DigiPay.Guru’s Toll Solution

DigiPay.Guru’s Toll Solu�on

COMPANY PROFILE DigiPay began its journey in the year of 2019 under the umbrella of Peerbits, a leading mobile applica�on development company.

Digipay have come up with several digital financial solu�ons such as mobile money, reward program, Top up and bill payment, Interna�onal remi�ance, Merchant solu�on,

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Microfinance, Agency banking, etc. DigiPay also offers mul�ple services and func�onali�es on a single pla�orm.

DigiPay has earned its reputa�on as a technology solu�on provider with a global market approach for Fintech Solu�ons. We leverage cu�ng-edge technologies to deliver first-class FinTech solu�ons that cater to banks, fuel retailers, toll payment industry, and various other business enterprises.

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Tolling Introduc �comes on with an advanced solu�on that DigiPay.Guru simplifies toll payments for both users and toll officials.

With DigiPay.Guru, users can pay toll fares from their mobile wallet. All they have to do is tap their NFC card or get their RFID s�cker scanned at the toll booth. . inter-opera�onal task among toll plaza, banks, and This toll payment efficient other en��es.

Thesolu�on solu�onenables is simple, quick, and management of convenient for all the users as well as the toll officials as it saves both user’s and official’s �me and effort.

Current Challenges at Tolling Booths Fuel consump�on and pollu�on

Long queues

No Vehicle Records

The toll booths are usually crowded with vehicles wai�ng in long queues as the toll collec�on process is slow, inefficient, and inconvenient.

If the toll collec�on in the booth is manual, then it means that there’s no provision for recording the vehicle details hence rendering the toll collec�on process as inefficient.

Manual barriers

Prone to corrup�on

Staffing and maintenance

Many toll booths have barriers that need to be li�ed manually; this further slows down the toll collec�on process by a great extent.

Due to absence of an advanced and robust system in place, there are high chances of corrupt ac�vi�es going inside the toll booths.

As the toll collec�on and other processes are done manually, the toll booths need to recruit more staff which increases the maintenance and opera�onal costs.

As vehicles have to stay in queues for longer dura�ons, there’s a huge loss of fuel consump�on. Moreover, it also leads to rise in air and noise pollu�on.

How it works?

Add money in the wallet The next step is to load wallet by adding money into it.

Get and S�ck the RFID s�cker The user can order or collect the RFID s�cker a�er which they need to link it to the their vehicle.

Download

app The first step is to download the DigiPay applica�on from App Store or Google Play.

Scan RFID s�cker at toll In this step the user can get their vehicle’s RFID s�cker scanned at the toll booth.

Toll fare deduc�on from the wallet Once done, amount is auto- ma�cally deducted from user's wallet & they're given

Flow diagram of Proposed System Start

Car Approaching

RFID Reader is triggered

Detecting Tag YES Reading the tag data and send information to the computer host

The computer host checks the validity NO

Customized Triggered to guide the next step

YES

Lane controller is rising and let the car passing

Proposed System Architecture Reader • RFID • Barcode

Automatic

Centroller

• Gates

• Memory (Store RFID/Barcode Tag ID)

• Boom barrier

• GSM-GPRS Module

• Turnstile

• Wireless Module • Wire connection for Host computer • Micro SD/SD Card to store Event Log

Visual Indicators: • LED Display Board • Monitor Screen • Speakers • Signal (Traffic Light)

Benefit s Cashless payment

No more queuing

No fear of losing �cket

With DigiPay.Guru’s toll payment app, the user can directly pay toll fare from his app in the cashless form without fumbling to find cash.

DigiPay reduces long queues by streamlining the whole toll fare col- lec�on process with RFID, NFC, and automa�c barrier system.

With DigiPay.Guru’s toll payment app, the user can directly pay toll fare from his app in the cashless form without fumbling to find cash.

Decreased opera�ng cost

Be�er audit control

Enhances transparency

DigiPay.Guru’s electronic toll collec�on system reduces the staff requirement at the toll both, thus reducing the overall opera�onal cost.

DigiPay.Guru’s e-wallet for toll pay- ments improves audit control through user accounts which is bene- ficial for both toll booths and govern- ment.

DigiPay.Guru’s toll collec�on system enhances transparency and reduces corrup�on as all the transac�ons are recorded by the system.

Hardware Requirements

RFID Printers for prin�ng RFID S�ckers RFID Readers on Automated Barriers

Case Study

About Us • DigiPay helped its client based in South Africa to come up with their own digital payment applica�on. In recent years, the mobile payment industry in South Africa has boomed.Cryptography and has strength of 2048 bits.

According to a study, it’s es�mated that the mobile payment industry in South Africa is expected to record a CAGR of 12.9 % by the year 2025 with an evalua�on of US$ 29,424.4 million. This was one of the biggest mo�va�on for our client to enter this industry.

Challenges •App size •Onboarding and KYC •Rest API security •QR scanner

Solu�on •Reduced app’s download size •Made the onboarding and KYC process easier •REST API security

Case Study

About Us • We recently helped one of our clients which is a FinTech start-up company that was established in early 2019 in BGC, Taguig. They wanted to start their business in e-money, electronic payment, financial services, and all other related businesses. As per a report, the mobile payment industry in the Philippines is es�mated to record a CAGR of 24.1% by the year 2025 with a total evalua�on of US$ 19,816.4 million.

Similarly, the mobile wallet payment segment will increase at CAGR of 24.2% during the phase of 20182025 in value terms.

Challenges •To ensure REST API security •Assure Android app security •To achieve quick response �me •Establish 100% server availability

Solu�on •Provided digital signature with each request •Applied secure preferences and Pro-Guard rules •Op�mized each query and cache databases

Please contact the team to discuss queries and further discussion:

hello@digipay .guru

hello@digipay .guru

+91 9574 078295

www.digipay.guru