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Disasters: What insurance doesn’t cover, 14

Prescription for better care Health care leaders speak out on what needs to be fixed and what doesn’t, 6-11 Supplement to The Daily Herald

OCTOBER 2017 | VOL. 20, NO. 7

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OCTOBER 2017

TABLE OF CONTENTS

THE HERALD BUSINESS JOURNAL 3

Our Anchor Is Set Celebrating 20 years of banking with local community in mind

FILE PHOTO

A derelict truck is half submerged during flooding in Monroe in 2012. With hurricanes and earthquakes causing disasters elsewhere, insurance experts say its time to look at your policy to see what is — and isn’t — covered. Page 14

COVER STORY Community health care leaders voice their opinions on what should be done to improve health care, 6-13

BUSINESS NEWS Founding HBJ editor remembered as prolific writer, man of faith . . . . . . . . 4 Puget Sound Kidney Centers aims to keep its market share . . . . . . . . . . . . 5 It’s not too late to find out what your insurance covers and doesn’t. . . . . 14

expand in Everett . . . . . . . . . . . . . . 14

BUSINESS BUILDERS Monika Kristofferson: Seven ways to keep yourself on track. . . . . . . . . . . 17 James McCusker: Be wary of testing for job candidates . . . . . . . . . . . . . 18 BUSINESS BRIEFS . . . . . . . . . . . . 15 PUBLIC RECORDS . . . . . . . . . . . . 19 BANKRUPTCIES. . . . . . . . . . . . . . 19

ECONOMIC DATA . . . . . . . . . 22-23

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Editor: Jim Davis 425-339-3097; jdavis@heraldnet.com; businessnews@heraldnet.com

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Contributing Columnists: Monika Kristofferson, Andrew Ballard, James McCusker Publisher Josh O’Connor 425-339-3007 joconnor@soundpublishing.com

COVER PHOTO A glass head is used by medical professional to train putting on electroencephalogram (EEG) leads on patients. Ian Terry / The Herald

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BUSINESS LICENSES . . . . . . . . . . 20

Community Health Centers to

Contributing Writers: Jennifer Sasseen, Adam Worcester

Community is more than our middle name, it’s how we do business.

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IN MEMORIUM

Founding HBJ editor loved community By Julie Muhlstein Herald Writer

John Wolcott was a prolific writer, a devoted person of faith and an ever-cheerful family man. The founding editor of The Herald Business Journal, Wolcott died Aug. 31. In 1998, then-Herald Publisher Larry Hanson tapped Wolcott to be editor of the new publication. Launched as The Herald Business Journal, its current name, the magazine was also called the Snohomish County Business Journal for a time. “That was the highlight of his career. He loved that, being in the community,” said Roberta Wolcott, whose husband died on their 54th wedding anniversary. He was 77. In 2006, he was diagnosed with an aggressive type of prostate cancer. Wolcott is also survived by his son, Jim Wolcott,

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HERALD FILE

John Wolcott was the founding editor of The Herald Business Journal. Wolcott, also a longtime Herald business editor and writer, died Aug. 31 at age 77.

daughter Teresa Kearney and four grandchildren. The Wolcotts moved to Arlington in 2000, after 32 years in Marysville. For 50 years, they have been members of St. Mary’s Catholic Church in Marysville. “John retired (from HBJ) in 2010. We joked at

his retirement party that he was 24 years at The Herald — in two 12-year stints,” Roberta Wolcott said. A Michigan native, Wolcott came to Everett with the U.S. Air Force. He had earned a journalism degree from Michigan State University before

being stationed, in 1962, at Paine Air Force Base as a public information officer. Roberta Wolcott met her future husband when she worked for the Marysville Globe. They were married Aug. 31, 1963. After being discharged from the military in 1965, they moved to California. Wolcott worked for The Mercury News in San Jose. They returned to Marysville in 1968. It wasn’t long before “we hired him to be on the business staff,” said Hanson, who retired as Herald publisher in 2001. “He already had a lot of relationships in the community, and did very well.” Roberta Wolcott said her husband was The Herald’s business editor from 1970 to 1980. He then worked for the Snohomish County PUD until 1988. The couple ran a freelance business, Features Northwest. And among John Wolcott’s many cli-

ents were The Catholic Northwest Progress newspaper and Northwest Catholic, now the Archdiocese of Seattle’s official publication. Wolcott lived his Catholic faith through his church and one of its ministries, Pregnancy Aid of Snohomish County. The agency has evolved to become Two Hearts Ultrasound Clinic at Pregnancy Aid of Snohomish County. Roberta Wolcott said her husband’s family background contributed to his commitment to Pregnancy Aid. He was adopted at about 15 months old, and raised as an only child in Michigan. “His birth mother was single and young,” she said. His birth mother and father had both died by the time he had tracked down their families, Roberta Wolcott said. He discovered he had several brothers and a sister. Roberta Wolcott said

her husband believed his mother might have kept him, if she’d had the sort of help Pregnancy Aid offers. Marci Dehm, a longtime freelance writer for The Herald Business Journal, said Wolcott was a great mentor. “He practically put that whole paper together himself,” said Dehm, of Marysville. She recalled Wolcott munching carrot sticks at his desk — “he didn’t go to lunch” — and said he was often humming. Providence Regional Cancer Partnership featured Wolcott in one of a series of survivor stories. It noted that he wrote about his illness in the business journal “in the hopes that sharing his story with others will raise awareness about the importance of early cancer detection.” “These last 11 years, he always counted them as a blessing,” Roberta Wolcott said.


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Competition increases for kidney patients Nonprofit Puget Sound Kidney Centers sees for-profit businesses move into Snohomish County By Adam Worcester For The Herald Business Journal

Surging demand for kidney dialysis has put Harold Kelly in a bit of a bind. On one hand, business is booming. Puget Sound Kidney Centers, the Everett-based nonprofit Kelly leads as president and CEO, has grown from one treatment center to six since he took the reins in 2000. A seventh center is planned soon for LakeHarold Kelly wood in Pierce County. On the other hand, the surge is attracting sharks. Large, for-profit competitors — most notably Colorado-based DaVita Inc. and German conglomerate Fresenius Medical Care — are sweeping into the state as they vie for shares of the $19 billion U.S. kidney dialysis pie. Kelly refers to them as “market pressures.” He’s responding the best way he knows: by doubling down on quality and service. “I thought marketing for dialysis was kind of icky,” Kelly said. “If you need kidney dialysis, we’re the first place you’d want to be. If you don’t, we’re the last.” When his mother underwent dialysis, Kelly hated the clinical atmosphere of her treatment center. He vowed to differentiate Puget Sound Kidney Center from the start, designing centers with natural woods, natural light, and atriums. Each center offers free education classes for kidney patients, as well as social services and nutritional counseling. Funding comes primarily through its foundation, a separate nonprofit established in 2011. “We spend our money on buildings and patient

care,” Kelly said. “I’ve had doctors tell me our centers are like resorts.” The 18,200-square-foot Lakewood center, set to open in January 2019, is the most expensive yet: more than $9 million. It will start with 24 dialysis treatment stations, then expand to 29. It also marks the first venture for Puget Sound Kidney Centers outside the north Puget Sound area. Other centers are located in Anacortes, Everett, Monroe, Mountlake Terrace, Arlington and Oak Harbor. “We want to continue to answer the call, wherever there is a need for more dialysis centers in other parts of the state,” Kelly said. “We would consider expanding outside the state if there is compelling need.” Though Washington ranks among the lowest states in the country for kidney failure, with about 775 dialysis patients per million people, kidney disease has been on the rise nation wide. At the end of 2014, there were 678,383 U.S. dialysis and transplant patients receiving treatment for end-stage kidney disease, a 3.5 percent increase from 2013, according to the latest data from the U.S. Renal Data System. Hypertension and diabetes are the leading causes of kidney trouble. Patients diagnosed with end-stage kidney disease face two options: a transplant or dialysis. Dialysis treatment typically lasts four to five hours, three or four days a week. It costs more than $80k a year. Until a few years ago, Puget Sound Kidney Centers and NW Kidney Centers, a King County nonprofit, were the only options for local dialysis patients. DaVita arrived in 2009, followed shortly by Fresenius. DaVita has since purchased The Everett Clinic. Together, the two for-

CONTRIBUTED PHOTO

The nonprofit Puget Sound Kidney Centers is facing increased competition from for-profit businesses including DaVita, the health care company that purchased The Everett Clinic.

profit companies control about 70 percent of the U.S. kidney dialysis market, with 3,900 dialysis treatment locations nation

wide. Doctors are prohibited from steering patients toward one type of center over another, but as the

market consolidates, there are worries some physicians will feel subtle pressure — especially if their workplace is owned by a

health care provider that also owns dialysis centers. “Our region is changing,” said Dr. Suhail Ahmad, a retired Seattle nephrologist who tracks the quality of dialysis care. There is nothing wrong with profit, but vertical integration is troubling. “When larger units begin buying smaller units, it reduces competition,” Ahmad said. “If you reduce competition, there’s not much incentive to control quality.” This is where PSKC aims to carve a niche. “We are a proud nonprofit,” Kelly said. “Seeing my mother receive dialysis has always motivated me to make sure every patient is treated like someone’s mom, dad, son, daughter, brother, or sister. “PSKC’s focus is on providing the highest quality patient care possible, not the market. Our quality will dictate our long-term survival. Of that, I am sure.”

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HEALTH VOICES

Coverage is key We asked community health leaders how to improve care. Here is what they said.

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edicaid is a lifeline and a safety net for some of the most vulnerable in our communities. Many may be surprised to learn that it provides health insurance for about half of all children living in our state. Altogether, nearly 2 million people in Washington state depend on Medicaid for their health care. See SIMMONS on Page 11

Preston Simmons, interim CEO of Providence Health & Services Western Washington PHOTO BY IAN TERRY / THE HERALD


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Putting patients first L

Jeff Roe, president and CEO of Premera Blue Cross PHOTO BY IAN TERRY / THE HERALD

et me introduce you to a novel idea for the health care industry: Put the customer first. When I became the CEO for Premera Blue Cross three years ago, I made putting the customer at the center of everything that we do our guiding principle. It sounds so simple, doesn’t it? After all, this is what great brands like Amazon, Nordstrom, Alaska Airlines and Microsoft do every day. Yet, somewhere between the family doctor pictured in those iconic Norman Rockwell paintings of the 1940s and 1950s and season five of “Grey’s Anatomy” we, in the health care industry, to some degree lost our way. Health insurance companies occupy a unique position within the health care system. We serve as a connection between the patient and the doctor and the pharmacy. Our position as the “payer” affords us a global view into health care. See ROE on Page 11


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HEALTH VOICES

Marcy Shimada, CEO of Edmonds Family Medicine PHOTO BY IAN TERRY / THE HERALD

Health before health care W

hen it comes to quality management, author Philip Crosby in his book “Quality is Free” makes the case that simply doing things right and utilizing effective systems can create a work product without defects. What if we approached health a bit more like this? Not health care such as tests and surgeries but actual health. What if families undertook to make sure each family member was being active for a good portion of the day, not bottling up stress nor “self-medicating” with substances and featuring vegetables as the star of their meals. What would happen to the collective health of our nation? Could we get closer to saying, “Health is Free?” Health care is definitely not free. See SHIMADA on Page 13


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HEALTH VOICES

Make the machine work for you

O

David Russian, CEO of Western Washington Medical Group

ur health care system is a Rube Goldberg machine: Complicated, with lots of parts moving in different directions, producing unpredictable, frustrating results. Some of the parts are well-designed and produce great outcomes. We have amazing medical research in our universities and hospitals. The Puget Sound region is a leader in discovering new drugs, treatments and devices

which save lives. We must preserve the environment that makes the area an innovator in health care. This is also a healthy place to live. Compared to the rest of America, we eat better, exercise more, and weigh less. So we’re healthier, and our health care costs are lower than the rest of the country. Our community has seen consolidation of big players, and the entry of large corporations. See RUSSIAN on Page 13 PHOTO BY IAN TERRY / THE HERALD


HEALTH VOICES ROE continued from Page 7

The result is we spend a lot of time listening to people talk about their health care experiences. What they tell us can be broken into four common concerns: ■ “I don’t get good value for what I pay.” ■ “I don’t always get what I need.” ■ “Sometimes I get what I don’t need.” ■ “Too often, I don’t get the experience I want.” Spend time digging among the many reasons why our current health care system is broken and you quickly discover they stem from an outdated “fee for service” model in health care that rewards doctors for the volume of care they deliver rather than the quality of care. As a health plan, we are partly to blame for enabling this practice to continue for so long. We paid doctors to run more tests, make more appointments and prescribe more pills, but we didn’t reward SIMMONS continued from Page 6

Medicaid coverage grew under the Affordable Care Act. While far from perfect, the ACA resulted in broader eligibility for Medicaid helping about 20 million people across the country get coverage. Here in Washington state, 1.9 million people now have coverage under Medicaid and another 184,000 individuals get insurance through qualified health plan coverage. Many of them are working. We have a lot to be proud of in Washington. The uninsured rate since 2014 in our state has dropped by 61 percent reaching the lowest uninsured rate ever at 6 percent, and we have one of the most successful exchanges in the country. These results come from hard work and cooperation between the health care industry, many social agencies and the Washington State Health Care Authority all working together for the people of Washington. The absolute right thing to do is to keep all of our fellow Washingtonians covered. At the same time, we must continue the many improvements in how care is provided under our Healthier Washington initiatives (http://bit. ly/2xBa5M0). We must also focus on long-term social determinants of health everyone deserves, to help improve the conditions where people live, work and play, and ensure life can be lived to its fullest potential. Coverage for everyone in our communities is key for many reasons. To start with, it’s important to be able to walk into a doctor’s office and not worry about insurance. Good routine access to primary care is where it all begins, so that preventive care can happen and thus averting costlier, more acute interventions in higher-cost settings later. Many diseases and illnesses can be treated in lower-cost ambulatory/primary care if caught early, or avoided all together, which is better for everyone. Investing in children’s health is never wrong. Right now, we need to ensure continued funding for the Children’s Health Insurance Program. Current funding was set to expire on Sept. 30, and Providence is urging

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them for making you well. This is by no means an indictment of doctors. The vast majority of doctors do great work. They care deeply about their patients and strive to give them the best care possible. However, in a system that rewards volume, many patients undergo expensive tests they don’t need or invasive procedures that put them at risk. In some cases, the cure really is worse than the disease. I can hear the critics now: as a health plan, your job is to pay the bills and make sure my doctor is in network. Fair enough. At Premera, we believe that if we are truly to stand beside our customers, we need to do much more than pay the bills. We need to work with doctors, hospitals and government to make health care work better. The Everett Clinic is a great example. In 2012, it became one of the first medical clinics in the state to sign a new

contract with us that included specific quality benchmarks to ensure patients received the best care possible. The Everett Clinic received financial incentives based not on the volume of tests and procedures, but on keeping patients healthy. Since then, we have signed similar agreements with nearly every major clinic and hospital system in the state. If health care is to work better, then we all need to think differently about how care is delivered and paid for. In my industry, we have been brought up to think that bigger is better, especially when it comes to the size of our network. I like to think of it like cable TV. Wouldn’t it be great if you just paid only for the channels you wanted to watch? For example, our Personal Care Plans for consumers in King, Pierce and Snohomish counties are designed to provide the highest quality care at more affordable rates. They include only doctors and

specialists from select medical groups like UW Physicians and the Everett Clinic. Doctors work as a team to ensure that each patient’s needs are addressed quickly and effectively. We believe this model, known as “accountable care,” represents the future of the industry . Of course, these new models of care don’t work if there is no individual health insurance market. Any modifications to the Affordable Care Act must address these core principles: provide affordable and quality health care coverage for as many people as possible, provide adequate funding for Medicaid and provide strong incentives to encourage people to sign up for coverage and stay covered. The goal should be to improve the quality of care, while making it more affordable. Fixing our broken health care system doesn’t have to be political. But it does have to put the patient first.

policymakers to continue their historic, bipartisan support of the program and the millions of children it covers. Looking forward, we can and should find ways to improve the entire Medicaid program. Examples include: expanding access to primary care for Medicaid enrollees to help identify health issues early; continuing the integration of physical and behavioral health programs for whole person care; and getting patients very engaged in their primary care, including improving social determinants of health. We also need to stabilize insurance markets. Until this year insurance premiums were very stable on the exchange in Washington. For a 40-year-old nonsmoker, the unsubsidized cost was $281 per month in 2014, and in 2017 was actually lower at $238. Due to the uncertainty in the ACA debate, rates have skyrocketed in preliminary 2018 filings to $306 per month, and in many states around the country by significantly more. It is our hope that Congress can come together around common-sense solutions to stabilize the market, and premiums in particular, and we are encouraged by the bipartisan discussions underway at the time of writing. More can be done to transform care delivery, building on reforms already in place. In the short term, we need to keep protections in place for those with pre-existing conditions. Longer term, there is great potential with new technologies to streamline and improve the delivery of care. There are huge opportunities to eliminate waste and administrative complexity in our complicated regulatory environment. For all insurance coverage, we should continue creating payment systems that support patient-centered care, good care results and pay for value versus volume. Investments that will improve the health of entire populations will allow us to concurrently reinvest the efficiencies gained through reform into programs that support the communities where we live, work, and play. There is a lot of activity in developing digital health care solutions, including at

Providence. We are making care more patient-centered through digital innovations. An example of this is the Circle app (http://apple.co/2yCt2fw) for pregnant moms that supports them from prenatal care through their baby’s first year. Moms get useful information designed for each step along the way, including simple ways to connect digitally with their provider. Providence believes that health care is a basic human right. This commitment is part of our mission to care for all in

our community, especially those who are poor and vulnerable — the very people who would feel the worst impact from reductions in coverage. Without health coverage, studies have shown time and time again, that individuals and families tend to delay care due to affordability, leading to poorer health, especially for the chronically ill. Smarter health care must be built on coverage that improves quality of life for individuals and families.

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OCTOBER 2017

HEALTH VOICES RUSSIAN Continued from Page 10

Providence assumed control of Swedish — it’s one big system. DaVita, a for-profit company, purchased The Everett Clinic. Kaiser took control of Group Health. Consolidation can lead to efficiencies of scale. Elsewhere in the country, consolidation has led to increased costs and decreased choice. We need to guard against that. Medical informatics is a disaster. Electronic medical records (EMRs) are a part of doing business. They are clunky, time-consuming and do not talk to each other. They keep doctors and nurses away from their patients. They are expensive. They don’t transfer data from one EMR to another. Despite the cost, time and frustration, EMRs do not improve health outcomes. The Steve Jobs of EMRs has not yet been born. The payment system is broken. Reimbursement to hospitals and providers has not kept pace with inflation. But pharmacy and device costs have skyrocketed. We’ve allowed health care costs to be corrupted by lobbyists. There have been a few big winners, but increased costs for all. The Affordable Care Act needs repair. The exchange products are too expensive and underutilized. SHIMADA Continued from Page 8

It is not alright to have 18 percent of our gross domestic product spent on health care services. When medical institutions become our largest employers, we will have an unsustainable economy. There are big challenges we need to overcome as a society in thinking about health. About 20 years ago, direct-to-consumer drug advertising really launched. While the World Health Organization opines these ads have been detrimental for several reasons, perhaps a subtle effect has been overlooked. Underlying “a pill for everything” is a message that we are not responsible for our own health. Why not overeat, under-exercise, and over stress? Certainly, there must be a pill to fix the consequences; or at least this is what television tells us. Ironically, more medications lead to more side-effects for which we are willing to swallow even more pills. A related topic is how we consider death in relationship to health and health care services. American surgeon Atul Gawande notes in “Being Mortal” how our society is unaccepting of the simple fact that we all die. Spending huge sums in the last months or weeks of life on medications, surgeries and hospital stays attempting to put off death for a short period does not add to quality

More folks are insured, but at too high costs for poor insurance coverage. Our patients do not receive the coverage and service they deserve. The folks who are supposed to coordinate all of these parts of the machine are failing. Our government has been stymied by the inability of both Democrats and Republicans to accept good ideas from across the aisle. That has caused disorganization, corruption and inefficiency. Shame on our elected officials who can’t do the right thing because of politics and dogma. Some believe in a single payer. Medicare for all! Unfortunately, D.C. is a cause of the current problems in health care. It would be politics as usual, and there is no reason to believe that the result would be better. In the Puget Sound area, we have some innovative models for health care insurance being developed. Starbucks implemented its own health care exchange and has been able to lower its health care costs and improve employee satisfaction. Microsoft is helping its employees be wise consumers by funding Health Savings Accounts and giving the employee control to spend or save. Boeing is struggling to rein in its costs. These models have a common thread of putting more control

in the hands of the consumer. Our health care machinery can produce outstanding results, but it is too inconsistent and expensive. That’s because it lacks a good pilot. The government should lead, but D.C. isn’t working right now. Innovators in the private sector might lead the way to a better future, but the roadblocks make that possibility unlikely today. The path through the red tape, politics and technology is uncertain. It is becoming clear that pilot should be the health care consumer. Giving the consumer more choice, more financial control (and risk) has been shown to lower costs, deliver the care that the consumer wants and improve satisfaction. Most of us have choices. There are multiple Medicare options available. In our community there is a wide range of innovative health care delivery systems, from narrow network HMOs like Kaiser, to fully independent groups like Western Washington Medical Group. My advice is to put the work in to understand the different models. Don’t trust the experts who won’t know your family’s circumstance. Spending more is no guarantee of better care. Make the machine work to address your needs. You could wind up with more money in your pocket and better care.

of life. Oftentimes, these measures injure our quality of life. At a time when folks may want to express a heartfelt, “I love you” or “thank you” as a goodbye message, they are hooked to a ventilator, drugged and cannot speak. Dr. Gawande echoes a wellknown article from National Geographic titled “Blue Zones” that shows the longest living people on the planet are active and have purpose. The people who’ve lived the longest are not squirreled away in an old folks’ home — they are out-andabout, helping family and neighbors, and making a difference in the lives of others. This busy-ness protects their health and emotions. A sense of purpose really withers in a custodial nursing home “waiting to die.” Last in this discussion of how we might change health and health care is the conundrum of bureaucracy versus markets. Market forces, such as advertising to create demand and in turn profits, are a huge factor in high health care costs and in the erosion of personal responsibility for health. Well-intended government intervention has also added to runaway costs and, in many instances, to the proliferation of unnecessary services. Primary care physicians are relegated to so much documentation they risk losing their fulfillment and focus. Time which was once spent building trust and understanding with patients is instead dedicated to

a long checklist of documentation and coding requirements. The government fears fraud will creep in if the physician is not the one making sure everything is written down “just so” to prove the illness of the patient and to justify the treatment plan. Governmental rules produce amoeba-like effects: while compressing services in one area, a perverse incentive is created to “over treat” with another service, thus greedily bulging out costs. Too much government intervention results in too many market tactics being deployed which in turn begets more bureaucratic regulations. The vicious cycle accelerates costs while lowering the overall healthiness of the public. So what steps can we take to lower our globe-leading spending on health care while not receiving globe-leading outcomes or value? Can we start as individuals re-framing how we think about health? Can health be a series of every day habits we form to savor, breathe, walk, focus, laugh, connect, forgive and so on? We will not change society overnight but if individuals commit to self-manage and then impact their families’ health habits, we could move on to influence the health care views and priorities of our employers, insurers and legislators. Perhaps we could get to globe-leading healthiness and lower our health care costs in the process.

THE HERALD BUSINESS JOURNAL 13

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14 THE HERALD BUSINESS JOURNAL

OCTOBER 2017

Disasters serve as timely reminder By Adam Worcester

For The Herald Business Journal

People struggling with the devastation of hurricanes Irma, Harvey and Maria and the earthquake in Mexico provide a lesson for Snohomish County homeowners — and renters. With storm season pending, experts say now is a good time to revisit insurance policies. Many people assume they have coverage against damage caused by perils such as floods, earthquakes, landslides, volcanoes and forest fires, only to discover they were mistaken after it’s too late. “We’re seeing bigger, stronger storms. We all know eventually we’ll be subject to an earthquake,” said Kara Klotz, spokeswoman for the Washington State Office of the Insurance Commissioner. “It’s scary and daunting, and we don’t like to think about it. The biggest thing is to read your policy. Know what you’re covered for, and what you’re not.” Most homeowner policies, for instance, cover water damage generated from inside the home (a broken dishwasher or leaky refrigerator) but not from outside (flash flooding or a broken sewer line). That coverage costs extra. So does protection against earth movement: landslides/mudslides, sinkholes, collapsed hillsides, and possibly volcanic activity. These require a separate policy from specialty insurers. Roy White, director of the National

FILE PHOTO

Water floods a home in Snohomish five years ago. With disasters striking the South, the Caribbean and Mexico — and storm season approaching in the Northwest — insurance experts say now is a good time review homeowner policies.

Flood Insurance Program, told the Associated Press in September that only half of the 10 million U.S. properties that need flood insurance have it. Though included in the initial mortgage agreement, policies can slip without the lender noticing. When loans are sold or repackaged, paperwork sometimes gets lost, and new lenders do not follow up. In Snohomish County, there has been a 10.4 percent decrease in flood insurance policies after a rate hike in 2012 rose the average premium from $798 a year to $1,073, according to an AP report.

Klotz estimates less than 10 percent of Washingtonians have earthquake insurance. Some companies do not offer earthquake insurance, and those that do include deductibles up to 30 percent. “Earthquake coverage is really a personal choice,” said Kenton Brine, president of the Northwest Insurance Council. “The more you have invested in your home and the more budget you have available, the likelier it is that you’ll want earthquake coverage. If your home is your major investment, coverage probably makes sense. (It) could save you from

bankruptcy.” Many tenants mistakenly believe their landlord’s insurance will cover their losses in a catastrophe. But the landlord’s policy covers damage to the building, not to occupants’ personal belongings. Brad Hilliard, a spokesman for State Farm Insurance, advises people to keep an up-to-date inventory of everything they own. The easiest way is to snap photos and store them in the cloud. “Pay close attention to closets, garages, barns and sheds,” Hilliard said. “There’s a lot to remember, at a very stressful time.” Since each homeowner has unique needs, Hilliard recommends consulting with your insurance agent at least once a year. Ask plenty of “what if” questions (what if a tree makes a hole in my roof and rain gets in the walls…am I covered?) Coverage for most common perils, such as wildfires and falling trees, is included in standard policies. But it pays to be vigilant. There are more than 600 companies issuing personal insurance policies in Washington state, Brine noted. Some policies will be too restrictive, and some agents might be unwilling to write the policy you request. “But most of them have what you need,” he said, “and they want to sell it to you. When weather comes to the Puget Sound region, it often hits Snohomish County harder than other areas, so make sure you are not under-insured.”

Community Health expands to fill need By Jennifer Sasseen

For The Herald Business Journal

The growing need for affordable health care in Snohomish County as the population increases has prompted a nonprofit health agency to add two Everett clinics to the five it already operates in the county. In doing so, Community Health Center of Snohomish County, which serves some 52,000 patients, expects to add nearly 12,000 more patients by early next year. It currently operates clinics in Arlington, Edmonds and Lynnwood, as well as clinics in north and south Everett. All five offer medical and dental services and on-site pharmacies for clinic patients. The two additional Everett clinics will start out offering medical only, though dental may be added later, said Community Health Center CEO Bob Farrell. The first of these, Providence Everett Healthcare Clinic, is already a medical clinic operating on the Everett Community College campus. It will become Everett College Clinic, effective Nov. 6, and is expected to bring 4,300 new patients to Community Health Center the first year, a number that’s likely to climb to 5,000 during the second year, Farrell said. The clinic’s transfer to Community Health Center came about as a result of an increased demand for its services. Opened in 2004 to provide care for low-income and uninsured patients, the

“You’ve got a lot of people that are working on their own, from hairdressers to people that just have small businesses. And they can’t figure out how to get insurance ... So this is where we kind of fit in.” — Bob Farrell Community Health Center CEO clinic in recent years had been facing financial loss as it struggled to serve a growing clientele. A nonprofit such as Community Health Center, on the other hand, can qualify for federal grants that a hospital system cannot. While a federal multi-year grant makes up only about 9 percent of Community Health Center’s $54 million budget, Farrell said, it’s a necessary component to help the center break even. While awarded the grant again this year, it’s contingent on funding by Congress. The second new clinic for Community Health Center will be in a vacant, three-story building previously owned by Everett Clinic on Rucker Avenue. It will become Everett Center Clinic in January, Farrell said, and is expected to bring in 7,600 patients the first year, with that number growing to 8,000 in the second year. The clinic should take some pressure off the nonprofit’s existing sites, all of which are operating at or near capacity,

Farrell said. While the majority of people the Community Health Center serves are Medicare patients, or Medicaid patients with incomes at or below the federal poverty level, there are others who make too much to qualify for Medicaid but can’t afford Obamacare. “You’ve got a lot of people that are working on their own, from hairdressers to people that just have small businesses,” Farrell said. “And they can’t figure out how to get insurance, it’s just not available. They’re not making a lot of money. So this is where we kind of fit in.” Community Health Center clinics accept most commercial insurance, he said, and the uninsured are charged a sliding-scale fee based on income. No one is turned away because of income. All of its doctors are paid a market-based salary, Farrell said, with medical malpractice protection provided under the Federal Tort Claims Act. In the past, that hasn’t applied to doctors wanting to volunteer their time. However, that

changed Oct. 1, with a change in the law, so the center will be able to accept help from recently retired doctors who’ve been volunteering at Providence Everett Healthcare Clinic. “They don’t want a fulltime schedule or anything like that,” he said. “They just — you know, it’s one of the reasons they went into medicine, was to help people. And this is their way of giving back while they’re retired.” It’s an attitude that’s prevalent in the Community Health Center world, Farrell said, and has a lot to do with his reason for being, as well. He’s not a doctor and was originally hired as chief financial officer, but as a child growing up in Southern California, he suffered from serious respiratory problems that doctors did not at first know how to treat. “I grew up kind of poor myself,” he said, “and there were some medical providers that took care of me when I got sick, that I know my parents couldn’t afford. And somehow, this provider took care of us, and I’m kind of giving back. That’s what I’m here for.” As for future growth and what direction it might take, that’s the topic of this month’s board meeting, when discussion focuses on Community Health Center’s strategic plan. “There’s probably some areas that we need to study in the southern part of the county,” Farrell said, “but we’re not quite sure yet until the board has decided which way to go.”


OCTOBER 2017

BRIEFS

EVERETT — Washington State University has once again experienced record enrollment with the Everett campus registering the largest increase in the system at 17.5 percent. Transfer enrollment also remained strong at WSU campuses with Everett enrolling 83 new transfers. They also increased their retention rate to 95 percent. EVERETT — Cory Long of Judd & Black presented an $8,000 check to Christmas House board members and a $3,000 check to Mike McGinnis of the North Everett Boys & Girls Club at the con-

clusion of the company’s annual charity golf tournament at Battle Creek Golf Course in August. Nonprofit Christmas House will open its doors Nov. 30 and serve the public over 13 dates through Dec. 16. MONROE — Mark Kovich has joined Canyon Creek Cabinet Company as the executive vice president. Kovich will oversee sales, marketing, customer service, product management and quality management. With nearly 20 years of industry experience, Kovich most recently held the role of vice president of sales and marketing for a national cabinet manufacturer. EVERETT — Mountain Pacific Bank’s Economic Forum is from 7:30 to 9:30 a.m. on Oct. 18 at the Everett Golf and Country Club. The keynote speaker for this complimentary event is Matthew Gardner, chief economist for Windermere Real Estate. As seating is limited, please RSVP in advance by

calling 425-263-3500 or by visiting any Mountain Pacific bank branches. EVERETT — The Port of Everett Commission has authorized a purchase and sale agreement with Kimberly-Clark for approximately 2.2 acres of former parking lots along the east side of West Marine View Drive in Everett. The port’s interest in the property is to ensure proper land use compatibility with

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OCTOBER 2017

CALENDAR E V E R Y S U N DAY: Farmer's Market @ Boxcar Park O C TO B E R 10/24/30: Port Commission Special Mtgs O C TO B E R 11-18: Online Marina Auction N O V E M B E R 2: Special Port Commission Meeting N O V E M B E R 4/5: Everett No-Coho Blackmouth Salmon Derby N O V E M B E R 7/14: Port Commission Mtgs View complete list of events at: www.portofeverett.com/events

EXECUTIVE

The Port's 2018 operating and capital budget planning is in full swing. View the budget schedule at www.portofeverett.com/budget.

SEAPORT

The Port Commission authorized staff to bid the South Terminal Wharf Upgrade project, that will support the new 777X program.

MARINA

The Port Commission approved an upcoming online vessel auction which is scheduled for October 11 – 18. More information at www. portofeverett.com.

Creating Economic Opportunities

Commissioner McClelland Resigns; Port Sets Process for District 1 Appointment On September 12, 2017, the Port of Everett Commission set a process for appointing a new Port Commissioner to the District 1 office. The office became vacant on August 29, after Troy McClelland resigned after relocating for a job assignment in Massachusetts. Applications will be accepted from September 14 thru October 16, 2017 only through the Port’s website. Applications are due no later than 5 p.m. on Monday, October 16, 2017 with a completed application, proof of residency from the Snohomish County Auditor’s office and proof of voter registration. The Port Commission will hold a special meeting on October 24 to include an executive session at the beginning of the meeting to review District 1 candidate qualifications and then resume the special meeting to select the individuals for interviews to be conducted on October 30 during a special meeting at the Port of Everett’s Blue Heron room, 1205 Craftsman Way (2nd floor), Everett, WA 98201. After the public interviews on October 30, the Port Commission will adjourn into executive session – no decisions will be made.

On November 2, at another special meeting, the Port Commissioners will discuss the merits of the candidates in public session and vote on the candidate to be appointed to the District 1 position. The appointment lasts until the next regular Port election (2019) at which time anyone seeking to run for the position will have to stand for election for the balance of the unexpired term and thereafter anyone seeking to run for the position will stand for election in 2021 for the next 6-year term. To Apply: Complete the Port Commission application at www.portofeverett.com/ commissionappointment2017, which includes proof of residency from the Snohomish County Auditor’s office and proof of voter registration. Please keep a copy of the confirmation receipt for your records, and notify the Port at 425-259-3164 within 24 hours of submittal if you did not receive a confirmation email with your application submittal. Qualifying applicants must reside in District 1, and provide proof of voter registration from the Snohomish County Auditor’s office.

Port Commission Authorized a Purchase and Sale Agreement with Kimberly-Clark to acquire the 2.2-acre parking lot parcels On September 12, the Port of Everett Commission authorized a Purchase and Sale Agreement with Kimberly-Clark (K-C) for approximately 2.2 acres of property along the east side of West Marine View Drive. The property historically has been used by K-C for employee parking.

Construction is underway on the City's new Grand Avenue Park Bridge project.

The parcels overlook the Port of Everett Seaport, the former K-C mill site and the U.S. Naval Station. The Port’s interest in acquiring the property is to ensure proper land use compatibility with the deep-water port and Naval

Commissioners Troy McClelland/District 1 Tom Stiger/District 2 Glen Bachman/District 3 1965408

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Construction is underway for a new road and trail system at the Riverside Business Park.

October 2017

CEO/Executive Director Les Reardanz

Station. The Port is in a 60-day due diligence process, and it has engaged RMC Architects to provide concepts on possible future uses for the property. The property is currently zoned for residential. The Port continues to be interested in acquiring the entire site but concerns about the cost and timing for remediation of environmental contamination has hampered progress on acquisition.

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BUSINESS BUILDERS

OCTOBER 2017

THE HERALD BUSINESS JOURNAL 17

Seven ways to focus to the finish line “Much of stress that people feel doesn’t come from having too much to do. It comes from not finishing what they’ve started.” — David Allen, author of “Getting Things Done”

T

here are many opportunities to set goals for ourselves throughout the year. A common time is right before the start of a New Year, most commonly with New Year’s Resolutions. The beginning of each new quarter of the business year is also a good time. Many people start each month with specific goals for the current month. And then there are the projects and ideas that pop up throughout the year that create new goals. With all of those goals, how do you see them through to the finish line? Goals are great to have, but if we don’t meet them, then they really aren’t that valuable. If you want to see your goals to fruition, then you have to back them with both action and focus. Follow these tactics to help you reach your daily, weekly, monthly and annual goals. Know where you’re going. To get where you intend to go, you need to know where your starting and ending points are. Picture running in a 5k race. Before the run you can study the course map, you can see the starting point and the finish line. You know ahead of time

exactly where you’re going and you can feel confident that the finish line isn’t going to keep moving. You too can map out your starting point along with Monika the steps you need to take to get to the Kristofferson finish line. If you realize you want to Office go further than you Efficiency originally thought with a goal, then you can always create a new goal after you reach the first milestone. Create quiet time to work. If you want to be serious about working on your goals, you have to treat them seriously with dedicated, quiet time to work on them. Ideally, you have a door that you can close and the people around you know what a closed door means: do not disturb. Post your schedule on your door with the times that you are available for questions to reduce people’s impulse to interrupt you. If you don’t have the luxury of a door, get creative with the space you do have so you can communicate when you are and are not available.

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If you work from home and keep getting interruptions, consider working early in the morning before your family is up or take some time during the day to leave and work at the library or at a local coworking space. Allow yourself enough time to work on your goals. Be kind to yourself and really consider how long each step of your goal is going to take. Be sure to give yourself some extra time for the unexpected. Evaluate where you’re wasting time. If you find you’re regularly not meeting deadlines and you’re postponing goal completion celebrations, then you may have to take a close look at whether or not you’re wasting time. Wasted time is valuable time that can make or break getting to the finish line. Are you getting sucked into common time wasters like constantly checking your phone, checking social media or processing email? These are all activities that most likely do need attention each day, but not during the focused time you’ve carved out to work on your goal achieving activities. Set a timer. Setting a timer can be a magical way to jump start your motivation to work on your goals. I know it works for me every time I’m tempted to procrastinate. It also creates a specific time frame with an end point to work on

your goals. Stop the distractions, set the timer and get into the zone for a productive work session. Organize your office. As a professional organizer, I can vouch that a messy office is usually not a productive office. I know a lot of people think that creative folks thrive in a messy space, so my advice to you is this: if you are meeting deadlines, can find what you need in 30 seconds or less, feel no stress in your space and can easily focus, then don’t fix it if it’s not broken. For the rest of us, an organized desk is crucial for working productively without distractions. Fuel yourself. Just like when you’re running a 5k, you’re going to need to fuel your body properly to reach the finish line. Make sure you have healthy meals, snacks and proper hydration to keep you going. We cannot live on coffee alone, even in Seattle. Chances are good that your goals are connected to things that you are good at and they will bring you a sense of joy and accomplishment when you reach them. So get focused and reach that finish line. As author Robin Sharma says, “Starting strong is good. Finishing strong is epic.” Monika Kristofferson is a professional organizer and productivity consultant who owns Efficient Organization NW in Lake Stevens. Reach her at 425-220-8905 or monika@efficientorganizationnw.com.


18 THE HERALD BUSINESS JOURNAL

OCTOBER 2017

BUSINESS BUILDERS

Be careful when testing job candidates F

or employers, the latest statewide test scores for high school students in our area are not very encouraging. In fact, an employer of high school graduates might think that this would be a good time to give job applicants an examination to ensure that they have sufficient skills to do the job. That sounds like a good idea, and it might be, but managers should be aware that applicant testing is an area of numerous risks to the unwary. Before you bring in any testing experts, buy a test, or draft your own exam then, you can save yourself a lot of grief by understanding the legal minefield you will be entering. Bruce Cross, a partner in the Perkins Coie law firm’s Labor and Employment Law practice, says that “the two major legal influences on applicant testing are the anti-discrimination laws and the Americans with Disabilities Act.” He adds, “the most commonly encountered types of applicant tests are psychological, physical and academic, and each brings its own legal hazards that you should avoid.” Psychological tests usually are used to test characteristics such as honesty, trustworthiness, attention span, attitudes, and other variables that might affect job performance. A legal issue with these tests can arise if the test is considered a

medical examination, which can, of course, be administered only by a licensed physician. Another potential issue with employer-administered psychological James testing is that the McCusker amount of their practical, usable Business information can be low and expensive. 101 More reliable information about character can often be obtained through better screening, interviewing and reference checking. Certainly not least in importance is that psychological test results are really the nitroglycerin of personnel records. They contain very sensitive information and represent a real liability in terms of leaks or accidental electronic distribution. Unless you and your staff have some training and experience with handling and storing this type of information, you should consider if it is worth it to your business to create it the first place. Physical tests also can contain legal traps for the unwary business manager. Usually they arise when your test either

strays from the actual job requirements or collides with the Americans with Disabilities Act (ADA). Under the ADA, employers are required to provide reasonable accommodations to an applicant or employee’s disabilities. In some cases that might mean rearranging or restructuring a job in some way or, for example, adding equipment to assist in lifting products or materials. If you are hiring high school graduates, academic exams generally test the applicant’s competence in basic skills like reading, writing and arithmetic. The caution here is to make sure that the skills are job-related. While algebra is required at most high schools, unless the job requires solving quadratic equations a test that includes this type of algebra problem might get you into a conflict with workplace anti-discrimination laws. The proliferation of risks and potential legal problems is not a sufficient reason to abandon the idea of applicant testing, but a smart manager won’t enter those thickets without a reliable guide. And one thing is certain; the time to bring in the guide is before you start out. Fortunately, whatever you decide about testing, there are also some things that you can do that can bring you more qualified applicants.

If it is high school graduates you want, get to know all the high schools in your area. If your school district permits it, prepare “What we do” presentations for the juniors and seniors so that they know your business exists. If you are not getting good candidates, go out and recruit good candidates. In particular, you should get to know the guidance counselors at these schools. They are influential people and while a lot of their time is focused on college applications these days, they may know just the right graduate or soon-to-be graduate for your open position. And don’t forget to invite the counselor over for a look at your workplace. That builds confidence and interest in your business. There is also nothing in the law that prevents you from starting a training program for employees who need brushing up on their math or English skills. A substantial number of high school students retain very little of what they have learned, especially in these fundamentals. Taking positive actions always beats whining about the difficulties. Getting good people for your business will be worth every bit of effort you put into it… and more. James McCusker is a Bothell economist, educator and consultant. He writes a column for the monthly Herald Business Journal.

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PUBLIC RECORDS Bankruptcy filings The following Snohomish County businesses or individuals filed business-related bankruptcies with U.S. Bankruptcy Court for Western District of Washington from Aug. 1-31. 17-13473-MLB: Chapter 7, William Michael Hairfield; attorney for debtor: Donald A. Bailey; filed: Aug. 8; assets: yes; type: voluntary; nature of business: health care; nature of debt: business; type of debtor: individual 17-13676-MLB: Chapter 7, Gary D. Nelson; attorney for debtor: Nicholas D. Fisher; filed: Aug. 21; assets: no; type: voluntary; nature of business: other; nature of debt: business; type of debtor: individual 17-13736-MLB: Chapter 13, Jack Turner Jarrell and Laura Kristine Jarrell; attorney for joint debtors: Matthew J. Cunanan; attorney for interested party: Lesley Lueke; filed: Aug. 24; assets: yes; type: voluntary; nature of business: other; nature of debt: business; type of debtor: individual

Snohomish County tax liens Tax liens are gathered from online public records filed with the Snohomish County Auditor’s Office. These federal and state liens were filed between Aug. 1-31.

Federal tax liens 201708010112: Aug. 1; Leonen, Sue A., 18816 35th Drive SE, Bothell 201708010113: Aug. 1; Head, Alan D., 24422 Old Owen Road Monroe 201708010114: Aug. 1; Floor Tech Inc., 12906 Eighth Ave. W, E-203, Everett 201708010116: Aug. 1; Florez, Jorge, 16000 75th Place W, Edmonds 201708010117: Aug. 1; Sarausad-Florez, Marie-Hazel, 16000 75th Place W, Edmonds 201708010272: Aug. 1; Robles, Fernando M., 2421 130th Place SE, Everett 201708010273: Aug. 1; Waller, Angela K., 17126 Seventh Place W, Lynnwood 201708010274: Aug. 1; Wick, Michelle, 105 185th Place SW, Bothell 201708010275: Aug. 1; Johnson, Curtis W., 1242 State Ave., Suite I, PMB 142, Marysville 201708010276: Aug. 1; Mariscal, Andres E., 1732 124th Place SE, Everett 201708010277: Aug. 1; Solumntech Inc., 7213 54th Place NE, Marysville 201708010278: Aug. 1; Cooper, Timothy D., 20611 Bothell Everett Highway, E121, Bothell 201708010279: Aug. 1; Millcreek Adult Family Home, 16000 75th Place W, Edmonds 201708010280: Aug. 1; Bennett, Damian P., 22204 Ninth Ave. SE, Bothell 201708010281: Aug. 1; Downing, Gloria J., 9502 61st Drive NE, Marysville 201708010282: Aug. 1; Details Unlimited Inc., 401 Howell Way, Edmonds 201708010283: Aug. 1; BSP Shipping Inc., 11014 19th Ave. SE, Suite 8, Everett 201708010284: Aug. 1; Crown Fire Protection Inc., Po Box 12113, Mill Creek 201708010285: Aug. 1; Donovan, Charlotte M., 20622 78th Ave. SE, Snohomish 201708010286: Aug. 1; Cascade Midwives-Cascade Birth Center Inc., 2808 Colby Ave., Suite A, Everett 201708010287: Aug. 1; Ebert, Susan, 1624 93rd Drive SE, Everett 201708090183: Aug. 9; Carter, Eric, 1710 145th Place SW, Lynnwood 201708090184: Aug. 9; Reasner, Kimberly, 5810 92nd Place NE, Marysville 201708090185: Aug. 9; Ward, Rose M., 12005 207th Ave. SE, Snohomish 201708090186: Aug. 9; Edwin D. Watts Inc., 17225 Fifth Ave. W, Bothell 201708090187: Aug. 9; Musladin, Florin J., 1729 Hoyt Ave., Everett 201708090188: Aug. 9; Jodi Bergs Integrative Family, 3903 Colby Ave., Everett 201708090189: Aug. 9; Thermal Pipe Shields Manufacturing, 2720 Rucker Ave., Suite 101, Everett

201708090190: Aug. 9; Crosson, Shellie J., 4405 S Machias Road, Snohomish 201708090191: Aug. 9; Bracamontes, Vicente, PO Box 1091, Lynnwood 201708090192: Aug. 9; Sell, Robert D., 336 View Ridge Drive, Everett 201708090206: Aug. 9; Carroll, Carmen M., 1058 Beach Ave., Marysville 201708090207: Aug. 9; Smokey Point Electric, 3810 166th Place NE, Suite 203, Arlington 201708090208: Aug. 9; Clear Lake Village, 20127 46th Ave. NE, Arlington 201708090209: Aug. 9; Solumntech Inc., 7213 54th Place NE, Marysville 201708090210: Aug. 9; Grounds Professionals Inc., 4804 84th St. SW, Mukilteo 201708090212: Aug. 9; Taylor, Rhonda L., 4115 105th Place SE, Everett 201708090213: Aug. 9; Valley Techs Inc., 4630-200th St. SW, Unit L2, Lynnwood 201708150094: Aug. 15; Walker, Holli, 1224 Mill Creek Blvd., Apt. I202, Mill Creek 201708150095: Aug. 15; Farlow, Pamela J., 13405 27th St. SE, Snohomish 201708150096: Aug. 15; Peterson, Stacy J., 11506 18th Place SE, Lake Stevens 201708150097: Aug. 15; Knudsen, Korinne, 4608 222nd St. SW, Mountlake Terrace 201708150098: Aug. 15; Brewer, George III, 5709 136th St. SE, Everett 201708150099: Aug. 15; Bundy Carpets Inc., 615 State Ave., Marysville 201708150100: Aug. 15; Reis, Kim S., 16216 N Meadowdale Road, Edmonds 201708150101: Aug. 15; Guaymas Lynnwood Dox Inc., 3805 196th St. SW, Lynnwood 201708150102: Aug. 15; Lyons, Jacob B., Saint Albion Way, Apt. I208, Mountlake Terrace 201708150103: Aug. 15; Trike Stop, 23107 100th Ave. W, Suite 1, Edmonds 201708150104: Aug. 15; O’Finnigans Pub, 13601 Highway 99, Everett 201708150105: Aug. 15; Mackenzie, Ashar J., 616 Park Lane, Monroe 201708150528: Aug. 15; Campbell, David, 22910 90th Ave. W, Unit D1011, Edmonds 201708150529: Aug. 15; JJ Renovations, 10412 40th Ave. SE, Everett 201708150530: Aug. 15; Lin, Kuen-Yuan, 9016 240th St. SW, Edmonds 201708150531: Aug. 15; Pickens, Charles J., 14113 23rd Ave. NE, Arlington 201708150532: Aug. 15; Schwindt, Robert H., 24805 147th St. SE, Monroe 201708150533: Aug. 15; Mayberry, Michael G., 17933 Crooked Mile Road, Granite Falls 201708160150: Aug. 16; Spearman Corp., 4700 56th Place NE, Marysville 201708160151: Aug. 16; McDonald, Gail J., PO Box 683, Lynnwood 201708160152: Aug. 16; Schneider, Sheri A., 3333 164th St. SW, Apt. 1213, Lynnwood 201708160153: Aug. 16; Valley Techs Inc., 4630-200th St. SW, Unit L2, Lynnwood 201708160154: Aug. 16; Gossler, James A., 2115 201st Place SE, Unit F1, Bothell 201708220341: Aug. 22; Robbins, Robert A., 18919 21st Ave. W, Lynnwood 201708220342: Aug. 22; Wright, Esther R., 8616 45th Place W, Mukilteo 201708220343: Aug. 22; Beaver, W. Clark, 1518 179th Ave. SE, Snohomish 201708220344: Aug. 22; Nbargo Hospitality, 9100 Olympic View Drive, Edmonds 201708220393: Aug. 22; Lauritzen, Fredrick, PO Box 1312, Sultan 201708220394: Aug. 22; Huntley, Kimberly, 14514 46th Ave. NE, Marysville 201708220395: Aug. 22; Villegas, Julissa, 12028 Clearview Drive, Edmonds 201708220396: Aug. 22; Duggan, Kathleen I., 10118 52nd Drive NE, Marysville 201708220397: Aug. 22; Rendon, Volaree A., 10627 56th Ave. W, Mukilteo 201708220398: Aug. 22; Orr, Sarah, 8102 76th Place NE, Marysville 201708220399: Aug. 22; Retroseal USA Inc., 1110 Fifth St., Suite 2, Marysville 201708220400: Aug. 22; Purple Haze, 4218 Rucker Ave., Everett 201708220401: Aug. 22; Palma, Clarissa, 2907 145th St. SW, Lynnwood

OCTOBER 2017

201708220402: Aug. 22; Knypstra, Sharon K., 1127 74th St. SE, Apt. A, Everett 201708290149: Aug. 29; Crosson Trucking Inc., 4405 S Machias Road, Snohomish 201708290152: Aug. 29; Stobb, Maria, 17320 Trombley Road, Snohomish 201708290153: Aug. 29; Frick, William, PO Box 782, Edmonds 201708290154: Aug. 29; Avery Automotive, 19003 Lenton Place SE, Monroe 201708290155: Aug. 29; Seattle Asbestos Environmental, 17523 160th St. SE, Monroe 201708290156: Aug. 29; Velasco, Maricris O., 14820 Ninth Drive SE, Mill Creek 201708290157: Aug. 29; Davis, Lee, 14820 Ninth Drive SE, Mill Creek 201708290158: Aug. 29; Insurancetek Inc., PO Box 70, Snohomish 201708290159: Aug. 29; Crees Underground Construction, 10910 100th St. NE, Suite D202, Lake Stevens 201708290192: Aug. 29; Crown Fire Protection Inc., PO Box 12113, Mill Creek 201708290194: Aug. 29; Frederickson, Cindy M., 14031 Highway 9, Snohomish 201708290195: Aug. 29; Valley Techs Inc., 4630-200th St. SW, Unit L2, Lynnwood 201708290196: Aug. 29; Sterling, Angela, PO Box 1498, Kenmore

Employment security liens 201708020199: Aug. 2; North America Sports Media Inc., State Of Washington (Dept Of) 201708250732: Aug. 25; Dananable@ Gmail.Cominc, State Of Washington (Dept Of) 201708250733: Aug. 25; Broadline Restaurant, State Of Washington (Dept Of) 201708250736: Aug. 25; Benavidez, Maria D., State Of Washington (Dept Of)

Partial release of federal tax liens 201708150106: Aug. 15; Collins, Lynne A., 21101 Welch Road, Snohomish

Release of federal tax liens 201708010119: Aug. 1; Nesbit, Michael W., 1012 Kesser Drive, Sultan 201708010288: Aug. 1; Elliott, Diane J., 15550 174th Ave. SE, Monroe 201708010289: Aug. 1; Lopez-De-Arriaga Law Firm Cassandra, 1812 Hewitt Ave., No. 204, Everett 201708010290: Aug. 1; Helle, Arlana J., 13521 Dubuque Road, Snohomish 201708010291: Aug. 1; Tremmel, Joshua A., 801 Stitch Road, Lake Stevens 201708010292: Aug. 1; Su, Melody, 22116 86th Ave. W, Edmonds 201708010293: Aug. 1; Newsom, Robert S., 20902 67th Ave. NE, No. 109, Arlington 201708010295: Aug. 1; Henry, Pratti, 18517 NE, 184th St., Woodinville 201708010296: Aug. 1; Corey, Brooke W., 16017 65th Ave. SE, Snohomish 201708010297: Aug. 1; Healy, Nang H, PO Box 2954, Arlington 201708010298: Aug. 1; Prigger, John P., 25325 23rd Ave. NE, Arlington 201708090193: Aug. 9; Reis, Kim S., Po Box 1629, Edmonds 201708090194: Aug. 9; Reimer, Adena S., 11814 273rd Ave. SE, Monroe 201708090195: Aug. 9; Konicki, James E., 1714 117th Drive SE, Lake Stevens 201708090197: Aug. 9; Seitz, Kerry A., 9803 58th Place W, Mukilteo 201708090198: Aug. 9; Absolute Graphix Inc., PO Box 6124, Lynnwood 201708090199: Aug. 9; Bailey, Horace Jr., PO Box 434, Mukilteo 201708090200: Aug. 9; Power, Charles, PO Box 2789, Woodinville 201708090214: Aug. 9; Bowder, Keith T., 12905 10th Drive SE, Everett 201708090215: Aug. 9; Koren, Veronica, 2422 NW Market, No. 428, Seattle 201708090216: Aug. 9; Jutte, Patrick A., 15408 257th Ave. SE, Monroe

THE HERALD BUSINESS JOURNAL 19

201708090217: Aug. 9; Corsilles, Adelaida, 10675 Rainier Ave. S, Seattle 201708150108: Aug. 15; Pacific Masonry Inc., PO Box 966, Marysville 201708150109: Aug. 15; Vehrs, Lara L., 11128 Algonquin Road, Woodway 201708150110: Aug. 15; Tiacharoenwat, Sudarat, 10426 13th Ave. W, Everett 201708150111: Aug. 15; Chitewere, Chengetayi, 1414 161st St. SW, Lynnwood 201708150115: Aug. 15; Agrillo, Elaine M., 20509 86th Place W, Edmonds 201708150117: Aug. 15; Springstead, Louisa, 10710 62nd Ave. NE, Marysville 201708220345: Aug. 22; Ross, Kevin, 2821 152nd St. SW, Lynnwood 201708220403: Aug. 22; Oasis Elder Care Inc., 1808 181st Ave. NE, Snohomish 201708220404: Aug. 22; Hillhouse, Phillip V., 7533 228th St. SW, Apt. 2, Edmonds 201708220405: Aug. 22; Ray, Julie Ann, 10412 40th Ave. SE, Everett 201708220406: Aug. 22; JJ Renovations, 10412 40th Ave. SE, Everett 201708220407: Aug. 22; Cannon Enterprize Inc., 10108 32nd Ave. W, Everett 201708220408: Aug. 22; Reeves, Anthony Mark, 1507 Wall St., Everett 201708220410: Aug. 22; Calilin, Dorothy L., 5514 162nd St. SW, Edmonds 201708220411: Aug. 22; Burhart, Kerri L., 18902 43rd Drive NE, Arlington 201708220412: Aug. 22; Anderson, Mark, 1621 107th St. SW, Everett 201708220414: Aug. 22; Walsh, Shane M., 12828 66th Ave. SE, Snohomish 201708220415: Aug. 22; Bank, Vicki S., 2200 196th St. SE, Unit 20, Bothell 201708220416: Aug. 22; Lalwani, Gerard, 21203 58th Ave. W, Apt. 4, Mountlake Terrace 201708220542: Aug. 22; Reed, Margo, 19615 50th St. SE, Snohomish 201708250384: Aug. 25; Vitous, Rolf L., PO Box 1373, Lynnwood 201708290160: Aug. 29; Millette, Charlotte P., 24074 34th Place W, Brier 201708290161: Aug. 29; Largent, Mizzy M., 11011 52nd Ave. SE, Everett 201708290162: Aug. 29; Daniels, Beth A., 16829 62nd Ave. W, Lynnwood 201708290163: Aug. 29; Ray, Julie Ann, 10412 40th Ave. SE, Everett 201708290164: Aug. 29; Wilson, Julianne E., 23406 99th Place W, Edmonds 201708290165: Aug. 29; Arsenault, Richard, 13320 Highway 99, Unit 77, Everett 201708290166: Aug. 29; Balina, Andrea F., 3120 153rd Place SW, Lynnwood 201708290167: Aug. 29; Kendall, Rebekah M., 22919 15th Ave. NE, Arlington 201708290559: Aug. 29; Rose, Nicole, 10531 56th Drive NE, Marysville 201708300305: Aug. 30; Garka, Kelsey L., 5102 Weber Road, Snohomish 201708310353: Aug. 31; Rose, Brian, 10531 56th Drive NE, Marysville 201708080105: Aug. 8; Daniels, Beth A., 16829 62nd Ave. W, Lynnwood

Satisfaction of employment security lien 201708020213: Aug. 2; Henning Concrete & Construction, Washington State Employment Security 201708030114: Aug. 3; Premier Plumbing & Heating, State Of Washington (Dept Of) 201708310740: Aug. 31; Pacific Security, State Of Washington (Dept Of) 201708310741: Aug. 31; Mobile Mini Inc., State Of Washington (Dept Of)

Withdrawal of federal tax liens 201708010121: Aug. 1; Goodin, Douglas A., 27503 Fern Bluff Road, Monroe 201708090218: Aug. 9; Fry, Jasmine L., 20817 29th Ave. SE, Bothell 201708150534: Aug. 15; Maltbie, Douglas K., 914 164th St. SE, Apt. 287, Mill Creek 201708290168: Aug. 29; Wallis, Jennifer R., 16221 41st Drive SE, Bothell


20 THE HERALD BUSINESS JOURNAL

PLEASE NOTE: Business license information is obtained monthly from the Washington Secretary of State’s Office through the paid commercial services of InfoUSA. For the complete list, please go online to www.theherald businessjournal.com.

Arlington Arlington Truck Stop: 2324 Highway 530 NE, Arlington WA 98223-9020; 360-654-8140; Truck Stops and Plazas Minnick Automotive: 17316 Smokey Point Blvd., Arlington WA 98223-7802; 360-548-3860; Automobile Repairing and Service Western Pacific Crane: 19602 60th Ave. NE, Arlington WA 98223-4739; 360386-9171; Crane Service Zeal Fitness: 6205 192nd St. NE, Arlington WA 98223-7822

Bothell Martworks: 19816 W 56th W, Bothell WA 98012; 425-678-8091

Darrington Rental: 10500 Mount Baker Highway, Darrington WA 98241; 360-599-9258

Edmonds American Education Ini-

OCTOBER 2017

tiative: 9418 235th Place SW, Edmonds WA 98020-5676; Educational Service-Business Aysen North America: 560 Fir Place, Edmonds WA 98020-4647; Nonclassified Establishments Blue & Blue Roofing: 7814 228th St. SW, Edmonds WA 98026-8444; 425-245-7165; Roofing Contractors North Seattle Natural Medicine: 617 Fifth Ave. S, Edmonds WA 98020-3452; Alternative Medicine Pinnacle Financial Group: 152 Third Ave. S, Edmonds WA 98020-8441; Financial Advisory Services Studio Prominence: 221 James St., No. 100, Edmonds WA 98020-8401; 425-967-3979 XYZ Global Express: 22511 Highway 99, Edmonds WA 98026-8379; 425-245-7223

Everett Alliance Flooring: 2310 112th St. SW, Everett WA 98204-6115; 425-322-5698; Floor Laying Refinishing and Resurfacing Bonnie McReynolds, Advanced Registered Nurse Practitioner: 12800 SE 19th Ave., Suite 180, Everett WA 98208; 425-316-5000; Nurses and Nurses’ Registries Cafe Makario: 2625 Colby Ave., Everett WA 98201-2971; Restaurants Christine Snyder, Advanced Registered Nurse

BUSINESS LICENSES Practitioner: 12800 SE 19th Ave., Suite 160, Everett WA 98208; 425-316-5000; Nurses and Nurses’ Registries Cracken Coffee Roasters: 520 128th St. SW, Everett WA 98204-9362; 425-512-0639; Coffee Shops Fatou Beauty: 11108 Evergreen Way, Everett WA 98204-3886; 425-374-7504; Beauty Salons Fuego Cocktail Lounge: 2611 Colby Ave., Everett WA 98201-2921; 425-349-0235; Cocktail Lounges HandUpProject.Org: 3218 Lombard Ave., Everett WA 98201-4439; 425-252-1200; Advertising-Computer Heather Road Investments: 3409 McDougall Ave., Everett WA 98201-5040; 425322-3136; Investments Jonathan C. Seabrook, Physician Assistant: 12800 SE 19th Ave., Suite 120, Everett WA 98208; 425-316-5000 K&H Integrity Communications: 7720 Hardeson Road, No. A, Everett WA 98203-7000; Communications Laurance Sales: 2805 122nd St. SW, Everett WA 98204-4762; 425-2129565; General Merchandise-Retail Management Consulting: 12310 Highway 99, Everett WA 98204-8518; 360-6577704; Consultants-Business Not Elsewhere Classified Mmax Investments: 2000 Hewitt Ave., Everett WA 98201-3600; 425-252-9492; Investments

We Know Feet Inside and Out! From simple sprains to major pains, the doctors at Ankle & Foot Clinic of Everett are trained exclusively to diagnose and treat ankle and foot problems. When experience, knowledge, and personal attention are important to you – give us a call and meet these special doctors. Let us help you put your best foot forward! SECOND LOCATION! Alpine Foot & Ankle Clinic 17432 Smokey Point Boulevard, Arlington WA • 360-653-2326 www.alpinefootandankle.com Practicing at both locations:

Dr Jarrod Smith & Dr Robert Stanton

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425-339-8888

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Ocean 2 Table Alaska: 4824 Harbor Lane, Everett WA 98203-1508; Seafood-Retail Olympic Park Apartments: 505 Wood Place, Everett WA 98203-2662; 425-252-0101; Apartments Orient Bioresource Center: 6605 Merrill Creek Parkway, Everett WA 98203-5898 Patricia Osetinsky MD: 12800 SE 19th Ave., Suite 190, Everett WA 98208; 425-316-5000; Physicians and Surgeons Quick Connect THC: 517 128th St. SW, Everett WA 98204-7311; 425-322-3607; Nonclassified Establishments Sezmi Digital Marketing: 1714 Hewitt Ave., Everett WA 98201-3561; 425-322-3958; Marketing Programs and Services Teto’s Taqueria and Market: 11120 Evergreen Way, Everett WA 98204-3888; 425267-2600; Restaurants Timothy J. Heath: 2030 Rucker Ave., No. 3, Everett WA 98201-6100 Wood Monsters: 2310 36th St., Everett WA 982014585; 425-263-9579; Wood Products Yacht Keepers: 2510 Rucker Ave., Everett WA 98201-2771; 425-610-3946; Yachts-Repairing

Lake Stevens Lakeside Tattoo: 9327 Fourth St. NE, Lake Stevens WA 98258-1630; 425-2129316; Tattooing

Lynnwood 85c Bakery Cafe: 18700 33rd Ave. W, Unit W, Lynnwood WA 98037-4743; 425672-2885; Restaurants Adsupply.Com: 5105 200th St. SW, Lynnwood WA 98036-6397; 425-616-1799; Advertising-Computer All Square Mortgage: 19730 64th Ave. W, Lynnwood WA 98036-5957; 425678-6910; Real Estate Loans Auto By Bun: 20605 Highway 99, Lynnwood WA 98036-7429; 425-640-8071 Bambampost.Com: PO Box 2357, Lynnwood WA 98036-2357; Advertising-Computer Canopies By Fred: 15806 Highway 99, Lynnwood WA 98087-1400; 425-787-1669; Awnings and Canopies Charlotte Russe: 3000 184th St. SW, Lynnwood WA 98037-4718; 425-697-3196; Clothing-Retail Crown Estates: 19730 64th Ave. W, Lynnwood WA 98036-5957 Davita Lynnwood Dialysis: 13619 Mukilteo Speedway, Lynnwood WA 98087-1626; 425-741-3616; Dialysis Energy Solution Heating and Cooling: 14806 Cascadian Way, Lynnwood WA 98087-2131; 425-582-8243; Energy Management Systems and Products Jackman Law Firm: 16825 48th Ave. W, Lynnwood WA 98037-6401; 425-967-3215; Attorneys Knowledge Learning Center: 15212 Highway 99,

Lynnwood WA 98087-2323; 425-742-6382; Education Centers Park’s Acupuncture Herbal Clinic: 17414 Highway 99, No. 104, Lynnwood WA 98037-3112; 425-787-9191; Acupuncture Perpetual Help Adult Home: 15414 35th Ave. W, Lynnwood WA 98087-5035; 425-245-7926; Homes-Adult Sir Real Estate: 20006 Cedar Valley Road, Lynnwood WA 98036-6334; 425-9673386; Real Estate Stratacare: 17300 Highway 99, Lynnwood WA 980373142; 425-741-4435 Theresa A Nash Taxi: 6037 208th St. SW, No. D19, Lynnwood WA 98036-7542; Taxicabs and Transportation Service Tortas Locas: 20801 Highway 99, Lynnwood WA 98036-7383; 425-775-2252; Restaurants

Mukilteo ACR Services: 6212 Central Drive, Mukilteo WA 98275-4518; 425-322-4541 Hani Hani: 9999 Harbour Place, Mukilteo WA 982754260; 425-512-0188; Nonclassified Establishments Jem Home Care Services: 5012 Freeport Lane, Mukilteo WA 98275-2959; 425-3224005; Home Health Service Saratoga Road: 716 Third St., Mukilteo WA 98275-1548; 425-322-3210; Nonclassified Establishments

Quil Ceda Village Lululemon Athletica: 10600 Quil Ceda Blvd., Quil Ceda Village WA 982718081; 360-651-0527; Surgical Appliances

Snohomish

Hatec International: 14532 169th Drive SE, Monroe WA 98272-2936 Purcell Tire: 16779 Tye St. SE, Monroe WA 98272-1059; 360-805-5049; Tire-Dealers-Retail

Blake Roessiger Realty: 1014 S Lake Roesiger Road, Snohomish WA 98290-7001; 360-568-3968; Real Estate Co Dillinger, MD: 6121 76th Drive SE, Snohomish WA 98290-6035; 425-374-3620; Physicians and Surgeons Dive-Tronix: 10733 210th St. SE, Snohomish WA 98296-7148; Nonclassified Establishments Evans Consignment: PO Box 325, Snohomish WA 98291-0325; 425-312-2413; Consignment Shops Fred Meyer One Stop Shopping: 12906 19 Ave. SE, Snohomish WA 98290; 425357-2000; Department Stores Honest Transmissons-Auto Repair: 1033 Ave. D, Snohomish WA 98290-2071; 425-238-9745; Transmissions-Automobile Jersey Mike’s Subs: 10726 208th Ave. SE, Snohomish WA 98290-7470; Restaurants KOZ Development: 1830 Bickford Ave. No. 201, Snohomish WA 98290-1750; Real Estate Developers Learn & Grow: 4621 131st Ave. SE, Snohomish WA 98290-4379; Child Care Service Lost Canoe Brewing Co.: 1208 10th St., Snohomish WA 98290-2099; 360-568-3984; Brewers (Manufacturers) Mobvitel Communications: 13119 Seattle Hill Road, Snohomish WA 98296-3400; 425-225-5709; Communications Our Table: 2011 83rd Ave. SE, Snohomish WA 98290; Nonclassified Establishments Quilting Mayhem: 1011 Second St., Snohomish WA 98290-2940; 425-533-2566; Quilting Snapdog Printing: 815 Ave. D, Snohomish WA 98290-2334; 360-217-8172; Nonclassified Establishments

Mountlake Terrace

Stanwood

Software Apian: 6002 St. Albion Way, Mountlake Terrace WA 98043-2259; 425-361-7593 West Family Hearing: 22725 44th Ave. W, Mountlake Terrace WA 98043-4500; 425-245-8507; Hearing Aids

Key Home Services: 27308 103rd Drive NW, Stanwood WA 98292-7421; Services Not Elsewhere Classified Kohles Prof Center: 26231 72nd Ave. NW, Stanwood WA 98292-6304; 360-629-2715; Nonclassified Establishments

Marysville Bacon Breakfast Cafe: 3947 116th St. NE, Marysville WA 98271-8419; 360-5483252; Restaurants Home To Suites By Hilton: 4070 116th St. NE, Marysville WA 98271; 360-658-2900; Hotels and Motels Lodge Apartments: 17500 25th Ave. NE, Marysville WA 98271-4749; 360-216-0977; Apartments Something For Everyone: 8027 59th Ave. NE, Marysville WA 98270-3228; 360-925-6409 Suncoast Post Tension: 13520 45th Ave. NE, Marysville WA 98271-7823; 360-651-2769 YMCA Of Snohomish County: 17503 25th Ave. NE, Unit 0, Marysville WA 982714832; 360-926-8378; Youth Organizations and Centers

Mill Creek Coffee Therapy: 13524 Bothell Everett Highway, Mill Creek WA 98012-5331; 425948-6907; Coffee Shops Cvilux USA Corp: 16000 Bothell Everett Highway, Mill Creek WA 98012-1742; 425-379-7097 Ergometrics-Applied Personnel: 14705 13th Ave. SE, Mill Creek WA 98012-5520; Research Service Toasted Bar and Grilled: 15415 Main St., Mill Creek WA 98012-9000; 425-2256270; Restaurants

Monroe


OCTOBER 2017

THE HERALD BUSINESS JOURNAL 21

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22 THE HERALD BUSINESS JOURNAL

OCTOBER 2017

SNOHOMISH COUNTY ECONOMIC DATA Pending sales, residential real estate

Closed sales, residential real estate

Unemployment rate, percent

Continued unemployment claims

Aerospace employment

Construction employment

Professional services employment

Local sales tax distributions, Snohomish County and incorporated cities

Consumer price index, King and Snohomish counties

8/15

1,634

1,442

3.9

5,367

43,600

21,200

25,300

$11,743,713

251.617

9/15

1,501

1,290

4.1

5,089

43,600

21,200

25,200

$11,603,019

10/15

1,503

1,178

4.5

5,109

43,400

20,400

25,100

$10,854,566

11/15

1,307

973

5.0

5,748

43,500

20,100

24,900

$11,503,562

12/15

1,067

1,189

5.0

6,193

43,600

19,800

25,300

$10,765,437

1/16

1,249

811

5.7

7,085

43,600

19,300

24,500

$10,477,405

2/16

1,475

848

5.3

6,388

43,500

19,600

24,500

$13,559,687

3/16

1,825

1,156

5.2

6,084

43,100

20,000

24,800

$9,496,443

4/16

1,836

1,213

4.4

5,957

43,300

19,800

25,600

$9,617,406

5/16

1,979

1,386

4.8

5,770

43,300

20,300

25,800

$11,697,044

6/16

1,862

1,493

4.7

5,396

43,800

21,000

26,400

$10,816,389

7/16

1,795

1,515

4.8

5,489

44,000

21,700

26,400

$11,102,633

8/16

1.873

1,538

4.4

5,502

43,900

22,100

26,500

$12,493,656

9/16

1,601

1,431

4.3

5,377

43,500

22,200

26,500

$12,193,233

10/16

1,561

1,364

4.0

5,502

42,100

22,800

26,700

$12,195,581

11/16

1,314

1,270

4.2

5,774

42,100

22,500

26,600

$12,515,314

12/16

1,104

1,145

3.9

6,187

42,100

22,300

26,600

$11,120,365

1/17

1,238

938

4.2

8,226

41,800

21,200

26,500

$11,114,968

2/17

1,296

904

3.7

6,551

41,200

21,500

26,200

$14,139,163

3/17

1,614

1,167

3.5

6,245

41,300

21,700

27,600

$10,378,749

4/17

1,527

1,116

3.1

6,247

40,400

22,000

28,000

$10,024,215

5/17

1,948

1,394

3.5

5,661

39,900

22,300

28,000

$12,095,386

6/17

1,957

1,558

4.1

5,445

39,200

22,900

28,400

$10,987362

7/17

1,856

1,556

4.0

5,569

38,500

23,600

27,600

$11,646,311

8/17

1,885

1,648

4.3

5,224

37,800

23,900

27,700

$13,219,857

250.831

250.385

250.942

253.815

256.098

256.907

256.941

256.821

259.503

261.560

263.756

263.333

CELEBRATE NATIONAL MANUFACTURING DAY TAKE A TOUR OF AMTEC OCT. 6!

Tours 9 a.m.-noon I Panel discussion noon-1 p.m. Everett Community College is educating the next generation of advanced manufacturing professionals. Visit the college’s Advanced Manufacturing Training & Education Center (AMTEC) on Oct. 6 to: - See manufacturing demos and student projects - Listen to industry experts discuss the future of manufacturing - Discover how AMTEC connects students with careers

Sean Nichols, AMTEC student

Please wear close-toed shoes for tours. Safety glasses will be provided.

EverettCC.edu/AMTEC Everett Community College does not discriminate on the basis of race, color, religious belief, sex, marital status, sexual orientation, gender identity or expression, national or ethnic origin, disability, genetic information, veteran status or age.

1965410


OCTOBER 2017

THE HERALD BUSINESS JOURNAL 23

ECONOMIC DATA Boeing stock price

PUD retail electricity use, kilowatt hours

Snohomish County PUD connections

New vehicle registrations

Average gas price (regular, unleaded

8/15

$130.68

474,207,621

242

7,021

$3.09

9/15

$130.95

557,429,310

442

7,018

$2.79

10/15

$148.07

477,438,877

217

6,828

$2.49

11/15

$145.45

491,536,717

221

5,631

$2.41

12/15

$144.59

686,858,030

282

6,995

$2.35

1/16

$120.13

634,697,183

333

6,910

$2.33

2/16

$118.18

655,390,592

333

7,298

$2.02

3/16

$126.94

612,151,814

288

9,209

$2.12

4/16

$134.80

514,320,049

428

8,364

$2.25

5/16

$126.15

457,566,044

342

8,906

$2.44

6/16

$129.87

463,105,233

277

10,754

$2.57

7/16

$133.66

430,295,041

435

8,268

$2.56

8/16

$129.45

467,001,501

325

8,315

$2.49

9/16

$131.74

454,085,665

394

7,628

$2.60

10/16

$142.43

452,214,305

401

6,861

$2.64

11/16

$150.56

495,372,342

331

6,360

$2.59

12/16

$155.68

658,223,433

620

6,663

$2.47

1/17

$163.42

783,258,995

512

7,048

$2.69

2/17

$180.23

653,923,271

537

6,279

$2.67

3/17

$176.86

692,459,353

533

9,462

$2.73

4/17

$184.83

530,371,921

324

8,364

$2.79

5/17

$187.63

497,975,765

579

8,869

$2.44

6/17

$197.75

463,060,012

399

10,754

$2.72

7/17

$242.46

444,943,513

330

7,303

$2.70

8/17

$239.66

460,966,682

N/A

7,706

$2.77

10

$

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1946025


24 THE HERALD BUSINESS JOURNAL

OCTOBER 2017

Phoebe Martinson, Phoebe’s Pastry Cafe Epic dessert maker Cake plate collector Seasoned snorkeler

Each and every one of us is an original. Shaped by unique inuences that make us who we are today. Here at Heritage Bank, we think differences can build a better bank, too. That’s why we share the best ideas from across all of our branches and local communities with one goal in mind: to serve our customers better every day. By sharing our strengths, we’re able to offer customers like Phoebe Martinson—and you—more than a community bank. But rather, a community oƒ banks.

W H AT ’ S YO U R H E R I TAG E?

HeritageBankNW.com | 800.455.6126

1811683

© 2017 Heritage Bank Member FDIC

Herald Business Journal - 10.01.2017  

i20171102142040642.pdf

Herald Business Journal - 10.01.2017  

i20171102142040642.pdf