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Things to Take into Account When Choosing an Insurance for a Motor Truck Cargo Insurance A truck that is not covered by the cargo coverage is similar to having no roof for your house to stay in! As you are aware the business of transporting goods is extremely dangerous. Why do we have to endure the constant worry of liability for trucks each day, when it has to transport items..? ? Commercial drivers are faced with numerous risks when driving, such as accidents, breakdowns of equipment weather-related issues, accidents, or any road-related issue. The only solution is to have motor truck insurance for cargo. The insurance that is offered by the trucking company will not give you insurance against the cargo the truck transports. The fact is, cargo can be extremely important that it can cause extremely costly losses and damages. Therefore, every transport owner should think about motor truck cargo insurance to ensure an extra layer of protection for their business. Before you get to the important aspects to consider when selecting a motor truck cargo insurance, let's look at the basics of it first!