Premium Finance Worksheet: Retained Capital Prepared for:
Partner 2 Age 47 Male, Preferred Product: GUL VS. IUL @ 6.5%
Retained Capital Analysis Annual Net Outlay
Annual Retained Capital
Summary of Retained Capital
Total Retained Capital
Net Death Benefit
$51,602
$54,956
$10,000,000
$28,654
$89,045
$10,000,000
$66,559
$5,554
$100,749
$10,000,000
$89,151
$17,038
$89,152
$10,000,000
$72,113
$112,200
$40,087
$52,254
$10,000,000
$72,113
$136,468
$64,355
$12,888
$10,000,000
54
$72,113
$162,056
$89,943
$109,515
$10,000,000
8
55
$72,113
$163,833
$91,720
$214,315
$10,000,000
9
56
$72,113
$165,610
$93,497
$327,820
$10,000,000
10
57
$72,113
$167,031
$94,918
$450,216
$10,000,000
11
58
$72,113
$169,164
$97,051
$582,839
$10,000,000
12
59
$72,113
$170,230
$98,117
$725,218
$10,000,000
13
60
$72,113
$85,826
$13,713
$786,961
$10,000,000
14
61
$72,113
$0
$72,113
$761,313
$10,000,000
15
62
$72,113
$0
$72,113
$733,998
$10,000,000
16
63
$72,113
$0
$72,113
$704,908
$10,000,000
17
64
$72,113
$0
$72,113
$673,926
$10,000,000
18
65
$72,113
$0
$72,113
$640,931
$10,000,000
19
66
$72,113
$0
$72,113
$605,792
$10,000,000
20
67
$72,113
$0
$72,113
$568,368
$10,000,000
21
68
$72,113
$0
$72,113
$528,511
$10,000,000
22
69
$72,113
$0
$72,113
$486,064
$10,000,000
23
70
$72,113
$0
$72,113
$440,858
$10,000,000
24
71
$72,113
$0
$72,113
$392,713
$10,000,000
25
72
$72,113
$0
$72,113
$341,439
$10,000,000
26
73
$72,113
$0
$72,113
$286,833
$10,000,000
27
74
$72,113
$0
$72,113
$228,676
$10,000,000
28
75
$72,113
$0
$72,113
$166,740
$10,000,000
29
76
$72,113
$0
$72,113
$100,778
$10,000,000
30
77
$72,113
$0
$72,113
$30,528
$10,000,000
31
78
$72,113
$0
$72,113
$44,288
$10,000,000
32
79
$72,113
$0
$72,113
$123,967
$10,000,000
33
80
$72,113
$0
$72,113
$208,825
$10,000,000
34
81
$72,113
$0
$72,113
$299,199
$10,000,000
35
82
$72,113
$0
$72,113
$395,448
$10,000,000
36
83
$72,113
$0
$72,113
$497,952
$10,000,000
37
84
$72,113
$0
$72,113
$607,119
$10,000,000
38
85
$72,113
$0
$72,113
$723,383
$10,000,000
39
86
$72,113
$0
$72,113
$847,203
$10,000,000
40
87
$72,113
$0
$72,113
$979,071
$10,000,000
41
88
$72,113
$0
$72,113
$1,119,511
$10,000,000
42
89
$72,113
$0
$72,113
$1,269,080
$10,000,000
43
90
$72,113
$0
$72,113
$1,428,370
$10,000,000
44
91
$72,113
$0
$72,113
$1,598,015
$10,000,000
45
92
$72,113
$0
$72,113
$1,778,686
$10,000,000
46
93
$72,113
$0
$72,113
$1,971,101
$10,000,000
47
94
$72,113
$0
$72,113
$2,176,023
$10,000,000
48
95
$72,113
$0
$72,113
$2,394,265
$10,000,000
49
96
$72,113
$0
$72,113
$2,626,692
$10,000,000
50
97
$72,113
$0
$72,113
$2,874,228
$10,000,000
51
98
$72,113
$0
$72,113
$3,137,853
$10,000,000
Year
Age
Non-Financed
Financed
1
48
$72,113
$20,511
2
49
$72,113
$43,459
3
50
$72,113
4
51
$72,113
5
52
6
53
7
Assumed ROR
6.50%
Year 5 10 15 20 25 30 35 40 45 53
Total Retained Capital $52,254 $450,216 $733,998 $568,368 $341,439 $30,528 $395,448 $979,071 $1,778,686 $3,717,624