How To Ensure A Secure And Safe Online Payment Transaction

How To Ensure A Secure And Safe Online Payment Transaction

There has been a sudden increase in online or digital payments these days. However, this can also give rise to a host of cyber theft crimes if you are not careful. Below are some ways you can ensure a safe ex perience when it comes to an ecommerce payment gateway.

Search And Research Carefully Most ecommerce sites are listed with a host of products and services for you to choose from. When selecting a product, most customers pr efer to do their product or price comparisons online. When doing suc h research, make sure you are careful. You can sometimes click on a ‘corrupt’ search result, which can lead to a malware instead of the de stination you had in mind. These ‘corrupt’ search results are usually created by cyber or online criminals who use something called black SEO to corrupt the search engine results by using malicious links an d URLs. In such cases, there is nothing your ecommerce solution provider can do because once you click on such a link, there is risk of a malware in your computer.

Don’t Click, Just Type

When trying to go to a link of your favorite retailer’s site, make sure you don’t click the link, but rather type the address in the address ba r. Always make sure that the link starts with an ‘https’ as that ensures the site is secure. No matter how advanced your e-payment technolo gymay be, this is an essential step in ensuring your computer is safe from malicious and harmful attacks. Also, when typing the address, make sure there is a padlock symbol on the browser window once yo u visit the site.

Dedicated Computer

It is a good idea to keep a dedicated computer or laptop that will be u sed only for financial transactions. Make sure that when you install Chrome browser from Google, that it has an https enforcement and t hat it also comes with a reputed anti-virus software. Make sure this d edicated laptop is only used for your payment solution providerand n ot for casual browsing or for social networking.

Reputed Merchant

Always make sure to purchase from a well-known or reputed mercha nt. Read reviews online to make sure that the ecommerce solution pr oviderhas good ratings online and is well-known. Otherwise, you ru n the risk of your data being compromised. Make sure the website is with https protocol and is secure for making online payments. There is of course always the option of cash on delivery if you think the me rchant site is not reliable.

Keep Data Secure

Make sure that you never save your personal or your bank details on a browser or on a payment site. Always make sure to manually type t he information when making a transaction. Also, never forget to log out each time you are done with a session.

Avoid Unreliable Apps

Many apps on smartphones tend to carry malware. So, if you are not sure of an app, do not install it immediately. Always make sure to rea d about the app, the reviews and ratings and then download. Read th e terms and conditions of the payment solution provider as well.