in a day than going down 1% in a day. If you’re happy with the interest rate the day you write a contract on a home, lock it in so you and all the others involved in the home purchase can sleep at night.

Market conditions dictate the type and pricing of locks that lenders may offer. Sometimes a 30- day or even 60-day lock might be “free”. Extended locks, however, usually come with a price tag. Make sure you communicate with your lender to make sure you have a full understanding of how it works. It would also be helpful to ask the lender what happens in

case there is a delay in closing?

There might be a possibility to extend the lock, but lock extensions usually involve a fee.

All interest rate locks have a deadline. Knowing that deadline helps structure a contract with dates for conditions and final closing to happen before the lock expires with a closing date that falls within the deadline. In some market conditions, lenders have even been known to offer “lock and shop”. This is a situation where the lender will lock your loan rate in even before writing a contract.

Locks can also be a major consideration in new construction.

If you have a dirt start on a home, that could mean you may not be closing for six to eight months. It is hard to say what could happen to interest rates during that time frame. Most builder contracts

At Home Northern Colorado

will say that you will close on the home at whatever the market rate of interest is. In order to protect yourself, it would be a good idea to check with the lender to see what the expense of a long-term lock would be. Market conditions will dictate pricing for long-term locks. An alternative could be to “float” with the interest rate market. Instead of paying the lock fee in advance, you could save that money to buy the rate down at time of closing. Of course, market conditions will dictate whether or not that turns out to be a prudent idea.

To lock or not to lock?

Hopefully this information will help you make that decision. Be sure to consult your mortgage lender and any other advisors, to make an informed decision based on current market conditions.

Duane Duggan has been a Realtor for RE/MAX of Boulder in Colorado since 1982 and has facilitated over 2,500 transactions over his career, the vast majority from repeat and referred clients.

He has been awarded two of the highest honors bestowed by RE/MAX International: The Lifetime Achievement Award and the Circle of Legends Award.

Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.

HOW SOON CAN YOU MOVE? 6211 W 15ht St, Greeley $437,500 Beautiful Fox Run Ranch Style Home.

5 Bedroom, 3 Bath, Acacia Hardwood Flooring, Granite Countertops, Stainless Steel Appliances. Gas Fireplace, Main Floor Laundry With Sink. Large Eat-In Kitchen, Finished Basement. Great Deck Out Back, New Roof And Exterior Paint.

This Will Sell Fast So Call Today!

Real Estate

Loni L. Ferrier 970-689-1192 loniferrier@comcast.net www.loniferrier.homesandland.com ATHOMECOLORADO.COM

13

OPEN HOUSES // VIRTUAL TOURS

QUICK GUIDE

LIST YOUR OPEN HOUSE OR VIRTUAL TOUR: VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

Boulder 1505 Pearl Street #111 $1,050,000 Sunday 2:00 PM-4:00 PM Alison Sirlin Live West Realty (720) 329-1727 1610 Bluebell Avenue $1,780,000 https://is.gd/09EU40 Jon Hatch RE/MAX of Boulder (303) 513-2834

Fort Collins 724 Stoddard Drive $465,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 724 Stoddard Drive $465,000 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 40504 CR 17 $1,100,000 Saturday 10:00 AM-12:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 14

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40504 CR 17 $1,100,000 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Greeley 11236 Hillcrest Drive $980,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 11236 Hillcrest Drive $980,000 Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Longmont 2408 Summerlin Court From $1.2M Saturday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949 2408 Summerlin Court From $1.2M Sunday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949

Loveland 1529 Homeland St $445,000 Saturday 12:00 PM-3:00 PM David Wagner Equity Colorado Real Estate (720) 244-0980

Johnstown

Superior

4425 Thompson Pkwy $850,000 Sunday 12:00 PM-2:00 PM Sharon Herdman Sears Real Estate (970) 576-2059

515 - 539 Canary Lane Starting at $984,500 https://is.gd/aPbj3O Eric Stjernholm Trelora Real Estate (720) 572-1397

At Home Northern Colorado

April 17, 2021

REAL ESTATE TRANSACTIONS

The following northern Colorado home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020.

Listed are the buyer, the property address, the seller and the amount.

Berthoud

Eaton

• Philip Gatt -- 707 5th St., Colleen and Erik Lodermeier, $361,500.

• Alixandra Hasert -- 914 7th St., Christopher R Devan, $365,000.

• Thomas and Teri Reger -- 1130 Jefferson Drive, Carol Jean Pauley, $407,000.

• Virginia Cable -- 3445 Petrel Drive, Genaro Solis Gonzalez, $430,000.

• Michael and Tamera Williams -500 E Michigan Ave., Sage Homes LLC, $440,500.

• Guillermo Armendariz -- 3402 Curlew Drive, Brad and Christy Brohmer, $455,000.

• Ronald and Cynthia Rice -- 1264 Tipton St., Aspen View Homes LLC, $470,500.

• Guadalupe Cortes -- 377 Ellie Way, Joshua L Reichenbach, $477,000.

• David and Dianne Michael -- 1099 Blue Bell Road, Richmond Am Homes Colo Inc, $485,000.

• Ronald Morris -- 1459 Vantage Parkway, Melody Homes Inc, $486,000.

• Megan Hokanson -- 412 E Michigan Ave., Sage Homes LLC, $489,900.

• David Gerch -- 721 Lene Lane, Kevin Wooster, $495,000.

• Melanni and Derek Medrano -- 1239 Sun River Road, Melody Homes Inc, $495,800.

• Davy Hong -- 1457 Sun River Road, Melody Homes Inc, $501,600.

• Elizabeth Gonzalez -- 321 Capital Reef St., Artesia Lot Holdings LLC, $512,900.

• Brian Lamer -- 1720 Exeter St., Jeffrey and Karen Mcintosh, $541,000.

• John and Barbara Oloughlin -- 311 Capital Reef St., Artesia Lot Holdings LLC, $549,900.

Open House Saturday / Sunday 12pm - 3pm

• Ashley and Cade Lehl -- 1137 Rubinette Lane, Richmond Am Homes Colo Inc, $559,000.

• Trace and Tammy Byrnes -- 2151 Nicholson St., Michelle Mott, $560,000.

• Travis and Piper Low -- 3120 Heron Lakes Parkway, Bridgewater Homes LLC, $873,600.

• Jason and Nicole Park -- 1721 Westward Circle Unit 3, Legacy Devl LLC, $311,100.

• • • •

Evans

• Tamera Muniz -- 3758 Ponderosa Court Unit 2, Steven J May, $225,000.

• Zhong Miao -- 3030 High Drive, Hitz Fin Group LLC, $235,000.

• Derek Wilkes -- 903 Lucca Drive, Elizabeth and Zane Stalkup, $240,000.

• Michael Hernandez -- 3914 Partridge Ave., Angel and Karina Ortiz, $310,000.

• Nathaniel and Emma Frank -- 3931 28th Ave., Marty and Jamie Sup, $330,000.

• Darin Barnett -- 3209 Sandy Harbor Drive, Jfr North Point LLC, $340,000.

• Blanca Gonzalez -- 3403 Cove Way, Canvas Credit Union, $356,000.

• Roun Thy -- 2409 Dock Drive, Curtis and Carol Ricker, $390,000.

Fort Lupton

• Ruben Crespo -- 1252 Main St., Whale LLC, $58,000.

• Beth Lovold -- 15854 Mary Ave., Lcyoa Trust, $285,000.

• Rito and Elda Luna -- 15509 Lamb Ave., Luis Enriquez, $300,000.

• Gloria Cortes -- 1080 Dogwood Ave., Travis J Colleyboege, $351,800.

• Juan Hernandez -- 7348 Richard Ave., Rothnick Invest LLC, $360,000.

• Jesus Rivera -- 1629 Wagonwheel Drive, Douglas L Carpenter, $380,000.

• Brett Harguth -- 1903 Homestead

724 Stoddard Drive, Fort Collins $465,000 • MLS# 937794 4 Beds • 3 Baths • 3059 Square Feet

Open House Saturday / Sunday 12pm - 3pm

NO METRO TAX. Incredible location near Front Range Community College & CSU. Shopping, dining & entertainment around the corner. Nearly 3000 finished sq. ft. Main level laundry, front formal living room, formal dining, family room, spacious kitchen & main floor bedroom/office. Upstairs features a primary suite w/ retreat, 5-piece bath & walk-in closet, 2 additional spacious bedrooms plus a full bath w/ tile flooring. Basement w/ 607 sq. ft + crawl space. Fenced yard, garden, private beach, fire-pit, oversized concrete patio, sprinkler & drip system & more.

Steve Baumgaertner 970-988-8725 baumgaertner@c3-re.com

•

Katy Baumgaertner 970-213-9258 baumgaertner@c3-re.com

• • • •

Greeley

• Carlos and Leslie Martinez -- 4497 Hot Springs Drive, Robert Ray Friebus, $204,600.

• Paul Eshom -- 2505 9th Ave. Court, Raul Martinez, $236,700.

• John Mathews -- 1614 5th St., Nicholas Ray Troy, $237,000.

• Susana Gomez -- 4507 Grand Canyon Drive, Gustavo Ramirez, $258,000.

• Vivian Chadwick -- 4916 W 9th St. Drive, Mona L Castor, $260,600.

• Jamie and Patricia Autrey -- 1225 4th St., Joyce Mccready, $262,000.

• Timothy and Abigail Kleier -- 2122 8th Ave., Austin and Robyn Hoxie, $278,000.

• Timothy Mattoon -- 1519 27th Ave., Justin Nguyen, $289,700.

• Thomas and Heidi Washburn -2416 10th Ave. Court, Luis Monterroza, $290,000.

• Nathan Emery -- 1605 7th St., United Colo LLC, $307,800.

11236 Hillcrest Drive, Greeley $980,000 • MLS# 934335 4 Beds • 4 Baths • Total Sq. Ft. 5,440

• Pray Reh -- 3250 19th St. Drive, Ruth E Lovato, $314,900.

• Bryan and Domonique Ramos -- 230 53rd Ave. Court, Brianne Kendal Holman, $322,000.

• Latham Riffle -- 6603 4th St. Road Unit 3, Hartford Constr LLC, $324,800.

• Kaitlyn and Storm Fox -- 430 30th Ave., Christopher Gaddy, $325,000.

• Ryan and Kayla Reedbaum -- 420 28th Ave., Jerry and Gloria Clark, $331,000.

• Daniel Stites -- 302 E 28th St. Drive, Eddy and Maria Brown, $350,000.

• Florinda Trevino -- 6300 Burgundy St., Kutter Corley, $350,000.

• Miguel Ortega -- 6515 19th St., Kimberly A Bashaw, $350,500.

• Osvaldo Aguero -- 312 48th Ave., Joshua Kienk, $356,000.

• Sarah Henderek -- 2207 76th Ave. Court, Gabriel Danckert, $363,000.

• Allison Mcneil -- 8612 16th St., Joshua and Diana Oedy, $365,000.

• Eric Newville -- 1454 44th Ave. Place, Robert and Roger Becker, $366,000.

• Britney and Matthew Rafferty -- 1207 104th Ave., Aspen Homes Colo Inc, $371,900.

• Kathleen Buxton -- 7220 W Canberra St., Justin Houston, $375,000.

• Kyle Molander -- 3312 Syrah St., Patricia S Russell, $377,000.

• Kori and Isaca Hare -- 5321 W 1st St., Robert and Laura Gilstrap, $380,000.

• Zachary Damian -- 1854 18th Ave., Manuel and Melissa Agripino, $380,000.

• Ivan Maqueda -- 1203 104th Ave., Aspen Homes Colo Inc, $382,600.

• Travis and Marla Yohn -- 4933 W 30th St., Agustin Rosales Rodriguez, $389,900.

• Thomas and Beth Austin -- 3001 43rd Ave., Hannah and Ryan Shaw, $390,000.

• Samuel and Kylie Hawks -- 1321 88th Ave. Court, Toi Van Le, $395,000.

• Karyn and Dana Smith -- 2320 73rd Ave. Place, Celia A Askeland, $400,000.

Open House Saturday 10am - 12pm / Sunday 12pm - 3pm

Angie Sparks 970-232-8908 sparks@c3-re.com

At Home Northern Colorado

Tim Avery 970-820-0969 tavery@c3-re.com

40504 CR 17, Fort Collins $1,100,000 • MLS# 934409 3 Beds • 4 Baths • Total Sq. Ft. 3,216 Incredible Property on 2.94 acres featuring a 3750 sq ft garage shop plus a second 900 sq ft garage. No HOA and No Metro Tax. Ranch style property w/2 bedrooms and a full bath up. Incredible views and upgrades throughout.

Incredible ranch style home featuring 5440 sq. ft. & sitting on 7.5 acres featuring 2 large outbuildings. Building 1 = 1500 sq. ft.

Building 2 = 2520 sq. ft. Bring your toys, horses or farm animals. Plenty of room for everybody inside and out.

www.MyColoHome.com April 17, 2021

Drive, Century Coyote Creek LLC, $397,100.

Jose Gonzalez -- 1873 Homestead Drive, Century Coyote Creek LLC, $404,500.

Justin Brunick -- 2441 Mountain Sky Drive, Melody Homes Inc, $418,500.

Devon Zyl -- 672 Northrup Ave., Century Coyote Creek LLC, $421,400.

Steve Mckie -- 1913 Homestead Drive, Century Coyote Creek LLC, $423,700.

Dominique Dangelo -- 1907 Homestead Drive, Century Coyote Creek LLC, $429,300.

Michael Pilla -- 2425 Mountain Sky Drive, Melody Homes Inc, $431,500.

Jose and Mayra Hernandez -- 1877 Homestead Drive, Century Coyote Creek LLC, $443,200.

Jose Molina -- 688 Northrup Ave., Century Coyote Creek LLC, $447,200.

Matthew and Rebecca Harmon -- 1853 Homestead Drive, Century Coyote Creek LLC, $460,000.

Jamie Simonis 970-692-6170 jamiesimonis@c3-re.com

Monica Pettypool 970-541-0777 mpettypool@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC. ATHOMECOLORADO.COM

15

• Leonard Gonzales -- 2420 W C St., Jerry Travis, $400,000.

• Roger Morgan -- 7712 Talon Parkway, Candice Yeargan, $405,000.

• Kipp and Lauren Powell -- 7808 W 11th St. Road, Cody and Jennifer Rutledge, $408,000.

• Paige Millen -- 118 52nd Ave., Isaac and Dana Ortiz, $410,000.

• Kevin Mulcare -- 608 62nd Ave., Roberta M Eckdahl, $410,000.

• Loretta Nelson -- 1415 23rd Ave., Lgi Homes Colo LLC, $411,900.

• David Contreras -- 114 63rd Ave., Rutherford Inc, $416,500.

• Gregg and Emily Huestis -- 4019 W 15th St., Mary and Dino Bonacasa, $425,000.

• Rolando Rayos -- 4155 W 16th St. Drive, Adam and Nicole Frazier, $425,000.

• Lawrence and Sandra Montoya -- 1832 36th Ave. Court, Pamela A Benedetto, $425,000.

• Arthur and Roxy Pitner -- 8107 Surrey St., Blue Oak Properties LLC, $425,000.

• David and Nancy Hansen -- 1741 69th Ave., Destin Miles Martin, $430,000.

• Susan Mena -- 109 56th Ave., Dana and Victoria Dockendorf, $438,500.

• Catherine Entwistle -- 608 N 81st Ave., Rick and Cheryl Palmer, $439,900.

• Craig Carrier -- 8621 16th St., Dustin and Amanda Petzold, $440,000.

• Jose Salgado -- 1411 23rd Ave., Lgi Homes Colo LLC, $440,900.

• Jennifer Davis -- 5304 W 5th St., Kenneth and Jaclyn Emrick, $448,100.

• Sarah and Benjamin Redi -- 2167 74th Ave. Court, Clayton Jill Lebet Trust, $455,000.

• Alex Breen -- 1952 26th Ave., Dusty and Star Kraft, $460,000.

• Kirk and Kathryn Johnson -- 1311 61st Ave., Di and Robert Wayland, $468,000.

• Jesse Motoortiz -- 6715 W 32nd St., Mark and Patricia Rand, $470,000.

• Diego Gomez -- 8137 22nd St., Wayne and Lauren Anderson, $480,000.

• Prairie and Thomas Robinson -- 1200 14th Ave., Trinity Ltd, $500,000.

• Dustin and Amanda Petzold -- 512 Sage Ave., Kevin and Jill Bull, $530,000.

• Brian and Barbara Stork -- 3228 Grand View Drive, Sam and Amy Ogden, $580,000.

• Christian and Shana Morgan -34244 County Road 25, Legacy Farm LLC, $700,000.

• Natasha Dejager -- 16872 Cattlemans Way, Schroetlin Custom Homes LLC, $1,500,000.

• • Johnstown • Jared and Rodney Rolf -- 915 N 1st St., Gloria J Rolf, $262,000.

• Ki Hendricks -- 1114 Country Acres 16 ATHOMECOLORADO.COM

Johnson Ave., Benjamin A Ferguson, $315,000.

• • Andrew Tullock -- 217 Courtney Drive, Richard and Linda Koentopp, $330,000.

• • Erica Graham -- 1520 N Jefferson Ave., Gary and Lillian Wallace, $330,000.

• • Megan and Bo Borton -- 1927 Big Sandy Place, Paul and Carla Bank• ers, $341,000.

• Michael and Melissa Deardorff -1852 Gemini Court, Sean and Laura • Fagan, $362,000.

• Todd Krienke -- 1728 W 50th St., Kendall Brook Townhomes LLC, $364,300.

• Constance Mcnulty -- 572 Magpie Keenesburg Drive, Stig and Elaine Folkesson, • Justin and Shawnda Richmann -- 402 Evans Ave., Lgi Homes Colo $366,000.

LLC, $332,900.

• Matthew Hazen -- 1732 W 50th St., • Joseph and Jayne Lulek -- 412 Kendall Brook Townhomes LLC, Evans Ave., Lgi Homes Colo LLC, $382,500. $332,900.

• James and Amy Mctighe -- 2595 • Andrew and Pamela Price -- 308 Trio Falls Drive, Gerardo Cortina, Evans Ave., Lgi Homes Colo LLC, $384,900. $333,900.

• Ian Urbas -- 1419 Chickadee St., • Destiny Gonzales -- 411 Quincy Robert W Witham, $387,000.

Rr Ave., Lgi Homes Colo LLC, • Chad Finch -- 2815 W 13th St., Wil$334,900. liam Scott Davis, $394,900.

• James and Mercedes Welte -- 313 • Ryan Doll -- 1214 Belle Drive, RobEvans Ave., Lgi Homes Colo LLC, ert L Roth, $395,000. $335,900.

• Alexis Campbell -- 1310 Garfield • Chantel Chavez -- 405 Quincy Ave., Dominic Penaflor, $401,000.

Rr Ave., Lgi Homes Colo LLC, • Alexandra and Matthew Chessman $335,900.

-- 825 W 35th St., Sandra K Pome• Monica Muth -- 401 Quincy roy, $425,000.

Rr Ave., Lgi Homes Colo LLC, • Frank Frucci -- 1403 W 31st St., $341,900.

Fred Romero, $430,000.

• Adail Froome -- 406 Quincy • Richard and Brenda Viel -- 1440 Rr Ave., Lgi Homes Colo LLC, Glenda Court, Natalee P Reynolds, $346,900. $435,000.

• Raul Eliasrincon -- 413 Quincy • Alia Davis -- 1942 Virgo Circle, Rr Ave., Lgi Homes Colo LLC, Louis and Ingrid Bush, $435,000. $346,900.

• Taylor and Brigitte Brigitte -- 3805 • Charity Campfield -- 414 Quincy Downieville St., Francis Duane Rr Ave., Lgi Homes Colo LLC, Miller, $449,500. $346,900.

• Jonathan and Anastasia Hummel • Matthew Schatz -- 410 Quincy -- 2316 Estrella Ave., Gregory and Rr Ave., Lgi Homes Colo LLC, Dawn Nottingham, $456,500. $403,900.

• James Shanahan -- 1740 W 50th St., • Antonio and Laura Alvarez -- 400 Kendall Brook Townhomes LLC, Quincy Rr Ave., Lgi Homes Colo $458,900.

LLC, $408,900.

• Brian and Deb Vos -- 231 Glacier View Place, Janice M Helmuth, Kersey $460,000.

• Jaime Dominguez -- 803 7th St., Mi• Zabrina Perry -- 213 W 51st St., chael and Crystal Brooks, $355,000.

Stephen O Smith, $461,500.

• Robert and Antoinette Kline -- 563 La Salle Johnson Ave., Mary Christine Cos• Rena Grin -- 318 S 5th St., Nicole R grove, $470,000.

Case, $320,000.

• Philip and Linda Balcomb -- 3396 • Jarrett Upward -- 145 W Taylor Mount Columbia, Twin Lakes Devl Ave., Christine Izaguirre, $335,000.

LLC, $471,100.

• Jonathan and Sapphira Pearce -• Craig Hansen -- 1821 La Salle 24542 County Road 46, James M Drive, Saint Aubyn Homes LLC, Richardson, $610,000. $475,100.

• Joshua and Alisha Mikesell -- 3595 Leopard St., Nicholas Wacholz, Loveland $477,000.

• Daniel and Mary Lemke -- 1142 • John and Amy Dykstal -- 1724 W Cynthia Court, Properties By Chris50th St., Kendall Brook Townhomes tian, $220,000.

LLC, $482,900.

• Philip and Kathryn Seitz -- 1107 • Richard and Jane Histed -- 2833 E 15th St., Kathryn C Hathaway, Montana Place, Terry and Charlotte $310,000.

• Jacob and Brooke Owens -- 681 Willert, $486,000.

At Home Northern Colorado Court, Clayton C Claus Family Trust, $296,000.

Brady Jarboe -- 5154 Ravenswood Lane, Janice and Mark Lenga, $340,000.

Arianne Marcano -- 3761 Blackwood Lane, Allison M Thomas, $372,000.

Jerome Ruddy -- 902 N 4th St., Tamera Lynn Magnuson, $390,000.

Nicholas and Jordyn Church -2724 White Wing Road, Anadda C Wargo, $415,200.

Brandon Holmes -- 468 Heritage Lane, Jonathan and Rebecca Boni, $420,000.

• Ryan Mooney -- 4487 Stump Ave., Amy Reed, $501,000.

• Kevin Braun -- 1882 La Salle Drive, Saint Aubyn Homes LLC, $505,200.

• Christopher Devan -- 32 Idlewild Lane, Joseph and Lore Wright, $529,500.

• James and Tamara Jarolimek -- 3072 Hudson Drive, Kathleen Benjamin, $532,500.

• Philip and Shireen Udell -- 3347 Tabernash Drive, John and Waverly Brewer, $532,000.

• Christopher Roggow -- 5462 Segundo Drive, Saint Aubyn Homes LLC, $533,200.

• Deborah Thomas -- 5080 Coral Burst Circle, Robert and Laurie Hanks, $536,000.

• John Lehrman -- 525 Garfield Ave., Elevated Equity LLC, $539,500.

• John and Wendy Wiese -- 3575 Capitol Peak Drive, Philip and Linda Balcomb, $550,000.

• Brand and Dodie Deming -- 5176 Redmesa Ave., Bridgewater Homes LLC, $577,200.

• Cliffton Preston -- 6460 Clearwater Drive, Sph Property Three LLC, $586,900.

• John Kirylo -- 9233 Prairie Way, Jeffery Postek, $598,000.

• Dustin and Shannon West -- 832 E 57th St., Michael and Jill Wilkes, $600,000.

• Douglas and Pamala Carrell -- 3475 Peruvian Torch Drive, Charles J Mociak, $610,000.

• Lawrence Hill -- 610 W 5th St., Jeffrey and Debra Nichols, $618,200.

• Thomas and Shelby Cox -- 2552 Chaplin Creek Drive, Jennifer and Matthew Camp, $634,000.

• Dionne Liggett -- 423 Cape Dory Drive, Michael and Jill Loughlin, $635,000.

• Karen Boone -- 321 Greenwood Drive, Thomas and Debra Cate, $645,000.

• Sean Cummings -- 4353 Buffalo Mountain Drive, Margie L Walling, $680,000.

• Stephen and Lorinda Fahl -- 216 Arabian Court, Diane M Obrien, $685,000.

• Luke Bartel -- 2962 Black Fox Run Lane, William and Esmaa Self, $705,000.

• Charles Kohlhardt -- 618 Cove Drive, Leonard and Jean Ashack, $776,000.

• Barron and Catherine Davis -- 4513 Fawn Trail, Brian and Rebecca Maitlen, $800,000.

• Andrew and Alison Keirns -- 5397 Taft Ave., Michael and Carrie Keirns, $900,000.Brandon Bromberek -- 580 Saddle Notch Road, Diana and Tommy Tucker, $912,500.

• Wesley Ballinger -- 4046 Silver Spur St., Richard and Linda Lorenzen, $960,000.

• Vicky Austin -- 6538 Jordan Drive, Michael and Char Reghitto, $1,035,000.

April 17, 2021

Milliken

• Chelsea Bohm -- 202 S Norma Ave., Richard and Jessica Utsler, $295,000.

• Taylor Vigil -- 1445 Lotus Drive, Windmill Homes Co, $373,900.

• Ariel Duquen -- 1534 S Cattleman Drive, Cooper and Brianne Baughman, $390,000.

• Courtney Williams -- 381 E Katsura St., Cindy and William Sherman, $405,000.

• Harper Walliswebster -- 430 Megan Lane, Jeffrey Alan Gregory, $410,000.

• Seth Price -- 2045 Saddleback Drive, Joseph R Carter, $440,000.

• Elisha and Jacob Pacheco -- 2198 Wagon Train Drive, Jamal Bentley Graham, $441,000.

Nunn

• Heather Heskett -- 447 Logan Ave., Linda S Adami, $252,500.

Pierce

• Mary Sharpe -- 1108 5th St., Aaron and Jacquelyn Lawson, $365,000.

Platteville

• Frederick and Leticia Sanchez -16518 Fairbanks Road N, Suzan Kuest, $96,500.

• Melissa Sykes -- 471 Stevens Circle, David and Teresa Bridges, $409,500.

• Lora and Mark Horta -- 475 Stevens Circle, Matthew and Jana Newcomer, $461,000.

• Shannon and Julie Young -- 16471 Stoneleigh Road S, Tara N Borek, $649,900.

• Kenneth and Rita Ross -- 16501 Essex Road N, Austin L Peitz, $815,000.

Severance

• Kenny and Christy Overby -- 840 Sunlight Peak Drive, Steven and Krista Allen, $375,000.

• Pierce and Lindsey Sublette -- 1616 Shoreview Parkway, Keith and Bonnie Watson, $378,000.

• Steven Gilbert -- 1066 Long Meadows St., Lgi Homes Colo LLC, $379,900.

• Joshua Fendo -- 467 Kit Carson Ave., Jordan Muscat, $412,500.

• Ruhil Austen -- 1076 Long Meadows St., Lgi Homes Colo LLC, $417,900.

• Michael and Sheila Thompson -- 1624 Kit St., 2 Valley Bldrs Inc, $419,400.

• Jordan Bliemeister -- 1507 Lake Vista Way, Dfh Mandarin LLC, $420,000.

• Joshua and Angela Kantola -- 1794 Avery Plaza St., Justin and Tracy Thomas, $426,500.

• Jonathan Day -- 984 Cascade Falls St., Melody Homes Inc, $428,000.

• Luke Richter -- 863 Emerald Lakes St., Saint Aubyn Homes LLC, $431,600.

• Dylan and Lindsay Duresky -- 1720 April 17, 2021

Avery Plaza St., Melody Homes Inc, $452,000.

• Shannon Regan -- 1585 Lake Pt. Way, Dfh Mandarin LLC, $512,800.

• Rosalba and Karrie Michael -- 1131 Ibex Drive, Aspen View Homes LLC, $539,700.

• Brandon Yeager -- 1759 Summer Bloom Drive, Melody Homes Inc, $446,600.

• Kristen Starck -- 1011 Indian Trail Drive, James and Mary Donnel, $450,000.

• Karla and Andrew Beaulieu -- 2142 Bouquet Drive, Artesia Lot Holdings LLC, $454,800.

Timnath • Judy Korte -- 2120 Grain Bin Drive, • Sandra Holter -- 4462 Grand Park Garrett Ryan Scallon, $459,000.

Drive, Stonebrook Northern Colo • Orlando Lechuga -- 265 RedLLC, $340,000. mond Drive, Windmill Homes Co, • Alec Kaljian -- 5753 Champlain $465,600.

Drive, Hartford Constr LLC, • Carlos Cruz -- 2018 Bouquet Drive, $395,100.

Melody Homes Inc, $466,100.

• Jonathan Mcginley -- 5858 Ren• Torie and Omar Serrato -- 1693 dezvous Parkway, Gh Colo LLC, Green River Drive, Janet C Tapply, $411,200. $480,000.

• Michael Mikovsky -- 5113 Autumn • Shane and Courtney Walter -- 2007 Leaf Drive, Timnath Ranch TownDay Spring Drive, Bridgewater homes LLC, $423,200.

Homes LLC, $484,100.

• Cori Lopez -- 5864 Rendezvous • Elizabeth and Brett Ward -- 1761 Parkway, Gh Colo LLC, $442,800.

Floret Drive, Melody Homes Inc, • Todd and Amy Thompson -- 5756 $496,400.

Quarry St., Cody and Bradee Gregg, • Troy Verbrugge -- 1982 Autumn $447,000.

Moon Drive, Gh Colo LLC, • Scott and Kristen Nasman -- 5373 $495,900.

Homeward Drive, Saint Aubyn • Megan and Joshua Johnson -- 2029 Homes LLC, $501,800.

Bouquet Drive, Melody Homes Inc, • Brock and Sydney Martin -- 5297 $519,600.

School House Drive, Westmark • Sean and Holly Anderson -- 268 Homes Colo LLC, $558,200.

Hillspire Drive, Windmill Homes • Shannon Kellerman -- 6099 SumCo, $520,600. merfields Parkway, Melody Homes • Peter and Mary Belanger -- 861 Inc, $888,600.

Shirttail Peak Drive, Midian Home • James and Sarah Stewart -- 4054 LLC, $521,700.

Ridgeline Drive, Scott and Joan • Sabin and Andrea Nedelcu -- 8133 Pearson, $1,067,000.

Northstar Drive, Jerald Trenholm, $527,000.

Windsor • Charles and Christine Urbach -• Jo and Scott Powers -- 1280 Lake 1886 Golden Horizon Drive, Aspen Circle Unit 11c, Jeffrey R Jones, View Homes LLC, $530,200. $255,000.

• Gregory Kniffen -- 1705 Long • Sara Lichtenstein -- 1119 Walnut Shadow Drive, Artesia Lot Holdings St., Nathan and Nadine Kuehl, LLC, $534,500. $341,000.

• Aaron and Danielle Lowry -- 2126 • Gary and Helen Bolton -- 156 BayPelican Farm Road, Jason and Krisside Circle, Paul Taylor, $351,000. tie Bennett, $535,000.

• Christopher Richards -- 900 Nan• Natasha Wyhe -- 6041 Cartucket St., Megan Borton, $357,000. mon Drive, Eric Brandon Janes, • Zach and Ami Gladden -- 500 $540,000.

Broadview Drive, Jay and Rachael • Marcus and Stephanie Parham Vanderwerff, $373,000.

-- 426 Gannet Peak Drive, Bgrs • Madison and Michael Sanders -Relocation Inc, $560,000.

1855 Ruddlesway Drive, Richmond • Norah and Jeffrey Fredericks -Am Homes Colo Inc, $384,800.

8325 Blackwood Drive, Jeffrey A • Laura and Joseph Roh -- 1823 TwiEkstrand, $560,000. light Glow Drive, Journey Homes • Kyle and Alyssa Hauser -- 2118 LLC, $397,800.

Cape Hatteras Drive, Deonn De• Chance Fritzler -- 4471 Binfield vore, $575,000.

Drive, Richmond Am Homes Colo • Lee and Caitlin Wistrom -- 2084 Inc, $398,400.

Bayfront Drive, Stanley and Kara • Ryan and Martha Krenning -- 1919 Gordon, $576,000.

Golden Horizon Drive, Journey • Justin and Alaina Squires -- 1737 Homes LLC, $400,500.

Heirloom Drive, Artesia Lot Hold• Padyn Knapp -- 1841 Twilight ings LLC, $578,300.

Glow Drive, Journey Homes LLC, • Robert Messana -- 6556 Pumpkin $401,300.

Ridge Drive, John and Charlotte • Ralph and Calise Townsend -- 1069 Bales, $580,000.

Grand Ave., Richard and Teresa • Harold and Sherry Hermann -- 1584 Doritty, $420,000.

Thunder Cloud Drive, Bridgewater • Jake Mazza -- 2128 Peach Blossom Homes LLC, $590,600.

Drive, Brec Burnett, $421,000.

• Delbert and Terri Smith -- 5928 • Collin and Tiffany Quigley -- 1967 Maidenhead Drive, Bridgewater Raindrop Drive, Melody Homes Inc, Homes LLC, $601,000. $432,000.

At Home Northern Colorado

• Gerardo Cortina -- 2243 Stonefish Drive, Cedric and Maria Lundberg, $606,000.

• Wayne Scott -- 2025 Orchard Bloom Drive, Bridgewater Homes LLC, $614,200.

• Dave Sholes -- 1509 Pintail Cv, Deborah R Kishjohansen, $616,200.

• Candace Solano -- 2060 Vineyard Drive, Upland Homes Inc, $634,900.

• Michael Bergstrom -- 1981 Covered Bridge Parkway, Artesia Lot Holdings LLC, $643,700.

• Kaylene Meyer -- 2118 Autumn Moon Drive, Stephanie Nealy, $645,000.

• Benjamin and Jaime Tedford -- 1517 Cherry Grove Court, Bridgewater Homes LLC, $648,100.

• Valentin Oliveros -- 5508 Evangeline Drive, Phadrea D Pondsfoxx, $675,000.

• Jeffrey and Camilee Lewis -- 6511 Aberdour Circle, Jeffery and Stephany Bourne, $725,000.

• Jacob and Anastasia Cadwell -2072 Covered Bridge Parkway, Artesia Lot Holdings LLC, $726,100.

• Iota and Nicole Colbert -- 1930 Rolling Wind Drive, Bridgewater Homes LLC, $745,400.

• Robert and Chayse Morris -- 8221 White Owl Court, Justin and Jennifer Holwell, $747,000.

• Arthur Beisner -- 1906 E Seadrift Drive, Colton John Lussenhop, $750,000.

• David Desormeaux -- 8746 Blackwood Drive, Michael and Jessica Mote, $750,000.

• Beau and Stephanie Furrow -- 937 Clydesdale Lane, Michael and Kami Mcwilliams, $750,000.

• Adam and Jessica Moody -- 1515 Landon Court, Robert and Tammi Larson, $755,000.

• Steve and Julie Denkers -- 37048 Golden Eagle Court, Bruce L Krohn, $778,000.

• Jennifer and Jeff Easterday -- 8455 Sand Dollar Drive, Penny and David Quint, $825,000.

• Kevin and Kimberlee Wilcox -- 436 Crystal Cv, Michael and Jennifer Kasick, $830,000.

• Becket and Kristie Hinson -- 1890 Seadrift Drive, 1890 Seadrift LLC, $950,000.

• Matthew and Nary Stewart -- 1780 Merlin Lane, Ryan and Januari Bond, $1,125,000.

• David and Heather Schutt -- 1276 Horned Owl Court, Anthony F Lobue, $1,140,000.

• Mark Peters -- 1682 Leana Court, Jason and Lauren Maines, $2,000,000.

ATHOMECOLORADO.COM

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PRESENTED BY:

Directory BUILDING & REMODELING C & S Rain Gutters

C & S Rain Gutters has served Northern Colorado communities for over 18 years.

The company specializes in removing, installing, replacing, repairing, and cleaning gutters. 2970 W. 29th St., Unit 15, Greeley, 970.353.3190, candsraingutters.com

Heinsight Solutions

Heinsight Solutions is a locally-owned and operated business serving Northern Colorado and Wyoming. They offer VELUX brand Sun Tunnels and skylights and will perform a detailed site visit, consulting with you about the perfect product and placement for the unique needs of your home and family. 2415 E. Mulberry S., Suite 11, Fort Collins, 970.988.3622, heinsightsolutions.net.

Johnson Cabinetry & Refacing

Johnson Cabinetry & Refacing provides years of experience in cabinet refacing.

Their expert Installation Technicians will help you modernize and update your home at an affordable price. They offer a wide range of options to fit your style and budget. 2015 2nd Ave, Greeley, 720.652.0240, jcabinetry.com.

McDonald Carpet One Floor & Home

For more than 25 years, McDonald Carpet One has been providing flooring solutions to the Boulder County area. Whether for your home or business, this is the place to find the best flooring brands and selection available – at guaranteed low prices.

6367 Arapahoe Road, Suite A1, Boulder, 720.432.2916, mcdonaldcarpetoneboulder.com.

Mighty Hand Construction

Mighty Hand Construction is a familyowned, locally-operated, licensed and insured construction company serving Northern Colorado. They specialize in premium remodels (basements, kitchens, whole homes), additions and design builds.141 Racquette Drive Unit 2, Fort Collins, 970.844.9191, mightyhandconstruction.com.

NS & S Service

NS&S Service has been in business for 18 years in Greeley. Formerly known as Norm’s Sod & Sprinkler Service, the company have come a long way from just doing sod installation and sprinkler systems. Services include landscaping to painting, to demolition, to demo clean up, house cleanings, eviction trash outs, fencing and more! P.O. Box 644, Greeley, 970.515.6401, nsnsservices.com

Tradesmen Remodeling

Tradesmen Remodeling is your one stop home remodeling and improvement shop! Services include home remodeling, finishing and updating or upgrading: basements, bathrooms, kitchens, flooring, tile work, decks and patio covers and more. Serving Northern Colorado, 970.433.6501, tradesmenremodeling.con

Unfinished Furniture Colorado

Unfinished Furniture Colorado is a place where you can go to create the perfect space for your home or office. Whether you’re finishing it yourself, getting a factory finish, or custom finish, our goal is to help you find the furniture that fits your lifestyle and needs. 5095 W. 120th Ave. Broomfield, 303.443.8229 unfinishedfurniturecolorado.com.

Warm Hugs Mixes & Gifts

Fashion, Colorado, Gourmet, Kitchen, Bath & Body, Games, Puzzles, Brighton Jewelry, Purses, Candles, Graphic Tshirts... something for everyone... you will see! Visit Warm Hugs’ beautiful retail store in downtown Greeley. 809 10th St., Greeley, 970.353.3447, warmhugsmixes.com

FINANCIAL & EDUCATIONAL SERVICES

Universal Windows

Universal Windows provides the sales and installation of replacement windows, doors, siding and gutters. Its exclusive UniShield with super spacer glass provides an industry best for energy performance. Replacement vinyl windows from Universal Windows Direct utilize only virgin vinyl and will never rot, fade, chip, or peel. Universal Windows’ premium replacement windows will provide your home with a lifetime of lasting beauty. 3700 Quebec St. #100-217, Denver, 303.373.4236 universalwindowsdirect.com/denver

DECOR & FURNITURE Front Range Mercantile

Family owned and operated, Longmont’s Front Range Mercantile Indoor Flea Market is 21,000 square feet of pure shopping bliss! With over 90 exceptional vendors who continuously update and offer treasures at affordable prices, there’s no reason not to grab a friend and come on down for a visit. 1201 S. Sunset St., Longmont, 303.776.6605 frontrangeindoorfleamarket.com

60+ Ride

60+ Ride transports Weld County’s older adults to medical appointments, grocery stores, financial and government institutions, social events, houses of worship, and personal grooming appointments free of charge, regardless of income. 800 8th Ave., Suite 229, Greeley, 970.388.1181, 60plusride.org.

Allstate Ins. Co. / Helfrich & Associates, Inc.

With over 50 years of combined experience, Helfrich & Associates, Inc. is a family-owned business that has earned both respect and trust throughout the community. They offer products and services that meet a multitude of needs ranging from standard auto policies to retirement planning. 1120 38th Avenue Suite 2, Greeley, 970.353.8572, agents. allstate.com/sue-helfrich-greeley-co.html

Code Ninjas of Greeley

Code Ninjas teaches kids ages 7 to 14 how to write code, by making video games. Kids progress through belts, like a karate class. With each set of projects they complete, they can belt-up, until they reach black belt. 4239 Centerplace Drive Suite 1F, Greeley, 970.673.7268, codeninjas.com/co-greeley.

Northern Colorado Credit Union

Northern Colorado Credit Union, formerly College Credit Union, first opened its doors on the campus of the University of Northern Colorado in 1935. No matter what you need to finance, they’ve got a loan for that! 2901 S. 27th Ave., Greeley, 970.330.3900, nococu.org

Summit Education Group

Summit Education Group has a simple goal - to provide Physical Therapists, Occupational Therapists, Speech Language Pathologists, Educators, and other Allied and Mental Health professionals with the continuing education you want. Serving Northern Colorado. 800.433.9570, summit-education.com.

Sunflower Bank

Whether you know them as Sunflower Bank or Guardian Mortgage, their philosophy is simple: they offer a full range of financial products that create possibility in the lives they touch and the communities we serve. 665 Flatiron Marketplace Drive, Broomfield, 720.510.7346, sunflowerbank.com.

GREEN LIVING Atmos Energy

Atmos Energy Corporation is the nation’s largest fully regulated, natural gasonly distributor of safe, clean, efficient and affordable energy. Atmos Energy’s communities span from Greeley and surrounding areas in the northeast; Steamboat Springs and Craig in the northwest; Salida, Gunnison and Canon City in central Colorado; Lamar and many small communities in the southeast, in addition to Cortez and Durango areas in the southwest. 1200 11th Ave, Greeley, 888.286.6700, atmosenergy.com.

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At Home Northern Colorado

April 17, 2021

PRESENTED BY:

Directory GREEN LIVING City of Greeley Water

The City of Greeley Water serves the City of Greeley by treating and distributing nearly 9 billion gallons of water every year with more than 500 miles of pipeline, two drinking water plants, a wastewater treatment plant, three treated water reservoirs, six raw water reservoirs and a variety of pumping stations.1001 11th Ave., Greeley, 970.350.9811, greeley.gov.

Weld County Department of Health and Environment

Radon is an odorless, colorless, radioactive gas that results from the natural decay of uranium. Radon typically moves up through the ground to the air above and into your home through the cracks and other holes in your home’s foundation. Nearly 50% of all homes in Colorado have high radon levels.

The only way to know if your home has radon is to test. 1555 N. 17th Ave., Greeley, 970.400.2226 weldgov.com/departments/health_and_ environment/environmental_health/ air_quality/radon.

HEATING & AIR Greeley Furnace

Greeley Furnace Company (formerly Local Furnace) has been a locally-owned and operated furnace and HVAC company serving Northern Colorado and Weld County since 1958. 2808 S. 31st Ave., Greeley, 970.356.0121 greeleyfurnace.com.

McCreery & Sun of Colorado

McCreery & Sun Of Colorado is your new go-to source for home comfort. They install and service heating and air conditioning equipment of all sizes, including residential and commercial heating and air conditioning equipment. They also install and service water heaters and indoor air quality products., 3455 F St., Unit 3, Greeley, 970.339.5740, mccreeryandsun.com.

Northern Colorado Air

Northern Colorado Air, Inc. raises standards in comfort with a wide range of expert services, including residential and commercial heating/cooling installation, maintenance and repair.

812 Stockton Ave., Fort Collins, 970.528.5875, ncagriff.com.

KITCHEN & BATH Castorena’s Granite & Quartz, LLC

The team at Castorena’s Granite & Quartz has more than 35 years of combined experience fabricating and installing granite, marble and quartz for residential homes and commercial properties. The business is family owned and operated providing Northern Colorado, Wyoming and Nebraska homes and businesses with the highest quality custom countertops, fireplaces, and so much more. 1934 E Lincoln Ave., Fort Collins, 970.221.3090, castorenas.com.

Colorado Kitchen & Bath

As experienced craftsmen, Colorado Kitchen & Bath has the knowledge, ability and personal tools to design and remodel a complete kitchen or bath from the floor to the ceiling. The many services they provide to complete your project include framing, moving existing walls, plumbing relocation, lighting upgrades, drywall, texture, paint, cabinet installation, countertops, tile, flooring and more. 425 15th St., Greeley, 970.353.2890, ckbsales.com.

KITCHEN & BATH (CONT.) Granite Transformations of Denver

Granite Transformations specializes in transforming your kitchen or bathroom.

They offer granite/quartz countertops, tile back splashes, sinks, faucets, showers, tub surrounds and cabinet refacing. 5480 W. 60th Ave., Unit C, Arvada, 303.420.8920, granitetransformations.com/location/ granite-transformations-of-denver.

Pro Marble

At PRO Marble Installation they take pride in being able to bring a new feel to your bathroom! They have been working with solid surface materials for over 35 years.

Located in La Salle, Pro Marble services all of Northern Colorado, including Fort Collins, Greeley and Loveland. 23151 CR 33 La Salle, Colorado, 970.284.7736, promarbleinstallation.com.

Re-Bath Northern Colorado

From planning to completion, Re-Bath can create the bathroom you’ve always dreamed of. Working with their bathroom remodelers, you’ll be able to explain your ideas and receive suggestions from their expert designers who can ensure you make smart decisions. 1017 N. 1st St., Berthoud, 970.805.1390, rebath.com/location/berthoud.

Budget Home Supply

When its time to take on your next home project, there is only one store in Longmont where you know you’ll find all the decking, kitchen products, and lumber you need to get the job done right. For over 30 years Budget Home Supply has served Northern Colorado. 780 Boston Ave., Longmont, 303.678.8800, budgethomesupply.com.

OUTDOOR LIVING Aqua Spas

For the past 28 years, Aqua Spas has endeavored to be “Simply the Best” in all they do to assist their customers in realizing the many benefits of owning a hot tub or swim spa. 4731 W. 10th St., Greeley, 970.352.7140, aquaspasinc.com.

Conserva Irrigation

When you have a sprinkler system designed and installed by Conserva Irrigation’s team of trained experts, you can have the ultimate peace of mind that you are getting one of the best lawn irrigation systems around.

1281 E. Magnolia St., Fort Collins, 970.217.3926 conservairrigation.com/fort-collins.

Crystal Landscape Supplies

Crystal Landscape Supplies Inc., is your locally owned and operated landscape material supply store. For more than

20 years they have provided superior decorative rock, the largest assortment of mulches, gravel, base material and soils in Northern Colorado. 6616 N. Garfield, Loveland, 970.669.3565

Degenhardt Decks & Covers

Degenhardt Decks & Covers has stood the test of time by providing homeowners with close attention to specialized features that make a difference in their outdoor home improvements. Every project they do is done with quality, reliability and customer service in mind. 2242 Watersong Circle, Longmont, 303.817.8149, degenhardtdecks.com.

Don King Landscaping

Don King Landscaping has been providing quality landscaping to the great people of Colorado since 1973. Based out of Erie, the company has grown from a landscaping company to a full-service contractor specializing in anything outdoors. P.O. Box 372, Erie, 303.828.0372, donkinglandscaping.com.

Longmont Outdoor Power Equipment

Longmont Outdoor Power Equipment is a locally owned Stihl dealership. The business prides itself on customer driven service before, during, and after the sale. As a full line retailer, they carry everything from high powered gas equipment that made Stihl famous, to the cutting edge battery powered machines. Not to mention the brand new to North America, Stihl iMOW robotic lawn mowing system. 1116 Colorado Ave., Unit A, Longmont, 303.776.0075 longmontoutdoorpower.stihldealer.net

PETS J&T Feeds

J&T Feeds is your neighborhood pet and feed store, serving Greeley and Northern Colorado for 19 years. Providing all your pet needs including food, gifts and services at sensible prices. 4865 West 10th Street, Greeley, 970.378.0240, jtfeeds.com.

VISIT THE NORTHERN COLORADO HOME + GARDEN SHOW ONLINE AT: NOCOHOMEANDGARDENSHOW.COM April 17, 2021

At Home Northern Colorado

ATHOMECOLORADO.COM

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580 Saddle Notch Road, | $925,000 1701 Firerock Court,Loveland, Loveland CO | 80537 $300,000 Acre | MLS# 936792Total Square Feet 5 Bedrooms | 1/3 4 Bathrooms | 3,154 Less than from Downtown this lot iswith perfect for$100,000 anyone wanting Wait15tominutes see you the amazingLoveland, 2 chef kitchen over in to escape city lifealone! without sacrificing Close to Highway 34 and both city upgrades Propertyconvenience! includes a detached barn and additional and mountain property a rareand find!power

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2800 Kyle Road, Circle 2312 Notch 2324Saddle Saddle Notch Road, Loveland Loveland $625,000 $250,000 921582 $250,000 MLS# 921582 $275,000 •• MLS# MLS# 898211 915813

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www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

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April 17, 2021