50plus Senior News York County October 2013

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York County Edition

October 2013

Vol. 14 No. 9

The Six-Decade Chase Seasoned Hunter Recalls Exotic Catches and Locales By Chelsea Peifer The thrill of the hunt started for Jim Wagner when he was only 5 years old, and the thrill is just as strong and persistent today at age 73. A Central Pennsylvania native, Wagner followed his father around in the fields and through the woods while he hunted for small game. They shot pheasants on a regular basis—a bird that is much more difficult to spot in the region today than it was during his childhood. Wagner started hunting on his own as soon as he turned 12 years old and it was legal for him to do so. He has been hunting every year since then, skipping out on his favorite hobby only for the four years after high school that he spent serving in the United States Navy, where he had the dangerous job of operating the boilers in a destroyer ship. Once back stateside, that boiler knowledge translated into a more than 40-year career in the field. Now retired and working part-time, Wagner’s hunting adventures have taken him not only all throughout the state of Pennsylvania, but into several other states and countries including Canada, Argentina, New Zealand, and the African plains. More than 50 mounts of animals he has killed are on display in his home. His wife, Janet, “puts up with it,” said Wagner with a chuckle. At first the mounts were scattered throughout different rooms of their please see CHASE page 22 Jim Wagner’s hunting excursions have taken him around the globe, including New Zealand and Argentina.

Inside:

Getting Your Affairs Organized page 11

Senior Idol Moves to Fall page 13


Art and Antiques by Dr. Lori

Animals in Art & Antiques Dr. Lori have appraised many antique and vintage objects in the form of animals—from cow creamers to Kermit the Frog dolls. While objects are collectible for many reasons, when it comes to animals in art and antiques, it is interesting to note what an animal form symbolizes and why a particular animal was highlighted in a certain period of art history. We love the animals that share our lives, and in art and antiques, these beloved creatures reference important life lessons. When found in a work of art (painting, sculpture, print) or an antique object (figurine, decorative carving, fetish), the appearance of animals has special meaning.

suggest their public interest in serving the community.

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Bee – Industry and community. Famous wealthy families of the Renaissance and Baroque periods oftentimes commissioned artists to include bees in paintings of their family coat of arms to

Bear – Gentle strength and nurturing. In Native American totem poles, bears are oftentimes carved to suggest the strength of nature and the nurturing characteristics of forest animals.

Lithograph print with girl and her cat

Bull – Wealth. Associated with the financial world today, images of bulls were painted on cave walls in Lascaux, France, and Santander, Spain, dating back to prehistoric times. Cat – Pride. The ancient Egyptians via sculptures associated cats with pride in beauty and personal accomplishment. The French Impressionist artist, Edouard Manet, painted cats in his masterpieces to suggest the abilities of a woman to attract male suitors.

19th-century painting with rabbits Dragonfly lamp by Louis Comfort Tiffany

please see ART page 16

Dedicated breast cancer experts, compassionate caregivers At the Johns Hopkins Breast Center, our specialists and nurse navigators offer personalized care that focuses on the whole woman, while expertly treating the disease. DISCOVER WHAT’S POSSIBLE.

Call 443-997-1820 or visit hopkinsmedicine.org/breastcenter Johns Hopkins breast cancer services are available across the region, from Lutherville, Maryland (conveniently located off I-83) to Baltimore City and Washington, D.C.

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Medicare Beneficiaries Unaffected by New Health Insurance Marketplace

1. Your Medicare coverage is protected. Medicare isn’t part of the Health Insurance Marketplace established by the ACA, so you don’t have to replace your

Medicare coverage with Marketplace also can get a free yearly “wellness” visit. coverage. No matter how you get Medicare, 3. You can save money on brand-name whether through Original Medicare or a drugs. If you’re in the doughnut hole, Medicare Advantage Plan, you’ll still you’ll also get a 50 percent discount have the same benefits and security you when buying Part D-covered brand-name have now. You don’t prescription drugs. need to do anything The discount is with the Marketplace applied automatically Medicare isn’t during Open at the counter of your part of the new Enrollment, which is pharmacy—you don’t still Oct. 15 through have to do anything Health Insurance Dec. 7. to get it. Marketplace. The doughnut 2. You get more hole will be closed preventive services for completely by 2020. less. Medicare now covers certain preventive services, like mammograms or 4. Your doctor gets more support. With colonoscopies, without charging you for new initiatives to support care the Part B coinsurance or deductible. You coordination, your doctor may get

Federal health officials are trying to assuage public confusion over the effect the Affordable Care Act will have on Medicare. Medicare isn’t part of the new Health Insurance Marketplace, so Medicare beneficiaries need not be concerned. If you have Medicare, you are considered covered. The Marketplace won’t affect your Medicare choices, and your benefits won’t be changing because of it. Here are the top five things to know about the Affordable Care Act (ACA) if you have Medicare:

additional resources to make sure that your treatments are consistent. 5. The ACA ensures the protection of Medicare for years to come. The life of the Medicare trust fund will be extended to at least 2029—a 12-year extension due to reductions in waste, fraud, abuse, and Medicare costs, which will provide you with future savings on your premiums and coinsurance. To learn more about your Medicare coverage and choices, visit www.medicare.gov. Sources: www.healthcare.gov and www.medicare.gov

Resource Directory This Resource Directory recognizes advertisers who have made an extended commitment to your health and well-being. Adult Day Centers SeniorLIFE 1500 Memory Lane Ext.,York (814) 535-6000 Animal Hospitals Community Animal Hospital Donald A. Sloat, D.V.M. 400 S. Pine St.,York (717) 845-5669 Automobile Sales/Service Gordon’s Body Shop, Inc. 10 Mill St., Stewartstown (717) 993-2263 Sun Motor Cars 6677 Carlisle Pike, Mechanicsburg (877) 316-3030 Coins & Currency Steinmetz Coins & Currency 2861 E. Prospect Road,York (717) 757-6980 Energy Assistance

Low-Income Energy Assistance (717) 787-8750

Entertainment Dutch Apple Dinner Theatre 510 Centerville Road, Lancaster (717) 898-1900 Health & Medical Services Alzheimer’s Association (717) 651-5020 Alzheimer’s Information Clearinghouse (800) 367-5115 American Diabetes Association (800) 342-2383 CONTACT Helpline (717) 652-4400 The National Kidney Foundation (800) 697-7007 or (717) 757-0604 Social Security Information (800) 772-1213

Healthcare Information PA HealthCare Cost Containment (717) 232-6787 Hearing Services Pennsylvania Office for the Deaf and Hard of Hearing (800) 233-3008 V/TTY Home Care Services Visiting Angels Living Assistance Services (717) 630-0067 – Hanover (717) 751-2488 – York Housing/Apartments Elm Spring Residence 118 Pleasant Acres Road,York (717) 840-7676 Housing Assistance Housing Authority of York (717) 845-2601 Property Tax/Rent Rebate (888) 728-2937

Insurance – Long-Term Care Apprise Insurance Counseling (717) 771-9610 or (800) 632-9073 Pharmacies CVS/pharmacy www.cvs.com Salon Services Trimmer’s Hair & Nail Care 112 Brittany Court, Red Lion (717) 246-4844 Services SeniorLIFE 1500 Memory Lane Ext.,York (717) 757-5433 York County Area Agency on Aging (800) 632-9073 Veterans Services Lebanon VA Medical Center 1700 S. Lincoln Ave., Lebanon (717) 228-6000 or (800) 409-8771

Not an all-inclusive list of advertisers in your area.

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Social Security News Corporate Office:

PRESIDENT AND PUBLISHER Donna K. Anderson

EDITORIAL VICE PRESIDENT AND MANAGING EDITOR Christianne Rupp EDITOR, 50PLUS PUBLICATIONS Megan Joyce

ART DEPARTMENT PROJECT COORDINATOR Renee McWilliams PRODUCTION ARTIST Janys Cuffe PRODUCTION ASSISTANT Jessica Johns WEB DEVELOPER Kahla Livelsberger

BUSINESS DEVELOPMENT ACCOUNT EXECUTIVES Karla Back Angie McComsey Jacoby Valerie Kissinger Doug Kline Susan Krieger Ranee Shaub Miller Lori Peck Sue Rugh SALES & EVENT COORDINATOR Eileen Culp

Q&A’s for October By John Johnston Question: My wife doesn’t have enough work under Social Security to qualify for Social Security or Medicare. But I am fully insured and eligible. Can she qualify on my record? Answer: Yes. The question you’ve raised applies to husbands as well as wives. Even if your spouse has never worked under Social Security, she (or he) can, at full retirement age, receive a benefit equal to one-half of your full retirement amount. Your wife is eligible for reduced spouse’s benefits as early as age 62, as long as you are already receiving benefits. If your spouse will receive a pension for work not covered by Social Security such as government employment, the amount of his or her Social Security benefits on your record may be reduced. For more information, take a look at the fact sheet, Government Pension Offset, Publication No. 0510007, at www.socialsecurity.gov/pubs/10007.pdf. For more information, visit www.socialsecurity.gov and select the “Retirement” tab.

will continue as long as your medical condition has not improved and you cannot work. Social Security will periodically review your case to determine whether you continue to be eligible. If you are still receiving disability benefits when you reach your full retirement age, your disability benefits will automatically be converted to retirement benefits. Learn more about disability benefits at www.social security.gov/disability.

Is there a limit on how long I can receive disability benefits?

3912 Abel Drive, Columbia, PA 17512 Phone 717.285.1350 • Fax 717.285.1360 Chester County: 610.675.6240 Cumberland County/Dauphin County: 717.770.0140 Berks County/Lancaster County/ Lebanon County/York County: 717.285.1350 E-mail address: info@onlinepub.com Website address: www.onlinepub.com

CIRCULATION PROJECT COORDINATOR Loren Gochnauer

Question: Is there a time limit on how long I can receive Social Security disability benefits?

ADMINISTRATION BUSINESS MANAGER Elizabeth Duvall

Answer: Your disability benefits

Question: Why is there a fivemonth waiting period for Social Security disability benefits?

Security disability benefits can be paid only after you have been disabled continuously throughout a period of five full calendar months. Social Security disability benefits begin with the sixth full month after the date your disability began. You are not able to receive benefits for any month during the waiting period. Learn more at our website: www.socialsecurity.gov/ disability. Question: I found out that my daughter and I submitted incorrect information about my resources when she helped me complete my Application for Help with Medicare Prescription Drug Plan Costs. How can I get my application amended now to show the correct amount? Answer: You can call (800) 7721213 and let us know. Or you can contact your local Social Security office by using our office locator at www.socialsecurity.gov/ locator. Information on your application will be matched with data from other federal agencies. If there is a discrepancy that requires verification, we will contact you. John Johnston is a Social Security public affairs specialist.

Answer: The law states Social

Member of

A History of the Banknote

Awards

Winner

50plus Senior News is published by On-Line Publishers, Inc. and is distributed monthly among senior centers, retirement communities, banks, grocers, libraries and other outlets serving the senior community. On-Line Publishers, Inc. will not knowingly accept or publish advertising which may be fraudulent or misleading in nature. Views expressed in opinion stories, contributions, articles and letters are not necessarily the views of the publisher. The appearance of advertisements for products or services does not constitute an endorsement of the particular product or service. The publisher will not be responsible for mistakes in advertisements unless notified within five days of publication. On-Line Publishers, Inc. reserves the right to revise or reject any and all advertising. No part of this publication may be reproduced or reprinted without permission of On-Line Publishers, Inc. We will not knowingly publish any advertisement or information not in compliance with the Federal Fair Housing Act, Pennsylvania State laws or other local laws.

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Governments print it, misers hoard it under their mattresses, rich people light their cigars with it— but where does the idea of paper money come from, anyway? China, actually. The banknote apparently originated during the Tang Dynasty (seventh century) to replace bulky copper coins carried by merchants. The coins were minted with rectangular holes in their center so they could be strung together on cords, but wealthy merchants found that lugging their coins around was difficult.

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A system was born in which merchants left their coins with a trusted agent in exchange for a note stating exactly how much money was being held. The merchant could return the note at any time to redeem his or her coins, and in time, paper money called “jiaozi” evolved. In Europe, banknotes first came into use in the 14th century. The term “banknote” derives from nota di banco. The holder of a note could redeem it for an amount of silver or gold held on deposit with a bank.

In the New World, the Massachusetts Bay Colony was the first of the American colonies to circulate its own banknotes in the early 1690s, but all 13 colonies were issuing their own notes by the early 1700s. The First Bank of the United States, chartered by Congress in 1789 shortly after the signing of the Constitution, was authorized to issue banknotes, but the U.S. federal government didn’t start printing its own paper money until 1862. www.50plusSeniorNewsPA.com


The Beauty in Nature

October and April are Unique Clyde McMillan-Gamber ept. 22 marked the autumn equinox, and the middle of fall, biologically speaking, at the local latitude. March 20, 2014, will be the spring equinox, or mid-spring. Those dates are six months apart and the preludes to two unique months in the Middle Atlantic States: October and April. November through March has the look and feel of winter, with denuded deciduous trees and cold. The Arctic comes to call in winter. And May through September has the look and feel of summer, with green leaves and warmth. In summer, the heat and humidity of the South comes north. But autumn and spring belong to the temperate zone, particularly October and April. The weather and beautiful scenery of those months are unique and

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appreciated. In October, afternoons are comfortably warm, but nights are refreshingly chilly. And the variety and volume of warm leaf colors—red, yellow, orange, and brown— during that month are unmatched at any other time of year. Only October has masses of brightly colored, dead leaves falling from their twigs and carpeting the

ground. Autumn foliage on crisp, sunny days is inspiring. Many people go out of their way to enjoy the splendor of colored leaves, including bus trips to areas of magnificent leaf color. The weather and scenery of April are also unparalleled. Days are warm, but evenings can still be cold. The color of

the landscape quickly changes from winter gray and brown to the light-green of newly developing plant growth, which is darker through summer. In October, plants become dormant and wildlife migrates, stores food, or retains fat in preparation of winter. April is the time of plant growth and wildlife migration, courtship, and reproduction. Many people are lured outdoors by pleasant weather in October and April. They enjoy hiking, hunting, fishing, gardening, watching the dynamics of wild plants and animals, and experiencing nature in other ways. Get out in nature this month, and any time of year, to enjoy its many splendors. Nature is always beautiful and intriguing. Clyde McMillan-Gamber is a Lancaster County Parks naturalist.

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Make Highmark a Part of Your Medicare Plan. Rachael Sangree 717-302-3787 TTY Users: 711 rachael.sangree@highmark.com

If you need a Medicare plan, or want to change plans, Highmark has a wide range of affordable coverage options for you. Call me today, and I’ll work with you to pick the one that best fits your life.

Flower Show Winners Announced Winners from the 62nd annual Shrewsbury Flower Show, held in late August at the Shrewsbury Fire Hall, have been announced. The theme of this year’s show was “A Walk through Candyland.” Winners were: Darla Dolinger – Sweepstakes, horticulture Bonnie Walker – Sweepstakes, design

Highmark and certain of its subsidiaries are health plans with Medicare contracts with the federal government to offer Medicare Advantage plans and Medicare prescription drug plans in Central Pennsylvania. M0021_S5593_09_0164 (04/2009)

Gail Sechrist – Best of Show, Coconut Mounds

Flower Show winners were, from left, Darla Dolinger, Bonnie Walker, Gail Sechrist, Jennifer Bates, Mary Scarborough, Harold Trimpey, Lida Thompson, Kathy Rohrbaugh, and Sharon Hartenstein.

Jennifer Bates – Best of Show, Jujyfruits Mary Scarborough – Best of Show, hanging and potted plants Harold Trimpey – Best of Show, perennials

Have you photographed a smile that just begs to be shared? Send us your favorite smile—your children, grandchildren, friends, even your “smiling” pet!—and it could be 50plus Senior News’ next Smile of the Month! You can submit your photos (with captions) either digitally to mjoyce@onlinepub.com or by mail to:

50plus Senior News Smile of the Month 3912 Abel Drive, Columbia, PA 17512 Digital photos must be at least 4x6'' with a resolution of 300 dpi. No professional photos, please. Please include a SASE if you would like to have your photo returned.

Lida Thompson – Best of Show, Mary Janes Kathy Rohrbaugh – Best of Show, container gardens Sharon Hartenstein – Best of Show, Good and Plenty Not pictured are Donna Henz, Best of My Garden, and Glenda Propst, Best of Show for specimens. Best of Show winner for the photo contest sponsored by Alan Miller of River Rock Landscape was Tim Brose for his Butterfly on Zinnia.

If you have local news you’d like considered for

Around Town, please email mjoyce@onlinepub.com

Are You Reading? Join the 2013 One Book, One Community campaign by reading The Cellist of Sarajevo by Steven Galloway 93 libraries in Cumberland, Dauphin, Lancaster, Lebanon, Perry, and York counties and their community partners will host special events and group discussions in October.

One Book, One Community Get a copy at your local library or area bookseller

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Home Care Services & Hospice Providers Listings with a screened background have additional information about their services in a display advertisement in this edition.

Alliance Home Help

Good Samaritan Home Health

(800) 444-4598 (toll-free); 717-283-1444 www.alliancehomehelp.com

(717) 274-2591 www.gshleb.org

Year Est.: 2010 Counties Served: Lancaster RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Year Est.: 1911 Counties Served: Berks, Dauphin, Lancaster, Lebanon, Schuylkill RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Other Certifications and Services: Providing non-medical companion, respite, and personal care services throughout Lancaster County. Caregivers matched specifically to you and your needs. Compassion, 24/7 on-call availability, trained, competent, and reliable. Medicaid Waiver approved.

Central Penn Nursing Care, Inc.

Good Samaritan Hospice

(717) 569-0451 www.cpnc.com

(717) 274-2591 www.gshleb.org

Year Est.: 1984 Counties Served: Cumberland, Dauphin, Lancaster, Lebanon, York RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: No

Other Certifications and Services: Providing all levels of care (PCAs, CNAs, LPNs, RNs), in the home, hospital, or retirement communities with specifically trained caregivers for Alzheimer's and dementia clients. Home care provided up to 24 hours a day to assist with personal care and housekeeping. A FREE nursing assessment is offered.

Year Est.: 1979 Counties Served: Berks, Dauphin, Lancaster, Lebanon, Schuylkill RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

ComForcare Home Care

Homeland Hospice

(610) 363-1485; (717) 421-0607 www.comforcare.com

(717) 221-7890 www.homelandcenter.org

Year Est.: 2009 Counties Served: Chester, Dauphin, Lancaster, York RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Other Certifications and Services: 2013 Best of Home Care. Employer of Choice Award from Home Care Pulse. ComForcare provides companionship and/or personal care services up to 24 hours/day, 365 days/year with our meticulously selected, highly qualified, and reliable caregivers. When you can’t be there, ComForcare!

Year Est.: 2009 Counties Served: Cumberland, Dauphin, Lebanon, Perry, York RNs: Yes LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Other Certifications and Services: Good Samaritan Home Health is a Pennsylvania-licensed home health agency that is Medicare certified and Joint Commission accredited. We work with your physician to provide nursing, physical therapy, occupational therapy, speech therapy, wound care, and specialized care as needed.

Other Certifications and Services: Good Samaritan Hospice provides services to patients and their families facing a life-limiting illness. We are Pennsylvania licensed, JCAHO accredited, and Medicare certified. We provide services 24 hours per day with a team approach for medical, emotional, spiritual, and social needs.

Other Certifications and Services: Exemplary care provided by a highly trained staff who address all patient and caregiver needs.

Garden Spot Village

Hospice & Community Care

(717) 355-6000 www.gardenspotvillage.org

Founded as Hospice of Lancaster County

Year Est.: 2006 Counties Served: Lancaster RNs: No LPNs: No CNAs: No Home Aides: Yes Medicare Certified?: No

(717) 295-3900 www.hospicecommunity.org Other Certifications and Services: Personal care and companionship services in your home with all the professionalism, friendliness, and excellence you expect of Garden Spot Village. Contact info@gardenspotvillage.org.

Year Est.: 1980 Counties Served: Adams, Berks, Chester, Dauphin, Lancaster, Lebanon, York RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Other Certifications and Services: Hospice & Community Care provides compassionate care and support for patients and their families facing serious illness, end of life, and loss. Care is provided at home, in nursing homes, hospitals, and our Inpatient Center. Joint Commission accredited. You are welcome to call with questions.

Continued on following pages.

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Home Care Services & Hospice Providers Listings with a screened background have additional information about their services in a display advertisement in this edition.

Keystone In-Home Care, Inc.

Senior Helpers

(717) 898-2825; (866) 857-4601 (toll-free) www.keystoneinhomecare.com

(717) 738-0588 www.seniorhelpers.com/lancastercounty

Year Est.: 2004 Counties Served: Dauphin, Lancaster, Lebanon, York RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Other Certifications and Services: Two- to 24-hour non-medical assistance provided by qualified, caring, competent, compassionate, and compatible caregivers. Personalized service with Assistance for Daily Living (ADL, IADL): companionship, meal prep, bathing, cleaning, and personal care needs. Respite care, day surgery assistance. Assistance with veterans homecare benefits.

Year Est.: 2002 Counties Served: Berks, Lancaster, Lebanon RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: No

Live-In Care of PA, Inc.

Synergy HomeCare

(717) 519-6860; (888) 327-7477 (toll-free) www.liveincareofpa.com

(717) 243-5473 www.synergyhomecare.com

Year Est.: 1997 Counties Served: Providing service to over 20 counties including Adams, Berks, Chester, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, York RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Year Est.: 2012 Counties Served: Adams, Cumberland, Dauphin, Franklin, York RNs: No LPNs: No CNAs: No Home Aides: Yes Medicare Certified?: No

Other Certifications and Services: For everyone’s peace of mind, 24-hour personal care in the home you love, yours! Premier, professional caregivers. Extensive background checks. Free home evaluations.

Safe Haven Skilled Services

UCP of South Central PA

(717) 238-1111; (717) 582-4110; (717) 582-9977 www.safehavenqualitycare.com

(800) 333-3873 (Toll Free) www.ucpsouthcentral.org

Year Est.: 2005 Counties Served: Cumberland, Dauphin, Perry RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Other Certifications and Services: Owners Leslie and Sandra Hardy are members of the Society of Certified Senior Advisors. We have contracts with the VA and the Area Agency on Aging. Private insurance and selfpayment are also accepted. Friendly faces, helping hands, warm hearts. Skilled nursing also available.

Year Est.: 1962 Counties Served: Adams, Franklin, Lancaster, York RNs: No LPNs: No CNAs: No Home Aides: Yes Medicare Certified?: No

Senior Helpers

Visiting Angels

(717) 920-0707 www.seniorhelpers.com/harrisburg

(717) 393-3450; (717) 737-8899 (717) 751-2488; (717) 630-0067 (717) 652-8899; (800) 365-4189 www.visitingangels.com

Year Est.: 2007 Counties Served: Adams, Cumberland, Dauphin, Perry, York RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Other Certifications and Services: Offering nonmedical home care to provide positive solutions for aging in place. Companionship, personal care and our specialized dementia care. No minimum number of hours. Medicaid Waiver approved. Convenient, free assessment.

Year Est.: 2001 Counties Served: Cumberland, Dauphin, Lancaster, York RNs: No LPNs: No CNAs: Yes Home Aides: Yes Medicare Certified?: No

Other Certifications and Services: A PA-licensed, non-medical home care company providing companion, personal, Alzheimer’s, & dementia care from two to 24 hours a day. Call for a FREE homecare assessment and to learn more about benefits available for veterans and their spouse.

Other Certifications and Services: Personal care, companionship, respite care, light housekeeping, meal preparation, medication reminders, errands.

Other Certifications and Services: UCP provides non-medical adult in-home care services to adults under DPW and aging waiver programs. PA licensed and working hand in hand with your service coordinator, UCP provides personal care attendants who implement your individualized service plan.

Other Certifications and Services: Visiting Angels provides seniors and adults with the needed assistance to continue living at home. Flexible hours up to 24 hours per day. Companionship, personal hygiene, meal prep and more. Our caregivers are thoroughly screened, bonded and insured. Call today for a complimentary and informational meeting.

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

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Home Care Services & Hospice Providers Listings with a screened background have additional information about their services in a display advertisement in this edition.

VNA Community Care Services (717) 544-2195 (888) 290-2195 (toll-free) www.lancastergeneral.org/content/ VNA_Community_Care.htm Year Est.: 1908 Counties Served: Berks, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Perry, Schuylkill, York RNs: Yes LPNs: Yes CNAs: Yes Home Aides: Yes Medicare Certified?: Yes

Other Certifications and Services: Home care specialists in physical, occupational, and speech therapy; nursing; cardiac care; and telehealth. Disease management, innovative technologies, and education help you monitor your condition to prevent hospitalization. Licensed non-profit agency; Medicare certified; Joint Commission accredited.

If you would like to be featured on this important page, please contact your account representative or call (717) 285-1350.

My 22 Cents’ Worth

Doing Without a College Degree Walt Sonneville f one wishes to become a physician, physicist, lawyer, or any other profession where entry is limited to college graduates, higher education is unavoidable. Success has come, nevertheless, to some who have not graduated from college, and to others who dropped out of, or never attended, high school. Familiar names of those who never attended high school include authors Walt Whitman, Charles Dickens, and Mark Twain. High-school dropouts include authors H.G. Wells, Jack London, Dashiell Hammett, George Bernard Shaw, and Leon Uris; entertainers Julie Andrews, Lucille Ball, Gene Autry, George Gershwin, and Walt Disney; inventors Ben Franklin, Thomas Edison, and Orville Wright; media leaders Horace Greeley and David Sarnoff; food entrepreneurs Wally “Famous” Amos (cookies), Ray Kroc (McDonald’s), and Dave Thomas (Wendy’s); and four-time New York Governor Al Smith. Prominent computer-technology developers rose to fame despite dropping out of college. Among them are Bill Gates, Steve Jobs, Mark Zuckerberg, Michael Dell, and Laurence Ellison. Another category heavily represented by college dropouts is writers of fiction. F. Scott Fitzgerald, John Steinbeck, and William Faulkner are standouts in this field.

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Countless other college dropouts are in other career categories, including newscaster Brian Williams, cable-TV tycoon Ted Turner, White House advisor Karl Rove, Minnesota Governor Jesse Ventura, and Michigan Governor George Romney, the father of Mitt Romney. Eight of our nation’s presidents did not graduate from college. President Lincoln did not attend either high school or college. Prime Minister Winston Churchill never attended college. A college degree was not a career pathway for most adult Americans. As of 2008, only 29.4 percent of Americans, 25 years of age and older, were college graduates. That percentage does not appear to be rising. Approximately 72 percent of students in the past decade finished high school and, of these, 52 percent earned a bachelor’s degree within six years. Hence, these numbers indicate that 37 percent of 21st-century high-school graduates earned a college degree. How many college graduates, known to you, work in the field in which their degree is related? The Heldrich Center at Rutgers University recently surveyed 571

college graduates and found “the portion of graduates who described their first job as a ‘career’ fell from 30 percent, if they had graduated in 2006 or 2007—before the 2008 economic downturn—to 22 percent if they had graduated in 2009 or 2010” (as reported by the International Herald Tribune Sept. 2, 2011). Gaining a college degree is a worthy aspiration for students who believe their career prospects merit the risk of defaulting on their student loan. Such defaults are below the levels seen in the economic recession of the early 1990s but, at 8.8 percent in mid-2011, they have reached their highest rate since 1997, nearly double the lowest rate of 4.6 percent in 2005, according to the Department of Education. There are trade schools and two-year colleges that may offer better pathways toward gainful employment than four-year institutions. College graduates, unable to find acceptable employment, too frequently “park their employment search” by attending graduate school. This postponement strategy can expand the

debt burden of one’s higher education without enhancing future job prospects. Many discover upon graduation they are educated in fields lacking marketability. They are underemployed— working at jobs that do not require a fouryear college education—more often than unemployed. Data from the Bureau of Labor Statistics indicate at least one-third of college graduates in 2008 were underemployed. “Fats” Domino, the singer and songwriter, summed up the situation succinctly, saying, “A lot of fellows nowadays have a B.A., M.D., or Ph.D. Unfortunately, they don’t have a J.O.B.” Our country needs college graduates pursuing those disciplines responsive to market demand. High schools fail to produce enough graduates keen about the fields of science, engineering, or math—all essential to our national economic security. Too often the goal is selfaggrandizement in financial careers, an illusion exposed as fantasy once the market bubbles burst. Walt Sonneville, a retired market-research analyst, is the author of My 22 Cents’ Worth: The Higher-Valued Opinion of a Senior Citizen and A Musing Moment: Meditative Essays on Life and Learning, books of personal-opinion essays, free of partisan and sectarian viewpoints. Contact him at waltsonneville@earthlink.net.

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October 2013

9


CROSSWORD

Solutions for all puzzles can be found on page 15

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Across 1. Overhead railways 4. Curved doorway 8. Haze 12. College military inits. 14. Roofing material 15. John Jacob ___ 17. Thin Man character 18. Ushered journey 19. Identical copy 20. Essential food item 22. Quagmire 24. Primates 25. Secret agents 26. Jog

28. Explosive (abbr.) 29. Never used 34. Perspiration 37. Chassis 38. Lyric poem 39. Testament 40. Pulls behind 41. Bench 42. Common contraction 43. Delete 44. Ship parts 45. Pickles 47. Wicked 48. Soft-finned fish

Down 1. Sea eagles 2. Pillages 3. Dress holder 4. Bear witness 5. Brazilian port 6. After country or book 7. Champion 8. Raincoat, for short 9. Aruba, for example 10. Discontinue 11. Chord 13. Cash 16. Thing, in law 21. Holy season

23. Metric weights 27. One (Fr.) 29. Band section 30. Intense anger 31. Yuletide 32. Dutch cheese 33. Dampens 34. Gulp 35. Accompanying 36. Other 37. Nanny actress Drescher 40. Dentist’s tool 41. Tranquilizes 43. Piece out

49. Use to advantage 52. Marries 55. Cover 58. Correspondence 60. Author Jong 62. Unfeeling 64. Roof part 65. Dividend 66. Egypt queen, familiarly 67. Toboggan 68. Hunt for 69. M*A*S*H actor Alan 70. Time periods (abbr.)

44. Acquire 46. Save 47. Stallone’s Rocky ___ 50. Mount Vesuvius location 51. Jimmy 52. Spider’s work 53. God of love 54. Sup 56. Peruvian Indian 57. Boring 59. Ohio team 61. Request 63. School type, for short

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October 2013

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Create a Great Funeral Day

a

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October 30th is

Savvy Senior

Getting Your Affairs Organized Jim Miller Dear Savvy Senior, My husband and I (both in our 70s) would like to get our personal and financial information better organized so our kids will know what’s going on when we die. Any tips on how to get started? – Unorganized Edna Dear Edna, Collecting and organizing your important papers and information is a smart idea and a great gift to your loved ones. Here’s what you should know. The first step in getting your affairs in order is to gather up all your important personal, financial, and legal information so you can arrange it in a format that will benefit your caregivers, survivors, and even yourself. Then you’ll need to sit down and create various lists of important information and instructions of how you want certain things handled. Here are some key areas to help you get started. Personal Information • Contact list: A good starting point is to make a master list of names and phone numbers of family members, close friends, clergy, doctor(s), and professional advisers such as your lawyer, tax accountant, broker, and insurance agent. • Personal documents: This can include such items as your birth certificate, Social Security number, marriage license, military discharge papers, etc. • Secured places: List all the places you keep under lock and key (or protected by password), such as safe-deposit boxes, safe combination, security alarms, etc. • Service providers: Provide contact information of the companies or people who provide you regular services, such as utility companies, lawn service, etc. • Pets: If you have a pet, give instructions for the care of the animal. www.50plusSeniorNewsPA.com

• Organ donation: Indicate your wishes for organ, tissue, or body donation, including documentation (see www.donatelife.net). • Funeral instructions: Write out your final wishes. If you’ve made prearrangements with a funeral home, provide their contact information and whether you’ve prepaid or not, and include a copy of the agreement. Legal Documents • Will and trust: In your files, have the original copy of your will (not a photocopy) and other estateplanning documents you’ve made, including trusts. • Financial power of attorney: This is the legal document that names someone you trust to handle money matters if you’re incapacitated. Talk to an elder law attorney (National Academy of Elder Law Attorneys, www.naela.org) to learn more.

any debt you may have—mortgage, credit cards, medical bills, car payment. • Financial accounts: List all your bank and brokerage accounts (checking, savings, stocks, bonds, mutual funds, IRAs, etc.), including their location and contact information. And keep current statements from each institution in your files. • Pensions and benefits: List any retirement plans, pensions, or benefits from your current or former employer, including the contact information of the benefits administrator. • Government benefits: Information about Social Security, Medicare, or other government benefits you’re receiving. • Insurance: List the insurance policies you own (life, health, long-term care,

home, and car), including the policy numbers and agents’ names and phone numbers. • Credit cards: List all your credit and charge cards, including the card numbers and contact information. • Taxes: Keep copies of your income tax returns over the last five years and the contact information of your tax preparer. • Property: List the real estate, vehicles, and other personal properties you own, rent, or lease and include important documents such as deeds, titles, and loan or lease agreements. Savvy Tips: It’s best to keep all your organized information and files together in one convenient location — ideally in a fireproof filing cabinet or safe in your home. Also be sure to review and update your information every year, and don’t forget to tell your loved ones where they can find it. Jim Miller is a regular contributor to the NBC Today show and author of The Savvy Senior Book. www.savvysenior.org

BOGO

• Advance directives: These are the legal documents (living will and medical power of attorney) that spell out your wishes regarding your end-of-life medical treatment when you can no longer make decisions for yourself. For state-specific advance directive forms, visit Caring Connections (www.caringinfo.org). Financial Records • Income and debt: Make a list of all your income sources such as pensions, Social Security, IRAs, 401(k)s, interest, investments, etc. And do the same for

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Senior Idol Moves to Fall, Talent Follows published in a poetry anthology. Jeanette Miller of Shippensburg performed a Some sat in the waiting area silently, rapid-fingered tune on the flute. Tom sporting serious game faces. Others LaNasa of York and Eugene Constantine alleviated performance jitters by chatting Hrynkiewicz of Harrisburg both and laughing with fellow contestants. No presented dramatic monologues: LaNasa matter their prep tactic, though, all the with "Ragged Old Flag" by Johnny Cash nearly 100 people who auditioned for and Hrynkiewicz with The Tell-Tale Heart by Edgar Allan Poe. 2013 PA STATE SENIOR IDOL came And several contestants prepared and ready to impress. complemented Produced by OLP their vocals with EVENTS, the eighth Ray Ricke Jr., their own York annual PA STATE SENIOR accompaniment, IDOL competition such as Paul showcases the vocal, Zavinsky of instrumental, comedic, Hummelstown or dance abilities of the and Tom state’s over-50 Williams of population. West Traditionally held in Brandywine, the spring, the Ernest Batz, both on guitar, competition was moved Ephrata and Ross to the fall for 2013, a Mounds of move that did not Harrisburg on affect the spectrum or the keyboard. quantity of contestant Deb Olsen of turnout. Individuals from as Manheim and far west as Westmoreland Ray Ricke Jr. of County traveled to the York both paid competition’s Central tribute to Pennsylvania audition sites. Michael Jackson From this vast talent pool, with a medley of 15 his most semifinalists memorable have been hits—Olsen on the drums and Ricke selected, with his moonwalking feet. having been When the chosen semifinalists judged on the return to the stage, they will be merits of performing for both a packed ability, audience as well as local celebrity originality, judges: R.J. Harris of WHP580, appearance, Buddy King of The Magnificent and stage Jeanette Miller, Shippensburg Men, Valerie Pritchett of abc27, and presentation. Janelle Stelson of WGAL-8 will These 15 select three finalists after the first round performers will vie for the title of 2013 of performances. PA STATE SENIOR IDOL at the sold-out The finalists will then perform a finals night competition on Monday, second selection, after which the judges Oct. 14, at The Dutch Apple Dinner Theater, Lancaster. Emcee of the evening and the audience will vote together to select the 2013 Pennsylvania State will be Diane Dayton of Dayton SENIOR IDOL. The winner will receive a Communications. limousine trip for two to New York City Although the majority of contestants to enjoy dinner and a Broadway show. flexed their vocal abilities, SENIOR IDOL The 2013 PA STATE SENIOR IDOL judges still saw a fair share of other competition is brought to you by OLP talents represented. Steve Gallion of EVENTS. Media sponsors are abc27, Blue Lancaster performed a stand-up comedy routine. Ernest Batz, Ephrata, played the Ridge Communications, WHP580, and WHYL. accordion that he has played for the last For more information, call On-Line 70 of his 75 years. Publishers at (717) 285-1350 or visit Christian Kendig, Millersville, recited www.SeniorIdolPA.com. a poem—one of his own that had been By Megan Joyce

www.50plusSeniorNewsPA.com

Congratulations to the 2013 PA STATE SENIOR IDOL Semifinalists!

Maudie Becker

Cheri Coleman

Tamara (Tammy) Estep

Constance Fisher

Steve Gallion

Roy Jacobs Thomasville

Philadelphia

Tom LaNasa

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Chris Roda Lancaster

Coatesville

Lancaster

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York

2013 PA STATE SENIOR IDOL

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October 2013

13


Salute to a Veteran

He Served in Vietnam Before Our Combat Units Were Deployed There Robert D. Wilcox ill Hoin lives today close to where he was born 74 years ago. Even he finds it hard to believe what happened to him through those years. After graduating from high school in 1957, he enrolled at Millersville University and earned a B.S. in industrial arts. In order to get his military duty taken care of, he then volunteered for the Army, with the hope for duty that would involve working with languages. Instead, he was assigned to the U.S. Army Security Agency, where much of the work was top secret. Its work was also so complex that much of the recruiting was done at colleges, and most of the personnel were college grads. After basic training, Hoin was shipped to Fort Devens, Mass., for a sixmonth course to become proficient at Morse code and the various ways codes

B

could be used. outskirts of Saigon, Then he learned named for a man in his that he was to serve as outfit who had been the an “observer” in first American killed in Vietnam. The South Vietnam. Vietnamese at that Hoin’s highly time were fighting the classified work there communists in that was in intelligence country, and his role gathering: collecting was to do what he and disseminating could to help them information on where and other “observers” North Vietnamese with communication troops were deployed, security. where and how they After more training were attacking, and at Colorado Springs, what they were Colo., he flew by achieving. commercial aircraft to The North Specialist 4th Class William A. Hoin Saigon, reaching there Vietnamese had their at Fort Devens, Mass., in 1961. in January of 1963. own coded electronic He was stationed at messages, often Davis Station, an American base in the transmitted from captured American

equipment. Many of their bases were underground. And defectors from the north, called “Daniel Boones,” were most helpful in revealing for the Americans the location of such facilities. Did he have much chance to know the Vietnamese people themselves? “Oh, sure,” he says. “It was a challenge, though. Because you never knew whether the man who poured you a cup of coffee in the morning might be the man trying to kill you that night. The Viet Cong and the other South Vietnamese looked alike.” Hoin’s work took him to many remote villages, where he got the overall feeling that most of the Vietnamese in the south just wanted to be left alone and avoid getting killed. For Hoin, the death threat was particularly strong because the Viet Cong pervaded the south, and you never

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knew who they were. It was a new kind of war, not at all like World War II and previous wars, where enemies wore uniforms and where you knew who was your friend and who was your foe. “There was a common, every-minute dread that I never forgot,” he says. He notes wryly that, although Vietnam was and is an underdeveloped nation, what used to be the famed Ho Chi Minh trail that supplied the North Vietnam troops is now a paved, threelane highway. He left Saigon to return to the U.S. by air in July 1964, just as the build-up of

American troops began in earnest. He was discharged in Oakland, Calif., and returned to Millersville University to earn a B.S. in arts education. He remembers being called a “baby killer” there because of his service in Vietnam. He taught art and industrial arts in high school in Haddonfield, N.J., for a year, and then used the G.I. Bill to earn an M.S. in art education at Glassboro State Teachers College. After that, he taught at the State Hospital for Crippled Children in Elizabethtown, Pa. And that was followed by a job with a company called Emtol, where he did

computer design work and was involved in equipment and assembly line design for large companies like Kellogg, the cereal company. Suffering from the physical handicap of epilepsy (and, more recently, the effects of Agent Orange, from his days in Vietnam) he says that “art became a major therapy and a career choice” for him. He has become an internationally honored artist, craftsman, and author, exhibiting paintings, silkscreen prints, and weavings in many local and national shows. His work has been exhibited, for

example, in the Lincoln Center for the Performing Arts, New York, and the Brandywine River Museum, Chadds Ford, Pa. He says, “I now use art to enrich my life and help others find ways to overcome their handicaps. With this as background, I helped create a local art group of veterans doing artwork.” So, despite his physical handicaps, he continues to fill his life with the art that means so much to him. Colonel Wilcox flew a B-17 bomber in Europe in World War II.

Each month, 50plus Senior News profiles one of your friends or neighbors on its cover, and many of our best cover-profile suggestions have come from you, our readers! Do you or does someone you know have an interesting hobby or collection? A special passion or inspirational experience? A history of dedicated volunteer work? If so, tell us, and we’ll consider your suggestion for a future cover story! Just fill out the questionnaire below and return it to 50plus Senior News, 3912 Abel Drive, Columbia, PA 17512, or email your responses to Megan Joyce, editor, at mjoyce@onlinepub.com. Your name:___________________________ Your address:_________________________________________________________________________ Your phone number/email address: ___________________________________________________________________________________________ Name of person nominated (if not you): _______________________________________________________________________________________ Please receive their permission to nominate them. Nominee’s age range: 50–59

60–69

70–79

80–89

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Why would you/your nominee make a great cover profile? _______________________________________________________________________ __________________________________________________________________________________________________________________________ __________________________________________________________________________________________________________________________ __________________________________________________________________________________________________________________________ (717) 285-1350 • (717) 770-0140 • (610) 675-6240

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Calendar of Events

York County

York County Department of Parks and Recreation

Senior Center Activities

Pre-registration is required for these programs. To register or find out more about these activities or any additional scheduled activities, call (717) 428-1961.

Delta Area Senior Center, Inc. – (717) 456-5753

Oct. 6, 1 to 3 p.m. – Backpack Picnic Hike, Apollo County Park Oct. 6, 1:30 to 4:30 p.m. – Cider Fest, Wallace-Cross Mill Oct. 13, 2:30 to 4 p.m. – Fall Foliage Frolic, Nixon County Park

Eastern Area Senior Center, Inc. – (717) 252-1641

York County Library Programs

Heritage Senior Center, Inc. – (717) 292-7471

Collinsville Community Library, 2632 Delta Road, Brogue, (717) 927-9014 Tuesdays, 6 to 8 p.m. – Purls of Brogue Knitting Club

Northeastern Senior Community Center (717) 266-1400

Glatfelter Memorial Library, 101 Glenview Road, Spring Grove, (717) 225-3220 Mondays, 6 to 8 p.m. – Knitting and Spinning Group

Red Land Senior Citizen Center – (717) 938-4649

Golden Visions Senior Community Center (717) 633-5072

Paul Smith Library of Southern York County, 80 Constitution Ave., Shrewsbury, (717) 235-4313 Oct. 10, 10 a.m. – Senior Gems® Alzheimer’s and Dementia Program Oct. 20, 1 to 3 p.m. – Fall Family Fest Oct. 27, 1 to 4 p.m. – Mystery Author Linda Castillo

Programs and Support Groups Oct. 1, 7 p.m. Surviving Spouse Socials of York County Faith United Church of Christ 509 Pacific Ave., York (717) 266-2784

Free and open to the public Oct. 17, 5:30 to 6:30 p.m. Alzheimer’s Support Group Senior Commons at Powder Mill 1775 Powder Mill Road, York (717) 741-0961

What’s Happening? Give Us the Scoop! Please send us your press releases so we can let our readers know about free events occurring in York County! Email preferred to: mjoyce@onlinepub.com help you get the word out! (717) 285-1350

Let

ART

Stewartstown Senior Center – (717) 993-3488 White Rose Senior Center – (717) 843-9704 www.whiteroseseniorcenter.org Windy Hill Senior Center – (717) 225-0733 Oct. 15, 5:30 p.m. – Grand Opening Celebration Oct. 29, 10 a.m. – “What’s Up with Local Government?” Panel Discussion Yorktown Senior Center – (717) 854-0693 Please call or visit the centers’ websites for additional activities.

from page 2

Cock – Passion. Ceramic figurines of cocks are common decorations in the kitchens of female chefs in France as they are female power symbols.

Eagle – Protection from evil. American flag collectors look for intricate and decorative flags featuring the eagle from the late 1700s and 1800s.

Deer – Sensitivity. Walt Disney’s animated feature film, Bambi, captured the longstanding art historical symbol of the deer.

Fish – Long life. In their numerous forms, fish symbolize longevity in works of art dating from the early Christian era to the present.

Dog – Fidelity. A dog is shown at the feet of a couple on their wedding day in the world-known Arnolfini Wedding Portrait (National Gallery, London) from 1434 by Jan van Eyck.

Horse – Stamina and power. The famous sculpture of a horse turned machine by Futurist artist Raymond Duchamp Villon highlighted society’s change from an agricultural society to an industrial one in the early 1900s.

Dragonfly – Carefree. Louis Comfort Tiffany highlighted the dragonfly and other insects in many of his decorative creations, including jewelry and lamps.

16

South Central Senior Community Center (717) 235-6060 Tuesdays, 12:30 p.m. – Cooking Club Thursdays, 10 a.m. – Senior Bowling League Fridays, 9 a.m. – This & That Stitchers Class

October 2013

Lion – Power and majesty, guardian. Lions have guarded the gates and entrances of some of the most famous sites in the world. Lions are featured on the Ishtar

50plus SeniorNews t

Gate, the eighth gate (north) to the inner city of Babylon. The gate was ordered by King Nebuchadnezzar II in 575 BC. Rabbit – Rebirth. Female artists often choose rabbits as subject matter for paintings, prints, and works on paper to suggest the rejuvenation of the earth in spring. Tiger – Strength, ferocity, power. Japanese artists of the 1700s often featured tigers in their gouaches, watercolors, woodblock prints, and paintings. Turtle – Perseverance. French sculptors cast forms of turtles in bronze and other metals in the art movement called animalier. Animalier, or animal sculptures, were popular with artists such as Barye and Bonheur in the mid-1860s to the 1880s.

Personally, I have collected art and antiques that feature fish for decades. It started when I was a youngster on the swim team and the association meant something important to me. Over the years, fish have served as pets, and fish objects have been the basis for some of my collections. This glossary of animal symbolism may help you collect with a vision in mind and learn about the history of your favorite animals. Ph.D. antiques appraiser, author, awardwinning TV personality, and TV talk show host, Dr. Lori presents antiques appraisal events nationwide. Dr. Lori is the expert appraiser on Discovery channel’s hit TV show Auction Kings. Visit www.DrLoriV.com, www.Facebook.com/DoctorLori, or call (888) 431-1010.

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Elder Law Attorneys

Specific areas of elder law in which the firm specializes:

Blakey, Yost, Bupp & Rausch, LLP David A. Mills, Esquire

17 East Market Street, York, PA 17401 717-845-3674 fax 717-854-7839 dmills@blakeyyost.com www.blakeyyost.com

2

7

1980

1980

No

Yes

No

Yes

Estate planning, wills, trusts, powers of attorney, estate administration, guardianships.

Yes

Robert Clofine is the current president of the Pennsylvania Association of Elder Law Attorneys. Medicaid; nursing home asset protection; estate planning; estate settlement.

Yes

Wills; powers of attorney; living wills; estate settlement; probate; estate planning; nursing home planning; Medicaid; asset protection planning; trusts. We make house calls!

Yes

Alzheimer’s & special needs planning; VA & Medicaid benefits; wills; powers of attorney; trusts; long-term care insurance; estate administration; care coordination; nurse on staff.

Yes

Philip Levin, Esq. concentrates his practice on wills, trusts, elder law, asset protection planning, probate and estate administration.

Yes

Estate planning and administration; long-term care planning; medical assistance; special needs planning and trusts; guardianships.

Yes

Estate planning & administration; wills, trusts & powers; Medicaid planning; succession planning; tax consultation & preparation.

Yes

Wills; trusts; living trusts; powers of attorney; long-term care planning; estate planning and administration; Medicaid planning.

Yes

Asset protection; estate planning; probate & estate administration; trusts; Medicaid planning; long-term care planning; guardianships; conserving assets, securities & annuities; wills; living wills; financial & healthcare powers of attorney.

Yes

The firm provides a full range of legal services for seniors and special-needs clients (including estate, trust and medical assistance planning, guardianship and estate administration). In-house care manager, a CRNP, provides care planning and oversight, as well as client advocacy.

The Elder Law Firm of Robert Clofine 120 Pine Grove Commons, York, PA 17403 717-747-5995 fax 717-747-5996 clofine@estateattorney.com www.estateattorney.com

2

2

1985

1985

Yes

Yes

Yes

Gettle & Veltri 13 East Market Street, York, PA 17401 717-854-4899 fax 717-848-1603 ghg@gettleveltri.com www.gettleveltri.com

2

4

1997

1997

Yes

Yes

Yes

Keystone Elder Law

555 Gettysburg Pike — Suite C-100, Mechanicsburg, PA 17055 717-697-3223 fax 717-691-8070 karen@keystoneelderlaw.com www.keystoneelderlaw.com

2

2

2010

2010

Yes

Yes

Yes

The Levin Law Firm

150 North Radnor Chester Road, Suite F-200, Radnor, PA 19087 610-977-2443 philip@levinlawyer.com www.levinlawyer.com

1

1

2007

2007

No

Yes

Yes

Scott Alan Mitchell Rhoads & Sinon LLP Lancaster & Harrisburg 717-397-4431 (L) and 717-231-6602 (H) smitchell@rhoads-sinon.com • www.rhoadssinon.com

1

60

1935

1995

Yes

Yes

Yes

MPL Law Firm, LLP 137 East Philadelphia Street, York, PA 17401 717-845-1524 fax 717-854-6999 jmiller@mpl-law.com, nstankoski@mpl-law.com www.mpl-law.com

2

7

1987

1998

No

Yes

No

Saidis, Sullivan & Rogers 26 West High Street, Carlisle, PA 17013 • 717-243-6222 635 North 12th Street, Lemoyne, PA 17043 • 717-612-5800 attorney@ssr-attorneys.com www.ssr-attorneys.com

4

12

2010

2006

Yes

Yes

Yes

Scheib Law Offices 4813 Jonestown Road, Suite 102, Harrisburg, PA 17109 717-525-9291 fax 717-525-9467 scheiblawoffices@outlook.com www.scheiblaw.com

1

1

1992

2000

Yes

Yes

No

SkarlatosZonarich LLC 17 South Second Street, 6th Floor, Harrisburg, PA 17101 717-233-1000 fax 717-233-6740 ebp@skarlatoszonarich.com www.skarlatoszonarich.com

2

11

1966

1966

Yes

Yes

Yes

This is not an all-inclusive list. These advertisers are eager to provide additional information about their services. * Indicates that at least one attorney in the firm is a member. Information contained herein was provided by the firm.

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October 2013

17


Traveltizers

Travel Appetizers: Stories that Whet the Appetite for Travel

Alligators, Birds, and Plants, Oh My! By Andrea Gross t’s 9:30 in the morning, but the air is still cool. Nevertheless, I’m slathered in sunscreen and dripping with insect repellant. In other words, I’m ready to meet some alligators on a trip that will take my husband and me from Georgia’s Okefenokee Swamp, the largest blackwater swamp in North America, to Florida’s Everglades National Park, a UNESCO International Biosphere Reserve as well as a World Heritage Site.

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Okefenokee Swamp Along with a dozen other passengers, we climb into a 24-foot flat-bottomed boat and set out through water that’s the color of strong tea—a result of tannic acid caused by decaying vegetation. At 10:08, we spot our first alligator. At 10:12, there’s another one, and then another. At 10:32, one leaps out of the water, arcing in front of us.

The American alligator sometimes grows to more than 14 feet in length.

The guide pushes the boat through the shallow swamp waters.

Georgia’s Okefenokee Swamp is home to turtles as well as alligators and snakes.

Visitors glide through the Okefenokee in a 24-foot flat-bottomed boat.

“Sometimes they leap 6 feet into the air,” says our guide, Chip Campbell, owner of Okefenokee Adventures. It’s a fact I find most disconcerting. By this time, the gators are appearing every two, three minutes. There’s one over there, curled in the grass, gazing at us with steely eyes. And that log over there … It moved! I stop counting when I realize I may be tracking fallen trees as well as prehistoric reptiles. In short order we become miniexperts on alligators. We learn how to tell an alligator from a crocodile (it’s all in the teeth—a croc’s lower teeth overlap his upper); to judge the reptile’s length (estimate the distance between the eye bumps and snout bump; that distance in inches pretty much equals the gator’s length in feet); and to escape one that’s chasing you. “Climb a tree, run in zigzags, or …” Chip laughs heartily, “outrun your friend!” It’s obviously a good day for alligators, but even on gatorless days, there’d be

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plenty to see. The swamp is home to a large variety of other reptiles, as well as amphibians, fish, mammals, butterflies, and more than 230 species of birds, including egrets, herons, ibis, sandhill cranes, and red-shouldered hawks. Chip puts the boat in reverse so we can better see a softshell turtle, which instantly submerges to avoid us. No problem. Chip heads toward a flooded forest, where, he says, we’re likely to see a snake. “Most, but not all, poisonous snakes have cat-shaped eyes,” he tells us. Since I have no intention of getting close enough to a snake to see the shape of its eyes, I dismiss this piece of information as superfluous. I’m more interested in learning about the medicinal properties of various plants—spotting those that will repel insects, relieve depression, grow hair, and clean hands. “But there’s no remedy for folks who get their hands eaten while plucking plants,” says Chip, and I decide to stick with the pharmacy for my medications. By 11 a.m., as another gator glides by, we’ve seen so many that we’ve become blasé. We turn our heads but don’t rush for our cameras. Our memory cards are full, but even without more photos, we know we’ve had a trip we’ll never forget.

A boardwalk along the Anhinga Trail in Everglades National Park makes wildlife viewing accessible to all.

A cormorant spreads his wings before diving into the water for his dinner.

An osprey can have a wingspan of 6 feet.

http://www.fws.gov/okefenokee; www.okefenokeeadventures.com Everglades National Park It’s a seven-hour, 385-mile drive from Okefenokee to the Everglades, and I didn’t want to go. When I read that the best way to see the alligators is to walk along a 0.8-mile

Autumn Tree Autumn tree—you’re standing staunch and tall Waiting for Mother Nature to call She’ll paint your leaves a brilliant gold For soon the days will be turning cold You’ll look proud, autumn tree, in your beautiful gown Standing there with your friends all around But should your gown soon fade and tear Leaving your branches cold and bare— Reach toward the heavens when you see a cloud Old Man Winter will give you a shroud Fit for a queen, a glistening white To clothe and keep you warm at night. Written and submitted by Marilyn Beeman

boardwalk, I turned up my nose. After all, I rode in a low-lying boat through a swamp in Georgia, so why would I want to peer down at gators from a raised walkway? So tame. So tacky. I was wrong. Everglades National Park is nature at its most convenient and abundant. A one-hour walk along the Anhinga Trail lets us get up close and

personal with more alligators and birds than we’d seen from farther away and during much longer expeditions. We get about 10 feet down the path when a giant black bird with a yellow bill hops on the rail in front of us. He’s waving a small fish in his mouth. We stand mesmerized for several minutes while the cormorant shakes the fish into submission, positions him in line with his throat, and swallows him whole. A few feet farther, a large osprey spreads his wings, his white upper feathers looking like a fringed cape against the black background. We turn left along a nice plank pathway. With the water undisturbed by a moving boat, dozens of alligators sun in peace, some half-submerged, others happily snoozing in the roots of swamp trees, others completely visible. The boardwalk makes a stable resting place for tripods, and there seem to be more photographers than gators or birds. Yet the mood is serene. Despite the manmade conveniences, we feel at one with nature. www.nationalparks.org/exploreparks/everglades-national-park Photos © Irv Green unless otherwise noted; story by Andrea Gross (www.andreagross.com).

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The Green Mountain Gardener

Fragrant Paperwhites Dr. Leonard Perry popular and easy-to-flower bulb for late fall and the holidays is the paperwhite narcissus. Sweetsmelling paperwhites can be coaxed into bloom with very little effort. Prepotted paperwhites can be purchased at many garden stores. All you do is add water! These potted bulbs also make a nice gift or a fun activity for children. The correct term is actually “forcing,” as you are forcing the spring-flowering bulbs to fast-forward their natural growth cycles and bloom in winter instead. Many bulbs can be forced— grape hyacinths, tulips, daffodils, and crocuses, for example—but paperwhites are probably the easiest as they don’t require a long coldstorage period to root. Paperwhites produce small, star-shaped flowers that will last for several weeks. Some varieties have pure white flowers; others have white perianths (outer petals) with pale-yellow “cups” in the center. Paperwhites, which come from the Mediterranean, are tender bulbs and not suitable for outdoor growing in the Northeast. However, most garden centers and seed catalogs sell bulbs for indoor forcing. If purchasing locally, choose healthy bulbs with no soft spots or signs of discoloration. Store in a cool, dry place until time to plant. Paperwhites will bloom about four to six weeks after planting, so plan accordingly if you want flowers for the holidays or other special occasions. For continuous bloom throughout the winter, plant bulbs every two weeks from late fall through February. Use shallow containers, about 3 to 4 inches deep, without drainage holes. You can find these specially designed containers for forcing at many garden centers. Add about 2 inches of washed pebbles

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or large glass beads similar to marbles (available at craft stores and some garden stores) in the bottom of the container. If using the colorful glass beads, use a clear container so they can be seen. Or, similar to other forcing bulbs, you can plant in pots with soil. Gently place the bulbs, pointed side up, on the gravel or beads. They should be close but not touching. (Five bulbs will fit nicely in a 6-inch pot.) Then add enough pebbles around the bulbs to hold them in place. If using soil, make sure the bulb tops are at or above the surface. The tricky part is watering the bulbs if not in soil. You want to add just enough water so it reaches the base of the bulbs. You don’t want the bulbs to sit in water as this will cause rot. Maintain this level of water throughout the growing period. You’ll probably need to replenish the water every two or three days. Don’t fertilize—the bulb already contains the nutrients it needs. Place the container in a cool, dark place (about 50 degrees F) for a few weeks until green shoots appear (but don’t forget about them). Then move to full, bright light— generally, a window with southern exposure. Too little light, and the plants will grow leggy as they stretch to reach the light. Initially, room temperature should be 60 to 65 degrees. To prolong bloom, after the plants begin to flower, remove them from direct sunlight and place in a cooler, less sunny part of your home. Paperwhites require USDA zones 8 to 11 outdoors; they can’t be planted successfully outside in the North, nor can they be saved to force again next year. Nevertheless, they provide easy, inexpensive, cheery, and long-lasting flowers. Dr. Leonard P. Perry is an extension professor at the University of Vermont.

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Get Help Navigating Medicare The York County Area Agency on Aging’s APPRISE program will offer personalized counseling during Medicare’s Annual Enrollment Period, which begins Oct. 15 and ends Dec. 7. The annual enrollment period is when Medicare beneficiaries can review their coverage and determine if health and prescription plans continue to meet their needs. By comparing plans and making changes by Dec. 7, Medicare will have enough time to process those changes to ensure that the new coverage will begin on Jan. 1, 2014. Medicare beneficiaries throughout the annual enrollment period will be able to receive one-on-one counseling assistance offered by trained APPRISE counselors at different locations throughout York County. Prescheduled appointments are necessary and can be made by calling the APPRISE scheduling line at (717) 7719042 or (800) 632-9073. Dates and locations for the sessions are as follows:

Oct. 16 and Nov. 20, 4 to 6 p.m. York Suburban High School 1800 Hollywood Drive, Spring Garden Township Oct. 17, 1 to 3:30 p.m. Red Land High School 560 Fishing Creek Road, Fairview Township Oct. 21 and Nov. 18, 3:30 to 6 p.m. West York High School 1800 Bannister St., West Manchester Township

Oct. 30, 9:30 a.m. to 1 p.m. Kennard-Dale High School 393 Main St., Fawn Township

Nov. 21, 1 to 4 p.m. Northeastern High School 300 High St., Manchester

Nov. 7, 3:30 to 6 p.m. Dallastown Area High School 700 New School Lane, York Township

Dec. 2 and Dec. 3, 9 a.m. to 2 p.m. York County Area Agency on Aging 100 W. Market St., York

Nov. 8, 1 to 4 p.m. Red Lion Area High School 200 Horace Mann Ave., Red Lion

Oct. 23 and Nov. 13, 4 to 6:30 p.m. South Western High School 200 Bowman Road, Penn Township Oct. 25, 9:30 a.m. to 1 p.m. Susquehannock High School 3280 Fissels Church Road, Shrewsbury Township Oct. 29 and Nov. 26, 10 a.m. to 1 p.m. Spring Grove High School 1490 Roth’s Church Road, Jackson Township

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Such is Life

The First Step is a Cinch Saralee Perel here have you been?” a neighbor named Stacy said. “Where have you been?” my neighbor, Robert, asked. I was riding my three-wheeler bike down our road. The bike is made specifically for people like me who are disabled. “Well,” I said to the dozen or so neighborhood folks who asked me the same question. “I took time off to be depressed.” I was on my bike that day because of a breakthrough. I can still visualize myself on a recent afternoon, when I debated about opening our front door and reentering the outside world. The breakthrough occurred because of this thought: “If I keep waiting until I want to do something, I’ll be waiting forever.” Oddly, this new way of thinking began because of a 22-year-old movie I

“W

CHASE

hysterical.” “Then why are you crying?” “Because it made me realize I’ve

wasted six months of my life by settling into depression and waiting, waiting, waiting to come out of it.” That was the instant I took that first step. I grabbed my cane and said, “I’m going to ride my trike.” He tried to stop me. “You’ve been on your feet all day. You can hardly walk after that. And you haven’t been on your trike for ages!” “Bob, if I don’t do this now, I am never going to do it.” I knew that. I knew that from the depths of me. I had to do something to help myself. And it had to be now. I’d have never done this had I thought, “I’m going to grab my cane, find the keys, check the weather, find the bike lock,” and on and on, ending with something overwhelmingly sabotaging like, “and ride every day for the rest of my entire life.” I biked down our road, loving every

deer, elk, and antelope in Colorado. Elk hunting is challenging because the elk can be so elusive, he said. “The elk is the ultimate animal you can get,” Wagner said. Hunting for mountain goats is a great adventure because it usually involves traversing the rocky crags that the animals do in order to capture them. Wagner has memories of crawling on his hands and knees all day through the mountains of British Columbia to get to the mountain goats. “Some of that’s scary when it’s straight peaks on both sides of you,” he said. “You crawl all day, and it’s dark when you leave and dark when you come back. Or sometimes you just camp right out on the mountain.” Sometimes the hardest part about hunting is coping with the extremes in temperature. Wagner has been hunting when the thermometer read as low as 17 degrees below zero and says that’s just “terrible.” “It gets cold and miserable sometimes, and you feel like you’re freezing to

death,” Wagner said. “And you ask yourself if this is supposed to be fun.” Usually it’s between zero and 15 degrees, which isn’t quite so bad, he said. Hunters put in long hours, but when you capture the animal you’ve been pursuing, Wagner says that everything you’ve put yourself through is more than worth it. “The more you hunt, the better you get, just like everything else,” said Wagner. “Once you get something, you just keep going for something else.” South Carolina is his favorite spot to hunt in the country, and he has been traveling there once a year for the past 10 years to hunt deer and wild boar. He hunts at a 10,000-acre plantation there and said some of the deer are bigger than those in Pennsylvania, reaching 180 pounds. “In Pennsylvania, deer hunting isn’t what it used to be, but a lot of organizations are fighting to make it better,” he said. Still on his wish list of places to hunt is Texas, where he hopes to get some

whitetail deer. “I think I’ll go until I can’t go anymore,” Wagner said with a smile on his face. On international hunts he gets to try the meat after it’s been killed and cooked for the hunters, but none of that can be transported home. But his freezer at home is always stocked with meat— usually whitetail deer, elk, and mule deer. Wagner says that moose is the best meat he has tasted on all of his hunts and is close to beef in flavor. Wagner is a life member of the North American Hunting Club and a member of the National Rifle Association, Safari Club International, and a board member of the Unified Sportsmen of Pennsylvania. Out of Wagner’s four children and two stepchildren, none have become his hunting buddies. “It’s something that is born in you,” he said. “Some people love it and some people hate it. Some people try it for a year and don’t like it, but I guess it was just born in me.”

National Depression Screening Day is Oct. 10 They’re actually quite simple. They have to be. My husband, Bob, heard me crying when the movie ended. “I thought it was a comedy,” he said. “It was

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home, but now just one entire room is devoted to displaying the mounts. At this point, when he has a noteworthy catch, he just puts the nice rack on a plaque rather than adding more mounts to the collection. Wagner devotes four weeks of each year to rifle hunting. “I just prefer rifle,” he said. “I never got into archery. I’ve done a lot of hunting, but there are a lot of guys who would make me look pretty small.” Internationally, he has captured zebra, wildebeest, gemsbuck, impala, bushbuck, blezbuck, nyala, southern greater kudu, fallow deer, red hartebeest, Spanish goats, axis deer, black buck antelope, and more. Wagner has hunted for moose and black bear in Newfoundland, caribou in Quebec and other parts of the Arctic, black bear in Manitoba and New Brunswick, and for black bear and mountain goats in British Columbia. Within the United States he has gotten mountain lions in Idaho; whitetail deer in Pennsylvania, Maryland, Missouri, and South Carolina; and mule

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watched called City Slickers. Mitch, played by Billy Crystal, is dreadfully depressed as he takes us through his comical mid-life funk. During his journey of recovery, he was taught “the secret of life.” But here’s the thing: Finding that secret could never have happened until Mitch stopped waiting for happiness to come to him and instead took the first step himself. First steps, I have learned, are nowhere near as huge as they sound.

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minute. It’s a new me, a new life, and all because of one simple decision. And so, the secret of life that Mitch learned? To paraphrase from the movie: “Just one thing,” Curly, the wise cowboy, said. “You stick to that and the rest is foolish detail.” “What is that one thing?” “That’s what you have to find out for yourself.” For Mitch, it was not about taking an adventurous trip out West; it was merely agreeing to read the brochure. For Mitch’s wife, it was just saying

these words to him: “I want you to have that adventure and find … your smile.” It was when Mitch realized by simply giving his wife one single kiss: “Today is my very best day!” And for me, it was grabbing my old wooden walking stick. Saralee Perel is an award-winning, nationally syndicated columnist. Her new book is Cracked Nuts & Sentimental Journeys: Stories From a Life Out of Balance. To find out more, visit www.saraleeperel.com or email sperel@saraleeperel.com.

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