Ultimate Buyer Guide

Home Buying Guide

TABLE OF CONTENTS

01 02 03 07 09 11 13 15 20 22

What Makes Us Different

What’s Important to YOU

What we do for YOU

Roadmap - What to Expect

VIP Agreement & 100% Guarantee

Closing Costs & Leveraging Our Expertise

10 Most Important Things to Consider

FAQs & Notes & What Conveys

Testimonials

Mission & Core Values

Checkout www.AustinAreaSpecialist.com/buyer for quick tip videos!

WHAT MAKES ME DIFFERENT

BROKER EST. 2014 Former Appraiser Accredited Luxury Home Specialist Certified Negotiation Expert

GOLF COMMUNITY EXPERT University of Texas Varsity Golf Team

FAVORITE CHARITIES Austin Pets Alive!

4 Ocean

SELLER & BUYER REPRESENTATIVE SPECIALIST Graduate Realtor Institute

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WHAT'S IMPORTANT TO YOU?

Full-Service Excellence Going beyond your expectations before, during and after the transaction to deliver an extraordinary experience.

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WHAT WE DO FOR YOU DURING THE PROCESS

01

A Consultant

I proactively define problems during the transaction and differentiate the essential objectives from the less relevant concerns to guarantee results.

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A Negotiator

I fiercely negotiate your money to protect it like it’s my own.

Oversee the Complexity of the Transaction

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There are many different parties, terms and deadlines involved in every transaction.

My team and I will guide you through the process with skill and expertise.

"I strive to meet & exceed your expectations."

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You have the right to be represented.

It’s your choice.

Buyer

Buyer’s Agent

Buyer’s Agent Professional Fee Paid by Buyer *Our goal is to get you the home you love for the least amount of money.

Seller

Seller’s Agent

Seller’s Agent Professional Fee Paid by Seller *Their goal is to sell the house for the most amount of money possible.

The agency relationship outlines my duties and responsibilities to you, and explains the relationship between client and broker.

The buyer representation agreement and listing agreement is meant to protect you, give clarification around the service you can expect and offer transparency around agent compensation.

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WHEN YOU HIRE ME, MY FIDUCIARY RESPONSIBILITY BELONGS TO YOU... which means I PROTECT YOU. Loyalty: As your agent, I must be loyal and keep your best interests ahead of those of any other party, including myself.

Obedience: As your agent, I must obey your instructions.

Disclosure: I will disclose all material facts to you.

Confidentiality: My fiduciary duty of confidentiality means that I do not disclose anything that I learn about you, your business, financial or personal affairs or motivations. This duty survives closing and lasts forever.

Accounting: Accounting for all documents and funds in the transaction.

Reasonable Care: I will be able to advise and guide you through the process with skill and expertise.

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WHAT to Expect Get Started We meet to determine THE BEST Strategy for YOU.

Loan Approval Financial PreApproval with a qualified lender.

Select Areas Drive neighborhoods and view properties online to get a feel for area pricing.

View Homes Select your favorites and we view together in person.

Write Offer Make an offer based on the market value, competition and terms you choose.

cont...

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cont...

Negotiate Offer The first offer is not typically accepted. The seller will counter offer and we negotiate until terms are agreed upon by all.

Contract Executed All terms have been accepted by all parties and signed as such. All timelines start from this date as Day 0.

Option Period Begins Time in which to do due diligence without the risk of losing the earnest money or the property being sold to someone else.

Inspection Hire a licensed inspector to perform a physical inspection of the home to determine property's condition.

Closing Loan approval, appraisal, title work, insurance selected, final walk-through, wire down payment & get the KEYS! -8-

VIP Agency Agreement I will: Help you find a lender Send you personally selected homes on the Internet Personally tour homes and neighborhoods with you Keep you informed of new homes on the market ( resales, new construction and private listings) Arrange private viewings, including new construction Preview homes in advance on your behalf when you’re not available Guide you, advise you and negotiate for you for the least amount of money out of your pocket.

Recommend affiliates (Inspectors, Insurance, Repair Companies, etc.)

Work with you until you have the keys to the home of your dreams! And then be available forevermore.

What about Open Houses?

Feel free to stop in! Just let the agent on duty know that you have a Realtor representing you already.

“Good service can be expensive, but bad service can cost you a fortune.”

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Easy Exit Buyer Guarantee We are so committed to your finding the perfect home that if you’re not 100% satisfied with the home you purchase with us representing you, we will sell it without charging you any commission for our listing agent services! All that is required in order for you to take advantage of this amazing guarantee is that you notify us within 12 months of the purchase of your home and that you use NBC Realty Inc. to represent you on the purchase of your next home.

BONUS: Our Cancellation Guarantee! The buyer representation agreement may be canceled at any time for any reason by either party with 10 days written notice.

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Leveraging My Expertise

"My business is built on referrals. My goal is to serve you in such a way that you will be delighted enough to refer your friends and family for years to come.”

My aim is to provide you with outstanding service and care before, during and after the sale! Even after your closing, I’ll be there to assist you with all your real estate needs.

Consider me your source of referrals for all types of businesses, whether related to a real estate transaction or not. I’ve partnered with competent professionals who would be happy to serve you.

You’ll receive valuable information from me in the mail or via email on a monthly basis to keep you educated and informed.

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10 THINGS...

Buyers Should Consider When Buying a Home Think about what would be beneficial for future resale. It’s just as important to think about options as you make such a big investment that would impact your ability to quickly and profitability sell the home should you have to in the future.

Avoid Buying the Best House on the Block – Buying the best house limits investment growth, while a smaller or fixer-upper home can increase in value over time. The law of averages brings the smaller home's value upwards towards the middle, while bringing the larger home's value downwards towards the middle.

Consider the Home’s Position on the Lot – Sunlight, privacy, and surroundings impact desirability, resale value, and even Feng Shui.

Location is Everything – You can change a house but not its location, which affects long-term value, desirability, and resale potential.

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10 THINGS... Continued School Districts Matter – Homes in top school districts hold value better, even for buyers without children.

Urban Walkability Adds Value – Proximity to stores, schools, transit, and entertainment makes a home more desirable and increases resale potential.

Check Crime Rates – Research local crime stats online to ensure you’re comfortable with neighborhood safety.

Neighborhood Character Counts – Visit at different times of day, observe traffic and noise, and talk to neighbors before buying.Assess Home Value Growth – Work with an expert like Nicole to analyze past and projected home values for longterm investment potential.

Fixer-Upper? Know What You’re Getting Into – Inspections, zoning laws, costs, and renovation logistics should be fully understood before committing.

Factor in Taxes and Fees – Consider property taxes, HOA dues, and potential assessments that could impact affordability and resale.

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How will you tell me about the newest homes available?

The Multiple Listing Service website provides upto-date information for every home on the market.

I constantly check the New on Market list so I can be on the lookout for my clients. I will get you this information right away the way that is most convenient for you, by phone and/or e-mail.

Will you inform me of homes from all real estate companies or only certain brokerages?

I will keep you informed of all homes. I want to help you find your dream home, which means I need to stay on top of every home that's available in the market.

Can you help me find new construction homes?

Yes, I can work with most builders and get you the information you need to make a decision. On your first visit with the builder, I will accompany you. By using my services with a new construction home purchase, you will receive the services I offer, as well as those provided by the builder, at no additional cost.

How does for sale by owner (FSBO) work?

Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving money, but they are still available to you. If you see a FSBO and want the advantages of my services, let me contact the owner for you and make an appointment.

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questions

FAQs

Can we go back through our property again once an offer is made, but before possession?

Yes, usually we can notify the seller and schedule a convenient time to visit the property again. Immediately before the closing, we will schedule a final walk-through and inspection of your new home.

Once my offer is accepted, what should I do?

Celebrate and focus on getting all requested documents to the title company and the lender.

You will get specific instructions from us on next-steps as we move through the process. If we have an option period, you will organize the inspection asap. You will be organizing your information for the loan, closing, property insurance, utilities and moving dates. Don't worry, I won't let you miss a thing.

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questions

FAQs

Notes: Top 3 MUST-HAVES Location

*These are complete deal-breakers. Under no circumstance would you compromise if the home did not have these items.

For example: yard size, open floor plan, quiet area, schools, new/vintage, repairs needed, pool, HOA, etc.

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Notes: Top 3 MUST-NOT -HAVES

*These are complete deal-breakers. Under no circumstance would you compromise for these characteristics, parameters or nuances of the home and/or area.

For example: yard size, busy street/road noise, pool, HOA, power lines, attached wall, flood plain, etc.

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What Stays With the Property IMPROVEMENTS: The house, garage and all other fixtures and improvements attached to the above-described real property, including without limitation, the following permanently installed and built-in items, if any: all equipment and appliances, valances, screens, shutters, awnings, wall-to-wall carpeting, mirrors, ceiling fans, attic fans, mail boxes, television antennas, mounts and brackets for televisions and speakers, heating and air-conditioning units, security and fire detection equipment, wiring, plumbing and lighting fixtures, chandeliers, water softener system, kitchen equipment, garage door openers, cleaning equipment, shrubbery, landscaping, outdoor cooking equipment, and all other property attached to the above described real property.

ACCESSORIES: The following described related accessories, if any: window air conditioning units, stove, fireplace screens, curtains and rods, blinds, window shades, draperies and rods, door keys, mailbox keys, above ground pool, swimming pool equipment and maintenance accessories, artificial fireplace logs, security systems that are not fixtures, and controls for: (i) garage doors, (ii) entry gates, and (iii) other improvements and accessories. “Controls” includes Seller's transferable rights to the (i) software and applications used to access and control improvements or accessories, and (ii) hardware used solely to control improvements or accessories.

What Goes With the Seller Television, Table Lamp, Potted Plant, Bed, Couch, Dining Room Table, Area Rug, Lawn Mower, Hammock, Patio Grill (if not built in), Bookcase (if not attached to the wall), washer and dryer, refrigerator (if not built in), paintings and decorations.

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TESTIMONIALS...

Testimonial If you are considering buying or selling a house or condo in the Austin area- look no more.

I have had the opportunity to do both, and having Nicole on my side has always made the process go smoothly. She is very knowledgeable, and will give you options based on your preferences.

Nicole is a very kind, optimistic and patient person who will give you her time and energy when needed.

She is absolutely the BEST.

A. Troncoso

Testimonial

We had an amazing experience working with Nicole Cooper! My wife and I are first time home buyers and she guided us the entire way with her knowledge and patience. Nicole was very responsive and stayed on top of the seller to make sure everything in the home was what we were expecting. I’m so glad she was recommended to us and I would refer her to anyone looking to buy property in the Austin area.

R. Gonzales -20-

TESTIMONIALS...

Testimonial

My husband & I had the pleasure of working with Nicole recently as our realtor while searching for our dream home in Austin, and we cannot recommend her enough! From the very first meeting, she was approachable, knowledgeable, and went above and beyond to make sure that we found the perfect home the meets our criteria. Nicole was able to answer all of our questions and provide valuable advice that ultimately helped us secure the home of our dreams.

She was always available to address any concerns we had and was incredibly patient throughout the entire process. I felt confident in her abilities every step of the way, and I could not have asked for a better realtor to help us navigate the competitive Austin housing market. Thank you so much, Nicole, for helping us find our dream home!

H. Alateeq

Testimonial

Nicole has been fantastic to work with from start to finish and even after closing - her attention to detail, local market knowledge, and professionalism helped us land our dream home at a great price! I can't recommend her enough, thank you Nicole!

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Mission Statement

Our mission is to establish enduring relationships by offering unparalleled expertise, fostering happiness and delivering exceptional service. By blending our expertise with a genuine passion for our clients' satisfaction, we aim to create a harmonious and joyful journey throughout the buying and selling process. Our commitment to excellence and happiness is ingrained in every interaction, ensuring that our clients feel valued, inspired, and truly delighted with their real estate experience.

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Core Values • Uncompromising Integrity: We uphold the highest standards of integrity in every aspect of our business, ensuring honesty, transparency, and ethical practices in all our interactions and decision-making processes.

• Exemplary Customer Experience: Our goal is to create an exceptional experience for every person we engage with. We go the extra mile to make people feel valued, appreciated, and special by providing attentive and personalized service.

• Commitment to Growth: We believe in continuously improving ourselves and our services. We foster a culture of ongoing learning, innovation, and professional development to stay ahead of industry trends and deliver the best possible outcomes for our clients.

• Cultivating Joy and Positivity: We aim to spread happiness in everything we do. By fostering a positive and uplifting environment, we create a ripple effect of joy, positivity, and enthusiasm among our team members, clients, and the community we serve.

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Thank You!