“Expertise for your life" (continued) credit union, we’re invested in giving back to you, the member. Buy the home you’ve long sought, paying no origination fee on most loans. Reach new places with our better rates when financing an RV or boat. Grow your child’s savings using higher early-saver rates that show them the power of interest. We’re also helping write the story of your community. See us partnering with the 4News Now Extreme Team, building a new canine rescue, making the wish of a child come true, and lighting up the holidays for children at Sacred Heart Hospital. Cheer for Coug Country, knowing WSU college students learn real-world budgeting through our sponsorship of Cougar Money Matters. Where can we take you? At BECU, a new page is waiting. Visit one of our three locations in Spokane: North Division, Downtown and in the Valley. Learn more at becu.org/locations. For more, see ad on page 71.
GOLF CARTS
IGNORE THESE TIPS AT YOUR BATTERY’S PERIL Mike Tolley has been selling and servicing golf carts in Spokane for 30 years. The owner and general manager of Ott Knott Golf Carts will tell you the secret to golf cart performance and durability has more to do with a properly maintained battery than anything else. Here are Tolley’s top five battery tips.
1. GET WHAT YOU PAY FOR. “The cheapest batteries are just that — the cheapest,” Tolley said, adding the correct algorithm battery for your cart from U.S. Battery Manufacturing Co. will enjoy 10 times the life of a cheaper brand, negating any upfront savings.
2. WATER YOUR BATTERIES. Fill the batteries to the fill line
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(one inch below cap) with distilled or filtered water every 30 days. Battery lead plates exposed to air are ruined.
3. KEEP IT CLEAN. “Keep batteries clean enough to eat off of at all times,” Tolley said. “Dirt, debris and moisture suck voltage out of your batteries when you are not even using them.”
4. SCHEDULE A SHINE. Tolley recommends pulling the battery cables off the terminal every 90 days and clean everything until it looks like “shiny new metal” before resealing. As this is often overlooked (hint: a turquoise colored corrosion at the end of the cable means you’re too late), recommends adding it to your calendar so you don’t forget.
5. CONGRATULATE YOURSELF. If you follow the above tips and keep things properly maintained, your battery will not only hold a longer charge, but it will last years longer. “A well-maintained quality battery will last eight to 10 years, nonmaintained one year,” Tolley said. For more on Ott-Knott Golf Carts, visit ott-knottgolfcarts.com or see ad on page 73.
ESTATE PLANNING
AM I TOO YOUNG (OR TOO OLD) TO GET STARTED? Perhaps you think the idea of estate planning does not apply to you yet. You are too young, and you do not have much in the way of assets.
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Or, perhaps you fear the ship has passed you by. A startling percentage of people in their 50s, 60s, and beyond either have not completed an estate plan or have one that needs to be updated. Is it too late to catch up? For both groups, there is good news, according to Katharine Tate of Liberty Lake’s Tate Law Offices.