MTT September 2012

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MCH-405 Miramar CS TOWN TIMES_2_Layout 1 6/26/12 2:41 PM Page 1

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Make Time for Fun

T

he excitement of the London Olympics is over, summer vaca-

tions are fading into mere memories, and the kids are back in school. Our lives are slowly returning to ‘normal.’

Before everyone gets too busy with after school activities, sports and music lessons, make time for fun. The fall season in Florida has plenty to offer for fun in the sun. The sun is not quite so scorching hot, and the ocean waters are still warm and beautiful.

Turn off the TVs and game consoles for a bit and get out there to enjoy the surf, go shelling, visit the Florida Keys, take a tour through the Everglades, get out on a boat and catch some fish, visit the nation’s oldest city, or enjoy the thrills of your favorite theme parks in Orlando and Tampa.

Whatever your pick, just do it together. Our hectic lives force us to spend time separated from our loved ones for most of the day, so make sure you take the opportunity to enjoy each other’s company when you can.

Contents Calendar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Community News Miramar Hosts Back to School Bash! . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 New Farmers Market Taking Root in Miramar . . . . . . . . . . . . . . . . . . . . . . . 13 Magnifique! French Desserts are the Order of the Day at Cooking Demonstration 14 Miramar Artist Calls on Childhood Memories . . . . . . . . . . . . . . . . . . . . . . . 15 High Holy Day Services offered at Miramar Cultural Center . . . . . . . . . . . . . .

16

Readers Wanted to Kick-off New Book Club . . . . . . . . . . . . . . . . . . . . . . . 19 Local Author Hopes to Inspire Others Through New Book . . . . . . . . . . . . . . . 20 City Commissioners Recognized at Jamaican Independence Gala . . . . . . . . . . 22 Get Educated on Proposed Amendments to the Florida Constitution . . . . . . . . 27

inspiring individuals Honors for Hispanic Women of Distinction . . . . . . . . . . . . . . . . . . . . . . . . 22

Cover Story Montes & Lidsky Law Firm Offers Individualized Service for All Legal Needs . . . . 24

School News Dolphin Park Provides High School Alternative . . . . . . . . . . . . . . . . . . . . . . 28

eye Care Getting Your Child’s Eyes Ready for the Classroom . . . . . . . . . . . . . . . . . . . 29

Insurance insight Your Home’s Value and Property Insurance . . . . . . . . . . . . . . . . . . . . . . . . 30

real estate Bidding War in Homes for Sale Continues . . . . . . . . . . . . . . . . . . . . . . . . . 32

pet of the month “Aspen” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32

legally speaking New Loan Modification Program for Homeowners . . . . . . . . . . . . . . . . . . . 34

photo contest The World’s Favorite Newspaper™ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37

Sincerely,

it’s their business

Sven Budzisch

Business spotlight . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 seen on scene. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44

Shinju Japanese Buffet Offers Authentic and Delicious Asian Cuisine . . . . . . . .40

Sven Budzisch Publisher/Owner

Publisher/Owner . . . . . . . . . . . . . . . . . . . . .SVEN BUDZISCH Managing Editor . . . . . . . . . . . . . . . . . . . . . . . . . Julie Levin sales manager . . . . . . . . . . . . . . . . . . . . . . . . . Nancy Koval Account Representatives . . Garry Isabelle, Joyce Bak, Elaine Christ,

Vanessa da Rocha, Jack Rader, Kim Mills, Bill Weimer, Mariem Garcia Office manager . . . . . . . . . . . . . . . . . . . . . . Gabriela Moscoso Art Direction, Design & Production . . . . Barry Stock, Grace Umlauf staff photographer . . . . . . . . . . . . . . . . . . . . . . Barry Stock

Visit us online: www.miramartowntimes.com

1960 N Commerce Parkway, Suite 3, Weston, FL 33326

Ph: 954-306-1007 • Fax 954-306-1008 editor@miramartowntimes.com graphics@miramartowntimes.com

Total circulation is 20,000. Quantum International Corporation, DBA Miramar Town Times (MTT), is published and direct mailed monthly to prestigious homes in Miramar verifiable by US Postal statements. Additional free copies are available at locations throughout Miramar and upon request by contacting this newspaper. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. Quantum International Corporation, DBA MTT reserves the right to edit and/or reject any editorial or advertising content. MTT is not responsible for errors in advertising beyond the cost of the space or for the validity of claims made by advertisers. Entire contents copyrighted 2012 by MTT, Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

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Check us out Online! www.miramartowntimes.com

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:40 AM

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September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:40 AM

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Calendar

13th Miramar Community Garden Monthly Member Meeting-Join us for the first general member meeting of the season. Everyone is welcome. 6:00 p.m. - 8:00 p.m. Fairway Park Community Center, 3700 Largo Drive, Miramar.

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Queen of Comedy-Considered one be accompanied by a parent - community of America’s top comediennes, “Queen services hours available. No RSVP needed of Comedy” Sommore offers audiences a - just come by. For directions: http://tinyurl. hilarious, yet piercing look at today’s issues com/MCG-directions. 8:00 a.m.-11:00 a.m. from a woman’s perspective during the Miramar Community Garden, Fairway live television taping of Chandelier Status. Park , 3700 Largo Drive, Miramar.

With a combination of class and sass, she is frank and fearless in her routines, tackling topics that range from the mundane to the controversial with wit, intelligence and style. 8 p.m. This event is presented by One Thousand Kisses and the Miramar Cultural Center. For ticket information, visit MiramarCulturalCenter.org

New Member Welcome-Join the Miramar Pembroke Pines Regional Chamber of Commerce for its New Member Orientation at the Chamber office. Guests will be introduced to the Chamber programs, benefits and perks, meet support staff and get answers to questions about the Chamber and the business community.

8:30 a.m. - 9:30 a.m. R.S.V.P. is requested to Samia@miramarpembrokepines.org or call (954) 432-9808.

15th

29th

Love a Latin Beat?-Let the beat get your feet moving to the rhythm of Latin music at Miramar’s Culture in the Night Concert Series – Latin Music Night. This free event will feature live musical performances on Miramar’s outdoor stage. Guests can even experience Latin cuisine by purchasing a tidbit from one or more of the food vendors.

Cash bar available. Seating is limited, so bring lawn chairs or a blanket. 8:00 p.m. to midnight at Miramar Town Center, located at 2300 Civic Center Place. For more information, call 954-602-3319.

Third Saturday’s at the GardenVolunteers are needed as the Miramar Community Garden begins preparing the garden for the new harvest season. Bring your garden tools if possible, remember to dress appropriately, protect yourself from the sun and don’t forget drinking water! Volunteers under 16 years old must

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23rd Farmers Market-The City of Miramar and Memorial Hospital Miramar kick-off their new Farmers Market. The weekly market will run from 9 a.m. to 2:30 p.m. every Sunday, starting September 23. The market will feature more than 50 vendors offering locally grown fruits and vegetables, fresh baked artisan breads; hot brewed organic coffee, chilly fruit smoothies and more. There will also be fresh herbs and flowers, gourmet sauces, hand-made organic soy candles, soaps and essential oils; vegetarian and gluten free products, wellness classes and demonstrations and more. Memorial Hospital Miramar, 1901 SW 172nd Avenue, Miramar.

25th

Library, 2050 Civic Center Place. For more information, call 954-735-1311

Thru Dec. All That Jazz -The Museum of Art | Fort Lauderdale, Nova Southeastern University and the Miramar Cultural Center | ArtsPark present All That Jazz: Photographs of Jazz Legends from September through December on display in the Ansin Family Art Gallery.

The photography exhibit features iconic images of jazz greats such as Dizzy Gillespie, Dexter Gordon, Ella Fitzgerald, Billie Holiday and Quincy Jones, and includes work by William Gottlieb and Herman Leonard, two of the genre’s best known photographers. The gallery is open Monday and Friday from 10 a.m. to 4 p.m., and on Tuesday, Wednesday and Thursday from 10 a.m. to 6 p.m. 2400 Civic Center Place.

Ongoing

Jazzercise for Adults-Come have fun and get into shape in a Jazzercise class for adults taught by a certified instructor.

Saturdays, 9:00 a.m. – 10 a.m. Sunset Lakes Community Center, 2801 SW 186th Avenue.

For mor e i n for m at ion , c a l l 954-442-4912.

Get Educated on Proposed Amendments to Florida’s Constitution-The League of Women Voters of Broward County has partnered with the Broward County Library to help educate voters on the issues. The League will offer a one-hour presentation of “2012 Florida Ballet Amendments Made Easy” at the Miramar Branch Library and Education Center September 29, at 2:00 p.m..

During the presentation, a representative of the League will describe each of the 11 Florida Ballot Amendments in common terminology, discuss what those in favor and those opposed are saying, and what a “yes” or “no” vote means. Miramar Branch

Resume Writing and Interview Skills-Sign up for this weekly class which is designed to give job applicants the skills they need to have competitive resumes and interview skills. 4 p.m. - 5 p.m. Fairway Park 3700 Largo Drive. For more information, call 954-889-2722.

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Community News

Miramar Hosts Back to School Bash!

By Julie Levin

T

o help get the kids ready for school, the City of Miramar hosted a Back to

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September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:40 AM

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September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:40 AM

Community News

New Farmers Market Taking Root in Miramar

By Julie Levin

A

new effort to encourage residents to eat healthier, fresher

and more locally grown food is sprouting this month. Memorial Hospital Miramar, in partnership with the city of Miramar, is kicking off a brand new Farmers Market that will be held every Sunday on the hospital grounds. The first market will be held September 23 and organizers are hoping residents make it part of their shopping routine. “Shopping at a Farmer’s Market is a wholly unique experience that benefits farmers and producers directly,” said Iris Casanova of Florida Fresh Market, who will manage the project. “They provide wonderful access for local residents and neighboring communities to fresh, nutritious food, helping to keep our communities healthy.

The market is promising to offer a bounty of local vendors who will have a wide variety of fresh produce, including organic, naturally grown and seasonal fruits and vegetables. There will also be an array of other products for sale including fresh herbs, plants, fruit trees and flowers, orchids, handmade soy candles, soaps and essential oils, African Shea Butter and “Black Soap”, gourmet sauces, prepared foods, artisan breads and baked goods, vegan and gluten free products, freshly brewed coffee, as well as organic and packed gourmet coffees, fruit and vegetable juices and smoothies, local honey and more. There will also be healthcare education, health and wellness and fitness services as well as cooking demonstrations.

Promoting healthier living has been part of an on-going theme in Miramar. The City already runs a thriving Community Garden in Fairway Park, which offers a network of healthy food sources of naturally grown vegetables and fruits, a social network for garden volunteers and the opportunity for vocational training. Several months ago, they approached the hospital with the idea of working together to make new inroads in community health. “Promoting healthy living is a mission we have in common with Memorial Hospital Miramar. This farmer’s market is one more quality-of-life reason to live, work and play in our beautiful and progressive City,” said Lori Moseley, the Mayor of Miramar It’s the first time the hospital has launched a Farmers Market and they say they are excited to see how it brings the community together. “It’s right next door,” said Sandy West, the Director of Food and Nutrition Services for Memorial Hospital Miramar.

“It’s fresh local produce and products which supports the local and regional economy.

It is also a great opportunity for a family experience to provides health & well being education.”

According to Iris Casanova, Farmers Markets are booming despite the recession. She said in addition to opening new healthy food avenues to residents, they are healthy for the economy.”They generate business and business creates jobs. Farmer’s Markets also bring business to neighboring stores and communities where the market is located.,” she said.

The Farmer’s Market at Memorial Hospital Miramar will kick-off September 23 from 9 a.m.-2:30 p.m. They will run every Sunday through March, 2013. The hospital is located at 1901 SW 172 Avenue, Miramar, FL 33029

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CN Community news

Magnifique! French Desserts are the Order of the Day at Cooking Demonstration

W

By Julie Levin

goes in the middle of the crepe had been made earlier in order sants and hot crepes wafting through the air, a to bring it to proper room temperature for the demonstration. multi-purpose room at the Miramar Branch “It has to be very cold,” explained the chef. When the ingredients Library and Education Center felt more like a swanky French were complete, and the crepes assembled, everyone in the room Bistro, than library recently. For several hours on July 14, got to dig in to the dessert. “That’s the best part. Everyone gets guests learned the intricacies of creating French delicacies to taste it,” said Chef Rios, who brought more than 32 years in honor of Bastille Day, France’s celebration of the birth of to the demonstration and has cooked for Presidents, heads of the French Republic. state, politicians, celebrities The delectable demonstration came courtesy of Chef Jose and athletes.

Rios with the Le Cordon Bleu College of Culinary Arts. Backed The chef was assisted by by a team of student assistants, Chef Rios took the crowd a team of students who volthrough a demonstration of a classic French dessert--Cherry unteered their time for the Crepes Jubilee. “The point of today is to show people that if demonstration. They stood they follow a couple of simple steps, they can have something by the chef’s side, handing delicious at home they would normally only get at a restaurant,” him ingredients and utensils said Chef Rios. just as he needed them. For As the several dozen guests looked on, they snacked on them, it is a labor of love.”I’m freshly made croissants and chocolate croissants the students here because I love this,” had prepared. Then Chef Rios took them step-by-step on the said Carmen Mata, 33, of proper way to assemble Cherry Crepes Jubilee, making the Pembroke Pines who recently Top right: Mary Stephens, Librarian 1, and the demonstration team from the Le Cordon crepes, preparing the cherry filling, (a mix of cherries, cherry graduated from the school Bleu College of Culinary Arts. Chef Instructor Jose Rios is third from the right. juice, sugar, cinnamon, vanilla, brandy and cornstarch) and and has found work cooking Bottom right: Chef Jose Rios demonstrates how to make a crepe making fresh whipped cream. An almond custard that also at a local steak house.

Left: The chef shows off fresh croissants that guets enjoyed during the demonstration ith the aroma of freshly baked crois-

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September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:40 AM

Community news CN

Miramar Artist Calls on Childhood Memories

By Julie Levin

S

onia Lewis says her art-

work harkens back to a gentler time. The Jamaican born artist spent many summers as a young girl admiring the beauty surrounding the hills of Mandeville in the island’s interior. It is that pastoral setting, and all that surrounded it, that now inspires the creations of the Miramar resident. Her goal is for admirers to find a sense of nostalgia when looking at her work. “I want them to remember and just sit and go back to that peaceful and relaxing time,” said Lewis.

Lewis’s artwork was recently on display at Miramar City Hall for CaribbeanAmerican month. The public had the opportunity to not only get to know her work, but also meet the artist herself. Many might have been surprised to know that Artist Sonia Lewis Lewis was a very late-blooming artist. She had made a successful career in catering and gourmet cuisine as a restaurateur, as well as a designer of cut-work garments and table linen. For years, she satisfied her appetite for art by spending more than a few vacations at the Louvre in Paris. But several years ago, facing retirement, she decided to realize her dream of becoming an artist. “I only started three years ago. I had never painted before in my life,” she said.

She says after much prayer and meditation, Lewis located an intensive course offered by a modern-day Dutch master who was schooled in the work of Rembrandt and Vermeer as well as the technique of under painting and glazing.

She says she knew instantly that this was what she had been waiting for. She set off for Brittany, France to enroll and to master the technique that is now her hallmark.

Today Lewis works on oil on canvas, capturing her memories of the family-owned Great House in Jamaica’s majestic Blue Mountains, as well as all of the beautiful, domestic items that surrounded her. Images of an old coal stove, intricate hand crafted table linen, water goblets, antique pitchers, bowls, coffee beans, berries, blooms, and more. It is these things that she seeks to reproduce not only in her painting, but as object’s d’Art that she creates. She handcrafts enamel bowls, trivets, coasters, mugs, vases, place mats, note cards-- each that tell a story. “Each thing reminds me of something in my wonderful childhood,” she said. .

Lewis has showcased both her Fine Art and Objects d’Art in various galleries throughout Jamaica, with private exhibitions in the US and the UK. She has also been contracted by resorts to not only provide art for their executive suites, but also to produce utilitarian lines from her Objects d’Art collection for their fine dining areas.

For more information and a look at Sonia’s artwork, visit www.Sonasfinecaribbean art.com

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Community news

High Holy Day Services offered at Miramar Cultural Center

By Julie Levin

F

or a second year, Jews who are not affiliated with a Synagogue

in West Broward will still have the option to worship on the High Holy days with others in the community. They are invited to come out to the Miramar Cultural Center on both Rosh Hashanah and Yom Kippur for services organized by Shema Koleinu, a “community without walls” that serves all who want to connect with their Jewish heritage. Last year, the services drew close to 450 people and Cantor Debbie Ballard said they are anticipating even more this year. “I felt that it was really important to give unaffiliated residents in West Broward a quality option for not only high holy services, but life cycles services in general,” said Ballard.

Jews will begin celebrating Rosh Hashanah, the Jewish New Year, on September 16. The High Holy days encompass the ten days from the beginning of Rosh Hashanah through the end of Yom Kippur, the holiest day in the Jewish calendar. Ballard will lead the services with her father, Rabbi Steve Spiegel. For the first time Rabbi Janie Grackin, a renowned Torah storyteller, will also join them. Everyone from the community is invited to attend, though they will need to purchase tickets.

Ballard started Shema Koleinu, which is Hebrew for “hear our voices,” in September 2010. She found more Jews were looking for an alternative way to connect with their Jewish roots instead of joining a Synagogue. She said some had financial concerns, other simply weren’t finding a spiritual home. “People are not finding value in their synagogue community. It means they are either looking for more flexibility, looking for more personal connection, less politics or a community that is more in tune with them,” Ballard said. Shema Koleinu provides Jewish education, lifecycle events, and community outreach for unaffiliated and interfaith families and individuals throughout South Florida. Among the services they provide, a Hebrew school that currently has 90

students enrolled, private Bar/Bat Mitzvah preparation and destination weddings.“We’ve really carved out this niche for people looking for options in Jewish connection and Jewish worship,” she said.

The High Holy Day services begin on Sept. 16 at 7:30 p.m. for Erev Rosh Hashanah.

On Sept. 17, there will be a Rosh Hashanah service for adults and families at 10 a.m.

Services for Yom Kippur begin on September 26 with Kol Nidre at 7:30 p.m. On Sept. 27, there will be a Yom Kippur service for adults and families at 10 a.m., followed by a Yizkor service. Tickets can be purchased online at www.miramarculturalcenter.org or at the box office at the Miramar Cultural Center.

The cost is $99 for adults; $72 for college students/seniors, $36 for children under 18. One admission price grants entry to all of the services.

Cantor Debbi Ballard, and her father, Rabbi Steve Spiegel will be leading High Holy Day services at the Miramar Cultural Center. They will also be joined by Rabbi Janie Grackin, a master storyteller.

The Miramar Cultural Center is located at 2400 Civic Center Place. For ticket information, visit www.miramarculturalcenter.org or call 954- 602-4500. For information on Shema Koleinu, visit www.shemakoleinu.org, send an email to debbi@ shemakoleinu.org or call 954-646-1326.

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senior from Broward County According to Dr. Edwin Rodriguez, Medical Director at AvMed, this is rushed to the emergency coordinated approach will lead to better health outcomes for patients. room because she mixed “Some 15-20% of Medicare hospital admissions are due to medication medications that are contra-indicated. complications,” said Rodriguez. “By developing a strong relationship with Another bounced around from your PCP, you can avoid this.” specialist to specialist, undergoing duplicate tests and procedures.

Louise Schendel, a senior from Margate who visits her PCP every three months, admits she would be lost without the lasting relationship she All of this could be avoided. has built with her PCP over the years.

More than 100 studies document the “When I have a problem, I call him and he tells me exactly where to go critical role primary care physicians and what to do. I feel like I have someone out there rooting for me,” said (PCPs) play in patient care. PCPs Schendel, an AvMed Medicare Advantage plan member for two years. can be many things for a patient — “Without my PCP I wouldn’t have the confidence on where to go and what their cheerleader, advocate and even specialists to visit.” their medical interpreter — but most importantly, the studies prove that William Pena, M.D., a primary care physician who practices in Hollywood, having a strong relationship with a often acts as an interpreter for patients who don’t always understand PCP leads to better quality of life, more productive longevity, and lower what a specialist recommends: costs as a result of reduced hospitalization, improved prevention and “They want us to explain procedures. The best way to get better results is better coordination of chronic disease care. when a patient clearly understands what they have and how to interpret tests. They need to understand their options for treatment and they rely AvMed Health Plans, one of the oldest Medicare providers in South on their PCP to help.”

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Community News

Readers Wanted to Kick-off New Book Club

By Julie Levin

I

f you love to read and enjoy sharing your passions for all things

literary, make sure you check out the brand new book club being formed at the Miramar Branch Library and Education Center. The new venture is being planned

by The Friends of the Miramar Library, a local non-profit library support group, to help bring readers from all walks of life together.

The Friends of the Miramar Library was due to have its first organizational meeting for the club in late August and then host their first book club meeting sometime in October. Early plans are to have the club meet in the afternoon on a monthly basis to feature discussion of the month’s chosen book. The plan is for the organizers to select the first few books to get things rolling and then have members choose the books they’d like to read for future discussions.

A book club, also referred to as a reading group, traditionally consists of several members who meet in person each month to talk about a specific work. In recent years, the growth of web forums and email has also prompted new outlets for online books clubs. In addition to being a great way to share a love of reading, the clubs are also a fun way to socialize.

With 40 current members, the Miramar Friends of the Library was first organized in February of 2009 as a nonprofit organization dedicated to support the Miramar Public Library. The mission of the Friends of the Miramar Library is to promote community awareness about services and programs that the library has, support the library’s activities by raising funds, and serve as a liaison between the Miramar Library and the Community, and between Miramar Friends and the Friends of Broward County Library. As a nonprofit organization, they raise money through sales from the Book Nook, quarterly Book & Bake Sales, and through memberships

If you are interested in joining the book club, please stop by the Book Nook desk or the Reference Desk at the library to fill out an interest card. The group is also always looking for new members. For more information, visit them online at www. friendsofthemiramarlibrary.org. Thelibrary is located at 2050 Civic Center Place.

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19 9/4/12 10:40 AM

Community News

Local Author Hopes to Inspire Others Through New Book

By Julie Levin

A

fter 20 years as a municipal government employee, Renee

Jean knew she needed a change. The Miramar woman spent years working for a local city, first as a 911 telecommunicator, then as a crime prevention specialist and finally in grants, management and public affairs. While she knew she had made a difference in public service, she felt it was time to answer a different calling. “In the 19th year, I realized I had made significant contributions in the 20 years of my employment. But I came to a place where I wanted to look internally and see what my contributions were that would speak for me in eternity. I wanted to know what is it that I’ve done will impact the lives of others significantly,” said Jean, who has lived in Miramar since 2002.

Since then, Jean has poured her passions into her faith and tries to encourage, enrich and empower others through the path of ministry. She left local government and became a full-time author and speaker. In 2009, she wrote and published her first book, called “Verse in Motion”, which was designed as the first step to help and encourage readers put their faith into practice. That was followed by her second book called “Release, Restore, Rejoice”. She recently debuted her third book, “I Shall Live

By Faith: Steadfast Scriptures to Decree, Declare and Depend on God” and shared it with the public at the Miramar Branch Library, located at 2050 Civic Center Place.

For three hours on July 14, Jean read excerpts from her book and met with readers to discuss the book, which is a disciple-based journal with scriptures and principles on r vesfaith, equipping readers with ways put their faith into practice. i Jean is not only an author, but a songwriter and poet as well. Her books, songs, and ent messages apply scriptures and devotions that can be used for inspiration in daily life, including illustrations of practical examples. She doesn’t shy away from difficult issues

or questions, rather incorporates life’s struggles as just one part of God’s plan. Much of it was prompted by her own struggles while dealing with the illness of her beloved mother.

Her books provide groupings of verses of encouragement scattered throughout the pages and reader interaction is encouraged in Miramar Author Renee Jean each book. For those dealing with the loss of a loved one, there are touching poems that address loss by death; which are meant to be personalized with the name of a reader’s loved one.

Spaces are provided for readers to write their own responses, or emotions.

Jean’s books are available Amazon.com and Barnes & Noble booksellers. She also has a line of gift sets, journals, devotionals, t-shirts, gourmet coffees and teas and accessories. For more information on Renee Jean, visit her website at VerseinMotion.com

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community news

City Commissioners Recognized at Jamaican Independence Gala s part of a milestone Jamaican celebration marking 50 years

of independence, two Miramar City Commissioners have been honored for their roles in the Jamaican Diaspora community, as well as their homeland.

Commissioners Winston F. Barnes and Alexandra Davis were named honorees at an event called the Jamaica Diaspora Honors 2012. The event, held recently in Miami, was a salute to Jamaican nationals who have had a significant impact on the Florida and South USA Jamaica Diaspora community. “Over the years, these community stalwarts selected in the categories of Change-makers, Luminaries and Vanguards, have been supportive of national development, and integral to the positive mission of the Diaspora in impacting wider local and international society” said Jamaican Consul General Sandra Grant Griffiths in a press release.

Miramar City Commissioner Alexandra Davis

Miramar City Commissioner Winston F. Barnes

The honors are part of the commemoration of the 50th anniversary of Jamaica’s independence from colonial rule. To help mark their Golden Jubilee, organizers hosted a Jamaica 50th Gala called “The Journey” August 18th at the JW Marriott Marquis in Miami. In addition to entertainment. the highlight of the evening was the salute to Jamaican nationals who have had a significant impact on communities across the Jamaican Diaspora in fields like sports, literary, cultural and entertainment arts, philanthropy, trade and investment, communications, faith and religious leadership, social and professional services, political and multilateral affairs.

Commissioner Winston F. Barnes was honored in the category of “Vanguard” honoree. “It is very gratifying to receive this honor considering it comes not only for being in the service of others but for doing the things that I truly enjoy doing,” said Commissioner Barnes, who was elected to the City Commission in 2003.

Commissioner Alexandra Davis was selected as a “Luminary” Honoree . “This is especially meaningful because I am being recognized by the land of my ancestors who for a small nation have dominated the world stage in the areas of sports and culture. I am humbled to be among those recognized on our Golden Jubilee!” said Commissioner Davis, who joined the City Commission in 2010.

Proceeds from the Benefit Gala will go towards the establishment of the “Jamaica Diaspora Community Legacy Fund” which will go towards the development of a community cultural center for the Jamaican Diaspora community.

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Honors for Hispanic Women of Distinction

By Julie Levin

By Julie Levin

A

inspiring individuals

T

wo women with Miramar connections were among a select

few recently honored as the 2012 Hispanic Women of Distinction. Yvonne Salas, a Miramar resident, and Sandra Ramon Vilarasau, whose business is in Miramar, were among 12 successful and inspirational Latin women selected for the annual honor, which seeks to bring awareness to the achievements and philanthropic efforts of Latinas in Dade, Broward and Palm Beach counties.

Sandra Ramon Vilarasau is the Editor in Chief of El Venezolano de Broward Newspaper.

Through her job as a journalist at a Hispanic community newspaper, she loves the fact that she can connect so many organizations that are making a difference in the community.

She said being selected as one of the 2012 Hispanic Women of Distinction was a special moment she will never forget. “I am truly honored to be among this group of women and I accept this award with an enormous gratitude. I accept it not only for any contribution I may have made. I accept it on behalf of the hundreds of committed Hispanic women who day in and day out selflessly dedicate themselves to the betterment of others and their communities by encouraging and helping our people. They deserve this honor too and it is with them that I share it,” she said.

The 12 Hispanic Women of Distinction, as well as the Latina Pioneer for 2012, were honored at the 11th Annual Hispanic Women of Distinction Charity Awards Luncheon August 17 at Signature Grand in Davie.

More than 1,000 people turned out to pay tribute to the women, who intertwine American entrepreneurship with their values and traditions. Presented by Latina Style Magazine in partnership with Bank of America, the 120-foot runway where honorees walked included a fashion show by the Colonnade Outlets at Sawgrass Mills, The cocktail began with a complimentary mojito, Latin entertainment, as well as a sponsor business exhibit.

The Hispanic Women of Distinction includes women from every facet of the public and private sector in leadership roles. As Director of PORTADA Florida Magazine, Yvonne Salas and of Etiqueta Excellence Manners, Yvonne Salas is a strong advocate for women and children’s issues in the Hispanic community. Her organization is dedicated to promoting the initiatives of organizations that provide information and services to the community. “I was so honored, because I have met past Women of Distinction and know that they are such a marvelous group of ladies that have given so much to their communities and have such great accomplishments. I felt humbled by even being considered, and so much more for having been selected for 2012,” she said. Salas, a longtime educator, is also a the Vice-President of Latin Women Empowering Latin Women (MLIML) and on the Local Advisory Council Sandra Ramon Vilarasau of ASPIRA Broward.

The event benefits the Light of the World Clinic, a free volunteer medical facility founded in 1989 by the late Dr. Erwin Vasquez, a passionate humanitarian and activist.

Added this year in his honor is the 1st annual Erwin M.Vasquez Scholarship for a Latina student presented by Mercedes Benz of Fort Lauderdale. “We are delighted to participate in this educational endeavor to support a student,” said Tony Giordano, General Manager.

In addition to Salas and Ramon-Vilarasau, the other Hispanic Women of Distinction include Rixys Alfonso of Davie, Leila Cobo of Key Biscayne, Dr. Elizabeth King of Fort Lauderdale, Liliam M. Lopez of Miami Beach, Mercedes J. Nunez of Weston, Maribel Quiala of Miami Beach, Yolanda Rodriguez of Plantation, Felicia Rodriguez of Jupiter, Xiomara Fraga of Plantation, and Aimee Sanchez-Zadak of Davie. The 2012 Latina Pioneer of the Year is Nelly Rubio of Miami.

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Cover Story

Montes & Lidsky Law Firm Offers Individualized Service for All Legal Needs

By Julie Levin

W

hen you are in need of legal services, you want a law firm

that is experienced, dedicated and responsive to your needs. The Law Firm of Montes & Lidsky, which recently opened in Miramar, is ready to serve all of the legal needs of the community, with a strong priority on personal service.

“We want to have a relationship with the client where we can give personal attention to our client’s legal needs as a whole,” said Juan Carlos Montes, the Managing Partner of Montes & Lidsky.”Our goal with the Miramar office is to offer the ‘boutique’ law firm experience to our clients. That is, a small firm that can provide top-notch legal representation to its clients, while also giving them individual attention. We want our clients to be able to walk in to talk about their case or just to have a cup of coffee or say hello.”

Montes & Lidsky opened their Miramar office in June, with the goal of providing Southwest Broward residents easy access to quality legal services. It is something that is important to Montes, as he is a longtime resident of the area. He’s seen the city’s remarkable growth and wants to be able to provide top-notch legal services within his hometown. “We are local and ready to assist with all legal needs. I have been a resident of Miramar since 1997. I want to build a relationship with the community where people can come in confidence for all their legal needs,” said Montes.

They do that by providing a wide range of level services. In Miramar, their main areas

of practice include personal injury/wrongful death, medical malpractice, insurance claim disputes, contract disputes, family law, labor/ employment related clams, will/trusts/ estates, immigration, worker’s compensation, real estate, foreclosure defense, and others. The firm has also served as class counsel on state and national consumer class action litigation. Most of those areas of law are handled by qualified lawyers in their office. Some of the more specialized areas, such as immigration and labor/employment, are handled by attorneys in other firms who have vast experience in those areas that serve as co-counsel with their office. Combined, Montes & Lidsky is able to meet all of their clients legal needs. “We want to be the one-stop for quality legal services in the community,” said Montes.

While new to the area, the Montes & Lidsky Law Firm is backed by years of professionalism and experience. Montes has been practicing for 18 years, specializing in civil trial litigation. He also does a significant amount of personal injury cases and insurance claim disputes, and is well-versed in many of the areas that they practice in. Montes is also Board Certified in Civil Trial Law by the Florida Bar, a recognition only a very small percentage of attorneys can claim. To be Board Certified, an attorney needs a certain amount of trial experience, must have no ethical or disciplinary issues in the past, must pass a rigorous examination, and must have acceptable references from judges before whom they appear, colleagues, and from attorneys who they litigate against. Montes is also Board Certified in Civil Trial Law by the National Board of Trial Advocacy. He handles much of the firm’s appellate practice and is also a member of the federal bar for the Southern and Northern District of Florida, the 11th Circuit Court of Appeals, and the U.S. Tax Court.

While currently serving more of a role as an consultant, Carlos Lidsky has been practicing for more than 35 years and has vast experience in personal injury and insurance matters. Other attorneys offering services through the Miramar office include Reesa S. Greenstein, who has been an attorney for 13 years. She handles much of their transactional work like real estate, will, trusts and estates. Mercedes Blason-Aguilar practices in many of traditional areas that the law firm handles, but also handles the family law, bankruptcy and criminal matters. She has been practicing for eight years. Veronica Rubio was admitted to The Florida Bar last year and has already gained a good deal of practical experience. She also handles much of their appellate work. Bryant Filomeno, who runs his own firm in Miami-Dade, serves as counsel to clients on immigration issues. Montes & Lidsky also has other experienced lawyers who run their own independent practices, but work with their office in some of the more specialized areas.

The attorneys are backed by the firm’s experienced secretarial and paralegal staff, each of whom have more than 10 years experience and have been a longtime part of their Miami-Dade office. Montes says clients will be satisfied when they see what the firm has to offer.

“I want our clients to expect to receive competent legal services, professionalism, personal attention to their needs, and a positive experience,” said Montes.

Call the Law Firm of Montes & Lidsky to see how they can serve you. Their office is located at 16351 Miramar Parkway, Miramar, FL 33027. You can phone them at 954-417-6100. You can also email Juan Carlos Montes at jcmontes@mllaw-fla.com

Managing Partner Juan Carlos Montes. Office Manager/Paralegal Mirtha Rojas and Partner Carlos Lidsky

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26 MTT ALL 0912.indd 26

PRP_CoOp_Ads_0111.indd 2 Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 1/24/11 12:19 PM September 2012 | To

9/4/12 10:41 AM

cOMMUNITY NEWS

Get Educated on Proposed Amendments to the Florida Constitution

By Debby teich

O

n November 6, American citizens will head to the polls to

vote for the next President of the United States. In Florida, they will also have an opportunity to vote on 11 amendments that, if passed, would amend the Florida Constitution. Five amendments directly impact revenue to local governments and schools. The League of Women Voters of Broward County has partnered with the Broward County Library to help educate voters on the issues. “The amendments are typically written in language that is difficult for the average person to understand,” said Sandra Yeager, 2nd Vice President and Voter Service Chair for the League of Women Voters of Broward County. “We want to help voters make informed decisions.”

The League of Women Voters, a nonpartisan political organization, encourages informed and active participation in government, works to increase understanding of major public policy issues, and influences public policy through education and advocacy.

Any person of voting age, male or female, may become a League member. The League does not support or oppose any political party or any candidate.

The League will offer one-hour presentations of “2012 Florida Ballet Amendments Made Easy” at most Broward County public libraries, including the Miramar branch, on September 29, at 2pm. During the presentations, a representative of the League will describe each of the 11 Florida Ballot Amendments in common terminology, discuss what those in favor and those opposed are saying, and what a “yes” or “no” vote means.

Audience members will receive a book mark to document their preferences, which they can use when voting. “Once changes are made to the state constitution, it takes a super majority vote to change them back,” said Yeager. “It is in our best interest, as citizens of the state, to understand what we are approving.”

This is the first time that the League has partnered with the library to offer the presentations. “We are hoping that some citizens will take advantage of the opportunity to register to vote or update their voter registration while they are at the library,” said Yeager. To register in Broward County, you must be a U.S. citizen, Florida resident and at least 18 years old. New Florida voters/applicants must be registered at least 29 days before an election to vote in that election. It is not necessary to re-register to vote before each election.

Prim & ProPer brows $10 wax / thread

For information, contact the League at 954-735-1311, send an email to info@lwvbcfl. org or visit www.broward.org/library.

www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | September 2012 MTT ALL 0912.indd 27

27 9/4/12 10:41 AM

School News

Dolphin Park Provides High School Alternative

By Julie Levin

A

s students are getting readjusted back in to the school year

schedule, a growing number are working towards their diplomas at an up and coming high school. Dolphin Park High School opened in Miramar in 2008 with less than 70 students, but Principal Joy Hicks says the enrollment at the Broward charter school has steadily climbed. “The area high school counselors are seeing more and more that we are needed for some students, and providing an wonderful opportunity for them,” said Hicks, who has been the school’s principal for all five years of its existence.

With enrollment now at 425 students, Dolphin Park is for students who need a non-traditional learning environment. They serve many students who may have fallen behind, struggled at their home schools, need a smaller environment or have additional responsibilities that make the traditional full-day high school experience nearly impossible. Hicks says Dolphin Park offers several benefits towards getting those students on a non-traditional path to a high school diploma. “We offer flexibility, more encouragement, a smaller environment, career counselors and advisors that help prepare them for success after high school,” said Hicks.

Dr. Joy Hicks and Tracy Accredited by the Southern Association of Colleges Pererya, 2012 Graduate with full scholarship to Broward and Schools (SACS) and operated by ALS (Accelerated College awarded from Broward Education Foundation.

Learning Solutions), Dolphin Park gives the students

the option of attending one of three sessions--morning, afternoon or evening. The school model is four hours a day and every student works at their own speed in a self-paced, mastery based curriculum. They also receive individual attention and assistance from highly-qualified teachers, without the typical high school distractions.

Graduation Day-Dolphin Park holds ceremonies twice a year to While the large majority start graduation better accommodate students. out well-behind their 9th grade counterparts, the school works to not only bring their credits back up to speed, but also prepare them either for college or career assistance. This year alone, Hicks said the school graduated over 100 students, most of whom who had strong post-high school plans in place. “Over 90% of students have gone on to a four year college, two year college, technical school, military or the workforce,” she said.

Depending on space availability, the school accepts enrollment throughout the year and offers graduation ceremonies in June and December. Dolphin Park is one of three ALS schools located in Broward County, including Lauderhill High School & North University High School, both in Lauderhill. Dolphin Park High School is located at 3206 S University Drive in Miramar. For more information, phone them at 954-4331573.For more information visit Browardschool.com or yourdiplomayourway.com.

REGISTRATION NOW OPEN BRING THIS AD TO THE SCHOOL AND YOU’LL RECEIVE $150 OFF FIRST MONTH’S TUITION*

Our Programs BABY NIDO: 3 to 12 months. CLASS OF THE 2’s CLASS OF THE 4’s AFTER SCHOOL NIDO: 12 to 24 months.

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Valid only thru October 15, 2012.

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For information please call 888 695 3682 I www.klaschools.com I School address. 18055 NW 8th St. Pembroke Pines, FL 33029 I License # 46537

28 MTT ALL 0912.indd 28

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

eye Care

Getting Your Child’s Eyes Ready for the Classroom

M

MiraMar The Fountains of Miramar (Next to El Fogon) Dr. Michael Chesen 2909 Dykes Rd., Miramar, FL • 954-437-9733

By Michael Chesen, OD

www.mirvision.net

any doctors believe that around 80% of

30

%

off

Single Pair of Glasses

Pearle Vision Miramar • 954-437-9733

See store for details. With this coupon. Valid only with Dr. Chesen. Not valid with other offers of pior purchases. Offer epires 9/30/12.

49 Eye Exam

$

Pearle Vision Miramar • 954-437-9733

See store for details. With this coupon. Valid only with Dr. Chesen. Not valid with other offers of pior purchases. Offer epires 9/30/12.

SW 29th St. SE 160th Ave.

learning occurs through a child’s eyes. Since a child’s eyesight may change frequently, consistent eye and vision care is crucial to a student’s classroom success. Surprisingly, most parents are not including eye exams as part of their child’s back-toschool doctor’s visit line-up. Furthermore, survey results show that over 50% of parents don’t take their child for an eye exam until at least age three. The AOA actually suggests that children receive their first eye screening at six months, then comprehensive vision examinations starting at age three, before beginning school. Exams should continue to be booked routinely every other year from that point on.

Often the issues a child deals with in the classroom can come from sight difficulties.

The number of students who are suffering from undiagnosed vision problems is quite high. Over 60% of students classified as students with learningdisabilities actually have undiagnosed vision problems. Your child will be much better off if you take a proactive role in ensuring your child is seeing properly.

Don’t push off your child’s first vision screening until kindergarten.

Pediatricians should perform a dilated eye exam to discover any serious eye problems within the age of two months.

Every child should have a complete eye check-up by age five, since early intervention can make a difference. Additionally as a parent, it’s important to see whether your child is reading sufficiently. Generally, kindergarteners are excited to look at books and try and figure out words. Children that don’t read books may be experiencing a vision problem. Before you assume the worst, it’s a good idea to get a vision examination. For a pediatric eye exam in Pearle Vision Miramar, call us to book an appointment.

Remember that the earlier a vision problem is identified and treated, the more likely treatment will be successful. And vision is an essential component for school work. If a child’s eyesight is flawed, increasing visual demands, such as finer print in textbooks or more homework, can considerably change a student’s success. At the same time, new technology in the classroom, such as using interactive SMARTboards, can also possibly exacerbate less obvious vision issues.

Without proper eyesight, children may suffer not only at school, but also mentally, physically and emotionally. Before school starts this year, make sure your child’s vision is on par!

Please ask about our free in-store insurance plans.

Miramar Parkway

We accept most major insurance plans including United HealthCare®, Cigna®, EyeMed, BC/BS and Aetna®.

THE PATIENT AND ANY OTHER PERSON RESPONSIBLE FOR PAYMENT HAS THE RIGHT TO REFUSE TO PAY, CANCEL PAYMENT, OR BE REIMBURSED FOR PAYMENT FOR ANY OTHER SERVICE, EXAMINATION, OR TREATMENT WHICH IS PERFORMED AS A RESULT OF AND WITHIN 72 HOURS OF RESPONDING TO THE ADVERTISEMENT FOR THE FREE, DISCOUNTED FEE OR REDUCED FEE SERVICE, EXAMINATION OR TREATMENT.

We carry these designer brands plus a whole lot more!

To book an eye exam for your child, contact Dr. Michael Chesen at 954-437-9733. Pearle Vision is located at 2909 Dykes Rd., in the Fountains of Miramar Shopping Plaza. www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | September 2012 MTT ALL 0912.indd 29

29 9/4/12 10:41 AM

Insurance insight

Your Home’s Value and Property Insurance Join us for the High Holy Days this year

in the beautiful miramar cultural center 2400 civic center Place, miramar, fl 33025

(on red road, north of miramar Parkway)

Shema Koleinu - “Hear Our Voices” Worship and attend services that are inspirational, uplifting, and inclusive! feel the renewed spirit for the coming year, and join our voices in prayer and song for a most enjoyable and fulfilling experience. our services are family friendly, understandable, relevant, musical & moving!

Shema Koleinu proudly welcomes all unaffiliated and Interfaith members of the South Florida Jewish community.

sun. 09/16 erev rosh hashanah 7:30 p.m. mon. 09/17 rosh hashanah 10:00 a.m. tues. 09/25 kol nidre 7:30 p.m.

Wed. 09/26 Yom kippur 10:00 a.m.

Conclude Yom Kippur with a community-wide"break-fast”.

Call 954-646-1326 for more information.

For general information contact Cantor Debbi Ballard 954-646-1326 or visit www.shemakoleinu.org

AND FIND US ON:

TICKET PRICES: $99 for adults $72 for senior citizens & college students $36 for kids under 18 for more information debbi@shemakoleinu.org

Tickets: 954-602-4500 www.miramarculturalcenter.org 30 MTT ALL 0912.indd 30

By Matthew J. Chrupcala, CPCU, CRM, AAI, CWCC

W

hile it may seem like a viable option to lower

your property insurance coverage to save some money, this may end up costing you much more money in the long run. If your policy limits are too low, the cost to fix your home may exceed your limits, even if your home’s market value has decreased.

Property Insurance Considerations Though housing prices are declining, home repair costs are escalating. According to the Los Angeles Times, it may cost as much as 30 percent more to rebuild parts of a home as compared to completely building a new one from scratch. Rebuilding is often more expensive because demolition and removal of damaged property are expensive. Workers must also work around your existing landscape, power lines and other structures. This can make rebuilding difficult and limiting.

Limits on your Homeowners Insurance are established to protect your family in the event of an accidental loss (fire, destruction to your property due to weather, etc.).

In an effort to remain protected and save money, consider the following savings tips: ▸▸ Avoid filing nuisance claims. Use your coverage to protect against losses that you cannot recover by yourself and take care of minor incidents on your own. ▸▸ Consider having your home appraised by a certified and licensed appraiser for its reconstruction or replacement cost value. In some cases the reconstruction value or replacement cost value established by the appraiser will be less than the value assigned to you by the insurance company. The appraisal will give you peace of mind that your largest asset is properly insured and you could save premium dollars. ▸▸ Notify your insurance company and insurance agent when you renovate your home. The additional investment you made in your home needs to be taken into consideration to ensure the proper insurance value. ▸▸ Consider upgrading your home to include wind and rain protective devises and material to mitigate the effect of wind and rain damage. The mitigation upgrade will not only provide you better protection against the effects of Mother Nature but could result in significant premium discounts. ▸▸ Increase your deductible to lower your monthly premium. According to the Insurance Information Institute (III), if you increase to a $1,000 deductible, you could save as much as 25 percent or 30 percent if you increase up to a $2,500 deductible. ▸▸ Consider buying multiple lines of coverage from the same carrier to incur discounts, such as your Homeowners Insurance, Automobile Insurance, Life Insurance, etc.

You can count on INEX Risk Services of Florida, LLC for all your home matters, including Homeowners and Renters Insurance. The office is located at 18501 Pines Blvd., Suite 105, in Pembroke Pines. For information, call 954-251-3673 or visit www.inexinsurance.com.

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

MTT ALL 0912.indd 31

9/4/12 10:41 AM

real estate

Bidding War in Homes for Sale Continues

By Patrick Simm

W

Patrick Simm, Managing Director of the Simmsational Real Estate Group at Keller Williams Realty Partners SW, can be contacted at 954-709-8258 for all your Real Estate related questions and/or inquiries. Visit www.PatrickSimm.com or on Facebook at Facebook.com/OneCoolRealtor

MTT ALL 0912.indd 32

“Aspen”

ith the South Florida inventory of homes

for sale continually shrinking, combined with an overwhelming amount of eager buyers, the days of multiple sales contracts and offers above asking price has returned.

A member of my real estate team defined our current market mildly as, “Welcome to the past!” At this point in time, properties that are priced correctly are being sold within days, sometimes hours, making it quite frustrating for the overwhelming amount of buyers chasing the limited supply of homes currently for sale.

The overall appeal of South Florida, added to affordable home prices and historically low interest rates, has the housing market in in a state of frenzy from local, out-of-state and foreign buyers. Foreign investors with cash continue to add the utmost fuel to the market. The scuffle for South Florida residential real estate is “on,” despite what seems to be a fairly large inventory of foreclosed properties in existence that have yet to hit the housing market. As we continue to weave our way through the worst housing downturn in history, there are still skeptics that feel that prices are going to fall even further in the near future. If you believe in the law of supply and demand and ask an active real estate professional in this ever changing industry, you will clearly see that is unlikely to happen!

Many properties are selling above appraisal values, as buyers are slowly learning that if they hesitate they lose as others are willing to make up the difference between the sales price and the appraisal value. The Case-Shiller index shows the region’s real estate values have dropped, on average, 49 percent since their peak in late 2006. This gloomy statistic actually helps to explain why South Florida’s real estate market is heating up once again. Buyers are feeling more confident that the market won’t get any worse or is back on the rise.

Added to this, let’s not forget the things that continue to attract people to our great state in the first place, and will continue to attract them – beautiful beaches, fabulous weather and a friendly business climate, with no state income tax. It’s no wonder that Florida’s combination of temperate climate, outstanding recreational amenities and economic opportunity has consistently put us at the top of Harris Poll’s “most desirable places to live” survey.

It is pleasing to see positive changes taking place ahead of many of the previous forecasts by analysts. Should the buying frenzy maintain its energetic pace, we should feel the effects of a more stable economy sooner than later. After all, the collapse of the housing market is the major reason that got us into this mess. It will take a gradual surge of home sales to get us get back out of it.

32

cn of the month pet

A

spen is a one-year old Maltipoo. His

favorite person is Sydni and his favorite toy is his squeaky bone. He likes to chase ducks and birds, and loves looking out the window. He hates taking a bath.

Aspen was last seen laying on the bed looking out the window.

SHOULD YOUR PET BE OUR PET OF THE MONTH? Every month, Miramar Town Times randomly picks a Pet of the Month winner. Enter your pet today!

Email entries to editor@miramartowntimes.com.

Please send a photo with your entry (photo will not be returned).

Tell us a little bit about your pet…

Animal name & breed:_________________________________ Age and gender of animal:______________________________ Favorite person:______________________________________ Favorite toy:_________________________________________ Likes & dislikes:_______________________________________ Favorite thing to do:___________________________________ Last seen:___________________________________________

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

Mediterranean Cuisine

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www.mazzarestaurant.com

MTT ALL 0912.indd 33

9/4/12 10:41 AM

legally speaking

New Loan Modification Program for Homeowners

By Omar J. Arcia, Esq. Foreclosure Defense and Bankruptcy Protection Attorney

O

FREE DVD

n June 1, 2012, new HAMP guidelines took effect that may give

financially pressed homeowners a fresh opportunity to qualify for a loan modification. HAMP stands for the Home Affordable Modification Program, a government initiative to encourage lenders to allow loan modifications with reduced mortgage payments. The new guidelines are known as HAMP Tier 2 and here is a summary of the benefits: Lower Debt-to-Income Limits The new guidelines allow borrowers to lower their monthly mortgage payment to as little as 25 percent of their gross monthly income. Previously, borrowers could not qualify for HAMP unless their total mortgage payment was more than 31 percent of their gross monthly income.

Broader Debt Guidelines The new rules also take into account more types of debt in evaluating a borrower’s financial burden, such as such as second mortgages, medical bills, etc. The old guidelines focused solely on what a borrower was paying for their primary mortgage.

Rental Properties Eligible One of the biggest changes is that the HAMP Tier 2 program is now open to landlords who are struggling to keep up with mortgage payments on rental properties.

Properties need not be occupied to qualify, and a single borrower can qualify to obtain loan modifications on up to three properties under the program.

Repeat Modifications Allowed It used to be that you only had one shot at a HAMP loan modification. If you couldn’t keep up with your payments, you could not reapply for a new modification.

Under the new Tier 2 guidelines, borrowers who defaulted on a permanent or trial HAMP loan modification can apply for a new one, provided they’ve been out of the program for at least 12 months.

Minimum 10 Percent Reduction Under the new rules, all loan modifications performed under HAMP must reduce a borrower’s monthly mortgage payments by at least 10 percent.

Principal Reductions Encouraged New incentives are being provided to encourage lenders to allow principal reductions on mortgages where borrowers owe more than the home is worth.

Navigating through the murky waters of this new HAMP Tier 2 program is frustrating, and even riskier when there is a pending mortgage foreclosure which could result in the loss of your home prior to completing the loan modification. If you would like an attorney from the Arcia Law Firm to review your case in detail to determine the best course of action, including a modification under the new HAMP Tier 2 guidelines, please call 1-800-770-7102 or visit us online at www.arcialawfirm.com to schedule your FREE initial consultation.

The Arcia Law Firm recently released a consumer DVD entitled “Fight For Your Home,” which is available for purchase at www.arcialawfirm.com. Anyone that schedules a consultation with The Arcia Law Firm, will receive a FREE copy of this DVD during the appointment.

The Arcia Law Firm has represented hundreds of homeowners in our community in foreclosure defense and bankruptcy protection matters over the last 15 years. We welcome the opportunity to meet with you, and together determine the best possible direction to resolve your home mortgage crisis.

For information, call the Arcia Law Firm at 1-800-770-7102 or visit www.arcialawfirm.com.

34 MTT ALL 0912.indd 34

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

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Whatever type of delivery you choose, you’ll find high-quality maternity services, education and support every step of the way.

For more information, call 954-538-5180 or visit MHS.net.

1901 Southwest 172 Avenue, Miramar, Florida 33029 MTT ALL 0912.indd 35

PINES BOULEVARD

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Preserving Treasured Memories for Future Generations.

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GVKPhotography@aol.com Call now for Package info & specials!

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

photo contest CN

The World’s Favorite Newspaper™

We Want Your Photo!

Take your latest copy of Miramar Town Times on the road with you and you could be our lucky winner. Send us your “The World’s Favorite Newspaper™” photo and you could win a gift certificate to a local restaurant. Happy trails!

Email photos to: editor@miramartowntimes.com Tanya Ivy took a copy of the Miramar Town Times with her while visiting the famous Dunn’s Rivers Falls in Ocho Rios, Jamaica this summer.

Please send hi-resolution original digital photos as attachments only. Include name, address, phone number and where photo was taken.

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www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | September 2012 MTT ALL 0912.indd 37

37 9/4/12 10:41 AM

Only 3 inches of water in your home can cost $15,000 or more in damage.*

Get a preferred risk flood insurance policy in your area for as low as $129 a year.

Homeowners insurance doesn’t cover flooding.

So don’t wait. Call me today.

*Dollar amount is hypothetical, based on varying levels of flood damage to the main floor of a fictional 1,600-squarefoot ranch-style home.

6233A 14th Street W Bradenton, FL 34207 941.795.8181 www.freewayinsurancefl.com 38 MTT ALL 0912.indd 38

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

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MTT ALL 0912.indd 39 Pembroke 9.75x11.5.indd 1 GGPB-90-2012-16223

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it’s their business

Shinju Japanese Buffet Offers Authentic and Delicious Asian Cuisine

By Debby Teich

E

njoy more than 100 varieties of authen-

tic and delicious Asian cuisine at Shinju Japanese Buffet in Pembroke Pines. The elegant all-you-can-eat lunch and dinner buffet features an endless array of Sushi, Hibachi, Seafood, Grilled Food and Desserts. The spacious dining area and buffet make it the perfect place for a night out with friends or a family dinner. With something for everyone, the food is sure to please the most discriminating taste buds. Shinju has redefined buffet-style dining.

Sophie Liu, Manager, answered some commonly asked questions about Shinju Japanese Buffet.

What does the buffet include? With over 100

prepared items, the buffet is a true culinary experience. It includes soup, salad bar, appetizers, hot food, seafood, sushi and dessert. There is something for everyone.

How does Shinju Japanese Buffet differ from similar buffets? Shinju has the largest

variety and freshest selection of sushi compared to other South Florida buffets. The buffet is round, offering easy access. Our customers say that we offer a dining experience like no other restaurant.

Describe the Sushi buffet: The buffet

features more than 60 sushi, sashimi and rolls, made from the freshest and finest ingredients.

Everything is made fresh, never pre-made. The selection varies daily, depending on what is available. The most popular rolls are Unagi (eel with rice), California Roll (avocado, cucumber and crabmeat) and JB Roll (cream cheese, avocado, salmon).

Are the Sushi chefs experienced? Most of the

sushi chefs have more than six years of experience. Many of them worked in New York in a famous sushi restaurant. Customers can watch as they skillfully create sushi that is beautiful to look at and delicious to eat. They pride themselves on making the perfect roll.

area as they desire. Many customers like to try different combinations of sauces, vegetables and proteins each time they visit.

What do you offer for dessert? We offer a

large assortment of desserts. Customers can indulge in several flavors of homemade ice cream flavors, including cookies and cream, vanilla, strawberry, pistachio, butter pecan, chocolate, green tea and red bean. There are also 15 different varieties of cakes. On the weekends, there is also a chocolate fountain during dinner.

Where is Shinju located? We have 5 locations,

Can customers really eat as much as they want? Yes. They can make as many trips to

including Pembroke Pines, Davie, Miami, Coral Springs and Boca Raton. All of the buffets are similar, but hours and prices vary by location.

the buffet as they want. It is tremendous value.

How much is the all-you-can-eat buffet at the Pembroke Pines location? On weekdays,

lunch is $11.95 and dinner is $17.95. On weekends, lunch is $13.95 and dinner is $19.95. Dinner includes a larger selection of seafood, such as crab legs, mussels, oysters, cocktail shrimp, sashimi, tempura shrimp, coconut shrimp and more.

What if customers do not like Sushi? We

recognize that not everyone likes Sushi. We offer Hibachi, as well as a variety of hot foods such as Lo Mein, Fried Rice, Sesame Chicken, Seafood Delight, Ribs. Everything is always fresh.

Describe the Hibachi experience: At the

Japanese-style Hibachi, customers can create their meal exactly the way they want it. They choose a protein (steak, chicken breast, shrimp), vegetables (mushroom, pineapple, green and red pepper, broccoli, bean sprouts) and a sauce.

After they have made their selections, the Hibachi chef cooks the food to order as they watch.

They can make as many trips to the Hibachi

40 MTT ALL 0912.indd 40

Do you take reservations? The dining room is very spacious and offers plenty of seating.

We take reservations for parties of eight or more people.

Shinju Japanese Buffet is located at 14838 Pines Blvd., (Cobblestone Plaza) in Pembroke Pines, just west of I-75. For information, call 954-538-9696. In Pembroke Pines, lunch is served Mon. to Fri., from 11:30 a.m. to 3:30 p.m,. and Sat. and Sun, from noon to 3:30 p.m.

Dinner is served Sun. to Thurs., from 5 to 10 p.m. and Fri. and Sat., from 5 to 10:30 p.m. Shinju Japanese Buffet also has locations in Davie, Boca Raton, Coral Springs and Miami. Hours and prices vary by location.

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

The Freshest Sushi Feast In Town

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www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | September 2012 MTT ALL 0912.indd 41

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CN Business spotlight

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September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:41 AM

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www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | September 2012 MTT ALL 0912.indd 43

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seen on scene

1

2

Jamaican Pride-

Najia Ferguson-Earle, Kalia Earle, 6, and Bevan “Duke” Earle show off their Jamaican Pride at a National Flag Day celebration at the Miramar Town Center. The event marked Jamaica’s 50th anniversary of independence with food, music and a flag raising.

3

4

Music and Art-

(photo 1-photo credit Kristin Rogers) Artist Robert H. Rose stands near some of his featured works during a reception recently at Whole Foods Market in Pembroke Pines to benefit the Miramar Community Garden. (2) During the event, guests sampled Santa Julia Wines, cheese and great music. (3) Miramar Mayor Lori C. Moseley was also on hand, along with members of the Community Garden. (4) The Rogers family enjoying a glass of wine and a chat with the artist.

American Legion Student Honors

American Legion Bruckenthal-Cann Post 385, Pembroke Pines, Adjutant Joe Motes (left), who is also the district 9 Vice Commander, and Chaplain Bob Nagle present the School Medal Award to Everglades High School students Daniel Quintana and Karla Torres. The School Medal is the highest honor awarded American youth by The American Legion and is designed to place emphasis on the development of the qualities of Courage, Honor, Leadership, Patriotism, Scholarship and Service. Other honors went to Everglades Students Danielle Lanier, who received the Military Excellence honor and the JROTC Scholastic Excellence Award to Kirsten Shim. American Legion Post 385 serves Southwest Broward.

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Summer Reading Finale-

A lesson in African Dance highlighted the festivities at the wrapup of the Summer Reading Program at the Miramar Branch Library and Educational Center July 28. Keachia Bowers of Venus Rising and one of her students taught guests a few moves, while a musician with the Delou African Dance Ensemble explained the different drums and the sounds they make. Tonya Riley of Delou African Dance Ensemble also got the kids involved, tying a traditional wrap on one young dancer.

September 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 9/4/12 10:42 AM

Embarrassed by Toenail Fungus?

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www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | September 2012 MTT ALL 0912.indd 3

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