Living In Loveland Spring 2015

living in

LOVELAND SPRINGWINTER 2015 2013-2014

NOCORESIDENTIAL.COM

THE ART of

SPRING

WWW.NOCORESIDENTIAL.COM (970) 593.0999 1

Welcome To Loveland Serving all of Northern Colorado and Wyoming Over 30 Full Time Professional Agents Complimentary Community Tours Home Sales Assistance Relocation Services International and National Network 2013’s Re/Max Mountain States Eagle Award Children’s Miracle Network Office Community Support: Realtors For Kids Susan G. Komen

6028 Stallion Drive Loveland, CO 970-593-0999 www.NoCoResidential.com www.NoCoCommercial.com Each Office Independently Owned and Operated

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Meet our great people!

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We have some of Denver’s most recognized mortgage professionals on our TEAM and we serve some of Denver’s most recognized Realtors. And, we are rate competitive day in, day out. Not only that but unlike other lenders, our performance is Guaranteed!* At Hallmark Home Mortgage we love Realtors and any experienced Realtor will tell you that if it’s between mortgage rates and great mortgage people who close loans, they’ll take the people any day. But why not both?

Contact us today to discuss your home financing possibilities, our Signature Performance Guarantees and Pre-Approval Guarantee. Let us put a piece of paper in your hand that’s worth something! Your Hallmark Signature Pre-Approval Guarantee for the home of your dreams.

MAIN OFFICE · DEER CREEK 10822 W. Toller Drive Suite 120 Littleton | CO 80127 Main Office | 303.789.9933 Toll-free | 866.262.0820 Fax | 303.789.2299

DENVER TECH CENTER OFFICE 6300 S. Syracuse Way Suite 130 Centennial | CO 80111 DTC Office | 303.789.9933

WESTMINSTER OFFICE

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Are you tired of renting and ready to own? Not sure if your credit or income or savings will get you there? Call one of our Path2Buy Loan coaches to get started on your plan. We have a habit of putting people in homes faster than they thought possible. Maybe we can do the same for you! Go to www.dowerentorbuy.com For use by real estate or mortgage professionals only, Not intended for distribution to consumers. This information is not intended to be an indication of loan qualification, loan approval or a commitment to lend. Other limitations may apply. ©2014Hallmark Home Mortgage Corporation NMLS ID#53441 (www.nmlsconsumeraccess.org) EQUAL HOUSING LENDER

HERE’S TO A RETURN TO

WHAT MATTERS TO KEEPING YOUR MONEY LOCAL. REINVESTING IN THIS PLACE WE CALL HOME.

MORTGAGE LOANS FROM YOUR LOCAL LENDER.

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*Credit qualifications and membership required. Mortgage loans are only available on Colorado properties.

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Local Flavor: Loveland

SPRING 2015

Botanic Beauties

Spring fever is in full bloom at local Loveland greenhouses.

Stop by the Loveland Garden Center at 1801 South Lincoln Avenue and get an early start on garden planning and bloom swooning.

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Seasonal Trends Sunrise views over Denver’s Sloan Lake

Cambria Collection, Z Gallerie, zgallerie.com; $79.95

Spring Trends

Benjamin Moore Burnt Sienna #1196; benjaminmoore.com

Update your home with some of the season’s hottest color trends and patterns.

Sunset bowl, Crate & Barrel, crateandbarrel. com; $39.95

One of a kind navy grid shibori patch pillow, Rebecca Atwood, rebeccaatwood.com; $229

Guggenheim Laguna armchair, Dot & Bo, dotandbo.com; $485

SPRING 2015

Venom coasters, Jonathan Adler, casa.com; $78

Zara rug, Z Gallerie, zgallerie.com

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SPRING 2015

SPRING 2015 Publishing Director Casey Orr Creative Director Kaley Rhodes Editorial Kelsey Sindorf, Kimba Orr, Allison Orr, Bobby Sindorf Advertising Sales Tim Ingle

CONTENTS ONWARD! Spring Forward Living In‘s Months Ahead Garden Tending Strawberry Bliss

13 14 18 26

FASHION Spring Color Trends

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FOOD, ETC. Lighter Fare Perfectly Cooked Chicken Try Something New Fun With The Kids

35 37 40 42

WELCOME HOME The 6 Steps To Buying A Home Mortgage Rates Impact On Home Ownership The Art Of House Hunting Design Files: High Style Prairie Design

44 46 48 50

© 2014 Pelican Publications, All rights reserved.

GI VING BACK Summer School Lunch Programs

55

No part of this magazine may be reproduced, stored in a retrieval system or transmitted in any form, or by no means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of the publisher.

Contacts: Advertising Information Tim@LivingInDenver.co Ph: 303-955-5036 ADVERTISING General Inquiries Contact@MyPelicanMagazine.com More Information About Pelican Publications: Magazine Publishing & Marketing Consulting Pelican distributes LIVING IN DENVER magazines to Denver NEWCOMERS through real estate agents, chambers of commerce and www.LivingInDenver.co.

Pelican distributes WILDLIFE magazines to WILDLIFE ENTHUSIASTS in Kansas through email subscribers, local businesses and www.MWMKS.com.

Office 7550 W Yale Ave, Suite A-100 Denver, CO 80227 www.MyPelicanMagazine.com

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SPRING 2015

ONWARD! NOTEWORTHY DATES, HELPFUL TIPS & REMINDERS TO LIVE YOUR BEST SPRING MONTHS AHEAD

plus...

CELEBRATE MAY DAY! GARDEN TENDING SWEET BERRY BLISS

Spring FORWARD Warm weather fever has hit: ready your home and garden with these eight easy preparations.

1.

Clean gutters, downspouts and don’t forget the birds! Clean out their feeders and houses and re-fill with fresh food.

2.

Check to see if any tree branches broke over the winter and cut them back. Trim the bushes around the house within five feet to help with ventilation and drying out of surfaces.

3.

Seal any cracks in your driveway and sidewalk or other cement surfaces.

4.

Power wash your deck or patio, get out stored patio furnitures and wipe down.

5.

Inspect all garden hoses and exterior faucets for possible freeze damage from winter weather.

6.

Be sure to check your roof for missing shingles or other damage that may have occurred over the winter. Consider hiring a professional for this job.

7.

Remove dead flowers and weed garden beds frequently. Give young trees, standard shrubs and roses extra support with stakes.

8.

Once May arrives, check your garden plants regularly for snails and slugs, tidy up early-flowering Clematis and place supports between tall perennials.

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LIVING IN’S

2015

MONTHS AHEAD

.co

Spring GOOD FRIDAY Friday, 04/03/15

april fool’s day

EASTER Sunday, 04/05/15

Wednesday, 04/01/15 Popular since the 19th century, it is not a national holiday but is celebrated as a day to play practical jokes and hoaxes on each other.

WORLD HEALTH DAY Tuesday, 04/07/15 TAX DAY Wednesday, 04/15/15

birthstone Diamond and Crystal

ADMINISTRATIVE PROFESSIONAL’S DAY Wednesday, 04/22/15

flower Daisy and Sweet Pea

fRUITS & VEGGIES

EARTH DAY Wednesday, 04/22/15

Strawberry, Asian Pear, Tomatillos

ASTROLOGICAL SIGNS

ARBOR DAY Friday, 04/24/15

Aries (until the 19th) Taurus (begins the 20th)

livingindenver.co

NATURAL SPRING REMEDIES

APRIL FOOL’S DAY Wednesday, 04/01/15

APRIL

find more online

>> To ease anxiety, massage the temples with lavender oil or drink chamomile tea. >> Drink rosemary tea to alleviate melancholy or depression. >> Trying to remain relaxed but alert? Some studies suggest that the smell of apples, apple cider vinegar, or spiced apples (as in mulled cider) have this effect. >> A tea of elderberry flowers is considered relaxing to the nerves and is sleep inducing. >> For insomnia, drink bee balm or chamomile tea and eat mandarin oranges.

PASS THE SALT

MAY

JUNE

MAY DAY Thursday, 01/01/15

FLAG DAY Sunday, 06/14/15

CINCO DE MAYO Tuesday, 05/05/15

INTERNATIONAL PICNIC DAY Thursday, 06/18/15

MOTHERS DAY Sunday, 05/10/15 ARMED FORCES DAY Saturday, 05/16/15 MEMORIAL DAY Monday, 05/25/15

birthstone Emerald

SUMMER SOLSTICE Sunday, 06/21/15 FATHERS DAY Sunday, 06/21/15 NATIONAL PINK DAY Tuesday, 06/23/15

birthstone Alexandrite, Pearl & Moonstone

fRUITS & VEGGIES

fRUITS & VEGGIES

Mango, Limes, Potatoes

Cherries, Plums, Pluot, Okra

ASTROLOGICAL SIGNS

summer solstice

Taurus (until the 20th) Gemini (begins the 21st)

Sunday, 06/21/15 The longest day of the year and the official start of summer, it is often a time for festivals, feasts and celebrations.

>> Rub salt on fruit stains while still wet, then put them in the wash. >> To remove mildew spots, rub in salt and some buttermilk, then let dry in the sun. >> If you spill wine or fruit juice on your tablecloth, pour salt on the spot at once to absorb the stain. >> Apply a paste of salt and olive oil to ugly heat rings on your table. Let sit for about an hour and then wipe off with a soft cloth. >> To restore some of the color to faded fabric, soak it in a strong solution of salt and water. >> Discharge evil spells by throwing a pinch of salt over your left shoulder. >> Mix a tablespoon of salt into the water of a vase of cut flowers to keep them fresh longer. >> A mixture of salt and vinegar will clean brass.

“Happiness will never come to those who fail to appreciate what they already have.”

SPRING 2015

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ONWARD!

/ CELEBRATE!

Happy

MAY DAY! Though May 1st comes closer to the start of spring, many cultures have celebrated May Day as the first dsy of summer. Either way, it is a time to say goodbye to the cold winter and to welcome flowers, dancing, singing and yes, flirting!

D

ancing around the maypole is probably the oldest known tradition associated with May Day. A maypole is a tall wooden pole erected as a part of various European folk festivals, around which a maypole dance often takes place. Another tradition, popular with children and adults alike is to deliver baskets filled with flowers, sweets, or whatever other treats you like to a special friend’s house. The tradition is to leave their May basket on the porch or in front of their door and ring the door bell. When they open the door to find their basket the giver starts running - if your special friend catches you they get to kiss you!

SPRING 2015

Start A New Family

Tradition

Get the kids involved in a fun project they will love and create lasting memories in the process.

The beauty of a May Day basket is in its hand-made simplicity, so break out the crafting materials and get creative!

Recycled May Day Baskets Recycled cans are an inexpensive and resourceful way to make a special basket. Save and clean a tall tin can (the ones pasta sauce comes in) and hammer nails into the sides to create holes. Shape a wire hanger into the handle, making sure it is long enough to fit over a door knob once it is filled with flowers or goodies. Cut brown paper from a bag and use twine or decorative ribbon to dress it up. Let your children do their own unique designing using paint, paper and glue.

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ONWARD!

/ GARDEN TENDING

HOT WEATHER

WATERING When rain is scarce, you need to make sure your garden is getting the water it needs. Vegetables need water to produce, so it is crucial to give them a drink when it is dry.

V

egetables should be watered two or three times a week during really hot weather. Watering the garden deeply is critical; you need the water to go down deep to encourage deep roots and get away from the hot soil surface. Put a small cup or can in the garden soil and water until it has collected at least an inch from a sprinkler. If you have planted your garden in containers they will probably need to be watered every day, as container gardens seem to dry out faster than the ground. If you are watering your garden by hand, use a nozzle turned to the shower setting for rain-like watering. If the water starts to puddle, move on and come back several times to make sure the water is soaking in and the soil is thoroughly moist.

Big leaf plants such as cucumbers, squash and melons lose moisture fast. Wilting plants are a good indication that your garden needs water - however, in very hot weather these plants will wilt some during mid-day no matter what, perking back up in the evening.

Try and avoid getting the plant leaves wet, but if you are using a sprinkler it is impossible not to. In this case, you should water early in the morning so that the foliage will dry out quickly and minimize disease.

Tomatoes are a thirsty breed and do not like to dry out. If you let them go from dry to wet they will get blossom-end rot, as well as cracks in the fruit from expanding too fast. To avoid these problems, keep the soil consistently moist.

Keep your ground moist by using an organic mulch such as wheat straw, finely ground bark, pine needles or chopped leaves. Spread mulch on the ground around and under plants. This will protect the soil and roots from the hot sun. A two to three inch layer of mulch makes a huge difference in the hot weather. Without mulch the sun bakes the soil, and you end up watering even more.

SPRING 2015

Spring Planting Many flowers can be planted as soon as the ground is soft enough to work in the spring. Some varieties can even survive a late freeze. While annual flowers will give you blossoms early, perennials will not bloom right away, and instead show their colors in summer and early fall. To ensure continuous color all season, do some research on blooming times.

Roses are a perennial that should be planted early.

All roses thrive in rich, well-draining soil and full sunlight.

Pansies are another cool season annual and extremely coldhardy flower. They can freeze, thaw and continue blooming.

Plant in full sun or partial shade, in moist but well-draining soil.

They will bloom until it gets too hot, then they will fade and need to be replaced.

Snapdragons are an easy to grow annual that love cooler climates. You can plant these in early spring when the ground is cool as they will survive a light frost.

They grow best in full sun and well-drained soil.

Lilies are hardy flowering bulbs that are easy to care for and can be planted almost any time of the year. The plantings can be staggered so they will bloom from May through September. Plant lilies in early spring but place a 4 inch layer of mulch over the planting site to protect against hard freezes. As the shoots emerge, gradually remove the mulch. Plant where they will have full sunlight and well-drained soil. Beware: too much water will rot the bulbs!

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ONWARD!

/ GARDEN TENDING

your best garden

PLANTING GUIDE Sharing tips from the Colorado Master Gardner program at Colorado State University.

HARDY VEGETABLES

SEMI-HARDY VEGETABLES

Broccoli / Cabbage / Kohlrabi / Onions / Lettuce / Peas / Radish / Spinach / Turnips

Beets / Carrots / Cauliflower / Parsley / Parsnips / Potatoes / Swiss Chard

GROWING CONDITIONS Cool / 60 - 80 degrees

GROWING CONDITIONS Minimum daytime temperatures of 40 - 50 degrees

Lose quality in hot weather May be replanted mid-summer for fall harvest May survive a light frost WHEN TO PLANT As soon as soil adequately dries in spring May be planted as early as twofour weeks before the date of the average last spring frost

SPRING 2015

Less tolerant of frost WHEN TO PLANT As soon as soil adequately dries in spring May be planted as early as two weeks before the date of the average last spring frost

TENDER VEGETABLES

Beans / Celery / Corn / Cucumbers / Summer Squash GROWING CONDITIONS Warm / 70 - 95 degrees WHEN TO PLANT As soon as soil is adequately dry to work Typically planted 2 weeks or more after the average last spring frost date Summer-like weather with daytime temps above 60 degrees and breezes are no longer cool A week of daytime temps below 55 degrees may stunt the crop

VERY TENDER VEGETABLES

Lima Beans / Cantaloupe / Eggplant / Peppers / Pumpkin / Winter Squash / Pumpkins / Tomatoes / Watermelon GROWING CONDITIONS Warm / 70 - 95 degrees WHEN TO PLANT As soon as soil is adequately dry to work Typically planted 2 weeks or more after the average last spring frost date Summer-like weather with daytime temps above 60 degrees and breezes are no longer cool A week of daytime temps below 55 degrees may stunt the crop

CUSTOM BLINDS, SHADES, SHUTTERS AND DRAPES

SPECIAL FINANCING AVAILABLE* Call to Schedule Your FREE In-Home Design Consultation 888-994-5678 or visit www.3DayOffer354.com

*Subject to credit approval. Minimum monthly payments required. See Design Consultant for details. Š 2015 3 Day Blinds Corporation

21

ONWARD!

/ LOCAL FLORALS

1

FRONT RANGE

FLORALS Local greenhouses are gearing up for the summer season, ready to provide you with beautiful plants, endless inspiration and extensive know-how for growing your best and brightest beds yet.

1. Savor the sunshine yellow at Happy Life Gardens in Evans, located at the edge of Greeley; 2000 37th St. 2. Growing season is in full swing at Creekside Gardens in Littleton; 5730 W. Coal Mine Ave. 3. Bright colors bring on spring fever at Sundance Gardens & Landscaping in Evergreen; 27866 Meadow Dr. 4. Yard art inspiration at Loveland Garden Center; 1801 S. Lincoln Ave. >> SPRING 2015

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Cherry Creek Schools: A Great Neighborhood School in Every Neighborhood.

3

4

“All children deserve a great school in their neighborhood, one they can walk or ride the bus to with their friends.

These friendships between children and their families unite communities and make them stronger.”

We educate more than 54,000 children and serve over 300,000 residents in 108 square miles that spread across eight municipalities: Cherry Hills Village, Centennial, Foxfield, Glendale, Greenwood Village and portions of Aurora, Englewood and Denver.

The Cherry Creek School District is one of the highest achieving school districts in the state. Cherry Creek Schools students consistently score well above state averages on Colorado standardized assessments and above state and national averages on SAT and ACT exams.

The district 2014 graduation rate is 87% compared to the state average of 77% and the national average of 78.2%.

The Cherry Creek School District has the third most National Board Certified Teachers in Colorado.

Members of the 2014 graduating class earned more than $54 million in scholarships.

SchoolMatch,© an independent, nationwide service, has recognized the Cherry Creek School District as among only 16% of school districts nationwide with its “What Parents Want” Award for 20 consecutive years.

303.773.1184

www.cherrycreekschools.org

“To inspire every student to think, to learn, to achieve, to care” 23

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5. A plethora of pansies at Sturtz & Copeland in Boulder; 2851 Valmont 6. Starting strong plants at Echter’s Garden Center in Arvada; 5150 Garrison St. 7. It’s all about the artful containers at Tagawa Gardens in Parker; 7711 S. Parker Rd. 8. Tulips in bloom at O’Tooles Garden Center in Lakewood; 1404 Quail St. 9. Houseplants and hanging baskets abound at Golden City Floral in Golden; 5331 Quaker St. 10. Helpful and ready to share their knowledge at O’Tooles Garden Center in Westminster; 9400 Wadsworth 11. Striking and contemporary garden art at the Bath Garden Center Nursery in Fort Collins, where they grow all their own plants organically; 2000 E. Prospect Rd.

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SPRING 2015

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ONWARD!

/ SWEET BERRY BLISS

STRAWBERRY BLISS Homegrown strawberries just may be the sweetest, juiciest and most aromatic berries you will ever taste. An easy to grow fruit, their crop will reward the home gardener with ample harvests for many years.

OVERVIEW The strawberry plant is a hardy perennial that dies back in the winter and returns in the spring when the weather gets warm.

After bearing fruit, many types of strawberries will produce runners called daughter plants. Runners often root nearby, attached to the mother plant. To keep the mother plant strong and healthy only allow three daughter plants to remain attached, clipping the others to plant somewhere else. Strawberries will have a resting period after their first big harvest of the season, but most plants will produce again in the fall if you keep them watered and weeded.

If you live in Zone 6 or further north, your strawberries should be planted in the spring so they will be well rooted by the following winter. They can be replanted in late summer and moved to a cool, protected place such as an unheated garage during the winter months. Most sweet fruits require an abundance of sunshine. Strawberries require at least 8 hours daily of full sun

SPRING 2015

and prefer a slightly acidic soil. If you soil is slightly alkaline it would be better to grow the berries in large containers filled with potting mix. The plants won’t do well in clay soil, but by mixing in 4 inches of compost they will be fine. If you are planting directly into the ground, space your plants 18 inches apart, making room for runners. Be sure to set plants so that their roots are well covered with soil but the central bud or crown is exposed to light and air.. If you bury the crown your plant could rot.

Mulch between plants after planting to keep the soil temperature cool, deter weeds and to keep the fruit off the soil. Straw is the traditional strawberry mulch. Do not use black plastic since it will raise the soil temperature and optimal fruit production requires cool soil. Plants will start blooming in early spring and they must be visited by the bees or other pollinating insects before they can set fruit. In warm weather you should have ripe fruit about 30 days after blossoms are fertilized.

GROWING TIPS • Well drained, sandy loam with a soil pH from 5.8 to 6.2 is ideal.

• Don’t plant where tomatoes, potatoes, peppers or eggplant have been grown recently (verticillium rot).

• Be sure you have certified disease-free plants.

• Select plants with large crowns and healthy, light-colored roots.

• Amend soil with 1-2 inches of organic matter like compost or well-rotted manure.

• Keep weeds from competing with your strawberry plants.

• Make a hole large enough to spread the roots. Hill the center of the hole and place the crown slightly above soil level. Spread the roots downward on the hill.

Fill the hole, making sure the soil only goes halfway up the crown.

• Do not over fertilize or you will have excessive leaf growth and poor flowering. Apply a balanced fertilizer at planting at the rate of 1 pound per 100 square feet.

CHOOSING YOUR PLANTS There are basically 3 types of strawberry plants to choose from: June bearing, Everbearing and Day Neutral.

JUNE BEARING June Bearing strawberries produce a single, large crop per year during a 2 - 3 week period in the spring. June bearers are the traditionally grown plants, producing a single flush of flowers and many runners. They are classified into early, mid-season and late varieties. The largest fruits are generally from June bearing varieties.

EVERBEARING Everbearing strawberries produce two to three harvests of fruit intermittently during the spring, summer and fall. Everbearing plants do not send out many runners.

DAY NEUTRAL Day Neutral strawberries will produce fruit throughout the growing season.

These strawberries also produce few runners. Everbearing and day neutral strawberries are great when space is limited, but the fruits are usually somewhat smaller than June bearers.

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ONWARD!

/ SWEET BERRY BLISS

STRAWBERRY RECIPES Savor the bounty of your strawberry crop by indulging in these red berry recipes perfect for fresh spring eating.

STRAWBERRY CREAM CHEESE ICE BOX CAKE 2 lb. fresh strawberries 2 sleeves graham crackers 1 - 8 oz. pkg cream cheese, softened 1 - 14 oz. can sweetened condensed milk 2 - 3.4 oz. instant cheesecake flavored pudding 3 C. milk 1 - 12 oz. carton frozen whipped topping (Cool Whip) 1 Clean and thinly slice strawberries, set aside.

2 Line the bottom of a 9x13 pan with graham crackers. You may need to break some of the crackers to fit them in the pan.

3 Combine the cream cheese and sweetened condensed milk in a large bowl, beat until creamy. Add pudding mix and additional 3 C. milk, beat until mixture starts to thicken. Fold in 2 cups of the whipped topping just until combined.

4 Pour half of the cream cheese mixture over the graham crackers.

Smooth it out and place a layer of strawberries on top. Add another layer of graham crackers, top with remaining cream cheese mixture and strawberries. Cover and refrigerate for 6-8 hours.

5 When ready to serve, top with remaining whipped topping. Garnish with any remaining strawberries and graham cracker crumbs. *If the strawberries leave extra moisture from setting overnight, dab the excess with a paper towel before adding final toppings.

STRAWBERRY SPINACH SALAD WITH RASPBERRY VINAIGRETTE (serves 4-6) 6 - 7 C. baby spinach 2 C. strawberries; hulled and sliced 1 C. blueberries (optional) 1/2 C. toasted, chopped pecans 4 oz. goat cheese (or other favorite soft white cheese) 2 1/2 Tbsp raspberry vinegar 6 Tbsp vegetable oil 1/4 C. honey 1/2 tsp dijon mustard 2 Tbsp finely minced shallots 1/4 tsp salt 1/8 tsp freshly ground black pepper SPRING 2015

1 Toast the pecans by placing in a skillet over medium heat. Stir or toss so they won’t burn 1-2 minutes, or until fragrant. Mix with the spinach and berries.

2 Whisk all the dressing ingredients together, blending well so the honey doesn’t settle to the bottom.

3 Just before serving, toss the spinach mix with the dressing and top with cheese, or pass the dressing and cheese separately for individual topping.

TRIPLE DECKER STRAWBERRY CLUB SANDWICH makes 4 large sandwiches 1 lb. bacon 2 lbs. (4 pieces) boneless skinless chicken breast halves salt and pepper 1 avocado 2 Tbsp fresh lemon juice 1/3 C. mayo 12 slices whole wheat bread 2 C. baby spinach 1 1/2 C. strawberries, hulled and sliced 1 Fry the bacon until crisp and drain on paper towels. Pour off all but 2 tablespoons fat from skillet and adjust to medium-high heat. Season chicken breasts with salt and pepper; add to skillet and partially cover.

Cook until both sides are golden, about 10 minutes, turning once. Let rest 5-10 minutes and thinly slice.

2 Mash the avocado with lemon juice and stir in the mayo; season with salt and peper.

3 Toast the bread slices and spread each with 1 tablespoon avocado mixture. Divide the chicken among 4 slices of toast and top each with several slices of bacon. Cover each stack with another toast slice, layer with spinach, sliced strawberries and remaining toast slice. Cut into quarters.

FASHION

spring hues GO BOLD WITH MODERN COLOR TRENDS LIKE RED AND NAVY THIS SEASON >>

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FASHION 3

1 2

MILITARY GREEN NAVY

Spring Into The UNCONVENTIONAL A mix of classic neutrals and unconventional pops of color make spring’s go-to color palette a cool and modern mix of old and new.

BURNT ORANGE

GOLDENROD YELLOW

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5 MODERN SPRING HUES: [1] Roll Sleeve Slim Dress, Equipment, $258.00, scoopnyc.com; [2] Shredded Jersey Tank, Raquel Allegra, $66.00, theoutnet.com; [3] Kale Watch, WeWood, $120.00, amazon.com; [4] Gold Batik Scarf, Color Island, $81.00, shoptiques.com; [5] Skyler Hat, Brixton X UO, $60.00, urbanoutfitters.com

SPRING 2015

1

PACIFIC BLUE

2

RED

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Shibori TIE-DYE

EMERALD 3

The season’s must-have print, inspired by a traditional Japanese method of tie-dying fabrics using various binding techniques to create different patterns. Look to add a Shibori dyed scarf or tote bag to your closet this season.

Shibori Tie Dye Scarf, HSSS Artisans, uncommongoods.com Blue market Tote Bag, AikoThreads, $21.00, etsy.com/shop/AikoThreads

[1] Striped Mini Skirt, T by Alexander Wang, $125.00, net-a-porter.com ; [2] Techno Paisley Lace Dress, House of Holland, $663.00, luisaviaroma.com; [3] Striped Kimono Front Trouser, Chloe, $1716.00, matchesoffashion.com; [4] Emerald Cat’s Eye Charm, Kendra Scott, $20.00, neimanmarcus.com

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SPRING 2015

DRAGONFLY APPAREL 3615 W. 32ND AVE. DENVER, CO 80211 303-433-6331

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SPRING 2015

FOOD, ETC. LIGHTER FARE RECIPES, A PERFECTLY COOKED CHICKEN, DECADENT CHOCOLATE ANGEL FOOD CAKE AND FUN RECIPES FOR THE KIDS

FRESH FRUIT SALSA WITH BAKED CINNAMON-SUGAR TORTILLA CHIPS

Skip the chocolate-heavy desserts and opt for this fresh and incredibly satisfying sweet treat.

Lighter FARE

2 lb. fresh strawberries, chopped 8 oz. fresh raspberries 2 kiwis, peeled and diced 2 apples, diced 1 Tbsp brown sugar 2 Tbsp granulated sugar 3 Tbsp fruit preserves, your choice of flavor 4 flour tortillas 4 Tbsp granulated sugar 1 1/2 tsp cinnamon butter flavored cooking spray Preheat oven to 350 degrees.

Mix up the fruit salsa by combining all ingredients and chilling in your refrigerator for at least 15 minutes.

Combine the cinnamon and sugar; spray one side of each flour tortilla with the cooking spray, stack and cut into wedges. Arrange in a single layer on a cookie sheet; sprinkle with the cinnamon-sugar mixture (as much as you like). Give the chips another light coat of cooking spray before baking in the preheated oven for 8-10 minutes. Watch closely so they don’t get too brown. Let cool before serving with fresh fruit salsa.

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FOOD, ETC.

SPRING 2015

THE PERFECTLY COOKED CHICKEN is a myth to many. After countless attempts at pulling a perfectly cooked bird from the oven only ends in dry, coarse meat and chinese delivery, the confidence is deflated. Well ring the dinner bell, invite friends over and get out your crock pot, because we have the method to cooking a chicken that will bring your kitchen confidence back in less than 8 hours.

THE PROCESS Simple eating of natural foods and ingredients, eliminating processed foods high in sugars and syrups is a healthy habit that becomes easier as the weather warms and fresh produce is readily available. Simple eating begins with simple cooking, which is exactly why this chicken was introduced.

There is no butter or oil in this recipe, so the natural juices of the bird can really come through, enhanced by the fresh onion and seasonings. Cooking it low and slow ensures moist meat,

a lot easier. Mix it in with mayo, celery, salt and pepper and a squeeze of lemon juice; stuff it in a pita for lunch.

Make a one-pot chicken noodles wonder by transferring all the chicken meat from the slow cooker to a soup pot, adding in any onions you can find. Dice 2 carrots and 2 stalks of celery, 2 minced cloves of garlic PERFECT CHICKEN Use your slow cooker to create magic while you are at work or running errands and come home to juicy chicken that has fallen from the bone.

Cook it on a Sunday and use it all week for chicken salads, casseroles and healthy protein whenever you want it.

where an oven can easily dry it out before you have even

and remove.

THE USES Having a fridge full of shredded chicken makes your world

of chicken stock, salt and pepper, a pinch of poultry seasoning and a pinch of oregano. Bring to a boil and add 1 package frozen egg noodles to the pot - cook until tender and most of the liquid is absorbed.

Bump up a standard by adding it into your favorite homemade macaroni and cheese recipe. If you don’t have one follow this: boil 8 oz ma-

set the timer. It also ensures that you can carry on your day without worrying about being present to watch, baste, rotate

and add to the pot along with 4 cups

1 whole chicken, rinsed and patted dry 1 large onion, sliced 1 tbsp paprika 1 tsp salt (lawrys salt if you have it) 1 tsp pepper 1.5 tbsp garlic powder 2 tbsp onion flakes

caroni and drain, meanwhile melt 4 Tbsp. butter and add in 4 Tbsp flour, whisk until thick and light brown, add in 2 C. half & half slowly, whisking until thick, remove from heat and add 2 C. shredded Cheddar cheese, stir until smooth. Mix 1 C. shredded chicken into the pasta and add to a casserole dish, top with cheese sauce and mix to combine. Sprinkle top with 1/2 C.

Turn the slow cooker to High heat / Layer the onion slices in the bottom / Set the chicken on top, (breast down) / Mix all seasonings together and sprinkle over the top / Cook on High for 1 hour, turn down to Low for 6-8 hours / After 6 hours poke your chicken to see if it’s coming off the bones yet, if not, let it go another hour or two. / If you are putting a frozen chicken into the cooker, increase your cooktime on High to 3 hours

breadcrumbs and dot with butter; bake at 350 degrees until the top is brown and bubbly.

Chicken tacos, enchiladas and quesadillas are simple solutions for taco Tuesday’s, and adding it to pasta tossed with olive oil, parmesan and toasted walnuts creates an elegant Friday night meal when paired with a glass of Pinot Grigio or your favorite white wine. So get out your slow cooker and start creating your own chicken meal masterpieces.

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3/4 C. sifted cake flour 1/4 C. unsweetened cocoa powder 1 1/2 C. granulated sugar 12 egg whites, room temperature pinch salt 1 1/2 tsp cream of tartar 3/4 tsp vanilla extract

CHOCOLATE ANGEL FOOD CAKE WITH WHIPPED CHOCOLATE FROSTING

For times when chocolate is the only answer, this airy cake recipe is guaranteed to impress. Perfect for spring and summer soirees, it’s

Preheat oven to 375 degrees.

Sift the cake flour with cocoa powder and 3/4 cup of the sugar. Using an electric mixer with the whisk attachment, beat the egg whites with a pinch of salt until foamy. Sprinkle the cream of tartar over the egg whites and continue to beat until they hold a soft peak. Add the vanilla extract and gradually add the remaining 3/4 cup sugar, 2 tablespoons at a time until stiff peaks form. Gradually fold in the flour mixture using a spatula, 1/4 cup at a time.

Pour the batter into an ungreased 9� angel food cake pan and bake until the cake springs back when pressed with your finger, about 30 minutes. Invert the pan onto a bottle (soy or a worchestershire size) and let cool for 1 hour before loosening the cake from the sides and center of the pan with a knife. Frost and serve; cover and store in the refrigerator.

1 C. powdered (confectioners) sugar 1/2 C. unsweetened cocoa powder pinch cream of tartar 2 C. heavy whipping cream, chilled

light consistency contrasts nicely with the cool, creamy frosting. For an extra treat, slice strawberries and toss with sugar to go alongside this crowd-pleaser.

SPRING 2015

Combine all ingredients in your mixer and whip with the whisk attachment until stiff peaks form; apply to top and smooth down sides of cake.

CAPRESE BITES

Replace your traditional salad course with these mini-bites, or serve them as an elegant appetizer for warm weather get togethers.

Whole milk fresh mozzarella, either miniature balls or cut into chunks Grape tomatoes Aged balsamic vinegar or balsamic glaze Olive oil Salt and pepper 12 fresh basil leaves, cleaned Toothpicks Halve the grape tomatoes and any extra large basil leaves. Layer mozzarella, basil and tomato onto a toothpick. Arrange on a serving tray and drizzle with balsamic, olive oil and a light sprinkling of salt and pepper.

ROASTED GARLIC HUMMUS Forget fat-laden chips and dip, this creamy hummus recipe will transport your taste buds to an exotic place while giving you a healthy dose of legumes and garlic. Addicting and easily adaptable to your personal taste, this casual snack may just make it onto your regular recipe rotation.

2 (15 oz) cans garbanzo beans, drained 1 head garlic 1 Tbsp + 1/4 C. olive oil, divided 2 tsp ground cumin 1/8 tsp cayenne pepper 1/2 tsp salt 2 Tbsp, (1/2 lemon) fresh lemon juice Preheat oven to 400 degrees. Cut off the top 1/4 of the entire head of garlic, exposing the cloves; place on a small piece of aluminum foil, drizzle with 1 tablespoon olive oil and a sprinkling of salt. Wrap the foil around the garlic and place the package into the preheated oven; bake 30-40 minutes or until fragrant. Once cool, squeeze the garlic from the bottom to push all the cloves up and out.

Add the roasted garlic, garbanzo beans and spices to the bowl of a food processor.

Pulse until smooth and creamy. Add in 1/4 cup olive oil and 2 tablespoons fresh lemon juice. Pulse until completely combined. Spoon into a dish and top with optional paprika or additional cayenne, a drizzle of olive oil or fresh herbs. Experiment with adding fresh herbs or different spices to make your own personal flavors. Serve with vegetables or pita chips.

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FOOD, ETC.

ASPARAGUS & BLACK OLIVE PIZZA

1 Preheat oven to 375 degrees; spread pizza crust onto desired pan size. When oven is preheated, pre-bake the crust for 5 minutes.

1 tube refrigerated thin-crust pizza dough 1 small bunch asparagus, trimmed of woody ends 1 can black olives, chopped (may use kalamata) 4 garlic cloves, minced 1/4 C. plus 2 Tbsp olive oil 1/2 C. sliced white or red onion 2 Tbsp parmesan cheese

2 Toss the asparagus with 1/4 cup olive oil and parmesan cheese; Drizzle the crust with 2 tablespoons olive oil and sprinkle with minced garlic

2-3 C. mozzarella cheese, shredded

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3 Arrange half of the mozzarella cheese over the garlic; top with asparagus spears, black olives, sliced onions and the remaining mozzarella; Bake an additional 15-20 minutes, or until crust is cooked through and cheese is starting to brown.

TRY SOMETHING NEW HALIBUT FISH TACOS WITH RED CABBAGE & AVOCADO SLAW

2 lbs. halibut fish filets 12-16 corn tortillas Marinade: 1-2 cloves garlic, minced 2 tsp honey 2 tsp cumin 2 tsp chili powder 1 tsp onion powder 1 tsp sea salt 1/2 tsp black pepper For slaw: 1 head red cabbage, chopped 1 avocado, diced 1/3 C. cilantro leaves, chopped 1 jalapeno or red jalapeno, seeded and chopped 1/3 C. mayonnaise 1/4 C. olive oil 1 Tbsp chipotle in adobo sauce, pureed 1/2 Tbsp apple cider vinegar salt and pepper 1 Prepare marinade in a small bowl; place halibut filets in a resealable plastic bag and pour marinade over fish. Seal bag and refrigerate for 30-40 minutes.

2 In a large bowl combine mayo, oil, cider vinegar and chipotle in adobo puree. Once combined add cabbage, jalapeno and cilantro; season with salt and pepper. Do not add chopped avocado at this point - cover with plastic wrap and refrigerate until ready to use.

3 Preheat indoor or outdoor grill to medium heat. Remove fish from marinade and place flesh side down onto well oiled grill grate. Cook 3-4 minutes until grill marks appear. Using a spatula, carefully turn fish and continue cooking an additional 10-12 minutes until fish is cooked through and flakes easily. Remove to large baking sheet and keep warm. Place corn tortillas on the grill and heat for 1 minute on each side. Add avocado to slaw and assemble tacos, or top each with individual avocado.

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FOOD, ETC.

FUN FOODS WITH KIDS Sometimes all it takes for kids to eat healthy is a simple recipe they can help with and fun transformations of otherwise boring foods. Try these easy recipes with your young ones, and be inspired to get creative with your daily food choices.

ANTS ON A LOG 5 stalks celery 1/2 C. peanut butter 1/4 C. raisins Cut celery in half and spread with peanut butter, sprinkle with raisins.

STRAWBERRY BANANA CREAMS 8 strawberries 2 oz. vanilla yogurt 1/2 small banana 1 Tbsp slivered almonds Mash together the banana and yogurt - cut out the top of each strawberry and fill with some of the yogurt mixture - top with almonds.

APPLE LADYBUG TREATS 2 red apples 1/4 C. raisins 2 Tbsp peanut butter 8 thin pretzel sticks Slice apples in half and scoop out core.

Spread flesh side with a thin layer of peanut butter and place on a plate. Dab small amounts of peanut butter on the skin of the apple and apply a raisin (for ladybug spots!)

Create antennas by sticking a pretzel into the apple and dabbing just enough peanut butter on the end to attach another raisin.

SPRING 2015

WELCOME HOME MAKING THE DREAM OF HOME OWNERSHIP A REALITY.

The 6 Steps To Buying A Home Mortgage Rates Impact On Home Ownership The Art Of House Hunting Design Files: High Style Prairie Design 43

WELCOME HOME

THE 6 STEPS TO BUYING A HOME & WHY YOU NEED A REAL ESTATE AGENT With the purchase of real estate being one of the biggest financial transactions most people will experience in their lifetime, why not let a professional with years of experience and knowledge help you on this exciting journey!

SPRING 2015

DECIDING TO BUY

MAKING AN OFFER

WITH AN AGENT: The housing market is tricky. Real estate agents can help you to navigate foreclosures, short sales, tight lending standards and a whole host of other issues.

WITH AN AGENT: Good real estate agents are experienced negotiators, able to help you complete a real estate transaction that involves a win-win price, transaction details like time lines, closing dates, financing details and other important information that fits your specific situation.

WITHOUT AN AGENT: The weight is on your shoulders. Thanks to the internet, it can be done, but be prepared to dedicate many hours a week to your search and home-buying process.

FINANCING YOUR HOME WITH AN AGENT: A good agent will already have a contact with local lenders. They can help you find a reputable local lender who will provide good service and act in your best interest.

WITHOUT AN AGENT: It’s you against the financial world as you sift through different lenders looking for the best deal.

FINDING YOUR NEW HOME

WITHOUT AN AGENT: Prepare to roll with the punches! Not everything is as easy as what’s portrayed on HGTV; and if you get in a bidding war with another buyer, things could get messy, fast!

DUE DILLIGENCE & INSPECTIONS WITH AN AGENT: The initial agreement is only the beginning of the process. Appraisals, inspection and financing all pose as possible pitfalls in a real estate transaction. An agent can deal with any complications in a professional, unemotional way, resolving issues and moving a transaction smoothly into closing.

WITHOUT AN AGENT: Buying and selling a home requires a staggering amount of paperwork, not to mention all the un-forseeables that often arise. The process can often become an emotional, draining and discouraging process and experience.

WITH AN AGENT: Locating your dream home is an agent’s role in their professional life. They have the contacts, the databases of homes and the know-how to get things done. An experienced real estate agent will have up-to-date information on what is happening in the marketplace; including pricing, financial terms and trends in the market.

CLOSING

WITHOUT AN AGENT: Prepare to be very organized in your home search.

This includes keeping track of locations, prices, bedrooms, baths, likes and dislikes, visit dates and other details. Not to mention keeping all this information handy as you move from home to home.

WITHOUT AN AGENT: Most homebuyers don’t know anything about title insurance, fees or the daunting amount of paperwork.

WITH AN AGENT: An experienced agent will understand the closing paperwork and knows what to expect in regards to closing costs, title insurance, pro-rations and other fees that surface at closing time.

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WELCOME HOME

MORTGAGE RATES IMPACT ON HOME OWNERSHIP

SPRING 2015

Home ownership is a primary component of most American’s financial and emotional health. And, for the vast majority of Americans, the availability of home mortgage loans is the primary determinant in acquiring a home. It follows that home mortgage loans are an important component of middle class life.

Americans discovered (the hard way) that home mortgage loans are an important component of our entire financial system.

Home mortgage loans were at the center of the 2008 financial crisis and understanding mortgage loans in 2015 requires some familiarity with the recent recession.

In January 2011 the Financial Crisis Inquiry Commission released the official government edition of its report on the cause of the 2008 financial crisis. Although a lengthy report (633 pages), it is written in plain language and relatively easy to understand. www.gpo.gov/fdsys/ The government report concluded that home mortgages were ground zero for the 2008 financial crisis by stating, “While the vulnerabilities that created the potential for crisis were years in the making, it was the collapse of the housing bubble—fueled by low interest rates, easy and available credit, scant regulation, and toxic mortgages— that was the spark that ignited a string of events, which led to a full-blown crisis in the fall of 2008.”

The mortgage loan industry has changed significantly since 2008 as investors, politicians, and regulators have squeezed out the “toxic mortgages” resulting from easy credit underwriting and ineffective regulation.

The Consumer Financial Protection Bureau, or CFPB, is a government agency with the stated goal of helping “consumers make smarter decisions about mortgages”. www.consumerfinance.gov/ The failures of government leading up to the 2008 financial crisis make some cynical about governmental assistance. However, the CFPB recently advocated some common sense changes to credit underwriting that seem reasonable.

The CFPB recommended that mortgage lenders comply with two fundamental requirements: The Ability to Repay rule

and Qualified Mortgages. CFPB’s Ability to Repay recommendation is primarily a warning to mortgage lenders to be better credit underwriters. For borrowers that means a more careful analysis of income available to pay debt and better verification of income information. CFPB’s Qualified Mortgages recommendation means that mortgage lenders should not offer mortgages with risky features like interest only payments, high up front fees or short term teaser rates.

The 2008 financial crisis was sparked by “toxic mortgages”, but it permeated every aspect of the American financial system.

The Federal Reserve Bank (FRB) is the independent guardian of our country’s financial system and it guards our financial safety by using monetary policy to set interest rates. The FRB fired the opening salvo in a battle against financial chaos on January 22, 2008 when it lowered interest rates by an unprecedented amount.

Interest rates were lowered by nearly 20% in one day with ¾% decrease in shorter interest rates from 4¼% to 3½%.

Long term mortgage interest rates do not directly correspond with short term interest rates. However, the long term impact of the FRB’s short term interest rate reductions in response to the 2008 financial crisis has contributed to historical low mortgage interest rates.

The 2008 financial crisis caused an economic recession which in turn was largely responsible for persistently low inflation rates during the last six years.

Inflation expectations directly impact long term interest rates because lenders must project that they will receive loan repayment in the future with money that has not deteriorated in value at a pace that is more than the interest rate charged. For example, if annual inflation averages 4% and the annual interest rate is 3.5%, then the lender has a loss on its investment.

Largely as a result of persistently low inflation rates and historically low short term interest rates, home mortgage loan rates are currently less than 4%. Mortgage loan rates have trended down from an average of 5.42% in 2009 to 3.66% in 2012 and have remained approximately 4% since 2012. What has been the impact of low mortgage rates on home prices and the

inventory of homes for sale?

According to the S&P/Case-Shiller Denver Home Price Index, Denver area home prices went down every year from 2008 to 2011 (except for a modest increase in 2009). Denver area home prices have increased 8-9% each year from 2012 to 2014.

Common sense indicates that when interest rates are less then home prices go up. However, Federal National Mortgage Association (FNMA) researchers had looked at mortgage rates for the past 25 years and came to the conclusion that while rising rates were likely to hurt the number of home sales, they had virtually no impact on home prices. Mark Palim, FNMA vice president, stated, “In fact, there’s no strong relationship between house prices and interest rates, Rates tend to rise because, in a relative sense, the economy is doing well, incomes are going up, people can afford more and they’re willing to take out a larger mortgage. Intuitively, you’d think that if interest rates go up, of course, house prices go down. But they don’t”.

The Denver home price data over the last several years seems to support FNMA’s research, leading to the conclusion that home prices will continue to rise (even if mortgage rates rise) as long as the Denver economy continues to improve.

The Denver Post recently reported that the number of homes available for sale in Denver metro area reached an all-time low in January 2015. The Post reported that the Denver Metro Association of Realtors had calculated that there were 4,171 homes available for sale at the end of January 2015. This all-time low compared to all-time high inventory of about 32,000 in 2006 and a 12-year average inventory of 16,717. The Denver Post article concluded that higher rents, less cautious credit underwriting and low mortgage rates were factors contributing to the historically low levels of home inventories. Denver’s relatively robust economy is also a likely contributing factor. It appears that low mortgage rates is one of several factors affecting the number of homes for sale leading to the conclusion that finding a home for sale in Denver will continue to be challenging even if mortgage rates increase.

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WELCOME HOME

BE FLEXIBLE If you’re able, consider doing your house hunt in the off-season; generally in the colder months of the year. You’ll have less competition and sellers may be more willing to negotiate.

LOCATION, LOCATION, LOCATION! Figure out what city and neighborhood you want to live in. Look for signs of economic vitality: a mixture of young families and older couples, low unemployment and good incomes. Pay special attention to districts with good schools, even if you don’t have school-age children. When it comes time to sell, a strong school system is a major advantage in helping your home retain or gain value. Also try to get an idea about the real estate market in the area. If homes are selling close to or even above the asking price, that shows the area is desirable.

Be wary of choosing search criteria that is too restrictive. Perhaps you select a price range 10% above and 10% below your true range. Add a 10mile cushion to the location you specify.

If you’re a first-time buyer, pay special attention to condominiums and cooperatives, or co-ops.

Condos generally sell for 15-20% less than the cost of comparable detached homes in the same neighborhood, giving you more space for your money.

Don’t automatically reject a house just because it doesn’t measure up to your desires, either in features or price. You can always add a deck or update the kitchen. Since the asking price is just a starting point for negotiation, you will be making offers and counteroffers as both parties seek an acceptable price.

STAY ORGANIZED When you start touring homes, bring a notebook and a digital camera to help you remember details. Your real estate agent should supply you with a description of each house and the lot it sets on, the property tax assessment and the asking price. Your camera and notebook are there to record other details, ranging from the cost of heating to the view out the master bedroom window.

SPRING 2015

HOUSE HUNTING

The Art Of

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WELCOME HOME

SPRING 2015

DESIGN FILES: CONTEMPORARY MEETS COUNTRY

HIGH STYLE PRAIRIE DESIGN 51

WELCOME HOME

SPRING 2015

Above: Neutral colors and soft fabrics in a spare bedroom allow in maximum light and contrast well with a wrought iron bed frame and lighting fixtures; Below: A contemporary kitchen retains prairie style with a re-furbished gas stove, farm style sink, and natural earthtones in the cabinetry, tile work and butcher-block countertop.

Opposite: An extensive, single-piece wood vanity in the master ensuite bath houses modern white double sinks.

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WELCOME HOME

Clockwise from top: Keeping with neutral tones and original wood grains, an airy sense of country elegance shines through in vintage accessories and specially curated antique pieces. A large oil painting depicting a midwestern prairie scene drives home the feeling of generational pride and traditional comfort.

A stainless steel armoire adds eclectic glamour to a dining space fitted with an antique table and bench. In the parlor, more natural finishes in a console table desk and rustic accessories.

The property featured in this Design Files is a fully restored, historic stone mansion in the Flint Hills of Kansas, located just outside of Topeka; it is currently offered for sale, with all the furnishings, through Wildlife Properties. Visit www.MyWildlifeProperty.com for more information.

SPRING 2015

GIVE BACK ENSURING NO CHILD GOES HUNGRY DURING THE SUMMER MONTHS & ENGAGING ACTIVITIES TO KEEP THEM SAFE & HEALTHY

No Child Hungry

SUMMER SCHOOL LUNCH PROGRAMS

Colorado has a program to help children get nutritious meals during the summer months so that a child will not go hungry.

The Summer Food Service Program (SFSP) provides “food that’s in when school is out.” The SFSP helps schools and community-based sites like churches and recreation centers offer meals to kids and teens up to 18 years of age throughout the summer. Many Colorado sites also offer engaging activities so you can be assured that your children are eating nutritious meals in a safe environment. The program provides detailed guidelines for approved organizations known as “sponsors” to receive reimbursements for meals served at approved “sites” that meet eligibility requirements.

If your organization is interested in sponsoring the Summer Food Service Program, contact the Colorado Department of Education to get started. You can email them at nutrition@cde.state.co.us or call 303-866-6661, or toll free in Colorado: 888-245-6092.

For more information please visit HungerFreeColorado.org or call the bilingual Hunger Free Hotline - toll free at 855-855-4626.

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SPRING 2015

2015

LOVELAND:

SUMMER PROGRAMS 2015

Loveland Sports Day Camp

A non-profit organization dedicated to helping families by providing constructive out-of-school sports learning programs.

The sport Day Camp allows children to try a variety of sports to determine interests and strengths to increase self-esteem, learn sportsmanship, teamwork and develop athletic skills. Children will be divided into age appropriate groups. 1669 Eagle Drive; 970-980-1994

Loveland Classical Schools / The Camp Invention Experience

For rising 1st through 6th graders, this nationally acclaimed summer science and creativity day experience is for elementary school children. Offered June 22-26 at Loveland Classical Schools; for more information contact camp director Heather Alverson: alverson@lovelandclassical.org

Hearts and Horses Therapeutic Riding Center

Enriching lives one heart at a time; their mission is to promote the physical, cognitive, emotional and social well-being of people with special needs through equine assisted therapy. 163 N CR 29; 970-6634200; info@heartsandhorses.org

Loveland Boys & Girls Clubs

Providing an environment that helps young people reach their full potential. Offering a safe place when kids are the most vulnerable so that they can discover how to see beyond the walls of their current situation and realize they can succeed.

2500 East 1st St.; 970-667-7015

How Are Your Kids Spending Their Summer?

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THE ART of

SPRING AN ARTIST’S PAINTERLY VIEW OF THE SPRING SEASON IN LOVELAND

Paintings by KBR

SPRING 2015

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SPRING 2015

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Key Distribution Points: Living In Loveland RE/MAX Eagle Rock is the title sponsor of the Living in Loveland lifestyle magazines.

Loveland Office 6028 Stallion Drive (970) 593-0999

BIAGGI’S 5929 Sky Pond Dr. (970) 663-0100 COLORADO COFFEE COMPANY 1450 Boyd Lake Road (877) 532-0300

NoCoResidential.com

DADDY O’S GREEN ONION 2277 West Eisenhower Blvd.

(970) 635-0001 LINCOLN GALLERY 429 Lincoln Avenue (970) 663-2407 LOVELAND ALEWORKS 118 West 4th Street (970) 619-8726 LOVELAND MUSEUM/GALLERY 503 North Lincoln Ave. (970) 962-2410

LOVELAND VISITORS CENTER & CHAMBER OF COMMERCE 5400 Stone Creek Circle (970) 744-4791 MCGRAFF’S AMERICAN GRILL 1602 East Eisenhower (970) 669-8847 SILVER MINE SUBS 1430 West Eisenhower (970) 669-6900 THE BENT FORK 5871 Sky Pond Dr. (970) 613-9333 THE COFFEE TREE 210 East 4th St. (970) 663-1885

If your business would like to be a key distribution point for Living In Loveland, call (303) 955-5036 for more information.

SPRING 2015

6028 Stallion Drive | Loveland, CO 970-593-0999 www.NoCoCommercial.com

Ryan Bach

LET US GUIDE YOU TO YOUR NEW HOME Proud Partner Of RE/MAX Eagle Rock

Broker|Owner 970-218-8975 RBach@remax.net

Riley Joyce Loan Officer 303-915-8048 Riley.Joyce@CaliberHomeLoans.com

Thinking about starting a career in Real Estate?

IN-HOUSE Real Estate School Immediate Enrollment, Call Today!

NoCo School of Real Estate www.NoCoResidential.com/Education NoCoSchoolOfRE@gmail.com 970-593-0999

EAGLE ROCK 63

No one knows Northern Colorado like the Agents at RE/MAX Eagle Rock

Ben Appleby 970-689-6532

Russ Baca 970-215-5105

Rick Baker 970-301-3513

Tom Bosse 970-679-8567

Jessi Brandt 970-492-5774

Anita Bruno 970-319-1626

Lani Carwin 970-371-4144

Judy Clingan 970-567-7801

Jeff Davison 970-988-7457

Marissa Donahoo 970-217-1948

Patrick Frantz 970-430-1232

Nanci Garnand 970-227-1327

Rennee Glover 970-324-1346

Dave Gornall 970-590-8891

Charlie Hartley 970-304-4408

Brad Hau 970-481-0641

Trenton Hogg 970-631-4287

Todd Jones 970-988-6210

Roger Malone 970-596-1631

Diane Nelson 970-420-4966

Mike Pesce 970-227-9498

Matthew Powell 970-420-6195

Brook Roder 970-590-4434

Gale Schick 970-222-5479

Kevin Schumacher 970-396-7248

Amber Shawver 970-391-0446

Marlys Sittner 970-658-7544

Ronzo Smith 970-667-8768

Tim Stahl 970-599-1232

Jenni Lee Stults 303-601-8744

Nick Whitworth 970-222-3010

Dyanne Willow 970-566-0255

Ryan Bach Broker/Owner 970-218-8975

Crystal Harvey Manager 970-978-0344

6028 Stallion Drive Loveland, CO 970-593-0999 www.NoCoResidential.com www.NoCoCommercial.com