OFN August 9, 2021

LIVESTOCK MARKETS • FARM FINANCE

A Part of the Community AUGUST 9, 2021 • 24 PAGES

VOLUME 15, NUMBER 8 • WWW.OZARKSFN.COM

Ruth Jones assumed management of Farmers Regional Sale Barn in 2020

A Farm for the Generations

Pat Rogers says her children are taking over more of the farm, just as she did with her parents

Keeping You in the Green

Five financial tips to help keep your operation profitable

Managing Cattle and the Land Daniel Potter says his mission with the George family is to help feed the world

rumor mill

Young Farmers honored: James and Ashton Dixon of Madison County, Ark., and Lauren Martin of White County, Ark., earned Young Farmers & Ranchers awards during Arkansas Farm Bureau’s annual Officers & Leaders Conference at the Hot Springs Convention Center. The 2021 Achievement Award winners were the Dixons. The Dixons have six broiler houses on 44 acres where they expect to grow 5.7 million pounds of chicken in 2021.

They also will remove and sell roughly 1,400 tons of litter per year between flocks. The family received a $35,000 cash prize and a trip to the 2022 American Farm Bureau Convention in Atlanta to compete for the national award.

The 2021 Discussion Meet winner was Martin. In the first round of the meet, Martin and other competitors discussed ways to recruit and retain young farmer and rancher members. In the final round of the meet, participants discussed farm safety and farm-accident prevention. Lauren and her husband Brandon, raise broilers and cattle.

Cantrell wins Hereford award: Karstyn Cantrell of Collinsville, Okla., was presented with a Golden Bull Award during the 2021 VitaFerm Junior National Hereford Expo (JNHE) in Kansas City, Mo., at the Hereford Spectacular Scholarship and Award Ceremony. The Golden Bull Achievement Awards are given to four collegiate students each summer. This is one of the most coveted honors at the JNHE as these youth not only receive a bronze bull, but they also receive a $2,000 scholarship to assist with the education.

Cantrell is a freshman at Oklahoma State University, double majoring in agricultural communications and agriculture education. She has a passion for livestock photography and ag journalism, and wants to combine the two focuses into the role of an agriculture education instructor.

Armyworm populations growing: Fall armyworms surging through Arkansas pastures and lawns. “Right now, we’re seeing populations well above treatment thresholds in southern, southwestern and western Arkansas from Mena into Fort Smith and Van Buren,” said Kelly Loftin, extension entomologist for the University of Arkansas System Division of Agriculture.

“We’re seeing reports in north-central regions like Cleburne County over into Greene County.” Damage from small armyworms often shows up as light-colored grass tips similar to frost or as small patches of green tissue missing from the leaf surface called windowpane feeding. Damage from larger worms is more obvious with leaves and young stems being eaten.

Sequoyah County, Okla. teen crowned: Cambrey Jo Hull was crowned 2021 National Miss United States Agriculture. She represented her home state of Oklahoma at the national pageant held in Orlando, Fla., in June. Along with the national title, she was awarded $4,000 in scholarships.

As Miss United States Agriculture, Hull, a resident of Roland, Okla. will travel throughout the United States, teach agriculture lessons in classrooms, organize community service events, and empower today’s youth to become tomorrow’s leaders.

Know a Good Rumor?

OzarksFarm @OzarksFarm

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Do you have a rumor you would like to share with our readers? Mail them to: PO Box 1514, Lebanon, MO 65536; fax them to: 417-532-4721; or email them to: editor@ozarksfn.com

The Ozarks Most Read Farm Newspaper

AUGUST 9, 2021

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VOL. 15, NO. 8

JUST A THOUGHT

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Ozarks Farm & Neighbor • www.ozarksfn.com

Julie Turner-Crawford – Sticker shock at the store

keeping up with tradition

Ruth Jones stepped up to keep Farmers Regional a part of the Springdale community Eye on Agribusiness features Caldwell County Store The History of a community Town & Country highlights Tim Williams Daniel Potter has managed George’s cattle operation since 2020 Youth in Ag spotlights Keystan Durning

FARM FINANCE 17 Should the farm stay a part

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Jody Harris – Thankful for life lessons

MEET YOUR NEIGHBORS 7 Pat Rogers’ daughters are

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Mom’s cooking

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of the family?

Buying or renting farmland Financial tips to keep you in the green Getting back to the basics of finance

AUGUST 9, 2021

just a

thought

PO Box 1514, Lebanon, MO 65536

$12,500 $13,500

What’s On Your Mind, Ozarks?

Life Is Simple

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By Jerry Crownover

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gricultural news became consumer news revonwpounds orC yrreof J yB last week, when 25 million hamburger meat were recalled by one of the nation’s largest meat processors. The Jerry Crownover is meat was recalled because of possible a farmer and former contamination by a potentially, deadly bacteria. Being professor of Agriculture a consumer, as well as a producer of beef, I felt good Education at Missouri that our system of food inspection had caught this State University.

He is a problem before the masses became sick. But, I couldn’t native of Baxter County, help wondering why I didn’t die as a child.

Arkansas, and an Every Sunday morning of my childhood, Dad or Mom author and professional would go to the chicken house and catch the noon speaker. To contact Jerry, meal. They would take the chicken to the old block of go to ozarksfn.com and wood (that was stained with the blood of hundreds of click on ‘Contact Us.’ Sunday meals before), take a rusty ax, and chop off the head of the fowl. The headless chicken would then flop around on the dirty ground for a few seconds before it was plucked, gutted, and cut up to fry. It was good.

There was also the annual autumn ritual of hog-killin’. Friends and neighbors would gather at our farm to insure the winter’s meat supply by processing a couple of 250-pound hogs. The sanitary processing included scalding the carcass in a rusty, 55-gallon barrel (that probably once contained something poisonous), laying the carcass on some old wooden planks in order to cut it up with that same rusty ax and an old handsaw that Dad retained just for this job. There had to be some bacteria somewhere, but it was delicious.

I’ve been inside modern meat processing plants. There is absolutely no comparison between them and the primitive ways we used to handle meat. Today’s meat plants are

Toll Free: 1-866-532-1960 479-846-1002 • Fax: 479-846-1003 E-mail: editor@ozarksfn.com

Eric Tietze Publisher

Administrative Amanda Newell, Marketing Manager Eric Tietze, Accounting Advertising Pete Boaz, Display & Classified Sales Amanda Newell, Production Sales Circulation Eric Tietze, Circulation

Editorial Julie Turner-Crawford, Managing Editor Jerry Crownover, Columnist Jody Harris, Columnist Production Amanda Newell, Production Contributors

Jessica Allan, Larry Burchfield, Erin Harvey, Kaylea Hutson-Miller, Ken Knies, Chad Pittillo and Terry Ropp

About the Cover Daniel Potter became the George’s cattle division manager in 2020, managing the herd and the land. See more on page 14.

Photo by Terry Ropp

Ozarks Farm & Neighbor accepts story suggestions from readers. Story information appears as gathered from interviewees. Ozarks Farm & Neighbor assumes no responsibility for the credibility of statements made by interviewees. © Copyright Ozarks Farm & Neighbor, Inc., 2021. All rights reserved. Printed in USA.

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By Jody Harris

ur county 4-H Club had its first in-person meeting in over a year last month. Each member was challenged to introduce themselves and speak about their projJody Harris is a freelance ect at the meeting. It was great to see the communications passion from children who were taking responsibility specialist, gardener, for animals they would exhibit at the upcoming counranch wife and mother of ty fair. Many of them have been showing throughout four. She and her family the spring and summer months. raise Angus beef cattle This year will be the first time our family will exhibit and other critters on livestock at the Washington County (Ark.) Fair. Our their northwest Arkansas oldest son has been raising two breeds of laying hens ranch. She is a graduate since the spring of 2020. Last year, due to a shortage of of Missouri State University. blood testing kits, his breed was cut from the show. I To contact Jody, go to felt a little bit overwhelmed during the meeting as parozarksfn.com and click on ents spoke about the rules for weigh-ins, health papers ‘Contact Us.’ and blood tests.

Thankfully, a very knowledgeable mother was speaking about the preparation of poultry exhibits for the fair. My ears perked up and I was paying close attention to everything she said. After the meeting, she was kind enough to answer my questions regarding poultry exhibits. I left with her phone number so if I had more questions, I could contact her again. My son had no idea that his mother did not have all the answers before that day. I am not always the smartest person in the room, but I am pretty good at finding the person who is.

Last week, our 11-year-old son and I went into the henhouse to assess his stock. We looked over each bird and chose the hens he thought looked like blue ribbon fair winners. We took pictures of the soon-to-be show girls and put bands on their legs. We need to take them up to the fairgrounds for a blood test before the fair. I have received some hints and tips on some other things we need to do to prepare his hens for show day. He is preparing to enter two pens of each of his breeds. I loved watching him take ownership of the project. He even helped fill out part of his entry form.

Each of our children has something at our farm that they are taking responsibility for.

We have loved teaching them life lessons through livestock, pets, our garden and more.

I truly believe every little thing they are allowed to experience through this responsibility will pay off for them in adulthood.

With our oldest daughter, we have been able to teach valuable lessons regarding time management through her summer job experience. Our younger daughter is an absolute task master. She can rally the troops in our household to get chores finished in record time with her honed leadership skills. Our oldest son has gleaned some amazing skills as a mechanic by shadowing my husband and other farm helpers. It is amazing to hear him speak fluently about things that I must later search the internet to understand what he was talking about. Our youngest son has been faithfully mowing the neighbor’s yard all summer. The profits from this endeavor have been burning a hole in his pocket. We have had great conversations about money management with him. I am so thankful for our farm and for 4-H projects to teach life lessons to the children.

We have all learned some new things this summer, neighbor.

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Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 9, 2021

just a thought

Across the Fence

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seldom buy beef in the grocery store. Thankfully the family business keeps us with a stocked freezer, and the only time I need to buy beef is when I’m “in-between” steers. I do, however, purchase pork and Julie Turner-Crawford chicken at the store. Being just the two of us, I can’t is a native of Dallas justify a whole or even half a hog in the freezer, and my County, Mo., where childhood-induced phobia of chickens keeps me from raisshe grew up on her ing birds for meat or eggs. family’s farm. She is a On a recent trip to a local store, I thought I would grab graduate of Missouri a pork roast to throw on the smoker; then, I looked at State University. To the price. Let’s just say I had a case of sticker shock and contact Julie, call 1-866no smoked pork was served at my house.

532-1960 or by email at A recent Washington Post article states processing bottleeditor@ozarksfn.com. necks at the packers because of COVID, higher feed prices, increased fuel costs, hoarding and panic buying last spring, and general inflation is to blame for the increase in meat prices. Some consumers see these exorbitant prices in the store and think the farmers are getting rich on $9 a-pound steaks,

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Main Dish

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Directions: In a small saucepan, combine the first nine ingredients; cook and stir over medium heat 3 to 4 minutes or until brown sugar is dissolved. Transfer to a disposable foil pan.

In a large skillet, heat oil over medium heat. Brown brisket on both sides. Place into the foil pan, turning to coat with sauce.

Cover pan tightly with foil. Place pan on grill rack over indirect medium heat. Grill covered for 2 to 2 1/4 hours or until meat is tender. Remove from heat. Remove brisket from pan; tent with foil and let stand 10 minutes. Meanwhile, skim fat from sauce in pan. Cut brisket diagonally across the grain into thin slices; serve with sauce.

Know a Good Recipe? Send in your favorite recipe to share with our readers. Mail them to: PO Box 1514, Lebanon, MO 65536; fax them to: 417-532-4721; or email them to: editor@ozarksfn.com

AUGUST 9, 2021

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just a thought Across the Fence Continued from Previous Page but we all know that’s far from the truth. The farmers and ranchers are on the bottom of the rung of the supply ladder. Farmers and ranchers get what they get, then everyone else up the ladder pads their pockets for profits. Looking at a local grocery store circular, I see beef roasts “on-sale” for $7.99 a pound.

The average price for a 1,000-pound steer in the Ozarks? About $1.13 to $1.32 a pound, depending on the markets. Why such a gap?

Just go up the ladder.

A report released earlier this year states the four big packers in the U.S. make about $1,000 profit from each beef it processes, while the feedlots only make about $100.

The packers are the ones to make the most profit off the labor of the little guys. Federal probes aren’t making any headway in the issue either. It’s not the first time there have been concerns about the packing plant monopolies. In 1919, the Federal Trade Commission reported the same problem, and mergers of packing companies in the 1980s caused waves that keep taking the legs out from under producers today.

The packers aren’t the only ones making profits. Start tacking on retail markups, and that calf worth only $1.32 a pound now costs a whole lot more, making it nearly impossible for many families to afford.

We see more farmers and ranchers taking their livestock out of the packers’ hands, but not every producer can make that move, and getting appointments at local processors is still tricky. Many consumers can’t afford to buy a whole or half

beef or hog, pay for processing or have the freezer space to store the meat, so they remain chained to the packers and the grocery stores.

A recent report said consumers should also expect to see rising prices of other food items. The U.S. Department of Labor reported in May that consumer prices hit their highest level in 13 years, jumping 5 percent from the previous year. This, according to the report, has been caused by increased fuel costs, supply-chain issues, and labor shortages. Same old song and dance as the meat industry.

Not everyone has space or the knowledge to produce their own food; that’s why they depend on farmers and ranchers. However, it takes everyone on the supply ladder to buckle down and reduce their profit margins. It’s something farmers and ranchers get told to do every day. It’s time for those up the ladder to do the same thing.

Could I have purchased the cut of pork and still had the money for my other grocery items? Yes, but it seemed like an extravagance, just like the certain brand of baked beans my husband loves that were “on-sale” for about $7 a pint (he didn’t get those either). Consumers should never have to think of food, no matter what kind of food it is, as an extravagance.

Life Is Simple Continued from Page 3

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the epitome of cleanliness and sanitation – so why didn’t I die, or at least get sick as a child?

Answer: Mom cooked the meat!

Mom’s fried chicken was done. Through and through. The ham was fried until it had the texture of jerky, but it was great!

There was no such thing as “rare” steak.

Well-done was your only selection.

With today’s trendy orders of raw fish,

Ozarks Farm & Neighbor • www.ozarksfn.com

barely cooked steaks, and squishy chicken, I’m surprised the entire population hasn’t come down with some disease associated with undercooked food.

In the meantime, I was hoping that meat company would give us, free of charge, some of that tainted meat. I believe Mom could cook it to safety.

Editor’s note: This column was originally written in 1997.

AUGUST 9, 2021

Submitted Photo

By Terry Ropp

Pat Rogers says her children are taking over more of the farm, just as she did with her parents Pat Rogers moved to West Folk, Ark., from the Panhandle of Texas in 1958 with her husband Wayne Gum and family.

Pat and Wayne moved to the Ozarks to be near Pat’s parents and grandparents and to continue Wayne’s job as a member of a seismograph team searching for oil sites. When the couple arrived, they came with their son Perry, who sadly passed at 30, and later had daughters Kathy Julich and Janell Prater. In the beginning, Wayne earned only $1 an hour, but managed to purchased 120 acres just down the road from Pat’s father and mother, Jess and Bobbie George, who also owned 120 acres on which they raised chickens in two wooden houses and calves in a small cow/calf operation. Pat and Wayne, however, did not rush into agriculture.

“Everything was different then,” Pat said. “People still used horses for planting and mowing.”

The haying process was very labor-intensive. They used horses to cut the hay and then raked by hand before loading the hay into a truck. The truck was driven to the storage location where a tree pole was set in the ground and hay from the truck was spread in a circle around.

Then everybody stomped on the hay until it was compacted, followed by another layer and another and another, with each circle of hay being slightly smaller than the one above.

While the young family always kept a milking cow and a few commercial beef cows whose calves they sold for others to finish and eat, they didn’t begin farming until the 1970s when they built a chicken house and slowly began expanding their herd by retaining heifers until they finally got to 20 cows.

The farm now has 230 acres, with an additional 80 they use in exchange for maintaining the land. While no longer raising chickens, Pat’s herd is comprised AUGUST 9, 2021

A Farm

meet your

neighbors

for the G eneratio ns

of 17 cows, nine bred heifers and 15 “My husband knew I was about to go young heifers they are developing for for the IRS man’s throat and put a hand breeding when they reach 2.5 years of on my arm to discuss the issue with him,” age. Mature females are bred by a Beef- Pat recalled. “They never called it a hobby alo bull purchased from the Done Ro- farm again.” vin’ Beefalo Ranch in Lincoln, Ark. While the tax man was not very popular Heifers are bred by a black baldie. An with Pat and Wayne, she and her husband important consideration when selecting did use government programs to help conthe bulls was gentleness because the fe- struct three ponds and the chicken house. males are all gentle and like pets.

Pat admits they would never have been At 86, Pat is no longer running her able to afford to do it by themselves, and herd but being helped by her family, she especially appreciated not having to just as she helped her grandparents and haul water from the well in 5-gallon buckparents. As the older generations aged, ets farm and personal needs.

Pat and her children stepped up to help.

Pat’s daughters and their husbands, At one point Pat was taking care of the Mike and Rick, now run the farm, but Pat two chicken houses of her parents, her is still involved in many ways, including chicken house, five sows with litters of keeping track of new calves.

10 to 12 piglets per sow three times a The cattle are grass and hay fed, with year that were sold to others to finish mineral always available. Cubes are used and eat and all the cattle, in addition when supplementation is necessary, esto raising three children, maintaining a pecially during the winter. Because of Arlarge garden and running a household. kansas’ variable weather, feeding hay is One time, the government sometimes necessary during the was not going to allow her summer. One advantage/disand her husband to claim advantage of the farm’s locaWest Fork, Ark. the farm as a farm but rathtion is that the land is low, right er as a hobby farm, which near the headwaters of the Illimeant not being able to use nois River. Consequently, the land many of the allowable tax is wet longer than most farms in the deductions. area and weathers dry spells a little Ozarks Farm & Neighbor • www.ozarksfn.com

better, but that same moisture retention can cause foot rot. Pastures are comprised of fescue and over-seeded with Orchard grass and clover so the protein content is higher.

Calves have one round of vaccinations and are sold at weaning. While calves are usually sold in Siloam Springs, Ark., other local markets are used depending upon how quickly they need to move the calves and what sale barn is open that particular day of the week.

All have off-the-farm jobs and have to work mesh agricultural activities and their working schedules. Currently, they are expanding the herd to make more efficient use of the available land, with the goal of keeping as many animals as the land will easily support.

Kathy and Jenell remember their childhood as a happy and fun time though they worked long hours along with their mother. They remember smoothing out the rice hulls by hand after they cleaned litter out the chicken houses.

To earn money for uniforms and camps, the girls cleaned out goat barns which were infrequently cleaned back then so that waste was deep and heavy. Both girls agree they lived working hard and enjoyed it and still do.

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meet your neighbors

A Part of the Community

Some customers drifted away from Farmers Regional during the transition time, but Ruth is trying to gain back those customers, and bring in new buyers and sellers.

“All of the other barns do a

By Julie Turner-Crawford good job, are nice to the people, and do a great job,” she said. “My Ruth Jones assumed management hat is off to them, so it’s a tight of Farmers Regional Sale Barn in 2020 market. My brother-in-law (DaWhen the Farmers Regional Sale Barn was in danger of closing its vid Jones) told me ranchers stick doors, Ruth Jones tried to rally support in the community for a new own- to their sale barns like bark on er to take over. While many in the Springdale, Ark., community agreed with her, no a tree. Once they develop a relationship, they are very loyal. I one was willing to step up to save the barn, which opened in 1937, so Ruth did.

“I didn’t plan this,” Ruth said with a laugh. “The sale barn was part of the communi- have a man from Fort Smith who ty, so one night I came home and told my husband (Jim), ‘We’re going to have to run brings his cattle to me. He says he Ruth Jones and her crew are working that sale barn.’ He said, ‘Oh my gosh, Ruth. What are you thinking?’ We had our own has always brought his cattle here to expand numbers at Farmers Reand always will. I’ve had a few business, and this was just another business.” gional. Pictured, from left, are office Ruth took over in 2020 from long-time owner Harold Sargent, who had run the barn come back, and I have a couple manager Rita Blair, barn manager since 1967. When Harold initially retired in 2018, other individuals took over the oper- of new customers, too” Kevin Lynch, Ruth Jones and field rep Ruth is also trying to reduce ation, but only last a couple of years. Harold still owns the property, but it is leased to David Jones. shrinkage on cattle coming Ruth, and Ruth is the business owner.

Ruth and Jim have been involved in the cattle industry throughout their 50-year through the ring, which costs sellers money. marriage, so they are familiar with the industry.

“I don’t think most people realize how important that is,” she said. “Research “His family moved here from Colorado in the 1970s, bringing some of the first fullFrench Charolais cattle into this area,” Ruth said. “I grew up on a small farm, so raising shows calves that are stressed and have extended wait times before they sell can lose up to 6 percent of their body weight. So in a 500-pound calf, that’ s 30 pounds. In cattle isn’t new to me; I’m just on the other side now.”

Her first year was a struggle, but things are beginning to pick up for Farmers Regional. today’s market that is approximately $45 a head. That’s a big loss to a seller.

“As a smaller market, we have less wait time and we work to reduce stress and “Our grand opening was the day they shut the country down because of COVID,” Ruth said. “Right after COVID, we had the stocker and packers in dispute, then that dehydration. We have water available in all our pens, plus we use fans and misters spring we had horrible rains and mud, and then in February, we had all of the freezing to keep the cattle cool. Also we have a calmer, less hectic atmosphere than you may see in larger markets. All these efforts reduce stress and maintain the health of our weather. One guy told me if we could survive all of this, then we were pretty tough.”

Farmers Regional typically runs between 200 and 300 head of cattle at their weekly cattle. Buyers want to buy healthy cattle, so these efforts are a win-win for everyone.

Of all the lessons she has learned over the last year and a half, it’s the resilience Friday sale, and Ruth wants to see that number increase to at least 400. With the help of cattle producers that sticks out the most for her. of employees and field reps, Ruth said they are making some headway.

“Any problem or concern you throw at them, they will figure out a way “They know a lot more about it than I do. I knew I couldn’t do it unless to make it work; they’re just tough. I’m very pleased to get to know the those people stayed. Everyone has been very, very helpful,” Ruth said of Springdale, Ark. buyers and sellers, and ranchers are just nice people. I’ve always known her employees. that but it just gets proven to me more and more on the other side of the Farmers Regional has expanded to include a sheep, goat and hog sale on business.” the first Saturday of each month and an “alternative” livestock sale.

The first year and a half may have been a struggle for Ruth, but she has “In October, we are going to have our first alternative animal sale, and that no regrets. will include any exotic cattle, equines, goats and sheep varies,” Ruth said.

“Not one,” she said. “Jim and I have sold cattle there since the 1970s, and “We will have zebras, zedonks, and that kind of thing. I know the other sale I know a lot of the farmbarns aren’t doing things ers and ranchers who like this because they are go here. I’ve had several getting enough cattle that tell me ‘thank you’ for they don’t have to look at keeping it open because other income routes like I it’s close to where they do. I try to think of other ranch. things to use the sale barn “There is a big camarafor because it basically sits derie of guys, and some there the whole week, and of them are retired now, we are only using it one who come to watch the day. I’m looking at what sale because that’s what I can do to utilize it more they have always done.” and boost revenue.”

8

Submitted Photos

Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 9, 2021

Submitted Photo

eye on

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H Location: Rose Bud, Ark. H Owner: Billy Caldwell About the Business: Caldwell Country Store has been serving the needs of north

central Arkansas livestock producers for more than 50 years. The store operation has seen a lot of changes over those five decades, but one thing remains constant, Caldwell Country store and the associated feed mill still dominate the Rose Bud, Ark., skyline.

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Products and Services: In a rapidly changing market, it is unusual to find a single store operation, but owner Billy Caldwell attributes that uniqueness to the adjoining feed mill operating as Diversified Ag Nutrition (DAN).

“The market has dramatically changed over the last 20 years,” said Caldwell. “With the expansion of the chain farm and ranch stores, it puts the mom-and-pop feed stores at a huge disadvantage.”

To compete with that expansion by the big chain stores, Caldwell Country launched an expansion establishing several stores in surrounding communities in the four-county area.

The Caldwells experienced a short-term fix from the expansion, but competition from the national chains proved to be too much. Eventually, it was decided to get back to the basics and the original business model that was the basis for success.

“From the beginning the feed mill has been the foundation for our business,” Billy said.

“Caldwell Country Store was a direct affiliation of the feed mill.”

As the store front for Diversified Ag Nutrition’s mill, Caldwell Country Store provides a full range of custom mixed feed for livestock and smaller animals, as well as national name brand-products from ADM and Blue Bonnet. The store also stocks a full range of animal health products, and farm and ranch supplies.

Business Philosophy: Over five decades operating in the same location and four generations of Caldwells running the business, leads to a strong sense of community. The Caldwell wells are heavily involved in the Rose Bud and White County community. Rose Bud schools, White County 4-H, White County Cattleman’s Association, and the White County Fair. Caldwell Country Store is still very much a family operation.

52i

6321 E. Farm Road 104 • Strafford, MO 2929 E. Blaine • Springfield, MO

Ozarks Farm & Neighbor • www.ozarksfn.com

(417) 864-8511 TOLL FREE (800) 884-2856 springfieldtrailer.com

9

ozarks

roots

the people, places and traditions that make the ozarks home Submitted Photos

Celebrating Craig County, Okla.

By Julie Turner-Crawford

The Eastern Trail Museum features artifacts and displays highlighting local history Long before Oklahoma became a state in 1907, the community of Vinita, IT (or Indian Territory) was a buzz of activity.

Vinita was established in 1871 by Elias Cornelius Boudinot, the son of the first Cherokee Phoenix editor, Elias Boudinot.

Vinita was originally named Downingville, after Cherokee Nation Chief Lewis Downing, but was later renamed Vinita after artist Lavinia Ellen Ream Hoxie. Vinita was incorporated in 1898, nine years before Oklahoma statehood.

Vinita was a crossroads for cattle drives and, later, railroads and was the second Cherokee town to be incorporated under the Cherokee Council.

“People would take the train from Tulsa to Vinita to do their shopping and for entertainment,” Eastern Trails Museum Director Kathleen Duchamp said. “Of course, with the oil boom, that all changed; we’re the little guys now.”

To commemorate the history and heritage of Vinita and Craig County, the Eastern Trail Museum began in the 1930s with a small room in the city hall.

10

“It wasn’t much until 1976 when we moved into the old Coca-Cola Bottling Company plant that was donated,” Kathleen explained. “In 2014, we did a major renovation and changed everything. It’s very different from a usual small-town museum; the layout, colors and exhibits are unusual. Everything we have is from Craig County, and was owned by someone in Craig County, mostly Vinita.”

There are four main parts to the museum: ranching, railroads, Route 66 and Cherokee influence, with other exhibits featuring local Civil War battles, an early post office, schools and local mercantile.

“The four main parts are where most of our artifacts come from, especially the railroad,” Kathleen said. “Vinita is here because of a railroad junction.”

There are also smaller areas of the museum where items are rotated every few months.

“It helps keep the locals coming in and keeps it fresh for the locals,” Kathleen said.

Visitors can expect to see everything from saddles to typewriters, a high-wheel bicycle to Cherokee artifacts, and life-size cutouts

and photos of some of its famous residents, including Will Rogers, who attended school in Vinita as a boy, and a 2,000-pound Brangus bull named Snuffy that appeared in the 1956 movie “Giant.”

“We have lots of photographic enlargements and magnifying glasses available so you can look at the details of the Grand River Dam construction or the big panorama of downtown Vinita from 1899,” Kathleen said.

Visitors are invited to step back in time by getting close to the exhibits.

“We like three-dimensional artifacts,” Kathleen said. “We want people to touch and hold the items, and ask questions. This isn’t a strict museum; we like kids to touch things when we can. It’s a very friendly place. We don’t have a lot of text items. People don’t go to a museum to read; they go to look at items and photograph.”

Tour groups and buses are not usual for the town with a population of just under 6,000 residents. Vinita, Okla., is a part of Route 66 folklore, which brings floods of visitors retracing the route of the Mother Road. Being only a block away from “Main

Ozarks Farm & Neighbor • www.ozarksfn.com

Street America,” visitors find their way to the Eastern Trail Museum.

“We recently had visitors from Israel, and we get visitors from Germany, Australia, Japan, all over Europe. Route 66 is a big draw for us, and that’s how many visitors find us,” Kathleen said.

Kathleen recommended visitors contact the museum before planning a trip to ensure staff will be available and that the hours of operation have not been altered.

There is no admission charge to visit the museum, which is manned from 11 a.m. to 3 p.m., Monday through Saturday by a dedicated group of volunteers and one parttime employee.

The city of Vinita is celebrating its 150th anniversary of becoming a town, and the community is adding displays to commemorate the sesquicentennial.

After being the director of the museum for the past seven years, Kathleen has her favorite parts, but it’s not one of the exhibits.

“It’s the visitors,” she said. “I think one of the reasons we have a good volunteer staff is because we have so many interesting people come in.”

AUGUST 9, 2021

town &

country

in the field and in the office

Submitted Photo

BUNDLE AND SAVE WHEN YOU PURCHASE 2+ IMPLEMENTS AT TACHMENTS

Tim Williams



Box Blade



Loader Mower

By Kaylea Hutson-Miller

H Hometown: Vinita, Okla.

H Family: Wife Monica.

In Town: At 67, Tim Williams been involved in the banking industry for more than 40 years. Retired once from banking in 2015, he came back to the industry in 2018 when Joe Landon called and asked him to join the American Bank of Oklahoma Branch in Disney, Okla.

“I figured out (retirement) wasn’t for me,” Tim said. “I was going stir crazy, because there’s only so much grass growing to cut.”

Initially, Landon asked Tim to work three days a week. A week later, Tim added four days a week. That schedule lasted for two weeks. Tim’s been full-time ever since. He now serves on the senior loan committee and is the chief lending officer for the bank’s six branches.

Tim began his banking career as a teller at First National Bank in Vinita. He grew his career by taking “every course on banking” offered by the state associations. He also attended a banking graduate school.

“I like helping people come in with a dream,” Tim said. “I like being able to help make it a reality. We do a lot of home construction financing. There’s nothing like being able to help [a person] achieve that.”

In the Country: In addition to being in the banking industry for four decades, Tim has been in the cattle business just as long.

Tim’s 20-acre farm is located one mile north of Vinita, Okla., in Craig County. He calls it a “hobby farm” because it consists of six commercial cows and typically yields six calves each year. The couple raise grass-fed cattle supplemented by lick tubs and hay/grain in the winter.

“We don’t make enough money to supplement our income much when you take out expenses,” he said with a laugh. “But it’s something to do, to keep me out of the pool hall.”

He moved to the current farm nine years ago, after marrying his wife Monica. Prior to that he had a “little place” with 80 acres west of Vinita. In that operation he raised commercial black Angus cattle.

“I like cattle,” Tim said. “When you see a new calf, it’s just great. I think it’s the prettiest thing in the world.”

In addition to cattle, the couple also raise three miniature horses, three dogs and two cats.

Tim loves where the farm is located, because it gives them privacy and “room to do anything we want,” and because they’ve “got good neighbors.”

Monica Williams grew up in Cape Cod, Mass. Tim jokes she “shut her eyes and picked a state” when deciding where to go to college.

Oklahoma State University became her choice, because of its animal science program,which ultimately led her to land in northeast Oklahoma.

AUGUST 9, 2021

Ozarks Farm & Neighbor • www.ozarksfn.com

*Subject to availability. See dealer for details.

11

slaughter

market sales reports Slaughter Goats: Kids - Selection 1: 272.50-335.00.

Kids - Selection 2: 225.00-265.00.

8/2/21 Kids - Selection 3: 140.00-215.00.

Nannies/Does - Selection 1-2: 140.00-245.00.

Bucks/Billies - Selection 1-2: 150.00-220.00.

Wethers - Selection 2: 235.00.

Wether Kids - Selection 1: 280.00-302.50.

Wether Kids - Selection 2: 235.00.

bulls

(Week of 7/25/21 to 7/31/21)

Norwood, Mo. • Producers Auction Yards Sheep/Goat

7/24/21

Receipts: 1,220 69.00-96.00 † Arkansas Cattle Auction - Searcy Compared to last month, slaughter lambs traded 15.00 Ash Flat Livestock 82.50-94.00 † -30.00 higher. Not enough replacement sheep last month Midwest - High Plains Direct Slaughter Cattle † 75.00-97.00 Benton County Sale Barn - Siloam Springs for a market comparison. Feeder kid goats traded 3.00 5 Area (Tx-Ok, Ks, Neb, Ia, Colo, Nm, Mn) Cattlemen’s Livestock Auction 75.00-110.00* -5.00 higher with slaughter kid goats trading 10.00- 15.00 Live Basis Sales - Over 80% Choice † Cleburne County Live 52.00-92.00 lower. Slaughter nannies traded steady. Supply heavy Steers: 120.00-125.00 ; wtd. avg. price 122.48. † County Line Sale Barn - Ratcliff None Reported with very good demand. Supply included: 50% Slaughter Heifers: 119.00-124.00 ; wtd. avg. price 121.38.

Decatur Livestock Auction Not Reported* Sheep/Lambs (1% Wooled & Shorn, 89% Hair Breeds, 8% Dressed Basis Sales - Over 80% Choice Not Reported* Farmer’s & Ranchers - Vinita Hair Ewes, 1% Bucks, 1% Hair Bucks); 8% Replacement Steers: 195.00-196.00; wtd. avg. price 195.50.

Sheep/Lambs (93% Hair Ewes, 7% Families); 15% Feeder 40.00-93.00* Farmers Reg Heifers: Not Reported; wtd. avg. price Not Reported.

Buffalo, Mo. • Buffalo Livestock Market Sheep/Goat 7/27/21 Fort Smith Stockyards Goats (100% Kids); 20% Slaughter Goats (35% Kids, 47% 74.00-105.00* Receipts: 805 Four State Stockyards Nannies/Does, 5% Bucks/Billies, 13% Wether Kids); 8% Not Reported* Compared to last month, slaughter lambs traded 30.00 Replacement Goats (96% Nannies/Does, 4% Families).

I-40 Livestock - Ozark 90.00-105.00 † - 40.00 higher. Feeder kid goats traded steady while Joplin Regional Stockyards Slaughter Sheep/Lambs: 82.50-115.00 † slaughter kid goats traded 30.00 lower on a small test.

Wooled & Shorn - Choice and Prime 1-3: 245.00.

Mid-State Stockyards 95.00* Diamond, Mo. • TS White Sheep/Goat 7/29/21 Supply moderate with good demand. Supply included: Hair Breeds - Choice and Prime 1-3: 232.50-285.00.

North Arkansas Livestock - Green Forest 75.00-100.00 † 75% Slaughter Sheep/Lambs (2% Wooled & Shorn, Receipts: 640 Hair Breeds - Choice 1-3: 175.00-240.00.

88.00-103.50 † OKC West - El Reno 84% Hair Breeds, 13% Hair Ewes, 2% Hair Bucks); 1% Compared to the last sale, ( July 8th), slaughter lambs Hair Breeds - Good 1-2: 167.50-172.50.

79.00-95.50 † Ouachita Livestock Auction - Ola Replacement Sheep/Lambs (100% Hair Ewes); 11% Feeder traded 25.00 higher. Feeder and slaughter kid goats tradHair Ewes - Good 2-3: 168.00.

Ozarks Regional Stockyards 74.00-113.00 † Goats (95% Kids, 5% Wether Kids); 14% Slaughter Goats ed 40.00 - 45.00 lower. Slaughter nannies traded 40.00 Hair Ewes - Utility and Good 1-3: 145.00.

Stilwell Livestock Auction 76.00-86.50* (32% Kids, 32% Nannies/Does, 23% Bucks/Billies, 6% lower. Supply light with good demand. Supply included: Hair Ewes - Cull and Utility 1-2: 107.50-120.00.

Tulsa Livestock Auction 88.00-105.00 † Wethers, 6% Wether Kids).

52% Slaughter Sheep/Lambs (14% Wooled & Shorn, 68% Bucks 1-2: 90.00.

Welch Stockyards 85.00-111.00* Hair Breeds, 2% Ewes, 8% Hair Ewes, 2% Bucks, 6% Hair Slaughter Sheep/Lambs: Hair Bucks - 1-2: 112.50-120.00.

Wooled & Shorn Choice 1-3: 162.50-165.00.

Bucks); 15% Feeder Goats (93% Kids, 7% Wether Kids); Replacement Sheep/Lambs: 20 40 60 80 100 120 140 33% Slaughter Goats (49% Kids, 20% Nannies/Does, 18% Hair Breeds - Choice and Prime 1-3: 250.00-310.00.

Hair Ewes - Small and Medium 1-2: 162.50-255.00.

Hair Breeds - Choice 1-3: 225.00-275.00.

Bucks/Billies, 2% Wethers, 11% Wether Kids).

Families - Small and Medium 1-2 w/<20 lbs lamb: 220.00Hair Breeds - Good 1-2: 145.00-215.00.

Slaughter Sheep/Lambs: 420.00.

Wooled & Shorn - Choice and Prime 1-3: 220.00-267.50. Hair Ewes - Utility and Good 1-3: 125.00-155.00.

Feeder Goats: (Week of 7/25/21 to 7/31/21) Hair Ewes - Cull and Utility 1-2: 90.00-125.00.

Wooled & Shorn - Choice 1-3: 140.00-155.00.

Kids - Selection 1: 300.00-335.00.

Arkansas Cattle Auction 40.00-76.00 † Hair Bucks - 1-2: 95.00-140.00.

Wooled & Shorn - Good 1-2: 100.00.

Kids - Selection 2: 235.00-280.00.

Ash Flat Livestock 37.50-72.50 † Replacement Sheep/Lambs: Hair Breeds - Choice and Prime 1-3: 247.50-295.00.

Kids - Selection 3: 180.00-210.00.

Benton County Sale Barn - Siloam Springs 55.00-84.00 † Hair Ewes - Small and Medium 1-2: 285.00.

Hair Breeds - Choice 1-3: 210.00-250.00.

Slaughter Goats: Cattlemen’s Livestock Auction 48.50-77.50* 4 Feeder Goats: Hair Breeds - Good 1-2: 180.00.

Kids - Selection 1: 305.00-345.00.

Cleburne County Livestock 38.00-75.00 † Kids Selection 1: 300.00-360.00.

Ewes - Utility and Good 1-3: 90.00-100.00.

Kids - Selection 2: 225.00-290.00.

55.00-66.00 † County Line Sale - Ratcliff Kids Selection 2: 250.00-270.00.

Ewes - Cull and Utility 1-2: 65.00.

Kids - Selection 3: 200.00.

Not Reported* Decatur Livestock Auction Kids Selection 3: 185.00-215.00.

Hair Ewes - Good 2-3: 165.00-215.00.

Nannies/Does - Selection 1-2: 162.50-220.00.

Not Reported* Farmer’s & Ranchers - Vinita Wether Kids Selection 3: 175.00.

Hair Ewes - Utility and Good 1-3: 145.00-155.00.

Nannies/Does - Selection 3: 110.00-160.00.

40.00-80.00* 4 Farmers Regional Sale Barn Slaughter Goats: Hair Ewes - Cull and Utility 1-2: 65.00-105.00.

Bucks/Billies - Selection 1-2: 145.00-230.00.

20.00-74.00* Fort Smith Kids - Selection 1: 285.00-310.00.

Bucks 1-2: 135.00-187.50.

Wether Kids - Selection 1: 295.00-315.00.

Not Reported* Four State Stockyards - Exeter Kids - Selection 2: 220.00-277.50.

Hair Bucks 1-2: 100.00-175.00.

Wether Kids - Selection 2: 250.00.

I-40 Livestock - Ozark 51.00-79.50 † Nannies/Does - Selection 1-2: 175.00-240.00.

Feeder Goats: Replacement Goats: Joplin Regional Stockyards 35.00-86.00 † Nannies/Does - Selection 3: 80.00.

Kids - Selection 1: 275.00-365.00.

Nannies/Does - Selection 1-2: 180.00-350.00.

Mid-State Stockyards 76.00* Bucks/Billies - Selection 1-2: 175.00-265.00.

Kids - Selection 2: 215.00-270.00.

Families - Selection 1-2 w/<20 lbs kid: 230.00-480.00. † North Arkansas Livestock 48.00-75.50 4 Wethers - Selection 2: 262.50-285.00.

Kids - Selection 3: 100.00-165.00.

Wethers Kids - Selection 2: 245.00-260.00.

OKC West - El Reno 46.00-83.00 † 4 Wether Kids - Selection 1: 290.00.

beef

sheep &

slaughter

40

80

100

Heifers, Med. & Lg. 1 300-400 lbs.

400-500 lbs.

500-600 lbs.

600-700 lbs.

700-800 lbs.

12

12

County Line Sale Ratcliff✝ 7/28/21 241

Decatur Livestock*

7/28/21 1,364

Cleburne County Livestock✝ 7/26/21 415

Uneven

-----

St-6 Higher

Uneven

175.00 161.00-169.00 145.00-160.00 140.00-156.00 133.00-147.00

194.00-207.00 170.00-192.00 162.00-169.00 158.00 146.00

137.00-189.00 138.00-193.00 110.00-184.00 130.00-170.75 130.00-164.00

170.00-202.50 161.00-180.00 154.00-185.00 141.00-161.00 136.00

164.00-180.00 150.00-169.00 140.00-155.00 140.50-149.00 -----

161.00-200.00 150.00-175.00 125.00-151.00 115.00-142.00 128.00-139.00

162.00-168.00 144.00-161.00 140.00-151.00 129.00-138.00 119.00-128.00

175.00-219.00 155.00-175.00 149.00-159.00 138.00-148.00 125.00-138.00

---------------------

165.00-200.00 146.00-177.00 140.00-160.00 124.00-145.00 129.00

--------130.00-138.00 134.00-139.00 120.00

140.00-175.00 130.00-162.50 125.00-147.00 116.00-134.00 105.00-128.00

155.00 130.00-156.00 135.00-146.00 130.00-136.00 -----

160.00-173.00 153.00-174.00 140.00-147.00 138.00-144.00 120.00-126.00

130.00-157.00 106.00-155.00 110.00-160.50 110.00-156.00 89.00-144.50

135.00-165.00 140.00-160.00 120.00-151.00 126.00-138.00 125.00-131.00

150.00-157.00 134.00-135.00 135.50-145.00 138.50-143.00 137.00

Ark. Cattle Auction, LLC - Searcy✝ 7/27/21 688

Ash Flat Livestock✝

h

120

Cattlemen’s Livestock*

7/30/21 520

Benton Co. - Siloam Springs✝ 7/29/21 647

St-7 Lower

-----

170.00-206.00 140.00-190.00 147.50-165.00 142.00-156.50 143.00-146.00

---------

Farmer’s & Ranchers Vinita, Okla.* ---------

Farmers Regional Sale Barn* 7/30/21 134

-----

-----

-----

-----

---------------------

113.00-170.00 134.00-174.00 133.00-172.00 137.00-154.00 120.00-130.00

170.00-201.00 160.00-191.00 143.00-187.00 136.00-156.00 119.00-145.00

---------------------

---------------------

---------------------

---------------------

----114.00-140.00 127.00-139.00 ---------

152.00-178.00 146.00-165.00 136.00-154.00 125.00-139.00 120.00-121.00

-------------------------------------------------------------

NOT REPORTED

300-400 lbs.

400-500 lbs.

500-600 lbs.

600-700 lbs.

700-800 lbs.

18

Blyt

NOT REPORTED

Bulls, Med. & Lg. 1

So 24

0

58.00-83.75* 5

60

av

6

NONE REPORTED

300-400 lbs.

400-500 lbs.

500-600 lbs.

600-700 lbs.

700-800 lbs.

Cheese: Ba $1.6350. T (+0.0065) a Fluid Milk most of th in Florida productio supplies a Class I sal Central re Class I mi school lun in some p prepare fo III milk pr this week. both the E tightening productio for all clas Midwest, SPOT PR BUTTER U.S. - $2.1

30.00-86.00 † 45.00-79.00* 50.00-75.00 †

stocker & feeder

Steers, Med. & Lg. 1

National Dai

50.00-74.00 †

prices

Fort Smith Four State I-40 Joplin Mi Stockyards* Stockyards - Livestock Regional Stoc Exeter, Mo* Ozark✝ Stockyards✝ ----7/29/21 7/26/21 7/26/21 7 ----343 4,683 1,003

NOT REPORTED

20

goats

cows

Ouachita Livestock Auction - Ola Ozarks Regional Stilwell Livestock Auction Tulsa Livestock Auction Welch Stockyards

0

cattle

-----

Uneven

St-4 Higher

---------------------

170.00-177.50 142.50-180.00 134.00-167.50 131.00-153.00 132.00-143.00

185.00-200.00 177.00-188.00 171.00-185.00 162.00-175.00 149.00-163.00

---------------------

--------126.00-142.50 120.00-122.00 127.00-135.00

---------------------

---------------------

140.00-155.00 131.00-157.50 124.00-150.00 132.00-147.00 -----

155.00-162.00 151.00-166.00 145.00-163.00 142.00-155.00 132.00-147.50

✝ USDA Reported * Independently Reported

Ozarks Farm & Neighbor • www.ozarksfn.com Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 9, 2021

150 110.

115.

100 100

100 100 100 95.

90

550-600 lb. steers

$240 $200

replacement Arkansas Cattle Auction - Searcy

7/30/21

Cheese: Barrels closed at $1.3900 and 40# blocks at $1.6350. The weekly average for barrels is $1.4030 (+0.0065) and blocks, $1.6335 (+0.0635).

Fluid Milk/Cream: Milk production is decreasing across most of the United States. In the Pacific Northwest and in Florida, milk production is holding steady. While milk production has decreased, most processors are finding supplies available to run active operating schedules.

Class I sales are steady to higher across the East and Central regions. In the Pacific Northwest demand for Class I milk is lower. Bottling demand destined for school lunch programs is mixed, as school districts in some parts of the country are purchasing more to prepare for the beginning of the K-12 school year. Class III milk prices in the Midwest were, reportedly, lower this week. Condensed skim sales have held steady in both the East and West regions. Cream availability is tightening in the West, though cream is available to meet production needs across the country. Cream multiples for all classes: 1.23 ñ 1.35 in the East, 1.23 ñ 1.35 in the Midwest, and 1.12 ñ 1.33 in the West.

SPOT PRICES OF CLASS II CREAM: $ PER POUND BUTTERFAT, F.O.B., producing plants, Midwestern U.S. - $2.1869 - $2.3065.

$120

675.00-935.00 † 800.00-1125.00 † 1025.00 * 910.00 †

$80

Aug. 20 Sept. 20 Oct. 20 Nov. 20 Dec. 20 Jan. 21

45.00 † Prices reported per cwt

steers 550-600 LBS.

Ash Flat Cleburne El Reno Green Forest Joplin Ouachita Ozark Ratcliff Searcy Siloam Springs West Plains Tulsa

Not Reported*

Not Reported * 850.00-1175.00 * None Reported *

600

1100

cow/calf

1600

Soft Wheat

Corn

Sorghum

24 18

13.69

13.67

13.63

7.22

7.24 6.54

7.15

13.29

Mid-State Stockyards North Arkansas Livestock OKC West - El Reno Ouachita Livestock Auction - Ola Ozarks Regional Stilwell Livestock Auction Tulsa Livestock Auction

12 6 5.73

0

ille thev

Bly

a elen

H

5.72

5.72

e Elain

la sceo

O

5.59

Little

128.31 140.53 ***

2100

169.30

k Roc

1110.00 †

Welch Stockyards

0

500

1000

133.09 152.05

167.78

142.84

Week of 7/11/21

166.93

Not Reported * Not Reported *

177.08 152.38 158.78

141.82

132.18 137.93

172.44

Not Reported *

152.98

178.59 174.44

** 138.47

158.49 167.22

1150.00-1760.00 *

2000

150.56

**

151.18

164.14

2500

141.47

176.87 156.15 158.35 **

OKC West - El Reno, Okla.✝ 7/27/21 5,827

Ouachita Livestock Ola✝ 7/27/21 357

Ozarks Regional West Plains✝ 7/27/21 2,044

Stilwell Livestock Auction* 7/28/21 450

Tulsa Livestock Auction✝ 7/26/21 1,773

Welch Stockyards*

-----

Uneven

1-8 Higher

Uneven

St-5 Higher

6-25 Higher

2-7 Higher

-----

-----------

170.00-177.50 142.50-180.00 134.00-167.50 131.00-153.00 132.00-143.00

185.00-200.00 177.00-188.00 171.00-185.00 162.00-175.00 149.00-163.00

150.00-210.00 110.00-165.00 115.00-155.00 100.00-140.00 100.00-125.00

----160.00 155.00-169.00 153.00-160.00 154.50

200.00-217.50 180.00-212.50 171.00-184.00 161.00-173.00 155.00-163.00

188.00-194.00 154.00-182.00 143.00-161.00 131.00-160.00 133.00-138.00

190.00-204.00 196.00 167.00-181.00 157.00-168.00 151.00-164.00

196.00-219.00 173.00-195.00 154.00-168.00 139.00-160.00 127.00-152.00

203.50-215.00 188.00-209.00 175.50-189.00 165.50-184.50 146.00-166.50

190.00-210.00 168.00-184.00 160.00-186.00 155.00-173.00 140.00-158.00

-----------

--------126.00-142.50 120.00-122.00 127.00-135.00

---------------------

---------------------

166.00-187.00 160.00-167.00 138.00-154.00 134.00-149.00 135.50-139.00

207.50-210.00 -----------------

179.00-195.00 153.00-180.00 134.00-151.00 ----119.00-125.00

172.00 163.00 154.00 ---------

---------------------

179.00-202.00 162.00-179.00 144.50-175.00 159.00-167.00 120.00-127.00

160.00-185.00 150.00-175.00 130.00-156.00 130.00-154.00 125.00-142.00

172.63

145.91

177.78

148.99 152.26

155.06

146.00 136.91

159.77 173.50

163.07

160.32

142.11

176.39 157.63 145.97 147.67 153.65

AUGUST 9, 2021

157.50-167.00 159.00-162.00 152.50-165.00 147.00-161.00 143.50-151.50

149.00-165.00 135.00-149.00 130.00-144.00 123.00-141.00 122.00-125.00

162.50-165.00 154.00-168.00 149.00-158.00 144.00-156.00 144.50-145.50

150.00-174.00 148.00-164.00 130.00-155.00 126.00-143.00 125.00-135.00

165.00-176.00 158.00-169.00 147.00-159.75 136.00-149.50 127.00-140.50

150.00-165.00 142.00-159.00 140.00-157.00 135.00-156.00 130.00-142.50

The&Ozarks Most• www.ozarksfn.com Read Farm Newspaper Ozarks Farm Neighbor

151.80 136.92 128.80 141.96 132.53

143.25

162.00

150.95

184.28 171.69

150.00-160.00 142.00-160.00 137.00-145.00 131.00-140.00 133.00

135.69 ** 134.87

154.74

7/27/21 798

St-4 Higher

100.00-175.00 100.00-142.00 100.00-132.00 95.00-126.00 90.00-115.00

151.70 129.73

168.06

Uneven

155.00-162.00 151.00-166.00 145.00-163.00 142.00-155.00 132.00-147.50

132.56

154.28

---

140.00-155.00 131.00-157.50 124.00-150.00 132.00-147.00 -----

148.21 131.77

148.26

None Reported †

1500

**

161.98

None Reported * 975.00-1325.00 † 1175.00-1575.00 † 1060.00-1200.00 †

550.00-1050.00 †

145.67

**

Week of 7/18/21

Daily Report 8/2/21

136.92 130.69

168.21

pairs

Arkansas Cattle Auction 900.00-1300.00 † Ash Flat Livestock 700.00-1325.00 † Benton County Sale Barn 710.00-1275.00 † Cattlemen’s Livestock Auction 1135.00 * Cleburne County Livestock Auction 1000.00 † County Line Sale - Ratcliff 840.00-875.00 † Decatur Livestock Auction Farmer’s & Ranchers - Vinita Farmers Regional Sale 700.00-1225.00 * 1200.00 * Fort Smith Stockyards Four State Stockyards - Exeter I-40 Livestock - Ozark 925.00-1300.00 † Joplin Regional Stockyards 900.00-1050.00 †

***

Week of 7/11/21

100

avg. grain prices

State I-40 Joplin Mid-State N. Ark. yards - Livestock Regional Stockyards* Livestock er, Mo* Ozark✝ Stockyards✝ Green Forest✝ --7/29/21 7/26/21 7/28/21 7/26/21 --343 4,683 522 332

NOT REPORTED

136.00

***

154.68

prices

-----------

155.61

***

1: 300.00-335.00.

2: 235.00-280.00.

3: 180.00-210.00.

Soybeans

* 142.17

***

(Week of 7/25/21 to 7/31/21)

1: 305.00-345.00.

2: 225.00-290.00.

3: 200.00.

Selection 1-2: 162.50-220.00.

Selection 3: 110.00-160.00.

Selection 1-2: 145.00-230.00. election 1: 295.00-315.00. election 2: 250.00. oats: Selection 1-2: 180.00-350.00. ion 1-2 w/<20 lbs kid: 230.00-480.00.

134.36

***

None Reported *

July 21

***

167.60

950.00-1485.00 *

May 21 June 21

Ash Flat Cleburne El Reno Green Forest Joplin Ouachita Ozark Ratcliff Searcy Siloam Springs West Plains Tulsa

158.81

900.00-1025.00 † 850.00-1350.00 † 860.00-1270.00 † 400.00-1425.00 †

Apr. 21

heifers 550-600 LBS.

***

700.00-1175.00 † 600.00-1325.00 † 650.00-1350.00 *

1100.00 †

Mar. 21

149.02

Not Reported *

OKC West - El Reno Ouachita Livestock Auction - Ola Ozarks Regional Stockyards Stilwell Livestock Auction Tulsa Livestock Auction Welch Stockyards

Feb. 21

Week of 7/18/21

National Dairy Market at a Glance

700.00-1225.00 †

Ash Flat Livestock Benton County Sale Barn - Siloam Springs Cattlemen’s Livestock Auction Cleburne County Livestock Auction County Line Sale - Ratcliff Decatur Livestock Auction Farmer’s & Ranchers - Vinita Farmers Regional Sale Barn Fort Smith Stockyards Four State Stockyards - Exeter I-40 Livestock - Ozark Joplin Regional Stockyards Mid-State Stockyards North Arkansas Livestock - Green Forest

dairy sales

$160

Prices reported per per cwtcwt Prices reported

Week of 7/25/21

st month, slaughter lambs traded 15.00 Not enough replacement sheep last month mparison. Feeder kid goats traded 3.00 h slaughter kid goats trading 10.00- 15.00 r nannies traded steady. Supply heavy demand. Supply included: 50% Slaughter % Wooled & Shorn, 89% Hair Breeds, 8% Bucks, 1% Hair Bucks); 8% Replacement 93% Hair Ewes, 7% Families); 15% Feeder ds); 20% Slaughter Goats (35% Kids, 47% 5% Bucks/Billies, 13% Wether Kids); 8% oats (96% Nannies/Does, 4% Families). /Lambs: n - Choice and Prime 1-3: 245.00. hoice and Prime 1-3: 232.50-285.00. hoice 1-3: 175.00-240.00. ood 1-2: 167.50-172.50. od 2-3: 168.00. lity and Good 1-3: 145.00. l and Utility 1-2: 107.50-120.00. . : 112.50-120.00. heep/Lambs: all and Medium 1-2: 162.50-255.00. and Medium 1-2 w/<20 lbs lamb: 220.00-

cows

(Week of 7/25/21 to 7/31/21)

Week of 7/4/21

7/24/21

Week of 7/25/21

roducers Auction Yards Sheep/Goat

Week of 7/4/21

les reports

:

12 Month Avg. -

✝ USDA Reported * Independently Reported

100 123 146 169 192 215 * No price reported in weight break **USDA Failed To Report *** No Sale - Weather Prices Based on Weighted Average for Steers and Heifers 550-600 lbs.

154.65 95

113 131 149 167 185 * No price reported in weight break **USDA Failed To Report *** No Sale

Prices Based on Weighted Average for Steers and Heifers 550-600 lbs.

13

meet your neighbors

Managing Cattle and the Land

By Terry Ropp

Daniel Potter says his mission with the George family is to help feed the world Daniel Potter was raised on a small horse farm in Bentonville, Ark., with generations of farmers and ranchers on both sides of his family. Though professionally a food safety scientist, Daniel’s father, Dr. Bill Potter, loved training horses and roping calves competitively.

His mother, Kathy and his uncle, David Kruckemeyer, were raised around generational Texas hill country ranches.”

Daniel attended Missouri State University in Springfield, Mo., for both his undergraduate and masters degrees. While there, he was a member of the ranch horse team and traveled extensively with the successful team. He also served an internship on a 20,000-acre ranch in remote northern Colorado.

“I still help them out seasonally when I can,” Daniel said.

Daniel’s first position out of grad school

14

was managing a bull AI facility in Stillwa- once or twice a week to learn the hands-on ter, Okla., before being hired by the Uni- part of the cattle industry which includes versity of Arkansas as the ranch horse fencing, cleaning pens, vaccinating cows, team coach and instructor for the hands- pulling calves, gathering cattle horseback on horse and cattle classes. In his first year or whatever else is on the agenda for the at U of A, the team was the D-II reserve day. national champions and then repeated Daniel is a believer in using horses and D-II national championships in 2017 and other low-stress cattle handling tech2018. While Daniel loved his time at U of niques, techniques he enjoys teaching to A, he wanted to ranch fulltime and went the boys. to manage a cattle and horse operation for In my opinion, life doesn’t get any betthe two years. In the fall of 2020, he was ter than handling cattle with good horses offered the position of cattle operations and a good dog. Adaptation to every setup manager for George’s Inc. and situation is essential, and Asher and “Our goal is to raise quality cattle and Garrick get to see it and help firsthand,” take care of the land, all of which is part he said. of our mission to help feed the world with The George operation runs 600 grassquality food,” Daniel explained. and hay-fed cows and young heifers. ProDaniel appreciates being trusted to make duction calves are sold to mostly regional operational decisions and refeedlots or stockers, depending ceives outstanding support upon size, with cattle and hay from the executive leadership. Bentonville, Ark. grounds located on more than Fifth-generation George twins, 20 locations throughout NorthAsher and Garrick, are typical west Arkansas. examples of the family’s work The mixed Angus and Brangus ethic and dedication. The herd is mostly naturally bred. Dan12-year-old boys help Daniel iel says even though Brangus handle Ozarks Farm & Neighbor • www.ozarksfn.com

Photo by Terry Ropp

Arkansas’s summer climate well because of their heat tolerance and insect resistance, more Angus genetics are being reintroduced to increase docility and carcass characteristics.

George’s has two calving seasons with the spring calving herd being larger. Daniel is currently considering moving toward all spring calving because weaning calves before winter decreases annual hay and supplement requirements since cows are not lactating. Another savings is less human labor, and wear on trucks and equipment because fewer trips are needed to the pastures for feeding. Daniel readily admits that calving in two seasons earns two checks per year instead of one and requires less extensive weaning and shipping facilities.

The George’s Cattle Department runs on a three-man crew with support from other departments, including the company truck maintenance shop, CDL haulers and maintenance teams.

Daniel attributes being able to run the operation with only a three-man crew to his team’s expertise, wisdom and willingAUGUST 9, 2021

ness to work until the job is done. Marcelo Tinajero has been with the operation for 20 years and Preston Davis for five.

“Because three heads are a lot better than one, we constantly brainstorm and usually end up with the best plans and solutions,” Daniel explained.

Cow herds are generally divided by age and calving season. A common practice is selling bred cows approaching 10 years old while they still have value, with the best heifer calves retained to take their places.

All cattle receive high-quality grass and hay, a comprehensive vaccination and health program and adequate mineral supplementation.

“Vaccination programs pay back in the long haul because it pays for itself because of the subsequent decrease in death loss, pregnancy loss and an increase in overall health,” Daniel said.

Daniel believes “you cannot manage what you don’t measure” and strives for efficient and practical practices including using a program called CattleMax. It provides detailed information on the herd in each pasture such as calving and weaning dates and vaccination and health histories as well as calf parentage, pasture rotations, etc. The precise information is used to measure the effectiveness of each phase of the operation to successfully maximize herd and land production.

Land stewardship is at the heart of a productive cow/calf program. Hay ground is fertilized with commercial fertilizers to relieve excess phosphorus level. Hay production is between 2,000 and 3,000 bales annually. Good forage makes for good cattle and good forage requires avoiding overgrazing, rotating pastures as much as possible and implementing weed control.

The main ranch and headquarters are located in urban Springdale, Ark. Occasionally transitioning land into development makes sense both practically and financially, a process made possible by the George family’s foresight in investing land through much of their history.

“Urban ranching can have challenges such as storms blowing down fences in the middle of neighborhoods and residential dogs bothering the cattle.” Daniel said.

“Nonetheless there are advantages as well including quick parts availability when things break down or the opportunity to grab a good cup of coffee on the go.”

AUGUST 9, 2021

BUY 9, GET 1 FREE

Berryville • 344 Hwy. 21 North 870-423-4245 Yellville • 801 Hwy. 62 West 870-449-4966 Flippin • 9095 Hwy. 62 East 870-435-4400 Huntsville • 304 Labarge St. 479-738-6814 Green Forest • 181 West Main 870-438-5184

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meet your neighbors

NORTH ARKANSAS LIVESTOCK AUCTION, INC. Call 870-438-6915 For Sale Information & For Special Sales For on Farm Appraisal or Hauling Contact One of the Following: Berryville

Clifty

Kevin (Short) Williams H - 870-423-3099 C - 870-423-8444

Elmer Robertson C - 479-466-0904

Kevin Logan H - 870-545-3637 C - 870-423-7708

Troy Cline H - 479-665-2934 C - 479-738-7746

Kingston

Restaurant on Premises

“We Know Cattle, and we Know the Markets” Kirk Powell (870) 654-2205 and Ron Wallace (870) 654-6369 Community Owned and Operated with Consistency, Uniformity, and Convenience • Online Auctions with bidding • Professional staff and services • Hay and Water pens • Cattle sorted by size, • On Farm Appraisals weight, type • Free Parking • Receiving day before • Hauling and Delivery and day of

Auctions on Wednesdays, 10:30 a.m.

Special auctions to be announced.

304 West Main Street • Green Forest, AR 72638 Office (870) 438-6915 • Fax (870) 438-5223 www.northarkansaslivestock.com Ozarks Farm & Neighbor • www.ozarksfn.com

15

Free Portable Corral Use for Customers • Hauling Available • Covered Pens

Decatur

On Farm Appraisal Receiving: Mon.: 8 a.m.-10:00 p.m.

Sale: Tues., 12 p.m.

Owners: Chris Buffer 479-531-2962 Shawn Sperry 479-957-1387

Livestock Auction Inc. Serving the Tri-State Area

479-752-8499 • Hwy. 59 South • Decatur, AR

Put Some Extra PROFIT In Your Production Sale

youth in

agriculture tomorrow’s ag leaders

Keystan Durning

By Terry Ropp

H Age: 18 H Hometown: Ozark, Ark. H Parents: Nick and Gina Durning H 4-H Club: Franklin County 4-H H Club Leader: Jesse Taylor

Submitted Photo

What is your favorite aspect of agriculture?

Henry

St. Clair

Cedar

Reach Your Potential Buyers With The Ozarks’ Most Read Farm Newspaper.

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Arkansas/Oklahoma Production Sale Issues August 30 • September 20 • October 11 • November 1 Missouri Production Sale Issues August 23 • September 13 • October 4 • October 25

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16

“My favorite part is the mechanical side because I like working on engines, whether it’s an automobile or tractor, usually with my dad Nick.

We don’t take our vehicles in for repair and maintenance because we do it ourselves. I started working with my dad on an old feed truck when I was 8 and watched him figure out that the alternator had gone out and the brakes were shot. My dad is the most influential person in my life because he always seems to have a way of figuring out stuff and I learn from him, not just about the individual problem but how he figures it out. I want to be just like him.”

What is your current involvement in agriculture?

“My grandpa Michael has a goodsized farm and my dad uses some of his land, but he also has his own land and they have separate cattle. My father also bought half of I-40 Livestock Auction so I work at the sale barn in the back tagging, bringing up animals to be tested for pregnancy and age, sorting and penning. I also work feeding and checking cattle.

What is an important agricultural memory?

“I started working with the cattle when I was around 5. One time my dad brought me with him and I watched while he showed me how to pull a calf when the momma can’t push it.

I didn’t understand before that how a calf was born and I thought it was really cool.”

What is the most important thing you have learned about agriculture?

“My dad taught me in agriculture you have to get your hands dirty and be outside.

That was kind of built into me as I grew up on our farm. I know more about agriculture than anything else so I think that’s the right place for me. No desk job for me.”

Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 9, 2021

the ofn

ag-visors

Advice from

the professionals

Should the Farm Stay in the Family?

Its Time to Bale Some Hay!

Are You Ready?

Poly, Sisal, or Netwrap the Farmers Coop Professionals can get you set up and ready to go.

By Jessica Allan

H

Legacies should not be assumed

ow often do you hear about a farm estate sale? Maybe it’s because of the realtors and auctioneers I know, but it seems like I hear of at least one every week. And with today’s land and equipment prices, I can’t blame someone for exiting the industry. Whether it’s due to the death of an operator, looming retirement, the desire to erase debt, or the lure of a steady job with a bigger, nicer house, family farms are transitioning and not necessarily to the next generation.

Jessica Allan is an So why isn’t the next generation stepping up to keep the agricultural lender family farm in, well, the family? For many, it’s for the exand commercial act reasons I just pointed out. A lot of Generation Y – we relationship manager often call them Millennials, but right now they’re 25 to at Guaranty Bank in 40 years old – would rather have their share of the estate Carthage and to do with as they please. When transferring legacy farm Neosho, Mo. A ownership, it’s also possible others consider the cost of resident of Jasper entering the industry prohibitive. Even if one of the heirs County, she is also wishes to continue the family business, today’s prices can involved in raising make it impossible for them to buyout the other heirs. cattle on her family’s What’s a family to do that wants to hang on to the farm farm in Newton after the passing or retirement of the most recent operator?

County and is an One option is to have an estate or successor plan in place. active alum of the This usually comes at a price as an estate lawyer should be Crowder College involved. Many see that as a reason to not have a trust or Aggie Club. She may estate plan in place, but it shouldn’t be a hindrance. Try to be reached at look at the cost as a future investment in both the family jallan@gbankmo.com. and the farm. These tools can help the current operator have a voice in the farm’s future.

But what if a plan was never set in place and something must be decided now? There are a couple of options available. One is the Farm Service Agency Beginning Farmer loan programs. These programs can allow an heir to have as little as 0 to 10 percent down payment and more lenient terms than traditional real estate loans. A lender is still involved at 50 percent of the loan on their loan terms, and the FSA would be involved with a direct loan of 40 to 50 percent at very lenient terms. Either program would more than likely allow the heir to come to more favorable payments if they had to purchase the farm outright.

Another option is for the family to come to an agreement, which would again likely involve a lawyer, that would allow the heir or heirs to purchase the farm over a period from the estate.

This option would allow the farm to continue production and for the estate or other heirs to receive compensation.

When it’s time for a family farm to transition, it’s not only wise to be aware of the options available, but it’s also important if the family farm is to remain that way. For some families, it might be best for the farm to transition to a new family. But if we are to keep the small family farm from becoming a thing of the past, we need to make sure that families are able to take advantage of all the available tools to help continue the cycle of success.

AUGUST 9, 2021

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17

farm

finance

Buy the Farm or Rent the Farm

By Erin Harvey

One thing we know for certain in farming and ranching is, having enough land is vital. According to the USDA, approximately 39 percent of the farmland in the U.S. is rented. More than half of cropland is rented, compared to just over 25 percent of pastureland. You may currently be in a situation or possibly down the road where you need to buy or rent land. As a farming operation grows, significant changes can result from expanding your acreage whether through rental or acquiring by purchase, including major tax implications. Let’s break down a few pros and cons to each.

OWNING THE LAND

• You’re in charge of all management decisions from crop rotation to improvements.

• You don’t have to worry about rental agreements or the possibility of it being rented to someone else.

• Your equity position will improve and open the possibility of borrowing more.

Interest rates are low right now, so it might be a good time for you to lock in long term pricing.

• Farmland property taxes are tax deductible, however, this does not include property taxes from a house or land with a home on it. To determine the amount of property taxes that are tax deductible for an operation, compare the value of the home with the value of farmland. Remember, neither the principal payments on a farm real estate loan or the down payment of your purchase are tax deductible.

Interest payments on the real estate loan as well as equipment and operating loans are tax deductible.

• Buying can be expensive and the price per acre continues to climb. Can your cash flow support the payment if you purchase? Do your plans for expansion need to be put on hold?

what do you say?

Why is it important to have a financial plan in place for your farm?

18

“A financial plan gives you the tools to evaluate profits and losses so you can modify as needed to maintain and expand your business. Without it, evaluation is more guesswork than achieving success.”

Nicole Dorsey Mayes County, Okla.

RENTING LAND

• Renting is generally a cheaper option. Young and beginning farmers may find it to be a much more affordable way to get started and often a knowledgeable landlord can offer insight for management practices.

• By renting, you can free up your cash flow to buy equipment, livestock, and inputs.

• Sometimes renting involves a short term contract which may not match up to your goals and you may need multiple years to return on your investment.

• The landlord could decide to not renew your rental contract.

• Unlike farmland loan payments, when renting land, you can use the whole rent amount as a tax deduction. A rent payment typically includes the property taxes for the ground and the cost of the privilege to farm the land. If an operating loan is used to pay for the rent payments for the land, the interest incurred from the loan is also an eligible tax deduction. This again applies to equipment loans or other operating expenses needed, depending on the rental agreement. While owning land allows for more tax write-off possibilities, renting may allow you to write off larger amounts.

Before you decide, do your homework, run the numbers, and talk to your lender.

Look at a recent soil survey to determine if the property meets your needs and plans. If there are certain zoning restrictions or if the property is in a flood hazard area, you will want to know up front. I even recommend discussing your options with a realtor that is knowledgeable about current real estate prices and quite possibly the property you are interested in. Also, talk to your insurance agent to find out what liability coverage might be necessary and an estimate of premium costs.

While there are tax benefits for both owing and renting, the best answer is the one that benefits you and your operation the most.

Erin Harvey is a CRCM, vice-president at Community National Bank & Trust in Lamar, Mo. She can be reached at erin.harvey@communitynational.net

“While a financial plan also allows you to monitor operations and identify possible areas to shore up, it is also extremely helpful when the person in charge passes because you have a template to start working from.”

Merrit Armitage Rogers County, Okla.

“COVID happening is the perfect example why.

The market tanked, and there will always be circumstances you don’t have control over. The first thing you need to have is a good relationship with your banker.”

Ozarks Farm & Neighbor • www.ozarksfn.com

Brent Cooper Sebastian County, Ark.

“The biggest reason is to see if you are making or losing money. You need to make sure bills are getting paid and you are making some money on top of that.”

Ed Linck Franklin County, Ark. AUGUST 9, 2021

farm finance

Washington County Farmers Mutual Fire I N S U R A N C E

Keeping You in the Green

Company

FARM • HOME • LIABILITY 2209 North Henbest Drive • Fayetteville, Ark.

479-442-2612

By Chad Pittillo

When it comes to drafting a plan, it’s important to understand all the variables that influence your likelihood of success.

You can identify and monitor these variables by regularly updating your records.

It’s important to keep your balance sheet and income statement current.

Your working capital and equity position are important when making plans for your operation. Planning can help you forecast when to expand, purchase new equipment and land, as well as help you determine when to make capital improvements.

Know Cost of Production

You’ll want to understand just how much it costs to cultivate your crop. Calculate the cost by acre and by crop. Be sure to consider all factors that contribute to the overall cost including seed, chemicals, fertilizer, fuel and irrigation. Many AUGUST 9, 2021

Equipment payments, land payments and labor cost are routine expenses. One way to identify how they contribute to your bottom line is to divide your total fixed cost per acre.

The calculation will reflect costs, over and above your variable production cost which can assist in planning crop-mixed plantings, the number acres needed to spread expenses, rental agreements and other variables.

T SMIT OR

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Serving Arkansas & Oklahoma

OWNERS FIELD Sam Chandler • 918-696-6029 REPRESENTATIVES Scottie Smith • 918-696-0793 Carl Quinton • 479-856-5500 Budge Herbert • 918-658-4781 Dax Tyler • 479-461-3678

Sale Every Monday

DS

Understand Your Fixed cost

FORT SMITH STOCKYARDS H

Understand Your Financial Landscape

farming operations will prepay or book inputs to help against price increases.

ST

With today’s elevated commodity prices and profits projected for 2021, it remains important for farmers to monitor expenses and track operational margins. As the current market/ futures price for crops like soybeans, corn, rice, cotton and wheat continue to rise, so does the cost of production.

The onset of COVID-19 impacted supply chains across the globe and as a result we have recently seen an increase in prices for our most important resources including seed, fertilizer and fuel.

With the cost of supplies increasing, so too does the cost of farm equipment resulting in higher expenses to produce crops.

In order to keep your farm in the green this year, consider these tips when looking at your monthly farm financials:

F

Five financial tips to help keep your operation profitable

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Your banker or your accountant can work with you on cash flow projections.

The projections will help determine your financing needs, control expenses, profit margins and price points to book crops.

Remember to use realistic projections that include average crop yield history. You cannot go broke – booking a profit.

Customized Crop Insurance

Crop insurance can be a tool used to protect your operation and minimize exposure to risk. From crop disaster, hail/wind to revenue protection, an insurance plan can be customized for your operation.

There are a couple of things we know for certain: we cannot control weather, the prices for inputs, equipment or commodity prices; however, we can plan based on a budget with managed expenses and projections. Making a plan to withstand the rainy days helps your operation enjoy the fruits of your labor.

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From the time a little jingle gets a child’s attention until we depart this wonderful planet, money and finances by association, are important to us all.

Money, in all its forms, affects and impacts our daily lives. Therefore, it’s a good idea to discuss and revisit some basic areas of money management.

As one example of the impact of money, our American farmers and ag producers deal with money and significant financial decisions every day. These decisions impact their lifestyle, their families and the bottom line of their businesses. Think about the multitude of decisions made by our producers on a daily basis. They deal with weather, changing markets, fuel and supply prices, equipment upkeep, breakdowns and other costs as well as short and longrange financial planning.

Sometimes it’s helpful to go back to some basic principles of saving, investing, spending and financial planning to keep money in perspective.

BUDGETING

This is an important, albeit not always popular, aspect of money management.

An effective budget allows us to know and direct where we spend. It offers peace of mind knowing we’ve covered the basics. I recommend a budget be completed

for one month, then you can change and update the numbers as needed. A simple Excel-based format will work. It’s amazing how many things touch our wallets over the course of a month. Keeping your spouse or business partners involved in this process really enhances the communication piece that’s so necessary with effective budgeting.

SAVING & INVESTING

A long-standing recommendation regarding savings stipulates we save at least 10 percent of our income. If practiced from our early earning years and sustained over time, the benefits are great. A dedicated savings plan, whether a 401k/403b as an employee or other plans for the self-employed, is an effective way to save. Benefits can include tax deferred earnings, professional management, payroll withholding and possible company matching funds, compounding and more.

A 30-year-old starting with $1,000 and saving $500 a month at a 10 percent growth level would attain a balance exceeding $1 million over a 30-year period.

Increase these numbers over time as earning increases and the retirement benefits will grow at impressive levels.

Whether you’re working for a company or are self-employed, find a trusted financial advisor that is also a fiduciary

Ozarks Farm & Neighbor • www.ozarksfn.com

and utilize their expertise at a high level. A few simple changes to one’s investment strategy can offer real benefits or alternatively result in needless costs or reduced earnings. Even though this is a long-term investment plan, it’s OK to adjust and change the plan’s direction when needed. Conditions will change over time. Ask questions and stay informed – it’s your money.

FINANCE AND BORROWING

Borrowing can be valuable and prudent. Using borrowed money as a tool is a time-tested approach to add value to your operation. If the benefits exceed your perception of the risk involved, go forward and use the borrowed funds for your benefit.

One word of caution, it generally makes sense to borrow strictly for tax purposes or because it’s deductible. Ensure the use of funds will benefit your farm or family.

It’s still a great interest rate market.

If you choose to borrow, know your good credit rating should be rewarded through some level of preferred interest rates and other incentives. Again, don’t be afraid to ask. Lending, like so many other disciplines, is a competitive business. Every banker and lender appreciates those excellent, credit worthy deals!

AUGUST 9, 2021

— ZONE A AUCTIONS —

— ZONE C AUCTIONS —

8/27 Evening Farm Auction – Miami, Okla. • Lester Miller Auctions 9/6 Industrial Equipment Auction – Chouteau, Okla. • Lester Miller Auctions 9/25 2021 Fall Consignment Auction – Wagoner, Okla. • McKinney Auctions

8/16 Antiques & Collectibles Auction, Heritage Village – Springdale, Ark. • Auctions by Larry R Williams 8/20 Anderson, Parnell, Remersheid, Bumgargner Estate Auction – Sulphur Springs, Ark. • Barber Auctions 8/23 Hawbaker Pepe Living Estate Auction – Springdale, Ark. • Auctions

by Larry R Williams 8/28 Ed Manor Farm Dispersal Auction – Jasper, Ark. • Bailey Auction Service 8/30 Estate of David Sherman Auction – Springdale, Ark. • Auctions by Larry R Williams 9/20 Heritage Village Antiques & Collectibles Auction – Springdale, Ark. • Auctions by Larry R Williams

— ZONE B AUCTIONS — 8/14 Land, House & Estate Auction – Ozark, Ark. • Reading Auction Service 8/21 House & Estate Auction – Mulberry, Ark. • Reading Auction Service 8/31 Land Auction – Ozark, Ark. • Reading Auction Service 9/4 Estate & Real Estate Auction – Fort Smith, Ark. • Contrail Auction Service 9/8 House Auction – Altus, Ark. • Reading Auction Service Nowata

Rogers Tulsa

A Craig

Mayes

Wagoner Okmulgee

McIntosh Haskel Latimer

Stone

McDonald

Delaware D

Cherokee

Muskogee

Pittsburg

Newton

Ottawa

Adair

Washington

Sebastian Seba

Le Flore

B Boone

New Newton

Marion

40

Logan

Iz Izard

en Van Buren

Pope

Conway

Oregon

Fulton

Baxter

Searcy

Johnson

Yell Scott

Howell

Ozark

C D

on Madison

Crawford Franklin

Douglas

Taney

rroll Carroll

Benton

B

Sequoyah

Barry

Christian

Independence

Cleburne Clebu

Faulkner

Sharp

White

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Ozarks Farm & Neighbor • www.ozarksfn.com

— ZONE D AUCTIONS — 8/14 The Estate of the late Mr. Philip Gillette Auction – Higden, Ark. • Swafford Auctions 8/28 Cheney Farm Estate Auction – Mountain Home, Ark. • Double Diamond Auction 9/11 Busbee Estate Auction – Marshall, Ark. • Lock Auction Service

OUTSIDE AREA — AUCTIONS — 8/10 Lewis Impound Auction – North Little Rock, Ark. • LJC Auction Service 8/11 160 +/- Acres, Good Livestock Land and Ponds Land Auction – Aline, Okla. • Wiggins Auctioneers 8/11 2 Homes and 38 Acres with Horse Barn Auction – Hot Springs, Ark. – Bob Goodman Auctions 8/18 Live & Online Land Auction – Hennessey, Okla. • Wiggins Auctioneers 8/19-8/20 2 Day Farm & Heavy Equipment Auction – Wynne, Ark. • Witcher Auctions, LLC 8/21 Jeff Burrington Estate Auction – Ward, Ark. • LJC Auction Service 8/27-8/28 2 Day Farm & Ranch Equipment Auction – Elgin, Okla. • Bridges Auction & Sales Company 9/18 Estate Auction – Jacksonville, Ark. • LJC Auction Service

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ozarks’

calendar

AUGUST 2021 10-14 North Logan County Fair – 122 Airport Industrial Rd, Paris, Ark. – www.facebook.com/LCF.Paris.AR 14-21 Ottawa County Free Fair – Miami Fairgrounds, Miami, Okla. – 918-542-1688

or mary.cook@okstate.edu 15 Beginning Farmer Class – Farm Tour – 1:30-5 p.m. – Location to be determined

– Cost: $10 – for questions contact Ryan at 479-271-1060 – to register visit

go. ozarksfn.com/pna 18-21 Johnson County Fair – Fairgrounds, Clarksville, Ark. – thejohnsoncountyfair.org 19 Cattlemen’s Forage College – Establishment & Management of Cool Season

Grasses and Legumes – 6 p.m., Online via Zoom – No fee to attend – to

register call 405-527-2174 or 405-321-4774 21-28 Sebastian County Fair – Sebastian County Fairgrounds, Greenwood, Ark.

– 479-484-7737 or www.sebastiancountyfair.com 22-29 Newton County Fair and Rodeo – Fairgrounds, Jasper, Ark. –

www.thenewtoncountyfair.com or newtoncountyfair@gmail.com 23-28 North Franklin County Fair – Fairgrounds, Ozark, Ark. – nfcfair.com 24-28 Baxter County Fair – Baxter County Fairgrounds, Mountain Home, Ark.

– call 870-425-2335 for more information 24-28 Washington County Fair – Fairgrounds, Fayetteville, Ark. –

mywashcofair.com or information@mywashintoncountyfair.com

ozarks’

auction block

September 2021 6 28th Annual Autumn in the Ozarks Sale – Chappell’s Sale Arena, Strafford,

Mo. – 405-246-6324 18 Wild Indian Acres & Friends Female Sale – at the Farm, DeSoto, Mo. – 785-672-3195 25 Flint Hills Fall Classic Sale – Paxico, Kan. – 830-998-2023 25 Satterfield Charolais & Angus 10th Annual Female Sale – at the farm, Evening

Shade, Ark. – 501-944-9274 or 870-499-7151 October 2021 2 Bradley Cattle & Hankins Farms Fall Colors Charolais & Red Angus Sale

– Hankins Farms, Springfield, Mo. – 417-848-3457 – 417-861-2316 2 Jac’s Ranch Annual Production Sale – Bentonville, Ark. – 479-273-3030 9 Big D Ranch’s Building For Your Tomorrow Annual Production Sale – at

the ranch, Center Ridge, Ark. – 501-208-6119 9 Leachman Fall Ozark Sale – I-40 Livestock Auction, Ozark, Ark. – 970-568-3983 16 Angell-Thomas Charolais Sale – Paris, Mo. – 573-682-7348 16 Aschermann Charolais/Akaushi 33nd Edition Bull Sale – at the ranch, Carthage,

Mo. – 417-793-2855 – 417-358-7879 16 Bradley Cattle Charolais & Red Angus Bred Heifer & Bull Sale – Springfield

Livestock Marketing Center, Springfield, Mo. – 417-848-3457 16 Fink Beef Genetics Fall Bull Sale – Fink Beef Genetics Sale Facility, Randolph,

Kan. – 785-293-5106 16 Heart of the Ozarks Angus 115th Edition Consignment Sale – Ozark Regional

Stockyards, West Plains, Mo. – 734-260-8635 22 2021 Royal Collection Charolais Sale – Wagstaff Sale Center, Kansas City, Mo. – 281-761-5952 23 Mead Farms Production Sale – at the farm, Barnett, Mo. – 573-302-7011 23 Seedstock Plus Fall Bull & Female Sale – Joplin Regional Stockyards, Carthage,

Mo. – 877-486-1160

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29-9/4

31-9/4

Hay Show – 6 p.m. – Sebastian County Fairgrounds, Greenwood, Ark. – entries due by Aug. 13 – Cost: $15 per entry – 479-484-7737 Madison County Fair – Madison County Fairgrounds, Huntsville, Ark. – www.madisoncountyarfair.com or 479-738-2642 Marion County Fair & Livestock Show – Marion County Fairgrounds, Summit, Ark. – www.marioncountyarfair.org or 870-449-4332

SEPTEMBER 2021 7-11 Cleburne County Fair & Livestock Show – Fairgrounds, Heber Springs,

Ark. – 501-306-9305 or www.cleburnecofair.com 7-11 Conway County Fair – Fairgrounds, Morrilton, Ark. – www.conwaycountyfair.com 7-11 Searcy County Fair –Fairgrounds, Marshall, Ark. – www.facebook.com/SearcyCountyFair 7-11 South Logan County Fair – Fairgrounds, Booneville, Ark. – 479-675-6344

or www.facebook.com/SouthLoganCountyFair 8-13 Cherokee County Fair – Cherokee County Fairgrounds, Tahlequah, Okla.

– 918-456-6163 8-13 Mayes County Fair – Fairgrounds, Pryor, Okla. – 918-825-3241 or mayescountyfair.com 11-14 Pope County Fair – Fairgrounds, Russellville, Ark. – popecountyfair.com 13-18 White County Fair – Fairgrounds, Searcy, Ark. – 501-268-5394 or www.whitecountyfairgrounds.org

23 Square B Ranch Private Treaty Sale – at the farm, Warsaw, Mo. – 660-438-2188 25 Southwest Missouri All Breed Performance Tested Bull & Foundational

Female Sale – Springfield Livestock & Marketing Center, Springfield, Mo. – 417-293-8002 30 Cattlemen’s Preferred Sale All Breed Bull & Commercial Female Sale –

Harrison, Ark. – 205-270-0999 30 Fox Hollow Farms Fall Production Sale – at the ranch, Hulbert, Okla. – 918-409-6068 30 Nipp Charolais Annual Fall Bull Sale – at the ranch, Wilson, Okla. – 580-513-3555 30 Wall Street Cattle Company Production Sale – at the ranch, Lebanon, Mo.

– 417-288-4444 November 2021 5 Meyer Cattle Company Fall Sale – Bowling Green, Mo. – 573-808-0624 5-6 GenePlus Production Sale – Chimney Rock Cattle Company, Concord, Ark. –

1-877-436-3877 - www.geneplusbrangus.com 6 B/F Cattle Company Production Sale – at the farm, Butler, Mo. – 660-492-2808 6 RED REWARD ‘Fall Edition’ Bull & Female Sale – Wheeler Livestock

Auction, Osceola, Mo. – 877-486-1160 6 Worthington Angus Bull & Commercial Female Sale – at the farm,

Dadeville, Mo. – 417-844-2601 15 Green Springs Fall Best of the Bull Test Sale – Nevada, Mo. – 417-448-7416 19 Show Me Select Replacement Heifer Sale – Joplin Regional Stockyards,

Carthage, Mo. – 417-466-3102 19 Wienk Charolais Legends of Fall Bull Sale – Arcadia Stockyard, Arcadia, FL –

605-860-0505 – 605-203-0137 27 College of the Ozarks Production Sale – College of the Ozarks, Point Lookout,

Mo. – 417-342-0871

Ozarks Farm & Neighbor • www.ozarksfn.com

AUGUST 9, 2021

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“A Passion for Agriculture”

Looking for freelance writers for Ozarks Farm & Neighbor Experience in agriculture preferred, but not required. Some photography skills needed. Freelancers should have excellent organizational and time management skills, the ability to produce news stories following AP style and a strong initiative. Must be able to meet deadlines and follow through with projects.

Freelancers are required to travel to farms to conduct interviews and take pictures.

Please submit a current resume and writing samples to julie@ozarksfn.com Ozarks Farm & Neighbor • www.ozarksfn.com

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