Pioneer American
Who is Pioneer American Insurance Company?
Pioneer American Insurance Company is a life insurer specializing in Final Expense Insurance and Life Insurance for Seniors. Pioneer American o ers generous underwriting guidelines and a ordable rates, making the provider a top choice in the industry and a preferred vendor relied on by thousands of Americans and their families.
What is Term Life Insurance?
Pioneer American Insurance Company o ers
Term Life Insurance, a policy that is set for a period of time. Pioneer American o ers coverage from set period terms of ten to thirty years. Amounts for this coverage range from $25,000 to $500,000.
What is Universal Life Insurance?
Pioneer American Insurance Company o ers
generous underwriting guidelines for Universal Life Insurance. The simpli ed issue universal policy o ers individuals up to $500,000 in life insurance coverage without the need for a

What are Pioneer American’s
Policy O erings?
Pioneer American Insurance Company o ers three di erent coverage options for seniors looking for life insurance. Policy o erings include: Final Expense Life Insurance, Term Life Insurance and Universal Life Insurance. Pioneer American o ers options focused on End-Of-Life Expenses, including Burial and Funeral Insurance.
paramedical exam. Clients who need higher face amounts, such as those with estate planning needs, can opt to apply for a fully underwritten universal life insurance policy that may require an exam, depending on various factors.
What is Whole Life Insurance?
Whole Life Insurance is a life insurance policy o ering from Pioneer American Insurance Company that o ers up to $50,000 in coverage. Most seniors who receive this coverage may qualify for an immediate death bene t, issued to bene ciaries immediately at the time of the policyholder’s death, to cover End-of-Life expenses, including Funeral and Burial costs. Individuals who have serious health problems may qualify for a modi ed program with a 2 or 3year waiting period, depending on health.
What is Final Expense Life Insurance?
three di erent Final Expense Life Insurance
policies. Final Expense Life Insurance is a policy that pays a death bene t to cover end-of-life expenses, including funeral and burial expenses and unresolved medical bills, credit cards and other debts. Most Final Expense Life Insurance policies are capped at $25,000; however, Pioneer American’s generous policy expansion caps Final Expense coverage at $50,000.