Business & Real Estate Guide by Visit Bermuda

BUSINESS & REAL ESTATE Featuring Workplace and Relocation Information

Bermuda 2024/25 W W W.V I S I T B E R M U DA N OW.CO M

SCAN ME

From left: Photo courtesy of TABS Bermuda / Nhuri Bashir, Bermuda Tourism Authority / Harbourfront Restaurant, The Loren at Pink Beach

CONTENTS

Bermuda 2024/25

Crisson Jewellers..................................IFC

Important Contacts................................16

A Powerhouse in

Calendar of Events................................. 18

Global Business....................................... 3 Visitor Information.................................19

P. O. Box HM 3357 City of Hamilton, HM PX Bermuda Tel: 720-226-7299 heidijanepike@yahoo.com www.visitbermudanow.com

Official Business & Real Estate Guide of the Bermuda Hotel Association

The Residence at The Loren at Pink Beach sets new standards for contemporary luxury in Bermuda. Business and vacation visitors can enjoy understated elegance and world-class amenities in this six-bedroom home measuring 10,700 square feet.

BUSINESS & REAL ESTATE

Cover photo courtesy of The Loren at Pink Beach

Your Gateway to Island Paradise......... 6 Visit Bermuda BermudAir................................................ 7

App Information..................................... 21

Built for Resilience..............................8, 9

Bermuda Broadcasting........................ 23

OBM International................................... 9

Paradise Found...................................... 25

Useful Business Contacts......................11

Making Bermuda Home....................... 28

Willowbank Resort &

Coldwell Banker

Conference Centre..................................11

Bermuda Realty...................................... 31

Navigating the Future of Finance....... 13

Property Group, The............................. 33

Bermuda Department of

Insider’s Guide: Best Places

Economic Development........................ 13

to Find Your Dream Home.................. 33

Insider’s Guide:

Washington Properties

Best Places to do Business..................14

(Bermuda) Limited.............................. BC

Featuring Workplace and Relocation Information

Bermuda 2024/25 W W W.V I S I T B E R M U DA N OW.C O M

A VISITOR’S GUIDE TO BERMUDA Scan the QR code for the island’s best attractions and activities, dining, art, shopping and spas, business, real estate, and much more.

Bermuda 2024/25

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Meredith Andrews

business

Photo courtesy of TABS Bermuda / Gavin Howarth

COURTESY OF BERMUDA BUSINESS DEVELOPMENT AGENCY

GLOBAL

powerhouse

Unassuming in size, Bermuda commands a formidable presence in the realm of business and financial services.

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Innovation and collaboration are key to Bermuda’s corporate success, and agile teamwork between Bermuda’s industry, government, and regulators underscores Bermuda’s status as a top-tier international financial centre.

Cutting-Edge Infrastructure

As the oldest of the British Overseas Territories, Bermuda has consistently leveraged a combination of unique elements to streamline business operations.

For instance, English serves as the global lingua franca, a standard seen in many business hubs worldwide. The Bermuda dollar is on par with the U.S. dollar, further facilitating financial transactions.

Positioned 650 miles off the U.S. East Coast, Bermuda strategically bridges North American and European markets, with direct daily flights to major cities. As a result, Bermuda emerges as a formidable player in the realm of international commerce, punching well above its weight.

As a blue-chip financial services jurisdiction, Bermuda remains committed to

cooperation and compliance with global tax standards whilst remaining competitive and retaining its value proposition.

But that’s not the primary reason for Bermuda’s attraction to most global companies; rather, the island’s world-respected regulation, its compliance and global leadership with anti–money laundering and antiterrorism financing standards, its mature cluster of expertise, one-stop-shop appeal, and its speed to market are the key drivers.

Bottom photo by Meredith Andrews

i

In its mere 21 square miles, Bermuda emerges as a thriving centre for international business opportunities. Amid the pastel buildings, adorned balconies, and palmlined sidewalks of Hamilton, the capital city, billions of dollars are transacted daily, fuelling global commerce.

The notion that such a small Atlantic jurisdiction could stand as one of the world’s premier insurance and reinsurance hubs, supporting over half a million jobs worldwide, seems almost incredulous.

Yet, despite its diminutive physical scale, Bermuda wields a significant economic impact — one that is only increasing amid an evolving regulatory landscape and rapid globalisation.

Offering robust yet pragmatic regulation, capital efficiency, world-class talent, and leading markets for risk and insurance, high-net-worth services, climate risk solutions/asset management, technology, or infrastructure, Bermuda appeals to companies and entrepreneurs looking to relocate to a jurisdiction whose quality of life matches its business opportunities.

Bermuda’s infrastructure is advanced, including excellent telecommunications and a fully electronic stock exchange. A full member of the World Federation of Exchanges (which held its first general assembly and annual meeting in Bermuda in 2023) and affiliate member of the International Organisation of Securities Commissions (IOSCO), the Bermuda Stock Exchange (BSX) is recognised for commercially sensible listing requirements.

It represents a leading market for the listing of investment funds, debt- and insurancerelated securities, and those of small to medium enterprise firms.

Bermuda’s Connectivity

Due to its strategic mid-Atlantic location and renowned reputation for security and growth, Bermuda enjoys key trade relationships with the United States, Canada, the United Kingdom, continental Europe, and Asia.

In addition, Bermuda is well trusted by the global financial community. In 2016, Bermuda became one of just two non–

Despite its diminutive physical scale, Bermuda wields a significant economic impact.

European Union jurisdictions to win full equivalency under Europe’s Solvency II Directive regulating commercial reinsurers.

The decision by the European Parliament highlighted its faith in Bermuda’s ability to regulate to the highest standards.

Bermuda is also ranked as a “reciprocal jurisdiction,” a new designation introduced in 2019, in addition to being a “qualified jurisdiction,” on the other side of the Atlantic by the U.S. National Association of Insurance Commissioners (NAIC).

Industries and Talent: A Diverse Spectrum

Bermuda is home to a wealth of world-class talent. Within the two-square-mile City of Hamilton are leading accounting firms,

along with auditors, financial advisers, lawyers, IT specialists, actuaries, reinsurance underwriters, brokers, fund administrators, corporate secretaries, and a full gamut of support services. These quality financial intermediaries have a decades-long history of collaboration, which differentiates Bermuda from other business destinations.

Established in 1969, the world-respected Bermuda Monetary Authority (BMA) is celebrating 55 years of service and underpins Bermuda’s success as a top financial services centre. Responsible for overseeing all financial enterprises, as well as issuing the island’s currency, the BMA works closely with industry, government, and international regulatory bodies to keep its approach responsive and contemporary.

The BMA’s sophistication as a commercial insurance regulator speeds capital to market and take on global insurance risk. Responsive legislative updates also keep Bermuda at the forefront of corporate governance.

Bermuda’s international business sector counts an estimated 4,624 international Continued on page 10 WWW.VISITBERMUDANOW.COM

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business

BY VANESSA MOLINA SANTAMARIA

EMBARK ON A JOURNEY WITH BERMUDAIR AND INDULGE IN COMFORT AND EXCEPTIONAL CUSTOMER SERVICE WHILST GETTING TO YOUR DESTINATION IN STYLE.

adventure: Boston (BOS), Westchester County, New York (HPN), Baltimore (BWI), Orlando (MCO), and Fort Lauderdale (FLL).

Each airport offers convenient direct routes to and from Bermuda with flight times around two hours. The flights are frequent and conveniently timed, making them perfect for vacationers and business travellers going to and from Bermuda.

Beyond convenient locations and timing, it’s the experience on board that really sets BermudAir apart. BermudAir’s fleet is made up of Embraer E175 aircraft, which are well known for exceptional performance and passenger comfort. “The E175 offers a perfect blend of sophistication and functionality, providing a superior travel experience to passengers,” says Scott.

“With its state-of-the-art amenities and spacious seating, the fleet exemplifies the commitment to excellence that defines BermudAir.” BermudAir also goes far beyond the typical soda and bag of peanuts for their passengers’ culinary experiences. They partner with local companies to showcase the vibrant flavours of Bermuda on board, including local food and beverages such as Bermuda’s iconic Rum Swizzle. It all adds up to a top-notch flight experience on your way to and from this beautiful island destination.

To learn more about BermudAir, visit www.flybermudair.com.

Photo courtesy of BermudAir

YOUR GATEWAY TO ISLAND PARADISE

WITH ITS TURQUOISE WATERS, pink-sand beaches, renowned golf courses, exquisite dining, upscale shopping, and rich cultural heritage, Bermuda stands out as a premier vacation destination. Moreover, it proves to be an ideal hub for conducting business across diverse industries, including insurance, technology, infrastructure, and asset management.

Regardless of what brings you to the island, there’s a new Bermudian airline that can get you there. Founded in 2023, BermudAir is a Bermudian airline operating from LF Wade International Airport that is dedicated to giving passengers an elevated experience whilst they fly directly to the island from five select U.S. destinations.

“BermudAir is dedicated to providing exceptional service to its passengers,” says Adam Scott, founder and CEO of BermudAir. “From the moment passengers step on board, the attentive cabin crew ensures a personalised and comfortable journey. Meticulous attention to detail and a commitment to passenger satisfaction are at the core of BermudAir’s service in both our economy cabin and business cabin.”

Travellers flying to Bermuda can choose from five convenient American destinations to begin their Bermuda

business

FROM LIMESTONE STRUCTURES TO NATURAL COOLING, BERMUDA’S UNIQUE APPROACH TO BUILDING HELPS PROVIDE A SAFE AND COMFORTABLE QUALITY OF LIFE. I N 2 0 2 3 , the world experienced its hottest year on record, highlighting the impacts of global warming through extreme weather events and natural disasters.

Communities suffered searing heat, flash floods, rapidly expanding firestorms, and

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several natural disasters from volcanic activity and earthquakes. People are finally beginning to respond to the effects of global warming by creating sustainable, resilient developments and environmentally sensitive infrastructure. Bermuda has adopted resilience strategies used abroad for over 400 years.

Bermuda’s summer temperatures rose 2 degrees Fahrenheit last year (average 85 degrees). Ocean currents control our mild annual air temperatures, so as the Gulf Stream continues to circulate, Bermuda should be a very comfortable place to be.

Sea temperatures and winds have been designed to provide a pleasant environment for hundreds of years, circulating fresh air through our homes and neighbourhoods.

Last year, the island had plenty of rain, but each home’s water tanks (cisterns)

 Understanding nature’s cycle is a good place to start when buying or building a property.

regularly harvest this essential resource for potable and sanitary uses. The island’s resilience depends on water tanks, especially after a seasonal hurricane, whilst utilities are still recovering. With 4 to 5 inches of rainfall per month, island gardens and trees grow lush canopies of rich green leaves and bright flowers. Trees absorb carbon and add oxygen whilst shading and lowering air temperatures.

The island is relatively steeply undulating, so it is unusual to find infrastructure in flood plains or other low-lying areas.

Generations of seafaring Bermudians have taken note of the time and tides, especially the “King Tides,” when the normal tidal flow is increased by 12 to 24 inches in height. By positioning our homes on the edge of hills, the dwellings are protected from increasing tidal immersion in lower areas.

Understanding nature’s cycle is a good place to start when buying or building a property. Building structure resilience is also crucial for success. Since 1712, when a major hurricane destroyed all island constructions not made of Bermuda stone, buildings have been built using natural limestone or, more recently, concrete block or masonry units. These tough, noncombustible walls insulate the structure.

The unique Bermuda roof, sloped at the optimal angles to withstand hurricane gusts, is also formed by nature.

The founders and generations of OBMI designers have used environmental lessons to develop unique, contextual, and resilient architecture solutions for over 87 years. The merging of architecture, interior design, and landscape architecture creates a completely integrated design approach that uses modern sustainable methods and the natural world around us. We find that applying the best tactics required by current International Building Codes into contextual Bermuda design characteristics’ legacy or resilient designs is best. OBMI-designed timeless houses and structures will withstand the climate emergency and provide a safe and comfortable family retreat for years.

Photo courtesy of OBM International

BUILT FOR RESILIENCE

COURTESY OF OBM INTERNATIONAL

business employees who contribute directly to all economic sectors. According to Bermuda’s latest National Economic Report, international business contributed the greatest amount to Bermuda’s economy, providing $1.78 billion in total output, or 28.1 percent of total GDP. The Department of Statistics estimates that in the first three quarters of 2022, international business accounted for over 90 percent of foreign exchange earnings, providing $1,973.4 million in foreign currency receipts (excluding financial services). This combined figure grew by $224 million, or 12.8 percent, when compared with 2021.

Bermuda’s economic model also supports hundreds of thousands of jobs globally, including in the United States (our closest and largest trading partner), Canada, and the United Kingdom through trade, foreign direct investment, and portfolio investment capacity.

The biggest engine for Bermuda’s own economy is the insurance industry, which traces its roots back to the 1960s, when the world’s first captive (self-insurance) companies were established. Today, Bermuda is a captive market’s global leader, recognised for its maturity, strength, and endurance.

Ensuring the risks of mostly Fortune 500 companies, captives help corporations rein in costs and mitigate risk; they are also becoming increasingly popular tools for wealth preservation and succession planning for high-net-worth individuals and family offices.

The mid-1980s saw the establishment of global commercial insurers and reinsurers, followed in the 1990s and early 2000s by consecutive capital-rich waves of “big cats” — or property-catastrophe specialist firms.

These followed high-severity events like Florida’s Hurricane Andrew and 9/11, providing critical capacity to the insurance marketplace and transforming Bermuda as a result.

Ranked alongside New York and London as a (re) insurance centre of excellence, Bermuda has the most important Property and Casualty (P&C) market and is the largest supplier of that type of reinsurance to the United States. Since 1997, Bermuda’s commercial (re)insurers have paid out over half a trillion dollars to policyholders and cedants in the U.S., European Union, and U.K. In addition to being the self-styled world’s risk capital, Bermuda is also fast becoming the world’s climate risk solutions capital. Today, Bermuda represents over 35 percent of the global property and casualty reinsurance market. The island is a pivotal player in mitigating climate risk and building resilience for people, communities, and businesses all over the world, including in disaster-prone developing countries that often lack insurance coverage, helping to close the global protection gap.

But insurance is not the only industry powering Bermuda’s economy. The domicile was one of the first international trust jurisdictions and today is a premier centre for trusts, wealth management, and private-

Defining Luxury Since 1936

bermuda@obmi.com +1 441.278.3550 BERMUDA.OBMI.COM

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client structures. It is also a major assetmanagement centre, with numerous funds, fund managers, and fund administration companies represented, especially Insurance Linked Securities (ILS).

Shipowners and ship-management companies also form a key sector, along with a full range of maritime services; and Bermuda’s registry for superyachts, tankers, cruise ships, and vessels of all types is renowned as a Class 1 member of the prestigious British Red Ensign Group. The island’s aircraft registry is similarly known since its establishment in 1931 for high safety standards and regulatory oversight.

Numerous new industries are also choosing Bermuda as a home jurisdiction, diversifying the island’s economy. Technology start-ups, including digital asset businesses, are attracted by the same advantages that have helped the more traditional industries of insurance and financial services flourish here for decades.

Helping attract new industry and support established sectors is the Bermuda Business Development Agency (BDA), a public-private unit established in 2013. The agency serves to safeguard and enhance Bermuda’s worldleading platform for doing business and acts as a business concierge, supporting existing companies and proactively targeting investment and connecting new prospects with industry, government, and regulatory bodies to make setting up in Bermuda a smooth process.

Bermuda’s Secure Environment

Bermuda’s economy remains robust, with the jurisdiction witnessing new investments and company incorporations across diverse sectors.

In addition, Bermuda’s legal system enjoys a trusted history. More than 400 years old, Bermuda’s court system can claim the distinctive legacy of having the oldest unbroken British roots outside the British

GOOD TO KNOW 10 V I S I T B E R M U D A | 2 0 2 4 / 2 5

If you are interested in setting up shop here, Bermuda Business Development Agency’s (BDA) dedicated concierge staff is here to help connect you with everyone you need. Visit www.bda.bm/

concierge-business-services for more information or e-mail info@bda.bm to start doing more business in Bermuda.

The BDA is also the primary point of contact for government’s Economic

Investment Residential Certificate (EIRC). EIRC enables individuals, plus their spouse and children, to invest $2.5 million in Bermuda and receive immediate residency rights upon approval.

USEFUL BUSINESS CONTACTS Bank of N.T. Butterfield & Son Limited, The Tel: 295-1111 www.butterfieldgroup.com Bermuda Broadcasting Company Limited Tel: 295-2828 www.bermudabroadcasting.com Bermuda Business Development Agency (BDA) Tel: 292-0632 www.bda.bm Bermuda Business Directory Tel: 295-4600 www.bermudadirectory.com Bermuda Chamber of Commerce Tel: 295-4201 www.bermudachamber.bm Bermuda Commercial Bank Limited Tel: 295-5678 www.bcb.bm

Bermuda Executive Services Tel: 296-5627 www.bermudaemployment.com Bermuda Government Tel: 295-5151 www.gov.bm Bermuda Government Economic Development Department Tel: 444-2253 www.gov.bm Bermuda Hotel Association Tel: 295-2127 www.visitbermudanow.com Bermuda Monetary Authority Tel: 295-5278 www.bma.bm Bermuda Philatelic Bureau Tel: 297-7865 https://philatelic.bermudapost.bm Bermuda Post Office Tel: 297-7865 www.bermudapost.bm Bermuda Stock Exchange Tel: 292-7212 www.bsx.com

Bermuda Tourism Authority Tel: 296-9200 1-800-BERMUDA (237-6832) www.gotobermuda.com

Gateway Systems Limited Tel: 292-0341 www.gateway.bm HSBC Bank Bermuda Limited Tel: 295-4000 www.hsbc.bm

Bermuda Yellow Pages Tel: 297-9355 www.bermudayp.com

LF Wade International Airport Tel: 293-2470 www.bermudaairport.com

BermudAir Tel: 543-9200 844-543-9200 www.flybermudair.com

OBM International Tel: 278-3550 www.bermuda.obmi.com

Clarien Bank Tel: 296-6969 www.clarienbank.com

Property Group Ltd., The Tel: 234-6900 www.property-group.com

Coldwell Banker Bermuda Realty Tel: 292-1793 www.coldwellbankerbermuda.com

Washington Properties (Bermuda) Limited Tel: 295-4186 www.washingtonproperties.bm

Corporate Concierge Bermuda Ltd. Tel: 296-8575 www.corporateconcierge.bm

West End Development Corporation (WEDCO) Tel: 234-1709 www.wedco.bm

Electronic Services Limited Tel: 236-3885 www.electronicservices.bm

Willowbank Resort & Conference Centre Tel: 234-1616 www.willowbankresort.com

Willowbank Resort

Private Beaches

CHARMING COTTAGE COLONY

ELY’S HARBOUR AND ATLANTIC

Offering picturesque views and seaside charm, guests can enjoy access to watersports, a pool, gym, tennis court, and a fullservice restaurant.

Nestled amidst Bermuda's breathtaking natural beauty, Willowbank is a tranquil oasis that provides an escape from everyday life.

Dining

Conference Center

BERMUDIAN TRADITIONS

ELEVATE YOUR EVENTS

Embark on a culinary voyage at The Ocean Restaurant, nestled on the enchanting oceanfront.

Every meal is a celebration of local flavors and fresh delights, expertly curated to tantalize your taste buds.

Our versatile event spaces can accommodate gatherings of multiple sizes.

Impress your attendees with our professional service and customizable packages.

1.855.391.4002

RESERVATIONS@WILLOWBANK.BM

WILLOWBANKRESORT.COM

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Bermuda’s safe and sophisticated island lifestyle is perfect for families as well as corporate relocations.

Isles, a legacy grounded in English common law with recourse all the way as London’s Privy Council. More leading global law firms are setting up offices in the jurisdiction in recent years, joining established legal powerhouses.

Combined with its stability and convenient location, Bermuda’s continued relevance in an era of change can be attributed to the same fundamental principles that have underpinned its development as a bluechip jurisdiction for the last 70 years.

What does that mean to the rest of the world? Bermuda represents a significant role in the rebuilding of cities and communities after the world’s worst disasters. Bermuda’s reinsurers, for example, paid nearly a third of insured losses from Hurricanes Katrina, Rita, and Wilma in 2004–2005; a quarter of Canada’s Fort McMurray, Alberta, wildfires losses in 2016; more than half of New Zealand’s 2010 earthquake liabilities; and a whopping 62 percent of the U.K.’s largest peacetime fire and explosion — the Buncefield oil-terminal fires of 2005.

Bermuda paid a third of the estimated $100 billion losses from 2017 Hurricanes Harvey, Irma, and Maria, and more recently, as much as 25 percent of the industry losses related to Hurricane Ian in 2022. Bermuda insurers also make up a quarter of America’s medical liability insurance and reinsurance market. Bermuda (re)insurers also provide over 50 percent of reinsurance capacity of U.S. Monoline Mortgage Guaranty insurers, playing an increasing role in helping Americans achieve the dream of home ownership.

Also, in the past decade, the island’s track record as a catalyst for change in the industry has continued, with the rise of alternative risk financing via “cat” bonds, ILS, and other financial instruments merging insurance with capital markets: 2023 was a record year for cat bond and ILS issuance, hitting a new high of $16 billion.

Today, Bermuda has the largest depository of ILS listings with more than 90 percent of global capacity.

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Moving to Paradise

Against a stunning backdrop of pink-sand beaches, turquoise waters, and pastel-coloured buildings, Bermuda’s safe and sophisticated island lifestyle is perfect for families as well as corporate relocations.

Bermuda is an attractive and sophisticated island with a lifestyle to match. A welcoming culture, stunning natural beauty, first-rate schools, top-tier healthcare, sports, an enriching arts and cultural scene, and a UNESCO World Heritage Site all help to create one of the highest standards of living in the world.

Thus, the territory provides an enviable environment for those who live here, whilst its pro-business culture and gold-standard regulatory regime offer global businesses a

world-leading platform for commercial growth and innovation.

For most people who relocate to Bermuda, it’s their employer that takes care of the work permit logistics.

Non-Bermudians are required to have a government work permit to work on the island, and employers may apply for Standard Work Permits of one, two, three, four, or five years (with options for renewal). For more information, go to www.gov.bm/online-services/getstandard-work-permit. Once your work permit’s been secured, you can finally start settling into island life.

 Bermuda’s economic model also supports hundreds of thousands of jobs globally.

COURTESY OF BERMUDA GOVERNMENT — ECONOMIC DEVELOPMENT DEPARTMENT

NAVIGATING THE FUTURE OF FINANCE BERMUDA IS A FINTECH EPICENTRE FOR BUSINESS LEADERS. A T T H E C R O S S R O A D S of tradition and innovation, Bermuda is a pivotal force in the digital assets sector.

With clear legislative and regulatory frameworks, long-standing economic stability, and increasing connections between its existing insurance, international business, and fintech sectors, Bermuda is an ideal location for launching start-ups, establishing partnerships, testing new products, and scaling operations on the global stage.

A thoughtful, well-defined strategy guides Bermuda’s approach to digital assets, fintech, and insuretech. As seen by the increasing number of licensed digital asset businesses and insurers engaging with fintech, the island’s unique blend of forward-thinking legislation, regulatory understanding, and a nurturing environment for technology and consumer protection positions it as an exemplary model for fintech innovation and investment.

At the forefront of Bermuda’s fintech revolution is its proactive stance on navigating the ever-evolving digital asset landscape. The Digital Asset Business Act 2018 sets the gold standard for licensing, providing fintech companies with a clear path to becoming regulated. The Virtual Currency Business Act and the Digital Asset Custody Code of Practice further ensure Bermuda is a secure and reputable place for digital finance ventures, striking the right balance between fostering innovation and ensuring fair regulation.

The Bermuda Monetary Authority (BMA), the island’s stalwart regulator, enables this business-friendly environment. Indeed, the BMA is pivotal in facilitating market access, keeping open communication lines, and allowing

companies to navigate the regulatory landscape. The BMA also offers an insurance regulatory sandbox and an innovation hub, providing a controlled environment for testing novel technologies and business models.

For those considering setting up in Bermuda, the ease of connecting and engaging directly with the BMA for regulatory clarity is a clear advantage.

Economically, Bermuda stands on solid ground, with the Bermuda dollar’s long-standing peg to the U.S. dollar providing financial stability and easy integration for companies. The island has been internationally lauded for its efforts against money laundering and terrorist financing, earning high marks from global bodies for compliance.

Bermuda also stands out for its globally leading insurance and reinsurance industries, which make it the risk capital of the world and are increasingly intertwined with its fintech sector. The island’s competitive tax structure and a reservoir of highly skilled professionals, particularly in finance and professional services, add to its allure.

Beyond business, Bermuda offers an enviable lifestyle with a safe, familyfriendly environment that is perfect for those considering relocation. Boasting crystal-clear waters, a consistently year-round pleasant climate, and a vibrant international community, the island stands out as an ideal destination for global business leaders and travellers.

Bermuda is more than a hub of financial innovation. It’s an open invitation for businesses and entrepreneurs to join in and contribute to a thriving future in fintech.

Small Pebble, Big Ripple.

At only 21 sq. miles, Bermuda is a forward-thinking FinTech jurisdiction with a world-class reputation for progressive legislation, robust regulation, and as a centre for innovation.

Home to an ever-expanding ecosystem, we’re leveraging our expertise to become the driving force in Fintech.

Let’s drive change together.

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INSIDER’S GUIDE With so much to explore, you’re sure to find just what you’re looking for in Bermuda.

Here are our top picks for doing business on the island.

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BERMUDA MONETARY AUTHORITY BMA House 43 Victoria St., Hamilton Tel: 295-5278 www.bma.bm The Bermuda Monetary Authority (BMA) regulates Bermuda’s financial services industry. Established by statute in 1969, the BMA has evolved significantly over almost five decades to meet the changing needs of the financial services sector on a local and global scale. The comprehensive macroprudential regulatory approach has become an integral part of its toolkit in reducing the risk of instability in the financial services sector. Coupled with this approach is the BMA’s support of Bermuda’s overall framework in order

to create a secure and stable financial environment in Bermuda whilst ensuring that the island remains an attractive jurisdiction for conducting local and international business.

Additional responsibilities for the BMA include issuing Bermuda’s national currency, managing exchange control transactions, assisting other agencies with the detection and prevention of financial crime, and advising the government on banking and other financial and monetary matters. The BMA develops risk-based financial regulations that it applies to the supervision of Bermuda’s banks, trust companies, investment businesses, investment funds, fund administrators, money service businesses, corporate

service providers, and insurance companies.

BERMUDA PHILATELIC BUREAU Bermuda Post Office 56 Church St., Hamilton Tel: 297-7865 https://philatelic. bermudapost.bm The Bermuda Philatelic Bureau is located within the Bermuda Post Office in the City of Hamilton. The Bermuda Philatelic Bureau's primary function has been to provide sufficient stamps for general postage use.

They have always strived to produce stamps that are appealing and interesting to philatelic collectors and stamp enthusiasts. As part of their 2024 proposed stamp issues, there are Bermuda Fruits stamps (April 4), Mary

Photo courtesy of TABS Bermuda / Nhuri Bashir

BERMUDA GOVERNMENT — ECONOMIC DEVELOPMENT DEPARTMENT (EDD) 129 Front St., Hamilton Tel: 444-2253 www.gov.bm Facebook: @EcomonicDevelopmentDepartment Instagram: @edd_bermuda LinkedIn: The Economic Development Department The EDD facilitates the exploration of innovative trends and the development of appropriate policies in support of Bermuda’s economic development and diversification goals. It also promotes Bermuda as the optimal jurisdiction across industries. In addition to housing the Office of Fintech, the EDD provides a wide range of services including concierge and engagement as well as education and training. It is also responsible for the Alien Land Licensing and the Incentives for Job Makers processes.

Prince stamps (July 17), Alternative Christmas Trees stamps (September 19), and their Presentation Packs slated for November.

BERMUDAIR 5 Reid St., Hamilton Tel: 543-9200 / 844-543-9200 (toll-free from Canada and U.S.) www.flybermudair.com BermudAir is Bermuda’s boutique airline, committed to redefining the travel experience.

Operating convenient year-round flights between Bermuda and Baltimore, Boston, Fort Lauderdale, Orlando, and Westchester County/ NY, BermudAir enhances connectivity to the U.S. East Coast and South Florida. With a dedication to exceptional service, and curated onboard offerings showcasing the island’s renowned hospitality and varied locally available food and beverages, BermudAir provides an unparalleled travel experience.

For more information and to book flights, download the BermudAir app or visit www.flybermudair.com.

OBM INTERNATIONAL Woodbourne Hall 1 Gorham Rd., Hamilton Tel: 278-3550 www.bermuda.obmi.com OBMI is a global master planning, architecture, interiors, and landscape design firm established in Bermuda in 1936. Their approach is inclusive, innovative, and transparent.

OBMI believes that building relationships with its clients is the foundation of a successful project. Its robust portfolio embraces a selection of exquisite residential designs, large-scale commercial and civic projects, boutique-

style resorts, and a variety of retail and restaurant transformations. With over 85 years of expertise in Bermuda and around the world, OBMI is recognised as an industry leader in design excellence.

OLEANDER CYCLES AND BERMUDA RENTAL CAR LTD. 6 Valley Rd., Paget Tel: 236-2453 www.oleandercycles.bm www.oleanderebikes.com www.bermudarentalcar.com Bermuda’s No. 1 scooter livery offering quality oneand two-seater scooters, electric pedal bikes, and fun, easy-to-manoeuvre twoseater cars at competitive rates. The new addition to their fleet, the Tazzari Mini Max EV compact car, means you can now travel around Bermuda in style and comfort. You will receive five-star service and a safety demonstration with their friendly staff. Oleander’s reputation is the best in Bermuda and has been earned since opening in 1964. They have locations at each end of the island in Dockyard and St. George’s plus two in the centre of the island, including Hamilton and Paget. Free delivery or transportation via their courtesy vans to and from your accommodations is available no matter where you are on the island. They are open seven days a week.

SMATT’S CYCLE LIVERY LTD. Hamilton Princess & Beach Club 74 Pitts Bay Rd., Pembroke Tel: 295-1180 www.smattscyclelivery.com Smatt’s Cycle Livery is a mainstay of the rental cycle

business in Bermuda. Originally a small mom-and-pop shop, the family business was one of the first cycle liveries on the island.

They are well known for their friendly and helpful staff. For that reason, they enjoy many repeat customers who visit the island every year. Navigate Bermuda’s highways, byways, and hidden lanes on your scooter and discover Bermuda’s bestkept secrets. There are endless possibilities in Bermuda, and the best way to experience them all is on two wheels. The seat of a Smatt’s cycle is the best way to see the island — guaranteed!

WASHINGTON PROPERTIES (BERMUDA) LIMITED Church and Reid Streets, Hamilton Tel: 295-4186 www.washingtonproperties.bm The perfect location from which to conduct business can be found in the “Heart of Hamilton.”

Washington Properties, located between Church and Reid Streets, has offices available from 200 square feet to 15,000 square feet. Washington House, the newest member of Washington Properties, built in 2010, offers concierge service and security access to the building. The offices accommodate local and international businesses, while the retail outlets offer a variety of products and services to both residents and visitors. Within easy walking distance to financial and legal services, transportation, parking, restaurants, and shopping, it is hard to find a better location.

WEST END DEVELOPMENT CORPORATION (WEDCO) Clocktower Shopping Mall, Upper Level Tel: 234-1709 www.wedco.bm West End Development Corporation (WEDCO) was

established in 1982 to assist in the commercial and residential development of the West End. With over 220 acres of land spanning across five islands — in addition to Bermuda’s premier cruise ship port and a heavy lineup of well-established commercial businesses across a range of industries, including semi-industrial, retail, hospitality, and service — WEDCO continues to develop the land it has been entrusted with, keeping sustainability and future growth in mind whilst creating a plethora of investment opportunities for local and overseas developers, entrepreneurs, and/or venture capitalists. As Royal Naval Dockyard continues its transformation into Bermuda’s new commercial hub, WEDCO continues to reshape the entire West End, creating a vibrant “live, work, play” community.

WILLOWBANK RESORT & CONFERENCE CENTRE 126 Somerset Rd., Sandys Tel: 234-1616 www.willowbankresort.com A hidden gem in the western end of the island, whose history dates to the early 20th century, boasts a 21st-century, 3,000-square-foot conference centre for meetings, events, retreats, and weddings.

Away from the hustle and bustle of the city, Willowbank provides complete packages from accommodations, meeting spaces, audio visual, and telecommunications to creative food and beverage offerings. The old Bermuda charm and spectacular ocean views make Willowbank Resort & Conference Centre the perfect setting for lasting memories.

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business

IMPORTANT CONTACTS

Bermuda Squash Racquets Association Tel: 292-6881

ASSOCIATIONS & CLUBS Bermuda Amateur Swimming Association Tel: 292-1713

Bermuda Sub Aqua Club Tel: 291-5640

Bermuda Bowling Club Tel: 236-5290

Bermuda Track and Field Association Tel: 296-0951

France: Nicole Haziza Tel: 777-5557 Germany: Jens Alers Tel: 295-0614 Ireland: John R. Kane Tel: 295-6574 Italy: Giocchino Di Meglio Tel: 295-5391

EVENT PLANNERS Destination Wedding Bermuda Tel: 236-8252 www.destinationweddingbermuda.com FLORISTS Demco Tel: 234-7777 / 293-3626 www.demco.bm

Jamaica: Winston Laylor Tel: 295-5264

GOVERNMENT INSTITUTIONS Airport Operations www.bermudaairport.com

Big Brothers and Sisters of Bermuda Tel: 232-2802

Luxembourg: Curt Engelhorn Tel: 295-1082

Attorney General www.bermudalaws.bm

Gilbert and Sullivan Society Tel: 735-1547

Mexico: Rod Attride-Stirling Tel: 296-8314

Bermuda Aquarium, Museum & Zoo www.bzs.bm

In Motion School of Dance Tel: 292-7651

Netherlands: Maria Peterich Tel: 236-4578

Jackson School of Performing Arts Tel: 292-5815

Norway: C.N.A. Butterfield III Tel: 295-5519

Lions Club/Hamilton Tel: 535-2222

Spain: A.C.J. Dean Tel: 295-3062

National Tennis Stadium Tel: 292-0105

Sweden: Jens Juul Tel: 293-7242

Bermuda Golf Association Tel: 295-9972

Royal Bermuda Yacht Club Tel: 295-2214

Bermuda Hockey Federation bhf.bm

Switzerland: Fabian Schonenberg Tel: 295-5588

Royal Hamilton Amateur Dinghy Club Tel: 236-2250

Bermuda Karate Institute Tel: 292-2157

Walking Club of Bermuda www.walkingclubofbermuda.com

Bermuda Lawn Tennis Association Tel: 296-0834

CONSULATES U.S. Consulate General Karen Grissette Tel: 295-1342

Bermuda Bridge Club Tel: 541-0551 Bermuda Cricket Board of Control Tel: 292-8958 The Bermuda Dive Association Tel: 238-2332 Bermuda Equestrian Federation Tel: 234-0485 Bermuda Folk Club Tel: 291-2070 Bermuda Football Association Tel: 295-2199

Bermuda Musical and Dramatic Society Tel: 292-0848 Bermuda Physically Handicapped Association Tel: 293-8148 Bermuda Rugby Football Union www.brfu.bm

Bermuda Triathlon Association Tel: 533-3156

Portuguese Consulate Andrea Moniz Tel: 704-6338 HONORARY CONSULS Austria: Katarina Hoskins Tel: 494-4019 Belgium: Phillippe Dutranoit Tel: 232-3902

Bermuda Sailing Association Tel: 295-7935

Canada: Heather Conyers Tel: 292-2917

Bermuda School of Music Tel: 296-5100

Denmark: Bent Poulsen Tel: 295-4806

Bermuda Society of Arts Tel: 292-3824

Finland: John Riihiluoma Tel: 295-2244

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COURIERS DHL Worldwide Express 1 Midsea Lane, Pembroke Tel: 294-4848 www.dhl.com FedEx 3 Mills Creek Rd., Pembroke Tel: 295-3854 www.fedex.com Mailboxes Unlimited 48 Par-la-Ville Rd., Hamilton Tel: 292-6563 www.mailboxesunlimited.com UPS/International Bonded Couriers Dallas Building 10 Park Rd., Hamilton Tel: 295-2467/296-9479 www.ups.com / www.zipx.com DRY CLEANERS Just Shirts Dry Cleaners 20 Bermudiana Rd., Hamilton Tel: 292-3063

Bermuda Business Development Agency www.bda.bm Bermuda College www.college.bm Bermuda Economic Development Corporation www.bedc.bm Bermuda Hospitals Board www.bermudahospitals.bm Bermuda Land Development Company www.bldc.bm Bermuda Monetary Authority www.bma.bm Bermuda National Library www.bnl.bm Bermuda Philatelic Bureau https://philatelic.bermudapost.bm Bermuda Post Office www.bermudapost.bm Bermuda Tourism Authority www.gotobermuda.com Bermuda Transport Control Department www.tcd.gov.bm BermudaNIC (registrations) www.bermudanic.bm Central Policy Unit www.gov.bm Commission for Unity and Racial Equality www.communityandculture.bm

Economic Development Department www.gov.bm/department/ economic-developmentdepartment

Hamilton Medical Center (walk-in clinic for blood tests and TCD physicals) Tel: 400-8378 / 495-5745 www.hmc.bm

Land Valuation Department www.landvaluation.bm

King Edward VII Memorial Hospital Tel: 236-2345 www.bermudahospitals.bm

Registrar of Companies www.roc.gov.bm Social Insurance Department www.socialinsurance.gov.bm Tax Commissioner www.gov.bm/department/officetax-commissioner GROCERY, RETAIL & DINING DELIVERIES Crown Point Grocery Services Tel: 621-7829 www.crownpointbda.com Pronto Grocery & Retail Delivery Tel: 542-4350 www.pronto.bm Sargasso Dining Delivery Tel: 542-4350 www.sargassosea.app GROCERY STORES Harrington Hundred’s 99 South Shore Rd., Smith’s Tel: 293-1635 Lindo’s Family Food 126 Middle Rd., Warwick Tel: 236-1344 Market Place Supermarket, The Islandwide Tel: 295-6006 Miles Market 96 Pitts Bay Rd., Pembroke Tel: 295-1234 HEALTHCARE Atlantic Caregiving Tel: 292-9690 www.atlanticcaregiving.com B.M.S.G. Health Express Urgent Care Tel: 292-0022 www.bermudamedical.com Family Practice Group, The Tel: 236-0001 www.fpgroup.bm

Wee Care Pediatrics Tel: 296-3032 www.bermudaweecare.com Optician: Atlantic Vision Care Tel: 295-7300 www.atlanticvisioncare.bm Dentist: Coral Dental Tel: 295-8040 www.coraldental.bm LEISURE Bermuda Aquarium, Museum & Zoo Tel: 293-2727 www.bzs.bm Bermuda Arts Centre at Dockyard Tel: 534-2809 www.artbermuda.com Bermuda National Gallery Tel: 295-9428 www.bng.bm Bermuda National Trust Tel: 236-6483 www.bnt.bm Bermuda Society of Arts Tel: 292-3824 www.bsoa.bm Bermuda Tourism Authority Tel: 296-9200 www.gotobermuda.com Bermuda Underwater Exploration Institute Tel: 292-7219 www.buei.org

Speciality Cinema Tel: 292-2135 www.specialitycinema.bm Visit Bermuda Tel: 295-2127 www.visitbermudanow.com NEWS Bermuda Broadcasting Company Limited www.bermudabroadcasting.com Bermuda Weather www.weather.bm Bermynet www.bermynet.com Bernews www.bernews.com eMoo www.emoo.bm Royal Gazette, The www.royalgazette.com OFFICE SUPPLIES P-Tech Tel: 295-5496 www.ptech.bm PET STORES Pic-A-Pet Tel: 292-4554 PHOTOGRAPHERS Amanda Temple Photography Tel: 504-2339 www.amandatemple.com Howarth Photography Ltd. Tel: 532-3234 www.gavinhowarth.com Meredith Andrews Photography Tel: 505-3686 www. meredithandrewsphotography.com

Masterworks Museum of Bermuda Art Tel: 299-4000 www.masterworksbermuda.org

POST OFFICES Bermuda Mail Processing Centre 2 Kindley Field Rd., St. George’s Tel: 293-1767

Media Lounge Cinema, The Tel: 707-0734 www.medialoungecafe.com

General Post Office 56 Church St., Hamilton Tel: 297-7893

National Museum of Bermuda Tel: 234-1333 www.nmb.bm

Perot Post Office 11 Queen St., Hamilton Tel: 292-9052

PRIVATE SCHOOLS Bermuda High School for Girls, The Tel: 295-6153 www.bhs.bm Bermuda Institute Tel: 238-1566 www.bermudainstitute.com Bermuda Montessori School Tel: 292-7209 Mount Saint Agnes Tel: 292-4134 www.msa.bm Saltus Grammar School Tel: 292-6177 www.saltus.bm Somersfield Academy Tel: 236-9797 www.somersfield.bm Warwick Academy Tel: 236-1917 www.warwick.bm TRANSPORTATION Bermuda Breeze Buses Tel: 292-3851 www.gov.bm/bus Bermuda Rental Car Ltd. Tel: 236-2453 www.bermudarentalcar.com BTA Dispatching Tel: 295-4506 Elbow Beach Cycles Tel: 296-2300 www.elbowbeachcycles.bm Oleander Cycles Tel: 236-2453 www.oleandercycles.bm Pedego Electric Bikes Tel: 533-8687 www.pedegoelectricbikes.com Sea Express Ferry Tel: 295-4506 www.marineandports.bm Smatt’s Cycle Livery Ltd. Tel: 295-1180/238-7800 www.smattscyclelivery.com VETERINARIAN Endsmeet Animal Hospital Tel: 236-3292 www.endsmeet.bm

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useful information calendar of events

save the date

Discover the vibrant spirit of Bermuda through its lively events and festivals. From sporting competitions and cultural celebrations to beloved holiday festivities, there’s something for everyone to enjoy. Explore the calendar below for a glimpse into the major annual events and festivals that take place throughout the year.

MAY Bermuda Sail Grand Prix (Sail GP) May 4–5

Town of St. George Peppercorn Ceremony May 8

Vegan Fest, Aug 25 Bermuda Sandcastle Competition, Aug 31 Bermuda Pride SE P T E M B E R Labor Day 5K Race, Sept 2 St. George’s Seafood Festival

BHA and Visit Bermuda Adrian Hassell Memorial Scholarship Golf Tournament May 10

OC T O B E R Bermuda Celebrity Golf Invitational Oct 4–8

Dive Week May 12–18

Round the Sound Swim, Oct 13

Harbour Nights Wednesdays, May 15 to Aug 28, 7 to 10 p.m.

Bermuda Day May 24 Bermuda Day Half-Marathon Derby May 24 Celebrity Chef Series, May to August J UNE Annapolis to Bermuda Ocean Race June 7–10

Royal Naval Dockyard Fall Festival Oct 19 Bermuda Gold Cup, Oct 29–Nov 3 Bermuda Art Month Bermuda International Gombey Festival Bermuda Swizzle Fest Oktoberfest 2024 Taste of Bermuda

Carnival in Bermuda June 12–17

NOVEMBER Bermuda World Rugby Classic Nov 1–9

Newport to Bermuda Race June 21–23

Butterfield Bermuda Championship PGA Tour, Nov 11–17

J ULY Bermuda Billfish Blast, July 3–7

DE C E M B E R Bermuda National Trust Christmas Walk-about, Dec 6

Bermuda Triple Crown Billfish Championship July 13–17

20 2 5 JANUARY Chubb Bermuda Triangle Challenge Jan 17–19 Bermuda Restaurant Weeks January to February FEBRUARY Bermuda Spa Month MARCH Bermuda Triple Challenge Wine Festival Zoom around the Sound

Royal Naval Dockyard Holiday Festival Dec 8

APRIL Good Friday Kite Flying Apr 18

Sea Horse Anglers Club Billfish Tournament July 19–23

Goodwill Bermuda Golf Tournament Dec 8–11

Bermuda Agricultural Exhibition

Eastern Counties Cup Association (ECCA) Annual Classic July 20, Aug 17, Sept 7

New Year’s Eve Celebration, Town of St. George, Dec 31

AUG UST Bermuda Cup Match Cricket Classic Aug 1–2

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North American Rally to the Caribbean (NARC) Bermuda Christmas Boat Parade

Convex End to End USATF Bermuda Grand Prix 2024 Important: Events and dates are subject to change, so we suggest you confirm the details in advance.

Photos courtesy of Bermuda Tourism Authority (2)

2 024

Non-Mariners Raft Up, Aug 4

VISITOR

information The following are practical tips and useful information you will need whilst enjoying our island paradise. All information is subject to change, so we recommend calling to verify rates, schedules, and more.

A I RL INES Air Canada..................................... 888-247-2262 American Airlines......800-744-0006 / 293-1420 BermudAir.............. 844-543-9200 / 543-9200 British Airways............................. 800-247-9297 Delta Airlines............ 800-221-1212 / 293-1024 JetBlue Airlines........................... 800-884-9616 United Airlines............................. 800-864-8331 WestJet......................................... 800-204-0020 B A BY EQUIP MENT For equipment and toys needed for babies and children, Little Longtails is a local company that rents everything from car seats, cribs, and water toys from favourite and trusted brands (707-7658; www.littlelongtails.com).

BAN KI N G Banks are usually open 9 a.m. to 4:30 p.m., Monday through Friday. There are many ATMs islandwide that dispense Bermuda dollars.

BUSI NE SS HOUR S Generally, shops, businesses, and professional offices open Monday to Saturday from 9 a.m. to 5 p.m. Clocktower Shopping Mall in Royal Naval Dockyard is open seven days a week, except Christmas Day and Good Friday. For more information on hours of operation, please visit www.dockyard.bm. Many grocery stores and pharmacies throughout the island are also open on Sundays with shortened hours.

C OM M UN I C A T I ON CALLING CARDS: You can buy pre-paid calling cards from LiveNet (400-5983; www.livenet.bm), which can also be recharged with more funds via the LiveNet website. Both Digicel Bermuda (500-5000; www.digicelgroup.com/bm/en.html) and One Communications (700-7000; www.onecomm.bm) offer pay-as-you-go mobile and data plans.

INTERNET: Bermuda has several internet service providers offering Wi-Fi connections, including Digicel Bermuda (500-5000; www. digicelgroup.com/bm/en.html) and One Communications (700-7000; www.onecomm.bm).

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useful information The Bermuda Visitor Service Centres in Hamilton, Dockyard, and St. George’s offer free Wi-Fi. Just sign up through the Bermuda Wi-Fi network when prompted through the Wi-Fi on your phone. Also in Hamilton, free Wi-Fi is available at the Bermuda National Library on Queen Street and Washington Mall on Church Street. There is also free Wi-Fi available throughout the terminal at the LF Wade International Airport.

TEL EP HO NE SERVI CE S: • Call to Bermuda: Country code 1, area code 441 • Call to U.S. and Canada from Bermuda: 1 + area code + phone number • Call to the U.K. from Bermuda: 011/44/city code/phone number • Call to other countries from Bermuda: 011/country code/city code/phone number • Call to international operator: 00 C U RRENCY AND CR E DI T CAR DS The Bermuda dollar is divided into 100 cents and is equal in value to the U.S. dollar; both are legal tender on the island. Bermuda introduced new bank notes in 2009 with distinctly Bermudian designs, featuring wildlife on one side and local landmarks on the other. The exchange of other foreign currencies is done in banks. Credit cards are widely accepted in stores, restaurants, and hotels.

Visa and MasterCard may be used for cash advances at local banks. In addition, HSBC Bank Bermuda Limited and The Bank of N.T. Butterfield & Son Limited provide ATMs islandwide for MasterCard, Cirrus, and Plus cash advances; but most only dispense Bermuda dollars. However, HSBC offers U.S. cash at their branch locations.

Visa, MasterCard, and American Express cards are accepted mostly everywhere on the island.

C U S TOM S AND DUT Y U.S. residents who have been out of the country for 48 hours or more may take home items valued up to $800 once every 31 days without incurring duty. Adults may include 200 cigarettes, 100 cigars, and one litre of alcohol within their exemption, plus a second litre if produced by a Caribbean Basin country. Original paintings, drawings, and sculptures are duty-free but must be declared. For information regarding Cuban cigars and products, visit www.cbp.gov.

U.K. residents 17 or older may take home duty-free 18 litres of table wine and 4 litres of

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spirits or liqueurs (over 22 percent alcohol), or 9 litres of fortified or sparkling wine or other liqueurs, plus 200 cigarettes or 100 cigarillos, or 50 cigars or 250g of tobacco, plus other goods worth up to £390. Visit www.hmrc.gov.uk.

Canadian residents who have been out of their country for 48 hours or more can claim up to CAN$800 worth of goods without paying duty if they carry the goods with them. For more information, visit www.cbsa-asfc.gc.ca.

DE LI V E R I E S T O YOUR DOOR Grocery, retail, and restaurant deliveries to your vacation property are available through Crown Point grocery services (621-7829; www.crownpointbda.com), Hook delivery service (519-9696; www.hook.bm), and Pronto grocery and retail delivery and Sargasso food delivery (542-4350; www.pronto.bm, www.sargassosea.app).

DR I NKI N G A GE The legal drinking age is 18.

E LEC T R I C I T Y Electrical service is the same as in the U.S. and Canada: 110 volts, 60 cycles AC. I MPOR T A N T NUM BE R S Alcoholics Anonymous........................ 297-0965 Ambulance......................................................... 911 Animal Emergencies (SPCA)............. 236-7333 B.M.S.G. Health Express Urgent Care ..................................................................292-0022 Bermuda Diabetes Association .................................................................. 297-8427 Bermuda Maritime Operations Centre ................................................................... 297-1010 Bermuda Red Cross.............................. 236-8253 Bermuda Tourism Authority.............296-9200 Directory Assistance........................................ 411 Emergency 24-hour counselling......... 239-1111 Fire Service........................................................ 911 King Edward VII Memorial Hospital (emergency)....................................... 239-1301 King Edward VII Memorial Hospital (general)............................................ 236-2345 Lamb Foggo Urgent Care Centre...... 298-7700 Open Airways..........................................238-3261 Physically Handicapped Association ...................................................................293-8148 Police................................................................... 911 Police/Central........................................ 295-0011 Police/Somerset....................................234-1010 Police/Southside................................... 293-2222 Weather forecast............................................. 977 Women’s Resource Centre................. 295-3882

LI F E GUA R DS Lifeguards are stationed at the following beaches daily from 10 a.m. to 6 p.m.: • Clearwater Beach, Turtle Bay, and John Smith’s Bay: July and August • Horseshoe Bay: May 1 to November 30 M OV I E T H E A T R E S Watch a movie at Speciality Cinema & Grill, 12 Queen Street, Hamilton (292-2135, 295-2751; www.specialitycinema.bm) or The Media Lounge Cinema (707-0734; www.medialoungecafe.com) at The Cooperage Building in Royal Naval Dockyard.

Both are the perfect place to take a break and enjoy the air-conditioned, small, and intimate cinemas showing the latest box-office hits.

P H OT OGR A P HY Bermuda boasts a treasure trove of talented photographers that can capture beautiful images for you during your visit. Some specialise in wedding photography. Here are a few to consider: • Charles Anderson; www.charlesandersonphotography.com • Amanda Temple Photography; www.amandatemple.com • Howarth Photography Ltd.; www.gavinhowarth.com • Meredith Andrews; www.meredithandrewsphotography.com • Moongate Productions; www.moongateproductions.com P OP ULA T I ON The 2023 population of Bermuda is approximately 64,069. (Source: www.gov.bm) P OST OF F I C E The General Post Office is located at 56 Church Street, Hamilton, and is open Monday to Friday, 8 a.m. to 5 p.m., with last customer received at 4.30 p.m. (297-7893). Local letters are 50 cents, and local greeting cards are 40 cents. Air mail to the United States, the Caribbean, or Canada is $1.15; $1.35 to Great Britain; $1.35 to Europe; and $1.55 to Asia, Australia, or New Zealand.

P UBLI C H OLI DA YS 2 0 2 4 / 2 5 Bermuda Day .............................. Friday, May 24 National Heroes’ Day..............Monday, June 17 Emancipation Day...............Thursday, August 1 Mary Prince Day (formerly Somers’ Day) ......................................................Friday, August 2 Labour Day...................... Monday, September 2 Remembrance Day........Monday, November 11

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Bermuda ACCOMMODATIONS ATTRACTIONS & ACTIVITIES BUSINESS & REAL ESTATE DINING & ENTERTAINMENT ROYAL NAVAL DOCKYARD SHOPPING & SPAS SWEEPSTAKES BY BERMUDA TOURISM TOWN OF ST. GEORGE TRANSPORTATION USEFUL INFORMATION WEDDINGS

Christmas Day..................................................................Wednesday, December 25 Boxing Day........................................................................... Thursday, December 26 New Year’s Day................................................................ Wednesday, January 1, 2025 Good Friday..............................................................................Friday, April 18, 2025 R A D IO S TATIONS Bermuda Broadcasting Company Limited (295-2828; www.bermudabroadcasting.com); Ocean 89 – Top 40; Power 95 – R&B; Inspire 105 – Country/Christian

Photo courtesy of TABS Bermuda / Queendom Heights

S MOKING Smoking in public places, including restaurants and bars, is banned in Bermuda. Offenders face a $1,000 fine.

T A X ES AND GRAT UI T I E S There is no sales tax. At most restaurants, a 17 to 20 percent tip will be added to your bill. At hotels, a 7.25 percent hotel-occupancy tax, a 4.5 percent tourism guest fee, and a 10 percent service charge are added to your bill.

Some larger hotels may add an additional daily resort fee to your bill.

T R ANSPORTATION BUSES: With 11 bus routes and 14 bus zones of about two miles each, buses are frequent and plentiful; and they service the entire island. They’re easy to spot, as they’re painted Bermuda pink with blue stripes. Most buses leave from the Central Terminal on Washington Street, next to City Hall in Hamilton. Bus stops are identified by either a solid blue or pink pole. Blue poles signify routes outbound from the City of Hamilton; pink ones mark routes inbound to the City of Hamilton. Note: Exact cash is accepted. For up-to-date routes, visit www.gov.bm/bus or call 292-3851.

Scan Me CHECK OUT A MENU Plan your dining experiences

MAKE A DINNER RESERVATION Savour the island’s cuisine

BOOK A TOUR Explore the island’s top adventures

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VIEW HOTELS Learn more about lodging offerings

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useful information FERRIES: A unique and reliable way to travel around Bermuda is on the Sea Express ferry system. Four public ferry routes offer a picturesque alternative for travel around the island. All ferries depart from the Hamilton Ferry Terminal on Front Street. Note: Cash is not accepted on the ferries. For up-to-date schedules, visit www.marineandports.bm or call 295-4506.

• The Blue Route stops at Royal Naval Dockyard in Sandys Parish on the west end of the island.

• The Orange Route only operates in the summer, and it stops at Royal Naval Dockyard before continuing to the Town of St. George.

• The Pink Route makes several stops in Warwick and Paget parishes.

• The Green Route stops at Watford Bridge and Cavello Bay, both in Sandys, and Rockaway in Southampton.

BUS AND FERRY FARES: Cash fares (on buses only) are $3.50 for up to three zones, $5 for up to 14 zones. It is cheaper to use tokens, tickets, or a pass on either the bus or ferry. You can buy a book of 15 tickets for $25 for three zones and $37.50 for 14 zones. Alternatively, tokens are $2.75 for up to three zones and $4.50 for up to 14 zones. Children under 5 years of age ride free, and ages 5 to 16 for $2.75. An unlimited one-day pass is $19; two-day, $31.50; three-day, $44; four-day, $48.50; and one-week, $62. An unlimited one-day pass for children is $9.50; two-day, $16; three-day, $22; four-day, $24.50; and one-week, $31. All fares, tokens, tickets, and passes are the same for buses and ferries. For more information on fares, visit www.gov.bm/ public-transportation-fares or call 292-3851.

For more information on ferries, visit www.rccbermuda.bm/ferries_about.aspx or call the Hamilton terminal at 295-4506.

SCOOTERS: Rentals are available by the day or the week. Prices vary, but daily rates range from $55 to $65 for a single-seat scooter.

Double-seat scooters are slightly higher. It is mandatory for both drivers and passengers to wear helmets, which are included with the rental. A $32 nonrefundable insurance waiver is also required. You must be 18 or older to rent a motor scooter or a moped, and most rental agencies will require that you demonstrate the ability to operate the vehicle properly following an instructional session on safety and handling. Contact Oleander Cycles (236-2453), Smatt’s Cycle Livery Ltd. (295-1180), Elbow Beach Cycles Ltd., and Scooter Mart Rentals (236-2300).

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ELECTRIC CARS: Visitors can now explore the island by renting two-seated electric vehicles from Bermuda Rental Car Ltd. (236-2453; www.bermudarentalcar. com), from Current Vehicles Bermuda (296-8949; currentvehicles.com), or from Rugged Rentals (705-7368; www.ruggedrentalsbda.com). These electric cars can travel up to about 50 miles on a single charge, and recharging stations are found throughout the island. Visitors must be 25 years old and hold a valid car driver’s licence to rent and drive a vehicle.

ELECTRIC BIKES AND PEDAL BICYCLES: You can also rent pedal bikes from a variety of island outfitters, which are ideal for exploring the island. You can bring your pedal or electric bike aboard a ferry.

Rental rates range from about $30 to $40 a day, with $15 insurance waiver required. If you need a little bit more help pedalling, try a hybrid electric bike.

Pedego Electric Bikes (533-8687; www.pedegoelectricbikes.com/dealers/ bermuda), located in St. George’s, offers electric bikes for rental starting from $50 for a half-day. Tours are also available to explore sites around the East End of the island.

Oleander Cycles rents electric bikes, and they have locations islandwide (236-2453; www.oleanderebikes.com).

Two rideshare apps are also available.

Download the Pink app for both Apple and Android phones (232-2453; www.pink.bm) and find the nearest Pink e-bike zone and start a bike and unlock a helmet from your phone. Prices start at $0.25 a minute with a $4 unlocking fee. The Whip app (777-2539; www.grabawhip.com) allows you to unlock an electric push scooter. Rates start at $0.75 a minute and a $3 unlocking charge. Whips can be left anywhere around the island and not at a designated location.

For all rentals, you must obey Bermuda’s speed limit of 22 mph (35 km/hr) and remember to drive on the left side of the road. For scooters and mopeds, gas stations are generally open 7 a.m. to 7 p.m. daily, with one 24-hour station in the City of Hamilton. Electric charging stations are available at some hotels, and specific stations are available through the rental provider. There are also two public charging stations: one by Penno’s Wharf and the other at Clearwater Beach in St. George’s.

PARKING: Electric cars must adhere to the same parking rules as regular-sized cars in marked bays. In St. George’s and Dockyard, there is free street parking. In the City of Hamilton, parking is paid for by the hour and is available for street parking and within short-term and long-term car parks between the hours of 8 a.m. and 6 p.m. from Monday to Saturday. EasyPark meters can be purchased from the Corporation of Hamilton at City Hall and other retailers in the city, and there is also an app (www.easypark.bm).

Pay stations at the car parks accept credit or debit cards or exact coins and cash. For more information about parking in the city, visit www.cityofhamilton.bm/city_services/ parking.php.

TAXIS AND MINIBUS SERVICES: Taxis can usually be found outside Bermuda’s larger hotels, near the airport, or on the streets of Hamilton, the Town of St. George, or in Royal Naval Dockyard. All taxis are metered at government-set rates, and exact change is required. Current taxi fares are as follows, based on travel between 6 a.m. and midnight: •F or a one- to four-passenger taxi: $7.90 USD for the first mile, $2.75 USD for each additional mile •F or a five- to seven-passenger taxi: $9.95 USD for the first mile, $3.50 USD for each additional mile Fares are 25 percent higher for one- to four-passenger taxis, and 50 percent higher for five- to seven-passenger taxis, between midnight and 6 a.m., all day on Sunday and on public holidays. Taxi businesses include Bermuda Island Taxi (295-4141), BIU Taxi Co-op Transportation (292-4476), BTA Transport Taxis (296-2121), CEO Transport

Scan the QR codes for up to date ferry and bus schedules and information

Tel: 292-3851 | www.gov.bm/bus

Tel: 295-4506 | www.marineandports.bm

Limited (234-4366 or 1-855-859-6454), Quality Transport (337-2578 or 1-877-406-3189), and the Hitch taxi booking app (www.hitch.bm).

Photo courtesy of TABS Bermuda / Queendom Heights

Bermuda’s taxi drivers are great guides, too.

No one knows the best destinations better than they do. Taxi drivers displaying tour guide flags are qualified tour guides. The sightseeing rate is $50 USD per hour for a one- to four-passenger taxi or $70 USD per hour for a five- to seven-passenger taxi.

Titan Tours services include airport transfers, weddings, corporate, and sightseeing tours (234-1096; www.titantoursbermuda.com).

V I S ITO R SERVIC E S CE NT R E S Hamilton: 10 Front St., 261-2872 Royal Naval Dockyard: 2 Dockyard Terrace, 296-9400 Town of St. George: 25 York St., 297-0556 W HEEL CHAIR SE R VI CE S Wheelchair-accessible ferries: Hamilton Ferry Terminal, Dockyard, Rockaway, and St. George’s ferry stops only. Wheelchairaccessible minibus: Access Bermuda Disabled Transit (295-9106).

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B U S I N E S S

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S P O R T S

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FEATURING THREE GREAT OPTIONS FOR YOUR LISTENING PLEASURE

Top 40

R&B

The Family Station

4 Fort Hill Road +441 295 2828 | Newsroom: +441 292 4992 News@bbc.bm | sales@bbc.bm

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Photo courtesy of The Property Group Ltd.

real estate

COURTESY OF COLDWELL BANKER BERMUDA REALTY

PARADISE

found

Meredith Andrews

Explore the natural beauty, high standard of living, and vibrant culture that make Bermuda the ultimate destination for homebuyers.

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With its pink-sand beaches, turquoise waters, and charming blend of British, American, and Caribbean influences, Bermuda is an idyllic haven for those seeking a vacation home in paradise. Beyond being a premier tourist destination, Bermuda offers overseas buyers a unique opportunity to own a slice of this island haven. Here, we will delve into the features, benefits, and perks that make purchasing a vacation home in Bermuda a dream come true for those seeking an escape to tranquillity.

Breathtaking Natural Beauty

Bermuda’s natural beauty is unparalleled, and owning a vacation home here means waking up to breathtaking scenery every day.

From the iconic Horseshoe Bay with its pink sands to the lush gardens and crystal-clear waters, Bermuda’s landscapes are a feast for the senses. Imagine having a front-row seat to stunning sunsets over the Atlantic Ocean or a private oasis surrounded by tropical foliage; owning a vacation home in Bermuda is an invitation to immerse yourself in nature’s beauty.

Bermuda’s natural beauty is unparalleled, and owning a vacation home here means waking up to breathtaking scenery every day.

Year-Round Tropical Climate

Exclusive Waterfront Properties

Rich Cultural Experiences

Bermuda’s real estate market boasts exclusive waterfront properties for those desiring the epitome of luxury and relaxation. Whether it’s a beachfront villa, a charming cottage overlooking a tranquil bay, or a residence with a private dock for your boat, the options are diverse. These exclusive waterfront properties provide a sense of serenity and offer unparalleled access to the island’s aquatic wonders, creating a seamless connection between your vacation home and the azure waters surrounding it.

Bermuda enjoys a subtropical climate, making it an ideal year-round destination.

Owning a vacation home in Bermuda means escaping the extremes of winter and revelling in consistently mild temperatures. The island’s pleasant climate allows for outdoor activities throughout the year, from lounging on the beach in the summer to exploring nature trails and golf courses during the cooler months.

Beyond its natural beauty, Bermuda offers a rich cultural tapestry. Its architecture, museums, and UNESCO World Heritage Site reflect the island’s history. The Town of St. George, the oldest continuously inhabited English settlement in the Americas, provides a glimpse into Bermuda’s colonial past. Owning a vacation home in Bermuda allows you to immerse yourself in the island’s unique blend of British and Caribbean influences, experiencing vibrant local traditions and events that enrich your cultural journey.

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Photo courtesy of Newstead Belmont Hills Golf Resort & Spa

real estate

Photo courtesy of The Property Group Ltd.

real estate

BY ALISA BERNARDO

MAKING BERMUDA HOME HERE ARE SOME ESSENTIAL TIPS TO ENSURE A SMOOTH RELOCATION TO BERMUDA.

REQUIREMENTS FOR ENTRY Before becoming a resident of Bermuda as a non-Bermudian, you first need to secure work. If you successfully apply for a job, your employer will need to obtain a work permit approved by the government, which can range from one to five years. If you have a spouse or children, they can join you in Bermuda as your “dependents” if they are eligible; but this does not permit them to work in Bermuda.

Another way to stay in Bermuda longer than the permitted vacation period of three months is by applying for the “Work from Bermuda” 1-year Certificate. This

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enables digital nomads to work remotely from Bermuda for registered companies operating overseas.

WHERE TO STAY Once you receive the approved paperwork to live in Bermuda, you will be eager to rent your share of the “rock,” as locals affectionately call the island. Due to Bermuda’s quaint size and exclusivity, rental prices may be higher than what you’re used to. Depending on the property size you’re looking for, several real estate agencies can help you find your dream home or understand current investment laws if you are looking to buy.

GETTING AROUND Many new residents are unaware that only one car is permitted per household in Bermuda. However, you can own multiple scooters, which is the preferred method of transport for most islanders. Bermuda also has a robust public transportation system with Sea Express ferries and Bermuda Breeze buses.

For those looking to own and operate a vehicle, obtaining a driver’s licence in Bermuda is simple and consists of three main steps. First, you need to complete

a Driver’s Licence Application, which includes a visit to your doctor to confirm you are fit to operate a vehicle and a copy of your work permit and rental lease to show proof of residency. Then you will be required to take a written exam on the rules of Bermuda’s roads. A handbook to help you study beforehand can be purchased at the Transport Control Department.

Once you successfully pass the exam, you can purchase a learner’s permit for your preferred vehicle. From there, you should familiarise yourself with Bermuda’s roads by booking lessons with a local driving instructor, the details of which can be obtained by calling the Transport Control Department. Once you are comfortable and confident driving on the left-hand side of the road, your instructor can schedule a driving test for you. A passing grade on your driving test will grant you a licence valid for up to 10 years, depending on your age.

COST OF LIVING Bermuda’s cost of living is higher, largely due to its isolated location in the Atlantic Ocean. Everything from clothing to furniture and most food items is imported, driving up prices. Instead of shipping in your previous items like furniture, you may find it more

Meredith Andrews

BERMUDA’S MAGNETIC CHARM continues to captivate individuals from around the world. Mark Twain, known for his eloquent observations, famously quipped, “You can go to heaven if you want to. I’d rather stay in Bermuda.” While the island has evolved since Twain’s time, its enchanting allure remains unchanged.

Spanning a mere 21 square miles, Bermuda is an ethereal paradise that more than 63,000 fortunate souls call home. If you’re considering joining their ranks, here are some essential insights to guide your transition.

Expect to be greeted by unfamiliar faces in the streets and to strike up a friendly conversation with the stranger sitting next to you on the bus.

economical to purchase them from secondhand stores after you arrive.

Be mindful when importing goods that you must pay customs duty. When it comes to grocery shopping, try to support local farms and fishermen or buy from bulk stores.

EDUCATION OPTIONS Bermuda offers a range of educational options, including both public and private schools, for families with children. Each school follows a unique curriculum, providing opportunities for students to pursue pathways similar to those they may have experienced before. For example, Mount Saint Agnes Academy offers the Alberta, Canada, provincial curriculum; and Saltus Grammar School offers a variety of Advanced Placement courses for high school–aged students. Most other schools on island follow the U.K. National Curriculum including I/GSCE and the International Baccalaureate.

Meredith Andrews (3)

ISLAND LIFESTYLE In Bermuda, you will embrace a slower pace of life and often find yourself stopping to appreciate the island’s beauty and its people.

Expect to be greeted by unfamiliar faces in the streets and to strike up a friendly conversation with the stranger sitting next to you on the bus. This camaraderie is a hallmark of Bermuda’s culture and customs.

Be sure to sample Bermuda’s culinary delights. Local favourites include fried fish sandwiches served on raisin bread, flavourful fish chowder, and traditional codfish breakfasts — all pair nicely with one of the island’s celebrated libations, a Dark ’n Stormy or a Rum Swizzle.

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 Owning

a home in Bermuda means having easy access to gourmet dining experiences.

Gourmet Dining and Culinary Delights

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NOT SURE WHERE TO START? THE INDISPENSABLE MAPS OF BERMUDA GUIDE WILL HELP YOU NAVIGATE FROM EAST TO WEST AND EVERYTHING INBETWEEN

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Bermuda’s culinary scene is a fusion of international influences, offering diverse dining options. From seafood fresh off the boat to global cuisine prepared by world-class chefs, the island caters to every palate. Owning a home in Bermuda means having easy access to gourmet dining experiences, whether a romantic dinner overlooking the ocean or a casual beachside lunch. The island’s food festivals and events celebrate local flavours, adding a gastronomic dimension to your Bermuda retreat.

Recreational Activities and Watersports

For those who love outdoor activities, Bermuda is a playground of possibilities. Snorkelling in vibrant coral reefs, sailing in the sound, and playing golf on world-class courses are just a few recreational options. Indulge in your favourite pastimes surrounded by the island’s natural beauty.

Exclusive Membership Clubs and Amenities

Many vacation home developments in Bermuda offer residents exclusive membership clubs and amenities.

These include private beach access, golf courses, spa facilities, and concierge services. Owning a vacation home in a community with such amenities ensures a luxurious and stress-free lifestyle where your every need is catered to.

Accessibility and Connectivity

Bermuda’s strategic location in the north Atlantic Ocean, just a short flight from major cities on the East Coast of the United States, makes it easily accessible for overseas buyers. Regular flights connect Bermuda to major hubs like New York, Boston, and Miami, providing convenience for those who wish to visit Bermuda regularly.

Photo courtesy of Blû Bar & Grill

SSS A PPP M A M A M

Continued from page 26

Property Purchase Regulations

Residential real estate in Bermuda falls into two main categories: properties exclusively available to Bermudians, PRCs, and Belongers and those accessible to international buyers. Navigating the regulations for overseas purchasers can be intricate, making collaborating with experienced professionals well versed in guiding international buyers through Bermuda’s regulatory landscape imperative. This ensures the avoidance of unforeseen costs, delays, and disappointments.

Currently, leasehold condominiums are only open to overseas buyers if they possess a Residential Certificate or the condominium is situated in a government-approved resort residential development. Purchasing a leasehold condominium outside such a development requires a minimum investment of $2.5 million to initiate the Economic Investment Residential Certificate (EIRC) process. Upon EIRC approval, an application for a Residential

Many vacation home developments in Bermuda offer residents exclusive membership clubs and amenities. These include private beach access, golf courses, spa facilities, and concierge services.

Certificate can be made, allowing the purchase of a leasehold condominium outside a government-mandated resort residential development, subject to the ARV threshold policy.

The cost of a License to Acquire varies based on the property type. The current license application fee is $1,706, refundable upon approval, with rates set at 12.5

percent for a residential home, 8 percent for a condominium, 6.5 percent for a property within a hotel development, and 6 percent for PRC purchasers.

Starting Prices and Inventory

Due to immigration restrictions, the availability of properties for overseas purchasers in Bermuda is limited, with approximately 20 houses currently listed for sale, starting at around $4 million.

In the East, at St. Regis Residences in St. George’s, two- and three-bedroom condo/hotel residences start just under $2 million, with the option to include the residence in the voluntary hotel rental management program.

There are three fractional ownership options with occasional re-sales: Newstead Belmont Hills Golf Resort & Spa, starting at $55,000; The Reefs Resort & Club, starting at $172,000; and Tucker’s Point Club Golf Villas, starting at $180,000.

For whole ownership with a maximum occupancy of 90 days a year, the Bermudiana Beach Resort offers the following starting

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Depending on the property size you’re looking for, several real estate agencies can help you find your dream home.

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prices: studio at $412,500; one bedroom at $433,500; two bedrooms at $614,000; and three bedrooms at $825,000.

In the City of Hamilton, a new executive development at 33 Church Street features three-bedroom units starting at $4,125,000.

A new residential enclave and boutique hotel, Nautilus, consists of privately owned residences on a licensed hotel’s grounds.

Owners must commit to the Hotel’s Rental Program for at least one lockedoff bedroom for at least 50 percent of the calendar year for five years. The price of the remaining units starts at $2,895,000.

While other developments are in progress, details are pending finalisation. Stay in touch with your real estate agents for updates on inventory and supply.

Photos courtesy of The St. Regis Bermuda Resort (2)

real estate

The Property Group Ltd INSIDER’S GUIDE With so much to explore in Bermuda, you may just want to make this a permanent vacation.

Here are our top picks for island real estate.

COLDWELL BANKER BERMUDA REALTY VACATION HOMES 11 Par La Ville Rd., Hamilton Tel: 292-1793 www.vacationhomesbermuda.com Why not make precious family memories in Bermuda by sharing a comfortable vacation home with your nearest and dearest? Even with a multigenerational group, who may wish to take their own different paths, think how great it is to rise in the morning and share breakfast listening to the island birds whilst planning your day to either swim, tour, eat at fabulous restaurants, or simply lie by the pool.

Then gather once more in the evening, light the barbecue, or even hire a private chef; enjoy the ambience of eating outside in the balmy Bermuda nights.

Share your experiences, all under one roof.

THE PROPERTY GROUP LTD. Nautilus House 82 South Rd., Warwick Tel: 234-6900 www.property-group.com The Property Group Ltd. is the finest of Bermuda’s real estate companies. They represent the most desirable properties available in every sector of the residential market for sale or rent on the island.

Call their office or e-mail them for more information.

After hours, please contact Sallyann Smith at 535-4521 or sallyann@tpg.bm or Brittany Archer at 505-1466 or brittany@tpg.bm.

WASHINGTON PROPERTIES (BERMUDA) LIMITED Church and Reid Streets, Hamilton Tel: 295-4186 www.washingtonproperties.bm The perfect location from which to conduct business can be found in the “Heart of Hamilton.” Washington Properties, located between Church and Reid Streets, has offices available that range in size from 200 square feet to 15,000 square feet. Washington House, the newest member of Washington Properties, built in 2010, offers concierge service and security access to the building. The offices accommodate local and international businesses, while the retail outlets offer a variety of products and services to both residents and visitors. Since they are within easy walking distance to financial and legal services, transportation, parking, restaurants, and shopping, it is hard to find a better location.

A boutique realtor personalizing your property search.

The Property Group was the proud sole agent for the first four phases of the Tucker’s Point Golf, Beach and Tennis Resort, as well as the Hidden Cove Development. Our agents have represented many of the island’s most beaitifully appointed homes.

We look forward to helping you make owning a property in Bermuda a reality. Contact our office to start working with one of our agents today.

www.property-group.com Managing Director: Sallyann Stratton Sallyann@tpg.bm (441) 535-4521

Managing Director: Brittany Archer Brittany@tpg.bm (441) 505-1466

Nautilus House, 82 South Road, Warwick WK08, Bermuda Tel:(441) 234-6900 www.property-group.com WWW.VISITBERMUDANOW.COM

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