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LifeStyle NEW JERSEY

FALL 2021

Gloriously Shifting Into Fall PAR-FECTION! • SPIRITS IN THE NIGHT EXPLORING THE VINEYARDS • THE RV LIFE


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LifeStyle View

Autumn Days Are Here Again

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ow! It seems like yesterday we were getting ready for summer, and now some of us are sending our kids back to school, or preparing for the change of seasons. These are no doubt difficult times and we've been hearing the term “new normal” a lot. And you'll see it reflected on the pages of New Jersey Lifestyle. We always strive to bring you a little sunshine and positivity with our editorial. And our Fall Issue is no different. In this edition, we pack up and hit the road in an RV. It’s no secret that RV sales are through the roof and domestic travel is more popular than ever. I recently took a trip down to Key West, Florida and it was as busy as it is in the peak season. I don’t think the roosters will get a break this year. With that, we explore some of the hurdles we face to help you navigate the current challenges. In our feature Par-Fection, we show some of our local golf spots that offer you a mental getaway and a chance to pick up the clubs again. Golf is a sport that has regained some popularity with both seasoned golfers and those new to the sport. I recently talked with a course owner and he stated it’s more popular than ever and has recovered from its decline before the pandemic. In this issue, we also explore a new speakeasy called Nucky’s in Ventnor. It’s an amazing little spot with a movie theater, a bar, and a restaurant all in one. A cool new place for sure that has had a huge impact on the previously dry town. And what’s Autumn in South Jersey without a trip to the wineries in Cape May? Contributors Lisa Johnson and Dennis Hayes take us on a journey to one of America’s favorite towns. No matter where I’m at in the United States, everyone brings up Cape May and its charm. All of this and so much more from our amazing writers in this Fall edition. Be sure to check out our Money Watch feature on inflation from our friends at CRA Financial, along with local art from Michael Cagno, as well as our advertisers that offer you the best of the best. It's no secret that New Jersey Lifestyle is one of our most cherished publications in South Jersey. Most assume that print is dying, but I assure you it's still here and it’s making a come back in both advertising and readership with the overwhelming amount of digital. One of those formats is the digital book. I recently had the pleasure of reading Eve-O, a book by our talented writer Danielle Gomes. It’s a fictional page-turner that reflects on our current situation and I suggest you give it a read for an exciting ride. New Jersey Lifestyle has been mailed to affluent homes in Atlantic and Cape May counties for the last 19 years. If you want to join our roster of advertisers and engage our audience, please feel free to reach out to me personally with my QR code to the right, and let me know if we can be of service.

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“Love the trees until their leaves fall off, then encourage them to try again next year.” —Chad Sugg

Nick Valinote, Publisher

How to reach us To advertise call 609.513.0813 or email njlifestylemagazine@gmail.com NJLifeStyleOnline.com Visiting our website is your connection to South Jersey’s Good Life. New Jersey Lifestyle is distributed exclusively by direct mail to the top 1% in Atlantic and Cape May Counties. facebook.com/NJlifestyleMag instagram.com/njlifestylemag

On the cover: Seaview, A Dolce Hotel golf course; Sesame Crusted Ahi from Nucky's Kitchen & Speakeasy.


Contents Departments Willow Creek Winery

Harbor Pines' golf course

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Locally, the Atlantic City area offers several golf courses for the Tiger Woods in all of us.

FEATURES

Par-fection!........................................... 22 Sweet spots to tackle in the Atlantic City area.

Exploring the Vineyards....................... 36 The vineyards of Cape May are ripe with adventure.

The RV Life............................................ 42

Discover this safer way to travel with the comforts of home.

Spirits In The Night............................... 66 A local kitchen and speakeasy opens in Ventnor.

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Nucky’s Kitchen & Speakeasy offers prohibition-era spirits of all kinds.

The Nucky burger

36

Join us as we explore three of Cape May’s most beautiful wineries.

Lifestyle Fashion...................................... 8 Back to school styles for kids. Home & Design........................................ 14 The new home market. Business Spotlight................................... 28 Harbor Pines Golf Club celebrates 25 years. Health Watch........................................... 30 Navigating the new normal. Lifestyle Travel......................................... 48 Post-pandemic travel. Lifestyle Wine......................................... 52 Community Q&A. Lifestyle Art............................................. 54 Folk art. Calendar of Events.................................. 58 Local happenings in and around our area. Lifestyle Social......................................... 60 Get the picture on the latest events. Money Watch.......................................... 72 Inflation concerns.

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LIFESTYLE | Fall 2021

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LifeStyle Contributors The people who make it great

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Darla Scarduzzio Creative Director Darla has been an integral part of NJ Lifestyle Magazine since 2004. From sales to publishing to graphic design, she has experienced all aspects of the industry.

Michael Bray Wine Writer Michael is the founder of and director of operations at Passion Vines Wine & Spirit Company in Somers Point and EHT. He serves on numerous local boards.

Felicia Lowenstein Writer Felicia has been writing professionally on a wide range of topics for nearly three decades. In addition to feature articles, she also has authored nearly two dozen nonfiction children’s books.

Danielle Gomes Writer Danielle is an author, freelance writer and brand marketing specialist. Her nationally featured work has won numerous awards. She lives in Margate with her husband and two sons.

Robin Stoloff Health Reporter Robin has been a local health reporter since 1986, and hosts Living Well on Lite Rock 96.9, and a weekly podcast by the same name. Visit her at livingwellwithrobinstoloff.com.

Lisa Johnson & Dennis Hayes Dennis’ passion is learning the secrets of preparing good food, traveling the world, and living life to the fullest. Lisa is an award-winning TV journalist from Las Vegas, Philadelphia, and Atlantic City.

Molly Golubcow Writer By day, Molly has been a technical writer for over 20 years. By night, she escapes the world of “Press Enter” to write about anything other than technical subjects.

Kristian Gonyea Photographer Kristian’s 15+ years of photography has appeared in various newspapers and magazines. His love of South Jersey has blossomed into his most recent works, sunrises and sunsets.

Michael Cagno Artist, Writer Michael is the Executive Director of the Noyes Museum of Art, V.P. of the Mid-Atlantic Association of Museums, and adjunct professor at three local colleges.

Eric Weeks Photographer Eric’s love of photography has won awards for many images throughout the years, along with a cover image for the Professional Photographers of America’s Loan Collection book.

Elaine Rose Writer Elaine was a staff writer for the Press of Atlantic City for nearly 22 years where she covered every subject except sports. Her work has won multiple awards.

Paul Dempsey Photographer From expressway billboards to European fashion magazines — Paul’s photography is fresh, unique, and intentional. His photos tell the stories that need no words.

David Spatz Entertainment Writer David is an Emmy Award-winning host and a multi-media journalist with 45 years experience. His entertainment series, Curatin Call, is SJ’s only program to win an Emmy.

Don Kravitz Photographer Don is an entertainment photojournalist and special events photographer for national publications, as well as Getty Images, Miss America, and the city of Ocean City, NJ.

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LifeStyle NEW JERSEY

MAGAZINE

Publisher

Nick Valinote Creative Director

Darla Scarduzzio Contributing Editor

Lisa Johnson Contributing Writers

Michael Bray Michael Cagno Molly Golubcow Danielle Gomes Dennis Hayes Felicia Lowenstein Matt and Tom Reynolds Elaine Rose David Spatz Robin Stoloff Photographers

Tom Briglia Paul Dempsey Kristian Gonyea Justin Tinel Nick Valinote Eric Weeks Online Media Information

www.njlifestyleonline.com

New Jersey Lifestyle is published by Nicholas & Partners. The entire contents of New Jersey Lifestyle are copyrighted and may not be reproduced without the express written consent of the publisher. Nicholas & Partners assumes no liability for products or services advertised herein. Nicholas & Partners reserves the right to edit, rewrite or refuse editorial material and assumes no responsibility for accuracy, errors or omissions. New Jersey Lifestyle and Nicholas & Partners assume no responsibility for writers opinions and contents. All correspondence should be sent to:

Nicholas & Partners P.O. Box 1183, Absecon, NJ 08201 Telephone: 609-513-0813 njlifestylemagazine@gmail.com njlifestyleonline.com

In 1969, Stephen Hankin founded the firm now known as Hankin Sandman Palladino Weintrob & Bell. Since that time, this venerable firm has built a reputation for excellence, effectiveness and integrity, ably advocating for our clients in a variety of practice areas.

HISTORY DEDICATION RESULTS Areas of Practice CONSTRUCTION COMMERCIAL LITIGATION DIVORCE/CUSTODY LAND USE ENVIRONMENTAL REAL ESTATE APPELLATE PRACTICE PERSONAL INJURY EMPLOYMENT CRIMINAL MUNICIPAL LAW PUBLIC CONTRACT LAW CONSUMER FRAUD Main Office Atlantic City 30 South New York Avenue | Atlantic City, NJ | P: (609) 344-5161 Cape May Court House Office 18 N. Main Street | Cape May Court House, NJ | P: (609) 465-5557 Avalon Office 2123 Dune Drive | Suite 2 | Avalon, NJ | P: (609) 368-5500 New York Office 32 W. 39th Street | 4th Floor | New York, NY | P: (212) 335-2255

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LifeStyle Fashion


Back to School For many kids, it's been two years since they've been in school, in person. Therefore, this year's school style is about self-expression. By Danielle Gomes

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his year may be the most impactful 'Back to School' season in recent times. For many students, it's been almost two years since they've been in school, in person. Thus making 'back to school' fashion more critical than ever. This year's school style isn't just about following the latest trends. It's about selfexpression. It's about telling their friends a little bit

Painters camouflage hoodie

about themselves, not with words, but with personal style — something so easily lost behind a computer screen. While many take the simple act of getting dressed for granted, it means a little more for our children this year. Students are ready to be seen. Send them back to school with that boost of confidence a fresh wardrobe can bring.

Patchwork print dress with attached sweater by Imoga

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LIFESTYLE | Fall 2021

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FASHION

Colorblock star sweater with distressed jeans by Vintage Havana and tie dye sweats (center)

Smart Styles — Comfortable Fit “Even the kids that we see in our stores want to get dressed up again. However, there's always a need for comfort when it comes to children's fashion. So, we see a lot of trendy styles, made with super soft, comfortable fabrics,” says Kathy Koob, co-owner of Kidrageous in Margate and Linwood. For boys, this trend is seen with graphic tees. Kids like to make statements, too, and a graphic tee is a great way to tell the world something. Look for tees made with ultra-soft material. From silly to sentimental, there's a trendy tee to complement every style. “For girls, dresses are popular right now. And a big trend is to pair dresses with sneakers,” says Debbie McCusker, co-owner of Kidrageous in Margate and Linwood. From high tops to bling sneakers, style and comfort collide when you pair a dress and sneakers. This combo is the epitome of casual cool and the perfect outfit to head back to school wearing. Prints Tie-dye, camo, and color blocking aren't going anywhere this fall. “We see a big continuation of tie-

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dye and bold prints,” Koob says. The only difference is that colors are bolder for fall. Prints, in general, are big this fall. Everything from animal prints to florals and stars to plaid, prints are showing up on everything from tees to sweatshirts, jackets, and dresses. Prints add instant flair to any style and easily take your fashion up a notch. Retro “Distressed leather, romantic florals, and 90s grunge are big trends this fall,” McCusker says. Styles that transport your little one to another era are chic. I mean, what can be cuter than your little one dressed in that 90s grunge look you loved in high school or that dreamy romantic dress from the '70s. Brands are also opting for more sustainable products. “With kids clothes, in particular, clothing lines are making a point to be considerate of coming generations and the health of the planet,” Koob says. For example, distressed vegan leather is a very trendy, retro look and is also more sustainable. Brands are also incorporating natural dyes, which give garments an earthy, lived-in, retro feel.


NOW F EA TURING JO SEP H R IBK O FF F ROM MONTREAL Sportswear Sports are such an integral part of life for so many, especially children. As such, sportswear is more popular and mainstream than ever for both boys and girls. In addition, outfits that can go from school to after-school sports make dressing for the day a breeze. And, thanks to all of the options, kids can be sporty and stylish. A trend to look out for is athletic minimalism, which features pareddown styles and basic colors. This makes it easy to mix and match your gear. Add a pop of neon, and your

Prints, in general, are big this fall. Everything from animal prints to florals and stars to plaid, prints are showing up on everything from tees to sweatshirts, jackets, and dresses. Prints add instant flair to any style and easily take your fashion up a notch.

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style is on-point. Another trend is urban athletics or street wear. Think casual with an edge. For example, joggers with a skateboard tee and a great pair of sneakers. Accessories You can't go back to school without a few accessories. The most significant necessity is the book bag. “Backpacks sat last year but have already been hugely popular this year,” Koob says. Finding that perfect backpack is a back-to-school tradition that's grown leaps and bounds in recent years.

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FASHION

Gone are the days when it was 'pick your color of JanSport'. Now, there's a backpack for every style. From solid colors to prints, monogram to character, sports team to Hollywood, a book bag is an extension of your child's personality. Picking the perfect backpack can make those early mornings just a little brighter. Hats are as much of a necessity as an accessory. While they're fashionforward accessories, they are also entirely practical. Hats protect your child from the elements. Whether it is needed for sun, rain, or warmth, hats are trendy for boys and girls. The most prominent styles right now are baseball caps, bucket hats, and beanies. For girls, the headband trend is still going strong. While they keep hair out of your child's eyes, they are also a highly fashionable way to top off an adorable outfit. “Bow headbands are so popular right now that it's hard to keep them stocked,” Koob says. Another school accessory trend taking over is fidget toys. You've most likely seen them in stores or know a child that's obsessed with them. The most popular variation of fidget toys is the pop it. “Pop its are on everything from games to pens, key chains, puzzles, jewelry, and pocketbooks. The competition on making new pop its is at an all-time high. Kids can't get enough of them,” Koob says. They also make great gifts for the child in your life that's heading back to school this fall. Kidrageous Kathy Koob and Debbie McCusker opened Kidrageous in Margate in 1999, and it's been a staple ever since. Kidrageous expanded to Linwood a few years ago. Both stores sell boys' and girls' clothes. For boys, they carry infant to size 16. For girls, they carry infant to junior sizes. “We have quite a few moms that shop our junior collection as well,” McCusker says. n

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Home & Design

Navigating the New Home Market


With an extreme shortage of housing in the United States, demand is high, and the inventory is low. The good news is you can still find or build your dream home. By Danielle Gomes


HOME & DESIGN

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f you’ve been following the economy this past year, it’s been a wild ride, and the new home market is no different. “There is an extreme shortage of housing in the United States, with the latest Freddie Mac report showing a need for 3.8 million units to meet buyer demand. We have been underproducing since the Great Recession of 2008-2009, and the pandemic amplified the issue by creating a bottleneck on imports and labor shortages,” says Erin Sykes, Real Estate Advisor Palm Beach, Miami, The Hamptons and Nest Seekers International Chief Economist. If you’re in the market for a new home, it may seem like the rest of the world is too. The demand is high, and the inventory is low, but this doesn’t mean that you can’t still find or build your dream home. “Single-family homes topped one million last year, the first time since 2007, and apartment construction is approaching levels not seen in over three decades. Homebuilders would need to construct between 1.1 million and 1.2 million single-family homes a year to meet long-term demand, so it’s a good time to build a new house,” Sykes says. However, before you decide to build your next residence, there are a few things to consider. First, the real estate market has changed dramatically this past year. “The biggest change has been the increasing disparity in pricing and demand for new construction versus resale homes. People want to be able to walk into their purchased home without having to do a renovation because of the difficulty in getting a contractor and increase in materials prices. Thus, they are willing to pay a premium to have the work done for them ahead of time,” Sykes says. Consequently, you can expect to pay a premium for new construction


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HOME & DESIGN

speculation homes. “Tight supply has created the opportunity for premium pricing, with new construction homes selling at a premium of up to 136% over resale homes in similar areas. That said, builders are taking on more risk with inflationary pricing and continued labor shortages, creating increased uncertainty about the months and years ahead. This risk equates to higher prices,” Sykes says. While prices are up, keep in mind that interest rates are very low so costs will balance out over the course of your loan. If you plan to purchase land and build your home, you should also plan to pay higher prices for raw materials. “The broad basket of construction materials, for example, lumber, copper, and steel cost about 20% more over last year, with uncertainty as to future prices,” Sykes says. The current inflation isn’t new, it’s been building for quite some time, and it’s received some strong catalysts this past year. “The extraordinary increase in the money supply in the form of COVID stimulus is the most direct cause of inflation, though supply/ demand factors also play a role. The continued uncertainty is being priced into raw materials, labor, and services. Thus, making inflation more ‘sticky’. It’s difficult to lower prices once you have increased them and people have become accustomed to paying,” Sykes says. So, don’t expect a drop in prices anytime soon. In addition to materials costing on average 20% more, many items are also taking longer to come in. “New home construction has changed dramatically this past year. For example, windows that would typically get delivered in three to four weeks are now taking around 14 weeks to come in,” says Ben Chapman, owner of Ben Chapman Development. Though with proper planning, the construction process


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can still run smoothly and efficiently. If you’re building a house in the near future, start planning as soon as possible. “Work with your builder, and make decisions as early in the process as possible. Remember that everything from kitchen cabinets and appliances to railings and fixtures may take longer to come in. So planning is essential,” Chapman says. However, this is where things get complicated. “With demand so high, if you order certain items too soon and you’re not ready to install, the warehouse may sell them to someone else that’s ready. I’ve seen this happen with everything from plumbing and lighting fixtures to appliances,” Chapman says. While the market has changed, there are still ways to take advantage of it. “There is opportunity in every market. Sometimes it just takes more digging. Make sure you are financially liquid or have pre-approval in place so you can move quickly when the opportunity presents itself. Affordability is an issue, despite low rates, since entry-level homes are more expensive than ever,” Sykes says. Making smart decisions in this market is essential and having the ability to move quickly is vital. Regardless of what stage you’re in, from looking to purchasing to building, preparation is critical. This planning will allow you the ability to swiftly seize an opportunity because everything is moving at hyperspeed right now. n Erin SYkes, Real Estate Advisor

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LifeStyle Golf

PAR-FECTION!

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Whether a novice just practicing her swing or a seasoned tournament player, the Atlantic City area offers some sweet spots to tackle. By Molly Golubcow

W

hether you play in Philadelphia or San Francisco — baseball field layouts and dimensions are predictable — three bases, pitcher’s mound, and home base. Golf, unlike most ball games, does not use a cookie-cutter playing area except for the fact that you will encounter 9 or 18 holes — depending on the game. This freestyle element as well as the natural or man-made terrain makes golf unique and challenging. Locally, the Atlantic City area offers several golf courses for the Tiger Woods in all of us. Whether a novice just practicing her swing or a seasoned tournament player, here are some sweet spots to tackle. Harbor Pines Open to the public, Harbor Pines Golf Course is one

Harbor Pines' golf course

of South Jersey’s favorite year-round places to golf. Conveniently located in Egg Harbor Township — minutes from Atlantic City and other South Jersey shore points — Harbor Pines has been rivaling many a private club for the last 25 years. The impeccably maintained Parkland Style course offers beautiful settings that accommodate golfers of all ages and skill levels. Players enjoy hitting the perfect fade on a course with 12 ponds and 17 acres of water, bunkers, and large rippling greens to challenge their game. In addition, Harbor Pines boasts unusually large tee areas to ensure diverse playing angles. After the game, be sure to visit the Harbor Pines Grill Room for a pub-style snack as you relax and watch the on-course action overlooking the 9th Green.

Seaview Country Club

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GOLF What players are saying at Harbor Pines… “As a golf member, Harbor Pines presents an excellent course layout, challenging greens, and with 5 sets of tees to play from, a demanding yet fair round of golf. My wife and I have taken advantage of special events at the club and enjoy spending time with friends in a casual atmosphere as well as more formal special occasions. The staff is extremely friendly, cooperative, and maintain a professional attitude, whether it's on the course, in the pro shop, or in the dining facility.” —Terry Bradway Harbor Pines Golf Club

Harbor Pines' impeccably maintained Parkland Style course offers beautiful settings that accommodate golfers of all ages and skill levels.

McCullough's Emerald Golf Links

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McCullough's Emerald Golf Links Appropriately named for its resemblance to British Isles courses, McCullough's Emerald Golf Links is a golfer’s paradise. Designed by Stephen Kay, the course offers players the distinct experience of Irish-Scottish golfing — wide open fairways, offshore winds, impressive grass mounds, bunkers, and undulating greens. The 245-acre elevated site located in Egg Harbor Township boasts an 18-hole, 6,600-yard, par 71 layout. Golfers may be geographically minutes away from Atlantic City casinos, but feel like they are experiencing a game at St. Andrews or Turnberry. McCullough’s offers golf membership packages for all levels and needs. For example, the Full Individual plan includes unlimited greens fees seven days per week with no restrictions. More casual golfers may want the 5 Day-10 Round Card valid weekdays before 8:00 AM or after 12:00 PM. Regardless of your choice, the quality of the course as well as member events, tournaments, and special social gatherings draw golfers to McCullough’s. In addition to the outstanding golf course, a pro shop with the latest apparel and equipment is available on site. For relaxation, golfers can


Linwood Country Club

imbibe at the Vagabond Kitchen & Tap House to wet their whistle with craft beer and wines right on the greens.

Linwood Country Club

What players are saying at McCullough's … “When playing at McCullough’s, I like the ability to play a changing golf course's seasonality from hard and fast to plush and true. Our wind and play remind me much of Ireland and Scotland.” —Dan Crossman “I play the golf course two to three times a week. The opportunity to play a golf course that changes as the wind blows provides the player the use of all the clubs in the bag. Fairways are fast and forgiving with numerous hills and dunes. Greens are undulated and quick. The overall condition of the golf course is outstanding. A fun play for all levels of handicap. A true links experience.” —Dan Crossman

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GOLF

Linwood Country Club Since 1920, the Linwood Country Club remains one of South Jersey’s oldest and most-respected private golf clubs. Located in the heart of Linwood, the 110-acre facility offers an 18-hole, immaculately manicured course with scenic views of the back bays of Absecon Island as well as the Atlantic City skyline. In 1999, the course was redesigned creating golf opportunities for players of all skill levels — from average to accomplished players. Membership options offer something for everyone including access to practice areas as well as tennis and pickleball facilities. Whether you golf daily or just meet friends for dinner and drinks, the LCC can meet your needs. To further improve the Linwood Country Club experience, the Dougherty family, local restaurant rock stars of the Dock’s Oyster House and Knife and Fork fame in Atlantic City, bought the club in 2017. Since then, many renovations and additions have been added including the installation of a movable glass “wall” anchored by a double-sided fireplace and a dramatic entryway into the club from Shore Road.

MICHAEL A. GOLOFF Ceritfied Public Accountant 609-350-6958 1616 Pacific Avenue, Suite 407 Atlantic City, NJ 08401 28

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What players are saying at Linwood CC… “I play in a woman’s group every Wednesday at Linwood Country Club. Each week I’m paired with three other players, often women I don’t know. They have always been friendly and encouraging. We have lunch after golf, and the food, service, and atmosphere are wonderful. It’s great making new friends while having fun!” —Jill Rosen Seaview Country Club Nestled on acres and acres of coast and woodlands in Galloway, N.J.,


Seaview touts two world-class golf courses and a 296-room hotel. The 6,300-yard Bay Course, opened in 1914, gives a Scottish-links look and feel with stunning seaside views, pot bunkers, and small undulating greens. On the other hand, the Pines Course, which opened 15 years after the Bay Course, presents a more New Jersey woodlands setting with large bunkers and spread-out, sloping greens. Seaview offers a variety of membership options to fit every individual's schedule and budget. And, all memberships include unlimited range use without additional cart fees. With 20 years of experience, Seaview prides themselves in creating the perfect Group Golf event. Whether it's a quiet round of Championship Golf for executive board members and esteemed clients or a getaway golf weekend, bachelor party, or alumni event, two championship golf courses provide the perfect backdrop for any occasion. Planning to host a golf event or tournament? Seaview offers a dedicated and experienced staff to ensure your group is taken care of from beginning to end — prizes and tee gifts, professional golf instruction, and many more amenities to make your golf experience memorable. What players are saying at Seaview… “Seaview is one of the most enjoyable golf experiences in Southern New Jersey. With two distinctly different golf courses between the Bay, a linksstyle course, and Pines, a traditional northeast parkland-style course as well as the renovated hotel spaces, all the amenities at Seaview are fantastic. The staff are welcoming and friendly, it makes me excited to be a member here and come here often.” —Anonymous n

When it comes to your toughest questions, we’re an open book. Because transparency matters. At Schwab, we take time to give you straightforward answers to your toughest questions. What are our fees? We’ll tell you. How about fully explaining our services? You got it. If you live in Egg Harbor, go ahead. Ask us anything. We will always give you a transparent answer.

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ADVERTORIAL

TWENTY-FIVE YEARS OF SPECTACULAR GOLF, DINING, AND EVENTS

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arbor Pines Golf Course has been welcoming golfers of all skill levels to its world-class links and facilities for 25 years. Known for its impeccable conditions, beautiful surroundings, and outstanding service that rivals private country clubs, Harbor Pines is South Jersey's premier destination for golf, dining, and special events. “Our family completed construction of this golf course and opened it 25 years ago. From day one we’ve been the only owners and operators of the facility,” said Mitchell Gurwicz. “That longevity is a rarity in this business. It’s a very special project for us and we are proud and honored to be part of the great golf community here in South Jersey.” The stunning Parkland-style course offers golfers of every skill level a challenge. Harbor Pines offers 18 holes with yardages totaling 6,827 yards from the back tees and 5,101 from the most forward set. The greens are generally large, fast, and roll true. The public golf course with a private club feel is nestled among 520 acres of tranquil forest and wetland and offers a wide range of upscale daily fee play and membership options. For the avid golfer looking to play unlimited golf with no restrictions, the Unlimited 7-day play membership is the top choice. The Young Executive

Membership caters to those golfers between the ages of 21 and 39 and also allows golfers to play unlimited golf seven days a week. Harbor Pines also offers a Limited 4-day midweek membership, a Twilight Membership, and Associate Membership, along with a Junior Membership. Early-bird membership begins in September; for more information, visit harborpines.com. Harbor Pines hosts various tournaments throughout the season and is home to the only Certified Golf Tournament Planner in South Jersey. The club is a full-service facility featuring a newly renovated and

fully stocked pro shop, his/her locker rooms, a halfway house, oncourse beverage service, and a dedicated grill room. The club also features banquet facilities and a top-quality catering staff that makes it a popular venue for special events such as weddings, showers, and birthday parties. The Harbor Pines Grill Room is open to the public and is the perfect place to enjoy lunch or dinner while overlooking a worldclass golf course. Al Fresco dining is also available on its covered patio. The Grill Room offers Happy Hour Specials daily from 3 p.m. to 5 p.m., as well as live entertainment and dining specials every Friday night starting at 5 p.m. n For more information, contact Harbor Pines at 609-927-0006 or visit harborpines.com.

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South Jersey’s Favorite Place to Play OPEN TO THE PUBLIC • WORLD CLASS GOLF COURSE & PRACTICE FACILITY • TEE TIMES OPEN TO THE PUBLIC • MEMBERSHIPS TO FIT ANY NEED • GOLF TOURNAMENTS • WEDDINGS AND BANQUETS FOR ANY OCCASION • RESTAURANT OPEN TO THE PUBLIC, SERVING LUNCH AND DINNER

500 St. Andrews Drive | Egg Harbor Township, NJ 08234 609.927.0006 | harborpines.com


Health Watch

NAVIGATING THE NEW NORMAL The lingering mental health affects of Covid from a teenagers perspective. By Robin Stoloff

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A

s I was researching and preparing to write this article on how Covid has affected the mental health of our kids and families, I thought it would be a good idea to interview a teenager who lived through it…if only I knew someone. As it so happens, I have a 17-year-old daughter who just graduated from high school and spent most of her last year as a little rectangle with all the other little rectangles on the computer screen as she attended class from our kitchen table. On a recent walk with her, I decided she would be a good representation of many kids in her situation. As we walked, I recorded our conversation about the pandemic. Here are some of her thoughts… “I was scared, depressed, bored, and kind of lonely. There was nothing to do, we had to stay home all day. I missed seeing my friends. When I saw the news, I was shocked that the virus spread the way it did. People were dying. I felt terrible for those people. They were just living their lives when suddenly they were gone. I also felt bad for the people who did not have a chance to say goodbye to their loved ones… Sometimes I'd have the ridiculous fear that the virus would take over the planet, and we were all going to die, and earth would be abandoned. Deep down, I knew that would not happen, but there was so much bad news, it was hard not to feel like the world was

coming to an end…” After hearing that, a deep sense of sorrow overcame me. My daughter and so many kids worldwide had to cope with lost opportunities, lost experiences, and, in some ways, lost innocence. Kids and teens carried a heavy burden during the pandemic, and unfortunately, it is not over. As adults, it has been difficult to hide our fears and worries. Let's face it; our children somehow know what we are feeling, even when we try to put on a happy face. However, it was not all doom and gloom during the quarantine. On a positive note, my daughter started her school day later, so she could get more sleep. There was no more getting up at 6 a.m. to catch the school bus. My son, a sophomore in college, spent more time with us since he attended class remotely. Because we were all home, we had many more family dinners together. We talked to each other and shared a few laughs too. As a family, we grew closer and more thankful for each other. I treasure those precious moments. The pandemic also helped to shine a much-needed spotlight on the issue of mental health. Patti Brown, Licensed Professional Counselor, saw the increased need for mental health services in her Ventnor practice. “During 2020 and early 2021, families and individuals were certainly affected emotionally and socially, in addition to financially. Humans rely

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HEALTH WATCH on routine and consistency, most of which changed drastically during the pandemic. Assimilating to different job structures and family routines and lack of in-person contact left many people anxious and depressed. Worrying about family members, missing social time out of the house, daily activities including sports and get-togethers, and changes within physical classrooms had a strong effect.” So how did people get through such a tough time, and how are they coping today? “Coping strategies are specific to each individual's needs,” according to Brown, “Some people are getting used to financial transition within their household by reorganizing a budget. I've had a few patients lose loved ones…and they are moving through the grief process. Students who were at milestone years in school missed out on events such as celebrations, prom, the first year of high school or college, etc., which left them feeling cheated, and many were anxious.” Just as I experienced in my own family, Brown says there were some positive effects within households. “Families became more cohesive staying home, parents were present much more in their children's lives and when going into work fulltime, running to sport practices and activities…It gave some people an opportunity to address physical health by exercising, getting outdoors more often, finding new activities.” On the other side of the coin, she says, “Some people became too comfortable, and felt the negative effects of gaining weight and not wearing real clothes to keep themselves in check!” Throughout my 30-plus years as a health reporter, I have spoken with countless mental health experts. I have realized that mental health warrants the same amount of attention, funding, and concern as our physical health, if not more, since mental health issues may not be as

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LET US GUIDE YOU. Helping Our Community to Emerge Stronger

Archer is here to help you through unforeseen challenges. As one of the largest and most trusted law firms in the MidAtlantic region, Archer has been serving businesses and individuals throughout the region for over 90 years. From employment, health care, insurance, and business counseling, to family law, real estate, land use, energy and utilities issues and more, our attorneys are up-to-date on the latest regulations, legislation and developments, and continue to provide the excellent client service that you have come to expect from us. For more information, contact Robert W. Bucknam, Jr., Esq. at (856) 354-3025 or at rbucknam@archerlaw.com.

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HEALTH WATCH obvious. If someone has a broken leg, they get medical attention and receive the treatment they need. That is not always the case with mental health conditions. Some warning signs of mental health problems are isolation or withdrawal, anger outbursts, irrational comments or actions, extreme mood swings, or acting overly emotional. If these types of behaviors persist, it is imperative to seek the help of a mental health expert. The same good habits that benefit our physical health are also essential to our mental health. Getting enough sleep, being physically active most days of the week, eating a nutritious diet, and avoiding harmful habits affect every aspect of our health. It is also crucial to practice gratitude, take time to relax, do something we enjoy, and connect with others. Mental health and physical health are integrally related, and what benefits one for one usually benefits the other. As the world begins to open up again and kids go back to school, we face a new set of challenges. Some people got used to working from home, and some have lost jobs, or their positions have changed. Fortunately, some schools are hiring additional mental health professionals because students may have lingering issues or difficulties transitioning back into the classroom. Yet, while views are changing about mental health, we still have a long way to go. “I believe the stigma previously attached to mental health is becoming an obsolete concept,” says Brown. “The demand for increased services is recognized…yet under-funded and in short supply.” A few ways my daughter copes are by exercising, getting outdoors, and drawing. As we finished our walk, she shared another approach to handling it all, “I like to watch Disney movies. There is always a happy ending. I wish the world were more like a Disney movie.” Don't we all, my girl, don't we all. n


LifeStyle Leisure

Cape May Winery

EXPLORING THE VINEYARDS The vineyards are ripe with adventure in Cape May. By Lisa Johnson and Dennis Hayes

Willow Creek Farm & Winery

Willow Creek Farm & Winery

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Willow Creek Farm & Winery

F

rom the mountains of the northwest to the beaches of the coastline, New Jersey is the perfect state in which to take a weekend road trip. After a year of not traveling, Dennis and I decided it was time to resume our beloved road trips throughout our beautiful Garden State. One of our favorite things to do is visit wineries, and one of our favorite places to visit is Cape May. We combined these loves into exploring three of Cape May’s most beautiful vineyards. Willow Creek Farm & Winery The long, winding road leading into Willow Creek Winery and Farm, with its stunning villa and rows of grapes, is reminiscent of a Napa Valley estate. Although tempted by the beauty of the Winery and its roaring fireplace to dining indoors, we decide to sit outside on the brick patio. The lush fifty acres of vineyards and farmland truly take your breath away. We decided to each try a glass of Prestige Rosé and the chef recommended we start with the Wilde Cock Cheeseboard. It was one of the best and most beautiful charcuterie boards we have ever experienced and far larger than anticipated, so we opted for a table flight of their Wilde Cock Dry Reds to enjoy while finishing the exceptional meats and cheeses. “Wilde Cock” by the way is the winery’s brand named after its owner Barbara Wilde. Willow Creek also offers vineyard tours and private tastings.

Turdo Vineyards

La Mer Beachfront Resort

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LEISURE

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Cape May Winery We joined in a group tour at Cape May Winery, which gave us the opportunity to get some exercise and education about the wine-making process. We learned the peninsula’s climate and geography create one of the best growing seasons on the Eastern Seaboard. Our guide showed us the French oak barrels they use to create wines with a silky texture. The barrels are only used for three years before ending up as gifts, craft materials, or sold to distillers. The winery was started in 1989 with the planting of the first vines in Cape May County as part of Rutgers Agricultural Co-op. Today, they grow 11 different varietals across 4 vineyards totaling 26 acres. After touring the beautiful grounds, we hit the Tap Room’s outdoor patio where we enjoyed live music, an excellent flight of red wines, and delicious tapas of Mediterranean Octopus and Tuna Poke Tacos. Turdo Vineyards Dennis and I had visited Willow Creek and Cape May Wineries before but had never heard of Turdo Vineyards and wanted to try something new. When we pulled up to the property we were a little taken aback as there was no parking lot and all we saw was a traditional home. We found a spot on the street and walked up, not sure what to expect. Well, don’t let appearances fool you because once we entered we were immediately transported to Old World Italy into a small family-owned winery where we enjoyed some of the most exceptional wines we’ve ever experienced. We were introduced to Sal Turdo, the owner as well as the master winemaker. In his charming Italian accent, Sal told us he had been an electrical contractor but when he retired he decided to pursue his dream to “take a single piece of


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LEISURE

land in Cape May and exploit it to its potential for the cultivation of high-quality Italian grapes to create wine unlike any other.” His vision, commitment, and determination transformed five acres of woods, into an award-winning vineyard and winery. Sal’s wife Sara and son Luca have been helping him since the beginning in 1998, and now the small family operation has produced awardwinning, premium hand-crafted wines. Those wines include Italian varietals such as Sangiovese, Barbera, Nebbiolo, Dolcetto, and its signature wine, Nero D'Avola. Turdo is one of only two wineries in the United States that uses Nero d'Avola, which is a highly aromatic red vinifera grape indigenous to Sicily. All the fruit used is 100% estate grown. Sal focuses on quality, not quantity. Turdo Vineyards is a hidden gem and one of New Jersey's most distinct vineyards. It’s also dog-friendly and offers self-guided tours through the ecofriendly winery and vineyard. Its tasting room and patio are intimate so reservations are recommended. Our romantic getaway was made complete with a stay at the beautiful La Mer Beachfront Resort. La Mer is perfectly located toward the quieter North End of town with breathtaking views that just beg you to sit, relax and take in the serene seaside setting, which is just what we did. Dennis and I ordered room service and enjoyed dinner on our beautiful balcony overlooking the ocean. The perfect way to end an exceptional day. n La Mer Beachfront Resort

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Seashore Gardens Foundation FIFTH

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Schedule

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LifeStyle On Wheels


THE RV LIFE

Recreational vehicles are gaining in popularity. Discover this safer way to travel with the comforts of home while driving across America's highways and byways. By Elaine Rose

H

ave home, will travel. Not quite, but recreational vehicles — RV for short — provide a lot of the comforts of home as you drive across America’s highways and byways. And in the past couple of years, they’ve become more popular than ever. “Everyone wants an RV now, due to COVID. It seems like a safer way to travel,” said Autumn Quinn, who does marketing for Dylans RV in Sewell. “You don’t have to get on a

Renegade Verona


ON WHEELS

plane and worry about other travelers. You’re spaced out at a campground.” RVs are in so much demand, that just about as soon as one appears on the dealership’s lot, it is sold, Quinn said. “The pandemic gave a lot of freedom to our industry. It opened it up to people who couldn’t do it before because of their jobs,” Quinn said. Parents could take their children on road trips because school classes were held online. A growing number of people live in their RVs year-round, Quinn said. And not only seniors. RVs usually conjure up images of retirees hitting the open road, but that stereotype is not true. In 2016, the average RV owner was 45 years old, but that age is going down. Millenials are taking to the RV experience, often preferring the smaller Class Bs, Business Insider recently reported.

Coachmen Cross Trail

Coachmen Cross Trail's interior

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SAVE SAVE THE THE DATE DATE “Van life is the ultimate uniter, and it sees no age,” Jen Young, cofounder of the RV rental platform Outdoorsy, told Business Insider. “Traveling via RV provides people with the ability to travel away from crowds and camp in a location where fresh air and open space are your two closest companions — a welcome reprieve after months spent in confinement.” RVs have been around longer than you might think. The first was built in 1915 from a three-ton truck, was 28 feet long, and could sleep 11 people. By the 1920s, it was an American institution, with camping clubs all over the country. The vast majority of RVs sold in the United States today are manufactured in Indiana. The cost of getting into the hobby varies widely. A used RV can be had for about $30,000, Quinn of Dylans RV said. New models can start at about $80,000 and go up to half a million bucks. For the uninitiated, there are several classes of RVs, and the order can be confusing. • Class A RVs are traditionally the largest. They are 30 to 40 feet long, sleep six to eight people, and are priced in the $160,000 to $220,000 range. They come with lots of amenities and are typically built on a commercial bus or truck chassis. • Class Bs are the smallest of the bunch and are sometimes called camper vans. They sleep two to four people, cost about $95,000 to $135,000, and are 20 to 24 feet long. While they have the basics of a sleeping area, bathroom, kitchen, and living room, the quarters are often quite cramped. • Class C RVs are in between, often built on the chassis of a pickup truck. Many have a bed built above the cab. Prices range from $80,000 to $120,000. Class Cs are 22 to 33 feet long and sleep four to eight people. • Super C RVs are relatively new and the largest you can buy. They are almost a palace on wheels and can come with every creature's comfort imaginable, from French-door refrigerators to built-in washers and dryers to heated floors. • Trailers are officially considered RVs and can be towed behind a truck or SUV. They come in several varieties but lack many of the comforts of motorized homes. They are also much less costly. A couple of examples of what’s out there for your consideration. On the more modest end is the 2022 Coachmen RV Cross Trail 23XG Ford E-350. A Class C RV costs $89,988, is 25 feet, 10 inches long, and sleeps four. Built on the Ford E-350 chassis, it runs on gasoline. A tank holds 50 gallons of freshwater. Quarters are a bit tight, but it does have a full

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ON WHEELS

bathroom and a kitchen. On the higher end, is the 2022 Renegade Verona 40VRB Class Super C, which sells for $329,988. Built on a Freightliner M2 chassis, it runs on diesel fuel. This baby is almost as big as a small apartment at 40 feet long. It has a king-size bed with a closet on either side, three TV sets, an 18-cubic-foot refrigerator with an icemaker, a queen-size sofa bed, and an outdoor entertainment area. The freshwater tank holds 150 gallons. If this lifestyle sounds right for you, take a good look. But there are a couple of caveats. RVs are not for those looking to save money on travel, Liz Weston wrote for NerdWallet. In addition to the initial outlay, these things are gas guzzlers, getting about 6 to 8 mpg. Be prepared to become quite familiar with Pilot, Love’s, and other truck-stop chains along the interstates. Plus, campground fees range from about $25 to $80 per

Renegade Verona's living room and kitchen area

night. And you have to pay to store the vehicle when you’re not using it, Weston wrote. “Add it all up, you could spend a lot of time in some pretty nice hotels for what you’ll pay camping in an RV,” Weston wrote. Another issue is that moisture can build up in an RV, due to weather, people living inside, and water evaporation. So you’ll have to take measures to dehumidify the atmosphere inside your vehicle. Some recommend renting an RV for a trial run before laying out a lot of money to own one. Good websites to check out include Outdoorsy, Cruise America, and RVShare.com. Also, be aware, you could get hooked on this lifestyle for life. Dylans RVs have seen people come back to purchase their fifth and sixth vehicles while trading in a used model, Quinn said. “It is a family tradition,” Quinn said. “Once people get into this, they fall in love with it and keep going.” n

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LifeStyle Travel

POST-PANDEMIC TRAVEL By Molly Golubcow


Before you pack, let’s take a look at what you may need to know when planning a vacation during post-COVID days. So, grab your mask and proof of vaccination card, and let’s get going!

A

fter being confined, constricted, and quarantined for over 14 months of COVID-19 lockdown, Ventnor resident Shelley Agris took advantage when travel restrictions finally eased in May 2021. She booked a flight to Boise, Idaho so she could see and hug her grandchildren in person. She was so done speaking to them virtually on a flat Zoom screen. Agris and her family were fully vaccinated, and she couldn’t wait to feel “normal” again. When she arrived at Philadelphia International, the airport was crowded — very crowded, and she was surrounded by fellow cooped-up passengers also eager to fly — literally and figuratively. Agris explains, “Everyone seemed comfortable — no anxiety or fears. If it weren’t for the mask requirements, it seemed like usual travel lines — just like it was in the pre-COVID era.” Agris, as well as most of the world, is quickly easing into visiting family and booking getaways again now that a good percentage of the population is vaccinated. Whether you fly, drive, or cruise, travel is opening up and people are clamoring to go somewhere — anywhere.

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TRAVEL

By Land According to TripAdvisor, more than 67% of Americans plan to travel during the 2021 summer. Although the Centers for Disease Control (CDC) say it is safe for fully vaccinated people to travel, you still need to mask up on public transportation, even if you are inoculated. In addition, it makes sense to check state and local rules and requirements for a particular hotel, train, or bus. For example, if you plan to take AMTRAC from Philadelphia to Boston, refer to their website for the latest COVID requirements and procedures. It’s a safe bet that you will need a mask, so make that a must when packing — just like a toothbrush and change of underwear! Then, check the hotel you have booked in Boston to make sure you will be compliant with any pandemic-related policies that the hotel has in place. The online hotel reservation site, Booking.com, provides a COVID-19 Help Center where you can read important information related to the pandemic and the hotel you are booking. In addition to the hotel, look into any COVID changes or rules that a particular tour company or historical site may have in place before you travel. In short, be prepared and be patient — that and a mask will ensure your trip is a pleasant one.

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By Sea All aboard whose going aboard — and all, employees and guests, must provide proof of COVID-19 vaccination before boarding (unless you are in Florida)! According to a Travel & Leisure magazine survey, 86% of seasoned cruisers are ready and eager to set sail again if vaccine requirements are firmly in place. As a result, most cruise lines are requiring guests 12 and older to be vaccinated at least two weeks before boarding. Unvaccinated children will be required to take a COVID-19 test at the cruise terminal. Again, rules and requirements change like the tides, so check with your cruise line before arriving at the terminal to make sure you are working with the latest set of cruising rules! To further ease the minds of worried travelers, Celebrity Cruises added more doctors and nurses to their ships along with critical care beds and rapid testing. In addition, Celebrity will allow guests off the ship only if they booked an official Celebrity shore excursion. This measure ensures that guests using transportation and visiting sites at the port are also adhering to COVID-19 rules and regulations. Cruise mavens will also notice changes at the Buffet venue. Guests will no longer self-serve their portions onto their plate — eliminating the unsanitary process of multiple


people touching the same serving utensil. Now, crew members will dish out the food for the guest — a much better public health option going forward. By Air Even before the pandemic, traveling by air presented a plethora of requirements ranging from taking off your shoes to the size of liquid containers permitted in carry-ons. That has not changed, but more rules are in place. To begin with, you cannot think about coming to the airport without a mask — required throughout the airport and the entire plane ride — no exceptions! For domestic travels, fully vaccinated passengers must wear the mask and are asked to self-monitor for COVID-19 symptoms once they reach their destination — unless local guidelines dictate otherwise. If you are not fully vaccinated, the airlines ask that you get a viral test 1-3 days before your trip. Then, they ask that you get tested again 3-5 days after travel AND self-quarantine for a full 7 days after travel. For international travel by air, check the CDC guidelines as well as the particular carrier you are flying. For example, on the United Airlines website, you can learn more about all the latest requirements on their Important Notices page and

their FAQs. If you travel to another country, be mindful of that country’s requirements for vaccinations and quarantine measures. Some may be based on self-quarantining and others may be more stringent. For example, Abu Dhabi airport now uses facial scanners to detect coronavirus infections resulting in a 93.5% accuracy for identifying infected individuals. n

SUBJECT TO CHANGE Because COVID-19 rules can change according to infection rates around the world, information in this article may have changed after publication. To be safe, check the CDC website for the latest information and restrictions for travel.

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LifeStyle Wine

By Michael Bray

W

elcome back to another issue of Community Q&A. For those of you just tuning in, you can find me at, Michael@ passionvines.com. I welcome you to email me with any winerelated questions and I will use this monthly column to answer them. While I will not be able to answer all of them, I do promise to always provide an answer via email. Q: Kate from Sea Isle asks, “I have a bottle by, Vincent Bouzereau and it says “Coteaux Bourgignons” — what does this mean? Secondly, what type of food do I serve with this wine?” A: Thanks Kate, great question! Coteaux Bourgignons is one of the newest Protected Denominations of Origin created to reflect wines coming from the hillside slopes of Burgundy, a prized geographic feature where vines have excellent drainage and exposure to the sun (as opposed to the flat, hot valley floors that often make lower acid, coarser wines). The big difference between Coteaux Bourgignons and the village and “cru” level wines, is that younger Chardonnay vines are permitted in wine production, as are grape varieties other than the “big three” of Chardonnay, Pinot Noir, and Gamay. In the case of Vincent Bouzereau, a pleasant easy-drinking white grape known as Aligoté is blended in equal portions with Chardonnay to make his Coteaux Bourgignons Blanc. What it pairs with: A: Aligoté considerably lightens up the plushness of Chardonnay in this wine, but barrel-fermentation adds a creamy texture, giving you a rather complex wine. This is a wine that would play off of crab cakes incredibly well; the delicate meatiness of crab is a paradox in and of itself, the way the blend of Aligoté and Chardonnay provide a yin and yang to your senses. If you are making up a cheese plate, Aligoté is going to have a youthful lively character, while the Chardonnay will give a nutty character after time in barrel. A young gouda or even a Gruyère would be a fine partner with this white wine from Bouzereau. Q: Megan from Sea Isle City asks, “I want to try French Pinot Noir, but it’s always so expensive. Thoughts? What do you recommend?” A: You’re right, Megan. Red wines from Burgundy (Pinot Noir) are often big-ticket items. The Premier Cru and Grand Cru wines are highly sought after as they showcase various combinations of structure, power, delicacy, terroir, and longevity. Parcels of vineyard land located mere yards from one another can lead to vastly different expressions due to changes in soil or aspect to the sun. However, the important thing to remember is that the wines labeled “Bourgogne” are meant for everyday consumption with humble or casual meals. When you find a producer who makes exquisite luxury wines, chances are good that the everyday wines will taste great as well. Domaine Jessiaume ($24 / bottle) is

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a terrific example of such a producer, where its Bourgogne Rouge draws from the unique characteristics of its vineyard holdings throughout the Côte de Beaune! Q: Jessica from Brigantine asks, “What’s the deal with the Mary J. Blige wine? Any Good?” A: R&B Mega-star Mary J. Blige has teamed up with Marco Fantinel of Fantinel Estate in Friuli to produce this “Ramato” style of Pinot Grigio. Ramato (“copper” in Italian) is a style of winemaking in the Friuli-Venezia Giulia region where Pinot Grigio is fermented with extended skin contact, anywhere from 12 hours to 2 weeks (or more). The result is not quite a rose wine but not an orange wine either. More of a dry, incredibly food-friendly blush wine with plenty of acidities and even a slight tannic bitterness from the extended skin contact. Skin contact also contributes additional texture/mouthfeel. Mary was heavily involved in the selection of vineyard sites. According to Fantinel, “There is a lot of Mary’s soul in this wine.” The unique combination of tannin, acid, and texture makes you think you are drinking red wine from a structural standpoint, but the flavors lean more toward that of white wine. The silky, yet salty Prosciutto is a terrific match as are shellfish. “Hard-to-pair” dishes like quiche would be great with this, too. Rich sushi-like salmon and tuna would also make for a fun pairing. Try a mixed cheese plate; everything from the rich and creamy, to the hard and salty are going to work in some capacity with this wine. Q: Tony from Linwood asks, “What do you recommend serving with a bottle of Stags Leap Artemis?” A: Ooh, nice selection, Tony!! Artemis is Cabernet Sauvignon dominant. Consider this wine with a pork loin roast, perhaps even with a tasty Port reduction with figs. Include some roasted veggies on the grill. With cheeses, you need something that can stand up to the wine’s long, complex finish. Aged cheddars are an easy match in this situation. Another great pairing is simply pouring a glass while enjoying a fire pit on a cool fall evening. Lastly, we finish with me asking YOU a question. Email me the answer, and I’ll reply with a prize. Q: True or False — Most of the Vineyards in Burgundy, France (even very small ones) have more than one owner? You keep asking, and I’ll keep writing… Drink Passionately,

Michael@passionvines.com


LifeStyle Art

Indian Mela, an Evening of Salsa, and Soul Line Dancing on the Moorestown Arboretum Lawn. Photo courtesy of Perkins

FOLK ART

Whether decorative, utilitarian, produced for income or empowerment, the appreciation for the folk arts has gained enormous respect, and is strengthening our communities. By Michael Cagno

O

ften genres of art are easily identified by a particular style, time period, or region. Folk art is much more difficult to define because at one moment it may refer to a piece of Native American textile made in the 18th century, a painting from an untrained Haitian artist, or a contemporary sculpture created from found objects. Traditionally, folk artists receive no academic training. Instead, they may develop their skills through apprenticeships or self-taught. The works

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may be infused with tradition for the everyday or reserved for high ceremonies. The folk arts are often the most inclusive regardless of status, culture, ethnicity, or gender. Here in southern New Jersey there are two Folklife Centers whose mission is solely to preserve and present the folk arts. For many years, the Down Jersey Folklife Center at WheatonArts and Perkins’ Folklife Center. The 2021 fall exhibitions and programs of the Down Jersey Folklife Center at WheatonArts are part of a two-year multifaceted project “Reflections and Expressions: Communities and Cultures of Central and South America” which includes several exhibitions, a series of educational activities, artist residencies, music, and dance performances. Two of the fall programs will focus on the cultural heritage of the Guatemalan Maya people in our area — a major exhibition of Mayan textile arts and a community arts project. Mayan Traje: A Tradition in Transition (Down Jersey Folklife Center at WheatonArts, September 24 through December 31, 2021) This exhibition features masterpieces of fiber arts created by Guatemalan Maya artists over a time span of a hundred years till modern days. The artworks present some of the finest examples of Guatemalan weaving and embroidery while showcasing a range of techniques and materials employed in the creative process. They also illustrate how changes in designs and the adoption of new materials have become a part of the Mayan living traditions and have helped maintain their vitality over time. The displays of “old” and “new” forms of Guatemalan weavings enable the viewers to make comparisons and engage in a deeper conversation about preservation and transformation of traditions, an adaptation of folk arts to the contemporary way of life, and about continuation and change of everyone’s “own” cultural heritage in the multi-cultural context of the American society. The exhibition story reveals the complex character of the Mayan garments

Jensen Cheng demonstrating Sumi brush painting Photo courtesy of Perkins Prince the Frog Photo courtesy of Perkins

Ublado Sanchez immigration themed sawdust carpet Photo courtesy of Wheaton Ylvia Asal embroidery Photo courtesy of Perkins

Ceremonial Huipil Chichicastenango Photo courtesy of Wheaton Wedding Huipil San Miguel Totonicapán Photo courtesy of Wheaton


ART

as well as other woven and embroidered pieces and the weaving patterns are interpreted in the context of a broad spectrum of regional, social, ritual, and aesthetic meanings. Most of the displayed artworks are from the collection of the “Friends of the Ixchel Museum” — our major partner in presenting this rare exhibition to the public. The others are provided by private collectors or created by artists residing in our region. Exhibit Opening, September 25 (Saturday), 4 pm to 6 pm The opening program includes: • Blessing Ceremony for a New Beginning performed by Genaro Jacinto Calel • Maya weaving demonstration by the master weaver Julia Sánchez • Marimba Music by Marimba Maya AWAL band Maya Sawdust Carpet: Community Arts Project October 2&3 (Saturday & Sunday), 12 noon to 4 pm Join us for this two day community arts project and participate in the creation of a Guatemalan sawdust carpet. Led by the Master Guatemalan artist Ubaldo Sánchez,

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this activity will take place outside the Folklife Center’s building and will result in a piece themed around stories and images associated with the Mayan fiber arts — images of Ixchel, Goddess of the moon, fertility, medicine, and a patron of weavers as well as images of Guatemalan Maya people dressed in regional traditional garments. Sawdust carpets are an ephemeral art form created in one or more layers of colored sawdust and sometimes additional materials such as flowers and flower petals, pine needles, rice, fruit, colored earth or sand, ashes, and other usually organic materials. In Guatemala, they are traditionally made to greet a religious procession that walks over them and are dismantled after that. In the US, however, sawdust carpets are created on various special occasions and incorporate a greater variety of themes. Perkins Center for the Arts hosts one of five Folklife Centers in the state of New Jersey. The mission of the Perkins Folklife Center is to preserve, perpetuate and build awareness of South Jersey’s rich cultural history, traditions, and folk art. Through the work of the Folklife Center, Perkins has expanded its network of Folk Artists throughout South Jersey and created a variety


DON’T FACE CANCER ALONE. of programming to elevate and celebrate the importance of cultural preservation. Perkins’ new Summer Cultural Series on Tuesdays was a big success which featured an Indian Mela, an Evening of Salsa, and Soul Line Dancing on the Moorestown Arboretum Lawn. Perkins Conversations on Culture will return in the Fall as intimate conversations with working artists (Thursdays at 1:00 pm) and will explore not only visual folk arts but folk music as well. This fall, Perkins will continue to expand the reach of the NJSCA sponsored Homebound Program. The Perkins Homebound Program is designed to bring authentic, folk art experiences to homebound individuals and their caregivers. Inhome instruction and interaction are provided in a variety of mediums including clay, embroidery, and folk music. “The Butterfly” Storytelling series is due to re-emerge, where local, regional, and even national and international storytellers converge and share. And, through the collaboration of Perkins’ Folklife Center and its Education Department, Perkins will continue to add Folk Arts instruction to its already robust instructional curriculum. Classes of embroidery, lace-making, Sumi brush painting, pottery, belly-dancing, paper marbling, with more to come! The folk arts represent a collection of shared values that directly connects with its community values. Through the passing of this knowledge, these time-honored creations convey knowledge and capture history. Thanks to both the Down Jersey Folklife Center at WheatonArts and the Perkins’ Folklife Center, these stories are preserved and shared with the community of southern New Jersey. n

Become a Gilda’s Club Member.

CANCER DOES NOT DISCRIMINATE. Gilda’s Club South Jersey is a free, cancer support community for anyone who is touched by cancer in any way — men, women, teens and children who are living with cancer, their families and friends, and those who have lost a loved one to cancer. Visit gildasclubsouthjersey.org or call 609-926-2699 to learn more.

Your help and support is needed!

Visit MMSC.org

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Calendar of Events 9/6 thru 9/8 > Celebrating 100 Year of Volunteers, Women & Scholarships The Boardwalk at Resorts Hotel & Casino, Atlantic City Various times For more info email majken.mechling@missamerica.org 9/9 thru 9/10 > AtlantiCare 11th Annual Stroke Summit Golden Nugget, Atlantic City Thu. @ 7:00 a.m. and Fri. @ 12:30 p.m. atlanticare.org/stroke 9/11 > Social Saturdays — A Themed Selection of Featured Wines Passion Vines, E.H.T. 4:00 p.m. - 7:00 p.m., Every Saturday Passionvines.com 9/23 > The Right Notes — South Jersey's fight against MS Greate Bay Country Club, Somers Point 7:00 p.m. – 10 p.m. passionvines.com

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9/25 > The Beach Boys 2021 Feel Flows Ovation Hall, Ocean Resort, Atlantic City 8:00 p.m. theoceanac.com 9/27 thru 10/3 > Shoprite LPGA Classic Seaview, A Dolce Hotel, Galloway Times and events change daily. shopritelpgclassic.com 10/1 > Exit Zero Jazz Festival Exit Zero Ferry Park, N. Cape May 11:00 a.m. exitzerojazzfestival.com 10/2 > Pop Tour 2000 Tropicana Showroom, Atlantic City 8:00 p.m. tropicana.net/entertainment 10/3 thru 10/8 > Atlantic City Restaurant Week Restaurants in and around A.C. atlanticcitynj.com/restaurant-week

10/10 > 9th Annual Vagabike Vagabond Kitchen & Tap House, Atlantic City 9:30 a.m. - 6:00 p.m. fb.me/e/1yvTM7D5K 10/14 > Fashion Show by Talk of the Walk and Dinner at Smithville Inn Historic Smithville Inn, Smithville 5:30 p.m. - 8:30 p.m. fb.me/e/100L176sE 10/21 > I. Rice & Company Presents: The Arc of Atlantic County Pro-Am Golf Tournament Galloway National Golf Club, Galloway 8:00 a.m. boardwalkhall.com 10/30 & 10/31 > Official Halloween Booze Cruise Boat Party Atlantic City Cruises, Atlantic City 8:30 p.m. - 12:00 a.m. theboozecruise.eventbrite.com

Due to the increasing amount of cancelations and postponements, we encourage you to visit each property/venue websites for the most recent and up to date information.


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LifeStyle Social

See more event photos at facebook.com/NJlifestyleMag

Bastille Day Party At Casa Del Cielo A Bastille Day celebration was held at Case Del Cielo in Atlantic City this past July to commemorate the national day of France.

Photos by Nick Valinote

AtlantiCare Acknowledges The Generosity Of The Dougherty Family The opening celebrations of the new Dougherty Steakhouse & Raw Bar located in Resorts Casino Hotel benefitted the AtlantiCare’s newest project in Atlantic City — the Ohio Avenue Medical Arts Pavilion. The Pavilion is slated to open in the fall of 2022.

Photos submitted by AtlantiCare

Jimmy Johnson’s Quest For The Ring Championship Fishing Week

Pro Football Hall of Fame Coach Jimmy Johnson took his world-class fishing tournament from South Florida to Atlantic City this past July. With a guaranteed $1 million purse, the competitive sports fishing experience included a final dock party celebration at the Golden Nugget.

Photos by Kristian Gonyea

Vibe Dining At The Pool After Dark

The Pool After Dark at Harrah’s Hotel & Casino celebrated their re-opening with a high energy, interactive dining experience with a nightlife feel. A DJ, entertainment, amazing party-style food, and cocktails are all a part of the on-going experience.

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Photos by Tom Briglia/Photographics


LifeStyle Social

Submit your photos to njlifestylemagazine@gmail.com

SGLC Father’s Day Celebration Featured “Man’s Best Friend”

Residents at Seashore Gardens Living Center (SGLC) celebrated Father’s Day with front porch visits from “man’s best friend.” The residents had a chance to spend time with Blizzard, who is a 90 lb. Great Pyrenees mix and “expert cuddler.” Blizzard is a trained therapy dog.

Photos submitted

Legendary Boogie Nights Nightclub Reopens With Ribbon Cutting Atlantic City Mayor Marty Small and Tropicana SVP & General Manager Jacqueline Grace cut the ribbon to reopen the legendary Boogie Nights Nightclub in the Tropicana Casino Resort this past July.

Photos by Tom Briglia/Photographics

Rhythm & Spirits Celebrates Two Years

Rhythm & Spirits on Tennessee Avenue in Atlantic City held an anniversary weekend celebration this past July with a VIP cocktail party, lots of entertainment, and a boozy brunch.

Photos submitted

Margate Business Association Holds Annual Wine Tasting

The 18th annual MBA Wine Tasting was held this past July at the Edgemar Circle recreational field in Margate. Guests enjoyed a live and silent auction, amazing food, pleasing wine, beer and spirits, live music, and dancing. The event helps fund the opportunities and needs of children.

Photos by Tom Briglia/Photographics

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LifeStyle Social

See more event photos at facebook.com/NJlifestyleMag

A Day Of Dragon Boat Races

Gilda’s Club South Jersey held their annual Dragon Boat races this past June at Lake Lenape. The benefit included a flower ceremony for loved ones touched by cancer, live entertainment, fantastic local food, vendors, and fun for the whole family!

Photos by Paul Dempsey

“Rise Up For The ARTS” Raises $120,000 For The Schultz-Hill Foundation Over 700 people came out to see The Texas Tenors perform at Resorts Casino Hotel for this year's “Rise Up for the Arts”. The annual benefit concert raised $120,000 to support the arts, history, and education in South Jersey.

Photos by Nick Valinote

Live Entertainment Comes To Linwood Country Club Linwood Country Club hosted the Usual Suspects Band at their patio tent Friday the 13th.

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Photos by Nick Valinote


Submit your photos to njlifestylemagazine@gmail.com

LifeStyle Social

Golden Nugget Holds Annual Fakefest

Golden Nugget held their Annual Fakefest concert series with performances by tribute bands Completely Unchained and many more this past July.

Photos by Nick Valinote

Atlantic County Women's Hall Of Fame Holds Induction Ceremony The Atlantic County Women’s Hall of Fame hosted its induction ceremony for honorees from 2020 to 2021 at the Atlantic City Country Club this past June. Jane Stark, an honoree from 1996, was the mistress of the ceremony. This was also the 25th anniversary of the Hall of Fame.

Photos by Gail Kohl of AC Photos

2021 Beachstock Comes To Margate

The planet's biggest beach party returned to Margate in June. Mouthwatering food, crafts and retailers were all a part of the event, along with cornhole tournaments and much more.

Photos by Tom Briglia/Photographics

ACCC Restaurant Gala Goes Al Fresco

The 38th Annual Atlantic Cape Community College Restaurant Gala was held outdoors this year. Thanks to their generous supporters, the event raised over $191,800.

Photos by Nick Valinote

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LifeStyle Social

See more event photos at facebook.com/NJlifestyleMag

MBCA’s Flamingle By The Sea

The Metropolitan Business & Citizens Association (MBCA) Scholarship Foundation held its annual summer mixer and silent auction this past July at HQ2 Beachclub at Ocean Casino Resort. Over 700 people attended this popular summertime event that raised over $20,000 for the MBCA Scholarship Fund.

Photos by Nick Valinote

Monica Miraglilo Highlighted At Girlbuild

Girlbuild held their Women’s Summer Speaker Series about empowering women at the home of Inez and Louis Barberio with guest speaker Monica Miraglilo on July 8.

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Photos by Nick Valinote


Submit your photos to njlifestylemagazine@gmail.com

LifeStyle Social

Epicureans Invade Nucky's

The Epicurean Society of Southern New Jersey gathered at the new Nucky’s Kitchen & Speakeasy in Ventnor for dinner and camaraderie in August.

Photos by Kristian Gonyea

Seaview Hosts Faces 4 Autism Event Faces 4 Autism held its annual Stand up for Autism event at the Seaview in Galloway honoring The Shore Medical Foundation and Howard Eskin on July 22.

Photos by Nick Valinote

Margate WWII Memorial Lifeguard Races

The Margate World War II Memorial Lifeguard Races (Margate Memorials) were held this past August. The races are a favorite among lifeguards, locals and athletes of all ages.

Photos by Tom Briglia/Photographics

Inaugural Perfect Tenn Fest A Rocking Success

The inaugural Perfect Tenn Fest drew between 3,000 and 5,000 people throughout the 15-hour festival this past July. Several bands were included along with 25 local vendors, 4 food trucks, cocktails, beer and a lot of fun!

Photos by Ruben Garcia

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LifeStyle Eats

Espresso Martini

“We have whiskey, wine, women, song, and slot machines. I won’t deny it and I won’t apologize for it. If the majority of people didn’t want them, they wouldn’t be profitable.” —Encoch “Nucky” Johnson

SPIRITS IN THE

NIGHT


Dining area Photo by Zack Perl Photography

A local kitchen and speakeasy opens in Ventnor with prohibitionera spirits of all kinds. By Molly Golubcow Photos by Nick Valinote

I

n the 1920s, Enoch “Nucky” Johnson ran Prohibition-era Atlantic City as a dapper and daring city boss — just like something out of a Cagney movie. Fast forward to 2010, Martin Scorsese models his main character after Nucky in the HBO mega-hit, Boardwalk Empire. Today, thanks to the extensive and muchawaited revitalization of the historical Ventnor Square Theatre, prohibition-era spirits (of all kinds) can be found at Nucky’s Kitchen & Speakeasy. Ventnor’s newest dining destination, whether you take in a movie or not, offers a formal, upstairs dining experience or a more casual, downstairs speakeasy venue with live music every night. According to John

Drunken Mussels

Teriyaki Glazed Salmon

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EATS

Chaîne des Rôtisseurs Atlantic City Bailliage

The Chaîne des Rôtisseurs invites all lovers of gastronomy, good food and fine wines to share its values of excellence and camaraderie, uniting us in the continuation of great culinary traditions. Join the Atlantic City Bailliage!

atlanticcity.chaineus.org • atlanticcitychaine@yahoo.com

111 S. Albion Pl., Atlantic City, NJ 08401 • 609.345.2022 70

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Surace, General Manager, naming the restaurant after Nucky Johnson evolved during the renovations. At first, it was going to be a burger bar similar to a sister theater/eatery owned by EJ and Sean Dougherty in Stone Harbor. However, during the planning phases at the Ventnor location, the history of the old building “spoke” to them. Surace explains, “After spending time in the space, the original brick wall, high ceilings, and open concept screamed speakeasy.” What can you expect if you dine at Nucky’s upstairs? Menu options are the dual creations of Chef Moises Sandoval Lorenzo, formerly of Buddakan in Atlantic City, and John Surace’s culinary background — including recipes from his Italian grandmothers from Italy. New specials can be found every week offering an “evolving menu.” For example, diners can choose Capone’s Charcuterie Board — very shareable with artisan meat and cheeses as well as “decadent” fresh fruit. Another Nucky’s original to start the meal is the Drunken Mussels — PEI steamed in Nucky’s signature beer with butter and herbs. Entrees are creative in taste and ever so clever in name. The Luciana Pasta, named after yet another infamous gangster from the 20s, offers clams, mussels, and shrimp in a wine and butter reduction. Meat eaters can enjoy a 12-ounce NY Strip Steak with garlic mashed potatoes and seasonal veggies. And, speaking of veggies, the Edamame Ravioli served in a shallot and white wine sauce makes for a perfect menu option for vegetarians or someone just looking for a lighter fare. In addition, the menu could not be complete without an option named after the legend himself — The Nucky — a signature blend burger with Applewood smoked


bacon, fried egg, and white cheddar on a brioche bun. Add some of the Nucky’s Truffle Fries to complete the meal. If you are not in the mood for a formal dinner and just want a quick bite before or after the movie, Nucky’s downstairs will work for you. In fact, Nucky’s offers one of the happiest Happy Hours around — from 2:00 PM to 6:00 PM every night. Whether you get comfy at the bar or seated at tables around the bar or on the sidewalk, enjoy one of the many drink specials like an in-house infused vodka cocktail “cooked up” by Surace himself. Home brewed creations include blueberry lemon and pineapple coconut. Munchie options are plentiful as well ranging from Crispy Brussel Sprouts to Cheese Steak Eggrolls. Besides good food and drinks downstairs, Nucky’s features live music every evening — from acoustic duos to jazz. If comedy is your draw, check out Nucky’s every Thursday night for some laughs. Ideas for future events and theme nights include murder mystery, beer and wine tastings, cigars under the stars, and live jazz shows in the dining room. Follow Nucky’s on social media to make sure you don’t miss out on upcoming events that the jumping joint on Ventnor Avenue is planning. After the movie house sat shuttered for 17 years, the opening of the theater and restaurant in 2021 put a smile on many a local movie goers face. Surace sees a combination of moviegoers as well as non-movie goers coming to Nucky’s Kitchen to enjoy the new venue. Surace sums it up, “Our guests love it here, if they are coming here to just enjoy drinks at the bar or bringing the family to our beautiful upstairs dining room, they love the vibes.” Paula Gilbert, one of many local residents thrilled to be able to see the

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Rhythm & Spirits

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Cuzzies Pizzeria Kitchen

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Formally Shea’s Cafe

Now Open

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EATS

theater and Nucky’s open, gives the new restaurant venue a thumbs up. Gilbert elaborates on why Nucky’s impressed her, “Happy hour was fun. It is so nice to see what a great job they did renovating the building. The atmosphere with the open-air bar really adds a nice touch — and I can walk over without having to park a car.” Whether you are looking for a date night or drinks with the girls,

THERE’S NO PLACE LIKE HOME

9300 AMHERST AVENUE | MARGATE NJ | 609 822 7535 | TOMATOESMARGATE.COM

Authentic Indian Cuisine Dining • Takeout • Catering

thenizams.com 609.677.8829 6725 US-40 Egg Harbor Twp. 72

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WHETHER YOU ARE LOOKING FOR A DATE NIGHT OR DRINKS WITH THE GIRLS, NUCKY'S HAS A MENU AND A TABLE JUST FOR YOU. Nucky’s has a menu and a table just for you. Back in the day, Nucky Johnson had tables in his name reserved all around town — whether he dined there or not, a table would always be available for him. If Nucky was with us today, he would no doubt be proud and pleased to see a dining and drinking establishment named in his honor. If you needed a special table or a reservation, you could just hear him say, “Tell em’ Nucky sent you…” n


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Financial Corner

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INFLATION CONCERNS S

hould You Be Concerned About Inflation? If you pay attention to financial news, you are probably seeing a lot of discussion about inflation, which has reared its head in the U.S. economy after being mostly dormant for the last decade. In May 2021, the Consumer Price Index for All Urban Consumers (CPI-U), often called headline inflation, rose at an annual rate of 5.0%, the highest 12-month increase since August 2008. The CPI-U measures the price of a fixed market basket of goods and services purchased by residents of urban and metropolitan areas — about 93% of the U.S. population. You have likely seen price increases in some of the goods and services you purchase, and if so it's natural to be concerned. The larger question is whether these price increases are temporary, caused by factors such as supply-chain issues and labor shortages that will be resolved as the economy continues to emerge from the pandemic, or whether they indicate a fundamental imbalance that could cause widespread long-term inflation and hold back economic growth. Most economists — including Federal Reserve Chair Jerome Powell and Treasury Secretary Janet Yellen — believe the current spike is primarily due to transitory factors that will fade in the coming months. One example of this, cited by Powell in a recent press conference, is the price of lumber. Supply and Demand Early in the pandemic, many lumber mills shut down or cut back on production because they expected a major slowdown in building. In fact, demand for housing and home renovation increased during the pandemic, as many people who worked from home wanted more space, a different location, or improvements to their current homes. Low supply and high demand sent lumber prices soaring. Sawmills geared up as quickly as they could and were reaching full capacity just as demand began to ebb, with builders cutting back due to high prices and homeowners using their discretionary income to buy other goods and services. Suddenly the supply exceeded demand, and prices began to drop. Wholesale lumber prices are still higher than

before the pandemic, and it takes time for price drops to filter down to the retail level, but it's clear that the extreme inflation was transitory and has been reversed. The lumber story also suggests that consumers and businesses will cut back on spending for a product that becomes too expensive rather than spend at any price and feed an inflationary spiral. The Fed's Arsenal The Federal Open Market Committee (FOMC), an arm of the Federal Reserve, is charged with setting an economic policy to meet its dual mandate of fostering maximum employment while promoting price stability. The Fed's primary economic tools are the benchmark federal funds rate, which affects many other interest rates, and its bondbuying program, which injects liquidity into the economy. Put simply, the Fed lowers the fund's rate and buys bonds to stimulate the economy and increase employment, and raises the rate and stops buying bonds or sells bonds to put the brakes on inflation. The next few months may indicate whether inflation is slowing down or changes in monetary policy are necessary. Unfortunately, prices do not always come down once they rise, but it may be helpful to keep in mind that prices of many goods and services did decline during the pandemic, and the higher prices you are seeing today might not be far out of line compared with prices before the economic slowdown. As long as inflation begins trending downward, it seems likely that the current numbers reflect growing pains of the recovery rather than a long-term threat to economic growth. n

Respectfully Submitted CRA Investment Committee Matthew Reynolds, CPA, CFP® Robert T. Martin, CFA, CFP® Jeffrey Hilliard, CFP®, CRPC®

Thomas Reynolds, CPA Gordon Shearer, Jr., CFP® Joseph McCaffrey

This article is for informational and educational purposes only and should not be relied upon as the basis for an investment decision. Consult your financial adviser, as well as your tax and/or legal advisers, regarding your personal circumstances before making investment decisions.

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