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Baker-White told the New York Times that the Facebook posts are far from isolated incidents and are very disconcerting.

“One of the reasons that I don’t think it’s an individual The departments thus far implicated are Dallas, Tex; Denison, Tex.; Lake County, Fla.; Philadelphia, Penn; problem is that these folks are talking to each other. There Phoenix; St. Louis, Mo; Twin Falls, Idaho; and York, Penn. are a lot of posts that have eight comments underneath them, and three of those comments are by other police ofBy Stacy M. Brown, The departments thus far implicated are Dallas, Tex; ficers, and in those long comment threads you often see a NNPA Newswire Correspondent Denison, Tex.; Lake County, Fla.; Philadelphia, Penn; kind of piling on,” Baker-White said.

By LINDA DEUTSCH Far too many law enforcement officers – from rookies Phoenix; St. Louis, Mo; Twin Falls, Idaho; and York, Penn.

“If one guy makes a comment that’s sort of violent, to the highest ranking – view African Americans as “dogs,” The Plain View Project, headed by Philadelphia-based another guy will say, ‘Oh, that’s not enough, I would have Associated Press LOS ANGELES (AP) – O.J. Simpson launched a and some punch in believing that, “it’s a good day for a attorney Emily Baker-White, said its analysis determined hit him harder.’ ‘I would have shot him. ‘I would have Twitter account with a video post in which the former footchokehold.” that at least 328 active-duty police officers posted content killed him.’ ball star said he’s got a “little gettin’ even to do.”

Others believe women in hijabs are tantamount to that championed violence against Muslims, immigrants “It creates a space where officers feel like this is what Simpson confirmed the new account to The Associat“trash bags.” and African Americans. they should do or think, and I fear that leads more officers ed Press on Saturday, saying in a phone interview while on Those of just some of the alarming public posts “We found a very high and concerning number of to do and think this stuff,” she said. a Las Vegas golf course that it “will be a lot of fun.” on Facebook written by police officers in departments posts that appear to endorse, celebrate or glorify violence Baker-White acknowledges the tough job of law en“I’ve got some things to straighten out,” he said. across the country – they were identified by the Philadel- and vigilantism,” Baker-White said in a televised interview forcement in general.

He did not elaborate before he said he had to go and phia-based Plain View Project, a database that chronicles with ABC News.

“Yes, police officers have an incredibly hard job,” she police use of social media.

“We included posts that we thought could affect pub- said. “There’s probably an incredible amount of PTSD; ended the call.

Simpson has generally kept a low profile since his reAlready, authorities in Philadelphia and St. Louis said lic trust and policing,” she said. there’s an incredible amount of stress. But, it’s not OK then lease from prison in October 2017 for robbery and kidthey’ve opened an Internal Affairs investigation into the “We also included posts that seemed to emit some sort to say, ‘Let’s go get these animals tonight.’” napping over an attempt to steal back some of his sports posts, which number exceeds 3,000, according to the Plain of bias against a group of people – whether if that’s a miTo view the entire report, visit https://www.plainview- memorabilia from a Las Vegas hotel room.

View Project. nority faith, a minority race, ethnicity, immigration status, project.org/ In the Twitter video, Simpson said his followers would get to read all his thoughts and opinions on “just about everything.”

“Now, there’s a lot of fake O.J. accounts out there,” he said, adding that this one would be official. He appeared to record the message himself and ended it with a grin.

The 71-year-old recently told the AP he was happy and healthy living in Las Vegas 25 years after the killings of his ex-wife and her friend. Nicole Brown Simpson and Ronald Goldman were stabbed to death on the night of June 12, 1994.

Simpson was ultimately acquitted of the crime after a televised trial that riveted the nation and raised thorny issues of racism, police misconduct, celebrity and domestic violence.

Relatives of the two victims have expressed disgust that Simpson is able to live the way he does. Simpson was ordered to pay $33.5 million for the wrongful deaths of the two victims, but most of the judgment has not been paid.

Simpson has continued to declare his innocence in the

By JESSE J. HOLLAND two slayings.

The murder case is officially listed as unsolved.

Associated Press Smalley said . “I think now they say they worked them, six state this year.

In his recent interview , Simpson told the AP that neiWASHINGTON (AP) _ A holiday that is spreading months after that. Six months. And turn them loose on the Black Texans took the holiday with them as they ther he nor his children want to talk about the killings ever across the U.S. and beyond, Juneteenth is considered the 19th of June. That's why, you know, we celebrate that day.” moved around the country and overseas, Evans said, and again. oldest known celebration commemorating the ending of It was June 19, 1865 when Maj. Gen. Gordon Grang- what started as a local celebration went international.

“My family and I have moved on to what we call the slavery in the United States.

Forty-six states and the District of Columbia recog er and his Union troops arrived at Galveston with news It was originally celebrated on June 19, the day that that the war had ended and that the enslaved were now nize Juneteenth as a state holiday or day of recognition, ‘no negative zone.’ We focus on the positives,” he said.

Union soldiers in 1865 told enslaved African Americans in free. like Flag Day. Countries like South Korea, Ghana, Israel, Galveston, Texas, that the Civil War had ended and they Granger delivered General Order No. 3, which said: Taiwan, France, and the U.S. territory of Guam have held were free.

“The people of Texas are informed that, in accordance with or now hold Juneteenth celebrations.

Celebrations include parades, concerts, and readings a proclamation from the Executive of the United States, A resolution recognizing Juneteenth as a national holof the Emancipation Proclamation. This year, Juneteenth all slaves are free. This involves an absolute equality of per- iday passed the Senate last year, but the accompanying reswill also feature the first congressional hearing in more sonal rights and rights of property between former masters olution has not been approved in the House. than a decade on reparations for slavery. and slaves, and the connection heretofore existing between REMEMBERING THE PAST Here's a look at the holiday and its history: Juneteenth celebrations used to revolve around the them becomes that between employer and hired labor.”

BEGINNINGS The next year, the now-freed slaves started celebrating church with speeches and picnics, said Para LaNell Agboga, The celebration started with the freed slaves of Galves- Juneteenth in Galveston, and the celebration has contin- museum site coordinator at the George Washington Carver ton, Texas. Although the Emancipation Proclamation freed ued around the nation and the world since.

Museum, Cultural and Genealogy Center in Austin, Texas, the slaves in the South in 1863, it could not be enforced in WHAT DOES JUNETEENTH MEAN? which has one of the only permanent Juneteenth museum DENVER, Pa. (AP) – A flag that was carried into batmany places until after the end of the Civil War in 1865.

The term Juneteenth is a blend of the words June and exhibits in the country. tle by a black Union regiment during the Civil War and Laura Smalley, who was freed from a plantation near nineteenth. The holiday has also been called Juneteenth InIt changed around the 1960s with the civil rights hand-painted by an acclaimed African American artist will Bellville, Texas, remembered in a 1941 interview that her dependence Day or Freedom Day. movement, she said. join one of the country’s most comprehensive Civil War former master had gone to fight in the Civil War and came “It became a little more secular and stretched over collections.

According to Dee Evans, national director of commuhome without telling his slaves what had happened. nications of the National Juneteenth Observance Founda- more than one day,” Agboga said. “It became kind of a The Atlanta History Center bought the flag at auction “Old master didn't tell, you know, they was free,” tion, there will be Juneteenth celebrations in almost every Thursday for $196,800, making it the largest purchase the Continued on Page A2 center has paid for an artifact.

Morphy Auctions was selling off the flag in Pennsylvania.

It depicts a black soldier waving goodbye to Columbia, the white female personification of America, beneath a banner reading, “We Will Prove Ourselves Men.” LOS ANGELES – In support of House surrounding areas since 1924. Each year it provides health and Affordable Care Act (ACA); the impact of these actions It’s one of 11 painted by David Bustill Bowser, the son Democrats’ “Healthcare Weekend of Action,” services to more than 140,000 patients and their families. on patients, doctors, and families; and, the legislation of a fugitive slave. It’s the only known surviving flag.

Congresswoman Maxine Waters (CA-43), Chairwoman of During the event, Congresswoman Waters met House Democrats have passed to strengthen the ACA. Center President and CEO Sheffield Hale said the flag the House Committee on Financial Services and Co-Chair with physicians and key hospital stakeholders, including Congresswoman Waters also heard from healthcare “doesn’t need words to tell you what it is and what it repof the bipartisan Congressional Task Force on Alzheimer’s Centinela COO & Interim CEO, Mohammad Naser, professionals who are concerned about a wide range of resents.”

Disease, hosted a Healthcare Roundtable at Centinela R.N. and Chief Medical Officer, Paryus Patel, M.D., who issues, including the rising cost of prescription drugs, the Hospital Medical Center in Inglewood, CA. Centinela presented and led an engaging discussion on the Trump future of Medicare and Medicaid, and the strain placed on Hospital has served residents of Inglewood and the administration’s efforts to weaken the Patient Protection many hospitals and emergency rooms across the country because of funding decreases for programs like Medicaid DHS, which assists hospitals that care for a disproportionate share of uninsured patients. Edly Atherley, the Director of Performance Improvement at Centinela Hospital Medical Center, recommended that legislators and the general public use the former name of the ACA, the Patient Protection and Affordable Care Act, in order to emphasize the way in which the ACA protects all patients – no matter their income or illness. Congresswoman Waters agreed to PORTLAND, Ore. (AP) – Portland has appointed share this feedback with the full House Democratic Caucus the city’s first African American fire chief. this week.

The Oregonian/OregonLive reported Thursday that “I am so pleased to have led a lively and substantive Sara Boone was announced as the new head of the Portland discussion with physicians and healthcare professionals Fire & Rescue department Thursday. right here in our community at Centinela Hospital Boone became the city’s first African American womMedical Center about our fight to protect patients and an firefighter in 1995 before rising through the ranks to ensure that working families, seniors, veterans, disabled division chief leading medical services and training.

Americans, and people with preexisting conditions have Boone says in a statement that her “mission has always the quality and affordable healthcare they deserve,” said been caring for the city where I was raised.”

Congresswoman Maxine Waters. “My Democratic Portland Fire Bureau Commissioner Jo Ann Hardesty colleagues and I are on the frontlines fighting to lower – who in January became Portland’s first female African prescription drug prices, strengthen the ACA, and protect American city councilor _ made the announcement.

Medicare, Medicaid, and preexisting conditions coverage Hardesty says Boone impressed an interview panfrom attacks by Congressional Republicans and the Trump el with “her commitment to community, her technical Administration.” knowledge, her passion for the fire service and her leaderCongresswoman Waters outlined the efforts House ship style.”

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News Observer FFRREEEE!!

The Valley’s

Officers Outed in Racist Posts

Boto bcBe at Recove Free Meals After Bein ProvidedP g olice Car Hi

OJ Simpson Tweets “A Little Gettin’ Even to Do.”

Juneteenth Celebrates End of Slavery in the US

Battle Flag Carried

by Black Union Troops Sells $200K

Rep. Waters Hosts Healthcare Roundtable

Portland Appoints City’s First African American Fire Chief

Continued on Page A2

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THE VALLEY’S NEWS OBSERVER

Thursday, June 20, 2019

World & Nation

Excessive Force in Lawsuit: What Has Changed?

“Video of Noel Carter’s arrest, which was captured by a resident in an Orange Avenue apartment and by security cameras outside the Orlando Sentinel’s office, drew widespread criticism of the officers’ use of force. The footage showed Cruz and Mays kicking Carter as he lay on a sidewalk,” says Tess Sheets – reporter of the Orlando Sentinel.

Mayor and Police Chief Accused

John Mina, Former Orlando Police Chief, and video of the arrest incident. (Photo: CNN)

Representative Waters Host Healthcare Roundtable

Continued from page A1

Democrats have taken under the leadership of House Speaker Nancy Pelosi, to lower prescription drug prices, preserve pre-existing conditions protections, and strengthen health care, including the passage of H.R.987 Strengthening Health Care and Lowering Prescription Drug Costs Act. This bill will lower prescription drug prices, increase competition, and protect people with pre-existing conditions. It also includes Rep. Waters’ amendment, which requires the Department of Health and Human Services to submit to Congress a report on the extent to which increases in prescription drug prices may have caused Medicare beneficiaries to forego recommended treatment, including failing to fill their prescriptions. H.R. 987 with Rep. Waters amendment included was passed by the House of Representatives on May 16th by a vote of 234 to 183.

Since its full implementation in 2014, the Patient Protection and Affordable Care Act, which is also known as Obamacare or the ACA, has provided critical protections for the 130 million people in the U.S. with pre-existing conditions, including more than 16 million Californians with pre-existing conditions. While efforts in Congress to repeal the ACA failed in 2017, the Trump administration is trying to weaken the law, and there are outstanding court challenges, including a Texas v. U.S. lawsuit to declare the law unconstitutional. This lawsuit would eliminate: • Protections for people with pre-existing conditions; • The ban on lifetime and annual limits on health coverage; • The Medicaid expansion covering 15 million Americans; • Health insurance affordability tax credits assisting 9 million Americans; • Bans on discriminatory insurance practices that force women to pay more for coverage; • Young adults’ ability to remain on their parents’ insurance until age 26, and more.

By Roger Caldwell NNPA Newswire Contributor Dyer and Mina “supported, justified, condoned, and otherwise ratified” Orlando police officers David Cruz’s and Charles Mays’ actions through the agency’s use of force policy and failing to discipline officers for such incidents, the suit claims. Excessive force was the policy that Mayor Buddy Dyer and then Chief John Mina, who is now the Sheriff of Orange County, Fla, condoned in the Orlando Police Department. The Florida Department of Law Enforcement investigation “covered up” the Departments’ actions.

During an arrest in 2015 of bank department executive, Noel Carter, who happens to be a Black man was viciously and brutally beaten along Orange Avenue early in the morning. This gentleman was kicked, pepper sprayed, beaten and stunned multiple times with a Taser by two Orlando police officers David Cruz and Charles Mays.

“Video of Carter’s arrest, which was captured by a resident in an Orange Avenue apartment and by security cameras outside the Orlando Sentinel’s office, drew widespread criticism of the officers’ use of force. The footage showed Cruz and Mays kicking Carter as he lay on a sidewalk,” says Tess Sheets – reporter for the Orlando Sentinel.

It was obvious that Mayor Dyer and Chief Mina did not care about the treatment that a Black man received by the Orlando Police Department. This incident would be swept under the rug. If a police person knows there is no penalty for excessive force to people of color that becomes the policy and no reason to stop that behavior.

Last week, in a federal lawsuit in Florida’s Middle District, “Noel Carter claims he suffered constitutional deprivations, emotional and physical damages when police officers David Cruz and Charles Mays used excessive force on him during the June 4, 2015 arrest. The suit also alleges Dyer and then – OPD Chief John Mina acted with deliberate indifference by failing to implement an adequate use of a force policy that would prevent excessive force,” reported Tess Sheets.

Many residents in Orlando know in the Black and

Juneteenth Celebrates the End of Slavery in the United States

Continued from page A1

time of community gathering ... It’s really more huge parties and huge parades and big concerts, but always bringing in freedom. It’s all about freedom.”

More than 150 cities will have Juneteenth celebrations this year, Evans said.

Each celebration is different, from parades in places like Philadelphia, Chicago, New York, Atlanta, San Francisco and Houston, to concerts in Tulsa, Oklahoma, Denver and Marietta, Georgia, to free genealogy workshops outside of Washington, D.C., to readings of the Emancipation Proclamation.

Agboga, Evans and others are working to make sure Juneteenth celebrators don’t forget why the day exists.

“In 1776 the country was freed from the British, but the people were not all free,” Evans said. “June 19, 1865, was actually when the people and the entire country was actually free.”

It’s also a day to remember the sacrifices that were made for freedom in the United States, especially in these racially and politically charged days, Agboga said.

“Our freedoms are fragile, and it doesn’t take much for things to go backward,” she said.

Only Candidate to Address Black Press

U. S. Senator Bernie (I-VT) has openly reached out to African American leaders like NAACP President Derrick Johnson and others, where he’s discussed the economic climate, voter suppression, jobs and other issues facing the Black community.

By Stacy M. Brown NNPA Newswire Correspondent Every major newspaper and news organization in the country has labeled the Black vote crucial to success in the 2020 presidential election, and statistics show that African Americans are 60% more likely to utilize and trust print-related resources for information than the general public.

However, of the 24 candidates seeking the Democratic nomination for president, Senator Bernie Sanders (I-VT) is the only one that has agreed to address key influencers of the African American community — the Black Press of America — at the National Newspaper Publishers Association’s (NNPA) annual convention later this month in Cincinnati, Ohio.

It’s no secret that Sanders has work to do to get his campaign message through to African Americans. “We thought we could do respectably in South Carolina, and we got decimated,” Sanders said in a campaign memo released earlier this year in which he discussed losing the Black vote to Hillary Clinton in South Carolina.

Clinton won an astonishing 86 percent of South Carolina’s Black voters in 2016.

“This is our revolution,” said Sanders, who will speak during the NNPA Convention’s Lifetime Legacy Award Black Tie Gala, Friday June 28th at 7:30pm at The Westin Cincinnati Hotel. Also in attendance will be former Ohio State Senator Nina Turner, a key surrogate for Sander’s 2016 campaign and co-chair of his current campaign for the Democratic nomination and presidency.

The NNPA represents Black-owned newspapers with millions of weekly readers across the country, including major markets like New York, Los Angeles, San Francisco, Washington, St. Louis, Pittsburgh, Philadelphia, Houston, Dallas, Baltimore, Chicago and all of the nation’s “swing” states.

“You’ve got to win Black voters to win the primary,” Lawrence Moore, a former Sanders delegate to the Democratic National Convention, told NBC News.

“It took [Sanders] a while to grow into and learn the issues, but he’s willing to listen and understand, unlike other politicians,” Moore said.

In a poll commissioned by The Black Economic Alliance and conducted by Hart Research and Brossard Research, Sanders currently trails former Vice President Joe Biden among Black voters.

The poll, which measured how enthusiastic Black voters are about the Democratic presidential candidates, showed that 76 percent of respondents said they were most enthusiastic about Biden; 64 percent said they were most enthusiastic about Sanders who finished ahead of Sens. Kamala Harris of California (53 percent) and Cory Booker of New Jersey (43 percent).

African Americans surveyed said affordable healthcare, college and the creation of more jobs with good benefits, were most important.

Sanders has openly reached out to African American leaders like NAACP President Derrick Johnson and others, where he’s discussed the economic climate, voter suppression, jobs and other issues facing the Black community.

In addition to Sanders’ campaign office, NNPA Newswire has contacted each of the remaining 24 Democratic presidential candidates for comment, including Biden, Harris, Booker, and Texas’ Beto O’Rourke, Sen. Elizabeth Warren and Kirsten Gillibrand.

“The path to economic security is rocky for families in America but that path is even rockier for Black families who have stared down decades of government sponsored discrimination and institutional racism,” Sen. Warren told NNPA Newswire in an email.

“This campaign is about making our government and our economy work for everyone and Black Americans will be on the frontlines of that conversation. The Black Press of America and its journalists are an integral part of how we make our democracy work,” Warren said.

In a statement to NNPA Newswire, O’Rourke’s campaign said they’re grateful for the invitation to speak to the attendees of NNPA’s annual convention and wishes the 2020 candidate from Texas was able to participate in the dialogue.

“Beto believes we cannot just pay lip service to the problems faced by communities and towns often forgotten or written off, but that we must also listen to their ideas and welcome them to be a part of the solution,” the statement reads.

“That’s how he served in Congress and it’s how he has been running his campaign – making sure no person, no group, no constituency is taken for granted. We thank you for your continued coverage of topics that matter to all Americans – especially the African American community – and look forward to partnering with you to address these topics in the future.”

Last month, Harris cleared her schedule to attend and deliver a keynote address at the 75th anniversary celebration of the San Francisco Sun-Reporter newspaper where she said the Black Press was “more important than ever before.”

“The Sun-Reporter is an example of the significance of the Black press in America,” Harris said at the event held at the Hyatt Regency Hotel in downtown San Francisco.

“There are issues that are unique to the Black community, and until we have true diversity in the press we must rely on papers like the Sun-Reporter,” Harris said.

In addition to the decision to skip the NNPA’s Annual Convention, With the exceptions of Warren and O’Rourke, no other candidates responded to our request for comment.

Hispanic communities, excessive force and police brutality is an ongoing issue, and the mayor acts as if it does not exist. Between 2010 and 2014, the Orlando Police Department paid out more than $3.3 million to settle lawsuits against officers for excessive force and police brutality.

The mayor and the city council are ignoring an issue that is neither new nor isolated. Over a series of months in 2015, The National Action Network of Central Florida called for Chief Mina’s resignation many times, but it appeared that the community kept forgetting the way they were treated in the streets.

Just recently, members of Orlando’s civilian police oversight board agreed with the Police Department’s decision to discipline an officer who kicked a 13-year old boy in the chest during an arrest. It has been discovered by another officer’s body camera that the 13-year old boy was in a “position of submission” when the officer kicked him.

They also agreed to discipline another officer, who failed to turn on his body camera during a shooting one month later.

There is a fundamental problem in the Orlando Police Department that started with Mayor Dryer and continued with Chief Mina. There are still some issues that exist with the current chief, Orlando Rolón, whose performance can’t really be judged because he has only been on the job for five months.

Many of the officers don’t care how people of color are treated; therefore, it is time for a change at the top with Mayor Dyer. For 16 years, there has been lies and cover ups, and the dirt is so deep, it is time to clean house.

When only less than 20% of the registered voters vote in an election, it is time for the people to let their voices be heard, and vote. The silence from the residents in Orlando is appalling, and it is time to put pressure on Mayor Buddy Dyer and now Sheriff John Mina.

No one really knows how many ongoing lawsuits exist against Dyer and Mina, because everything is swept under the rug. Millions of tax dollars are being used to settle lawsuits, which could be used to improve our communities and the local transit system.

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Thursday, June 20, 2019

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Features

Chase Center - The New Home of the Golden State Warriors

A wide view of how the Chase Center will look. (courtesy photo)

By Cameron Buford whatsgoodinsports.com The Golden State Warriors played their final game at Oracle Arena having lost in the NBA Finals to the Toronto Raptors last week. Even though the season for the Warriors ended on a sober note with their unexpected injuries, they will have a brand new home to rehab and reconstruct their team into championship form. As the new Chase Center will be wrapping up construction a month or so prior to the Golden State Warriors 2019/ 2020 season.

The Warriors are privately financing the new Chase Center and quickly named MANICA as lead architect.

Kendall Heaton serves as the architect of record and Gensler as the interior architect. As the centerpiece of this sports and entertainment district, it is expected that Chase Center will generate more than $29 million which will be repurposed for infrastructure improvements and expanded transit service for the neighborhood, at the outset of the project. Additionally, it’s expected to generate more than $14 million each year in new tax revenues to San Francisco.

This 18,064 seat arena will feature two office buildings of 580,000 sq. ft. and 11 floors. The fans and visitors will have access to 3.2 acres of public plazas and set to include a brand-new, 5.5-acre public park on the waterfront, across from the arena. Along with a couple dozen specialized retail stores littered throughout this new destination location.

Located in what will be soon known as ”Thrive City,” Chase Center will play host to just about 200 events a year.

Metalica and the San Francisco Symphony will be the first to perform at this new entertainment center. Other events will include cultural events, family shows, convention activities all centered around around Golden State Warriors basketball of course.

Chase Center is also expected to be a transit hub, with a Muni Metro stop right at its doorstep, easy connections to BART and Caltrain stations within walking distance.

I am told fans and visitors will have easy commute from

An Aerial view of Chase Center. (courtesy photo)

downtown and eastern neighborhoods. New bicycle paths, along with 300 permanent bike valet spaces, will make Chase Center one of the most bike-friendly venues in the nation. With under 1000 available on site parking spots, people will be encourage to take mass transportation to the venue.

Unlike any current structure in professional sports, Chase Center will launch the Chase Center Membership program. Fans will be fully refunded the amount of their membership cost after a 30 year membership term.

Memberships allow fans to purchase Golden State Warriors season tickets in Chase Center, plus receive additional benefits.

Chase Center will feature one ring of suites, 44 in total, which will bring the upper bowl closer to the action.

Chase Center will also feature 32 courtside lounges and 60 theater boxes, with the theater boxes sitting on top of the ring of suites on the sidelines of the arena. Chase Center will also be anchored by two large lobbies accessible to all levels of tickets with wide, spacious concourses throughout the venue. Ticketed fans will have access to the Sky Bar, a restaurant and bar with views into the bowl located at the North end of the upper level.

A unique bridge will connect the upper concourses providing fans with a view to the game directly from the walkway. Additionally, Chase Center will feature an optimized lower bowl seating capacity to bring as many fans as close to the game action as possible. This facility will also have a center gantry rigging system providing convenient retractable scoreboard and arena speaker arrays.

With yet more restaurants and bars to be announced, the list participates is growing, though below is a list of the restaurants which are schedules to be place on opening night; • High-Energy Food Hall by Chef Michael Mina • b8ta

A inside concert view of Chase Center. (courtesy photo)

• Belly & Sweet Belly • Chase • Dumpling Time • Gott’s Roadside • Nachoria • Mission Bay Wine Bar at Thrive City • Warriors Shop Chase Center will feature “only in the Bay Area” food & beverage experiences through a unique partnership with

Bon Appétit and Levy Restaurants including Oakland’s Bakesale Betty, San Francisco’s Tacolicious, Sam’s Chowder House of Half Moon Bay, the exclusive Hot Dog Bill’s Burger Dog, Tony’s Pizza, and Big Nate’s BBQ. In addition, La Cocina and Old Skool Café will have specific outlets within Chase Center, along with three additional restaurants and five specialty vendors (Sarap Shop, Omakase Restaurant Group, Chef BOUG, CC Made, Earl’s Brittle, Yvonne’s Southern Sweets, Sugar & Spun and Five Dot Ranch) are each expected to satisfy the taste buds of their multitude of fans and visitors.

The Warriors first preseason game will be held at Chase Center on Saturday, October 5, 2019 against the Los Angeles Lakers. Metallica and the Symphony will re-unite together with a special appearance by the San Francisco Symphony as the inaugural event at Chase Center on Friday, September 6, 2019, celebrating the 20th anniversary of their Grammy Award-Winning “Symphony and Metallica” (S&M) album. Listed below is event Chase Center has recently announced; • S&M2 – September 6, 2019 • Dave Matthews Band – September 10, 2019 • Eric Clapton – September 11, 2019 • Bon Iver – September 12, 2019 • Elton John – September 13, 2019 • John Mayer – September 16, 2019 • Janet Jackson – September 21, 2019 • Eric Church – September 28, 2019 • Warriors vs. Lakers Preseason Game – October 5, 2019 • The Jonas Brothers – October 8, 2019 • The Who – October 9, 2019 • Logic – October 13, 2019 • Phil Collins – October 17, 2019 • Sara Bareilles – October 26, 2019 • The Black Keys – November 20, 2019 • Cher - November 21, 2019 • Bad Bunny – November 24, 2019 • The Chainsmokers – November 29, 2019 • Andrea Bocelli and the San Francisco Symphony & Chorus – December 5, 2019 • Trevor Noah – December 7, 2019 • Celine Dion - April 11, 2020 • WWE Monday Night Raw and Smackdown Live – TBD Public Date I was pleased to be invited to walk through the LEED Gold Certified Chase Center. It was promoted that they were over 85% complete on the project schedule, however my construction experience tells me they were closer to 75% complete and they would have crew working around the clock to meet their required background. Enjoy the attached video which allows you to gauge the progress as of June 6. Please let me know you thoughts on Chase Center by reaching out to me @whatsgoodnsport on Twitter or by commenting in the comment sections of this article on www.whatsgoodinsports.com.

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THE VALLEY’S NEWS OBSERVER

Thursday, June 20, 2019

Sports

Dodgers Hold on to NL West Lead

By Earl Heath Contributing Sports Writer The Los Angeles Dodgers went 6-4 in the last 10 games (at Press time). During the stretch the Men in Blue took 2 of 3 games from San Francisco. Corey Seager went three of four following intentional walks to Cody Bellinger.

He also had four RBI’s in a 7-2 win.

“The situation called for it,” said Seager. “What he’s been doing called for it. It’s a baseball move. It puts some guys on for you, which can be a big situation for you and lock you back in. It’s nice to have guys on and you understand the move.”

The win preceded a 1-0 victory in the final game of the series as Max Muncy launched into McCovey Cove a homer off Giant pitcher Madison Bumgarner. It was a firey moment as the two exchanged words as Muncy rounded the bases.

The Dodger then suffered a two game sweep in the Battle For Los Angeles by identical scores of 5-3. In game one Trout hit a tying two-run homer in the seventh, and Shohei Ohtani slid home from third with the go-ahead run in the eighth inning of the Angels’ win. In the second game, Ohtani started off a five-run rally with a home run and that help lead to the sweep.

The Dodgers returned to Dodger Stadium to take three of four from the Cubs. Cody Bellinger help get the Dodgers going with a pair of homeruns and Max Muncy and David Freese each hit two run blast in a 7-3 Dodger win. The Cubs Jon Lester gave up three homeruns and Dodger ace Clayton Kershaw (6-1) gave up two along with seven hits in six innings of work, while striking out eight.

“Its not great but I can live with it, “ said Kershaw.

Julio Urias earned the save after going three innings.

In the final game of the series. Russel Martin singled in the go-ahead run in the eighth inning and rookie Alex Verdogo Came up the a diving catch to end the game to help give the Dodgers a 3-2 win Verdugo has also hit the longest home run at the stadium this season (427 feet) .

L.A. his tied with Houston (48-25 ) [at press time] for the Best record in baseball.

Through All June

Alex Verdugo has hit the longest home run at Dodger Stadium (427 ft) this year. (courtesy photo)

DODGER NOTES: The Dodgers have a 10 game lead over Arizona and Colorado in the NL West...Cody Bellinger is the N.L.All-Star Leading Vote getter…SS Cory Seager went on the DL with a hamstring injury.Hyun- Jin hasn’t allowed an earn run at home since April 26. He is also 6-0 at Dodger Stadium with an .087 ERA.

The NBA Off-Season

LeBron James and Anthony Davis matched up in a game this past NBA Season. The two will now be teammates in Los Angeles for the Lakers. CBS Sports courtesy photo)

By Cameron Buford whatsgoodinsports.com It’s pretty much common knowledge that the NBA is Fantastic! It just may be possible that the NBA OffSeason is just as fun and interesting as the regular season for basketball fans. Less than 2 weeks after crowning a New Champion the NBA will introduce a new crop of talent to their fans across the nation in their upcoming NBA Draft.

A few short days later that the league will begin their Free Agency period, which has already sent the NBA into a frenzy. In stunning fashion the Toronto Raptors have won their first NBA Championship in franchise history. Led by Former NBA Finals MVP Kawhi Leonard, the Toronto Raptors earned their championship by beating the team which has been in the NBA Finals each of the past five seasons and won the past 2 NBA Finals Championships.

Though basketball was invented by James Naismith, in Canada, this is the first time the NBA Championship trophy has been awarded to a team from outside the United States. Nigerian born Masai Ujiri was the architect of this team which has been comprised of players from Cameroon, Congo, Spain, Taiwanese and the United States. This unique collection of talent which has won the NBA Championship has been the only team ever to take the Larry O’Brien Trophy outside the United States. Just a few short days after the Toronto Raptors won their NBA Championship for their fans in Canada. The NBA will be having their annual NBA draft. Not only will this draft immediately changes the lives of these players drafted, the teams drafting players are counting on these young men to change the fortunes of their teams in the very near future.

As with every year, the NBA draft is loaded with potential

and possibilities of hope and this year’s draft is no different.

Headlined by Zion Williamson, one of the biggest YouTube phenomenon’s the league has seen. Just as expected the NBA Free Agency has begun; before it actually begun.

The way the season ended caused for much speculation about the upcoming Free Agency period. Would Kevin Durant return the Warriors, what about sharp shooter Klay Thompson? Or will the NBA Finals MVP Kawhi Leonard return to the Toronto Raptors? For several weeks now, or months I should say, we’ve heard rumors about Anthony Davis and his trade demands. Well, before the Raptors even had a chance to celebrate their championship, the Los Angeles Lakers and the New Orleans Pelicans agreed upon a deal which would send Davis to the Lakers, once the season officially opens in July.

With their annual draft coming up this week, teams will have a couple months to fill out their rosters in preparation for the upcoming season. Many teams, besides the concerns I mentioned earlier, will have to address the personnel concerns over the coming months. How they respond will be the interesting portion.

Though the regular could be shorten, the NBA remains packed with excitement even as the season ends. Before a champion was crowned the NBA off season speculation begins. We then begin to see the development of these teams through their drafting and free agency acquisitions.

Please let me know your thoughts on the NBA off season by reaching out to us on @whatsgoodinsports on twitter or by commenting in the comment section of this article on www.whatsgoodinsports.com.

Thursday, June 20, 2019

THE VALLEY’S NEWS OBSERVER A5

Entertainment

Missy Elliott Gets Inducted Into Songwriters Hall of Fame

By MESFIN FEKADU AP Music Writer NEW YORK (AP) – Missy Elliott, the creative mastermind who has written hit songs for a number of female acts and created camaraderie among women in the music industry for more than two decades, felt the love back from her musical sisters as she became the first female rapper inducted into the Songwriters Hall of Fame.

During a performance, breakthrough singer-rapper Lizzo brought Elliott's colorful and eccentric music videos to life in an ensemble similar to what Elliott sported in the late `90s _ the finger wave hairdo included. Da Brat, fiery as ever, joined Lizzo onstage for “Sock It 2 Me” in New York on Thursday night.

Queen Latifah, a Grammy, Emmy and Golden Globe winner, inducted Elliott with kind words as she paid homage to their long-lasting friendship. And even former first lady Michelle Obama took her turn to say how much of a Missy Elliott fan she is.

“Missy, I want to thank you for all of your trailblazing ways,” Obama said in a taped video that aired during the event. “Thank you not for just sharing your gift with the world, but for being an advocate for so many people out there, especially young girls who are still figuring out how to make their voices heard.”

It all brought Elliott to tears: Near the end of her 10-minute speech, the Grammy winner broke down after telling funny and deep stories about how her creative mind worked as a child.

“I am thankful,” she said, pausing for a few seconds.

“Every time I come up to a podium ... even with all the work that I've done, I don't know, and I'm assuming it's just God, I don't know why I am here,” she said with tears in her eyes as the audience erupted with cheers and applause. “I want to say one thing to the writers, to the upcoming writers, `Do not give up.' We all go through writer's block. Sometimes you just have to walk away from a record and come back to it. But don't give up because I'm standing here. And this is big for hip-hop, too.”

Elliott is just the third rapper to enter into the Songwriters Hall, following Jay-Z and Jermaine Dupri's inductions in 2017 and 2018, respectively. While she's written her own hit songs _ from “Get Ur Freak On” to “Work It” to “Lose Control” _ Elliott has also lent her writing skills to others _ specifically girl groups and pop and R&B soloists, including the late icon Aaliyah, Beyonce, Whitney Houston, Monica, Mariah Carey, Janet Jackson, Mary J. Blige, Ariana Grande, Destiny's Child, Fantasia, Jazmine Sullivan, SWV, Total, 702, Mya, Tweet and others.

Elliott entered the 2019 class alongside heavyweights in the music industry, including legendary British singer Cat Stevens and country-folk icon John Prine.

“I love songwriting. I love to paint myself into a corner and have to write my way out of it,” said Prine, who performed onstage with Bonnie Raitt. “And when I co-write I always try to pick out a really good restaurant, so if things ain't happening in the first 30 minutes, just go: `Hey man, let's go get some lunch.”'

Cat Stevens, who converted to Islam and now goes by Yusuf/Cat Stevens, said as his life took several journeys, so did his songwriting.

“My first search was for wealth and success but then I was dragged underground after the first battle with fame and the demands of the music business. I was hospitalized with a thing called TB, but that was a great opening for me, a great chance, and that's when my real journey started,” he said. “And that journey was to do a search for meaning, so that kind of defined, I think, my main contribution to being a songwriter.”

Songwriters are eligible for induction after writing hit songs for at least 20 years. Other inductees were Jack Tempchin, who co-wrote songs for the Eagles and Glenn Frey's solo albums; Dallas Austin, the songwriter behind radio hits for TLC, Monica, Pink, Boyz II Men and Madonna; and Tom T. Hall, who Johnny Cash called his “alltime favorite songwriter.” Hall didn't attend the 50th annual induction ceremony but taped an acceptance speech.

Missy Elliott

Sara Bareilles, who was honored at last year's ceremony, stole the show Thursday when she beautifully sang her hit “Brave.” She was on piano while Jack Antonoff, the song's co-writer, assisted on guitar. They gave Martin Bandier, who stepped down as CEO and chairman of Sony/ ATV Music Publishing this year, the Visionary Leadership Award.

Pop singer Halsey performed and earned the Hal David Starlight Award, while Oscar winner Carole Bayer Sag-

er _ who was inducted into the Songwriters Hall in 1987 _ received the Johnny Mercer Award and sang with Patti LaBelle onstage. The president and CEO of the Songwriters Hall of Fame, Linda Moran, earned the Champion Award.

Justin Timberlake received the Contemporary Icon Award and closed the multi-hour event with a performance, singing “New York, New York” and then going into his own hits that he had a hand in writing, including “My Love” and “Cry Me a River.”

The Newcomers Behind ‘The Love Your Neighbor? Last Black Man in San Francisco’ Not in Louise Candlish’s Novel

By LINDSEY BAHR AP Film Writer LOS ANGELES (AP) _ It's an unusually chilly and overcast Sunday in Los Angeles when the San Francisco filmmaking team and longtime friends Jimmie Fails and Joe Talbot meet for a rooftop brunch a few days after their hometown premiere of “The Last Black Man in San Francisco.”

“It's like it knew we were coming,” Fails laughed. Despite the knit cap on his head, the T-shirt clad writer and star clearly wasn't expecting the gloomy weather. Thankfully Talbot was there to save the day, offering his friend his grandmother's houndstooth jacket off his back, which Fails ended up wearing as a blanket after attempting to squeeze his arms into the small coat.

But the Northern California chill was perhaps the ideal setting. After all, “The Last Black Man in San Francisco” isn't exactly a 72 and sunny kind of movie.

It's a beautiful, poetic story about family, gentrification and the meaning of home and ownership from the

minds of two total newcomers that has captivated the film world. Now playing in limited release, “The Last Black Man in San Francisco” is expanding this weekend and next.

The film is the culmination of over five years of work for Fails, 24, and Talbot, 28, who met as teens in the public park that separated their neighborhood, discovered a shared love of film and filmmaking and “haven't stopped talking since.”

But while both knew they wanted to make films, they didn't have any useful or current connections (Talbot's grandfather, Lyle Talbot, was a B-movie actor in the `30s and `40s, and, later the films of Ed Wood). Neither went to film school. Fails left college after his first year, Talbot dropped out of high school and the San Francisco filmmaking scene wasn't as vibrant or accommodating to indie newcomers as it had been in the past. In an attempt to get some sort of advice, Talbot cold-emailed filmmaker Barry Jenkins, who at the time had only made “Medicine for

By OLINE H. COGDILL Associated Press “Those People” by Louise Candlish (Berkley) Oh, those people_those boorish, inconsiderate people who move into a nice, quiet neighborhood and have no respect for those who live there or the camaraderie built up through the years.

Those people play their music_thrash metal, no less_at top levels all hours of the night, when their TV isn't blaring, while doing loud construction work round the clock.

It's enough to make peaceful, rational people contemplate murder as they do in Louise Candlish's highly entertaining “Those People.”

London's Lowland Way is more than a lovely, serene place to live. It's nearly idyllic and fodder for newspaper features. The residents here watch out for each other, mind everyone's children and dogs, and are courteous of their differences. They take pride in their homes. The neighborhood even won an award for its “Play Out Sunday” program in which the street is closed so children can safely play.

Ralph Morgan and his wife, Naomi, are the neighborhood leaders. His brother, Finn, and his wife, Tessa, live next door. Across the street is Sissy Watkins, who runs a quiet bed and breakfast while nearby are Anthony “Ant” Kendall, his wife, Em, and their baby, Sam. Then Darren Booth and his partner, Jodie, move in, upending the neighborhood with their thoughtlessness, even operating an illegal used car sales lot in this residential area.

Candlish forcefully builds the tension in “Those People” until it reaches a crescendo that is as frightening as it is believable. It's understandable that these people might crack under the strain of the emotional turmoil that Darren wreaks on his new neighbors. Supposedly strong marriages begin to fray; unshakeable friendships unravel and each character is forced to examine their own morality. Yet at no time does Candlish condone the violence that erupts.

“Those People” skillfully avoids plotting cliches as Candlish's second novel doesn't take the easy way out.

Domestic thrillers have emerged as one of the hottest trends in the mystery genre and, as she did in her debut “Our House,” Candlish knows how to turn everyday situations sinister.

Rapper T.I. and Atlanta Church Work to End Mass Imprisonment ATLANTA (AP) – Music artist T.I. is lending his voice to a project involving the late Martin Luther King Jr.'s home church in Atlanta.

Ebenezer Baptist Church plans a three-day conference at the historic church in Atlanta to address mass incarcerations.

The Rev. Raphael Warnock said in a statement that the End Mass Incarceration Conference will run Monday through Wednesday at the church.

Warnock said goals of the conference include helping communities to fight the rise of the prison industrial complex in the United States and systems that unfairly imprison people of color.

Ebenezer said T.I. will be participating in helping to bail out of jail dozens of poor and working-class citizens in the Atlanta area.

Jonathan Majors and Jimmie Fails in ‘The Last Black Man in San Francsco.’ Photo by Peter Prato, Courtesy of A24

Melancholy,” asking for advice on how to start.

Jenkins told them what he knew _ yes, you need a script _ and even gave them notes before he headed off to make “some movie in Florida” that would turn out to be best picture winner “Moonlight.”

So Fails wrote a script based on his own experiences with losing his grandfather's Victorian home in The Fillmore district, which he would continue to visit frequently even though it no longer belonged to his family. They made a concept trailer, did a Kickstarter campaign and even got a short film directed by Talbot into the Sundance Film Festival. That's where things started to get real. It was in Park City, Utah, that they met with Brad Pitt's production company Plan B, who wanted to make “The Last Black Man in San Francisco.” Plan B also got the support of A24, who would help finance and distribute, and suddenly it was go-time with the very people who made “Moonlight” leading the way.

“For years and years we're working on it and refining it like, `Someone give us a chance! Someone give us a chance!' And then they go, OK, and we're like, `Wait are we ready? I don't know if we're ready yet,”' Talbot said.

“It's the hardest city in the country to film in. It used to be a very film friendly city, but it's just gotten hard, especially for an ambitious indie like ours.”

But they were more ready than they realized. Talbot would direct, and Fails would star as his own alter-ego, also named Jimmie Fails. They had most of their crew in place too: A lot of San Francisco friends they'd worked with before who knew the city and were ready to commit as fully as Talbot and Fails to this passion project. For Jimmie's best friend, Mont, they found actor Jonathan Majors _ another revelation who is just starting to make a name for himself in the business.

“I was the last piece to kind of come in,” Majors said, who was still able to weigh in on and tweak his character.

“The collaboration was beautiful. We're rallying behind humanity in this piece, you know, and it's deep...This is man versus society and it's a heavy role to play.”

They also got San Francisco-native Danny Glover to the role of Mont's blind grandfather.

“It was important to get as many San Franciscans as we could,” Fails said. “We're doing this for the city. We don't want it to feel inauthentic.”

The response from the local community has already been more than they could have imagined. They've also already made quite an impact in Hollywood, with both having signed with power agency CAA. But at the moment, they're just thinking about this film they made together.

And both are still riding high from the San Francisco premiere at The Castro.

“That was one of the best nights ever in San Francisco,” Fails said. “They say it's 6% natives left and I feel like they were all at the premiere.”

Talbot added: “We talk a lot about our fears of what San Francisco is becoming. And to have that event at this old cinema palace that we all grew up going to and see packed to the brim with almost entirely natives all in one space felt like a celebration of San Francisco in a way that left us both feeling inspired for the future of the city.”

Woods Posts 1st Round Under Par at US Open in 7 Years

By JOSH DUBOW AP Sports Writer PEBBLE BEACH, Calif. (AP) _ Tiger Woods slammed his club, kicked at the sand and cursed at himself as several shots from the tee and bunker went awry on the back nine at Pebble Beach.

Thanks to some clutch putting and sound strategy, Woods managed to prevent any of those mistakes from turning into bogeys and finished under par in a round at the U.S. Open for the first time in seven years. Woods finished with 11 straight pars for a 1-under 70 on Thursday, leaving him five shots behind leader Justin Rose.

“It’s typical Pebble Beach where the first seven holes you can get it going, and then after that you’re kind of fighting and kind of hanging on,” Woods said. “I kind of proved that today. I had it going early and had to fight off through the middle part of the round and hung in there with pars. Very pleased to shoot under par today.”

Woods had his only birdies on the front nine, connecting on the fourth, sixth and seventh holes where the course is easier than it is on the back nine. What prevented this from being better was the one hole Woods couldn’t save himself on.

Caught between clubs at the par-3 fifth, hit a 6-iron way left. The ball bounced on the cart path and went even farther away from the hole. He pitched it back through the green, chipped past the pin and missed a 10-footer for bogey.

“A terrible tee shot,” he said. “I was in between clubs.

I wasn’t committed to hit a 6-iron. I know from playing the practice rounds that I probably should hit 7 because I can hit it 15 yards short of the green, and there’s a little shelf there that will funnel the ball onto the front part of the green.

“And I hit a terrible shot, but the second shot was good. But the mistake was the third shot, and I hit it above the hole. And a simple little pitch shot, if I leave it 10 feet below the hole, easy shot, move on with the bogey.”

Woods erased that mistake with two straight birdies and then avoided any more bogeys by making sure any errant shots the rest of the way were left below the hole where the putts are much easier to convert.

Woods missed after shot far to the right on 13, dropping his club and cursing in frustration but managed to hit his third shot from short of the green to 5 feet and made par.

Then on the par-5 14th, Woods hit his second shot into the greenside bunker. His chip went into the rough on the other side, leading him to slam his club and kick the sand. He then he chipped it 30 feet past the hole but made that putt as well, leading to his biggest fist pump of the day.

Woods then made par on the final two holes after

ending up in the bunker to complete a round that included 11 one putts.

“It’s just fighting it out and grinding it out,” Woods said. “But I still say that it’s important to miss the ball in the correct spots. And, granted, I made a few putts today, but they were all uphill. Hitting the ball in the correct spots, if I happened to not feel comfortable with a number, dump the ball 30, 40 feet, move on about my business.”

Woods is a three-time winner at the U.S. Open. He won by a record 15 shots here in 2000, again two years later at Bethpage Black and then in a 19-hole playoff against Rocco Mediate in 2008 at Torrey Pines.

He had top 10 finishes the next two years, including a tie for fourth at Pebble Beach in 2010, but has had little success at this tournament of late. Since shooting an opening-round 69 in 2012 at Olympic Club, Woods had failed to break par in 11 straight rounds heading into this year’s tournament.

He missed three of the past five U.S. Opens with injuries and missed the cut the last two times he played in 2015 and `18.

But after ending a more than decade-long drought by winning his 15th career major at the Masters earlier this year, Woods hopes to get back in contention at a course he has enjoyed success at in the past.

A6

THE VALLEY’S NEWS OBSERVER

Thursday, June 20, 2019

Local

Can a Bill with Very Little Teeth Stop the Loan Sharks Profiting on High Interest Car, Payday and Other Personal Loans?

By Manny Otiko California Black Media In 2009, LaHaven Criner badly needed some extra cash.

The Sacramento radio personality and insurance agent, who is 39 now, said his wife was a full-time student at the time and he was the only bread winner. Plus, he made some bad financial decisions before that, trying to live above his means. His credit rating would not have scored him a traditional low-interest bank, credit union or credit card loan.

“I ended up taking out six $250 payday loans from Check Go Loans and California Check Cashing – one after the other to pay off the last one - - and each one of them had really high interest rates and built-in fees and penalties,” he said.

Soon, Criner found himself caught in cruel cycle of back-to-back due dates, unaffordable late fees and threatening phone calls from aggressive bill collectors.

Luckily, he said, he came across Cash Net Loans USA. That company consolidated all six debts into a single $3,000 loan that covered all the principals he owed plus the fees they had accrued.

In the end, he paid Cash Net Loans USA a whopping $7,000 for the $3,000 he originally borrowed.

Although he shelled out more than 100 percent in interest and fees, Criner says he is still happy Cash Net came through for him when he was in a terrible bind.

He hopes, though, that he never finds himself in an emergency again that forces him to borrow cash at such high interest rates.

Some lawmakers in Sacramento want to protect Californians like Criner by limiting how much lenders can charge in interest.

Also known as the California Financing Law, the bill would cap the interest on consumer loans ranging from $2,500 - $10,000 to 36 percent plus the federal funds rate.

Two weeks ago, the Assembly passed AB 539 with a 60-4 margin. Sixteen members did not vote. It has now

moved to the state Senate for debate and is scheduled to be heard Wednesday, June 26.

“This piece of legislation is about tackling one of the hardest issues this state has had to tackle,” said Assemblymember Monique Limon (D-Santa Barbara) at a rally in support of the bill at the Capitol last week.

She stood with a group of interfaith leaders and other supporters of the legislation, including Californians who had been burnt by predatory loans.

Limon says the bill would not end poverty in the state but it would send strong message to lenders. She says one in every three people who borrows high interest loans defaults on them.

“They are targeting poor people. People who are working paycheck to paycheck – more month than there is money,” said the Reverend Shane Scott, pastor of Macedonia Baptist Church in Watts and a supporter of AB 539. “Its like getting on a ship with pre-drilled holes in it.”

Although a sweeping majority of legislators voted for the bill, there are many outside of the Capitol opposing it.

Critics say the bill would only place restrictions on interest rates tagged to the principal of the loan, leaving borrowers open to charging for other add-on products like insurance or hidden fees.

Each year about 10 million borrowers in the United States take loans ranging from $100 to $10,000 from subprime loan or “consumer loan” companies. They end up paying back a total of about $10 billion, according to Pew Charitable Trusts, a non-profit dedicated to improving public policy. The same report reveals that the five largest lenders reported earning $450 million in one year just from insurance, fees and other products associated with money borrowed – not counting the principals.

Alice Huffman, president of the California-Hawaii NAACP, said the legislation could hurt African Americans in particular because many Blacks who borrow money in emergencies are struggling financially.

“The rate cap proposed by AB 539 would simply push responsible, licensed companies out of the market, and would leave millions of people without the loan options they need and deserve,” said Huffman in an Our Weekly editorial.

California has the highest poverty rate in the United States at about 19 percent. That number accounts for about 7.5 million people. When the high cost of living in the state is factored in, that number more than doubles to about 20 percent, which is nearly half of the state’s 39-million-plus population, according to the U.S. Census Bureau.

More than half of Black Californians live in census tracts of the state with the highest poverty levels.

“Californians deserve real access to capital, not exploitative loans that trap them in perpetual payments and compounding debt,” said Grayson, one of the coauthors of the bill. “We must do more to protect financially vulnerable, hardworking families from predatory lenders who profit off their devastation.”

In California, licensed lenders approve about 350,000 high interest loans every year. About a third of them have interest rates that exceed 100 percent, according to the California Department of Business Oversight.

Grayson, along with Assemblymembers Lorena Gonazalez (D-San Diego) and Limon first introduced AB 539 in February.

Roger Salazar, a spokesperson for a coalition of loan companies operating in the state says a last-minute deal the bill sponsors cut with lenders that specialize in insurance and other ancillary products would favor some finance companies while locking out others.

“Not only does AB 539 cut off access to credit for millions of non-prime Californians,” he said. “It does so by attempting to create a monopoly for three legislatively favored companies that engage in deceptive, predatory practices. If we want to be serious about protecting consumers, then we must protect access to safe, transparent

loans for all Californians.”

In California, the back-and-forth about predatory loans echoes a long-running national conversation about consumer financial protection that has been one of the hallmark issues of presidential candidate and U.S. Sen. Elizabeth Warren (D-Mass.), for example, and championed by others like Pres. Barack Obama. The debates generally

wrestle with finding a balance between fair business profits and providing a sliding scale of access to loans and some legal cover for borrowers. Those conversations, mostly focused on the tug between government controls and the guarantees of the free market, always expose one thing: the need for more financial literacy, especially for the most vulnerable Americans.

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