Time of Your Life North Kitsap - 2013 Spring Time of Your Life

Older Americans 22nd Annual

C O N F E R E N C E Wed, May 8 th 9:00 am - 2:30 pm

Newion t Kiana Lodge 14976 Sandy Hook Rd NE, Poulsbo Loca

Free to the Public Space is Limited

Your guide to Mature Living, Health, Finances & Lifestyle

The

time

life

of your

Liberty Shores

SENIOR LIVING

Harbor House

MEMORY CARE

Spring 2013

Page 2

Spr ing Renews Spring Brings A New Time of Your Life

• Spring 2013

Community of Friends My mother came from a very large close-knit family.

Every summer she organized our family reunion consisting of her sisters, brothers, and their children.

She would cook wonderful meals and the kitchen would fill the house with wonderful aromas. Dad would keep everyone entertained and keep the family all laughing.

Mom no longer hosts the reunions since Dad had passed away. Her siblings now take turns having those family gatherings and picks mom up to take her to them. At the last gathering she looked extremely tired. I noticed that her frame was much smaller and was a bit more withdrawn.

After speaking with the uncles and aunts we thought it would be best if we found her a new home where others could keep her company and occupied throughout the days.

Somewhere that would take care of her the same way she had taken care of us all those years. We did not just want anyplace to be her home but a place where she had activities, warmth, care and most importantly love. We decided that Liberty Shores & Harbor House in Poulsbo would be the new home that would be perfect for mom.

Liberty Shores & Harbor House is a trusted and deficiency free senior care provider specializing in assisted living and memory care. They offer the finest care, given by the most committed staff.

Call and schedule a free tour and lunch and you will experience our community filled with warmth and new friends.

360-779-5533

19360 Viking Avenue N.W., Poulsbo

www.libertyshores.com

Liberty Shores

SENIOR LIVING

Harbor House MEMORY CAR E

LIKE US ON

Time of Your Life

• Spring 2013

Page 3

An empowering experience

‘Unleash the Power of Age’ is theme of Older Americans Conference

T

here’s a youthful tone to this year’s Older Americans Conference.

One, the theme is “Unleash the Power of Age!,” which backs the view that 60 is today’s 40, 80 is today’s 60, and so on. “Retirement” is now more synonymous with “challenge,” “growth” and “new opportunities” than “comfort,” “leisure” and “relaxation.”

Two, the keynote speaker is UW sociology professor Pepper Schwartz, author of numerous books, magazine articles, and website columns, and a television personality on the subject of sexuality. She’s the Love & Relationship Ambassador for AARP and writes the column “The Naked Truth” for

AARP magazine.

Three, there’s the new location: Kiana Lodge, the elegant wedding and events venue known for its forested landscape, gardens and waterfront view of Puget Sound. (FYI: Kiana is pronouced kai-anna.)

The 22nd annual Older Americans Conference is Wednesday, May 8, from 9 a.m. to 2:30 p.m., at Kiana Lodge, 14976 Sandy Hook Road NE, Suquamish. The event is free and includes a box lunch catered by Kiana Lodge, entertainment by the Foggy Bottom Jazz Band, and a presentation and book signing by Schwartz.

Approximately 40 exhibitors for health care and long-term care services will participate.

Three hundred people

are expected to attend.

Reservations are required.

Call (360) 337-7068.

Vicki Hanson, office supervisor of the Kitsap County Division of Aging & Long Term Care, said the conference was moved to Kiana Lodge from the

See CONFERENCE, Page 5

360-602-0609

ffer We now o ess n Senior Fit c ia & Card ing Condition

• Aquatic Therapy • Balance/Vestibular • FitForeGolf • Foot/Ankle

Dr. Pepper Schwartz

pavilion at the Kitsap County Fairgrounds to provide a more intimate venue.

Expect to feel empowered when you leave the conference, Hanson said.

“Participants will come away with some great information about what’s out there — information that they can use and that they can share with family and friends,” she said.

About the theme: “People are looking at their lives differently,” Hanson said. “We are living longer, and people want to do better things for themselves, exercising and being more active. People are thinking younger.”

Schwartz will lead the empowerment with her presentation, “The Power

Some of our specialties:

• Hand Therapy • Lymphedema Management • McKenzie Method

• Myofascial Release • Neurological Rehab • Pilates • Senior Classes

2013 Older Americans conference At Kiana Lodge May 8, 2013 9 a.m.: Doors open.

Registration. Visit exhibits.

10 a.m.: Welcome — Barry Johnson, administrator, Kitsap County Division of Aging & Long Term Care.

Acknowledgment of Sponsors.

Suquamish Warriors Color Guard.

Bremerton High School Junior ROTC. 10:15 a.m.: Senator Christine Rolfes — Presentation of Older

Americans Month Resolution.

10:30 a.m.: Dr. Scott Ekin, M.D., Harrison Medical Center — Physician Order for Life Sustaining Treatment.

11 a.m.: Beth Garrity, ARNP, Kitsap Cardiology — “Intro to Heart Health Tool.”

11:30 a.m.: Lunch; visit booths.

Noon: Foggy Bottom Jazz Band; visit booths.

12:45 p.m.: Return to Garden Atrium for keynote.

See AGENDA, Page 5

360-602-0609 360-602-0609 206-408-7433

360-602-0609 360-602-0609 360-602-0609

• TMJ/TMD • Women’s Health • Work Conditioning

Getting you back to work, sports, life......at any age 7 CONVENIENT LOCATIONS

Silverdale • Poulsbo NKMC Poulsbo Village • Bainbridge Island Kingston • Bremerton • Port Orchard ving Seniors www.kitsappt.com

Silverdale Fitness

2400 NW Myhre Rd. • 360-698-2264

Kingston Fitness KitsapServing throughout County Seniors throughout Kitsap County 26001 Barber-Cut Off • 360-297-3336

Serving Seniors throughout Kitsap County

Page 4

Time of Your Life

• Spring 2013

That sound you hear is your life again.

You’ll only understand how much you’re missing until after a hearing aid re-opens your life. The people and places you’ve become disconnected from are still there and waiting. Visit us today to learn how easy it can be to open those doors again, and keep them open. We excel in helping people reconnect with their lives.

Call today for a

complimentary hearing screening.

Committed to bringing back our clients’ sense of belonging with home, family, and community by providing the ultimate hearing and service experience.

Poulsbo:

19319 7th Ave., Suite 102 • 360-930-3241 Port Townsend: 1136 Water St., Suite 103 • 360-390-4068

www.peninsulahearing.com

Time of Your Life

• Spring 2013

Page 5

This spring, enjoy your ‘soundscape’

once was, hearing the world around us well allows us to safely navigate our surroundings. Our awareness of the his spring, when sounds around us also gives you go outdoors us pleasure and connects us to enjoy the longwith the larger world. awaited colors The shrinking awareness and blooms, don’t of our soundscape forget the sounds of that happens when spring in your loveour hearing range ly garden or wood. is reduced may not Who doesn’t smile seem so important. when the humHowever, when mingbird hums its the sound of an way to the feeder? interesting bird or My spring starts animal comes and when I finally hear goes and we have Megan the haunting song missed it, we do Nightingale of the Swainson's not get a second thrush in the trees chance. around our house.

Recent research into the One usually thinks of impacts of a reduced hearing landscapes when thinking range points to increased of spring, but hearing the isolation and paranoia about soundscape is equally as the world around us. Helen important for a sense of Keller was famous for saying well-being. Awareness of that of blindness and deafthe sounds around us out of ness, deafness was far worse doors was once needed for as sight connects us to our very survival. While this things, but hearing connects may not be as important as it us to people.

By MEGAN NIGHTINGALE PENINSULA HEARING, INC.

Peninsula Hearing, Inc.

T

Our awareness of the sounds around us gives us pleasure and connects us with the larger world.

Contributed photo

finds a reduction in your range of hearing, hearing technology can be personalized to fit your individual needs and preferences so

you don't miss a thing.

Today’s hearing solutions are now so small that no one will know we have them on, much like people who need to see better wear contact lenses. So don’t miss you on your lovely soundscape this spring — have your hearing checked!

— Megan Nightingale is a doctor of audiology, specializing in hearing and tinnitus treatment. She has been in practice since 1990. Contact her at www.peninsulahearing. com.

How do we know if our hearing range is reduced?

We cannot, which is why it is so important to have our hearing checked routinely

throughout life. Routine hearing checks will allow us to catch changes in our hearing before other people do.

If our hearing professional

cable television network Lifetime.

She is past president of the Society for the Scientific Study of Sexuality, the National Sexuality Resource Center and the Pacific Sociological Association. She has been given several awards, among them the American Sociological Association's award for Public Understanding of Sociology.

She is one of the founding

& Long-Term Care, Longmembers of Perfectmatch.

1 p.m.: Dr. Pepper Term Care Alliance of com, for which she created Schwartz — “The Power of Kitsap County, Extendicare the matching system.

Profound Relationships.”

Healthcare Services, The Kitsap Long Term 1:30 p.m.: Question and Franciscan Hospice and Care Alliance, a nonprofit answer period.

Palliative Care, Farrell’s organization consisting of Home Health, Martha & acute and long-term care 1:45 p.m.: Photos and Mary At Home, Canterbury providers in Kitsap County, book signing with Dr. Manor Independent Senior has been producing the Schwartz. Sales of “The Older Americans Conference Community, Gentiva Home Normal Bar” by Barnes and Health, Costco Wholesale, for more than two decades.

Noble.

Olympic Ambulance, Inc., This year’s conference 2:15 p.m.: Door prizes. and Sound Publishing, Inc. is sponsored by Harrison 2:30 p.m.: Adjourn.

Medical Center, Kitsap County Division of Aging Thank you for joining us!

Quality Care right here in Bremerton

Agenda

Continued from page 3

Conference Continued from page 3

of Profound Relationships.”

According to her Wikipedia biography, Schwartz earned a BA and an MA from Washington University in St. Louis, where she was a Woodrow Wilson Fellow, and an MA and PhD in Sociology from Yale University in 1974.

While a graduate student at Yale, she co-authored with

the

19319 7th Ave., Suite 102 Poulsbo, WA 98310 (360) 697-3061 1136 Water St. Suite 103 Port Townsend (360) 379-5458

Janet Lever the 1971 book “Women at Yale,” documenting the first year of co-education at that university.

According to Wikipedia: Schwartz is a prolific writer and authority on the subject of sexuality and relationships. She wrote the column "Sex and Health" for Glamour magazine for seven years. She has appeared on The Oprah Winfrey Show, Dateline, and Dr. Phil, as well as on programs for the

time life of your

Publisher: Donna Etchey

Sound Publishing Kitsap publishers Bainbridge Island Review, North Kitsap Herald, Kingston Community News: Donna Etchey Bremerton Patriot, Central Kitsap Reporter, Port Orchard Independent, Veterans Life: Sean McDonald Port Orchard Independent: Lorraine May, associate publisher.

Time of Your Life editor: Richard Walker Cover design: John Rodriguez Sales representatives: Jefferson Blakeslee, Catherine Darkenwald, Marleen Martinez, Wayne Nelson, Rita Nicholson, Frank Portello, Jennifer Zuver Creative consultants: Bill Asher, Mark Gillespie, Bryon Kempf, Annie LaValle, John Rodriguez, Kelsey Thomas

Quality Care right here in Bremerton Quality Care right here in Bremerton

Quality Care right here in Bremerton • Outstanding State Survey • Outstanding State Survey • Customer Satisfaction Award • Outstanding State Survey • Customer Satisfaction Award • Six Day a Week Therapy Outstanding State Survey • Customer Satisfaction • Six Day a Week Therapy Award • Customer Satisfaction Award • Six Day a Week Therapy ...helping people live better • Six Day a Week Therapy ...helping people live better ...helping people live better

...helping people live better 140 South Marion . Bremerton, WA 98312 . 360.710.7286 140 South Marion . Bremerton, WA 98312 . 360.710.7286 www.forestridgeskillednursing.com 140 South Marion . Bremerton, WA 98312 . 360.710.7286 www.forestridgeskillednursing.com www.forestridgeskillednursing.com

Page 6

Time of Your Life

• Spring 2013

Making dental visits a comfy experience Anderson Denture & Dental Center

T

here are a lot of unique aspects of Anderson Denture & Dental Center: The home-like atmosphere.

An on-site denturist who specializes in making dentures.

The staff’s experience and interests — Bruce Anderson has been a denturist for more than 40 years, enjoys rebuilding cars, and is a blackpowder gun enthusiast; Dr. Monica Berninghaus is a retired Navy dentist, a licensed pharmacist, and an exercise enthusiast who enjoys kickboxing.

While the staff at Anderson Denture & Dental specializes in giving people with missing or problem teeth a healthy, full smile, their emphasis is good dental health.

“Oral hygiene affects the whole body. The goal of our office is to help people have good oral hygiene and maintain their natural teeth,” said Wanda Anderson, office manager and Bruce’s wife.

“The fact that we provide dental and denture services reflects the quality of care we want to provide. If we didn’t have both, a patient would have to be referred to two or three different providers.

“We want our patients to retain their natural teeth. But if they have one or two teeth missing, the space needs to be filled in order to keep the natural teeth from moving.”

Anderson Denture & Dental’s range of services is reflected in its patients — from children to age 101.

Anderson Denture & Dental Center 19410 8th Ave. NE Suite 102 Poulsbo, WA 98370 (360) 779-1566 www.anderson denturedental.com

The Anderson Denture & Dental Center team: From left, Elaine Bowen, Misty Coulter, Dr. Monica Berninghaus, Wanda Anderson, Bruce Anderson, Minjee Fitzpatrick, and Vickie Thacker.

Contributed Here’s a look at the staff of Anderson Denture & Dental Center.

HELP US IMPACT HOMELESSNESS IN KITSAP COUNTY.

BRUCE C. ANDERSON, DPD Anderson received his bachelor of science degree from Covenant College.

He studied for his certification in denturitry at the University of Florida School of Dentistry, Idaho State University and the American Denturist Academy. He received his diploma in denturitry from George Brown College.

As the son of a denturist, a professional specializing in removable dental prosthetics, Anderson grew up in the industry. He worked in his father’s laboratory during his teenage years and summers between college semesters.

“My dad was a master, and the skills he taught me have proved invaluable,” he said.

Anderson enjoys his work and its challenges. He especially enjoys chatting with his older patients and the invaluable history lessons listening to their year’s past experiences. “I should write a book,” he said. “Many of my older patients are little vignettes out of history.

My daily highlight is when patients share their experiences. They are my heroes.”

After 40 years as a denturist, Anderson is a master in his own right. He designs custom dentures, paying

close attention to how a patient smiles and speaks, the shape of the face, etc., and uses a natural complimentary color to match the original shade.

Anderson said the dentures he makes are so realistic “we have patients whose spouse or family members have no idea they wear dentures.” Wanda added, “Bruce is truly an artist.”

MONICA BERNINGHAUS, DDS Berninghaus is a graduate of The Ohio State University, where she earned a B.S. degree in pharmacy and her DDS degree. She served in the U.S. Navy Dental Corps for 21 years. While in the Navy, she completed a general practice residency at Camp Pendleton Naval Hospital, as well a two-year comprehensive residency program at The National Naval Dental Center in Bethesda, Md., and received a master’s degree in dental science at George Washington University.

During her 21 years as a Navy dental officer, she served as staff dentist, dental department head, clinic director, division officer, and general dentistry director. She served in Alaska, California, Maryland, Mississippi and Washington.

Help us impact homelessness in Help us impact Ktsap County. homelessness United Way in of Ktsap County.

Kitsap County United Way of Creating positive Kitsap for County change 75 years.

Creating positive change for 75 years. www.unitedwaykitsap.org

United Way of Kitsap County Creating positive change for 75 years.

www.unitedwaykitsap.org

www.unitedwaykitsap.org

Her shipboard assignments included the aircraft carrier USS John C. Stennis (CVN74). She joined Anderson Denture & Dental Center shortly after retiring from the Navy in 2010.

WANDA ANDERSON, office manager She received her bachelor of science degree from Metropolitan State College in Denver, Colo., and a master’s degree from Illinois State University, in Bloomington, Ill. Earlier in her career, she worked as a school psychologist and as a marriage, family and children’s counselor.

ELAINE BOWEN, dental assistant Bowen has been a dental assistant for more than 20 years, and has been a member of the Anderson team for nine years.

MINJEE FITZPATRICK, dental assistant Fitzpatrick has worked for Anderson Denture & Dental for 4.5 years.

VICKIE THACKER, financial Thacker has worked for Anderson Denture & Dental for eight years. She helps patients maximize their insurance coverage and completes the necessary insurance paperwork.

She formerly worked as a dental office administrator in California.

MISTY COULTER, receptionist Coulter is the newest member of the Anderson Denture & Dental team, joining the office in October.

The team strives to make a “visit to the dentist” a comfortable, relaxed experience.

The classy and comfortable furniture seems like what See ANDERSON, Page 7

Time of Your Life

• Spring 2013

Page 7

Encore Communities expanding to meet the needs of Kitsap seniors

E

ncore Communities is a 13-acre comprehensive retirement living and health care community located on a rural yet convenient country setting in Silverdale.

This community offers various levels of senior living: independent cottages at Country Meadows, assisted-living apartments at Clearbrook Inn, and a short-term rehabilitation center, Northwoods Lodge.

Encore Communities is managed by an established team of healthcare professionals who have been providing quality services to seniors for more than two decades.

Upgrades are continually happening at the Silverdale Encore Communities campus, focusing on resident and patient needs and requests.

Northwoods Lodge Northwoods Lodge is undergoing a major expansion: an estimated 10,000-square-foot addition that will increase the availability of private suites from 7 to 35 and decrease

Anderson

Continued from page 6 you’d find in a living room, not a waiting room. The homey decor was thoughtfully designed to enhance the atmosphere and to help patients feel comfortable.

“We know that getting major dental work is a big occurrence,” Wanda said.

“We feel that concern and realize it’s a big step, psychologically and aesthetically.”

The dental assistants are known for their calm, assuring manner that helps put patients at ease. And Wanda, the former counselor and psychologist, also helps put

level balance skills in a safe environment.

The warmth of the pool at 92 degrees aids in muscle relaxation, and is often used to address low back pain and other pain syndromes, to improve functional mobility with greater comfort for the patient.

For more information about these inpatient or outpatient therapy services, call (360) 337-7422 or visit Northwoods Lodge, 2321 Schold Place NW, Silverdale.

Clearbrook Inn Northwoods Lodge affords its patients extraordinary care, excellent services and exceptional ambience. contributed photo the number of companion suites from 20 to 6.

Patients will also see an upgrade to the rehabilitation gym, with patientcentered private therapy rooms and an additional 1,000 square feet of gym space. These improvements will only enhance the culture of delivering excellent customer service that Northwoods Lodge is known for, as well as provide an environment conducive to superior patient outcomes.

The goal of the rehabilitation team at Northwoods is to assist patients in resuming an active, optimal lifestyle. Northwoods Lodge has a spacious occupational therapy kitchen, complete with appliances.

In this setting, therapists can better address the challenges an individual faces when his or her life has been compromised by illness or injury. Often strength, endurance and balance are key issues that must be conquered to

patients at ease before major dental treatment.

About having a denturist on staff: If you need full or partial dentures, there’s an advantage to having them made by a denturist on site than in a laboratory elsewhere. When your dentures are made by a denturist, you are in the hands of a person who specializes in the fitting, designing and making of dentures. All phases of the service are performed by the same operator, resulting in a more accurate and personalized denture.

Anderson Denture & Dental Center offers the following services:

General/Cosmetic Dentistry n Crowns n Restorations n Surgery n Emergency care n Denture services Full and Partial Dentures n Specializing in immediate dentures n Same-day repairs and relines n Emergency care Financial Options n Visa and Mastercard n Payment plans with no interest charges for up to six months n Extended payment plans n Most insurance plans accepted n Personal checks accepted

overcome the obstacles of “just getting along” in one’s home. Here, the individual can practice those chores many of us take for granted: loading the dishwasher, meal preparation, moving clothing from the washer to the dryer, and using numerous kitchen appliances.

The warm water therapy program, staffed by physical therapists, has proven beneficial to participants.

After orthopedic surgeries, the water environment allows for a reduction in weight bearing and stress in joints. This helps speed the recovery process. The water also provides buoyancy to challenge higher-

Clearbrook offers its residents comfort and safety combined with a variety of events and entertainment, all within a warm and congenial atmosphere. In addition to long-term care services, Clearbrook offers short-stay apartments.

These apartments give an individual the options to continue to recover, or stay on a trial basis, in a furnished apartment. Cable TV and telephone services, as well as personal laundry service, is included.

Clearbrook is staffed with nurses 24 hours a day, seven days a week, and can provide a full range of health care services. Apartment doors may remain open via a magnetic system, per resident request.

Transportation services

encore communities 2321 Schold Place NW Silverdale n Northwoods 360-698-3930 n Clearbrook Inn 360-692-1228 n Country Meadows 360-692-4480 www.encore communities.com and on Facebook to medical appointments are also included during a short stay.

Country Meadows Country Meadows, Kitsap County’s only retirement cottages, has a lunch dining option at the Red Barn Café. Lunch is served daily, from 11 a.m. to 1 p.m., and is open to the public.

Spacious one- and twobedroom cottages have been home to many local seniors. Several of the cottages have undergone transformative updates, including new natural cherry wood cabinets, granite countertops, custom fireplace surrounds, stainless steel appliances, and tile bathroom floors and See encore, Page 8

ized l a n o s r e P are Home C Services Since 1975, ResCare has provided services that help individuals maximize their independence and quality of life.

We provide personalized home care services to people of all ages, physical conditions and cognitive abilities in the comfort of your home, the hospital, a long-term assisted living facility or other place of temporary or permanent residence.

3100 NW Bucklin Hill Rd., Suite 100, Silverdale

Phone: 360-698-8590 Fax: 360-698-8592

Hours: Monday-Friday 8:30am - 5pm

Page 8

Time of Your Life

• Spring 2013

Getting to the heart of the matter Saving lives at Harrison’s Heart & Vascular Center

G

eorge McCabe knows a little something about being in the right place at the right time.

In February 2012, George and his wife Gina were in the waiting room of cardiologist Robin Houck, MD, for an appointment. Despite recent heart issues, George had just finished telling Gina how great he felt, when he collapsed to the floor.

George had experienced a cardiac tamponade, a lifethreatening buildup of fluid around the heart that limits its ability to pump. The Port Ludlow resident was fortunate to have been in his car-

diologist’s office when it happened. George was rushed by ambulance to Harrison Medical Center, where he was met by cardiologist Satyavardhan Pulukurthy, MD (also known as Dr. PK), and treated in Harrison’s Heart & Vascular Center, home to the most comprehensive cardiovascular program in the region.

Harrison MedicaL Center 2520 Cherry Ave., Bremerton, WA 98310 (866) 844-WELL www.harrisonmedical. org

A team approach to medicine Thanks to Dr. Houck, the team at the Heart & Vascular Center at Harrison was prepared for George upon his arrival, and knew exactly what his condition entailed.

The previous month, George was diagnosed with a serious atrial fibrillation condition, in which his heart would beat very fast, then slow, and then stop completely for several seconds, causing him bouts of dizziness after which he would pass out.

Unfortunately, a pacemaker that was implanted

George and Gina McCabe. George collapsed while he and his wife were in the cardiologist’s waiting room, waiting for an appointment. He was treated in Harrison’s Heart & Vascular Jared Ribic / Contributed Center.

while he was on vacation in Oregon led to complications.

Doctors at Harrison discovered that blood had begun to leak into his pericardium.

“When Dr. PK met us

in the emergency department,” Gina recalls, “he gave George one of his milliondollar smiles. It was then that I knew everything was going to be OK.”

Dr. PK performed a pericardiocentesis, draining 20 ounces of blood from the pericardium to relieve the pressure on the heart.

Electrophysiologist Nathan

Segerson, MD, was consulted to assist the team with George’s care. As a result, George now feels great, and is happy to get back to the important things in his life: spending time with his wife, children, and grandchildren, as well as enjoying woodcarving.

“If anyone asks me who my heroes are, they aren’t baseball players or football players,” George says. “My heroes are Dr. Houck, Dr. PK, and Dr. Segerson. They are the ambulance crew, the nurses, and our physician Dr. Peter Lehmann. The community is lucky to have them and such high-quality healthcare. Harrison is a real gem.”

Harrison Medical Center: Where to find what you need in the region Harrison Medical Center has 21 medical centers, clinics and specialty offices on the Kitsap and Olympic peninsulas.

Here is a list of Harrison medical centers and locations offering primary care and urgent care.

You can get more information about all offices online at www.harrisonmedical.org/ home/location.

Encore

Continued from page 7 showers. Two-bedroom units have a barrier-free ADA-accessible shower in the second bathroom.

Country Meadows also offers a home care program, At Home with

n Harrison Belfair Urgent Care 21 NE Romance Hill Road Suite 105 Belfair 98528 (360) 277-2975 n Harrison HealthPartners Belfair Primary Care 21 NE Romance Hill Road Belfair 98528 (360) 277-2950

Country Meadows. Home care assistants provide a host of non-medical tasks such as bathing, domestic chores, dressing, meal preparation, mobility assistance, overnight care, pet care and shopping. Encore has found that these services extend residents’ independence in their own

n Harrison Bremerton 2520 Cherry Ave. Bremerton 98310 (360) 744-3911 n Harrison HealthPartners Forks Family Medical Center 461 G St. SW Forks 98331 (360) 374-6224 n

Harrison

cottages.

An additional service offered: Free personal chauffeur service in the Country Meadows shuttle van.

For a private tour and an opportunity to see the campus, call (360) 692-1228 or (360) 692-4480.

HealthPartners Port Orchard Family Medicine and Internal Medicine 450 S. Kitsap Blvd.

Suite 200 Port Orchard 98366 (360) 744-6250 Harrison Port Orchard Urgent Care 450 S. Kitsap Blvd.

Suite 100 Port Orchard 98366 (360) 744-6275

n Harrison HealthPartners Poulsbo Hematology & Oncology 19500 10th Ave. NE Suite 100 Poulsbo 98370 (360) 598-7500 n

Harrison HealthPartners Poulsbo Internal Medicine & n

Adult Primary Care and Rheumatology 22180 Olympic College Way, Suite 102 Poulsbo 98370 (360) 779-4444 n Harrison HealthPartners Poulsbo Urology 22180 Olympic College Way, Suite 104 Poulsbo 98370 (360) 479-5083

Harrison Health & Wellness at Haselwood Family YMCA 3909 NW Randall Way Suite 201 Silverdale 98383 (360) 613-4467 n

Harrison HealthPartners Silverdale Breast Care n

1780 NW Myhre Road Suite 1220 Silverdale 98383 (360) 698-4500 n Harrison HealthPartners Silverdale Family Medicine & Dermatology 9927 Mickelberry Road Suite 131 Silverdale 98383 (360) 337-5800 n Harrison HealthPartners Silverdale General Surgery 1780 NW Myhre Road Suite 1220 Silverdale 98383 (360) 698-4505 n Harrison Silverdale 1800 NW Myhre Road Silverdale 98383 (360) 744-8800

Time of Your Life

• Spring 2013

Tips to ensure your future financial health

T

he Social Security Administration offers the following suggestions to help you ensure your financial wellness. n Start your financial planning with your Social Security Statement. Your online statement (www. socialsecurity.gov/mystatement) is simple, easy to use, and provides estimates you should consider in planning for your retirement.

Your online statement provides estimates for disability and survivors benefits, making the statement an important financial planning tool.

Your statement allows you to review and ensure that your earnings are accurately posted to your Social

Security record. This feature is important because Social Security benefits are based on average earnings over your lifetime. If the information is incorrect, or you have earnings missing from your record, you may not receive all the benefits to which you are entitled in the future. n Work the numbers.

Once you get your online statement, you can use other free resources provided by Social Security. Use the Retirement Estimator (www.socialsecurity.gov/ estimator), where you can get a personalized, instant estimate of your future retirement benefits using different retirement ages and scenarios. n Once you are knowl-

Page 9 edgeable, choose to save.

The earlier you begin your financial planning, the better off you will be. Social Security replaces about 40 percent of the average worker’s pre-retirement earnings.

Most financial advisers say that you will need 70 percent or more of pre-retirement earnings to live comfortably.

You also will need other savings, investments, pensions, or retirement accounts to make sure you have enough money to live comfortably when you retire.

Visit the Ballpark Estimator (www.choosetosave.org/ballpark) for tips to help you save. n Help someone you love. Sometimes we get the most satisfaction out of helping someone else. If you have a grandparent, parent, relative, or friend who could benefit from Social Security, share the website and online features with them. You can even help a loved one apply for Social Security benefits in as little as 15 minutes — or get extra help with Medicare prescription drug costs.

The place to go: www. socialsecurity.gov.

PHONE 360.377.0113

Canterbury An independent senior community where you are at the center of it all.

Take a walk on the Canterbury side with a full range of services & amenities that will make these your best years yet!

MANOR WEB

canterbury manor.org

Address

703 Callahan Drive, Bremerton

Page 10

Time of Your Life

• Spring 2013

“I love the confidence and youthful appearance that I get with my new dentures from Anderson Dental and Denture Center.”

Anderson Denture Patient

Anderson Dental and Denture has been helping people smile since 1995 If time, quality & gentle care are important to you. . . then we are here to serve

FREE*

• Denturist & Dentist on Staff • Crowns & Bridges • Cosmetic & General Dentistry • Extractions

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Emergency Care Dentures / Partials Denture Repair Relines (while you wait)

New patient consultation and oral exam *X-Rays excluded.

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Most Insurances Accepted

19410 8th Ave. N.E., Suite 102, Poulsbo • 360-779-1566 • 1-800-NEW-DENTURE • 800-990-9116

www.andersondenturedental.com

Time of Your Life

• Spring 2013

Page 11

As active as you want to be

Liberty Shores and Harbor House provide the amenities to age in place

L

iberty Shores admissions director Kay Pursey had her desk turned away from the window so she wouldn’t be distracted.

Outside, a sweeping view of Liberty Bay beckoned.

Boats motored or sailed by.

An eagle perched on a tree across the bay. An osprey dove for prey. Migratory birds stopped over next door at the adjacent wetlands.

“One day, I saw a river otter bounding across the lawn,” Pursey said.

There are a lot of distractions at Liberty Shores Senior Living and Harbor House Memory Care. In fact, if your idea of a typical day of “retirement” is breakfast in an elegant dining room, followed by a workout in the exercise room, followed by a walk along a shoreline trail, followed by lunch of, perhaps, roast beef or honey walnut shrimp, followed by a field trip, followed by dinner and a movie, then this is the place for you.

This is an active place, and you can do it all or you can do just what you want.

Entertain guests. Take in some live entertainment.

Watch TV with friends in the home-like Bay Room, which has a kitchen and snacks.

Enjoy a glass of wine on the expansive deck overlooking the bay.

A typical apartment at Liberty Shores.

Studio and one- and twobedroom apartments are each outfitted with a mini-kitchen with refrigerator and microwave.

Richard Walker / North Kitsap Herald

“Most seniors have such extended lives today,” said Sigrid Howard, administrator. “We want to provide a level of service that accommodates those active lives.”

The beauty of this place sets the tone for the quality of living Liberty Shores and Harbor House strives to provide: Personal care with a holistic team approach designed to address all physical, mental, social and spiritual needs; respect for who residents were and who they are today; integrity in every facet of services and care; dignity as the ultimate

The theater in Harbor House features a mural of a street scene.

goal in providing care, while preserving and respecting the dignity of residents; and exceeding residents and families’ expectation.

Liberty Shores offers familiar amenities and services. Studio and one- and two-bedroom apartments are each outfitted with a minikitchen with refrigerator and microwave. Each apartment has a call-light system to alert staff when a resident needs assistance, and each unit has cable service available. Apartments are furnished with the resident’s personal belongings.

Three meals a day are served restaurant style, with choices from daily specials, accommodation of special dietary needs, and a madeto-order salad bar. Other services include housekeeping and linen services; free use of laundry facilities; transportation for shopping, scheduled medical appointments and community events; programs coordinated by an activities director; recreation and exercise areas; a beauty salon and barber shop; and a 24-hour bistro-type snack bar stocked with nutritious snacks and drinks.

Howard said additional services set Liberty Shores apart: 24-hour onsite licensed nursing staff; 24-hour, seven-day-a-week admissions; full-time restorative care coordinator, offering customized exercise programs to help residents maintain, restore or obtain their highest level of physical abilities; Wander Guard support, to provide enhanced security for residents with early stages of memory loss; full-time social worker on staff to provide emotional and interpersonal support to residents; BlueStep, an online medical charting system that can be accessed by physicians, medical staff and families from a secure, private log-in; and Family Connect, an online informational page which allows families real-time updates on their loved one’s health, activity and social well-being.

All told, Liberty Shores and Harbor House employ more than 100 — that’s almost one employee per resident.

Harbor House Memory Care Harbor House, located adjacent to Liberty Shores, offers comfortable private and semi-private rooms, which are furnished or can be furnished with the resi-

19360 Viking Ave. NW Poulsbo, WA 98370 (360) 779-5533 www.libertyshores. com dent’s personal belongings.

Harbor House Memory Care has three floors and combines security in housing and health care to aid in residents’ comfort and ensure their health and safety. Its design is focused on comfort and familiarity to allow residents to maintain their independence and privacy. Personal rooms are outfitted with photos of family and friends, while common areas and “memory stations” encourage individual and group activities.

A highlight of the first floor: A theater room, with theater-style seating, gift shop, and “Memory Lane” style visiting area for before or after the film. Adorning the walls are movie posters from Hollywood’s “Casablanca” era.

Activities are scheduled seven days a week, including board games, Bible studies, See LIBERTY SHORES, page 12

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Page 12

Time of Your Life

• Spring 2013

How we view age continues to evolve Observance established in 1963

E

very year since 1963, May has been the month to appreciate and celebrate the vitality and aspirations of older adults and their contributions and achievements.

It is a proud tradition that shows our nation’s commitment to honor the value that elders continue to contribute to our communities.

This year’s Older Americans Month theme — “Unleash the Power of Age!” — emphasizes the important role of older adults. This May, communities across the nation will recognize older Americans as productive, active, and influential members of society.

Older Americans Month celebrations acknowledge

the value that older adults continue to bring to our communities, by making an effort to applaud recent achievements of local elders and inviting them to share the activities they do to unleash the power of age.

When Older Americans Month was established in 1963, approximately 17 million Americans alive at the time had reached their 65th birthdays. About a third of older Americans lived in poverty and there were few programs to meet their needs.

Interest in older Americans and their concerns was growing, however.

In April 1963, President John F. Kennedy’s meeting with the National Council of Senior Citizens served as a prelude to designating May as “Senior Citizens Month.”

Thanks to President Jimmy Carter’s 1980 designation, what was once called Senior Citizens Month is now called “Older Americans Month,” and it has become a tradition.

Historically, Older

60 is the new 40.

How we age — and how we view age — is changing, and those changes are reflected in the theme of Older Americans Month.

Americans Month has been a time to acknowledge the contributions of past and current older persons to our country, in particular those who defended our country.

Every President since JFK has issued a formal proclamation during or before the month of May asking that the entire nation pay tribute in some way to older persons in their communities. Older Americans Month is cel-

ebrated across the country through ceremonies, events, fairs and other activities.

Past Older Americans Month Themes 1978: Older Americans and the Family.

1984: Health: Make it Last a Lifetime.

1985: Help Yourself to Independence.

1986: Plan on Living the Rest of Your Life.

1992: Community

Action Begins with You: Help Older Americans Help Themselves.

1993: No theme selected (proclamation signed on May 25, 1993).

1994: Aging: An Experience of a Lifetime.

1995: Aging: Generations of Experience.

1996: Aging: A Lifetime Opportunity.

1997: Caregiving: Compassion in Action.

1998: Living Longer, Growing Stronger in America.

1999: Honor the Past, Imagine the Future: Towards a Society for All Ages.

2000: In the New Century . . . The Future is Aging.

2001: The Many Faces of Aging.

2002: America: “A Community for all Ages.”

2003: What We Do Makes A Difference.

2004: Aging Well, Living Well.

2005: Celebrate Longterm Living.

2006: Choices For Independence.

2007: Making Choices for a Healthier Future.

2008: Working Together for Strong, Healthy and Supportive Communities.

2009: Living Today for a Better Tomorrow.

2010: Age Strong! Live Long!

2011: Older Americans: Connecting the Community.

2012: Never Too Old to Play.

Liberty Shores: Amenities support aging in place Continued from page 11 exercise classes, day trips and other special outings.

Outside, the courtyard features gardens where residents have grown plants and vegetables that have won awards at the Kitsap County Fair.

An invitation to visit

Emma Otis celebrates her 111th birthday in October. She’s Washington’s oldest resident — as well as the oldest Girl Scout — and lives at Harbor House.

Courtesy Otis family

Howard said prospective residents of Liberty Shores or Harbor House are invited to take a tour and enjoy a complimentary lunch.

“We know you will applaud our standards and see why we have been recognized for exceptional customer service and quality care,” she said. “We offer a comprehensive selection of living options and support services … We encourage

Dolf Droge made headlines on Feb. 4, 1972 when he performed a song supporting U.S. troops in Vietnam.

and support aging in place and have the staff and services to make it happen.”

Noted residents n Emma Otis, 111.

She is the oldest living Washingtonian and, depending on records verification by the Gerontology Research Group, either the 15th or 24th oldest living American.

She’s also the oldest living Girl Scout. A former nurse, she helped establish Camp St. Albans, a Girl Scout camp in Belfair; and lobbied successfully for the selection of the goldfinch as Washington’s state bird. n Dolf Droge, 83. He was a national security expert who worked for Presidents Johnson, Nixon and Reagan.

He served in the U.S. Air Force during the Korean War from 1951-54. From 1955-66, he worked for the

U.S. Information Agency in Thailand, Laos, Poland, Vietnam and with Voice of America. From 1966-1985,

he worked for the U.S. Agency for International Development’s training division; from 1967-1973, he was loaned by the agency to the president’s National Security Council. From 1983-85, he was loaned to the White House Office of Public Liaison.

After retiring in 1985, he became a radio talk show host and co-anchor of a national radio newshour.

Time of Your Life

• Spring 2013

Page 13

Share your knowledge: You can make a difference

By REBECCA PIRTLE KITSAP COUNTY VOLUNTEER COORDINATOR

S

ome retirees who’ve spent the last several decades working in an office to provide for their families are eager for the experience to get out in county parks and use their carpentry skills to build kiosks and benches, serve as docents at Point No Point Lighthouse or blaze trails to be enjoyed by generations to come.

Others miss the camaraderie of a close-knit business environment and seek to keep their clerical and computer skills sharp or want to contribute specialized knowledge in engineering, planning and education.

Opportunities for all these experiences are offered through Kitsap County

Volunteer Services and other local organizations. Here is a brief listing to kindle interest. Many more can be found at www.kitsapgov. com/volunteer. For help finding the right opportunity for you, call Volunteer Services directly, (360) 3374650. n Citizens on Patrol and Community Resource Volunteers: Working with the Kitsap County Sheriff’s Office, volunteers are offered training that readies them to educate and interact with the public, and serve as the eyes and ears of law enforcement. They assist with traffic control, handicapped-parking enforcement, vacation checks and Neighborhood Watch programs. n Court-Appointed Special Advocates: Volunteers speak up for abused and neglected

children within the court system and submit recommendations for a child’s best interest. Volunteers are also needed in the Juvenile Department to serve on diversion and truancy boards to help at-risk youth with alternatives to court hearings. n Mentoring: The Kitsap Youth Mentoring Consortium offers a variety of opportunities with schools, nonprofit and faithbased programs, to provide young people with support, guidance, friendship and positive role models. n Long-Term Care Ombudsmen: Volunteers serve as advocates for residents of nursing homes, assisting-living facilities and adult family homes to ensure high quality of care and respect. Ombudsmen regularly visit facilities, investigatSee VOLUNTEER, Page 16

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Instead ofLifeStuff” Time of Your • Spring 2013

Page 14

Participating businesses offer discounts of 15-50% on tickets or gift certificates for: • Music • Plays • Museums • Sporting Events • Restaurants • Spa or Salon Services Senior Information & Assistance • Lodging • Tanning • Auto Services A FREE service for seniors ages 60 and over and more

Kitsap County Aging Seniors We’re here for you!

If you are a senior seeking information about retaining your independence, local programs, planning for your future or any other aging-related topics, please contact Senior Information & Assistance for help over the phone or to request an appointment.

Caregivers We’re here for you too!

Contact the Caregiver Support Center, a program of Kitsap County Aging & Long Term Care.

Information about these programs and other services of Kitsap County Aging & Long Term Care is available by calling (360) 337-5700 or 1-800-562-6418 or visit us online at www.agingkitsap.com

Are you cAring for or helping A loved one?

Kitsap Businesses Invited to Partner In AsFree an unpaid supporter “Waste Holidays”

of family or friends:

• Would you like “Give Experiences more information?

Instead of• Stuff” To explore options for help?

FREE:

Participating businesses offer • To find out more about discounts of 15-50% on tickets or gift what to expect? certificates for: • Music • Plays • Museums • Sporting Events • Restaurants • Spa or Salon Services • Lodging • Tanning • Auto Services and more

ASK US ABOUT:

Gift services may only be purchased

• Information & Education from Nov. 16 - Dec. •31Caregiver Respite Options • Caregiver Lending Library • Counseling • Personal Caregiver Assessment • Specialized Services Visit www.wastefreeholidays.com to register • your business.

• Support Group Information Training & Conferences or contact Colleen Minion - Pierce 360 337-4568

Brought to you by Kitsap County Solid Waste Division as a way to reduce holiday waste.

Your business can be recognized on of yourself Take care the Waste Free Holidays website as taking of your loved one well while as print ads and acare brochure.

There is no cost to join.

9729 Silverdale Way NW, Silverdale • Mon-Fri 11AM - 2PM or by Appointment

W

360-337-5700 or 1-800-562-6418

services here to turn inGift Kitsap Countymay for: only be purchased from Nov. 16 Dec. 31 Answers to questions about service & opportunities Assessment of needs & referral to local services Assistance finding & applying for programs & services Visit www.wastefreeholidays.com Advocacy on important senior issues to register your business. or contact Colleen Minion - Pierce 360 337-4568

“Promoting the well being of older people and assisting them in maintaining their Your independence.” business can be recognized on Brought to you by County Aging Kitsap Kitsap County Solid Waste Division LongtoTerm Care Services as & a way reduce holiday waste.

the Waste Free Holidays website as well as print adsKitsap and County’s a brochure.

AreatoAgency There is no cost join. on Aging

In Times Like These...

Every Dollar Counts

You may be able to save as much as $4000 a year with the following programs: The Medicare Savings Programs can pay Part A and Part B premiums and other expenses like deductibles and copayments.

Extra Help for Medicare Part D prescription drug plans can pay monthly premiums, deductibles and copayments.

Want to find out if you qualify?

You may want to apply if:

Medicare Savings Program Your gross monthly income/assets are less than $1,293/$7,080 (individuals) or $1,745/$10,620 (couples) Medicare Part D Extra Help Your gross monthly income/assets are less than $1,436/$13,300 (individuals) or $1,938/$26,580 (couples)

Visit the Kitsap County Aging & Long Term Care booth at the conference for more information and assistance in applying.

Or call Senior Information & Assistance at 360-337-5700

Time of Your Life

• Spring 2013

Page 15

& Long Term Care We want to share this message about safe Medication Management Elders and Medication

People age 65 and older consume more prescription and over-the-counter (OTC) medicines than any other age group. Older people tend to have more long-term, chronic illnesses – such as arthritis, diabetes, high blood pressure and heart disease – than do younger people.

Because they may have a number of diseases or disabilities at the same time, it is common for older people to take many different drugs. This may be riskier for older adults, especially when several medicines are used at one time. Taking different medicines is not always easy to do right. It may be hard to remember what each medicine is for, how you should take it and when you should take it. Working with your pharmacist and healthcare provider in addition to taking charge of your own understanding or ensuring a caregiver assists you as needed can help provide a safe and effective means to ensure compliance with a medicine routine and avoid many of the complications from taking multiple medications.

• Develop a medication management form to keep track of both prescription and over the counter (OTC) medicines. Be sure to include the physicians name, dosage and times of day to take it. A copy is also given to the family caregiver.

• Check labels and all written information to make sure it is for the correct person and the correct directions.

• Check expiration dates and properly dispose of expired medications.

• Notify physician immediately if any problems occur.

• Watch for any interaction and notify physician if any occur.

• Ensure physicians and your phamacist reviews medication and the medication management form regularly.

• Establish reminders to ensure all dosages are taken appropriately and in compliance with physicians’ orders.

When patients, caregivers, doctors and pharmacists function as a team, medication-related problems can be avoided, contributing to better outcomes and improved daily functioning. Here are some tips for managing medication use:

Understand the medication

Find out as much as possible about every medication: the name, dosage, frequency and side effects. Understand why it has been prescribed, and ask the doctor to write down instructions for its use.

Follow the directions

Following the directions of the medication is imperative to ensure safety.

Read all instructions carefully. Dispense only the recommended dosage at one time and finish the entire prescription if instructed. There may be foods or drinks to avoid while taking the medicine. Or the medicine may have to be taken with food or a whole glass of water.

Have complete medical records

Make sure to provide complete medical records to your loved one’s health care providers. Medical history records should contain surgeries, immunizations, allergies and family health history (i.e. diabetes, colon cancer).

Records can be sent by a previous provider if needed.

Did you know?

Your local Area Agency on Aging, Kitsap County Aging & Long Term Care, sponsors Medication Management Senior Drug Education events. Please contact us if you want to be on a list of individuals interested in attending upcoming free workshops. Call (360) 337-5700 or (800) 562-6418.

Visit us online!

Click the medication management link at www.agingkitsap.com for information featuring topics such as Getting the Most from your Medications, Medication Do’s and Dont’s, Medication Safety Tips and more! Check back often for event updates and Kitsap County Aging & Long Term Care activities.

You’re invited!

Come see us at the Kitsap County Aging & Long Term Care booth at the Older American’s Conference Wednesday, May 8th! We’re featuring our Senior Information & Assistance, Caregiver Support and local Statewide Health Insurance Benefits Advisors programs. We will be available to provide materials, answer questions and help to schedule one to one assistance appointments.

Pick up your FREE medication management pill box organizer and FREE medication management materials including informational brochures, medication management charts (supplies are limited). Information about programs and local resources that help with the cost of medications will also be available.

Assistance services or online support includes:

• BenefitsCheckUp RX screening help! www.benefitscheckup.org • Insurance coverage options and information from your local Statewide Health Insurance Benefits Advisors Program! www.insurance.wa.gov • Research and compare Medicare plans and options and Medicare Part D information! www.medicare.gov • Information about and screening for support for family caregivers. www.aasa.dshs.wa.gov/caregiving/survey

Need help understanding your health care coverage?

Your Statewide Health Insurance Benefits Advisor is as close as your telephone!

If you need help understanding your current health care coverage or you’re trying to find a new plan, call:

1-800-562-6900 SHIBA is a free, unbiased service from the Washington State Office of the Insurance Commissioner SHIBA is sponsored locally by Kitsap County Aging and Long-Term Care

Protect yourself from fraud!

Safeguard your personal information. Never give your Medicare, Medicaid, or Social Security number to strangers. To report or discuss possible fraud or scams, call: SHIBA at 1-800-562-6900 or go to: www.insurance.wa.gov

Ad funded by grants from the centers for Medicare and Medicaid Services and U.S. Administration on Aging

Page 16

Time of Your Life

Volunteer

Continued from page 13 ing and resolving concerns by working with families and facility staff. n State Health Insurance Benefits Advisers: Volunteers are trained through the state Office of the Insurance Commissioner to educate, assist and advocate for consumers about their rights and options with health care benefits and insurance, so they can make informed decisions and navigate new regulations. n Get outdoors: Kitsap County parks, forests, shorelines, streams and user groups rely on volunteers to help maintain and improve amenities. Serve as an educator, naturalist, or environmental monitor. Visit www.kitsapgov.com/parks/ to learn about stewardship opportunities. For more information on the popular Master Gardeners, Beach Watchers, Stream Stewards, Beach Naturalists and 4-H

Leaders, visit http://county. wsu.edu/kitsap/Pages/ default.aspx. n Emergency responders: The Kitsap Department of Emergency Management is supported by more than 500 volunteers who can be mobilized in the event of disaster. Serving as ham radio operators, in a searchand-rescue capacity, as public information officers, emergency preparedness educators, severe weather shelter volunteers or critical incident responders, volunteers play a vital role in preparing for, responding to and recovering from emergencies and disasters. Visit www.kitsapdem.org/volunteer-opportunities.aspx. n Boards, Commissions and Councils: Citizens of all ages and backgrounds can promote effective, efficient service by participating on one of 30 advisory boards, commissions and councils. Members are essential to Kitsap County governance, ensuring it is not only for the people, but by the people. Open posi-

• Spring 2013

tions are regularly posted on the Volunteer Services Web site. n United Way of Kitsap County: Interested in serving as a tour guide on historic Bremerton ships or as a research assistant for the Kitsap Historical Society?

These opportunities and many more are posted at www.unitedwaykitsap.org/ volunteer.html. Call (360) 377-8505 for information. n Retired Senior Volunteer Program: Lutheran Community Services Northwest offers residents 55 and older a variety of volunteer opportunities, from gardening, tutoring and serving the homeless to welcoming new military families. Call Inga Jennings at (360) 377-5511 or (800) 378-5771.

— Contact Rebecca Pirtle at (360) 337-4650 or rpirtle@co.kitsap.wa.us to find a volunteer position that’s right for you. Applications and list of opportunities are available at www.kitsapgov.com/ volunteer.

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Time of Your Life

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Page 17

Take time to look into the Affordable Care Act

By MARYLIN OLDS Columnist

Several provisions in the Affordable Care Act are now in effect.

T

he recession has had an impact on each of our lives with inflation of necessities like food, energy, and health care and insurance. Some have also experienced the devastation of unemployment, bankruptcy and foreclosure.

Many of us have realized that, due to this economy, we’re just an accident, an illness, or a pink slip away from medical and/or financial disaster. And some of us can no longer afford to seek health care when we know we should.

It’s no surprise, then, that literally millions are so thankful that the President, Congress and Supreme Court have given us the Affordable Care Act (ACA), aka “Obamacare” (I’m really starting to like that nickname).

Fifty million is the ballpark number of uninsured Americans today.

Thirty million is the ballpark number of Americans ACA is projected to provide health care to by 2019, according to the Congressional Budget Office.

Clipart.com

Washington’s uninsured number is nearly 1.1 million, according to insurance statistics. ACA is projected to benefit 74 percent of those uninsured (more than 800,000) beginning in 2014.

Kitsap’s uninsured number (younger than 65) is more than 33,000. ACA is projected to benefit 82 percent of those (more than 27,000) in 2014.

It’s not surprising, however, that most of us understand little about the law. For one thing, it’s been

going through the approval gauntlet since 2009. Many concessions and changes have complicated the law on its journey to get passed and to the people. The final law is far from perfect.

Another reason ACA is complicated is because it happens gradually over a period of years, ending in 2020. Very simply, ACA does many things for many different people who need it.

Some basic ACA health insurance reforms already in place:

Help select Washington state’s Outstanding Senior Volunteer

C

ast your vote for the state’s Outstanding Senior Volunteer.

The recognition is part of the Salute to Senior Service program, sponsored

by Home Instead, Inc., the franchisor of the Home Instead Senior Care network. The program honors the contributions of adults 65 and older who give at least 15 hours a month of volunteer service to their favorite causes.

You can read stories about the seven Washington state nominees at SalutetoSeniorService.com

n Pre-Existing Conditions.

Children can no longer be denied coverage due to pre-existing conditions. Adults with pre-existing conditions, until 2014, may get help finding coverage by contacting the PreExisting Condition Insurance Plan (www.pcip.gov). n Preventative Care.

Free primary care visit to plan preventative care services, without co-pays or deductibles. n Women. Preventative women’s care is free, no copayment, coinsurance or deductible. Services include mammograms, screenings for cervical cancer, contraception, HPV testing and domestic violence counseling. n Seniors. No co-pays or deductibles for many preventative treatments such as vaccinations by physicians, diagnostic tests and screenings. Medicare benefits stay the same. n “Donut Hole.” After spending a certain amount on prescriptions, seniors receive $250 toward closing the Medicare Part D coverage gap in their

coverages. Next year half of the coverage gap will be covered, and by 2020 it will be closed completely. n Young Adults.

Parents may keep their children on their family plan until they are 26. n Lifetime Caps. No lifetime or annual caps may be put on coverages.

Some basic health insurance reforms beginning in 2014: n Pre-Existing Condition. Adults may not be denied insurance due to pre-existing conditions, or be charged more because of medical history. n Medicaid. Expansion of Medicaid will occur for low-income residents younger than 65 with certain income levels. n Insurance Companies. Insurers must spend no less than 85 cents on every dollar toward actual medical care. If more than 15 percent is spent on administrative costs or profits, customers must receive rebates. n Health Insurance Exchanges. New groups will be set up to create organized and competitive markets for acquiring health insurance. n Mandate/Penalty.

The Supreme Court did not allow the individual mandate, but the penalty for not carrying insurance remains. One percent of the population is projected to end up paying any penalty, and it maxes out at one percent of one’s income. n Tax Credits.

For more information n www.dpc.senate. gov/healthreformbill/ healthbill04.pdf n www.insurance. wa.gov/current-issuesreform/health-carereform/ n www.hca.wa.gov/ hcr/Pages/default.aspx

Insurance premium tax credits are subsidies available to those who used the Health Insurance Exchanges to purchase insurance and who have a determined low income level.

The New York Times’ Paul Krugman wrote, “The Affordable Care Act ... is fully paid for, with an explicit combination of tax increases and spending cuts elsewhere. So the law that the Supreme Court upheld is an act of human decency that is also fiscally responsible.”

We’ll each need to take some time to look into the law and see how it’s able to help us individually. Your Member SIPC insurance provider should already have notified you regarding what has gone into place. Another good resource to start with is www.whitehouse.gov.

— Marylin Olds writes an Op-Ed column, “As It Turns Out,” for the Kingston Community News. Contact her at marylin.olds@gmail. com. This column was originally published in the August 2012 edition of Kingston Community News.

charity of choice. (nominations for outstandThe 2012 state winner was ing senior volunteers were accepted between Feb. 1 and 86-year-old Dorothy CollinsBottassi of Vancouver. She March 31). Online voting was recognized for her work concludes April 30.

To find an Edward Jones office near you, visit www.edwardjones.com. at the St. Vincent de Paul From those state winSociety. ners, a panel of senior care The 2012 national winexperts will pick the national ner was Clark Paradise, an Salute to Senior Service 85-year-old volunteer from honoree.

Teresa Jessie Nino Teresa MTeresa BryantM Bryant an Edward Joneswho office—near you, visit www.edwardjones.com.

Toms River, N.J., Home Instead, Inc. will To find Financial Advisor 555 Pacific Ave Ste 101 555 Pacific Ave Ste 101 19740 7th Avenue Ne Suite . with his wife, Jean — founddonate $500 to each of the Bremerton, 114 555 Pacific Ave Ste 101 WA Bremerton, WA98337 98337 ed a growing mission in his state winners’ favorite nonBremerton, WA 98337 360-373-1263 Poulsbo, WA 98370 360-373-1263 360-373-1263 profit organizations and their community that serves more 360-779-6450 www.edwardjones.com Member SIPC www.edwardjones.com www.edwardjones.com than 1,000 homeless and disstories will be posted on Teresa M Bryant Jessie Nino Jessie Member SIPC advantaged each month. the Salute to Senior Service 19740 7th Avenue AvenueNe NESuite Ste 114 555 Pacific Ave Ste 101 19740 7th For more information, Wall of Fame. In addition, Bremerton, WA 98337 114 Poulsbo, WA 98370 visit SalutetoSeniorService. $5,000 will be donated to the 360-373-1263 Poulsbo, WA 98370 360-779-6450 com. national winner’s nonprofit 360-779-6450

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Page 18

Time of Your Life

Connecting you to services you need Kitsap County Division of Aging & Long Term Care

K

itsap County Aging and Long Term Care, or ALTC, is a division of Kitsap County government and is the state-designated Area Agency on Aging for Kitsap County.

ALTC has more than 30 subcontracts with local providers for various services.

Another six programs are provided directly by ALTC staff and volunteers.

Administrator Barry Johnson said that in addition to the programs,

ALTC is available to answer questions and help people make decisions that will positively affect their lives. Johnson said it is all too common for people to make insufficiently informed choices which may lead to unfavorable health outcomes and unnecessary expense.

There are often relatively simple and low-cost options available to help people remain living in their own homes and communities.

“We’re here as a way for people to get the information they need as they make very important life decisions,” he said.

ALTC’s Senior Information & Assistance Program was budgeted to assist more than 1,200 people in 2012. Other in-house programs include the Family Caregiver Support

kitsap county aging & longterm care 614 Division St. Port Orchard 98366 (360) 337-5700 www.agingkitsap. com Program, which helps individuals taking care of family or friends and is expected to serve at least 450 caregivers this year; Statewide Health Insurance Benefits Advisors, which provides free unbiased health insurance benefits advice to more than 900 people; Long-Term Care Ombudsman, which expects to assist 2,500 people; Medicaid Long-Term Care Case Management

Services; and the Title V Senior Community Services Employment & Training Program.

Kitsap ALTC was created through the collaborative action of residents, aging network service providers and the Kitsap Board of County Commissioners in 1980.

The Kitsap ALTC Advisory Council, with representation by citizens from all three commissioner districts, makes program and services recommendations to the Kitsap ALTC. Kitsap ALTC purchases services from private and public agencies and arranges for service delivery for individuals who meet eligibility requirements.

Kitsap ALTC utilizes a variety of state, federal and local funding sources including the federal Older

“We’re here as a way for people to get the information they need as they make very important life decisions.”

— Barry Johnson, administrator, Kitsap ALTC

Americans Act, Medicaid, Respite, the National and State Family Caregiver Support Program, the State Senior Citizens Services Act and individual and community donations, according to the ALTC website.

Working to ensure seamless care in Kitsap Long Term Care Alliance of Kitsap County

T

he Long Term Care Alliance of Kitsap County is working to make easier the lives of patients and their families.

More recent efforts of the Alliance have focused on streamlining the continuum of care, said Chad Solvie, CEO of Martha & Mary and president of the Alliance.

The Long Term Care Alliance of Kitsap County is a nonprofit group with about 40 members representing every facet of longterm care, from hospitals to pharmacies to in-home care.

In the West Sound area,

many health care providers — offering a wide array of services — compete for the business of local seniors. But at least once a year they’re also allies within the Alliance, working with health care providers from across the county to solve systemic issues in long-term care.

Solvie said many — if not all — healthcare providers of the Alliance would acknowledge the health care system is fragmented.

The goal is to make healthcare more seamless. It’s not a new mission of the Alliance, Solvie said, but it is something getting more attention.

The Alliance was established more than 20 years ago, working to improve the quality of care in Kitsap County.

Long-term care involves services for people with disabilities or chronic ailments who need care, whether at home or in a facility. Often, people

where to turn Go to www.kitsapgov.com/altc/ wheretoturn/support.htm for a guide to services and opportunities for older adults. requiring long-term care are older, but they can be of any age.

When the Long Term Care Alliance began, it was primarily to smooth communication between hospitals and nursing homes.

As the number of Kitsap’s health care providers grew, so did the Alliance.

When you look around the table now, it’s mostly companies that are community-based, Solvie said.

Being on a peninsula has helped the group remain unified.

“Because we have defined borders, it’s probably a little easier to get your arms around the

county and say, ‘These are the people in our community,’ ” Solvie said.

Most of the Alliance’s work is done behind the scenes, using the shared resources of its members.

The Alliance discusses best practices and shares training. Much of its energy is focused on smoothing transitions for patients who rely on multiple providers.

For example, an older person might have surgery, and move from the operating room to the hospital, the hospital to a nursing home and finally home for in-home nursing and long-term care. He or she might need four or five providers in the process, including pharmacies.

The group is working to make those moves smoother, Solvie said.

Since its inception, the Alliance has organized a long-term care conference each year. The conferences help the Alliance broaden the conversation on long-

“Because we have defined borders, it’s little easier to get your arms around the county and say, ‘These are the people in our community.’ ” — Chad Solvie, president Long Term Care Alliance

term care and educate the public on what resources are available.

Conferences have drawn hundreds of people from around the region. Some come to learn how the Alliance has made competitors into collaborators.

People from King County will attend the May 8 Older Americans Conference because they’ve heard about the Alliance “and they can’t believe it works,” he said.

• Spring 2013

Aging and Long-Term Care programs Numbers expected to be served in 2013.

Facilitated or provided by division staff n Information and Assistance: 1,240 individuals served; 8,100 outreach/information contacts n Family Caregiver Support Program: 550 caregivers served; 40 caregivers receiving 5,240 hours of respite care; 80 counseling sessions; 138 trainings; 32 individuals served in support groups; 35 individuals receiving supplemental services (home delivered meals, legal services, durable medical equipment). n Long-Term Care Ombudsman: 500 investigations or interventions; 2,500 individuals served. n Medicaid Long-Term Care Case Management Services: 900 individuals served. n Statewide Health Insurance Benefits Advisors (SHIBA): 441. n Title V Senior Community Service Employment & Training Program: Provides training and employment opportunities for at least 13 eligible participants.

Subcontracted with local providers n Congregate Meals: 35,801 meals for 963 individuals. n Home-Delivered Meals: 45,680 meals for 406 individuals. n Kinship Caregivers Support Program: Support for 60 caregivers raising other family members’ children. n Mental Health/Substance Abuse Counseling: 556 hours of counseling for 85 individuals. n Senior Drug Education: Four to eight community events providing expert information regarding the safe use of prescribed medications for older adults and their caregivers. n Senior Farmers’ Market Nutrition Program: 582 individuals receiving about $23,300 worth of fresh food and produce. n Legal Services: 416 hours of (non-criminal) legal services for up to 150 individuals.

Time of Your Life

• Spring 2013

Page 19

Peninsula Cancer Center earns radiology accreditation

P

OULSBO — Peninsula Cancer Center was awarded a three-year accreditation in radiation oncology, as a result of a recent review by the American College of Radiology.

After passing this stringent evaluation, Peninsula Cancer Center received the college’s seal of approval for displaying the highest level of quality care and patient safety. According to the college, only five other facilities have been awarded this distinction in Washington state.

In order to earn accreditation, Peninsula Cancer Center had to meet several strict standards and qualifications developed by the college, based on a peer-review evaluation by board-certified radiation oncologists and medical physicists who are experts in the field.

“We’re extremely proud to

receive this distinction,” said Dr. Berit Madsen, co-founder, Peninsula Cancer Center.

“It shows that Peninsula Cancer Center is living up to our mission of providing the best patient care possible.”

Facilities are evaluated in the fields of patient care and treatment, patient safety, personnel qualifications, adequacy of facility equipment, quality control procedures and quality assurance programs.

“Earning this accreditation means that our patients can have confidence that a third party has rated Peninsula Cancer to be a superior cancer treatment center,” said Dr. R. Alex Hsi, co-founder of Peninsula Cancer Center.

About the College of Radiology The American College of Radiology is the nation’s oldest and most widely

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accepted radiation oncology accrediting body, with nearly 500 accredited sites, and 25 years of accreditation experience.

The American College of Radiology is a national professional organization serving more than 36,000 diagnostic/interventional radiologists, radiation oncologists, nuclear medicine physicians and medical physicists with programs focusing on the practice of medical imaging and radiation oncology and the delivery of comprehensive health services.

About Peninsula Cancer Center The Peninsula Cancer Center — 19917 7th Ave., Suite 100, Poulsbo — was founded in 2009 by Dr. Berit Madsen and Dr. R. Alex Hsi. Call (877) 697-8001. Online: peninsulacancercenter.com.

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Time of Your Life

• Spring 2013

Participate in study, help ACS learn more about cancer

Leave the ordinary behind. T Go extraordinary.

EVENT CENTER

EVENT CENTER

EVENT CENTER

he American Cancer Society is conducting a Cancer Prevention Study. And you can help.

Of the 300,000 people who will participate in this study nationwide, 500 people from our region are needed to participate.

The American Cancer Society first began conducting these studies in the 1950s. For these studies, large groups of individuals provide information about their lifestyle, medical history, and health behaviors and then are followed over time — sometimes decades — to assess their health outcomes and to determine how those outcomes relate to previously collected data.

“The commitment of the study participants was vital to the success of these studies,” said Kimberly Dinsdale, American Cancer Society spokeswoman. “Studies 1

and 2 demonstrated important, life-saving findings.”

In particular, the American Cancer Society learned: n The link between cigarette smoking and lung cancer. n The significant impact of being overweight or obese on cancer risk. n The role of hormones, physical activity, diet, medications and vitamins, and other factors to cancer risk. n The impact of air pollution on cardiopulmonary conditions, motivating the EPA to more stringent limits. n The link between aspirin use and reduced risk of colon cancer. n The link between postmenopausal hormone replacement therapy and various gynecologic cancers (such as breast and ovarian cancer). n The link between diabetes and cancers of the pancreas and colon.

n The link between physical activity and lower risk of various cancers (like breast, colon and prostate cancer).

Enrollment and registration is taking place in April in Kitsap County. The American Cancer Society is looking for men and women between the ages of 30 and 65 who have no personal history of cancer and who are willing to make a long-term commitment to the study.

The enrollment process involves three steps.

1. Step 1 is to register online at www.cps3kitsapcounty.org. This website is printed on your screen and can also be found on Harrison Medical Center’s website.

2. Step 2 involves attending an enrollment event to be held at four locations in Kitsap County: the Bremerton and Silverdale

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You must be at 21 years old to enter lounge/bar areas or attend entertainment events.

The Point Casino is proudly owned and operated by The Port Gamble S’Klallam Tribe.

See the Wildcard Players Club for complete details. You must be a member of The Point Casino’s Wildcard Players Club to participate in some programs. Management reserves all rights to alter or cancel without prior notice.

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Time of Your Life

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Page 21

Behind the scenes: Kitsap’s volunteers There are many ways to put your knowledge and skills to work for the community. The county Volunteer Services office can connect you with the opportunity you seek. Call (360) 337-4650 or email rpirtle@co.kitsap.wa.us Jean Balter is a volunteer in the Kitsap County Administrative Services Department, where she assists in risk management.

She retired from Olympic College, where she worked in administrative services for many years.

Bob Ham of Poulsbo works as a docent at the Point No Point Light Station, and is a member of the board of directors of Friends of Point No Point Lighthouse and a member of the Kitsap County Board of Equalization.

Kitsap County Volunteer Services Office

Kitsap County Volunteer Services Office

From left, Ken Shawcroft, Martin Adams and Art Ellison install a bridge on a trail in Buck Lake Park.

Kitsap County Volunteer Services Office

Study

Continued from page 20 YMCA, and at Harrison Medical Center campuses in

Bremerton and Silverdale.

You will be asked to read and sign an informed consent form, complete a brief written survey, provide a waist circumference mea-

surement, and a small blood sample similar to a doctor’s visit — 7 teaspoons total).

The blood sample will be taken by a certified, trained phlebotomist.

3. The last step takes place at home, where you will complete a more detailed survey. This survey will ask information on lifestyle, behavioral, and other fac-

tors related to your health.

Periodically, you will receive a survey to update that info.

To participate, call (206) 674-4150 or go to www.cancer.org.

Kitsap County 4-H volunteer Tim Bower digs in a compost bin while he and other volunteers teach young 4-H’ers about composting, at Anna Smith Children’s Garden.

Kitsap County Volunteer Services Office

Page 22

Time of Your Life

• Spring 2013

The recession changed retirement planning Expert offers three tips for Baby Boomers

T

he economy may be recovering, but some of the changes wrought by the Great Recession may be longlasting.

Anyone planning for retirement, no matter their age, needs to take those changes into account, says financial adviser Philip Rousseaux, a member of the Million Dollar Round Table Association’s Top of the Table forum for the world’s most successful financial services professionals.

“People in their 40s and younger have some time to retool their plan, but Baby Boomers need to think with more urgency,” said

Rousseaux, founder and president of Everest Wealth Management, Inc., www. everestwm.com.

“A lot of boomers had all of their retirement investments in the stock market and, if they didn’t lose their principal, it will take some time for them to recoup their gains. Others moved their money to short-term savings, like CDs. But with interest rates so low, they’re actually losing money when you factor in inflation.”

Those are the two most common mistakes people make in retirement planning – having everything in either stocks or short-term savings is a bad idea, he said.

“Space your investments so they’ll come due as they’re needed,” Rousseaux said. “Plan some that can be available in the short term, for emergencies, and others that will be available as you age.”

Only 14 percent of

“Don’t take risks you can’t afford.

Seek guidance from independent financial advisers.

And consider alternatives to the stock market.”

Americans are very confident they’ll have the money to live comfortably in retirement, according to a 2012 survey by the Employee Benefit Research Institute.

Here are Rousseaux’s suggestions for ensuring you’re part of that 14 percent. n Don’t take risks you can’t afford. “Don’t put the bulk of your assets into anything that makes your principal vulnerable. Gambling that you’re going to win big on the market, or any other investment, means you also

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risk losing big.” A portion of your investment should have a guaranteed return. n Seek guidance from independent financial advisers. This has two benefits: Advisers who aren’t marketing their own products have no conflicts of interest. “You wouldn’t go to a commissioned salesman for advice on buying a high-tech product. Instead, you’d probably turn to a trusted friend or an independent expert source, like Consumer Reports. Take the same care with something as important as your retirement.” The second benefit is that independent advisers can devise creative, innovative solutions to meet the needs of individual clients.

That’s especially important

in this new, post-recession economy. n Consider alternatives to the stock market.

One of the effects of the recession is that the public realizes Wall Street is not a safe retirement plan. Even if it can get you there, it’s not necessarily going to keep you there.

“There are a number of great, safer alternatives,” Rousseaux said. One of those is fixed, indexed annuities. “You loan an insurance company money and it guarantees you payments over a specified length of time.

It’s a contract between you and the company,” he said.

Fixed-rate indexed annuities have a minimum and maximum interest payment that’s linked to a common index,

such as the Dow. When the Dow goes up or down, so does the interest rate, but it never go below the guaranteed minimum or above the guaranteed maximum.

“Your principal is safe and you can ride an up market without the risk,” he said.

With pension plans a luxury of the past and Social Security not a guarantee for the future, Rousseaux said whatever your age, it’s important to start planning now for retirement by creating your own private pension.

“The good news is, our life expectancy grows every year,” he noted. “It’s up to you to ensure that you have a great quality of life when you decide you no longer want to work.”

Social Security can help you spring into retirement

H

ere are a few important items about Social Security retirement benefits and how to apply for them.

When you work and pay Social Security taxes, you earn “credits” toward Social Security benefits. If you were born in 1929 or later, you need 40 credits (10 years of work) to qualify for retirement benefits.

However, your payment amount is based on the highest 35 years of work.

Social Security determines the amount of your benefit by how long you work and how much you earn. The higher your lifetime earnings, the higher your monthly benefits. If there were some years when you did not work or had low earnings, your benefit amount may be lower than if you had worked steadily or earned more.

Your age at the time you start receiving Social Security retirement makes a difference in your benefit amount. The full retirement

age (the age at which 100 percent of retirement benefits are payable) has been gradually rising from age 65 to age 67. You can take “early retirement” as early as age 62, but if you start collecting benefits before you reach your full retirement age, your monthly payment will be reduced. You can find out what your full retirement age is by referring to the chart at www.socialsecurity.gov/retire2/retirechart. htm Just as you can choose an early retirement and get a reduced payment, you also can choose to keep working beyond your full retirement age to take advantage of a larger payment. Generally, your benefit will increase automatically by 8 percent each year from the time you reach your full retirement age until you start receiving your benefits or until you reach age 70.

The decision of when to retire is personal and depends on a number of factors. To help you weigh the factors, read the online

fact sheet, “When To Start Receiving Retirement Benefits,” at www.socialsecurity.gov/pubs/10147.html.

You also can set up an online “my Social Security” account. You can use your “my Social Security” account to obtain a copy of your Social Security Statement to check your earnings record and see future estimates of the retirement, disability, and survivor benefits you and your family may receive.

Visit www.socialsecurity.gov/ myaccount.

When you decide to retire, the easiest way to do it is right from the comfort of your home or office computer. Go to www.socialsecurity. gov where you can apply for retirement benefits in as little as 15 minutes. In most cases, there are no forms to sign or documents to send; once you submit your electronic application, that’s it.

You’re done.

Learn more by reading “Retirement Benefits” at www.socialsecurity.gov/ pubs/10035.html.

Time of Your Life

• Spring 2013

Page 23

Can’t get to DSHS? Then, DSHS is coming to you

T

he Mobile Community Service Office provides easy access to Department of Social and Health Services public service programs.

The DSHS Mobile Office will participate in the Older Americans Month Conference May 8, 9 a.m. to 2:30 p.m., at Kiana Lodge.

Stop by and find out what services you or your family may be eligible for.

Experienced staff members will accept and process applications for DSHS programs, and complete changes to current cases, complete eli-

gibility reviews and answer questions.

Take advantage of this opportunity and find out about services such as the Medicare Savings Plan.

Applications will be available for the Home & Community Services program and Medicaid Personal Care program.

Shannon Monroe, administrator of the Mobile Community Services Office, said the Mobile Office has five offices inside to provide for private consultations. It’s one of two DSHS mobile offices in the state; this mobile office visits communi-

Coming to a rural community near you: The DSHS Mobile Office will visit the Older Americans Month Conference May 8 at Kiana Lodge. Visit and get help identifying and applying for benefits for which you are qualified.

ties in Western Washington, the other visits communities in Eastern Washington.

“It’s open three days a week,” Monroe said. “We travel to large events and smaller venues. It’s been great for rural areas — for example, we’re in San Juan County every other month.”

The DSHS Mobile Office schedule is available on www.dshs.wa.gov/mobileoffice. Or, visit the DSHS Mobile Office Facebook page.

For more information, call Monroe at (360) 725-4881, or email Shannon.monroe@ dshs.wa.gov.

DSHS / Courtesy

Social Security: Separating myth from truth A lot of help is available online

L

ike any other successful and longstanding program or organization, there are a number of myths surrounding Social Security.

Some of them are grounded in truth but are just slightly misconstrued. Others are completely out of line with the truth. Let’s look at a few.

Myth 1: Social Security is just a retirement program.

Social Security is more than a retirement program.

It provides benefits to retirees, survivors, and people with disabilities who can no longer work.

Almost seven million disabled workers and nearly two million of their dependents get Social Security disability benefits. Six and a half million dependents of deceased workers (including two million children) get Social Security survivors benefits. Social Security is a program that touches people at all points of their lives.

Myth 2: I don’t need to save because Social Security will take care of me when I’m retired.

Social Security was never intended to be a person’s sole income in retirement; it should be combined

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with pension income and personal savings and investments. Your Social Security Statement, available at www.socialsecurity.gov.mystatement, is a great place to get an idea of what to expect during retirement. You can also use the Retirement Estimator at www.socialsecurity.gov/estimator. For the average worker, Social Security replaces about 40 percent of their working wage.

Myth 3: If I work after I retire, I’ll be penalized.

Once you reach your full retirement age, there is no penalty and no limit on the amount you can earn. You can determine your full retirement age by visiting www.socialsecurity.gov/

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retirecharted.htm. The earnings limit for workers who are younger than “full” retirement age (age 66 for people born in 1943 through 1954) is $15,120 in 2013.

(Social Security deducts $1 from benefits for each $2 earned over $15,120.) The earnings limit for people turning 66 in 2013 is $40,080.

(Social Security deducts $1 from benefits for each $3 earned over $40,080 until the month the worker turns age 66.)

“Keep in mind that if we withhold some of your benefits due to work, we will re-compute your monthly benefit amount when you reach full retirement age to account for those months that we withheld your

benefit,” said Kirk Larson, a public affairs specialist for the Social Security Administration.

“There is no limit on earnings for workers who are full retirement age or older for the entire year.”

Myth 4: To apply for benefits or do business with Social Security, I need to go to an office.

“Not only is this false, but we encourage you to do business with us the most convenient and fastest way: at www.socialsecurity.gov,” Larson said.

“At our website, you can apply for benefits, use our Retirement Planner, get an estimate of your benefits, request a replacement Medicare card, and much more. You’ll find it all — along with answers to your questions — at www.socialsecurity.gov.”

Alzheimer’s telephone support groups offer help Caring for someone with younger-onset (65 years or younger) memory loss?

Need support and information?

Alzheimer’s Association telephone support groups provide a place for caregivers to learn and gain support from others, without the need to leave home.

A toll-free, telephone support group for unpaid care partners, family members and friends of individuals with younger-onset memory loss meets the third Wednesday of each month, from 7-8:30 p.m. Contact Linda Whiteside, (800) 8487097, for more information.

Online: The Alzheimer’s Association, www.alzwa.org.

Page 24

Time of Your Life

• Spring 2013

lunchtime reading

‘Dear Clara’: A letter to an American icon

By DENISE ROUNDY COLUMNIST

D

ear Doris Day, I have this wonderful fantasy that I get to meet you.

Actually, in my fantasy, my home state of Washington is on its best behavior, sunny blue skies and green trees vibrant and welcoming. My parents are visiting, my children are home, and there is a knock at the door. I answer it, and it’s you.

In my daydream, I introduce myself, and you introduce yourself (because you are so sweet and humble you at least pretend we don’t know who you are).

Then I call my mom and daughter from the kitchen, because they are huge fans.

“This is my mom, Linda, and my daughter, Cassidy.

This is Doris Day.” And then my mom would cry, and Cassidy’s mouth would gape in a delighted smile. And I’d probably cry too, and Ms. Day, you would smile kindly, and watch us. Or maybe you’d make an exas-

perated, slightly cross-eyed look, I’m not sure.

We love your movies.

Our favorites are “On Moonlight Bay” (1951), “By the Light of the Silvery Moon” (1953), “It Happened to Jane” (1959), and “Please Don’t Eat the Daisies” (1960).

Big-hearted movies about the girl next door, the busy young housewife, the spunky young woman with a dazzling smile and a positive attitude.

These stories and characters mean a lot to us. I feel all happy and warm inside when they end. I know some people don’t like to feel warm and happy, but I love it. There are plenty of other movies out there that offer reality, something to think about, grit. I’ll take clean and uplifting any day.

Whether your character was decorating an enormous, run-down house in the country, or hosting a Cub Scout pack meeting (serving lobster, of all things!), you portrayed life as fun and energetic.

I choose to relate to your characters.

A studio publicity portrait of Doris Day for the 1960 film, ‘Midnight Lace.’

Public domain When my daughter spent three months sleeping under a table so she didn’t have to clean her room, I shrugged and laughed. I felt just like Kate McKay in “Please Don’t Eat the Daisies” when her son

liked being in a cage.

When I’m having fun with my daughters at girls’ camp, I feel like I could be a character in one of your movies. You helped me view life as fun and adventurous, never dull or

gloomy. Or at least, not for long.

Personally, your roles I’m fondest of are the sweet, girl-next-door movies, and the mom-with-kids movies. They’re engaging and wholesome and that’s the life that appeals to me. I’ve heard critics say they represent an Americana too virtuous, more perfect and small-town goodness than ever really existed.

To that I answer, “Says who?” Sure, every town has its meanness, ugliness, and tragedy, but aren’t there also sweet moments when a nice boy falls in love with the girl next door? Or a curious boy does something like get his head stuck between chair rungs? Or the family’s pet lobster Larry continually gets mixed in with the girl lobsters? (I love that part).

If gritty movies are real, I say sweet ones are real too.

Nothing wrong with a positive spin.

I hear you turned 88 in April, and you are going by Clara these days. May I call you Clara?

So, Ms. Day — Clara?

— would you consider

‘Pesky’ rings at wrong time, falls in odd places

By JACQUE THORNTON COLUMNIST

M

ost of us have done some pretty odd things in our lifetime — no, wait, stupid things, having put myself in that situation so many times it really can’t be counted.

Some years ago, when this newfangled thing they called a cellphone came out, I said I would never use such a gizmo. We had all done just fine with a plain landline phone — that is, until Don was scheduled for his last open-heart surgery almost eight years

ago.

Jon, our son-in-law, made a statement, “You are getting a cellphone on my family plan.” When Jon gives that “So be it” look, that’s it. It turned out to be one of the best things we ever did … only, to be honest, it has also caused some embarrassing moments.

One of the earlier stunts I still seem to do is forget and leave Pesky (name for my cell) in my purse on returning home after shopping. Five-year-old great-grand daughter Sally will often yell, “Gramma, your purse is ringing,” or, “somebody wants you in your purse.”

Then there was the time after the church rummage sale and the crowd had dispersed. We ladies were packing up and I couldn’t find the thing. It must have slipped out of my pocket into one of the many boxes (this thing has a mind of its own, I swear). I was praying it hadn’t hitched a ride in someone else’s loot.

Pat and Maggie, my partners, suggested I go and call my cell on the kitchen phone. Oh, what a great idea. They would be able hear it and trace the ring — if I could remember my cell number. I just couldn’t come up with it. It took about 20 minutes of trying

to get ahold of daughter Donna to get my cell number. I finally reached her and, still laughing, she called and Pesky sang loud and clear. It had fallen into a box of linens.

This little trick has saved me more than once when I misplaced it at home too.

Well, at least I didn’t drop it in the commode, like someone else I know.

Another of these idiotic incidents left me redfaced.

I was standing with several pastors at a Ministerial Association luncheon the Sunshine ladies were hosting some years back, talking about things in general. Suddenly, Pesky

started whining in a very low tone and I couldn’t get to it. Embarrassed, I tried to pretend I didn’t hear the music, or it was someone else’s cell. I kept talking.

Finally, one of the pastors leaned over and said, “Jacque, do you know your chest is singing!” They must have concluded it was time for hearing aids.

I felt like a nut because it was in my bra waiting for a call I did not want to miss, and I forgot to turn the sound to vibrating. Well, I certainly wasn’t going to reach down my neck for it in front of those two. They stood, grinning at me, and I — never being at a loss

stopping by sometime for dinner? If you give me warning, I’ll try to have the house clean. I need a lot of warning, actually. You can meet our pets, as I’ve heard you are an animal lover. I do caution you, we also have kids. We promise not to ask you to sing, or entertain us. We won’t call you America’s Sweetheart, or even ask what it was like making all those wonderful movies. We just want to say hello, and thank you.

Let us know if you can come. Fall is a beautiful time in the Pacific Northwest, and you can even enjoy a ferry ride on the way. I hope you can make it. Either way, que sera, sera!

Sincerely, Your longtime devotee, Denise Roundy — Denise Roundy is a columnist for the Kingston Community News. Check out more from her at thetreesandi.blogspot.com.

This column was originally published in the August 2012 Kingston Community News.

for words — popped out with, “Yes, I have been waiting for God to call. He just signaled your lunch burned while I stood here talking to you two guys,” and walked in the kitchen with red cheeks, hearing laughter behind me (I gotta tell you, they love me).

My husband was after me to get rid of old Pesky and buy a new cell with a fancy camera. Can you imagine the trouble I could get into with something like that?

— Jacque Thornton is a longtime columnist for the Kingston Community News (KingstonCommunityNews. com).

This column was originally published in the January 2013 edition of the Kingston Community News.

Time of Your Life

• Spring 2013

Page 25

By the numbers: Who we are, how we compare Population by gender and age: Kitsap County

Population by gender and age: Washington state

Population by gender and age: United states

Population 251,133 Male 127,155 60 and older 23,172 Female 123,978 60 and older

26,592 Grandparents living in same household as minor grandchildren 4,130 Grandparents responsible for grandchildren 1,361

Population 6,724,540 Male 3,349,707 60 and older

556,353 Female 3,374,833 60 and older 653,411 Grandparents living in same household as minor grandchildren 110,047 Grandparents responsible for grandchildren 42,089

Population 308,745,538 Male 151,781,326 60 and older 93,285,416 Female 156,964,212 60 and older 31,645,448 Grandparents living in same household as minor grandchildren 6,663,614 Grandparents responsible for grandchildren 2,687,216

Source: 2010 U.S. Census

Source: 2010 U.S. Census

Thunder Paws

Animal Massage & Canine Underwater Treadmill

Source: 2010 U.S. Census

Healthy pets make happy homes

Pet Birds:

Finches to Parrots All the supplies to make your bird happy and healthy!

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• Massage • Warm-water Therapy • Orthopedic & Geriatric Conditions • Fitness • Weight Management

Terry Shuck, S.A.M.P

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Barbi and Roar Nossum

206-842-6854

thunderpawsam.com Peninsula Pet Lodge is not your ordinary pet lodging facility, we are the place for people whose pets are like family members. We treat your dog or cat like a member of our family. With individual beds, private quarters, swimming pool, large fully fenced yards that all the dogs run in and daycare services your pet will feel right at home.

Visit our two brand new locations: Kingston

26569 Lindvog Road In the Windermere building adjacent to Columbia Bank

Two Locations

and

!

Pleasant Beach Village

on Bainbridge Island Adjacent to Vintage Home and Garden

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Serving pets and their people on Bainbridge and throughout North Kitsap since 1975.

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Over the Rainbow Bridge Pet Crematorium

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For information on hours of operation, visit www.NorthKitsapPAWS.org

Helping pets and their owners in a time of need

Over the Rainbow Bridge - Pet Crematorium (253) 857-4220 Even just thinking about our pets makes us feel better.

PHOTO: JuPiTerimages / THiNKsTOCK

We offer overnight lodging with optional luxury suites, salon grooming, and even a doggie day care to keep your dog entertained while you are at work or on vacation. Our cat lodging is second to none as each cat gets their own condo and during the day they roam in the cattery.

Barbi@BarbisBirdHouse.com

Page 26

Time of Your Life

• Spring 2013

Celebration at Emeritus

Dan Wenzlaff is congratulated on his upcoming 100th birthday

by Poulsbo Mayor Becky Erickson and Miss Poulsbo Makenzie Moody. The resident of Emeritus at Montclair Park turns 100 on May 24.

• 5 Star Rating ★★★★★ • Customer Satisfaction Award • Six Day Therapy

835 Madison Avenue North, Bainbridge Island, WA 98110 www.islandskillednursing.com ~ 206.406-9301

Montclair Park celebrated its new name — Emeritus at Montclair Park — with an open house, live music and gourmet food March 13. Cutting the ribbon, from left, are Poulsbo Mayor Becky Erickson, Executive Director Lee Sandstede, residents Elsie Bowers (with scarf), Audrey Klein (in purple blouse), Jean Wasson (in red blouse), Community Relations Director Kami Freke, and Miss Poulsbo Makenzie Moody. Montclair Park, 1250 NE Lincoln Road, has apartments for retirement living and assisted living. It was founded in 2001 and in 2010 was bought

by Emeritus, which owns senior-living communities across the U.S. Sandstede said the name “Emeritus” fits Montclair Park’s mission; the word means “retirement with honor,” he said.

Richard Walker / North Kitsap Herald

I WILL

often pretend to understand what people say. Even when my surroundings are quiet, it can be hard to

HEAR

My wife says that our relationship would be so much

BETTER

if she didn’t have to repeat herself so often.

THIS YEAR

is our year. I’m doing it for us.

Call today and ask about our new protection plan and 75-day trial.

Joy Nilsson, Au.D. Doctor of Audiology

360.362.1560

Brandy Stephens, Au.D. Doctor of Audiology

3311 Bethel Rd SE, Ste 110 • Port Orchard, WA 98366

See what our patients have to say about us at www.nilssonaudiology.com

OPKC Offers Treatment Options Class

If you have kidney disease and are facing possible kidney dialysis, OPKC now offers a class which discusses your treatment options. The classes are held on the 4th Tuesday of each month at 6:00 pm at the Bremerton dialysis center .

Please call 360 479-5908 to register

Time of Your Life

• Spring 2013

Page 27

Northwoods Lodge

Encore Communities

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Where excellent care and Customer Service result in superior patient outcomes superior patient outcomes • The Peoples Choice for Post - Hospitalization and Rehabilitation Services • The Peoples Choice for Post - Hospitalization and Rehabilitation Services • Extensive History of Perfect Surveys and a “5” Star Rating • Extensive History of Perfect Surveys and a “5” Star Rating • In-Patient and Out-Patient Comprehensive Physical, Occupational • In-Patient and Out-Patient Comprehensive Physical, Occupational and Speech Therapies and Speech Therapies • 24 hour Sub-Acute Skilled Nursing Care • 24 hour Sub-Acute Skilled Nursing Care • I.V. Therapies/Oncology Services • I.V. Therapies/Oncology Services 360.698.3930

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Country Meadows

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Where you feel like family and we Clearbrook personalize your nursing needs

Northwoods Lodge Where retirement living is like a vacation Country Meadows Where excellent care and Customer Service result in

Inn

Where you feel like family and we • Short Stay Option for Recovery and Respite Care personalize your nursing needs • Offering 14 Levels of Care • • Weekly Housekeeping Services Spacious One & Two Bedroom Cottages The Peoples Choice for Post - Hospitalization and Rehabilitation Services • Concierge Services • Specialized 24-Hour Onsite • • Personalized Shuttle Services Evening Meal in Clubhouse or Delivered to Cottage • Short Stay Option for Recovery and Respite Care Extensive History of Perfect Surveys and a “5” Star Rating Licensed Nursing Staff

superior patient outcomes Where retirement living is like a vacation • Evening Meal in Clubhouse or Delivered to Cottage • • • 360.692.4480 Weekly Housekeeping Services • In-Patient and Out-Patient Comprehensive Physical, Occupational • Concierge Services and Speech Therapies • 24 hour Sub-Acute Skilled Nursing Care • Personalized Shuttle Services • I.V. Therapies/Oncology Services 360.692.4480

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Page 28

Time of Your Life

• Spring 2013

— Jeff Crawford

Jeff Crawford and his CPRehab team, Aaron Norton and Kellie Greenhill

Cardiopulmonary rehabilitation

While mending a fence, Jeff Crawford was overwhelmed with exhaustion. at only 45 years old, this Suquamish resident didn’t know he was at risk. his young son said “call mom,” but thankfully, Jeff dialed 911 instead. by the time his ambulance reached harrison medical Center, Jeff was just moments away from a hear t attack.

With the help of harrison’s cardiopulmonary rehabilitation program, Jeff is now on the road to a healthy future. “i learned that there’s no magic pill. it just takes consistent diet and exercise. the cardiac rehab team keeps me on track. i didn’t know how fortunate i was to have such a world-class heart program in my own backyard. i appreciate it now! i am living, walking proof that harrison’s cardiac care works.” harrison medical Center’s Cardiopulmonary rehabilitation (Cprehab) is a key part of our full line of cardiovascular services. our team will customize a monitored exercise plan that is just right for you. Whether at harrison medical Center for phase 2 rehabilitation or at any one of the convenient phase 3 Cprehab locations, let harrison help write your prescription for a lifetime of good heart health.

Learn more at harrisonmedical.org/heart.

360-744-5978 CPRehab@harrisonmedical.org