On The Bay Spring 2021

SPRING 2021

onthebaymagazine.com

Playing The Game

Spring

IS HERE!

Buying and selling homes in today’s crazy market

Backyard Staycation

Pools & hot tubs

THINK COLLINGWOOD. THINK KELEHER.

CRESTVIEW ESTATES CUSTOMIZED HOME Backs and sides onto FOREST with Monterra Golf Course beyond.

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Presenting The

National Chairman’s Award - Top 1%

2020

Steve & Marla Simon Lifestyles North Team

Chris Keleher** Chris Keleher Team

Mike Kearns* Kearns Paara Team

Kristina Tardif* Signature Sold Team

Candy Armstrong*

Red Diamond Award - Top 2%

Josh Dolan**

Ian Hawkins**

REALTOR AWARDS ®

Christine Smith**

Greg Weeks**

Karen E. Willison*

Diamond Award - Top 3%

Congratulations to all of our Award Winners and thanks to all of the clients that made them their trusted real estate advisors in 2020

Doug Beaumont**

Chad Campbell**

Scott Campbell**

Paul Casey*

Patrick Egan**

Anita Hearn**

Jane Moysey**

Shelly Paul**

Mike Poetker*

Cindy Ryerse*

Lesley Sullivan*

Sara White**

President’s Gold Award - Top 10%

Director’s Platinum Award - Top 5%

Vicki Bell**

Bart Chapman**

Donna Crane**

Dave Dick*

Rob Dubien*

Trish Duncan*

Shelby Elstone*

Tom Griggs*

Doug Linton**

Dave Louks*

D. Barry Manchester**

Ed Parkes**

Jessica Ryerse*

Carrie Rys*

Erica Solmes*

Martha P. Whitton**

Meghan Barber**

Jenny Beattie*

Lisa Bugler*

Virginia Dawn*

Maria Gibson*

Lyle Hamilton*

Karl Hannan**

Sharon Holland*

Ellen Kalis*

Nick Kardos**

Graig King*

Krista Lesage*

Lorraine McDonald*

John Nolasco*

Patti Parsons*

Bronwen Perry*

Sheila Shepherd*

Joseph Talbot**

Mardy Van Beest*

Abby Westlake*

Laurie Westlake*

Master Sales Award - Top 20%

Sales Achievement Award - Top 25% Jason Carter*

Sandy Shannon**

Connor Whalen*

Pamela Bacchus*

www.locationsnorth.com

Jill Does*

Eryn Hilliard*

Nadine McMaster*

Philip Richards*

Dave Snith**

COLLINGWOOD, ON: 705-445-5520 | THORNBURY, ON: 519-599-2136 MEAFORD, ON: 519- 538-5755 | CREEMORE, ON: 705.881.9005 WASAGA BEACH, ON: 705-429-4800 | STAYNER, ON: 705.428.2800 CRAIGLEITH, ON: 705.445.7799 NOT INTENDED TO SOLICIT LISTINGS CURRENTLY LISTED FOR SALE * SALES REPRESENTATIVE ** BROKER

Claire Weston**

WE PREFER ‘PHYSICAL DISTANCING’ TO ‘SOCIAL DISTANCING’

SHARE A SMASH FROM AFAR AVAILABLE AT YOUR LOCAL LCBO Please drink responsibly. © Georgian Bay Spirit Co.™ 2021

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GEORGIANBAYSPIRITCO

IN THIS ISSUE FEATURES 26 Playing the Game Buying and selling homes in today’s crazy market.

BY MARG SCHEBEN-EDEY

34 Q&A

82

An interview with Matthew Lidbetter, president of the Southern Georgian Bay Association of Realtors (SGBAR).

BY MARG SCHEBEN-EDEY

39 Money-Making Moves Real estate for wealth creation.

BY MARG SCHEBEN-EDEY

45 Variety, Diversity, Affordability A dynamic development picture.

BY MARC HUMINILOWYCZ

64 Bringing the Outside In This contemporary Meaford home uses natural light and a balance between farm and forest views to create a sophisticated yet calming oasis.

BY JANET LEES

82 Staycation Zone Creating an outdoor sanctuary to ride out the pandemic at home this summer.

BY JUDY ROSS

26

COLUMNS Perspective

13 Arts & Culture Evolution A longtime Collingwood resident and former town councillor reflects on our rich history and why now is the time for a performing arts centre.

BY JOHN KIRBY Fenceposts

22 Who You Gonna Call?

DEPARTMENTS 10 16 98 102 109 110

From Our Editor From Our Readers Introductions Gallery of Realtors Reader Buying Guide Looking Back

BY DAN NEEDLES SPRING 2021

onthebaymagazine.com

Artist Spotlight

95

ON THE COVER: Sunrise over Collingwood Harbour.

PHOTO BY DOUG BURLOCK

61 Mercurial Moments Collingwood artist Lisa Hannaford captures evocative Georgian Bay landscapes.

Playing The Game

Photograher Spotlight

Spring

IS HERE!

Buying and selling homes in today’s crazy market

Staycation Zone

Pools & hot tubs

95 Horse & Rider Doug Burlock takes equestrian photography to the next level.

64

TWO HEADS ARE BETTER THAN ONE

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D

VOLUME 18, ISSUE 1 P U B L I SHE R

Jeffrey Shearer jshearer@onthebaymagazine.com E D I T OR

Janet Lees janet.lees@me.com A R T D I R E CT OR

Holger Meiche OP E RAT I ON S M A N AGE R

Cindy Caines A D V E R T I SI N G D E SI GN

Tara McLellan P R OOFR E A D E R

Anita Hunter L I ST I N GS COOR D I N ATOR

Sheila Johnston D I ST R I B U T I ON COOR D I N ATOR

Peter Gibson CON T R I B U T I N G W R I T E R S

Marc Huminilowycz, John Kirby, Janet Lees, Dan Needles, Judy Ross, Marg Scheben-Edey, Laurie Stephens, Emily Worts CON T R I B U T I N G PH OT OGR A P HE R S & I L L U ST R A T OR S

Shelagh Armstrong-Hodgson, Lorne Bridgman Doug Burlock, Jessica Crandlemire, Lisa Hannaford, Derek Trask

A DV E RT I SI N G I N Q U I R I ES

705-444-9192 R EGI ON A L SA L ES M A N AGE R Sus an Ho l d en

s.holden@classical1029fm.com M E D I A A DV I SOR S Ri ck G o rd o n

rgordon@onthebaymagazine.com J ul i e Bri l l i ng er

j.brillinger@classical1029fm.com

Published by On The Bay Magazine Inc. A subsidiary of ZoomerMedia Limited President & CEO Moses Znaimer On The Bay publishes 4 issues per year and is available, free, at 55+ locations in the following communities; Collingwood, Wasaga Beach, Nottawa, Craigleith, Thornbury, Clarksburg, Ravenna, Kimberley, Markdale, Meaford, Creemore, Stayner, Glen Huron, Singhampton, Flesherton and Eugenia. The magazine is also distributed to hotels, resorts, developer showrooms, realtor offices, and to members of private ski and golf clubs in the area. For a complete list of the exact locations within each of the communities go to onthebaymagazine.com Subscriptions outside the distribution area are $29.95 per year for 4 issues (including HST), payable by cheque or credit card. No part of On The Bay may be reproduced in any form or by any means without prior written consent of On The Bay Magazine Inc. The views expressed by the contributors are not necessarily those of the publisher, editor or staff of On The Bay Magazine.

Letters to the editor are welcome: readermail@onthebaymagazine.com On The Bay Magazine 115 Hurontario St., Suite 200, Collingwood, Ontario, L9Y 2L9 Tel: 705-444-9192 Toll-free: 1-888-282-2014 Printed in Canada by Dollco Print Solutions Group.

Jane Moysey Broker (705) 888-1982 jane@janemoysey.com

8

ON THE BAY

SPRING 2021

Lorraine McDonald Sales Representative (705) 444-4216 lorrainemcdonald@rogers.com

onthebaymagazine.com

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FROM

O U R

E D IT OR

Let’s Get Real The line drawing above is one of the “roughs” of Shelagh Armstrong-Hodgson’s illustrations that accompany our annual package of real estate articles in this issue (the final illustration is on page 26).

Based on the current market, we felt that Monopoly was an appropriate concept to illustrate the articles about today’s real estate game. Shelagh’s final illustrations are perfect, and her unique style adds an artistic touch to the pages of On The Bay. Another welcome contributor to our real estate package is Marg Scheben-Edey, who wrote the articles. Before her recent retirement, Marg had a long and illustrious career as a realtor in Southern Georgian Bay. I was an avid reader of her real estate blog and found her to be a clear and perceptive writer, so when I heard that she had retired, I contacted her to see if she’d be interested in writing about real estate for On The Bay. Her answer was an enthusiastic “yes,” and she had lots of great ideas.

As an editor, assigning stories to a non-journalist is always nervewracking because you never know what you’re going to get, but in Marg’s case I needn’t have worried. Her articles are insightful, well researched and well written, with very little editing needed. I’m thrilled to add Marg to our roster of On The Bay writers and I know readers will benefit from her analysis of the real estate market, one of the best we’ve ever published.

Buying and selling real estate has indeed become a crazy game and the pandemic has led to increased demand as those working from home or on the verge of retirement or semi-retirement are choosing to make our four-season area their permanent home. As in any game, there are winners and losers, and the losers unfortunately are the workers who keep our restaurants, stores and businesses going, providing the wide range of goods and services our growing population expects in this small corner of the world.

I don’t often sound an alarm in this editorial space, but I’m doing

10

ON THE BAY

SPRING 2021

As in any game, there are winners and losers, and the losers unfortunately are the workers who keep our restaurants, stores and businesses going, providing the wide range of goods and services our growing population expects in this small corner of the world. so now because I firmly believe we’re in the midst of a serious crisis regarding affordable, attainable housing. Increased demand means skyrocketing real estate prices, which presents a major barrier to entry for first-time home buyers. And the higher cost trickles down to the rental market, which has also become unaffordable for many.

The Town of The Blue Mountains is taking the situation in hand by building affordable housing units and essentially becoming a landlord.

But that doesn’t address the issue of home ownership. Throughout our area, more needs to be done to ensure that Southern Georgian Bay doesn’t become a haven for the rich – unaffordable or ghettoized for those who work hard to make it such a great place to live.

When I was a kid growing up in Belleville, about every third house on our crescent was subsidized housing. These homes were of the same style and quality as all the others on our street, they were well cared for, and the hard-working families who lived in them were part of our community. The kids all played together, the parents all waved and chatted as they mowed their lawns and took care of their properties. There was no class structure or ghettoization. It was a great way to grow up, where diversity was a given and everyone had the same opportunity to live in a nice house, on a nice street, in a nice area. That experience informed who I became and what I believe in.

I’m no expert, but surely there must be a way to ensure that we have a mix of housing available in our towns and neighbourhoods similar to what worked so well 50 years ago. I’d love to hear your ideas and suggestions on how we can make our area attainable to all. It’s the only sustainable way forward. ❧

Janet Lees, Editor

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PERSPECTIVE

A longtime Collingwood resident and former town councillor reflects on our rich history and why now is the time for a performing arts centre

by JOHN KIRBY photo by JESSICA CRANDLEMIRE

The Town of Collingwood recently announced the hiring of a consultant for the Arts & Culture Feasibility Study, and this decision was welcome news to me!

When my ancestors came to this area in the mid 1800s, arts and culture was never on their mind. They came to Canada and to Southern Georgian Bay to start a new life after the hardships they were experiencing in Scotland and Ireland. Over the ensuing 160 years this area has changed so much.

We must remember our indigenous ancestors, the Petuns, who first settled here and farmed the arable lands. As time went on, the next inhabitants recognized the importance of the natural harbour and built a community based on marine commerce. Then a visionary immigrant from Czechoslovakia arrived in the 1940s and his epiphany was a ski hill!

ON THE BAY

SPRING 2021

13

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QUALITY REAL ESTATE PHOTOS AND VIDEOS FOR QUALITY REALTORS AND DEVELOPERS 14

ON THE BAY

SPRING 2021

PHOTO BY DOUG BURLOCK

New patients always welcomed. Dental emergencies seen promptly.

The CACE group (l-r): Erica Angus, Hella Sandberg, Annie Schiefer, John Kirby, Rob Hart, Charlie Gudaitis, Jeff Shearer, Richard Lemoine, Thomas Vincent.

We are all so fortunate for all those who have helped make it a privilege to live in this very special place. Truly, we are blessed!

In the 1960s when I was in my teenage years in Collingwood, boys would play hockey, girls would figure skate and some of my friends would venture out to the ski hills. When I entered high school in the fall of 1966, I elected to enrol in an instrumental music course in grade nine. This was my own epiphany, as I reflect.

In the ensuing five years, as a member of the Collingwood Collegiate Institute Concert and Marching Band, I and many of my fellow classmates were able to represent our school, our community and our country at Expo ’67, Hemisfair ’68 in San Antonio, Texas and at Expo ’70 in Japan.

With my father working in the shipyard and my mother as the home manager of three boys, I would never have had this opportunity, nor would many of my fellow band members, without community fundraising to support our band. I was so grateful and learned very quickly that there are things in life that can open doors and opportunities … and music and the arts were foremost!

After university and my return to my hometown, I ventured into municipal politics on a platform of recreation and culture. In my seven years on Collingwood Council, we were able to establish a Parks, Recreation & Culture Department and hire the first director, Peter Dunbar.

Harbourview Park was established, parkland at Sunset Point was returned to the citizens of Collingwood after years of being a trailer park, and Exhibition Park eventually became Central Park. I was chair of the initial committee to establish the current YMCA and this eventually led to the building of the current site.

PERSPECTIVE

After leaving municipal politics, I continued to advocate for the arts as an elementary school teacher and then principal. I was part of the Collingwood Civic Committee in 1992 when we completed the first feasibility study on arts and culture; the results then supported a performing arts and cultural centre.

Unfortunately, in those days we did not have the demographics to financially support such a centre. But now today, in 2021, I truly believe our area has the need, desire and financial ability to build and support a dedicated art, culture and entertainment centre in Collingwood, serving all of Southern Georgian Bay. In August of 2019 I joined a group of dedicated citizens in the area which eventually became known as CACE (Collingwood Art, Culture and Entertainment). Our goal is to enhance the arts component of this most natural, wonderful area of our province and our country.

For the past 18 months we have been working to establish relationships with many arts and cultural groups and individuals in our area. In doing so, we have come to the conclusion that we now have strong community interest and commitment to advocate for and work towards the construction of a professional arts and cultural facility – which would include a large, 500 to 600-seat performing arts venue – to serve the Southern Georgian Bay region and beyond.

CACE was instrumental in encouraging the Town of Collingwood to conduct a feasibility study that will determine the future of arts and culture in Collingwood and Southern Georgian Bay. I encourage all to get involved in this process by going to collingwoodarts.com and registering your support. It is critical that residents show their support to move the project forward. As well, I encourage you to get involved in the feasibility study by completing the arts questionnaire at engage.collingwood.ca/artscentre-feasibility-study.

CACE was instrumental in encouraging the Town of Collingwood to conduct a feasibility study that will determine the future of arts and culture in Collingwood.

COVID-19 is complicating things in the short term, but when we emerge from this pandemic – and we most definitely will – I believe Collingwood and Southern Georgian Bay can continue to enhance our cultural heritage and showcase the amazing talent from our region and beyond.

I have been part of the transformation of Collingwood from a oneindustry town when I was growing up, to what it has become today: the premiere four-season destination in Ontario. The changes over the last 40 years have transformed this area into one of the most popular places in which to live, work and play in all of Canada, for young and old.

We are blessed with the beauty of nature all around us, with an abundance of recreational facilities, and hopefully soon, we’ll be able to add a facility dedicated to arts and culture to our region’s many features. ❧

EDITOR’S NOTE: Perspective is an op-ed column featuring a guest writer’s personal perspective on a topic of interest to our readers. If you have suggestions for future topics or writers, or to comment on this article, please email janet.lees@me.com

ON THE BAY

SPRING 2021

15

R E A D E R

M A I L

FROM OUR

READERS RE: WINTER 2020 ISSUE I just wanted to say this was one of the best editions I have read! I loved the pic on the front cover and all of the stories, they were awesome. Thanks and glad you are able to keep up your fantastic work!

Dawn L. Braid

CLARIFICATION Our article about outdoor skating in the Winter issue contained photos of people not wearing masks. We would like to clarify that the photos were taken early in the winter of 2020, before the pandemic and mask requirements. We

encourage our readers to wear a mask for any activity where you are in close contact with people outside your immediate family. Please check mask requirements before going to any public or private venue.

RE: PERSPECTIVE, WINTER 2020 I fully agree with the article in the Winter edition of your magazine by Bruce Rodgers entitled, “The Business Behind Green Technology.” I agree with the proposal that it makes good sense to store energy at night when the demand is low and release it to the grid during the day when demand is high. Using pumped energy storage may have made sense 25-plus years ago, but technological advances have made this method of storing energy totally obsolete.

New battery technology is a much greener and more effective solution to storing electricity. There are examples (Australia) as well as in Canada (Newmarket) where entire cities and local industry are powered using this new technology. There are many advantages to this approach: it is much greener, we don’t have to dig up hundreds of acres of Ontario landscape, we don’t waste 1000s of megawatts of electricity pumping water to the storage site, and we don’t have to build extensive transmission lines because storage facilities could be distributed to areas where it is needed (Toronto, Hamilton, Barrie, etc.).

Storing electricity where it is consumed also eliminates the line losses inherent in transmitting power over long distances.

Before this project progresses any further, an objective environmental assessment by an independent party should be done as well as a cost comparison between pumped energy storage and distributed battery storage.

Informed input by accredited experts in the electricity storage,

JOSH DOLAN

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ON THE BAY

SPRING 2021

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production and distribution business would be helpful to the community and make interesting reading in your magazine.

Ernie Embacher, Clarksburg

RE: COLLINGWOOD TERMINALS Like two previous letters to the editor on the topic of the Collingwood Terminals, we are also waiting for a decision to be made, not to demolish this historical icon, but to preserve, to protect and to find an adaptive reuse of this property.

In response to the suggestion of “… placing a stick of dynamite …” by a demolition company, it should be noted that this would not only cost the taxpayers at least $5-8 million, but also would create landfill. This would also create a negative environmental impact on the waterfront by compromising the buried bladder of toxic waste.

The Collingwood Terminal and Harbour Action Group supports a more positive outcome for this property, which lies within the protection of the Collingwood Heritage Conservation District. The grain elevators are described as “… the most important industrial site in the District.” This property is also included on the Architectural Conservancy of Ontario’s Provincial Interventions to Protect List.

The terminal buildings represent a place in history for Collingwood.

In the words of George Santayana, “Those who cannot remember the past are condemned to repeat it.” The terminals are a symbol of Collingwood’s shipbuilding industry and represents the workers who were part of this industry.

The town has successfully commissioned engineering reports and underwater surveys to assure that the building and its under structure are sound. The next steps will be to prepare an RFP (request for proposal) to

seek a private-sector investor to redevelop the project as an adaptive reuse.

The result could be a win/win for the community. The cost of maintaining this icon could be assumed by a private investor and the parkland and waterfront surrounding the terminals could be maintained for use by the taxpayers of Collingwood.

Margaret Mooy, Collingwood Terminals & Harbour Action Group

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ON THE BAY

SPRING 2021

17

RE: IN THEIR OWN WORDS, WINTER 2020 Editor’s Note: Unfortunately, we forgot to credit our amazing photographer, Jessica Crandlemire, for the photos of hospital workers at the Collingwood General & Marine Hospital. We apologize for the omission.

RE: CLEARVIEW SIDEROAD 26/27 PROPOSED RECONSTRUCTION AND THE CLOSING OF COUNTY ROAD 91 We strongly support Lorrie Gillis’ comments in your Winter issue with respect to the closing of former Simcoe County Road 91. We submit this is a flawed decision made by the Township of Clearview.

As background, Simcoe County agreed to turn over to Clearview, Simcoe County Road 91 from Simcoe County Road 124 at Duntroon to where it dead ends and connects with Grey County Road 35. Simcoe contributed $2 million dollars to this transfer. Clearview then proposed to sell to Walker Aggregates Ltd. a one-kilometre-long portion of former County Rd. 91 for $7.5 million dollars. This all happened back in 2011 prior to the Walker Quarry Hearing to establish a second quarry immediately north of the existing quarry. The Walker Quarry was approved on June 18, 2012 and a condition of approval of the quarry is the reconstruction of Clearview Sideroad 26/27.

Clearview made their first application to the Niagara Escarpment Commission for approval to reconstruct Sideroad 26/27 in January of 2014.

This application was refused by the Niagara Escarpment Commission on November 27, 2015 by a vote of 12-1 for the following reasons: 1. The road project did not meet the test of “essential” as alternatives were not taken into consideration, a requirement of lands zoned as Escarpment Natural Area.

2. A tunnel under County Road 91 was provided, making the

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R E A D E R reconstruction of Sideroad 26/27 as “essential” not the case.

3. Further development of the road would offend the objectives of the Niagara Escarpment’s two most sensitive land use designations, i.e.

Escarpment Natural and Escarpment Protection Areas.

4. Further development of the road would cause environmental harm to cold-water streams and steep Escarpment slopes.

As Ms. Gillis points out, Clearview has recently repaved County Rd. 91, making its closing unnecessary, impacting commercial vehicles over five tonnes that are not permitted to use Sideroad 26/27, making large farm equipment find alternate routes to fields on the Escarpment and making aggregate suppliers other than Walker less competitive because of the added distance to their haul roads. Reconstructing Sideroad 26/27 is not a satisfactory solution for the loss of County Road 91 as it further damages the environment and endangered species found there.

Alternatives need to be studied. We submit there are other viable options available that would have been considered if a proper schedule of Municipal Class Environmental Assessment (MCEA) had been followed in the first place. This is the purpose of the MCEA process and would have consulted with the public and addressed the issue in a far more fair, timely and cost-effective manner.

A hearing date at the end of April 2021 is now set for a pre-conference hearing to jointly hear both the Clearview NEP amendment and development applications. The Blue Mountain Watershed Trust needs the support of your readership in following through with the hearing and to find additional funding to continue this important effort.

George Powell, P. Eng., Vice Chair Watershed Action Group, Blue Mountain Watershed Trust Foundation

M A I L

Waste not, want not. Perhaps it’s a lesson you were taught as a child, or one you have taught your own children. It should also be a gentle reminder to Clearview Township.

For years, the township has sought to shut down County Road 91 – one of our county’s most travelled roads – to replace it with Sideroad 26/27, a one-lane seasonal dirt path. It’s a decision that baffled commissioners at an October Niagara Escarpment Commission (NEC) hearing, many of whom would be pleased to have a road like CR 91 in their municipalities.

County Road 91 is a staple east-west thoroughfare for residents and visitors alike. More importantly, it is a critical route for emergency services in both Simcoe County and Grey County. Clearview Township knows how significant the road is – in fact, last summer, they repaved the very section of road which they now plan to close. I struggle to understand why the township is set on selling the road – one they just spent taxpayer money to upkeep, and for which no true valuation has been provided.

Clearview’s plan to upgrade Sideroad 26/27 doesn’t benefit the community, and residents do not support it. After evaluating the township’s proposed project, experts from the Niagara Escarpment Commission said, “the overwhelming majority of non-agency comments received by the NEC on the amendment application were in opposition to the road improvements ...”

If residents aren’t benefitting from the unnecessary project, who is?

According to an article by Ian Adams, Clearview Township’s lawyers and engineers are. The township has already spent more than $1 million in legal and engineering fees to keep the project alive. And that figure does not include one inch of road building. There will certainly be additional costs as the township – already twice rejected at the NEC – appeals to yet another body.

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The township must ask itself, are taxpayers willing to assume the cost of replacing a main thoroughfare with a substandard path? They are certainly not clamouring for unnecessary spending nor the closure of a heavily used main road. Consider this a reminder to Clearview: waste not, want not.

Lorrie Gillis, Grey Highlands The proposed upgrade of Nottawasaga Sideroad 26/27 requires a deep cut to the brow of the Escarpment to make its grade legal, removal of trees and shrubbery, opening up the tree canopy, relocation of part of a coldwater fish stream, potential harm to several species at risk, and damage to an adjacent wetland.

This expensive and environmentally disruptive endeavour is because Clearview Township made a secret deal in camera a decade ago with Walker Aggregates to sell the western end of former Simcoe County Road 91 to Walker and permanently close it to ALL public use. It is clear from the Joint Board Commissioners’ decision to approve the new quarry that they relied extensively on elements of this deal.

A virtual pre-hearing conference was hosted by the Niagara Escarpment Hearing Office on February 24, 2021, and a second prehearing is scheduled for April 28 with an actual hearing set from November 8 to December 17. The hearing will consider Clearview applications for both a Niagara Escarpment Development Permit and a Niagara Escarpment Plan Amendment that would allow SR 26/27 to be upgraded if approved.

Back in 2010, the budget for the planned work on 26/27 was grossly under-estimated at $500,000. Multiple studies and iterations made necessary by opposition to Clearview’s plan show

construction is likely in the multi-millions of taxpayers’ money.

SR 26/27 is being touted by the township as a suitable “substitute” for County Road 91. It’s hard to imagine how traffic volume of several thousand vehicles of all types currently using Road 91, will safely navigate an upgraded 26/27. Walker’s gravel trucks have been using Road 91 unimpeded along with all the other traffic ever since its new quarry opened in 2016.

After 10 years and three Clearview councils, we have yet another expensive hearing unfolding, trying to justify closing a long-established and perfectly good road that is critical to supporting our expanding fourseason economy with an inadequate road that is infrequently used and that will damage the Escarpment and its associated environment – a road that will cost millions of taxpayer dollars and be of little value to the vast majority of Clearview citizens. It makes no sense.

Clearview has spent far too much money on this fiasco already – for lawyers, planners, environmental, visual impact and road engineering studies. It’s time to cut the secret deal loose. Legal wrangling will no doubt continue. Costs will no doubt escalate. Surely, Clearview Council has better priorities for its citizens’ money.

Doug Dingeldein, Singhampton

WHERE DO YOU STAND ON THE ISSUES? Do you have any comments, suggestions or additional information in response to any of our stories? To submit your letter to the Editor, go to onthebaymagazine.com/write-a-letter-to-the-editor. Comments may be published in an upcoming issue of On The Bay. We reserve the right to edit for style, content and space considerations.

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WHO YOU GONNA CALL? True confessions from the 9th Concession

by DAN NEEDLES

❧

illustration by SHELAGH ARMSTRONG-HODGSON

I was just reading a piece in the New York Times about how people have been fleeing the city in droves this past year to find freedom from the pandemic. The same thing is happening in our neighbourhood and rural real estate prices have surged as a result. What interested the Times writer was the refugees’ discovery of how unprepared they were to cope in a house that relies on a well and a septic tank. A country house has a lot of moving parts that can stop moving at any moment, and there is no condo board to call about it. You’re on your own.

So you start picking up a lot of new skills, usually quite soon after you hire that guy in the truck with a hand-painted sign advertising “handyman services.” The contact list on your cell phone skews away from life and fitness coaches in favour of plumbers and electricians.

My father was an actor who did not own a hammer or a screwdriver.

It was painful to watch him struggle to put a key in the lock on his own front door. He had no idea how water, electricity or heat got to the house.

The internal combustion engine was an impenetrable mystery to him. My brothers and I learned very early that if something went wrong around the house, my father would beg off saying he had a show to do that night and leave the problem to us.

When I bought this abandoned farmhouse in 1978 and called the hydro office about bringing in service, they told me they didn’t hook up people who hadn’t gone through a winter here. They suggested I rent a house in the meantime and call them next spring if I had plans to stay. I renovated the entire house without a power tool or a phone, and during that winter I formed bonds with a few tradespeople who are still on my cellphone contact list to this day.

I called one of them last week when the cast-iron faucet on the water hydrant out in the barn broke off in my hand and sent water gushing all over the barn floor. I got the water shut off and went searching through the

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hardware stores for a replacement. But the hydrant was a model that went out of production about an hour after I bought it 25 years ago. No parts to be found online or anywhere else. So I purchased a new model and went home to start digging down four feet to remove the old one. At two feet I hit water, so I called Paul the water pump guy who runs a massive rental shop in town and asked him if I could get his miniature backhoe.

“What do you need that for, Dan?” he asked. (Privacy is not a thing in the rental business up here and for good reason.)

I explained and Paul said, “No, no, no … bring those pieces over here and we’ll get you fixed up.”

Paul Van Rental, as we call him, started out life as a banker but about the time I moved up here, he, too, abandoned the city to build his own business based around water pumps. He has only failed at one thing that I know of, and that is teaching me how to play euchre. He takes the global view on every emergency and has the calm of a man who has been talking people through floods for 30 years. He took the old rod, spent 10 minutes in the machine shop refitting the end for the new model spout and sent me home with it. In a few minutes I had water running in the barn again.

It’s one thing to learn a few skills of your own with hammer and pipe wrench. But the real secret is to cultivate a career-counselling committee who will give you really good advice about what you can do about the problem right now while the kids are crying and your wife is yelling. My call list has at most a half dozen people who have anything to do with the writing profession or the theatre. The rest are all trusted voices on small motors, appliance repair, animal science, electricity, plumbing, mushrooms, tree-felling, gunsmithing, home curing, two-cylinder John Deere tractors and jacking up aging barns.

I have the list backed up in the Cloud and on fireproof paper in a safe. ❧

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REAL ESTATE & DEVELOPMENT

Playing

Game TH E

Buying and selling homes in today’s crazy market stories by MARG SCHEBEN-EDEY illustrations by SHELAGH ARMSTRONG-HODGSON

T

here is a housing drought in Southern Georgian Bay, yet demand is at a record high. Where normally there are enough homes for sale to supply buyers for about seven months, there was just one month at the end of January.

The past year has been unprecedented in every way, and that includes the performance of the real estate market. In all regions of the country, people took a hard look at how and where they live, resulting in record-breaking sales and market activity. Never before has the saying that the first three rules of real estate are location, location, location been truer, and this has directly impacted the local market.

ON THE BAY

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27

REAL ESTATE & DEVELOPMENT

“We saw a direct correlation with the lockdowns in the GTA and the movement of buyers up to our area. Emotions were high, and we saw people driven by fear of the virus and the need for more space between them and their neighbours.”

HEATHER GARNER

According to the Multiple Listing Service (MLS) Home Price Index (HPI), the median price of a single-family home in our region has increased by an average of 145 per cent over the last decade. Over 20 per cent of that increase happened in 2020 alone.

Rob McAleer, a sales representative with Chestnut Park Real Estate, describes the market as a “seller’s market on steroids,” while other realtors we interviewed used words like “overwhelming” and “chaotic.” So, what are the deeper factors driving the market, who are the buyers and what new trends have emerged? To find out, we interviewed several local realtors to help us delve beyond the numbers.

Who Is Buying?

It would appear that the sense many people have of buyers coming from the Greater Toronto Area (GTA) is likely accurate. When asked where residential buyers were coming from, the majority saw a split of about one-third local residents and two-thirds of people coming from outside the Southern Georgian Bay region.

The out-of-area buyers were primarily from the GTA. Asked what the profile of their buyers were over the last year, most agreed that there were few first-time buyers and fewer investors, both attributed to higher prices and a lack of available inventory for sale. By far, most realtors agreed that most of their clients were move-up buyers and people buying recreational or secondary homes.

Buyers moving here from out of the area cite common reasons we’ve heard for some time, such as the ability to enjoy a four-season lifestyle, friendly communities, less congestion, clean air and small-town charm.

Others say the combination of being able to sell their homes for top dollar in larger city centres combined with historic low interest rates

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create an opportunity for them to own a dream home in Southern Georgian Bay. Things like green space, access to waterfront and trails as well as larger properties with privacy are commonly mentioned.

With the pandemic came new reasons. As remote-working options became more commonplace and, in some cases, permanent, several home buyers state that they now have options to live anywhere they choose rather than concentrating on workplace proximity.

“With COVID requiring workers to work from home, companies have given the green light for their staff to continue working remotely in perpetuity from wherever they want,” says Andres Paara, a broker with Royal LePage Locations North. “As a result, many are choosing to live in a region that provides a four-season lifestyle and more space to live, breathe and enjoy.” Paara adds that with volatility in the stock market, people are interested in the alternative of using their wealth for real estate investment in this area.

Janet Piotrowski, a broker with Re/Max Four Seasons Realty in Collingwood, says the combination of lifestyle and the pandemic together fueled the market to unprecedented levels.

“When I bought here five years ago, my clients and friends in the city were intrigued and talked about doing something like that down the road. Over the years, some did, but many didn’t pull the trigger until their frustration with being cooped up combined with the flexibility to work from home made it more feasible for them,” says Piotrowski. “People are craving green space, four-season outdoor activities and a simpler and quieter lifestyle – Southern Georgian Bay fits the bill perfectly!”

Heather Garner, a sales representative with Chestnut Park Real Estate, concurs that lockdowns are driving the market. “We saw a direct correlation with the lockdowns in the GTA and the movement of buyers up to our area,” she says. “Emotions were high, and we saw people driven by fear of the virus and the need for more space between them and their neighbours.” Garner also saw another new type of client emerge since the pandemic began. “We generally work with a lot of young families in subdivisions and we did have several divorces that created a need for sellers to sell their beautiful family homes, thus becoming buyers searching for smaller homes or condos.”

Jason Ruttan, a broker with Re/Max of Wasaga Beach, says that for the past 20 to 30 years, most sales in Wasaga were accredited to buyers purchasing a primary residence, but the pandemic has caused a shift.

“The past year the local market rejuvenated demand for a traditional cottage property with character and it was evident that the increase in demand was largely credited to the COVID-19 pandemic.”

In Meaford, Royal LePage Locations North sales representative Mike Poetker says bidding wars have become the norm due to increased demand from retirees and new work-from-home buyers leaving larger city centres for Southern Georgian Bay. Gerry Wayland, broker/owner of Re/Max at Blue, brings another perspective in regard to the resort market. He points out that when the pandemic first hit, the resort market crawled to a halt but since then, it has been busier than ever. As prices climb in the traditional recreational market, buyers have become more interested in resort condos in and around the Village at Blue, with price points often under $400,000.

“The more people come and enjoy the resort experience, the more they want to be part of it,” says Wayland. “They are not investors but rather, end users. They buy units for personal use and any rental income is a bonus that offsets their operating costs.” He adds that while rental revenues were way down over the last year during lockdowns, owners have a positive outlook and have not panicked as they have confidence in a return to high occupancies and revenue streams. “Inventory is at an all-time low and prices are up to where they should be.”

Sherry Rioux, a broker with Clairwood Real Estate, says travel restrictions have increased demand for property ownership in the area.

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“We have had huge demand, especially since COVID restricted travel plans,” she says. “People who normally would be travelling are now sticking close to home, so they want a weekend escape that they can get away to in case we experience more situations like this in future.”

She adds that with snowbirds staying home last winter, there was a shortage of available seasonal rentals, leading people to buy instead of rent. “We were shocked at how many of our tenants ended up being buyers. Add to that, all the Burlington and Niagara people who normally skied at Ellicottville, NY but were not allowed to cross the border, so the calls came fast and furiously from that aspect of the market that we normally did not have here.”

The Condo Market The condominium market is mirroring the detached home market, with low inventory levels, rapid sales and record price levels achieved. For some buyers, condos are seen as a way of breaking into the local market.

“Many of my condo buyers view their purchases as a way to break into the market here while they can still afford it, with an aim to sell in the city and upgrade to a larger home here within three to 10 years when they are ready to retire and move here full-time,” says Piotrowski. In the meantime, the ability to rent a condo out seasonally or full-time and the relatively maintenance-free aspect are also a draw.

Heather Garner agrees that condos continue to be popular in our

“People who normally would be travelling are now sticking close to home, so they want a weekend escape that they can get away to in case we experience more situations like this in future.”

SHERRY RIOUX

area. “With an inability to travel south last winter, we saw an increase in the condo market with buyers wanting to get away from the city homes and have a recreational property. It was common to even see multiple offers on seasonal leases, and buyers were purchasing inexpensive condos, too, as they couldn’t find rentals.”

While many buyers are attracted by the relatively low price point for condos, Sherry Rioux says luxury condos over $1 million have also become more popular. “Condo developments such as Lighthouse Point became extremely hot properties,” says Rioux. “As one of the premier waterfront developments in town, the amenities and low density are a huge attraction.” She adds the desire for amenities is due to people looking for active options during the pandemic closures, for whom the “lock and go” lifestyle is appealing.

Mike Poetker says that while Meaford has fewer condos than other

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areas, they remain a popular choice. However, he adds the unique opinion that “Interestingly, life lease is increasingly taking a huge bite out of the condo market.” (Life lease housing has elements of both ownership and renting; while occupants are considered to be tenants with a life interest in the property, they do not own it but rather pay a monthly sum for the right to occupy the unit.)

In Wasaga Beach, Jason Ruttan points to new construction as having an impact. “Condominium sales have increased in recent years due to added new construction and increased inventory,” he says. “Based on the number of sales, this would indicate the popularity has increased.

However, statistically the average buyer is still requesting a detached freehold home.” Ruttan adds that in 2020, condos represented less than 20 per cent of the total MLS residential sales in Wasaga Beach.

What Features are People Looking for in a Home Now? Location continues to play an important role in buying decisions, with the most frequently desired features being: • Walking distance to downtown shops, restaurants and services • Proximity to nearby amenities such as golf courses, ski hills, beaches and trails • Views • Large lots with privacy For move-up buyers, the most desired features are: • Main floor master bedroom with ensuite • Main floor laundry • Gas fireplace • Large, white kitchens • Updated bathrooms • Hardwood floors • Attached garage with inside entry “Those who are retiring tend to prefer a home that is turnkey, as most retirees have already completed a number of renovations in their younger years and rightly now deserve to move straight into their retirement home, hassle-free,” notes Ruttan. “Younger generations don’t mind and often welcome renovation projects to help make a home their own.”

Not surprisingly, most realtors we spoke with agreed, adding retirees most often search for bungalow-style homes with basements while recreational buyers express interest in everything from condominiums to country properties but in almost all cases, look for stylishly renovated, turn-key properties.

“As far as country properties go, big views still command the largest premium, followed by quality of land (acreage forest, trails, streams, ponds, privacy), character houses fully renovated or with solid bones to enjoy now and improve over time,” says McAleer. For condo buyers, most realtors agreed that as secondary home buyers typically look for units that are well renovated with views and access to on-site amenities.

As a result of the pandemic, some new trends have emerged. With more people working from home, Mike Poetker says good high-speed internet connectivity is more important than ever, and it’s often the first question buyers ask. The need to work from home has also seen other trends emerge. “With many people working from home, a home office or space to convert a room to a home office is a must,” says Heather Garner.

“When gyms closed, we also saw a trend towards homes that had the ability for people to be able to work out from home; home gyms, pools, close to trails, storage for outdoor gear are all in demand.” She adds some buyers are also looking for the ultimate staycation-type properties where they have or can add a hot tub, pool, sauna, or other luxurious elements that would create a personal and private retreat.

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Wasaga Beach has seen a decrease in investors due to market conditions favouring sellers, making it hard to find properties with acceptable margins, but Jason Ruttan says investors also look to create their own opportunities. “Investors are interested in legal duplexes and multi-unit residential dwellings due to a shortage of month-to-month annual lease options in the local market. A number of very presentable, newly constructed legal duplexes have been built and the demand is there for more if investors are willing to create the product.”

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“Companies have given the green light for their staff to continue working remotely in perpetuity from wherever they want. As a result, many are choosing to live in a region that provides a four-season lifestyle and more space to live, breathe and enjoy.”

ANDRES PAARA

The Role of Investors Local realtors report that up to 30 per cent of their recent transactions involved investors or people combining investment with personal use.

Almost all of those we interviewed said the demand was high based on inquiries, but prices in the last year made it difficult for investors to find properties where the numbers would work to provide them an adequate return. Investor profiles included a wide range of interests that included properties suitable for annual rentals, short-term accommodation rentals, multi-family homes, commercial and ‘fix and flip’ units.

“We have had several buyers looking for long-term rental properties as a way to invest their savings,” says Garner. “However, with prices increasing and multiple offers on every property, they weren’t able to make the numbers work right now, so we are seeing this type of buyer waiting the market out.”

Sherry Rioux adds her team has had several calls from investors looking to buy short-term accommodation (STA) qualified properties, which are hard to find. “When we do find STA eligible units, the prices have increased significantly so they weren’t affordable. There were also a few buyers looking for properties to flip, but those dwindled as prices rose once COVID hit.”

Andres Paara’s clients were more interested in longer-term investments. “The investors we represented this year were either wanting long-term residential rentals and/or commercial retail with residential buildings. The hit the stock market took in the early spring last year scared people into either getting out of the stock market or to diversifying their investment portfolios to include real estate income

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Realtors were united in saying that the last year was a strong seller’s market with an imbalance in supply and demand, rapidly rising real estate prices and multiple offers on many properties. They all found that buyers had a sense of urgency and sought fast closing dates on their purchases due to the pandemic and desire to escape larger urban centres. The Southern Georgian Bay region is highly desirable to all demographics and there is an increasing trend of people wanting to move here full-time. They saw an increase in demand for high-end properties and a strong desire to connect to nature.

With mass vaccination providing light at the end of the tunnel, with immigration and population growth continuing as well as a forecast of continued low mortgage rates for some time to come, local realtors expect the future of the real estate market in Southern Georgian Bay to remain strong.

“I don’t see the current market as a temporary trend,” says Janet Piotrowski. “The hardship caused by the pandemic and the exhausting duration has caused many to reflect on what is important in their lives – having more joy, less stress and a healthier lifestyle are no longer considered a luxury but a necessity and there is no better place than the Collingwood area in which to do that.”

Rob McLeer adds he expects things to cool down slightly once COVID retreats into the shadows. “However, there seems to be so much demand, COVID aside, compared to supply that we don’t anticipate much of a price correction.”

Mike Poetker is a little more cautious. “COVID has driven up prices and transactions, but when the world has a handle on it, I think prices will stabilize. I think 2021 will stay active, but 2022 could see job losses and assistance being cut off that may put entry level homes on the market and cause some price stabilization in the short term.”

Andres Paara anticipates demand and sales to remain strong through 2021 and likely for years to come. “Our region continues to be a desired and sought after four seasons destination for young families, recreational use, semi and full retired markets, regardless of COVID.” Supply will likely continue to be a factor moving forward. “Low inventory will, unfortunately, remain an issue for the next one to two years until the majority of local new home developments have completed the larger projects currently under way and these will in turn help increase what will eventually be added resale inventory,” says Jason Ruttan.

Sherry Rioux says her team has discussed the outlook of the local real estate market at length and maintains that as long as COVID looms on the radar, people in Ontario will continue to seek the four-season resort lifestyle our area has to offer. “I don’t have a crystal ball, but we are expecting a strong 2021 with prices eventually stabilizing, although I think the prices of a few years ago are now definitely a thing of the past.”

The final word goes to Heather Garner: “I expect our market to continue to stay busy – we will always remain a popular destination.

With the ability to continue to work from home, so many will be able to make the move while keeping their current jobs. With interest rates low

and COVID still here, the focus for many will still be to find the perfect place to feel safe and at home. As we move forward in the next few years, I do expect prices to continue to increase but perhaps at a slower pace than they are right now. I think our area will always be one that people love and will want to move to, whether as a vacation destination, retirement home or permanent residence to raise a family; we live in the most incredible area that has so much to offer.”

Navigating the waters of this frenzied market takes patience and planning. Sellers may want to consider options such as buying before selling if the ability is there to do so. For the foreseeable future, the selling of a home will begin online, where buyers will look for things like virtual tours, 3D floorplans and aerial photos before planning a visit, so sellers will need a strong and trusted relationship with a realtor who can guide them through the complexities of marketing as well as pricing and negotiation strategies including the handling of multiple offers.

Buyers must be prepared to enter into a market where fierce competition for housing is a reality. It will take patience, nerves of steel and thick skin. They’ll need to be able to act fast, have a strong knowledge of the local market, and have a plan to deal with competing offers, home inspections and financing. Again, a trusted realtor can cut through the noise to help in making informed decisions.

“The more people come and enjoy the resort experience, the more they want to be part of it. They are not investors but rather, end users. They buy units for personal use and any rental income is a bonus that offsets their operating costs.”

GERRY WAYLAND

While economists, pundits and industry insiders predict everything from a real estate boom to a bust, the reality is that the market is always impossible to predict. Despite the pandemic causing the biggest economic crisis in modern history, the bubble didn’t burst. It is possible that as government and lender supports end, the market could soften or stabilize. It’s more likely that markets like the one here in Southern Georgian Bay will show greater resilience as the desire to work from home, to create new lifestyles and to be part of a community continue to take priority. In the end, real estate is about home, and the future of people making a home in Southern Georgian Bay is bright. ❧

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An interview with Matthew Lidbetter, president of the Southern Georgian Bay Association of Realtors (SGBAR) Note: The Western District of the Southern Georgian Bay Association of Realtors includes Blue Mountains, Clearview, Collingwood, Grey Highlands, Meaford and Wasaga Beach.

Always Here to Help

On The Bay: How would you describe the current resale home market in the Western District of Southern Georgian Bay, and why?

Matthew Lidbetter: At the beginning of 2020, most industry experts predicted steady growth; however, with the onset of the pandemic, there were key drivers in the rapid escalation in demand and therefore price. Buyers from urban areas have been looking for space, not only larger houses than they have typically been used to, but also land. It has become clear that with the ability to work from home, the home office and high-speed internet have become critical. It is also apparent that many buyers are moving their principal residence from the GTA, Kitchener-Waterloo, etc. to the Southern Georgian Bay area, where they can enjoy a four-season lifestyle with a work life balance.

Retirement is also calling – with people’s plans to move up north being accelerated, where before the pandemic they had a five to 10-year plan, this seems to have become a more immediate desire.

OTB: It clearly appears to be a seller’s market in Southern Georgian Bay. How are these low inventory levels affecting home prices in our area?

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ML: As always, it is supply and demand; with the low inventory levels, sellers are achieving prices that pre-pandemic may not have been considered possible.

OTB: How different are the individual real estate markets across the Western Region? For example, between Collingwood and The Blue Mountains, Meaford, Wasaga Beach, etc.?

ML: Markets within the Western Region are all playing out very similarly – record or near-record sales activity, very limited supply, and record price levels.

The dwindling number of active listings continues to raise concerns for local markets within the Western Region. Available supply across all local markets is at historical lows and as of the end of 2020 the number of active listings for the overall Western Region dropped below 200 for the first time on record going back more than 25 years.

That said, the overall Western Region still managed to post the highest

REAL ESTATE & DEVELOPMENT MLS home sales ever in a year in 2020. However, supply shortages will remain the biggest challenge to prospective homebuyers this year.

OTB: How much has the price of a single-family home changed in the Western Region since 2010? What is the most expensive and the least expensive community in Southern Georgian Bay and what are the median (not average) residential sale prices in those communities?

ML: The MLS Home Price Index (HPI) tracks price trends and levels far more accurately than averages or medians. Below is a table showing MLS Single Family Benchmark Prices for the major areas in the Western Region at the end of last year and how the most recent data compares to the same period in 2010 for single family homes.

Area

December 2010

December 2020

% change

Blue Mountains

$332,900

$780,000

134.3

Clearview

$235,000

$575,200

144.8

Collingwood

$227,100

$590,400

160.0

Grey Highlands

$259,500

$655,100

152.4

Meaford

$215,900

$508,000

135.3

Wasaga Beach

$227,900

$563,400

147.2

Prices for single-family homes have more than doubled in all areas within the Western Region over the past 10 years, although there are variations among price levels between the areas.

Drilling down even further, the least and most expensive communities for single family homes within these areas in the Western Region are (at the time of this writing) the Town of Meaford ($438,900) and Georgian Peaks ($952,600), respectively.

On a side note, there has been a general divergence in trends between prices for ground-level properties and apartments. While single family and townhouse properties both saw price trends accelerate through 2020, apartment units saw prices stay relatively stable throughout the year.

However, with properties of all types in very short supply, we wouldn’t be surprised to see apartment prices beginning to pick up more as well.

While single family and townhouse properties both saw price trends accelerate through 2020, apartment units saw prices stay relatively stable throughout the year.

While the use of benchmark price information can be useful in establishing trends when applied over time, the SGBAR cautions that a benchmark price does not indicate the actual value of any particular property. Those requiring specific information on property values should contact a local realtor.

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OTB: By 2024, it is expected that one in five Canadians will be over the age of 65. Do you think this demographic trend impacts the Southern Georgian Bay real estate market?

ML: Given the numbers of retirees we are seeing moving into the area, we will continue to see upward pressure on pricing, together with an increasing demand for single-level and community living.

OTB: We know you don’t have a crystal ball, but what do you forecast for the future of the local real estate market in the near future (next year or so) and for the longer term of, say, five years?

ML: That is a tough one and I may be proved wrong, but, in my opinion, with the current low inventory levels we may see a reduction in sales volume; however, this will be contrasted by continuing upward pressure on pricing and pent-up demand in the market. ❧

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Real estate for wealth creation story by MARG SCHEBEN-EDEY

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illustration by SHELAGH ARMSTRONG-HODGSON

n generations past, simple home ownership was a goal for the average Canadian. Over time, people could reduce their mortgage and eventually own their home outright with any equity gains being 100 per cent tax free. People dreamed of having a debt-free retirement life with a company pension that would see them through.

Today, with economic volatility, disappearing pensions and inflation making it increasingly difficult to save for retirement or to simply get ahead, many people have

become real estate investors by employing a multitude of strategies to accomplish their goals. Southern Georgian Bay has become a mecca for many of these people who see the area as one that is ripe for investment on many fronts.

Consistently ranked as one of the top areas of the country to live in, Southern Georgian Bay has enjoyed property appreciation of over 100 per cent in the last decade. That in itself, when adjusted for inflation, is inadequate to generate wealth.

ON THE BAY

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With economic volatility, disappearing pensions and inflation making it increasingly difficult to save for retirement or to simply get ahead, many people have become real estate investors by employing a multitude of strategies to accomplish their goals.

However, it does create opportunities to leverage equity by refinancing property to free up cash for other purchases. With sustained and historically low interest rates, many homeowners have accessed that equity to buy, renovate, flip, rent or invest in real estate through one method or another.

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Having the opportunity to build equity starts with being able to buy a home in the first place. As property values have soared, this has become increasingly difficult for first-time home buyers. Consider the example of two people, each making $40,000 a year (about $20 per hour) and with no debt. Currently, they would qualify for a home purchase price of just over $400,000. This also presumes that they have over $50,000 cash available for a down payment and legal fees.

While home ownership is possible, there are a very limited number of houses for sale in that price range, and the ones that do exist often require substantial work or renovation. Condos have increasingly become an option with their lower price points, but once condominium fees are factored in, the qualifying purchase price drops below $400,000.

So what are first-time buyers to do?

Two federal government programs exist that may help buyers with their first home. One is the First-time Home Buyers’ Plan that allows people to borrow up to $35,000 from their RRSP to put toward the purchase of a home. If they are buying with someone else who qualifies as a first-time buyer, they can also borrow $35,000 for a total of $70,000.

They then have 15 years to repay the amount back into their RRSP without tax penalties.

A second program is the First Time Home Buyer Incentive, in which the federal government essentially becomes a shared equity partner in the home. For buyers who qualify, the government puts up five per cent of the price of a resale home, or either five or 10 per cent of the price of a newly constructed one. The incentive is interest-free and is registered as a second mortgage on the title of the property. While no regular principal payments are required, the loan must be repaid within 25 years of the date borrowed or when the home is sold, whichever comes first. While the loan is interest free, it’s a shared equity mortgage, which means the government shares in any gains or losses on the property value. The total borrowing amount cannot be more than four times the qualifying income and is capped at an annual income of $120,000.

The ‘Bank of Mom and Dad’ is another common source for first-time buyers. Parents or others may gift a chunk of cash to the home buyer to assist with a purchase, or they may hold the entire mortgage on the property with reduced rates or easy terms. More families look to this option as an early transfer of wealth that may help their children enter into the real estate market.

Co-ownership is also increasing in popularity, in which two or more parties decide to buy a property together. They may all reside in the home or they may have shared equity arrangements instead. This is a

REAL ESTATE & DEVELOPMENT complex area when it comes to mortgage financing, legal agreements and other insurance or regulatory requirements, but it can be done with appropriate legal guidance and defined exit strategies for when one party wants out.

Expanding the search criteria for a property is another option.

Instead of buying a detached house, consider other options such as a condominium, townhome or semi-detached house. Looking in a wider geographic area may also be of benefit. For example, according to the Canadian Real Estate Association data, the median price of a singlefamily home in Collingwood on the Multiple Listing Service (MLS) at the end of 2020 was $653,500, while a townhouse in Wasaga Beach had a median sale price of $425,000.

Another option for qualified first-time buyers is to purchase a home with an income suite or with the ability to create one, as the rental income will increase a buyer’s borrowing power. The rental income from the unit will usually carry more than the increased mortgage payment on this more expensive home. Co-investors or parents taking an equity position may be able to help with the increased down payment or renovation costs.

Conversions & Accessory Suites Kelly Caldwell, owner of Elevated Wealth Creation, moved to Collingwood three years ago, buying her first property and converting it to a two-unit home with a basement apartment. With rental vacancy rates below one per cent in the area, she saw a strong demand for this type of housing and says there is still no shortage of qualified tenants in the area. She leverages equity created through her renovations to finance other purchases and repeats the formula again. Her ventures have worked for her and bring double-digit returns while also creating much needed rental housing stock. Today, she owns or co-owns over 20 rental units and is teaching others how to do the same.

Caldwell says finding properties that make financial sense for her model isn’t always easy. “I have had to put a lot of hours into understanding how to strategically analyze return on investment, the Ontario Building Code and the various municipal bylaws, as well as training and educating my contracting team,” she says.

She also offers advice on how to be a successful landlord: “From a property management perspective, we separate ourselves from

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Secondary suites are popular and are reported to represent about 32 per cent of Ontario’s rental stock. The Planning Act requires all municipalities to permit second units in homes, although the details of where, what and how are subject to individual municipal bylaws and policies. Homebuyers planning to create such a unit need to carefully research everything involved and consider the time frames for renovation and lack of cash flow during that period.

Alternatively, people buying a home with an existing suite need to

ON THE BAY

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41

make sure that the unit had all required building permits, inspections, fire inspections and the details of any existing leases. In either case, homeowners with secondary suites become landlords and must also become familiar and comply with the Residential Tenancies Act. Research should also be done into both insurance and tax implications.

There may be some financial assistance available to buyers looking to create a secondary suite. Through programs such as a “purchase plus improvements” mortgage, some mortgage lenders will arrange a higher mortgage that covers some of the costs of renovations subject to the anticipated new value of the property after renovations are complete.

In addition, funds may be available to assist with conversion costs through programs such as Simcoe County’s Secondary Suite program.

Financial assistance of up to $30,000 is potentially available to qualified homeowners to create a secondary or garden suite. Money is given in the form of a 15-year forgivable loan and rents must be kept within a pre-defined range deemed to be affordable.

In some municipalities, there may also be other incentives available such as the Secondary Suite Program administered by the Blue Mountains Attainable Housing Corporation. This program provides financial assistance in the form of a grant of 10 per cent of the cost to create a secondary suite to a maximum of $5,000 and is generally available on a limited-time basis.

Property Flipping In recent years, there has also been an explosion of people wanting to ‘flip’ homes, as they see others doing successfully on many of the popular TV shows. The idea is to find properties that may be in poor condition in good locations and that have the opportunity to sell for a higher price than the original cost of acquisition and renovations.

Over the past decade, Jason Sims has done just that but says it is no longer as easy as it once was. Sims started by building and selling new homes, then started renovating and renting out others. He found it took patience and skill to deal with tenants so he shifted to buying low-priced, resale homes with “good bones,” renovating them and then reselling them at a price that first-time buyers could afford.

“First-time buyers were the ideal target group for my model but today, it is almost impossible with higher prices,” says Sims. For an investor, the higher house and renovation prices increase the risk and

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Another option for qualified first-time buyers is to purchase a home with an income suite or with the ability to create one, as the rental income will increase a buyer’s borrowing power. make it harder to make a profit. Sims maintains that the traditional property ladder for first-time buyers is gone and flipping homes for or by first-time buyers is not really an option anymore.

Short-term Rentals Another popular strategy has been the business of short-term rental units, where owners rent out a room or suite for less than 30 days at a time to the travelling public through sites such as Airbnb or Vrbo.

This is a complicated process as these uses are regulated in most areas and in some cases banned all together. The policies also change

REAL ESTATE & DEVELOPMENT over time, creating new challenges for owners relying on this type of income. In addition, standard rental offering of short-term rentals was prohibited during COVID lockdowns.

In The Town of The Blue Mountains, short-term accommodations (STA) are governed under a complex licensing bylaw that may permit STAs in a limited geographic region, generally condos around the base

Another popular strategy has been the business of short-term rental units, where owners rent out a room or suite for less than 30 days at a time to the travelling public through sites such as Airbnb or Vrbo.

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of Blue Mountain. Owners need to obtain a licence to operate which requires meeting a number of criteria around health, safety, fire code requirements, occupancy limits and property management.

In the town of Collingwood, STAs are banned outside of bed and breakfast type operations in a home occupied by the homeowner or in commercially zoned properties that permit hotel-type accommodations.

In Wasaga Beach, short-term rentals are only permitted in areas with a tourist commercial designation or commercial accommodation zoning.

Joseph Voeller owns Hosting Blue Property Management, a company that manages short term rental units on behalf of owners. He says he has seen rapid growth and high demand for services such as his. Since opening its doors in 2019, Hosting Blue now manages over 40 short-term rental properties in the area.

“Owning a short-term rental comes with some great advantages, most notably a higher overall ROI and the ability to use the investment as a vacation home,” says Voeller. He adds that this segment of the market has had very high demand in the last year. While there are still properties that can work financially, they are not as readily available as they once were, so it’s important for potential buyers to vet the financial feasibility of a project before buying.

There are other ways people can use real estate for wealth creation.

This may be through investing in private mortgages or by investing in real estate investment trusts (REITS). Others invest through real estate crowdfunding services like Addy, where people can invest as little as $1 in shared ownership of properties. There are other new and emerging Proptech companies appearing all the time, such as Lendl where investors provide downpayment funds in exchange for an equity share in properties.

While prices, regulations and bylaws can make it challenging to invest in real estate through traditional models, rest assured the investment market is alive, well and innovative. Best advice if you’re thinking of jumping into the fray: do your homework! ❧

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Variety, Diversity, Affordability A DYNAM I C D E VE LO PM E NT PI C TU R E NEW HOME DEVELOPMENTS

The cost of housing continues to climb in Southern Georgian Bay, fuelled by a combination of unstoppable market demand and new interest in our region during COVID-19.

Local developers and municipalities are responding by offering fewer detached homes and more affordable, semi-detached, townhome and apartment units in their projects, appealing to a wider range of demographics and design tastes. Meanwhile, local municipalities are coming up with ways to house the region’s middle-income earners.

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The former schoolhouse site in Collingwood known as Victoria Annex has a new proposal for development.

ON THE BAY

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“As we grow to be a complete community with more services, we are attracting more young families, which energizes the community.”

DOUG HERRON, WASAGA BEACH

With supply of resale homes at an all-time low in Southern Georgian Bay, developers are scrambling to bring new homes to market while demand is hot – in fact, it’s so hot, many residential projects are selling out with little or no marketing, before a shovel even turns over the first clod of earth.

In a recent article in Ontario Home Builder Magazine, the voice of Ontario’s development and building industries, Robert Hogue, senior economist for RBC Economics, observed: “Smaller markets across the board in Southern Ontario, such as Kitchener-Waterloo, London, Guelph, Barrie, Collingwood and Southern Georgian Bay, are super strong on a year-to-year basis. While some people are buying secondary homes in what are considered vacation destinations, skyrocketing school registrations indicate that some families are making a permanent move.”

Hogue noted some of the reasons for the rush to buy in places like Southern Georgian Bay: “Many organizations will be more flexible about employees working remotely, and that’s helping to drive many out of the downtown core. It’s opened a lot of new frontiers for those no longer tied to a GTA office, as they seek larger houses to accommodate working from home and family living, more greenspace, and the ability to safely distance from others in less dense environments.”

Sal Guatieri, director and senior economist for BMO Financial Group, added, “People are moving out of Toronto to the Greater Golden Horseshoe and beyond. That’s where you’re seeing the biggest price increases, of 20 per cent or more year to year. It’s a clear trend, with many of the sales shifting away from larger metropolitan regions to suburban and rural regions.”

The Maple Street Limited/Georgian Communities proposal for the Victoria Annex site includes 19 residential units and incorporates the former schoolhouse.

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Across our area, home sales are indeed strong, prices are rising accordingly, and it’s more important than ever to be ‘in the know’ about what’s coming down the pike if you’re looking to buy. Here’s a look at some of the key residential developments coming on stream in 2021 across Southern Georgian Bay.

There are subdivisions, and then there are communities. A few years ago, two Ontario developers joined forces to create a massive “master planned” community in the south end of Wasaga Beach, complete with schools (four, no less), parks, greenspace, linked trails, and a village square including cafes, shopping and a recreational facility.

When complete, Sunnidale Wasaga Beach, now in phase 2, will have 2,750 homes with something for everyone, including single detached, semi-detached, townhomes and a 60-unit apartment building.

According to developer Tony DeRose of Pacific Homes, which will be building approximately half of these homes, units will range from townhomes in the 1,300- to 1,700-square-foot range starting in the mid $400,000s, to single detached homes 1,400 to 2,600 square feet starting in the mid $600,000s.

“Site servicing is scheduled for this spring, construction will begin in the fall, and we hope to have occupancy next spring,” said DeRose.

“In the meantime, we’re finalizing negotiations with the regional public and Catholic school boards to build a high school and three elementary schools on the property when needed.” Needless to say, the project’s primary buyers will be young couples and growing families, but DeRose doesn’t rule out retirees. “Our demographic is everybody. They’re coming from Barrie, the GTA and even the Greater Golden Horseshoe, looking for affordability and lifestyle.”

With current projects totalling more than 3,700 residential units and more in the queue, Wasaga’s planning department is busier than ever. “Our workload and deliverables have been crazy during COVID, with sales much higher than anticipated,” said Director of Planning and Development Doug Herron. “Twenty years ago, 90 per cent of our new residential properties were single detached. In 2020, 50 per cent were singles and townhomes. This shows that our residential diversification policies are working, indicating a trend away from singles to mediumdensity towns and high-density apartments. Our overall strategy involves changing our housing prices and strengthening our services.

As we grow to be a complete community with more services, we are attracting more young families, which energizes the community.”

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ON THE BAY

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MARA BURTON, CLEARVIEW

A few kilometres from Wasaga Beach in Clearview Township, new development activity – mostly consisting of build-outs from existing projects – is continuing at a brisk pace. “We have around 4,000 units in draft plan and a couple of hundred registered or pending registration this year,” said the municipality’s Director of Community Services Mara Burton. “We are working through some water capacity constraints with our developers in Stayner, and sewer capacity constraints in Creemore in an effort to keep permits flowing as much as possible. And we’re offering developers pre-servicing, so they can start their projects earlier while they work through the registration process.”

Burton said that much of the new housing in Clearview, such as Aspen Ridge, is appealing to younger buyers with a variety of housing types. One new development in Creemore, The Brix from MDM Developments, has its sights set on exactly that demographic. The “luxury boutique” project situated steps to downtown, will consist of

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“The Brix will offer nice, high-end designs that will appeal to a wide range of demographics, but primarily millennials and Gen Xers from Collingwood, Barrie and the GTA,” said MDM Development Manager Joe Saso. “Why did we choose Creemore? We pick markets with great potential and appeal, especially now during COVID. The whole Clearview municipality has a good vibe, with lots of outdoor lifestyle options combined with vibrant downtown areas.”

North of Clearview in the Town of Collingwood, numerous residential units are in queue at various stages of approval. According to Senior Planner Mark Bryan, current building activity is focused on build-outs of existing subdivisions such as Indigo Estates, Summitview, Blue Fairways and the Riverside midrise block on Peel Street.

“In 2020, Collingwood issued 448 building permits for new residential developments, consisting of 141 single detached homes, 10 semis, 99 townhomes and 198 apartments,” said Bryan. “There is considerable variation from year to year in the types of dwellings, but over the past decade, there has been a shift away from lower density projects to higher density such as townhouses and apartments.”

As to buyer demographics, Bryan noted steady sales from retirees, with anecdotal evidence of younger age groups and families choosing to make Collingwood their home. “Changing demographics will likely be forthcoming from the May 2021 census,” he said.

With that in mind, two new development proposals will offer highdensity housing options in the heart of town. The Victoria Annex

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Harbour House Collingwood will be a sixstorey residential/commercial building with ground floor commercial space and 130 condominium apartments.

property, containing a 19th century schoolhouse on Maple Street, has recently received another in a line of proposals over two decades from at least five developers. The latest, from Maple Street Limited/ Georgian Communities, proposes 19 residential units including four single detached homes, 10 semi-detached units, three townhouses and two units in the schoolhouse.

Another project, on the corner of Huron Street and Heritage Drive is being proposed by Streetcar Developments in Toronto, a company that specializes in midrise residential infill projects “inspired by our surroundings” in trendy inner-city neighbourhoods. Harbour House Collingwood will be a six-storey commercial/residential building with approximately 3,645 square feet of ground floor commercial space and 130 condominium apartment units. At press time, not many other details were available, except that the project describes itself as “Modern Luxury in Downtown Collingwood” with occupancy in 2023.

According to Nathan Westendorp, Director of Planning and Development Services for The Town of The Blue Mountains, there are 3,000 to 4,000 new residential units in various stages in the municipality’s pipeline, with the number of building permits doubling in the past two years. “I’m not sure if it’s a COVID thing or just a continued trend, but we’re seeing a shift in marketing from developers towards a broader demographic beyond retirees,” he said. “Our community is desirable to all ages, with new developments offering a wide crosssection of home types and an increase in multi-unit residences.”

One example of this diversity is a new application for a property known as Home Farm – several parcels of land on Concession 2, with road access from Grey Road 19, located across from The Orchard at Craigleith development. The proposal, from MacPherson Builders, is

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“I’m not sure if it’s a COVID thing or just a continued trend, but we’re seeing a shift in marketing from developers towards a broader demographic beyond retirees.”

NATHAN WESTENDORP, THE BLUE MOUNTAINS

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for a subdivision containing 85 single detached homes, 60 semi-detached homes, and 132 townhouses, for a total of 277 units.

“Variety and diversity in housing is not a bad thing, so long as we make sure that new projects fit in with the character of the town and are done in a sustainable way from an environmental and social perspective,” said Westendorp. “Our goal is to enhance new growth while optimizing our infrastructure – in other words, use what we have before expanding.” To that end, The Blue Mountains has improved its development application processes and communications to enhance the efficiency, consistency and pace of project approvals.

With the highest average cost of a home (new and resale) in Southern Georgian Bay and prices continuing to rise in The Blue Mountains, the municipality is faced with an elephant in the room – affordability. Acknowledging that its home prices are beyond the reach of even middle-income earners, the town is going above and beyond to address the issue.

“The town has identified attainable housing as a municipal priority.

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We can’t conquer this on our own, but we’re playing a leading role,” said Westendorp. On January 11, The Blue Mountains Council passed a new Community Improvement Plan titled “Housing Within Reach CIP,” containing strategies and incentives geared to the creation of attainable housing. The plan includes programs to offset planning application and building fees, and development charges for attainable units; reduce financial barriers to investments for renovating and repairing existing dwellings or converting spaces into attainable units;

studies to do with traffic, air quality and noise,” Westendorp explains. “Once the studies are done, town staff will embark on the planning process, including public consultation on the building’s height, design and number of units. The timing?

Sooner than later, we hope.”

To the west of The Blue Mountains in the Municipality of Meaford, projects totalling approximately 2,500 residential development units

In the Municipality of Meaford, projects totalling approximately 2,500 residential development units are in the works, according to CAO Rob Armstrong. and help landowners mitigate the costs of increased tax assessments due to their attainable housing projects by helping them secure project financing.

The town was also instrumental in forming The Blue Mountains Attainable Housing Corporation, which acquired the former site of Foodland on Highway 26 for the construction of a five-storey attainable housing apartment complex. “The board is now refining the basic elements of the structure, setting project objectives, and conducting technical

are in the works, according to CAO Rob Armstrong.

These include the massive, 800 to 1,000-unit subdivision on 400 acres of land west of Christie Beach Rd. from Parkbridge Lifestyle Communities, a 250-unit attainable housing apartment, and a fivestorey life-lease condominium on the site of the old Canadian Legion.

One notable development proposal that the municipality is anticipating at the time of this writing involves the former Stanley Knight site on

the waterfront east of Meaford Harbour. The mixeduse redevelopment plan, presented at a virtual open house January 27 by Guelph developer Skydevco (a division of the Skyline Group of Companies), revealed a considerable amount of detail.

In the middle of the triangular-shaped site will sit a five-storey, 120-unit apartment building.

To the north, on the waterfront (retained by the municipality) will be 78 freehold townhouse units and a five-storey hotel containing a spa and gym. (Skydevco is currently in negotiations with an interested hotelier on this.) The south end will contain another 14 townhomes. The entire site will feature an improved sidewalk, tree-lined boulevards, a dog run, benches and an environmentally sensitive public green space on the waterfront connected to street access and a proposed waterfront boardwalk.

“Meaford is in desperate need of affordable homes, especially rentals,” said Skydevco Vice President Carrie Lamarche during the presentation.

“Our townhomes will vary in price, but they will be in line with market rates. For our apartments, we’re focusing on two-bedroom, two-bathroom units approximately 700 to 800 square feet in size. With underground and outdoor parking, they will be liveable, with walkability and green spaces throughout.” Skydevco is hoping for a final council decision on their project this October, and occupancy of their first building in 2023.

CONGRATULATIONS JODY! We are proud to announce the appointment of Jody Kraan as a new Partner in our Collingwood office! We welcome Jody to the partnership and look forward to her continuing excellence in advising our clients and guiding our team.

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Collingwood ON 705 445 Jody, we 4421 are excited for the next chapter of your career with BDO. 202 −www.bdo.ca 186 Hurontario St Collingwood ON 705 445 4421 BDO Canada LLP, a Canadian limited liability partnership, is a member www.bdo.ca SM of

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ON THE BAY

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705.445.4421

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rooms, a saltwater cave, and a restaurant/bar area. Outdoors, guests will be able to choose from three spa experiences: a Social Zone with hot tubs and waterfalls for quiet chats; a quieter Whisper Zone featuring pools and waterfalls, and a “no talking” Zen Zone with an east Asian feel. Talisman currently has a deal in progress with Hilton Hotels to operate the facility as a boutique hotel when it is complete. According to Ellis, Hilton will bring to Talisman its name recognition, booking and administration options, and over 70 million loyal members worldwide.

“Our partnership with the Municipality of Grey Highlands is a unique collaboration that brings many benefits to both parties. They’ve been absolutely phenomenal,” said Ellis. “We will be working hand in hand with them to move everything forward and establish the region as a health and wellness destination.”

The development picture continues to evolve as the market demand for housing shows no signs of letting up in Southern Georgian Bay. No longer primarily catering to retirees and empty-nesters, regional developers are stepping up to meet the needs and wants of a broader demographic with unique design tastes, home style preferences and budgets. At the same time, municipalities in our region are coming up with housing strategies to address changing demographics and growing concerns about affordability. ❧

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of residential developments are currently in the works, primarily in the community of Markdale.

However, major development activity is set to take place soon.

Last October, Grey Highlands announced a joint venture partnership with the new owners of the Talisman Resort property, which has, over the past five years, been lovingly brought back from the brink of decay due to abandonment by its previous owners. According to a Grey Highlands news release, the municipality and Talisman owners will be working toward potential development of both the Talisman property and the adjacent municipally owned lands in the Beaver Valley and Markdale areas.

Grey Highlands is currently planning community visioning sessions to seek public input on future opportunities for municipally owned properties in the area. The strategic development opportunities of the project are being supported

by Grey County’s economic development team and their investment consultants, thinkCOMPASS Consulting & Marketing, a company that helps businesses and governments strategize and execute plans for growth.

“Grey Highlands and the surrounding areas are the envy of many Ontario communities, and represent enormous opportunities,” said Talisman owner Brian Ellis in the news release.

“We are committed to establishing a strong and productive working relationship with council and the community to advance our mutual interest in the future vision and development of Talisman and the Beaver Valley region.”

“There’s already a lot of interest from developers and investors,” said Ellis in an interview with this writer, noting an abundance of land available for development on the Talisman site itself and surrounding it – approximately 300 acres in total. Meanwhile, millions of dollars have been invested over the past five years in the restoration and renovation of the Talisman Resort’s three main buildings.

“Our main lodge has finally been brought up to building code,” Ellis explains. “There was virtually no insulation in the walls. Almost all the plumbing, wiring, roof and soundproofing had to be redone, and new exterior stucco and new windows have been installed.” He is now awaiting financing to complete renovations on the main lodge and the adjacent building – hopefully in the next six months. There are also plans in the works to create a new hotel lobby connecting the two buildings, which would be finished in sixteen months. Once complete, the resort, named Talisman Mountain Springs, will have 150 suites, restaurants and spa facilities catering to adult guests.

In the meantime, work is under way on a Nordic spa in the resort’s former base lodge building, which will house 18 to 20 treatment

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South of Meaford, in the mostly rural municipality of Grey Highlands, only a handful

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RBC Dominion Securities Inc.

Celebrating 20 years of success in wealth management Claudine Finch, Branch Manager of RBC Dominion Securities in Collingwood, is pleased to congratulate Elizabeth de Groot on an incredible 20 years with the firm. Over the past 20 years, Elizabeth has built long-lasting client relationships and demonstrated great pride in guiding individuals through life’s financial complexities and milestones. Her strong belief in the power of customized wealth management is evident in her commitment to excellence when crafting personalized investment strategies and promoting leading financial planning.

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RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member-Canadian Investor Protection Fund. RBC Dominion Securities Inc. is a member company of RBC Wealth Management, a business segment of Royal Bank of Canada. ® / ™ Trademark(s) of Royal Bank of Canada.

Used under licence. ©2021 RBC Dominion Securities Inc. All rights reserved. 21_90544_GHG_001

Windfall at Blue Mountain is in Phase 5, offering semi-detached, bungalows, bungalows with lofts and two-storey homes.

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Aquavil

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The Arrowhead Collection solcorpdevelopments.com

Blue Vista bluevista.ca

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The Bungalows at Peaks Ridge

The Baysides

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Bayside Phase 2

manorwoodhomes.ca

The Chalets At Georgian Shores

Peaks Meadows

georgian-shores.ca

locationsnorth.com/communities/ blue-mountains/peak-meadows

Lora Bay The Cottages Collection

The Private Residences at The Georgian Bay Club

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privateresatgbc.com or gbcbayview.com

Lora Bay The Masters Collection

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Craigleith Ridge

Nipissing Ridge IV

Towns of Thornbury

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ON THE BAY

SPRING 2021

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CENTRAL IS On the water!

Central Marine will be holding open houses on the water this coming spring and summer 2021! Check in at our Thornbury office for the upcoming vessels and dates.

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CENTRAL IS COMING TO THORNBURY! Central Marine is excited to open up a third office here in Thornbury, Ontario. We carry Jeanneau, Blackfin, Lighthouse, Worldcat, Stanley and South Bay. Central Marine has been in business for over 50 years and we have two full operating Marinas on Georgian Bay. We also offer a Full Brokerage Service for anyone who is looking for assistance in selling their vessel, and specialize in Marine Financing and Marine Mortgages. We are so happy to have the opportunity to grow the boating community here in town and look forward to meeting you and helping you get out on the water!

GET ON THE WATER! WITH CENTRAL MARINE

O U R YACHT SPECI AL I ST Central Marine is excited to announce our newest member of our team Mark Rushworth! Mark is a qualified Yachtmaster and has spent most of his life on the water. Mark is very passionate about the yachting lifestyle and is excited to bring his skills to Thornbury and help anyone looking to learn the yachting lifestyle and get out on the water! Mark grew up in South Africa where his family built a 42ft Catamaran and sailed the South Atlantic without the aid of GPS. Mark’s most recent adventure was being the Captain of a 177ft Sensation Yacht. Needless to say, Mark has an incredible amount of experience and is looking forward to sharing it with you and getting you out on the water!

CONTACT OUR YACHTMASTER MARK@CENTRALMARINE.CA

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Monaco Price Range: From the low monacolife.ca $700,000s to high $900,000s The New Shipyards Targeting: Active lifestyles, Revised thenewshipyards.com second home, families, retirees Tel: 705-293-0954 Perfect World Email: sales@windfallatblue.com perfectworldcollingwood.com Web: windfallatblue.com

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Royal Revised (White)

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Summit View - Phase 2

Hometown Creemore

Developer: Devonleigh Homes Inc. Location: Poplar Sideroad & High Street, Collingwood Offering: Single detached homes # of Units: 87 Amenities: Close to Blue Mountain, downtown Collingwood, Georgian Bay, private ski clubs & golf courses, Scandinave Spa, hospital, schools Price Range: $600,000 - $900,000 Targeting: Entry-level buyers, families and downsizers Phone: 705-443-8483 Email: sales@devonleighhomes.com Web: devonleighhomes.com

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rusticcollection.ca

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COLLINGWOOD

•

THE 9TH ANNUA

(virtual)

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Golf View Estates rogersenterprises.com

MARKDALE Centre Point North Developer: Devonleigh Homes Inc. Location: Markdale Offering: Phase 1, second release, freehold townhomes # of Units: 8 Amenities: Golf course, grocery stores, hospital, Beaver Valley Conservation areas, alpine skiing Price Range: Mid to High $400,000s Targeting: Entry-level buyers, families and downsizers Phone: 705-443-8483 Email: sales@devonleighhomes.com Web: devonleighhomes.com

Revised

Original

S IT'

MEAFORD

L

•

JUNE 20-26, 2021

#GTHSWALKYOURWAY2021

Change the lives of pets and people in our community by Walking Your Way with or without a pet. Not a walker? No problem! Try a YOGAthon, RUNathon, BIKEathon or SWIMathon – whatever activity brings you, your family or your pet the most joy.

The Georgian Triangle Humane Society relies on the generosity of donors to fund programs and services. Come together and walk apart to support thousands of pets and people in need each year.

YOUR DONATIONS DIRECTLY IMPACT OUR ABILITY TO HELP KEEP PETS AND THEIR PEOPLE IN OUR COMMUNITY SAFE AND PROTECTED.

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ON THE BAY

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TO REGISTER: WWW.GTHS.CA

Phase 2 of Summit View by Devonleigh Homes includes 87 single detached homes close to amenities.

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ON THE BAY

SPRING 2021

59

Suites Available!

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A R T I S T

S P O T L I G H T

Moments Collingwood artist Lisa Hannaford captures evocative Georgian Bay landscapes Above, “This is the beauty of strength” (AJM Smith), 30 x 30 inches, mixed media on panel.

ON THE BAY

SPRING 2021

61

A R T I S T

S P O T L I G H T

Clockwise from top left: “My heart is full” 30 x 30 inches, mixed media on panel.

“Yes I said yes I will yes” (James Joyce), 30 x 30 inches, mixed media on panel.

“It will leave no heart undone” (Stevie Wonder), 30 x 30 inches, mixed media on panel.

“Breathe in the air and the stillness of the Bay” (Sarah Harmer), 12 x 36 inches, acrylic on panel.

“If you could read my mind love” (Gordon Lightfoot), 18 x 36 inches, mixed media on panel. ”Marina Bound” 36 x 36, acrylic on panel “If light is in your heart you will find your way home” 24 x 36 inches, mixed media on panel.

62

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LISA HANNAFORD Although she has painted and studied throughout North America and abroad, Lisa Hannaford’s love of ever-changing skies and water found a home in the inspiration of Georgian Bay. From stormy waves to tranquil coves, Hannaford interprets these vistas through her evocative landscape paintings.

“I love painting en plein air, feeling the wind and hearing the waves as I translate my feelings about this iconic landscape into paintings,” she says. “The challenge is taking what I see and capturing that with energetic brushwork and mark making. Through my work, my clients can share this sense of place ... the beauty, the power, the calm.”

Hannaford says having a studio at the Tremont in Collingwood is an energizing way to connect with her peers and the public. “We are so fortunate to live in an area that has so much creative talent and activity.”

Hannaford’s paintings celebrate the connection we all feel to this unique part of the world through spirit, nature, and evoking summer memories or dreams to come.

Her upcoming virtual show, “Islands + Connection” (April 2-8) at artwrk.cais for all who know, love or are just discovering the delights of Georgian Bay. Lisa’s work can also be viewed at lisahannaford.com. ❧

ON THE BAY

SPRING 2021

63

FEATURED HOME

Bringing the

Outside In This contemporary Meaford home uses natural light and a balance between farm and forest views to create a sophisticated yet calming oasis

by JANET LEES photography by LORNE BRIDGMAN

64

ON THE BAY

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From the outside, the home has a somewhat barn-like structure – a signature of architectural designer Jim Campbell – with pre-finished, stained wood cladding topped by a standing seam metal roof.

W

hen Helen and Chris Thomson decided to build a custom home, they knew they didn’t want a water view. “With a water view you’re facing north, so you walk into your house on a sunny day and

it’s so dark inside that your eyes have to adjust; it makes your house dark when it’s beautiful outside,” says Helen. It can also be difficult to balance the heat in a northfacing home because the western side can get very hot.

ON THE BAY

SPRING 2021

65

FEATURED HOME

So instead, the Thomsons opted for a south-facing home on the edge of a ravine in Meaford, with vistas of farmland on one side and forest on the other. Working with architectural designer Jim Campbell of Rockside Campbell Design and builder Frank Wyssen of Creek Valley Inc., the Thomsons created a modern home that uses light, views and energyefficiency in all the right ways.

Helen, a former interior designer, worked closely with Campbell to achieve the desired result. “I knew certain things I wanted, and Jim knew how to make them work,” she recalls.

“I said I want windows that come down to the ground, I want boarded concrete, I want some glass floors, but I wouldn’t have known how to use those to get the same result.”

In the hallway to the main living area (above), a mixture of antique barn board on the left and board-formed concrete on the right create a natural feeling reminiscent of walking through an Escarpment crevice. The open dining room (top) is flanked by a wall of sliding glass doors and a strip of glass floor to draw the light through to the lower level. The kitchen cabinets (right), designed by homeowner Helen Thomson, feature dark wood, sleek metal bar pulls, and open shelving.

66

ON THE BAY

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POOLS

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In-Ground Liners

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Please do your part, be septic smart.

FEATURED HOME

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Shades & Shutters BLUE MOUNTAIN

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SHUTTERS

shadesandshutters.ca 68

ON THE BAY

SPRING 2021

She also specified that the house should be no more than 23 feet wide with an open living room, dining room and kitchen in order to allow natural light to travel across the entire space. As a result, the main living areas are so awash with sunlight that artificial lighting usually isn’t needed until late in the day.

The placement of windows and the exterior design of the house not only allow maximum light, but also control heat.

“In the summer when the sun is high and strong, the eaves protect the house from getting too hot, and in the winter when it’s cold outside and the sun is low, we get the warmth from the sun, so it’s very energy efficient.”

While the main space is very open, the challenge was to create levels of separation in the rest of the house, notes Campbell. “Helen had ideas in terms of form, but our job is usually to deduce out of those ideas what the root is, and in this case it had a lot to do with positive separation between family members so everybody felt at ease and comfortable in the house, not stepping on each other’s toes.”

In the living room, pink adds splashes of “happy” colour against a brown sofa and dark wood builtin entertainment centre. The concrete wall on the far right extends to the top of the house, with a hidden “window” to wash warming light over the concrete. At right, a mix of colours, textures and materials provides lots of interest yet works together to create a calming vibe.

New Model Home Grand Opening March 2021 Please contact us to book your private viewing admin@yanchhomes.ca

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ON THE BAY

SPRING 2021

69

FEATURED HOME

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70

ON THE BAY

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The Collingwood Museum Offers Historic Photograph Reproductions Add an iconic print to your décor. For more information contact the Collingwood Museum today!

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45 St Paul Street

museum@collingwood.ca

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In the master bedroom, a barnwood wall takes the place of a headboard and faces an oversized sliding door to a private deck. “In the summer when you open all the doors and windows, it sort of feels like you’re camping,” says Helen. The master bath boasts a soaker tub with a view, a glassed-in shower and Carrara marble vanity top.

L. PATTEN & SONS LTD.

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When the house was built in 2010, the Thomsons’ three children were in their teens and the couple worked mainly from home (they still do), so it was important to achieve a level of privacy and sound dampening between the living areas, the two home offices and the bedrooms as well as in the basement entertainment area and home gym.

The solution was to use a combination of concrete, antique barn board and dark-stained pine walls for acoustic and physical separation. “We exposed the foundations and extended them with board-formed concrete to get a nice, rustic quality with a material that we’re using anyway in the foundation,” says Campbell.

“Thermally, it’s a really good solution in the case of the basement because all of the insulation is outside of the concrete, so we have a nice thermal mass. Durability was also a factor, because the kids were really into sports, so the basement initially had to withstand soccer balls, basketballs and ball hockey.”

L. Patten & SonS specializes in custom built homes and chalets in and around the Georgian Bay area. Let 60 years of experience work to build you the home of your dreams.

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SPRING 2021

71

FEATURED HOME

An interior concrete wall extends from the bottom to the top of the house, separating the home gym from the entertainment space downstairs, the master suite from the living area on the first floor, and the bedrooms and office on the second storey.

To add interest, the concrete was boardformed, a process in which a wooden form is built on-site to hold the wet concrete in place. As the concrete dries, the finished face takes on the wood grain pattern from the form. This technique visually softens and warms concrete’s somewhat cooler appearance while maintaining its strength and insulating properties.

“It’s a little bit of a reference to the past, because with early use of concrete, that’s how it was formed originally,” says Campbell.

72

ON THE BAY

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ELEVATING YOUR EXPERIENCE WITH ART.

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The open staircase is an architectural marvel of floating pine steps, glass sides and black metal railings lit by a multi-level vertical window during the day and a contemporary chrome chandelier at night. “The stairs are not rectangular,” notes Campbell. “They’re at a slight angle, which is not only more interesting but also more functional to give you a path of least resistance from point A to point B.” The upper level has loft workspaces that are open to the level below.

ON THE BAY

SPRING 2021

73

FEATURED HOME

This interior concrete wall also includes a hidden but crucial detail – a long, narrow glass ‘window’ tucked up in front of the wall to filter light through from the windows on the second floor.

This also helps warm and soften the look of the concrete.

“If you hit concrete with a lot of sunlight it doesn’t have the same effect as if you can wash the wall with light vertically,” explains Campbell. “If you pour the light in from the top, you’ll emphasize the texture of the concrete, picking up the light and shadows. It’s fun because you don’t know where the light is coming from until you’re right next to the wall.”

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74

ON THE BAY

SPRING 2021

The lower level (far left) has high ceilings and walkouts to the forest and ravine behind, so it doesn’t feel like a basement. On the upper level (above & left), the two loft office spaces are joined by a floating bridge, built like a ramp and running at a different angle to the stairs below.

DETAILSMATTER •

Interior Design Consultation

•

Renovation

•

Kitchen+Bath Design

•

Space Planning

•

Home Staging

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Colour Consultation SHOP ONLINE:

Home Furnishings+Decor Window Coverings+Flooring by:

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ON THE BAY

SPRING 2021

75

FEATURED HOME

This use of borrowed light – natural light that enters an otherwise dark area from an adjoining space through windows or skylights – is a signature of Campbell’s design sensibility. Another particularly creative example in the Thomson house is a strip of glass floor spanning the length of the main living space along one wall, which draws the light through to the lower floor.

There are some structural challenges to using glass in a load-bearing area, so in both cases Campbell turned to Dan Barill of Barill Engineering in Collingwood to make sure the glass could support the floor above.

With some interior walls at a slight angle and light filtering in from above, the overall effect gathers inspiration from exploring the caves and crevices of the Niagara Escarpment upon which the home is perched, something Campbell has returned to with subsequent projects. “This was the first project where we were really exploring the whole idea of emulating the Escarpment structure in terms of crevices and creating Escarpment-like spaces,” he says.

The glass floor on the main level filters light to the floor below (left). In the hallway (right), walls are slightly diagonal to create a feeling of walking through the crevices and caves of the Escarpment. The main-floor powder room (far right) sits in a boarded concrete block with open space above.

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ON THE BAY

SPRING 2021

Ian MacDonald

LANDSCAPES

Landscape Contractor

Tel: 705.293.2069 info@greenearthlandscapes.ca

greenearthlandscapes.ca ON THE BAY

SPRING 2021

77

FEATURED HOME

A breezeway (right) separates the garage at left with the house at right.

Inside, a vertical window (middle) draws light through a hallway. Homeowner Helen Thomson (far right) loves working in her cosy loft office space on the top floor, with windows providing views to both the outside and the inside.

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ON THE BAY

SPRING 2021

Homes Additions Renovations Maintenance

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In order for the interior to adequately reflect the Escarpment, the siting of the home on its 35-acre lot also had to be just right. “We wanted to position the building so you have your feet in both worlds,” he says. “The one view is a very pastoral/agricultural aspect that is very Southern Ontario and the other view is more tied directly to this area with the ruggedness of the land and the trees. It’s straddling the border between the agricultural and the natural world. It’s an awesome place to be because you can pick your view depending on your mood, the cosiness of the forest or the expansiveness of the land. It gives you the option to connect with the exterior in two very different ways.”

Breathtaking Kitchens that improve the functionality of your home

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AEONKITCHENS.COM ON THE BAY

SPRING 2021

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The outdoor entertainment area is off the front of the house instead of the back, with a pool, hot tub, outdoor kitchen, dining area, pergola, bar and two fireplaces. Outside as inside, board-formed concrete and dark wood anchor the space.

80

ON THE BAY

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HuRONIA

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278 Cook St., Meaford | scpcentre.ca scppropertiesgroup@gmail.com | 519-538-4769

Architectural Design In the 10 years since the house was built, the Thomson family has grown and changed along with the landscape, and their beloved home continues to be a source of comfort and inspiration. “With a water view, things don’t really change very much, and I really like that this changes,” says Helen. “The trees are constantly changing. The summer is completely different than the winter; the fall and spring are beautiful.

And if I don’t feel like looking at trees, all I have to do is turn around.” ❧

• Custom Homes • Cottages

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To see more of photographer Lorne Bridgman’s work, visit lornebridgman.com

519.925.0663 janssendesign.ca ON THE BAY

SPRING 2021

81

HOMES & GARDENS

Creating an outdoor sanctuary to ride out the pandemic at home this summer

A

by JUDY ROSS photography by DEREK TRASK

h, spring! How welcome it is after the long lockdown winter. The sun warms, trees burst with buds, the grass greens and our focus can finally shift outdoors to the deck, the patio, the backyard emerging

82

ON THE BAY

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from its end-of-winter drabness. What can be done to make everything out there more beautiful and more liveable as we head into summer? If budget and space allow, the ultimate dream plan is a spa-like oasis beyond the back door.

Staycation ZONE

ON THE BAY

SPRING 2021

83

Septic Systems Shoreline Protection General Excavation Trenching Lot Grading Water & Sewer Services Driveways

Black Rock Construction | 705-351-2617 | blkrck.ca

Imaginative designs with lavish surroundings have become standard for inground pools.

“This has been our busiest year ever,” says Debbie Kerr, owner of Beachcomber Hot Tubs in Collingwood. “It seems that everyone was staying home because of COVID and decided this is the year to get more backyard toys like hot tubs. We were selling out and getting parts became a huge problem.”

So as the supply of products and parts catches up with the demand, there is time to do some research and figure out exactly what will suit your property and your budget. Once some basic decisions have been made about either a pool or a hot tub, you’d be wise to get your order in.

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ON THE BAY

SPRING 2021

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⑧

MSRP $179.95

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When swimming pools first appeared in suburban backyards in the 1950s, they all looked the same: cookie cutter, just like the houses. Most were turquoise rectangles plunked into the lawn, surrounded by concrete and some folding webbed deck chairs.

Today more thought is given to blending the pool with the lie of the land and the architecture of the house. Although rectangular pools are still popular, there’s now an option to have curvy organic shapes that snug into your landscape like a natural pond.

Imaginative designs with lavish surroundings have become standard for inground pools. At the high end, they look like five-star resorts with amenities ranging from cascading waterfalls to swim-up bars, tanning shelves and romantic lighting. The landscaping,

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sitting areas, fire-pits and outdoor kitchens add to the resort-like ambiance. But the first decision when choosing an inground pool is the material – vinyl lined, concrete or fibreglass.

Vinyl Liners These are the least expensive and most popular option. They can be installed “in about nine days if the weather is good,” according to Dustin Denis, owner of Pool Products Canada in Collingwood.

Most of the pools he has contracted to install this spring are vinyl.

The process involves excavating the site, adding 14-gauge steel wall panels and two to three inches of rough concrete poured into the base. Then a mix of concrete and vermiculite is added to make a smooth surface. The final step is putting the custom-made vinyl liner in place.

Most vinyl pools are the classic rectangular shape, generally twice as long as they are wide. “There’s a trend to linear pools that suit the contemporary aesthetic” says Denis, “A lot of my customers don’t want a deep end or a diving board. The visual appeal is more important than being able to do cannonballs.”

Different colours and patterns are available – black, sandstone, crystal quartz – which can change the overall look. And today’s vinyl is naturally resistant to algae, so it doesn’t require many chemicals.

It is also flexible and can’t crack like concrete. Depending on

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The landscaping, sitting areas, fire-pits and outdoor kitchens add to the resort-like ambiance. weather (high UV can cause fading) and care, it can last six to 12 years before it may need replacing.

Gunite or Concrete This is a more expensive option, costing up to $100,000 to put in a custom concrete pool with upgrades, and requires a large team of skilled labourers. A rebar framework is installed first and then sprayed over with a concrete and sand mixture.

These pools can be beautiful and organic looking, and they last longer than other pools. But they require more maintenance because concrete is porous, allowing algae to grow more easily. It is a huge undertaking and can take many weeks to install.

All concrete pools are custom designed so they can be built in any shape or size.

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The number one feature that all new pool owners want is a raised wall, oneand-a-half to two feet tall, on one side of the pool with a built-in waterfall.

with a special polyester resin. It can be molded into any shape and installed in a few days, faster than other pools. A weather-resistant gel is added for a smooth finish. These are long lasting but hard to repair.

Fibreglass costs more than a vinyl pool but never needs to be replaced like the vinyl liner. The maintenance is cheaper than concrete because it is more algae and stain resistant. It can be slippery – a problem with steps, kids etc. – and the largest size for a fibreglass pool is 16 x 40 feet.

The fibreglass molds are transported in one piece, so you need room for an extra-wide truck to access your property and sometimes a crane to bring it in over the roof of your house.

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Lap Pools, Plunge Pools & Swim Spas Even the tiniest back yard will likely have room for these smaller versions of a swimming pool.

Swim spas are essentially above-ground pools with built-in current jets. They’re like hot tubs but bigger, about 14 feet long. An inground plunge pool, which can be as small as seven feet wide by 12 feet long, is usually deep and used for a quick cool-off on a hot day.

Lap pools are similar but longer, shallower and narrower, designed for swimming lengths. These pools are great for small properties, says Denis. “We are installing a small pool this spring, and the client is mainly interested in it for exercise. We are adding a two-nozzle, countercurrent swim jet system (an extra $10,000) which allows for a good workout swimming against the current.”

Pool Add-ons How you get into the pool is important, so stairs are a popular add-on. Large, wide steps are great for sitting and watching kids, and with a railing they provide a safe and easy access. With a large pool you can have more than one entrance. Stairs placed in a corner can be minimal and hidden from view. A trim tile on the edge of the steps with lighting can create an interesting accent and add an element of safety.

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Denis notes that the number one feature that all new pool owners want is a raised wall, one-and-a-half to two feet tall, on one side of the pool with a built-in waterfall. The calming sound and the appearance of splashing water makes the pool setting more natural.

Another popular choice is an automated system that can be operated from your smart phone. This allows you to sit by your pool and dim the lights, increase the intensity of the water falls, and play with the jet sprays.

Denis adds that self-cleaning pools are also in high demand.

“Every time I present this concept to customers putting in a new pool, they have gone for it.” He notes. “It has to be installed at the time the pool is being built and it adds another $7,000 to $8,000 to the job, but it is worth it.” For less money (about $1,500) you can choose the popular cleaning robot, which gets dropped into the pool and automatically takes care of the cleaning.

Another frequently requested amenity is a tanning ledge or sun shelf – a raised area with a water depth of about six inches inside the pool. It is designed for relaxing with an option of built-in lounge chairs. This shallow shelf also gives young kids a comfortable place to splash around.

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For a ‘lifestyles of the rich and famous’ approach, some homeowners are opting for pools with infinity edges – special pool walls that create the illusion of a vanishing edge. Instead of coping at the top of the pool wall, there’s a dip where water flows over.

When you’re in the water it looks as if the pool blends into the horizon. These are great on an elevated country property where you can create the feeling of water falling over a cliff.

Since the pandemic when all nightlife (pubs and restaurants) was shut down, there is more need than ever for private outdoor spaces to be useable after dark, so lighting is a key element for both safety and mood-setting. LED lights, up-lighting in surrounding shrubs, and sidelights are available in a range of colours. All can be programmed and run from smart phones.

HOT TUBS OR SPAS Lockdowns have resulted in some products becoming ‘musthave’ items, and hot tubs are at the top of the list. Relieving stress became a priority and when gyms and fitness centres were shuttered, the need for ‘at-home’ solutions sent homeowners rushing to buy hot tubs.

One of the first considerations is having the space and a good location for a hot tub. This may seem obvious, but there are often miscalculations. You need a minimum of 10 square feet to install a hot tub. The placement is also important. You don’t want to trudge through the back yard in cold weather to get to your spa, so placing it close to a door is essential. The further it is from the entrance to the house, the less it will be used.

The number of hot tub styles and models can be overwhelming, which is why Beachcomber began an assessment program to help buyers find something that suits their needs and budget. “We invite the family to come to the showroom (or we can now do this virtually) so we can assess their needs.” says Debbie Kerr. “We look at the size of the people. If you’re tall, you need a tub with deeper seating. The idea of a hot tub is to be submerged; if you’re not you can be a frozen popsicle.”

The price for hot tubs ranges from about $6,500 to $20,000 depending on size and amenities. The three main reasons to buy one are to entertain, to relieve pain, or to simply relax. If you plan to host hot tub parties, then clearly a larger one will be necessary.

The maximum size is about 90 x 94 inches and can seat eight people. The most common size is 84 x 84 inches, suitable for four or five people. Your lifestyle will determine the size required. But be aware the larger the hot tub, the higher your electrical bill.

Lee-Anne Greig, manager of Clark Pools and Spas, recommends getting an assessment from an electrician before purchasing a hot tub.

“Find out how easy, or not, it will be to hook up to the electrical panel in your home,” she says, “It can sometimes be more involved than people think, depending on how far your panel is from the hot tub.”

If you need a hot tub for hydrotherapy (relief from arthritis, achy joints, etc.), the jets will provide a gentle yet effective massage.

Enthusiasts say they relieve joint pressure, reduce inflammation and offer pain relief long after you get out of the tub. It’s important to customize the jets for suitable placement depending on what part of your body needs the treatment. Be sure to get enough horsepower for deep tissue massage.

The size, position and power of the jets is key if you need the tub for pain relief. Jets that follow the natural shape of your back are best for back pain: narrow at the bottom and wider at the top near your shoulders.

“People often want to sink the hot tub into their deck because it’s more aesthetically pleasing,” says Greig, “but it can be an issue if something goes wrong and we need to access the pump or drain the system. If the deck is covered in a foot of snow and we have to tear it apart to get at the inner workings, that’s a real problem.”

A hot tub with attractive decking and landscaping will increase the value of your home, unlike a pool which can be a deterrent from

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Ph one : 519.922.1479 Tol l Free: 1.844.564.0224 e m a i l: sales@max wellgardencenter.com ON THE BAY

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HOMES & GARDENS

You don’t want to trudge through the back yard in cold weather to get to your spa, so placing it close to a door is essential.

a real estate standpoint. One reason is that the hot tub is safer for kids because the lid can be locked. And, unlike an inground pool, it can be more easily moved or removed if not wanted by the homebuyer.

One thing people often overlook is the long-term cost of hot tubs. They aren’t just a one-time expense; you have to consider installation, delivery, electrical hookup, a proper base, decking, landscaping, chemicals and any accessories you might want to add. Good quality hot tubs are made of acrylic, a hard durable plastic resistant to chemicals and UV damage.

Also consider where the pool is made and what the

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insulation is like. For our cold winters, good insulation means lower energy costs. Some hot tubs that are made in the U.S. are not insulated for our climate. Getting a cheaper ‘good buy’ on a hot tub sometimes ends up costing more in the long run for energy and repairs.

Whether your sights are set on a backyard pool or a decktop hot tub, the demand for both will likely stay high as long as the pandemic lingers. Both are big investments, so take the time to do your research and make the right choices. Once installed, your spa-like oasis will be there for years to come, long after the pandemic has passed. ❧

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EXPERIENCE BLUE

Experience the Blue Mountain lifestyle with all the amenities it has to offer

P H O T O G R A P H E R

S P O T L I G H T

HORSE & RIDER Doug Burlock takes equestrian photography to the next level

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DOUG BURLOCK Photographer Doug Burlock loves to capture the natural beauty found near his home nestled between Blue Mountain and the shores of Georgian Bay. To that end, lately he’s been turning his lens to the local equestrian community, photographing horses and the people who love them.

“One of my goals is to capture the soul of the horse and the loving bond between a horse and its rider,” he says. “Being an animal lover, I find it a joy being around horses with or without a camera, my philosophy perhaps being best summed up by John Galsworthy, who said, ‘I am still under the impression that there is nothing alive quite so beautiful as a horse.’ At the end of the day the photos that speak loudest are those that capture the soul of the horse and the loving bond between horse and rider.”

Doug’s photos have graced the pages – and cover – of On The Bay Magazine since 2017. To see more of his work, including landscapes and fine art photography as well as his equestrian photography, visit dougburlockphotography.com. ❧

Clockwise from top left: Tristan Adams kisses her horse, Annie. Hooves in the grass. Danielle Kerfoot takes her horse Snow for a gallop. Twilight at Hope Haven Therapeutic Riding Centre. Averey-May Pritchard bonds with horse Jacob. Mom Annie snuggles her newborn foal, Ella. Dandy the pinto gets in some grazing.

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SPECIAL INFORMATION SECTION

Business openings, transformations & businesses new to On The Bay BLACK ROCK CONSTRUCTION COLLINGWOOD LTD. Black Rock is a new excavation contractor specializing in septic systems, shoreline protection, general excavation, trenching, lot grading, water & sewer services, and driveways.

Services include repairing existing septic systems; Greg Waddell, owner of Black Rock designing and installing Construction. new systems; trenching for water lines, electrical and sewer; lot grading; installing culverts and driveways; shoreline protection and erosion control; excavation and backfill for new foundations. “I’m a strong believer in delivering high-quality service and value to my clients,” said owner Greg Waddell.

“With over 15 years’ experience, Black Rock Construction is here to correct your problems and deliver a solid foundation to your next project.” With a background in oil and gas pipeline construction, water & sewer construction and general excavation, Black Rock is also licenced to design and install septic systems. “We strive to deliver excellent quality work to all our customers,” said Waddell.

In business for more than 50 years, Central Marine is opening a sales location in Thornbury this spring. “Central Marine is the world’s biggest Stanley boat dealer,” said general manager Pete Moreau.

“We also specialize in many other outboard brand boats including Jeanneau, WorldCat, Blackfin and Lighthouse. We Pete Moreau, General Manager and have the ability to do our Erin Cox, Business and Marketing Manager of Central Marine own custom fabrication and electronic installs in-house.”

With the addition of Thornbury, the company will have three sales locations and two full-service marinas on Georgian Bay, plus a sales office in Muskoka. “We have our very own in-house welder and can customize your Stanley to suit you, from custom canvas to electronics, stereo, finishing packages and more,” said Moreau.

“Our dedicated sales staff and top-trained technicians are here to make your boat shopping experience fun, easy and financially advantageous.” Central Marine is also an authorized repair and service dealer for Mercury, Volvo and Yamaha.

171 Midland Ave., Midland (Head Office) 705-526-4251 • centralmarine.ca

705-351-2617 • blkrck.ca

EDWARDS INSURANCE BROKERS LIMITED

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CENTRAL MARINE

JDC CUSTOM HOMES INC.

Edwards Insurance Brokers is an independent insurance brokerage with 15 years’ experience providing comprehensive and customized solutions to protect client assets. “We’re the only locally owned and independent brokerage in Collingwood,” said owner and President Brian Edwards. “We combine the exceptional personal service Brian Edwards, owner & president of you would expect from a small Edwards Insurance. brokerage with the expertise, capabilities and insurer support that are normally only found with larger GTA-based brokerages.” The firm offers a wide range of products for both personal and commercial clients. Personal insurance includes life, home and auto as well as coverage for cottage or vacation properties. On the commercial side, specialty areas include ski resorts, recycling operations and adventure tourism. Commercial expertise ranges from contractors to manufacturers and retail, and includes everything from unique one-off businesses to large national operations. “We don’t want to just sell insurance; rather our goal is to work with our clients to understand their unique needs and then source the best coverage for them,” said Edwards.

JDC is a full-service construction and design team providing consulting, designing, building and management for your addition, custom home or renovation. Owners Paul and Margaret Janssen started the business 27 years ago, offering design/build services, project management, waterproofing and maintenance programs for new homes, additions Paul & Margaret Janssen, owners of and renovations. “At JDC we JDC Custom Homes. work as a close-knit team, providing services from concept ideas all the way to move-in condition,” said Paul Janssen.

“We provide each client with their very own ‘client journey.’ ” An award-winning design/build company, JDC has been a member of the Greater Dufferin Home Builders Association, Tarion and RenoMark. Paul is currently president of the local home builders association and a board member of the Dufferin Board of Trade.

“Our passion is to give the ultimate experience to our clients, staff, trades, suppliers and everyone involved in the journey,” he said. “JDC proudly believes in the concept that by building honest relationships, one can build anything.”

1 First St. Suite 220, The Admiral Building, Collingwood edwards-insurance.ca

23 Commerce Road, Unit #3, Orangeville 519-925-0663 • jdccustomhomes.ca

ON THE BAY

SPRING 2021

CHEZ GILLES FINE DINING AND CATERING

Go for great taste!

After less than a year in business, much of it through the pandemic, this Meaford restaurant and catering service is already winning accolades for its food and its service to the community.

Owner and executive chef Gilles Haché brings a modern twist to traditional Acadian Gilles Haché, owner and Executive cuisine, east coast fare and Chef of Chez Gilles.

French-influenced fine dining.

“The food and drink are the foundation of the restaurant, but it’s also about our team, our community, our practices, and many of the decisions we make each day that affect the operations of the business and the community that we serve,” said Haché. In addition to the restaurant, Chez Gilles also offers chef-prepared home meals and catering services. And, during the pandemic, he has been serving up to 500 free meals every Tuesday for those in need in Grey County. “It’s about finding a balance, which allows us to sustain our quest of making quality, accessible food, while also giving back to our community, especially those in need.”

82 Sykes St. N., Meaford 519-538-9262 • chezgillesmeaford.ca

LFI DESIGN INC. Lina Iantorno is an awardwinning interior designer who has hosted three episodes of Decorators Design Challenge 2000 on HGTV. Her Barriebased business offers interior design consultation, home renovations, kitchen and bath designs. Clients can also shop for flooring, lighting, area rugs, home décor and furnishings in the showroom or online.

Lina Iantorno, owner of LFI Design.

“Your home should tell the story of who you are and be the environment of what you feel comfortable in and love,” said Iantorno. “The key to a great design is capturing the spirit of the client and the essence of the space.” She added her style combines modern and traditional sensibilities. “Clean lines and neutral tones with an accent of colour using symmetry and balanced furnishings in the space has always been a successful project,” she said. “Not only do we provide a design service, but we have all the sourcing material needed to complete a project under one roof. Our furnishings are all unique products from modern, transitional and classic design.”

Visit mycollingwood.ca when you connect and find a fabulous selection of amazing restaurants, wineries, specialty food shops, take-out & home delivery, grocery delivery service and so much more. Sign up to receive notifications about our famous Double Dollars Marketplace where you can purchase gift certificates for ½ price.

Photo: Fig & Feta Greek Eatery & Market

31 King Street, Barrie 705-322-9646 • lfidesign.com ON THE BAY

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SPECIAL INFORMATION SECTION

Business openings, transformations & businesses new to On The Bay ON MY LIST Serving Collingwood, The Blue Mountains, Meaford, Wasaga Beach, Stayner and Elmvale, this area business provides a unique service with independent living in mind.

“On My List allows seniors in our community to remain in their homes longer by promoting independence, creating a comfortable atmosphere by providing a Carol Refflinghaus, owner of On My List. caring support mechanism via our competent care team members,” said owner Carol Refflinghaus. “By providing a onestop shop for in-home care services, we alleviate the stress associated with having to coordinate the services of multiple caregivers. We maintain the dignity and trust of our clients while providing quality care.” Services include help with the activities of daily living, transportation, home management, dementia care and palliative care. “Care plans are individualized to each client’s specific needs,” said Refflinghaus. “The knowledgeable On My List care team is passionate about improving the lives of seniors in the community. We understand the desire for independent living and aspire to make it as easy as possible.”

This new Collingwood business bills itself as “Southern Georgian Bay’s answer to everything swimming pool, spa and patio related.” With 25 years in the swimming pool and spa industry, Pool Products Canada offers in-ground fiberglass pools, spas, vinyl liner pools, remodels, solar heating, Dustin Denis, owner of equipment, automation, pool Pool Products Canada. liners and patio furniture. “Our online business breaks the mold of traditional retail by allowing our customers to shop for their pool and patio supplies from anywhere, anytime with rapid deliveries and local support,” said owner Dustin Denis. “Our construction division team of experts specialize in providing the ‘wow’ factor with water and fire features, lighting, smart phone/voice-controlled pool and landscape automation, as well as being the area’s only certified ‘self-cleaning’ pool builder.” The past year has prioritized relaxing outdoor living spaces where the family can gather. “Start planning now so you can enjoy your outdoor living space in 2021 or into 2022, providing the perfect spot for your next ‘stay-cation.’ We hope to have the opportunity to help create it.”

705-984-5478 • onmylistseniorassist.com

705-293-2233 • poolproductscanada.ca

SEA & SKI REALTY LTD., BROKERAGE This locally established, fullservice real estate firm, created in 1994, provides a full suite of buyer and seller real estate services in Southern Georgian Bay. “Our boutique real estate brokerage allows Sea & Ski to operate as a team rather than an individual realtor,” explained owner Karen Cox. “With so Karen Cox, owner of Sea & Ski Realty. many required tools today to fully operate as a real estate firm, our team environment offers a wide range of services ‘in house.’ From our own high-definition photography and video, to drone, website design management, a full-service social media platform plus our two-stage marketing strategy, our seller clients benefit from full control over ‘when and what’ is delivered to the consumer.” Cox added her approach is all about customer service.

“It’s our goal to provide a wealth of information and support to our buyer and seller clients from the time of a purchase for as long as they own their property and including the time to sell.”

235296 Grey Road 13, Kimberley 519-599-9911 • seaandskirealty.ca

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TWIN DOLPHIN/ STRONGHOUSE CANADA CORPORATION In business since 1972, this Wallaceburg-based company designs and builds modular floating homes as the Canadian manufacturer of Aqua Homes, Aqua Cottages, Floatels and pontoon boats for delivery anywhere in North America.

“We proudly manufacture in Canada and source Canadian Alexander Topol, President of Twin suppliers whenever possible,” Dolphin/StrongHouse. said company President Alexander Topol. “We have a passion to protect and enjoy the natural beauty that Canada has to offer, and we build our products with an eco-consciousness.

With the climate changing around us we need to adjust our technologies to respond to rising water levels and to answer the current housing shortage crisis with other ways to live ... incorporating our past technical and business experiences to offer our customers the opportunity to live on the water in an eco-conscious and affordable way.” The company is also a licensed distributor for Elco electric boat motors and offers conversion services to electric inboards and outboards.

250 Wallace Street, Wallaceburg 519-381-0056 • facebook.com/Strong-House-Canada-Corp

On The Bay Magazine is pleased to donate this space to a deserving charity or non-profit in our community.

For more information, please contact Jeffrey Shearer, Publisher, at jshearer@onthebaymagazine.com.

PRETTY RIVER FOOT CLINIC After practising as a licensed chiropodist since 2009, Laurie Lang has now opened her own clinic in Nottawa (chiropodists are regulated health professionals who assess and provide treatment to many acute and chronic conditions that affect the feet). Services include care and treatment of nails, Laurie Lang, owner of Pretty River Foot Clinic. corns, calluses, warts, heel pain and metatarsalgia as well as diabetic foot care, wound care and biomechanical assessments/gait analysis. The clinic also offers prescription custom-made orthotics (shoe inserts) created specifically to address abnormal function of the joints, muscles and ligaments of the feet and return function closer to normal limits, relieving discomfort by providing support and/or stability. “I’m very excited to continue helping support current and new patients attain their foot health goals,” said Lang. She added she and her team strive to meet each patient’s unique needs, aiding in improving foot function and patient mobility with the overall goal of enhancing quality of life.

4318 County Rd. 124, Nottawa 705-445-6336 • prettyriverfootclinic.com

WATERFORD BARRIE RETIREMENT RESIDENCE Waterford Barrie offers all-inclusive retirement living. “Our goal is to offer a residence that will provide you with the services you need while supporting your independence, individuality, and personal preferences,” said general manager Jodi NapperCampbell. “With lots to do every day, you’ll also benefit General Manager Jodi Napperfrom attentive service and the Campbell (kneeling) with residents peace of mind that comes with of Waterford Barrie.

24/7 on call support.” In addition to the services and amenities offered by all Sienna Senior Living Retirement Residences, Waterford Barrie also provides memory care for ladies, enhanced assisted living and independent living options. The indoor city streetscape features a 3D virtual golf simulator, chapel, cinema, spa and salon, plus physiotherapy and fitness studios. “Home-cooked meals and a friendly and caring atmosphere are the secret to our welcoming, family-oriented environment,” said Napper-Campbell. “We’re within walking distance of shops, restaurants and parks, and minutes from Lake Simcoe and Hwy. 400, so it’s easy for loved ones to visit.”

132 Edgehill Drive, Barrie 705-792-2442 • siennaliving.ca

IN SUPPORT OF

20 21

THANK YOU FOR YOUR SUPPORT! Together we raised $17,175 in support of Hospice Georgian Triangle Foundation All proceeds will be going towards providing quality palliative care services to South Georgian Bay, comprising the communities of the Town of Collingwood, Town of the Blue Mountains, Clearview Township and Wasaga Beach.

This event would not have been possible without you!

36th ANNUAL WINTER EXTRAVAGENZA BENEFITING HOSPICE GEORGIAN TRIANGLE FOUNDATION

WWW.HOSPICEGEORGIANTRIANGLE.COM | WWW.LOCATIONSNORTH.COM ON THE BAY

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Four Seasons Realty Limited, Brokerage AWARDS 2020 Blair Thompson, Owner /Broker of Record congratulates the following outstanding REALTORS® for their achievements in 2020.

DOUG GILLIS*** TODD BROOKER*

LORRAINE CHAMPION*

JANET PIOTROWSKI**

DUSTIN DOYON*

MARY RIOPELLE*

LEO WEEL**

MARK VEER**

MADDY GILLIS**

DEREK CRESPY**

DOMINIC ELLIS**

ALAN EWING*

COLLEEN FLYNN**

ERIN FLYNN*

LEE HILL*

KAREN KALOSZA*

DENNIS KLINSKY**

DARICE LUSH*

TARA PARSONS*

LESLIE POCKLINGTON*

JEAN ROWE*

ANGIE SALVAITIS**

BLAIR THOMPSON***

JUDITH TRAYNOR**

JONATHAN KNIGHT**

BOB ALLAN*

ROSANNA BALLOI*

ROBIN HOBBS**

CHRIS MCCORMICK*

CHRIS MILLSAP*

CORAL ROBINSON**

We are proud of each and every member of our Team, and wish them continued success in 2021.

We didn’t get here alone though, and would like to take this opportunity to thank all co-operating brokerages, our clients and our customers, and our supportive and diverse communities.

Thanks for being a part of our success.

Four Seasons Realty Collingwood • Thornbury • Stayner Each Office Independently Owned and Operated

For Award-Winning Service: Collingwood: 705-445-8500 www.remaxcollingwood.com Thornbury: 519-599-2600 www.remaxthornbury.com Stayner: 705-428-4500 www.remaxstayner.com *Salesperson **Broker *** Broker of Record

Much has changed during the pandemic, including the real estate market. The desire of Canadians to own their own homes and the shifting priorities of many prompted by the pandemic drove the real estate market to new heights in 2020. Chestnut Park's sales representatives and brokers worked tirelessly and conscientiously to meet the needs of their buyers and sellers. They did it by vigilantly ensuring the health and safety of their clients, others involved in the transactions they facilitated, as well as that of the community. The homes their clients now own give them a sense of peace, safety and financial security. These pages recognize the overwhelming commitment of our sales representatives and brokers to their clients.

We also recognize that there are many negatively impacted by the pandemic. Chestnut Park will, in conjunction with recognizing its sales representatives and brokers, make a substantial contribution to the Community Food Centres of Canada, a nation-wide organization committed to uniting communities and providing wholesome meals for people who need it the most.

CHAIRMAN’S AWARD

Barbara Picot*

Gary Taylor**

Lori Schwengers**

Larisa Yurkiw*

Heather Garner*

Ellen Jarman*

Mark McDade*

Brendan Thomson*

Mike Taylor*

Michelle Kingsbury*

Taylor McFadyen* MBA

Gail Crawford*

Read Hilton*

Dave Moyer*

Debra Gibbon*

Rob McAleer*

Designate

PRESIDENT’S AWARD

VICE-CHAIRMAN’S AWARD

Kim Archer**

Chris Assaff*

Cheryl MacLauren*

Jennifer Ridsdale**

Vanessa Burgess-Mason*

Stefanie Kilby*

Barbara McCowan**

Jane Mehlenbacher*

Designate

Designate

DIRECTOR’S AWARD

Cynthia Razum**

Deb Saunders-Chatwin**

Paige Young*

Designate

Joan Malbeuf*

Melanie McBride* Jennifer O’Brien* Designate

Fran Webster* Designate

CHESTNUT PARK REAL ESTATE LIMITED, BROKERAGE | CHESTNUTPARK.COM COLLINGWOOD/BARRIE: 705.445.5454 | OWEN SOUND: 519.371.5455 | WIARTON: 519.534.5757

*

SALES REPRESENTATIVE

**

BROKER

EXPAND, FLOURISH THRIVE, GROW… SPRING! EXPERIENCE OUR  SERVICE

MAUREEN GOWANS***

MaureenGowans@ ClairwoodRealEstate.com

HOLLIE KNIGHT*

Hollie@ RiouxBakerTeam.com

EMMA BAKER**

Emma@ RiouxBakerTeam.com

MICHAEL MAISH* Michael@ MichaelMaish.com

BRENDA CROWDERº

BrendaCrowder@ ClairwoodRealEstate.com

MIKKI BELLIVEAU* MikkiBelliveau@ gmail.com

CHRIS MOFFATLYNCH*

Chris@LynchHomes.ca

JACKI BINNIE*

Jacki@ RiouxBakerTeam.com

SHERRY RIOUX**

Sherry@ RiouxBakerTeam.com

CAROL GLEADALLº

Contact.col@ ClairwoodRealEstate.com

JOANNE BROWN*

JoanneSellingHomes@ gmail.com

YNA RIZIK*

YnaRizikRealtor@ gmail.com

SANDEE TATHAMº

Contact.col@ ClairwoodRealEstate.com

RHONDA RONSON* Rhonda@ RonsonRealtor.ca

ALMIRA HAUPTº

Almira@ RiouxBakerTeam.com

CRAIG DAVIES*

Craig@ RiouxBakerTeam.com

STEPHANIE RUMFORD* Steph@ BuyandSellCollingwood.com

DAVID HOLMAN*

David@ RiouxBakerTeam.com

JACQUI VIAENE*

Jacqui@ ClairwoodRealEstate.com

WILL HOFF º

Will@ RiouxBakerTeam.com

Spring is a time of new beginnings. We are excited to launch the new Clairwood website!

You’ll find our Featured Listings, Community Profiles, Informative Blogs and other useful real estate resources all in one place at ClairwoodRealEstate.com

* Sales Representative

** Broker

*** Broker of Record

ºAdministration

MEMBER OF THE SOUTHERN GEORGIAN BAY ASSOCIATION OF REALTORS* AND THE TORONTO REAL ESTATE BOARD

Visit us at ClairwoodRealEstate.com

New Custom Home

116’ Waterfront

Lifestyle for Sale

Waterfront Rental

3+1 bdrm., 4.5 bath, 5,176 sq. ft. fin. $2,900,000

3+3 bdrm., 3.5 bath, 3,383 sq. ft. fin. $2,900,000

Fun for the whole family Call today

3 bdrm., 2.5 bath 1,306 sq. ft. $5,000/mo.

Emma Baker** 705-444-3989

Sherry Rioux** 705-443-2793

Mikki Belliveau* 705-446-6103

Jacki Binnie* 705-441-1071

SOLD

Executive Waterfront 5 bdrm., 3.5 bath 4,287 sq. ft. $3,850,000

Emma Baker** 705-444-3989

Live at the Beach

Wasaga Beach Properties Please enquire Yna Rizik* 647-860-9285

Georgian Meadows

3 bdrm.,1.5 bath, 1,942 sq. ft. fin. $755,000

SOLD

Wyldewood Stunner 3 bdrm., 3 bath 1,456 sq. ft.

Jacki Binnie* 705-441-1071

David Holman* 416-930-2558

We’ve Got Buyers

Investment Properties

Rhonda Ronson* 705-888-8700

Stephanie Rumford* 705-606-4982

We need more SELLERS Call to enquire

Buyers and Sellers Call to enquire

Blue Mountain Chalet 3+2 bdrm., 3 bath 2,922 sq. ft. fin.

Chris Moffat-Lynch* 705-606-0850

Seasonal Rental

3 bdrm., 3.5 bath 2,415 sq. ft. fin. $3,500/mo.

Jacqui Viaene* 416-919-5400

SOLD

SELLERS… IT’S A HOT MARKET TAKE ADVANTAGE LIST NOW!

Walk to Town

Calling First Time Buyers

Sherry Rioux** 705-443-2793

Craig Davies* 289-685-8513

3 bdrm., 1 bath, 1,252 sq. ft. $599,000

COLLINGWOOD 705.445.7085

3+2 bdrm., 2 bath, 1,880 sq. ft. fin.

TOLL FREE 8 7 7. 4 4 5 . 7 0 8 5

BUYERS… LET CLAIRWOOD FIND YOUR PLACE

TORONTO 8 7 7. 4 4 5 . 7 0 8 5

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Visit investinstyle.ca to check out our new issue of INVEST IN STYLE magazine and our featured properties.

CHESTNUT PARK REAL ESTATE LIMITED, BROKERAGE | CHESTNUTPARK.COM COLLINGWOOD/BARRIE/CRAIGHURST 705.445.5454

WIARTON 519.534.5757

OWEN SOUND 519.371.5455

$5,975,000

$2,375,000

EXCLUSIVE – 141 INTERLAKEN COURT, THE BLUE MOUNTAINS

Custom MOUNTAIN MASTERPIECE on a ravine lot at Nipissing Ridge. Over 8,000 sq. ft. with 7 Bedrooms, 6 full Baths and 3 half Baths. Custom floor-to-ceiling 2-sided woodburning fireplace, indoor swimming pool with waterfall feature, sauna and Bar/Games area. Expansive outdoor entertaining areas, walls of glass and 3 car garage. Minutes to the Village and Blue Mountain with select shops and fine dining. Walk to Craigleith or Alpine ski hills and a short drive to other private ski clubs. Hike or bike the Nipissing Ridge trails connecting to the Georgian Trail, play golf at one of the many exclusive and public clubs in the area - all this plus more!! Everything for the active lifestyle nestled between the Niagara Escarpment and Georgian Bay, against a backdrop of spectacular scenery. Call for more details. Ron Picot* 705.446.8580 Barb Picot* 705.444.3452

$1,599,000

LARGE ESTATE LOT

Fabulous location! Close to the Blue Mountain Village, downtown Collingwood, & Georgian Bay. Sun-filled bungalow boasts 4 bedrooms, 3 baths, & 3545 sqft. Open concept with separate areas for entertaining, including a formal dining room. Call today!

Fran Webster* 705.444.9081

$679,900

THORNBURY- WATERFRONT CONDO

Fantastic location. 4th floor 2 bdrm+ den, 2 bath Riverwalk corner unit condo. North, East & Southern exposure with panoramic views. Updated kitchen & bath, spacious rooms. Roof top owners area with lounge/ party & exercise room. MLS®40078309 Ellen Jarman* 705.441.2630

SOLD

ROLLING HILLS - NEAR HANOVER

200 acre country property. 2 lovely homes both overlooking a 1 acre spring fed lake. Opportunity to turn this property into a special country estate that you’ve been dreaming of! Swim, hike, cross country ski/snow shoe. So much to discover!

Dave Moyer* 519.379.1996

$675,000

COLLINGWOOD CONDOMINIUM

Fabulous 3 bedroom 2 1/2 bath offers open concept living and great entertaining space.

Relax by the gas fireplace. Enjoy the Tanglewood community swimming pool. 2 car garage. Close to ski hills, golf courses, Bay, shoppes and restaurants.

Michelle Kingsbury* 705.888.8177

$1,290,000

GORGEOUS GEORGIAN BAY VISTAS

255 ft frontage on Barrow Bay. WF owned to highwater mark & extensive supporting wall work done along shoreline. Enjoy the rustic log cottage built in 1948, full of charm & character. Large garage with loft & outer buildings to complete the package.

Gary Taylor** 519.378.4663

$479,000

GREAT HOME - GREAT LOCATION!

Tastefully renovated 3+1 bdrm Owen Sound bungalow featuring a new kitchen, flooring throughout & 2 bathrooms. Lower level w/ large rec room w/ sep bdrm & convenient kitchenette. Perfect as an in-law suite or extra room. Single garage. MLS®40078135 Dave Moyer* 519.379.1996

HISTORIC BUILDING THORNBURY

Landmark building/property well known in Thornbury/ Blue Mountains.100ft x 200ft zoned C2 ‘General Commercial’. Built in 1875 & has undergone extensive renovations to accommodate licensed pub & restaurant. Excellent access and parking for 12 vehicles.

Gary Taylor** 519.378.4663

$969,900

LAKE HURON WATERFRONT

130 feet of WATERFRONT on beautiful LAKE HURON with panoramic views & spectacular sunsets.3 spacious Bedrooms & 2.5 Baths, built in 2019.

Asking price includes all appliances, furnishings & accessories. Generated over 60k in revenue in 2020 Mark McDade* 519.387.7650

$429,900

BUILDING LOT - COLLINGWOOD

Springtime brings the opportunity to build your dream home in Collingwood. Very desirable area, public access to Georgian Bay. Private and treed 75’ x 220’ building lot. Driveway permit issued. A rare opportunity awaits your plans! MLS®40078249 Cheryl J. Morrison** 705.446.4672 Deb Saunders-Chatwin** 705.443.2191

FOR ALL OF OUR LISTINGS PLEASE VISIT CHESTNUTPARK.COM

Nick Alfano*

Kim Archer**

Dave Armstrong*

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Chris Assaff*

Diana Berdini** Office Manager

Michael Biggins**

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Gail Crawford*

Judy Crompton**

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Rob Holroyd**

Keith Hull**

Ellen Jarman*

Maria Elensky**

Michelle Exner*

Aaron Garner*

Heather Garner*

Debra Gibbon*

Sophia Giancola*

Read Hilton*

Kate Hobson*

Blane Johnson*

Kim Johnson*

Alyson Jones*

John M. Kacmar**

Stefanie Kilby*

Michelle Kingsbury*

Cheryl MacLaurin*

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Cheryl J Morrison**

Dave Moyer*

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Paige Young* Larisa Yurkiw*

CHESTNUT PARK REAL ESTATE LIMITED, BROKERAGE TORONTO 416.925.9191

KINGSTON 613.409.2444

MUSKOKA / PORT CARLING 705.765.6878

GRAVENHURST 705.765.6878

STRATFORD / HURON-PERTH 289.338.0767

FOREST HILL 647.347.8500

HALIBURTON 705.754.0880

MUSKOKA / FOOT’S BAY 705.375.9191

ERIN / CALEDON / MONO 519.833.0888

NORTHUMBERLAND COUNTY 905.800.0321

PRINCE EDWARD COUNTY 613.471.1708

PETERBOROUGH / THE KAWARTHAS 705.652.5000

LAKE OF BAYS / HUNTSVILLE / ALMAGUIN 705.789.1001

LAKE SIMCOE / NORTH OF MARKHAM 289.338.0767

KITCHENER/WATERLOO* 519.804.7200 *Affiliate Office *Sales Representative **Broker

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ACCOMMODATIONS Jayne’s Luxury Rentals

Dr. Robert McCoppen Family Dentistry

PAGE 14

Brokerage

Erie Street Dental

PAGE 86

Josh Dolan

HEALTH/BEAUTY/FITNESS

Georgian Bay Dental Hygiene

PAGE 70

Good Health Mart Collingwood

PAGE 43

Pretty River Foot Clinic

PAGE 71

Scandinave Spa

PAGE 88

FURNITURE PAGE 21

ARTS/MUSEUMS/ PHOTOGRAPHY

Orangeville Furniture

PAGE 112

The Collingwood Museum

PAGE 71

Craig Gallery

PAGE 73

POOLS

Elevated Photos

PAGE 14

Pool Products Canada

Loft Gallery Inc.

PAGE 73

SGB Gallery

PAGE 33

Sweetwater Writers Workshop

PAGE 87

AUTO /SMALL ENGINE SALES & SERVICE

HOME DÉCOR/DESIGN FAD Farrow Arcaro Design

PAGE 70

JDC Janssen Design

PAGE 81

LFI Design

PAGE 75

Barriston Law LLP

PAGE 42

BDO Canada LLP, Chartered Accountants

PAGE 52

BlueRock Wealth Management Inc.

PAGE 12

Brian Renken Professional Corporation, Barristers & Solicitors

PAGE 40

Cameron Stephens Mortgage Capital

PAGE 40

Cathie Hunt, CPA Professional Corporation

PAGE 41

National Bank Financial Wealth Management, Jamie Bennett

PAGE 35

RBC Dominion Securities Inc., Elizabeth de Groot

PAGE 54

RBC Dominion Securities Inc., Paul Chapman

PAGE 23

TD Wealth Management, Darryn Stroud

PAGE 42

Master Mechanic

PAGE 90

Aeon Kitchens & Design

Speedy Glass

PAGE 90

Black Rock Construction

PAGE 84

Walkers Small Motors

PAGE 85

Cartier Kitchens

PAGE 29

Court Contractors

PAGE 44

Headwaters Windows & Doors

PAGE 78

PAGE 2 PAGE 79

JDC Custom Homes Inc.

PAGE 78

L. Patten & Sons Ltd.

PAGE 71

Huronia Steel, Container Rentals, Recycling

PAGE 81

Twin Dolphin

PAGE 50

Meaford Carpets & Interiors

PAGE 80

Yanch Homes

PAGE 69

Northern Stable Supply

PAGE 80

Seeley & Arnill Construction

PAGE 93

COMMUNITY SERVICES mycollingwood.ca

PAGE 99

EVENTS 9th Annual Walkathon, Georgian Triangle Humane Society Collingwood Summer Music Festival Hospice Georgian Triangle, Winter Blast

PAGE 47

PAGE 101

PAGE 88

Brabary Fine Lingerie

PAGE 88

Elaine Dickinson’s Fashions

PAGE 89

Vaiya

PAGE 89

Sutherland Insurance

PAGE 74

LANDSCAPE/GARDEN & SUPPLIES Environmental Pest Control

PAGE 76

Meaford Carpets & Interiors

PAGE 80

FOOD/DRINK PAGE 84 PAGE 6 PAGE 51, 53

PAGE 68 PAGE 77

The Landmark Group

PAGE 11

Maxwell Garden Center

PAGE 91

Mulch-It

PAGE 86

PAGE 56, 57 PAGE 20

Collingwood Optometry

PAGE 70

Collingwood Sport Medicine and Rehabilitation Centre

PAGE 85

Culford Family Hearing

PAGE 87

PAGE 35

The Chris Keleher Team

PAGE 3

Neil Moutrey

PAGE 34

Royal LePage RCR Realty, Brokerage Suzanne Lawrence

PAGE 33

SCP Properties

PAGE 81

Sea & Ski Realty Ltd. Brokerage

PAGE 38

Sotheby’s International Realty Canada Todd Kutz

PAGE 33

REAL ESTATE DEVELOPMENTS Centre Point North (Deveonleigh Homes)

PAGE 37

The Regent (Condos.ca)

PAGE 4

Summit View (Devonleigh Homes)

PAGE 36

Windfall Blue Mountain (Georgian International)

PAGE 31

RESTAURANTS Chez Gilles Fine Dining & Catering

PAGE 9

SENIOR LIVING

Chestnut ParkReal Estate Limited, PAGE 103, 106, 107 Brokerage

Ailsa Craig at the

Chestnut Park Real Estate Limited, Brokerage Picot Team

CARP

PAGE 49

On My List Senior Assist

PAGE 48

PAGE 111

Clairwood Real Estate Corporation PAGE 104, 105 Brokerage Forest Hill Real Estate Inc., Brokerage Collingwood Morgan Ornstein

Re/Max Four Seasons Realty Ltd., Brokerage Darice Lush

PAGE 43

Village of Arbour Trails

PAGE 48

Waterford Barrie Retirement Residence

PAGE 60

SEPTIC SERVICES Ardiel Septic Services

PAGE 68

PAGE 102

TELEVISION PAGE 41

Royal LePage Locations North Realty Inc., PAGE 5, 24, 25, 94 Brokerage

MEDICAL/DENTAL PROFESSIONALS

Karen Willison

REAL ESTATE

Re/Max Four Seasons Realty Ltd., Brokerage

MARINAS Southwinds Marine

Dean’s Carpet One

PAGE 80

Green Earth Landscapes

Central Marine

FLOORING

The Vine Agency

PAGE 59

13 Forty Landscape Supplies

Barb’s Clothes Closet

Georgian Bay Spirit Co.

Edwards Insurance

PAGE 58

FASHION/JEWELRY

Freshwater Distillery

INSURANCE

Brokerage

Royal LePage RCR Realty, Brokerage

PROFESSIONAL/FINANCIAL/ LEGAL

HOME IMPROVEMENT & SUPPLY All Pro Roofing

Royal LePage Locations North Realty Inc.,

Brokerage PAGE 67

PAGE 34

PAGE 17

PAGE 16

Royal LePage Locations North Realty Inc.,

Baker Tilly SBG LLP, Chartered Accountants

Blue Mountain Chrysler

BUILDERS/CONTRACTORS

Royal LePage Locations North Realty Inc.,

Royal LePage Locations North Realty Inc., Brokerage PAGE 18 Christine Smith Royal LePage Locations North Realty Inc., Brokerage Jane Moysey & Lorraine McDonald PAGE 8

OneTV

PAGE 108

WINDOW FASHIONS Ashton’s Blinds, Draperies & Shutters

PAGE 73

Salnek’s Custom Window Treatments Shades & Shutters

ON THE BAY

PAGE 19 PAGE 68

SPRING 2021

109

B A C K

PHOTO COURTESY OF THE COLLINGWOOD MUSEUM COLLECTION, X973.594.1

L O O K I N G

Riding Into

T

HISTORY

his photo from about 1887 shows members of the First Collingwood and Stayner Bicycle Club on the pier in Collingwood. The riders are identified as George Mathers of Stayner; Rev. D. H. Currie, H. Fanjay and John Leary of Collingwood; Will Petrie and Ernest Woods of Stayner.

These early bicycles were known as high-wheelers or “penny farthings” after the British penny and farthing coins, the former of which was much larger than the latter, reminiscent of the size difference between the two wheels of the bicycle.

Before the advent of “safety” bicycles similar to those in use today, cycling on these ungainly contraptions was not for children. The high-wheeled bicycles were expensive,

110

ON THE BAY

SPRING 2021

mounting and dismounting was difficult, and remaining aloft required some athletic prowess, so the sport tended to attract professional men in their 20s and 30s. The cost of a bicycle at that time was around $100 Canadian, equivalent to several months’ wages for the average factory or shipyard worker.

The safety bicycle had already been invented by the time this photo was taken. As the name implies, it was a safer alternative, with equal-sized wheels and a lower saddle that put the rider’s feet within reach of the ground. With the rise in popularity of safety bicycles among all ages and both sexes, penny farthings soon became obsolete. ❧ Sources: Collingwood Museum; The Ride to Modernity: The Bicycle in Canada, 1869-1900, by G. B. Norcliffe.

LIVING YOUR BEST LIFE COLLINGWOOD SOUTHERN GEORGIAN BAY 365

By establishing office locations in the most desirable luxury and recreational markets in Ontario, we're able to serve a wide range of clients looking to buy and sell both primary and secondary residences across the province from Kingston to Kitchener-Waterloo.

Through our exclusive partnership with Christie's International Real Estate, we provide clients with unparalleled access to the global real estate market, connecting buyers and sellers throughout the world. Our marketing techniques have local and global reach that provide unmatched exposure to propel your listing above the competition.

Talk it over with The Picot Team.

Barb Picot*

Ron Picot*

Taylor McFadyen*

Dave Armstrong*

Liz Jilon**

Let us help you find a sanctuary for your body and soul. Imagine owning a home that combines the natural beauty of the area with all the amenities that only a 4-Season area can offer. Buying or selling real estate? We have what it takes to handle every detail of your transaction so you don’t have to.

Wherever

YO U ARE I N YOUR JOURNE Y, WE’LL GE T YO U INTO TH IS L IFESTY L E picot@rogers.com | 705-444-3452 | www.ThePicotTeam.com Chestnut Park Real Estate Limited, Brokerage | 393 First Street, Suite 100, Collingwood, ON, L9Y 1B3 *Sales Representative | **Executive Assistant This is not intended to solicit buyers or sellers currently under contract with a brokerage.