INVESTMENT BONDS An investment bond is an insurance bond that combines the benefits of a managed fund with the security and tax benefits of an insurance policy. SUPERANNUATION You’ve worked your whole life and it’s finally time to put up your feet and retire. How are you going to pay for your intended lifestyle of leisure? Most Australians fund their retirement from their superannuation. Once you started working you would have started a superannuation account, a tax-effective vehicle enabling you to invest your money and save for retirement. Remember, once your money goes into this fund, you will not have access to this money until you retire.
POOLED MORTGAGE INVESTMENTS
MANAGED FUNDS What exactly is a managed fund? Well it is exactly that - Money from many investor’s pooled together into a fund, which is managed professionally by an experienced or expert fund manager who then invests your money into a variety of sectors such as stocks, shares, property etc. SHARES, STOCKS AND BONDS Then there are shares. This is the most volatile place in which to invest your money. So unless you are willing to ride the tidal wave of uncertainty, we would not recommend this option until you have a correctly balanced investment portfolio.
16