1 $217,701 $217,701 $0 6790.18% 1 $89,100 $89,100 $750,132 16594.59% 2 $217,701 $435,402 $0 681.84% 2 $143,100 $232,200 $2,070,447 1112.83% 3 $217,701 $653,103 $0 271.86% 3 $214,650 $446,850 $3,475,610 388.99% 4 $217,701 $870,804 $0 156.14% 4 $291,060 $737,910 $4,971,474 207.32% 5 $217,701 $1,088,505 $0 105.07% 5 $370,575 $1,108,485 $6,567,052 131.91% 6 $217,701 $1,306,206 $0 77.25% 6 $453,600 $1,562,085 $8,270,191 92.43% 7 $217,701 $1,523,907 $0 59.98% 7 $538,650 $2,100,735 $10,088,449 68.67% 8 $217,701 $1,741,608 $0 48.34% 8 $624,240 $2,724,975 $12,079,735 53.09% 9 $217,701 $1,959,309 $0 40.00% 9 $709,560 $3,434,535 $14,203,227 42.24% 10 $217,701 $2,177,010 $120,277 33.80% 10 $796,500 $4,231,035 $16,526,070 34.47% 11 $217,701 $2,394,711 $120,617 29.02% 11 $801,900 $5,032,935 $17,617,298 28.75% 12 $217,701 $2,612,412 $120,958 25.23% 12 $805,950 $5,838,885 $18,777,270 24.40% 13 $217,701 $2,830,113 $121,299 22.15% 13 $0 $5,838,885 $5,762,351 19.58% 14 $217,701 $3,047,814 $121,639 19.63% 14 $0 $5,838,885 $6,218,138 17.37% 15 $217,701 $3,265,515 $121,980 17.52% 15 $0 $5,838,885 $6,711,283 15.65% 16 $217,701 $3,483,216 $122,321 15.74% 16 $0 $5,838,885 $7,301,384 14.31% 17 $217,701 $3,700,917 $122,663 14.20% 17 $0 $5,838,885 $7,928,387 13.23% 18 $217,701 $3,918,618 $192,472 12.88% 18 $0 $5,838,885 $8,593,954 12.34% 19 $217,701 $4,136,319 $270,886 11.73% 19 $0 $5,838,885 $9,299,875 11.60% 20 $217,701 $4,354,020 $356,429 10.72% 20 $0 $5,838,885 $10,047,642 10.98% 21 $217,701 $4,571,721 $483,057 9.83% 21 $0 $5,838,885 $10,875,920 9.62% 22 $217,701 $4,789,422 $624,828 9.03% 22 $0 $5,838,885 $11,755,755 9.26% 23 $217,701 $5,007,123 $777,398 8.33% 23 $0 $5,838,885 $12,689,630 8.94% Insureds Name(s): Insurance Carrier: Total Net Outlay Cash Value Net of Loan Illustrated Rate: 6.10% Net Cash Value Annual Net Outlay IRR of Cash Value Policy Name: TBD Gender / Class: Male, PPNT Policy Type: 55 Valued Carrier IUL Valued Client Year Annual Outlay Total Net Outlay Insureds Ages: Non - Financed Policy: Financed Policy: IRR of Net Cash Value Year Cash Value Comparison Analysis: Gender / Class:
Male, PPNT
IUL
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
24 $217,701 $5,224,824 $929,149 7.69% 24 $0 $5,838,885 $13,679,114 8.67% 25 $217,701 $5,442,525 $1,101,162 7.11% 25 -$583,889 $5,254,997 $14,106,987 8.43% 26 $217,701 $5,660,226 $1,220,174 6.59% 26 -$583,889 $4,671,108 $14,553,585 8.23% 27 $217,701 $5,877,927 $1,342,607 6.12% 27 -$583,889 $4,087,220 $15,022,775 8.04% 28 $217,701 $6,095,628 $1,487,265 5.69% 28 -$583,889 $3,503,331 $15,511,644 7.88% 29 $217,701 $6,313,329 $1,617,694 5.29% 29 -$583,889 $2,919,443 $16,131,791 7.24% 30 $217,701 $6,531,030 $1,750,847 4.93% 30 -$583,889 $2,335,554 $16,780,390 7.17% 31 $217,701 $6,748,731 $1,967,313 4.59% 31 -$583,889 $1,751,666 $17,449,952 7.11% 32 $217,701 $6,966,432 $2,159,390 4.29% 32 -$583,889 $1,167,777 $18,140,138 7.04% 33 $217,701 $7,184,133 $2,382,265 4.00% 33 -$583,889 $583,889 $18,843,982 6.98% 34 $217,701 $7,401,834 $2,572,488 3.74% 34 -$583,889 $0 $19,547,118 6.92% 35 $217,701 $7,619,535 $2,758,700 3.49% 35 $0 $0 $21,140,029 6.56% 36 $217,701 $7,837,236 $2,807,267 3.26% 36 $0 $0 $22,805,756 6.56% 37 $217,701 $8,054,937 $2,845,147 3.05% 37 $0 $0 $24,539,119 6.55% 38 $217,701 $8,272,638 $2,871,610 2.85% 38 $0 $0 $26,336,084 6.54% 39 $217,701 $8,490,339 $2,782,856 2.66% 39 $0 $0 $28,196,021 6.53% 40 $217,701 $8,708,040 $2,669,448 2.49% 40 $0 $0 $30,122,327 6.51% 41 $217,701 $8,925,741 $2,355,162 2.32% 41 $0 $0 $32,112,997 6.50% 42 $217,701 $9,143,442 $1,925,411 2.17% 42 $0 $0 $34,168,890 6.48% 43 $217,701 $9,361,143 $1,435,203 2.02% 43 $0 $0 $36,281,652 6.45% 44 $217,701 $9,578,844 $774,708 1.89% 44 $0 $0 $38,412,566 6.42% Totals $9,578,844 $774,708 1.89% Totals $0 $38,412,566 6.42% TBD Gender / Class:
Valued Carrier IRR of Cash Value Net Cash Value Policy Type: IRR of Net Cash Value Year Gender / Class: Year Annual Outlay Total Net Outlay Illustrated Rate: Total Net Outlay 55 Policy Name:
Insurance Carrier: Insureds Ages: 6.10% Cash Value Net of Loan
Insureds Name(s): Valued Client
Cash Value Comparison Analysis: Non - Financed Policy: Financed Policy: Annual Net Outlay