Pay For College Essays

College is a new and exciting time in a student's life. Students are finally able to live by their own rules, follow their passions, and discover who they are. College is the beginning of the end. An end to relying on your parents, an end to schooling, as well as an end to life as a child. Many students see college as a new world for them to explore. However, college can also cause extreme amounts of stress and depression. I know from personal experience, that the anxiety from the financial issues alone can be overwhelming. Students are required to pay for room and board, food, tuition, books and daily expenses such as gas, toothpaste, and school supplies. Though there are many programs and scholarships available for students, finances are usually very tight for three reasons. The first reason myself and other college students have such a hard time funding for college, is simply the cost. At fifteen thousand dollars a semester, colleges bring in hundreds of thousands of dollars before school even starts. Paying the first semester out of pocket the first time, is hard enough. The hard part...show more content... Sure, high school students have to pay for mundane things like going to the movies, a football game, or going out for ice cream with friends; but most have never had the responsibility of sustaining themselves. In my case, I will be completely cut off from my parents. I will personally have to pay for all of the expenses that have been taken care of by my parents for the entirety of my life so far. Simple things that most high school teens take for granted will start to catch up with me. Things such as a phone bill, buying my own clothes, paying for gas, and paying for insurance. The first item on my agenda will be to make a budget and practice following it strictly in order to sustain myself with all my new

Being a full–time student and having two part–time jobs seem legit. When people hear about what I do for a living and keep going to school, they think I have a lot of money and that paying for college is going to be a piece of cake. That assumption is wrong. People forget that I have bills to pay. I am a labeled as "middle class" and get no financial aid like the Pell Grant or the California Grant. Applying to different universities I was scared that I would get any financial aid and I would have to take out loans. I applied to Lesley University, was accepted, and to top of I received the Presidential. I was so ecstatic because I had never received a scholarship this big in my life. I thought to myself I can go to college. Lesley University

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The rising cost of college in the U.S. is really alarming, and is becoming a problem for a lot of people who can't afford to pay these tuitions. With the tuitions getting so high many families have a very hard time being able to afford this and end up going into major debt because of it. So the question is why is the cost of college rising so much and why college is getting so expensive. And to answer that their are a lot of factors that affect the cost of college and that can contribute to the constant rise in the price of colleges.

There are a lot of things that contribute to the costs of college to be rising greatly and as to why they are getting so unaffordably expensive. A lot of the reason as to why the cost is rising is based on the costs of the school themselves. If the college has to pay their faculty more or pay to have a building built or a renovation to a building. Every Time that the expenses that a school has increased they need to find a new way to cover the costs of those rising expenses. The college can have a lot of its expenses rise causing them to have to come up with that money from somewhere. There are only a few ways that they can cover these costs, one of the ways is to ask for donations from alumni. They can go and asks alumni of the college to make donations to cover the rising costs of the college. If they don't decide to ask for money from the alumni then if they are a state school they have the option to ask the state for more money which could cover these...show more content... The increases are due to an increase in spending or a decrease in funding. The easiest way to fix a problem like this is to increase the tuition of the people that go to these schools. And it's these increases that are causing the outrageous price it costs now a days to attend auniversity, and causing all of the people who go to college to graduate with massive

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Figuring how to pay for college can be stressful. You have to worry about if you're paying too much or too little, if you're going to be in debt, or even getting tricked. There are better ways to pay for college so you won't have to be so stressed out. Students can find money for their college education by applying for many scholarships and grants as possible, securing the most federal financial aid as possible, and getting a private student loans.

Students can find money for their college education by applying for many scholarships and grants as possible. For instance, "There are many places to look for scholarships. You can visit your guidance office to find local scholarships, or search on StudentsScholarshipSerach.com for national and regional scholarships and grants." (Source1). This is an easy way on getting a scholarship. By going on the website, you can find so many scholarships for anything such as your height, left–handed, even your race, and it all goes towards your college funds...show more content... Source one states, "Federal loans are the most abundant type of student loans, and usually have the best benefits and the lowest interest rates." You can have many federal financial aid and don't have to pay for it until six month after you graduate so you're set for the time being of college.

Finally, many people can get a private student loan to help pay for their college education. For example, "Private student loans allow you to borrow from $500 up to the cost of education, no repayment until after graduation, and you do not need to complete the FAFSA." (Source1). To elaborate, you don't need to finish the FAFSA to get the money and there is no fee until graduation so you'll have the full ride of college without worrying about money or about paying for next semester or even the next year. They are literally giving you a full ride through college by giving you this

In the United States we are blessed (and cursed) with a wide range of access levels for the different levels of college. From community colleges that will accept even remedial students to ivy league schools that only accept the most elite there is a way for almost anyone to access college in America. There are also many ways to pay for college, If you or your parents do not have the funds for tuition there are government funded programs designed to make college more affordable. Private loans are another option that a lot of students look into. These loans can have variable interest rates and if you are considering this option to pay for your tuition read the fine prine, calculate the costs of the interest, how much the payments will be when the loan is due, and if all of these numbers add up with your expected salary so that you will not regret your college experience. Unfortunately schools are not getting any cheaper as Lily Rothman talks about this issue over...show more content... Both Private and Public Colleges aren't very accessible for everyone, so many people attend Community Colleges instead. "With enrollment caps reported at many public flagship universities in large states, increased focus is being paid to community colleges to provide access for the largest bulge in enrollment since the "baby boom" of the mid–1960s."(Katsinas) With Community Colleges being such a priority, they are able to provide access to more students that do not have access to other colleges. Community College provides easier access for any race, gender, or person that attends college and goes to work. "Community colleges are the portal of entry into higher education for millions of academically talented, low–income, first–generation, and minority high school graduates." (Katsinas) Community College not only provides the most access for a higher education but also allows access into the Public and Private Four Year Get

Do you think about college, or your future? I do all the time, whether I'm ready or can handle all this stress. One question that should be on all student's minds is how am I going to pay for college, believe me it is not cheap. It is practically impossible to pay for college without student loans, students would have to know years ahead of time in order to save enough to attend college loan free. Parents and their young children would have to set up a college fund in order to have enough to pay for college with cash. They would have to start way before their student becomes old enough to attend college. Honestly parents of young children do not practically think about saving for college that early. Student may work to try and save money towards their...show more content...

One of these people is the great Dave Ramsey. He wants you to work part time and sell your car to get cash for college. Realistically this is not sensible for the normal person, because you need a car to go to classes and work each day. He makes some good points to reduce the cost of college on you such as making scholarships a part–time job. But some professions that you want to go for, require a college that might be a bit out of your own price range. The type of job you want in the end, kind of depends on which college you attend. Dave says that your future employers won't look at which college you attended, but that is not true. (Ramsey 111). It is nearly impossible for you to save enough money in such a short amount of time, to cash–flow College, you would have to start years ahead of time. Student's parents would have to start saving when their child is very young. And student loans are bad, but they are used to better yourself and get you father in life. Do you want to have your dream career now, or do you want to wait and maybe never want to go back to school for

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College has always been a scary time for families with a senior in high school who applied to colleges of their choice. Having to wait to hear back on the decision made by the university can be very stressful. College is the ВЁnext stepВЁ in life, consisting of another four years to further your education at an elective school. Also, there are certain people that go onto graduate school to earn a degree such as a Masters, PhD, Juris Doctorate. College can also be very expensive and some families simply cannot afford it, imposing a price on education. Some might argue the fact that education should be free and that you should not be obligated to pay for it. While some might agree with having to pay for it, this debate will never be completely

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When I started college, I was able to use a college fund my grandparents set aside for me but the funds quickly ran out. To pay for school now I work part time while school is in session and full time during the summer however it pays for the bare necessities. It is challenge to work and make good grades while experiencing everything that LSU has to offer; I have done a decent job in the past but I am afraid I will have to give my extracurricular activities to make room for more work to pay for schooling and books. This scholarship would help me tremendously by allowing me to switch my focus from funding to school to my studies. I would no longer have to worry about paying off as much of my tuition and would be able to enjoy more of the organizations

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How To Pay For College

Many people believe that college is too expensive and therefore they don't go. However this is not true, nowadays there are many ways to help pay for college. Students can pay for schooling by signing up for a scholarship. These programs can and do help people who have trouble paying for their education. Students can pay for college education by signing up for scholarships and grants. There are many places people can find scholarships. Such as online and by joining programs. These programs can open many opportunities for students who really want to achieve. "There are programs you can join, such as ScholarshipPoints.com, that only Get

How to Pay for College

When you decide it is time for you to go back to school you know this is a commitment that will take up both your time and your money. You are either going to have to pay your tuition, fees, books, and living expenses out of your own pocket or you are going to have to take out student loans. However, you could be getting scholarships forcollege if you know how to find them and apply for them.

There are literally hundreds of thousands of scholarships out there that you can apply for and all you really need is one or two and your schooling can be paid for. This is good news because you can find 50 to 100 scholarships right online that you can apply for and have a chance at getting. Some of these will be worth a good amount of money for your

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Attending college once you finish high school has become a thing of the norm. Years ago, college was considered a thing for the wealthy. If you were poor going to college may not have been an option. With financial aid, those who wouldn't normally be able to afford college are able to attend. There are many ways that can help pay for college but in the end, it is still can be expensive. Student loans are very helpful but can put you in financial hardship trying to pay them back. Tuition is a thing I know a little too well. I have been in college for almost teen years. The one thing I regret is not getting a scholarship After I graduated in 2005 from high school, I went on to attend Lone Star College. I have also attended a technical school...show more content...

There are tons of scholarship opportunities out there based on a variety of qualifications – academics, athletics, cultural and community experiences, background, location, desired major or area of study, accomplishments. If you get creative, you'll find a lot of options available out there. For example, football scholarships aren't just for football players, but some schools offer them to other members of the team like equipment managers (Sadler, 2017). The difference between loans and scholarships is that you do not have to pay those scholarships back. There are literally hundreds of different types available, so consider these as soon as possible. The more you are awarded, the less money you'll have to pay back for student loans. Even if you earn a couple of smaller scholarships, every little bit helps to whittle down that student loan balance (Student Debt Relief, 2017). Last year I was awarded a five–hundred–dollar scholarship. I had to write a one–page essay on why I thought I deserved to be chosen for the scholarship and why I wanted to go into my career field. It was that simple. I encourage everyone to consider the available scholarships to help pay for college. If there is an opportunity to pay for college without getting into debt, I would advise anyone to take advantage of

College Athletes Pay for Play?

There have been ongoing arguments over the past decade of whether or not college athletes should be paid to play. Many argue that they do not have time to get real jobs because the requirements for the sport that they participate in are far too demanding. Others cite that these athletes are provided full scholarships to attend the schools at which they are playing the sport. However regardless of the argument, I still feel that college athletes should NOT be paid to play. College athletes are not forced into playing the sport that they have devoted their time to during their years in secondary education. They continue to play into the college level for their love of the game....show more content... Therefore leaving them limited time to find jobs that allow them to work around their tedious scheduals.

One rule that the NCAA maintains, is that while its athletes are playing a school sport, they are not allowed to use their talents playing for paying teams. To many this seems unfair as students who participate in things such as the band or a singing group can use their talents in jobs such as lessons or paid gigs that are available. However,student athletes are often offered jobs by the school to participate as trainers or instructors in summer camps. The fact that they are already talented in the sport that they are asked to instruct gives them an edge on others who may be looking to get the same job, and therefore offers these students summer jobs without the hassle that others face finding work.

Also student athletes are given a monthly stipend to spend while they are on road trips, to pay for their food, laundry, and other things. On average students are given 200–250 dollars a month, that they can choose to do whatever like with. If the students wishes to keep the money and put it into a savings account this does not violate any rules. (Fleck, buzzle.com) The NCAA also offers a special assistance fund that was created in 1991. This fund allows for student athletes to be given up to 500 dollars a year to Get more content

Cost Of College Essay

The growing cost of college tuition is a major problem in today's world. It is causing students to have to take out student loans to pay for it. The problem with student loans is that they have a high interest rate, can take years to pay off, and are a deterrent for going to college. Students coming out of college are faced with many problems, and one of those problems is massive debt. According to several online sources the average yearly cost of a public college in the United States is between 23,000 and 35,000 dollars.1 That averages out to about $116,000, over a 4–year school period. These figures do not include the cost of a graduate school nor living expenses. Granted most make payments or have them made for them on the interest during...show more content...

After graduation, with some luck, a student gets a full time job and the bills start coming in. Usually a student moves to a new town for his job, and he has to buy or rent a house. There is one bill plus all the utilities that make up four or five more bills. I know a lot of people that go through college with the vehicle they acquired when they turned sixteen, given that the vehicle was new at the time it is somewhere around ten years old now. The vehicle will start requiring more maintenance and repairs, it may even become unreliable, so the owner has to buy another one. The extra maintenance and purchase of a new car, are several more bills. Not to mention, living expenses on top of all these new bills, and the student loan bill that will follow you around for the next fifteen years or longer depending on your career choice. The cost of a good education and interest rates are rising every year, but an employee's wage level is stagnant. So, with all of these new bills, stagnant wage levels, and high interest rates it is not easy for a student to survive and continue to pay for an education twenty years down the Get more content

Paying for college may be a difficult process for many. There's numerous things to worry about such as paying too much money, a large amount of debt and also those who aren't financially stable worry about the lack of money they have to pay for college. This essay will illustrate how students can fund their college education by scholarships, private student loans, and a part time job. Scholarships is one of the most helpful ways to get into college it also allows students to save money. "The money you receive will go directly towards the cost of college and you do not have to pay it back, which reduces the amount you take out in student loans and pay out of pocket''. College is already stressful enough having to worry about how college is going to be paid is even more stressful. The fact that the amount of pressure can be reduced is absolutely astonishing. Scholarships also allows students to have more money saved for student loans. Applying for scholarships is an easy process there are websites such as StudentScholarshipSearch.com and also scholarshippoints.com. "Scholarshippoints.com is one of the only free rewards programs online that gives away over 100,000 dollars to students and prospective students each year'....show more content... This is a great help for those who may not be able to afford money to pay for the classes in college. Private student loans allows those students to be able to pay for the classes using that money. When graduation time comes students will be able to have up to $500 to repay that money. It also help students get the education they want and need without having to worry about the cost. Because private student loans already has it covered. Although private student loans are offered in some schools it doesn't take away the fact that it is extremely

Why Should Students Get Paid For College?

Students receive free public education from pre–k to 12th grade, so why should students have to pay for college? College can be a huge expense, and many loans have to be taken out to pay for their education. Is this right? If high school is free then why isn't college? According to student support organization College Board, published tuition fees for 2014/15, state colleges are an average of US$9,139 for state residents, and $22,958 for everyone else. This compares to an average of $31,231 at private non–profit colleges. Why is it so expensive, unlike in some places where it's free.

Today, the cost of attending many public colleges is so high that a lot of students simply can't afford to. As a result, far fewer students from lower–income

Attending college does not change the outcome of a graduate's wages compared to the wages of someone with only a high school diploma. There are still more people that get jobs with a degree than those without. A big part of a successful future is having money, and college graduates don't earn enough to handle all of the things they have to pay for, including their debts for attendingcollege. Firstly, "Since 2000, America's young college graduates have seen wages, adjusted for inflation, deteriorate" (Shierholz). Students go to school expecting to earn far more than those that didn't attend college, but they usually don't because of the way the money and costs of things change. Secondly, "Now, with unemployment expected to remain above 8% well

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Students should not get paid money for doing well in U.S schools Carol Dweck is a psychology professor at Stanford University who recently conducted an experiment on how students receive appraisal. This is what she found, The first group, praised for being smart, shifted into what Dweck calls a fixed mindset... When offered a choice of challenges for the next exercise, these students generally chose non challenging tasks, not wanting to bring their intelligence level into question. The second group, which was praised for their effort adopted a growth mindset, and 90% of them chose a challenging task hoping they could learn something new from the process. (Gardiner)

Getting rewarded or being praised can be very dangerous because as this...show more content...

Research has shown that the money incentive works best for Hispanics and students who have behavioral issues. According to a Harvard study, in the school year of 2008–09 the academic gains of Hispanics and other subgroups on the DC–CAS standardized tests were equivalent to an additional five months of schooling. These improvements were attributed to money incentives that the school offered (Turque). This evidence shows that in Washington D.C hispanics increased theirstandardized test scores to a proportion that is equal to another full academic year of learning all because of cash incentives. Additionally, the article states, "the group that achieved the biggest test score gains was students who had been suspended the previous school year (2007–08) for disciplinary reasons" (Turque). Essentially, this quote means that the cash incentive was most effective for students who were generally troublemakers in the past (this includes the Hispanics). Although there are bright spots to this experiment as shown in the evidence, there are not enough mutual gains from other kids around the country to continue this method. Plus, just because Hispanics and troubled kids had the largest increase in scores, does not necessarily mean that they had the best scores; they could have gone from a failing grade to a

Should Students Pay For College? Essay

Being an undergraduate student and transferring from a community college I began to wonder the cost to join a university. I know that it's rather cheaper to do the first two years at a community college rather than going straight to Kinarda university. Each year, tuition is rising and more students begin to take out loans to obtain their educational degree. After doing research I discovered there is a lot that goes in to the price students pay to attend school. Paying for college is like a partnership. The federal government, states, institutions, foundations and individual students and their families all have a role in paying for college. The government ensures equal educational opportunity through student aid programs. States also assure access by subsidizing public colleges to keep tuition cost within reach of their citizens. Institutions also come into play for paying tuition. Institutions aim to maximize quality and minimize tuition inflation. However institutions never charge tuition equivalent to the full cost of a college education. We also discussed in class that private foundations and other organizations provide private funding to institutions. Some donors provide scholarships that are allocate directly to students. Furthermore, what I really enjoyed discussing in this class was about for–profit institutions and how they work. According to research, many observers of higher education opposed for–profit colleges and universities spending high dollars on

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Summary – This article by CNN Money discusses 7 different ways to pay for college. College is getting increasingly more expensive and the good thing is most students receive financial aid, but still, there are many students graduating with large amounts of debt. Henceforth, there are ulterior options to make paying for college easier. A few examples, grants, work–study jobs, private scholarships, and claiming tax credits. Some decide to live off campus or to enroll into a community college to help decrease the cost of school. Each method is unique to a student's circumstances, whether or not they'll live on campuses not, take a leap year, and or the economic environment they live in. These different factors affect your eligibility for some of these methods such as grants and financial aid. Even without a scholarship, plenty of other methods of paying for college are available. Connection to Essential Question – This article connects to my college research in the aspect of methods that make affording college easier. According to the article, "At the average private college, for example, the sticker price for tuition, room, and board was $45,370 last year. But the average student actually paid $26,080, according to The College Board.". This states that the average student ends up with debt after school...show more content...

Lately, I've been thinking about it less and less and more of the quality of theeducation the school provides. This is mainly because not only my parents but the adults around me all of whom have attained a postsecondary degree have all had the same advice, to focus more on the school itself and my education and less about cost, essentially telling me to try and get to get into the best school possible and worry about cost later. This article is very helpful and I would recommend it to anyone searching for ways to make college more

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Congrats! You've been accepted to the college of your choice; now all that's left to figure out is how you'll pay for college. Unfortunately, college costs don't end at tuition and room and board you'll also have to pay for textbooks, meals, transportation, and a computer with working internet. We have been told that we live in a free country, but if our country is so called "free," how come paying for an education isn't? The most important in my case and many low income students is trying to attend college and being able to pay without going into debt. I find myself, since 2010, hearing the same stories of previous college graduate, who have gone into debt by the time they reached their sophomore year of college. Excited to venture out...show more content...

The student loan debt has reached up to $1.2 trillion in federal debt; student loans are the second highest consumer debt. A quick economics lesson, the national debt causes many consequences when our economy isn't functioning in the level it should be, it causes our economic growth to slow down and therefore less jobs are available and it causes interest rates to rise. According to Chris Denhart, it's safer to receive federal loans rather than private loans. Federal student loans are easier to pay and much rather safer, because federal loans are based on the income of the student, they have fixed interest rates, and don't have to start paying until nine months later, "making them a much safer loan for students to take." (1) On the contrary, with private loans that isn't the case. "Private loans have done away with late fees, and in fine print have redefined the right to claim default on the loan after missing a single payment," (1) what does that mean? Simple, you can't afford to miss a payment and if you do prepare to have a bad credit. A result of bad credit would lead to negative effects in the future as well. By having bad credit students in the long run won't be able to invest in a house, a car, a business, etc., which would leave the economy without any money coming in. "As a nation, we need more college graduates in order to stay competitive in the global economy,"

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