At Home Colorado - Northern Colorado Edition 10.07.17

REAL ESTATE

Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

Colorado Home & Real Estate | AtHomeColorado.com

atHome 10 DECOR IDEAS FOR A

Dressed up Halloween Quick Guide and Featured Open Homes

Why Viewing Only Homes in Your Price Range Is Important

Signs your heating system needs a tune-up

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

When looking for a home, it can be tempting to tour a few that are over your price max. Avoiding this can make the experience more enjoyable.

If it hasn’t already, your heating system will probably be coming on soon. Before winter sets in, it may be a good idea to tune it up.

October 7-8, 2017

Loveland Reporter-Herald – AtHomeColorado.com

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ASK ANGIE’S LIST

atHome What are the signs of home electrical problems?

COLORADO HOME AND REAL ESTATE

produce much less heat than incandescent bulbs.

ATHOMECOLORADO.COM

WHAT DO FLICKERING LIGHTS MEAN? Flickering lights may indicate a defective or loose bulb. If replacing the bulb doesn’t solve the problem, call a licensed electrician. The fault may be in the light fixture.

Also, either the connections to the fixture or your home’s wiring in the breaker box may be loose — a problem only a professional should diagnose and repair.

CONTRIBUTING WRITERS Paul Pogue Cathy Hobbs Ed Del Grande Rachel Witkowski Gabrielle Savoie Suzanne Plewes Ilyce Glink Samuel J. Tamkin ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

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From flickering lights to hot ceiling fixtures, a wide range of issues signal potential electrical problems. (Photo by Frank Espich)

By Paul Pogue, Angie’s List Angie’s List (TNS) Knowing the symptoms of an electrical problem can help you make repairs to prevent a dangerous situation that might lead to electrocution or property damage. Although many problems should be diagnosed and repaired by a professional electrician, you may be able to troubleshoot some issues yourself.

Here are some common warning signs of home electrical problems, what they mean and what you can do about them. Always be cautious working with electricity, and always shut off the power before touching any wiring.

HOW TO APPROACH CIRCUIT BREAKER PROBLEMS Circuit breakers trip when a circuit is overloaded. By shutting off the electrical supply, the breaker prevents wires from overheating and potentially starting a fire.

Breakers can also trip when they become old. Occasional tripping can indicate simple overloads.

Try plugging the appliance into a different circuit. If, however, a breaker keeps tripping, you should consult an electrician.

Working inside an electrical panel requires skill. Even with the main breaker shut off, electrical power is still entering the panel. Leave this type of work to an experienced professional.

Improperly replacing a breaker or fuse can cause overheating and fire.

Also, if your home dates between the 1950s to 1990, check the electrical panel to see if it or its breakers were manufactured

by Federal Pacific. The company’s Stab-Lok brand breakers are not considered safe and should be inspected by an electrician.

WHAT ABOUT ELECTRICAL SHOCKS? If you feel a mild shock or tingle when touching an appliance, a ground fault improper wiring is a likely cause.

If you notice a shock after crossing a carpeted surface, it may be from static, which is common in the winter and not cause for concern.

You should, however, take other types of electrical shocks seriously to prevent the situation from becoming worse.

ARE HOT CEILING FIXTURES A CONCERN? You should occasionally check the area around your ceiling light fixtures for warmth. Some are not well insulated, which poses a fire hazard. In addition, if a bulb exceeds the maximum recommended wattage, the fixture can overheat.

Switching to compact fluorescent light (CFL) or lightemitting diode (LED) bulbs provides one solution. They

Loveland Reporter-Herald – AtHomeColorado.com

LIGHT SWITCHES OR ELECTRICAL OUTLETS NOT WORKING? Switches or receptacles that work intermittently reveal another home electrical problem. Wiring may be loose, or the device may be cracked internally. If a plug is loose, that can pose a problem as well. If it partially falls out, an unsuspecting individual could receive a shock when unplugging the cord.

This is another issue a pro should at least inspect.

SMELL A BURNING ODOR OR SEE SPARKS? If you detect a burning odor coming from any outlets or switches, turn the power off at the electrical panel and contact an electrician. The problem may be a faulty device, but it might also be a wiring or overload problem.

A burning smell is a serious.

It could indicate the start of an electrical fire. Receptacles or plugged-in cords that are warm to the touch also signal an electrical problem. Do not use the receptacle until the situation has been repaired.

Occasional sparks when you first plug something in are not unusual. Sparks that are large or happen frequently will indicate a problem with your outlet or the circuit. If you hear a popping sound, it may signal that a wire may be loose.

——— Paul Pogue is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList.com.

October 7-8, 2017

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REAL ESTATE

Why viewing only homes in your price range is important

Staying within a set price range makes for a more pleasant buying experience. (Shutterstock)

You may have heard real estate SUZANNE agents advise PLEWES that you only RE/MAX Alliance view homes in your price range.

Many buyers assume that this is because agents are not willing to spend time showing homes that their customers are unable to purchase. However, this is not

the case. There is a much more important and practical reason for viewing only homes in your price range, and it’s in your best interest to do so.

Psychological Aspect of Home Showings In any market, homes in higher price ranges will naturally be “better” than those in lower price

ranges. They will be larger, in better condition, have more features and amenities and/or be located in better neighborhoods. You can easily fall in love with a home that you cannot afford!

Homes within your price range may pale in comparison to the more expensive homes that you’ve seen. This can be very discouraging as you continue your home search.

When you view homes outside of your price range, you set yourself up for disappointment. It’s therefore much better to be realistic and stick to your range.

Time & Energy The home buying process can be a bit tiring, especially in this type of market. Overall, there is a shortage of inventory. This means that the demand for listings that do enter the market is high. As a result, it may take you longer to find a home to purchase.

Viewing homes outside of your price range would only add to this problem, and could lead to buyer

fatigue. It’s best for you to focus your time and energy on listings that matter, rather than wasting it on homes that you do not qualify to purchase.

Resisting the Urge In some cases you may you qualify to purchase a more expensive home, but it would leave you “house poor.” When you start viewing homes in a higher price range, it will be difficult to resist the urge to purchase them. After all, they will be nicer than homes in the lower range. That urge may lead you to make an unwise financial decision that you could later regret. It’s best to avoid the situation altogether by viewing only homes in the desired price range.

—————————————— Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

REAL ESTATE

Rent too darn high to save for a home? The Fed has a plan

By Rachel Witkowski Bankrate.com (TNS) Rents keep skyrocketing, making it harder for people to save enough money to make a down payment on a home.

The Federal Reserve might have a solution.

Fed economists are proposing a new kind of 30-year, no-downpayment mortgage that features a fixed monthly payment.

The purpose is to help renters who earn enough to take out a mortgage on a home but who pay so much rent that they can’t scrape together down payment money.

The national median rent spiked 3.6 percent in 2016 — the highest annual jump in years — to $841 a month, according to Census data.

In major cities like New York, San Francisco and Seattle, renters can pay considerably more.

HOW THE PLAN WOULD WORK Under the Fed’s proposal, you 4

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could buy a home with no money down and would establish your monthly payment with the lender when you first get the mortgage.

The monthly amount would be fixed, though the interest rate would be adjustable. However, you’d never feel your rate go up or down because an equity account would act as a buffer against market rate fluctuations.

When interest rates fall, any potential savings would go into your equity account, either to pay down the principal of your loan or to keep funds on hand in case rates go up.

“This results in homeowner wealth increases, as the homeowner purchases the home faster,” Fed economists Wayne Passmore and Alexander H. von Hafften write, in their paper laying out the proposal.

Borrowers also would pay a somewhat lower initial interest rate versus a traditional mortgage because the Fed proposes to remove a buried cost that

homeowners typically pay their lender to cover the risk of defaulting on the loan.

SOUNDS GREAT, WHAT’S THE CATCH? A number of sticking points are keeping lenders from jumping on the Fed’s idea.

For starters, the mortgages would not allow borrowers to refinance, so you wouldn’t be able to cut your monthly payment if interest rates drop. That difference would instead be placed in the equity account.

“That’s not the way the U.S. mortgage market works and that would be a difficult selling point,” says Mike Fratantoni, chief economist for the Mortgage Bankers Association.

Another concern is that if interest rates continue increasing — as many expect, based on recent Fed movements — the loans’ equity accounts would be drained.

“This idea works well with

Loveland Reporter-Herald – AtHomeColorado.com

a flat or falling interest rate environment but when rates are rising and the equity account goes negative, the banks have to make up that difference and there would be a loss on the loan,” says Robert Messer, chief financial officer at American National Bank of Texas.

The lower interest rates and related risk matters also are an issue.

“Anything that has nontraditional risks, which this mortgage product does, raises significant issues,” said Karen Shaw Petrou, co-founder and managing partner of consulting firm Federal Financial Analytics.

The Fed acknowledges in its report that its alternative mortgage proposal isn’t meant for everyone.

The goal, it says, was to spark discussion of affordable housing and “help some renters gain access to homeownership.”

——— Visit Bankrate online at http:// www.bankrate.com October 7-8, 2017

REAL ESTATE

All real estate deals carry risks

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

Q

: We placed a contract on a home that should never have been listed in the first place, since it had over $150,000 in tax liens.

Am I entitled to a refund of my inspection fee of $450 since the seller’s Realtor did not perform her due diligence in listing this home?

According to the contract, if the seller is unable to cure title defects and obtain a policy of title insurance within 14 days after the defect is discovered, the buyer can terminate. This contract was terminated and the contract became null and void.

The contract also stipulates that the buyer can be reimbursed from the seller for the cost of the title search. But my question is whether I can also get reimbursed for the cost of the home inspection.

A

: In response to your issue with the listing broker, the listing broker is not responsible for and does not have an obligation to search the title on a home. The listing broker does not have a legal duty to know what items may or may not affect the title to the home. Having said that, the listing broker will certainly want to know whether a home will sell or can sell if it has serious issues, and a tax lien of that size would certainly qualify as a serious issue.

We have yet to meet a listing broker that is willing to put the time and effort into trying to get a home sold knowing that the issues involving the home will make it impossible to sell.

When a homeowner lists a home with real estate tax liens, federal tax liens, state revenue tax liens or litigation liens, the home may still salable, but the seller may have to take additional steps to get from the contract state to the closing table. And, the steps may vary depending on what liens are attached.

Let’s start with real estate tax liens. These liens may be for

October 7-8, 2017

unpaid real estate taxes. If the sales price of the home is sufficient to pay off the mortgage and the unpaid real estate taxes, you will be able to close. If the money is not enough to close and the mortgage lender is unwilling to take less money than what it is owed, the sale will fall through.

Digressing just a bit, in the years since the Great Recession, many sellers and buyers became acutely aware of short sales. A short sale is where the sales price is too low for the sales proceeds to pay for all of the closing expenses and the liens on the home. In a short sale, the seller negotiates with the lenders or lien holders to see if they will accept less than the full amount owed in exchange for releasing the lien on the home.

Many lenders agreed to take less than what they were owed and some equity line of credit holders would hold out for something rather than release the lien they had on the home.

In your situation, it would seem to us from your question that the tax liens might have been federal income tax liens as opposed to mortgage liens and that you didn’t want to give the seller additional time to negotiate a reduced payment amount with the IRS or other lien holder, if it wasn’t the IRS. Recently, Sam worked on a deal where the seller of a property owed the IRS more than $100,000; and when the IRS reviewed the sale documents, the IRS was willing to take only $25,000 to allow the sale to go forward. The IRS would still have the right to lien the seller’s other properties and go after the seller in other ways, but the IRS was willing to get some money now and allow the sale to proceed.

But all this sort of negotiation takes time, and you might not have been willing to wait and see what happened or if the lien holder was willing to negotiate with the seller and if the seller was unwilling or unable to come up with the money needed to allow the closing to occur. If this describes the situation you were facing, you were right to terminate and move on; but you don’t have the right under the contract to get anything more from the seller other than what is under the contract. The seller was not in default under the contract, and

you had the remedies provided to you under the contract as well.

While those remedies may not have been as good as you would have wanted and you are out of pocket the $450 you spent on your inspection fee, you didn’t need to proceed with the purchase. Likewise, if you had the inspection but didn’t like the results of the inspection, you could have terminated the deal at that time but you would not have been entitled to a refund on the inspection fee.

There are plenty of fees and expenses that you can incur during the home selling and home buying processes that you’d lose if the deal does not go forward.

When you apply for a loan, the lender may order an appraisal of the home. If the home doesn’t appraise out or for some reason deal doesn’t close, you’ll still have to pay for the appraisal anyway.

You might have inspection fees, radon inspection fees, termite inspection fees, septic and sanitary sewer inspection fees, lead based paint inspection fees, loan application fees, appraisal fees, municipality inspection fees and

attorney’s fees.

All real estate deals carry risks.

And there is money you’ll spend to see if the deal can get done.

Just because you signed a contract doesn’t mean that the deal is without risk. As you found out, you lost $450 for inspection fees, but since you didn’t close and you weren’t stuck with a property that had a lien for $150,000 attached to it, you can move on to the next home and hope for a successful closing on that deal. (Which is more than the seller is able to say.)

(Ilyce Glink is the creator of an 18-part webinar+ebook series called “The Intentional Investor: How to be wildly successful in real estate,” as well as the author of many books on real estate.

She also hosts the “Real Estate Minute,” on her YouTube channel.

Samuel J. Tamkin is a Chicagobased real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink.com.)

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Loveland Reporter-Herald – AtHomeColorado.com

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Nanci Garnand (970) 227-1327 AT HOME

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QUICK GUIDE

OPEN HOUSE

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5409 Beverly Drive $628,500 Saturday, 11am-2pm Pat Kahler RE/MAX Alliance (303) 589-5752

3171 Williamsburg Street $329,900 Saturday & Sunday, 10am-1pm Paul Schwerdtfeger Renovation Realty (970) 290-9099

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4502 Graham Ct 349,900 Saturday, 12pm-2pm Marian Maggi RE/MAX Town & Country (970) 290-0908

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3022 Carney St $355,000 Saturday, 1pm-3pm Ashlea Wylie-Hooper The Group Inc (970) 308-1344

3037 Crux Dr $314,950 Saturday, 10am-6pm Matt Nesbitt The Group Inc (970) 690-7155

3020 Aries Dr $364,950 Sunday, 11am-6pm Matt Nesbitt The Group Inc (970) 690-7155 539 Johnson Ave. $369,900 Saturday & Sunday, 11am-1pm Jeanice Prohs Shorewood Real Estate (970) 372-7947 2264 Evergreen Pl $375,000 Saturday & Sunday, 11am-1pm Mendy Brooks The Group Inc (970) 218-9903 4891 N Franklin Ave $410,000 Saturday, 11pm-1pm Kevin Anstett The Group Inc (970) 481-3066 2030 Massachusetts St $475,000 Sunday, 10:30am-12pm Amber Kahler The Group Inc (970) 310-4170 4667 Foothills Drive $482,500 Sunday, 1pm-3pm Nancy Baxter C3 Real Estate Solutions (970) 231-7700

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WINDSOR 1548 Highfield Dr $359,070 Tuesday - Saturday, 10am-6pm Kathy Beck The Group Inc (970) 213-8475 1548 Highfield Dr $359,070 Sunday, 12pm-6pm Kathy Beck The Group Inc (970) 213-8475 7410 Turnbull Cir $484,000 Saturday & Sunday, 11am-3pm Melissa Doherty The Group Inc (970) 391-5800 2108 Meander Rd $610,000 Sunday, 11am-1pm Kelli Couch The Group Inc (970) 310-8804 5220 Hialeah Dr $610,700 Saturday & Sunday, 11am-3pm Melissa Doherty The Group Inc (970) 391-5800

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

October 7-8, 2017

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

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COVERPROFILE

Adding fall-themed elements like hay bales, gourds and potted mums can carry Halloween décor through h h the h entire fall f ll season. (Shutterstock) h k

10 DECOR IDEAS FOR A

Halloween greeting cards make great artwork for tables or framing.

(Shutterstock)

By Cathy Hobbs Tribune News Service (TNS)

H

alloween is often the forgotten holiday when it comes to home decor. But that doesn’t have to be the case.

Looking for ways to dress up your home for the Halloween holiday? Here are some Design Recipes ideas for transitioning your home decor while making it more festive this Halloween.

1. Fall-themed décor elements.

Instead of decorating your home just for a particular holiday, why not decorate your home for the 8

AT HOME

White pumpkins make an elegant addition to Hallo ll h d r. (Shutterstock) h k

Dressed up Halloween

season as well? Elements such as baled hay, potted cabbages, sunflowers or even flowering plants can create a desirable and appealing look.

at table entertaining or a tric trick-or-treat at the front door. Just frame and you’re ready to go!

2. Small pumpkins.

One of my favorite simple art tricks is to frame paper or cotton napkins. Now is the perfect time of the year to bring out all of the warm yellows, oranges, browns and blacks.

Pumpkin carving can be great for the kids, but a little bit too messy perhaps for adults. A great idea is to purchase smaller pumpkins and instead of carving, simply hollow out the core and insert a large oversized candle in the center. It works well along an entry pathway as well as a centerpiece.

3. Paper lanterns.

Paper lanterns are fun and festive. When it comes to lighting, you can make your own using decorative cotton or linen paper.

Simply string thin metal wire through the ends to create your shape, then place over a hanging bulb or battery-powered light.

4. Greeting cards.

Seldom do people think of sending Halloween greeting cards, but colorful cards make for great instant artwork to adorn a table for

5. Create your own Halloween artwork.

6. Create a signature cocktail.

For the perfect adult brew for Halloween entertaining, think color.

A chocolate martini with a foamed milk topping creates the perfect adult witches’ brew to bring any party to life.

7. Easy Halloween tabletop decor.

Layer the table with yards of white netting, then place a colored cloth on top. The final touch is to place a battery-powered light under the table. The result a beautiful glow radiating through the netting and colored cloth that is sure to create the perfect atmosphere.

Loveland Reporter-Herald – AtHomeColorado.com

8. White pumpkins 8 pumpkins.

White pumpkins are not as common as their orange counterparts but look beautiful adorning a Halloween table. Spraypaint some black for a ghoulish mix.

9. Spooky napkin holders.

It may sound a bit ghoulish, but hollowed-out dog bones make the perfect napkin ring for a frightfully delightful table setting.

10. Halloween elements such as cobwebs.

Cobwebs are a wonderful way to adorn a table for a spooky atmosphere. Inexpensive stockings or pantyhose can create the look.

——— Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@ cathyhobbs.com or visit her website at cathyhobbs.com.

October 7-8, 2017

HOME IMPROVEMENT

Metal roofing soars in popularity among US homeowners

This weathered shake style metal roof This beautiful standing seam metal is manufactured by MRA member roof is manufactured by McElroy Metal.

Green standing seam metal roofs are the Metro Roof Products. Homeowners are most popular style of residential metal choosing metal roofs because they’re attractive, durable and metal adds value to roofing. (Metal Roofing Alliance) their home. (Metal Roofing Alliance)

PRNewswire/ -- You may need one now, or you may need one soon. Either way, homeowners have more options today when replacing their roofs, including quality metal roofing. New industry data from an independent market study shows the market share for residential metal re-roofing jumped to 14 percent in 2016—an increase of 3 points since 2015. According to the study, homeowners are choosing metal roof for

a variety of reasons: overall attractiveness, longevity, strength and sustainability. Consumers are also finding that metal roofs add value to their home. The Metal Roofing Alliance (MRA) has been educating consumers about the benefits of metal roofs since 1998, when market share for metal was just over 3 percent. Through education and testimonials, more homeowners are realizing the

benefits of metal roofing.

Standing seam metal roofs continue to be the most popular style followed closely by shingle, shake and tile metal roofs that mimic the style of traditional roofing with added strength and durability. Metal offers a wide variety of colors and finishes to match any style of home.

“When it’s time to reroof, more homeowners than ever are choosing metal,” states Renee Ramey, executive director of the MRA. “Savvy consumers have done their homework, and know that a quality metal roofing system will reduce energy costs and provide decades of protection.

In addition, quality metal roofs hold up very well during extreme weather conditions including heavy snow, high winds, heavy rain and wildfires.”

Susannah Hodges, a broker for Provence Realty Group that’s building a new residential development in Shreveport, Louisiana has seen this trend

first hand. “Our homeowners are looking for high-end design and low maintenance. We celebrate the metal roof here. Today’s homeowners are well-educated on the impact building materials can have on our environment. They’re looking for building products that are eco-friendly and will save them money in the long run.”

The industry market study also revealed that in some areas of the country, metal has an even larger market share. For example, in the East South Central region (which includes Alabama, Kentucky, Mississippi, Tennessee) 30 percent of homeowners now choose metal when re-roofing. The members of the Metal Roofing Alliance expect the trend to continue to grow nationwide.

The independent study was conducted by Dodge Data & Analytics. Visit www.metalroofing. com for more information.

SOURCE: Metal Roofing Alliance

C3 Real Estate Solutions Agent Spotlight I am very passionate about my profession and nothing makes me happier than helping people find their dream home. My goal is to help you meet your real estate needs and exceed your expectations. I will always be at your service and will work diligently to provide the Shawn Trujillo highest level of customer service. I 970-219-2748 strujillo@c3-re.com grew up in Loveland, Colorado and have lived in Colorado for over 26 years. I spent 2 years in Phoenix, Arizona where I went to school to get my Professional Golf Management Degree where I then became an Assistant Golf Professional at 3 very prestigious golf courses. After that I moved up to the mountains in Beaver Creek, Colorado where I worked as an Assistant Property Manager for over 50 luxury condos/homes.

970.225.5152 • C3 Real Estate Solution, LLC.

www.MyColoHome.com October 7-8, 2017

Loveland Reporter-Herald – AtHomeColorado.com

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HOME IMPROVEMENT

It’s time: Signs your heating system needs a tune-up

(BPT) - Temperatures are falling, pumpkin spice everything has reappeared and stores have already put out holiday displays - all signs that winter is either on the way, or already here, depending on where you live. If you haven’t already had your heating system tuned up, now is the time.

Neglect is a top cause of heating system inefficiency and failure, according to ENERGYSTAR. gov. Proper maintenance can help ensure your system works as efficiently and cost-effectively as possible throughout the

winter. Failing to care for your heating system now could leave you without heat or with hefty emergency repair bills if the system breaks down during very cold weather.

A tune-up is an inexpensive way to ensure heating equipment is operating properly, and provides peace of mind that no potentially harmful blockage exists in a flue or exhaust vent. While it’s best to service a heating system before the cold weather arrives, it’s also never too late to perform routine maintenance.

According to the home repair experts at HomeServe USA, a typical professional heating system tune-up will include: • Inspect safety features and controls

condensate line (if applicable) • Check the flue pipe and chimney draft • Inspect and clean the blower assembly A thorough tune-up before the heating season starts can help reduce the risk of a problem in the dead of winter, but you should still be aware of your system’s performance. Symptoms that may warrant having a professional check the system include: • The system takes a long time to warm the house after the furnace comes on.

• Check thermostats (including adjustment if needed) • Inspect burners (with adjustments if necessary) • Check and clean the pilot light • Check and clean any gauges • Flush low-water cutoff • Inspect filters, belts, oil motors, pumps and

• You hear unusual noises when the furnace turns on.

• You’ve noticed an unusual amount of dust coming from heating vents.

• The system cycles constantly.

• The burner flame is yellow or flickering. The flame should be blue in natural gas furnaces; a yellow flame means the unit is not burning efficiently and may even be producing harmful carbon monoxide.

• You notice your heating bills

have increased more than you would reasonably expect given the temperature outside.

• You experience excessive moisture building up on windows, walls and other cold surfaces.

• You find visual evidence, such as streaks of soot around the furnace, rusting on flue pipes or pipe connections or the vent pipe visible from outside the home, or water leaking from the base of the chimney, vent or flue pipe.

If you act quickly at the first sign of a problem, you may be able to avoid a costly and potentially dangerous failure of your heating system. For more information about why you should schedule a tune-up, visit www. nationaltuneupday.com.

HomeServe offers home heating protection plans, including ones that cover tune-ups. A 24-hour repair hotline ensures plan holders can be connected with local, licensed and insured technicians 365 days a year. Visit www.

HomeServeUSA.com to learn more.

ASK A PLUMBER

Big weather events bring home the importance of standby power

By Ed Del Grande Tribune News Service (TNS)

Q

: Dear Ed: With the recent storms hitting the U.S., I have decided to have a standby generator installed.

I remember last year you did a special column on steps involved when having a home generator installed. Could you please do your readers a favor by revisiting this topic?

— Fred, Massachusetts

A A residential standby generator is not a portable generator. (Kohler) 10

AT HOME

: A residential standby generator is not a portable generator. This type of generator runs on natural or propane gas and is wired directly to your home’s electrical system.

Standby generators start up automatically when power is lost and I’m happy to revisit my five basic steps to follow if you’re looking to have a standby generator installed: 1. Standby generators are professionally installed with proper permits pulled. So, first locate a licensed standby generator dealer/installer in your area.

2. After a location site visit and any trenching needed, the automatic transfer panel switch and generator are set in place.

3. All electrical lines/ controls are installed and connected.

4. Natural gas or propane fuel lines are connected

Loveland Reporter-Herald – AtHomeColorado.com

to the generator and any underground wires and gas piping backfilled.

5. Your dealer/installer starts and tests the system and your new standby power generator is there to back you up during and after the storm.

——— Master Contractor/Plumber Ed Del Grande is known internationally as the author of the book “Ed Del Grande’s House Call,” the host of TV and Internet shows, and a LEED green associate. Visit eddelgrande.com or write eadelg@cs.com October 7-8, 2017

DESIGN RECIPES

10 tips for using wallpaper

By Cathy Hobbs Tribune News Service (TNS) What goes around comes around, especially in style and trends.

Wallpaper, once a staple and must in the 1970s, fell out of favor in the ’90s, but in recent years has made a comeback. No longer automatically considered tired and dated, many decor companies have made an effort to design fun, bold prints that can help add texture and drama to a space, in essence make a statement.

When it comes to using wallpaper, here are some key Design Recipes tips: 1. Consider using wallpaper for an accent wall. A bold, statement wallpaper may work well as an accent in a space, especially in smaller spaces where all over usage may overwhelm.

2. Use colors in your wallpaper pattern as the inspiration for

Bold, oversize prints, like this natural floral illustration, make wallpaper more artistic than in decades past. (Shutterstock)

your color story. In other words, select a color from the pattern of your wallpaper and use it as a foundation color for the color scheme within your space.

3. Think from fun to formal.

Wallpaper can be used in different ways, whether in a more traditional way like a living room or in a way that is fun and festive like in a children’s room or playroom.

4. Consider removable wallpaper or decals as alternative to traditional wallpaper. This option

allows spaces that are interesting and bold in which the decoration can also be reused.

5. Frame wallpaper as art. This is a popular design trick in which large pieces of wallpaper can be framed like art.

6. Avoid using bold, statement wallpaper in small rooms. Small rooms are naturally closed in by dark colors or overwhelming patterns. Instead, opt to use wallpaper sparingly in small spaces like as an accent wall.

7. Consider texture. Wallpaper isn’t just about color and pattern, but texture as well. These days, wallpaper can include such interesting elements as beading and fabric.

8. Don’t be afraid to incorporate metallic elements such as gold or silver, which can help add a touch of glam and elegance.

9. Consider overscale patterns when looking to select statement wallpaper, which can help make a bold design statement.

10. Work with what you have.

One of the biggest mistakes is to use it to introduce colors or patterns that may be incongruent with the current color palette or design scheme in a room. Instead, consider using wallpaper as a unifier to help keep your decor cohesive.

——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com .

Open House Sunday 1-3pm

Open House Saturday 12-3pm

Open House Saturday & Sunday 1-3pm

4667 Foothills Dr, Loveland 80537 $482,500 • MLS# 820810 3 Beds • 3 Baths • Total Sq. Ft. 3,008 NEW PRICE! Beautifully updated, low maintenance Patio Home at Mariana Butte Golf Course. Open floor plan provides wonderful spaces, great light & main floor living. Features hard wood, granite counters, all new high-end appliances. Comfy LIFESTYLE awaits!

148 Ponderosa Ct, Red Feather Lakes 80545 $274,000 • MLS# 830054 3 Beds • 3 Baths • Total Sq. Ft. 1,919 Turn Key estate with everything included. This end unit town-home offers 2000 sq ft of luxury. Granite slab counter-tops, SS appliances, great room w/ fireplace, vaulted ceilings, 2 master suites & so much more.

2728 Saltbrush Dr, Loveland 80538 $549,816 • MLS# 825431 5 Beds • 4 Baths • Total Sq. Ft. 4,636 Own a TriPointe Home in desirable Lakes at Centerra community! $7500 paid towards closing when choosing TriPointe Connect. Chef’s kitchen w/gas cook top & dbl ovens, 5 pc spa ba @ mstr, granite counter tops, extended garage, etc.

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NE

PR

Nancy Baxter 970-231-7700 nancy@nancybaxter.com

James Hagerman 970-999-2816 jhagerman@c3-re.com

Shane Trujillo 970-219-2748 strujillo@c3-re.com

Ashley Milewski 970-658-6340 amilewski@c3-re.com

Featured Property

Featured Property

Open House Sat: 11-2pm & Sun: 12-3pm

3054 Suri Trail, Bellvue 80512 $1,730,000 • MLS# 831423 5 Beds • 5 Baths • Total Sq. Ft. 6,075 This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq ft attached garage and a detached 2177 Sq Ft garage w/office.

18508 CR 86, Ault 80610 $589,000 • MLS# 830954 5 Beds • 4 Baths • Total Sq. Ft. 3,828 Beautiful Ranch style hm on 8 acres w/ NO HOA. Outdoor riding arena, loafing sheds plus a 3828 SF hm plus apartment/loft/office upstairs w/ separate 3/4 bath. 5 car tandem. Finished basement w/ family room, rec room, & more!

304 Marcy Dr, Loveland 80537 $340,000 3 Beds • 3 Baths • Total Sq. Ft. 2,500 This Ranch Style home in desirable Mariana Glen features a family room with fireplace, central AC, main floor laundry, cozy sun room, fenced yard, finished basement, master suite and an updated kitchen.

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

www.MyColoHome.com October 7-8, 2017

Jesse Laner 970-672-7212 jlaner@c3-re.com

Bill Myers 970-599-0011 bmyers@c3-re.com

Lindsay Chacon 970-631-3458 lchacon@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC.

Loveland Reporter-Herald – AtHomeColorado.com

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HOME DÉCOR

This is the art you should buy, based on your personality over your carefully edited space.

Instead, pick monochrome pieces with texture or graphic interest. Black and white doesn’t have to mean boring.

THE SHUTTERBUG If you enjoy snapping away on vacation or even around your city, we’ll make it easy for you.

Have your own photography blown up and framed, or collect the photography of other artists.

For a more edited look, print your work in black and white.

Traditional decor might benefit from bold modern pieces. (Shutterstock)

By Gabrielle Savoie, Domaine (TNS) Tell me who you are, and I will tell you what art to buy.

People often get nervous when buying art: “Will it match my decor? Will I like it over time? Is this an artist worth investing in?” We say: Throw all those questions out the window — it’s time to focus on your personality instead.

The wonderful thing about art is you get to reflect a piece of your personality on your wall through a beautiful photograph or a vibrant print. No matter what your interests or character traits, there is an artist out there who perfectly represents who you are.

Are you a die-hard sartorialist? Do you love traveling, or do you live to escape to the beach? Today, we’re playing curator by dissecting 11 personality types and making art recommendations based on your tastes and interests. From black-and-white photography to graphic prints and abstract painting, we have a little something for every taste and budget. Which art personality are you?

THE MINIMALIST If you’re a minimalist at heart, chances are you don’t want a busy colorful painting to take 12

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THE NATURE LOVER If you like the outdoors, you’ll love staring at beautiful nature all day long even more.

Take your pick of greenery from painted landscapes to stunning nature photography, and live your very own “Planet Earth.”

It’s like bringing the outside in to a whole new level.

THE STREET KID Channel the cool kid in you, and give your home an urban edge. If you love all things street art, skateboarding and alternative music, you’re in luck.

Tons of photographers these days are snapping candid shots of cool kids everywhere, and street art is having a revival.

Better yet, these pieces are usually affordable.

THE COMEDIAN If people praise your sharp sense of humor, transfer this over to your walls with some humorous and quirky art.

Choose an artist who specializes in irony, or print your own memorable quote. You’ll never be short of things to talk about when having people over.

THE GRAPHIC DESIGNER If you’re a graphic designer or an architect, you probably love clean graphic lines. Transfer this onto your walls with a series of graphic prints. Color-coordinate artwork with your decor, or run wild with bright eclectic prints.

THE SARTORIALIST From Anna Wintour to Kate

Moss, you live and breathe fashion. While your closet is probably filled to the brim with designer tags, your walls could also use some of your sartorial sense of style. Fashion photography is what you need on your walls.

THE EXPLORER You often dream of faraway places, you always have a passport in your purse, and you’re constantly a hop and a step away from your next trip.

Collect photographic souvenirs, and cover your walls with photography from past trips or from trips you’re hoping to take.

It’ll be like escaping a little every time you get home.

THE COLLECTOR In every aspect of your life, you’re a collector. You know what you love, but you’re also smart about your purchases, and you want to invest in pieces that will increase in value over time.

Do your research, and invest in promising up-and-coming artists. Just don’t forget to love what you buy.

THE BEACH BUM You escape to the beach every chance you get, and you live and breathe salty air. Your art pick is clear: You need to adorn your home with coastal prints so you always have a piece of the beach with you. It’s much more beautiful than a dusty seashell collection.

THE TRADITIONALIST You’re a traditionalist as far as decor goes, and you might be reticent to add more contemporary art in your decor, but that’s exactly what you should try to embrace.

Classic decor comes to life when mixed with bold modern art.

Start slowly with monochrome pieces that will make an instant statement in your home.

——— Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

Loveland Reporter-Herald – AtHomeColorado.com

REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud • Larry and Terri Collins — 805 Welch Ave., Tiffany L. Thorstensen, $295,000.

• James Green — 2411 Nicholson St., Saint Aubyn Homes LLC, $358,300.

• Zachary Swauger — 1506 Chokeberry St., Edith Gail Reckase, $358,600.

• Daniel and Dionicio Silva — 2430 Nicholson St., Aspen View Homes LLC, $383,000.

• Maria Buckles — 310 Hubbell St., Terry and Kathryn Braesch, $425,000.

• Ryan and Audra Clark — 2450 Nicholson St., Aspen View Homes LLC, $426,000.

• Robert and Gitte Nielsen — 922 Canyonlands St., Saint Aubyn Homes LLC, $442,300.

• Christopher and Karie Farland — 1649 Glacier Ave., Aaron and Jully King, $445,000.

• Kenneth Leiker — 1717 Wales Drive, Jose and Johanna Cabrera, $511,000.

Estes Park • William and Kathleen Kiefer — 550 W. Elkhorn Ave., Unit A6, Ron and Cindy Thompson, $145,000.

• Chris Chapin — 2741 Aspen Lane, Thomas and Vickie Danton, $352,000.

• Mark and Patricia Hansen — 710 Summerset Lane, No. 5, Curtis E. Ottinger Trust, $380,000.

• Randall and Hannelore Phillips — 1090 Elk Trail Court, Roland and Anne Cabanilla, $1,060,000.

Fort Collins • Richard Oppenheim — 1169 Picard Lane, Barbara M. Trowbridge, $105,000.

• Louis and Kathryn Meile — 810 Vitala Drive, Janice M. Dubbs, $152,000.

• Isaiah and Alyssa Hupp — 3431 Stover St., Apt. E536, Robert and Carol Doak, $184,000.

• Brian and Jerry Cook — 5620 Fossil Creek Parkway, Unit 2108, Edward and Katherine Bruce, $205,000.

• Kelly Maley — 6609 Desert Willow Way, Unit 4, Michael and Kareena Tomky, $234,000.

• Autumn Schempp — 802 Waterglen Drive, Unit G31, Keri A. Canada, $245,000.

• Eric Hannafious — 1221 E. Prospect Road, Unit A5, Tibor and Orsolya Nadasdy, $268,000.

• Boyce and Rebekah Burley — 1369 Village Park Court, Robert and Sherry Fuller, $287,500.

• Jack and Patricia Jensen — 2024 Lindsey Court, Mary Fuller Munger, $295,000.

• Kaley Goldrich — 2608 Kansas Drive, Apt. E-131, Raymond James Weisser, $295,000.

• Eleanor Hatridge — 508 N. Impala Drive, Pletro F. Robinson, $300,000.

• Julie Plank — 4500 Seneca St., Unit 7, Alexander and Randall Ozmina, $305,000.

October 7-8, 2017

• Jeffrey Noble — 3614 Glenlyon Court, Guillermo and Janet Zapata, $309,000.

• Jeremy Kuehn — 3924 N. County Road 19, Thomas J. Schaeffer, $310,000.

• Ricky and Ann Fink — 1413 Ottawa Court, Julie A. Plank, $312,000.

• Branden and Stephanie Quick — 6108 Constellation Drive, Jeffrey and Jennifer Burgher, $325,000.

• Christopher Laberge — 538 Winnipeg Court, Victor Jay Wieburg, $335,000.

• Bruce and Jodi Ogden — 2107 Blackbird Drive, Group Financial Partners LLLP, $340,000.

• Linda Bowman — 2602 Canby Way, Unit B, Justin and Marilyn Fulton, $342,000.

• Daniel Carcasson — 539 Dunraven Drive, Martin and Tracee Carcasson, $347,000.

• Andrew and Brittni McAlister — 3006 Des Moines Drive, Glenn and Kimberly Smith, $356,000.

• Charles Moore — 2151 Bock St., Hartford Homes At Timbervine, $358,500.

• Scot and Nicole Jones — 3500 Patterson Court, Helen and Donald Williams, $360,000.

• Christopher Pilsner — 2302 Forecastle Drive, Ryan and Taryn Snell, $363,000.

• Jacob and Kathryn Lovoi — 1830 Valley Forge Ave., Benjamin L. Dunkin, $364,000.

• Scott and Leah Berning — 2802 Canby Way, Gendler Family Trust, $375,000.

• Carl Hicks — 3313 Oregon Trail, Tammy and Michael Schettini, $380,000.

• John Bailey — 2231 Shawnee Court, Dennis G. Jones, $387,100.

• George and Margaret Janson — 2825 Worthington Ave., Dennis and Debra Highman, $387,200.

• Jason and Patricia Telleen — 4427 Monaco Place, Marcus A. Albers, $388,500.

• Everett and Sharon Stockton — 335 Bradley Drive, Gregory K. Estep, $390,000.

• Anthony and Elizabeth Viducich — 1008 Burrowing Owl Drive, Benjamin Bengt Nelson, $395,000.

• Scott and Kimberly Milewski — 8402 Dome Court, Theodore and Cheryl Benglen, $399,000.

• Christopher Horton — 3207 Silverwood Drive, Chris and Laura Jacobsen, $405,500.

• Patrick Johnson — 2357 Adobe Drive, LC Home At Spring Creek LLC, $406,400.

• Brandi and Carrie Kenders — 1414 Snook Court, Adam C. Michels, $410,000.

• Timothy and Christine Anderson — 3108 Wheatgrass Court, Tim Penttila, $430,000.

• Sean and Kendra Tomlinson — 2504 Farnell Road, Gordon and Julie Belter, $446,500.

• Ronald and Elaine Ricks — 9530 County Road 80, Carl and Susanne Martino, $450,000.

• Gustavo Romero — 2038 Blue Yonder Drive, Melody Homes Inc., $468,000.

• Leonard Mahoney — 5206 Honeylocust Court, Jon and Jean Haukaas, $475,000.

• Richard and Bessie Braesch — 2625 Red Mountain Court, Tancik Family Trust, $475,900.

• Sharene Timmons — 903 Valley View Road, John T. Decker Family Trust, $495,000.

• Darby Hoggatt — 430 Laporte Ave., Michael J. Power, $515,000.

• Thomas and Kara Barnett — 3625 Mariah Lane, Shawn and Melissa Vigil, $525,000.

• Glenn Johnson — 1432 Bubbling Brook Court, Barbara A. Bischoff, $550,000.

• Ronald and Lynda Stoops — 5814 Watson Drive, Alan Mitchell, $562,500.

• Travis and Susan Tripp — 1906 Catkins Court, JP Juneau Family Trust, $563,000.

• James Branch — 712 Centre Ave. Ste 203, Jacob and Gwendol Kincaid, $595,000.

• Daniel and Libby Nikkel — 803 Southridge Greens Blvd., Dorothy M.

Abbey Trust, $600,000.

• Aaron and Catherine Finch — 224 Canyon Ave., Unit 411, Stephen E. Velasco, $747,500.

• Thomas Bielecki — 3509 Copper Spring Drive, Bradley and Lisa Florin, $770,000.

• Carol Black — 8503 Mummy Range Drive, Saint Elmo Co. LLC, $107,000.

• Juan and Keva Burciaga — 934 Akin Ave., Carole L. Bove, $160,000.

• Anusha Sinley — 801 E. Drake Road, Apt. 66, Linda Jo Stanley, $170,000.

• Sandra Henke — 1530 Alene Circle, Martin Sons Excavating Inc., $170,000.

• Jason Doescher — 4545 Wheaton Drive, Unit A230, Spmy Fiscal Solo 401k Plan, $200,000.

• Mary Knight — 3500 Carlton Ave., Unit C15, Sara and Merril Alligood, $202,000.

• Diane Parker — 710 City Park Ave., Apt. C332, Mre710 LLC, $206,000.

• Katherine and Cynthia Bandong — 3565 Windmill Drive, No. H1, Brittany N. Heiring, $215,000.

• Shelby Mathis — 905 E. Swallow Road, Apt. 1, William A. Ray, $218,000.

• Andrew and Zachary Norris — 1225 W. Prospect Road, Apt. R37, Lauren and Melissa Bennett, $225,000.

• Gabriel Mamigonian — 821 Tyler St., MCM Realty LLC, $240,000.

• Eric and Emily Janik — 6715 Rose Creek Way, Unit 2, Kelli Anne Tucker, $243,000.

• Mark Means — 1741 Brookhaven Circle E., Apt. B, Philip Hossler, $247,000.

• Eric Brown — 4413 Flattop Court, Kelly J. Wagner, $254,900.

• Kathleen Barnes — 6609 Antigua Drive, Unit 23, Rebecca S. Stewart, $265,000.

• Brian and Lauren Pegg — 2575 Des Moines Drive, Unit 1, Charissa J. Duskis, $279,900.

• Zachary Himsel — 614 Andrea St., Riki Lynn Nees, $280,000.

• Lisbeth Mancinas — 2621 Rigden Parkway, Unit H3, Alison Backhous, $285,000.

• Payton Ruybal — 1020 Andrews Peak Drive, Suzie and Adam Thorpe, $288,000.

• Edward and Leann Lynette — 1021 Hillcrest Drive, D. Pedersens Properties LLC, $298,000.

• Tyler and Regina Gatteau — 2448 Amherst St., Jason and Jamie Mascarenas, $300,000.

• Larry Lock — 2426 Parkfront Drive Unit, Justin and Lindsa Williams, $302,600.

• George and Elaine Hehn — 720 Arbor Ave., Apt. 1, Joseph L. Cruz, $310,000.

• David Faling — 2921 Kansas Drive, Unit B, Susan L. Miller, $311,900.

• Jamie Stewart — 3808 Glenarbor Lane, Thomas and Joan Langer, $315,000.

• Darren Ashton — 2220 Shandy St., Hartford Homes At Timbervine, $320,600.

• Paul and Mitzi Franklin — 604 Cook Drive, Leslie and Jennifer Rudner, $321,500.

• Kirsten Savage — 1412 Ash Drive, Ilan and Oxana Aelion, $323,300.

• Sarah Wannemacher — 2214 Shandy St., Hartford Homes At Timbervine, $324,900.

• Amanda Clark — 204 Gary Drive, James and Lou Lundholm, $325,000.

• Shane Zweygardt — 416 Irish Drive, Arik W. Smith, $325,000.

• John and Shevaun Festervand — 3113 Boone St., Heather J. Fjare, $329,500.

• Lindsey and Cynthia Hindes — 5314 Fossil Ridge Drive, Mary Ann Seymour, $330,000.

• Kathy Koeller — 1600 Northbrook Drive, Jeffery and Linda Markle, $335,000.

• Tanner and Leonard Hunt — 701 Sitka St., Karen and Richard Gumz, $336,000.

• Brittany Heiring — 2226 Shandy St., Hartford Homes At Timbervine,

Mountain Gate at Mariana Butte Fall Home Sale

www.savanthomesinc.com October 7-8, 2017

Loveland Reporter-Herald – AtHomeColorado.com

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13

$340,500.

• William Grindle — 900 Rocky Mountain Way, Lindsay A. White, $347,000.

• Andre Owens — 1805 Laporte Ave., Brad and Michelle Reynolds, $349,000.

• John Nacos — 200 S. College Ave., Unit 402, Chiwarrior LLC, $352,700.

• Ryan Parker — 3000 Tulane Drive, John and Joan Hendrix, $357,000.

• Bradley Kreuz — 1924 Springfield Drive, Jesse D. Chambless, $358,000.

• Joshua and Atalanta Cozad — 1707 Hastings Drive, 1707 Hastings Weikel Trust, $360,000.

• Jean Prather — 3019 Placer Court, Mark S. Laser, $364,000.

• David Stubing — 1014 Trading Post Road, Marilyn K. Morgan, $365,000.

• John and Danielle Larsen — 3436 Dunbar Ave., Philip Mehl, $365,000.

• Melinda Clarke — 1819 Suffolk Court, George and Elaine Hehn, $370,000.

• Timothy Elsbernd — 4817 Everest Place, Joseph and Debra Myers, $250,000.

• Patrick Lybarger — 1001 43rd Ave., Unit 30, Renee L. Watt, $256,000.

• Diana Blodgett — 1530 Sixth Ave., Bryce A. Lesser, $260,000.

• Jose and Christina Flores — 4836 W. Eighth St., David and Linda Barber, $260,000.

• Gregory and Betty Britton — 6023 W. First St., Cathie Prazma, $270,000.

• Glen and Judith Sanders — 6725 31st St. Road, Gary Lynn Small, $282,000.

• Laramie Callen — 2106 70th Ave., Thomas and Karen Tomlin, $330,000.

• Kelly Mcintire — 2427 27th Ave. Place, David L. Todd, $339,500.

• Renthungo and Tammie Merry — 6219 W. 15th St., Frank and Leslie Krist, $355,000.

• Jeffrey and Lucinda Reiher — 2605 19th St. Road, Cottonwood Park Colo. LLC, $360,000.

• Lucky and Julie Ashida — 4121 W. 15th St. Lane, Darla and Jerry Shelton, $385,000.

• Marcia Sims — 2120 Fairway Lane, Jeffrey and Anne Masterson, $407,500.

• Chad and Aubree Shupe — 1835 Reservoir Road, Nicole and Seth Dummett, $410,000.

• Raymond Arsenault — 1122 50th Ave., Phillip Allen Abston, $495,000.

• Fawn Rosenbohm — 619 11th Ave., Steven H. Goldberg, $1,200,000.

$331,000.

• Lloyd and Ladonia Tanner — 472 Grange Lane, Nathon Z. Long, $354,900.

• Myron and Candice Bucy — 1866 Primrose Court, Damian and Orheta Rice, $367,500.

• Lee Lingo — 232 Ricker Lane, Rebekah Lynch, $375,000.

• Jeffrey and Laura Phillips — 4060 Watercress Drive, Bridgewater Homes LLC, $790,000.

Loveland • Derek Barnes — 419 E. 10th St., Ackerman JV LLC, $145,000.

• Myron Riewe — 692 Eagle Drive, Exit 254 Inn LLC, $150,000.

• Carmen Roman — 4845 Hahns Peak Drive, Unit 102, Eliette Brock, $239,000.

• Fred and Beverly Goheen — 240 Leanne Drive, Marilyn Lee Hill, $250,000.

• Tatiana Gavrilovic — 4126 Silverthorne Court, Ashley and Michele Jones, $250,000.

• Paul and Carla Bankes — 2075 Greeley Tonopas Court, Unit 101, Judith M. • Mallory Mattivi — 3405 W. 16th St., Raymond, $250,000.

Unit 17, Mary King, $172,000.

• Elizabeth Vaughan — 3406 Sheridan • Oscar Figueroa — 2110 Fourth St., Ave., Joyce E. Starkjohann, $265,000.

Maureen Phair, $176,000.

• Jessica Brown — 1817 Elk Springs • Megan Tritsch — 5151 29th St., St., Yuri and Emilee Gusak, Unit 905, Hugh and Kerry Willocks, $268,000. $195,000.

• Josue and Brayan Lopez — 2306 • Jaycee Manuel — 2701 19th St. Alexis St., Jennifer and Goldie PayDrive, Apt. 12, Joseph A. Kauffman, ette, $280,000. $195,000.

• Merlin and Chere Wehling — 1925 • Sharon and Ralph Fosters — 5775 Lily Drive, Sharon K. Frazzini, 29th St., Unit 1303, John and Mary $285,000.

Johnstown Engel, $202,500.

• Crystal and Robert Haynes — 770 • Martin and Stefany Embleton — • Ronda and Kenneth Hood — 3082 23rd St. SW, Nicholas and N. 1829 Chesapeake Circle, Wesley Scott W. Third St. Road, Leroy Ron Baca, Kreutzer, $291,000.

Keith, $293,000. $203,500.

• Tracie Thompson — 590 Cot• Daniel White — 3919 Balsawood • Zach Rogers — 2047 Ninth Ave., tonwood Place, James and Debbie Lane, Ryan and Lindsay Guerrero, Robert and Jamie Ballard, $210,000.

Bethel, $295,000. $300,000.

• Tanya Welch — 1314 28th St. Road, • Darrel Bliss — 1366 Warbler St., • Krista Ream — 3383 Bayberry Lane, Bu Reh, $220,000.

Laura B. Phillips, $310,000.

Anastasia and Walter Cate, $324,000.

• Jeff Rygwalski — 2053 Beech Ave., • Colin and Sarah Bigfeather — 4550 • Fletcher and Laura Sherwood — 222 Guin Skow, $224,500.

Mead Place, Chris R. Carson, Alder Ave., Gonzalo Pargas Vega, • John Patterson — 1404 15th Ave., $311,000. $328,000.

Tonya Buhrman, $237,500.

• Walter Logue — 1363 Arthur Ave., • Luis Monterroza — 2416 10th Ave. • Joe and Patricia Scaggs — 1757 SunJames D. Clary, $321,000.

Court, Joseph L. Mayorga, $239,000. tide Drive, Jeri L. Aiello, $329,900.

• George and Barbara Lee — 4062 Don • Hector Lunacabral — 845 E. 21st St., • Phillip and Ada Alarcon — 5231 Fox Circle, Michael and Deborah Carlos M. Camacho, $245,000.

Cherrywood Lane, Hunter Chang, Benewich, $330,000.

• Brenda and James Ferrimani — 4459 Centennial Court, Joe and Patricia YOU Scaggs, $335,000.

DREAM. • Jaycen Klamer — 3167 Marshall Ash We Build.

Drive, Timothy and Mary Bertsch, $340,000.

• Daniel Zeren — 1453 E. 21st St., Your new home is waiting at No. 55, Kenneth and Judy Rethmeier, $355,000.

• Diana and Jason Winters — 4755 Laporte Ave., Jesse and Katy Yakel, ngle Family Homes in Lov $364,900.

1,405 to 2,247 Sq. Ft. • Nicholas and Pamela Kreutzer — 3 to 5 Bedrooms 2102 Flora Court, Rodney and Julie McCauley, $385,000.

• Lizbeth Vales — 1959 Blanca Court, 970.663.9095 | CenturyCommunities.com/LovelandHerald Ehren Wade Kubasta, $390,000.

Price, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or • Lanita and Tye Anders — 2500 Amother features are conceptual. Decorative items and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. Persons in photos do not reflect racial preference and housing is open to ber Drive, Francis and Cheri Gullick, all without regard to race, color, religion, sex, handicap, familial status, or national origin. ©10/2017 Century Communities $407,900.

14 AT HOME Loveland Reporter-Herald – AtHomeColorado.com

• Katelyn and Christopher Ricke — 4725 Patmore Ash Drive, Paul and Lori Mihaly, $417,000.

• Theodore and Rowena Hutchinson — 9198 Wildcat Road, Scott R. Ragsdale, $420,000.

• James and Janet Black — 3085 Sedgwick Circle, Bob Kim, $420,000.

• Joseph and Rachel Lastella — 3330 Sedgwick Circle, Greg and Shannon Parker, $422,000.

• Wahid and Soraya Omar — 8108 Buck Ridge Lane, Victoria S. Nazarenus, $429,900.

• Elizabeth and Leroy Kayl — 4331 10th St. SW, Susan M. Lock, $450,000.

• John and Donna Sack — 3671 Prickly Pear Drive, Glen Homes LLC, $507,000.

• Daniel and Amelia Koehmstedt — 181 Sawmill Road, Smart Family Revocable Trust, $525,000.

• Richard Baker — 4151 Saltbrush Court, Tri Pointe Homes Inc., $593,200.

• William and Barbara Vissers — 6492 Wild Plum Drive, Thomas H. Kirwin, $658,800.

• Justin and Noli Aschenbrenner — 771 Deer Meadows Drive, Aspen Homes Colorado Inc., $705,600.

• Hoyal and Letha Robinson — 712 Washington Ave., Elbowroom LLC, $785,000.

Windsor • John Heck — 903 Foothills Court, Martin R. West, $259,000.

• Ernest Gomez — 400 Hemlock Drive, James and Cynthia Sherlock, $316,500.

• Scott Kisling — 1526 Highfield Court, Melody Homes Inc., $325,900.

• Ethan Davis — 2138 Grain Bin Drive, JJ Constr. Northern Colo.

LLC, $332,900.

• Matthew Tschetter — 100 Rock Bridge Drive, Robert and Nona Satrang, $340,000.

• Mitchell Miner — 2118 Grain Bin Drive, JJ Constr. Northern Colo.

LLC, $349,200.

• Stephen and Kathleen Mcelroy — 2143 Grain Bin Drive, Journey Homes LLC, $349,900.

• Matthew and Kristen Stewart — 310 Granite Court, Jeffrey W. Rinehart Revocable Trust, $355,900.

• Curtis and Julia Fix — 4611 Horizon Ridge Drive, Anthony and Jacqueline Feil, $420,000.

• Ricky McNair — 8846 Blackwood Drive, Reserve At Highpointe Estates, $480,000.

• Jeffrey and Karla Rinehart — 4613 Freehold Drive, Tiffani J. Ott, $481,000.

• Brian and Jordan Campbell — 2267 Stonefish Drive, Melody Homes Inc., $580,000.

• Eric and Christina Jackson — 7092 Crystal Downs Drive, TS Investing LLC, $590,000.

October 7-8, 2017

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate Water Mineral Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Rentals We Want to Build a Home and Are Looking for Someone in the Loveland and Berthoud Area Who Wants to Sell An Acre or Two for a Decent Price.

NO AGENTS !!!

Call Kathy at 970-217-9990

Rent to Own!

Home of Your Choice Rentals

Do you Qualify?

Call or Text Devin O’Branagan ERA Tradewind

sell your

VWXII

/LVW \RXU VWXII DQG JHW LW JRQH

303-775-0710 www.DevinSells.com

Items less than $500:

free, 3 lines, 30 days

Foothills Apartments 2BR 1BA Units in Loveland: Fall Special!

1/2 Off 1st Month’s Rent Washer/Dryer in Unit. $1100/month, Water, Sewer,Trash included.

No Pets. 1 Year Lease.

Available No w.

970-669-7850

Tired of paying Rent?

We can help you buy w/$1000 down Western Plains Realty Ken or Tammy 970 663-5008 westernplainsre.com

FSBO 3BR 2BA Brick Ranch Style Home in North Loveland: 1 Owner, Never Rented.

For More Info Email aretekg@gmail.com

List your stuff and get it done! Any item less than $500 sell for FREE! Call

TURN USED ITEMS into quick cash with Classifieds!

303-466-3636 970-635-3650 719-275-5300 888-355-0935

October 7, 2017

3BR 2BA N Loveland: 4346 Sunridge Drive: 2-Car Garage. No Pets.

No Smoke. $1675/mo.

1 Year Lease.

Available Now. 970-593-2742

SELL YOUR STUFF!

SELL YOUR HOUSE List your house and start packing.

Items $500 or more:

$10, 5 lines, 30 days

$75, 5 lines, 30 days.

To place your ad, call 303-466-3636 or 970-635-3650 Or visit

FrontRangeClassifieds. com

Private party and general merchandise only; not for commercial/business accounts. Excludes cars, homes and pets. No refund for early cancellation.

Reporter-Herald

AT HOME

R15

OPEN HOUSES THIS WEEKEND

SATURDAY 11-1 & SUNDAY 11-1

2264 Evergreen Pl., Loveland - Welcome to your easy to maintain backyard oasis.

Knock off your shoes & sit back in your gazebo on warm nights & enjoy the mature trees & flowers. Beautiful bright home w/brand new flooring throughout. Remodeled kitchen, custom cabs & new granite counter tops. Fresh paint, new furnace, both upstairs bathrooms completely remodeled. Vaulted ceiling w/open flr plan. 2-story home w/main flr bdrm! Turn-key home, ready for you to move in & relax!

$375,000 MLS# 832868 Katie Shea Mendy Brooks 720-231-8179 970-218-9903

SAT 10-6 & SUN 11-6

3037 Crux Dr., Loveland - Almost complete & waiting for you! 3BD 2BA 1,405 sf ranch. Open floorplan has awesome kitchen with granite & island, master suite with private bath & large walk-in closet. Great location near Centerra! Visit Sales Center at 3085 Crux Dr.

$314,950 MLS# 831426 Matt Nesbitt LeAnna 970-393-3102

SUNDAY 10:30-12

2030 Massachusetts St., Loveland - Beautiful semi-custom home.

5bd, 3ba, main floor master, w/open floor plan. Energy star certified home w/additional smart upgrades. Fully finished basement. Granite on all countertops. Alder cabinets, ash floors & solid wood doors. Low maintenance landscaping w/concrete curbing & custom front steps.

$475,000 MLS# 833795 Amber Kahler 970-310-4170

SUNDAY 1-3

325 Tahoe Drive, Loveland - Former Model Home is now for Sale! Built by DR Horton, this fantasitic 2-story, 3 bed, 3 bath home is priced to sell! Home features: security system, fire pit, custom drapes, designer paint and so much more!

Quick access to LVD and FTC!

$424,500 MLS# 9120233 Mendy Brooks 970-218-9903

SAT 10-12 & SUN 11-1

4037 Don Fox Circle, Loveland - VIEWS of the mountains, golf course & Big Thompson river. Beautifully updated 2BD/2BA townhome w/newer finishes, granite counters, hardwood, tile, carpet & Pella storm doors. Main floor living, a/c, newer water heater & full unfinished bsmt. Pre-inspected & move-in ready.

$395,900 Abbey Boeding 970-481-1277

Kiersten Graf 970-690-0330

SATURDAY OCTOBER 7, FROM 1-3

3022 Carney St., Loveland, 80538 - This sweet 2 story home is in fantastic condition. There is an open flr plan on the main flr, great for entertaining! Kitchen updated w/subway tile backsplash. There is an awesome upstairs living area between the bedrooms. Already landscaped w/sprinkler system. Pre-inspected.

$355,000 MLS# 833037 Ashlea Wylie-Hooper 970-308-1344

SUNDAY 11-1

2108 Meander Rd., Windsor - 4bd/4ba w/study office.

Kitchen w/newer granite & appliances. Open & bright family room w/fireplace. Upstairs master w/5pc bath, 2 bedrooms & guest bath. Walk-out basement w/family room, bedroom, kitchenette, wine room & flex space. Deck, stamped concrete patio & gas fire-pit.

$610,000 MLS# 832622 Kelli Couch 970-310-8804

SATURDAY & SUNDAY 11-3

5220 Hialeah Drive, Windsor - Sprawling ranch on corner lot w/large yard.

Luxury master retreat- access to covered patio & huge walk-in closet w/laundry.

European Knotty Alder Cabinets, Granite throughout, Elite SS kitchen appliancesGas or Electric Range (buyers choice), Built-in Micro, dishwasher & FRIDGE! Gourmet Kitchen, powder bath, drop zone. Hand Texture main walls, 4 car garage, passive radon, Energy Rated, A/C & Fireplace! High Plains School Boundaries!

Starting in the $500’s MLS# 827988 Melissa Doherty 970-391-5800

FOR A COMPLETE LIST OF ALL OUR OPEN HOUSES VISIT WWW.THEGROUPINC.COM 16

AT HOME

FRIDAY, SATURDAY & SUNDAY 1-4

4100 Watercress Dr., Johnstown - Centrally located between Ft. Collins, Loveland & Windsor. Amazing Mtn & Thompson River views. Open ranch flr plan, lg master suite w/luxury ba, stone fireplace, covered back deck. Walkout bsmt w/familyrm. 3 bdrms.

4 car garage & professionally landscaped ft & back.

$698,000 MLS# 826556 Georgena Arnett 970-481-9801

$364,950 MLS# 827385 Matt Nesbitt LeAnna 970-393-3102

TUES-SAT 10-6/SUN 12-6

1548 Highfield Court, Windsor - Express homes by DR Horton.

Awesome open concept 3 bedroom 2 bath single story plan with 9’ ceiling through out. This home comes equipped with window coverings, walk in closet, large kitchen pantry and island, front yard landscaping and partial fencing. Model at 870 Dartford Dr.

SATURDAY 11-1

4891 N. Franklin Ave., Loveland - Enjoy mountain views from the covered deck. Large kitchen, dining & main level living & family rooms. BEAUTIFULLY remodeled walk-out basement. Spacious, 4bd, 3ba + office home sits on a ridge overlooking a park-like yard complete with mature landscaping.

$410,000 MLS# 830408 Kevin Anstett 970-481-3066

SUNDAY 12-2PM

4756 Saddlewood Cir., Johnstown - 5bd/5ba/5,156 SF 3 story home! Located on one of the best lots in Thompson River Ranch!

Backs to open space w/great views! 5 bd/5 ba & plenty of rm!

3rd flr is set up as a lrg bonus rm w/a 3/4 bath! Finished basement w/a rec. rm, 5th bd and ba.

$519,000 MLS# 826258 Lucas Hobbs 970-412-0390

7410 Turnbull Circle, Windsor - Sprawling Split 3 bedroom Ranch in highly desired school boundaries “High Plains in Loveland”. Best Ranch for the price in Belmont Ridge, 3 BR 2 BA unfin basement on large lot. Walk, Hike, Bike or run in this nature filled neighborhood. Close to everything & approx 5 mins to I25. This home is built with quality throughout, still time to pick out your interior selections. MOVE IN by the Holidays.

$484,000 MLS# 832720 Melissa Doherty 970-391-5800

SUNDAY 1:00-3:00

6233 Jordan Drive, Bonnell West Loveland - 2 story home w/walkout bsmt on .86 lush acres backs to open space, gourmet kitchen w/island, 2 story great rm, master w/steam shower, private deck, main floor office.

Oversized 3 car heated garage. Near Lon Hagler, nbhd pool & tennis. Find your “breathing room” in this property!

$700,000 MLS# 830732 Dian Iwanicki 970-412-7082

$359,070 MLS# 827149 Kathy Beck Brandi Garifi 970-213-8475 720-291-0899

SATURDAY & SUNDAY 11-3

SAT 10-6 & SUN 11-6

3020 Aries Dr,. Loveland - This brand new 3BD 2BA 3,346 sf ranch with walk-out basement is ready & waiting for you! Open floorplan w/wood laminate floors, kitchen with granite, glass tile backsplash & beautiful cabinets. Great master retreat. Fenced yard & deck.

Visit Sales center at 3085 Crux Dr.

SATURDAY 12-2

2128 Widgeon Dr., Johnstown - Warm & inviting 2 story home with rare floorplan offering multiple living spaces! Main floor w/large great room, remodeled eat-in kitchen w/granite countertops, formal dining, study/office, & private master BR. Upstairs has 3 additional BRs, 2 full BAs, large family rm & spacious loft. Home has newer interior & exterior paint, 2 new A/C units, new carpet throughout, new light fixtures/ceiling fans; the list goes on & on.

$475,000 MLS# 833616 Tiffany Luthi 970-691-4838

HARMONY OFFICE 970.229.0700

HORSETOOTH OFFICE 970.223.0700

CENTERRA OFFICE 970.613.0700

MULBERRY OFFICE 970.221.0700

OLD TOWN OFFICE 970.493.0700

LOVELAND OFFICE

Loveland Reporter-Herald – AtHomeColorado.com

970.663.0700

October 7-8, 2017