Kitsap Navy News

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VOLUME 1, NO. 40 | 30 DECEMBER 2011

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New Year’s Eve 2011 Not everyone is going to Seattle

By JJ Swanson jswanson@soundpublishing.com

If Christmas is for the kids, then New Year’s Eve is for the adults.

Cash-filled balloon drops, Mardi Gras games, assorted tapas, and a mechanical bull are some of the goodies that Bremerton and Silverdale

SEE NEW YEAR’S | PAGE 10

THIS EDITION Jonathan Perry, property manager for Lighthouse Cove Property Management shows a home that a Navy family had to rent out when they were transferred away from Naval Base Kitsap Bangor.

Navy families upside down Some are turning to short sales and foreclosures

By JJ Swanson jswanson@kitsapnavynews.com

When active duty members are forced into a short sale or foreclosure, it means more than just a bad credit score. Severe financial struggles can lead to losing a security clearance or being fired.

Many military families who bought homes in Kitsap County before the housing bubble burst are finding themselves upside down on their mortgages, according to Rodney Blackburn, a Bremerton based Windermere real estate agent.

“I do see a lot of enlisted and even

some officers who are doing short sales or foreclosures this year,” said Blackburn. “They can’t keep up with the payments anymore and decide that’s the best thing to do.”

The average sale price for a home in West Bremerton, where many enlisted sailors buy homes, was $240,296 at the end of 2006, according to the Northwest Multiple Listing Service records on closed homes sales.

This year, the average sales price has dropped to $143,482. This figure represents a 40 percent decline, one of the worst declines in the county, according to listing agencies.

Homes in the surrounding areas of Silverdale, Seabeck, Chico, East Bremerton, and Port Orchard also took hits as the housing market tumbled, with Silverdale faring the best at a 10 percent decline in home prices.

Complicating matters, include

sailors receiving new duty stations and then they find that they are stuck with a house that they can’t sell or even rent out for the cost of the mortgage before they have to move, said Daniel Jones, legal officer for Naval Base Kitsap.

Some sailors from this command have gone so far as to take Individual Augmentee assignments to war zones in order to earn tax-free money and make up the difference on their mortgage, Jones said.

Jones explained that when Navy investigators evaluate a sailor’s “judgment,” it could compromise a security clearance if they determine that the sailor has put himself in a vulnerable enough financial situation to be open to bribes or manipulation.

“There’s no rule that says being upside down on your mortgage will automatically make you lose your

SEE UPSIDE DOWN | PAGE 7

Last issue of All Hands due out next month ......pg. 2 Sarah Smiley hosts dinners to fill empty seat ....pg. 4 DOD releases sexual assault report ....................pg. 5 USS Genesee answered bells in three wars ..........pg. 9

All Hands magazine to print final issue

By JJ Swanson jswanson@kitsapnavynews.com

All Hands magazine, a source of Navy generated news, features and history since 1922, is closing shop. “The decision was a combination of fiscal realities along with how this generation of sailors is consuming its news,� said Cmdr. Joe Carpenter, managing editor of defense media.

Department of Defense and Navy Public Affairs research revealed that more sailors go online or to Blackberries and iPhones to find out what’s happening in their Navy. “It follows the industry trend where glossy monthly publications have been struggling,� said Carpenter.

The Navy is looking to develop news applications for hand-held devices, according to

COOL opportunities Navy offers more help for those getting out and for those looking to stay PENSACOLA, Fla. (NNS) – Naval administration message 396/11 released Dec. 22 provides important information on credentialing opportunities available through Navy Credentialing Opportunities Online for those selected for separation under FY-12 quotabased Enlisted Retention Board.

Navy COOL is a centralized, Web-based hub that consolidates information from numerous sources at the federal, state and local levels on certifications, licenses, apprenticeships and growth opportunities that correspond with each Navy rating, job and occupation. Navy COOL also provides funding for Navy enlisted personnel to obtain these civilian licenses and certifications.

The message describes how sailors identified for separation may apply for a waiver from the Navy COOL requirement to have a minimum one year remaining on their enlist-

Carpenter.

Though the last monthly publication ran back in October, All Hands will still print a January 2012 issue. The issue is a reference guide rather than news. It compiles useful information for sailors on their commands, types of ships and aircrafts in the fleet.

The final issue will not include news or feature stories.

According to the editor, enlisted mass communications specialists which made up the All Hands staff, have been shifted to duties on the Navy’s official webite or to assignments concerning social media capability. “The stories will still be told,�

Carpenter said. “Just through new media.�

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ment to apply for funding toward commercial certification and/or licensure exams found on the Navy COOL website. â&#x20AC;&#x153;Though it isnâ&#x20AC;&#x2122;t the purpose of the Navyâ&#x20AC;&#x2122;s credentialing program to be used solely as a component of transition, earning an industry-recognized certification or license may provide a key factor toward a successful transition from Sailor to civilian employee,â&#x20AC;? said Keith Boring, program manager, U.S. Navy Credentials Program Office.

To be eligible for credentialing, enlisted sailors must meet one of the following eligibility requirements: they must be in the appropriate rating or occupation to which the credential is mapped; be currently working in, or have been assigned to a position to which the credential is mapped; or have prior documented experience in a position to which the credential is mapped for credentials outside of their specific rating, and the credential has relevance or applicability to the current or future needs of the command or the Navy Reserve.

Eligibility for Sailor

credentials must be confirming withdrawal validated and approved for military or emergency by their commanding reasons. officer or commandSailors must also prodesignated approving offivide pass and fail results to cial. Additionally, before Navyâ&#x20AC;&#x2122;s credential program authorizing the request office within 30 calendar commands must also cerdays of notification of tify that sailors have passed exam results from the cretheir most recent advancedentialing agency. ment exam, and passed Service members affiliator been medically waived ing with the Navy Reserve from their most recent will remain eligible for physical fitness assessment. continued Navy-funded The Sailor must not have credentialing exams. received any non-judicial â&#x20AC;&#x153;Navy COOL operates or courtsone of the most martial valuable ancilForms may be downpunishment loaded from Navy lary programs within the COOL website,https:// for sailors. It past six is the most www.cool.navy.mil months, and and submitted elecorganized and they must be tronically through painless proselected for gram Iâ&#x20AC;&#x2122;ve used e-mail to navycool@ separation navy.mil, or faxed (850) in my 23 years under FY-12 452-6897. of naval service. quota-based Once approved, ERB. I wasnâ&#x20AC;&#x2122;t sent a Sailors must be able to generic list of instructions; complete all certification rather it was specifically requirements no less than tailored to the program 60 calendar days prior to I was applying for. Itâ&#x20AC;&#x2122;s separation from the Navy. obvious that Navy COOL Personnel must also satmaintains contact with the isfy credentialing agency programs they support,â&#x20AC;? eligibility requirements said Senior Chief Explosive for the certification/licenOrdnance Disposal sure being sought prior to Technician Brett Wallace requesting exam funding. who recently became cerIf a service member tified in Anti-Terrorism decides to withdraw the and Homeland Security. request for exam funding â&#x20AC;&#x153;Getting my certificate in or is unable to complete the mail was better than the Navy-funded credengetting a $500 bonus for tialing exam prior to 60 the month, the cost of calendar days from sepathe certificate program, rating from the Navy, they because Iâ&#x20AC;&#x2122;m more comare required to return any petitive for advancement voucher not used and prowithin the Navy and better vide correspondence from poised for civilian employtheir commanding officer ment when I retire.â&#x20AC;?

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Connections with deployed loved ones WASHINGTON – (AFPS) Molly Blake unveiled a special guest on Christmas, someone who is an even bigger hero to her daughters than Santa Claus: their dad.

She used technology to enable her deployed husband, Marine Corps Lt. Col. Peter Blake, to participate in the morning festivities.

“We’ll prop him up on the fireplace on the computer,” she explained.

From his fireplace perch, their dad’s computer persona, which they’ve dubbed “Digital Daddy,” was able to watch as his daughters, Leah and Helen, open gifts.

The lieutenant colonel’s deployment to the Pacific marks his fifth in the couple’s 10-year marriage.

His wife, like many military family members, is accustomed to relying on creativity, and a heavy dose of technology, to keep her family connected throughout the holidays.

“He’s been gone for more Christmases than he’s been home,” said Blake, whose family is stationed at Marine Corps Air Station Yuma, Ariz. Her husband is the commander of Marine Attack Squadron 311.

To help speed through this separation, Blake used aluminum foil to fashion

a bucket in the shape of a chocolate kiss, which she calls a “kiss jar.” The girls counted out one candy kiss for each day of their dad’s six-month deployment and loaded them into the jar.

They’ll eat a kiss each day until he comes home, she explained.

Blake also created a “Daddy Journal” for each of them with their picture on the cover. On a recent night when they went out for sushi, they brought the journals along and wrote about the experience.

“When he gets home he can relive some of these things,” she said.

Overall, the girls are staying positive. They understand the importance of their dad’s mission, she said.

Blake said she, too, is focusing on the positive.

Her husband left for his deployment shortly after Thanksgiving. But while he won’t be home for Christmas, she said she takes comfort knowing other Marines will.

“It takes the sting away when someone else will be able to be with their family,” she said.

Cammy Elquist LoRe also is coming to terms with a holiday separation. Her husband, Army Maj. Darren

LoRe, has been deployed in Afghanistan since May -- his second deployment in four years.

LoRe and her husband rely heavily on technology, such as instant messaging, to keep in touch, she said.

She’s also created a YouTube channel where she uploads videos of their 4-year-old son, Sendoa, directly from her smart phone. This way, dad’s been able to watch his son’s first at-bat in T-ball, she added.

The technology came in particularly handy last weekend, LoRe noted, when phone line connections were be bogged down with families trying to connect with their deployed loved ones. She said she planned to upload several videos on Christmas so her husband, when he has a few minutes off duty, can watch their son open gifts and share family time.

LoRe said she hopes the videos will boost his spirits. “[Deployed troops] have to focus on what they need to do and we tug heart strings every time, but I know it’s appreciated,” she said.

The family also is planning a Christmas encore when LoRe’s husband comes home in January for his mid-tour leave. LoRe said

Replenishment

Sailors secure the phone and distance line on the flight deck during a replenishment at sea aboard the Nimitz-class aircraft carrier USS John C. Stennis Dec. 21, 2011. U.S. NAVY PHOTO

BY MASS COMMUNICATION SPECIALIST 3RD CLASS KENNETH ABBATE

she’ll save some family gifts and leave the tree and house lights up on display. Along with sharing in the festivities, “he’ll get some satisfaction knowing he does the lights better than me,” she joked.

Meanwhile, LoRe is trying to insert special holiday memories for her son between a busy schedule of work and child care. Each morning, she wakes up early to take her son sledding or to bake cookies before their day begins.

“The challenge is creating time and the mind-space and purposefulness into the

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day,” she said. “I still have to work. Finding that time as a solo parent is my biggest challenge.”

Above all, LoRe tries to instill a sense of thankful-

ness in her son. The holidays can be tough on military families with a deployed loved one, she noted, so it’s important to focus on what’s important.

2011 a pivotal year Osama bin Laden, Muammar Muhammad Abu Minyar Gaddafi, the Japanese tsunami and the end of the Iraq war all top the list of milestones marking the Navy’s path through 2011.

Another notable event that will directly effect the Navy in the coming years is the September repeal of Don’t Ask, Don’t tell, which freed gay and lesbian sailors to serve openly.

Rumblings of the possible future GREG are heard in the background as SKINNER the Defense Department faces $500 billion in cuts that have some considering a 200-ship navy – 86 less than now. Also foretelling of the next few years is the beginning of force reductions that let 3,000 sailors go last month, 15 at Naval Base Kitsap.

As we make the transition into 2012 under the din of North Korea’s transfer of power and the renewed threats by Iran, and others, to close the Straight of Hormuz stand out to remind the nation, and those leading it through these poor economic times, of the importance of a relevant and well outfitted Navy.

Letters BRAVO ZULU! I’ve waited 36 years, hoping to see the Navy reach this level.

I’m so proud of ALL our sailors and their courage. It’s been a long time coming and I’m happy for all that can serve this great country of our openly. They bleed red just like all of us.

I’m starting a photo wall at work – NAVMAG INDIAN ISLAND PORT HADLOCK. I feel this photo is a very good choice to show the level today’s Navy has reached. Be assured this photo will be placed in a respectful and highly visable place, so all can see.

BMC Dera L. Burr (Retired) Master EOD Technician/Diver

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Fifty-two dinners with the Smileys When Dustin is gone, I get creative with ways to count down the time. The standard way, of course, is with a paper chain. But a chain with 390 paper links could probably wrap around our small house three times and still have length left over for the dog to chew on. Plus, whoever thinks kids, staplers and scissors belong happily in the same sentence probably was the same person who invented those snowflake templates with Star Wars designs on them.

Once, when Ford was a baby, I counted down trash days until Dustin was home. “Just 25 more times of taking out the trash,” I’d yell to my neighbors as I wheeled the big green can to the curb. However, when that deployment was extended by a month, the last four times I took out the trash it felt like the driveway had lengthened by two miles. Plus, as it turns out, I take out the trash when Dustin is home, too.

Counting M&Ms was equally inefficient.

There were multiple problems: (1) Who eats just one M&M at a time? (2) a lonely wife and a jar of M&Ms should never be left alone together, and (3) when that deployment was extended (are you sensing a pattern here?) and then unexpectedly shortened, I had to first dump more candies into the bowl while Ford was sleeping, and then—oh, the tragedy!—eat all the extras a few weeks later.

For this deployment—the longest Dustin’s ever been assigned to—I knew I had to come up with something different. Thirteen months is a really long time, and frankly, eating M&Ms and stapling paper

Publisher......................................................................... Sean McDonald Editor ....................................................................................Greg Skinner Reporter................................................................................. JJ Swanson Administrative Coordinator ..............................................Jessica Ginet Advertising ............................Rita Nicholson, Wayne Nelson, Chris Olson Production .................................................... Bryon Kempf, Kelsie Damm Circulation Manager ...........................................................Jim Johnson

chains can’t disguise this fact.

What we needed this time was AVY not a unit of measurement but a distraction.

ISE I started thinking of all the things we would miss during ARAH Dustin’s time away, because perMILEY haps we could find a way to fill the void. Dustin’s dry, unexpected and well-timed humor was at the top of the list. But how do you replace Dad’s corny jokes? I mean, who else would take the time to go into the garage before coming into the house after work, cut holes in a paper bag and wear it over his head as he came through the front door to hide a bad haircut? Who else could repeat Saturday Night Live skits at the most opportune time?

Well, Dustin is certainly training his boys well in this area, but so far, no one can match Dustin’s total disregard for humility when it comes to grabbing a punchline. All the clowns and comedians in the world could not get the same deep belly laugh from my kids that Dustin can.

Dustin’s affinity for competition will also be missed. Who else can turn anything into a game?

(On a recent cold, rainy Saturday morning, Dustin said, “Let’s make like the reality TV people and vote someone out of the house every hour.” When I jabbed him with my elbow and said, “That’s terrible,” he said, “No, you don’t understand; I’ll vote myself out first.”)

Who else will drop everything to play catch with Ford or kick a soccer ball with Owen?

Certainly our friends and neighbors have

N W S S

SEE SMILEY | PAGE

IDENTIFICATION STATEMENT AND SUBSCRIPTION RATES The Kitsap Navy News is published weekly by Sound Publishing every Friday for $25/year carrier or motor route delivery; $50/year mail delivery in state, $70/year mail delivery out of state. Payment in advance is required. Periodicals rate postage paid at Silverdale, WA and at additional mailing offices.

POSTMASTER: Send address changes to the Kitsap Navy News, 3888 Randall Way, Suite 100, Silverdale, WA 98383. Copyright © 2011, Sound Publishing

ADMINISTRATIVE: Kitsap Navy News is a publication of Sound Publishing, and is a member of the Washington Newspaper Publishers Association, the National Newspaper Association and Suburban Newspapers of America. Advertising rates are available at the Kitsap Navy News office. While the Navy News endeavors to accept only reliable advertisements, it shall not be responsible to the public for advertisements nor are the views expressed in those advertisements necessarily those of the Kitsap Navy News. The right to decline or discontinue any ad is reserved. DEADLINES: Display Ads–4 p.m. Monday; Classified Ads – 4:30 p.m. Monday; News Releases, Letters and Columns – Noon Tuesday

DOD releases sexual assault study Reports of sexual assault at military academies up by 63 percent WASHINGTON – (AFPS) Defense Department officials Tuesday released the “Annual Report on Sexual Harassment and Violence at the Military Service Academies,” covering the academic year from June 1, 2010, to May 31, 2011.

The report shows an increase in reports of sexual assault, with 65 reports of sexual assault involving cadets and midshipmen, compared to 41 reports in the previous academic year.

“One sexual assault is one too many,” Defense Secretary Leon E. Panetta said in a DOD news release.

“Whether it’s in our academies or our ranks, at sea or ashore, there’s no place for this unacceptable behavior,” he continued. “We treat each other with dignity in this institution. I expect everyone in this department to live up to that high standard.”

In the release, Air Force Maj. Gen. Mary Kay Hertog, director of the department’s sexual assault prevention and response office, stressed

the importance of accountability and for victim support.

“We know that the military academies are similar to college campuses around the country in that sexual harassment and assault are challenges that all faculty, staff and students need to work to prevent,” she said.

“However, when it does occur, we owe it to those who have been victimized, and to every cadet and midshipman, to do everything possible to provide needed support and to hold those who commit sexual assault appropriately accountable.”

During the comprehensive review outlined in the report, defense officials visited the U.S. Military Academy in West Point, N.Y., the

U.S. Naval Academy in Annapolis, Md., and the U.S. Air Force Academy in Colorado Springs, Colo. They reviewed each institution’s policies, training and procedures, and held focus groups with cadets and midshipmen.

Officials found that most academy programs fulfilled or surpassed the requirements of existing DOD policies and directives.

“We also identified areas for improvement to enhance programs and ensure compliance with the department’s policies,” Hertog said.

“In our oversight role, my office will follow up with the academies every six months to ensure the necessary improvements are implemented in a timely manner.”

One required improvement is that academies evaluate and measure their sexual harassment and assault prevention programs.

Defense officials also today announced two

new policies relating to sexual assault.

One allows a service member who makes an unrestricted report of a sexual assault to request an expedited transfer to a new duty station. A restricted report, which is confidential, allows a victim to seek medical aid and counseling but is not communicated to the chain of command.

The second new policy standardizes retention periods for sexual assault records across the mili-

tary services to ensure victims have extended access to those documents.

“This is a leadership issue, first and foremost, so I also expect us to lead with integrity and with energy to eliminate sexual assault and harassment from our culture,” Panetta said. “I’m confident the steps we are taking are the right ones, but we must continue to improve.”

The annual report is required by the

2007 National Defense Authorization Act, which directed DOD to annually evaluate sexual harassment and sexual violence policies, training and procedures at the military service academies.

The academies participated in the assessment.

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Magazines cut from shelves of overseas commissaries

Integrity

Sales end in Jan. 2012, bolster to â&#x20AC;&#x2DC;fiscal responsibilityâ&#x20AC;&#x2122;

Sailors check the bonding on the force generator on an MH-60R Sea Hawk helicopter from the Raptors of Helicopter Maritime Strike Squadron 71 in the hangar bay aboard the Nimitz-class aircraft carrier USS John C. Stennis . NAVY PHOTO

BY MASS COMMUNICATION SPECIALIST 3RD CLASS KENNETH ABBATE

Kitsap A DIVISION OF SOUND PUBLISHING, INC.

24-7

yourpaper cover to cover online

FORT LEE, Va. (AFPS) â&#x20AC;&#x201C; Defense Commissary Agency officials Wednesday announced the end of magazine sales in their overseas stores beginning next month. This announced plans include all commissaries in Europe, Japan, Okinawa, South Korea, Guam and Puerto Rico.

The Defense Commissary Agency, or DeCA, will continue to sell the Stars & Stripes newspapers since they are printed in theater.

Commissaries in Alaska and Hawaii are not affected by this sales change.

Magazines will also contin-

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ue to be available in military exchanges and bookstores located near most overseas commissaries. â&#x20AC;&#x153;With the rising costs in transportation and declining sales, the decision was made to end the sale of magazines in our stores in Europe and the Pacific,â&#x20AC;? said Chris Burns, director of sales. â&#x20AC;&#x153;We have to be fiscally responsible with our taxpayer-provided resources, and this is one way we can do that.â&#x20AC;?

Before deciding to cease magazine sales overseas, DeCA officials had tried other options such as deleting slow-selling titles and reducing the volume of magazines shipped to overseas stores. However, the negative sales trend didnâ&#x20AC;&#x2122;t change. â&#x20AC;&#x153;The decision to eliminate magazine sales overseas was not an easy one, but a decision that had to be made in our fiscally constrained environment,â&#x20AC;?

Burns said. â&#x20AC;&#x153;The contract for selling magazines in the overseas stores ends in fiscal 2012, so this is the proper time to make this change. â&#x20AC;&#x153;By eliminating the logistical costs of airlifting magazines to overseas distribution centers, weâ&#x20AC;&#x2122;re able to keep other important products flowing to our store shelves,â&#x20AC;? Burns said.

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UPSIDE DOWN | FROM PAGE 1 security clearance,â&#x20AC;? said Jones. â&#x20AC;&#x153;But the actions around it, failing to pay bills or garnishment, being forced by creditors to pay, all these things can call into question a sailorâ&#x20AC;&#x2122;s judgement.â&#x20AC;?

The key is to take action quickly, before things get out of hand and the Navy has to get involved, Jones said. â&#x20AC;&#x153;Sticking your head in the sand and ignoring it is not a good idea,â&#x20AC;? Jones said. â&#x20AC;&#x153;There are options before it comes to that.â&#x20AC;?

Some sailors will choose to rent their homes, even if the monthly rent does not quite cover the mortgage, to avoid a short sale or foreclosure. They cover the monthly difference out of pocket. â&#x20AC;&#x153;The goal is to get some financial assistance from the rental, even if it doesnâ&#x20AC;&#x2122;t cover the whole mortgage,â&#x20AC;? said Chrysztyna Montanez, managing broker for Lighthouse Cove Property Management.

Chief Petty Officer Brian Osborn bought his home in Bremerton near the base but found himself upside down on his mortgage when he received new orders to Charleston, SC. â&#x20AC;&#x153;I thought I could always rent it out to a couple sailors when I had to move on, but with how much the value has dropped, Iâ&#x20AC;&#x2122;m renting it out at a $200 loss every month,â&#x20AC;? said Osborn. â&#x20AC;&#x153;But itâ&#x20AC;&#x2122;s still the best option until the market changes.â&#x20AC;?

A few Navy pilots have talked to Blackburn about renting their homes. At the rental rates they have discussed for this market, they

would still be about $500 short every month, he said. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s some denial.

Theyâ&#x20AC;&#x2122;re hoping that itâ&#x20AC;&#x2122;s going to bounce back in couple years to previous levels,â&#x20AC;? said Blackburn. â&#x20AC;&#x153;They want to try and tough it out.â&#x20AC;?

Montanez explained that homeowners have to be competitive when setting rental prices or listings will just sit there. She believes that it is once again a buyersâ&#x20AC;&#x2122; market with interest rates for homes as low as 4 percent. â&#x20AC;&#x153;When the rent on a home is above $1,500 a month, people will wonder why am I renting?

This could cover a mortgage, so you have to set those prices well as the home owner to attract tenants,â&#x20AC;? Montanez said.

Some Navy homeowners will rent their properties in tandem with listings for sale.

They reach agreements with tenants to show the home to potential buyers while they rent it. â&#x20AC;&#x153;Everyone is doing whatever they can in this economy,â&#x20AC;? said Jonathan Perry, a broker at Lighthouse Cove.

Former enlisted sailor Jack Frazier now works at Puget Sound Naval Shipyard. He plans to hunker down and brave out the storm by living in his home for as long as possible while refinancing. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m fairly optimistic on a lot of things,â&#x20AC;? said Frazier. â&#x20AC;&#x153;While I donâ&#x20AC;&#x2122;t see recovery in the foreseeable future since thereâ&#x20AC;&#x2122;s just not a lot of money coming into our area, I can wait five to six years since weâ&#x20AC;&#x2122;re not moving soon.â&#x20AC;?

Frazier recently refi-

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nanced his Bremerton home through the Legacy Group in Silverdale. According to the homeowner, it took 21 days, and he is closing on Jan. 9.

His payments will be lowered approximately $256 per month and he will save $26,000 in interest over the lifetime of the loan, according to Shane McGraw, VA home loan specialist at Legacy. â&#x20AC;&#x153;I would suggest shopping around,â&#x20AC;? said Frazier. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s institutions that offer all sorts of refinancing so that you can lower your interest rate or lower monthly payments. This put a lot of money in our pocket now that we need.â&#x20AC;?

But refinancing does cost money, in lender fees and taxes which range from 3 to 6 percent of the mortgage principal. This is money that a lot of struggling sailors simply donâ&#x20AC;&#x2122;t have.

McGraw also suggests shopping around. Navy families donâ&#x20AC;&#x2122;t necessarily have to refinance through the same lender who provided their initial home loan.

Some banks, like Navy Federal Credit Union in Silverdale, offer standard modifications where fees for refinancing to a lower interest rate are waived to help families out. But only some loans are eligible for this pro-

gram. â&#x20AC;&#x153;From my experience, the requirements for mortgage relief are pretty stringent,â&#x20AC;? said Blackburn. â&#x20AC;&#x153;Not everyone will necessarily qualify.â&#x20AC;? â&#x20AC;&#x153;But every single Navy family that is struggling with their mortgage owes it to themselves to check,â&#x20AC;? said McGraw. â&#x20AC;&#x153;It could be your solution to stay above water.â&#x20AC;?

The Homeownersâ&#x20AC;&#x2122; Assistance Program through the Department of Defense is another resource for sailors who are looking at short sale. HAP can subsidize closing costs, reimburse people for part of their loss from selling the home, or, in rare cases make a government purchase of the home.

Homeowners that find themselves in trouble should look for every resource that the Navy offers, Blackburn said. â&#x20AC;&#x153;You will get a lot of stock answers,â&#x20AC;? said Blackburn. â&#x20AC;&#x153;The resources are out there for Navy but not all that helpful unless people are really persistent, ask lots of questions, and advocate for themselves.â&#x20AC;?

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offered to fill-in where needed. And a trip to the batting cage with our friend Lincoln would be a bright spot in the Spring. So is the attention and care from the boysâ&#x20AC;&#x2122; coaches. But when Ford looks over his shoulder at third base, he is looking for no one else but his dad.

Family dinners are another time to miss Dustin.

There is no more special place in our home then the old wooden farm table in the kitchen. We sit there for dinner as a family at least five nights a week. And we all have our special places: Dustin sits at the head of the table. Ford is next to me.

Lindell and Owen are across from us.

Who would fill Dustinâ&#x20AC;&#x2122;s chair? Or, more importantly, would I even make dinner for â&#x20AC;&#x153;just the four of usâ&#x20AC;??

Thatâ&#x20AC;&#x2122;s when the idea came to me. To count down the days until Dustinâ&#x20AC;&#x2122;s return, we will host one guest a week for dinner.

Thatâ&#x20AC;&#x2122;s 52 special dinners, 52 opportunities for the boys to

see someone where their dad would have been.

I presented the idea to Ford, Owen and Lindell, and then we got busy creating a guest list. It grew from â&#x20AC;&#x153;our teachersâ&#x20AC;? to â&#x20AC;&#x153;the mayor, the president, a senator.....â&#x20AC;? And why not?

We have 52 dinners to plan.

The boys are writing the invitations themselves, and the first round has already been sent.

Over the course of the next year, Iâ&#x20AC;&#x2122;ll be excited to share with you some tales from this special adventure. On January 3, we are expecting a very exciting guestâ&#x20AC;&#x201D;our first oneâ&#x20AC;&#x201D;and I canâ&#x20AC;&#x2122;t wait to write about that dinner in the New Year.

We are calling this â&#x20AC;&#x153;Dinner with the Smileys,â&#x20AC;? and it has already proven to be a great distraction.

Dustinâ&#x20AC;&#x2122;s chair is empty and cold, and we are happy to offer it to our 52 guests.

Even if we know that it canâ&#x20AC;&#x2122;t truly filled until that 53rd dinner, when Dustin is home again.

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Free family friendly movies are shown Friday and Saturday nights at 6 p.m.

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Genesee answered bells in three wars A steaming gasoline tanker throughout the Pacific theatre during World War II and then Korean and Vietnam conf licts, USS Genesee (AOG-8) was built in a small town in Minnesota.

Constructed by Cargill Inc. of Savage Minn., Genesee was commissioned May 27, 1944.

The ship displaced 4,335 tons, and was 310 feet long and drafted 15 feet. Top speed for the tanker was 14 knots.

Throughout the ship were four, 3-inch gun mounts. The shipâ&#x20AC;&#x2122;s roster showed 127 men.

After shakedown, the ship loaded a first cargo of high-octane aviation gas at Aruba in the West Indies and steamed to Pearl Harbor, Hawaii.

She arrived Aug. 11, 1944.

Until spring 1945, the ship made five voyages from Pearl Harbor to Canton in the Phoenix Islands, a vital refueling base for planes f lying the South Pacific.

Genesee arrived at Okinawa, Japan May 20, 1945. She served the f leet near Okinawa throughout the summer before sailing to Tokyo Bay with a load of gasoline and oil. She was moored to the Yokohama Oil Docks Sept. 2, 1945, the day of the Japanese surrender aboard the battleship Missouri.

Genesee became the first U.S. f lagged tanker to anchor in Japanese homeland waters since 1941. Genesee delivered oil and gasoline to Japanese ports until departing for Long Beach, Calif. on Dec. 14, 1945.

For the next three years, the ship operated out of San Francisco.

The Navy decommissioned Genesee at San Francisco Dec. 14, 1949, then brought her back on active service July 28, 1950. For the next five months the ship made voyages carrying vital fuel to the front in Korea.

Returning to Pearl

USS Genesee (AOG-8) sets in the background at Pearl Harbor on April 11, 1969. In the foreground, USS Benjamin Stoddert (DDG-22), FTM2 Nelson, second from left, far right GMMC Northcut

Harbor Aug. 3, 1952, Genesee remained stationed at Sasebo and later Subic Bay in 1962.

The ship then was occupied with training in the Philippine, Korean and Japanese waters.

Transferred back to Pearl Harbor, she began a long overdue overhaul until March 1965.

During overhaul, communist aggression in Vietnam heightened and with repairs barely completed, Genesee steamed to the front lines of Vietnam where its outstanding service won the ship the Navy Unit Citation. During its Vietnam tenure the ship

delivered more than 9.8 million gallons of fuel, and pumped more than 2 million gallons of salt water to aid in ashore air strip construction. It also delivered diesel fuel from its bunkers to shore based units in adverse weather while in an open sea anchorage.

Genesee returned to Pearl Harbor Nov. 16, 1965 for upkeep and operations in Hawaiian waters. In early May 1966, Genesee was dispatched to Da Nang, South Vietnam in support of the Third Marine Amphibious Force.

Departing the war zone, Genesee returned to Pearl Harbor in

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USS Genesee (AOG-8) underway in an unknown location.

October 1967 where it conducted local operations until being decommissioned in April 1972.

The ship was then transferred to the Chilean Navy and was renamed Beagle.

USS Genesee was awarded one battle star for World War II service.

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NEW YEARâ&#x20AC;&#x2122;S | FROM PAGE 1 businesses are offering to keep residents partying on this side of the Sound.

Outshining Seattle on the big night is a challenge, said Rhiannon Hill, a bartender at Chetâ&#x20AC;&#x2122;s Place in Bremerton. â&#x20AC;&#x153;I usually canâ&#x20AC;&#x2122;t talk my friends into staying here,â&#x20AC;? said Hill. â&#x20AC;&#x153;Theyâ&#x20AC;&#x2122;re all hopping on ferries as soon as the sun sets.â&#x20AC;?

But the hassle of waiting in the cold, catching the right boat, and finding a place to stay for the night has more people looking for options in Bremerton or Silverdale,

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thing for everyone, and everyone feels comfortable.â&#x20AC;?

The theme for the New Yearâ&#x20AC;&#x2122;s celebration is â&#x20AC;&#x153;Black & Red,â&#x20AC;? and attendees are encouraged to dress up in classic party attire in those hues. â&#x20AC;&#x153;Youâ&#x20AC;&#x2122;ll see some people really go for it in a floorlength ball gown dancing next to someone in cowboy boots,â&#x20AC;? said Anderson.

According to the bar manager, eclectic is the word at McCloudâ&#x20AC;&#x2122;s whose patrons range in age from 21 to 70 years old.

Home to a mechanical bull and Jell-O shots, the bar will also feature the traditional champagne toast and a balloon ball drop at midnight.

Balloons will be filled with assorted cash prizes, gift certificates from local businesses,

and other surprises for guests.

Toro Lounge, which opened its doors in July, is celebrating its inaugural New Yearâ&#x20AC;&#x2122;s Eve in Bremerton with a Spanish flair.

Festivities will take on a more elegant tone with a live jazz quintet, sangria at the door, and a three-course tapas dinner included in the price. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re selling 120 tickets for the party,â&#x20AC;? said Jara. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s our first year, so we really donâ&#x20AC;&#x2122;t know what to expect, but it will be laid back, classic, and fun.â&#x20AC;?

BEYOND THE BOOZE For those looking for something beyond drinking and dancing, Bremertonâ&#x20AC;&#x2122;s Admiral Theatre is offering a night filled with jokes.

Performers from the Seattle

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according to Stacey Anderson, bar manager at McCloudâ&#x20AC;&#x2122;s Bar and Grill in Bremerton.

New Yearâ&#x20AC;&#x2122;s Eve is one of the highest grossing nights in terms of alcohol sales, she said.

It is also a night of increased drunken driving. According to the Kitsap County Traffic Safety Task Force, 14 motorists were arrested on New Yearâ&#x20AC;&#x2122;s Eve last year for driving under the influence. This year, emphasis patrols for holiday DUIs have already begun.

McCloudâ&#x20AC;&#x2122;s is looking out for their holiday patrons by making sure a fleet of taxis is at the ready. The bar has made deals with drivers to wait out front for the New Yearâ&#x20AC;&#x2122;s Eve crowd. â&#x20AC;&#x153;Why go somewhere and have to worry about how to get back and driving?â&#x20AC;? said Carlos Jara, owner of Toro Lounge in Bremerton. â&#x20AC;&#x153;Stay local, have more fun.â&#x20AC;?

McCloudâ&#x20AC;&#x2122;s is known for a raucous good time most days of the year and is a favorite among the Navy crowd, according to Kyle Scribner of Bremerton. â&#x20AC;&#x153;The scene is everything from redneck to hip hop,â&#x20AC;? said Scribner. â&#x20AC;&#x153;So thereâ&#x20AC;&#x2122;s some-

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Real Estate for Rent Kitsap County

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Real Estate for Rent Kitsap County 0/5,3"/

MASQUERADE Those who believe that no New Yearâ&#x20AC;&#x2122;s Eve celebration is complete without a masquerade, are encouraged to show off their Mardi Gras best at Silverdale Beach Hotel. â&#x20AC;&#x153;Wearing masks and costumes on New Yearâ&#x20AC;&#x2122;s is all the fun,â&#x20AC;? said Desiree Harrison, front desk and sales. â&#x20AC;&#x153;Most couples do come dressed up.â&#x20AC;?

According to Harrison, hotel staff is working to transform its party room into another world, filled with Mardi Gras color. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a little escape from home, especially for those with children who donâ&#x20AC;&#x2122;t want to be stuck across the water overnight,â&#x20AC;? said Harrison. â&#x20AC;&#x153;This way you can get away without going too far.â&#x20AC;?

The full ticket price includes dinner, midnight snacks, the champagne toast, and a suite.

Carnival games will run through the night along with raffles and live music.

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Comedy Underground will take the stage for a repeat performance of last yearâ&#x20AC;&#x2122;s successful New Yearâ&#x20AC;&#x2122;s lineup.

Comedian Jim Short, from Comedy Centralâ&#x20AC;&#x2122;s Premium Blend and Late Night with Conan Oâ&#x20AC;&#x2122;Brien, will headline.

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