[8] May 13, 2011
www.redmond-reporter.com
...dollars & $ense
Can you save for retirement and education? The school year is coming to a close, which means that if you have young
children, you are now one year closer to college days — and college bills. At the
same time, you are moving nearer to your own retirement. Can you save for col-
lege while you put money away for retirement? Yes — but it will take planning,
appropriate mix of investments for your needs. But in general, it’s a good idea to contribute as much as you can afford to your 401(k) or other employer-sponsored retirement account. • Keep investing. The financial markets will always move up and down — so in some months, you might not like what you see on your investment statements. But the most successful investors keep investing in good times and bad. If you decide to take a “timeout” from investing and head to the sidelines during a market slump, you could miss out on the next rally. Deana Hale is a Financial Advisor at Edward Jones in Redmond. For more information, please call (425) 867-5187.
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We put our money where our heart is: the community.
patience and discipline. • Establish some priorities. How much should you save and invest for retirement versus college? Also, how much of the college costs would you like to cover: 100 or 50 percent or perhaps a set dollar amount? There’s no one “right” answer for everyone — you’ll have to establish priorities based on your preferences and family situation. • Put time on your side. The earlier you start saving for both your retirement and your children’s college education, the better your chances of reaching your goals. • Choose the right investment vehicles. You may want to work with a financial advisor to choose the
Changing jobs or Changingretiring? Changing jobs or jobs or retiring? retiring?
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Community minded, community made. • We volunteer in the communities we serve. • Our employees are empowered to give back. •
Ali Alyazdi CLU, Agent Take your retirement 16528 Cleveland Street savings with you. Redmond, WA 98052 Bus: 425-885-9238 Rolling over your 401(k) to a Ali Alyazdi CLU, Agent ali@alyazdi.com Take your retirement 16528 Cleveland Street State Farm® IRA is easy. I can savings with you. Redmond, WA 98052 take care of the paperwork while Bus: 425-885-9238 Ali CLU,401(k) Agent AliAlyazdi Alyazdi Agent Rolling over your to a Take your retirement ali@alyazdi.com you with a retirement ® 16528 Cleveland 16528 Cleveland IRA isStreet easy. I canhelping State Farm savings with you. Redmond, Redmond, WApaperwork 98052 plan that meets your needs. take care of the while Bus: 425-885-2288 425-885-9238 Bus: Rolling over your 401(k) to a helping you with a retirementLike a good neighbor, ali@alyazdi.com E-mail: ali@alyazdi.com ® IRA is®easy. I can Farm plan meets your needs. StateState Farm is there. Web:that www.alyazdi.com Like a good neighbor, of the paperwork while CALLtake MEcare TODAY. State Farm is there. helping you with a retirement CALL ME TODAY.
plan that meets your needs. Like a good neighbor, State Farm is there. CALL ME TODAY. ®
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TO RETIRE? LET'S TALK.
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