Builder Forward Commitment

BUILDER FORWARD

COMMITMENT MOVE HOMES FASTER AND ATTRACT MORE BUYERS WITH BELOW MARKET-RATE FINANCING

BUILDER FORWARD

COMMITMENT PROGRAM

HIGHLIGHTS Home builders can gain a competitive edge and attract new home buyers by partnering with NRL Mortgage. With our Builder Forward Commitment, qualified buyers are eligible for reduced rates on completed homes to move inventory fast.

As a partner, builders receive access to custom marketing materials, increased promotion, and personalized attention from the NRL Mortgage team. Our goal is to raise awareness and set our builder partners apart from the competition.

HOW IT

WORKS Builders can lock in a current rate for up to 60 days on homes in advance of having a buyer NRL will lock in the rate on two or more finished properties with the aggregate sales price on all properties not to exceed $3 million Allows Builder to lock in a rate on homes that have been completed but not sold Builder pays a fee of 0.50% of the aggregate sales price to NRL Mortgage. Fee will be refunded if all properties are sold, with NRL providing the financing, prior to lock expiration Builder agrees to contribute up to 6% of the sales price to permanently buy down the buyer’s interest rate

WHAT THIS MEANS FOR

YOU BUILDER BENEFITS

Make your homes stand out from larger builders Keep property values in the neighborhood intact when buying down the interest rate instead of price reductions.

Advertise reduced rates to attract buyers The reduced interest rate will allow more buyers to qualify for the mortgage payment, increasing foot traffic and prospective buyer interest Access to Marketing campaign materials with increased promotion from both NRL and your local Loan Originator. Including: Custom Landing Pages

Email

Brochures

Social Media

Yard Signs

Lead Forms & More!

BUYER

BENEFIT Buyers benefit from a lower rate and payment, which increases affordability

ABOUT

Founded in 2007 and headquartered in Houston, Texas, NRL Mortgage (NRL) is currently licensed in 47 states and the District of Columbia. We specialize in the origination of residential mortgage loans across the United States, including conforming conventional loans, jumbo conventional loans, loans guaranteed by the Veterans Administration, loans insured by the Federal Housing Administration, and loans backed by the Rural Housing Department of the USDA. At NRL, we never let ourselves forget that we are not simply making transactions, we are making people homeowners. We promise to provide the most reliable mortgage experience in the industry.

WHY

NRL SPEED

SELECTION

SERVICE

We never miss a beat. We tackle complexities with expertise, making quick and accurate decisions that help you get to closing and into your new home faster. We provide proactive communication and support that keeps the process moving by being accessible 24 hours a day, 7 days a week.

Love where you live with a loan that fits your life. Our NRL Loan Originators take the time to understand their client’s needs, status and long-term goals to find the loan that makes the most sense for them and their family. We offer a multitude of loan programs and innovative lending solutions to make homeownership accessible to more families.

What we do is important, but what defines us is how we do it. We strive to earn your business by doing things right and doing them well. We pride ourselves on our top-notch quality of service provided to our clients and their agents. Starting from application, to the closing table and beyond.

This is an advertisement. All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. NRL Mortgage is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government. Nations Reliable Lending, LLC is an Equal Housing Opportunity.| www.nrlmortgage.com | NMLS # 181407 – 1220 Augusta Drive, Suite 600, Houston, TX 77057, 713-275-1300 | FL License #MLD863 | MA Broker/Lender License MC181407| Licensed by the New Hampshire Banking Department License # 21050-MB | For a full list of our licenses, please visit www.nmlsconsumeraccess.org | MA MLO - MLO1894077