41103_AMERICAN DREAM_Arlington Downs Residential, Phase II_41531_PAM GOLDING DETAIL

BECOME A UNITED STATES CITIZEN

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TABLE OF CONTENTS Welcome Letter by Stuart Ferguson

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Why the USA?

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Benefits of USA Residency

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Freedom of Movement with your USA Passport

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Why the EB-5 Program?

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Why Arlington, Illinois?

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Why Invest in an Arlington, Illinois Based Project?

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Featured Project - Arlington Downs Residential, Phase II

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ADR II Budget

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Capital Stack

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Arlington Downs Residential, Phase II Development Team

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Development Experience: CA Ventures

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Development Experience: American Dream

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American Dream Development Team

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CA Residential Development Team

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Springbank Development Team

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Frequently Asked Questions

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WELCOME TO AMERICAN DREAM: A USA IMMIGRANT INVESTOR EB-5 PROGRAM Dear Potential Investor, I am privileged to introduce you to an incredible and unique opportunity for obtaining permanent residency status in the USA through American Dream. We are honoured to represent you with this endeavour to reside and take advantage of a world of endless opportunities.

Applying for USA residency through American Dream has numerous benefits: • An EB-5 investment is your direct route to a Green Card, which provides permanent residence in the USA. • Investors have the opportunity to sponsor a spouse and unmarried children (under the age of 21) through Green Card Investment.

• As a Green Card holder, your children will be able to take advantage of in-state tuition rates, grants and scholarships.

• You and your family are not required to live in the area of your investment and may live or work anywhere in the USA. • One of the benefits of the EB-5 Visa Investor category is the fact that there are no backlogs.

• As an investor, you are not required to actively manage your investment on a daily basis, which gives you the freedom to explore other business interests.

Throughout the EB-5 process, our team of professionals at American Dream will work diligently to provide assistance at various stages of the application to ensure your transition is a successful one. We are committed to your success and confident that your path to the USA will be a rewarding and exciting process.

Please accept our invitation to begin this incredible journey to the USA by contacting American Dream on: Tel: +27 11 483 1182 or visit our website www.americandream-eb5.com to register and receive additional information.

Sincerely yours,

American Dream CEO

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WHY THE USA? As the world’s only Superpower and biggest economy by a huge margin, the USA offers residents a wide range of endless possibilities and experiences.

Unrivalled in terms of prosperity, personal freedoms and success, the USA is a country built on pride and progress.

The only limits residents may face in the USA are their own personal ambitions. In essence, “The American Dream” is the potential to accomplish almost anything you set your mind to.

MEDICAL: While the USA healthcare system remains largely wedded to a general hospital model, clusters of specialty treatment centres can be found in vibrant regions, where academics, research and clinical care come together to form a powerful whole. The USA health care system is one of the largest and most complex in the entire world with the total health care spend estimated to well over $2.5 trillion per year.

BENEFITS OF USA RESIDENCY BUSINESS: An economic powerhouse, the USA is unquestionably one of the most prominent business players in the world.

Offering the largest consumer market with a GDP of $18 trillion, it is easy to understand why the USA is consistently ranked among the best, internationally, for its overall competitiveness and ease of doing business.

EDUCATION: With free public K-12 education and one of the most advanced college and university networks in the world, the USA education system is the foundation of the competitive and skilled workforce. Over 40% of USA adults have completed a level of education beyond high school, contributing to the high levels of innovation in businesses and production lines.

INNOVATION: The USA is a world leader in research and development and registers more international patents than any other country. While today’s innovators are certainly protected by a hardy intellectual property protection framework, the innovators of tomorrow are nurtured and motivated at leading universities and incubators across the nation.

Companies of all sizes certainly help make innovation in the USA a global enterprise, benefiting from and contributing to a flourishing ecosystem and economy.

DIVERSITY: Founded on the fundamental principle of equality, the USA is a multicultural mix of diverse cultures, ethnicities, religions and races. With the world constantly globalising, individualism is certainly strength. Nowhere can this strength be harnessed more than in the USA, which is home to an estimate of 307 million people from an array of ethnic and cultural backgrounds. Immigration from every corner of the world has assured the unique cultural diversity of the USA, molding it into what it is today.

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DOWNTOWN CHICAGO

By participating in our EB-5 program, you, as a potential permanent USA resident, enjoy limitless advantages, including: • The opportunity to become a full USA citizen in just five years.

• Safety for your immediate family including dependent children under the ages of 21, who will all have the opportunity to obtain a Green Card through this investment.

• Access to impeccable education, medical facilities, and social programs at the same cost as a USA citizen.

• Take advantage of a cost of living which is lower than most large industrial nations.

• The opportunity to live, work, study or build a business anywhere in the USA.

LAGUNA BEACH, CALIFORNIA

STATUE OF LIBERTY

LOS ANGELES, CALIFORNIA

BAY BRIDGE, SAN FRANCISCO

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FREEDOM OF MOVEMENT WITH YOUR USA PASSPORT As a USA citizen and Green Card holder, you are eligible for a USA passport and are free to travel abroad to over 160 countries as often as you would like.

Albania

Cayman Islands

France (incl. Monaco)

Andorra

Chile

French Guiana

Anguilla

Colombia

French Polynesia

Antigua & Barbuda

Comoros Islands

Argentina

Costa Rica

French Antilles/Caribbean/ West Indies

Antarctica

Cook Islands

Armenia

Cote d’Ivoire (Ivory Coast)

Aruba

Croatia

Austria

Cuba

Azerbaijan

Cyprus & Northern Cyprus

Bahamas

Czech Republic

Bahrain Bali (Indonesia)

Denmark (including Faroe Islands & Greenland)

Barbados

Djibouti

Belgium

Dominica

Belize

Dominican Republic

Bermuda

Ecuador

Bolivia

Egypt

Bosnia & Herzegovina

El Salvador

Botswana

Equatorial Guinea

British Virgin Islands

Eritrea

Brunei Darussalam

Ethiopia

Bulgaria

Faroe Islands

Cambodia

Fiji

Canada

Finland

Georgia Germany Gibraltar Greece Greenland Grenada Guam Guatemala Guyana Haiti Honduras Hong Kong Hungary Iceland Indonesia Ireland Israel Italy (including San Marino) Jamaica Japan Jordan

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US IMMIGRANT INVESTOR EB-5 PROGRAM

Korea (South)

Nicaragua

Sweden

Kosovo

Niue

Switzerland

Kuwait

Norway

Taiwan

Kyrgyzstan

Oman

Tanzania

Laos (Lao People’s Democratic Republic)

Palau

Thailand

Panama

Timor Leste (East Timor)

Peru

Togo

Philippines

Tonga

Poland

Trinidad & Tobago

Portugal

Tunisia

Qatar

Turkey

Reunion Island

Turkish Republic of Northern Cyprus

Latvia Lebanon Lesotho Liechtenstein Lithuania Luxembourg Macau Macedonia Malawi Malaysia Malta Mariana Islands Marshall Islands Mauritius Mexico Micronesia Moldova Mongolia Montserrat Morocco Namibia Nepal Netherlands – Holland New Caledonia

Romania Rwanda Samoa (Western) Samoa (American) Senegal Serbia and Montenegro Seychelles Singapore Slovak Republic Slovenia Solomon Islands South Africa Spain Sri Lanka St. Kitts-Nevis St. Lucia

Turks & Caicos Islands Tuvalu Uganda Ukraine United Arab Emirates United Kingdom Uruguay Vanuatu Venezuela Vietnam Virgin Islands (USA) Virgin Islands (UK) Yemen Zambia Zimbabwe

St. Vincent and The Grenadines Swaziland

New Zealand US IMMIGRANT INVESTOR EB-5 PROGRAM

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1

INVEST

CREATE JOBS

GREEN CARD

WHY THE EB-5 PROGRAM? The EB-5 investor program provides a superior and permanent path into the USA. The economic and political security provided by the program and the ability to apply for an EB-5 visa immediately, make it an ideal program for those with financial means who desire USA permanent residency and a Green Card.

The EB-5 program is a phenomenal example of America’s modern approach of inviting foreign citizens to live and work in the USA freely. It gives smart, motivated individuals the opportunity to engage in projects that enhance USA communities while enjoying guaranteed ownership, increased security, property rights and protection of assets.

1 INVEST Invest through an EB-5 Project

The American Dream EB-5 Investment Program offers investors a fast and simple way to make a smart investment while acquiring a non-restrictive, Green Card and future USA citizenship for you and your immediate family.

The EB-5 investor visa is a mutually beneficial program for the USA economy, USA sponsors and foreign investors alike.

KEY ATTRIBUTES OF THE PROGRAM INCLUDE:

CREATE JOBS Each EB-5 investment must indirectly create a minimum of 10 jobs

The EB-5 Regional Center Program sets aside 3,000 Green Cards each year for foreigners who invest in designated regional centres.

In addition, the Regional Center program is one of the most flexible immigrant investor initiatives in the world. Its attributes include: • No language requirement; • No minimum education requirement; • No business or management experience requirement; • No quota backlog for the EB-5 investor category; • No sponsor needed (foreign investors use their own personal funds and do not require sponsorship from either an employer or a family member);

GREEN CARD Conditional Green Cards are issued for 2 years and thereafter converted to unconditional Green Cards which are valid for 10 years. The investor is eligible for USA Citizenship after maintaining a Green Card for 5 years

• Investment capital can come from a gift, inheritance, business ownership or any other lawful activity; • Investors are not required to manage their investment on a daily basis so they may pursue other professional and personal ventures.

Invest in our EB- 5 program and build a bright future for you and your family in the United States of America.

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FEATURED EB-5 PROJECT: ARLINGTON DOWNS RESIDENTIAL, PHASE II

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WHY ARLINGTON, ILLINOIS? Located in the densely populated suburb of Arlington Heights, this location offers strong demographics and a thriving economy.

Arlington Heights represents a compelling investment for the following reasons: Economic viability: Chicago is the economic engine of the Midwest and a global economic centre. Chicago has become a major business, distribution, transportation and financial centre for the country and is continuing to grow. The Village of Arlington Heights is a premier suburb of Chicago, located 25 miles northwest of the City. The Village population according to the 2010 census was 75,101, making it one of the most populous suburbs in Chicago.

Ideal Location: Not only is this project situated just a short commute from Chicago’s main business district but it is also positioned just outside of downtown Arlington Heights with grocers, retail, restaurants, banking, parks and public transportation all within a short drive. Arlington Heights is home to Arlington International Racecourse as well as a vibrant downtown community offering the “suburban urban” lifestyle renters look for outside of the urban core.

CHICAGO SKYLINE

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WELCOME TO ARLINGTON HEIGHTS

ARLINGTON HEIGHTS

ARLINGTON HEIGHTS

ARLINGTON PARK RACE TRACK

METRA TRAIN STATION

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FEATURED PROJECT: ARLINGTON DOWNS RESIDENTIAL, PHASE II WHY INVEST IN AN ARLINGTON HEIGHTS PROJECT? Arlington Heights offers great promise for investors: • One of the most populous suburbs in Chicago – it boasts over 75,101 people (2010 census).

• The downtown Arlington Heights commuter train station is located within a short drive of the subject site. The Metra station is the 5th busiest station in the Metra system outside of the downtown terminals.

• The City has experienced a labour force growth of 8.9% over the last 5 years.

• Arlington Downs Residential, Phase II’s location will appeal to a person in transition and with a very diverse renter profile. ie.

Moving locally or transferees

ARLINGTON DOWNS RESIDENTIAL, PHASE II Springbank Capital Advisors as the Sponsor (“Springbank”) and CA Residential as the Developer are offering the opportunity to invest in the Arlington Downs Residential, Phase II, a suburban “transit-orientated development” (TOD) located near the Arlington International Racecourse and the Metra train station. Springbank believes that this development, located in the densely populated suburb of Arlington Heights, represents a compelling investment for endless reasons. The Arlington Downs Residential, Phase II will be the second phase of a multi-phased redevelopment project approved by the Village and is only a 6 minute drive to the Metra train station serving Chicago’s CBD. Arlington Downs Residential, Phase II is situated along a corridor and in a submarket that has experienced little new rental apartment construction in recent years. Only within the last few years has a new product been completed in the Northwest Cook County submarket.

People who desire to live in the Arlington Heights/Schaumburg area had limited apartment options until very recently. Renters seeking a luxury apartment within close proximity of employment within Schaumburg would previously need to travel significant distances to find newly constructed , Class A rental apartments.

The Arlington Downs Residential, Phase II will be composed of approximately 263 residential housing units and supporting parking facilities, totalling to approximately 418,520 gross square feet.The development, composed of several different studio, 1-2- and 3-bedroom unit types, will also contain approximately 395 parking spaces.

CONFIDENTIAL INVESTMENT OPPORTUNITY Arlington Downs Residential, Phase II, Arlington Heights, IL

ADR II BUDGET

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CAPITAL STACK

TOTAL DEVELOPMENT CAPEX = $95,917,673 EB-5 $27,000,000

(54 MAX INVESTORS)

28%

SENIOR LOAN $55,000,000

NO. OF JOBS CREATED 732.5

57,5%

14,5%

SPONSOR EQUITY $13,917,673

EB-5 INVESTMENT CONTRIBUTION TO TOTAL CAPEX

EB-5 $27,000,000

(54 MAX INVESTORS)

28%

72%

$68,917,673

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ARLINGTON DOWNS RESIDENTIAL, PHASE II DEVELOPMENT TEAM The American Dream development team is comprised of industry experts with over 100 years of collective experience in real estate and investor management. Our team is completely committed to maintaining the best practice every step of the way.

ARLINGTON DOWNS RESIDENTIAL, PHASE II DEVELOPMENT AFFILIATES Co-founded by Roseveare Ltd and Randolph Street Capital LLC, American Dream are specialists in EB-5 Investments. Our dedicated team of EB-5 experts seek to identify and structure EB-5 projects that maximize the success of visa applications, while providing capital to qualifying development projects. Our teams combined developmental experience exceeds 100 years.

CA Ventures is a real estate investment holding company based in Chicago, with over 250 employees. Over the last decade CA Ventures has consistently demonstrated their ability to determine unique investment opportunities. The company’s current services include investment and acquisition support, development and renovation, equity and debt sourcing and asset management services.

CA Design Build offers a team of over 200 years of collective experience running and managing top real estate companies to plan, build and manage projects of all sizes, scopes and complexity levels – driving the project from vision to reality.

Our construction business provides a full suite of services including design-build, general contracting, construction management, project management, owner’s representation, preconstruction and consulting services.

CA Residential invests, acquires, develops, redevelops, and manages premier apartment communities in desirable, high barrier-to-entry urban markets, selected suburban markets and underserved niche markets, nationwide. Great care is taken to develop residential communities of the highest quality design, building materials, construction, and amenities in the most desirable locations. With our vast knowledge and extensive experience, we’re able to create a standard of living unlike any other.

While our investors yield above market returns, our discerning residents benefit from the latest in contemporary urban living.

Springbank has been at the forefront of some of the most innovative projects in the Chicago MSA including the development of One Arlington. Creating a highly transparent and efficient platform, Springbank provides investors with direct access to superior investment opportunities otherwise not made available to the broader market. Springbank will seek to deploy the majority of its capital in institutionalquality real estate with a focus on Transit Oriented Developments. Transit-Oriented Development, or TOD, is a type of community development that is anchored by simplified housing options and includes office, retail and/or other amenities integrated into a pedestrian-friendly neighborhood located within walking distance of a quality public transportation hub.

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DEVELOPMENT EXPERIENCE: CA VENTURES

CA Residential invests, acquires, develops, redevelops, and manages premier apartment communities in desirable, high barrier-to-entry urban markets, select suburban markets and underserved niche markets nationwide. Great care is taken to develop residential communities of the highest quality design, building materials, construction and amenities in the most desirable locations. With our vast knowledge and extensive experience, we’re able to create a standard of living unlike any other. While our investors yield above market returns, our discerning residents benefit from the latest in contemporary urban living.

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CA VENTURES HISTORY CA Student Living, Senior Living, Residential, International & Industrial.

’04: CA Ventures formed by Tom Scott targeting acquisition of student housing properties

’08: CA Ventures delivers first two in-fill, student housing high-rise development projects at University of Illinois; pioneering a new niche within the industry

’12: CA Ventures sells $627mm portfolio to ACC (largest student housing REIT) in second largest portfolio sale in the sector at the time

’14: CASL creates core JV with Principal+ opens 8 projects & acquires 2 properties

’13: CA Int’l Formed

2004

2008

2012

2014

CA Student Living CA Residential CA Senior Living CA International CA Industrial

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‘12: CA Senior Living & CA Residential are formed ‘13: CASL sells $325mm portfolio to Kayne Anderson

’16: CASL owns and operates 9.6k beds and a $1.3bn portfolio; 6.8k beds under development, making it the 6th largest owner/ operator in the country

2016

’17: CASL creates core / build-to-core JV with Quadreal, encompassing 10 properties and nearly 4,700 beds at its inception

’18: CA’s Randolph Street Capital JV opens Ho Chi Minh City office ’18: CAV–INT has 2 operating properties and 5 developments for 1,216 units

2017

2018

‘17: CASL sells $300mm portfolio to CPPIB and GIC ‘16: CA Senior Housing formalises JV relationship with Goldman Sachs ($375mm capital commitment)

’19: CA’s Randolph Street Capital JV and American Dream open Johannesburg office

2019

’18: CA Industrial is formed

‘18: CA Residential & CA Senior Housing have 1500+ units each in their portfolios

‘19: CA Residential launches Arlington Downs Residential, Phase II, One Winnetka and 210 N. Stetson

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DEVELOPMENT EXPERIENCE: AMERICAN DREAM BLOCK 40 The BLOCK 40 project, was an EB-5 real estate development project in Hollywood, Florida. It is located at the site of the historic Great Southern Hotel on Young Circle in the vibrant downtown Hollywood community. BLOCK 40 will be a 19-storey, mixed-use development consisting of 166 residential units, a 103-room hotel (Hilton Garden Inn) with a nationally recognised restaurant, 9,793 square feet of retail and office space, positioned in a desirable setting.

LIMITED AVAILABILITY PROJECT SPECS:

166

103

RESIDENTIAL UNITS

9,793

HOTEL UNITS

RETAIL & OFFICE SPACE (SF)

HOLLYWOOD CIRCLE Hollywood Circle is a mixed-use real estate project being built directly on Young Circle in Downtown Hollywood, Florida. The 25-storey Hollywood Circle will be the landmark of Downtown Hollywood, featuring 397 residential units, a uniquely branded 104 room boutique hotel operated by Trust Hospitality (Hotel Circ), a 47,604 square-feet nationally branded supermarket, 13,242 square feet of additional neighbourhood retail space on the ground floor for shops, restaurants and other businesses.

EB-5 FULLY SUBSCRIBED PROJECT SPECS:

397

104

RESIDENTIAL UNITS

71,891

HOTEL UNITS

RETAIL & OFFICE SPACE (SF)

MARRIOTT RESIDENCE INN The Project consists of the redevelopment of a commercial office building into a 381-room, 35-storey hotel and embedded restaurant in the central business district of Chicago, Illinois. The finished complex will offer a number of amenities including several meeting rooms and a fitness centre as well as a restaurant on the ground floor. The hotel will be a Marriott Residence Inn and will be managed directly by Marriott International. Guests staying at the hotel will receive the full Chicago experience because of its prime location.

PROJECT SPECS (SQF):

315,000 HOTEL

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3,800 RESTAURANT

1,000

FITNESS CENTER

EB-5 FULLY SUBSCRIBED

8,000

MEETING ROOMS

327,800 TOTAL

AMERICAN DREAM DEVELOPMENT TEAM

THOMAS DREYER

MANAGING MEMBER AMERICAN DREAM Tom Dreyer, who resides in Kansas City, has more than 29 years of experience in USA commercial real estate. Tom currently works with real estate developers seeking capital for large-scale commercial developments across the USA. Previously, Tom was co-founder of FBR’s real estate investment-banking group and was involved in more than $2 billion in real estate transactions before his departure to CN Capital.

THOMAS ROTERT

MANAGING MEMBER AMERICAN DREAM Joining our team as EB-5 Manager, Tom brings extensive experience in civil litigation, public and private corporate management and business entity transactional work to the project. In his previously held position of 25 years, Tom was a well-known, licensed California attorney, making him the ideal person to oversee the EB-5 documentation process.

STUART FERGUSON

CEO AMERICAN DREAM Stuart attended St Charles College, one of the top three private schools in South Africa and matriculated with distinction. Stuart thereafter pursued a career in aviation and advanced from a private pilots licence, which he had held from the age of 16, to complete his commercial pilots licence. Stuart began his career in finance with Syfretts Private Bank. Syfretts in the early 90’s was the largest banking institution that offered local investors participation bonds. Stuart then joined RMS Syfretts, the property division where his focus was the identification of triple net sale and lease backs and remained with RMS Syfretts, now known as Colliers International, for a further 10 years.

Stuart was then appointed as a Director of KRG Key Projects, a large property developer that developed a number of iconic buildings around South Africa. One of the more notable ones being the redevelopment of the Point Waterfront. Stuart was then head hunted by RCI South Africa (a division of the Wyndham Corporation). He was appointed VP, New Business Development for Africa and the Middle East.

In 2009 he was approached by the managing members of Gold Coast Florida Regional Center, to assist with the raising of equity for their USA interests. Stuart is responsible for the raising of EB-5 investments in South Africa, UAE and India. Stuart is also a founding member of the Rotary Club Mt Edgecombe and still maintains a passion for aviation. He is a keen car enthusiast, as an active member of the Porsche Club, South Africa.

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CA RESIDENTIAL DEVELOPMENT TEAM

THOMAS SCOTT

CA VENTURES CHIEF EXECUTIVE OFFICER Thomas Scott, founder and Chief Executive Officer of CA Ventures. A business strategist at heart, Mr.Scott applies his uncanny ability to spot accretive opportunities and to translate them into results for investors. Mr.Scott is recognised for his astute financial acumen, market insight , and extensive understanding of real estate investment, development and management.

BOB FLANNERY

CA VENTURES PRESIDENT, CA RESIDENTIAL Bob Flannery serves as President of CA Residential, overseeing all aspects of acquisitions, development, asset management, property management and accounting teams. Bob is an industry veteran with broad leadership experience across all asset types.

NISHANT BAKAYA

CA VENTURES CHIEF INVESTMENT OFFICER Nishant Bakaya, Serves as Chief Investment Officer of CA Ventures and leads investment management at CA after serving as strategic advisor to CA on the majority of its M&A and Capital Formation Transactions since 2011. Nishant is a 19-year veteran in real estate and finance and prior to joining CA, Nishant was a Managing Director and Co-Head of Evercore Real Estate Private Capital.

SEAN SPELLMAN

CA VENTURES CHIEF DEVELOPMENT OFFICER Sean Spellman serves as Chief Development Officer and is responsible for leading all development and construction activities across CA’s Student living, Senior Housing and Multifamily verticals.

He plays an active role in determining CA’s risk management, pre development, entitlement and construction implementation strategies – brining the comprehensive perspective as a member of the CA Ventures Investment Committee.

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KATIE KAZAS

CA VENTURES EXECUTIVE VICE PRESIDENT Katie Kazas, Executive Vice President of Capital Markets, acts as the single point of contact for all of CA’s lending relationships from sourcing term sheets to negotiating loan documents for closings as well as explaining market strategy and reporting performance of assets.

JOHN DIEDRICH

CA VENTURES SENIOR VICE PRESIDENT John Diedrich, Senior Vice President of Investments for CA Ventures, is in charge of investment oversight as well as the analyst and research groups. He is responsible for the oversight of CA’s acquisition and development analytic process related to new deals as well as valuations and mark-to-market of CA’s existing portfolio and providing our investors with regular updates on their investments. He also assists in forming and maintaining lender and equity partner relationships.

MATT KATSAROS

CA VENTURES SENIOR VICE PRESIDENT Matt Katsaros serves as Senior Vice President of Acquisitions at CA Ventures with a focus on CA’s deal sourcing, structuring and entitlement of multi-family development and acquisition opportunities nationally. Matt is a 13 year veteran in multi-family housing and has been involved in over $1B of transactions on both acquisition and disposition sides of the business.

SPRINGBANK DEVELOPMENT TEAM

DAVID TRANDEL

SPRINGBANK CAPITAL ADVISORS CHAIRMAN & CHIEF EXECUTIVE OFFICER David Trandel has worked as the co-developer for some of Chicago’s finest residential and commercial developments, including : The Waldorf Astoria (Formerly The Elysian), 10 E Delaware, the JW Marriott Chicago/208 S LaSalle. In addition to his extensive real estate development experience, Mr. Trandel was the Vice Chairman and the DCOO for the Prime Group, Inc., focusing on acquisitions, capital markets and business development from 2003 to 2011.

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EB-5 PROGRAM FAQ 1. Must I have specific employment experience or college education?

The applicant is not required to have any specific level of employment experience or education. The key requirement is that he/she has the required net worth and capital.

2. Must I pass an English exam?

No, not to obtain permanent resident status.

3. Must I complete a medical exam?

Yes. You will be required to complete a medical exam with a USA approved physician.

4. What are some Green Card benefits?

• Legal permanent residents under the EB-5 Program enjoy many of the same benefits as USA citizens.

• Any family member with a Green Card can enter the USA without any restrictions on their length of stay.

• Permanent residents travel to the USA without the need of a visa.

• Permanent residents may work, live or own their own proprietary business anywhere in the USA. • The USA has internationally recognised colleges and universities for basic education and graduate study. Permanent residents can benefit from lower tuition costs.

• The cost of living in the USA is lower than most large industrial nations. Consumer goods, services and housing are less expensive than comparable services and goods in most other industrialised countries.

• Permanent residents may work in the USA while they attend college.

5. What is meant by the requirement that the funds be “lawfully gained”?

Under USCIS regulations, the applicant must demonstrate that his/her assets were gained in a lawful manner. This requires the applicant prove his/her funds were obtained through lawful business, salary, investments, property sales, inheritance, gift, loan or other lawful means.

6. Can money gifted by a parent or other relative be used for EB-5 funding?

Yes, provided that any applicable gift taxes are paid. It must be demonstrated that the gift is an actual “arm’s-length transaction” and that the gifted funds won’t be given back after permanent resident status is granted.

7. What is a “conditional” Green Card?

A “conditional” Green Card is valid for two years. One year and nine months (21 months) after it is issued, a three-month window opens during which an individual must file an I-829 application with the USCIS. When the “conditional” resident status is lifted, full resident status is granted and a new Green Card is issued.

8. What is the difference between “conditional” and “unconditional” Green Cards?

Under USA law, an applicant approved for the EB-5 immigrant visa receives a “conditional” Green Card, which must be reissued after two years, subject to removal of conditions. Otherwise, the two cards offer the same rights and privileges.

9. If my I-526 petition is approved by USCIS, what is the purpose of the consulate application and interview and how soon do I get my Green Card?

Upon approval of the I-526 Petition, the applicant must await notification from the USA Consulate in his/her home country and prepare documents for the visa interview. The purpose of the consulate application interview is to verify the applicant’s identity and confirm he/she has not committed any criminal acts or misconduct that makes the applicant ineligible to come to the USA. 10. Can I apply for an EB-5 if I have been rejected or terminated in the past by USCIS for a L-1, E-2, B, or other visas?

Rejection in the past does not disqualify the applicant, unless the reasons related to immigration fraud or other gross violations. It is important that all criminal, medical or USA immigration history problems be disclosed to legal counsel in advance of application.

11. After petition approval, can members of the family interview in different countries?

Although possible, it is generally faster and more efficient for family members to interview in the same country at the same time.

12. Who receives the permanent residency Green Card?

Spouses and any unmarried children under the age of 21 receive the Green Card. It is possible for adopted children to be included in the family.

13. How long must I remain in the USA each year?

Applicants must enter the USA within 180 days of visa issuance from the consulate. Permanent residents may be considered to have abandoned USA resident status if they are outside the USA for more than 180 days on a single trip. But, once someone becomes a citizen, residency requirements no longer apply.

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14. I have a Green Card and plan on travelling out of the USA for a long time. Can I keep my Green Card?

Permanent residents travelling outside of the USA for trips of 180 days or more can apply for a re-entry permit (on form I-131) before leaving the USA, they can depart before the re-entry permit is approved. With this re-entry permit, residents can return to the USA even after one year until the re-entry permit’s expiration date. Re-entry permits are issued for two years. Residents cannot renew a re-entry permit but they can return to the USA for a short time and apply for a new one. The second such re-entry permit will be granted for two years but subsequent ones may only be approved for one year at a time.

15. What is the difference between permanent residency and citizenship?

Permanent residents cannot vote and are not entitled to certain federal jobs and positions. Permanent residents have similar rights and obligations as USA citizens.

16. Can my Green Card be taken away from me?

Yes, under very limited circumstances such as being convicted of a serious crime.

17. For how long is a Green Card valid?

Permanent residents must apply for removal of conditional status within 90 days before the end of the initial two years. Once approved, residents receive an “unconditional” Green Card. Once conditional status is removed, a new Green Card is issued and valid for ten years.

18. When can I become a USA Citizen?

After the maintenance of a Green Card for 5 years, you are eligible for naturalisation.

19. Are any countries excluded from eligibility for the EB-5 Visa Program?

No. 20. What is a designated Regional Center?

A Regional Center: • Is an entity, organization or agency that has been approved as such by the USA Citizenship and Immigration Services; • Focuses on a specific geographic area within the USA; and • Seeks to promote economic growth through increased export sales, improved regional productivity, job creation and increased domestic capital.

21. What is a Targeted Employment Area (TEA)?

Targeted Employment Area is defined in Title 8 C.F.R. § 204.6 as an area that, at the time of funding, is either a rural area or an area which has experienced unemployment of at least 150 percent of the national average rate. A rural area is defined as any area not within either a metropolitan statistical area (as designated by the Office of Management and Budget) or the outer boundary of any city or town having a population of 20,000 or more.

22. How many immigrant visas are allotted for this classification?

The EB-5 program allots 10,000 visas per year for immigrants and family members whose qualifying funding results in the creation or preservation of at least 10 full-time jobs for USA workers. 3,000 immigrant visas are set aside for those who fund designated regional centres.

An additional 3,000 are available for those funding regional centres located within a Targeted Employment Area (TEA).

23. Where can I find a copy of the relevant EB-5 law and regulations to review?

Visit the USCIS website. A link to immigrant investment Visa information is available at: http://www.uscis.gov/portal/site/uscis.

24. Can a son or daughter apply as a principal investor? If so, how would they prove the funds were obtained legally if they don’t file a tax return?

Yes, tax returns are usually submitted as documentation that funds were obtained lawfully. Therefore, if the invested funds are a gift, the donor would submit the required tax forms.

DISCLAIMER AMERICAN DREAM IS A UNITED STATES VISA RESIDENCY EB-5 PROGRAM. THIS BROCHURE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO PURCHASE ANY INTERESTS IN ANY SPECIFIC PROJECTS. AMERICAN DREAM AND THEIR AFFILIATES DO NOT PROVIDE ACCOUNTING, TAX OR LEGAL ADVICE; ALL PERSONS ARE STRONGLY URGED TO CONSULT WITH THEIR OWN ADVISORS REGARDING ANY POTENTIAL STRATEGY OR INVESTMENT. THIS OVERVIEW IS CONFIDENTIAL AND MAY NOT BE REPRODUCED OR TRANSFERRED, IN WHOLE OR IN PART, TO ANY OTHER PARTY WITHOUT THE EXPRESS WRITTEN CONSENT OF AMERICAN DREAM AND THEIR AFFILIATES.

BY YOUR RECEIPT OF THESE OVERALL MATERIALS, YOU UNDERSTAND, ACKNOWLEDGE AND AGREE THAT (I) YOU HAVE SUCH KNOWLEDGE AND EXPERIENCE IN BUSINESS AND INVESTMENT MATTERS SO AS TO BE CAPABLE OF EVALUATING THE MERITS AND RISKS OF AN INVESTMENT, (II) THIS INFORMATION HAS BEEN PREPARED INTERNALLY AND IT HAS NOT BEEN VERIFIED OR SUBSTANTIATED BY ANY THIRD PARTY SOURCE AND MAY NOT CONTAIN ALL OF THE INFORMATION WHICH YOU MIGHT DEEM MATERIAL, (III) THIS INFORMATION SHOULD NOT BE RELIED UPON FOR ANY PURPOSE AND YOU WILL MAKE YOUR OWN INDEPENDENT EVALUATION OF ANY INFORMATION CONTAINED IN THIS OVERVIEW. ANY INFORMATION REGARDING VALUES ARE ESTIMATES ONLY AND SHOULD NOT BE CONSIDERED INDICATIVE OF THE ACTUAL RESULTS THAT MAY BE REALISED ON ANY POSSIBLE FUTURE INVESTMENT MENTIONED IN THIS OVERVIEW. THIS INFORMATION CONTAINED HEREIN SHOULD NOT BE CONSTRUED AS RESEARCH OR INVESTMENT ADVICE. NO INFORMATION HEREIN SHOULD BE CONSIDERED A RECOMMENDATION TO PURCHASE OR SELL INTERESTS IN AN INVESTMENT. NO WARRANTY IS GIVEN AS TO ITS COMPLETENESS OR ACCURACY OF THE INFORMATION CONTAINED HEREIN, VIEWS AND OPINIONS, WHILST GIVEN IN GOOD FAITH, ARE SUBJECT TO CHANGE WITHOUT NOTICE.

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Theresa Fernandez Tel +27 (0)21 762 2617 Email international@pamgolding.co.za

www.pamgolding.co.za/international