Februrary Issue of THRIVE Local Magazine

Febr uar y 20 21

Nor t her n Color ado Edit ion

For t he Love of People!

Photo by Amy Huggins, Huggins Photography

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2 2 2 THRIVELocal.com 3 THRIVELoveland.com Jan 2020 January 2020

4.

Impor tant Phone Number s

In This Issue...

Ber t h ou d Senior Center 970-532-2730 Berthoud Area Transportation Sys. (BATS) 970-344-5816 Rural Alternative For Transportation (RAFT)970-532-0808

Pu blish er s' Not es............................ 4

Eat on Recreation Center - Active Adults

In dex of Spon sor s............................ 5 Fr ien ds of THRIVE............................ 6 Upcom in g Even t s............................. 7 Gr eeley Residen t ............................. 8 Local Resou r ces............................... 9 Local Wr it er ...................................... 10 Br ain Gam es..................................... 11 Ber t h ou d Residen t .......................... 12 Lovelan d Residen t ........................... 14 Fin an cial Fou n dat ion s.................... 15 Lovelan d Bu sin esses....................... 16 Legal View s....................................... 18 Local Resou r ces............................... 19

970-893-1200

Est es Par k Estes Valley Community Center 970-586-8191 Estes Park Senior Citizens Center (EPSCC) 970-581-2195 Meals on Wheels VIA Transportation 303-447-9636 For t Collin s Meals on Wheels Senior Center SAINT Transportation

970-484-6325 970-221-6644 970-223-8653

Gr eeley Active Adult Center Meals on Wheels 60+ Ride

970-350-9440 970-577-0610 970-352-9348

Joh n st ow n Senior Center 60+ Ride

970-587-5251 970-352-9348

Lovelan d Meals on Wheels SAINT Transportation Chilson Senior Center

970-667-0311 970-223-8653 970-962-2783

M illik en Senior Center 60+ Ride

970-587-2484 970-352-9348

THRIVE Local Cont r ibut or s...

Bob McDonnell Weld County

Phyllis Kennemer Loveland

Terry Rustin Estes Park

Virginia Huppe Berthoud

Mark Nixon

Danita Nixon

Š2020 THRIVE Local Magazine, 1635 Foxtrail Dr., Loveland, CO 80538 970-852-4900 All rights reserved. Reproduction in whole or part without written permission is strictly prohibited. Advertisements contained within this publication do not represent endorsement by the publisher. Publisher may not be held liable or responsible for business practices of these companies.

THRIVELocalMagazine.com Feb. 2021

3

It 's n ot JUST a m agazin e it 's a M OVEM ENT!

INSPIRE - CONNECT - EDUCATE

Publishers' Not es Dear Readers, It is apropos that on a month where Love is celebrated, that we are announcing that we are pausing the printing and distribution of the THRIVE Local Magazine.

To say that we have loved serving you, and publishing this magazine month after month, would be a huge understatement. You have been our heart since we first launched in October of 2018.

On March 13th of last year, we were poised to grow the magazine...to increase the circulation and increase the page count. On that same day Publishers Danita & Mark Nixon (Friday the 13th, no less), the word came out, that because of COVID, restaurants were to be shut down. Restaurants are a major part of our distribution. We knew that this shut down was going to affect our business, but we were even more committed to telling your stories and getting resources out into the community...so we pressed on and got creative. We were able to partner with Meals on Wheels in Loveland, Fort Collins, Greeley and Estes Park, to began getting magazines into the homes of older adults who are home bound. What a huge blessing. Our faithful writers began doing interviews by phone, they too were committed. We stayed in the game because truly, we love what we do and we care about YOU! Fast forward to January 2021, everyone is feeling weary from the long road that has been COVID. Understandably, businesses are pulling back with their spending, and we are finding that financially we just can not carry on with the magazine. We have explored alternative funding sources, and just have not had any luck. We are toying with doing digital versions of the magazine, but know that many of our readers don't have access to computers, and enjoy the printed version!

So, we say, "stay tuned." We truly don't know what the future holds, but for now, we are embracing, "the pause".

We cannot pause without expressing our deepest heartfelt thanks to you our faithful readers, to those who allowed us to tell their stories, our committed sponsors who have made it possible to fund this monthly magazine, our photographers who created amazing covers, our proofreaders who helped clean up the copy, and last but certainly not least...our faithful writers. Thank you, Thank you Thank you!

Danita & Mark Nixon P.S. While we are pausing the magazine, Mark and I are still continuing with our primary businesses, and we are still committed to being a resource to the community. If there is ANYTHING we can assist you with, please do not hesitate to give us a call. Danita can be reached at (970) 541-4592!

We w ou ld love t o st ay in t ou ch w it h you ...so if you don't alr eady get t h e digit al copy of t h e m agazin e ever y m on t h , w e in vit e you t o sen d u s you r em ail! Please sen d you r em ail t o: 4 Dan it a@slacolo.com 4 Feb. 2021 44 THRIVELocal.com 5THRIVELocalMagazine.com THRIVELoveland.com Jan 2020 January 2020

Index of Sponsor s A Special Thank You to our Sponsors who have made it possible to provide this monthly publication to our community free of charge. When you have a need for our sponsors' products or services, we ask that you give them a chance to earn your business. Please tell them you found them in the THRIVE Local magazine!

At t or ney

Jorgensen, Brownell & Pepin, P.C.

800-598-4348

Debt Eliminat ion

Smart Financial Foundations

970-316-3328

Der mat ology

Monarch Dermatology & Surgery

970-800-9330

Financial Advisor

Edward Jones, Art Aldrich

970-663-0554

Hear ing

Fyzical Therapy & Balance Centers

970-541-2851

Insur ance

Mountain Storm Insurance

970-834-3668

Medical Equipment

Mobility & More

970-461-8400

Medical/Safet y Aler t

Senior Living Advisors of Colorado

970-541-4592

Mor t gage

Mortgage Contract Services

303-638-7814

Moving Company

Exodus Moving

970-484-1488

Physical Ther apy

Fyzical Therapy & Balance Centers

970-541-2851

Real Est at e

Kimberly Caldwell

970-980-1671

Senior Living

Senior Living Advisors of Colorado

970-541-4592

Tr avel Agent

Cruise Planners

970-578-9779

THRIVELocalMagazine.com Feb. 2021

5

Fr iends of THRIVE

The "St ar f ish Thr ower "

By Dan it a Nixon

One day a man was walking along the beach when he noticed a boy picking something up and gently throwing it into the ocean.

Approaching the boy, he asked, ?What are you doing??

The youth replied, ?Throwing starfish back into the ocean. The surf is up and the tide is going out. If I don?t throw them back, they?ll die.? ?Son,? the man said, ?don?t you realize there are miles and miles of beach and hundreds of starfish? You can?t make a difference!?

After listening politely, the boy bent down, picked up another starfish, and threw it back into the surf.

Then, smiling at the man, he said? ..?I made a difference for that one.?

THRIVE Local Magazine would like to recognize Loveland resident, Nancy Karraker, as a Starfish Thrower.

Nancy has had more then her share of health issues and losses during her lifetime. She has proven that one can have such challenges and still stay positive, active, and make a difference in the lives of others.

Nancy (far left), at Joan Murphy's barn, helping with sheep sheering.

During the 2019 Covid pandemic - Nancy has faithfully stayed in touch with friends and with folks she knew from the Loveland Senior Center lunches. She delivers meals and magazines to them, or just calls them to check in to see how they are doing.

She is a true giver, and ALWAYS maintains a positive outlook. She truly cares about people, and it shows!

Nancy handing out magazines at the Johnstown Holiday Boutique Nancy delivering magazines at the Estes Park Senior Center

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On beh alf of all t h ose you 've t ou ch ed, w e t h an k you Nan cy Kar r ak er f or you r on goin g self less ser vice.

You h ave m ade a h u ge dif f er en ce in m an y 6 6 peoples' lives!

Nancy received a starfish bracelet!

Upcoming Events On M on days at 10 a.m . & Th u r sdays at 2 p.m .

WHAT: Do you need some relief from the isolation and cabin fever of the pandemic? Join us for weekly for virtual fun and activities that we're affectionally calling Escape f r om COVID M ou n t ain !

We invite you to join via Zoom for a variety of FREE experiences: games, travel, museum tours, animal habitats, history and more.

COST: FREE! HOW TO JOIN: Escape hours are done virtually via Zoom, link below. summitstonehealth.zoom.us/j/99166705983 HELP LOGGING ON: Please email colospirit@summitstonehealth.org for assistance

logging on.

Din e Ou t Wit h Hear t , M ar ch 1st ?14t h , 2021 Dine Out with Heart is a two-week community fundraiser presented by Loveland Philomatheon Club. Its mission is to reduce hunger and food insecurity in our community with a focus on our most vulnerable, especially children.

Each year during the event, Philo partners with local dining establishments to allow patrons to Dine Out with Heart by enjoying quality dining and making an individual contribution to the fundraiser. One hundred percent of the proceeds go toward reducing hunger in our community by assisting local non-profits that help feed our community?s most vulnerable.

How can you par t icipat e?

- Visit or order take out from your favorite local participating restaurants, breweries, wineries, bakeries, & coffee shops March 1st - 14th. (Visit www.philoloveland.org for a list of participating establishments.)

- Return a contribution envelope to donate or donate online via PayPal at www.philoloveland.org.

Local businesses and community members also participate through sponsorships to support this great cause. A special thanks to the 2021 Dine Out With Heart Sponsors!

Diamond ($5,000+): Nutrien Silver ($1,000+): High Country Beverage, Sethre Family Partnership Bronze ($500+): Becca Toys (Diane Meuret), Blas Estrada ? The Group, Country Financial - Jason Percha Agency, Formation, llc., Loveland First Bank, Madwire, Sheila & Doug Rutledge, Solvvagency Special Thanks to Friends of Philo sponsors: Patty Baker, Dianna Boehner, Jeanne Findley, Kathy Loken, Dona Menzies, Loveland Chamber of Commerce, Logistics Real Estate and Development

THRIVELocalMagazine.com Feb. 2021

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Greeley Resident

ccccc

For t he Love of People!

By Dan it a Nixon Ph ot os by Am y Hu ggin s Ph ot ogr aph y

Patti Kreutzer, the owner of the Stockman's Cafe in Greeley, was born in Flager, Co. and raised in Stratton and Yuma. She is the 7th of nine children. When asked how growing up in a large family impacted her, she responded, "I learned how to share and how to not be selfish!"

She has been married for forty-two years. She has lots of nieces and nephews that she really enjoys spoiling. ?They love to eat, and I make sure they have the treats that they like?, she explained.

Patti hasn?t always been a restaurateur, in fact, she had never thought of owning a restaurant.

The opportunity was presented to her, and she decided to make the leap.?It is the best thing I?ve done in my entire life.I have the the best clientele; they make me happy; they are so good to me?, she shared.

The secret to Patti?s success is, that she loves people and enjoys serving them!

The restaurant is open Mon. through Fri. from 6:30am to 2:00pm, serving home-made, comfort food. Her weekly ?not to be missed? specials include: Mon. Fried Chicken, Tues. Pot Roast, Weds. Meatloaf, Thurs.

Mexican, Fri. Cheeseburgers Th e St ock m an?s Caf ĂŠ is locat ed in t h e Pr odu cer s bu ildin g Elizabeth, Brett $ Christina Markham 8 St r eet , inBill, at 711 ?O? Gr eeley, 80631 (970) 353-4121 8 Feb. 2021 88 THRIVELocal.com 9THRIVELocalMagazine.com THRIVELoveland.com Jan 2020 January 2020

Local Resour ces St . M at t h ew 's M edical Clin ic St. Matthews Medical Clinic is a free clinic for those in the Northern Colorado area. We provide preventative care service, and treatment and management of acute and chronic diseases to all who are in need.

Hou r s: Clinics occur on Tuesday evenings from 6:00pm to 9:00pm. To schedule an appointment, please call (970) 524-3425.

Locat ion : Inside the House of Neighborly Service Life Center 1511 East 11th St., Suite 170, Loveland.

Su ppor t Gr ou p f or Wom en Th e Wise Wom en Support and Discussion Group is a free, community-based support group for women 50 ? 100+. Due to the Coronavirus pandemic we currently meet once every two weeks via Zoom. If you wish to sign up to receive email announcements of our next meetings and the discussion topics, please email Beth Firestein at firewom@webaccess.net and request to be put on the list.

COVID-19 Su ppor t lin e Let ?s Talk ! Color ado Spir it Pr ovides a Fr ee COVID-19 Su ppor t Lin e f or Lar im er & Weld Cou n t ies Are you feeling lonely or isolated due to the COVID-19 pandemic? Maybe you are struggling financially. Have you experienced loss or changes in your routine? You are not alone, we are here to support you.

Larimer County residents, call the support line at (970) 221-5551 or email colospirit@summitstonehealth.org.

Weld County residents, call the support line at (970) 347-2359 or email colorado.spirit@northrange.org

THRIVELocalMagazine.com Feb. 2021

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Local W r iter

Ref lect ions Writing for Thrive Local Magazine has been one of my pleasures in life. I have met outstanding people and discovered worthwhile organizations -- all in Northern Colorado.

I started with interviewing the Keirns family, father, mother, son and grandson -- three generations (and counting) of builders erecting business structures and homes throughout the area.

Lasting contributions to our community! Next, I discovered that there is a club with about 100 members dedicated to fishing -- going fishing, teaching others to fish, and gathering weekly to share fish stories.

As I continued on, I was impressed with the generosity of people who are sharing their time and talents with others in such a variety of ways.

DeLee Cate-Johnson discovered a way to crochet plastic grocery bags into comfortable sleeping mats for homeless people. Stevie Beckendorf has been introducing youngsters to the world of books through presiding over Read Aloud Loveland for over 20 years. Jan and Randy Touslee saw a need and filled it. They are keeping lots of little bottoms dry with their Nappie Project. Who knew that miniature horses provide therapy and help people find their "happy places"? Not me, until I came in contact with DeAnnaKay Swetzig.

I met people with special talents. Virginia Huppe has been a musician her whole life, starting with playing the piano at age 5. She told me her life is a song. Marilyn Herrmann sings in a choir and is mother and grandmother to a flock of talented musicians, including Country Cowboy, Brad Fitch.

George Gray pays tribute to Elvis Presley. He honors the King of Rock and Roll with wearing Elvis costumes and performing in Elvis's style.

Proving you are never too old to volunteer, Jim Stevenson, at the age of 70, provides valuable services to seniors in Greeley; Myles Crane, age 77, volunteers in Fort Collins; Arline Nebel, age 88, is still helping deliver Meals on Wheels in Loveland; 10 10 10 THRIVELocal.com Feb.J2021 10 11THRIVELocalMagazine.com THRIVELoveland.com Jan 2020 anuary 2020

By Phyllis Kennemer

and Roy Lilley is an active volunteer in Fort Collins at age 90.

Some people are just fun to know, like Sue McKim, a server at the Golden Corral. She loves people and has been dishing out doses of humor with food and drinks for over 50 years. Sylvia Reyes-Maas learned belly dancing in her 50s and says it has been keeping her young for the past 15 years. And I had the joy of meeting Santa (aka Bill Schabingel) in a coffee shop in Berthoud. I recognized him as he entered. He has white hair and a full white beard, but what really cinched it was the twinkle in his eye.

Saving the best for last, I have been blessed with the friendship of two very special people: Danita and Mark Nixon. They have been sponsoring programs and offering services to seniors in a multitude of ways. Mostly, I have been impressed with their dedication to publishing this high-quality magazine. I appreciate their support of me and of our community. Thank you!

Br ain Games

January's Puzzl e Sol uti ons

THRIVELocalMagazine.com Feb. 2021

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Ber thoud Resident

Romance is in The Air

By Virginia Huppe

Born in Moline, Illinois, Gini Rifkin, had a good old fashioned, all American childhood with one, wonderful older sister, Kathy, (who still looks out for her) and two terrific parents. Her Dad worked in a factory, and mother had a garden laden with fruits and vegetables for their dining table. Every year her mother sewed new Easter outfits for both of the girls.

Graduating from Moline Lutheran School for Nurses, and becoming an RN at the age of nineteen, made for growing up rather quickly. After working as a nurse in Illinois, Gini struck out on her own for Colorado, and worked at Mercy Hospital and Spalding Rehab Center in Denver, and then at the Samsonite factory doing industrial nursing.

learned and experienced is definitely reflected in her book, ?Trapper ?s Moon.?

Working full time for most of her life, Gini spent lunch hours, vacations and holidays cranking out book after book. But the road to success was long, and at times heartbreaking.

However, her motto, ?Never let age determine your dreams? has served her well. Her first book came out one month before her sixtieth birthday, and book number thirteen, ?Undercover Outlaw? was just published a week after she turned seventy-one!

After Gini?s husband?s sudden death, she was at a loss as to how to proceed. She and her husband talked about someday moving to the country. With her zeal and determination, she pursued that dream for the both of them, and miraculously acquired a little patch of land. Sad to see the barn standing empty, she began rescuing abandoned animals, starting with two goats from the Boulder Humane Society. Things snowballed from there.

The current menagerie stands at two donkeys, three goats, ducks, a goose, a bunny, and two cats.

She considers caring for her animals a privilege, and having grown up with a hamster and a small dog, the learning curve has been ?seat-of-thepants? exciting and at times a bit overwhelming.

She also found the ?love of her life? in Colorado, and there?s a little bit of Gary, her husband, in every hero she writes.

He was her Most of her characters pop into her head love. The full-grown regarding their appearance and their couple basic personality. Then Gini ponders their shared backstories---where did they come from, what thirty years makes them who they are? But beware, sometimes together enjoying mountain man re-enacting, traits from folks she knows also weave their way canoeing, and camping. Her days re-enacting were into the story. You could be in her next book! She a fascinating step-back in time, and what she 12 also creates little storyboards with online images 12 12 Feb. 2021 12 THRIVELocal.com 13THRIVELocalMagazine.com THRIVELoveland.com Jan 2020 January 2020

of people resembling her characters and the places where her story is set. Visuals are inspiring and help with accuracy regarding the terrain into which she might throw her unsuspecting characters. ?Romance Is In The Air ? because ALL of her books have a ?romantic flare.? Who doesn?t need more romance in their life? But the road to happily-ever-after is strewn with danger and personal adversity for the hero and heroine to overcome. Most of her stories are historical, although the ?Fae Warriors Trilogy? is a three-book contemporary fantasy. Gini states, ?I had so much fun writing the escapades of those three Fae sisters.?

Each book is carefully researched, a part of writing

she relishes. A note to her reader, ?I hope my readers enjoy these tidbits of information along with a memorable fun read.?

If you see Gini around town, she will probably be wearing a hat. She admits to a long-time obsession with hats and long dresses, and boy did she enjoy wearing those Victorian outfits when helping to serve the Fanny Palmer luncheons at the McCarty-Fickel home in Berthoud. Now, living in cowboy country, there are no limits to wearing great hats, writing stories with romance, for others to enjoy on cold, winter nights. Read on, my friend.

Her 12 books and one short story are published by The Wild Rose Press in New York City; all under the name of Gini Rifkin. Her books, including two audibles, are available at Amazon, Barnes and Noble, and Indigo Sky in Berthoud.

THRIVELocalMagazine.com Feb. 2021

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Lovel and Resident

Pict ur es Per fect

By St el Bar n et t

Michael Rothschild

Ansel Adams said, ?You don?t take a photograph, you make it.? And wow, does Michael Rothschild ?make it?!

Michael?s photography ? which you can view at InnerVisionsPhotography.myportfolio.com ? shows his love for nature and respect for the environment. His passion comes across in his images of nature, animals, and the outdoors. His favorite, ?Dolphin Mother and Child?, depicts unconditional mammal love.

Michael is a Loveland resident, and an avid landscape, nature, and wildlife photographer. He was born and raised in Abington, Pennsylvania, a Philadelphia suburb. Michael and his wife, Hazel, have lived in Loveland for five years, after leaving the Washington, D.C. area for a more relaxed way of life. They joined one of their children who was already living here, and eventually the entire family gravitated to the Loveland area.

Michael?s photography interest developed when he was twelve years old in a photography program at summer camp. He adapted an image by imposing a dog?s head on an image of his father, which his counselor found hysterical. (Fortunately, so did his dad!) Later, in college, he combined his interest in English and education with his love for photography. He was fortunate to be mentored by Eileen Cowin, a celebrated artist and photographer whose work now belongs to the permanent collections of more than 40 museums and institutions.

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Dolphin Mother and Child

Michael?s warm heart extends beyond the lens.

He volunteers at Hearts and Horses, a local nonprofit therapeutic riding center that benefits physically and emotionally at-risk children and adults.

Take a few minutes to enjoy his work and let him know your thoughts and comments on the ?So, 14 what did you think?? page.

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Financial Fitness

Plan t o Pr ot ect t he Most Valuable Asset f r om t he Cor onavir us

By M ar k Nixon

Last month we looked at Debt Elimination, the 1st of 4 foundation planning pillars. We learned how eliminating debt provides us with freedom and money to use in various ways such as investing or protecting what we have worked very hard to obtain. The 2nd pillar of financial foundation planning is Asset Protection. It is a very important topic (most people don't spend enough time thinking or talking about) and is critical to achieving long term financial success. Let's start by asking the question, What assets do you have to protect?. If you don't have a car, a house, or a collection of rare coins, there may be an easy answer. However, if you have many things of value, your answer will be much different.

Another area of asset protection (which is sometimes overlooked) is ourselves...we are, our most important asset. Since we provide emotional and financial value to those around us when we work and bring home money, become business partners, or parents and grandparents, our financial value is very important for those who depend on us monetarily, thus we must be protected if something was to happen to us. In this era of Coronavirus, becoming incapacitated quickly is a new threat which some unfortunately have become all too familiar. The question then becomes, Is there protection available beyond the common health and life insurance to protect our financial assets and our long term care?, Yes, if someone becomes incapacitated there are protections available for someone they trust to administer their financial assets and long term care needs, at the same time also giving the person's financial institutions the documents they need to allow the trusted person to work with these institutions, Talking with a financial professional in foundation planning will assist in charting a clear and measurable path to achieve your 2021 financial goals.

For more information about financial foundational planning and our asset protection programs, please give us a call (970) 316-3328 and visit our website at SmartFinancialFoundations.com.

Would You Like a Financial Guide t o 20 21?

Would you like to Worry Less about your finances?

Chart a clear & measurable course you can count on to achieve your financial goals?

If the answer is 'Yes' Give us a Call & visit us online...

Photo by Severin Hoin

(970) 316-3328 SmartFinancialFoundations.com Info@SFFPlanner.com THRIVELocalMagazine.com Feb. 2021

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Lovel and Business Spotl ight

Businesses Pr oviding Loveland w it h a Clean St ar t in 20 21

by Mark Nixon

THRIVE Local Magazine spotlights seasoned business professionals helping Loveland residents and businesses get a clean start to 2021. Have you ever met an accountant who became a barber? Our 1st story introduces us to Anna Hernandez, a seasoned barber at Tommy?s Barbers & Blades (a downtown Loveland barbershop) who enjoys helping Loveland men clean up their hair & beards after months of the COVID-19 lock down.

Anna always knew she wanted to be a barber & started her beautician training in 1989. Unfortunately, her dream hit a snag when the additional 300 hours of required barber training to get her license would have taken more time away from her growing family than she could afford at that time, so she went to work at Cost Cutters for to gain experience, but eventually changed careers a few years later & began working for an accounting firm.

Anna Hernandez doing a beard trim

Over the next 19 years she worked with numbers during the day & practiced her barber craft at night, all while being a loving wife and mother to her 2 boys & a happy grandmother to her 4 grandchildren. After completing the require additional barber training, she finally received her barber ?s license in 2015 & worked part-time as a barber at various NOCO barbershops.

When her accounting firm closed in January 2019, she began looking for another accounting job. But she really wanted to become a full-time barber. During her job search, she came across an opening for a barber at a new barbershop in Loveland, Tommy's Barbers & Blades. She was determined to change her career & achieve her dream, so she applied, passed the interview & was offered a job by Tommy himself? the accountant finally realized her dream of becoming a full-time barber.

Anna started her new career in October 2019 only to have the Coronavirus shutdown Loveland businesses in March 2020. She would have to wait until May to restart her new career when Loveland reopened. Today Anna is still cleaning up Loveland one beard at a time & loving every minute of it.

Our 2nd story introduces us to Tom Hoffman, a Loveland business owner with a long history of cleaning up Loveland businesses so they can look their best. I caught up with Tom and we talked while cleaning the windows at Tommy?s Barbers and Blades. Tom is an active seasoned business owner & a Loveland fixture. His window washing business has kept NOCO residential & commercial windows clean for over 40 years. Tom & his lovely wife Julie, have 3 amazing children, 10 wonderful grandchildren & 5 busy great-grandchildren, living in Loveland, Windsor & North 16 Carolina.

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Tom began his business career in Minnesota working for Farmers Grain & Livestock, a company which assisted farmers & ranchers in marketing their products. In 1978, Tom moved the family to Loveland to be near his wife?s sister, living in Longmont. They had quite an adventure living in an 8x10 tent at the Riverview Campground on the outskirts of Loveland. In 1979, Tom started a business in Denver changing lettering on business signs, he then worked as a backhoe operator in SouthPark, CO & that skill brought him back to Loveland to work with a developer to dig new home foundations.

Tom started his present day business after meeting a man who was washing windows for Loveland businesses. He taught Tom the trade which started him off in his window washing business.

Tom hired his kids when they became of age to contribute to the family business. While working together as a family, they expanded the commercial business, including residential windows, throughout the Northern Denver area, NOCO, Estes Park & Laramie, WY. A couple of years ago, Tom sold off the residential side of the business & most of his commercial routes to spend more time with his family. Today Tom still enjoys working full time with a handful of NOCO businesses to keep them looking good.

Our last story is about the business at the center of this article, Tommy's Barbers and Blades. Thomas (Tommy) Ward started his barber shop in 2019 as a way of bringing together two of this passions: the community and fine craftsmanship. Prior to starting the barber shop, Tommy Tom & Tommy in front of Tommy's Barbers & Blades created works of art in the form of knives (or blades). Tommy features not only his knives, he also showcases other knives and apparel by local artisans in the Loveland art community. The interior of Tommy's Barber and Blades blends the old and the new, highlighting the actual brick of the building built in the early 1900s. Tommy enjoys time off with his wife Jennifer, their 2 amazing kids, including his mother and father, a US Marine veteran who plays in a local band.

If you ar e dow n t ow n Lovelan d, st op by Tom m y 's bar ber sh op (137 E 4t h St .) & book an appoin t m en t w it h An n a. You can also u se t h eir w ebsit e Tom m ysBar ber sAn dBlades.com , or give t h em a call @ (970) 617-2158. For season ed adu lt s (60+), m ilit ar y & f ir st r espon der s, m en t ion t h ese discou n t s & get an addit ion al 10% of f of all bar ber in g ser vices. Ever y h air cu t com es w it h a f r ee bever age & a h ot lat h er n eck sh ave, t h e best w ay t o clean u p f or 2021.

THRIVELocalMagazine.com Feb. 2021

17

Legal View s

What t o do Af t er a Color ado Car Accident A car accident is something we all hope never to

So You ?ve Been in a Car Acciden t ? Wh at Now ?

experience, but unfortunately, accidents happen

situation can be made even worse through

· Check that you and your passengers are okay. As soon as it?s safe, check on others involved and move to safety.

questions like:

· Call 911.

· How will I pay my medical bills?

· Avoid making statements to anyone other than the police. Anything you say to the other driver or their insurance company can be used against you.

all the time. Without a plan in place, a frightening

· Where will I get the money to repair my vehicle? · How am I going to pay my bills if am out of work?

· Take videos and/or photos of the accident scene, visible injuries, and all damage to your vehicle.

But you don?t have to go through it alone. An

· If anyone witnessed your accident, get their names and contact information.

experienced attorney at Jorgensen, Brownell & Pepin, P.C. can protect your rights and fight for the

· Obtain medical care as soon as possible. Even if you don?t feel hurt, you should still be evaluated by a doctor. Injuries may not present symptoms for hours or days after an accident.

compensation you deserve.

· Contact an experienced attorney like Matthew A. Crowther about your legal rights.

Insurance companies want you to believe that they work for your best interests, but too often they are only concerned with their bottom line. This means looking for ways to low-ball or not pay accident victims. If you?ve been hurt by the negligence of another driver, contact us. Your chances of receiving full and fair compensation depend on it.

Jorgensen, Brownell & Pepin, P.C. has more than 30 years of experience handling car accident cases in Broomfield, Longmont, and Loveland. Case evaluations are provided free of charge and our personal injury attorneys work on a contingency fee basis. You only pay us if we obtain a financial settlement or verdict for you - it's that simple.

If you h ave qu est ion s con t act JBP Legal at 800-598-4348.

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Local Resour ces Due to Covid-19 restrictions, some meal sites are providing "drive through" meal services. The sites ask patrons to honor CDC guidelines for safe distancing and the wearing of masks.

Lar imer Count y Dr ive Thr ough Senior Meal Ser vices This list is not all inclusive - for other locations, call Volunteers of America at 970-472-9630 option 1 Ber t h ou d The Smiling Spoon is providing curbside pickup every Thurs. between 11:30am - 12:00pm at the Berthoud Senior Center 248 Welch Ave., Berthoud Reser vat ion s m u st be m ade by 1:30 pm t h e day bef or e pick u p at 970-472-9630 opt ion 1 Est es Par k Drive Through Meals provided by the Big Horn Restaurant are served every day at 11:45am at the Estes Park Senior Center, 1760 Olympian Ln., Estes Park Cost and menu can be found at Estesparkseniors.org Reser vat ion s ar e r equ ir ed t h e day pr ior by 1:00pm . RSVP at 970-581-2195 For t Collin s The Smiling Spoon is providing curbside pickup every Weds. between 11:30am - 12:00pm at the Sanctuary Place Apartments 3732 Kunz Ct., Fort Collins Meals are available for adults 60 or older - suggested donation $2.50 per meal Reser vat ion s m u st be m ade by 1:30 pm t h e day bef or e at 970-472-9630 opt ion 1 Lovelan d Smiling Spoon curbside pickup every Mon. between 11:30am and 12:00pm at the Chilson Senior Center 700 E 4th St., Loveland For adults 60+. There is no cost for eligible diners. Suggested donations of $2.50 may be mailed in. Self-addressed stamped envelopes will be available at the site. Cash donations will no longer be accepted on site.

Reser vat ion s m u st be m ade by 1:30 pm t h e Fr i. bef or e at (970) 472-9630 opt ion 1

Weld Count y Fr iendly For k Meal Sit es This list is not all inclusive - for other locations, call Volunteers of America at 970-400-6132 Eat on Friendly Fork Drive Through Meals are being served every Weds. at 12:00pm at the Eaton Recreation Center, 1675 3rd St., Eaton Cost for the meal 60+ years of age - $4.00 Under 60 years of age - $12.00 Reser vat ion s ar e r equ ir ed t h e Tu esday pr ior by 10am . RSVP w it h Am y Hodge 970-893-1200 Gr eeley Active Adult Center 1010 6th St., Greeley Mon. & Weds. at 11:30 am Reser vat ion s r equ ir ed, call 970-350-9440 Joh n st ow n Friendly Fork Drive Through Meals are being served every Weds. at 11:45am at the Johnstown Senior Center, 101 Charlotte St., Johnstown Must be at least 60+ years of age or a spouse of a person 60 yrs old. Suggested donation $4.00 Reser vat ion s ar e r equ ir ed t h e Tu esday pr ior by 10am . RSVP at 970-587-5251 M illik en Friendly Fork Drive Through Meals are being served every Mon. & Fri. at 11:30am at the Milliken Senior Center, 1101 S Broad St., Milliken Suggested donation for meal is $4.00 for 60+ and $14.00 for those under 60 years of age.

Reser vat ion s m u st be called in at least on e bu sin ess day pr ior t o m eal day. Please call Kat h y at 970-660-5040 t o r eser ve you r m eal.

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