eSign mandate a simplified payment solutions for SMEs, Large Enterprises, Digital lenders and Banks.

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NACH Repeat Payment Setup & Collection Automation Service

Automate collection of your repeated payments. Setup payment instructions and receive payment conveniently www.paycorp.io 1

About Us Who we are Experts in building payments modernization systems for financial institutions, corporates and government.

Our Mission To be the partner of choice and specialists for financial institutions, corporates and government in their payments automation journey.

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Solution Objective

End to end payments solution for enterprise, on cloud to setup instructions, disburse, collect payments and reconcile in a simple and efficient manner using modern technology.

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Problems We Solve • •

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Enable to move to digital mandates for loan premium collection and get revenue realization on the scheduled date.

Digital mandates setup enabled through portal, API service for external applications to consume, corporates to extend the service directly to their customers.

Operation efficiency

Missing Payment deadlines

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• • •

Increased rejections of

Lots of Manual Operations Paper mandates processing TAT is high (usually takes 7 days) Tedious to Identify and follow up on failed transaction

mandate registrations •

Payment returns and tracking

CASH FLOW

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TIME DELAYS •

Lack of a visibility into in receivables

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Integration Complexity

Consumer experience shapes corporate

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Regulatory Compliance

expectations

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Meeting the demand for

Rising regulatory costs

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Increased cost

Bring operational efficiency and predictability

change

Ensures to collect on time

Our Offering Comprehensive payment framework to manage repeat payments fully integrated with NPCI specifications and flexibility to operate with any sponsor bank..

Mandate setup and Collections

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API Mandates

Esign Mandates

Paper mandates

API services

Collection

Reconciliation

Mandate Setup Services Supports all variants of repeat payment setup 1

NACH E-Mandates Register the E-Mandate using Net Banking/Debit Card Authentication

API Integration with NPCI Integration with Client ERPs

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NACH Paper Mandates Setup paper mandate with least human intervention

Split Mandates, Alternate Mandates

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Direct Debit Mandates

Client / Customer Alerts

Setup mandate directly with customer’s bankers

Mandate Cancellation

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UPI Mandates

Stop / Revoke mandates

Setup E-Mandate through UPI

APIs for Client Channels

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Payment Collections End to End payment lifecycle coverage

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Auto-collection for Fixed Mandates

NACH Payment Presentment

Client Collection file upload

Direct Debit Request to Banks

Collection Re-attempt for nonpayment cases

Payment default predictions and engagement

Collection Warehousing

Collection through Current / Nodal Accounts

Payment Reconciliation

Debit Collection service support

Paycorp.io : E-Mandate Registration Initiate an E-Mandate request for the recurring premium payment of

Insurance Policy taken by your customer Mandate Authentication Options

Net Banking

Debit Card

Aadhaar eSign * Web based solution *

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Mobile device compatible

E-Mandate Setup

Insurance / Mutual Funds

Banks/NBFCs

Data Capture

User Telecom Service

Universities, Colleges & Schools

File

Corporates

ERP Utility Providers

Redirect

Clients

paycorp.io

Web Portal/ Mobile App

(Banks, NBFCs, Corporates, Utility Companies etc.)

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E-Mandate : Customer Authentication Mandate Request authentication by Customer from anywhere Initiates authentication

View Mandate

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Redirects

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Customer

Net Banking Authentication

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(Using Mobile Application)

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Or

NPCI

Debit Card Authentication

Client Device Mandate Status

Mandate Request Status

Redirects

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Customer’s Bank

Authentication Status

Mandate Status

paycorp.io

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How It Works Online Offline

Collection Centres

AA Data Request

Payment Processing

NACH Mandates

Mandate Data Insurance / Mutual Funds

NBFCs

Direct Debit Mandate

Bank 1

Bank2

Bank 3

Bank N

NACH Transactions Direct Debits

Payment Collection Education Institutions

Other Corporates

Corporate ERP Integrations

Paper Mandate Statement Details

Banks

E-Mandate

Clients

UPI Mandate

UPI partner Bank

UPI Connect NACH Mandate & Transactions

Information

Reconciliations E-Mandate Authentication

Collection Support

AA Consent to share the date

Customer

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OnMAGS

NPCI Payment processing infrastructure

Destination Banks

Value Proposition Future Ready

Maximize STP

New technology stack , open source SOA, multi platform , responsive UI

between corporates & bank , Improved STP for payments file

Operational Efficiency

Integration ease

Removes manual handling , minimize support issue , removes processing lags

multiple formats , multiple system integrations & routing management, Plugin to existing corporate banking

Exception Management

Comprehensive MIS

auto Return reverse files feeds

comprehensive search and customized report generation ,

Visibility & Predictability

Customer Convenience

Payment & cashflow visibility & predictability 12

one place to handle receivables and payable payments

Our Success Story Delivering streamlined payment solutions for banks & Corporates

100 Million

11 years

Payment transactions

of product maturity

2 Million Mandates processed

2600 days

of payment processing

10 ACH customers

2019

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Paycorp.io

Contact us T.S. Karthikeyan Co-founder and Chief services officer M: +91-98451 13289 Karthik.Thenkarai@evolvussolutions.com www.paycorp.io

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Rajesh Thayial VP and Product specialist M: +91-95919 91998 rajesh.thayial@evolvussolutions.com www.paycorp.io

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