Erie Times-News honors Women in History Month

LIVING | E1

ERIE, INC. | D1

CLASSICS REVISITED

SHOT OF INGENUITY

Photographer captures grand showplaces from golden age of Hollywood

Summit Township couple plan to open distillery in Edinboro

@GoErie

Serving our readers since 1888

Sunday, February 26, 2017

facebook.com/GoErie

$2

Find us on all platforms 24/7

GoErie.com

Census: Poverty worse in city center

By Gerry Weiss gerry.weiss@timesnews.com

When Palma McClelland looks out her fourth-floor bedroom window at Richford Arms, she sees a portion of North Park Row and most of Perry Square.

The 55-year-old, who moved into the building at

Sinnott: Plan is a good start

By Kevin Flowers kevin.flowers@timesnews.com

Erie Mayor Joe Sinnott said an action plan unveiled for his administration and members of Erie City Council last week — which recommends various improvements that c a n b e launched or Sinnott completed in the city within the next five years — is a “good foundation” to continue work on the city’s multiyear, comprehensive development plan.

“The projects outlined therein all have independent importance in making the plan a success,” Sinnott

515 State St. in November, often spots what she says are homeless people wandering around, and people sleeping in the park across the street at night, curled up with no blankets in the dead of winter.

It’s not much easier for McClelland, who lives in a Section 8,

federally-subsidized apartment building for the elderly and disabled that is inside a section of the city where the highest percentage of residents — more than 64 percent— are in poverty.

The Erie native and East High School graduate lives on roughly $900 a month in Social Security and food

stamps. She walks to Seventh and French streets to the food pantry and clothing shelter operated by the Erie City Mission, the items helping the widow and former nurse’s aide get by.

Painful arthritis and other illnesses are why McClelland no longer works.

“It’s a real struggle. For

me. For a lot of us here,” she said Wednesday morning from her living room as she rolled a cigarette next to a cup of coffee and a barking dog McClelland was watching for a neighbor. “And many I see are worse off than me.”

See POVERTY, A10

WOMEN’S HISTORY MONTH

Profiles in persistence 5 women share how they succeed in business Success doesn’t come overnight, or at least it didn’t for the five women featured here. Instead, it has come from years of effort, after trial and error, and then more trials. Their stories reflect the larger story of America, which has seen the percentage of women-owned businesses grow from 5 percent in 1972 to 38 percent in 2016. We share their lessons learned as we launch into Women’s History Month. A8

Erie women are business savvy, they’re driven, and they’re paying it forward. Today, we’re introducing you to five women who make an impact.

But that’s just the start. In March, in honor of Women’s History Month, the Erie Times-News and GoErie.com will highlight Women’s Work Erie — a series that explores how women continue to change business in Erie.

Coming this week: Wednesday: 5 things to ask about making a will Thursday: Job coach — How to handle confrontation in a meeting Friday: Life hacks — Ways to make more time for yourself

Coming Sundays this month in the Erie Times-News: March 5: Volunteers care for injured skiers March 12: ‘Gig’ concept benefits female entrepreneurs March 19: Power lifter achieves her dream March 26: Meet Mercy Center’s Dynamic Dozen

See SINNOTT, A10

INSIDE

FORWARD TOGETHER Pat Howard: Saving Erie requires big thinking, political courage, A2 Our View: Teamwork helps advance Erie action plan, B6

Volume 17, Number 148 © 2017, GateHouse Media Questions? Call 870-1600

Five Erie women shared their career paths with the Erie Times-News to kick off Women’s History Month. They include, from left: Hannah Kirby, 29; Fai Howard, 36; Tiffanie Page Collazo, 41; Gisele Littrell, 36; and Joelyn Bush, 31. [GREG WOHLFORD/ERIE TIMES-NEWS]

Obituaries .............. B3-5 Lotteries ...................C8 Puzzles ..................... D5

Legals....................... G5 Classified............... F1-8G Employment ........... G1-5

TODAY

MONDAY

T UESDAY

A snow shower 39° / 32°

Milder 48° / 36°

A few showers 54° / 51°

A8

Sunday, February 26, 2017

|

Erie Times-News | GoErie.com

PROFILES IN PERSISTENCE CREATING OPPORTUNITY IN HIGHER EDUCATION Fai Howard thrives on and cherishes diversity.“Meeting other people that are different from me and learning about them, I enjoy that,” said Howard, 36, of McKean. “At my core, that’s why I do what I do.”

Howard has been the assistant vice president for academic success and student retention at Edinboro University of Pennsylvania since 2014. In her role, she provides resources and services to students to ensure they graduate.

Howard Howard grew up in southern New Jersey and graduated fromMontclair State University in 2002. She obtained her master’s degree in sociology from Virginia Commonwealth University in Richmond in 2007 and is currently pursuing her Ph.D. in public policy and administration. Her dissertation focuses on higher education and immigration, and she will return to Richmond to finish her degree.

“There’s a lot to be told about any family, any society, about any college or university in how they treat those that are the most vulnerable and the most marginalized,” Howard said. “I’m a strong believer in equity and diversity and a believer that any institution needs to take steps that we all have

the same opportunities. Not that we all have the same thing, but the same opportunities.”

As a woman and a minority, Howard has created opportunities for herself often in her career in higher education.

“I wasn’t always in positions that led to promotions. Often times, positions were created for me,” she said. “If you’re waiting around to see your hard work and your good work get noticed, good luck. It’s important for women, especially ethnic women, to work constantly and diligently for their work to be noticed, to showcase their skills and make sure they’re getting opportunities others have.”

But just getting to where you want to be in your career isn’t enough. “It’s not enough if you get there. You have to assist other women in getting there, too,” she said. “You have to create these opportunities for yourself because there’s a pipeline of women that will come behind you wanting the same thing.

We’re all allies.”

She has enjoyed her time at Edinboro working on her dissertation. “To have those kinds of long-lasting relationships with students and feel like you’re really connecting with them is invaluable. I learn just as much, if not more, from them than they do from me,” she said.

Sarah Stemen

ENGINEERED FOR SUCCESS

CLEAN SWEEP

For Hannah Kirby, engineer is more than a job description. Her mindful approach to problem-solving is also a blueprint for connecting in the community, for mentoring and for having fun.

Kirby, 29, is a senior quality engineer at Lord Corp.She began her career at Lord as an intern while pursuing her MBA at Gannon University, where she had earned a bachelor’s degree in mechanical engineering.

Kirby took a pragmatic approach in choosing a career. “’What do you do when you are good at math?’” she asked Kirby herself. “I eliminated things and landed on engineering. It was a very engineer-type decision.”

Kirby likes engineering because it involves “learning how to learn, learning how to think, breaking down large problems into pieces.”

She also learned she needed mentors — a challenge in engineering, where women represent about 20 percent of college graduates but only about 14 percent of the engineering workforce, according to the U.S. Bureau of Labor Statistics.

Kirby counts herself “lucky” to work with several women engineers at Lord, and she was honored in 2009 as the first Young Athena Professional as a college student. That honor “definitely impacted my interaction with the community,” said Kirby, who grew up in rural Waynesburg, Pennsylvania.

“Erie is the big city for me,” she said. “Breaking in for an outsider can be difficult.”

The award connected her to Erie’s Athena PowerLink program and the Athena Circle of Trust, which brings together women leaders together for peer mentoring where she discovered women her age are doing “some really cool and impressive things,” she said.

Kirby has some cool and impressive accomplishments, too. In 2014, she received the Hannah Penn Rising Star Leadership Award from the Pennsylvania Commission for Women. The former high school soccer player also joined the Eerie Roller Girls roller derby team.

And borrowing an idea she heard about in Chicago, Kirby started Pack of Erie Dogs, a weekly dog-walking group — a chance for humans and her rescue pit bulls, Tesla and Edison, to socialize.

Liz Allen

FROM NONPROFIT TO ENTREPRENEUR Tiffanie Page-Collazo, 41, has embraced many roles: single mom; wife; development professional in the nonprofit world; caregiver.

Now she has an additional identity — entrepreneur. But the road to her choice was not an easy one. Page-Collazo had her first child at 15. Yet she graduated from high school with certifications and entered the job market as an employment staffer when Amy Cuzzola-Kern, who was vice president of programs at the Erie Community FoundaPage-Collazo tion at the time, recruited her in 2008.

“She gave me the confidence. She said, ‘The community needs you to do this job. You have a heart for the community,’” she said.

Page-Collazo worked her way up to director of community impact, then in 2013 moved to another nonprofit, where she served as a director in a variety of management roles. At the same time, she had been a caregiver for her mother, Shirley Martin. After Martin died, Page-Collazo had her own medical problems, and after emergency surgery, her husband, John Collazo, wanted to be at her side. He decided to reinvent his business, J.C. Everything Automotive, at their Erie home. They now have an auto shop on Buffalo Road.

Her husband’s risk-taking helped her to start her own business. Inspired by her certification as an instructor in the Erie Ice House entrepreneurial leadership program, Page-Collazo is opening a Pink Zebra franchise, which sells home decor and “environmentally friendly” candles and other products that can be made with custom scents.

Her “why” for starting this business is Pink Zebra’s Heroes Program, which pays for day care so single mothers can continue their education. Helping single mothers to succeed is close to her heart.

She also has been inspired by her Christian faith, as a member of Christ Community Church, and connections to mentors who include Cuzzola-Kern; Beth Zimmer, founder of the Innovation Collaborative; Linda Stevenson, chairwoman of Erie Athena PowerLink; and Tiffany McCloud, owner of HER P.O.W.E.R.; and the Coffee Club Divas.

And there’s one new inspiration — 7-month-old grandson Kingston Jacob.“He opened up a whole new love portal in my heart,” she said.

Liz Allen

Littrell

Gisele Littrell learned a lesson at age 15 that’s defined her professional life.“I wanted to ride horses, and my parents didn’t have money for anything like that, so I went to every farm I could and handed out flyers that said that I would work to ride horses,” she said. At 19, she became an entrepreneur.

She started French Maids in 1999 — named innocently enough for her heritage. “My mother is French Canadian, and when people thought it was something else we started saying ‘cleaning business; no funny business,’” she said with a laugh.

Why cleaning?

“It’s something everyone needs, and I grew up as a military kid in Santa Ana, California, but we moved a lot, and every place had to be spotless,” she said. Cleaning also required some physical labor, and the McDowell High School graduate shared that a connective tissue disorder she has put some urgency into her entrepreneurial plans. “It will only get worse, so I wanted to be physical while I could, but I knew that I could manage the company and people and still be an entrepreneur,” she said.

She wanted to learn more about business and put the cleaning company on hold. Then she bought a Curves franchise with two locations in Meadville and Edinboro from 2001 to 2011. The franchise experience also taught her important lessons.

“I had a lot of ideas, but with a franchise, you have to stay within the franchise rules,” she said. She sold the franchise and reorganized the cleaning company in 2012, and she expanded it to include Strongman Services, which offers commercial services and general repairs. The companies now employ15 people.

Along the way, Littrell went back to college and graduated from Edinboro University of Pennsylvania in 2015. She enlisted her mom, Suzie Littrell, as her office manager and her boyfriend, Nathan Saraceno, to lead Strongman Services. She also bought two buildings, at 2425 Peach St. and 2431 Peach St., with the help of Bridgewater Capital.

Along the way, she remained debt free. Littrell said she failed at some things and noted that you learn from failures. She got a life coach, Andy Kerr, from the Erie City Mission, who helped her define direction in her life and career, and she networks with other area entrepreneurs.

What’s next? She plans to open a cafe that serves coffee, wines and pastries.

French pastries, she said, will bring her full circle to her heritage. And she’s a singer and a songwriter as well. The cafe will give her and other artists a place to showcase their talents.

Pam Parker

FINDING HER NONPROFIT NICHE Joelyn Bush began donating to the United Way of Erie County when she was a student at McDowell High School and working part-time at Wegmans.

Fast forward 16 years, add in a college degree and work experience, and Bush is now working at the United Way as marketing and communications manager.

“I’m actually one of the youngest loyal contributors to the United Way,” Bush, 31, of Fairview Township, said. “I always say I’ve come full circle.”

Bush has moved around at different positions since Bush graduating from Edinboro University of Pennsylvania in 2004, but she’s always been interested in marketing, communications and nonprofit organizations. She’s held positions at the Erie Regional Chamber of Growth and Partnership and Erie Community Foundation before landing at the United Way. “Over the years, I’ve had friends leave Erie and come back,” she said. “I truly love Erie and all it has to offer and I do believe it does have a lot to offer.”

In her role, she has a hand in organizing the United Way’s annual meeting, which is changing to a Self-Sufficiency Summit. She was the lead for the United Way’s Faces United exhibit, a traveling photo display of success stories, and she helped organize the Centennial Pack-A-Thon event in April 2015.

Bush is active in the Public Relations Society of America, the Athena Erie Circle of Trust and other organizations. Ultimately, she said she sees herself in a leadership role.

“I’ve always wanted to lead a team in some sort of aspect. That’s definitely a bigger goal of mine,” Bush said. “I could see myself down the road doing something entrepreneurial, even in Erie. I think the biggest thing for me is to keep growing and keep learning.”

Sarah Stemen

Perez elected Democratic National Committee chair Obama’s former labor secretary edges congressman, then taps foe to be deputy

By Bill Barrow The Associated Press

ATLANTA — Democrats chose former Labor Secretary Tom Perez as their new national chairman Saturday over a liberal Minnesota

congressman, capping a divisive campaign that reflected the depths of the party’s electoral failures as well as the energy from resistance to President Donald Trump.

Perez, the first Latino to holdthepost,edgedRep.Keith Ellison in the second round of votingbyDemocraticNational Committeemembersgathered in Atlanta. The new chairman must rebuild a party that in

the last decade has lost about 1,000 elected posts from the White House to Congress to the 50 statehouses, a power deficit Democrats have not seen nationally in 90 years.

In a nod to his winning margin of 35 votes out of 435 cast, to say nothing of the lingering friction between old-guardDemocratsandoutspoken upstarts, Perez tapped Ellisontoserveasdeputychair.

“Weareallinthistogether,” Perez said, calling on Democrats to fight “the worst president in the history of the United States.”

Ellison, who had backing from many liberals, including 2016 presidential candidate BernieSanders,addedhisown call forunityandnotedthathe andPerezbothwanttorebuild state and local Democratic parties across the country.

“We don’t have the luxury of walking out of this room divided,” Ellison said, as the erstwhile rivals stood together on stage as some young Ellison supporters jeered from the gallery.

TrumpchimedinviaTwitter: “Congratulations to Thomas Perez,whohasjustbeennamed Chairman of the DNC. I could not be happier for him, or for the Republican Party!”

A6

Wednesday, March 1, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,812.24 ▼ 5,825.44 ▼ 2,363.64 ▼ 1,386.68 ▼ 11,512.39 ▼

25.20 36.46 6.11 21.29 45.96

COMMODITIES REVIEW Gold Silver Platinum Copper Oil

1,252.60 18.42 1,031.00 2.7040 54.01

▼ ▲ ▼ ▲ ▼

4.80 .066 7.90 .0165 .04

AROUND THE WAT E R C O O L E R

Economy grew 1.5 percent in quarter The U.S. economy grew in the fourth quarter at a 1.9 percent pace, unchanged from an initial estimate, as slower investment by businesses and state and local agencies offset stronger household purchases.

The gain in gross domestic product, the value of all goods and services produced, was smaller than the median forecast in a Bloomberg survey for a 2.1 percentannualized rate.

The results reinforce the leading role that consumers continue to play in the current expansion, helped by a tight job market, low borrowing costs and rising confidence.

Optimism that President Donald Trump will lower taxes, reduce regulation and rebuild infrastructure may also encourage businesses to step up investment this year, contributing to growth.

5 reasons to have a will

By Fiona Branton Contributing writer

Many of us — women especially — put off making a will, for any number of reasons. Some think their estates are too small; some assume their spouse will take care Peasley of it; and others just don’t know where to start.

What happens if you don’t have a will? Your assets would be distributed based on decisions your state of residence makes— not your wishes or your family’s wishes. Clearly, it’s important to have a will. Paige Peasley, a partner at Erie law firm Martone & Peasley, suggests what to know before you discuss estate planning with a lawyer.

• Compile an accurate statement of your net worth and all your significant assets, including life insurance and retirement benefits.

Coordinate the disposition of probate assets — that means what passes through the will, and nonprobate assets, such as life insurance. Once you have a handle on your assets, think about who you will leave them to, including family members, friends, charitable causes and other potential beneficiaries.

• Plan to discuss advanced

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.35 1.96 41.79 1.48f 82.16 .78 9.52 .60 5.66 1.28 80.06 3.76 46.97 .74 31.74 2.40a 33.92 .30f 24.68 .68 47.14 .52 50.11 1.12 44.13 ...

1.46 .20 1.20 .56f 42.19 ... 158.65 .66 24.03 .72 48.56 ... 46.84 1.40f 103.30 1.40 55.95 .64 59.81 1.48f 41.96 .63f 37.42 1.06f 47.57 .62f 27.61 .78 10.67 .80 21.03 .36 18.24

YTD CHG%CHG +.02 +4.0 -.03 -1.7 +.82 +10.8 -.08 +8.6 ... +10.3 -.11 +8.1 +.83 -2.0 +.37 +5.7 -.06 -9.3 +.11 +11.7 +.03 -.5 -.88 +5.7 -2.02 +3.4 -.03 +4.3 -.03 -18.4 -.26 +7.0 +1.00 -6.6 -1.03 -10.1 -.15 +35.2 -.27 -20.0 -1.58 -6.3 -.10 +7.5 -.21 +.6 +.29 +1.2 -.11 +8.4 +.21 -5.1 -.04 +13.8 ... +4.3 -.28 -7.2 +.40 -16.3

Last will and testament form.

medical directives (also known as living wills) and powers of attorney. These documents are important for lifetime planning. An advance medical directive specifies what actions should be taken for your health if you are no longer able to make decisions for yourself because of illness or incapacity, while a power of attorney provides someone with the authority to act on your behalf in legal or financial matters. Think about who you would trust to make these decisions on your behalf.

• If you have minor children, consider who will be responsible for them in the event of your death. You should consider who will be the custodian in case both parents die, or if one of the

parents has been irresponsible and/or unable to care for children. This avoids forcing a judge make that decision.

• Who will oversee the child’s money and finances in the event of your death? The surviving parent will normally assume this responsibility, but arrangements should be made in the event both parents die, or if a parent simply cannot handle the responsibility. The guardian of the child’s estate can be a person or institution, but the person writing the will should be comfortable with the named representative.

Certain types of trusts can be used for special needs children or in high-asset cases.

• At what age will the child receive his or her inheritance? By law, an estate is

distributed to a child at age 18, but you can set any age you feel is appropriate, and stagger the distributions —an important consideration if you feel your child may not be mature enough to manage a significant financial windfall.

Having an up-to-date will makes things easier for those you care about after your death.

Paige Peasley is a partner at Erie law firm Martone & Peasley.

Fiona Branton is a freelance writer. Contact her atfionabranton@gmail.com.

Read more at GoErie.com/ topics/Womens-HistoryMonth.Follow us on Twitter and Facebook with #WomensWorkErie.

TA K I N G S T O C K

Divorce the husband, marry the stockbroker

This year’s audits bad for the rich The IRS is turning up the heat on taxpayers.

Some of them, anyway.

The number of audits conducted by the Internal Revenue Service has dropped as it continues to reel from years of budget cuts. But even as its workforce shrinks, the agency must keep the money flowing into the U.S. Treasury. The solution in 2017? Focus on target-rich environments, and squeeze more dollars out of each audit.

That means more scrutiny of people and companies who are likeliest to hide money or under-report their tax burden. Tax specialists are warning rich clients to be ready to hand over a lot more information.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

utilities. His interference is causing friction in our 30-year marriage.

— RD, Durham, N.C. Dear RD: It’s tough when a spouse who has been employed for 40 years or so suddenly retires. I can’t imagine a single reason to sell NextEra Energy.

You have owned this stock for 10 years and have more than doubled your investment. I suggest that you consider divorcing your husband and marrying your stockbroker. Then continue holding this great Florida utility for another 10 years, because your investment could double again.

NextEra Energy (NEE$127) provides power to 5 million consumers residing in a 27,650-square-mile area of South Florida’s eastern coast, primarily Miami and Fort Lauderdale.

Malcolm Berko Dear Mr. Berko: I need your opinion on NextEra. I bought 250 shares of FPL Group in 2006 at $55, and that company has since changed its name to NextEra Energy. My great stockbroker, who has been advising me for 20 years, wants me to keep the stock.

But my husband — who is suddenly taking an interest in our account, which I’ve managed for the past 25 years — wants it sold.

He is a recently retired certified public accountant and is insisting that we sell it because it trades at a big premium to other

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

59.82 71.14 110.09 82.55 16.30 60.10 118.61 81.32 15.57 192.98 6.56 10.97 27.44 32.43 12.53 29.81 36.84 22.10 41.48 15.95 35.05 42.32 144.91 14.14 179.82 52.70 42.62 75.48 84.21 266.58 74.37 33.22 16.00 49.60 110.46

-.41 -.49 -.14 +.69 +.15 -.33 -.41 -.22 -.19 -1.39 +.10 -.10 -.13 +.62 -.13 -.13 -.43 -.68 -.09 -.07 -.21 -.16 -.39 -.07 +.42 -.19 -1.17 -.04 -1.18 -2.78 -2.05 -.35 +.15 -1.16 -.11

-22.3 -1.3 +5.6 +6.4 -3.8 +7.8 +6.2 -9.9 -2.9 +3.6 -3.1 +20.3 +1.7 +4.7 +3.3 -5.7 +5.7 -7.5 +7.7 +17.3 +13.5 +2.6 +8.1 +7.0 +8.3 -.7 -13.7 +12.3 +9.8 +6.7 +4.6 -7.2 -7.6 -1.5 +7.0

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

127.65 37.36 63.98 14.05 60.30 15.43 131.00 121.03 18.14 19.80 127.23 102.43 36.88 6.34 110.38 74.77 34.12 91.07 39.18 110.54 45.98 22.05 97.44 3.36 27.62 78.56 8.67 83.22 22.17 6.00 7.84 308.54 57.80 127.15 9.52

+.66 -.58 -.25 -.35 +.43 -.10 +1.13 -.09 -.19 -.27 -.90 -.02 +.31 -.30 +1.11 -9.91 -.16 +.18 +.28 -.41 +.37 -.05 -.03 -.08 -.10 -.85 -.03 +1.12 -.50 ...

-.20 -1.66 -.63 -.47 -.03

This $16 billion-revenue company has a superb record of dividend growth, increasing annually from $1.50 in 2006 to $3.48 in 2016. This has been made possible by management’s skillful reduction in and elimination of fixed and variable expenses. However, the current dividend yields a very lonely 2.6 percent, and NEE’s revenue growth — from $15.7 billion in 2006 to $16.2 billion last year — has been flat as a flapjack. But all that’s about to change.

After 50-plus failed years of the United States’ idiotic policy toward Cuba, the current warming of relations with Cuba will be a boon to the economy of South Florida, especially Miami.

Some 11.7 million Cubans live on their 777-mile-long island and have, according

+4.9 SunLfFn g 1.68f 36.40 -.77 +23.6 2.40 58.77 -8.14 +3.0 Target -1.7 UPS B 3.32f 105.76 -.97 +6.5 VerizonCm 2.31f 49.63 -.31 -3.5 .66 87.94 -.06 +9.7 Visa s +12.0 WalMart 2.04f 70.93 -.81 +.6 +13.7 WalgBoots 1.50 86.38 -.84 +8.8 WsteMInc 1.70f 73.32 +.08 +8.1 ... 14.39 +1.30 +8.3 WtWatch -23.7 WeinRlt 1.54f 35.47 -.81 +5.5 -10.2 WellsFargo 1.52 57.88 -.18 +5.0 Wendys Co .28f 13.94 +.09 +8.3 WestPhrm .52 82.47 -1.28 +10.4 +6.2 YumBrnds 1.20p 65.32 -.20 +4.8 +20.0 LAST +6.0 ... Crude Oil (bbl) 54.01 -19.6 Heating Oil (gal) 1.62 +13.4 Natural Gas (mm btu) 2.77 -22.4 Gold (oz) 1252.60 -15.7 Silver (oz) 18.42 +13.2 Platinum (oz) 1031.00 -27.2 Cattle (lb) 1.27 -15.6 3.67 +14.8 Corn (bu) 366.40 +16.0 Lumber (1,000 bd ft) 10.25 +10.9 Soybeans (bu) -11.5 (Change figures reflect current contract.)

Commodities

-5.2 -18.6 -7.7 -7.0 +12.7 +2.6 +4.4 +3.4 +25.7 -.9 +5.0 +3.1 -2.8 +3.1 CHG -.04 -.02 +.08 -4.80 +.07 -7.90 +.02 +.07 -7.10 +.14

to the World Bank, over 208 billion of purchasing power parity (to the U.S. dollar) and a gross national income of 18,500 purchasing power parity. Only 26 percent of the population is connected to the internet, and even fewer have smartphones and cars. Some observers believe that detente with Cuba could grow the economy of South Florida by 10 to 12 percent while goosing NextEra’s revenues and income. These observers think that by 2021, Cuban detente could increase NEE’s revenues to $20 billion, improve earnings to $7.40 a share and grow its dividend to $5.60.

Please address your financial questions to Malcolm Berko, P.O. Box 8303, Largo, FL 33775, or email him at mjberko@yahoo.com.

BiggestFunds FUND

NAV

PCT RETURN 1MO 1YR 5YR

American Funds AmBalA m 25.79 +2.1 CapIncBuA m 59.66 +2.3 CpWldGrIA m 46.24 +2.4 FnInvA m 57.60 +2.9 GrthAmA m 44.99 +2.4 IncAmerA m 22.43 +2.2 InvCoAmA m 38.09 +2.3 NewPerspA m 37.80 +2.5 WAMutInvA m 42.86 +3.3 Dodge & Cox Income 13.74 +0.7 IntlStk 40.22 +1.2 Stock 194.15 +3.0 Fidelity 500IdxIns 83.00 +4.0 500IdxPr 82.99 +4.0 Contra 106.03 +3.8 ContraK 105.97 +3.9 Fidelity Select Transportation d92.98 +2.0 FrankTemp-Franklin IncomeA m 2.36 +2.2 Harbor IntlInstl 61.13 +1.0 Metropolitan West TtlRetBdI 10.59 +0.7 PIMCO IncomeInl 12.20 +1.3 TotRetIs 10.15 +0.9

+15.8 +12.5 +20.0 +26.4 +26.8 +17.2 +25.0 +19.0 +23.9

+10.3 +7.1 +9.1 +13.6 +14.0 +9.2 +13.4 +10.2 +13.1

+6.7 +3.4 +29.9 +6.6 +38.1 +15.9 +24.9 +24.9 +20.2 +20.3

+14.0 +14.0 +13.0 +13.1

+29.4 +16.9 +23.4

+7.3

+11.7

+3.0

+1.8

+3.8

+11.3 +3.9

+8.5 +3.0

T Rowe Price GrowStk 58.08 NewIncome 9.43 Vanguard 500Adml 218.83 DivGr 24.80 HltCrAdml 85.86 InstIdxI 215.93 InstPlus 215.95 InstTStPl 53.20 IntlStkIdxAdm 25.98 IntlStkIdxIPls 103.91 MidCpAdml 172.99 MuIntAdml 13.98 PrmcpAdml 116.98 STGradeAd 10.67 SmCpIdAdm 64.23 TgtRe2025 16.98 TotBdAdml 10.71 TotBdInst 10.71 TotIntl 15.53 TotStIAdm 59.28 TotStIIns 59.29 TotStIdx 59.25 WellsIAdm 63.08 WelltnAdm 69.90 WndsIIAdm 65.15 Waddell & Reed Adv HighIncY 6.81

+3.9 +23.4 +14.2 +0.9 +2.4 +2.3 +4.0 +4.6 +7.2 +4.0 +4.0 +3.7 +1.5 +1.5 +3.1 +0.6 +4.2 +0.3 +2.4 +2.1 +0.7 +0.7 +1.5 +3.7 +3.7 +3.7 +1.9 +2.7 +3.3

+24.9 +16.8 +12.4 +24.9 +25.0 +26.3 +19.7 +19.7 +26.0 0.0 +28.9 +2.8 +32.0 +15.7 +1.4 +1.5 +19.6 +26.3 +26.3 +26.1 +10.3 +18.7 +26.4

+14.0 +12.5 +18.2 +14.0 +14.0 +13.9 +4.1 +4.1 +13.3 +2.7 +16.7 +2.1 +13.5 +8.1 +2.2 +2.2 +4.0 +13.8 +13.8 +13.7 +7.2 +10.0 +12.5

+1.2 +22.3

+7.4

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

C6

Thursday, March 2, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

Respond, don’t react

21,115.55 ▲ 303.31 5,904.03 ▲ 78.59 2,395.96 ▲ 32.32 1,413.63 ▲ 26.95 11,661.22 ▲ 148.83

COMMODITIES REVIEW Gold Silver Platinum Copper Oil

1,248.90 18.443 1,018.90 2.7265 53.83

▼ 3.70 ▲ .023 ▼ 12.10 ▲ .0225 ▼ .18

AROUND THE WAT E R C O O L E R

Spending stalls as prices rise Consumer spending rose less than projected in January as rising prices pinched Americans’ wallets, leading inflationadjusted purchases to fall by the most since 2009.

The0.2percentadvance in spending followed a 0.5 percent increase in the prior month, the Commerce Department reportedonWednesdayin Washington. The median forecast in a Bloomberg survey called for a 0.3 percent gain. Incomes rose 0.4 percent, though inflation-adjusted disposable incomes had the biggest drop since 2013.

The results indicate less momentum early in the year, and a pickup in inflationmay furtherlimit fastergrowthinhousehold spending,whichaccounts for about 70 percent of the economy. At the same time, the tight job market and low borrowing costs will continue to support consumers, whose confidence is getting a boost from optimism about lower taxes under President Donald Trump.

How to keep it professional when tempers flare at work

By Pam Parker pam.parker@timesnews.com

You’re in a business meeting, and suddenly things get ugly. Accusations are made.

Tempers flare. People get defensive. Or offensive.

Whether you’re dishing it out or on the receiving end — there are better places and ways to handle a disagreement than in the middle of a meeting. So what should you do when you see the temperature rising? How do you keep it businesslike but not get into a public sparring contest? Here are some suggestions from Dionne Wallace Oakley, senior vice president of human resources at Erie Insurance: “One of my best practices is to respond, not react. That means you’re presenting your position in a thoughtful and logical way, not in an emotional way. It’s a balance in humility and professionalism.

You have to be conscious of yourself and have the professional maturity to take a deep breath, and then respond. Write down what you’re thinking in the moment before you speak.

Ask yourself, “if what I say will be published online or in the newspaper, would I be

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.98 1.96 42.04 1.48f 82.69 .78 9.67 .60 5.70 1.28 81.92 3.76 46.84 .74 31.68 2.40a 34.23 .30f 25.50 .68 48.50 .52 51.87 1.36f 42.14 ...

1.46 .20 1.19 .56f 42.99 ... 160.80 .66 24.70 .72 49.21 ... 47.41 1.40f 105.24 1.40 56.50 .64 61.54 1.48f 42.16 .63f 37.59 1.06f 49.05 .62f 28.20 .78 10.66 .80 20.72 .36 18.29

proud of it?” If the answer is no, then don’t say it in the meeting.

If there is a disagreement during a meeting, try responding with, “Let me share the intent of what I’m trying to say,” or “My intent is to avoid any misunderstanding.” A good rule of thumb to remember is that you never want to do or say anything that you will need to apologize for.

On that note, personal insults are not acceptable and need to be addressed during

the meeting. If you’re on the receiving end, you could respond with, “I don’t agree with what was just stated but here is my position on that.”

People don’t have to subject themselves to being criticized publicly. People should demonstrate mutual respect.

If there has been a disagreement during a meeting, recognize it before it concludes. State next steps as, “Let’s revisit this topic after everyone has time to digest all of the considerations here.” That gives everyone a

chance to take a deep breath, or follow up in a one-onone meeting to work out any misunderstandings.”

Dionne Wallace Oakley is the senior vice president of human resources at Erie Insurance Group. She has worked in six different geographic locations across the country during her 28-year career.

Read more GoErie.com/ topics/Womens-HistoryMonth. Look for them on Twitter and Facebook with #WomensWorkErie.

S AV I N G D O U G H

Recently engaged have a lot on their plates

EPA probes Fiat Chrysler Fiat Chrysler Automobiles said the Securities and Exchange Commission and states’ attorneys general are investigating its diesel models, as scrutiny escalates of vehicles that environmental regulators have said violate pollution laws.

Following EnvironmentalProtectionAgency allegationsin Januarythat FiatChrysler putsoftware in Jeep and Ram diesel models allowing them to exceed pollution limits, the automaker received “various inquiries, subpoenas and requests for information,” according to a regulatory filing Tuesday. The demands have come from authorities including the U.S. Department of Justice, theSECandseveralstates, the Italian-American carmaker said.

If you’re caught up in a meeting that’s getting out of hand, what can you do? [THINKSTOCK]

I

lick the plates. Well, go ahead. I did and I love mine.

But now my pattern is out of print and my bowls in particular are chipped and cracked and breaking and I’m replacing them with Corelle and Fiestawarelookalike bowls. Sometimes, if I’m feeling indulgent, I’ll make my way to Replacements.com, which is the only place I can reliably find my stoneware pattern. For example, I just dropped $111 on eight cereal bowls. I’m hoping they last me longer than the 15 years I got out of their predecessors.

I’d like to blame this on our son, but that would be unfair. It’s not him. It’s me.

First, I chose the stoneware.

Second, I’m an aggressive cleaner because I hate doing it. So I move fast and scrub hard and therefore

Jennie Geisler

’m guessing Christmas engagements have progressed to bridal magazine subscriptions, afternoons spent sampling cake and perusing Macy’s and Target home sections with those fun laser guns.

I have some advice for blushing brides- and grooms-to-be: Take a deep breath before you decide on stoneware to eat from for the rest of your days.

Yes, I know it’s beautiful and Pfaltzgraff and Fiestaware and other brands have so many choices you almost want to skip the food and

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts +.63 +4.9 EmersonEl +.25 -1.2 ErieInd +.53 +11.6 ExxonMbl +.15 +10.3 FNBCp PA +.04 +11.1 FedExCp +1.86 +10.6 Ferrellgs -.13 -2.3 FiatChrys -.06 +5.5 FifthThird +.31 -8.4 FirstEngy +.90 +15.4 FordM +1.36 +2.4 GenElec +1.76 +9.4 GenMotors -1.99 -1.2 Glatfelter ... +4.3 GlaxoSKln -.01 -19.0 Goldcrp g +.80 +9.0 Goodyear +2.15 -5.3 HlthSouth +.67 -7.6 HomeDp +.65 +37.0 HuntBncsh +.57 -19.0 IBM +1.94 -4.6 IntPap +.55 +8.5 Kohls +1.73 +3.6 LamarAdv +.20 +1.7 LincElec +.17 +8.9 LockhdM +1.48 -2.2 Lowes +.59 +16.2 Macys -.01 +4.2 MarathnO -.31 -8.5 MarathPt s +.05 -16.0 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

52.90 72.40 111.04 81.93 17.15 60.88 122.33 83.02 16.30 197.42 6.37 11.04 28.75 31.56 12.69 30.19 37.43 22.33 41.38 15.63 35.76 42.49 146.68 14.66 181.95 53.67 41.98 75.41 87.54 268.38 81.45 32.95 16.45 50.99 112.31

-6.92 +1.26 +.95 -.62 +.85 +.78 +3.72 +1.70 +.73 +4.44 -.19 +.07 +1.31 -.87 +.16 +.38 +.59 +.23 -.10 -.32 +.71 +.17 +1.77 +.52 +2.13 +.97 -.64 -.07 +3.33 +1.80 +7.08 -.27 +.45 +1.39 +1.85

-31.3 +.4 +6.5 +5.6 +1.2 +9.2 +9.5 -8.0 +1.7 +6.0 -5.9 +21.1 +6.6 +1.9 +4.6 -4.5 +7.4 -6.5 +7.5 +14.9 +15.8 +3.0 +9.4 +10.9 +9.6 +1.1 -15.0 +12.2 +14.2 +7.4 +14.5 -8.0 -5.0 +1.3 +8.8

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

129.05 38.15 64.94 14.55 60.40 15.47 129.41 123.35 18.56 20.46 130.85 103.29 36.73 6.24 109.73 74.97 34.42 91.66 39.87 113.82 45.32 22.49 98.40 3.35 27.93 81.04 9.03 86.54 23.05 5.92 7.66 315.36 58.88 129.30 9.25

+1.40 +.79 +.96 +.50 +.10 +.04 -1.59 +2.32 +.42 +.66 +3.62 +.86 -.15 -.10 +.10 +.36 +.30 +.59 +.69 +3.28 -.66 +.44 +.96 -.01 +.31 +2.48 +.36 +3.32 +.88 -.08 -.18 +6.82 +1.08 +2.15 -.27

+6.0 +26.2 +4.5 +1.7 +6.6 -3.3 +8.3 +14.1 +2.9 +17.5 +11.9 +9.0 +7.9 -24.9 +4.9 -9.9 +6.0 +9.0 +12.3 +9.4 +3.3 +22.4 +7.1 -.3 -18.7 +17.0 -19.2 -12.4 +17.7 -28.2 -17.5 +17.3 +18.1 +12.7 -14.0

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

drop and bang and clank our dishes around like one of those street garbage can drummers. I also have trouble with both hands, and I drop things a lot.

Meanwhile, my mom has had the same plain white Corelle as long as I can remember. It’s easy to clean, it doesn’t chip, and I’ve only managed to break one piece, by dropping it, hot, from 4 feet up onto a stone tile floor.

Man, that thing shattered.

Steer clear of melamine for everyday use. It’s plastic, but it’s a nice plastic, so it’s cheap and comes in really bright, pretty colors, but it shouldn’t be heated in the microwave or go on the bottom rack of a dishwasher. It’s good for big bowls and trays and plates you don’t use very often,

1.68f 36.49 +.41 -5.0 2.40 57.83 -.94 -19.9 3.32f 106.87 +1.11 -6.8 2.31f 49.81 +.18 -6.7 .66 88.99 +1.05 +14.1 2.04f 70.45 -.48 +1.9 1.50 86.77 +.39 +4.8 1.70f 73.37 +.05 +3.5 ... 18.35 +3.96 +60.3 1.54f 35.03 -.44 -2.1 1.52 59.73 +1.85 +8.4 .28f 13.91 -.03 +2.9 .52 84.44 +1.97 -.5 1.20p 65.57 +.25 +3.5

Commodities

LAST

CHG

Crude Oil (bbl) 53.83 Heating Oil (gal) 1.62 Natural Gas (mm btu) 2.80 Gold (oz) 1248.90 Silver (oz) 18.44 Platinum (oz) 1018.90 Cattle (lb) 1.18 Corn (bu) 3.76 Lumber (1,000 bd ft) 361.50 Soybeans (bu) 10.41

-.18 ... +.03 -3.70 +.02 -12.10 -.09 +.09 -4.90 +.16

(Change figures reflect current contract.)

such as on a picnic or on the back porch, because it’s lightweight and colorful.

I do keep my eyes out at secondhand stores for stoneware that has the same color as my pattern and have gotten lucky a few times, but a shortage of cereal bowls had become a problem of late, thus the virtual trip to Replacements.com. I sure didn’t save any dough there (well, at least I bought enough to get free shipping. Insert eyeroll here.).

So registrants: Think hard about dinnerware. It’s an investment — first by your gift buyers, and then as long as you both shall live.

Jennie Geisler can be reached at 870-1885 or by email at jennie.geisler@timesnewscom.

Follow her on Twitter attwitter.com/ETNgeisler.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmBalA m 25.96 +2.9 CapIncBuA m 59.94 +2.9 CpWldGrIA m 46.70 +3.2 FnInvA m 58.35 +4.1 GrthAmA m 45.59 +3.5 IncAmerA m 22.58 +3.0 InvCoAmA m 38.57 +3.6 NewPerspA m 38.23 +3.5 WAMutInvA m 43.39 +4.8 Dodge & Cox Income 13.71 +0.6 IntlStk 40.85 +2.0 Stock 197.69 +4.9 Fidelity 500IdxIns 84.15 +5.4 500IdxPr 84.14 +5.3 Contra 107.82 +5.3 ContraK 107.75 +5.3 Fidelity Select Transportation d94.68 +4.1 FrankTemp-Franklin IncomeA m 2.36 +2.2 Harbor IntlInstl 61.85 +2.2 Metropolitan West TtlRetBdI 10.54 +0.3 PIMCO IncomeInl 12.20 +1.2 TotRetIs 10.08 +0.2

+15.1 +11.4 +18.7 +25.1 +25.4 +16.3 +24.1 +17.4 +22.9

+10.3 +7.1 +9.1 +13.7 +14.1 +9.3 +13.5 +10.3 +13.2

+6.6 +3.4 +28.6 +6.7 +37.2 +16.2 +23.7 +23.7 +19.4 +19.5

+14.2 +14.1 +13.2 +13.3

+29.3 +17.1 +23.4

+7.3

+10.4

+3.0

+1.6

+3.7

+11.2 +3.4

+8.4 +2.8

T Rowe Price GrowStk 58.84 NewIncome 9.38 Vanguard 500Adml 221.86 DivGr 25.10 HltCrAdml 86.63 InstIdxI 218.92 InstPlus 218.94 InstTStPl 53.95 IntlStkIdxAdm 26.22 IntlStkIdxIPls 104.90 MidCpAdml 175.02 MuIntAdml 13.94 PrmcpAdml 118.75 STGradeAd 10.65 SmCpIdAdm 65.27 TgtRe2025 17.08 TotBdAdml 10.65 TotBdInst 10.65 TotIntl 15.68 TotStIAdm 60.11 TotStIIns 60.12 TotStIdx 60.08 WellsIAdm 63.13 WelltnAdm 70.43 WndsIIAdm 66.14 Waddell & Reed Adv HighIncY 6.82

+5.1 +21.6 +14.3 +0.3 +2.0 +2.2 +5.4 +6.4 +7.0 +5.4 +5.4 +5.1 +2.0 +2.1 +4.4 +0.4 +5.6 +0.2 +4.2 +2.7 +0.3 +0.3 +2.1 +5.2 +5.2 +5.1 +2.3 +3.6 +4.9

+23.7 +16.1 +10.9 +23.7 +23.7 +25.2 +17.9 +18.0 +24.6 -0.1 +27.6 +2.7 +31.5 +14.7 +1.3 +1.3 +17.8 +25.1 +25.1 +25.0 +9.9 +17.9 +25.4

+14.1 +12.7 +18.3 +14.2 +14.2 +14.1 +4.1 +4.2 +13.4 +2.7 +17.0 +2.1 +13.7 +8.1 +2.1 +2.1 +4.0 +14.0 +14.0 +13.8 +7.2 +10.1 +12.6

+1.2 +21.7

+7.4

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

A6

Wednesday, March 8, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow 20,924.76 Nasdaq 5,833.93 S&P 2,368.39 Russell 1,374.88 NYSE 11,506.33

▼ ▼ ▼ ▼ ▼

Obstetrics and gynecology are lifelong concerns

29.58 15.25 6.92 9.37 41.47

COMMODITIES REVIEW Gold 1,215.10 Silver 17.492 Platinum 961.10 Copper 2.6095 Oil 53.14

▼ ▼ ▼ ▼ ▼

9.40 .233 17.10 .0335 .06

AROUND THE WAT E R C O O L E R

Search is on for alternative to tipping Saru Jayaraman, director of the Food Labor Research Center at the University of California at Berkeley, advocates abolishing restaurant tipping in favor of a $15-an-hour minimum wage as the best way to economically uplift the working poor.

She said that tipping is rooted in a time when women and minorities were not entitled to fair wages and relied on the gratitude of customers.

“Employers should pay workers, not customers,” said Jayaraman, a Yale Law graduate who worked in restaurants as a student and gained renown for a 2014 book, “Behind the Kitchen Door.”

“Restaurant industry workers reject this feudal system.”

Holly HatchSurisook, a Minneapolis restaurant owner, said she agrees but doesn’t like a “sledgehammer” approach. And she can’t afford $15 an hour yet.

By Jennie Geisler jennie.geisler@timesnews.com

The first thing Dr. Sarah Meyer will tell you is that ob-gyns aren’t just for pregnancies and Pap smears.

“They are physicians that women have most of their lifetime,” said Meyer, “from childbearing years through menopause and beyond.”

She said people rarely understand ob-gyns full range of services.

“From first periods through annual screenings for cancers, hormone replacement, incontinence and libido issues,” said Meyer, who has been practicing with OB-GYN Associates of Erie for two years, following four years of residency. “Also, people who are at high risk for certain cancers should be seen by one of us more frequently.”

Also, they can help women decide on which birth control is right for them, keep up with screenings that are age-appropriate (such as mammographies), and monitor menstrual cycles.

All this information can then help the doctor advise a woman who is considering a pregnancy.

For all these reasons, Meyer said women need to

OB-GYN Sarah Meyer of OBGYN Associates, of Erie, explains the roll of gynecologists in women’s lives as part of the Erie TimesNews Women’s Work series 2017. [CONTRIBUTED PHOTO]

choose ob-gyns wisely.

“You need someone who keeps up to date with new

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

YTD DIV LAST CHG%CHG 1.72 71.95 -.24 +3.4 1.96 41.88 -.08 -1.5 1.48f 81.46 +.12 +9.9 .78 9.55 -.02 +8.9 .60 5.57 -.04 +8.6 1.28 79.58 +.08 +7.4 3.76 46.21 +.95 -3.6 .74 31.24 -.18 +4.0 2.40a 33.87 -.10 -9.4 .30f 25.21 -.04 +14.1 .68 47.67 -.23 +.6 .52 50.30 -.22 +6.1 1.36f 44.55 +.66 +4.4 ...

1.36 ... -2.9 .20 1.08 -.01 -26.5 .56f 41.69 -.21 +5.7 ... 154.75 -.25 -8.9 .66 24.72 -.09 -7.6 .72 48.44 -1.35 +34.8 ... 46.07 -.95 -21.3 1.40f 104.49 -.91 -5.3 1.40 55.53 -.21 +6.7 .64 60.50 +.22 +1.8 1.48f 41.99 -.19 +1.3 .63f 37.42 -.02 +8.4 1.06f 47.72 -.60 -4.8 .62f 27.72 ... +14.2 .78 10.70 +.05 +4.6 .80 20.44 -.22 -9.8 .36 17.86 -.24 -18.0

Jennie Geisler can be reached at 870-1885 or by email. Follow her on Twitter attwitter.com/ETNgeisler.

TA K I N G S T O C K

Bad advice on Tronc? and the big banks. You are a raud. I’m writing a letter to the Financial Industry Regulatory Authority about you and other crooks who control Wall Street. — LM, Chicago Dear LM: You sound as tense as an E string, but because you live in Chicago, I understand how you feel. However, you need to let go of your guilty feelings and be in touch with your inner sociopath.

Afterward, I recommend that you take a course in remedial reading, because I never recommended Tronc (TRNC-$14.25). Several other readers asked about TRNC last October, and my answer was that Gannett (GCI-$8.75), though then trading at the same price as Tronc, was trying to add Tronc’s newspapers to its portfolio of 92 daily

Trade deficit grows to largest in 5 years The U.S. chalked up its largest trade deficit since March 2012 as a jump in merchandise imports in January exceeded a smaller gain in shipments overseas.

The gap in goods and services trade increased by 9.6 percent to $48.5 billion, matching the median forecast in a Bloomberg survey, Commerce Department figures showed Tuesday. The deterioration in January from the previous month reflected a 2.3 percent gain in imports, the most since March 2015, and a 0.6 percent pickup in exports.

recommendations,” she said. “Medicine is ever changing and you need

someone who is keeping up and can discuss with you all of your options and what’s current in the literature.”

Meyer said the gender of the doctor doesn’t matter, but women’s comfort level certainly does.

“Not everyone is the right fit for you,” she said. “I know many excellent male ob-gyns. It’s not a gender issue, but finding a person who fits right with you.”

She said pregnant women with low-risk pregnancies can be managed well by certified midwives, but if the mother-to-be has had problems in the past, or has diabetes or a heart condition, she said ob-gyns should at least co-manage the pregnancy.

“High risk pregnancies can get out of control; pretty quickly,” she said. “And an ob-gyn needs to step in.”

She said, in the end, all women need an ob-gyn in their corner.

“There’s a huge misconception that all we are is having babies,” Meyer said.

“But we treat women at every stage in their lives.”

Malcolm Berko Dear Mr. Berko: I trusted you. In July of last year, you recommended in an email to me that I invest in Tronc at $15.75 because it was going to be bought out by Gannett. I believed you and bought 550 shares. I trusted you, and now I have lost over $700, and it’s your fault.

How could you do this to me? You and the rest of Wall Street and its lawyers, its MBAs, its accountants and its fancy salespeople are all rich crooks. You’re hired to put deals together with the support of newspapers, the financial media

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

53.54 +.22 -30.5 70.98 +.16 -1.5 110.86 +.19 +6.4 81.69 -.18 +5.2 18.00 -.05 +6.2 60.22 -.11 +8.0 120.76 +.74 +8.1 82.52 -.31 -8.6 15.87 +.13 -1.0 192.91 -1.04 +3.6 6.08 -.10 -10.2 10.95 -.09 +20.1 27.37 -.17 +1.5 31.18 -.14 +.7 12.46 -.06 +2.7 29.86 -.14 -5.5 37.52 -.39 +7.7 21.31 -.40 -10.8 41.44 -.38 +7.6 14.73 -.27 +8.3 35.27 -.06 +14.3 41.79 -.37 +1.3 146.02 -.22 +8.9 14.24 -.07 +7.7 180.38 -.09 +8.7 51.48 -.85 -3.0 39.51 +.11 -20.0 76.36 +.09 +13.6 86.43 -.34 +12.7 269.04 +1.32 +7.6 80.84 -.18 +13.7 30.81 +.12 -14.0 16.28 -.19 -6.0 50.15 -1.00 -.4 110.96 -.40 +7.5

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

publications and might pay as much as $20 a share, but I said it was “a gross speculation.” Now, if you can show me an email in which I recommended the purchase, I’ll pay your loss and publicly apologize. I’ve made plenty of bad calls in the past 45-plus years, and I don’t want to get blamed for the bad ones I didn’t make. But first things first.

If it would make you feel better, please write the Financial Industry Regulatory Authority with my blessing. FINRA is the internal affairs division of the brokerage industry.

It’s an oddball collection of emotionally constipated clowns who have failed to qualify for jobs in private industry. Like many government bureaucrats, FINRA’s punchinellos, who mirror the stupids at

128.07 +.04 +5.2 SunLfFn g 1.68f 36.55 +.12 -4.8 38.13 -.09 +26.2 2.40 55.14 -.96 -23.7 64.40 +.13 +3.6 Target 13.45 -.30 -5.9 UPS B 3.32f 105.64 -.46 -7.9 60.83 +.21 +7.4 VerizonCm 2.31 49.44 -.59 -7.4 14.65 -.13 -8.4 .66 89.06 +.12 +14.2 130.65 +.01 +9.4 Visa s 122.00 -.93 +12.9 WalMart 2.04f 69.87 -.01 +1.1 17.79 -.14 -1.3 19.46 -.51 +11.8 WalgBoots 1.50 85.99 +.11 +3.9 127.40 -.19 +8.9 WsteMInc 1.70f 72.70 -.31 +2.5 100.78 -.42 +6.4 ... 17.61 -.13 +53.8 36.79 +.01 +8.0 WtWatch 6.02 +.06 -27.6 WeinRlt 1.54f 33.30 -.54 -7.0 109.32 -.31 +4.5 70.30 -1.29 -15.5 WellsFargo 1.52 58.30 -.31 +5.8 33.99 -.36 +4.6 Wendys Co .28f 13.33 -.13 -1.4 90.29 -.08 +7.4 WestPhrm .52 81.19 -.20 -4.3 39.32 -.09 +10.8 111.24 -.53 +6.9 YumBrnds 1.20p 64.02 -.48 +1.1 44.98 -.13 +2.5 22.79 +.33 +24.0 LAST CHG 98.17 -.20 +6.8 3.15 -.01 -6.3 Crude Oil (bbl) 53.14 -.06 27.91 -.56 -18.8 Heating Oil (gal) 1.61 +.01 78.69 -.48 +13.6 Natural Gas (mm btu) 2.82 -.08 8.74 +.09 -21.8 Gold (oz) 1215.10 -9.40 80.47 -.62 -18.5 Silver (oz) 17.49 -.24 22.80 -.34 +16.4 Platinum (oz) 961.10 -17.10 5.01 -.22 -39.2 1.15 -.01 7.43 -.09 -20.0 Cattle (lb) 3.70 -.03 310.58 -.73 +15.6 Corn (bu) 360.90 +4.00 56.83 -.63 +14.0 Lumber (1,000 bd ft) 10.15 -.12 127.91 -.65 +11.5 Soybeans (bu) 9.25 -.01 -14.0 (Change figures reflect current contract.)

Commodities

BiggestFunds

the Environmental Protection Agency, become predatory and revel in the negativity they create when inspecting branch offices around the country.

Revenues of $1.61 billion were down from the year before. This year, revenues should decline again, but there’s a 71 percent chance that management will post a 2017 profit of 22 cents a share. And it’s also possible that management will turn TRNC into a lean, mean profit machine. If it does, then TRNC could be an excellent speculation, but certainly not an investment.

Please address your financial questions to Malcolm Berko, P.O. Box 8303, Largo, FL 33775, or email him at mjberko@yahoo.com.

T Rowe Price GrowStk 58.38 +3.5 +20.9 +14.5 Vanguard PCT RETURN 219.35 +3.5 +20.8 +14.2 FUND NAV 1MO 1YR 5YR 500Adml DivGr 24.87 +4.5 +14.7 +12.7 American Funds HltCrAdml 85.77 +4.9 +9.3 +18.3 AmBalA m 25.79 +1.9 +13.4 +10.4 InstIdxI 216.44 +3.5 +20.8 +14.2 CapIncBuA m 59.62 +1.9 +9.4 +7.3 InstPlus 216.46 +3.5 +20.9 +14.3 CpWldGrIA m 46.37 +2.4 +15.3 +9.5 InstTStPl 53.23 +3.1 +21.5 +14.1 FnInvA m 57.80 +2.8 +22.2 +14.0 IntlStkIdxAdm 26.03 +1.4 +13.6 +4.7 GrthAmA m 45.11 +2.4 +22.6 +14.4 IntlStkIdxIPls 104.13 +1.4 +13.7 +4.7 IncAmerA m 22.38 +1.6 +13.8 +9.3 MidCpAdml 171.94 +2.0 +19.7 +13.5 InvCoAmA m 38.24 +2.5 +20.2 +13.7 MuIntAdml 13.91 -0.2 0.0 +2.7 NewPerspA m 37.88 +2.6 +14.6 +10.7 PrmcpAdml 117.46 +3.5 +25.4 +17.1 WAMutInvA m 43.02 +3.6 +20.3 +13.4 STGradeAd 10.64 -0.1 +2.7 +2.1 Dodge & Cox SmCpIdAdm 63.72 +1.4 +23.8 +13.7 Income 13.69 +0.1 +6.1 +3.3 TgtRe2020 29.17 +1.3 +10.8 +7.6 16.95 +1.6 +12.2 +8.3 IntlStk 40.73 +2.2 +22.2 +7.5 TgtRe2025 10.62 -0.5 +1.1 +2.0 Stock 194.70 +3.2 +31.6 +16.3 TotBdAdml TotBdInst 10.62 -0.5 +1.1 +2.0 Fidelity 15.56 +1.4 +13.5 +4.6 500IdxIns 83.20 +3.5 +20.8 +14.2 TotIntl 59.31 +3.1 +21.5 +14.0 500IdxPr 83.19 +3.5 +20.8 +14.2 TotStIAdm 59.32 +3.1 +21.5 +14.1 Contra 106.78 +3.6 +18.5 +13.4 TotStIIns 59.28 +3.1 +21.4 +13.9 ContraK 106.71 +3.6 +18.6 +13.5 TotStIdx WellsIAdm 62.80 +1.2 +8.7 +7.1 Fidelity Select WelltnAdm 69.89 +2.3 +15.6 +10.2 Transportation d92.01 +1.1 +23.5 +17.1 WndsIIAdm 65.27 +3.3 +21.0 +12.7 FrankTemp-Franklin IncomeA m 2.35 +1.7 +18.6 +7.6 Waddell & Reed Adv HighIncY 6.79 +0.5 +19.2 +7.4 Harbor IntlInstl 61.15 +1.4 +6.7 +3.5 Metropolitan West TtlRetBdI 10.51 -0.4 +1.3 +3.6 Fund footnotes: m - Multiple fees are charged, usuPIMCO ally a marketing fee and either a sales or redemption IncomeInl 12.19 +0.9 +10.3 +8.4 fee. x - fund paid a distribution during the week.

TotRetIs 10.05 -0.6 +3.0 +2.7 Source: Morningstar and the Associated Press.

A6

Tuesday, March 14, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,881.48 5,875.78 2,373.47 1,370.28 11,519.44

▼ ▲ ▲ ▲ ▲

21.50 14.05 .87 5.02 18.68

COMMODITIES REVIEW Gold 1,202.40 Silver 16.935 Platinum 941.20 Copper 2.6165 Oil 48.40

▲ ▲ ▲ ▲ ▼

1.70 .052 3.00 .0300 .09

AROUND THE WAT E R C O O L E R

The Fed rate hike: Why no one is worried For years after the Great Recession ended, investors fretted — sometimes panicked — over the prospect that the Federal Reserve might begin to raise interest rates from record lows.

Now? The Fed seems all but sure to raise rates Wednesday for the third time in 15 months and to signal more hikes probably coming. And the response from investors has been something akin to a yawn.

Wall Street appears too busy extending the stock market rally that began with President Donald Trump’s election in November, cheered by the prospect of tax cuts, an easing of regulations and higher spending for infrastructure to worry about a rate hike.

VW emissions case moves ahead Volkswagen pleaded guilty Friday to three criminal counts for a scheme to get around U.S. pollution rules. If a federal judge agrees to the Justice Department’s sentencing recommendation, the scandal will end up costing the company more than $20 billion in the U.S. alone, not counting lost sales and brand value.

With Friday’s plea, VW has resolved a number of big issues in an effort to clean up the corporate mess. That includes a plan to compensate car owners and either buy back or fix their cars, as well as a settlement with dealers. But some hurdles still remain before the German automaker can say the scandal is behind it.

The German automaker has agreed to pay $2.8 billion in criminal penalties and another $1.5 billion in civil fines for a total of $4.3 billion.

U.S. District Judge Sean Cox will sentence the company on April 21.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

YTD DIV LAST CHG%CHG 1.72 72.05 +.03 +3.5 1.96 42.37 +.02 -.4 1.48f 82.10 +.05 +10.8 .78 9.54 +.01 +8.8 .60 5.51 +.07 +7.4 1.28 79.21 -.17 +6.9 3.76 44.87 -.38 -6.4 .74 31.26 +.40 +4.1 2.40a 34.07 -.26 -8.9 .30f 25.30 -.01 +14.5 .68 48.35 +.18 +2.0 .52 49.56 +.18 +4.5 1.36f 44.85 +.05 +5.1 ...

1.17 +.00 -16.4 .20 1.08 +.04 -26.5 .56f 42.61 +.82 +8.0 ... 146.95 +.35 -13.5 .66 23.65 +.09 -11.6 .72 48.08 +.28 +33.8 ... 46.31 +.19 -20.9 1.40f 107.24 +.61 -2.8 1.40 57.11 -.10 +9.7 .64 61.53 +.04 +3.5 1.48f 42.03 +.11 +1.4 .63f 37.30 -.02 +8.0 1.06f 45.84 +.17 -8.6 .62f 27.71 +.15 +14.2 .78 10.65 +.05 +4.1 .80 19.83 -.88 -12.5 .36 18.36 -.18 -15.7

Helping women a key goal of treatment clinic director

By Madeleine O’Neill madeleine.o’neill@ timesnews.com

A

s a nurse practitioner working in family practice medicine, Kara Bennett often saw the effects of addiction on patients.

“I was seeing patients that were coming in requesting pain meds, addicted to pain meds, possibly using street drugs,” she said.

She also saw female patients who learned they were pregnant after they had already become addicted to opioids.

After about 13 years in family practice, these experiences led Bennett to help found New Directions Healthcare, an outpatient addiction-treatment clinic on West 11th Street.

The clinic specializes in offering treatment to pregnant women struggling with addiction.

New Directions offersmedication-assisted treatments, such as methadone, which help these women manage their addictions while they are pregnant. The clinic also offers MATto many patients beyond pregnant women, and offers medical care and counseling to those in treatment there.

Bennett, who is the facility director of New Directions,

Kara Bennett is a nurse practitioner and the facility director for New Directions Healthcare in Erie, which provides medical care and counseling for people with drug dependencies. [CHRISTOPHER MILLETTE/ERIE TIMES-NEWS]

runs the clinic with Mark Van Dyke, D.O., who serves as medical director. She oversees day-to-day operations at the clinic, and in conjunction with Van Dyke, assists with medication adjustments and the other medical needs of patients dealing with opioid addiction.

Opioids are a class of drugs derived from the opium poppy. The class includes some prescription painkillers, which can be used legally or illicitly, as well as illegal substances such as heroin.

When New Directions opened in 2014, it had only 12 patients. It has grown to provide treatment for nearly 300 people dealing with addiction

in the Erie area, Bennett said.

“There is a huge need,” she said. “People are dying every day.”

The clinic has also offered help to 37 pregnant women since it opened.Bennett, an Erie native, felt that she could help her community by offering treatment to these women.

“It gives me a sense of satisfaction that these women got to have treatment,” she said. “They’ve got a choice ... that they could come into treatment, versus not going into treatment and staying out on the street and using illicit drugs.”

On top of running the clinic, Bennett finds time to

exercise every day, and often takes her two West Highland terriers, Oliver and Oscar, on walks at Presque Isle.

She credits her success at New Directions to her dedicated staff of counselors and nurses.

“We’re all here for the same reason,” she said.

“To help patients.”

Read more Erie-focused Women’s History Month features at GoErie.com/ topics/Womens-HistoryMonth, or follow #WomensWorkErie on Twitter.

Madeleine O’Neill can be reached at 870-1728 or by email. Follow her on Twitter at twitter.com/ETNoneill.

DAV E S AYS

Beware of overspending more money from her trips than mine to those spots.

I will advise you to watch your spending carefully in warehouse clubs. Most people overbuy in situations like that, especially those of us who are spenders by nature. Believe it or not, I’m a spender by nature. To this day, if I’m not careful, I’m still bad about buying things I don’t need – or too much of the things I do need – in warehouse clubs.

Have fun in there, and make sure you find some steals on smart things you can stock up on. Just don’t go crazy and wreck your budget by overspending.

Dear Dave: I’m 26, and I’ve been running my own

Dave Ramsey Dear Dave:I know you’re

big on bargains and saving money. How do you feel about warehouse clubs, like Costco and Sam’s Club?—Jessica Dear Jessica: We have both of those in our neighborhood, and I’m a big fan.

There are definitely some good buys and great bargains to be had in places like that. To be honest, my wife is probably a bigger fan than I am. I suspect we save

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

55.07 -.31 -28.5 71.32 -.20 -1.1 111.52 +.60 +7.0 80.87 +.23 +4.2 18.70 +.65 +10.3 60.13 +.61 +7.9 121.48 +.38 +8.8 81.42 -.19 -9.8 15.85 -.12 -1.1 193.12 +.97 +3.7 6.12 -.09 -9.6 11.11 +.20 +21.8 26.96 -.20 ...

31.10 -.16 +.4 12.54 +.01 +3.4 29.86 -.42 -5.5 36.87 +.04 +5.8 21.21 +.27 -11.2 41.65 +.28 +8.2 14.86 +.04 +9.3 35.80 +.34 +16.0 41.73 -.12 +1.2 147.43 +.58 +10.0 14.21 +.02 +7.5 176.46 -1.37 +6.3 50.69 -.01 -4.5 39.81 -.65 -19.4 75.78 +.89 +12.7 87.04 +.68 +13.5 269.19 +.53 +7.7 81.58 ... +14.7 30.90 -.45 -13.7 15.84 -.32 -8.5 50.99 +1.12 +1.3 111.53 +.32 +8.0

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

business as sole proprietor for a year and a half. My gross revenues are about $94,000, and my personal net worth is around $68,000. Is there an asset level you rec —ommend reaching before moving to LLC status?—Meghan Dear Meghan: There’s not really a magic number for this kind of thing. In your case, I wouldn’t go to the trouble for an LLC right now. You don’t need the hassle of extra paperwork and the expense of processing and filing fees. Just make sure you have normal, liability-type insurance in place. That shouldn’t cost a lot of money.

The main reason you

127.61 -.37 +4.8 SunLfFn g 1.68f 36.77 +.13 38.95 +.79 +28.9 2.40 55.19 -.17 64.71 -.22 +4.1 Target 13.90 +.05 -2.8 UPS B 3.32f 107.49 +.76 60.13 -.70 +6.2 VerizonCm 2.31 49.47 +.12 14.71 ... -8.0 .66 90.11 +.38 130.46 +.40 +9.2 Visa s 119.53 -.13 +10.6 WalMart 2.04f 69.95 -.15 17.47 +.01 -3.1 19.45 +.08 +11.7 WalgBoots 1.50 85.61 -.02 126.40 -.06 +8.1 WsteMInc 1.70f 73.10 +.10 102.68 +.59 +8.4 ... 16.63 +.02 36.45 +.13 +7.0 WtWatch 5.99 -.37 -27.9 WeinRlt 1.54f 31.74 +.37 109.41 -.18 +4.6 70.29 -.93 -15.5 WellsFargo 1.52 58.70 -.15 34.11 ... +5.0 Wendys Co .28f 13.25 ...

91.31 +.24 +8.6 WestPhrm .52 81.96 +.58 39.68 +.14 +11.8 111.61 +.55 +7.3 YumBrnds 1.20p 64.38 +.07 44.48 +.05 +1.4 23.39 -.14 +27.3 LAST 98.79 +.01 +7.5 2.92 +.02 -13.1 Crude Oil (bbl) 48.40 28.08 +.57 -18.3 Heating Oil (gal) 1.50 79.07 -.23 +14.1 Natural Gas (mm btu) 3.04 9.02 +.15 -19.2 Gold (oz) 1202.40 78.96 +1.45 -20.0 Silver (oz) 16.93 23.34 +.35 +19.1 Platinum (oz) 941.20 4.73 -.10 -42.6 Cattle (lb) 1.18 9.22 -.01 -.8 3.55 311.89 -.01 +16.1 Corn (bu) 345.00 54.49 -1.39 +9.3 Lumber (1,000 bd ft) 9.96 130.70 +1.51 +14.0 Soybeans (bu) 9.17 -.09 -14.8 (Change figures reflect current contract.)

Commodities

-4.3 -23.6 -6.2 -7.3 +15.5 +1.2 +3.4 +3.1 +45.2 -11.3 +6.5 -2.0 -3.4 +1.7 CHG -.09 ... +.03 +1.70 +.05 +3.00 ...

-.03 -.50 ...

would consider shifting to an LLC is if you had reached a point in life as a business owner where you were afraid you might have a target on your back.

By that, I mean you would want protection in the event of a lawsuit if your company had grown to sizable proportions and you had begun to accumulate substantial personal assets.

At this stage I don’t think anyone’s going to bother you.

Dave Ramsey has written seven best-selling books.

His radio program, The Dave Ramsey Show, is heard by more than 11 million listeners each week.

BiggestFunds FUND

NAV

PCT RETURN 1MO 1YR 5YR

American Funds AmrcnBalA m 25.76 +0.8 CptWldGrIncA m46.69+1.8 CptlIncBldrA m59.71 +1.2 FdmtlInvsA m 57.94 +1.5 GrfAmrcA m 45.36 +1.2 IncAmrcA m 22.31 +0.2 InvCAmrcA m 38.36 +1.5 NwPrspctvA m 38.25 +2.0 WAMtInvsA m 43.01 +1.9 Dodge & Cox Inc 13.62 -0.4 IntlStk 41.16 +1.5 Stk 195.31 +1.8 DoubleLine TtlRetBdI 10.56 -0.6 Fidelity 500IdxInstl 83.43 +2.2 500IdxPremium83.42 +2.2 Contrafund 107.74 +2.5 ContrafundK 107.67 +2.5 SelTrnsprtn d 91.25 -2.2 Franklin Templeton IncA m 2.34 +0.4 Harbor IntlInstl 62.00 +1.5 Metropolitan West TtlRetBdI 10.45 -0.8 PIMCO IncInstl 12.16 +0.6

+12.5 +14.8 +8.3 +21.0 +22.2 +12.4 +19.6 +14.7 +18.8

+9.9 +9.0 +6.9 +13.4 +13.9 +8.9 +13.1 +10.2 +12.8

+5.1 +3.2 +21.6 +7.1 +30.6 +15.6 +1.2

+3.5

+19.9 +19.9 +18.2 +18.3 +22.5

+13.6 +13.6 +12.8 +13.0 +16.3

+17.6

+7.1

+6.8

+3.1

+0.8

+3.5

+10.2

+8.3

TtlRetIns 10.00 -0.9 T. Rowe Price GrStk 58.81 +2.2 NewInc 9.29 -0.9 Vanguard 500IdxAdmrl 219.96 +2.2 DivGrInv 24.91 +2.8 HCAdmrl 86.79 +4.2 InTrTEAdmrl 13.86 -0.4 InsIdxIns 217.04 +2.2 InsIdxInsPlus 217.06 +2.2 InsTtlSMIInPls 53.34 +1.6 MdCpIdxAdmrl172.74 +0.6 PrmCpAdmrl 118.17 +2.6 STInvmGrdAdmrl10.62 -0.2 TrgtRtr2025Inv 16.96 +0.5 TtBMIdxAdmrl 10.55 -0.9 TtBMIdxIns 10.55 -0.9 TtInSIdxAdmrl 26.26 +0.8 TtInSIdxInsPlus105.04 +0.8 TtInSIdxInv 15.70 +0.8 TtlSMIdxAdmrl 59.43 +1.6 TtlSMIdxIns 59.44 +1.6 TtlSMIdxInv 59.40 +1.6 WlngtnAdmrl 69.80 +1.1 WlslyIncAdmrl 62.57 +0.3 WndsrIIAdmrl 65.59 +2.1 Waddell & Reed Adv HiIncY 6.74 -0.1

+2.4

+2.7

+20.1 +13.9 +1.0 +2.1 +19.9 +13.4 +9.7 -0.3 +19.9 +19.9 +20.7 +19.0 +25.2 +2.5 +11.5 +0.5 +0.5 +13.0 +13.1 +12.9 +20.7 +20.7 +20.6 +14.4 +7.6 +20.2

+13.6 +12.2 +18.0 +2.6 +13.6 +13.6 +13.4 +12.8 +16.6 +2.1 +7.8 +2.0 +2.0 +4.3 +4.3 +4.2 +13.3 +13.3 +13.2 +9.7 +6.9 +12.1

+17.5

+7.2

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

A6

Tuesday, March 21, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow 20,905.86 Nasdaq 5,901.53 S&P 2,373.47 Russell 1,384.10 NYSE 11,556.93

▼ 8.76 ▲ .53 ▼ 4.78 ▼ 7.42 ▼ 32.08

COMMODITIES REVIEW Gold 1,233.60 Silver 17.403 Platinum 972.40 Copper 2.6555 Oil 48.22

▲ 3.80 ▲ .024 ▲ 9.40 ▲ .0240 ▼ .56

AROUND THE WAT E R C O O L E R

McDonald's expands fresh beef test McDonald’sexpanded its test of fresh beef to more than 300 restaurants last week, suggesting the world’s largestburgerchaincould begettingclosertointroducingnever-frozenbeef patties nationwide.

The company, headquartered in suburban Chicago, said it’s now offering fresh beef at all of its 325 restaurants in the Dallas area. Previously, McDonald’s had beentestingfreshbeefat 55 restaurants across the Dallas-Fort Worth area and75restaurantsacross northeast Oklahoma.

The test of neverfrozenbeefonlyincludes QuarterPounderpatties, not the smaller patties that come on hamburgers and Big Macs.

Disney agrees to pay workers $3.8 million Walt Disney Co. has agreed to pay $3.8 million in back wages to 16,339 employees, including workers at its Florida theme parks whose hourly pay allegedly fell below the minimum wage when the company deducted the cost of uniforms and costumes.

The company also failed to compensate employees for duties performed before the designated start of their shifts and failed to maintain accurate payroll records, the U.S. Labor Department said Friday in announcing the agreement with the Disney Vacation Club Management Corp. and Walt Disney Parks and Resorts U.S. Inc. “Employers cannot make deductions that take workers below the minimum wage and must accurately track and pay for all the hours their employees work,” said Daniel White, district director for the Labor Department’s wage and hour division in Jacksonville.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.24 1.96 42.42 1.48f 82.37 .78 9.70 .60 5.61 1.28 78.85 3.76 45.02 .74 31.73 2.40a 34.19 .30f 24.44 .68 47.21 .52 50.79 1.36f 45.55 ...

1.16 .20 .87 .56f 42.57 ... 149.10 .66 24.15 .72 46.88 ... 47.11 1.40f 107.79 1.40 57.76 .64 59.59 1.48f 42.18 .63f 37.48 1.06f 45.86 .62f 27.30 .78 10.70 .80 19.58 .36 19.40

Chief role model

Veteran cop leads university police department

By Valerie Myers

valerie.myers@timesnews.com

EDINBORO — Angela Vincent raised two daughters while working day, night and holiday shifts as a patrol officer for Edinboro University of Pennsylvania police.

“Second shift was a real challenge. I’d see them basically in the morning, and that would be it. I’d take them to school, go to work, and they’d be asleep when I got off work,” she said.

Third shift, though grueling, allowed Vincent to get the girls off to school, catch a few hours sleep and work a part-time job before picking up her daughters, supervising homework and making dinner. She sometimes got another couple hours sleep before going on patrol.

“My oldest daughter was playing basketball, and I was able to go to her games,” Vincent said. “But finally working daylight shift was wonderful.”

Vincent not only worked her way up the ladder to day shift, but through every department rank.

Now 51 and a 29-year veteran of the force, she has been chief of Edinboro’s campus police department since March 2015.

It’s a job few women hold. At last count, there were just 219 women police chiefs in more than 14,000 police agencies, according to the National Association of Women Law Enforcement Executives in 2013.

“I am grateful for the

Edinboro University Police Chief Angela Vincent, 51, left, works with patrolman Jon Vincent, 32, in the Edinboro station Thursday. Jon Vincent is Angela’s nephew. [GREG WOHLFORD/ERIE TIMES-NEWS]

opportunity to serve in this role,” Vincent said. “This is still a male dominated field, and not very many women hold chief positions. To be a part of this history is an honor.”

Daughters Endia and Natalya are now grown, and Vincent supervises 14 police and clerical staff and is responsible for the safety of some 6,000 students plus faculty and staff. Keeping young people safe is an especially heavy responsibility.

“It’s an awesome responsibility,” she said. “Parents who send their sons and daughters here put their safety in our hands when they can no longer watch over them.”

Students for the most part

are law abiding. While there have been serious incidents on campus in recent years, the most common violation is underage drinking.

“One thing about working on a college campus is the young people are here for a reason, to get an education,” Vincent said. “Still, they’re young people, and they do make mistakes.

For us, it’s not about how many people we arrest but how many lives we’ve been able to change by teaching someone to make the right choices and to think about what they did and do better.”

Vincent also is a role model for young women interested in law enforcement careers.

“It’s good for them to see someone who looks like

them who’s risen to a leadership position,” she said.

Off duty, Vincent is active in her church and with Erie youth programs, including Bishop Dwane Brock’s Eagles Nest Boys’ Academy to help struggling inner-city boys.

“It’s about helping African-American boys understand who they are, where they come from and what they can be,” Vincent said.

Valerie Myers can be reached at 878-1913 or by email. Follow her on Twitter at twitter.com/ETNmyers.

Read more Erie-focused Women’s History Month features at GoErie.com/ topics/Womens-HistoryMonth, or follow #WomensWorkErie on Twitter.

DAV E S AYS

Get rid of all those cards all the well-reasoned and best-intentioned ideas you want, but sooner or later something will go wrong.

Why not use a debit card that has a rewards system attached? Lots of debit card programs offer the same kinds of rewards programs that credit card companies do, with one big exception — you don’t have to go into debt.

Studies have shown that the vast majority of people never redeem their credit card airline miles. Other studies show that people spend more when using credit cards as opposed to cash. That extra money you spend on things you don’t need is money you could have

Dave Ramsey Dear Dave: We’re trying to get control of our finances, and my husband wants to close all our credit cards. I want to keep one and use the bill-pay option for monthly stuff like utilities, so we can keep earning rewards points. I look at my way as a method of just rerouting the money and paying it off each month. Am I wrong in looking at it like this?—Cheryl Dear Cheryl:Yes, you are. Life never goes as planned. You can have

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts -.29 +3.8 EmersonEl -.19 -.3 ErieInd -.48 +11.1 ExxonMbl +.02 +10.6 FNBCp PA ... +9.4 FedExCp -.40 +6.4 Ferrellgs +.28 -6.1 FiatChrys -.34 +5.6 FifthThird -.09 -8.5 FirstEngy -.42 +10.6 FordM -.70 -.4 GenElec -.22 +7.1 GenMotors +.15 +6.7 Glatfelter -.14 -17.1 GlaxoSKln -.08 -40.8 Goldcrp g -.19 +7.9 Goodyear -.30 -12.2 HlthSouth -.34 -9.7 HomeDp ... +30.5 HuntBncsh -.29 -19.5 IBM -.63 -2.3 IntPap +.12 +10.9 Kohls -.78 +.3 LamarAdv +.15 +1.7 LincElec +.02 +8.6 LockhdM +.17 -8.5 Lowes +.06 +12.5 Macys -.01 +4.6 MarathnO -.82 -13.6 MarathPt s +.09 -10.9 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

52.11 69.88 112.71 81.18 18.65 60.10 123.09 82.00 15.10 192.27 5.93 11.30 26.19 30.96 12.28 29.74 35.71 22.00 42.32 15.45 36.50 42.13 147.80 13.52 175.70 52.22 38.56 77.44 87.87 272.03 82.35 29.37 15.48 50.50 112.41

-1.04 -.43 +.95 -.66 -.20 -.50 +1.00 ...

-.26 -2.32 -.14 -.17 -.17 -.40 -.20 -.14 -.62 -.07 +.05 +.13 -.14 -.32 -1.80 -.21 +.05 +.86 -1.93 -.26 -.60 +.05 -1.18 -1.17 +.02 -.29 -.42

-32.3 -3.1 +8.1 +4.6 +10.0 +7.8 +10.2 -9.2 -5.8 +3.3 -12.4 +23.9 -2.9 ... +1.2 -5.9 +2.5 -7.9 +9.9 +13.6 +18.2 +2.2 +10.2 +2.3 +5.8 -1.6 -21.9 +15.2 +14.6 +8.8 +15.8 -18.0 -10.6 +.3 +8.9

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

128.78 40.20 64.93 15.00 60.45 14.68 129.89 114.84 17.46 20.29 123.79 105.57 36.80 5.85 111.15 68.42 34.38 91.22 40.22 109.12 44.13 23.74 99.17 2.87 27.72 77.65 8.88 82.26 23.99 4.71 9.18 312.13 53.45 131.21 9.06

+.14 +.38 +.06 -.60 +.08 -.16 -.34 +.13 -.24 -.10 -.56 +1.08 -.19 -.14 -.24 -1.08 +.06 +.22 -.09 -.80 -.60 +.02 +.11 -.05 +.21 -.25 -.45 +2.12 -.29 -.14 +.13 -1.25 +.27 -.12 -.04

+5.8 +33.0 +4.5 +4.9 +6.7 -8.2 +8.7 +6.3 -3.2 +16.5 +5.8 +11.4 +8.1 -29.6 +6.2 -17.8 +5.8 +8.5 +13.3 +4.9 +.6 +29.2 +7.9 -14.6 -19.3 +12.1 -20.5 -16.7 +22.5 -42.8 -1.2 +16.1 +7.2 +14.4 -15.8

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

been saving and investing.

So, where’s the reward?

Dear Dave:We were very late on one of our credit card bills, and now it has been turned over to a collection agency. The collection company has offered us three or four different payment options. Does the original creditor accept the agreement, too, if we accept one of the collection agency’s options?—Anonymous Dear Anonymous: In most situations of this type, the collection agency owns the debt outright or they’re directly representing the original creditor. It’s pretty much standard operating procedure when someone has defaulted on a loan.

My advice would be to

1.68f 36.66 -.31 -4.6 2.40 54.37 +.08 -24.7 3.32f 107.12 -1.03 -6.6 2.31 50.24 -.15 -5.9 .66 89.18 -1.06 +14.3 2.04f 69.98 +.09 +1.2 1.50 84.63 -1.28 +2.3 1.70f 73.11 -.43 +3.1 ... 14.93 -.05 +30.4 1.54f 33.16 -.05 -7.3 1.52 57.63 -1.04 +4.6 .28f 13.42 -.07 -.7 .52 82.65 -.06 -2.6 1.20p 64.07 +.20 +1.2

Commodities

LAST

CHG

Crude Oil (bbl) 48.22 Heating Oil (gal) 1.51 Natural Gas (mm btu) 3.04 Gold (oz) 1233.60 Silver (oz) 17.40 Platinum (oz) 972.40 Cattle (lb) 1.19 Corn (bu) 3.64 Lumber (1,000 bd ft) 371.00 Soybeans (bu) 9.99

-.56 ... +.09 +3.80 +.02 +9.40 ...

-.04 +9.20 -.01

(Change figures reflect current contract.)

accept the deal they’ve offered that makes the most sense for you and your current financial situation.

It’ll ding your credit report, and show a settlement on the defaulted credit card, but that’s not the end of the world. There’s already a mark against you for it being turned over to collections.

If you want to keep things like this from happening in the future, you need to get control of your finances. Stop playing with credit cards.

Dave Ramsey has written seven best-selling books.

His radio program, The Dave Ramsey Show, is heard by more than 11 million listeners each week.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.75 +0.7 CptWldGrIncA m47.05+2.5 CptlIncBldrA m59.81 +1.7 FdmtlInvsA m 57.86 +1.0 GrfAmrcA m 45.49 +1.1 IncAmrcA m 22.31 +0.5 InvCAmrcA m 38.34 +1.3 NwPrspctvA m 38.72 +2.7 WAMtInvsA m 42.83 +1.0 Dodge & Cox Inc 13.70 +0.1 IntlStk 41.77 +2.9 Stk 194.60 +0.2 DoubleLine TtlRetBdI 10.61 0.0 Fidelity 500IdxInstl 83.44 +1.1 500IdxPremium83.44 +1.1 Contrafund 107.86 +1.7 ContrafundK 107.80 +1.7 SelTrnsprtn d 90.12 -3.8 Franklin Templeton IncA m 2.35 +0.4 Harbor IntlInstl 63.17 +3.3 Metropolitan West TtlRetBdI 10.53 -0.1 PIMCO IncInstl 12.19 +0.8

+11.6 +14.8 +8.0 +19.7 +21.4 +11.8 +18.3 +15.2 +17.2

+9.9 +9.3 +7.2 +13.3 +13.8 +9.0 +13.1 +10.3 +12.8

+4.7 +3.4 +22.5 +7.3 +28.9 +15.3 +1.4

+3.6

+18.3 +18.3 +16.9 +17.0 +16.1

+13.4 +13.4 +12.7 +12.8 +15.7

+17.0

+7.2

+7.7

+3.6

+1.0

+3.8

+9.8

+8.5

TtlRetIns 10.08 -0.2 T. Rowe Price GrStk 58.92 +1.9 NewInc 9.37 -0.1 Vanguard 500IdxAdmrl 219.99 +1.1 DivGrInv 24.96 +1.4 HCAdmrl 86.42 +2.2 InTrTEAdmrl 13.91 0.0 InsIdxIns 217.07 +1.1 InsIdxInsPlus 217.09 +1.1 InsTtlSMIInPls 53.41 +0.8 MdCpIdxAdmrl173.09 +0.2 PrmCpAdmrl 117.89 +1.0 STInvmGrdAdmrl10.65+0.1 TrgtRtr2025Inv 17.10 +0.9 TtBMIdxAdmrl 10.64 -0.1 TtBMIdxIns 10.64 -0.1 TtInSIdxAdmrl 26.74 +2.3 TtInSIdxInsPlus106.95 +2.3 TtInSIdxInv 15.98 +2.3 TtlSMIdxAdmrl 59.52 +0.8 TtlSMIdxIns 59.53 +0.8 TtlSMIdxInv 59.48 +0.8 WlngtnAdmrl 69.98 +0.6 WlslyIncAdmrl 63.01 +0.4 WndsrIIAdmrl 65.68 +1.2 Waddell & Reed Adv HiIncY 6.74 -0.2

+2.7

+3.0

+19.7 +13.7 +1.1 +2.4 +18.3 +12.0 +12.2 -0.2 +18.3 +18.3 +19.3 +17.8 +23.0 +2.2 +11.1 +0.6 +0.6 +13.7 +13.7 +13.6 +19.3 +19.3 +19.1 +13.4 +7.1 +18.8

+13.4 +12.3 +18.0 +2.9 +13.4 +13.4 +13.3 +12.9 +16.5 +2.2 +8.0 +2.3 +2.3 +4.8 +4.8 +4.7 +13.3 +13.3 +13.1 +9.8 +7.2 +12.0

+16.2

+7.1

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

A6

Wednesday, March 22, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,668.01 5,793.83 2,344.02 1,346.55 11,420.43

▼ ▼ ▼ ▼ ▼

237.85 107.70 29.45 37.55 136.51

COMMODITIES REVIEW Gold 1,246.10 Silver 17.550 Platinum 971.40 Copper 2.6100 Oil 47.34

▲ 12.50 ▲ .147 ▼ 1.00 ▼ .0455 ▼ .88

AROUND THE WAT E R C O O L E R

Amazon battles to break into grocery business “Very wasteful” isn’t a phrase usually associated with Amazon. com Inc., which is so cost-conscious it once removed the light bulbs from its cafeteria’s vending machines. But after spending several months analyzing the online retailer’s grocery-shipping hubs back in 2014, that’s exactly how a mechanical engineering student described its approach to selling bananas.

Workers at Amazon Fresh, the company’s grocery-delivery business, threw away about a third of the bananas it purchased because the service only sold the fruit in bunches of five, the student concluded.

Employees trimmed each bunch down to size and chucked the excess.

The research paper

by Vrajesh Modi, who now works for Boston Consulting Group, highlighted other problems: Poorly trained employees often stood around with nothing to do.

Moldy strawberries were frequently returned by disappointed customers.

Amazon’s inspectors believed their corporate bosses didn’t care much about the quality of the food.

General Mills earnings fall short General Mills fell after the maker of Cheerios and Chex posted thirdquarter revenue that fell short of analysts’ estimates, dragged down by declining sales of yogurt and meals and baking products in the U.S. Sales were $3.79 billion in the period that ended Feb. 26, Minneapolis-based General Mills said Tuesday. That missed the $3.8 billion average of projections.

Profit of 72 cents beat estimates by a penny.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

YTD DIV LAST CHG%CHG 1.72 71.41 -.83 +2.6 1.96 42.08 -.34 -1.1 1.48f 81.69 -.68 +10.2 .78 9.61 -.09 +9.6 .60 5.55 -.06 +8.2 1.28 77.53 -1.32 +4.7 3.76 45.40 +.38 -5.3 .74 31.90 +.17 +6.2 2.40a 34.24 +.05 -8.4 .30f 23.02 -1.42 +4.2 .68 46.42 -.79 -2.0 .52 49.58 -1.21 +4.6 1.36f 44.06 -1.49 +3.3 ...

1.26 +.10 -10.0 .20 .80 -.07 -45.6 .56f 40.84 -1.73 +3.5 ... 148.35 -.75 -12.7 .66 22.68 -1.47 -15.2 .72 45.62 -1.26 +27.0 ... 46.64 -.47 -20.3 1.40f 106.60 -1.19 -3.3 1.40 57.79 +.03 +11.0 .64 58.04 -1.55 -2.3 1.48f 42.50 +.32 +2.5 .63f 37.07 -.41 +7.4 1.06f 45.18 -.68 -9.9 .62f 26.87 -.43 +10.7 .78 10.72 +.02 +4.8 .80 19.02 -.56 -16.0 .36 19.25 -.15 -11.6

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

What to know about applying for financial aid for aid sooner rather than later because there is only so much federal money to go around. The Pennsylvania State Grant Form can be accessed at http://www. pheaa.org.

By Victoria Roehm victoria.roehm@timesnews.com

For many students and their parents, applying for student aid can be an intimidating and unfamiliar process.

But financial aid officers are there to help you, said Diana Sanders, director of Sanders financial aid at Edinboro University of Pennsylvania.

She says that some of the most common questions she hears are “How do I apply for financial aid?” and “How can I get more financial aid?” The best place to start is with the Free Application for Federal Student Aid (FAFSA). Sanders also suggests using resources such as www.fastweb.com and checking with civic organizations for additional need or merit based aid.

Sanders says people are often surprised to find that they are not reviving more financial aid or that they made an error when filling out the application. She also says that some of the most common errors made on the application occur when people make guesses about their tax information or enter a wrong social security number.

You may also encounter a few speed bumps along the way. For example, the data

“Understand your award letter.” Students may see

[THINKSTOCK]

retrieval tool which retrieves your tax information may not always work. According to Sanders, there have been recent issues with the tool.

If the tool does not properly retrieve your tax information, you must request a tax transcript from the IRS. This can cause a delay of two to three weeks.

Another issues some people may experience is running into a scam website that will try to charge you to fill out the application.

Sanders says “The first word in the [FAFSA] application is free. If someone is trying

to charge you, run!” The application should only be accessed free of charge, at https://fafsa.ed.gov.

More advice: “Borrow only what you need.” Use your financial aid

for educational purposes only, not for shopping sprees or spring break. She advises, “Live like a college student now, so you don’t have to after you graduate.”

“Remember deadlines.”

Keep deadlines in mind when applying for aid.

Sanders suggests to apply

the word award and think it means all of the funds are being awarded to them with no obligation to repay.

Sanders explains that a grant is money granted to you without expectation of repayment, scholarships are funds provided based on need, merit or other criteria without expectation of repayment and loans are provided with the expectation of repayment.

“Apply.” Some students may not want to fill out the FAFSA because they think it is time consuming or they think they won’t receive any aid anyway. Sanders says, “Everybody who fills it out is going to get something.”

It is best to apply because you never know what kind of financialaid you might be eligible for unless you apply.

Read more Erie-focused Women’s History Month features at GoErie.com/topics/ Womens-History-Month, or follow #WomensWorkErie on Twitter.

Victoria Roehm can be reached at 870-1701. Send email to victoria.roehm@ timesnews.com. Follow her on Twitter at twitter.com/ETNRoehm.

TA K I N G S T O C K

Fire the broker and keep Costco yields only 1 percent.

Because we’re now looking for more income, our broker wants us to sell Costco (I have a large tax-loss carryforward in two other stocks our broker sold us) and buy Wal-Mart because it yields 2.9 percent. WalMart also has a good record of dividend and profit growth. This would triple our income, and we would stay in the same investment sector, which makes good sense to us. My wife and I would appreciate your opinion and good advice. — LL, Fort Lauderdale, Fla. Dear LL: Jumpin’ Jehoshaphat, that stockbrokster has cracker crumbs on his brain and is dangerous to your wealth. If his annuity recommendation is as bad as his stock recommendation, then you folks are in big trouble.As certain as the sun will shine somewhere

Malcolm Berko Dear Mr. Berko: I’m 56, and both my wife and I work in real estate. We have about $285,000 in stocks plus a $122,000 annuity we just bought from our stockbroker. We hope to retire in 10 years and then work just part time. Now we are looking for income and growth. We own 146 shares of Costco, which we bought at $43 in 2005, and have reinvested all the dividends — which have increased each year, so each year, I get more shares. We do this with all our stocks, which is what you recommended to us many years ago.

Unfortunately, Costco

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

51.12 67.60 111.75 82.68 17.60 58.96 121.73 81.83 14.37 191.84 5.85 10.70 24.91 31.36 11.72 29.39 34.55 21.52 42.32 15.84 35.92 41.16 146.61 12.70 173.88 50.92 37.64 76.62 85.89 269.00 81.92 28.42 15.05 49.26 110.71

-.99 -2.28 -.96 +1.50 -1.05 -1.14 -1.36 -.17 -.73 -.43 -.08 -.60 -1.28 +.40 -.56 -.35 -1.16 -.48 ... +.39 -.58 -.97 -1.19 -.82 -1.82 -1.30 -.92 -.82 -1.98 -3.03 -.43 -.95 -.43 -1.24 -1.70

-33.6 -6.2 +7.2 +6.5 +3.8 +5.8 +9.0 -9.3 -10.4 +3.0 -13.6 +17.3 -7.6 +1.3 -3.4 -7.0 -.8 -9.9 +9.9 +16.5 +16.4 -.2 +9.3 -3.9 +4.8 -4.0 -23.8 +14.0 +12.0 +7.6 +15.2 -20.6 -13.1 -2.2 +7.2

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

128.52 39.15 64.21 14.85 60.84 14.37 131.85 111.50 16.78 19.93 118.70 104.48 37.47 5.63 111.77 68.14 34.25 91.19 40.02 105.84 44.66 23.40 98.43 2.86 27.42 73.91 8.59 79.63 23.51 4.48 9.10 307.95 51.88 129.57 9.09

-.26 -1.05 -.72 -.15 +.39 -.31 +1.96 -3.34 -.68 -.36 -5.09 -1.09 +.67 -.22 +.62 -.28 -.13 -.03 -.20 -3.28 +.53 -.34 -.74 -.01 -.30 -3.74 -.29 -2.63 -.48 -.23 -.08 -4.18 -1.57 -1.64 +.03

in the world today, that sleazeball has given you the worst possible stock advice.

I strongly recommend that you get your account reviewed by a knowledgeable, wise and experienced professional whom you can trust. Meanwhile, don’t you dare sell Costco.

Costco (COST-$164) is one of the finest megaretailers in the world.

Because less than 25 percent of its merchandise is imported, COST is wellinsulated from potential changes in the tax code, if Congress has the guts to follow through with trade tariffs. Membership trends continue to be solid. The 89 percent renewal rate is the best in the industry, and based on the successes of prior increases, I suspect that management will hike its membership fee later this year. It takes

+5.6 SunLfFn g 1.68f 35.89 -.77 -6.6 +29.5 2.40 53.39 -.98 -26.1 +3.3 Target +3.8 UPS B 3.32f 106.51 -.61 -7.1 +7.4 VerizonCm 2.31 50.16 -.08 -6.0 -10.1 .66 88.06 -1.12 +12.9 +10.4 Visa s +3.2 WalMart 2.04f 69.90 -.08 +1.1 -6.9 +14.5 WalgBoots 1.50 83.21 -1.42 +.5 +1.5 WsteMInc 1.70f 72.52 -.59 +2.3 +10.3 ... 14.40 -.53 +25.8 +10.0 WtWatch -32.3 WeinRlt 1.54f 33.43 +.27 -6.6 +6.8 -18.1 WellsFargo 1.52 55.85 -1.78 +1.3 +5.4 Wendys Co .28f 13.15 -.27 -2.7 +8.5 WestPhrm .52 80.13 -2.52 -5.5 +12.7 +1.7 YumBrnds 1.20p 63.73 -.34 +.6 +1.8 +27.3 LAST CHG +7.1 -14.9 Crude Oil (bbl) 47.34 -.88 -20.2 Heating Oil (gal) 1.50 -.01 +6.7 Natural Gas (mm btu) 3.09 +.05 -23.1 Gold (oz) 1246.10 +12.50 -19.4 Silver (oz) 17.55 +.15 +20.0 Platinum (oz) 971.40 -1.00 -45.6 Cattle (lb) 1.20 +.01 -2.0 3.61 -.03 +14.6 Corn (bu) 370.20 -.80 +4.1 Lumber (1,000 bd ft) 10.02 +.03 +13.0 Soybeans (bu) -15.5 (Change figures reflect current contract.)

Commodities

about seven or eight quarters for such a fee hike to be fully felt on the income statement, and a small hike would add importantly to COST’s bottom line.

Based on past performance, I’d prefer being an owner of COST over being an owner of Wal-Mart (WMT-$71) stock, which has basically acted like flotsam and jetsam for the past dozen years. COST’s net profit margins of 4 percent are 35 percent higher than WMT’s 2.7 percent, and certainly COST’s sweet stock performance — a fourfold increase in the past dozen years — must be the envy of the WMT boys in Bentonville.

Please address your financial questions to Malcolm Berko, P.O. Box 8303, Largo, FL 33775, or email him at mjberko@yahoo.com.

BiggestFunds FUND

NAV

PCT RETURN 1MO 1YR 5YR

American Funds AmrcnBalA m 25.59 -0.2 CptWldGrIncA m46.76+1.3 CptlIncBldrA m59.68 +1.2 FdmtlInvsA m 57.17 -0.7 GrfAmrcA m 44.84 -0.8 IncAmrcA m 22.17 -0.4 InvCAmrcA m 37.97 -0.2 NwPrspctvA m 38.31 +1.1 WAMtInvsA m 42.37 -0.5 Dodge & Cox Inc 13.73 +0.3 IntlStk 41.40 +1.3 Stk 190.79 -2.4 DoubleLine TtlRetBdI 10.63 +0.2 Fidelity 500IdxInstl 82.41 -0.7 500IdxPremium82.41 -0.7 Contrafund 106.23 -0.4 ContrafundK 106.17 -0.4 SelTrnsprtn d 88.37 -6.0 Franklin Templeton IncA m 2.34 -0.4 Harbor IntlInstl 62.87 +2.3 Metropolitan West TtlRetBdI 10.55 +0.2 PIMCO IncInstl 12.20 +0.9

+11.0 +14.1 +7.9 +18.2 +19.6 +11.2 +17.2 +13.9 +15.9

+9.8 +9.2 +7.2 +13.0 +13.5 +8.9 +12.9 +10.1 +12.6

+5.0 +3.4 +21.3 +7.1 +26.1 +14.9 +1.5

+3.7

+16.7 +16.7 +14.9 +15.0 +13.7

+13.2 +13.2 +12.3 +12.4 +15.1

+16.5

+7.1

+7.4

+3.5

+1.3

+3.7

+9.7

+8.6

TtlRetIns 10.10 0.0 T. Rowe Price GrStk 58.13 -0.1 NewInc 9.39 +0.2 Vanguard 500IdxAdmrl x216.27 -0.7 DivGrInv 24.78 +0.2 HCAdmrl 85.39 +0.6 InTrTEAdmrl 13.93 +0.2 InsIdxIns 214.40 -0.7 InsIdxInsPlus 214.42 -0.7 InsTtlSMIInPls 52.66 -1.2 MdCpIdxAdmrl170.31 -2.1 PrmCpAdmrl 116.15 -0.9 STInvmGrdAdmrl10.66+0.2 TrgtRtr2025Inv 16.99 -0.1 TtBMIdxAdmrl 10.66 +0.1 TtBMIdxIns 10.66 +0.1 TtInSIdxAdmrl 26.61 +1.4 TtInSIdxInsPlus106.45 +1.4 TtInSIdxInv 15.91 +1.5 TtlSMIdxAdmrl 58.68 -1.2 TtlSMIdxIns 58.69 -1.2 TtlSMIdxInv 58.64 -1.2 WlngtnAdmrl 69.48 -0.5 WlslyIncAdmrl 62.93 +0.2 WndsrIIAdmrl 64.81 -0.8 Waddell & Reed Adv HiIncY 6.73 -0.4

+2.9

+3.0

+17.7 +13.3 +1.5 +2.4 +16.7 +11.0 +10.5 +0.1 +16.7 +16.7 +17.5 +16.0 +20.9 +2.3 +10.5 +1.0 +1.0 +13.3 +13.4 +13.3 +17.5 +17.5 +17.3 +12.6 +7.0 +17.2

+13.2 +12.2 +17.7 +2.9 +13.2 +13.2 +13.0 +12.5 +16.1 +2.2 +7.9 +2.3 +2.3 +4.7 +4.8 +4.7 +13.0 +13.0 +12.8 +9.7 +7.1 +11.7

+16.0

+7.1

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

A6

Tuesday, March 28, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

MARKET WATCH Dow Nasdaq S&P Russell NYSE

20,550.98 5,804.37 2,341.59 1,357.32 11,414.33

▼ 45.74 ▲ 11.63 ▼ 2.39 ▲ 2.68 ▼ 4.56

COMMODITIES REVIEW

How and why to juggle jobs make it out for drinks.

By Victoria Roehm

Keep your long-term goals in mind. Makesureyouarefocus-

victoria.roehm@timesnews.com

Gold Silver Platinum Copper Oil

1,255.40 18.080 969.00 2.6250 47.73

▲ 7.20 ▲ .360 ▲ 1.10 ▲ .0015 ▼ 0.24

AROUND THE WAT E R C O O L E R

Uber suspends tests of self-driving cars Uber has taken its fleet of self-driving vehicles off the roads while it investigates a Friday night crash that left one of its SUVs sitting on its side.

Police in Tempe, Arizona, were called to a crash at approximately 6:25 p.m. Friday to find that the Uber SUV had been hit when another vehicle failed to yield, according to the Tempe Police Department. No serious injuries were reported.

The accident once again raises questions about the safety of autonomous driving technology and how it will interact with other driversontheroad.There was a person behind the wheel at the time of the Friday's accident, but an Uber spokeswoman said the vehicle was in self-driving mode and that there were no backseat riders. The company's self-driving fleet has been taken off the roads in Arizona pending the investigation. The company also suspended test vehicles in Pittsburgh, where its autonomous cars also pick up passengers.

According to the Bureau of Labor Statistics, more than 7.5 million people (5 percent of all employed people) worked more than one job in 2016. Some people work two part-time jobs, some work a part-time job in addition to their full-time job. Some people may even work two full-time jobs.

There are several reasons people might need to work more than one job. Some people might work the extra hourstosupportafamilywhile others are working a second job to gain extra experience in their field. There is no doubt that having an extra job has its benefits — more money, more opportunities, more experience, etc. However, it can also bechallengingandexhausting.

Whether you are a college professor who tends bar on weekends or a full-time student who rushes from class to work on a daily basis, you might find yourself struggling to maintain a healthy balance of work, sleep and a social life.

Here are some tips to help you handle the workload:

ing on what is important to you and your future. Decide if workingtwojobsistemporary andif so, createa timetablefor how long you will need to balance multiple jobs before your goals are achieved. If you are a student who is also working, make sure you stay focused on your school work and allow plentyoftimeforstudyingand homework.

Leave work at the office.

[THINKSTOCK]

long bubble bath. It might even be an overdue, midday nap. Whatever it is, be sure to take the time for it whenever you can.

Don’t spread yourself too thin.

Don’t sign up for something that just isn’t plausible for your schedule. If you don’t thinkan houris enoughdowntime between jobs, see if you can arrange something else.

Some people work a full-time job during the week and then a part-time job on weekends.

Make time for yourself.

Remember that you have to keep yourself sane. Find something that relaxes you and helps you manage stress.

Maybe it’s a yoga class or a

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 71.84 1.96 41.49 1.48f 81.09 .78 9.62 .60 5.61 1.28 77.60 3.76 45.64 .74 31.90 2.40a 33.75 .30f 23.03 .68 46.25 .52 49.61 1.36f 46.20 ...

1.28 .20 .66 .56f 41.20 ... 149.20 .66 24.20 .72 46.21 ... 46.24 1.40f 105.73 1.40 58.87 .64 58.33 1.48f 42.32 .63f 37.11 1.06f 44.29 .62f 27.41 .78 10.77 .80 20.02 .36 18.98

YTD CHG%CHG -.15 +3.2 -.19 -2.4 +.10 +9.4 +.01 +9.7 +.01 +9.4 -.60 +4.8 +.17 -4.8 +.05 +6.2 -.03 -9.7 -.09 +4.2 ... -2.4 -.13 +4.6 +1.35 +8.3 -.01 -8.6 -.05 -54.8 -.08 +4.5 +.10 -12.2 -.08 -9.5 -.11 +28.6 -.11 -21.0 -.75 -4.1 +.27 +13.1 +.26 -1.9 +.20 +2.1 -.27 +7.5 +.19 -11.7 ... +12.9 -.01 +5.3 +.75 -11.6 -.07 -12.9

Don’t be afraid to say no.

This goes for work and home.

Don’t be afraid to say you can’t pick up an extra shift.

Also, although it is important to maintain a social life, sometimes it is OK to tell your friends you are just too tired to

Read more Erie-focused Women's History Month features at GoErie.com/ topics/Womens-HistoryMonth, or follow #WomensWorkErie on Twitter.

Victoria Roehm can be reached at 870-1701. Send email to victoria.roehm@ timesnews.com. Follow her on Twitter at twitter.com/ETNRoehm.

DAV E S AYS

It doesn’t have to be a deal breaker are deal breakers, though.

Those are flaws that usually don’t go away.

I’m glad she’s looking for a job, but her boyfriend needs to be working, too. There’s no excuse for either of them being full-time students with more than $120,000 in combined student loan debt hanging over their heads. Lots of people hold down real jobs, save money, and further their educations on a part-time basis.

If she were my niece, I would encourage her to have an open and honest discussion with her boyfriend about their future, and how he plans on paying for graduate school. She also needs to be very real about her feelings in this situation. If, after that, he still wants to just borrow more money and not work outside of school, then she might have a difficult decision ahead.

However, if he realizes

Japan shuns US debt at wrong time The last timeit was this cheapforJapaneseinvestors to buy Treasuries and hedge away currency risk was two years ago, when they were piling in and pushing holdings to a record high.

How times have changed. These days, America'sbiggestforeign creditoris unloadingU.S. debt. And in a warning sign for the $13.9 trillion Treasuries market, Japan's famously riskaverse money managers are giving little sense that an about-face is imminent, even as their new fiscal year is poised to bring a clean slate after a punishing stretch of losses.

Working seven days a week and rarely having a day off can really take a toll on someone.

Instead, see if you can work an extra night shift during the week in order to have a day off on the weekend.

This is good advice for even a person with only one job, but especially for those who work multiple. If you are already spending more than 40 hours a week at work, make your time at home worthwhile. It is certainlyeasiersaidthandone, but try to avoid checking your work email, doing extra work off the clock and even worrying about work while you are at home. Whatever it is, it can wait until you clock back in.

Dave Ramsey Dear Dave: One of my relatives just graduated from college with $20,000 in student loan debt. Her boyfriend graduated, too, and he has over $100,000 in student loan debt. They want to get married, so she’s looking for a job. He wants to go to graduate school, and take out more loans to remain a full-time student.

The idea of even more debt hanging over their heads really bothers her. Do you have any advice?—Denise Dear Denise: You don’t throw away a great, potentially lifelong, relationship just because of debt. Things like laziness, dishonesty, and irresponsible behavior

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

51.28 -.08 -33.4 66.79 -.42 -7.4 112.38 +.24 +7.8 82.79 -.20 +6.7 17.90 +.20 +5.6 58.43 -.14 +4.8 122.32 +.76 +9.5 81.25 +.02 -10.0 14.43 -.11 -10.0 187.04 -1.08 +.5 6.20 +.14 -8.4 10.91 +.10 +19.6 24.73 -.16 -8.3 31.39 +.05 +1.4 11.46 -.16 -5.5 29.44 -.28 -6.8 34.71 +.15 -.4 21.38 -.09 -10.5 42.69 +.38 +10.9 16.05 +.21 +18.0 35.99 +.05 +16.6 42.60 +.61 +3.3 146.87 -.84 +9.5 13.02 -.09 -1.5 173.77 -.06 +4.7 50.27 -.54 -5.3 37.56 +.15 -23.9 75.40 -.19 +12.1 84.97 -.59 +10.8 267.16 -.26 +6.9 81.56 -.65 +14.7 27.93 -.24 -22.0 14.75 +.14 -14.8 48.83 -.04 -3.0 111.94 -.04 +8.4

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

129.49 38.02 65.10 15.05 59.63 14.18 131.10 111.13 16.57 20.10 118.20 103.82 37.56 5.59 111.83 69.18 34.18 90.49 39.48 104.50 44.74 23.47 98.64 2.94 27.82 73.76 9.07 85.85 22.44 4.60 9.43 309.47 52.88 130.81 9.15

+.15 -.59 +.12 +.15 -.18 -.14 -1.70 +.47 -.09 -.03 -1.20 +.03 -.04 +.02 -.29 +1.22 +.18 -.08 -.05 -.94 -.41 -.02 -.06 +.05 +.14 -.92 +.19 +3.13 -.30 +.03 +.93 +.02 +.27 +.01 +.05

+6.4 +25.8 +4.8 +5.2 +5.3 -11.3 +9.7 +2.8 -8.1 +15.5 +1.1 +9.6 +10.3 -32.7 +6.9 -16.9 +5.2 +7.6 +11.2 +.4 +2.0 +27.7 +7.3 -12.5 -19.0 +6.5 -18.8 -13.1 +14.5 -44.2 +1.5 +15.2 +6.1 +14.1 -15.0

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

how damaging additional debt could be to their relationship, and he’s willing to work while continuing his education, I think their future together looks much brighter.

Dear Dave: My husband and I heard about your plan, but we’re not sure what to do next. We have between $400,000 and $500,000 in a 401(k) for retirement, but we don’t have any other savings. We’re both in our forties, and the only debt we have is our house, so what should we do about Baby Steps 4 and 6?—Mary Dear Mary: Overall, you two have done a great job with your money. Let’s go over the Baby Steps you mentioned.

Baby Step 4 is putting 15 percent of your income into Roth IRAs and pre-tax retirement plans. Baby Step 6 is paying off your home early.

The thing that worries me is you’ve completely skipped Baby Step 3, which

1.68f 36.15 -.01 2.40 53.33 +.21 3.32f 104.78 -.27 2.31 49.14 -.54 .66 88.95 -.24 2.04f 69.66 +.05 1.50 83.56 +.59 1.70f 71.88 -.44 ... 15.13 +.20 1.54f 32.74 -1.01 1.52 55.39 -.44 .28f 13.37 -.06 .52 81.10 +.07 1.20 63.51 -.07

Commodities

-5.9 -26.2 -8.6 -7.9 +14.0 +.8 +1.0 +1.4 +32.1 -8.5 +.5 -1.1 -4.4 +.3

LAST

CHG

Crude Oil (bbl) 47.73 Heating Oil (gal) 1.50 Natural Gas (mm btu) 3.05 Gold (oz) 1255.40 Silver (oz) 18.08 Platinum (oz) 969.00 Cattle (lb) 1.21 Corn (bu) 3.56 Lumber (1,000 bd ft) 372.60 Soybeans (bu) 9.72

-.24 ...

-.03 +7.20 +.36 +1.10 -.01 ...

-4.00 -.04

(Change figures reflect current contract.)

is having three to six months of expenses in an emergency fund. This is money set aside strictly for emergencies. The problem right now is if you have a real emergency, you may have to cash out your 401(k). If you do that, you’re going to be penalized 10 percent, plus your tax rate.

That’s a real kick in the teeth just because you didn’t do things in the right order.

My advice is to temporarily stop your 401(k) contributions until you get a fully funded emergency fund in place. By temporarily, I mean six to eight months at most.

That way, you’ll be covered when life happens without having make a big dent in your retirement savings.

Dave Ramsey has written seven best-selling books. His radio program, The Dave Ramsey Show, is heard by more than 11 million listeners each week.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.62 -0.4 CptWldGrIncA m46.82+1.6 CptlIncBldrA m59.77 +0.9 FdmtlInvsA m 57.19 -0.7 GrfAmrcA m 44.93 -0.4 IncAmrcA m 22.18 -0.6 InvCAmrcA m 37.86 -0.4 NwPrspctvA m 38.56 +1.8 WAMtInvsA m 42.24 -1.2 Dodge & Cox Inc 13.75 +0.1 IntlStk 41.57 +3.3 Stk 190.58 -2.2 DoubleLine TtlRetBdI 10.66 0.0 Fidelity 500IdxInstl 82.33 -1.1 500IdxPremium82.33 -1.1 Contrafund 106.65 +0.2 ContrafundK 106.59 +0.2 SelTrnsprtn d 88.39 -5.4 Franklin Templeton IncA m 2.34 -0.8 Harbor IntlInstl 63.50 +3.7 Metropolitan West TtlRetBdI 10.58 +0.1 PIMCO IncInstl 12.22 +0.5

+11.6 +15.6 +9.2 +19.2 +20.6 +12.0 +17.8 +15.8 +16.5

+9.7 +9.1 +7.1 +12.9 +13.4 +8.8 +12.8 +10.1 +12.4

+5.1 +3.4 +25.3 +7.1 +27.7 +14.8 +1.8

+3.6

+17.5 +17.5 +16.2 +16.3 +16.1

+13.0 +13.0 +12.1 +12.3 +15.2

+17.6

+7.1

+10.8

+3.6

+1.6

+3.7

+10.1

+8.4

TtlRetIns 10.11 -0.2 T. Rowe Price GrStk 58.49 +0.4 NewInc 9.41 +0.1 Vanguard 500IdxAdmrl 216.06 -1.1 DivGrInv 24.71 -0.6 HCAdmrl 86.51 +0.6 InTrTEAdmrl 13.98 +0.2 InsIdxIns 214.18 -1.1 InsIdxInsPlus 214.21 -1.1 InsTtlSMIInPls 52.67 -1.4 MdCpIdxAdmrl170.81 -1.8 PrmCpAdmrl 116.98 -0.4 STInvmGrdAdmrl10.66+0.1 TrgtRtr2025Inv 17.04 +0.2 TtBMIdxAdmrl 10.69 +0.1 TtBMIdxIns 10.69 +0.1 TtInSIdxAdmrl 26.69 +2.9 TtInSIdxInsPlus106.73 +2.8 TtInSIdxInv 15.96 +2.9 TtlSMIdxAdmrl 58.42 -1.4 TtlSMIdxIns 58.43 -1.4 TtlSMIdxInv 58.41 -1.4 WlngtnAdmrl 69.51 -0.7 WlslyIncAdmrl 63.03 -0.1 WndsrIIAdmrl 64.69 -1.1 Waddell & Reed Adv HiIncY 6.71 -1.1

+2.9

+2.9

+19.2 +13.1 +1.6 +2.4 +17.5 +11.5 +11.7 +0.3 +17.5 +17.5 +18.5 +17.5 +22.9 +2.3 +11.7 +1.1 +1.1 +16.2 +16.2 +16.1 +18.5 +18.5 +18.4 +13.3 +7.3 +18.6

+13.0 +11.9 +17.6 +2.9 +13.0 +13.0 +12.9 +12.5 +16.1 +2.1 +7.8 +2.3 +2.3 +4.7 +4.8 +4.7 +12.8 +12.8 +12.7 +9.5 +7.0 +11.5

+16.2

+7.0

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

A6

Wednesday, March 29, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,701.50 5,875.14 2,358.57 1,367.26 11,493.84

4 questions to ask your mechanic

▲ 150.52 ▲ 34.77 ▲ 16.98 ▲ 9.94 ▲ 79.51

COMMODITIES REVIEW Gold 1,255.30 Silver 18.225 Platinum 957.40 Copper 2.6690 Oil 48.37

▼ .10 ▲ .145 ▼ 11.60 ▲ .0440 ▲ .64

AROUND THE WAT E R C O O L E R

Twinkies are on a tear Healthy eating has become an obsession.

Soft-drink sales are slumping, salt is getting tossed from food, and kale is on the menu at McDonald’s.

And yet the Twinkie, that icon of indulgence, is on a tear.

For many otherwise healthy-eating American millennials, Twinkies have become food nostalgia. Nine months of forced disappearance from store shelves sharpened appetites for the golden sponge cake filled with fluffy cream, and after two bankruptcies, the 2013 acquisition of the Hostess Brands Inc. snack-cake business by a pair of private equity firms put the company back on the road to solvency.

“For as much as millennials bring us challenges, they also have a belief that you only live once and you should enjoy yourself,” Bill Toler, chief executive officer of the Kansas City, Missouribased Hostess, said in an interview. “They believe in a license to indulge.”

More companies suspend YouTube ads Health care products maker Johnson & Johnson and automaker General Motors Co. are among the latest companies to halt advertising on YouTube after concerns that Google is not doing enough to ensure brands’ ads are not appearing near terrorist content.

The uproar comes after a recent investigation by Britain’s The Times showed how ordinary ads appeared alongside useruploaded YouTube videos that promote hate and extremism.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV 1.72 1.96 1.48f .78 .60 1.28 3.76 .74 2.40a .30f .68 .52 1.36f ... .20 .56f ... .66 .72 ...

1.40f 1.40 .64 1.48f .63f 1.06f .62f .78 .80 .36

LAST 72.31 41.56 81.89 9.70 5.60 78.64 45.93 32.12 33.92 23.48 47.00 50.29 46.97 1.33 .70 41.75 144.90 24.29 47.34 46.25 106.09 59.26 59.42 42.43 37.09 45.38 27.55 10.73 20.25 18.99

YTD CHG%CHG +.47 +3.9 +.07 -2.3 +.80 +10.5 +.08 +10.6 -.01 +9.2 +1.04 +6.2 +.29 -4.2 +.22 +6.9 +.17 -9.3 +.45 +6.2 +.75 -.8 +.68 +6.1 +.77 +10.1 +.05 -5.0 +.03 -52.7 +.55 +5.9 -4.30 -14.7 +.09 -9.2 +1.13 +31.8 +.01 -21.0 +.36 -3.8 +.39 +13.8 +1.09 ... +.11 +2.3 -.02 +7.4 +1.09 -9.5 +.14 +13.5 -.04 +4.9 +.23 -10.6 +.01 -12.8

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

By Valerie Myers valerie.myers@timesnews.com

We’re driving the same vehicles longer than we once did, according to Consumer Reports.

Cars today are built to last longer, and while some require less routine maintenance than their predecessors, it’s still important to know a little bit about what’s under the hood and how you can keep those systems purring.

Gregg Kimmy, service director for Humes Chrysler Jeep Dodge Ram in Waterford recommends questions to ask your mechanic to keep your vehicle in top form.

Q : What maintenance schedule does the manufacturer recommend?

A: So much has changed in recent years to make engines become more efficient, reduce emissions and keep oil clean. Your vehicle may not need oil changes as often as older vehicles.

Q: Do I need to have the belts and hoses checked?

A: They’re some of the fundamentals that people

[THINKSTOCK]

overlook. Vehicles made in the last 10 years have one serpentine belt that runs just about everything, from the alternator to power steering.

It’s important to have them checked regularly.

Q: Should the tires be checked?

A: Especially this time of year, coming out of winter, it’s important to have the tires checked for balance and alignment. There are a lot of rough roads and potholes out there.

Q: Does the vehicle need any updates?

A : There are ongoing government or manufacturer required updates for emissions, electronics performance, even security updates for wireless entry so someone can’t gain access to your vehicle. Ask if system updates are available.

TA K I N G S T O C K

Selling GSK would be a mistake stockbroker recommended that we sell the stock and use the proceeds to purchase Pfizer, which he says has better short- and longterm potential than GlaxoSmithKline. We would appreciate your comments.

— PA, Buffalo, N.Y. Dear PA: Though I think your broker’s Pfizer recommendation has uncommon merit, I think his recommendation to sell GlaxoSmithKline and use the proceeds to purchase Pfizer is a blatant commission ploy. I like his Pfizer recommendation but strongly condemn his “sell” recommendation on GlaxoSmithKline.

Having chronic obstructive pulmonary disease, or COPD, certainly isn’t a bowl of cherries. But actually, one of the reasons the earnings and stock performance of GlaxoSmithKline (GSK$42) have been rather stinky recently is GSK’s Advair.

Advair, previously an $8

Malcolm Berko Dear Mr. Berko: My husband has been diagnosed with COPD, and I can’t imagine a more frightening medical disorder. He tells me that it feels as if there were an elephant sitting on his chest. His physician prescribed Advair, which has been a blessing and works like a miracle. We were so impressed that we also bought 200 shares of GlaxoSmithKline, which makes this inhaler. We paid $54 for each share in the summer of 2014. The stock seemed to fall in value right after we bought it, and it fell all the way to $37.

Though the drug works very well for my husband, the stock has been very disappointing. Our

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

53.02 67.89 113.05 82.93 18.90 59.44 120.53 81.84 14.73 189.89 6.21 11.13 25.24 31.61 11.65 29.62 35.56 21.28 42.41 14.94 36.51 42.57 147.20 13.22 174.51 50.93 38.45 75.08 85.88 269.12 82.40 28.55 15.23 49.03 112.47

+1.74 +1.10 +.67 +.14 +1.00 +1.01 -1.79 +.59 +.30 +2.85 +.01 +.22 +.51 +.22 +.19 +.18 +.85 -.10 -.28 -1.11 +.52 -.03 +.33 +.20 +.74 +.66 +.89 -.32 +.91 +1.96 +.84 +.62 +.48 +.20 +.53

-31.1 -5.8 +8.5 +6.8 +11.5 +6.6 +7.9 -9.3 -8.1 +2.0 -8.3 +22.0 -6.4 +2.1 -4.0 -6.3 +2.1 -10.9 +10.1 +9.9 +18.3 +3.2 +9.8 ... +5.1 -4.0 -22.1 +11.7 +12.0 +7.7 +15.9 -20.3 -12.0 -2.6 +8.9

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

129.45 39.17 65.29 15.00 59.74 14.20 131.26 113.32 16.78 20.18 120.27 104.97 37.70 5.79 112.45 68.91 34.16 90.76 39.85 105.80 44.51 23.73 98.84 3.01 27.79 75.11 9.10 86.92 22.74 4.53 11.30 310.94 54.19 132.10 9.11

-.04 +1.15 +.19 -.05 +.11 +.02 +.16 +2.19 +.21 +.08 +2.07 +1.15 +.14 +.20 +.62 -.27 -.02 +.27 +.37 +1.30 -.23 +.26 +.20 +.07 -.03 +1.35 +.03 +1.07 +.30 -.07 +1.87 +1.47 +1.31 +1.29 -.04

+6.4 +29.6 +5.1 +4.9 +5.5 -11.2 +9.9 +4.9 -6.9 +15.9 +2.8 +10.8 +10.7 -30.3 +7.5 -17.2 +5.2 +7.9 +12.3 +1.7 +1.4 +29.1 +7.6 -10.4 -19.1 +8.4 -18.5 -12.0 +16.1 -45.0 +21.6 +15.7 +8.7 +15.2 -15.3

billion-revenue blockbuster drug for the treatment of COPD and asthma, lost its patent in 2016. Advair revenues plunged to $4.4 billion, causing GSK to trade at $37, its lowest price since 2009.

Although Advair is still GSK’s top-performing drug (16 percent of 2016 revenues), the consensus suggests that sales will continue to decline this year and in 2018.

Through a multimilliondollar advertising fund, the good news is that GSK’s next-generation longlasting asthma and COPD therapies, Breo and Anoro, topped $1 billion in revenues in 2016. The uptake, though, of Breo and Anoro has lagged for two reasons: 1) Insurance coverage of these more expensive drugs has been slow to respond.

2) It’s usually difficult to persuade physicians to switch to new products.

But GSK’s management expects these two drugs to bring in $1.7 billion in 2017.

BiggestFunds

This $38 billion researchbased global company with 102,000 employees has a broad range of innovative products in three primary areas: pharmaceuticals, vaccines and health care.

Its HIV business has been impressive, with worldwide sales growing 12 percent last year.

Its antiviral, antibacterial, urogenital, immunomodulatory and metabolic drugs have also been standouts in worldwide sales and, in the coming few years, could push revenues to $44 billion and net profit margins over 19 percent.

Meanwhile, the expected $2.18 dividend for 2017, yielding 5.2 percent, is a key draw for longterm shareholders.

Please address your financial questions to Malcolm Berko, P.O. Box 8303, Largo, FL 33775, or email him at mjberko@ yahoo.com.rs.com.

TtlRetIns 10.09 -0.3 +2.7 +2.9 1.68f 36.58 +.43 -4.8 T. Rowe Price 2.40 53.60 +.27 -25.8 GrStk 58.88 +1.4 +20.2 +13.4 PCT RETURN 9.39 -0.2 +1.4 +2.3 NAV 1MO 1YR 5YR NewInc 3.32f 106.19 +1.41 -7.4 FUND Vanguard 2.31 49.30 +.16 -7.6 American Funds 500IdxAdmrl 217.62 -0.1 +18.2 +13.3 24.74 +0.3 +12.2 +12.1 .66 89.12 +.17 +14.2 AmrcnBalA m 25.71 +0.1 +12.0 +9.9 DivGrInv x CptWldGrIncA m47.02+2.1 +16.0 +9.3 HCAdmrl x 84.20 +0.8 +12.1 +17.7 2.04f 70.32 +.66 +1.7 CptlIncBldrA m59.90 +1.2 +9.1 +7.2 InTrTEAdmrl 14.00 +0.4 +0.5 +2.9 1.50 83.74 +.18 +1.2 FdmtlInvsA m 57.60 +0.3 +20.1 +13.2 InsIdxIns x 214.71 -0.1 +18.2 +13.3 GrfAmrcA m 45.25 +0.6 +21.5 +13.7 1.70f 72.34 +.46 +2.0 IncAmrcA m 22.28 +0.1 +12.3 +9.0 InsIdxInsPlus x214.72 -0.1 +18.3 +13.3 InsTtlSMIInPls x52.78 -0.3 +19.3 +13.2 ... 15.43 +.30 +34.8 InvCAmrcA m 38.10 +0.4 +18.6 +13.0 MdCpIdxAdmrl x171.57-0.5 +18.1 +12.8 NwPrspctvA m 38.73 +2.5 +16.2 +10.3 PrmCpAdmrl 117.59 +0.5 +23.7 +16.4 1.54f 32.87 +.13 -8.2 WAMtInvsA m 42.52 -0.3 +17.3 +12.7 STInvmGrdAdmrl10.65 0.0 +2.2 +2.1 1.52 55.96 +.57 +1.5 Dodge & Cox TrgtRtr2025Inv 17.09 +0.6 +11.8 +8.0 13.63 0.0 +4.9 +3.4 TtBMIdxAdmrl 10.66 -0.3 +0.8 +2.2 .28f 13.46 +.09 -.4 Inc x 10.66 -0.3 +0.8 +2.2 IntlStk 41.79 +3.9 +25.1 +7.3 TtBMIdxIns .52 81.48 +.38 -3.9 Stk x 188.88 -0.9 +28.9 +15.1 TtInSIdxAdmrl 26.80 +3.5 +16.1 +5.0 TtInSIdxInsPlus107.18 +3.5 +16.2 +5.0 1.20 64.47 +.96 +1.8 DoubleLine 16.02 +3.5 +16.1 +4.9 TtlRetBdI 10.68 +0.4 +2.0 +3.6 TtInSIdxInv TtlSMIdxAdmrl 58.85 -0.3 +19.3 +13.1 Fidelity TtlSMIdxIns 58.86 -0.3 +19.3 +13.1 LAST CHG 500IdxInstl 82.93 -0.1 +18.2 +13.3 TtlSMIdxInv 58.83 -0.3 +19.2 +13.0 Crude Oil (bbl) 48.37 +.64 500IdxPremium82.92 -0.1 +18.2 +13.3 WlngtnAdmrl x 69.36 -0.2 +13.7 +9.7 Heating Oil (gal) 1.52 +.02 Contrafund 107.41 +1.3 +16.9 +12.4 WlslyIncAdmrl x62.64 0.0 +7.3 +7.1 Natural Gas (mm btu) 3.10 +.05 ContrafundK 107.35 +1.3 +17.0 +12.5 WndsrIIAdmrl 65.17 0.0 +19.6 +11.7 SelTrnsprtn d 89.71 -3.5 +18.8 +15.7 Gold (oz) 1255.30 -.10 Waddell & Reed Adv Franklin Templeton Silver (oz) 18.23 +.15 IncA m 6.73 -0.7 +16.7 +7.1 2.35 0.0 +18.1 +7.2 HiIncY Platinum (oz) 957.40 -11.60 Harbor Cattle (lb) 1.21 ... IntlInstl 63.62 +4.1 +10.1 +3.8 Corn (bu) 3.58 +.02 Metropolitan West footnotes: m - Multiple fees are charged, usuLumber (1,000 bd ft) 369.20 -3.40 TtlRetBdI 10.56 -0.1 +1.3 +3.7 Fund ally a marketing fee and either a sales or redemption Soybeans (bu) 9.72 ... PIMCO fee. x - fund paid a distribution during the week.

(Change figures reflect current contract.)

IncInstl 12.21 +0.5 +10.1 +8.4 Source: Morningstar and the Associated Press.

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

Commodities

A8

Friday, March 17, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,934.55 5,900.76 2,381.38 1,386.03 11,600.23

▼ ▲ ▼ ▲ ▲

15.55 .71 3.88 3.20 9.92

Distress or de-stress?

5 things to help women make lifestyle changes, take the heat off

COMMODITIES REVIEW Gold 1,226.50 Silver 17.296 Platinum 958.40 Copper 2.6655 Oil 48.75

▲ ▲ ▲ ▲ ▼

26.40 .408 21.60 .0200 .11

AROUND THE WAT E R C O O L E R

National Enquirer buys Us Weekly The publisher of Rolling Stone magazine is selling celebrity magazine Us Weekly for $100 million to the owner of the National Enquirer tabloid.

In a press release, American Media Inc., which also owns Star, OK! and Men’s Fitness, did not say how much it is paying for Us Weekly.

Two people with knowledge of the situation said it was a $100 million deal.

They would not speak on the record because the companies are private.

Wenner Media bought Us Weekly in 1985. It has been rumored that the magazine was up for sale.

Gus Wenner, the head of digital at Wenner Media, said in an emailed statement that the sale lets the company pay down debt and invest in growth initiatives.

Rolling Stone got hit with a $3 million libel verdict in November in the aftermath of its retracted story about a University of Virginia gang rape.

Mortgage rates rise higher Mortgage rates, which had begun to move higher ahead of the Federal Reserve’s decision to increase its benchmark rate, rose again this week.

According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average leaped to 4.3 percent with an average 0.5 point. (Points are fees paid to a lender equal to 1 percent of the loan amount.) It was 4.21 percent a week ago and 3.73 percent a year ago.

The 15-year fixed-rate average climbed to 3.5 percent with an average 0.5 point. It was 3.42 percent a week ago and 2.99 percent a year ago.

The five-year adjustable rate average rose to 3.28 percent with an average 0.4 point.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.40 1.96 42.44 1.48f 82.89 .78 9.59 .60 5.53 1.28 79.77 3.76 44.87 .74 31.19 2.40a 34.02 .30f 25.22 .68 48.47 .52 50.82 1.36f 44.50 ...

1.22 .20 1.02 .56f 43.65 ... 148.35 .66 24.06 .72 47.60 ... 46.99 1.40f 108.02 1.40 57.54 .64 61.15 1.48f 42.25 .63f 37.68 1.06f 45.84 .62f 27.28 .78 10.67 .80 20.62 .36 18.75

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

By Brenda Martin

Get a book. There have been many words written to advise us how to de-stress our lives. A new book, “Dear Stress, I’m Breaking Up With You,” was published in February by Golden Brick Road Publishing House. It was written

by Ky-Lee Hanson, but was actually a collaboration with inspiring women who share their experiences on “the trifecta of love, life and happiness.” Topics include figuring out what’s giving you stress, maintaining healthy practices, putting yourself first by prioritizing, and practicing gratitude. It’s available in paperback for $18 at www.amazon.com.

brenda.martin@timesnews.com

Gender gaps exist in many areas of life. The difference in how women and men feel stress is one of them.

A British study out this week shows a gender gap in how people respond to major life events, including moving, the threat of terrorism, death of a loved one, illness, financial problems and others. The study of 2,000 people was commissioned by The Physiological Society and based on YouGov research. While science may show that women become more stressed by certain events, and that stress can lead to health consequences, lifestyle changes can give you the minor push needed to have lasting effect. Here are five things you can try:

Tune in to a relaxation channel on any streaming device. Sometimes

an hour of “noise” therapy is just what’s needed to change our moods, lift our spirits, keep us from going unbelievably crazy. You can usually get access to video or music, some of it free, via your devices.

The free Relax Channel, available via Roku, advertises itself THINKSTOCK.COM as featuring “amazing chill out music ... and pure sound of nature.”

You can also find lengthy (more than an hour) video of relaxation music on YouTube and free music playlists at various online stores. Google stress-free music to find some.

Just say no. Repeat, repeat, repeat: No, no, no. Women really don’t want to disappoint, which is why our schedules are full, our lights are turned out late, our alarms (and sometimes we need several) ring early. But declining an invitation, begging off a committee, telling our kids there will be no taxi service on Monday may be the thing we most need. Learning to say no could be the best gift you ever give to yourself.

Read more Erie-focused Women’s History Month features at GoErie.com/topics/Womens-History-Month, or follow #WomensWorkErie on Twitter.

Take a class. There is instruction in ways to destress. Try these: Erie Dance • Theater is now offering yoga classes, including gentle yoga on Wednesdays, from 10 to 11 a.m., at its studio, 1603 Cherry St. The class will include meditation, Asana, focus on alignment and breath. Saturday Morning Yoga will be taught Saturdays, from 8 to 9 a.m. Classes cost $10 for drop-in or $40 per month, and class card options are available. For information, call 453-7928 or visit www.eriedancetheater.com.

Also check out the programs offered by the Lifelong • Learning Institute at LifeWorks Erie, 406 Peach St. LifeWorks’ offerings are for people age 50 and older. For more information, call 453-5072 or visit www.lifeworkserie.org.

Leave gaps in your calendar, on purpose. Do you have those times when you look at your calendar and wonder what you were thinking when you penciled in those four different events on Thursday night after work? Then on Thursday at 4:30, all you want is to pick up takeout and go straight to Netflix? Start planning ahead. That one free night during the week doesn’t need to be filled up with the next three invitations. It’s OK to plan time for yourself.

Brenda Martin can be reached at 870-1771 or by email.

YO U R O F F I C E C O AC H

Worker blindsided by negative rating

By Marie G. McIntyre Tribune News Service

Q: I was recently told that I had received a “do not rehire” rating from a company where I worked as a contractor.

The employment agency shared this information after I requested another assignment there. I was with that business for a year, so this news felt like a punch in the gut.

Now I’m frustrated and angry because I don’t know what I did wrong. During my assignment, I was never reprimanded or counseled by human resources.

I made many friends and

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts +.05 +4.0 EmersonEl -.15 -.2 ErieInd +.27 +11.8 ExxonMbl +.02 +9.4 FNBCp PA -.02 +7.8 FedExCp +.54 +7.7 Ferrellgs +.05 -6.4 FiatChrys -.52 +3.8 FifthThird +.24 -9.0 FirstEngy +.04 +14.1 FordM +.14 +2.3 GenElec -.19 +7.2 GenMotors +.09 +4.3 Glatfelter +.07 -12.9 GlaxoSKln +.01 -30.6 Goldcrp g -.30 +10.7 Goodyear +.30 -12.7 HlthSouth +.35 -10.0 HomeDp -.35 +32.5 HuntBncsh +.22 -19.7 IBM +.02 -2.1 IntPap +.17 +10.5 Kohls +.31 +2.9 LamarAdv +.13 +1.9 LincElec -.07 +9.1 LockhdM ... -8.6 Lowes +.05 +12.4 Macys -.03 +4.3 MarathnO +.37 -9.0 MarathPt s ... -13.9 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

53.53 -.32 -30.5 71.00 +.37 -1.5 111.71 -.16 +7.2 81.62 -.38 +5.2 18.60 -1.10 +9.7 60.23 -.04 +8.0 124.73 +.13 +11.7 82.07 +.07 -9.1 15.58 +.18 -2.8 193.11 -.15 +3.7 5.99 -.03 -11.5 11.58 +.26 +27.0 26.65 +.20 -1.2 31.13 -.46 +.5 12.70 +.05 +4.7 29.75 -.01 -5.9 37.08 -.01 +6.4 21.82 +.09 -8.7 42.26 +.26 +9.7 15.34 -.11 +12.8 36.81 -.07 +19.2 42.43 -.40 +2.9 148.73 +.78 +10.9 13.92 -.01 +5.3 177.24 +1.43 +6.8 51.46 +.10 -3.0 40.49 +.77 -18.0 76.64 +.62 +14.0 87.83 -.32 +14.6 267.94 -1.50 +7.2 83.22 -.05 +17.0 30.41 +.09 -15.1 15.55 -.01 -10.2 51.18 -.38 +1.6 112.67 +.65 +9.1

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

voluntarily participated in several community service projects. How can I find out what the problem was?

A: Being summarily dismissed without explanation would be maddening, so your feelings are quite understandable. Your desire for more information is also justified, since determining the cause might prevent future problems. Just remember that your goal is not to ferret out the complainers, but to examine your own work history.

Start by talking with an appropriate manager at your employment agency.

Unless a confidentiality

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

127.98 39.09 64.64 15.10 60.69 14.75 129.90 115.35 17.54 20.35 125.72 103.62 36.74 6.16 111.14 70.87 34.43 91.44 40.03 111.62 44.41 23.81 98.72 2.96 27.69 77.91 9.38 80.23 24.34 5.04 8.96 311.33 54.15 131.14 9.18

+.10 -.13 -.11 +.85 -.22 -.20 -2.00 -2.16 +.12 +.26 +.49 -.42 -.16 +.10 +.03 +.27 -.20 +.04 -.13 +.23 -.72 +.38 -1.02 +.08 -.41 +.70 -.02 +1.01 +.41 +.12 +.20 -1.27 -.14 +.07 +.06

+5.1 +29.4 +4.0 +5.6 +7.2 -7.8 +8.7 +6.7 -2.7 +16.9 +7.5 +9.3 +7.9 -25.9 +6.2 -14.9 +6.0 +8.8 +12.8 +7.3 +1.2 +29.5 +7.4 -11.9 -19.4 +12.5 -16.0 -18.8 +24.2 -38.8 -3.6 +15.8 +8.6 +14.3 -14.7

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

agreement prohibits such disclosures, they should be able to describe the company’s concerns. Given the length of your assignment with this business, you might also reasonably request some feedback from their HR manager.

But if specific details are hard to come by, then it’s time for some rigorous selfexamination. Refusals to rehire are typically based on issues with either tasks or relationships. You’ve mentioned making friends and participating in community activities, but neither of those factors is directly work-related. So here are a

1.68f 37.21 2.40 54.59 3.32f 107.80 2.31 50.04 .66 90.04 2.04f 70.44 1.50 85.67 1.70f 73.11 ... 15.75 1.54f 32.86 1.52 59.32 .28f 13.42 .52 82.22 1.20p 63.82

Commodities

+.55 +.02 +.06 -.10 +.12 -.14 -.13 -.67 -.25 -.03 +.61 -.06 -.72 -.09

LAST

-3.1 -24.4 -6.0 -6.3 +15.4 +1.9 +3.5 +3.1 +37.6 -8.2 +7.6 -.7 -3.1 +.8

CHG

Crude Oil (bbl) 48.75 -.11 Heating Oil (gal) 1.50 -.01 Natural Gas (mm btu) 2.90 -.08 Gold (oz) 1226.50 +26.40 Silver (oz) 17.30 +.41 Platinum (oz) 958.40 +21.60 Cattle (lb) 1.19 +.01 Corn (bu) 3.66 +.02 Lumber (1,000 bd ft) 363.50 +22.60 Soybeans (bu) 10.02 +.04

(Change figures reflect current contract.)

few questions to consider.

Did anyone ever talk with you about errors, missed deadlines or quality lapses?

Were there interpersonal difficulties with any coworkers? Did you have disagreements with your supervisor or other managers? Do you have potentially bothersome habits, like talking too much, hygiene issues, being tardy or excessive socializing?

Perhaps these answers will shed some light. But if neither inquiry nor introspection provides any clues, then the reason for this rejection may remain a frustrating mystery.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.76 +1.0 CptWldGrIncA m47.05+2.5 CptlIncBldrA m59.73 +1.6 FdmtlInvsA m 57.98 +1.3 GrfAmrcA m 45.59 +1.5 IncAmrcA m 22.28 +0.4 InvCAmrcA m 38.62 +1.8 NwPrspctvA m 38.66 +2.6 WAMtInvsA m 43.12 +1.5 Dodge & Cox Inc 13.67 0.0 IntlStk 41.83 +2.3 Stk 196.15 +1.0 DoubleLine TtlRetBdI 10.61 +0.3 Fidelity 500IdxInstl 83.72 +1.6 500IdxPremium83.71 +1.6 Contrafund 108.08 +2.2 ContrafundK 108.02 +2.2 SelTrnsprtn d 90.77 -2.9 Franklin Templeton IncA m 2.35 +0.4 Harbor IntlInstl 62.91 +2.3 Metropolitan West TtlRetBdI 10.50 -0.3 PIMCO IncInstl 12.18 +0.8

+12.5 +16.1 +8.8 +21.1 +22.6 +12.7 +19.9 +15.6 +18.7

+10.0 +9.2 +7.2 +13.3 +13.8 +9.0 +13.2 +10.3 +12.8

+5.1 +3.4 +25.1 +7.1 +31.6 +15.4 +1.7

+3.6

+20.0 +20.0 +17.9 +18.0 +21.3

+13.5 +13.5 +12.8 +12.9 +15.9

+18.1

+7.2

+8.6

+3.2

+1.1

+3.6

+10.2

+8.5

TtlRetIns 10.05 -0.2 T. Rowe Price GrStk 59.02 +2.2 NewInc 9.34 -0.2 Vanguard 500IdxAdmrl 220.71 +1.6 DivGrInv 25.00 +1.9 HCAdmrl 86.89 +2.8 InTrTEAdmrl 13.89 +0.1 InsIdxIns 217.79 +1.6 InsIdxInsPlus 217.81 +1.6 InsTtlSMIInPls 53.58 +1.3 MdCpIdxAdmrl173.56 +0.7 PrmCpAdmrl 118.18 +1.5 STInvmGrdAdmrl10.63 0.0 TrgtRtr2025Inv 17.09 +0.9 TtBMIdxAdmrl 10.60 -0.4 TtBMIdxIns 10.60 -0.4 TtInSIdxAdmrl 26.66 +1.8 TtInSIdxInsPlus106.65 +1.8 TtInSIdxInv 15.94 +1.8 TtlSMIdxAdmrl 59.70 +1.3 TtlSMIdxIns 59.72 +1.3 TtlSMIdxInv 59.67 +1.3 WlngtnAdmrl 70.13 +1.0 WlslyIncAdmrl 62.90 +0.5 WndsrIIAdmrl 65.95 +1.7 Waddell & Reed Adv HiIncY 6.74 -0.2

+2.6

+2.9

+20.7 +13.8 +1.1 +2.3 +20.0 +13.5 +12.8 -0.2 +20.0 +20.0 +21.1 +19.7 +25.2 +2.2 +12.1 +0.5 +0.5 +14.9 +14.9 +14.8 +21.1 +21.1 +21.0 +14.8 +7.6 +21.0

+13.5 +12.3 +18.0 +2.8 +13.5 +13.5 +13.4 +12.9 +16.5 +2.1 +7.9 +2.2 +2.2 +4.5 +4.5 +4.4 +13.3 +13.3 +13.2 +9.8 +7.1 +12.0

+17.3

+7.1

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

A8

Friday, March 24, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,656.58 5,817.69 2,345.96 1,353.43 11,430.90

▼ 4.72 ▼ 3.95 ▼ 2.49 ▲ 7.83 ▲ 1.21

COMMODITIES REVIEW Gold Silver Platinum Copper Oil

1,246.90 17.563 963.80 2.6365 47.70

▼ 2.40 ▲ .018 ▲ 1.90 ▲ .0145 ▼ 0.34

AROUND THE WAT E R C O O L E R

Buffett awards worker $100K for March Madness What do you do when Warren Buffett calls to offer you $100,000?

If you’re Dwayne Johnson, you might ask the billionaire to consider sweetening the deal.

Johnson, who works in a steel factory in Huntington, West Virginia, was sitting on his couch Saturday afternoon when Buffett called to tell him that, with 31 out of 32 correct predictions in his March Madness bracket, he’d be winning $100,000 of the billionaire’s money.

“He was very generous and kind,” Johnson said of Buffett. “But I did mention that, well, since I was so close to getting all 32 right, maybe he could offer a consolation prize?

Maybe half-a-million dollars?”

Alas, Buffett laughed off the request. But Johnson says he’s not complaining.

Starbucks renews pledge to hire refugees Starbucks CEO Howard Schultz presided over his last annual shareholder meeting as head of the company Wednesday by standing by its pledge to hire refugees and expanding on previously announced goals to hire veterans and at-risk youth.

The moves underscored the progressive image Schultz has helped cultivate for Starbucks as he prepares to cede the CEO job next month to Starbucks President Kevin Johnson.

Schultz, who will remain executive chairman, defended the promise on refugees to a shareholder who criticized his willingness to have the company’s reputation “take a beating” over it.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.00 1.96 41.65 1.48f 81.26 .78 9.63 .60 5.52 1.28 77.84 3.76 45.41 .74 31.66 2.40a 34.06 .30f 23.07 .68 46.28 .52 50.30 1.36f 44.62 ...

1.26 .20 .66 .56f 41.21 ... 148.95 .66 24.05 .72 46.11 ... 46.65 1.40f 107.27 1.40 58.52 .64 58.05 1.48f 42.17 .63f 37.22 1.06f 44.48 .62f 27.34 .78 10.72 .80 19.14 .36 19.10

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

How to find child care in Erie

By Sarah Stemen sarah.stemen@timesnews.com

Finding the right child care or day care in Erie can be stressful for parents.

Cindy Lewis, a manager at Child Care Information Services of Erie County, sees this struggle daily. Her office provides resources and referrals for Erie-area families seeking child care.Lewis shares some tips to make the process easier.

Decide what you’re looking for There are a few different types of child care centers to choose from — a licensed center, family child care or group child care.

“The licensed center is the typical public day care of child care center you think of. There’s family child care, where one person can host up to six children in his or her home, and there’s also group day care, where there are up to 12 children being cared for by two staff members,” Lewis said. “You’ll find all three in Erie.”

[THINKSTOCK]

Identify your needs and compare Things to consider when choosing child care: your child’s age, the location of the provider, whether the child care center is accepting new children, fees and financial information, what hours you need child care and if your child is in need of specific services, like transportation.

“Make sure to ask about specific information when it comes to costs, especially if you’re receiving a subsidy,” Lewis said. “Make sure you ask about any additional costs the program may charge you, like for meals or transportation.”

It also never hurts to ask for any discounts the program offers. Lewis said child care programs will often offer discounts if more than one child is enrolled or for prepaying for the week.

Make a list Start a list of child care providers that may potentially work for your family. CCIS offers services which include making a list based on a family’s needs, too.

Youcanfindalistingofchild care centers in Erie at www. findchildcare.pa.gov, where you search by your ZIP code and your child’s age or by the provider’s name. Each listing shows a provider’s contact information, address, Keystone Star rating, and more details like hours of operation and financial information.

Another thing to look at is the Keystone Stars rating, which is Pennsylvania’s quality rating system of child care centers, Lewis said. The rating system assigns a program a rating of one to four stars based on a number of factors.

and involved in activities?”

Lewis said. “Is the program clean? Does it offer a healthy indoor and outdoor environment? Look at the learning materials they have.

Do they include books, puzzles, blocks and even bigger equipment for kids to play?”

Talk to other parents

Go with your gut

Lewis suggested talking to other parents to get reviews of child care programs.

“Simply asking other parents for recommendations of who they use is very beneficial and can play a huge role in making your decision easier,” she added.

This is the No. 1 piece of advice Lewis shares with parents.

“If it feels like it’s a good fit for you and your family, go with it,” Lewis said.

Visitchild care center This is key, Lewis said.

Observe the staff while you’re there.

“How do they respond to children? Do the children seem to be happy, engaged

Read more Erie-focused Women’s History Month features at GoErie.com/ topics/Womens-HistoryMonth, or follow #WomensWorkErie on Twitter.

Sarah Stemen can be reached at 870-1776 or by email. Follow her on twitter at twitter.com/ETNstemen.

YO U R O F F I C E C O AC H

Help boss see your value in a new light business. Now they won’t even consider putting anyone else in this role.

I have more to offer than a pleasant voice and a friendly face, so being trapped in an entry-level position is frustrating.

Apparently, the reward for good work here is being stuck in the same job forever. I don’t want to leave, but I’m becoming impatient. Do you have any advice?

A: By ignoring your obvious discontent, these managers are being extremely short-sighted.

If career stagnation causes you to leave, they will not only have to find another

By Marie G. McIntyre Tribune News Service

Q: I recently asked my boss about possibly moving to a different position. I was stunned when he replied, “That’s not likely to happen because you’re just too good at your job.” After working here for 16 years, I found his response to be extremely demoralizing.

Eleven years ago, the owners decided to make me the office receptionist. Although I expressed concern about being tethered to a switchboard all day, they said my outstanding phone personality could really help the

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts +.36 +3.4 EmersonEl ... -2.1 ErieInd -.12 +9.6 ExxonMbl +.07 +9.8 FNBCp PA +.03 +7.6 FedExCp +.17 +5.1 Ferrellgs +.61 -5.2 FiatChrys -.30 +5.4 FifthThird +.07 -8.9 FirstEngy +.13 +4.4 FordM +.12 -2.3 GenElec +1.04 +6.1 GenMotors -.40 +4.6 Glatfelter +.01 -10.0 GlaxoSKln -.06 -55.1 Goldcrp g -.27 +4.5 Goodyear -.35 -12.3 HlthSouth +1.05 -10.1 HomeDp -.34 +28.3 HuntBncsh -.02 -20.3 IBM +.37 -2.7 IntPap +.23 +12.4 Kohls +.28 -2.3 LamarAdv -.21 +1.7 LincElec +.18 +7.8 LockhdM -.17 -11.3 Lowes -.01 +12.6 Macys -.03 +4.8 MarathnO +.20 -15.5 MarathPt s +.01 -12.3 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

50.77 +.18 -34.1 67.42 -.24 -6.5 112.24 +.16 +7.7 82.68 -.08 +6.5 17.65 +.10 +4.1 58.99 -.13 +5.8 121.76 +.87 +9.0 81.86 +.10 -9.3 14.47 +.12 -9.7 189.19 -6.73 +1.6 6.06 +.30 -10.5 10.79 -.18 +18.3 25.06 +.22 -7.1 31.20 -.21 +.7 11.67 -.10 -3.8 29.62 +.09 -6.3 34.26 -.13 -1.7 21.86 +.45 -8.5 42.31 +.03 +9.9 15.91 -.05 +17.0 35.96 -.03 +16.5 41.21 -.14 -.1 147.99 +.63 +10.4 13.02 +.24 -1.5 174.82 +.04 +5.3 51.31 +.14 -3.3 37.51 -.22 -24.0 76.69 +.73 +14.1 85.47 +.01 +11.5 269.50 +.08 +7.8 82.45 +.10 +15.9 28.27 -.10 -21.1 14.68 -.34 -15.2 49.30 -.27 -2.1 111.60 +.15 +8.1

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

receptionist but they’ll also lose your many years of knowledge and experience.

Instead of focusing on convenience, they should be thinking about retention.

Part of the problem may simply be familiarity. After 11 years of seeing you at the front desk, your boss might have difficulty imagining you anywhere else.

So perhaps you can help him expand his vision.

Identify one or two feasible jobs and then prepare a summary showing how your abilities match those duties. Next, outline specific steps for smoothly transitioning to a new receptionist. Present this

129.00 -.10 +6.0 SunLfFn g 1.68f 36.20 +.62 38.84 +.13 +28.5 2.40 53.14 -.44 64.87 -.16 +4.4 Target 14.95 +.20 +4.5 UPS B 3.32f 105.65 -.87 60.52 -.16 +6.9 VerizonCm 2.31 49.64 -.07 14.29 +.12 -10.6 .66 88.86 +.34 132.09 -.32 +10.6 Visa s 110.55 -1.22 +2.3 WalMart 2.04f 69.86 -.39 16.77 +.20 -7.0 20.24 +.03 +16.3 WalgBoots 1.50 82.98 -.05 119.28 +.63 +2.0 WsteMInc 1.70f 72.56 -.09 104.62 +.37 +10.4 ... 15.08 +.33 37.64 ... +10.5 WtWatch 5.50 -.09 -33.8 WeinRlt 1.54f 33.65 +.48 111.78 -.24 +6.8 68.16 -.27 -18.1 WellsFargo 1.52 55.25 -.08 34.29 -.18 +5.6 Wendys Co .28f 13.47 +.07 90.77 -.22 +8.0 WestPhrm .52 79.58 -.23 39.57 -.23 +11.5 105.50 +.08 +1.4 YumBrnds 1.20p 63.18 -.14 45.07 -.03 +2.7 23.42 +.05 +27.4 LAST 98.27 -.30 +6.9 2.92 +.12 -13.1 Crude Oil (bbl) 47.70 27.23 +.43 -20.8 Heating Oil (gal) 1.49 74.85 +.54 +8.1 Natural Gas (mm btu) 3.05 8.74 +.03 -21.8 Gold (oz) 1246.90 79.61 -.03 -19.4 Silver (oz) 17.56 23.22 -.10 +18.5 Platinum (oz) 963.80 4.56 +.11 -44.7 1.22 8.19 +.21 -11.8 Cattle (lb) 3.57 310.75 -.91 +15.6 Corn (bu) 376.70 52.37 -.09 +5.1 Lumber (1,000 bd ft) 9.91 131.16 +.56 +14.4 Soybeans (bu) 9.11 +.01 -15.3 (Change figures reflect current contract.)

Commodities

-5.8 -26.4 -7.8 -7.0 +13.9 +1.1 +.3 +2.3 +31.7 -6.0 +.3 -.4 -6.2 -.2

CHG -.34 -.01 +.04 -2.40 +.01 +1.30 ...

-.02 +3.40 -.09

proposal to your manager and see how he responds.

For example: “Bob, I think you know how dedicated I am to this company. However, after 11 years as the receptionist, I’m hoping for a chance to contribute in a different way. I’ve identified two job possibilities, so I would like to discuss how I might eventually move into one of those roles.”

If your boss is willing to consider this plan, you can collaborate on a realistic timeline. But if he still seems to view you as a permanent lobby fixture, then you may want to consider other options.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.62 -0.2 CptWldGrIncA m46.79+1.3 CptlIncBldrA m59.73 +0.8 FdmtlInvsA m 57.24 -0.4 GrfAmrcA m 44.88 -0.2 IncAmrcA m 22.19 -0.4 InvCAmrcA m 37.95 -0.1 NwPrspctvA m 38.42 +1.4 WAMtInvsA m 42.38 -0.6 Dodge & Cox Inc 13.73 0.0 IntlStk 41.47 +1.5 Stk 190.98 -2.0 DoubleLine TtlRetBdI 10.66 +0.4 Fidelity 500IdxInstl 82.48 -0.6 500IdxPremium82.48 -0.6 Contrafund 106.46 +0.1 ContrafundK 106.40 +0.1 SelTrnsprtn d 88.45 -4.1 Franklin Templeton IncA m 2.33 -1.3 Harbor IntlInstl 62.97 +2.3 Metropolitan West TtlRetBdI 10.56 +0.1 PIMCO IncInstl 12.21 +0.8

+11.5 +15.3 +9.0 +19.3 +20.6 +11.9 +18.3 +15.1 +16.9

+9.9 +9.3 +7.2 +13.2 +13.6 +9.0 +13.0 +10.3 +12.7

+4.8 +3.4 +23.4 +7.3 +27.7 +15.0 +2.0

+3.7

+17.6 +17.6 +15.8 +15.9 +15.9

+13.3 +13.3 +12.4 +12.5 +15.5

+16.5

+7.0

+8.8

+3.7

+1.2

+3.7

+9.8

+8.5

TtlRetIns 10.11 -0.1 +2.9 +3.0 T. Rowe Price GrStk 58.34 +0.4 +18.9 +13.4 NewInc 9.39 -0.1 +1.3 +2.4 Vanguard 500IdxAdmrl 216.46 -0.6 +17.6 +13.3 DivGrInv 24.74 -0.1 +11.5 +12.2 HCAdmrl 85.49 +0.5 +10.4 +17.7 InTrTEAdmrl 13.97 +0.3 +0.3 +2.9 InsIdxIns 214.58 -0.6 +17.6 +13.3 InsIdxInsPlus 214.61 -0.6 +17.7 +13.3 InsTtlSMIInPls 52.74 -0.9 +18.7 +13.2 MdCpIdxAdmrl170.95 -1.2 +17.5 +12.7 PrmCpAdmrl 116.67 -0.1 +22.3 +16.4 STInvmGrdAdmrl10.66+0.1 +2.2 +2.2 TrgtRtr2025Inv 17.01 0.0 +11.3 +7.9 TtBMIdxAdmrl 10.66 -0.1 +0.7 +2.2 TtBMIdxIns 10.66 -0.1 +0.7 +2.2 TtInSIdxAdmrl x26.56 +1.4 +14.8 +4.8 TtInSIdxInsPlus x106.21+1.4+14.8 +4.8 TtInSIdxInv x 15.88 +1.5 +14.7 +4.7 TtlSMIdxAdmrl x58.50 -0.9 +18.7 +13.1 TtlSMIdxIns x 58.51 -0.9 +18.7 +13.1 TtlSMIdxInv x 58.48 -0.9 +18.5 +13.0 WlngtnAdmrl 69.51 -0.6 +13.2 +9.7 WlslyIncAdmrl 62.96 0.0 +7.1 +7.1 WndsrIIAdmrl 64.74 -0.9 +18.4 +11.8 Waddell & Reed Adv HiIncY 6.71 -0.9 +15.7 +7.0

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

C6

Tuesday, March 7, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Navy Seabee: Construction is a blast

M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,954.34 5,849.18 2,375.31 1,384.25 11,547.79

▼ 51.37 ▼ 21.57 ▼ 7.81 ▼ 9.88 ▼ 50.58

By Valerie Myers valerie.myers@timesnews.com

When Pamela Lee enlisted in the Navy’s delayed entry program during her junior year at Seneca High School, she made an unusual request of her recruiter.

“I said, ‘I don’t really want to be on a ship. I know that sounds kind of crazy since I’m joining the Navy, but I grew up on a farm and want to be outdoors.’”

She got her wish.

Lee,nowSeniorChiefPetty Officer Pamela Leith, 43, is a heavy equipment operator for the Seabees, the Navy’s construction battalions.

She’s led a mission to fix roads in Afghanistan, helped establish temporary bases for Navy S.E.A.L. teams, tracked convoy teams in Iraq and rehabilitated a school in Ali Sabieh, Djibouti, Africa, among other military and humanitarian work since first “shipping out” in January 1992.

“I like the variety,” she said. “The work is always different. You don’t get bored when you can operate heavy cranes, blast, run rock crushers in quarries and drive tractor trailers for field teams.”

Leith grew up operating tractors and other machinery on a North East area farm owned by her parents, Fred and Sandy Lee. She had a role model in her mom, who operatedanoverheadcraneaspart of an otherwise all-male team that tore down and rebuilt locomotives at GE Transportation in Lawrence Park.

Leith was among the first

COMMODITIES REVIEW Gold Silver Platinum Copper Oil

1,224.50 17.725 978.20 2.6430 53.20

▼ 1.00 ▲ .028 ▼ 15.90 ▼ .0440 ▼ 0.13

AROUND THE WAT E R C O O L E R

Trump could relax efficiency standards The Trump administration plans to open the door to a possible reconsideration of greenhouse gas emission standards for cars and light trucks that has been sought by automakers, according to a person familiar with the plans.

The Environmental Protection Agency in the final days of the Obama administration decided to lock in the emissions standards through 2025 that had been negotiated with the industry in 2011.

Eighteen auto industry executives sent a letter to Trump in February, asking him to reinstate the review of fuel economy regulations. The EPA’s decision in January to end the review came more than a year before deadline, which automakers say prematurely ended a promised debate over standards that they argue are costly and could jeopardize employment amid low gasoline prices.

The companies and then-President Barack Obama had struck a deal in 2011 to double average fuel economy of vehicles across the U.S. car and light truck fleet to 54.5 miles per gallon by 2025.

NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV 1.72 1.96 1.48f .78 .60 1.28 3.76 .74 2.40a .30f .68 .52 1.36f ... .20 .56f ... .66 .72 ...

1.40f 1.40 .64 1.48f .63f 1.06f .62f .78 .80 .36

LAST 72.19 41.96 81.34 9.57 5.61 79.50 45.26 31.42 33.97 25.25 47.90 50.52 43.89 1.36 1.09 41.90 155.00 24.81 49.79 47.02 105.40 55.74 60.28 42.18 37.44 48.32 27.72 10.65 20.66 18.10

Pamela Leith is a wife and mom as well as a Navy Seabee. She is shown with husband Darin, also a Seabee, and sons Dylan, 9, and Donovan, 4.

women assigned to Seabee construction battalions, in 1994.

“The first couple years, there was a lot of griping and complaining about women being there, and talk about what it was like before there were women in the battalion,” Leith said.

Now, 100 years after the first women joined the Navy in March 1917, there’s no

assumption that being a Seabee means being a man, Leith said. She also trains and mentors sailors as a senior enlisted leader and is home port liaison for sailors and their families.

On top of that, she’s working on a master’s degree in leadership and organizational management and has a family. Husband Darin is a Seabee mechanic. Their son,

Donovan,is 4.Thefamilyalso includes Leith’s stepdaughter, Bailey, 20, and stepson Dylan, 9.

“It can all get a little hectic,” Pamela Leith said.

Leith, who is now considering retiring from the Navy, didn’t set out to make a career of the military.

“I don’t think anybody plans on making a career in the military, they just plan to get their college money and get out,” she said. “But the first thing you know, eight years go by, then 10. And then 20 came and went. I just enjoy what I do.”

Valerie Myers can be reached at 878-1913 or by email. Follow her on Twitter at twitter.com/ETNmyers.

What will won’t work

Uber, the ride-hailing service that has become one of the tech industry’s most emulated companies, has smashed into a painful wall of reality in recent weeks, capped by a report Friday that the company has taken extraordinary measures to evade government officials in areas where the service was restricted or banned.

Friday’s twist came from a story in the New York Times about how Uber worked to identify and defeat government officials in a years-long game of cat and mouse that spanned several nations.

YTD CHG%CHG -.08 +3.7 -.05 -1.3 -.52 +9.7 -.01 +9.1 -.04 +9.4 -.38 +7.3 -.53 -5.6 -.23 +4.6 -.12 -9.1 -.19 +14.3 -.05 +1.1 -.01 +6.5 -.76 +2.9 -.06 -2.9 +.02 -25.9 -1.06 +6.2 -6.35 -8.7 +.22 -7.2 +.31 +38.6 -.36 -19.7 -.55 -4.4 +.02 +7.1 -.72 +1.4 -.30 +1.7 +.22 +8.4 +.50 -3.6 -.16 +14.2 +.01 +4.1 -.04 -8.8 -.33 -16.9

Senior Chief Petty Officer Pamela Leith, originally from North East, is a heavy equipment operator with the Navy Seabees based at Port Hueneme, Calif. [CONTRIBUTED PHOTOS]

DAV E S AY S

Uber steers clear of service bans

LocalStocks

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

Dave Ramsey Dear Dave: When it comes to making a will, would it suffice to sit down and write it all out on a piece of paper, then have it notarized?—Joyce Dear Joyce: I would never advise someone to write their own will, unless, of course, they’re an attorney in that state. Laws can vary from state to state, and some states may not look upon a document like that as being official under law. Some even require witnesses, and a notary might not be good enough.

If you’re trying to save

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

53.32 70.82 110.67 81.87 18.05 60.33 120.02 82.83 15.74 193.95 6.18 11.04 27.54 31.32 12.52 30.00 37.91 21.71 41.82 15.00 35.33 42.16 147.13 14.31 180.47 52.33 39.40 76.27 86.77 267.72 81.02 30.69 16.47 51.15 111.36

-.17 -.58 -.57 -.04 -.15 -.04 -1.00 +.37 -.08 -.40 -.37 -.18 -.30 -.42 -.13 -.12 -.32 -.52 -.17 -.12 -.28 -.56 -.68 -.09 +.42 -1.67 -1.39 +.32 -.39 -.04 -.66 -1.08 +.29 -.12 -.38

-30.8 -1.8 +6.2 +5.5 +6.5 +8.2 +7.5 -8.2 -1.8 +4.2 -8.7 +21.1 +2.1 +1.1 +3.2 -5.1 +8.8 -9.1 +8.6 +10.3 +14.4 +2.2 +9.7 +8.2 +8.7 -1.4 -20.2 +13.4 +13.2 +7.1 +13.9 -14.3 -4.9 +1.6 +7.9

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

money by doing it this way, I would strongly urge you to look at involving a lawyer as an investment.

In most cases, having a reputable lawyer draw up a legally correct, statespecific will doesn’t cost a lot of money. At the very least, go online to USLegalForms.com. They have all kinds of state-specific legal forms, including wills.

Your last will and testament is one of the most important legal documents you’ll ever be part of. Please don’t try to do this yourself, Joyce. I’ve run into so many families who, in the midst of grieving the loss of a loved one, were handed a handwritten piece of paper that wouldn’t hold up in court.

That kind of thing just adds more stress to an already

heartbreaking situation.

Dear Dave: I’m thinking about getting a secured credit card to help rebuild my credit score, because I’d like to buy a house. Do you think this is a good start toward getting my credit back on track and taking control of my finances? I make $50,000 a year, and I have $3,500 in debt and $2,100 in savings.—Maria Dear Maria: No, getting a secured credit card is not a good idea. Let me tell you a couple of things.

Number one, your income is your most powerful wealth building tool. If you don’t have any payments, you have the ability to build wealth and be generous. When you have debt, all you do is send money out the door to make payments. So,

128.03 +.13 +5.2 SunLfFn g 1.68f 36.43 +.01 -5.2 38.22 +.53 +26.5 2.40 56.10 -1.25 -22.3 64.27 +.02 +3.4 Target 13.75 -.10 -3.8 UPS B 3.32f 106.10 +.17 -7.4 60.62 +.16 +7.0 VerizonCm 2.31 50.03 -.06 -6.3 14.78 -.06 -7.6 .66 88.94 +.15 +14.0 130.64 -.16 +9.4 Visa s 122.93 +.53 +13.8 WalMart 2.04f 69.88 -.15 +1.1 17.93 -.11 -.6 19.97 -.19 +14.7 WalgBoots 1.50 85.88 -.01 +3.8 127.59 -.24 +9.1 WsteMInc 1.70f 73.01 +.18 +3.0 101.20 -.86 +6.8 ... 17.74 -.05 +54.9 36.78 +.10 +8.0 WtWatch 5.96 -.30 -28.3 WeinRlt 1.54f 33.84 -.50 -5.4 109.63 -.93 +4.8 71.59 -1.17 -14.0 WellsFargo 1.52 58.61 -.28 +6.4 34.35 -.17 +5.8 Wendys Co .28f 13.46 -.10 -.4 90.37 -.13 +7.5 WestPhrm .52 81.39 -.32 -4.1 39.41 -.42 +11.0 111.77 -.79 +7.4 YumBrnds 1.20p 64.50 -.53 +1.8 45.11 -.42 +2.8 22.46 -.02 +22.2 LAST CHG 98.37 -.15 +7.0 3.16 -.03 -6.0 Crude Oil (bbl) 53.20 -.13 28.47 +1.13 -17.1 Heating Oil (gal) 1.60 +.01 79.17 -.62 +14.3 Natural Gas (mm btu) 2.90 +.07 8.65 -.37 -22.6 Gold (oz) 1224.50 -1.00 81.09 -.36 -17.9 Silver (oz) 17.73 +.03 23.14 +.03 +18.1 Platinum (oz) 978.20 -15.90 5.23 -.22 -36.5 1.16 ...

7.52 -.10 -19.1 Cattle (lb) 3.73 -.02 311.31 -.62 +15.8 Corn (bu) 356.90 -.10 57.56 -1.30 +15.5 Lumber (1,000 bd ft) 10.27 ...

128.56 +.52 +12.1 Soybeans (bu) 9.26 -.01 -13.9 (Change figures reflect current contract.)

Commodities

being in debt is a guaranteed way to stay broke.

Number two, you can get a home mortgage with no credit score through a manual underwriting.

Just make sure you have a good, long history of paying other things, like your rent and utilities on time.

I want you to become debt-free before you buy a home, Maria. I also want you to save an emergency fund of three to six months of expenses and a down payment before you buy a home. Buying a house when you’re broke and in debt is a really bad idea.

Dave Ramsey has written seven best-selling books.

His radio program, The Dave Ramsey Show, is heard by more than 11 million listeners each week.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmBalA m 25.83 +2.0 CapIncBuA m 59.73 +2.2 CpWldGrIA m 46.45 +2.4 FnInvA m 57.88 +2.9 GrthAmA m 45.24 +2.5 IncAmerA m 22.44 +1.8 InvCoAmA m 38.32 +2.6 NewPerspA m 37.95 +2.6 WAMutInvA m 43.08 +3.6 Dodge & Cox Income 13.71 +0.5 IntlStk 40.78 +1.7 Stock 195.68 +3.6 Fidelity 500IdxIns 83.43 +3.8 500IdxPr 83.43 +3.8 Contra 106.92 +3.8 ContraK 106.85 +3.8 Fidelity Select Transportation d93.08 +1.9 FrankTemp-Franklin IncomeA m 2.36 +1.7 Harbor IntlInstl 61.76 +1.8 Metropolitan West TtlRetBdI 10.52 -0.2 PIMCO IncomeInl 12.19 +1.0 TotRetIs 10.08 +0.3

+13.6 +9.7 +15.5 +22.3 +23.0 +14.3 +20.9 +14.7 +20.7

+10.6 +7.4 +9.7 +14.2 +14.7 +9.5 +13.9 +10.9 +13.6

+6.4 +3.3 +22.6 +7.7 +33.1 +16.7 +21.3 +21.3 +18.0 +18.1

+14.5 +14.5 +13.5 +13.7

+25.8 +17.5 +19.7 +7.7

T Rowe Price GrowStk 58.74 Vanguard 500Adml 219.98 DivGr 24.92 HltCrAdml 86.51 InstIdxI 217.06 InstPlus 217.08 InstTStPl 53.42 IntlStkIdxAdm 26.08 IntlStkIdxIPls 104.31 MidCpAdml 172.71 MuIntAdml 13.91 PrmcpAdml 118.00 STGradeAd 10.65 SmCpIdAdm 64.14 TgtRe2020 29.23 TgtRe2025 16.99 TotBdAdml 10.63 TotBdInst 10.63 TotIntl 15.59 TotStIAdm 59.52 TotStIIns 59.53 TotStIdx 59.49 WellsIAdm 62.94 WelltnAdm 70.07 WndsIIAdm 65.48 Waddell & Reed Adv HighIncY 6.80

+4.4 +21.2 +14.3 +3.9 +4.8 +5.6 +3.9 +3.9 +3.5 +1.5 +1.5 +2.3 -0.1 +4.1 0.0 +1.7 +1.7 +1.9 -0.3 -0.3 +1.4 +3.5 +3.5 +3.5 +1.5 +2.6 +3.3

+21.3 +14.7 +11.0 +21.3 +21.3 +22.2 +13.9 +13.9 +20.7 0.0 +26.3 +2.8 +25.6 +11.3 +12.7 +1.1 +1.1 +13.8 +22.2 +22.2 +22.1 +9.1 +16.1 +21.7

+14.5 +12.8 +18.6 +14.5 +14.5 +14.4 +4.9 +5.0 +13.8 +2.7 +17.4 +2.1 +14.1 +7.8 +8.4 +2.0 +2.0 +4.8 +14.3 +14.3 +14.2 +7.2 +10.3 +13.0

+0.8 +19.7 +7.5

+8.4 +3.1 +1.4 +3.6 +10.5 +8.4 +3.1 +2.8

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

C6

Thursday, March 16, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,950.10 ▲ 112.73 5,900.05 ▲ 43.23 2,385.26 ▲ 19.81 1,382.83 ▲ 20.45 11,590.32 ▲ 131.03

COMMODITIES REVIEW Gold Silver Platinum Copper Oil

1,200.10 ▼ 1.80 16.888 Unchgd.

936.80 ▼ 2.10 2.6455 ▲ .0215 48.86 ▲ 1.14

AROUND THE WAT E R C O O L E R

Retail sales post small gain U.S. retail sales in February posted the smallest gain in six months, indicating a tempering of the consumer spending that’s been carrying the economy.

Purchases rose 0.1 percent, matching the Bloombergsurveymedian estimate, after a 0.6 percent increase in the prior month that was stronger than previously reported, Commerce Department figures showed Wednesday. Just four of the 13 majorretailcategoriessaw gains in February sales.

Receipts dropped at electronicsandappliances stores,appareloutletsand car dealers, a sign of more moderate consumption in the first quarter. While purchases may have been restrained by a temporary slowdown in individual tax refunds, robust confidence, healthy job growth and steady incomes may provide some fuel for a recovery in spending.

February was “relatively weak, and one of the reasons is the delay of tax refunds,” Eugenio Aleman, senioreconomist at Wells Fargo Securities LLC in Charlotte, North Carolina, said before the report.

How to dress for success

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.35 1.96 42.59 1.48f 82.62 .78 9.57 .60 5.55 1.28 79.23 3.76 44.82 .74 31.71 2.40a 33.78 .30f 25.18 .68 48.33 .52 51.01 1.36f 44.41 ...

1.15 .20 1.01 .56f 43.95 ... 148.05 .66 23.71 .72 47.95 ... 46.77 1.40f 108.00 1.40 57.37 .64 60.84 1.48f 42.12 .63f 37.75 1.06f 45.84 .62f 27.23 .78 10.70 .80 20.25 .36 18.84

Don’t allow your clothing to speak louder than your abilities. If the outfit is too loud or distracting, this will overpower your skills and abilities.

By Pam Parker pam.parker@timesnews.com

An individual has seven seconds to make a good first impression, enough time to introduce yourself, shake hands and sit down. In that small amount of time you have spoken volumes, says Janel Bonsell, CPA, principal and director of Human Resources at Schaffner, Knight, Minnaugh & Company in Erie.

Part of your message will be your attire, and appropriate dress is critical.

“The clothes and styles we put together provide a glimpse into an individual’s decision making abilities and quite frankly their common sense —two traits that are not generally taught during the on-the-job training. In a professional setting, the image presented through an individual’s attire also impacts the perception of the company they represent,” Bonsell said.

The Erie Times-News asked Bonsell for specific advice on what women should and shouldn’t wear.

Q: Are suits and/or dresses important for meetings? Are pants OK? Does it matter?

Pantsuits/dresses are equally important in today’s environment. What matters more however, is whether the suit is wrinkled or pressed, whether it is clean from the dry cleaners or stained on the cuffs, whether it is a good fit or is it too baggy. Each of these scenarios creates a picture of what to expect in your work product. If the clothing is not pressed, this might suggest a lack of attention to detail. If the clothes are too tight, this might suggest questionable judgment.

Q: What about jewelry, accessories?

Jewelry and accessories are a wonderful complement to a classy wardrobe.

That said, they should not be a distraction.

Q: How about some tips women in business?

Q: When we dress for work, what are some important things to remember?

Some HR professionals advise people to dress for the job you want, not the job you have. Bonsell agreed it’s great advice, no matter where you are in your career. A few things to remember to make those daily decision to get dressed: • Always own at least one expensive piece that fits you well.

• Clothing should not be a distraction, but a complement to your personality and career.

• If you ask, “is this appropriate,” it probably is not.

• Try to refresh your look with a piece or two each season.

Q: What would be some definite don’ts?

Don’t assume that the attire you see during the job interview is the attire that is appropriate for your position. For example, you might have had an interview on a “business casual day” or you

Dress appropriately for your office, and remember your clothes say something about you. [THINKSTOCK]

might be working in a different department than the one that performed the interview. Ask about attire.

Don’t ever assume leggings are appropriate ... unless you are a fitness coach.

While they may be comfortable to wear, Spandex was not intended for professional settings.

• Ask about the attire of the position and dress to that level or better when you take a job.

• Plan your wardrobe and then ask others for their opinion of what you have selected to wear.

• Bold colors are appropriate for certain settings, but choose them wisely.

•Style is a personal preference so use it wisely. Have a few trendy jackets to spice up a basic black skirt, but remember trendy is not timeless.

Read more Erie-focused Women’s History Month features at GoErie.com/ topics/Womens-History-Month, or follow #WomensWorkErie on Twitter.

Pam Parker is the editor of House to Home, Her Times and Lake Erie LifeStyle. She can be reached at 870-1821. Send email to pam. parker@timesnews.com. Follow her on twitter.com/HerTimesErie.

S AV I N G D O U G H

Please don’t wipe away all that free flavor

Walgreens eyes sale of more assets Walgreens is trying to sweetenitsproposaltowin U.S. antitrust approval to buy rival pharmacy chain Rite Aid, according to people familiar with the talks.

Walgreens is nearing an agreement to sell more assetstoTennessee-based discount chain Fred’s —boosting the number of stores and adding distribution centers, software and personnel.

Walgreens could presentthebeefed-uppackage to the U.S. Federal Trade Commission within weeks,inhopesofsatisfying the agency’s concerns afteraninitialproposalfell short.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

Jennie Geisler

I

’m about to come out of the closet about something, and I’m more than a little nervous about smoke coming out of my computer when I open my email today.

But I’m going to do it anyway, because I think it’s an idea other people might like to try. It is not a new idea. In fact, I think it’s an idea whose origins anthropologists are still trying to nail down. But roughly since I was born, we’ve been told it’s bad. Bad bad bad bad. Bad idea. Bad.

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts +.51 +4.0 EmersonEl +.50 +.1 ErieInd +.44 +11.5 ExxonMbl +.09 +9.1 FNBCp PA +.10 +8.2 FedExCp -.46 +7.0 Ferrellgs +.53 -6.5 FiatChrys +.62 +5.6 FifthThird +.35 -9.6 FirstEngy -.14 +13.9 FordM +.07 +2.0 GenElec +1.33 +7.6 GenMotors +.04 +4.1 Glatfelter -.05 -17.9 GlaxoSKln -.06 -31.3 Goldcrp g +.93 +11.4 Goodyear +2.15 -12.8 HlthSouth +.28 -11.3 HomeDp +.12 +33.5 HuntBncsh +.40 -20.1 IBM +.55 -2.1 IntPap +.38 +10.2 Kohls -.60 +2.4 LamarAdv +.15 +1.6 LincElec +.34 +9.3 LockhdM +.90 -8.6 Lowes +.38 +12.2 Macys +.14 +4.6 MarathnO +.44 -10.6 MarathPt s +.54 -13.5 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

54.82 70.63 111.87 82.00 19.70 60.27 124.60 82.00 15.40 193.26 6.02 11.32 26.45 31.59 12.65 29.76 37.09 21.73 42.00 15.45 36.88 42.83 147.95 13.93 175.81 51.36 39.72 76.02 88.15 269.44 83.27 30.32 15.56 51.56 112.02

-.68 -1.17 -.44 +1.13 +.55 +1.30 +1.59 +1.01 -.30 +1.88 +.05 +.26 -.30 +.59 +.10 +.22 +.13 +.55 +.27 +.89 +.47 +1.29 +.79 -.15 +.09 +.68 -.13 +.66 +1.87 +1.44 +1.33 -.63 +.24 +1.55 +1.53

-28.8 -2.0 +7.3 +5.6 +16.2 +8.1 +11.6 -9.2 -3.9 +3.8 -11.1 +24.1 -1.9 +2.0 +4.3 -5.8 +6.5 -9.0 +9.1 +13.6 +19.5 +3.9 +10.3 +5.4 +5.9 -3.2 -19.6 +13.1 +15.0 +7.8 +17.1 -15.3 -10.1 +2.4 +8.5

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

I’m talking about saving bacon grease. Yup. I do it.

I’m no nutrition expert, but I’ve always thought that bacon drippings made up the heart of the devil himself.

And this past weekend, I did something I feel the need to confess. It’s not the first time. It’s actually becoming a habit: On Saturday, my husband fried a pound of bacon in the cast iron skillet and we left the drippings in the pan. On Sunday, I made vegetable beef soup.I turned on the heat under the skillet to melt the bacon fat, poured it into the Dutch oven I was using for the soup, and sauteed the soup vegetables in it.

While the soup was simmering, I just wiped the cast iron skillet with a few paper towels, leaving it perfectly seasoned. Some of you are

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

127.88 39.22 64.75 14.25 60.91 14.95 131.90 117.51 17.42 20.09 125.23 104.04 36.90 6.06 111.11 70.60 34.63 91.40 40.16 111.39 45.13 23.43 99.74 2.88 28.10 77.21 9.40 79.22 23.93 4.92 8.76 312.60 54.29 131.07 9.12

+.08 +.51 +.34 +.59 +.97 +.21 +1.33 -.84 +.02 +.63 -.99 +2.31 +.47 +.05 +1.77 +1.30 +.41 +.40 +.40 +.32 +.64 +.25 +1.08 +.07 +.65 -1.02 +.21 +1.92 +.62 +.05 -.04 +2.46 +1.41 +1.38 ...

+5.1 +29.8 +4.2 -.3 +7.5 -6.5 +10.4 +8.7 -3.4 +15.4 +7.1 +9.8 +8.4 -27.1 +6.2 -15.2 +6.6 +8.7 +13.1 +7.0 +2.8 +27.5 +8.5 -14.3 -18.2 +11.5 -15.8 -19.8 +22.2 -40.3 -5.7 +16.3 +8.9 +14.3 -15.2

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

screwing up your face and calling me gross. Others know that soup tasted amazing. Still others are worried I might fall over dead.

Here’s the scoop: Using bacon fat has become so common again that when I searched for it on the Internet all I could find were PLACES TO BUY IT. Yes, you can get bacon drippings on Amazon Prime.

I found places that explained how to make it (face palm), how to store it (in the fridge - or strained into ice cubes and frozen), how to use it (a little at a time), and how much better it tastes than, well, almost anything else.

And as it turns out, according to, www.cooksinfo. com, bacon fat is lower in saturated fat (by about 42

1.68f 36.66 +.39 2.40 54.57 -.18 3.32f 107.74 +.91 2.31 50.14 +.78 .66 89.92 +.37 2.04f 70.58 -.14 1.50 85.80 +.40 1.70f 73.78 +.80 ... 16.00 +.08 1.54f 32.89 +.76 1.52 58.71 -.05 .28f 13.48 +.20 .52 82.94 +1.27 1.20p 63.91 -.04

Commodities

-4.6 -24.4 -6.0 -6.1 +15.3 +2.1 +3.7 +4.0 +39.7 -8.1 +6.5 -.3 -2.2 +.9

LAST

CHG

Crude Oil (bbl) 48.86 Heating Oil (gal) 1.51 Natural Gas (mm btu) 2.98 Gold (oz) 1200.10 Silver (oz) 16.89 Platinum (oz) 936.80 Cattle (lb) 1.18 Corn (bu) 3.64 Lumber (1,000 bd ft) 340.90 Soybeans (bu) 9.98

+1.14 +.02 +.04 -1.80 ...

-2.10 +.02 +.10 -5.30 +.11

(Change figures reflect current contract.)

percent) than butter, and higher in better-for-you monosaturated and polyunsaturated fats.

With all these low-carb dieters running around, and bacon’s seemingly unassailable superstar status, it’s a whole new world in the world of — dare we call it — fat.

Moderation is still the key, but the locks are well-oiled.

P.S. And speaking of oils, stay tuned for a comparison of several of them in Loaves & Dishes in Food Wednesday.

Jennie Geisler writes about her adventures as a home cook every Wednesday and saving a buck or two in the kitchen every other Thursday. You can reach her at 870-1885. Send email to jennie.geisler@timesnews. com. Follow her on Twitter at twitter.com/@ETNgeisler.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA x 25.79 +1.1 CptWldGrIncA x46.88 +2.2 CptlIncBldrA x 59.60 +1.7 FdmtlInvsA x 58.02 +1.3 GrfAmrcA m 45.62 +1.3 IncAmrcA x 22.27 +0.4 InvCAmrcA m 38.63 +1.8 NwPrspctvA m 38.55 +2.4 WAMtInvsA m 43.20 +1.6 Dodge & Cox Inc 13.68 +0.2 IntlStk 41.49 +1.5 Stk 195.97 +0.7 DoubleLine TtlRetBdI 10.56 -0.3 Fidelity 500IdxInstl 83.85 +1.7 500IdxPremium83.84 +1.7 Contrafund 108.04 +1.9 ContrafundK 107.98 +1.9 SelTrnsprtn d 91.03 -3.2 Franklin Templeton IncA m 2.35 +0.4 Harbor IntlInstl 62.45 +1.8 Metropolitan West TtlRetBdI 10.51 +0.1 PIMCO IncInstl 12.15 +0.6

+13.2 +16.7 +9.5 +21.9 +23.7 +13.3 +21.1 +16.2 +19.6

+10.0 +9.2 +7.1 +13.4 +13.9 +9.0 +13.2 +10.3 +12.8

+5.4 +3.4 +25.1 +7.1 +32.1 +15.5 +1.3

+3.5

+20.8 +20.8 +18.4 +18.6 +22.9

+13.6 +13.6 +12.8 +12.9 +15.8

+18.6

+7.2

+8.7

+3.2

+1.4

+3.7

+9.6

+8.4

TtlRetIns 10.06 +0.2 T. Rowe Price GrStk 58.99 +1.7 NewInc 9.35 +0.1 Vanguard 500IdxAdmrl 221.06 +1.7 DivGrInv 25.06 +2.3 HCAdmrl 87.56 +3.3 InTrTEAdmrl 13.88 +0.1 InsIdxIns 218.14 +1.7 InsIdxInsPlus 218.16 +1.7 InsTtlSMIInPls 53.64 +1.3 MdCpIdxAdmrl173.87 +0.6 PrmCpAdmrl 118.57 +1.8 STInvmGrdAdmrl10.64+0.2 TrgtRtr2025Inv 17.07 +0.8 TtBMIdxAdmrl 10.61 0.0 TtBMIdxIns 10.62 +0.1 TtInSIdxAdmrl 26.50 +1.3 TtInSIdxInsPlus106.00 +1.3 TtInSIdxInv 15.84 +1.3 TtlSMIdxAdmrl 59.77 +1.3 TtlSMIdxIns 59.78 +1.3 TtlSMIdxInv 59.74 +1.3 WlngtnAdmrl 70.20 +1.1 WlslyIncAdmrl 62.99 +0.9 WndsrIIAdmrl 65.94 +1.5 Waddell & Reed Adv HiIncY 6.73 -0.2

+3.1

+2.9

+21.2 +13.9 +1.5 +2.3 +20.8 +14.2 +13.3 -0.1 +20.8 +20.9 +22.0 +21.0 +26.5 +2.6 +12.7 +1.0 +1.1 +15.4 +15.5 +15.3 +22.0 +22.0 +21.9 +15.3 +8.2 +21.7

+13.6 +12.3 +18.2 +2.8 +13.6 +13.6 +13.5 +12.9 +16.6 +2.1 +7.9 +2.2 +2.2 +4.5 +4.5 +4.4 +13.4 +13.4 +13.2 +9.9 +7.1 +12.1

+17.2

+7.1

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

C6

Thursday, March 23, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,661.30 5,821.64 2,348.45 1,345.60 11,426.69

▼ 6.71 ▲ 27.81 ▲ 4.43 ▼ .95 ▲ 6.27

COMMODITIES REVIEW

Teaching the teachers

By Pam Parker pam.parker@timesnews.com

Gold Silver Platinum Copper Oil

1,249.30 ▲ 3.20 17.545 ▼ .005 962.50 ▼ 8.90 2.6220 ▲ .0120 48.04 ▼ .20

AROUND THE WAT E R C O O L E R

‘Substantial doubt’ for Sears and Kmart After years of mounting losses, the parent company of Sears and Kmartsaysthereis“substantial doubt” about its financial viability.

“Our historical operating results indicate substantial doubt exists related to the company’s ability to continue as a going concern,” Sears Holdings said Tuesday in its annual report.

The biggest question, the company said, is whether it can raise enough cash to stay afloat. It currently has $4.2 billion in debt, up from $3 billion a year ago.

Sears Holdings is the parent of Kmart Holding and Sears, Roebuck, & Co. It was formed following the March 2005 merger between the two companies, both of which are American retail icons dating back to the late 19th century.

Big Oil muscles in on shale country ExxonMobil, Royal Dutch Shell and Chevron are jumping into American shale with gusto, planning to spend a combined $10 billion this year, up from next to nothing only a few years ago.

The giants are gaining a foothold in West Texas with such projects as Bongo 76-43, a well which is being drilled 10,000 feet beneath the table-flat, sage-scented desert, and which then extends horizontally for a mile, blasting through rock to capture light crude from the sprawling Permian Basin.

While the first chapter of the U.S. shale revolution belonged to wildcatters such as Harold Hamm and the late Aubrey McClendon, who parlayed borrowed money into billions, Bongo 76-43 is financed

by Shell.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 71.64 1.96 41.65 1.48f 81.38 .78 9.56 .60 5.49 1.28 77.67 3.76 44.80 .74 31.96 2.40a 33.99 .30f 22.94 .68 46.16 .52 49.26 1.36f 45.02 ...

1.25 .20 .72 .56f 41.48 ... 149.30 .66 23.00 .72 46.45 ... 46.67 1.40f 106.90 1.40 58.29 .64 57.77 1.48f 42.38 .63f 37.04 1.06f 44.65 .62f 27.35 .78 10.75 .80 18.94 .36 19.09

YTD CHG%CHG +.23 +2.9 -.43 -2.1 -.31 +9.8 +.02 +9.0 -.01 +7.0 +.14 +4.8 -.60 -6.5 +.06 +6.4 -.25 -9.1 -.08 +3.8 -.26 -2.6 -.32 +3.9 +.96 +5.5 -.01 -10.7 -.08 -51.0 +.64 +5.2 +.95 -12.1 +.32 -14.0 +.83 +29.3 +.03 -20.3 +.30 -3.1 +.50 +12.0 -.27 -2.8 -.12 +2.2 -.03 +7.3 -.53 -10.9 +.48 +12.7 +.03 +5.1 -.08 -16.4 -.16 -12.4

S

ona Hernandez discovered the healing powers of yoga and shares them all over the country.

The 38-year-old owner ofSatya Yoga Center in Erie has come a long way in life and business. She was born and raised on a farm in southern Arizona. “I was a 4H kid with sheep, pigs, rabbits, ducks, and chickens on 10 acres of rural desert in a town where there wasn’t even a stoplight until I was in high school,” she said.

Now, Hernandez owns several yoga studios and teaches yoga to yoga teachers. Her journey is a personal one. When she was in car accident in college, both her legs were broken. She recovered, but said pain was a constant companion.

She persevered, graduated from college, moved to San Diego and sold nutraceuticals, vitamins and more.

Halfway through an MBA, she had numbness in her ams and legs and visited neurologists thinking she would require surgery.

But instead, her doctor advised her to try yoga.

“Here I was selling holistic health, and I thought ‘I should try this yoga.’” Pain eventually disappeared. She shared what she thought was a miracle with yoga teachers. “No one was surprised,” she said. She was lucky enough to meet numerous yoga masters in the

Sona Hernandez, owner of Satya Yoga Center in Erie, strikes a pose while on vacation in Montana. [CONTRIBUTED PHOTO]

San Diego area and decided to make yoga and natural healing a full-time career.

She wanted to find a city where she had friends and could advance her studies.

She narrowed her choices down to Portland, Boulder, Chicago and Erie. “Bigger cities had plenty of yoga instructors, but Erie had only a few practitioners, and it was close tonatural healing schools,” she said.

In 2009, Hernandez relocated to Erie and worked

atYogaErie. She also taught yoga at senior centers, health clubs and Girl Scouts gatherings. She branched out to classes for teachers at the Iroquois School District and with personnel at General Electric.She worked for the Arts Council, Center City Arts —which is now Bloom Collaborative.

“It was a perfect fit to grow from an art studio to yoga, meditation and a community garden,” she said.

Along the way, she

attended classes at Mount Nittany Institute of National Health in State College to continue her own education in natural healing and she earned more certifications.Hernandez taught classes to yoga teachers, and she found a potential market to do similar things in other cities. She has now trained more than 60 yoga teachers from varied backgrounds. “One retired art teacher now teaches yoga at the prison,” she said.

In 2015, she moved to State College but returns to Erie four to five times a month to teach classes.Her next class is scheduled for April 8 at 8:30 a.m. at Satya Yoga Center, 10 E. Fifth St.What’s next?How about a yoga gig in the Himalayas? With connections to an international travel group, Hernandez will lead yoga and meditation on a tour in the Asian mountains.

Her advice to other entrepreneurs is simple.

“Ask yourself what sparks you? What makes you lose track of time?”

Read more Erie-focused Women’s History Month features at GoErie.com/ topics/Womens-HistoryMonth, or follow #WomensWorkErie on Twitter.

Pam Parker is the editor of House to Home, Her Times and Lake Erie LifeStyle. She can be reached at 870-1821. Send email to pam.parker@timesnews. com. Follow her on twitter.com/HerTimesErie.

CHEAP IN ERIE

Absence keeps toys popular

T

Nor can I bring our 1-yearold cats every fuzzy fake mouse in the pet aisle.

But I’ve found a way to make my three “kids” feel as if they’re periodically getting new toys without taking money out of my wallet or bank account.

What I do is put some of the toys away where Rose, Mittens and Boots don’t see the playthings.

Then, after a few weeks or months, I bring the items back out and it’s almost as if new toys have arrived.

This works especially well around times of the year when new games, building blocks, baby dolls and balls are likely to enter the house, such as for

Dana Massing

he saying goes that “absence makes the heart grow fonder.” It also makes toys grow popular again.

That’s good for parents, like me, who have a limited income but want their children and pets to have toys to have fun with.

As a single working mom, I simply can’t afford to buy my 23-month-old daughter every toy that she, or I, would like to get.

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

50.59 -.53 -34.3 67.66 +.06 -6.1 112.08 +.33 +7.5 82.76 +.08 +6.6 17.55 -.05 +3.5 59.12 +.16 +6.0 120.89 -.84 +8.3 81.76 -.07 -9.4 14.35 -.02 -10.5 195.92 +4.08 +5.2 5.76 -.09 -14.9 10.97 +.27 +20.3 24.84 -.07 -7.9 31.41 +.05 +1.4 11.77 +.05 -3.0 29.53 +.14 -6.6 34.39 -.16 -1.3 21.41 -.11 -10.4 42.28 -.04 +9.8 15.96 +.12 +17.4 35.99 +.07 +16.6 41.35 +.19 +.3 147.36 +.75 +9.9 12.78 +.08 -3.3 174.78 +.90 +5.3 51.17 +.25 -3.6 37.73 +.09 -23.6 75.96 -.66 +13.0 85.46 -.43 +11.5 269.42 +.42 +7.8 82.35 +.43 +15.8 28.37 -.05 -20.8 15.02 -.03 -13.2 49.57 +.31 -1.5 111.45 +.74 +7.9

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

Christmas or a birthday.

After Christmas, Rosewanted to play with her Bright Beats Learnin’ Lights Dance Mat,Little People Lil’ Movers School Bus and handmade wooden puzzles. So I tucked her singing teapot, her corn popper push toy, her pullalong duck and some other stuff away on shelves or at the bottom of the toy chest.

There was nothing wrong with the older toys; they still worked and were age appropriate. But they were beginning to lose their appeal, as things sometimes do when we use them over and over and over.

Now, three months later, Rose’s demand for

129.10 +.58 +6.1 SunLfFn g 1.68f 35.58 -.31 38.71 -.44 +28.1 2.40 53.58 +.19 65.03 +.82 +4.7 Target 14.75 -.10 +3.1 UPS B 3.32f 106.52 +.01 60.68 -.16 +7.1 VerizonCm 2.31 49.71 -.45 14.17 -.20 -11.4 .66 88.52 +.46 132.41 +.56 +10.8 Visa s 111.77 +.27 +3.4 WalMart 2.04f 70.25 +.35 16.57 -.21 -8.1 20.21 +.28 +16.1 WalgBoots 1.50 83.03 -.18 118.65 -.05 +1.4 WsteMInc 1.70f 72.65 +.13 104.25 -.23 +10.0 ... 14.75 +.35 37.64 +.17 +10.5 WtWatch 5.59 -.04 -32.7 WeinRlt 1.54f 33.17 -.26 112.02 +.25 +7.1 68.43 +.29 -17.8 WellsFargo 1.52 55.33 -.52 34.47 +.22 +6.1 Wendys Co .28f 13.40 +.25 90.99 -.20 +8.2 WestPhrm .52 79.81 -.32 39.80 -.22 +12.1 105.42 -.42 +1.3 YumBrnds 1.20p 63.32 -.41 45.10 +.44 +2.8 23.37 -.03 +27.1 LAST 98.57 +.14 +7.3 2.80 -.06 -16.7 Crude Oil (bbl) 48.04 26.80 -.62 -22.0 Heating Oil (gal) 1.50 74.31 +.40 +7.3 Natural Gas (mm btu) 3.01 8.71 +.12 -22.0 Gold (oz) 1249.30 79.64 +.01 -19.4 Silver (oz) 17.55 23.32 -.19 +19.0 Platinum (oz) 962.50 4.45 -.03 -46.0 1.22 7.98 -1.12 -14.1 Cattle (lb) 3.59 311.66 +3.71 +16.0 Corn (bu) 373.30 52.46 +.58 +5.3 Lumber (1,000 bd ft) 10.00 130.60 +1.03 +13.9 Soybeans (bu) 9.10 +.01 -15.4 (Change figures reflect current contract.)

Commodities

-7.4 -25.8 -7.1 -6.9 +13.5 +1.6 +.3 +2.5 +28.8 -7.3 +.4 -.9 -5.9 ...

CHG -.20 ...

-.08 +3.20 ...

-8.90 +.02 -.02 +3.10 -.02

the dance mat, bus and puzzles has begun diminishing so I’m starting to reintroduce the teapot, popper and duck and Rose is loving rediscovering them. She’s playing with them as much as when they were really “new.”

Maybe this won’t work so well as she gets older but I figure at least the cats won’t catch on to what I’m doing.

Dana Massing writes the Cheap in Erie blog atwww. goerie.com/topics/cheapin-erie. Youcan reach her at 870-1729 or dana. massing@timesnews.com.

Follow heron Twitter at twitter.com/ETNmassing.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.64 0.0 CptWldGrIncA m46.77+1.4 CptlIncBldrA m59.69 +1.2 FdmtlInvsA m 57.28 -0.4 GrfAmrcA m 44.95 -0.3 IncAmrcA m 22.19 -0.3 InvCAmrcA m 38.02 +0.2 NwPrspctvA m 38.40 +1.2 WAMtInvsA m 42.43 -0.3 Dodge & Cox Inc 13.73 +0.2 IntlStk 41.34 +1.1 Stk 191.13 -2.0 DoubleLine TtlRetBdI 10.65 +0.4 Fidelity 500IdxInstl 82.57 -0.4 500IdxPremium82.57 -0.4 Contrafund 106.58 -0.1 ContrafundK 106.52 -0.1 SelTrnsprtn d 88.72 -4.9 Franklin Templeton IncA m 2.33 -0.9 Harbor IntlInstl 62.85 +2.3 Metropolitan West TtlRetBdI 10.56 +0.2 PIMCO IncInstl 12.20 +0.7

+11.4 +14.2 +8.2 +18.7 +19.7 +11.5 +17.4 +14.1 +16.4

+10.0 +9.4 +7.2 +13.3 +13.7 +9.0 +13.1 +10.3 +12.8

+5.0 +3.4 +21.3 +7.3 +26.6 +15.2 +1.8

+3.7

+17.0 +17.0 +15.3 +15.4 +15.2

+13.4 +13.4 +12.5 +12.6 +15.6

+16.0

+7.1

+7.6

+3.8

+1.5

+3.7

+9.6

+8.5

TtlRetIns 10.11 0.0 T. Rowe Price GrStk 58.42 +0.4 NewInc 9.39 +0.1 Vanguard 500IdxAdmrl 216.69 -0.4 DivGrInv 24.77 +0.2 HCAdmrl 85.61 +1.0 InTrTEAdmrl 13.95 +0.3 InsIdxIns 214.81 -0.4 InsIdxInsPlus 214.83 -0.4 InsTtlSMIInPls 52.75 -0.9 MdCpIdxAdmrl170.85 -1.5 PrmCpAdmrl 116.85 -0.3 STInvmGrdAdmrl10.66+0.2 TrgtRtr2025Inv 17.01 +0.1 TtBMIdxAdmrl 10.67 +0.1 TtBMIdxIns 10.67 +0.1 TtInSIdxAdmrl 26.60 +1.4 TtInSIdxInsPlus106.41 +1.4 TtInSIdxInv 15.90 +1.3 TtlSMIdxAdmrl 58.77 -0.9 TtlSMIdxIns 58.78 -0.9 TtlSMIdxInv 58.74 -0.9 WlngtnAdmrl 69.59 -0.3 WlslyIncAdmrl 63.01 +0.3 WndsrIIAdmrl 64.82 -0.6 Waddell & Reed Adv HiIncY 6.71 -0.8

+3.1

+3.0

+18.2 +13.5 +1.6 +2.4 +17.0 +11.2 +9.6 +0.2 +17.0 +17.0 +17.7 +16.3 +21.5 +2.3 +10.7 +1.2 +1.2 +13.4 +13.5 +13.4 +17.7 +17.7 +17.6 +13.0 +7.3 +17.5

+13.4 +12.2 +17.8 +2.9 +13.4 +13.4 +13.3 +12.8 +16.5 +2.2 +8.0 +2.3 +2.3 +4.9 +4.9 +4.8 +13.2 +13.2 +13.0 +9.8 +7.2 +11.9

+15.7

+7.0

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

C8

Friday, March 3, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

21,002.97 5,861.22 2,381.92 1,395.66 11,575.91

▼ 112.58 ▼ 42.81 ▼ 14.04 ▼ 17.97 ▼ 85.31

COMMODITIES REVIEW

Buy yourself some TIME It’s a busy, fast-paced world for women. Find out how to carve out space for yourself

By Brenda Martin brenda.martin@timesnews.com

Gold Silver Platinum Copper Oil

1,231.90 17.705 989.90 2.6795 52.61

▼ 17.00 ▼ .738 ▼ 29.00 ▼ .0470 ▼ 1.22

AROUND THE WAT E R C O O L E R

Drug companies take aim at Alzheimer’s Alzheimer’s disease is rewriting the rules of drug discovery, with a handful of companies abandoning caution to keep pursuing an elusive hypothesis because the potential payoff is so great. Scanning the brain for telltale signs of Alzheimer’s earlier — and ratcheting up drug dosage — may help turn failures into breakthroughs, said Andrea Pfeifer, CEO of AC Immune SA. The Swiss company’s partner on its experimental drug, Roche Holding AG, said this week it will embark on a second advanced test, undeterred by a failed intermediate trial.

Pfeifer’s optimism is a case study of the industry’s unusually high risk tolerance on Alzheimer’s, where more than 100 experimental drugs have already failed.

Despite that, leading drug companies have opted to keep testing their medicines in advanced trials that can cost hundreds of millions of dollars.

Oh, if we could only have more than 24 hours in a day, maybe there would be time for a good night’s sleep. But since the clock doesn’t bend to make life more convenient for us, women need to bend a little to create more time for themselves.

Here are some tips from local women on how to find that rare me-time.

S T E A L AWAY S O M E TIME. Kathleen Mussett, of

Fairview, says she keeps her purse stocked for that precious spare time when she finds it. “I always keep my Kindle in my purse so if I am waiting and have a few minutes, I have something to read,” she said.

“I have also started English paper piecing and it is small enough to keep in my purse. So I can either stitch or read.”

DRIVE TIME. “As a single working mom of three busy girls, I don’t get much time for myself,” said Brooke Forbes Emanuele, of Oil City. “I make the most of my commute to work/church by listening to audio books or podcasts.

I get to work early so I have time to make and enjoy a good cup of coffee each day.”

TIME TO ENJOY. Maggie Fry, of Conneautville, says with older children, it’s less difficult to get time to herself, but that wasn’t always the case. “When my girls were little, I used to get together with other women who had kids, and we did crafts or needlework or drumming while the kids played,” she said.

[THINKSTOCK.COM]

TIME OUTSIDE. Pleasant weather, especially during winter months, has opened the door, or window, to some me-time. “As a young professional in a fast-paced work (environment), this weather has allowed me to take time for myself by devoting walk time each day to get out of my work building and get some fresh air and exercise,” said Erin Mussett, of Fairview. The weather, she said, allowed a break in her “wintertime habit of sitting at my desk all

Subway fires back on chicken claim The Canadian Broadcasting Corp.’s “Marketplace” news program recently had a DNA lab analyze chicken meat and strips cooked in popular fastfood chains. Subway meat, the report indicated, showed significant amounts of non-chicken DNA, in some instances more than 50 percent from soy. Chicken from other fast-food chains, such as McDonald’s and Tim Hortons, did not have such high levels of plant DNA. Subway responded Wednesday with a prickly condemnation of the news report.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.19 1.96 42.07 1.48f 81.75 .78 9.62 .60 5.60 1.28 80.10 3.76 46.49 .74 32.01 2.40a 34.12 .30f 25.23 .68 47.99 .52 50.83 1.36f 44.85 ...

1.40 .20 1.13 .56f 43.14 ... 161.45 .66 24.67 .72 48.56 ... 47.66 1.40f 103.98 1.40 56.57 .64 60.63 1.48f 42.47 .63f 37.45 1.06f 48.21 .62f 27.88 .78 10.70 .80 21.19 .36 18.27

YTD CHG%CHG -.79 +3.7 +.03 -1.1 -.94 +10.3 -.05 +9.7 -.10 +9.2 -1.82 +8.1 -.35 -3.0 +.33 +6.6 -.11 -8.7 -.27 +14.2 -.51 +1.3 -1.04 +7.2 +2.71 +5.1 -.06 ...

-.07 -23.5 +.15 +9.4 +.65 -4.9 -.03 -7.7 -.65 +35.2 +.25 -18.6 -1.26 -5.7 +.07 +8.7 -.91 +2.0 +.31 +2.4 -.14 +8.5 -.84 -3.8 -.32 +14.9 +.04 +4.6 +.47 -6.4 -.02 -16.1

day under artificial lighting.”

QUIET TIME: Sometimes the need for quiet can be experienced in spiritual settings. “When my kids were very small, loud, and in need of constant care, I always looked forward to attending the evening Taize services at the cathedral (Cathedral of St. Paul) by myself,” said Margaret Andraso, of Erie. “There’s something therapeutic about simple repetitive chant and the blessed hushed prayers of Taize. It was my ‘reset’

button.”

RETHINKING TIME: Changing your priorities can buy you some extra time, said Heather Cass, of Erie.

“Lower your standards (housework, etc.),” she said. “Who are you trying to impress anyway?”

Brenda Martin can be reached at 870-1771 or by email.

Read more GoErie.com/ topics/Womens-HistoryMonth. Look for them on Twitter and Facebook with #WomensWorkErie.

YO U R O F F I C E C O A C H

Co-worker is a pro, office is a pig sty Mark is never able to find information when we need it, and the clutter gives visitors a bad impression of our business. His office is like an obscene gesture to everyone who works here.

Our supervisor is located in a different building, so he isn’t around very often.

We’ve mentioned our concerns to Mark, but he doesn’t seem to care. What can we do about this?

A: Office hoarders seldom reform without a clear directive from management. Because your

By Marie G. McIntyre Tribune News Service

Q: I have an intelligent, professional co-worker whose office looks like a pig sty. “Mark” must be some sort of hoarder because he never throws anything away. Stacks of paper cover his desk, and documents are haphazardly strewn across the floor. Plastic food containers and dirty utensils are everywhere.

Although Mark’s office has become a standing joke, it’s really not funny at all.

DineEquity Discover Disney DukeEngy EldorRsts EmersonEl ErieInd ExxonMbl FNBCp PA FedExCp Ferrellgs FiatChrys FifthThird FirstEngy FordM GenElec GenMotors Glatfelter GlaxoSKln Goldcrp g Goodyear HlthSouth HomeDp HuntBncsh IBM IntPap Kohls LamarAdv LincElec LockhdM Lowes Macys MarathnO MarathPt s MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

52.15 71.06 110.59 82.36 17.70 60.31 121.28 83.30 15.78 194.71 6.48 10.98 27.74 31.64 12.66 30.19 37.76 22.29 41.66 15.03 36.15 42.54 147.95 14.29 180.53 53.72 42.13 76.13 85.48 266.99 80.40 33.22 16.14 51.04 111.33

-.75 -1.34 -.45 +.43 +.55 -.57 -1.05 +.28 -.52 -2.71 +.11 -.06 -1.01 +.08 -.03 ... +.33 -.04 +.28 -.60 +.39 +.05 +1.27 -.37 -1.42 +.05 +.15 +.72 -2.06 -1.39 -1.05 +.27 -.31 +.05 -.98

-32.3 -1.4 +6.1 +6.1 +4.4 +8.2 +8.6 -7.7 -1.6 +4.6 -4.3 +20.4 +2.9 +2.2 +4.4 -4.5 +8.4 -6.7 +8.2 +10.5 +17.1 +3.2 +10.3 +8.1 +8.8 +1.2 -14.7 +13.2 +11.5 +6.8 +13.0 -7.2 -6.8 +1.4 +7.8

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

128.23 37.60 64.01 14.30 60.47 15.20 130.94 121.77 18.08 20.28 127.51 102.38 36.84 6.36 110.11 75.56 34.51 90.91 39.68 111.80 45.79 22.42 98.27 3.24 27.47 79.51 9.43 84.21 23.00 5.77 7.77 312.97 57.57 128.10 9.31

-.82 -.55 -.93 -.25 +.07 -.27 +1.53 -1.58 -.48 -.18 -3.34 -.91 +.11 +.12 +.38 +.59 +.09 -.75 -.19 -2.02 +.47 -.07 -.13 -.11 -.46 -1.53 +.40 -2.33 -.05 -.15 +.11 -2.39 -1.31 -1.20 +.06

+5.3 +24.4 +3.0 ... +6.8 -4.9 +9.6 +12.7 +.3 +16.5 +9.0 +8.0 +8.2 -23.5 +5.2 -9.2 +6.3 +8.1 +11.8 +7.4 +4.4 +22.0 +6.9 -3.6 -20.1 +14.8 -15.6 -14.7 +17.4 -30.0 -16.4 +16.5 +15.5 +11.7 -13.5

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

supervisor only visits occasionally, his reaction to Mark’s mess may simply be due to it being out of sight, out of mind. But since the rest of you encounter this chaos on a daily basis, you must help your boss understand the problem.

For example: “We need your help because Mark’s office has become a serious issue. He can’t find important information, and the clutter makes a very negative impression on visitors. His old food containers are disgusting

1.68f 36.17 -.32 -5.8 2.40 57.95 +.12 -19.8 3.32f 105.95 -.92 -7.6 2.31f 49.98 +.17 -6.4 .66 88.53 -.46 +13.5 2.04f 70.76 +.31 +2.4 1.50 86.74 -.03 +4.8 1.70f 73.28 -.09 +3.3 ... 17.89 -.46 +56.2 1.54f 34.76 -.27 -2.9 1.52 58.71 -1.02 +6.5 .28f 13.73 -.18 +1.6 .52 82.94 -1.50 -2.2 1.20p 65.21 -.36 +3.0

Commodities

LAST

CHG

Crude Oil (bbl) 52.61 Heating Oil (gal) 1.58 Natural Gas (mm btu) 2.80 Gold (oz) 1231.90 Silver (oz) 17.70 Platinum (oz) 1018.90 Cattle (lb) 1.16 Corn (bu) 3.73 Lumber (1,000 bd ft) 355.70 Soybeans (bu) 10.27

-1.22 -.04 ...

-17.00 -.74 ...

-.02 -.03 -5.80 -.14

(Change figures reflect current contract.)

and unsanitary. Mark won’t change unless management insists, so we would like you to talk with him.”

With any luck, your boss will wise up and begin some serious performance coaching. This means establishing firm expectations, following up to be sure they are met, and imposing consequences if the problem continues. But if your supervisor wimps out, the only remaining option might be a group intervention. Or perhaps a group clean-up.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmBalA m 25.86 +2.5 CapIncBuA m 59.77 +2.6 CpWldGrIA m 46.45 +2.7 FnInvA m 57.99 +3.4 GrthAmA m 45.27 +2.7 IncAmerA m 22.48 +2.4 InvCoAmA m 38.38 +3.0 NewPerspA m 37.99 +2.9 WAMutInvA m 43.15 +4.2 Dodge & Cox Income 13.70 +0.4 IntlStk 40.70 +1.8 Stock 195.90 +4.5 Fidelity 500IdxIns 83.66 +4.7 500IdxPr 83.66 +4.7 Contra 107.02 +4.5 ContraK 106.95 +4.5 Fidelity Select Transportation d93.11 +2.8 FrankTemp-Franklin IncomeA m 2.36 +2.2 Harbor IntlInstl 61.32 +1.6 Metropolitan West TtlRetBdI 10.53 +0.2 PIMCO IncomeInl 12.18 +1.0 TotRetIs 10.07 +0.2

+14.4 +10.8 +17.4 +23.8 +24.1 +15.3 +22.9 +16.3 +21.7

+10.3 +7.1 +9.1 +13.7 +14.1 +9.2 +13.5 +10.3 +13.2

+6.4 +3.3 +26.0 +6.8 +34.8 +16.1 +22.5 +22.5 +18.3 +18.4

+14.1 +14.1 +13.1 +13.2

+27.2 +16.9 +21.5

+7.4

+8.7

+3.0

+1.5

+3.6

+10.6 +3.1

+8.4 +2.7

T Rowe Price GrowStk 58.55 Vanguard 500Adml 220.58 DivGr 25.02 HltCrAdml 86.55 InstIdxI 217.66 InstPlus 217.68 InstTStPl 53.59 IntlStkIdxAdm 26.03 IntlStkIdxIPls 104.13 MidCpAdml 173.56 MuIntAdml 13.92 PrmcpAdml 118.00 STGradeAd 10.64 SmCpIdAdm 64.54 TgtRe2020 29.25 TgtRe2025 17.00 TotBdAdml 10.64 TotBdInst 10.64 TotIntl 15.56 TotStIAdm 59.71 TotStIIns 59.72 TotStIdx 59.68 WellsIAdm 62.99 WelltnAdm 70.11 WndsIIAdm 65.71 Waddell & Reed Adv HighIncY 6.82

+4.5 +20.8 +14.2 +4.7 +5.9 +6.5 +4.7 +4.7 +4.4 +1.2 +1.2 +3.3 +0.1 +4.9 +0.1 +3.1 +1.9 +2.1 +0.2 +0.2 +1.2 +4.4 +4.4 +4.4 +2.0 +3.2 +4.4

+22.5 +15.7 +10.3 +22.5 +22.5 +23.7 +16.1 +16.2 +22.7 -0.2 +26.3 +2.6 +28.6 +12.1 +13.6 +1.2 +1.2 +16.0 +23.6 +23.6 +23.5 +9.4 +16.9 +23.6

+14.1 +12.7 +18.3 +14.1 +14.1 +14.0 +4.1 +4.2 +13.3 +2.6 +16.9 +2.1 +13.7 +7.4 +8.1 +2.0 +2.0 +4.0 +13.9 +13.9 +13.8 +7.1 +10.1 +12.6

+1.2 +20.9

+7.4

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

C8

Friday, March 10, 2017

|

Erie Times-News | GoErie.com

YOU, INC.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

M A R K E T WAT C H Dow Nasdaq S&P Russell NYSE

20,858.19 ▲ 5,838.81 ▲ 2,364.87 ▲ 1,360.12 ▼ 11,457.65 ▲

2.46 1.26 1.89 5.91 9.44

COMMODITIES REVIEW Gold Silver Platinum Copper Oil

1,202.40 16.993 944.20 2.57 49.05

▼ ▼ ▼ ▼ ▼

6.10 .264 5.30 .0220 1.23

AROUND THE WAT E R C O O L E R

Shell cuts debts with sale of oil sands Royal Dutch Shell will sell almost all of its production assets in Canada’s oil sands in a $7.25 billion deal that cuts debt and reduces involvement in one of the most environmentally damaging forms of fossil-fuel extraction.

All of the company’s oil-sands interests apart from a 10 percent stake in the Athabasca mining project will be sold to Canadian Natural Resources, Shell said Thursday. The Haguebased company will continue as operator of the Scotford upgrader, which converts heavy oil to lighter liquids for easier transport, and the Quest carbon captureandstorageproject.

The deal also marks another step toward the company’s goal of reshaping Shell for a worldof loweroil prices and tighter restrictions on carbon emissions.

Oil sands — reserves of heavy crude found primarily in northern Alberta — lured investorsinthepastdecadeas thesurgeincrudeprices above $100 made the difficult extractionprocess economic. They’ve since fallen out of favor amid a two-year price slump.

Losses mount for Sears Holdings Sears Holdings Corp. on Thursday reported a loss of $607 million in its fiscal fourth quarter.

On a per-share basis, the Hoffman Estates, Illinois-based company saidithadalossof$5.67.

Losses,adjustedforonetime gains and costs, were $1.28 per share.

The department store operatorpostedrevenue of $6.05 billion in the period.

Thestockhasdeclined 58 percent in the last 12 months.

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.09 1.96 41.94 1.48f 81.57 .78 9.46 .60 5.38 1.28 79.30 3.76 45.20 .74 30.45 2.40a 33.50 .30f 25.35 .68 47.93 .52 49.09 1.36f 44.84 ...

1.20 .20 1.08 .56f 41.56 ... 151.80 .66 24.08 .72 47.58 ... 46.08 1.40f 104.98 1.40 56.20 .64 61.55 1.48f 42.03 .63f 37.38 1.06f 46.48 .62f 27.57 .78 10.46 .80 20.39 .36 18.44

5 tips to improve your child’s sleep

By Sarah Stemen sarah.stemen@timesnews.com

After she had her third child andnumeroussleeplessnights, Kristen Grippe searched the internet for answers.

“I was desperate for some good quality sleep,” Grippe, 34, of Erie, said.

When she Grippe didn’t find the answers she was digging for, she decided to take matters into her own hands.Grippe,acertifiedphysician assistant and professor atGannonUniversity,decided to create her own business, LullabySleepSolutions,andto become certified as a pediatric sleep consultant.

“Sleep affects everything — quality of relationships, work performance, and quality of life in general,” she said.

“I found there were so many people out there struggling like I was that just needed professional support. It’s so important to remember that everychildisdifferent.There’s not a ‘one-size-fits-all.’”

Grippe offers packages that range from a one-time email consult to extended in-home sessions. She meets with parents who have kids of all ages, addresses their problems and gives advice based on the parents’ unique situation.

“What works for one family maynotworkforanother,”she said.“Ihaveavarietyofdifferent methods and depending on what the parents are comfortable with, we work out a method and plan together one-on-one.”

While every situation is different, she shared a few general tips that she offers to

[THINKSTOCK].

most of her clients.

Consistency is key

When it comes to implementing or developing a sleep routine,consistencyiskey,she said.“Whether it’smom, dad, or any caregiver, everything has to be exactly the same,” Grippe said. “Everyone has to be on the same page and do things the same for naps and bedtime.”

Be open to adjusting your schedule

Sometimes simply adding a nap or adjusting sleep times may help your child sleep longer and better.

“There are time guidelines that I try to stick to if someone is struggling,” she said.

“Maybe you have to change the time of naps. That gets hard because families have schedules and activities or classes they want to do.

I always tell parents just

remember that it’s only for a short time. You’ll get your life back and you’ll eventually be abletodocertainactivities,but your child’s well-being comes first.”

Make sure baby has his or her own space

If possible, create a quiet space or room that is specifically for the child, she said.

Grippe said she recommends a noisemaker or white noise machine that will help “drown out the other noises in the house.”

Avoid creating bad sleep habits early on

Grippe said to avoid putting thebabyinhisorhercarseatto lull the child to sleep early on.

“Avoid swings, vibrating chairs, Rock ‘n’ plays,” she said. “I always tell parents to use a crib or a bassinet always.

This seems to be the easiest to transition from.”

Listen to your health care provider.

Your pediatrician will always give tips on safe sleep positions.

“Right now, we always hear ‘back is best,’” she said. “So I always tell parents to listen to theirdoctororpediatricianand follow their instructions.”

Find more information about Grippe and Lullaby Sleep Solutions at www. lullabysleepsolutions.com or contact her at kristengrippe@ gmail.com.

Read more Erie-focused Women’s History Month features at GoErie.com/topics/ Womens-History-Month, or follow#WomensWorkErieon Twitter.

Sarah Stemen can be reached at 870-1776 or by email.

Follow her on twitter at twitter.com/ETNstemen

YO U R O F F I C E C O AC H

It’s up to the boss to stop bickering issues, then you must help your group resolve them.

But if this hostility seems personal, then it’s time to establish some nonnegotiable expectations.

Here’s one way to kick off that discussion: “Unfortunately, I have some serious concerns about the future of this group. Although you have the potential to be a successful team, right now there is a lot of childish squabbling. So I’m going to explain what needs to change, then you must each decide whether you can meet those expectations.

By Marie G. McIntyre Tribune News Service

Q: I recently began supervising a group of five women who all seem to hate each other. Although I have heard other managers complain about the phenomenon of overseeing such a group, I have never encountered it before. I had a discussion with the group’s primary troublemakers, but so far there has been no improvement. How am I supposed to handle all this drama?

A: If the juvenile bickering stems from job-related

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts +.20 +3.6 EmersonEl +.17 -1.4 ErieInd +.44 +10.1 ExxonMbl -.07 +7.9 FNBCp PA -.13 +4.9 FedExCp +.26 +7.0 Ferrellgs -.39 -5.7 FiatChrys -.20 +1.4 FifthThird +.19 -10.4 FirstEngy +.09 +14.7 FordM -.26 +1.2 GenElec -.68 +3.5 GenMotors -.26 +5.1 Glatfelter -.17 -14.3 GlaxoSKln ... -26.5 Goldcrp g -.38 +5.4 Goodyear -1.80 -10.6 HlthSouth +.14 -9.9 HomeDp -.07 +32.4 HuntBncsh -.06 -21.3 IBM +.60 -4.8 IntPap +.67 +8.0 Kohls +.44 +3.6 LamarAdv +.04 +1.4 LincElec +.27 +8.3 LockhdM +.57 -7.3 Lowes -.05 +13.6 Macys -.15 +2.2 MarathnO -.22 -10.0 MarathPt s +.29 -15.3 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

54.82 71.29 111.03 80.05 17.75 59.28 120.21 81.67 15.94 191.31 6.37 10.89 27.49 31.10 12.50 29.66 36.83 20.86 41.45 14.58 35.31 41.91 146.62 14.21 177.18 50.73 39.78 75.44 85.07 268.68 81.17 31.53 16.07 49.28 110.79

+1.39 -.07 +.19 -.27 -.35 -.51 -.29 +.64 +.15 -1.21 +.42 -.09 +.12 -.01 -.03 -.14 -.44 -.48 +.32 -.08 -.04 +.17 -.30 +.03 -2.27 -.81 -.73 -.55 -1.08 +.96 -.16 -.24 +1.20 -.94 -.19

-28.8 -1.1 +6.5 +3.1 +4.7 +6.3 +7.6 -9.5 -.6 +2.7 -5.9 +19.4 +1.9 +.4 +3.1 -6.1 +5.7 -12.7 +7.6 +7.2 +14.4 +1.6 +9.4 +7.5 +6.7 -4.4 -19.4 +12.2 +11.0 +7.5 +14.1 -12.0 -7.2 -2.1 +7.3

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56f .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

“First, let me emphasize that co-workers don’t have to like each other. Since you don’t get to choose your co-workers, you probably won’t like all of them. But you still must be able to work with everyone, regardless of how you feel about them.

“Specifically, you are expected to be consistently pleasant, helpful and cooperative with one another.

Those are the three words to remember: pleasant, helpful and cooperative.

I will be glad to help you solve any work-related problems, but the personal

128.14 +.05 +5.3 SunLfFn g 1.68f 36.57 -.11 38.25 +.88 +26.6 2.40 55.20 +.18 64.73 -.26 +4.2 Target 13.50 +.15 -5.6 UPS B 3.32f 105.90 +.17 60.36 +.42 +6.6 VerizonCm 2.31 49.28 +.12 14.63 -.01 -8.5 .66 89.11 +.15 128.75 -.69 +7.8 Visa s 119.40 -.47 +10.5 WalMart 2.04f 69.86 +.06 17.50 +.03 -2.9 19.36 -.07 +11.2 WalgBoots 1.50 85.31 +.15 127.48 -.07 +9.0 WsteMInc 1.70f 72.30 +.11 102.93 -3.90 +8.6 ... 17.50 -.14 36.03 -.01 +5.8 WtWatch 6.30 +.06 -24.2 WeinRlt 1.54f 31.55 -.67 109.02 -.28 +4.2 70.41 +.09 -15.4 WellsFargo 1.52 58.70 +.49 34.05 +.14 +4.8 Wendys Co .28f 13.19 -.11 90.34 +.20 +7.4 WestPhrm .52 81.29 +.80 39.35 +.04 +10.8 110.99 -.10 +6.7 YumBrnds 1.20p 63.81 -.27 43.89 -.07 ...

23.12 -.04 +25.8 LAST 98.20 +.28 +6.9 2.93 -.08 -12.8 Crude Oil (bbl) 49.20 27.80 +.26 -19.1 Heating Oil (gal) 1.53 79.22 +.55 +14.4 Natural Gas (mm btu) 2.97 8.94 -.06 -20.0 Gold (oz) 1202.40 77.25 -.61 -21.8 Silver (oz) 16.95 22.39 -.36 +14.3 Platinum (oz) 944.20 4.66 +.01 -43.4 1.17 8.01 +.52 -13.8 Cattle (lb) 3.60 310.21 -.79 +15.4 Corn (bu) 348.60 56.36 -.32 +13.1 Lumber (1,000 bd ft) 10.00 127.63 -.64 +11.3 Soybeans (bu) 9.17 -.05 -14.8 (Change figures reflect current contract.)

Commodities

-4.8 -23.6 -7.6 -7.7 +14.2 +1.1 +3.1 +2.0 +52.8 -11.8 +6.5 -2.4 -4.2 +.8

CHG -1.08 -.03 +.07 -6.10 -.31 -5.30 +.01 -.05 -8.10 -.11

quarrels must stop now.

“As a group, we need to create a more mature, professional office environment. I will be talking with each of you privately about your plan for making this happen because that will be a requirement for continuing to work here.”

Changing the culture of your combative team will require follow-through and persistence. But if you recognize those who comply, correct those who resist and get rid of anyone who refuses to change, the drama will eventually disappear.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.71 +1.2 CptWldGrIncA m46.27+1.7 CptlIncBldrA m59.39 +1.0 FdmtlInvsA m 57.72 +2.1 GrfAmrcA m 45.06 +1.5 IncAmrcA m 22.26 +0.7 InvCAmrcA m 38.14 +1.8 NwPrspctvA m 37.88 +2.0 WAMtInvsA m 42.90 +2.7 Dodge & Cox Inc 13.62 -0.4 IntlStk 40.62 +1.1 Stk 194.66 +2.2 DoubleLine TtlRetBdI 10.58 -0.6 Fidelity 500IdxInstl 83.10 +2.7 500IdxPremium83.09 +2.7 Contrafund 107.00 +3.0 ContrafundK 106.94 +3.0 SelTrnsprtn d 90.84 -1.3 Franklin Templeton IncA m 2.34 +1.3 Harbor IntlInstl 61.20 +0.7 Metropolitan West TtlRetBdI 10.49 -0.8 PIMCO IncInstl 12.17 +0.6

+13.2 +15.8 +8.9 +22.7 +23.7 +13.3 +21.0 +15.6 +20.2

+10.2 +9.2 +7.0 +13.6 +14.0 +9.0 +13.3 +10.3 +13.1

+5.3 +3.2 +23.7 +7.1 +33.3 +15.9 +1.1

+3.5

+21.4 +21.4 +19.3 +19.4 +24.3

+13.9 +13.9 +13.0 +13.2 +16.5

+19.3

+7.3

+7.8

+3.1

+0.9

+3.5

+10.3

+8.3

TtlRetIns 10.01 -0.9 T. Rowe Price GrStk 58.50 +2.6 NewInc 9.31 -0.8 Vanguard 500IdxAdmrl 219.09 +2.7 DivGrInv 24.82 +3.5 HCAdmrl 86.47 +4.6 InTrTEAdmrl 13.88 -0.4 InsIdxIns 216.18 +2.7 InsIdxInsPlus 216.21 +2.7 InsTtlSMIInPls 53.10 +2.1 MdCpIdxAdmrl171.30 +0.5 PrmCpAdmrl 117.58 +3.0 STInvmGrdAdmrl10.62 -0.3 TrgtRtr2025Inv 16.88 +0.7 TtBMIdxAdmrl 10.56 -0.9 TtBMIdxIns 10.56 -0.9 TtInSIdxAdmrl 25.92 +0.3 TtInSIdxInsPlus103.67 +0.3 TtInSIdxInv 15.49 +0.3 TtlSMIdxAdmrl 59.17 +2.1 TtlSMIdxIns 59.18 +2.1 TtlSMIdxInv 59.14 +2.1 WlngtnAdmrl 69.70 +1.7 WlslyIncAdmrl 62.52 +0.6 WndsrIIAdmrl 65.33 +2.6 Waddell & Reed Adv HiIncY 6.75 0.0

+2.5

+2.6

+21.9 +14.1 +1.1 +2.1 +21.4 +14.5 +11.5 -0.2 +21.4 +21.4 +22.2 +20.6 +26.8 +2.4 +12.3 +0.3 +0.3 +14.0 +14.0 +13.9 +22.2 +22.2 +22.1 +15.5 +7.9 +22.2

+13.9 +12.4 +18.1 +2.7 +13.9 +13.9 +13.7 +13.0 +16.8 +2.0 +7.9 +1.9 +1.9 +4.2 +4.3 +4.1 +13.6 +13.7 +13.5 +9.9 +7.0 +12.4

+18.8

+7.2

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.

Erie Times-News | GoErie.com

LIVING

|

Sunday, March 5, 2017

E1

Pat Bywater Managing Editor 870-1722 pbywater@timesnews.com

Sometimes best option is having no other

John Dudley

I

get that variety is the spice of life, but sometimes spice gives me heartburn, and so does too much variety.

I bring this up because lately it seems we have gone from not quite enough choices to just the right number of choices to so many choices my brain vibrates when I scroll through my satellite TV provider’s channel lineup.

This isn’t to suggest I’m incapable of nuance. I happen to own tons of gray T-shirts.

But I’d like to think I’m like most people when I say I function best when given the opportunity to make a fairly straightforward decision.

Soup or salad?

Aerosmith or Kanye West?

Window or aisle seat?

Easy stuff.

But you only need to visit the paint section of a home improvement store to realize nothing is that simple anymore. When my wife, Ellen, announced she wanted to paint the kitchen beige, I had a strong mental image of beige until we arrived at a mountainous display of paint swatches including 3,241 shades of beige.

She asked for my input.

“How about brownish beige?” was all I could manage.

“Never mind,” she replied.

The embarrassment of selections is by no means confined to home decor.

Once upon a time, you could stop at a fast-food place and buy coffee. Now Starbucks offers 11 different varieties of latte alone.

Health insurance plans now come with a dizzying array of options. High deductibles, low deductibles, no deductibles, surrender-both-kidneys deductibles, in-network, out-of-network.

Spend half an hour deciphering tables of hieroglyphics explaining HSAs, FSAs and HRAs, and you’ll feel like someone slipped you some LSD. “Um, can I just get the plan where you take money out of my check each week and when I go to the doctor the insurance company pays the bill?”

Unfortunately, nothing’s that simple anymore.

From endlessly customizable sneakers to 500 styles of Levi’s to six kinds of Brie in the cheese aisle, I’m pretty sure we’ve reached the point where we devote more time to the decision-making process than we spend enjoying whatever it is we’re actually deciding about.

The author Barry Schwartz wrote a book called “The Paradox of Choice,” which argues that having too many choices can be more paralyzing than liberating.

Schwartz said being confronted with too many options can actually See DUDLEY, E4

Ski Patrol candidates, from left, Eliza Wolfe, 59, of Girard; Melanie VonVolkenburg, 31, of Erie; and Brigitta Francoeur, 49, of Millcreek Township, take a break after training on the slopes at Peek’n Peak Resort near Findley Lake, New York. [DAVE MUNCH/ERIE TIMES-NEWS]

Women make mark on Ski Patrol

By Fiona Branton Contributing writer

How do you spend your winter weekends?

Running errands? Binge watching the latest Netflix series? Hanging out with friends at your favorite watering hole? Perhaps skiing, snowboarding or snow tubing at Peek’n Peak Resort near Findley Lake, New York?

If you are like Eliza Wolfe, Melanie VonVolkenburg or Brigitta Francoeur, you might be at Peek’n Peak, but not strictly for enjoyment.

These three Erie County women have been working hard this winter, training to join the resort’s Ski Patrol, whose members are the first responders to any accidents or incidents at the resort.

And it’s not a small commitment. In addition to weeks of online training, the female trainees — along with three men — spent most of their weekends this winter on the slopes learning how to deal with just about any incident that could arise.

All in the family All three women are lifelong skiers who have family connections to the Ski Patrol. For Wolfe, it’s her sister, who has been a patrol member for 25 years. Francoeur’s husband is a longtime

Patty Boucher, left, ski patrol instructor at Peek’n Peak Resort, near Findley Lake, New York, and candidate Eliza Wolfe, right, of Girard Township, practice how to bring an injured patient down the hill. [JACK HANRAHAN/ERIE TIMES-NEWS]

ski patroller, and VonVolkenburg’s father was a patroller. In each case, those family connections — in addition to a love of the outdoors and a desire to help people — were the prime motivation to undertake the demanding training.

Wolfe, 59, has known Judy Baker, one of the more senior Peek’n Peak

SNAPSHOT | E3

LESSONS LEARNED Carter Clawson, 8, was among the students who took part in a Saturday school day that focused on real-life applications of science, technology, engineering and math.

Look inside for more.

ONLINE EXTRAS View Erie Times-News photos of ski patrol training at Peek’n Peak Resort: GoErie.com/photos

Ski Patrol members, for many years. After watching her sister and Baker in action and considering the commitment involved,

Wolfe decided last fall it was finally time to join the Ski Patrol team.

“I knew a few older women who were doing it,” said Wolfe, who runs Main Street Art studio in Girard. “They were very inspirational. Now that I have a little more time available, I was able to finally get involved.

“It motivates me to stay in shape. There’s a lot of skiing involved. A lot of crawling around on your knees, too.”

Baker, 61, one of 12 women among the nearly 80 active SP members at Peek’n Peak, is the daughter of a former Ski Patrol member, and she’s been part of the crew for 36 years. She cited the camaraderie and being part of a diverse team of dedicated volunteers as some of her reasons for staying active for so long.

Why would someone be willing to give up a good chunk of their weekends and one weeknight throughout the winter for a physically demanding volunteer position — often in freezing weather?

For one thing, said Wolfe, “You get to meet great people who are involved with the community.” Another incentive is the reward of ski passes that Peek’n Peak Resort extends to its patrollers. “I enjoy being See SKI PATROL, E4

E4

Sunday, March 5, 2017

|

Erie Times-News | GoErie.com

SKI PATROL Continued from E1

able to ski with my grandchildren more often,” said Wolfe. “The passes help me share my favorite sport with my grandkids.”

VonVolkenburg, 31, shares Wolfe’s desire to pass along her love of skiing to the younger generation.

“Last year, I did the safety patrol (the volunteers who are charged with ensuring the skiers, boarders and tubers comply with the resort’s rules), which has the same time commitment, and I brought my then-6-year-old daughter with me,” she said.

“It’s like a big family.”

“The best part is being part of a family-type culture and the opportunity to have new experiences on the slopes. The commitment is big, and it takes up virtually all of your weekends during training, but once you’re out there, it’s so rewarding,” VonVolkenburg added.

Training on and off the slopes As instructor of record for the Outdoor Emergency Training program, Barry Stanton, 46, a six-year Ski Patrol member, is responsible for making sure the new recruits are ready to perform their duties.

“The candidate year is the most difficult,” he said. “The time commitment is so great. But when they succeed, they are the best-prepared because all that knowledge is fresh in their minds.”

The training cycle starts in September with 12 weeks of online training on outdoor emergency training, including anatomy, CPR and first aid. The curriculum is provided through the National Ski Patrol, which recently made the switch from classroom sessions to the internet, which opened it up to busy recruits like Francoeur, 49, who works two jobs as well as being a mom of two.

“My husband had been urging me to join for years,” she said. “But it would have been impossible for me to go to the classes each week. Now that the material is available online, it’s a lot more flexible, so I was able to work it into my schedule.”

DUDLEY Continued from E1

create anxiety.

I’m not a big fan of anxiety, which is why

At the end of the online session, the trainees must pass an exam covering all the material.

“We all passed the test, so now we’re into the hands-on training, which includes learning how to splint a broken bone while out on the snow and how to get someone into a rescue toboggan and down the hill,” said VonVolkenburg, who is a radiology technologist accustomed to working with human anatomy.

The on-hill portion of the training consists of two sessions each week —one focusing on ski and toboggan training and the other practicing first aid in various on-slope scenarios. In the latter, the trainers simulate various incidents, playing the roles of victims, and the trainees work together to figure out what the injury is and how best to transport the injured person for the appropriate treatment.

“They come up with just about every possible scenario you might encounter,” Francoeur said. “You never know what they’re going to throw at you.”

The trainees spend the bulk of their on-slope training time learning how to use the toboggan to transport patients down the hill, perhaps the most physically challenging part of the regimen.

“A lot of people think, ‘Oh, I can ski, so I can do that,’” said Francoeur. “But there’s a lot of technique to bringing a patient down the hill. The toboggan is heavy, and it’s following behind you. It takes a lot of practice to learn how to handle it correctly and safely.”

“The toboggan training is hard. Even if you’re a good skier, there are a lot of different skills to learn and perfect,” VonVolkenburg added. “For me, the skiing skills were the toughest part. I skied while growing up, but I never took actual lessons, so I’ve been working a lot on skiing techniques.”

Once officially part of the team, most Ski Patrol members work one weekend day and one week night during the skiing season, usually on a volunteer basis. Everyone stays in radio contact all the time.

“If you come upon a person in trouble, you are the one running the scene," Wolfe said. "You call the shots and everyone works together to take care of the

I became a sportswriter. So I’m going to suggest to Ellen that one way to lower my stress level would be for her to greet me each morning with a question that requires no deliberation at all.

Eliza Wolfe, left, of Girard Township, a ski patrol candidate, and Patty Boucher, a ski patrol instructor at Peek’n Peak Resort, near Findley Lake, New York, practice rescue drills.

[JACK HANRAHAN/ERIE TIMES-NEWS]

JOIN THE TEAM Do you have what it takes to become a Ski Patrol member at Peek’n Peak Resort?

According to Peek’n Peak’s website, some of the requirements include: • Advanced skiing or snowboarding skills • Ability to properly and timely perform emergency rescue • Superior communication skills to articulate instructions, safety regulations and ensure compliance • Ability to react calmly and effectively in emergency situations; good decision-maker • Physical endurance

person. That’s the best part of it — the teamwork.”

Women make up key part of team Trainer Stanton especially encourages women to consider applying. “Men and women bring different approaches to the scenarios,” he said. “It’s important to have diverse perspectives on how to approach a situation. Patty Boucher, 51, and her husband became Ski Patrol members more than 10

“Pizza today?”

John Dudley can be reached at 870-1677 or john. dudley@timesnews. com. Follow him on Twitter at twitter. com/ETNdudley.

and agility necessary to perform job functions •Ability to follow and accomplish technical and complex instructions and procedures In addition, candidates must pass the National Ski Patrol’s Outdoor Emergency Course before the winter season and take a refresher course at the start of each winter season. American Red Cross CPR Certification for the Professional Rescuer is required, with a refresher needed before the start of each winter season.

For more information, visit www.pknpk.com or contact Barry Stanton at 814-4607702 or yzfbarry@gmail.com.

years ago at the urging of a friend. She said they were motivated by witnessing accidents on the slopes and feeling helpless because they didn’t have the knowledge to help. Today, Boucher is one of the trainers working with this year’s recruits. “By becoming an instructor, I’m forced to stay in tune with our curriculum —both the outdoor emergency care and transportation,” she said. “What I like best is getting to know our new recruits and helping them to succeed.”

In the know

ON THE GO

For anyone wondering whether they have the right stuff to be a ski patroller, Boucher notes that you don’t have to be superhero strong.

“With the skills you learn, it doesn't take a lot of muscle to maneuver a toboggan down the hill — just a little finesse,” she said.

Don’t think it’s easy, though.

“It is physically demanding,” Francoeur said. “You have to be physically fit to do it. But just as important are good critical thinking skills and the ability to stay cool under pressure.”

The friendships the Ski Patrol members forge through their teamwork at the Peak extend well beyond the ski slopes, according to Francoeur.

“We all get together for a summer float each year,” she said. “Our families join up for a kayaking and camping trip. It’s a lot of fun and a great bonding experience. It’s a wonderful way to bond even further with a great group of people.”

Fiona Branton is a freelance writer. You can reach her at fionabranton@gmail.com Read more at GoErie.com/ topics/Womens-HistoryMonth. Follow us on Twitter and Facebook with #WomensWorkErie.

$ +1-2#%!' !-)0 $ *-,-1- )-2.&-1 $ *341.0 0/41-0 $ (!.-1.2%!"-!.

GoErie.com/alerts

Erie Times-News | GoErie.com

LIVING Neighbors now, friends always

|

Sunday, March 12, 2017

E1

Pat Bywater Managing Editor 870-1722 pbywater@timesnews.com

WOMEN’S WORK ERIE

One day at a time

Joan Benson-Cacchione

I

f the sign isn’t up yet, it’s likely coming soon.

A “For Sale” sign down the street.

And when my neighbor Terri moves out of that sturdy, old brick house — in some ways a twin to mine at the far end of our city block — it will quietly signal the end of an era.

Sure, people move in and out of our lives, and some relationships can be remarkably durable. We make the effort for those closest to us, but what about the people down the street? Or the families over just a block or two?

They’re often the ones we don’t take the time to know. The ones we acknowledge with a nod or a wave, coming or going. When they’re gone, we barely remember.

Maybe it’s just me, but it seems that as we dive deeper into our silos in this divisive, time-starved, nose-in-a-device era, the neighbor relationship has suffered.

Too bad. Because it’s been my experience that, if you make the effort, these side-by-side bonds can become so rich and so grounded that they resist being swept away when the moving van drives off.

But this takes time and being open to possibility.

My neighbor Terri clearly was when she walked up our front walk, years ago, and introduced herself. She and her husband, Dennis, had recently moved in down the street.

I was touched by her gesture of friendship.

I also recall regretting that I hadn’t thought to reach out first.

Her outreach to me was not the last I saw of her generous spirit. In Terri’s world, I learned there was much to share.

A giant bag of gently-used maternity clothes came my way when I could use them. Soon after, handme-down overalls and onesies arrived, from her daughter to mine.

As our kids grew up, there were leaf piles in her front yard and Popsicles in the back. There were festive block parties and quiet porch-step conversations.

How many hours did we twirl opposite ends of a giant clothesline as our kids learned to jump rope?

Back then our minivans came and went, morning and night. If I didn’t always see her, I knew she was there if I needed something.

Like the time she gently took the phone from my hand and calmly told the doctor that, yes, the cut from my daughter’s fall needed stitches.

She found the time — she made the time — for her neighbor. And in the process became an old and dear friend.

These days, though, we hardly see each other.

It’s been that way for a while. Busy lives including careers, grown kids, grandkids and parents who’ve needed us, See FRIENDS, E6

Taste of Zion Catering owner Tammy Lyn Fox prepares Kim Chi in Erie recently. Fox, 51, has worldwide cooking experience and chose to return to her native Erie to develop her own business. [PHOTOS BY GREG WOHLFORD/ERIE TIMES-NEWS]

4 Erie women making ‘gig economy’ work

ONLINE EXTRAS

By Jennie Geisler

To see more photos of women working in the gig economy: GoErie.com/ photos

jennie.geisler@timesnews.com

“Self-employed” is no new gig. But the term stretches to cover the growing economic sector of workers — especially women — who are doing it for themselves. “‘Gig’ refers to a job with no long-term connection to a particular business,” said Kosin Isariyawongse, Ph.D., associate professor of economics at Edinboro University. “Workers are employed on a particular task for a defined time. In a gig economy, temporary jobs are common and companies tend to hire independent contractors and freelancers instead of full-time employees.”

That’s one way to put it.

“I wanted to have flexibility with what I did, so I could help out in the kids’ schools and get stuff done around the house,” said Jennifer Abbott, 40, a speech pathologist who works per diem with adults in rehabilitation centers and skilled nursing facilities. “With that comes higher hourly rates, but you don’t get medical benefits, paid time off,

Angelle Sundberg, 34, describes her passion for baking during a recent interview in Erie.

in 2015, to the tune of $792 billion. The survey, released in September, included interviews with 7,000 working Americans and defined gig work as independent contracting, consulting, freelancing, seasonal work and “other temporary work,” such as work through an internet platform or app such as ride share company Uber.

Marketing herself

Angelle Sundberg, 34, displays a flower made of pressed sugar.

sick time and you’re on your own with 401k.”

That’s another. And it’s really working for women who want to work,

ARTS | E6

PLAN YOUR WEEK Dance showcase “Raw Edges,” a jazz band festival and more local art events are scheduled for this week.

Look inside for more information about these and other events you won’t want to miss.

but need flexibility.

According to Staffing Industry Analysts, 44 million people took on gig work in the U.S.

Jenny Poff, 37, owner of marketing firm Presque Isle Designs, and founder of Designers Roundtable, a group of independent creative business owners who share ideas and encouragement, has been building her firm for 10 years.

She’s worked in ad agencies, the last one in Columbus, Ohio, where Poff started missing a lot of work because her daughter was sick.

Her boss gave her an odd piece of advice. “She See BOSSES, E4

E4

Sunday, March 12, 2017

BOSSES Continued from E1

said, ‘I think you should quit and let me hire you as a freelancer,’” Poff said. “Then I could take care of my daughter and still do my job.”

Her daughter got better. Poff has two daughters now, 10 and 6, and she “diva picks” her marketing jobs. “It’s my business,” she said with a laugh. “I’m allowed.”

When her 6-year-old got into school, she felt ready to give her business — still at home in a spare bedroom — a real push. At the same time, she was asked to interview for a pretty lucrative position at a traditional firm. She applied and interviewed and hoped against hope.

“It really looked like I was going to get it,” Poff said.

She prayed about it. Hard.

“I didn’t get the job,” she said, laughing, adding that she was actually relieved.

Soon after that, a friend told her to come look at some office space he had available for lease.

“I said no, no, no,” Poff said. “I always swore I’d never have an office. My business is built around my family.”

But she looked at the space and took home some paperwork to make her friend happy. Later she was conducting a meeting with a client on Skype in her home office.

Her 6-year-old burst into the room, stark naked and yelled, “I peed my pants!”

“I was speechless,” Poff said. “While the interview was still going on, I pulled out the lease and signed it.”

She said her business grew 40 percent in 2016, and she now works five days a week.

Unless she doesn’t.

Her family obligations did not evaporate.

“We don’t have a family unit at our disposal for child care, like grandparents,” Poff said, adding that her husband works about 50 hours a week in retail management. So there are still plenty of times when that 32 hours a week is stolen from nights and weekends.

But overall, she’s managed to build a life where she can be creative and still be Mommy.

“That’s huge for

|

Erie Times-News | GoErie.com

me,” she said.

Poff has discovered that working in the gig economy takes a certain kind of person.

First, accountability.

You can sit and bingewatch “Shameless” or you can work on that project that’s due two days from now. Also, setting goals, keeping up with professional development and marketing and — keeping good company.

“Working from home can make you feel very isolated,” Poff said. “There’s no one to bounce things off of, no one to brain storm with. It’s easy to get overwhelmed.”

So she started the Designers’ Roundtable, a group that now has about 30 members who meet online, offer ideas, encourage each other, hold each other accountable.

She couldn’t believe the response.

“It was like ‘I’ve found my people!’”

Poff said. “We’re all doing similar stuff.”

She’s been recognized for her work with the group, and asked to speak at a conference in Atlanta called Ignite Your Passion. The group has held its own conference, and she’s had venture capitalists tell her to forget the marketing gig and focus on the Roundtable.

Juggling jobs Working in the gig economy might sound heavenly to someone sitting at a desk staring at the clock waiting for it to turn to 5 p.m., but it’s a hustle — in some ways more so — than a traditional job.

“For the employee, people tend to change careers many times throughout their lives and often, they need to take more than one position as a source of supplemental income,” said Kimberly Zacherl, assistant professor of business at Mercyhurst University.

Angelle Sundberg, 34, mother of two, ages 5 and 7, works part time as a nurse and is owner of Angellicakes Artisanal Confections, specializing in glutenfree and allergen-free and vegan cakes. She took a long and winding road to this point, and she feels like part of a movement.

“I’ve always had many interests and had a hard time seeing a straight path to a life that uses my abilities and talents,” Sundberg said.

This wedding cake was made by Angelle Sundberg, who specializes in allergenfree cakes for any occasion. Her part-time business is called Angellicakes Artisanal Confections. [CONTRIBUTED PHOTO]

“I think people are tired of being under the boss and corporations and tags and titles and living the way people are telling them their whole lives. Instead, we’re meeting the needs of the economy.”

Tammy Lyn Fox

“I’ve always had many interests and had a hard time seeing a straight path to a life that uses my abilities and talents.”

Angelie Sundberg

She started in nursing school, quit and went to art school, started dating and wanted to have a family to support so she went back to nursing, finishing nursing school in 2009.

At some point in there, she and her husband, Christian, both found out that they had celiac disease and could not tolerate gluten.

“We really missed being able to eat whatever we wanted,” she said. “I set out to make the best glutenfree baked goods because they are the most challenging.

“I’ve worked really hard to make the best gluten-free yellow cake you can make,” she said. “I worked with blends to get just the right texture and moisture and have had lots of people give rave reviews.”

She said her nursing supervisors have

This child’s birthday cake was made by Angelle Sundberg, of Angellicakes Artisanal Confections.

[CONTRIBUTED PHOTO]

been very flexible to allow her to take care of her children and she’s been able to work on her cakes, which could be considered works of art, about 20 hours per week.

“I’ve been very fortunate to be able to work on my own terms and find a way to use all my abilities and skills and offer them to the world,” she said. “I decided that in 2017, I’m going to make this

happen.” She has a sweet dream: “The creation of food is a form of art,” she said.

“I have aspiration of bringing cake art to a gallery space, and then cutting and sharing.

It would be a curated experience. “Part of the fun of this is figuring out how to do things.”

Gigs perfect for Erie Tammy Lyn Fox, 51, has been figuring out

how to do things with food for 30 years. The Erie native has followed food to California, Arizona, Florida, Montreal and Guatemala.

She’s native to Erie, and about six years ago, decided to come home.

“I felt drawn back to family,” she said.

For six years, she worked as the head chef at Erie First Christian Academy.

Now she has a catering business, Taste of Zion, and has developed a line of gourmet butters. At the same time, she is using office space within Radius CoWork at 1001 State St. to encourage entrepreneurs, including Sundberg, through what she’s calling a “culinary incubator,” offering help in finding kitchen space, cultivating a web presence, building recipes and a clientele.

“It’s exciting to be part of that,” she said.

She was blunt about why she thinks the gig economy is rising.

“The traditional work model doesn’t work for people,” she said. “If I had to do that, I’d lose it. I could not work that way.”

She knows, because she tried. She was tired of doing everything herself and got a desk job at GE Transportation.

“In a month, I lost the job,” she said. “I ended up developing my catering business and everything just opened up for me. It’s awesome.

“I think people are tired of being under the boss and corporations and tags and titles and living the way people are telling them their whole lives,” Fox said. “Instead, we’re meeting the needs of the economy.”

She said the gig economy is custom made for Erie, which has lost many traditional fulltime company jobs.

“We’re not people to lie around and say, ‘Oh we lost this, we lost that,’” she said. “I don’t think people are going to lay down and say it’s over.

I’m not going to lay down and say it’s over.

The weight is off me.”

Read more Erie-focused Women’s History Month features at GoErie. com/topics/WomensHistory-Month, or follow #WomensWorkErie on Twitter.

Jennie Geisler can be reached at 870-1885 or by email. Follow her on Twitter at twitter. com/ETNgeisler.

Erie Times-News | GoErie.com

LIVING

|

Sunday, March 19, 2017

E1

Pat Bywater Managing Editor 870-1722 pbywater@timesnews.com

An ode to old taxidermy

#WOMENSWORKERIE

FA S H I O N | COMING T H U R S D AY

Doug Oathout

SPRING & SUMMER FASHION 2017

A

“Females are taught to be soft, to be quiet, to be nice, to shrink yourself, so this can be a little bit counterintuitive for a lot of women,” she said.

“At first, it does look intimidating but after you realize it’s your zone and you take ownership of that, that’s when you start reaping the benefits from the workout.”

recent snowy afternoon found me lingering in Black Eagle Goods, an antiques and oddities shop that opened in January at 2425 Peach St. A friend had mentioned it sold taxidermy, among other items.

Taxidermy is not everyone’s cup of tea, and I get that.

But I’ve always found it interesting.

So, I stopped to take a look while my wife and I were headed downtown.

Kate doesn’t share my interest and she stayed in the truck while I looked over the store’s old deer heads and fullbodied turkey.

I’m not looking to buy old taxidermy.

I have 20 mounts of my own that my wife barely tolerates. I don’t need to invite further discord by bringing home someone else’s “trophy.”

Through the years I’ve developed an appreciation for taxidermy and regard it as a form of folk art.

The older mounts can tell you a lot if you take the time to look.

You can tell what was considered a trophy during a certain period by comparing animals. You can see the craftsmanship by the quality of the hide and the eyes.

And, sometimes, you learn something unexpected.

During a vacation to Lake Placid, New York, last summer, I wandered through antiques shops looking at old moose mounts and dioramas featuring mink or ducks dating back to the early 1900s. That’s where I learned the oldest mounts, those from around 1900, contained arsenic.

It was used to ward off insects. (Those mounts are fine to

See WORKOUTS, E4

See OATHOUT, E4

See Thursday’s family section for a guide to what’s in style for the upcoming seasons.

Level Red Boxing instructor Jillian Gentile, left, and general manager Alexandra Ferraro say the Erie-area boxing fitness gym is empowering women. [DAVE MUNCH/ERIE TIMES-NEWS]

FOOD | COMING W E D N E S D AY

COOKING WITH OILS Learn about different oils you can try in the kitchen and their uses and advantages.

Staff writer Jennie Geisler also provides recipes using a few of the oils.

ARTS | E6

PLAN YOUR WEEK A naturethemed exhibit at Gannon University, a free concert at Arundel Cellars & Brewing Co. and A.R. Gurney’s romantic comedy, “The Middle Ages,” at All An Act Theatre are all scheduled for this week.

Look inside for more about these and other events you won’t want to miss.

WOMEN PUNCH UP THEIR WORKOUTS

By Sarah Stemen sarah.stemen@ timesnews.com

Jillian Gentile punched her right hand sharply through the air, twisting her hips forward and pivoting on her back foot toward a 100-pound black punching bag, her left hand tucked in close to her face.

She struck the bag with a prominent thud.

“Just hit it!” she shouted above the sound of blaring pop music as she lunged again toward the bag.

“A little more power!

Give me more!”

Gentile, 26, is an instructor at Level Red Boxing, a new boxing fitness gym that opened March 1 at 2147 W. 12th St. in Millcreek Township. She is one of five female instructors at the gym, which caters to Erie’s men and women.

“It’s empowering,” she said. “To see women come here and sometimes at first they’re afraid to hit hard. By the end of the class, they’re just letting go and hitting as hard as they can.

It’s rewarding for me to be able to bring that out in women.”

Lauren Smith, 24; Kiersten Jungling, 24; Maria Bell, 35; and Chelsea Coverdale, 30, all Level Red Boxing instructors, agree.

“It brings out a specific confidence for a lot of women and a side that they didn’t know they had,” Smith said. “It’s so amazing to see women transform in that way and to see it happen during an hourlong class. By the time they leave, they’re just different.”

The gym offers 30-minute, 60-minute and 90-minute classes that mix cardio, boxing and core movements.

Level Red Boxing instructor Jillian Gentile works with students while teaching a Tuesday class. [DAVE MUNCH/ERIE TIMES-NEWS]

“It doesn’t even really feel like a workout,” said Alexandra Ferraro, 24, general manager of Level Red Boxing.

So why, since boxing is a traditionally testosteronedominant sport, have Erie’s women flocked to the gym?

The fitness industry is changing, said Jungling, who is also a personal trainer at Iron Oxygen Fitness next door.

“Women are dominating,” she said.

“This place brings that out, and it is so awesome to be a part of it.

You’re training to be strong, not necessarily to make yourself look a certain way.

The changes that come to your body are an added bonus, but a lot of these women don’t use the class to look a certain way. They release stress, they want to get strong.”

It’s a place where women are able to relieve frustrations and stress, Bell said.

“We (women) are moms, housewives, bosses. This is the one time that you get

to just be you. You don’t have to impress anyone. You just let go,” she said. “I’d never boxed until I started training for this. We’re all different — tall, short, muscular, skinny. We’re all different. That’s what women are. None of us are ‘cookie cutter.’”

Coverdale admitted she struggled through her first few classesand said she sees a lot of women who do, too.

* :)>;G,/1 @G3) B>G.

#&%% *7:$@

'" 8&0" 7""- & /&5+9 $8&-:" &4 *&1/6"9+ (+=+4& .648 & -". %261#6-:< '8&4 8&7-;4 $8&-:"# &9" 48" !&$"7 +! 48" )9+!"776+-&17 .8+ 4&3" )96#" 6- /&36-: 729" 48" $274+/"9 67 4&3"- $&9" +! &-# 8&7 & :9"&4 ",)"96"-$"<

5G ")/>, !G>) *-GI3 =I> ')/1)>;<6C 26;63

+)&%'("!*!,!-)$#(-

(G,,)/I3 "/4) 7+A !)/+H611) ! DE?9 0089EF8E

E4

Sunday, March 19, 2017

|

Erie Times-News | GoErie.com

Level Red Boxing has five female instructors, from left, Jillian Gentile, Maria Bell, Chelsea Coverdale, Kiersten Jungling and Lauren Smith and a female general manager, Alexandra Ferraro. [DAVE MUNCH/ERIE TIMES-NEWS]

WORKOUTS Continued from E1

Membership to Level Red Boxing includes free gloves, a membership to Iron Oxygen Fitness and the added perks of the child care center. The idea behind Level Red Boxing is that a gym member attends classes to earn his or her red gloves.

“When someone starts, they get green gloves,” Ferraro said. “After your first 100 classes, you switch to yellow and then when you hit 200 classes, you get red ones.”

OATHOUT Continued from E1

look at but require special handling if you move them.)

Mounts created today are quite safe.

And plentiful.

I have breakfast from time to time at Lorie’s Wildridge Restaurant at 5455 West Ridge Road so I can take a look at the various critters that adorn the place. A beaver and an elk are worth the stop there.

The Safari Bar at 562 Park Ave. Ext. in Meadville is another favorite.

The restaurant’s three life-size bears get all the attention from firsttime visitors, but take a look around. There are animals from all over the globe in that building. I especially like the harlequin duck.

Earlier this year I had the chance to stroll through antiques stores in downtown Anchorage, Alaska. There were a couple polar bear rugs and a muskox headand-shoulder mount.

My most surprising find was a walrus. If it weren’t so expensive, I might just have shipped that home. I mean, how often do you see that in Erie?

The gloves, in a lot of ways, are what transform some women.

“The gloves go on like a mask and you become a different person,” Gentile said. “It’s a way you know you’re in your zone. You’re focused. You’re on.”

Read more Eriefocused Women’s History Month features at GoErie.com/topics/ Womens-HistoryMonth, or follow #WomensWorkErie on Twitter.

Sarah Stemen can be reached at 870-1776 or by email. Follow her on twitter at twitter. com/ETNstemen.

It was striking to look at. I stood in that store, like I did in Black Eagle Goods, and thought on the mount.My own taxidermy is an embodiment of memories —of who I was with at the time, of the moment I pulled the trigger, of the good friend who has done most every mount I have. As I looked at that walrus, I wondered what had happened to bring that creature from some faraway land to this shop? Who was that hunter and why did he choose to preserve this animal?

And who actually did that work and how hard was it to create what I’m looking at?

What had happened to have that hunter’s family give it up now?

I know there are people who look at taxidermy and see only a ghoulish result of sport hunting.

But that’s not my view.

And I give credit to David Steele and Eryn Schafer for offering up part of their Black Eagle Goods shop to give new life to old memories.

Doug Oathout can be reached at 870-1698 or by email. Follow him on Twitter at twitter. com/ETNoathout.

This image released by HBO shows a scene from the documentary “Cries From Syria,” which premiered this month. [HBO]

Making Syria’s ‘Cries’ heard

By Steven Zeitchik Los Angeles Times

NEW YORK — Syrian journalist and activist Kholoud Helmi was struggling with her emotions.

“It’s too much sometimes,” she said. “I feel like a chocolate that has a shell outside, but inside it’s hollow. People don’t want to hear the pain. And if I cry days and nights, it won’t change anything.”

Helmi, from the Damascus suburbs, could be forgiven her tears. Her brother long ago went missing and is feared dead in the nearly 6-year-old conflict; an uncle, cousins and many friends have been killed.

“Sometimes you lose control. And then you go to bed, hug your pillow, weep and get up and don’t show any of it when you get up the next day,” Helmi said in an interview.

The 33-year-old is a key subject in “Cries From Syria,” Oscar nominee Evgeny Afineevsky’s harrowing new documentary about the conflict’s victims. She was in a side room at the Council on Foreign Relations last week after a screening of the film.

“Cries From Syria,” which had its premiere on HBO this month, shows a side of the war few Americans know or are willing to

expose themselves to. The movie is graphic, even by the gruesome standards of the unfortunate subgenre of Syrian war documentaries. A father tries to save his children on a rickety boat as one by one they drown. A school is razed by a missile. A town filled with children is decimated by a chemical attack.

The screening audience watched silently and sometimes weepily as Afineevsky and a battalion of citizen journalists showed the victims, particularly children, caught in the vise of Bashar Assad’s military in its conflict with the Free Syrian Army, the Syrian Democratic Forces and various jihadi groups.

With the death toll approaching half a million and the displaced topping 6 million, the conflict has long descended into humanitarian catastrophe, and the audience watched children talk about the loss of dreams and a reason, even slightly, for hope.

After the “Cries” screening, a panel of experts joined Helmi and Afineevsky at the front of the room.

“I challenge anyone to see this movie and not understand why people are fleeing,” said Ciaran Donnelly, a senior vice president at the International Rescue Committee,

addressing the Western backlash to refugees and the presidential travel ban that it engendered.

Afineevsky, a Russian American filmmaker, explained why he shifted from the Ukraine setting of his “Winter on Fire.”

“This is a refugee crisis the world has not experienced since the Second World War,” he said. “I needed to go back in history, like a time machine, and find out, in-depth, why so many people were leaving their homes.”

He added, “We, through the press, have fear of this people. In order not to have fear I made this movie.”

Helmi lives in Turkey now, where she is instrumental in refugee causes including schools and newspapers — part of a band of women in the refugee underground, many of whom have lost children, trying to rebuild Syria in absentia.

She said her work is aimed at future generations; she believes anyone of a certain age now has lost its opportunity amid the violence and displacement.

“I lost the whole universe when I left,” she said. “But I believe I’ll be back to Damascus one day. I really do. At that point I won’t feel so much like I lost my hometown or lost so many people.”

Erie Times-News | GoErie.com

|

LIVING

Sunday, March 26, 2017

E1

Pat Bywater Managing Editor 870-1722 pbywater@timesnews.com

ARTS | E1, E2

#WOMENSWORKERIE

PLAN YOUR WEEK “The Middle Ages,” a comedy show at Gannon and a musical production of “The Addams Family” are all scheduled for this week.

Look inside for more about these and other events you won’t want to miss.

HEALTH | E6

ARE PROTEIN SHAKES WORTH IT? Lisa Oberacker, a certified strength and conditioning specialist at Executive Personal Fitness, discusses the value of protein shakes.

SNAPSHOT | E3

LOCAL SCULPTOR CREATES UNIQUE WORKS Sculptor Scott Dow of Corry stains a lion he carved from white pine at his gallery in Wayne Township.

Look inside for more.

for

WOMEN HONORED

CONTRIBUTIONS

By Pam Parker

pam.parker@timesnews.com Photos by Paul Lorei

T

he Mercy Center for Women celebrates Women’s History Month in a big way.

This is the 25th year that the nonprofit has honored regional women for their contributions to the community, and their portraits were on display in the main lobby of Saint Vincent Hospital for most of the month.

“Including this year, we will have

honored more than 300 women,” said Shirley Schell, director of development at the Mercy Center for Women.

She added that most of the women never expect to receive such honors.

The award process starts in August of every year with a request to the public for nominations that are reviewed in October by a committee. The list of women is finalized in December. Then the committee whittles a list of nominees down to 12 women — what Schell calls the “Dynamic Dozen.” In 2016, she joked that “the process takes about as long as it does to have a baby.”

Along the way, the Dynamic Dozen

T

hank goodness for the reboot. Without it, this spring’s movie season would be very dull indeed.

Right now, Erie’s Tinseltown and other theaters are screening “Kong: Skull Island,” “Beauty and the Beast,” “Power Rangers” and “CHiPs” — an eclectic mix that will likely lure in more crowds and end up making a decent chunk of change at the box office.

But since these movies roared, waltzed, morphed and rode their

way to theaters in just the last few weeks, you have to wonder: what other reboots could be left this year?

Wonder no more.

Here are a few scheduled to premiere in the next several months (dates are subject to change): • “Baywatch,” May 26: It’s true. Based on the beloved television series, which aired 1989 to 2000, this new beach rescue flick is slow-motion running its way to the big screen with Dwayne Johnson, Zac Efron, Alexandra

Gannon to host stand-up comic

Shrine Club to host comedy event The 8th annual “Comic Relief for Caregivers,” featuring a gift auction, comics, food and more,

See WOMEN, E4

More reboot madness is just ahead

ARTS

See a comedy show featuring former “Full House” star and stand-up comedian Dave Coulier, Monday, 7:30 to 9:30 p.m., at Hammermill Center, Gannon University.

Cost: $15; $5 for Gannon students.

Info: Call 871-7659 or visit www.gannontickets. com.

are interviewed and recorded on video.

The presentations will be played during the one-and-a-half-hour event for the 25th anniversary on April 2 at 7 p.m. at the Mary D’Angelo Performing Arts Center on the campus of Mercyhurst University. This year, the honorees include two mayoral candidates.

The organization will also welcome new executive director Jennie Hagerty. She replaces Christine Tombaugh, who recently retired.

Jen Kohler will be introduced as the new director of development.

Amy Welker Rowe and David W. Mitchell perform as Eleanor and Barney Rusher during a March 13 rehearsal of All An Act Theatre’s production of “The Middle Ages.”

[DAVE MUNCH/ERIE TIMES-NEWS]

takes place Thursday, 4 to 8 p.m., at Zem Zem Shrine Club, 2525 W. 38th St. Cost: Free; reservations required.

Info: Call 899-0088 or email comicrelieferie@ gmail.com.

McDowell to present ‘The Addams Family’ See McDowell Intermediate High School’s

See ARTS, E2

Daddario and Priyanka Chopra leading the charge. If the trailer is any indication, fans can expect a fun tonguein-cheek remake with maybe a Pamela Anderson and David Hasselhoff cameo.

• “The Mummy,” June 9: Once again, a team (featuring Tom Cruise and Annabelle Wallis) goes digging around a tomb and unearths something they shouldn’t — this time, the powerful and malevolent princess Ahmanet (Sofia Boutella) rises, wreaking havoc on the modern

world. With Cruise in the lead, though, expect this version to be much more action-packed.

Kind of like a monster movie with a “Mission: Impossible” twist.

• “Spider-Man: Homecoming,” July 7: Have you

felt your Spidey sense tingling a little? That’s probably because the third — yep, third — “Spider-Man” movie reboot is on its way.

Introduced in “Captain America: Civil War,” the new Peter Parker/ Spider-Man (Tom Holland) tries to get in the swing (Ha! Get it?) of the

Lindsey Poisson superhero thing, with the help of Tony Stark (Robert Downey Jr.).

• “It,” Sept. 8: Get ready to not sleep for a week or two. Stephen King’s demonic clown Pennywise (played by Bill Skarsgard with a killer makeup makeover) is headed for the big screen, ready to terrorize a group of kids — known as The Losers Club — in a small Maine town.

See POISSON, E2

E4

Sunday, March 26, 2017

|

Erie Times-News | GoErie.com

WOMEN Continued from E1

THE DYNAMIC DOZEN 1. Lisa Austin Nominated by Laurel Swartz & Linda Wilkinson, Austin is an art professor at Edinboro University of Pennsylvania, and she is running for mayor. She co-founded CIVITAS and several organizations dealing with economic development including Innovation Erie and Made in Erie Marketplace. She has also been a member of planning committees for Preservation Erie and other organizations. She has written dozens of opinion pieces and essays for the Erie TimesNews and other publications.

2. Almitra Clerkin Nominated by Susan and Don Baxter, Clerkin has served as the executive director of the Erie Playhouse for 10 years, and she is running for mayor. With Clerkin at the helm, the Erie Playhouse renovated its building and revitalized its offerings.

Clerkin teaches movement at the Neighborhood Art House and organizes numerous events to improve the city. She has also been involved in the Erie Downtown Partnership and organizes visits to Erie’s sister city, Dungarvan, Ireland.

3. Denise Kolivoski Nominated by Pam Forsyth, Kolivoski is the executive director at the National Alliance on Mental Illness of Erie County. When she accepted the job in 2010, the agency had helped more than 3,000 people each year. She led the organization out of financial hardship, through government budget cuts and improved the nonprofit’s ability to serve local families dealing with mental illness.

4. Mary Ellen Lieb Nominated by Mary Hoffman, Lieb is a retired Millcreek School District special education teacher. She is one of the founders of a program for adults with special needs, and she has produced community plays for adults with special needs for almost 30 years. She coordinates Our Neighbors’ Place, the overflow shelter for the homeless, when it is at St. John the

BASEBALL Continued from E2

integration led to the Negro Leagues’ shutdown, ending careers for dozens of black athletes who were not among the few chosen for white teams. Both “Fences” and “The Summer King” honor “a whole generation of wonderful players whose livelihoods and social structures got up-ended,” Hahn said.

Several threads in

1. LISA AUSTIN

2. ALMITRA CLERKIN

5. CHERI MCGUIRE

6. SISTER MIRIAM MCMULLEN-PASTRICK

9. LESLEY RIDGE

10. PAT TRACY

Baptist Catholic Church. She also volunteers at the Emmaus Soup Kitchen and Erie County’s Pennsylvania Association for School Retirees.

5. Cheri McGuire Nominated by Gina Kontur, McGuire is the children’s program coordinator at SafeNet Erie. Previously, she served as president and owner of Teaching Touches on West 26th Street.

McGuire volunteers at Presque Isle State Park cleanups, the ServErie Lincoln School Project and the Erie Day School’s Whale of a Sale.

6. Sister Miriam McMullen-Pastrick Sister Ann Wambach nominated McMullen-Pastrick, a member of the Benedictine Sisters of Erie and a lecturer in speech communication at Penn State Behrend, where she has served on the faculty for more than 30 years.

But her teaching career dates back to educating students in grade school and high school, and well beyond the classroom.

She has taught at Mercy Center for Women, the Porreco College and Hamot Health Connection.

McMullen-Pastrick operates a hotline for assignment assistance on Sunday evenings for students. She celebrated 50 years in 2010 as a Benedictine.

“Fences” echo Gibson’s story. Troy Maxson, the fictional character played by Washington, is a former Negro Leagues star. He tells Gibson’s story, expressing bitterness that he and other ex-players ended up “without a pot to piss in or a window to throw it out.” Maxson’s mistress — like Gibson’s wife — dies in childbirth.

Pittsburgh Opera partnered on “The Summer King” with the Josh Gibson Foundation, run by Gibson’s

3. DENISE KOLIVOSKI

7. TIFFANIE PAGE-COLLAZO

11. VICKI WASHEK

7. Tiffanie Page-Collazo Nominated by Liz Allen, Tiffanie Page-Collazo has been involved in nonprofit work for most of her career. She worked at the Erie Community Foundation and other nonprofits in management positions. She is part of the Athena Mentorship program and served as a reader member of the Erie Times-News Editorial Board. She is currently an independent consultant for Pink Zebra, a specialty home fragrance company.

8. Barbara Pollock Nominated by Lisa Chinsky, Pollock is on the core committee at the Inner City Neighborhood Art House. She is a board member at WQLN and is active at the Erie Playhouse. She developed a partnership between the Neighborhood Art House and the Erie Playhouse. She works on the board of Temple Anshe Hesed as the caring committee chairwoman and she served as president twice.

9. Lesley Ridge Nominated by Jen Marz Stewart, Ridge is the owner of Socialution Media and founder of Social Media Club of Erie.

She has been recognized for her volunteer efforts with Meals on Wheels Erie, Big Brothers Big Sisters, Young

great-grandson Sean.

He says that while “Fences” brought some attention to his greatgrandfather, the opera will tell a fuller story.

“Most people know the story of Josh Gibson as a baseball player, a home run hitter compared to Babe Ruth with outstanding statistics, in the Hall of Fame,” Sean Gibson said. “But behind the uniform was a great man who lived through tragedy outside of dealing with racism and playing baseball: His wife died giving

Erie Professionals and The Women’s Roundtable. She was named one of Erie’s 2014 “40 Under 40,” and is a member of the inaugural Erie County Civic Leadership Program. She is the youngest woman appointed to the Pennsylvania Commission for Women by Gov. Tom Wolf.

10. Pat Tracy Nominated by the Rev. Bob Schell, Tracy is a leader at Our Neighbor’s Place, an overflow shelter for the homeless. She developed Sunday Suppers, a program to host a meal for the poor and homeless, and Laundry Love, a program that provides laundry services for the homeless. Previously, Tracy worked as a schoolteacher at McDowell Intermediate High and High School and was awarded the Teacher of the Year in 2010-2011.

11. Vicki Washek Nominated by Barbara Roseborough, Washek is serving her third term as the executive director/ community leader of L’Arche Erie.

She is also an active member of her parish, and served as a lector, Eucharistic minister, and teacher for education classes for youth and teens. She is involved with the Permanent Diaconate program of the Roman Catholic Diocese of Erie, and serves on

birth to their twins.”

The opera also portrays Gibson’s career playing abroad in Cuba, Mexico and elsewhere.

“Over there they didn’t have to deal with racism,” said Sean Gibson. “You’re going over to Latin countries, your skin color is the same color as theirs.”

Nearly all 14 principal roles in “The Summer King” are played

by African-Americans, a rarity in operas (“Porgy and Bess” notwithstanding).

Renowned mezzosoprano Denyce Graves

';+.3!3-4 <:;9+-#13,:! "092+/:; 9:;.3":

'51 *;; 65?1 &59. &.4;,) (41. $..0/

"4=7 1.;=.,)15?+) .;.2,157=2 /,=9?;4,=57

(!!

@ 5*/& ?6 , 8%!& (#:"#$ *$'(&*% 6585)7

#"$('

!$&+ )%*$",,

"

%C== #.B+2 '=24<=C9 ) 5=A 1,

$.> (>#>85 !5 ()55/.

'159

+))

,

">!'*- 7 %8$'*0*" 7 :;"

>;&! 5*318'*-5 0 *" 7 !>>!

>>>3;<72)9.0=24;3259

+(*'+))'%&%& - *!#! 2$70 31' - 4$/580"8 .$56

4. MARY ELLEN LIEB

8.8.BARBARA BARBARAPOLLOCK POLLOCK

12. BETH ZIMMER

Deacon Council. She also teaches the Spiritual Formation program for deacon candidates and their wives.

12. Beth Zimmer Nominated by Linda Stevenson, Zimmer is a founder of Innovation Collaborative, a nonprofit devoted to helping entrepreneurs in northwest Pennsylvania. Zimmer has been involved in networking events, meet ups, Global Entrepreneurship week programs, the Collegiate Innovation Showcase, the Disrupt Erie Awards, and the Ice House Leadership Program. She also volunteers with the Erie County Library Foundation, Blue Tree Allied Angels, the Women Business Owners’ Peer-to-Peer Program, and the Athena PowerLink Governing Body.

Read more Erie-focused Women’s History Month features at GoErie.com/topics/ Womens-History-Month, or follow #WomensWorkErie on Twitter.

Pam Parker is the editor of House to Home, Her Times and Lake Erie LifeStyle. She can be reached at 870-1821.

Send email to pam.parker@ timesnews.com. Follow her on twitter.com/HerTimesErie.

plays Gibson’s lover.

Bass-baritone Alfred Walker, who plays Gibson, told the New Pittsburgh Courier that playing “someone that looks like me” is “an amazing opportunity.”

A ballfield named for Gibson is located at 2217 Bedford Ave. in Pittsburgh’s Hill District neighborhood, not far from the August Wilson House, the late playwright’s childhood home. The August Wilson House will host a block party April 29, starting at noon, just a few

hours before the opera premiere, to mark Wilson’s birthday.

The Michigan Opera Theatre in Detroit plans to stage “The Summer King” in March 2018.

A concert performance of an earlier version of “The Summer King” was staged in 2014 in Portland, Maine, but Pittsburgh’s production is the first staging of the completed opera. Sonenberg is a music professor at the University of Southern Maine.

14

Thursday, March 2, 2017

|

SHOWCASE GoErie.com

SHOWCASE GoErie.com

|

Thursday, March 2, 2017 15

FESTIVAL P R E V I E W : A R T S & D R A F T S AT B R E W E R I E

I N P E R S O N : F E AT U R E D A R T I S T J E N C H R I S T I N A

Spring on display

By Lindsey Poisson Showcase staff writer

This time of year, everyone’s looking for those sure signs of spring.

Singing birds. Budding blooms. Longer days.

But if you’re a fan of local art and music, nothing brings spring like the biannual Arts & Drafts Festival.

This weekend’s event — featuring more than 65 artists, 14 bands and several brews on tap Thursday through Saturday at Brewerie at Union Station — offers plenty of reasons to enjoy the changing season.

“People are finally getting out ... just getting ready for spring and the summer weather,” said Amanda Ferguson, the festival’s artist relations director and an organizer since fall 2014. “It’s very inviting, too, with the artwork that’s on display.

A lot of pieces with colors that make you think spring and summer.”

Festivalgoers can once again expect a blend of fine arts as well as nontraditional mediums and styles on display and for sale throughout the three-day festival.

Randy Harris, whose concrete creations were a hit during the September 2016 festival, returns this spring, as do festival faves Eric Fargiorgio, Dylan Vanord, Evan K. Everhart, Jess Scutella and Ron Vollentine.

There’s also plenty that’s new, too.

Along with a few new participating artists — Ceasar Westbrook, Jason Amatangelo, Luke Powers and Jocelyn Olin — this weekend’s fest introduces featured artist Jen Christina, the first female featured artist in the nineyear history of Arts & Drafts.

“She’s just been so supportive of the Erie arts community and giving back,” said Ferguson of Christina, a Karma Tattoo Studio co-owner who also works in painting, illustration, taxidermy and more. “Her variety of art skills is just astonishing.”

Meanwhile, Brewerie’s pub will be filled with music on all three nights.

Along with several returning favorites — including East Ave., The New Morning Sunrise and Jess Royer, who brings her new band Pine Diary on Saturday night — are a few new additions that will add to the eclectic mix of musicians and genres.

“We have our favorites that come year after year, but I’m always trying to find something new to engage the crows with,” festival music director Justin Tapper said. “Hopefully anybody who’s coming through that’s never been there before will find something they like.”

Newcomer Darah Appling — whom Tapper describes as having a beautiful, almost “operatic” voice — will play Thursday night, as will Brooke Ashley Surgener, a locally renowned and awardwinning sing-songwriter finally making her Arts & Drafts debut.

“We’ve tried to get her in the past,” Tapper said, “so I really wanted to make sure to get her in (during) this installment.”

And although husband-andwife acoustic duo The Honest Mistakes originally appeared on this past fall’s festival schedule, they never actually had the chance to perform — Tapper was forced to cancel that gig and other Trackside sets due to weather.

But they’ll be back — and inside — on Friday night.

Festival frequenters will also notice this weekend’s mostly acoustic music lineup includes

BE THERE The spring Arts & Drafts Festival takes place Thursday through Saturday, noon to midnight, at Brewerie at the Union Station, 123 W. 14th St. No cover Thursday night; admission is a $3 donation after 9 p.m. on Friday and Saturday. For more details, visit the event’s Facebook page.

SPRING 2017 MUSIC LINEUP

Some of Jen Christina’s mixed-media pieces that will be on display during this weekend’s Arts & Drafts Festival include, from left: “In Your Closet”; “Eat Your Heart Out No. 1”; “No. 28”; and “Ophelia’s Opus.”

THURSDAY • 6:30 p.m.: Onewayness • 7:30 p.m.: Darah Appling • 8:30 p.m.: Brooke Ashley Surgener • 9:30 p.m.: Six Year Stretch Acoustic

FRIDAY • 6:30 p.m.: Christopher Beiswanger • 7:30 p.m.: Paolello & Gone • 8:30 p.m.: The Honest Mistakes • 9:30 p.m.: Flora • 10:45 p.m.: The New Morning Sunrise

SATURDAY • 5:45 p.m.: Spooky Minus Spooky • 6:45 p.m.: Matt Boland • 8 p.m.: Dionisio • 9:30 p.m.: East Ave. • 10:45 p.m.: Pine Diary

Times are approximate. Schedule is subject to change. a few bands featuring a fuller sound. The relatively new Flora, headed by Optimistic Apocalypse’s Mckenzie Sprague, will help with that on Friday.

“We’re branching out, trying to bring a little more pizazz,” Tapper said. “I just wanted more of an electric sound toward the end of the night, just to get the party hopping.”

Not a bad way to welcome spring.

Artist Jen Christina, 32, shown at her home studio, will be the featured artist during this weekend’s Arts & Drafts Festival, Thursday through Saturday, at Brewerie at Union Station. [PHOTOS BY CHRISTOPHER MILLETTE/ERIE TIMES-NEWS]

Beyond ink

By Lindsey Poisson Showcase staff writer

Not many artists can boast a body of work on actual bodies.

But for Jen Christina, a tattoo artist and co-owner of Karma Tattoo Studio, it’s all part of a singular artistic journey that’s put her work out there — one arm, leg and torso at a time.

“I did the math on it. If I do, say, 100 new people a year ... I’ve tattooed over 1,000 people,” in the past 10 years, Christina said. “That’s insane. It was trip to think of that.”

Her other work — oil paintings, illustrations, taxidermy and mixedmedia pieces — will have a chance to shine, too, when Christina returns to this weekend’s Arts & Drafts Festival as the featured artist among more than 65 other exhibitors. The biannual festival, which will also showcases local musicians and bands, gets

underway Thursday through Saturday at Brewerie at the Union Station.

Being selected as the festival’s featured artist is high praise, for sure, but it’s also a new milestone — Christina is the first woman chosen in the festival’s nearly nine-year history.

“It’s a huge honor, really,” she said, “and a huge compliment and a huge duty.”

It’s not clear why a female artist hasn’t been previously featured, but when the festival’s artist relations director Amanda Ferguson threw out Christina’s name for consideration, the committee that selects the artist — including Ferguson, festival co-founder Drew Kauffman and Brewerie owner Chris Sirianni — was fully on board.

“She has such a big following,” Ferguson said, adding that featured artists are selected based on their efforts in the Erie region’s

ABOUT THIS SERIES In recognition of Women’s History Month, the Erie Times-News and GoErie. com present Women’s Work Erie — a monthlong series that explores how local women continue to impact business, the arts and the Erie region. Find more stories at GoErie.com/topics/ womens-history-month, or follow #WomensWorkErie on Twitter.

ONLINE EXTRAS See more photos of artist Jen Christian and some of her work: GoErie.com/Photos

art scene, as well as their actual work. “She nailed a lot of those qualities of just being a wonderful support in the community.

“A lot of people look up to her.”

Originally from Chicago, Christina spent most of her childhood on the West Coast, around southern California and Reno,

Nevada. She first came to Erie to live with family when she was 17.

“Came out here, found out what real snow was like, and left quickly,” the 32-year-old joked.

But it was enough time to change her entire life — that brief stint in Erie, before she moved back in 2011, was when she first met her current Karma Tattoo Studio business partner Josh Makowski, who put her on the path to becoming a tattoo artist.

“He had seen a couple of my paintings and was like, ‘Have you ever thought about tattooing?’” she recalled. “‘No, but I am now.’”

That was more than 14 years ago — before “Miami Ink” and other popularizing reality shows, before people saw tattoos as art and before many women broke into the business. When Christina started looking around Reno for an apprenticeship in 2005, she ran into some resistance.

“The first few places I looked at for an apprenticeship basically told me, ‘Girls don’t tattoo,’” she said. “That was always a big struggle when I started tattooing.”

It’s been less of an issue Erie, where Christina’s self-taught illustrative tattooing style has appealed to many customers. Most of her business now comes from referrals, which

keeps her busy with everything from small tattoos to larger, more complicated works (examples of which can be found on her Instagram account, @jenxartxtattoos).

“It’s kind of the best of all worlds,” she said of tattooing. “It’s something that’s in demand enough to provide a living that I can survive off of, as well as applying art skills and creativity.”

It also offers her enough flexibility to spend time with her family — Christina and her fiance, Andrew Vickery, are raising three children, ages 2, 8 and 9 — and work on various other art projects. Although the past few weeks have been all about preparing pieces for this weekend, Christina has plans to start illustrating a midwifery book for Rebel Birth, which also uses a logo she illustrated.

She’s also considering submitting an entry for the Erie Art Museum’s upcoming 94th annual Spring Show.

But for now, Christina is looking forward the creativity and camaraderie surrounding this weekend’s Arts & Drafts, which she’s attended for three years.

“It’s just been really, really neat to watch Erie grow artwise,” she said. “There’s so many incredibly talented artists here that I’m lucky enough to call friends.”

10

Thursday, March 30, 2017

|

SHOWCASE GoErie.com

WINE COUNTRY I N P E R S O N : K AT H Y M O B I L I A O F A R R O W H E A D W I N E C E L L A R S

Springtime in the vineyards

By Lindsey Poisson Showcase staff writer

Spring is in the air and plants everywhere are starting to bud — including the many grape vines all round North East.

Although this isn’t necessarily the busiest time for regional vineyards — that would be closer to October, in the thick of grape harvest — there’s still plenty of work to do. While repairs and other preparations are taking place the vineyards, wineries are busy bottling, blending and getting ready for several spring events, including Saturday’s Wine on the Lake at the Bayfront Convention Center.

“When you get into winter, things slow down,” said Kathy Mobilia, 63, co-owner Mobilia Fruit Farm and Arrowhead Wine Cellarswith her husband, Nick. “Now we’re starting to see an increase.”

Mobilia discusses what’s in store for both thevineyard and winery this season: What’s coming up for Arrowhead and other regional wineries this spring?

“This (season) is when we start our events. The weather is getting good enough so they can start wine walks. We’ve had a couple little festivals we’ve done. We started with the Pittsburgh Home (& Garden)Show that a number of us go to.

“For Wine on the Lake, ... they’re bottling, they’re figuring out which wines they’re taking, what they need to do that.

Also this time of year, we’re getting a lot of weddings and different things, so you have to have a lot of wine on hand.”

ABOUT THIS SERIES In recognition of Women’s History Month, the Erie Times-News and GoErie.com present Women’s Work Erie — a monthlong series that explores how local women continue to impact business, the arts and the Erie region. Find more stories at GoErie. com/topics/womens-history-month, or follow #WomensWorkErie on Twitter.

UPCOMING WINE EVENTS

Kathy Mobilia, co-owner of Mobilia Fruit Farm and Arrowhead Wine Cellars.

[CONTRIBUTED PHOTO]

What else is happening at the winery this time of year?

“They’re looking at new varietals that they’re going to be releasing, maybe working on blends this time of year. Anything we picked last fall in the sweet varieties would now be ready to bottle. It has to go through fermentation and cold stabilizing and sit awhile before we actually bottle it to make sure everything is the way we want it. Right now, we’re doing the whites, the sweets — some of the fruits would be bottled.”

And what about the vineyard?

“We’ve had some extremely warm weather early, which is starting to push some of the buds.

So we need to get the vineyard ready before they’re too far along.

“Right now, we’re rapidly trying to finish up trimming. We’re getting ready to go in and pound the posts because, with the freeze thawing, it pushes the posts up out of the ground. So we have to go back through and make sure they’re solid in the ground to carry the weight of the vine when we get to harvest. We also have to replace any posts broken during harvest or over the winter.

“The weight of last year’s crop makes (wires) sag a little, so they have to go back in and stretch all the wire, tighten that up. As soon as the posts are pounded and the wires are stretched, we’ll go in and start tying because you have to put the canes up on the tightened wire and rewrap them or tie them ... so they grow properly.”

Wine on the Lake: Come out and taste a variety of local and regional wines, as well as shop and enjoy live entertainment, during the annual event on Saturday, 1 to 4 p.m. or 6 to 9 p.m., at the Bayfront Convention Center, 1 Sassafras Pier. VIP passes for both sessions are already sold out, but general admission tickets ($35 for the afternoon and $40 for the evening) were still available as of press time.

For more details, visit www.wineonthelake.com.

Wine and Cheese Weekend: Enjoy wine tastings, food samples, special discounts and more during the three-day event on April 21, noon to 6 p.m.; April 22, 10 a.m. to 6 p.m.; and April 23, 10 a.m. to 5 p.m., at several participating regional wineries. A weekend pass is $38; Friday- or Sunday-only tickets are $28; and designated driver tickets are $20. For tickets (available online only; will not be mailed) or more details, visit www.lakeeriewinecountry.org.

35th annual open house: Come for wine tastings, samplings of food made with wine, facility tours and more during the 35th anniversary open house on April 29-30, 11 a.m. to 5 p.m., at Conneaut Cellars Winery & Distillery, 12005 Conneaut Lake Road in Crawford County. For more details, call 814-382-3999 or visit www.conneautcellarswinery.com.

C8

Friday, March 31, 2017

|

Erie Times-News | GoErie.com

YOU, INC. M A R K E T WAT C H Dow 20,728.49 Nasdaq 5,914.34 S&P 2,368.06 Russell 1,382.34 NYSE 11,519.86

▲ 69.17 ▲ 16.79 ▲ 6.93 ▲ 10.70 ▲ 23.20

COMMODITIES REVIEW Gold 1,245.00 Silver 18.250 Platinum 951.60 Copper 2.66.50 Oil 50.35

▼ 8.70 ▲ .065 ▼ 0.90 ▼ .0060 ▲ 0.84

AROUND THE WAT E R C O O L E R

Apple, Wal-Mart stick with climate pledge Many of America’s biggest corporations including Apple and Wal-Mart Stores are sticking by their pledges to fight climate change even as President Donald Trump guts his predecessor’s environmental policies.

Companies say their pledges, coordinated by the Obama administration, reflect their push to cut energy costs, head off activist pressure and address a risk to their bottom line in the decades to come.

“This work is embedded in our business,” Wal-Mart spokesman Kevin Gardner said in an email. It’s “good for the business, our shareholders and customers; if ultimately we are able to positively impact the environment in the process, that’s a win too.”

Wal-Mart was one of 81 companies that promised to reduce emissions in the run up to the 2015 Paris global climate negotiations. The company upped its targets last November, saying it would get half its power from renewable sources by 2025.

Women force behind family farm

By Jennie Geisler jennie.geisler@timesnews.com

Sisters Jill Howard and Jenn Reiser never doubted they’d be taking care of dairy cows.

“It’s all I ever did,” said Howard, 39.

“It’s how we grew up,” said Reiser, 26.

Gender wasn’t going to hold them back. Their mother, Sue Shepegi, now 67, took care of her husband’s family’s Shepegi Dairy Farm and raised the girls while their father, Larry, worked for Fairview Evergreen Nurseries for 40 years. He’s “retired” now.

“He complains he works harder now than he did when he was working,” said Reiser, laughing.

Sue Shepegi said she can remember Jenn running through the barn at the age of 2 naming every cow. And yes, at the their farm, every cow has a name.

Both Howard and Reiser now have children of their own and everyone from age 2 to 68 works on the farm in Cranesville, which includes 85 dairy cows, 42 of which are currently being milked twice a day. They have 50 acres on which they grow grain and hay to feed the cows, and the children raise 4-H animals.

“It’s a good life,” Sue Shepegi said. “You have to work as a team.”

She didn’t know any other way either.

“I was raised on a dairy farm in Fairview,” Sue Shepegi said. “Until my dad got out of it. It’s a tough industry and has changed a lot.”

LocalStocks NAME AFLAC AT&T Inc Allstate AlpGDDiv AlpGPPrp AmExp Amerigas AquaAm BP PLC BkofAm BkNYMel Barnes BestBuy Biolase BonTon BorgWarn BostBeer CNBFnPA CSX Cabelas Carlisle Carnival Citigroup CocaCola Comcast s ConocoPhil Corning DNP Selct DSW Inc DeanFoods

DIV LAST 1.72 72.32 1.96 41.76 1.48f 81.64 .78 9.72 .60 5.69 1.28 79.21 3.76 46.49 .74 32.00 2.38 34.52 .30f 23.87 .68 47.53 .52 51.06 1.36f 48.59 ...

1.33 .20 .88 .56f 41.96 ... 145.70 .66 25.29 .72 47.34 ... 52.35 1.40f 106.40 1.40 59.29 .64 60.51 1.48f 42.60 .63f 37.51 1.06f 50.00 .62f 27.56 .78 10.76 .80 20.82 .36 19.57

While milking their herd Tuesday, Jill Howard, 39, left, and Jenn Reiser, 26, laugh at barn cats Kenny, bottom, and Keith at their family-owned Shepegi Dairy Farm in Franklin Township. [GREG WOHLFORD/ERIE TIMES-NEWS]

Go online

full-time job. She manages the animals, the breeding the veterinary care, the animals’ routines, everything but the money. Sue Shepegi still pays the bills. Larry Shepegi does the night milking, Howard does the morning milking.

Reiser helps with the day chores such as cleaning when she’s not working at her job as a chiropractor’s assistant in Edinboro.

Howard and Reiser are both raising four children, all of whom help out on the farm. Their husbands also work other jobs.

Howard’s oldest son, Cooper, 18, also works at another dairy farm in the area, and she said he really likes animals, so there might be another generation for the Shepegi farm.

See photos from the Shepegi Dairy Farm: GoErie.com/photos

It certainly has, especially since Larry Shepegi’s ancestors immigrated from Austria and founded the farm in the early 1900s.The days of father out in the barn, mother in the house are a thing of the past.

“You have to pull together,” Howard said, adding that the reality on the modern family farm is that while it pays the rent on her house, almost everyone in the family has to have another job to make ends meet. “You can’t just live off the farm anymore.”

The farm is Howard’s

Sisters Jill Howard, 39, left, and Jenn Reiser, 26, work together on their familyowned Shepegi Dairy Farm in Franklin Township. The pair was photographed Monday near “Moxie,” center, and an as-yet-unnamed calf, far left.

For now, though, the women of working age are doing the yeoman’s work.

Jennie Geisler can be reached at 870-1885 or by email. Follow her on Twitter at twitter.com/ETNgeisler.

YO U R O F F I C E C O A C H

Boeing makes billiondollar bet on 747 Boeing has a temporary plan to save the iconic but slow-selling 747 jumbo jetliner: buying its own planes and leasing them to cargo haulers.

With the effective shutdown by Congress of the Export-Import Bank —which traditionally has helped overseas carriers purchase planes —Boeing lost a key sales tool. Making matters worse, leasing companies have been hesitant to finance a plane with a dwindling customer base.

Boeing is now renting 747s to cargo carriers in countries such as Russia and Azerbaijan.

Jim Martin Assignment editor 870-1668 jim.martin@timesnews.com

Small-business owner should flip script on hiring process However, half the people never even show up. They don’t call, they don’t email.

They simply disappear.

I find this pattern completely baffling. What do you think is going on?

A: First, you need to understand that not everyone who submits a resume is seriously interested in joining your business. Some job seekers take a shotgun approach and apply for numerous positions just to see what happens.

When faced with a twohour interview commitment, casual applicants may decide to bail. And even though ditching job

By Marie G. McIntyre Tribune News Service

Q: When filling positions for my small business, I routinely encounter an issue that leaves me totally irked and mystified. After posting openings online, we schedule onsite interviews for everyone who sends an acceptable resume. Before talking with me, candidates are asked to complete a detailed questionnaire and watch a video about job requirements.

To help applicants plan ahead, we describe this process and explain that it will take about two hours.

DineEquity Discover YTD Disney CHG%CHG DukeEngy EldorRsts +.74 +3.9 EmersonEl +.31 -1.8 ErieInd +.25 +10.1 ExxonMbl +.03 +10.8 FNBCp PA +.02 +10.9 FedExCp +.96 +6.9 Ferrellgs -.11 -3.0 FiatChrys -.20 +6.5 FifthThird +.09 -7.7 FirstEngy +.52 +8.0 FordM +.81 +.3 GenElec +.67 +7.7 GenMotors +.82 +13.9 Glatfelter +.03 -5.0 GlaxoSKln +.11 -40.1 Goldcrp g +.03 +6.4 Goodyear +.25 -14.2 HlthSouth +.90 -5.4 HomeDp +.06 +31.8 HuntBncsh +.31 -10.6 IBM +.44 -3.5 IntPap +.33 +13.9 Kohls +1.12 +1.8 LamarAdv +.18 +2.7 LincElec +.29 +8.6 LockhdM +4.05 -.3 Lowes +.08 +13.6 Macys -.03 +5.2 MarathnO +.29 -8.1 MarathPt s +.39 -10.1 MasterCrd

3.88 1.20 1.56f 3.42 ...

1.92 3.13f 3.00 .48 1.60 .40 ... .56f 1.44 .60a .96 1.52 .52f 2.89e .24 .40 .96 3.56f .32 5.60 1.85f 2.20f 3.32f 1.40f 7.28 1.40 1.51 .20 1.44 .88

54.00 68.66 113.18 82.04 18.95 59.61 121.38 83.70 15.07 194.17 6.13 10.98 25.73 31.37 11.68 29.87 35.41 21.42 42.48 14.66 35.79 42.55 146.95 13.59 173.86 51.14 40.43 74.99 86.82 270.54 82.30 29.46 15.85 50.14 112.67

+.61 +1.00 +.65 -.38 +.20 +.06 +1.02 +1.68 +.44 +3.25 -.17 -.09 +.69 -.20 ... +.19 -.13 +.51 -.25 -.25 -.40 +.32 -.09 +.37 -.08 +.40 +.24 +.02 +.95 +2.30 +.09 +.19 ...

-.41 +.61

-29.9 -4.8 +8.6 +5.7 +11.8 +6.9 +8.7 -7.3 -6.0 +4.3 -9.5 +20.4 -4.6 +1.3 -3.7 -5.5 +1.6 -10.3 +10.3 +7.8 +15.9 +3.2 +9.6 +2.8 +4.7 -3.6 -18.1 +11.5 +13.2 +8.2 +15.7 -17.7 -8.4 -.4 +9.1

McDnlds MercSys Microsoft MyersInd NatFuGas NewMedia NextEraEn NorflkSo NwstBcsh OwensIll PNC PPG s PPL Corp Penney PepsiCo Perrigo Pfizer ProctGam ProgsvCp Prudentl PSEG PulteGrp QstDiag RAIT Fin RangeRs RJamesFn RentACt RexAmRes Rexnord RiteAid SearsHldgs Sherwin SwstAirl StanBlkDk StarGas

3.76 ...

1.56 .54 1.62 1.40 3.93f 2.44f .64f ...

2.20 1.60 1.58f ...

3.01 .64f 1.28f 2.68 .69e 3.00f 1.72f .36 1.80 .36 .08 .88f .32 ... ... ... ...

3.40f .40 2.32 .41

129.32 38.92 65.71 15.45 59.29 14.28 128.13 114.25 16.94 20.36 121.53 105.23 37.24 6.15 112.18 66.93 34.35 90.20 39.48 107.30 43.91 23.83 98.37 2.98 28.61 76.09 9.30 87.15 23.05 4.42 11.75 310.21 53.83 132.64 9.24

+.48 +.14 +.24 +.45 -.69 +.19 -2.42 +1.04 +.35 +.27 +2.19 -.54 -.20 +.05 -.25 -2.16 +.02 -.40 +.10 +2.14 -.24 +.08 +.15 -.06 -.34 +1.37 +.18 -3.56 +.14 -.06 +.25 +.07 +.35 +.63 +.09

+6.2 +28.8 +5.7 +8.0 +4.7 -10.7 +7.3 +5.7 -6.0 +16.9 +3.9 +11.0 +9.4 -26.0 +7.2 -19.6 +5.8 +7.3 +11.2 +3.1 +.1 +29.7 +7.0 -11.3 -16.7 +9.8 -16.7 -11.7 +17.7 -46.4 +26.5 +15.4 +8.0 +15.7 -14.1

SunLfFn g Target UPS B VerizonCm Visa s WalMart WalgBoots WsteMInc WtWatch WeinRlt WellsFargo Wendys Co WestPhrm YumBrnds

search appointments seems blatantly self-destructive, some people are just that clueless. But while vanishing applicants are undoubtedly annoying, you actually have greater problems.

By investing two hours in everyone with a passable resume, you are wasting valuable business time. To solve this problem, implement a 15-minute phone interview to eliminate unqualified candidates.

Next, to improve your onsite interviews, reverse the order of events and put the video and questionnaire last.

By putting the video and

1.68f 36.51 2.40 55.25 3.32f 106.66 2.31 49.06 .66 89.01 2.04f 71.59 1.50 83.31 1.70f 72.93 ... 15.46 1.54f 33.22 1.52 56.24 .28f 13.68 .52 81.95 1.20 64.02

Commodities

-.06 +.10 +.63 -.07 -.17 +.85 -.46 +.78 -.01 +.15 +.57 +.10 +.26 -.03

-4.9 -23.5 -7.0 -8.1 +14.1 +3.6 +.7 +2.8 +35.0 -7.2 +2.1 +1.2 -3.4 +1.1

LAST

CHG

Crude Oil (bbl) 50.35 Heating Oil (gal) 1.56 Natural Gas (mm btu) 3.19 Gold (oz) 1245.00 Silver (oz) 18.25 Platinum (oz) 951.60 Cattle (lb) 1.20 Corn (bu) 3.58 Lumber (1,000 bd ft) 375.40 Soybeans (bu) 9.63

+.84 +.02 +.01 -8.70 +.02 -.90 -.01 -.01 +6.20 -.06

(Change figures reflect current contract.)

questionnaire upfront, you’re giving applicants too many clues about how they should answer your questions. Among hiring professionals, this mistake is known as telegraphing.

Switching the order will also save time, since only those who truly may be hired need to hear about job requirements.

Finally, once a position is filled, be sure to notify anyone who didn’t make it. Knowing how it feels to be ignored, you don’t want to treat your applicants as rudely as some of them have treated you.

BiggestFunds FUND

PCT RETURN NAV 1MO 1YR 5YR

American Funds AmrcnBalA m 25.77 +0.3 CptWldGrIncA m47.01+2.1 CptlIncBldrA m59.90 +1.2 FdmtlInvsA m 57.96 +0.9 GrfAmrcA m 45.51 +1.2 IncAmrcA m 22.33 +0.3 InvCAmrcA m 38.24 +0.8 NwPrspctvA m 38.75 +2.5 WAMtInvsA m 42.63 -0.1 Dodge & Cox Inc 13.63 0.0 IntlStk 41.78 +3.9 Stk 190.48 -0.1 DoubleLine TtlRetBdI 10.67 +0.3 Fidelity 500IdxInstl 83.28 +0.3 500IdxPremium83.28 +0.3 Contrafund 107.91 +1.8 ContrafundK 107.85 +1.8 SelTrnsprtn d 90.15 -3.0 Franklin Templeton IncA m 2.36 +0.4 Harbor IntlInstl 63.45 +3.8 Metropolitan West TtlRetBdI 10.56 -0.1 PIMCO IncInstl 12.23 +0.6

+11.2 +14.1 +7.6 +19.2 +20.4 +11.3 +17.5 +14.3 +16.1

+9.9 +9.3 +7.2 +13.3 +13.7 +9.0 +13.1 +10.3 +12.7

+4.6 +3.4 +22.9 +7.4 +28.7 +15.3 +1.7

+3.6

+17.2 +17.2 +15.6 +15.7 +17.1

+13.3 +13.3 +12.5 +12.6 +15.8

+17.5

+7.3

+7.6

+3.8

+1.0

+3.7

+10.1

+8.4

TtlRetIns 10.10 -0.2 T. Rowe Price GrStk 59.28 +2.1 NewInc 9.39 -0.2 Vanguard 500IdxAdmrl 218.55 +0.3 DivGrInv 24.74 +0.3 HCAdmrl 84.20 +0.8 InTrTEAdmrl 13.99 +0.3 InsIdxIns 215.62 +0.3 InsIdxInsPlus 215.63 +0.3 InsTtlSMIInPls 53.06 +0.2 MdCpIdxAdmrl172.52 +0.1 PrmCpAdmrl 117.96 +0.8 STInvmGrdAdmrl10.65 0.0 TrgtRtr2025Inv 17.12 +0.8 TtBMIdxAdmrl 10.66 -0.3 TtBMIdxIns 10.66 -0.3 TtInSIdxAdmrl 26.72 +3.2 TtInSIdxInsPlus106.85 +3.2 TtInSIdxInv 15.97 +3.1 TtlSMIdxAdmrl 59.15 +0.2 TtlSMIdxIns 59.16 +0.2 TtlSMIdxInv 59.13 +0.2 WlngtnAdmrl 69.49 0.0 WlslyIncAdmrl 62.66 0.0 WndsrIIAdmrl 65.55 +0.6 Waddell & Reed Adv HiIncY 6.76 -0.2

+2.4

+2.9

+19.0 +13.6 +1.0 +2.4 +17.2 +10.7 +10.9 +0.2 +17.2 +17.2 +18.2 +17.1 +22.2 +1.9 +10.7 +0.4 +0.4 +13.6 +13.6 +13.4 +18.1 +18.1 +18.0 +12.9 +6.6 +18.9

+13.3 +12.1 +17.5 +2.9 +13.3 +13.3 +13.3 +12.9 +16.4 +2.1 +8.0 +2.2 +2.2 +4.9 +4.9 +4.8 +13.2 +13.2 +13.0 +9.7 +7.1 +11.8

+17.0

+7.2

Fund footnotes: m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. x - fund paid a distribution during the week.

Source: Morningstar and the Associated Press.