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Consider the Andover Alternative

Invest in Andover’s future while enjoying fixed payments for life! Andover gift annuities offer an immediate charitable income tax deduction, tax-advantaged quarterly payments, and membership in the Samuel Phillips & Sarah Abbot Society. Your tax-smart future gift to Andover will be invested in its endowment, which has a proven track record of exceptional performance. A sample of Andover’s current annuity rates: Age(s) 75 80 85 80 & 75 85 & 80

Rate Sample Gift Deduction* Effective Rate** 6.2% $10,000 $4,203 11.7% 7.5% $10,000 $4,508 14.6% 8.4% $10,000 $5,326 17.3% 5.6% $10,000 $3,753 10.4% 6.7% $10,000 $4,072 12.8%

*Available in October 2013. Subsequent months may generate higher or lower deductions based on the monthly IRS discount rate. **Based on contributions from those in the maximum federal tax bracket who fund Andover annuities with cash. Also takes into account tax savings of charitable income tax deduction.

Contact Andover’s Gift Planning Office at 978-749-4529 or for details. Run your own calculations anonymously at

180 Main Street Andover MA 01810-4161

Fall 2013 Gift Annuity Postcard  
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