2013 Annual Report

Fiscal Year 2013 Annual Report

In This Issue: Fiscal Year 2013 Annual Report Board and Staff . . . . . . . . . . . . . . . . . . . . . 1 Message from the Chair & President . 2-3 Overview . . . . . . . . . . . . . . . . . . . . . . . . 4-5 Programs at NMF . . . . . . . . . . . . . . . . . . . 6 Financial Summary . . . . . . . . . . . . . . . . . . 8 Financial Position . . . . . . . . . . . . . . . . . . . 9 Statement of Financial Position . . . . . . . 10 Grants & Loans Summary . . . . . . . . . . . . 11 Donors . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

Our Mission:

The Northwest Minnesota Foundation invests resources, creates opportunities, and promotes philanthropy to make the region a better place to live and work.

Our Vision:

Northwest Minnesota will be a place where communities and people work together to foster opportunity, promote philanthropy, and enrich the lives of all residents.

Board of Directors

Bob Hager

Pete Haddeland

Faye Auchenpaugh Judy Roy

Laurie Wilson

Tom Anderson

Cathy Forgit

CHAIR

VICE-CHAIR

SECRETARY

DIRECTOR

DIRECTOR

DIRECTOR

Roseau

Mahnomen

Pennington

TREASURER

Beltrami

Polk

Clearwater

Polk

Our gratitude to board members whose terms ended in 2012.

Jody Horntvedt

Jon Linnell

Leah Pigatti

Jon Quistgaard

Kristin Eggerling

Edie Ramstad

DIRECTOR

DIRECTOR

DIRECTOR

DIRECTOR

DIRECTOR

DIRECTOR

Lake of the Woods

Marshall

Hubbard

Beltrami

Kittson

Norman

Staff

Eric Bergeson

Connie Aguillo

Samantha Hedin

La Rae Maddox

Peggy Crandall

Ashley Hull

Diane Morey

Nate Dorr

Phil Knutson

Administrative Assistant Grants Services Associate Program Officer – Grants

Dawn Ganje

Program Officer – Training

Vicky Grove

Program Specialist – Early Childhood

Accounting Associate

Office/Systems Manager

Amy Tobkin

Program Officer – Business Development

Senior Program Officer – Business Finance

Caryl Turnow

Business Development Specialist

Lisa Peterson

Nancy Vyskocil

Barb Lien

Dawn Richardson

Tim Wang

Linde Linde

Marty Sieve

Communications Specialist

Administrative Assistant Administrative Assistant

Development Officer Administrative Assistant Vice President for Programs

Development Officer

Gary Purath

President

Finance Director

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Message from the Chair and President Hello Friends, This annual report, as an overview of the Northwest Minnesota Foundation’s 26th year, provides the opportunity to reflect and recall what a difference one year makes. During Fiscal Year 2013, it is not an exaggeration to say that monumental change at NMF was the overarching theme.

importance of a comprehensive, place-based approach to development in the region. With our current plan, we intend to continue focusing our growing financial resources and our well-established grant, loan, training and philanthropic services programs on improving essential assets throughout the region we serve.

We moved our headquarters to make room for our growing operation and to add efficiency. We are now anchored in the region with a renovated office in downtown Bemidji. Our new facility is highly accessible and visible; the conference center is gaining popularity as meeting space for many nonprofits and businesses in the region. The “user friendly” building has been a tremendous asset for our programming staff. We are now able to host events, trainings and workshops in house – easing scheduling and catering, while alleviating staff time spent away from the building with less expense to NMF.

We had the fresh perspective of newly elected board members: Cathy Forgit of Fertile and Kristin Eggerling of Hallock. We also had two board members finish their terms with NMF. We are very grateful to Gary Purath and Eric Bergeson, who were two of the longest serving board members since NMF’s inception and both served a term as Board Chair. Their dedication and strong belief in NMF, the region, and making life better for its residents will have a lasting impact.

Sustaining Community Success event August 2012, Fertile.

We experienced personnel changes due to retirement and promotion. We switched some of the staff to different roles and hired new staff, each of whom have brought a fresh perspective and great energy to the Foundation’s work. In the past two years, we have hired five new employees and four others have taken on new positions.

We have entered the next phase of our new strategic plan. Quality of Place, adopted as our guiding principle in 2002, remains as a relevant framework that acknowledges the critical

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NMF packs and moves its headquarters to downtown Bemidji.

NMF’s Training Program offers workshop in the new NMF conference center.

We have reached the major milestone of surpassing the $50 million mark in total assets. We have had constant, generous support. The Northwest Minnesota Foundation would not exist if it weren’t for the vision of the McKnight Foundation. Most importantly, NMF would not be able to do its work without those who give so generously. Thanks to you who have given your time and resources, we can move forward with current and emerging initiatives.

As you read this year’s report, you may think of ways that the Foundation might assist in developing your community’s assets. We welcome the opportunity to meet with you and discuss your ideas. Please give us a call. By working together—and adapting to changes along the way—we will make this region a better place to live and work.

Thank you!

Robert Hager Board Chair

Nancy Vyskocil President

Our Accomplishments: Since inception in 1986 • Business loan programs with over $5 million in assets have made 564 loans for a total of more than $24.6 million.

• Creation or retention of almost 2,719 jobs • Lending has leveraged more than $95.8 million in additional funds • Made over 5,318 grants totaling $24.7 million • Adult and youth leadership programs have provided training for nearly 5,678 leaders • Specifically designed non-profit management and diversity training programs have addressed the special needs of 577 organizations and 60 communities • $53 million in total assets • More than 352 component funds and sub-funds, with assets totaling $18.5 million

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Overview of 2013 The fiscal year ending June 30, 2013 marked a significant milepost for the Northwest Minnesota Foundation. It completed the last year of our most recent five-year planning cycle and saw the development of a new plan, which will chart our course over the next five years.

While some exciting changes and new initiatives are foreseen, the concept of Quality of Place will remain central to our mission–to make northwest Minnesota a better place to live and work. In pursuit of that mission, the past twelve months have seen a number of notable developments.

gram beginning in 1990 and ended his career on a high note - 2013 was the second highest dollar amount in loans done in one year, totaling $1.2 million.

Our Asset Building Grants program met its goal in each of the eight grant program areas. A total of 30 grants totaling just under $450,000 were given last year. Social service grants were most in demand. That program invested just over $200,000 to non-profits working on issues related to homelessness, career exploration, senior independent living, services to families in poverty, developmental disability therapy Our Entrepreneur Development Program (EDP) saw a healthy rebound and more. Community and economic development investments of of owner confidence as businesses began to seek expansion and new $130,000 helped ten communities plan for future growth. commerce launched. The increased demand for financing resulted in over $285,000 in loans to 17 businesses. Along with financing, EDP NMF’s investment in early childhood with the support of the McKnight Foundation continues to be a top priority – and is for the provided technical assistance to 179 entrepreneurs. state as well. NMF advanced the focus of increasing literacy by grade The Business Development Program saw major changes due to staff 3 in all 12 of the NMF Early Childhood Coalitions. retirement at the end of the fiscal year. Dave West managed the pro-

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McKnight Foundation board and staff visit our region.

August ‘12 Sustaining Success event at Bergeson Nursery.

December ‘12 State of the Foundation board meeting.

For the past five years, NMF has helped to convene an influential group of regional leaders called IMPACT 20/20. The group’s purpose is to exercise influence and align resources around a common vision for the economy of northwest Minnesota. In the workforce development area, IMPACT 20/20 has sought to enhance career-success skills of students preparing to enter the job market, and a major project is

now underway to develop web-based training modules for use in college classes. In the education area, it has sought to increase career readiness and improve on-time graduation rates of high school students around the region. Critical to this effort has been the creation and partnerships between school districts and the communities they serve.

Summer Experience at NMF Brittanie Maxwell

During my summer internship at the Northwest Minnesota Foundation I was able to attend grant and loan funding meetings, make connections with community leaders (and a Harvard alumna!), and witness the first Leech Lake State of the Band Address in five years. Those out of office experiences have matched the significance and diversity of my work within the walls of NMF. From gathering data about the region to scanning grant file archives from 1986 onward, I have seen how wide and positive an influence NMF has in the region. My favorite findings from the grant archives include newspaper clippings, photographs, and thank you letters from the hundreds of organizations that have been supported by NMF. It was so encouraging to know that the work I was doing as part of NMF was helping such a breadth of individuals – from Native American initiatives to early childhood development, youth entrepreneurship to elderly care, city and township improvement and beyond. Thank you NMF for this summer experience and everything that is done for the communities of Northwest Minnesota – I am proud to say that I was a small part of it all.

Brittanie Maxwell is a rising senior at Harvard University studying Romance Languages and Literatures with a secondary field of study in Government.

In Philanthropic Services, a major milestone was reached when all five of the Bremer grant communities achieved their match challenge by June 30th. The communities of Crookston, Fertile, Fisher, Stephen, and Warren each have over $100,000 in endowed funds, and this fiscal year, recommended the awarding of $65,654 in grants.

Activity in the rest of the region was also robust with 23 new component funds established for a variety of purposes. All of the investment by donors and work by community volunteers is fostering the quality of place in the region and enhancing the foundation’s mission.

Those are just some of the accomplishments of the recent past. One year from now, our next annual report will detail not only where NMF has been, but where we intend to go as we embark on a new plan with new strategic directions. We fully expect the region’s future to be bright, and we intend to play our part in turning expectations into reality.

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Business Development Program Dave West, NMF Senior Program Officer Business Finance, left the foundation last year for well-deserved retirement. Dave had 30 plus years of experience in financing. His last few months with NMF were some of the strongest ever with more than $1.2 million in loans.

Because of careful planning and training, the business development program was well-positioned for positive staffing transitions.

Diane Morey, also an experienced lender and respected economic development partner, has taken over Dave’s role in Business Finance, while Amy Tobkin was promoted to Program Officer for the Entrepreneur Development Program (EDP). Phil Knutson joined the foundation as Program Specialist to round out the transition. Connie Aguillo continues her support of both programs as Administrative Assistant.

secured. Loans are available for retail, service, manufacturing and other business types. Funds can be used for equipment, inventory, and working capital. Loans are made for up to $35,000. EDP staff are also heavily involved in the IDEA Competition.

We value the many partnerships in the region that offer small business resources. The Northwest Small Business Development Center is one of the partners that creates the synergy needed to serve a large geographical region. We look forward to further collaboration towards our mission of “creating jobs and business opportunities leading to long-term community impact and diversification of the economy.�

We are happy to see that the demand for lending has continued to increase and small businesses are positioned to grow. If you are looking for financing or business consulting, the team is ready to assist you! More information about our programs can be found at http://www.nwmf.org/business-development.html.

The Business Finance Program is a gap lending program that requires primary lending from a bank. Loans are available to businesses to develop new products with an emphasis on new technologies. Eligible use of funds include value-added manufacturing and processing; technologically innovative industries; agri-processing, marketing and specialty crops production; tourist and information industries; and, goods and services that enhance Quality of Place.

Loans are made for up to $150,000 for start-ups and $300,000 for expansions.

The Entrepreneur Development Program provides technical assistance and financing to individuals who want to start a business or expand an existing business. Technical assistance is provided in combination with financing, before, during and after financing is

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Pictured left to right: Connie Aguillo, Amy Tobkin, Diane Morey, and Phil Knutson.

Financial Summary Fiscal Year 2013 Other

5%

REVENUE & SUPPORT Program Contributions . . . . . . . . . . . . . . . . . . . . . . . . . . $2,194,290

24%

Endowment Contributions Program Contributions

Endowment Contributions . . . . . . . . . . . . . . . . . . . . . . . $2,109,648

Investment Income

Investment Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4,090,600

46%

Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $493,862

Total Revenue and Support . . . . . . . .

25%

Fundraising

Administration

18%

$8,888,400

3% EXPENSES Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $3,462,615 Administration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $806,870

Programs

79%

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Fund Raising . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $140,443

Total Expenses . . . . . . . . . . . . . . . . .

$4,409,928

Fiscal Year 2013 Financial Position $50M

Total Assets as of June 30, 2013

$53,461,000

$40M

$30M

$20M

$10M

0 1991

1993

1995

1997

1999

2001

2003

2005

2007

2008

2009

2010

2011

2012

2013

Public Disclosure 990 The Northwest Minnesota Foundation will make available for public inspection the last three years of its tax documents, including Internal Revenue Service Forms 990, 990-T (if applicable), and the Community Foundation’s application for tax exemption, IRS Form 1023, and its most recent audit. If the request for any of these documents is made in person, the requested documents will be provided on the day of the request, if possible. If the request is in writing (including e-mail), copies will be provided within 30 days. The requestor will be charged a reasonable fee for the cost of copying, plus postage. Additionally, the IRS documents will be available on the website at www.nwmf.org through a link to GuideStar.

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Statement of Financial Position Assets

2013 2012 Cash and Cash Equivalents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $713,835 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $764,338 Grants/Contracts Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $75,033 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100,077 Pledges Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $215,136 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $223,421 Accrued Interest Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $161,422 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $169,511 Other Receivables . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $3,517 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $3,458 Prepaid Expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $12,399 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $6,374 Notes Receivable – Revolving Loan Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $3,970,821 . . . . . . . . . . . . . . . . . . . . . . . . . . . . $3,590,455 Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $44,252,983 . . . . . . . . . . . . . . . . . . . . . . . . . . . $40,946,317 Other Equity Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,191,818 . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,171,225 Fixed Assets – Net of Accumulated Depreciation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,864,384 . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,237,048 Total Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $53,461,348 . . . . . . . . . . . . . . . . . . . . . . . $48,212,224

Liabilities

Deferred Revenue . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,747 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $29,387 Program Grants/Scholarships Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $322,682 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $273,723 Other Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $227,201 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $282,271 Mortage Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,195,549 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . - - - - - Loans Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $978,738 . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,051,923 Granite Equity Partners Subscription Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $350,000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $500,000 Annuity Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $455,840 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $474,260 Agency Endowment Liability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,604,813 . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,754,364 Total Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $5,136,570 . . . . . . . . . . . . . . . . . . . . . . . . $4,365,928

Net Assets

Unrestricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $424,628 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $385,115 Temporarily Restricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $17,323,114 . . . . . . . . . . . . . . . . . . . . . . . . . . . $15,079,947 Permanently Restricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $30,577,036 . . . . . . . . . . . . . . . . . . . . . . . . . . . $28,381,234 Total Net Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $48,324,778 . . . . . . . . . . . . . . . . . . . . . . . . . . . $48,846,296 Total Liabilities and Net Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $53,461,348 . . . . . . . . . . . . . . . . . . . . . . . $48,212,224

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Grants and Loans Summary Program Activity Summary GRANTS Caring Communities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $204,500 Community Connections . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $35,000 Community Planning . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $139,814 IDEA Competition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $43,000 Natural Resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $46,500 Component Funds and Scholarships . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $762,190

TOTAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,231,004

BUSINESS DEVELOPMENT Business Financing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,230,000 Entrepreneur Development . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $285,302

TOTAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $1,515,302 To apply for grants or loans please contact NMF staff.

2013 IDEA Competition Winners (left to right) Tim and Jenny Slukynsky, Warroad, for Lamplighter Hockey – a hockey stick weight that overcomes the weaknesses of other hockey stick training tools on the market today.

Brian & Coreen Berdahl, Red Lake Falls, for Spot-Knot – a fast, easy, and economical on-the-spot slip knot tie device that is the only one of its kind in the fishing industry.

Jerry Titera, Bagley, for Hubmaster Inc. – an innovative tool that helps remove the tapered wheel hub from bobcat skidsteers for routine maintenance and repair.

Dr. Jack V. Lundbohm, Roseau, for Stand Alone Game Calls – an elk hunting call that allows an elk hunter to hunt alone while remotely operating a call that is set up in a second location.

The Business Development Programs of the Northwest Minnesota Foundation receive funding and support from the Minnesota Department of Employment and Economic Development and United States Department of Agriculture Rural Development as well as the Small Business Administration and Fannie Mae. NMF is an Equal Opportunity Provider and Employer — Funding partners include the McKnight Foundation, The Minnesota Department of Employment and Economic Development, U.S. Small Business Administration, USDA Rural Development and other funders.

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Thank You to Our Donors Fiscal Year 2013 Donors ~ July 1, 2012 – June 30, 2013 We are grateful and appreciative to every one of you for your contributions, large and small. This past fiscal year alone, NMF received charitable gifts from over 2,100 individuals, organizations, agencies and others totaling more than $4.1 million.

Please know that your donations to the foundation or any of its component funds are making a difference in the quality of place in Northwest Minnesota – making the region a better place to live and work. For a full list of our donors, please visit www.nwmf.org/about/annual-report.html.

New Funds Archeology and Historic Preservation Fund Supports programs, projects and activities that preserve, restore and stabilize historic and archeological properties in the State of Minnesota Argyle Beautification and Improvement Project Fund Supports programs, projects and activities for aesthetic enhancements in the Argyle area Argyle H.O.P.E. Project Fund Supports programs, services and activities benefiting Argyle’s H.O.P.E. Program, which assists senior citizens Bemidji Chorale Endowment and Project Fund Supports the Bemidji Chorale’s music program through compensation of musicians, purchase or rental of music, venue, or materials used in performances, education programming, or outreach Bemidji Downtown Alliance Fund Supports loans to newly established or expanding for profit businesses in the Bemidji area Boys and Girls Clubs of the White Earth Reservation Supports programs, projects and activities delivered by the Boys and Girls Club of the White Earth Reservation, awarding scholarships to past members pursuing post-secondary education at a trade school, university, technical, tribal or community college Crookston Park and Recreation Fund Supports park, trail and recreational amenities in the City of Crookston Earl Gehrke Scholarship Fund Supports funding for scholarships to graduates from Roseau High School, pursuing post-secondary education for majors in the fields of math, science, or music.

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Elaine J. Hazard Bemidji Symphony Orchestra Fund Karvakko Family Charitable Fund Supports rental of music, instruments, equipment or Supports qualifying charitable and eduational materials to be used in the Bemidji Symphony Orchestra programs, projects, and activities of interest to the Karvakko family First National Bank Mahnomen Fund Supports programs, projects, and activities benefiting Northern Light Opera Company Endowment and the people, non-profit organizations and greater Project Fund Mahnomen community Provides support for the Northern Light Opera Company and its programs and activities First National Bank Twin Valley Fund Supports programs, projects, and activities benefiting Northland Regional Shooting Sports Fund the people, non-profit organizations and greater Twin Support for firearms training, marksmanship Valley community programs and public shooting range development in the Greater Bemidji Area Fosston High School Music Boosters Fund Supports programs, projects and activities to enhance Red Lake Falls Science or Engineering Scholarship and the music education of Fosston High School students School Support Fund To provide support for Red Lake Falls High School Greenbush Park & Recreation Fund students majoring in science or engineering at the Supports funding for Greenbush area parks, trails and University of North Dakota recreational amenities Roseau Youth Hockey Association Fund Grove Family Scholarship Fund Supports hockey related projects, services and Supports charitable and educational programs, projactivities serving Roseau area youth as well as ects and activities, including scholarships for students maintenance of the Roseau arena facilities who are members of St. Bernard’s Catholic Community Church of Thief River Falls, MN and are pursuing Sara Douglas LePard Memorial Scholarship Fund post-secondary education Supports scholarships to Roseau High School students pursuing higher education in accounting, engineering, Isackson Family Charitable Fund math or science Support for activities that promote early childhood education, early childhood health care, elder care and Warren Assisted Living Project Fund environmental /conservation activities Supports development, construction, maintenance, operations of and programming for an assisted living John and Iva Lee Graupman Family Scholarship Fund facility in Warren Supports scholarships to Bemidji High School seniors pursuing post-secondary education

Service Area

201 3rd St. NW Bemidji, MN 56601

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