1 $390,000 6.60% $25,740 -$78,000 $52,260 $0 $337,740 $390,000 $216,915 $5,357,465 $5,019,725 $142,517 2 $390,000 5.30% $38,570 -$78,000 $39,430 $0 $688,310 $390,000 $602,295 $5,738,855 $5,050,545 $146,245 3 $390,000 5.30% $57,150 -$78,000 $20,850 $0 $1,057,461 $390,000 $1,013,189 $6,145,759 $5,088,298 $145,591 4 $390,000 5.39% $78,018 -$78,000 $0 $18 $1,447,479 $390,000 $1,451,407 $6,580,017 $5,132,538 $141,212 5 $390,000 5.49% $100,878 -$78,000 $0 $22,878 $1,860,356 $390,000 $1,919,528 $7,044,208 $5,183,852 $36,805 6 $390,000 5.60% $126,020 -$78,000 $0 $48,020 $2,298,376 $390,000 $2,419,863 $7,540,613 $5,242,237 $0 7 $390,000 5.70% $153,237 -$78,000 $0 $75,237 $2,763,614 $390,000 $2,954,758 $8,071,578 $5,307,964 $0 8 $390,000 5.78% $182,279 -$78,000 $0 $104,279 $3,257,893 $390,000 $3,542,164 $8,639,514 $5,381,621 $0 9 $390,000 5.84% $213,037 -$78,000 $0 $135,037 $3,782,930 $390,000 $4,169,007 $9,246,887 $5,463,957 $0 10 $390,000 5.90% $246,203 -$78,000 $0 $168,203 $4,341,132 $390,000 $4,854,719 $9,913,129 $5,571,997 $0 11 $0 5.94% $257,863 $0 $0 $257,863 $4,598,996 $0 $5,186,090 $10,225,030 $5,626,034 $0 12 $0 5.97% $274,560 $0 $0 $274,560 $4,873,556 $0 $5,538,922 $10,558,392 $5,684,836 $0 13 -$4,873,556 0.00% $0 $0 $0 $0 $0 -$4,873,556 $779,605 $2,312,783 $2,312,783 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $884,005 $2,385,709 $2,385,709 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $998,916 $2,459,863 $2,459,863 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $1,142,007 $2,555,176 $2,555,176 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $1,298,280 $2,726,759 $2,726,759 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $1,468,740 $2,908,698 $2,908,698 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $1,654,450 $3,101,496 $3,101,496 $0 20 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,587,174 $3,036,036 $3,036,036 $0 21 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,522,339 $2,967,096 $2,967,096 $0 22 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,461,283 $2,792,986 $2,792,986 $0 23 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,404,961 $2,603,348 $2,603,348 $0
Net Death Benefit Collateral Needed Projected Life Policy Details: Interest Paid Projected Loan Scenario for Financed Policy: Year Premium Borrowed Insureds Name(s): Valued Client Insureds Ages: 50 Loan Interest Rate Interest Due Cash Sur Value Male, PPNT Interest Accrued End of Year Loan Premium/ Cash Flow Death Benefit Additional Paid Insurance Carrier:
Policy Name:
Policy Type: IUL Gender / Class: Gender / Class: Illustrated Rate: 6.10%
Loan Analysis:
TBD
TBD
24 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,354,579 $2,397,344 $2,397,344 $0 25 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,311,668 $2,174,257 $2,174,257 $0 26 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,278,169 $1,933,544 $1,933,544 $0 27 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,251,951 $1,948,976 $1,948,976 $0 28 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,233,804 $1,975,031 $1,975,031 $0 29 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,224,546 $2,012,673 $2,012,673 $0 30 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,225,048 $2,062,933 $2,062,933 $0 31 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,235,971 $2,126,622 $2,126,622 $0 32 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,257,886 $2,204,463 $2,204,463 $0 33 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,291,513 $2,297,343 $2,297,343 $0 34 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,337,514 $2,406,094 $2,406,094 $0 35 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,395,667 $2,530,627 $2,530,627 $0 36 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,464,382 $2,669,424 $2,669,424 $0 37 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,543,751 $2,822,741 $2,822,741 $0 38 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,632,477 $2,989,381 $2,989,381 $0 39 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,727,557 $3,166,365 $3,166,365 $0 40 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,825,810 $3,350,540 $3,350,540 $0 41 $0 0.00% $0 $0 $0 $0 $0 $255,000 $1,921,988 $3,536,587 $3,536,587 $0 42 $0 0.00% $0 $0 $0 $0 $0 $255,000 $2,050,238 $3,418,497 $3,418,497 $0 43 $0 0.00% $0 $0 $0 $0 $0 $255,000 $2,224,809 $3,312,507 $3,312,507 $0 44 $0 0.00% $0 $0 $0 $0 $0 $255,000 $2,465,967 $3,235,309 $3,235,309 $0 45 $0 0.00% $0 $0 $0 $0 $0 $255,000 $2,800,298 $3,208,990 $3,208,990 $0 46 $0 0.00% $0 $0 $0 $0 $0 $255,000 $3,260,071 $3,260,071 $3,260,071 $0 Loan Analysis: Collateral Needed Illustrated Rate: Projected Loan Scenario for Financed Policy: Projected Life Policy Details: Year Premium Borrowed Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued TBD TBD IUL 6.10% End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Gender / Class: Gender / Class:
Insureds
Insurance
Insureds Name(s):
Male, PPNT Policy Type:
Ages: Valued Client 50
Carrier: Policy Name:
Insureds Name(s):
Insureds Ages:
Gender / Class: Male, PPNT Policy Type:
Loan Analysis:
Projected Loan Scenario for Financed Policy: Projected Life Policy Details:
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
47 $0 $0 $0 $0 $0 $0 $0 $255,000 $3,782,535 $3,782,535 $3,782,535 $0 48 $0 $0 $0 $0 $0 $0 $0 $255,000 $4,373,616 $4,373,616 $4,373,616 $0 49 $0 $0 $0 $0 $0 $0 $0 $255,000 $5,039,731 $5,039,731 $5,039,731 $0 50 $0 $0 $0 $0 $0 $0 $0 $255,000 $5,787,828 $5,787,828 $5,787,828 $0 Totals $780,000 $7,905,000 $5,787,828 $5,787,828
Collateral Needed Insurance
TBD IUL 6.10%
Carrier:
End of Year Loan Gender
Illustrated Rate: Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Year Premium Borrowed Loan Interest Rate
/ Class:
Interest Due Interest Paid Additional Paid Interest Accrued 50
Policy Name: TBD Valued Client