1 $350,000 6.60% $23,100 -$70,000 $46,900 $0 $303,100 $350,000 $180,492 $5,320,262 $5,017,162 $140,657 2 $350,000 5.30% $34,614 -$70,000 $35,386 $0 $617,714 $350,000 $526,176 $5,661,926 $5,044,212 $144,156 3 $350,000 5.30% $51,289 -$70,000 $18,711 $0 $949,003 $350,000 $894,566 $6,026,326 $5,077,323 $143,894 4 $350,000 5.39% $70,016 -$70,000 $0 $16 $1,299,019 $350,000 $1,287,208 $6,415,008 $5,115,989 $140,532 5 $350,000 5.49% $90,531 -$70,000 $0 $20,531 $1,669,551 $350,000 $1,706,247 $6,830,117 $5,160,566 $48,616 6 $350,000 5.60% $113,095 -$70,000 $0 $43,095 $2,062,645 $350,000 $2,153,731 $7,273,671 $5,211,026 $16,601 7 $350,000 5.70% $137,521 -$70,000 $0 $67,521 $2,480,166 $350,000 $2,631,679 $7,747,719 $5,267,553 $0 8 $350,000 5.78% $163,584 -$70,000 $0 $93,584 $2,923,750 $350,000 $3,157,912 $8,254,602 $5,330,852 $0 9 $350,000 5.84% $191,187 -$70,000 $0 $121,187 $3,394,937 $350,000 $3,719,540 $8,796,880 $5,401,943 $0 10 $350,000 5.90% $220,951 -$70,000 $0 $150,951 $3,895,888 $350,000 $4,334,083 $9,392,103 $5,496,215 $0 11 $0 5.94% $231,416 $0 $0 $231,416 $4,127,304 $0 $4,630,722 $9,669,392 $5,542,088 $0 12 $0 5.97% $246,400 $0 $0 $246,400 $4,373,704 $0 $4,946,686 $9,966,006 $5,592,302 $0 13 -$4,373,704 0.00% $0 $0 $0 $0 $0 -$4,373,704 $675,594 $1,834,550 $1,834,550 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $767,710 $1,885,653 $1,885,653 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $869,161 $1,996,292 $1,996,292 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $997,119 $2,133,528 $2,133,528 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $1,137,038 $2,279,287 $2,279,287 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $1,289,821 $2,433,981 $2,433,981 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $1,456,424 $2,598,024 $2,598,024 $0 20 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,400,634 $2,453,483 $2,453,483 $0 21 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,348,124 $2,296,048 $2,296,048 $0 22 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,299,781 $2,124,978 $2,124,978 $0 23 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,256,664 $1,939,545 $1,939,545 $0
Net Death Benefit Collateral Needed Projected Life Policy Details: Interest Paid Projected Loan Scenario for Financed Policy: Year Premium Borrowed Insureds Name(s): Valued Client Insureds Ages: 52 Loan Interest Rate Interest Due Cash Sur Value Female, PPNT Interest Accrued End of Year Loan Premium/ Cash Flow Death Benefit Additional Paid Insurance Carrier:
Policy Name:
Policy Type: IUL Gender / Class: Gender / Class: Illustrated Rate: 6.10%
Loan Analysis:
TBD
TBD
Ages: Valued Client 52
Female, PPNT Policy
24 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,220,122 $1,739,127 $1,739,127 $0 25 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,188,812 $1,740,964 $1,740,964 $0 26 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,163,208 $1,750,528 $1,750,528 $0 27 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,144,300 $1,768,944 $1,768,944 $0 28 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,132,784 $1,797,037 $1,797,037 $0 29 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,129,292 $1,835,563 $1,835,563 $0 30 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,134,384 $1,885,213 $1,885,213 $0 31 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,148,415 $1,946,463 $1,946,463 $0 32 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,171,320 $2,019,357 $2,019,357 $0 33 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,203,356 $2,104,282 $2,104,282 $0 34 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,244,482 $2,201,314 $2,201,314 $0 35 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,295,458 $2,311,382 $2,311,382 $0 36 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,356,241 $2,434,574 $2,434,574 $0 37 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,425,811 $2,569,961 $2,569,961 $0 38 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,503,341 $2,716,823 $2,716,823 $0 39 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,587,706 $2,874,135 $2,874,135 $0 40 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,701,589 $2,793,019 $2,793,019 $0 41 $0 0.00% $0 $0 $0 $0 $0 $225,000 $1,853,538 $2,722,133 $2,722,133 $0 42 $0 0.00% $0 $0 $0 $0 $0 $225,000 $2,055,292 $2,670,215 $2,670,215 $0 43 $0 0.00% $0 $0 $0 $0 $0 $225,000 $2,321,752 $2,648,586 $2,648,586 $0 44 $0 0.00% $0 $0 $0 $0 $0 $225,000 $2,671,798 $2,671,798 $2,671,798 $0 45 $0 0.00% $0 $0 $0 $0 $0 $225,000 $3,070,991 $3,070,991 $3,070,991 $0 46 $0 0.00% $0 $0 $0 $0 $0 $225,000 $3,524,012 $3,524,012 $3,524,012 $0
Collateral Needed Illustrated Rate: Projected Loan Scenario for Financed Policy: Projected Life Policy Details: Year Premium Borrowed Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued TBD TBD IUL 6.10% End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Gender
Gender
Insureds
Insurance
Insureds
Loan Analysis:
/ Class:
/ Class:
Type:
Carrier: Policy Name:
Name(s):
Insureds Name(s):
Insureds Ages:
Gender / Class: Female, PPNT
Policy Type:
Gender / Class: Illustrated Rate:
Loan Analysis:
Projected Loan Scenario for Financed Policy:
Projected Life Policy Details:
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
47 $0 $0 $0 $0 $0 $0 $0 $225,000 $4,035,934 $4,035,934 $4,035,934 $0 48 $0 $0 $0 $0 $0 $0 $0 $225,000 $4,612,249 $4,612,249 $4,612,249 $0 Totals $700,000 $6,525,000 $4,612,249 $4,612,249
Collateral Needed
TBD IUL 6.10%
Insurance Carrier:
End of Year Loan
Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Year Premium Borrowed Loan Interest Rate
Interest Due Interest Paid Additional Paid Interest Accrued 52 Policy
Valued Client
Name: TBD