MARKETING FEATURE COLORADO HOMEOWNERS INSURANCE CHECKUP | WINTER TREE PROTECTION | TIDY UP YOUR HOME Holiday Spending Hangover JANUARY 20-21, 2023 7 Tips to Pay O Debt and Increase Your Savings
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CONTRIBUTING WRITERS
Karen Bennett
Gabe Bodner
Duane Duggan
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Tom Kalinski
Sean McIllwain
Juli Sarris
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Toni McNeill
REAL ESTATE
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Mary Romano
US mortgage rates retreat to 6.23%, lowest in four months
By Molly Smith, Laura Curtis Bloomberg News (TNS)
U.S. mortgage rates fell to a fourmonth low last week, supporting more home purchases and re nancing.
e contract rate on a 30-year xed mortgage decreased 19 basis points to 6.23% in the week ended Jan. 13, according to Mortgage Bankers Association data released Wednesday. at helped boost total applications by nearly 28% in the week, though the data can be volatile around major holidays. MBA’s purchasing and re nancing indexes each rose to the highest since September.
Even with last week’s advance,
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the re nancing index remains historically depressed. Mortgage rates have skyrocketed in the last year as the Federal Reserve increases borrowing costs to rein in in ation, which has hampered activity in the housing market.
A report later Wednesday is expected to show homebuilder sentiment remained near the lowest level since the early months of the pandemic in January.
e MBA survey, which has been conducted weekly since 1990, uses responses from mortgage bankers, commercial banks and thrifts.
e data cover more than 75% of all retail residential mortgage applications in the U.S.
At Home Colorado is a Marketing Feature that is produced weekly by Prairie Mountain Media.
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Northern
Colorado Spring Home Show
Jan. 20-22 (FREE)
The Ranch Events Complex, 5280 Arena Circle, Unit 100 Loveland treventscomplex.com/events/ detail/northern-coloradospring-home-show
Houseplant Care and Propagation
Presented by Carbon Valley Regional Library. Sat., Jan. 28, 2 to 3 p.m. (FREE) Carbon Valley Regional Library
7 Park Ave., Firestone mylibrary.evanced.info/signup/ EventDetails?EventId=93827
Free Online Class: Sustainable Landscape Strategies
Presented by High Plains Environmental Center Sat., Jan. 21, 9:30-11 a.m. (FREE) Virtual Event (Loveland) Ticket Required. suburbitat.org/programs-events.
Open Lands & Trails Volunteer Informational Open House
Presented by City of Loveland
Tues., Jan. 31, 5-7 p.m. (FREE) 700 E. Fourth Street, Loveland lovgov.org/Home/Components/ Calendar/Event/101679/20?curm=1 &cury=2023
2nd Annual Longmont Library Gardening Fair
Presented by Friends of the Longmont Library Feb. 26, 2 to 4 p.m. Free. Drop-In. 409 Fourth Ave., Longmont longmontcolorado.gov/ Home/Components/Calendar/ Event/47973/1300?curm=02&c ury=2023
2 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
REAL ESTATE NEWS
ADVERTISE WITH US! Boulder County | North Denver Metro Area | Northern Colorado Call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329 or visit AtHomeColorado.com/advertise COLORADO .com MARKETING FEATURE COLORADO TIPS FOR MOVING | INVESTING IN REAL ESTATE | HOME COLOR TRENDS Colorado Scores Multiple “Bests” In 2022 JANUARY 6-7, 2023
By Juli Sarris Colorado Master Gardener
When a polar vortex rolls through Colorado, everyone is miserable, even our poor trees. Dramatic temperature swings, winds and bitter cold can do serious damage. It’s not uncommon for the damage to reveal itself much later — even after a year or two. Here are some things you can do to help your trees that do so much for you.
First, give your trees a thorough looking-over. Any cracked or broken branches that you can safely reach should be removed. Use a sharp hand saw and cut directly before the branch collar — the place where the branch joins the trunk (look for
rougher bark and a little bulging). If you cannot reach the cracked or broken branch, consider calling a certified arborist for help. Do not, under any circumstances, climb a ladder while you are carrying a chainsaw. This is an extremely dangerous task and should be left to a certified arborist. Check out the website from the International Society of Arboriculture at treesaregood.org to find a certified arborist in your area.
Second, check for vertical splits or cracks in the bark. This can be caused by freezing and then sudden warm weather, a situation we have often in Colorado. If you see vertical splits, a certified arborist will be able to assess the damage and provide
the big freeze
guidance as to how to proceed. (Some trees, like the honey locust, have bark that appears cracked when it’s healthy, so know your trees before taking action.) Using sealants, tar, paint or adhesives are not recommended and may in fact harm the tree and prevent it from healing itself.
Third, add a note to your calendar to check for damage when the tree starts to leaf out in the spring (for deciduous trees) or put out new growth (for evergreen trees), typically May or June, and then check again the following year. You might see some branches that do not look healthy. These branches may have received damage from the polar vortex that just took a little while
to appear. Remove these branches if you can reach them, or contact an arborist.
Give your trees a good deep drink of water — 10 gallons of water for each diameter inch of the tree — during dry winter months on a day when it’s above 40 degrees. This will help them survive and thrive and recover from any damage that polar vortexes throw at them.
For more information on t his and other topics, visit extension.colostate.edu or contact your local Colorado State University Extension Office.
Juli Sarris is a Colorado Master Gardener for CSU Extension.
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 3
HOME AND GARDEN Your trees and
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Residential Street in Fort Collins after a snowstorm. (Photo: Shutterstock).
Why reverse mortgages can be confusing
I have had clients in the past tell me that reverse mortgages are confusing, and I do not disagree, they certainly can be confusing. With that being said, I would like you to imagine this…you are hungry, but you do not know what you want to eat. So, you go to the grocery store, and you walk down every aisle to see all your options before deciding on what you want to eat. Do you think after walking down every aisle, you would have more clarity on what you want to eat, or would you be more confused? I would personally be overwhelmed with options and would walk out buying nothing and drive to the nearest drive-thru for a burger and fries. Why? Because when we are overwhelmed with options, we become confused and
ultimately do nothing and we simply do what is comfortable and go back to our old habits.
The same thing can happen when learning about reverse mortgages and comparing options. Sometimes prospective clients become overwhelmed with information or the options and decide that a reverse mortgage is not right for them, and they simply go back to a traditional mortgage and make mortgage payments for the rest of their life even though that does not help them to achieve their goals. Is that the best outcome for the client? In most cases it is not. However, making a mortgage payment (or owning their home free and clear) is familiar and comfortable, even though it could be financially detrimental. At the same time, the reverse mortgage is likely a better option for them and will allow them to live a better life in retirement.
So how does grocery shopping relate to reverse mortgages? We must first understand that a reverse mortgage is a tool with multiple
ways to utilize it. As a matter of fact, I refer to a reverse mortgage as the Swiss army knife of mortgage products because it is in fact a “multi-tool”. There are many ways to structure a reverse mortgage to achieve different goals. Therefore, if a client walks into my office and I simply tell them all the different ways a reverse mortgage works and all the different options they have to access their equity without asking any questions, they will most likely become overwhelmed and confused. Therefore, I feel that it is extremely important to understand the client’s goals (both short-term and longterm). I also work to understand their concerns and what keeps them awake at night. Once I have a better understanding of each of these items, then I can advise the client on the best tool or strategy on how to use the reverse mortgage most efficiently. If I do not ask good questions, I cannot understand the client’s goals, or their concerns and it is possible that a client can become overwhelmed and not do the reverse
mortgage which could be financially detrimental.
Imagine this situation, you injure your wrist, so you go to the doctor. When you meet with the doctor she says (without asking any questions), “Here are the options: we can take an x-ray, we can put on a cast, we can provide you an antibiotic in case of an infection, you could take an over-the-counter medication like Advil or Tylenol, or we can do surgery to open it up and see what is wrong. How would you like to proceed?” If I was the patient, I would run out of that doctor’s office as fast as possible and never go back to that doctor ever again. This should never actually happen because this would be considered malpractice and the doctor would lose their license and possibly even go to jail. So instead, what happens normally is the doctor asks a lot of questions and feels around the injured area and does some investigating first and uses their
CONTINUED - See Page 16
4 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
RETIRE RIGHT
GABE BODNER
Equal Housing Opportunity Federally insured by NCUA e l eva t i o n s c u . c o m We’re pleased to announce Philip Zajicek has joined the Elevations Credit Union Mortgage Team. C O N TA C T P H I L I P T O D AY P h i l i p Z a j i c e k Mo r t g a g e Lo a n O f f i c e r 5 2 0. 2 3 7. 4 4 6 9 p h i l . z @ e l eva t i o n s c u .c o m N M L S # 8 7 2 3 1 7 L M B # 7 1 7 2 4 6 Broker | Owner A portion of my annual income is donated to Blue Sky Bridge in Boulder an ASF Animal Rescue
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Holiday Spending Hangover
7 tips to pay off debt and increase your savings
By Karen Bennett Bankrate.com (TNS)
If you spent a pretty penny on holiday-related shopping and activities in recent months, you’re not alone. Winter holiday sales for 2022 were expected to reach up to $960 billion, which would reflect an 8 percent increase over 2021, according to the National Retail Federation (NRF).
If you’re entering the new year with increased debt and decreased savings, chances are you have goals of paying off credit cards and building up your bank account. These are common financial resolutions in 2023, as decades-high inflation looms and Americans look to strengthen their finances.
Fortunately, some simple steps can help you get on the right financial track and sleep better at night.
Make a spending and saving plan
The key to money management is knowing how much comes in and goes out every month. Using a spreadsheet, pen and paper, or a budgeting app, list your monthly income and expenses. Identify ways you can reduce spending, such as dining out less frequently, canceling subscriptions you don’t use or shopping around for more affordable car insurance. Dollars that can be removed from spending categories can be moved into buckets devoted to saving money or debt repayment.
A budgeting app can help simplify the process of listing out your income and expenses. Apps like You Need a Budget, Mint and Goodbudget contain user-friendly features for tracking spending and increasing savings.
Find a savings account with the best rate
A savings account provides easy access to cash when you need it, making it a good place for an emergency fund. Not all savings accounts are equal, however, since rates can vary a great deal among banks. Many big banks pay rock-bottom annual percentage
yields (APYs), while some online banks and credit unions pay yields that are well above the national average.
“Shopping around and putting your money in a high-yield savings account can put hundreds of dollars in additional interest earnings in your pocket,” says Greg McBride, CFA, Bankrate chief financial analyst. “Additional return without sacrificing access to the money when needed or the protection of federal deposit insurance — it is the only free lunch in finance.”
Separate your savings according to goals
Some banks and credit unions can help you save money by allowing you to devote portions of your funds to different goals. To avoid going into debt when the next holiday season arrives, you might use this strategy to set up a dedicated holiday shopping fund.
Alliant Credit Union allows its members to open supplemental savings accounts, each of which can be used to fund a specific goal.
“One supplemental savings account could be for a vacation, while others can be for things like holiday spending or a down payment on a new car or a new house,” says Chris Moore, director of deposit and payments product strategy at Alliant. Up to 19 such accounts can be opened by a member, and recurring
transfers can be set up from other accounts, Moore says.
Create a credit card repayment plan
Whether due to holiday shopping or other expenses, you may have accumulated balances on multiple credit cards. The various strategies on how to pay off such debt include the avalanche method, which consists of paying off the credit card with the highest interest rate first and continuing with the strategy until all your debts are gone. A benefit of this strategy is you’re removing the debts that are costing you the most money in interest first.
Another strategy is the snowball method, which involves paying off your credit card balances in order from the smallest to the largest. “An example of this is if you have one with $500 and one with $5,000, you are best to start with the smallest card first no matter the interest,” says Keith Heritage, investment advisor representative and founder of Heritage Financial Services in Newberry, Florida. “This allows you to gain momentum and helps with the process.”
Do a credit card balance transfer
Consumers can help pay down credit card debt through a balance transfer to a card with a low interest rate or a zero-percent rate, Heritage says. Transferring your balance to a card with a zero-percent introductory
period allows you to pay down a balance without incurring additional interest.
Such balance transfers can be useful for anyone with high-interest debt who needs more time to pay it off. Those with good or excellent credit scores often qualify for toprated balance transfer credit cards with longer low-interest or interestfree introductory periods.
Curb your credit card spending
Whether you’re paying down a credit card balance or determined to keep out of debt, reevaluate how you use your credit cards. You can avoid being hit with hefty interest fees by not charging more than you can pay off completely when the bill arrives. One way to reduce your credit card bill is by canceling subscriptions, memberships or other services you’re charged for every month that you don’t use.
Reducing your monthly credit card charges frees up money in your budget that can be used to pay down the balance faster.
Put windfalls to work
It can be tempting to book a vacation or go on a shopping spree when you receive a financial windfall such as a tax refund, work bonus or inheritance. Rather, consider putting some or all of the money toward savings or debt repayment.
One way to use a financial windfall is to set it aside for holiday-related expenses you’ll have next winter. This can help you avoid generating credit card debt when you’re ready to start spending money on things like gifts, parties or trips during the holidays. You’ll thank yourself the following January when the big credit card bills don’t arrive.
Bottom line
Many consumers find it easy to fall into debt around the holidays. But putting these practical strategies to work can help you bring down your credit card balance and build up your savings.
(Visit Bankrate online at bankrate.com.)
6 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
If you’re entering the new year with increased debt and decreased savings, chances are you have goals of paying off credit cards and building up your bank account. (Photo: Sarinya Pinngam/Dreamstime/TNS)
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 7
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America’s lovehate relationship with credit is no new phenomenon. In fact, it began before the turn of the 20th century. The earliest and most typical form of credit was shopkeeper loans. It’s a common myth that borrowing was unheard of in those days; when money was tight, hard-working Americans ran tabs to buy groceries, furniture, and even farm equipment. It’s true, many disliked the idea of debt, but borrowing became a necessity and a way of American life.
The practice of lending goes back over 5,000 years. In the ancient civilization of Sumer (today’s south central Iraq), consumer loans were utilized for agricultural purposes dating back as far as 3,500 BC. In 1,800 BC, the Code of Hammurabi
formalized the first known laws around credit and established maximum interest rates. As European explorers and merchants traveled to new lands, the need for credit increased. In 1545, England became the first country to set a legal interest rate of 15 percent.
In 1899, the United States adopted the lending practice with the founding of the Retail Credit Company, a business which compiled an extensive list of creditworthy customers. (Controversially, they also collected political and social preferences as well as rumors about people’s personal lives.) The Retail Credit Company changed its name to Equifax in 1975, solidifying the three credit bureaus as we know them today: Experian, Transunion, and Equifax.
During the turn of the 20th century, another well-known lending corporation was formed. The Model T automobile took the country by storm, but was too expensive for most families to purchase with cash. To solve this problem, the General
Motors Acceptance Corporation (GMAC) was created, allowing consumers to buy a new car with a downpayment of 35 percent. Many other companies followed suit, offering appliances, furniture, and radios on installment plans.
In 1938, the Federal National Mortgage Association (Fannie Mae) was formed, creating a national network to connect investors, lenders, and mortgage borrowers. The first credit card was the Diners Club card, released in 1950, and was largely used for travel and entertainment. (Borrower beware: the balance had to be paid in full every month.) Within only three years, there were 60 credit cards available in the United States, and lenders quickly became savvy to the opportunity to collect interest. The revolving credit standard, where credit cards aren’t required to be paid in full each month, was introduced in 1958.
Around the same time, engineer William Fair and mathematician Earl Isaac revolutionized the lending model with a mathematical algorithm. In the late 1950s, they founded Fair, Isaac and Company (FICO) and sold their first credit scoring system within two years. The algorithm was designed to predict a consumer’s chance of repayment on any given credit. This score was broken into risk levels, beginning with a score of 300 (a high risk of default) to 850 (a low risk of default). While the actual algorithm is private, trademarked, and copyrighted, the best accepted model is the following:
• 35% of your score is calculated by your payment history
• 30% by the amounts you owe
• 15% by length of credit history
• 10% by new credit
• 10% by types of credit or the credit mix
In 1995, Fannie Mae and Freddie Mac mortgage lenders began using FICO Scores to determine whether a consumer qualified for a home mortgage.
The FICO Score has long endured a monopoly on credit scoring. However, in 2006, the three major credit reporting agencies created a new score in competition with FICO called the Vantage Score. It started with a different credit score range, but eventually adopted the 300 – 850 model and is now used widely by lenders to determine creditworthiness. In response, FICO redeveloped its scoring formula to keep pace with this changing credit landscape, ensuring that it remains an intuitive predictor of credit risk.
Today, credit is a major part of our lives and it’s important to stay on top of your credit by regularly checking your report and score. Credit issues can derail real estate transactions in a heartbeat. However in today’s consumer-centric markets, prospective homebuyers have access to more information than ever, including their own credit scores, which can help solve credit issues. Your FICO Score may only be three numbers, but those three numbers can be the difference between a good home and your dream home.
Sean is the founding broker of Mod Boulder Real Estate. Call 720.252.6051 or visit modboulder.com.
8 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
REAL ESTATE Three little numbers: A history of credit
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$416,085 $489,047 17.5 Lafayette 13 10 $510,173 68 $540,000 Lafayette 197 144 (26.9) $457,145 $513,996 12.4 Lafayette 35 39 11.4 $460,000 $527,000 14.6 Longmont 15 84 $493,803 59 $473,000 Longmont 373 295 (20.9) $406,629 $468,554 15.2 Longmont 31 29 (6.5) $395,000 $450,212 14.0 Louisville 5 4 $585,018 47 $385,000 Louisville 92 67 (27.2) $536,964 $612,100 14.0 Louisville 55 36 (34.5) $489,005 $560,000 14.5 Lyons 0 0 $0 0 $0 Lyons 0 0 N/A $0 $0 N/A Lyons 0 0 N/A $0 $0 N/A Mountains 0 0 $0 0 $0 Mountains 5 6 20.0 $381,580 $420,633 10.2 Mountains 44 61 38.6 $385,000 $418,950 8.8 Niwot 0 0 $0 0
10 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023 Location Sold Inventory Avg. Sales Days on Median Sales Location Thru Thru % Chg Thru Thru % Chg Location Thru Thru % Chg Thru Thru % Chg Listings Price Market Price Dec-21 Dec-22 Dec-21 Dec-22 Dec-21 Dec-22 Dec-21 Dec-22 Boulder 59 119 $1,395,932 62 $1,117,800 Boulder
Boulder
Erie 35 56 $763,626 32 $730,000 Erie
Erie
Lafayette 21 31 $856,727 31 $860,000 Lafayette
Lafayette
Longmont 55 166 $622,489 62 $530,000 Longmont
Louisville 10 13 $911,800
Lyons
20 $810,000 20
$901,302
Plains
5 12 $731,300 98 $680,000 Superior
Total 238 545 Total
Location Sold Inventory Avg. Sales Days on Median Sales Location Thru Thru % Chg Thru Thru % Chg Location Thru Thru % Chg Thru Thru % Chg Listings Price Market Price Dec-21 Dec-22 Dec-21 Dec-22 Dec-21 Dec-22 Dec-21 Dec-22 Boulder 36 50 $608,566 54 $474,000 Boulder
$570,918
24.4 Boulder 56
Erie 4 25 $491,873 72 $497,495 Erie 115 112
15.7 Erie
4
4 22
50
35 36 2.9 $617,900 $648,257 4.9 Total 81 202 Total 1,990 1,497 December 2022 Statistics Year to Date Sold Listings Average Sales Price Days on Market Median Sales Price CONDO & TOWNHOME SALES December 2022 Statistics Sold Listings Average Sales Price Days on Market Median Sales Price HOUSE SALES Year to Date Data Source: IRES- Information Real Estate Services Boulder-Longmont Area Real Estate Statistics DAVID SCOTT 303 588 8358 Elevating Luxury Real Estate to New Heights With over 40 years of exp erience Slifer Smith & Frampton has built a reputation for providing exp er t service and achieving exceptional results. Their team of highly skille d professionals have de ep knowle dge of the lo cal market and are well-e quip e d to help clients navigate the complex pro cess of buying or selling luxury real estate. $535,000 4 Bed | 2 Bath | 2,286 Sq Ft 1266 W. 6th Avenue Broomfield, CO 80020 OPEN HOUSE | SUNDAY 12 - 3
1263 882 (30.2) $1,526,211 $1,664,695 9.1
47 42 (10.6) 1,250,000 1,375,000 10.0
596 607 1.8 $727,315 $838,237 15.3
19 22 15.8 $683,500 $775,000 13.4
373 293 (21.4) $813,496 $995,948 22.4
31 36 16.1 732,000 877,000 19.8
1,528 1,119 (26.8) $687,283 $716,964 4.3 Longmont 30 30 0.0 $554,650 $621,000 12.0
56 $711,500 Louisville 231 185 (19.9) $934,952 $1,070,382 14.5 Louisville 21 31 47.6 $839,000 $940,000 12.0
3
$785,000 Lyons 120 103 (14.2) $790,399 $892,477 12.9 Lyons 46 56 21.7 $725,000 $763,500 5.3 Mountains 25 43
85 $727,500 Mountains 472 332 (29.7) $1,023,387 $1,089,307 6.4 Mountains 66 59 (10.6) $830,000 $827,500 (0.3) Niwot 3 12 $991,660 79 $890,000 Niwot 75 59 (21.3) $1,451,430 $1,836,188 26.5 Niwot 43 49 14.0 $1,295,000 $1,700,000 31.3 Plains 22 73 $903,317 79 $843,500 Plains 561 429 (23.5) $1,250,976 $1,291,058 3.2
51 48 (5.9) $913,277 $950,000 4.0 Superior
133 118 (11.3) $945,311 $987,736 4.5 Superior 27 31 14.8 $890,000 $938,500 5.4
5,352 4,127
957 687 (28.2)
$710,055
56 0.0 $479,000 $544,936 13.8
(2.6) $421,345 $487,621
26 32 23.1
$0 Niwot 19 14 (26.3) $325,516 $373,179 14.6 Niwot 26 32 23.1 $311,800 $322,500 3.4 Plains
7 $362,500 66 $362,750 Plains 141 89 (36.9) $400,144 $473,810 18.4 Plains 48 38 (20.8) $372,000 $430,000 15.6 Superior
$747,305
$784,610 Superior 91 83 (8.8) $631,521 $687,776 8.9 Superior
HOME Top tips for a tidy home in the new year
e drive to declutter often peaks as the new year begins and the excesses of the holidays are behind us. It’s the perfect time to take a fresh look at your space and take a new approach.
for streamlined sets in clear or neutral colors.” It generally takes less space to store items that are the same size and shape and it visually looks less cluttered.
Donate excess canned goods
TOM KALINSKI
Here are some pro tips on getting a handle on what you do and don’t need, rst published by Mansion Global, Apartment erapy, and Better Homes & Gardens.
Embrace the trending
“less is more” lifestyle
ese days, people want to lighten their load, letting go of duplicate items—and releasing guilt about holding onto items passed down from family members—and replacing or removing things that take up precious space. Better Homes & Gardens identi es the kitchen as an ideal starting place, noting that “homeowners are swapping out their collectible mugs and souvenir cups
Sticking with the kitchen, it’s time to check your cabinets for excessive canned or packaged foods. Remember during the earlier days of the pandemic when we felt as if we needed to stock up and might never shop for fresh veggies again? With grocery stores mostly back to normal, it’s time to get rid of some of the extra canned goods we all wisely bought. Make an honest assessment of the canned and boxed items you will never use and donate them to our local food banks.
Recycle takeout freebies
It’s good to support our local restaurants and make life a little easier with takeout meals, but all of that delivery lled our kitchens with free utensils, condiment packets, and the takeout containers they all came in. While you may use some of those things, you’re not likely to use them
all. Clear out your cabinets and make them feel more orderly by getting rid of these items – either by recycling, or possibly the food bank will accept unopened condiments and utensils.
Think through home organization helpers before you buy e urge to organize can be quickly satis ed by perusing your online stores for new shelving or containers. Take the brilliant advice o ered in Apartment erapy and measure your cabinets and plan out how it all works together before you buy.
Buy storage products made of sustainable materials
One more tip to consider when selecting your storage products: skip the plastic. Instead, Better Home & Garden suggests nding containers, bins, and shelving made out of materials such as hyacinth, rattan, and jute to organize items. And if you are using plastic, use those made from recycled plastics. You can also check local consignment and resale stores and recycle items that already exist in the world.
Look for furnishings that maximize your space
Mansion Global suggests enhancing the feeling of space in every room by nding correctly sized furniture made with glass and natural materials that have simple, clean lines. Also be selective with decorative elements such as lamps, art, and collectibles so as not to crowd your space or make your rooms feel full.
For more ideas on getting a fresh start with a tidy home for the new year, plus scheduling decluttering sessions, read the full articles at: www.mansionglobal.com/articles/ decluttering-hacks-to-embrace-forthe-new-year-01672229133 and www.apartmenttherapy.com/ organizing-habits-to-startin-2023-37199434; www.bhg. com/2023-storage-organizationtrends-6825184.
Tom Kalinski is the broker/owner of RE/MAX of Boulder, the residential real estate company he established in 1977. He has a 40-year background in commercial and residential real estate. For questions, email Tom at tomkalinski33@gmail.com, call 303.441.5620, or visit boulderco.com.
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 11
12-20204-20218-202112-20214-2022
12-20204-20218-202112-20214-2022
-19.3% 1,939 -20.6%
12-20204-20218-202112-20214-2022
$429,950 $487,106 +13.3%$411,187 Average
12-20204-20218-202112-20214-2022
$469,954 $563,530 +19.9%$458,287 Pct. of List
12-20204-20218-202112-20214-2022
Sold Listings 564 523 -7.3%1,989 1,762 $521,004 $473,000 102.3% Median
+1.4%
12-20204-20218-202112-20214-2022 12-20204-20218-202112-20214-2022
12-20204-20218-202112-20214-2022 12-20204-20218-202112-20214-2022
Affordability Index 90 63 -30.0%95
Sold Listings
12-20204-20218-202112-20214-2022
Range
Price
By Price Range
4-20214-2022Change4-20214-2022Change3-20224-2022Change3-20224-2022Change4-20214-2022Change4-20214-2022Change
4-20214-2022Change4-20214-2022Change3-20224-2022Change3-20224-2022Change4-20214-2022Change4-20214-2022Change $99,999andBelow52-60.0%10-100.0%00--00--00--10-100.0% $100,000to$199,9995130-41.2%276-77.8%330.0%00--128-33.3%60-100.0% $200,000to$299,999644244-62.1%326217-33.4%1518+20.0%613+116.7%13556-58.5%9245-51.1% $300,000to$399,9992,4961,060-57.5%270411+52.2%5639-30.4%2326+13.0%547186-66.0%94134+42.6% $400,000to$499,9991,9002,078+9.4%2698+276.9%170183+7.6%142-85.7%622595-4.3%1227+125.0% $500,000to$699,9999761,651+69.2%520+300.0%143169+18.2%20-100.0%298510+71.1%07-$700,000to$999,999286458+60.1%01--4741-12.8%00--109132+21.1%01-$1,000,000to$1,999,99988160+81.8%00--820+150.0%00--3846+21.1%00-$2,000,000andAbove109-10.0%00--14+300.0%00--45+25.0%00-All Price Ranges 6,4565,692- 11.8%655753+ 15.0%443477+ 7.7%4541- 8.9%1,7651,538- 12.9%205214+ 4.4%
$99,999andBelow52-60.0%10-100.0%00--00--00--10-100.0% $100,000to$199,9995130-41.2%276-77.8%330.0%00--128-33.3%60-100.0% $200,000to$299,999644244-62.1%326217-33.4%1518+20.0%613+116.7%13556-58.5%9245-51.1% $300,000to$399,9992,4961,060-57.5%270411+52.2%5639-30.4%2326+13.0%547186-66.0%94134+42.6% $400,000to$499,9991,9002,078+9.4%2698+276.9%170183+7.6%142-85.7%622595-4.3%1227+125.0% $500,000to$699,9999761,651+69.2%520+300.0%143169+18.2%20-100.0%298510+71.1%07-$700,000to$999,999286458+60.1%01--4741-12.8%00--109132+21.1%01-$1,000,000to$1,999,99988160+81.8%00--820+150.0%00--3846+21.1%00-$2,000,000andAbove109-10.0%00--14+300.0%00--45+25.0%00-All
Ameasureofthenumberofhomesavailableforsaleatagiventime. Year over Year Compared to Prior Month Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamily Actualsalesthathaveclosedinagivenmonth. Rolling 12 Months Compared to Prior Month Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamilyTownhouse-Condo 6,456 655 5,6927,148 753 6,490 SingleFamilyTownhouse-CondoAllProperties By Property Type 4-20214-2022 585 60 677 472 37 535 SingleFamilyTownhouse-CondoAllProperties By Property Type 4-20214-2022 680 975 2,770 1,927 986 22929517 40465 1,4732,1761,673 46917616 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties –Rolling 12 Months 4-20214-2022 -5.9% 140 3635 100110135 5450 17 143 4214527193594813 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties 4-20214-2022 -66.7% -50.0%-52.3%-46.8% + 85.3% + 12.9% + 69.7%+ 60.6% -11.8% + 15.0% -9.2% -23.5% + 2.1% + 16.7%-60.0% -48.0% -4.0% -31.1%+ 9.3% -19.3% -38.3% -21.0% -35.5% Sold Listings
Inventory of Active Listings
Price Range 4-20214-2022Change4-20214-2022Change3-20224-2022Change3-20224-2022Change
$99,999andBelow138141+2.2%220.0%1411410.0%220.0% $100,000to$199,9993340+21.2%110.0%4140-2.4%21-50.0%
$400,000to$499,9999960-39.4%1110-9.1%8760-31.0%410+150.0% $500,000to$699,99913486-35.8%17+600.0%7986+8.9%67+16.7%
$700,000to$999,9995054+8.0%00--4754+14.9%00-$1,000,000to$1,999,9993938-2.6%00--3038+26.7%00-$2,000,000andAbove65-16.7%00--45+25.0%00--
All
$700,000to$999,9995054+8.0%00--4754+14.9%00-$1,000,000to$1,999,9993938-2.6%00--3038+26.7%00-$2,000,000andAbove65-16.7%00--45+25.0%00-All Inventory of Active Listings By Price Range 4-20214-2022Change4-20214-2022Change3-20224-2022Change3-20224-2022Change
January
LLC. Report © 2023
CurrentasofMay4,2022.AlldatafromIRES,LLC.Report©2022ShowingTime.|15
12 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023 10 AT HOME NORTHERN COLORADO | ATHOMECOLORADO.COM DECEMBER 31, 2022 Total Market Overview
Key Metrics Historical Sparkbars
Percent Change
Percent Change
Keymetricsbyreportmonthandforyear-to-date(YTD)startingfromthefirstoftheyear. Sales Price
4-20214-2022 Sales Price
YTD-2021YTD-2022 Price
New Listings 782 530 -32.2%2,541 Pending /
Under Contract
679 484 -28.7%2,443
2,051 -11.4% +15.0% +13.7% -22.0%61 51
Received 101.7% 103.2% +1.5%100.9% Days on Market 59 46 -16.4% -31.6% 65
CurrentasofMay4,2022.AlldatafromIRES,LLC.Report©2022ShowingTime.|14
Months Supply 1.1 1.0 -9.1%--
Active Listings 677 535 -21.0%
Price Ranges 6,4565,692- 11.8%655753+ 15.0%443477+ 7.7%4541- 8.9%1,7651,538- 12.9%205214+ 4.4%
By
$200,000to$299,999239-60.9%104-60.0%109-10.0%440.0%
$300,000to$399,9996339-38.1%3513-62.9%4239-7.1%1013+30.0%
Price Ranges
585472- 19.3%6037- 38.3%481472- 1.9%2837+ 32.1%
Townhouse-Condo Therearenoyear-to-datefiguresfor inventorybecauseitissimplya snapshotfrozenintimeattheendof eachmonth.Itdoesnotaddupovera periodofmonths.
By
$99,999andBelow138141+2.2%220.0%1411410.0%220.0% $100,000to$199,9993340+21.2%110.0%4140-2.4%21-50.0% $200,000to$299,999239-60.9%104-60.0%109-10.0%440.0% $300,000to$399,9996339-38.1%3513-62.9%4239-7.1%1013+30.0% $400,000to$499,9999960-39.4%1110-9.1%8760-31.0%410+150.0% $500,000to$699,99913486-35.8%17+600.0%7986+8.9%67+16.7%
Price
Ameasureofthenumberofhomesavailableforsaleatagiventime. Year over Year Compared to Prior Month Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamily Actualsalesthathaveclosedinagivenmonth. Rolling 12 Months Compared to Prior Month Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamilyTownhouse-Condo 6,456 655 5,6927,148 753 6,490 SingleFamilyTownhouse-CondoAllProperties By Property Type 4-20214-2022 585 60 677 472 37 535 SingleFamilyTownhouse-CondoAllProperties By Property Type 4-20214-2022 680 975 2,770 1,927 986 22929517 40465 1,4732,1761,673 46917616 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties –Rolling 12 Months 4-20214-2022 -5.9% 140 3635 100110135 5450 17 143 4214527193594813 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties 4-20214-2022 -66.7% -50.0%-52.3%-46.8% + 85.3% + 12.9% + 69.7%+ 60.6% -11.8% + 15.0% -9.2% -23.5% + 2.1% + 16.7%-60.0% -48.0% -4.0% -31.1%+ 9.3% -19.3% -38.3% -21.0% -35.5%
Ranges 585472- 19.3%6037- 38.3%481472- 1.9%2837+ 32.1% Townhouse-Condo Therearenoyear-to-datefiguresfor inventorybecauseitissimplya snapshotfrozenintimeattheendof eachmonth.Itdoesnotaddupovera periodofmonths. CurrentasofMay4,2022.AlldatafromIRES,LLC.Report©2022ShowingTime.|15
Market Overview Greeley-area key metrics by report month and for year-to-date (YTD) starting from the first of the year provided by Greeley Area Realtor Association. Sold Listings Actual sales that have closed in a given month. Inventory of Active Listings A measure of the number of homes available for sale at a given time.
data
IRES,
ShowingTime.
Total
Current as of
5, 2023. All
from
Greeley Area Real Estate Statistics
Loveland-Berthoud
Area
8-202112-20214-20228-202212-2022
8-202112-20214-20228-202212-2022
-18.2% 1,999 -35.2%
8-202112-20214-20228-202212-2022
$490,000 $511,250 +4.3%$457,264 Average
8-202112-20214-20228-202212-2022
$564,619 $601,795 +6.6%$531,595 Pct.
8-202112-20214-20228-202212-2022
Sold Listings 212 112 -47.2%2,949 2,270 $608,908 $530,000 102.0% Median
-0.3%
8-202112-20214-20228-202212-2022 8-202112-20214-20228-202212-2022
8-202112-20214-20228-202212-2022 8-202112-20214-20228-202212-2022
Affordability Index 77 56 -27.3%83
Sold Listings
8-202112-20214-20228-202212-2022
By Price Range 12-202112-2022Change12-202112-2022Change11-202212-2022Change11-202212-2022Change12-202112-2022Change12-202112-2022Change $99,999andBelow00--00--00--00--00--00-$100,000to$199,99921-50.0%10-100.0%00--00--21-50.0%10-100.0% $200,000to$299,9993712-67.6%6313-79.4%10-100.0%20-100.0%3712-67.6%6313-79.4% $300,000to$399,999433115-73.4%279185-33.7%811+37.5%1213+8.3%433115-73.4%279185-33.7% $400,000to$499,999856455-46.8%113148+31.0%3120-35.5%56+20.0%856455-46.8%113148+31.0% $500,000to$699,999672772+14.9%4785+80.9%31310.0%68+33.3%672772+14.9%4785+80.9% $700,000to$999,9993013010.0%212+500.0%1814-22.2%50-100.0%3013010.0%212+500.0% $1,000,000to$1,999,999130153+17.7%00--37+133.3%00--130153+17.7%00-$2,000,000andAbove814+75.0%00--02--00--814+75.0%00--
All Price Ranges 2,4391,823- 25.3%505443- 12.3%9285- 7.6%3027- 10.0%2,4391,823- 25.3%505443- 12.3%
Inventory of Active Listings By Price Range 12-202112-2022Change12-202112-2022Change11-202212-2022Change11-202212-2022Change
Inventory of Active Listings By Price Range 12-202112-2022Change12-202112-2022Change11-202212-2022Change11-202212-2022Change
Townhouse-Condo
$99,999andBelow1011+10.0%00--11110.0%00-$100,000to$199,99925+150.0%220.0%550.0%220.0% $200,000to$299,999550.0%220.0%65-16.7%220.0% $300,000to$399,99927+250.0%611+83.3%97-22.2%1511-26.7% $400,000to$499,9991450+257.1%1227+125.0%5750-12.3%2927-6.9% $500,000to$699,9993678+116.7%413+225.0%9878-20.4%1413-7.1% $700,000to$999,9993225-21.9%05--3825-34.2%550.0% $1,000,000to$1,999,9991928+47.4%07--4328-34.9%770.0% $2,000,000andAbove79+28.6%00--119-18.2%00--
$100,000to$199,99925+150.0%220.0%550.0%220.0% $200,000to$299,999550.0%220.0%65-16.7%220.0% $300,000to$399,99927+250.0%611+83.3%97-22.2%1511-26.7% $400,000to$499,9991450+257.1%1227+125.0%5750-12.3%2927-6.9% $500,000to$699,9993678+116.7%413+225.0%9878-20.4%1413-7.1% $700,000to$999,9993225-21.9%05--3825-34.2%550.0%
Price Ranges 127218+ 71.7%2667+ 157.7%278218- 21.6%7467- 9.5% Townhouse-Condo
Therearenoyear-to-datefiguresfor inventorybecauseitissimplya snapshotfrozenintimeattheendof eachmonth.Itdoesnotaddupovera periodofmonths. CurrentasofJanuary5,2023.AlldatafromIRES,LLCandREcolorado.Report©2023ShowingTime.|15
CurrentasofJanuary5,2023.AlldatafromIRES,LLCandREcolorado.Report©2023ShowingTime.|15 Ameasureofthenumberofhomesavailableforsaleatagiventime. Year over Year Compared to Prior Month Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamily Actualsalesthathaveclosedinagivenmonth. Rolling 12 Months Compared to Prior Quarter Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamilyTownhouse-Condo 2,439 505 2,949 1,823 443 2,270 SingleFamilyTownhouse-CondoAllProperties By Property Type 12-202112-2022 127 26 218155 67 287 SingleFamilyTownhouse-CondoAllProperties By Property Type 12-202112-2022 03100 712969719 013041339 2530060385731415416 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties –Rolling 12 Months 12-202112-2022 + 77.8% 1047811264032208 7718 7791 3036 10 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties 12-202112-2022 -66.7%-75.0%-57.9% + 15.8% -37.8% + 19.2%+ 3.3% -25.3% -12.3% -23.0% + 25.0% + 10.0% + 75.0%0.0% + 125.0% + 80.0% + 127.5%-6.3% + 71.7% + 157.7% + 85.2% + 196.2% Sold Listings
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 13 10 AT HOME NORTHERN COLORADO | ATHOMECOLORADO.COM DECEMBER 31, 2022 Total Market Overview Keymetricsbyreportmonthandforyear-to-date(YTD)startingfromthefirstoftheyear. Key Metrics Historical Sparkbars
Percent Change YTD-2021YTD-2022 Percent Change
12-202112-2022 Sales Price
New Listings Sales Price
120 91 -24.2%3,199 Pending of List Price Received
/ Under Contract
146 99 -32.2%3,085
2,616 -23.0% +15.9% +14.5% +47.9%62 76
101.7% 99.4% -2.3%102.3% Days on Market 73 108 +22.6% -34.9% 54
CurrentasofJanuary5,2023.AlldatafromIRES,LLCandREcolorado.Report©2023ShowingTime.|14
Months Supply 0.61.5 +150.0%--
Active Listings 155287 +85.2%
$99,999andBelow1011+10.0%00--11110.0%00--
$1,000,000to$1,999,9991928+47.4%07--4328-34.9%770.0%
$2,000,000andAbove79+28.6%00--119-18.2%00-All
All Price Ranges
Therearenoyear-to-datefiguresfor inventorybecauseitissimplya snapshotfrozenintimeattheendof eachmonth.Itdoesnotaddupovera periodofmonths.
By Price
Range 12-202112-2022Change12-202112-2022Change11-202212-2022Change11-202212-2022Change12-202112-2022Change12-202112-2022Change $99,999andBelow00--00--00--00--00--00-$100,000to$199,99921-50.0%10-100.0%00--00--21-50.0%10-100.0% $200,000to$299,9993712-67.6%6313-79.4%10-100.0%20-100.0%3712-67.6%6313-79.4% $300,000to$399,999433115-73.4%279185-33.7%811+37.5%1213+8.3%433115-73.4%279185-33.7% $400,000to$499,999856455-46.8%113148+31.0%3120-35.5%56+20.0%856455-46.8%113148+31.0% $500,000to$699,999672772+14.9%4785+80.9%31310.0%68+33.3%672772+14.9%4785+80.9% $700,000to$999,9993013010.0%212+500.0%1814-22.2%50-100.0%3013010.0%212+500.0% $1,000,000to$1,999,999130153+17.7%00--37+133.3%00--130153+17.7%00-$2,000,000andAbove814+75.0%00--02--00--814+75.0%00-All Price Ranges 2,4391,823- 25.3%505443- 12.3%9285- 7.6%3027- 10.0%2,4391,823- 25.3%505443- 12.3%
127218+ 71.7%2667+ 157.7%278218- 21.6%7467- 9.5%
Ameasureofthenumberofhomesavailableforsaleatagiventime. Year over Year Compared to Prior Month Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamily Actualsalesthathaveclosedinagivenmonth. Rolling 12 Months Compared to Prior Quarter Year to Date SingleFamilyTownhouse-CondoSingleFamilyTownhouse-CondoSingleFamilyTownhouse-Condo 2,439 505 2,949 1,823 443 2,270 SingleFamilyTownhouse-CondoAllProperties By Property Type 12-202112-2022 127 26 218155 67 287 SingleFamilyTownhouse-CondoAllProperties By Property Type 12-202112-2022 03100 712969719 013041339 2530060385731415416 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties –Rolling 12 Months
+ 77.8% 1047811264032208 7718 7791 3036 10 <$100K$100Kto$199K$200Kto$299K$300Kto$399K$400Kto$499K$500Kto$699K$700Kto$999K$1.0Mto$2.0M$2.0M+ By Price Range –All Properties 12-202112-2022 -66.7%-75.0%-57.9% + 15.8% -37.8% + 19.2%+ 3.3% -25.3% -12.3% -23.0% + 25.0% + 10.0% + 75.0%0.0% + 125.0% + 80.0% + 127.5%-6.3% + 71.7% + 157.7% + 85.2% + 196.2% Total Market Overview Loveland-area key metrics by report month and for year-to-date (YTD) starting from the first of the year provided by Loveland Berthoud Association of Realtors Sold Listings Actual sales that have closed in a given month. Inventory of Active Listings A measure of the number of homes available for sale at a given time.
12-202112-2022
Current as of January 5, 2023. All data from IRES, LLC. Report © 2023 ShowingTime.
Estate
Real
Statistics
e one year anniversary of the Marshall Fire in Louisville, Superior and Boulder County has just passed.
e events of the last decade in Colorado, including re, ood, wind and hail, have shown that most homeowners were under insured or lacked coverage in some areas at all. As homeowners, the responsible thing to do is learn from the past and make sure you know your coverage. Now is a great time to meet with your insurance agent to review your coverage.
Fire
Fire coverage is certainly top of mind after the recent Marshall Fire and the many forest res in the last decade. First, check to see if you have enough coverage to rebuild in the event of a total loss. Many who lost their homes in the Marshall Fire thought they had enough coverage but were dismayed to learn that the cost to rebuild had skyrocketed and they were not entirely covered. You can also check to see if your policy has any kind of replacement cost guarantee. Second, check to see what kind of overage you have for temporary housing. As of the rst week of January, 2023, one year after the Marshall Fire, only one family has been able to move into their rebuilt home. at leaves over 1,000 families still in the need of
temporary housing. If you only had one year of coverage, or too low of a limit on the coverage, the expense could be huge. Most families will still need at least another year of coverage. Just like building costs after a major re, rents for temporary housing have escalated. Make sure you account for rents that could be higher after a disaster, compared to current market rent. ird, check your level of personal property coverage, which covers all the stu that was in your house, such as TVs, furniture, clothes, etc. Check with your agent to see if you need special coverage for unique items like expensive art, jewelry, sports equipment, etc. With that in mind, be sure to have a complete inventory of everything in your house, backed up with photos or video, all stored online or on an external hard drive that you do not keep at your house.
Flood 2023 is the 10th anniversary of the great ood of 2013. It’s a great time to check up on ood coverage you may want or need. In general, your homeowners policy does not cover oods and you need to get ood
insurance through FEMA’s National Flood Insurance Program. You also need to understand the limits of the government program. It may not be anywhere near what you might need. We learned in the 2013 ood that homeowners policies with sewer back up coverage or failed sump pump coverage were of great help to many homeowners. Check with your insurance agent to see what your policy includes or what you need to do to get the coverage you want in the event of another ood.
Wind and hail
Colorado is known for a lot of wind and hail. In the past decade, insurance companies have paid out huge amounts for hail damage. As a result, many of their policies are no longer as simple as paying your $1,000 deductible, with the rest covered for a total loss of your roof. Check with your insurance agent to have them calculate for you, based on your speci c case, how much you would need to pay for a total loss of your roof. ere might be a separate rider to your policy for hail and wind. Make sure you know what coverage you have.
Being prepared
Check with your insurance agent as to what you can do today to make your life easier in the event of a disaster. e rst item might be to have a complete inventory of everything in your home written down, supplemented by photos and videos. en store all that information securely online, such as in Dropbox or Cloud storage, or
in an external hard drive that you do not keep at home. Protect your important documents or valuables with a reproof safe, in case you don’t have time to make it back home. Consider what items you might keep in a safety deposit box. ose who live in re-prone areas in the mountains usually keep an evacuation list of items to take from each room of the house. In the Marshall Fire, there weren’t too many people ever dreamed that we would have a re burn across the city so fast. As a result, as we all know now, all of us should have an evacuation list. When the re was burning past Costco in Superior, it is tough to think of what you might try to grab. e only thing a friend of mine thought to grab was his new skis that he hadn’t skied on yet.
Have your home evaluated
ere are a few local services, like Wild re Partners, that can come out and give you tips to help make your home more likely to survive a wild re. Ask your insurance agent for a recommendation. If you or the re department aren’t there to defend your home at the time, at least you know you have done everything you could to help save your home.
Duane has been a Realtor since 1982. Living the life of a Realtor and being immersed in real estate led to the inception of his book, Realtor for Life. For questions, e-mail DuaneDuggan@boulderco.com, call 303.441.5611 or visit boulderco.com.
14 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
REAL ESTATE Homeowners Insurance checkup DUANE DUGGAN ADVERTISE WITH US! Boulder County | North Denver Metro Area | Northern Colorado MARKETING FEATURE COLORADO TIPS FOR MOVING | THE LIGHTER SIDE | HOME COLOR TRENDS Colorado Scores Multiple “Bests” In 2022 JANUARY 6-7, 2023 Call Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329 or visit AtHomeColorado.com/advertise COLORADO .com
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 15 Each office independently owned and operated Lafayette 303.497.0588 109 N Public Rd Lafayette, CO 80026 Louisville 303.666.6500 225 W South Boulder Rd Louisville, CO 80027 Downtown Boulder 303.442.3180 1911 11th St #200 Boulder, CO 80302 Downtown Longmont 303.651.3939 512 4th Ave #101 Longmont, CO 80501 Nederland 303.258.7070 286 N Bridge St Nederland, CO 80466 W A N T M OR E I N F OR M AT ION ? Check out these homes and many more at: tinyurl com/BoCoFeatured OpenSat11-1 UPDATED MODERN FARMHOUSE 2503 Norwood Ave BOULDER $2,650,000, 4 Beds, 3 Baths, 4151 SqFt Shannon McGuire 303-475-2297 RECENTLY REMODELED W/ VIEWS 786 Trail Ridge Dr LOUISVILLE $1,649,000, 6 Beds, 4 Baths, 4328 SqFt OpenSat1:30-3:30 GREAT VIEWS AND SUN 2300 Linden Dr BOULDER $1,500,000, 4 Beds, 4 Baths, 3366 SqFt Shannon McGuire 303-475-2297 NEW PRICE IN CENTRAL BOULDER 2212 Edgewood Dr BOULDER $1,125,000, 3 Beds, 2 Baths, 1388 SqFt EXCELLENT BUILDABLE LOT 2595 Glenwood Dr BOULDER $899,000, 0 17 Acre OpenSat1-3 JUST WAITING FOR YOU 9345 Cottonwood Cir FREDERICK $898,000, 4 Beds, 3 Baths, 3700 SqFt Tom Pringle 303-921-2668 DESIREABLE SOUTH POINTE SUBDIVISION 2559 Otter Ct LAFAYETTE $890,000, 3 Beds, 3 Baths, 3635 SqFt IMMACULATE IN MATURE NEIGHBORHOOD 2519 Eagleview Cir LONGMONT $850,000, 5 Beds, 5 Baths, 3734 SqFt BRAND NEW TOWNHOME 658 Paintbrush Ln SUPERIOR $749,900, 2 Beds, 4 Baths, 1650 SqFt UPDATED MOUNTAIN HOME 1020 N Beaver Rd NEDERLAND $729,000, 2 Beds, 2 5 Baths, 2213 SqFt RARE FIND 1463 Moonlight Dr LONGMONT $675,000, 4 Beds, 3 Baths, 3528 SqFt UNIQUE ARCHITECTURAL STYLE 55 W 12th Ave 211 DENVER $575,000, 1 Bed, 1 Bath, 1190 SqFt RANCH W/ WALKOUT BASEMENT 1901 W Ridge Rd LITTLETON $575,000, 4 Beds, 3 Baths, 2798 SqFt ONE OF THE BEST 6020 Sandstone Cir FREDERICK $530,000, 4 Beds, 3 Baths, 2431 SqFt SO MUCH TO OFFER 720 W Henrietta Ave WOODLAND PARK $510,000, 3 Beds, 2 Baths, 2242 SqFt BRIGHT, OPEN CONCEPT 4651 Lincoln St DENVER $475,000, 2 Beds, 2 Baths, 1095 SqFt STEPS FROM UNION RESERVOIR 805 Summer Hawk Dr Y-146 LONGMONT $425,000, 2 Beds, 2 Baths, 2092 SqFt COME SEE THIS BEAUTIFUL TOWNHOME 252 S 22nd Ave BRIGHTON $425,000, 4 Beds, 2 Baths, 2496 SqFt FULLY UPDATED 311 Goodrich Ave PLATTEVILLE $395,550, 3 Beds, 1 Bath, 1661 SqFt RELOCATE - SAVE BIG $ ON HOME COSTS 909 Van Buren St PUEBLO $250,000, 2 Beds, 1 Bath, 1420 SqFt
Reverse mortgages (continued)
training and experience. By process of elimination and after asking you several questions, the doctor then provides you with a prognosis and a recommended course of action.
I am not a doctor, but I do feel that the same principles and process should apply in the mortgage industry. When speaking with a prospective client, I am going to
ask several questions and the more clarity we can both have on their goals, dreams, concerns and what keeps them up at night, the better advice that I can provide to the client and help to create the most efficient retirement strategy for them. In many cases a reverse mortgage ends up being the perfect program to meet their goals and dreams. However,
there are also times when I do not recommend a reverse mortgage and suggest another option instead. This is why it is always best to speak with a local reverse mortgage specialist to evaluate your situation and review the options.
Gabe Bodner is a retirement
mortgage planner and licensed mortgage originator in Colorado. Gabe utilizes the latest research from the top researchers to assist his clients to live for today and plan for tomorrow. To reach Gabe, call 720.600.4870, e-mail gabe@bodnerteam.com or visit reversemortgagesco.com.
OPEN HOUSE QUICK GUIDE
BERTHOUD
911 High Mountain Drive $1,999,000 Sat., Noon-2 p.m. Janet Borchert WK Real Estate (303) 263-3215
BROOMFIELD
1266 W. 6th Ave. $535,000 Sun., Noon-3 p.m. David Scott Slifer Smith & Frampton (303) 588-8358
BOULDER
4624 Harwich St. $750,000 Sat., 1-3 p.m. Katie Kuosman WK Real Estate (720) 937-8076
1286 Aikins Way $899,000 Sat., Noon-2 p.m. Margaret Flaherty WK Real Estate (303) 668-2926
4858 10th St. $1,250,000 Sun., 1-3 p.m. Amanda Lovato Lovato Properties (303) 717-6069
2300 Linden Drive $1,500,000 Sat., 1:30-3:30 p.m. Shannon McGuire RE/MAX Alliance (303) 475-2297
91 Valley View Way $1,650,000 Sat., 11 a.m.-1 p.m. Matt Ladwig WK Real Estate (303) 809-0259
4528 Sprucedale Place
$1,900,000 Sat., 2-4 p.m., Sun., Noon-2 p.m. Michelle Trudgeon WK Real Estate (720) 272-9547
2503 Norwood Ave. $2,650,000 Sat., 11 a.m.-1 p.m. Shannon McGuire
RE/MAX Alliance (303) 475-2297
1813 Pine St. $2,690,000 Sat., 11 a.m.-1 p.m. The Bernardi Group The Bernardi Group (303) 402-6000
ERIE
1857 Bell Drive $1,050,000 Sat., 1-3 p.m. Joshua Legare WK Real Estate (720) 325-7394
FREDERICK 9345 Cottonwood Circle $898,000 Sat., 1-3 p.m. Tom Pringle RE/MAX Alliance (303) 921-2668
LAFAYETTE
452 Levi Lane by Markel Homes
Starting from $579,900 Fri.-Mon., 11 a.m.-5 p.m. Thurs., 11 a.m.-5 p.m.
Marlita Lazo Markel Homes (303) 651-9565
1996 Clipper Drive $1,397,700 Sun., 10 a.m.-Noon Linda Nehls RE/MAX of Boulder (303) 668-7670
LONGMONT
1419 Red Mountain Dr., #32 $450,000
Sat. & Sun., Noon-2 p.m. Abe Moger & Mike Moger WK Real Estate (720) 300-4590
5801 Grandville Ave. by Markel Homes
Starting from $599,900 Mon.-Sun., 11 a.m.-5 p.m. Roz Pinon Markel Homes (720) 583-2170
5670 Steeplechase Drive $1,495,000 Sun., 1-3 p.m. Brandon Davis milehimodern (720) 771-6528
VIEW THIS WEEK’S OPEN HOUSES AT: OPENHOMES.ATHOMECOLORADO.COM
16 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 17 303.444.3177 klrealty.net team@klrealty.net 0 County Road 7, Lots A&B $1,050,000 14 acres in two parcels with Godding Ditch water rights. 0 County Road 7, Lot A $375,000 4-acre parcel, water tap paid for and irrigation rights 1040 5th Ave, Unit 5 $375,000 1846 sq ft industrial unit Overhead door, bathroom, office. 5991 Nelson road $2,200,000 35 acres in rural Boulder County, 15 mins to Boulder Building Lot 9849 Isabelle Road $4,400,000 Commercial greenhouse and residence on 31 acres Ample office, storage and workshop space 95 Rowell Dr $2,800,000 4550 sq ft executive residence on 35 secluded and serene acres in Spring Gulch 5926 Saint Vrain Rd $2,595,000 Unique 24-acre property with water and views Custom ranch-style home with 3 bedrooms. 5634 Longmont Dam Road $1,675,000 Magnificent 3-bedroom residence on 40 acres, situated in the exclusive Button Rock Preserve PriceReduced Rural Property Specialists for 35 years
DESIGN RECIPES Traditional touches
By Cathy Hobbs Tribune News Service (TNS)
Modern, sleek decor isn’t for everyone. For many, a touch of formality or other traditional elements is the ultimate in luxury. Creating a traditional feel doesn’t have to overwhelm a space or feel outdated. Touches of tradition can be elegant and elevate a space to feel timeless rather than trendy.
Where do you start? And where do you save vs. splurge? Here are some top tips.
Do’s
1. Do blend old with new. Try pairing antiques with more modern elements.
2. Do source locally. Your local antique shop, flea market or estate sale can be a wonderful source for traditional furniture and other decor.
3. Do incorporate heirloom
pieces or others that have personal or sentimental meaning.
4. Do consider adding oneof-a-kind elements such as original murals or artwork.
5. Do use furniture elements with traditional details such
Don’ts
as nailheads and tufted upholstery.
1. Don’t cover up or conceal original detail. Highlight historical details such as original wood.
2. Don’t ignore traditional finishes such as marble and granite if looking for finishes that will feel timeless.
3. Don’t use elements that are considered dated or oldfashioned.
4. Don’t oversaturate a room with too much color. Muted, understated tones often feel more traditional and elegant.
5. Don’t ignore the power of mirrors. Large mirrors can not only help to make a room feel large and airy but also can be used as a focal point and key design element.
Cathy Hobbs is an Emmy Awardwinning television host and a nationally known interior design home staging expert and short-term rental/ vacation home designer. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs.com.
18 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
4858 10TH STREET • BOULDER We come to the best of what Dakota Ridge has to offer Th s five-bedroom four-bath 2900 square foot home is fu ly updated Upon entering the home, the n cely refinished wood floors draw you into the open living and dining room space Loads of natura l ght stream in through the new y replaced w ndows Adjacent to the great room, you l find a wel appo nted kitchen and den, each of which offer easy access to the large back deck, complemented by a new hot tub The four upsta rs bedrooms offer a qu et getaway The pr mary suite boasts unobstructed v ews of the gorgeous Boulder foothi ls The ensuite bathroom and walk- n closet offer space and privacy from the three secondary bedrooms and hallway bathroom Once downstairs you ’ l enjoy a mass ve finished basement Near y 1000-square feet of quiet comfor table space awa ts you There s plenty of room in the rec room for your games a home movie theater or just room to re ax and play The fifth conforming bedroom s current y set up as a home gym, yet it works great as a private guest su te w th a fu l bathroom just adjacent Head out of the two-car attached garage on your gravel b ke, mounta n bike, or on two feet, as Wonder and Lake, Hogsback Trai , and mi es of open space trai s are w thin steps of your new home This incredib e proper ty offers easy access to Nor th Bou der restaurants and shopp ng, such as Proto’s, Spruce Confect ons, Boulder Cyc e Spor t, and more If be ng close to everyth ng that Bou der has to offer registers high on your priority ist do not m ss your chance to own th s home in coveted Dakota R dge Amanda G. Lovato, Realtor Lovatoproperties.com Amanda@lovatoproperties.com 303-717-6069 $1,250,000 OPEN SUNDAY 1PM - 3PM 720 378 1217 DRFrealestate com 6721 NIWOT HILLS DRIVE, NIWOT $3.49M N E W P R I C E LIKE THE SMELL OF NEW? 123 2nd. Street, Nunn $689,900 ThisCustomBuildRanchstylehouseona1acrelot isclosetoFortCollins,Windsor,GreeleyareasHouse features3bedrooms,3bath2carattachedfinished garagewithElectricalVehicleplugin,beautifuquarts countertops,unfinishedbasementwitha6x8tornado shelterThishousehasplentyofroomforthefamily andfamilygettogethers,sitsinaquietneighbourhood Comemakethesehouseyournewhome CallFernandoat(970)405-0539toscheduledyour privateshowing Jurado Realty 970-405-0539 • fjurado@live com
An antique console is paired with more modern pieces for a blend of old and new. (Handout/TNS)
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 19
20 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023 • Your agent will be YOUR advocate and represent YOUR interests • Assistance with the details of the purchase contract • Advice on inspections, loan options, construction walk throughs, etc Why should you use our expert buyers agents on a new build? All at no additional cost to you. Call your new build expert at 303.543.5720 BoulderHomeSource Team NEW HOME BUILDERS / COMMUNITIES C O LO R A D O WWW.ATHOMECOLORADO.COM 1 2 3 4 5 6 7 8 9 10 11 12 13 15 14 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 34 35 36 37 38 39 40
To view a more cities and a more complete list of new home communities and builders across the Colorado Front Range, view our interactive map online at: www.AtHomeColorado.com/NewHomeMap
ur region is home to more than 700,000 residents and includes some of the most diverse, natural landscapes and sustainable development along the Northern Front Range of Colorado It’s no wonder why those who live here stay and why our the area is coveted as a place to relocate to Here we highlight a selection of the area ’ s new home communities and which builders are building where
BERTHOUD
Farmstead Builder: Sage Homes
Rose Farm Acres Builder: Richmond American
Heron Lakes –TPC Colorado Builder: Landmark Homes, Lifestyle Custom Homes, Toll Brothers
BOULDER
Velo Condos Builder: Thistle Velo LLC
BROOMFIELD
Baseline Colorado Builders: Boulder Creek Neighborhoods, Meritage Homes, Thrive Home Builders
Vive on Via Varra Builder: Meritage Homes ERIE
Coal Creek Commons Builder: Century Communities
Colliers Hill Builders: Boulder Creek Neighborhoods, KB Home, Richmond American
Compass Builder: Lennar
Erie Commons Builder: Boulder Creek Neighborhoods
Erie Highlands Builder: Oakwood Homes
Erie Village Builder: Porchfront Homes
Flatiron Meadows Builder: KB Home, Taylor Morrison, Toll Brothers
Morgan Hill Builder: Lennar
Rex Ranch Builder: Taylor Morrison
Westerly Builder: McStain Neighborhoods, SLC Homes, Wonderland Homes
Wild Rose Builder: Lennar
FIRESTONE
Barefoot Lakes Builder: Brookfield Residential, Creekstone Homes, Lennar, Richmond American Homes
FREDERICK
Seasons at Silverstone Builder: Richmond American Homes
GREELEY
Northridge Trails Townhomes Builder: Hartford Homes
Promontory Builder: Journey Homes
JOHNSTOWN
Park House
Thompson River Ranch Builder: Oakwood Homes
The Ridge at Johnstown Builder: Bridgewater Homes
Pintail Commons at Johnstown Village Builder: Richfield Homes
Mountain View Builder: Baessler Homes
LAFAYETTE
Blue Sage Builder: Markel Homes
Avalon Meadows Builder: Von s Colorado Concepts
Silo Builder: Cornerstone Homes
Silver Creek Builder: Markel Homes
LONGMONT
Highlands at Fox Hill Builders: Dream Finders Homes, Landmark Homes
Parkside Builder: Coast to Coast Development
Terry Street Townhones Builder: New Leaf Properties
LOUISVILLE
North End Builder: Markel Homes
LOVELAND
The Enclave at Dakota Glen Builder: Glen Homes
The Enclave at Mariana Butte Builder: American Legend Homes
Eagle Brook Meadows Builder: Bridgewater Homes, Challenger Homes
The Lakes at Centerra Builder: Bridgewater Homes Landmark Homes, KB Home
Kinston at Centerra Builder: Richmond American Homes, Dream Finders Homes
MILLIKEN
Brookstone Builder: Windmill Homes
Sunfield Builder: Windmill Homes
SUPERIOR
Downtown Superior Builder: Thrive Home Builders, Remington Homes
Heights at Downtown Superior Builder: Toll Brothers
Lanterns at Rock Creek Builder: Boulder Creek Neighborhoods
Montmere at Autrey Shores Builder: Koelbel
Rogers Farm Builder: Boulder Creek Neighborhoods
TIMNATH
Harmony Builder: Landmark Homes
Serratoga Falls Builder: American Legend Homes, Richmond American Homes
Timnath Lakes Builder: Toll Brothers
Trailside Builder: Wonderland Homes
Wildwing Patio Homes Builder: Hartford Homes
WINDSOR
Country Farms Village Builder: Landmark Homes
Greenspire Builder: Windmill Homes
RainDance Builder: American Legend Homes, Hartford Homes, Wonderland Homes
Seasons at Hunters Crossing Builder: Richmond American Homes
Vernazza Builder: Landmark Homes
Village East Builder: Journey Homes
FIND YOUR DREAM HOME!
“We originally thought we did not need an agent to help us with our new home purchase and after several months of frustration, a friend suggested we contact Mar y at Boulder Home Source, within a month she helped us find the perfect new build and negotiated a lower rate and upgrades that we never expected.” The Smiths
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 21
#1 Real Estate Website www.boulderhomesource.com
Visit Boulder County’s
O1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 34 35 36 37 38 39 40 33 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56
REAL ESTATE TRANSACTIONS
The Following Northern Colorado Home Sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.
AULT
• Nathaniel Mcquead -- 630 Apache Trail Unit A1, Conestoga Townhomes LLC, $311,000.
• Crispen Riley -- 17436 Highway 14, Harold Wess Williams, $415,000.
BERTHOUD
• Lauren Danzig -- 897 Winding Brook Drive, Steven Andrew Sardelli, $414,000.
• Timothy and Lindsay Weil -- 1599 Vantage Parkway, Melody Homes Inc, $550,000.
• Steven Green -- 1516 Vantage Parkway, Melody Homes Inc, $590,000.
• Edwin Hitchcock -- 1557 Vantage Parkway, Melody Homes Inc, $595,000.
• Edward and Angela Cutshaw --
1598 Vantage Parkway, Melody Homes Inc, $683,100.
• Robert and Deborah Fowler -- 3332 Danzante Bay Court, Custom On Site Bldrs Inc, $1,102,900.
• Brian and Amy Clark -- 535 Nesting Eagles Way, Nathan and Nicole Corlett, $1,600,000.
BOULDER
• Timothy Kaiser -- 3601 Arapahoe Ave. Unit 209, Joseph Leu Schrib, $128,000.
• Clifford Carpenter -- 1707 Yarmouth Ave. Unit 108, Catherine Zummer, $208,300.
• Yan Ning -- 3250 Oneal Circle Apt H11, Patrick Hodge, $307,000.
• Virginia Sereno -- 4828 Twin Lakes Road Apt 8, Kristen Elise Randall, $415,000.
• Mindi Depaola -- 5958 Gunbarrel Ave. Apt D, Leasa Weimer, $440,000.
• Vasco Chavezmolina -- 3077 29th St. Apt 207, Nicholas and Jennifer Park, $557,500.
• Marcin Dacka -- 4717 Chatham St., Cosmetic Rehab LLC, $617,000.
• Kristin Brousseau -- 1675 Zamia Ave., Lynn C Sullivan, $685,000.
• David Fabian -- 3601 Arapahoe Ave. Unit 107, James and Donna Shaw, $695,000.
• Travis Klausmeier -- 53 Old Townsite Road, Archie and Sandra Bickling, $800,000.
• Daniel Teodoru -- 120 Manhattan Drive, A Corrine Olin, $845,000.
• Josie Chavez -- 5455 Lee Hill Drive, Highland Properties 2222 LLC, $873,000.
• Donna Wilson -- 4245 Aurora Ave., Nancy Marie Bremer, $920,000.
• Daniella Peltz -- 6623 Bean Mountain Lane, Carl S Weimer, $1,060,000.
• Nicholas Garrone -- 3140 Repplier St., Kristin Brousseau, $1,320,500.
• Jennifer Bajaj -- 1424 Kennedy Court, Noel Bennett, $1,370,000.
• John Moy -- 2430 Grape Ave., Douglas and Christine Scheetz, $1,730,000.
• Peter and Patricia Sanders -3035 Galena Way, Elk Run Holdings LLC, $1,887,500.
• Nathan Ricklin -- 2331 Bluff St., B H Properties LLC, $2,000,000.
• Timothy and Whitney Depalma -3835 Norwood Court, Roxaboxen LLC, $2,400,000.
• Eric and Vanessa Shepsman
-- 1885 Quince Ave., Calvin and Melanie Gauss, $2,460,000.
• William and Linda Johnson -1575 Mariposa Ave., Tawny Owl LLC, $3,265,000.
ERIE
• Michael Micek -- 171 Ambrose St., Century Land Holdings LLC, $485,000.
• Avery and Tenille Cantrell -- 348 Rodden Drive, Kb Home Colo Inc, $510,000.
• Heather Basler -- 1356 Shale Drive, Kb Home Colo Inc, $530,000.
• Kara Mcartor -- 196 Ambrose St., Century Land Holdings LLC, $536,100.
• Krishna and Roshan Shah -- 1624 Gilpin Aly, Calatlantic Group LLC, $545,000.
• Tsering Wangdu -- 630 Greenville Aly, Calatlantic Group LLC, $560,000.
• Della Remack -- 170 Pierce St., Dan and Carolyn Mcintosh, $570,000.
• Amanda Young -- 1348 Shale Drive, Kb Home Colo Inc, $618,800.
• Kevin Chiara -- 849 Gold Hill Drive, Richmond Am Homes Colo Inc, $624,000.
22 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023
An Experienced Real Estate Agent You Can Trust When it’s Time to Buy or Sell Your Home Wendy Conder Let’s discuss your real estate goals today! WENDY CONDER 303-775-0108 • wendy@wendyconder.com Elliott Apartments are located in a historic residential neighborhood in Longmont, Colorado. Just two blocks from beautiful main street Longmont, Elliott Apartments has easy access to shopping, restaurants, and entertainment Offering 1, 2, and 3 bedroom apartments. 418 Emer y St. Longmont • (303) 772-6452
• Karan Kc -- 491 Gold Hill Court, Richmond Am Homes Colo Inc, $627,600.
• Paul and Amy Miller -- 1410 Banner Circle, Steven and Lisa Adams, $650,000.
• Tara Baniya -- 474 Gold Hill Court, Richmond Am Homes Colo Inc, $660,000.
• George and Marcia Pietroiacovo -- 864 Bear Peak Road, Richmond Am Homes Colo Inc, $683,900.
• Jose Moran -- 854 Bear Peak Road, Richmond Am Homes Colo Inc, $719,000.
• Edward and Meghan Meyers -1773 Metcalf Drive, Century Land Holdings LLC, $726,000.
• Jeremiah and Nicole Robertson -- 855 Bear Peak Road, Richmond Am Homes Colo Inc, $769,300.
• Rebecca Milliken -- 1365 Reliance Place, William and Marianne Green, $910,000.
EVANS
• Bernardita Ziegler -- 4221 Laurel Drive, Todd A Wiley, $400,000.
• Orlando Gonzalez -- 3930 28th Ave., Dustin Miller, $405,000.
• Blaine and Kent Trimbach -- 3905 Stampede Drive, Bill and Dina Schuttler, $425,000.
FIRESTONE
• Deborah and Randal Alles -- 8865 Ferncrest St., Christy L Maddock, $505,000.
• Hilda Estrada -- 5215 Ruby Ave., Kasey and Katie Pearce, $525,000.
• Jordan Newman -- 12920 Brier Court, Lennar Colo LLC, $540,000.
• Darren and Kari Reinhardt -- 5318 Sanctuary Ave., Barefoot Residential LLC, $575,600.
FREDERICK
• Tanner Bullock -- 7019 Kali Court, Melody Homes Inc, $410,000.
• Nicole Leonhard -- 7025 Todd Court, Melody Homes Inc, $434,000.
• Jessica Brock -- 2708 Emerald Drive, Claire Eva Mckenna, $682,000.
GREELEY
• Abelardo Contreras -- 1434 6th St., Johnwesley Neff, $295,000.
• Timothy and Mary Tiner -- 2094 35th Ave. Court, Jody Wyatt, $352,000.
• Andrew and Kimberly Grout -- 427 13th St., James Edward Ravenna, $359,000.
• Maria and Cesar Lujan -- 4961 W 8th St. Road, Shawn and Anne
Deal, $360,000.
• Lori Clark -- 1001 43rd Ave. Unit 50, Mark and Sherry Lawley, $390,000.
• Jose Naranjo -- 717 47th Ave. Court, Steven and Laurie Hamit, $408,000.
• June Nguyen -- 1608 102nd Ave., Journey Homes LLC, $410,000.
• Steven and Jennifer Mitchell -- 7707 W 11th St., Michael L Upchurch, $420,000.
• Miranda Lopez -- 10326 17th St., Journey Homes LLC, $420,300.
• Brandon Dawson -- 8717 13th St. Road, James Jeffrey Putman, $424,000.
• Daniel and Gabrielle Turner -502 47th Ave. Court, Christopher and Heather Ducic, $439,000.
• Jordan Laroche -- 10518 17th St., J J Constr Northern Colo LLC, $439,300.
• Matthew Willingham -- 1700 102nd Ave., Journey Homes LLC, $447,400.
• Meghan Brown -- 10514 17th St., J J Constr Northern Colo LLC, $457,600.
• Farbod and Gabrielle Khaki -- 7900 W 12th St., William and Cheryl Summy, $548,000.
JOHNSTOWN
• William Gaston -- 3942 Balsawood Lane, Linda M Snyder, $166,500.
• Howard and Judith Gosnell -823 Charlotte St., Dale A Crabb, $305,000.
• Allen Erdmann -- 653 Crestone St., Century Land Holdings LLC, $433,000.
• Tyler Neteland -- 717 Harvard St., Lennar Colo LLC, $460,000.
• Betty Avalos -- 181 Raven Lane, Melody Homes Inc, $499,000.
• James Putman -- 348 Wyss St., Steve and Stacie Neave, $674,000.
LA SALLE
• Steve and Lavonne Mrazik -15073 County Road 49, Cecil and Cheryl Hodges, $352,500.
LONGMONT
• Ajet Zalli -- 313 Baker St., Creative Estates LLC, $265,000.
• Rose Lavino -- 1045 Venice St., Metro 21 Real Estate LLC, $419,000.
• Zacharey Jacobson -- 10689 Durango Place, Noemi Jimenez, $425,000.
• Nathan Reynolds -- 2191 Steele St., Larry and Rozimeire Millspaugh, $425,000.
• Mack Maier -- 748 Wade Road,
Irene E Burress, $440,000.
• Anand and Rita Walvekar -1220 Bistre St., Jose Benitez, $455,000.
• Kalyan Sanagavarapu -- 1605 Venice Lane, Opendoor Property Trust I, $476,000.
• Alberto and Briceida Briceida -- 833 Independence Drive, Sean Edward Beal, $489,900.
• Taylor and Genevieve Dorn -1500 Frontier St., Lois J Westcott, $500,000.
• Alexander Santos -- 178 Wetterhorn Way, Christian and Shari Hardies, $505,000.
• Andrew and Melissa Carroll -2111 Medford St., Cheak Sum, $519,000.
• Haley and Robert Gandy -- 1309 S Francis St., Phoenix 5280 Holdings LLC, $529,000.
• Lynne Mcdougal -- 737 Wade Road, George and Sharon Twigg, $530,000.
• Marian Stonacek -- 119 Baylor Drive, Teresa Kernan, $535,000.
• James Guth -- 2490 Winding Drive, Kb Home Colo Inc, $552,700.
• Bradley Lamoureux -- 2486 Widing Drive, Kb Home Colo Inc, $583,600.
• Kevin Oconnor -- 2502 Winding Drive, Kb Home Colo Inc, $592,300.
• Andrew and Stacie Johnson -1821 Rannoch Drive, Cody and Elizabeth Edgin, $647,500.
• Melissa Nuno -- 1922 Rannoch Drive, Juliette D Hamer, $705,000.
• Timothy and Erica Holwick -- 501 High Pt. Drive, Dfh Mandarin LLC, $819,800.
LOVELAND
• Maria Delpilarariasescam -- 1028 Cynthia Court, Metro 21 Real Estate LLC, $239,000.
• Lisbon Carmichael -- 1208 S Del Norte Drive, Nina Mae Winn, $320,000.
• Macallister Frasier -- 1041 N Redbud Drive, Barry Keegan, $440,000.
• Samantha Ryan -- 3824 Kremmling Drive, Joe and Kendra Davison, $455,000.
• Andrew and Chelsea Bishop -- 1738 Silver Leaf Drive, Jeffery and Carrie Burgess, $499,000.
• Zachary Rodriguez -- 951 Lepus Drive, Tyler L Baumgartner, $550,000.
• John Hegan -- 1424 Antero Drive, Luke and Charlotte Johnson, $570,000.
• Eric and Rhiannon Yanochko -4323 Bluffview Drive, Colin and
Penny Treacy, $675,000.
• Sean and Lynn Owens -- 1727 S County Road 21, Michael and Bonnie Wright, $745,000.
MEAD
• Jessie and Allison Blankenship -- 4406 Garnet Way, Melody Homes Inc, $469,000.
• Renee Latifov -- 4161 Limestone Ave., Melody Homes Inc, $530,800.
MILLIKEN
• Roy Morales -- 1530 S Gardenia Drive, Windmill Homes Co, $590,800.
• Heath and Jana Russo -- 1550 S Gardenia Drive, Windmill Homes Co, $590,800.
PLATTEVILLE
• Britney and Aaron Fitzsimon -468 Stevens Circle, Jessica Lyn Kindel, $444,000.
• Samuel and Denise Carlton -16505 Essex Road N, Ross and Candace Lohr, $710,000.
SEVERANCE
• Christopher Todd -- 86 Grays Lane, Jan and Christine Pedersen, $475,000.
• Anthony Wilson -- 800 Elias Tarn Drive, Melody Homes Inc, $479,000.
• Robin and Julie Mankin -- 1032 Urial Drive, Richmond Am Homes Colo Inc, $505,300.
• Kellen Cropp -- 1036 Urial Drive, Richmond Am Homes Colo Inc, $514,900.
• Lindsay Panyko -- 806 Elias Tarn Drive, Melody Homes Inc, $519,000.
• Ridge Overholt -- 1325 Chamois Drive, James Cox, $534,000.
• Daniel and Melissa Ferris -- 349 Central Ave., Bluestone Homes Colo LLC, $597,900.
• Verner and Lisa Jordan -- 900 London Way, Melody Homes Inc, $634,600.
WINDSOR
• Richard and Jacquelin Heronema -- 463 Sundance Drive, Elizabeth and Kelly Mccurdy, $475,000.
• Scott and Jiranee Miller -- 830 Corn Stalk Drive, Gregory and Stacy Barnes, $682,900
• Tracy and Richard Denig -- 5728 Congressional Court, Richmond Am Homes Colo Inc, $717,700.
JANUARY 20-21, 2023 ATHOMECOLORADO.COM | AT HOME 23
24 AT HOME | ATHOMECOLORADO.COM JANUARY 20-21, 2023 303.449.7000 | BoulderCO.com RECENTLY LISTED HOMES O U R H O M E S E A R C H A P P i s t h e m o s t a c c u r a t e a v a i l a b l e . F r e e d o w n l o a d a t a p p . b o u l d e r c o . c o m BOULDER | 500 MOHAWK DRIVE 207 2 BR * 2 BA * 1280 TSF (980229) * $525,000 OPEN SUNDAY 10 AM - 12 PM LAFAYETTE | 1996 CLIPPER DRIVE 6 BR * 4 BA * 4198 TSF (980311) * $1,397,700 UNDER CONTRACT BOULDER | 937 ROXWOOD LANE B 2 BR * 2 BA * 1161 TSF (980432) * $547,500 UNDER CONTRACT LONGMONT | 927 GRANT STREET 2 BR * 1 BA * 960 TSF (980447) * $468,000 UNDER CONTRACT LONGMONT | 647 NELSON PARK LANE 3 BR * 3 BA * 1729 TSF (980463) * $575,000 UNDER CONTRACT BOULDER | 5255 PENNSYLVANIA AVENUE 5 BR * 4 BA * 2854 TSF (980495) * $1,200,000 BOULDER | 239 76TH STREET 3 BR * 2 BA * 1760 TSF (980600) * $850,000 LAFAYETTE | 1108 ELYSIAN FIELD DRIVE D 1 BR * 1 BA * 826 TSF (980616) * $320,000 OPEN SATURDAY 12 - 1:30 PM LOUISVILLE | 770 ORCHARD DRIVE 6 BR * 4 BA * 4030 TSF (980723) * $1,195,000 2425 Canyon #110 | Boulder, CO 80302