Develop a family hurricane preparedness plan before an actual Evacuation storm threatens your area. If your family hurricane preparedness plan includes evacuation to a safer location for any of the reasons specified with in this web site, then it is important to consider the following points:
If ordered to evacuate, do not wait or delay your departure. If possible, leave before local officials issue an evacuation order for your area. Even a slight delay in starting your evacuation will result in significantly longer travel times as traffic congestion worsens.
You only need to evacuate tens of miles, not hundreds! Select an evacuation destination
Source: FloridaDisaster.org
that is nearest to your home, preferably in the same county, or at least minimize the distance over which you must travel in order to reach your intended shelter location. In choosing your destination, keep in mind that the hotels and other sheltering options in most inland metropolitan areas are likely to be filled very quickly in a large, multi-county hurricane evacuation event.
If you decide to evacuate to another county or region, be prepared to wait in traffic. The large number of people in this state who must evacuate during a hurricane will probably cause massive delays and major
Master Association’s Role in Disaster Planning
The Master Association is dedicated to minimizing safety and monetary risks for the entire community, particularly concerning infrastructure and roadways. In preparation for hurricane season and other potential disasters, the Association has implemented a comprehensive disaster plan that includes several key actions and partnerships.
Regular Inspections and Hazard Mitigation
To ensure the safety of the community, the Master Association conducts regular inspections of roads, bridges, drainage structures, and landscaping. These inspections aim to identify and mitigate any potential safety hazards well in advance of a storm. By proactively addressing these issues, the Association helps reduce the risk of damage and injury during severe weather events.
Designated Staging Areas
The Association has established designated staging areas throughout the property. These areas are intended for use by Section Landscapers and restoration vendors for managing landscape and construction debris. Additionally, if applicable, designated staging areas are provided for FEMA to facilitate their operations in the community.
Assistance to Local Officials and FEMA
In the event of a disaster, the Master Association stands ready to assist local officials and FEMA as needed. This support includes providing resources and coordination to help manage the response and recovery efforts effectively.
Pre-Storm Inspections and Preparations
Once a hurricane watch is issued, the Association initiates a visual inspection of the property. This inspection includes the following actions:
• Picking up any fallen branches or debris.
• Removing loose articles and debris from lake outfalls.
• Clearing obstructions from storm drains along Master
roadways.
• Securing the irrigation yard by turning off all pumps and controllers.
These steps are crucial in reducing the impact of the storm on the community’s infrastructure.
Post-Storm Response
As soon as it is safe to do so after the storm, a manager will be onsite to assess the damage and coordinate the clean-up efforts. This immediate response helps to quickly restore safety and normalcy to the community.
Contracted Services for Recovery
To enhance the community’s recovery efforts, the Master Association has contracted with Russell Landscaping for priority landscaping services after a storm. Additionally, Finn Outdoor is on standby to provide priority service for maintaining and repairing the community’s drainage infrastructure.
Ongoing Disaster Planning
The Master Association continues to sponsor the DP Committee and collaborates with the Federation and various entities in Kings Point. This ongoing partnership focuses on developing and maintaining a comprehensive disaster plan for the community. By working together, they ensure that the community is well-prepared for any potential disasters, enhancing resilience and safety for all residents.
In the event of a storm with loss of power and/or cell service the Master Association will deploy Starlink. Starlink is a satellite internet system that provides broadband internet, that is used when other internet providers are not working during a disaster.
KP Alerts
The Master Association has purchased a Mass notification system to keep residents informed. This system can send alerts through varies methods like SMS, Voice call, email and push notification on mobile devices. Residents need to sign up to recieve alerts, allowing them to control which method they prefer.
before, during, or after a sever
congestion along most designated evacuation routes; the larger the storm, the greater the probability of traffic jams and extended travel times.
If possible, make arrangements to stay with the friend or relative who resides closest to your home and who will not have to evacuate. Discuss with your intended host the details of your family evacuation plan well before the beginning of the hurricane season.
If a hotel or motel is your final intended destination during an evacuation, make reservations before you leave. Most hotel and motels will fill quickly once
evacuations begin. The longer you wait to make reservations, even if an official evacuation order has not been issued for your area or county, the less likely you are to find hotel/motel room vacancies, especially along interstate highways and in major metropolitan areas.
If you are unable to stay with friends or family and no hotels/ motels rooms are available, then as a last resort go to a shelter. Remember, shelters are not designed for comfort and do not usually accept pets. Bring your DISASTER SUPPLY KIT with you to the shelter.
Make sure that you fill up your car with gas, before you leave.
The Master Association has purchased a Mass Notification System to keep residents informed. This platform is completely voluntary—residents must sign up to receive notifications and can opt out at any time. Notifications will only be sent in cases of urgent need.
This alert system will be available to the Master Association, FirstService Residential, and Vesta to ensure all residents receive timely updates regarding utility outages (such as water or power interruptions), disaster alerts, road closures, and other emergencies. It will never be used for advertising events or products. A major focus of this system is to provide critical alerts leading up to and in the aftermath of hurricanes to keep residents well-informed.
These alerts are provided free of charge, but standard text messaging rates and other charges may apply.
We strongly encourage all residents to register for the Emergency Alert group as well as their individual Associations.
This ensures you receive both community-wide and neighborhood-specific alerts. We have also included a QR to assist with registration.
Key Features of the Alert System: *Residents must opt in to receive notifications and can customize which types of alerts they wish to receive.
*Alerts can be sent via SMS text messages, voice calls, emails, and mobile push notifications, ensuring messages reach residents through their preferred communication method.
*Residents can register their specific neighborhood to receive location-based alerts.
*If you wish to subscribe to Emergency SMS text messages only, text KPAlert to 38276. Please note: If you choose this text-only option, you will not be identified by address, so you will not receive location-specific alerts.
If you have any challenges getting registered please reach out to Cheryl directly she is happy to assist with any challenges. She can be reached at 813-812-7580 or via email at Cheryl@kpmaster. com.
Evacuation Zones vs. Flood Zones
Two different designations for two different purposes
Source: Hillsborough County Emergency Management
What’s the difference? Two different designations for two different purposes.
Though often mistaken for each other, flood zones and evacuation zones are not one in the same. They are two very different things that measure very different conditions. So, what makes them unique? And when do you use them?
Here is what you need to know:
Evacuation zones
Due to significant changes in the evacuation map in 2022, your evacuation zone may have changed or you may be in an evacuation zone for the first time. Please check your evacuation zone.
Evacuation zones are the areas that officials may order evacuated during a hurricane. These zones are mapped by the National Hurricane Center and identify areas that will be affected by storm surge - storm-driven waves that can inundate a community and threaten lives.
Zones in Hillsborough County are identified from A to E, and there are parts of the county that are not in an evacuation zone.
Flood zones
These federally identified zones indicate a property’s risk for flooding at any time of the year, including as a result of heavy or steady rain. This zone has nothing to do with hurricanes or other emergencies, and everything to do with your property insurance and building requirements. Nationally, these zones are classified as Zones
A (Special Flood Hazard Area), B, C, D, V and X. Every property is in a flood zone.
Interestingly, a home may be in a non-evacuation zone, but still be in a high-risk flood zone because of a nearby pond or stream. Alternatively, a home could be in a low-risk flood zone, but still in an early evacuation zone because of storm surge projections or high winds.
That’s why it’s important to know both your flood zone and your evacuation zone, and the difference between them. Still unsure?
When to check the Evacuation Zone map
•Before hurricane season to make sure your family is prepared
•During a hurricane or major storm, to know if you should evacuate
When to check the Flood Zone
map
You own, rent, or are buying a new property and don’t know if you need flood insurance
•You refinance or get a mortgage
•You need building permits for work on your property
•You live in a low-lying area or near a stream, pond or body of water
HCFL Alerts
This hurricane season, sign up for HCFL Alert, Hillsborough County’s official notification system. When you sign up, you can choose which updates you’d like to receive and how you’d like to receive them. Whether voice, text, or email, the alerts will reach you in real-time. Get Connected, Stay Alert.
Prediction for a Dynamic 2025 Atlantic Season
Source: accuweather.com
The Atlantic hurricane season starts on June 1, and it is poised to be a turbulent year with AccuWeather predicting 13 to 18 storms and warning of hurricanes that can rapidly strengthen leading up to landfall.
The Atlantic hurricane season is fast approaching, and early indications have forecasters worried that it will have similarities to the 2024 season, which was one of the most devastating and costliest on record.
“Super-charged” encapsulates the ferocity of last year’s deadly hurricane season. Beryl entered the record books as the earliest Category 5 on record, Helene pummeled the Southeast with biblical rain and flooding, and Milton tore across Florida with deadly flooding and dozens of tornadoes.
Keys to the hurricane forecast
One of the biggest factors for tropical development in 2025 is the abundance of warm water available to fuel storms. Water temperatures across the ocean, as well as in the Gulf and Caribbean, are already well above historical averages, and they will continue to run warm throughout most of the year. This will prime storms for explosive development.
The OHC measures not only the temperature of the water but also how deep the warm water extends. A deep pool of warm water provides much more fuel for hurricanes than a shallow layer of warmth near the ocean’s surface.
One of the devastating trends in recent years has been hurricanes tapping into unusually warm water and quickly strengthening shortly before making landfall. During the 2022 season, Ian rapidly intensified from a 120-mph Category 3 to a 160-mph Category 5 as it approached Florida, causing storm surge to become catastrophic in coastal communities, with water levels cresting higher than single-story buildings.
Water temperatures near the equator of the eastern Pacific Ocean will also be important, as this is the area that can spawn La Niña and El Niño. Although these phenomenons take place in the Pacific, they have far-reaching effects that can boost or suppress tropical activity across the Atlantic.
Neither is expected to be present during the first half of the season, but that could change by September, October, or November.
How many hurricanes and tropical storms are predicted for 2025? Between 13 and 18 named storms are expected in 2025, including 7-10 hurricanes, three to five major hurricanes that reach Category 3 strength or higher, and
three to six direct U.S. impacts.
Meteorologists gauge an entire season by analyzing accumulated cyclone energy (ACE). This measures the combined intensity of every tropical system throughout the season, with weak, short-lived storms producing little ACE while powerful, long-lived hurricanes generating a high amount.
For the 2025 hurricane season, AccuWeather is predicting an ACE of 125 to 175, above the 30-year historical average of 123, and around the level measured during the 2024 season. The peak of the hurricane season typically falls on Sept. 10.
Where storms, hurricanes are most likely to make landfall Landfall is just one part of a storm’s lifecycle, and last season was a disastrous reminder that hurricanes and tropical storms could have farreaching impacts, even in states that do not border the ocean or the Gulf.
AccuWeather identified 12 such analog years, with the 2017 and 2023 seasons being some of the most recent matches. These seasons included notorious storms, including Harvey, which inundated Texas; Irma, which blasted part of the Caribbean and South Florida; and Idalia, which was one of the strongest of many storms in recent years to barrel into the Big Bend of Florida.
Deep dive: more pivotal players this hurricane season Several other players could impact the upcoming hurricane season, one of them being the BermudaAzores high that is usually parked over the central Atlantic. Winds around this bubble of high pressure direct storms and hurricanes westward across the ocean before curving northward.
Another area to watch is not far off the west coast of Africa. Last year, water in this region was cooler than the historical average for a time, resulting in a phenomenon called “Atlantic Niña.” This contributed to a lull in tropical activity throughout August and into the start of September.
Weather conditions across Africa may also breed more clusters of showers and thunderstorms that move into the Atlantic, known as tropical waves. An increase in these tropical waves can result in an uptick in tropical storms and hurricanes.
Conversely, massive clouds of dry, dusty air carried by the wind from Africa across the Atlantic can periodically limit tropical activity, as the moisture-starved air makes it more challenging for storms to develop and strengthen.
Whenever a tropical depression, tropical in the Atlantic or eastern North Pacific, NOAA National Hurricane Center (NHC) issues tropical cyclone advisory information at least every 6 hours. When coastal tropical storm or hurricane watches or warnings are in effect, the NHC and CPHC issue Tropical Cyclone Public advisories every 3 hours.
Warnings
Listen closely to instructions from local officials. Evacuate immediately if told to do so.
Storm Surge Warning
There is a danger of life-threatening inundation from rising water moving inland from the shoreline somewhere within the specified area, within 36 hours. If you are under a storm surge warning, check for evacuation orders from your local officials.
Hurricane Warning
Hurricane conditions (74 mph or greater) are expected somewhere within the specified area. NHC issues a hurricane warning 36 hours in advance of tropical storm-force winds to give you time to complete your preparations. All preparations should be complete.
Tropical Storm Warning
Tropical storm conditions (sustained
What Are Hurricane and Tropical Storm Watches, Warnings
Source: weather.gov
winds of 39 to 73 mph) are expected within your area within 36 hours.
Extreme Wind Warning
Extreme sustained winds of a major hurricane (115 mph or greater), usually near the eyewall, are expected to begin within an hour. Take immediate shelter in the interior portion of a wellbuilt structure.
Watches
Listen closely to instructions from local officials on TV, radio, cell phones, or other computers for instructions from local officials. Evacuate if told to do so
Storm Surge Watch There is a possibility of life-threatening
inundation from rising water moving inland from the shoreline somewhere within the specified area, generally within 48 hours.
Hurricane Watch
Hurricane conditions (sustained winds of 74 mph or greater) are possible within your area. Because it may not be safe to prepare for a hurricane once winds reach tropical storm force, The NHC issues hurricane watches 48 hours before it anticipates tropical storm-force winds.
Tropical Storm Watch
Tropical storm conditions (sustained winds of 39 to 73 mph) are possible within the specified area within 48 hours.
Should I Go?
If you plan to Evacuate
•Develop a personal disaster plan
•Stay alert
•Map out your route in advance. DO NOT get on the road without a place to go.
•If you are booking a hotel, do so before you leave.
•Going to a shelter should be a last resort.
•Once shelters are open, evacuation assistance is available with HART: gohart.org
•Fill your car with gasoline
•Get cash as ATMS and banks could be closed for several days
•Have a plan for your pets
•Bring your disaster supply kit with you.
•Secure your important documents and valuables and bring them with you.
•Secure your home before leaving
•Notify your Association, friends and family of your plans
•LISTEN TO YOUR LOCAL OFFICIALS
Should I Stay?
If you plan to shelter in place
•Develop a personal disaster plan
•Stay alert to storm advisories
•Purchase a NOAA weather radio
•Consider purchasing a twoway radio from KP Radio Club
•Keep Disaster Supply Kit ready
•Have enough food and water for at least 7 days
•Protect your valuable documents
•LISTEN YOUR LOCAL OFFICIALS
•If you do not have a hurricane resistant windows consider boarding them up
•Get cash as ATMs and banks could be closed for days
•Fill your car with gas
•Have a plan for your pets
•DO NOT use candles or open
flames as a light source
•Once the storm hits, get to an interior room with no windows. Notify your Association, friends and family of your plans.
How To Use This Shopping Guide
All residents are encouraged to prepare for hurricane season (June 1 – November 30), by creating a family plan and assembling an emergency kit. This eight-week Shopping Guide identifies the items required to comfortably sustain you and your family for 3-5 days following a storm that may leave you without power and potable water. Adding a few items to your regular shopping list each week is the easiest way to complete your Emergency Kit with minimal impact to your budget.
Food Groups for Shopping Guide
Bread Group Items - Crackers, dry bread sticks, pretzels, melba toast, rice and popcorn cakes, breakfast cereal, dry pasta, nutritional bars, bread (keep frozen until needed)
Meat Group Items - Canned or packaged tuna, chicken/turkey, meat, soup with beans or meat, sardines, beans, chili with meat or beans, ravioli/spaghetti, ham/ pork, stew, Vienna sausage, peanut butter and nuts, and commercially prepared beef or turkey jerky
Milk Group Items - Shelf stable milk (keep chilled after opening), powdered milk (will need extra water), canned and boxed pudding (on grocery shelves, not in refrigerator section), nutritional drinks (e.g., Ensure)
Vegetable Group Items - Canned vegetables, soups of all types (cup of noodles, canned), canned 3-bean salad
Fruit Group Items - Canned fruit, applesauce, dried fruits (raisins, dates, apricots, etc.) and 100% fruit juice (not fruit drinks or punch)
Comfort Foods - Quick energy snacks such as trail mix, granola and fruit bars, cookies, hard candy, lollipops, instant coffee, tea bags
Items for Infants & Toddlers - Make
Hurricane Kit Shopping guide
Source: broward.org/hurricane/pages
sure to include ample amounts of food, formula (water), juice, diapers and wipes. It you plan to evacuate to a shelter, bring your supplies along with a stroller, portable crib or play pen.
Items for Elderly - Your emergency kit should include water and food items that address special dietary needs (nutritional supplement drinks and low-sodium food), one-month supply of prescription drugs/medications/medical supplies, medical history, physician and health insurance information, list of medications with instructions, list of medical equipment (include model/serial number), and copies of prescriptions. Visit Broward.org/ At Risk for additional information.
Note: Before purchasing instant food be sure you have enough water for reconstitution and a cooking source. Camp stoves and a chafing dish/fondue pot with sterno can be used. You can also purchase charcoal for your outdoor grill. Never use any of these cooking sources inside your house or garage. Always cook outside.
Week One
Grocery Store:
one gallon of water per person one large jar of peanut butter one meat group item one can ready-to-eat soup one box matches in waterproof container one vegetable group item one package paper plates baby supplies one flashlight with batteries tarpaulin for temporary roof repairs utility knife sunscreen (SPF 15 or more)
Week Two
Grocery Store:
one vegetable group item
one fruit group item
one comfort food item one bottle unscented bleach
Make a Pet Plan
Source: Floridadisaster.org
The best way to protect your family from the effects of a disaster is to have a disaster plan. If you are a pet owner or have larger animals (i.e. livestock) it is important that you also consider their needs when developing your disaster plan.
If you evacuate your home, DO NOT LEAVE YOUR PETS OR ANIMALS BEHIND. It is unlikely for pets or larger animals to survive on their own. If by some chance they do, you may not be able to find them when you return. Prepare now and protect your family and pets before the next disaster strikes.
Have a Safe Place to Take Your Pets Service animals who assist people with disabilities are allowed in Red Cross shelters. It may be difficult, to find shelter for your animals in the midst of a disaster, so plan ahead. Do not wait until disaster
one medicine dropper one package of paper cups one meat group item self-starting charcoal, sterno or propane for grill or camp stove pliers
plastic safety glasses/goggles outdoor extension cords
Week Three
Grocery Store:
one gallon of water per person
one jar of jelly or jam
one meat group item
one can ready-to-eat soup
one fruit group item
one hand-operated can opener one package paper napkins
baby supplies one portable AM/FM radio –battery-operated or hand crank hatchet or axe roll of duct tape
Week Four
Grocery Store:
one bread group item
one roll of paper towels
one vegetable group item
one roll of plastic wrap
one meat group item
one milk group item
one bottle hand sanitizer sanitary wipes or other hygiene projects
one flashlight with batteries heavy-duty work gloves
first aid kit supplies waterproof container for insurance and bank documents, important contracts, proof of occupancy, inventory of belongings
Week Five
Grocery Store:
one meat group item
one can of ready-to-eat soup
one fruit group item
one box large re-sealable food storage bags
one vegetable group item one bread group item
baby supplies extra batteries for radio
first aid kit supplies
fire extinguisher
strikes to do your research. Many communities are developing pet friendly shelter plans, check to see if your local emergency shelter plan includes pets.
Contact hotels and motels outside your immediate area (outside of an evacuation zone) to check policies on accepting pets and restrictions on number, size, and species. Ask if “no pet” policies could be waived in an emergency. Keep a list of “pet friendly” places, including phone numbers, with other disaster information and supplies. If you have notice of an impending disaster, call ahead for reservations. Go to Pet’s Welcome to search pet friendly hotels and motels.
Ask friends, relatives, or others outside the affected area whether they could shelter your animals. If you have more than one pet, they may be more comfortable if kept together, but be prepared to house them separately.
Prepare a list of boarding facilities and veterinarians who could shelter animals in an emergency; include 24-hour phone numbers. Ask local animal shelters if they provide emergency shelter or foster care for pets in a disaster. Animal shelters may be overburdened caring for the animals they already have as well as those displaced by a disaster, so this should be your last resort.
games and puzzles for children
Week Six
Grocery Store:
one gallon of water per person
one bread group item
one box sanitary wipes
one roll heavy-duty aluminum foil
one package paper bowls
one meat group item
plastic trash bags and ties assorted nails
one flashlight with batteries hardline telephone with jack (not cordless) heavy work gloves
Week Seven
Grocery Store: one meat group item
one can ready-to-eat soup one box cereal
one milk group item
one comfort group item
one vegetable group item
baby supplies extra batteries for flashlights hammer disposable aluminum pans
Week Eight
Grocery Store: one gallon of water per person one vegetable group item
one meat group item one box heavy-duty garbage bags one package plastic eating utensils
one roll paper towels
flashlight with batteries waterproof portable plastic container with lid for hurricane kit and important papers mosquito repellent with DEET
First Aid Kit
Quick Tip:
Gather before the storm: money, prescription medicines, fuel for vehicle, important documents, photo inventory of belongings, proof of occupancy, identification
8 Week Hurricane Kit Shopping Guide Note: Suggested list for a family of four. Add extra items depending on your family size.
The KPARC (Kings Point Amateur Radio Club) https://kparc.org has hundreds of members, most of which are FCC-licensed amateur operators. Some of our members are from surrounding communities which adds diversity to the club. The club is located at the east end of the main clubhouse. The primary focus of the club is the hobby of ham radio. This includes emergency communications, worldwide radio contacts, electronics, and computing related to radios, satellite tracking, weather monitoring, training, and education. We offer license training and exams, educational programs, and related activities.
The Kings Point Amateur Radio Club is actively involved in providing emergency communications services to other community organizations and agencies that provide first responder services. They also support a local program for community residents called the Disaster Radio Service. Over 300 local residents have acquired small inexpensive two-way radios that can be used to communicate with the local ham operators in the event of communication out emergency. The hand held radios are for sale for $15.00 each. The small hand held radios are vital after a storm when all power is out, and communication services are down. More information can be found at the website drs.kparc.org.
Sandbags can redirect stormwater and debris flows away from homes and other structures if they are correctly filled, placed, and maintained. Follow the instructions below to maximize the protection that sandbags can provide in floods, hurricanes, and storms of any kind.
Filling:
• Fill sandbags one-half full.
• Use sand if readily available; otherwise, use local soil.
• Fold the top of the sandbag down and rest the bag on its folded top.
Placing:
• Take care in stacking sandbags.
• Limit placement to three layers unless you have a building or wall to use as a backing. You can also stack sandbags in a pyramid.
• Tamp each sandbag into place, completing each layer before starting the next layer.
• Clear a path between buildings for debris flow.
• Lay a plastic sheet in between the building and the bags to control the flow and prevent water from seeping through openings like sliding glass doors.
Limitations:
• Sandbags will not seal out water.
• Sandbags deteriorate when exposed to continued wetting and drying for several months. They may not be effective when needed if they are left outside for too long.
• Sandbags are for small water flow protection – up to two feet. Protection from more significant water flow requires a more permanent flood prevention system.
• Wet sandbags are very heavy. Use caution when lifting to avoid injury.
Hurricane Awareness
Master Deputy Jeffery E Merry Jr Hurricanes are powerful and destructive natural disasters that can cause significant damage to communities, infrastructure, and the environment. Understanding hurricanes, how they form, their potential impacts, and the importance of preparedness can help reduce the risks they pose to individuals and communities. This article explores hurricane awareness and offers essential tips for preparing for and staying safe during hurricane season.
The Dangers of Hurricanes
While hurricanes are known for their strong winds, they can cause a variety of dangerous effects:
1. Strong Winds: Winds can cause buildings to collapse, trees to fall, and power lines to snap. Flying debris poses a serious risk to both life and property.
2. Flooding: Heavy rainfall can lead to flash flooding and river flooding, submerging roads, homes, and infrastructure.
3. Storm Surge: A storm surge occurs when strong winds push seawater onto the land, causing coastal flooding and damage. It’s often the most deadly aspect of a hurricane.
4. Tornadoes: Hurricanes can spawn tornadoes, which can further increase damage and risk.
5. Power Outages: Power can be out for up to seven days, as we experienced in 2024.
6. Food Shortage: With the lack of power, stores are closed, refrigerators no longer work, and transportation of food becomes difficult.
Preparing for a Hurricane Proper preparation can save lives and reduce property damage. Learn your evaluation zone, how to prepare your home, and how to deal with evacuations or how to shelter in place.
Conclusion Hurricanes are among the most powerful and destructive natural disasters, but with proper awareness, preparation, and action, the risk they pose can be minimized. By understanding how hurricanes form, recognizing their dangers, and taking proactive steps to prepare for these storms, individuals and communities can reduce the impact and stay safe during hurricane season. Remember, the more you prepare, the better equipped you’ll be to handle whatever nature sends your way.
Dear Residents, We would like to bring to your attention some important information regarding the coverage provided by the Condominium Association’s Property Insurance Policy.
The statutes and laws in the state of Florida that govern Condominiums and Insurance are very specific to what the unit owner’s responsibilities are and what the Condominium’s responsibilities are. It is standard practice and highly recommended that unit owners purchase insurance for the contents and interiors of their units. This is not something that is included in your closing or your mortgage; it is something that needs to be purchased by the unit owner to protect everything inside your apartment. The condominium insurance policy only covers the common areas and inside of the units from the sheet rock back.
The best way to understand what the responsibility of the Association is to know what is NOT covered by the Association’s property policy.
According to Florida Law (F.S 718.111(11)(f)3) the Association’s policy must exclude:
• All personal property within the unit (clothes, computers, electronics etc.)
• Floor, wallcoverings, and ceiling coverings
• Light fixtures
• Electrical fixtures, appliances, water heaters, water filters, built-in cabinets, and counter tops
• Window Treatments Including: curtains, drapes, blinds, hardware, and similar window treatments components
Any items not specifically addressed and or mentioned by the Florida Statute, coverage would be then determined by the provisions of the Condominium Declarations or Bylaws or case law.
Such property and any insurance thereupon is the responsibility of the unit owner. You are not required to purchase insurance by law, and by not having insurance you choose to self-insure (meaning paying out of your own pocket).
There are personal insurance policies available to cover the abovementioned property. Also, these policies provide liability coverage to provide payment for negligent acts against a Third Party’s property or bodily injuries. These types of policies are called “Condominium Unit Owners Coverage (HO6). These personal insurance policies come in handy especially when “Water Damages” arise from bursting pipes or backed up toilets. Sometimes when these events occur it’s very difficult to determine who is ultimately responsible for the damage and in many cases each Unit Owner has to take care of their damages on their own.
Example: Toilet backs up causing
Hillsborough County Evacuation Shelter Information
General Population Shelter Information
Source: Hillsborough County Emergency Management
These shelters are intended to provide immediate protection and save the lives of those in the path of a catastrophic and deadly storm. It’s important to have a plan – shelters are not resorts. If you do need to shelter in a County evacuation shelter keep in mind:
• Evacuation shelters will not have cots, blankets, or food for residents.
• Bring water: one gallon per person, per day , Food: non-perishable, easyto-prepare items, Bedding: pillows and blankets, Medications, medical items and supplies (hearing aids
with extra batteries, glasses, contact lenses, syringes, etc.), Sanitation and personal hygiene items, Baby supplies (bottles, formula, baby food, diapers)
• If you have specific comfort needs, plan to get those items ahead of time.
• Don't bring alcoholic beverages, illegal drugs, or weapons
• Shelters are opened on an “asneeded” basis.
• Shelter openings may vary with each emergency.
• Never go to a shelter unless local officials have announced it is open
Source: Hillsborough County Emergency Management
Hillsborough County residents with special medical needs can register for special needs shelters through the Hillsborough County Health Department. While residents should have their own emergency plans in place, a special needs shelters and special needs transportation serve as back-up options for those residents and their caregivers, registration is required.
Residents should complete the application and submit to see if they qualify for a special needs shelter. The form is available in English and Spanish and can be faxed or mailed to health officials. Health Department officials assess the registrations and identify people who will need attention beyond the assistance they might receive at a Red Cross Shelter.
Additional help is available to residents, including:
• Someone with a stable medical condition that requires periodic observation, assessment, or maintenance.
• A person who depends on electricity for medical equipment, such as an oxygen machine or feeding tube.
• An evacuee who needs dialysis.
• Someone who, in a health expert's opinion, might not fare well in a general population shelter.
Remember, Registration before a storm expedites entry to the special needs shelter and assists shelters with planning so sign up early! Residents not registered prior to a storm will be triaged onsite to determine if they meet eligibility.
damage to the unit where it occurred and two units below. The units have wood floor damage, carpet, furniture, cabinets. These items are not covered by the Condominium Association’s property policy and if nobody is found negligent each unit is responsible for their own damaged property.
Other scenarios in which Water Damage can occur and nobody may be found negligent: Pipe Burst, Sprinkler Discharge, Fire Fighters response and action.
Having a personal insurance policy can alleviate the headache of not knowing what to do. The insurance company can coordinate payment with all the other parties or other insurance companies involved or simply pay the claim to the insured unit regardless of who is at fault. We recommend that you contact an Insurance Agent if you currently don’t carry a personal policy to protect the property NOT covered by the Association’s policy.
Understanding your insurance needs is an essential preparation step for you and your family. Getting the right type and amount of insurance can help you recover more quickly from disaster and avoid years of financial challenges. Take steps today to identify and secure the right insurance policy(s) and safeguard your future financial health.
Many different lines of insurance are available to cover different types of disasters. A homeowners’ insurance policy generally provides the following areas of coverage:
•Dwelling – coverage for your house
•Other structures – coverage for structures such as garage, decks and fences
•Personal property – coverage for items such as furniture, clothing and appliances.
•Loss of Use – compensation if you need to relocate to temporarily due to covered damages.
•Personal Liability – coverage for accidents occurring on your property.
•Medical Protection – payments for a person who is injured on your property.
Most landlords and professional property management companies will require proof of renters insurance when a lease is signed. Renter’s insurance policies can include the following coverage types:
•Personal Property – Coverage for items such as furniture and clothing.
•Loss of Use – compensation if you need to relocate temporarily due to damage
•Personal Liability – coverage if sued due to accidental injury to others.
•Medical Protection – payments for a person who is injured on your property
•Property damage to others –Coverage if you accidentally break or damage someone else’s property.
The Insurance industry identifies the cause of loss, such as fire or theft as a “peril”. Insurance only applied when the covered peril (i.e. Hazard) that causes the loss is part of a policy. Be sure to check your policy to determine which perils are covered. A homeowners insurance policy may provide coverage for different perils doe the dwelling and for personal property. The policy may also have different deductibles based on the peril. Always check your individual policy for details.
7 Things Florida Newcomers Should Know About Hurricane Season
Source: Florida Newcomers
Longtime residents of the Sunshine State know the drill come hurricane season: Keep your gas tank full, your pantry stocked and one eye on the tropics at all times.
They also appreciate the importance of things like having an extra propane tank or plenty of charcoal to grill with during power outages, and filling your bathtub with water before a storm hits so you can flush toilets if water service is knocked out or turned off.
But tens of thousands of newcomers move to Florida every year. In the one-year period ending in July 2023, the state’s population grew by about 365,000 people, according to the U.S. Census Bureau. That equals an average of about 1,000 people per day.
If you’re a recent transplant, here are some insider tips about hurricane season in Florida:
1. It Doesn’t Have To Be A Hurricane To Be Dangerous
Even a storm that isn’t a hurricane at landfall can be destructive. And deadly.
Two tropical storms that hit Florida in 2021 – Elsa and Fred – made NOAA’s annual list of billion-dollar disasters for the damage they caused. In 2020, Tropical Storm Eta made the list.
Eta dumped between 10 and 20 inches of rain on South Florida, and both it and Fred claimed several lives due to flooding as the storms moved up the U.S. East Coast.
And while hurricane season runs from June 1 through Nov. 30, named storms can happen any time of the year.
2. Categories Are Just A Guideline Hurricanes are ranked ranging from Category 1 to Category 5 based on their wind speed under the Saffir-Simpson Hurricane Wind Scale, first developed in the early 1970s.
But the scale doesn’t take into account other factors, including storm surge along coastlines and flooding rainfall inland. Those two things kill far more people than wind.
Category 3 Hurricane Idalia in 2023, for example, resulted in up to 12 feet of storm surge along some coastal areas of Florida.
During Hurricane Ian in 2022, several deaths in Florida were connected to flooding in inland areas, some of them far from where the storm came ashore.
3. Know Your Zone
Where needed, Florida counties have designated evacuation zones. Most are identified by letters ranging from A to L, with A being the most vulnerable areas.
Note that these are different than FEMA flood maps.
You can find your evacuation zone – and evacuation route – on the Hillsborough county website.
Separately, people living in lowlying areas or certain types of buildings are also sometimes told to evacuate, regardless of how far they might live from the coast.
The bottom line: If you’re told to go, go. Otherwise, if you are in a sturdy home and don’t rely on electricity for medical care, it’s generally best to stay put and leave the roads open for those who need to get to a safe area.
If you do plan to evacuate, know where you’re headed. If it’s the home of a friend or relative, work out the details with them well ahead of time. Many hotels waive pet restrictions and extra fees and offer flexible reservations with no penalties when a storm is coming.
Shelters are usually opened when evacuation orders are issued, but emergency management officials say they should be a last resort for evacuees. If you plan to rely on a shelter, make sure to check your county’s emergency management website to see what you should (or shouldn’t) bring with you and have those items packed and ready to go throughout hurricane season.
4. Know Your Home
Do you have impact windows? If so, there’s typically no need to board up or worry about hurricane shutters. Sometimes
called hurricane windows, they’re designed to withstand a hit by flying debris in certain wind speeds.
Impact windows are required by the building code in many areas, so whether you have them might depend on where you live and when your home was built. For homeowners, this information should have been provided at the time of purchase.
Did hurricane shutters or plywood come with the property? If so, you’ll want to make sure you have all the hardware and tools to install or secure them when the time comes and that you know how to do so. If you are buying shutters or plywood or anything that goes with them, add that to your list of things to purchase well in advance.
Renters should make sure they know their responsibilities in terms of prepping a house or apartment for storms.
Do you have flood insurance?
Typical homeowners insurance doesn’t cover water that comes in from outside your home. There’s often a waiting period before flood insurance kicks in, so don’t wait until a storm is coming to buy it.
Flood insurance is separate from what most people call “hurricane insurance” or a “hurricane rider,” which is actually windstorm insurance and is usually added to a regular policy.
5. Stay Safe During Power Outages
Dozens of people have died in the Gulf states in recent years from carbon monoxide poisoning while running portable generators after a hurricane or tropical storm.
Generators should never be used in, near or adjacent to a building or partially enclosed space. They should be at least 20 feet away and never be placed near windows, doors or vents.
If you plan to use a generator, make sure you have batterypowered carbon monoxide detectors for your home.
Heat is also deadly during post-
storm power outages, especially for the elderly and those with underlying health issues. People who might need extra assistance during a storm or its aftermath should apply for the Florida Special Needs Registry and reach out to local emergency officials to see what services they might provide.
6. Keep A Supply Kit Stocked And Ready Emergency officials recommend having at least seven days of nonperishable food and water for every person and pet in your family, plus a two-week supply of any necessary medications.
Every household should also have a “go” kit. This includes things you would take with you if you evacuate. The kit should also include a list of important documents or other things – like phone chargers or pet leashes – that you might want to gather as you leave. Make sure to know where those things are.
Check your county emergency management site for further recommendations.
7. Stay Informed
Know how your county and city send out information, and sign up for text alerts and other communications. Familiarize yourself with relevant websites and terms. Have a NOAA weather radio on hand.
Expectation of Federation Board.
As part of the Management team at Kings Point, the President of the Federation will oversee the actions of Vesta and First Service Residential (see Vesta and First Service Residential responsibility sheet). The Federation Board members will assist in its duties as determined by the President. Specifically, landscape clean up, and amenities status. In addition, the Federation has a responsibility to ensure that the associations and residents are informed of the status of the disaster and any ongoing safety and association concerns in the post incident arena. Finally, in its oversight responsibility, the Federation will ensure the needs of the residents are met.
Expectation of FirstService FirstService’s goal is to effectively collaborate with all the other key stakeholders at Kings Point, so that damage to structures may be minimized and that the community may return to a normal state of operation as soon as possible following a disaster event.
In times of disaster, communication becomes one of our most vital lifelines. That’s why the Kings Point Disaster Committee is seeking dedicated volunteers to help operate our Starlink satellite internet system during emergencies.
When natural disasters strike— whether it’s floods, fires, or storms—traditional internet and phone lines can go down. Starlink, a satellite-based internet service, provides a resilient, high-speed connection that keeps emergency responders and community members connected when it matters most.
What We Need
We’re building a team of community volunteers to monitor and manage the Starlink terminal in two-hour shifts during emergency events. No technical expertise is required—just a willingness to learn and help. We’ll provide basic training so you feel confident in your role.
Your Role as a Volunteer
Attend a short orientation and training session. Cover a two-hour
Roles of Federation, FirstService Residential, Vesta & Security.
We have a primary responsibility to protect our own employees from undue risk as the event unfolds. FirstService and The Master Association will work together to re-establish mass communications to the community. We will do what we can, from wherever we can. There is no way to predict who will be impacted and how. Our team does not live onsite at Kings Point and it is important to keep in mind the challenges we may have in returning to the property and getting our onsite offices “up and running”. We will return to the property as soon as the conditions allow for it.
Cellular phones, internet, electricity, water and other utilities may be impaired, and we do not have control over these key recovery items. Our onsite operations office will resume as soon as feasible.
Each condominium association is responsible for their own storm restoration company
shift during an emergency. Set up or monitor the Starlink terminal
Why Volunteer?
Be a crucial part of Kings Pot’s emergency response team. Support your neighbors when they need it most. Learn useful skills in communications and disaster preparedness.
How to Sign Up?
If you’re ready to lend a hand (even just for a couple hours), please email disaster committee chairperson Mary Ann Meeker at mmeeker3@tampabay.rr.com. Whether you can do one shift or many, every bit of help makes a difference.
Let’s keep Kings Point connected, no matter what comes our way.
Jim Allen - Oversite Director Master Board - Secretary
MaryAnn Meeker - Committee Chair Disaster Planning
Mike Bardell Chief SCC Emergency Squad
Shirley Bardell - Federation - Director Committee Consultant
Shawna Deiulio - Master General Manager Committee Consultant
Cory Carpenter - FSR General Manager Committee Consultant
Brian Burns- USI Insurance Committee Consultant
Pete Doxsee - Vesta - Chief of Security Committee Consultant Kings Point Amature Radio Club Committee Consultant
Cheryl Hammond - Master Associaiton Consultant
Lysa Locke - Vesta Consultant
George Cordelli - Master Association Director Consultant
Eileen Peco - COA
Shelia Houlihan, Joe Flack, Bill Miller, and John Armstrong
arrangements. We HIGHLY recommend associations make arrangements with a restoration company long ahead of hurricane season to be on their “preferred response list”. Associations may also consider making arrangements with temporary dry-in companies (typically performed by roofing companies).
Once the emergency has passed, our team of Community Association Managers will become available to help field your questions and advise you of the processes related to assessing associationspecific damage and help guide you through the claims process (if applicable). Our role entails facilitation and administration.
Condominium Associations via their Boards and POCs create their own list of association-specific “action items” in response to the effects of the emergency.
Please note: your landscape maintenance vendors have a contractual obligation regarding
storm response, that only entials removing trees that have fallen againist structures or carports or that are blocking roadways. The concept here if the them reestablish “safe passage” in and out of your individual association property. Debris will be placed in areas designated for later removal.
Expectation of Vesta & Security. In the event of natural or other disasters, Vesta will close and secure the Land Trust properties including pools, clubhouses, and recreation areas as directed by the Federation board. Gate House security will remain in place until winds reach 35mph, and/or the Hillsborough County Sheriff’s office directs closure of this operation. After the event has ended, representatives of Vesta, the Federation Board and other local authorities will assess the damage to Trust properties and with the Federation board will open the amenities when it is safe to do so.
Pre-Register For Restoration Service
When a storm hits, restoration companies are flooded with calls from residents needing urgent assistance. To avoid long wait times and ensure prompt service, we strongly encourage associations to pre-register with a restoration company in advance.
You are free to register with any company of your choice. However, the six companies listed here offer pre-registration services at no cost. By taking this simple step, your association can secure priority service, allowing for faster response times when it matters most.
Please note that the Master Association does not endorse or guarantee the services of any specific company; we are simply providing this information so you are aware of the available options.
Be proactive—protect your community by registering today!
Paul Davis - 813-984-2700
Cotton Team - 877-900-493 Rapid Response 941-758-3900 Restoration 1 - 813-710-5129 ServePro - 813-867-2445
Accutech - 941-451-5983
Information about the Kings Point Disaster Planning Committee
• The Kings Point Disaster Planning Committee was established in 2018
• Every year the committee conducts many meetings prior to kick off and gathers the most up to date information from all Hillsborough County emergency agencies.
• In 2020 the Master Association created the Kings Point Disaster Planning webpage: (kpmaster.com/disasterplanning)
where anyone may go for a plethora of updated information to prepare for a disaster, especially hurricanes.
• The committee itself is comprised of residents of Kings Point, most with first-hand knowledge and experience with the emergency system here in Hillsborough County, and community leaders from the Master Association, The Federation, FirstService Residential, and Vesta.
May 14th @ 9:30am
Assoc. Board
- Veterans Theater May 7th, 21st, 28th @ 9:30 am
Forum in 2020 Building May 6th @ 10:AM