Male, PPNT Gender / Class: Projected Loan Scenario for Financed Policy:
Type: IUL
TBD 1 $800,000 6.60% $52,800 -$52,800 $0 $0 $800,000 $800,000 $402,852 $9,519,352 $8,719,352 $437,433 2 $800,000 5.30% $84,800 -$84,800 $0 $0 $1,600,000 $800,000 $1,179,597 $10,285,897 $8,685,897 $538,363 3 $800,000 5.30% $127,200 -$127,200 $0 $0 $2,400,000 $800,000 $2,006,326 $11,102,426 $8,702,426 $594,307 4 $800,000 5.39% $172,480 -$172,480 $0 $0 $3,200,000 $800,000 $2,886,365 $11,972,385 $8,772,385 $602,272 5 $800,000 5.49% $219,600 -$219,600 $0 $0 $4,000,000 $800,000 $3,825,100 $12,901,100 $8,901,100 $366,155 6 $800,000 5.60% $268,800 -$268,800 $0 $0 $4,800,000 $800,000 $4,827,040 $13,893,080 $9,093,080 $214,312 7 $800,000 5.70% $319,200 -$319,200 $0 $0 $5,600,000 $800,000 $5,896,578 $14,952,838 $9,352,838 $0 8 $800,000 5.78% $369,920 -$369,920 $0 $0 $6,400,000 $800,000 $7,071,681 $16,085,221 $9,685,221 $0 9 $0 0.00% $0 $0 $6,400,000 $0 $0 -$1,472,000 $5,981,882 $14,952,702 $14,952,702 $0 10 $0 0.00% $0 $0 $0 $0 $0 $0 $6,387,167 $15,315,267 $15,315,267 $0 11 $0 0.00% $0 $0 $0 $0 $0 $0 $6,860,619 $8,676,004 $8,676,004 $0 12 $0 0.00% $0 $0 $0 $0 $0 $0 $7,364,813 $9,154,846 $9,154,846 $0 13 $0 0.00% $0 $0 $0 $0 $0 $0 $7,901,847 $9,662,343 $9,662,343 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $8,431,056 $10,199,681 $10,199,681 $0 15 $0 0.00% $0 $0 $0 $0 $0 $750,000 $8,205,271 $9,975,514 $9,975,514 $0 16 $0 0.00% $0 $0 $0 $0 $0 $750,000 $8,016,996 $9,787,923 $9,787,923 $0 17 $0 0.00% $0 $0 $0 $0 $0 $750,000 $7,827,828 $9,465,045 $9,465,045 $0 18 $0 0.00% $0 $0 $0 $0 $0 $750,000 $7,638,649 $9,116,016 $9,116,016 $0 19 $0 0.00% $0 $0 $0 $0 $0 $750,000 $7,450,584 $8,739,352 $8,739,352 $0 20 $0 0.00% $0 $0 $0 $0 $0 $750,000 $7,265,090 $8,333,647 $8,333,647 $0 21 $0 0.00% $0 $0 $0 $0 $0 $750,000 $7,084,044 $7,897,622 $7,897,622 $0 22 $0 0.00% $0 $0 $0 $0 $0 $750,000 $6,904,529 $7,771,475 $7,771,475 $0 23 $0 0.00% $0 $0 $0 $0 $0 $750,000 $6,727,014 $7,650,545 $7,650,545 $0
Year Premium Borrowed Policy
Illustrated Rate:
Gender / Class: Policy Name: Insurance Carrier: Insureds Name(s):
Insureds Ages: 55 Additional Paid Interest Accrued End of Year Loan Interest Paid Loan Interest Rate Interest Due Premium/ Cash Flow Death Benefit Cash Sur Value Projected Life Policy
Loan Analysis: Valued Carrier Net Death Benefit Collateral Needed
6.10%
Valued Client
Details:
Insureds Name(s):
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
TBD 24 $0 0.00% $0 $0 $0 $0 $0 $750,000 $6,551,946 $7,535,457 $7,535,457 $0 25 $0 0.00% $0 $0 $0 $0 $0 $750,000 $6,379,743 $7,426,815 $7,426,815 $0 26 $0 0.00% $0 $0 $0 $0 $0 $750,000 $6,210,428 $7,324,814 $7,324,814 $0 27 $0 0.00% $0 $0 $0 $0 $0 $750,000 $6,044,874 $7,230,550 $7,230,550 $0 28 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,883,421 $7,144,570 $7,144,570 $0 29 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,725,932 $7,066,932 $7,066,932 $0 30 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,570,590 $6,995,932 $6,995,932 $0 31 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,415,815 $6,930,134 $6,930,134 $0 32 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,260,724 $6,868,840 $6,868,840 $0 33 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,102,834 $6,809,685 $6,809,685 $0 34 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,937,511 $6,748,056 $6,748,056 $0 35 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,759,825 $6,679,044 $6,679,044 $0 36 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,562,991 $6,595,804 $6,595,804 $0 37 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,389,761 $6,112,769 $6,112,769 $0 38 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,257,062 $5,626,990 $5,626,990 $0 39 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,189,207 $5,158,293 $5,158,293 $0 40 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,218,288 $4,733,130 $4,733,130 $0 41 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,383,350 $4,383,350 $4,383,350 $0 42 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,604,092 $4,604,092 $4,604,092 $0 43 $0 0.00% $0 $0 $0 $0 $0 $750,000 $4,886,632 $4,886,632 $4,886,632 $0 44 $0 0.00% $0 $0 $0 $0 $0 $750,000 $5,237,627 $5,237,627 $5,237,627 $0 Totals $1,614,800 $22,500,000 $5,237,627 $5,237,627
Premium Borrowed Valued Client 55 Valued Carrier IUL Insurance Carrier: Year Male, PPNT Projected Loan Scenario for Financed Policy: Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued Gender / Class: Gender / Class: Insureds Ages: Loan Analysis: End of Year Loan Collateral Needed Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Policy Type: Illustrated Rate: Projected Life Policy Details: 6.10% Policy Name: