Lifestyles After 50 Suncoast, Pinellas, West Pasco Edition, January 2019

SuncoaSt ~ JanuaRy 2019

Florida’s Most-read 50+ Publication for 30 years

Pinellas, West Pasco

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guide to

physical & financial fitness Resolve to

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Wednesday, Jan. 16, 2019 • 9:00 am - 1:00 pm

Free Admission for Attendees 50 and Over MOOSE LODGE #2276 • 3211 GALL BLVD • ZEPHYRHILLS, FL 33541 Free Coffee And Goodies • Prizes and Giveaways Great Exhibitors: Health Needs, Financial, Home Services and More Moose Lodge presents great lunch options from $4.00 to $7.00 A

Live Entertainment

By Billie Jo A Local Favorite

EVENT 813-653-1988 • www.lifestylesafter50.com

Adult In Home Assistance Seniors Helping Seniors

wwwseniorcareeastpasco.seniorshelpingseniors.com/

Assisted Living Love To Know Seniors Program of All Inclusive Care for the Elderly (PACE)

www.seniors.lovetoknow.com www.npaonline.org/

Food, Clothing, Personal Care, Household Goods Meals on Wheels www.mealsonwheelsamerica.org Trinity Cafe www.trinitycafe.org Feeding Tampa Bay www.feedingamerica.org Daystar Life Center www.daystarlife.com Metropolitan Ministries www.metromin.org Education Eckerd College (St. Petersburg)

www.eckerd.edu/olli

Employment Florida Department of Elder Affairs www.elderaffairs.state.fl.us Senior Community Service Employment Program (SCSEP) www.doleta.gov/seniors/ Retirement Life Matters www.retirementlifematters.com Work Force 50 www.workforce50.com Financial Services National Council on Aging Benefits Check Up Women’s Institute For A Secure Retirement (WISER) BBF Capital Advisors

www.benefitscheckup.org/ www.wiserwomen.org/ www.bruceficken.com/

Lifestyles After 50 • Suncoast • January 2019 • page 2

Government and Senior Community Resources Administration for Community Living (ACL) www.acl.gov/ American Association of Kidney Patients www.aakp.org American Red Cross www.redcross.org American Association of Retired Persons www.aarp.org/tampabay The ALS Association Florida Chapter www.webfl.alsa.org Area Agency on Aging (Elder Help Line) www.youragingresourcecenter.org Department of Business and Professional Regulation www.myfloridalicense.com Florida Information Locator www.stateofflorida.com Hills County Dept of Aging www.hillsboroughcounty.org Internal Revenue Service (Seniors & Retirees www.irs.gov/individuals/seniors-retirees Medicare www.medicare.gov National Parks www.NPS.gov Retired and Senior Volunteer Program (RSVP) www.seniorsinservice.org Ronald McDonald House Tampa rmhctampabay.org/ Senior Connection (Hillsborough) www.agingcare.com Senior Games www.flasports.com/florida-senior-games Service Core of Retired Executives (SCORE) www.score.org Social Security Administration www.SSA.gov U.S.Department of Housing and Urban Development www.UD.gov Health & Medical Services Addiction Center www.addictioncenter.com American Association of Kidney Patients www.aakp.org Dementia www.dementia.org Melanoma Research Foundation www.melanoma.org National Stroke Association www.stroke.org Senior Home Improvement Program (SHIP) www.thecentre.org/programs services-for-older-adults National Institute of Senior Health www.nihseniorhealth.gov Insurance Consumer Advocate Legal Services Bay Area Legal Services Tax Counseling for the Elderly

www.consumersadvocate.org/

www.bals.org www.irs.gov/individuals/tax-counseling-for-the-elderly

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Preplanning Final Expenses Aging Care Retirement Living LCB Senior Living Transportation Florida Department of Elder Affairs ITN Suncoast Travel and Leisure Florida Orchestra Gaylord Palms Orlando Players Theater (Sarasota) Straz Performing Arts Center (Tampa) Tampa Bay Rays

www.agingcare.com/articles/funeral-planning www.lcbseniorliving.com

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Here’s to Your Health ~ And that of Our Oceans A

Suncoast Edition

How you can help: s we slide into 2019, we typi1. Wean yourself off cally make a list of resolutions, disposable plastics. Refuse set our priorities and hope that with to buy plastic straws, a little luck and perseverance, we’ll dinnerware and disposable get it right this time and exit the year cutlery (except for possible with minimal damage. Maybe even use during a hurricane). come out on top.

2. Take reusable bags to In this issue, we cheer you on with the store (keep them in your stories about physical and financial car and you won’t forget). fitness. We’ve even included a Support bans on plastic vegetarian recipe to get you started bags, which compose 60 to on your new plant-based diet.

80% of ocean debris and can As we consider personal and last for centuries. financial fitness, we should also 3. Understand recycling, reflect on the well-being of our what is accepted, and do it planet.

Yellow butterfly fish swim around a plastic bag. The bags whenever possible.

This month I’d like to focus can look like jellyfish to some marine animals. Sea turtles and 4.

When you do go to on the use of plastics and their some species of fish may try to eat them. restaurants, carry your own widespread pollution of our lands, foil or containers for leftovers.

Purchase stainless steel straws rivers, coastal areas, beaches and particularly our oceans where to carry with you. nonbiodegradable litter tends to accumulate.

5. Don’t drink bottled water. Use a water filter and reusable According to the National Oceanographic and Atmospheric bottles.

Administration, plastic debris kills an estimated 100,000 marine 6. Buy from manufacturers that package their products in mammals annually. Their decomposing bodies are often found smart, sustainable containers. Write to those you think overuse on beaches with bright, colorful pieces of plastic remaining plastic. where their innards had been.

7. Purchase clothing and products made from natural fibers.

Our craving for lightweight, handy, durable and relatively8. Don’t allow fishing lines and nets to get into the oceans. cheap plastic has led to over-production and over-consumption 9. Teach young people to never, ever litter. of the product, which in turn has created massive widespread 10.

Spread the word about plastic pollution. Learn more pollution often found in humongous garbage patches. Perhaps about plastic pollution at plastic-pollution.org. the most well-known is the Great Pacific garbage patch, now twice the size of Texas. The plastic debris usually originates on It’s going to take monumental effort to change the way we land and is washed into ditches, streams and rivers where it is produce, use and dispose of plastics, but everyone needs to be carried out into the oceans and bays and becomes garbage soup. onboard to make the seas healthier again. New alternatives This plastic soup is ubiquitous now. No corner of the earth is need to be developed but, in the meantime, do what you can. safe. In a recent citizen-scientist effort to document the extent Let Mother Earth know you’ve got her back. of microplastic pollution in the Gulf of Mexico, volunteers and scientists found plastic fragments, fibers and microbeads See you in February. in nearly every one-liter sample taken.

Microplastics are created when sunlight or wave action breaks down plastic debris into tiny bit pieces. When plastics degrade, they leach toxins that are carcinogenic. These plastics are now in our waters for sea life to consume for a very long time –if not forever. The will work their way into the food Terri Bryce Reeves, Editor chain and yes, possibly our sushi.

Published monthly by Lifestyles After 50 Volume 30, Issue 1

Publisher

Ed Graves Ed@lifestylesafter50.com

Editor

Terri Bryce Reeves Terri@lifestylesafter50.com

Website Coordinator

Allie Shaw Allie@lifestylesafter50.com

Director of Advertising

Joe Gess Joe@lifestylesafter50.com

Office Manager

Vicki Willis Vicki@lifestylesafter50.com

Distribution

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Questions/Customer Service

813-653-1988 • 1-888-670-0040 Press Releases Editor@lifestylesafter50.com

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Dena Bingham: 813-293-1262 Dena@lifestylesafter50.com __________________________________

Our other editions:

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To learn more, call 1-888-670-0040

Lifestyles After 50 P.O. Box 638 Seffner, Florida 33583-0638 Fax: (813) 331-2634 www.lifestylesafter50.com

Terri Bryce Reeves

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

As a reader of Lifestyles After 50, you are creating an established relationship with our advertisers. You may be contacted by email, telephone or mail as allowed by law.

Lifestyles After 50 • Suncoast • January 2019 • page 3

local events around town • January 2019 Event: Date: Time:

The Art Event of the Season Jan. 11, 12 & 20 Jan. 11th 6-8 p.m./ Jan. 19th 5-8 p.m.

Cost: FREE Place: Syd Entel Galleries Address: 247 Main St. Safety Harbor, 34695 Phone: Web:

RSVP 727-725-1808 syndentelgalleries.com

Event:

Raising Cane, A Sweet & Spicy Event Jan. 12 9 a.m. – 5 p.m. $10

Date: Time: Cost:

Place: Pioneer Florida Museum & Village Address: 15602 Pioneer Museum Rd, Dade City, 33526 Phone: 352-567-0262 Web: pioneerfloridamuseum.org

Event: Date: Time: Cost:

Writers and Poets Open Mic Night Jan. 16 6:30 – 10 p.m.

FREE, Donations Accepted

Event: Date: Time: Cost:

AARP Smart Driver Class Jan. 19 9:30 a.m. - 4:15 p.m. $15 for AARP members $20 for non

Place: SHAMC Address: 706 2nd St. N. Safety Harbor, 34695 Phone: 727-251-4754 Web: safetyharborartandmusiccenter.com

Place: East Lake Community Library Address: 4125 East Lake Rd. Palm Harbor, 34685 Phone: 727- 773-2665 Web: eastlakelibrary.org

Event:

Event: Date: Time: Cost:

Date: Time: Cost:

Lifestyles After 50 Fun Fest, Zephyrhills Moose Lodge Jan. 16 9 a.m. – 1 p.m.

FREE

Place: Zephyrhills Moose Lodge #2276 Address: 3211 Gall Blvd.

Zephyrhills, 33541 Phone: 813-653-1988 lifestylesafter50.com/events Web:

UpDog Frisbee Competition Jan. 19 9 a.m. - 5 p.m.

FREE to spectators

Event: Date: Time: Cost:

Place: Capitol Theatre Address: 405 Cleveland St. Clearwater, 33755 Phone: 727- 791-7400 Web: rutheckerdhall.com

Event: Date: Time: Cost:

Place: East Lake Community Library Address: 4 801 31st St. S. St. Pete, 33712 Phone: 727-238-7737 Web: updogchallenge.com

Howie Mandel Jan. 24 8 p.m. $50 & up

Tampa Bay Home Show Jan. 25 – 27 Fri. & Sat. 10 a.m. – 6 Sun.: 10 a.m. – 5 p.m.

FREE

Place: Tropicana Field Address: 1 Tropicana Dr St. Pete, 33705 Phone: 727-825-3137 Web: mlb.com

Event: Date: Time: Cost:

Melanie-Woodstock 50th Anniversary Concert Jan. 26 7-8:30 p.m. $40 advanced $45 door

Place: Safety Harbor Art & Music Ctr Address: 706 2nd N. Safety Harbor, 34695 Phone: 727-725-4018 Web: safetyharborartandmusiccenter.com Event: Date: Time: Cost:

Iluminate (Show) Jan. 31 7:30 p.m. varies

Place: The Mahaffey Theater Address: 400 First S. St. St. Pete, 33701 Phone: Web:

727-300-2000 themahaffey.com

send your event news to Jenna@lifestylesafter50.com by the 15th of each month for publication in the following month's issue.

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Lifestyles After 50 • Suncoast • January 2019 • page 4

Ringing in the New (and Old) Ear Tinnitus is more prevalent in those over age 55

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By RANDAL C. HILL

O

ne day it happens. You know you hear a constant noise. It may be anything from a low buzz to a ringing or a whistle – even the sounds of chirping crickets. But wait. It’s winter and crickets shouldn’t be chirping.

If this describes you, you may be one of over 50 million Americans who suffers from tinnitus. (Of Latin origin, the word means “to ring or tinkle.”)

Almost everyone experiences the ring of tinnitus at some point in their life, but if it lasts more than six months, it is considered chronic.

This irritating adversary can affect your quality of life and may be responsible for fatigue, stress, sleep problems, concentration issues, memory problems, depression, anxiety and irritability.

Men and smokers have a higher risk for the condition. Fortunately, tinnitus usually isn’t a sign of something serious, but that doesn’t stop it from being annoying.

Tinnitus is often a symptom of an underlying condition. Some common tinnitus culprits include age-related hearing loss, earwax blockage, inner-ear nerve damage from exposure to loud noises, middle ear problems like tumors or infections, TMJ (temporomandibular joint dysfunction), and injuries to the brain’s hearing center. Stress, anxiety, depression and lack of sleep may also cause this sensory disturbance.

Sometimes the noise abates when you stop taking certain medications such as diuretics, cancer or quinine medications, antibiotics, antidepressants, aspirin, and other

nonsteroidal anti-inflammatory drugs.

In rare cases, a blood vessel disorder may be to blame, which could manifest itself through atherosclerosis (hardening of the arteries), high blood pressure, turbulent blood flow and malformed capillaries.

Tinnitus that accompanies hearing loss or dizziness could signal Meniere’s disease.

In many cases, the exact cause is never discovered. Nevertheless, it’s important to see a doctor and try to identify the cause, which may be treatable.

Some common-sense precautions may help prevent certain types of tinnitus: using hearing protection when around loud noises, turning down high-volume music, maintaining cardiovascular health through regular exercise, following a healthy diet, and treating any underlying depression, stress or sleep disorders.

It’s good to know that tinnitus often becomes less noticeable and more manageable in the long run. Most people who are diagnosed learn to ignore the sounds over time; some use devices to mask the hums. Other therapies are being evaluated through various clinical trials. No single approach seems to work for everyone, so you may need to experiment with various techniques before finding what works best for you.

For more information, visit the American Tinnitus Association at www.ata.org. If you want to participate in a research study, go to www.clincaltrials.gov and enter the search term “tinnitus.”

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Lifestyles After 50 • Suncoast • January 2019 • page 5

HAPPY NEW REAR

Exercise is essential ~ Let’s get to the bottom of why

By TERRI BRyCE REEVES, EdIToR

W

ith a New Year underway and America’s resolve to “get healthy and fit” in 2019, we journalists are tasked with trotting out the good ol’ “getin-shape” piece each January – and for a good reason.

There is mounting evidence that exercise can stave off chronic illnesses like heart disease, cancer, osteoporosis, diabetes, obesity, depression and dementia. Fitness activities have also been shown to have a positive effect on the workings of our genes, the immune system, repair mechanisms and other bodily functions. Not only will fitness improve quality of life, but it can extend it too.

Scientists say that those who are 65 today can expect to live about 13 more years in good health – until age 78. But today’s active and fit 65-year-olds will (on average) gain an additional six years of disability-free life expectancy.

So let’s break a sweat, burn some calories and bust a move.

Let’s exercise like we want to live ‘til 99.

one can partake in classes like yoga, Zumba and water aerobics. These classes are a great way to meet new people, have fun and learn something new.

Four must-do types of exercise

Be sure to incorporate exercises that will improve endurance, strength, balance and flexibility.

Endurance exercises keep your heart, lungs and circulatory system healthy. Brisk walking, jogging, dancing, yard work, biking, swimming and tennis are all excellent ways to increase endurance.

The American Heart Association recommends adults get at least 150 minutes of moderate to vigorous activity

balance. Activities like ice skating, paddle-boarding, running in the shallow end of a pool and regular walking will increase lower body strength and help reduce the likelihood of a spill.

Flexibility exercises like yoga or Pilates will improve joint mobility and posture. Basic body stretches will also contribute to freedom of movement.

Stretching should only be done when the muscles are warm. Stretch just to the point of slight pain and hold for at least 10 seconds. Avoid sudden jerky movements which can result in tissue injury.

Set your fitness goals

Decide what kind of activities you are going to pursue to improve your endurance, strength, balance and flexibility. Create a diary and chart your progress.

Set goals for one month, six months and a year;

Note to readers: Start your fitness calendar now and if you make significant progress, drop me a line along with some before and after photos.

Email me at Terri@LifestylesAfter50.com by the end of August.

We may feature your story in a future edition.

No more excuses

We all have competing interests in our lives that can get in the way of staying in shape. But let’s face it. Is there anything more important than your health?

The first step is to set aside time to exercise. Start with a goal of 30 minutes per day. If you can’t manage that, three 10-minute segments will do.

Try to workout first thing in the morning before the days’ activities start piling up.

Strength in numbers

When it comes to hanging in there for the long run, there is strength in numbers.

A walking group or pickleball partner can help you stay motivated and accountable on days when you feel like playing hooky.

Many senior health care plans offer the free Silver Sneakers fitness program, where Lifestyles After 50 • Suncoast • January 2019 • page 6

per week. Start slowly and build up over time.

Remember, it’s important to set realistic goals based on your health, age and abilities.

Always get your health care professional’s approval before starting a new exercise routine.

Strength or resistance training builds muscles and healthy connective tissue, increases bone density, cuts the risk of injury, and helps ease arthritis pain – all which help us stay independent longer. Lift weights or use elastic bands or your own body weight to build strength.

Balance exercises help prevent falls, improve posture and increase confidence. Tai Chi and yoga are ideal practices to maintain and improve

write them down and monitor your improvement.

In just a few weeks, you may start to see and feel a difference.

Monitoring your caloric intake, eating a plantbased or Mediterranean diet, reaching your ideal weight, and engaging in life with family and friends will also contribute to disability-free longevity.

The advantages of exercise are many: selfconfidence, renewed energy, improved appearance, reduced stress, better-fitting clothes, more happiness and perhaps best of all, the satisfaction of knowing you are doing everything possible to stave off chronic illness and add quality years to your life.

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Lifestyles After 50 • Suncoast • January 2019 • page 7

PAID ADVERTISEMENT

“Wherever you roam, you’re always at home” at the

33rd Annual 2018 Florida RV Supershow T

he Florida RV Trade Association (FRVTA) will host the 33nd Annual 2018 Florida RV SuperShow, Wednesday, January 17 through Sunday, January 21 at the Florida State Fairgrounds in Tampa, Florida.

The 2018 SuperShow will have representation from every major RV manufacturer as well as hundreds of accessory booths exhibitors. “We will have more Suppliers’ booths and every type, size and style of RV on the market,” said Marketing Director David Kelly.

“With the addition of new entertainment and more seminars, we’re anticipating record crowds this year.

We’re also renewing the 2-day pass, so the public will have two full days to see everything at the SuperShow at no additional cost.”

The theme of the 2018 Florida RV SuperShow is “Wherever You Roam, You’re Always at Home”. With hundreds of RVs on display and educational seminars, the SuperShow is the place to trade-in your old RV or get all the information you need to get acquainted with the RV lifestyle. And some of Florida’s finest campgrounds and resorts will have booth exhibits to show attendees the best camping opportunities found anywhere.

A favorite of all visitors to the SuperShow is the FREE entertainment. From clowns and unicycle riders to Barbershop Quartets and BagPipe Bands, the SuperShow has enough entertainment to keep everyone busy the entire day. And take advantage of the FREE shuttle service inside the SuperShow that will carry visitors from exhibit to exhibit.

Seminars are presented throughout the day at the SuperShow making it easy to attend the ones you want to see. National RV Writer Bob Marx host two seminars daily. “RVing 101-What You Will Need to Know” and “Full Time & Extended RV Travel”.

Additional seminars include Basic RV Maintenance, Weight and Tire Issues, Generator Maintenance and Guided RV Tours.

The Super Rally celebrates its 31st year at the SuperShow. This RV rally is opened to any and all RV clubs and the general public and includes several amenities including FREE admission to the SuperShow all five public days, meeting facilities for your club, FREE coffee and donuts every morning and seminars. Three nights of entertainment and refreshments are also included Admission to the SuperShow is only $10.00 for adults and that includes a second day admission for the cost of one day and children under 16 are FREE. The SuperShow hours are Wednesday - Saturday 9am – 6pm and Sunday 9am – 5pm. Wednesday is Senior Citizens Day with seniors receiving $1.00 off the cost of admission (not valid with other discounts).

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ELECTRIC FOLDING Taken Without a Grain of Salt I

t seems there’s a critical age when each New Year adds another medical specialist. My husband, for one, has just acquired a new “ologist,” whose expertise has further complicated our lives.

For longevity’s sake, we already practice a low-fat, low-carb, Paleo, Mediterranean, don’t-eatwhite-foods lifestyle. Mostly. But if we wanted to extend our time on Golden Pond, this new doctor urged my darling to significantly reduce his salt intake.

Eager to be supportive, I purged pantry and frig of all offending foods.

Out went the ketchup, soy sauce, crackers, and the can of mixed nuts.

Even benign cottage cheese was now a potential killer. Ever read the sodium content on packaged bread items? Positively terrifying! And the pancake mix?

There’s enough salt content to keep you afloat even if you can’t swim.

Then it was off to the supermarket to replace said items. With my most powerful pair of reading glasses on, I examined the fine print on jars, bottles, cans, and loaves. I was heavily into condiments when my cell phone rang. It was him, reminding me I’d been gone for almost three hours. I promised I’d be home as soon as I finished researching the dairy aisle.

The new reality is that more home cooking is in order. I don’t mind preparing pasta sauce, soup,

or salad dressing, but baking my own bread? Sorry, but my pioneer instincts stretch only so far. Surely there’s a salt-free loaf wrapped in plastic and sealed with a twist tie.

Success was mine at the local health food store. I decided to sample a slice, which was a tad tastier than a piece of cardboard.

My search would have to continue.

Dining in is one thing when your diet is restricted, but dining out is quite another. And for better or worse, recreational eating is a major part of our social life, particularly during winter when returning to Florida involves dinners with friends not seen in many months. Now, added to requirements for an acceptable restaurant (which include proper chair comfort, noise level, and air temperature), I will have to ask, “Will the chef agree to cook our food without salt?”

We are adjusting, gradually. I’m learning that sodium-free, lowsodium, reduced-sodium, light sodium, don’t all mean the same thing. I’m beginning to enjoy our salt-less peanut butter, and the memory of that awful bread is slowly fading. My husband is benefitting from our healthier, though somewhat blander, diet.

Maybe shaking the salt habit won’t be too hard after all. And our lease on Golden Pond may be extended for a few more lowsodium years.

Susan Goldfein holds a doctorate in Communication Disorders from Teachers College, Columbia University, and enjoyed a successful career as a clinician, teacher, and consultant. For more essays filled with wit, wisdom and irony, visit Susan’s blog, www.susansunfilteredwit.com. Her book, How Old Am I in Dog Years? may be purchased on Amazon.com and BarnesandNoble.com

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For a FREE consultation call 727-240-4900 Lifestyles After 50 • Suncoast • January 2019 • page 9

Imaginations Soar at Imagine Museum

New museum tells story of the American Studio Glass Movement

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the history of the studio glass movement in the United States.

Through 500 bedazzling miniature and massive pieces of glass sculptures on display, over 100 glass artists tell the story of how studio glass in America developed

Across A Crowded Room by Brent Kee Young worked with the Imagine Museum’s benefactor, Trish Duggan, to select artists and artwork that best represent

transom, usher visitors from room to room.

They include Dale Chilhuly’s, “I never met a color I didn’t like,” Eleanor Roosevelt’s, “The future belongs to those who believe in the beauty Cabriole by William K. LeQuier of their dreams,” Albert Einstein’s “Imagination is more importhe imagine Museum, 1901 Central Ave. in St. Petersburg, tant than knowledge,” is open 10 a.m. to 5 p.m., Tuesdays through Saturdays; and Nelson Mandenoon to 5 p.m. on Sundays. Call (727) 300-1700 or la’s, “Education is the visit imaginemuseum.com for more information. most powerful weapon which you can use into the worldwide exchange of ideas, to change the world.” techniques, and concepts that it is today.

As I overheard one fellow viewer What makes it particularly meaning- exclaim, “The offerings are beautiful, ful is that famous Americans’ quota- funny, ugly, amusing, and inspiring – a tions, prominently displayed above each real gift to St. Pete and to the nation.”

Feature Stories Puzzles

Money Events

he latest entry into St. Petersburg’s vibrant art scene is the three-story Imagine Museum on Central Avenue, fittingly named after the Imagine Charter School that once was located there. The nine galleries on the first floor and six on the second display amazing and comprehensive collections of major works by founding, leading, current and emerging artists who work in the field of studio glass.

Before the 1960s, contemporary glass art was made in big factories such as Tiffany or Steuben, but in 1962, Harvey Littleton and Dominik Labino collaborated to build the first kiln designed to fit into an artist’s studio.

Thus, the decorative and sculptural fine art medium began to emerge.

This collection was curated by Corey Hampson, President of Habatat Galleries (Royal Oak, Michigan) who

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Financial Fitness

Is Your Investment Portfolio Making You Sick?

By DAVID NOVAK

W

hen you exercise, eat healthy, watch your weight, and get age-appropriate screening and vaccinations, your body is in a much better position to bounce back from whatever virus, accident or injury may come along.

Similarly, focusing on your financial fitness can help build immunities to fight whatever monetary ailments may come along – such as the tumultuous stock market that we are seeing now. This volatility can make one feeling panicky, anxious and even a little queasy. But there is a remedy.

Here are the things I recommend to achieve financial strength and health.

Review your budget That’s right, I actually uttered the b-word. It never ceases to amaze me how many folks—on all ends of the income spectrum—fail to put together even a basic budget. I can’t tell you how many clients have asked, even mockingly, “Surely you don’t need to do a budget, right?”

Sorry to burst your bubble, but even a Certified Financial Planner™ does a monthly budget. While you don’t have to be down to the penny in every category, once you start to track and write down what you’re spending, you’ll most likely be surprised at where the money is actually going.

Something that has worked for our family is to build in a goals-based component, usually around travel or some other milestone we want to achieve. If you’re looking to take that ski vacation next year, it will be a lot easier if you start putting money away regularly now.

Review your distribution/contribution rate If you are still working, how much are you contributing to your 401(k)? Most employers will offer to match contributions dollar-for-dollar up to a certain amount, such as 3% of your income. Taking advantage of this matching amount is a no-brainer; it is essentially equivalent to a 100% investment return. You’d be surprised how many people don’t take advantage of this “free” money.

If you are retired, then you are likely in the distribution phase from your investment portfolio. Are you taking money out at a sustainable rate that will not eventually deplete your investments? You may have been planning on living off the income generated by the portfolio, but the persistently low interest rate environment we have been in may have thrown a wrench into this strategy.

Furthermore, when calculating the annual withdrawal rate, make sure to include not only the money that comes out regularly each month, but also the lump sum distributions. When accounting for these “one-time” withdrawals, you may find out that your true distribution rate is unsustainable over the long term.

Review your asset allocation You have probably heard the advice to rebalance your portfolio on a regular basis, but are you really doing it? If so, how often?

Studies have consistently shown over decades that left to their own devices, most investors will not only neglect to properly rebalance their portfolio, but will actually do the opposite—they will buy more of what has recently done well.

The whole point of rebalancing is to “buy low and sell high,” a very easy concept to grasp on paper, but very difficult to implement, especially in times of heightened market volatility.

Also, this should present a good opportunity to evaluate the appropriateness of your long-term asset allocation target. It’s been very easy the last few years to convince oneself to have a portfolio heavy in stocks, because they have done so well.

Conversely, it could also be tempting to be a prisoner of the moment and abandon stocks at this time of turbulence. Think about not only what your long-term asset allocation target is, but more importantly what caused you to establish that target.

Review your debt We’ve all heard of the concept of “good” and “bad” debt. Debt related to your primary residence, such as a mortgage or home equity loan, is usually considered to be the best form of borrowing, while high-cost debt, such as those on credit cards, is widely deemed the worst.

If you are carrying credit card debt, get rid of it immediately. Most credit cards carry annual interest rates of around 30%, an almost impossible rate of return to count on earning with any of your investments.

In terms of your mortgage, it wouldn’t be a bad idea to shop your rate. While interest rates are no longer at their lowest levels, they’re still lower than historical averages. Often the financial institution that holds your current mortgage will allow you to refinance the rate lower, if possible, without incurring closing costs.

Don’t neglect your financial health as we get ready to turn the calendar to 2019.

David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County.

Please note: he is not an attorney and this article should not be construed as one offering legal advice.

For information about investment decisions and financial planning, contact him at (727) 451-3440.

Lifestyles After 50 • Suncoast • January 2019 • page 11

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It Burns, Mommy!

W

hen we get a cut or scrape nowadays, we reach for a tube of Bacitracin, Neosporin or some other expired antibiotic ointment found in the medicine cabinet.

But when I was a kid, the goto cure-all for everything was Merthiolate or Mercurochrome.

Both topical antiseptics burned upon application, and the only cure for that hellfire pain was Mom’s comforting blows upon the skin – at least until I got a little older and found that my own blows could be equally as soothing.

Now I’m sure my mother, like all of the other mothers, had the best of intentions.

It was the 1950s after all and the dawn of modern medicine. But it would take another 40 years before the good old FDA banned and stopped the sale of both products.

Evidently, they were worried about the poisonous ingredients found in them: Thiomersal and Merbromin, both which contain mercury. The FDA says mercury in these tinctures could be harmful to humans if left on the skin for extended periods or if ingested.

Extended periods?!? Really?!?

Getting painted with Mercurochrome or Merthiolate was the ulti-

mate status symbol of our youth. It was our warpaint; our first tattoo. Our burning, stinging badge of courage.

Of course, we would leave it for as long as possible and continue reapplying it until the scar had disappeared completely – likely a month or two, or three, later.

I played football in my freshman year of high school, and whenever I got a cut or scratch, rather than hiding them beneath a BandAid, I would put a good slathering of the reddishbrown stuff on my wounds and when classmates (mainly girls) would ask about them, I would nonchalantly reply “football.”

It was my way of letting them know I was a macho jock. (In their minds, probably, a mucho jerk.)

For the past several years on Veterans Day, we’ve been getting our complimentary meal at Golden Corral where servings of steak rival many upscale restaurants. I was fantasizing recently, that if Merthiolate were still available, I could swab it on any scars, cuts or scratches before entering the restaurant. Our usual server would ask, “What happened to your arms, Mike?”

I would smile and say in my casual manner, “Vietnam.”

Michael Wright plans on looking into the VA soon about having his left cornea replaced. As an organ donor, he couldn’t live with the guilt if he donated a bad eye.

You can wish him success at micwrighthamo@gmail.com

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Mindfulness and weight loss Mindfulness training may improve the effectiveness of intensive weight management programs, according to a small study published in the Endocrine Society’s Journal of Clinical Endocrinology & Metabolism.

Individuals who participated in mindfulness training as part of an intensive weight management program lost more weight in six months than other program participants who did not attend mindfulness courses. The findings are the result of research from the University of Warwick and the Warwickshire Institute for the Study of Diabetes Endocrinology and Metabolism at University Hospitals Coventry and Warwickshire NHS Trust.

Mindfulness is a mind-body practice where individuals learn to achieve heightened awareness of their current state of mind. Practices of mindful eating include: eating when hungry and stopping when full, selecting nutritionally-dense foods, and eating slowly to savor each bite.

Obesity worldwide has nearly tripled since 1975, according to the World Health Organization. As of 2016, more than 1.9 billion adults worldwide met the criteria for overweight or obesity.

Drug cocktail could help diabetics Researchers at Mount Sinai have discovered a novel combination of two classes of drugs that induces the highest rate of proliferation ever observed in adult human beta cells—the cells in the pancreas that produce insulin. The result is an important step toward a diabetes treatment that restores the body’s ability to produce insulin.

“We are very excited about this new observation because for the first time,

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we are able to see rates of human cell beta cell replication that are sufficient to replenish beta cell mass in human beings,” said Andrew Stewart, MD, Director of the Mount Sinai Diabetes, Obesity, and Metabolism Institute and lead author of the study. “We have discovered a drug combination that makes beta cells regenerate at rates that are suitable for treatment. The next big hurdle is figuring out how to deliver them directly to the pancreas.”

According to Dr. Stewart, none of the diabetes drugs currently on the market can induce beta cell regeneration in people with diabetes. In parallel with the Mount Sinai work, other researchers are studying pancreatic transplantation, beta cell transplantation, and stem cell replacement of beta cells for people with diabetes, but none of these approaches is in widespread use.

Approximately 30 million people in the United States have diabetes and nearly 50 to 80 million more are living with prediabetes (also called “metabolic syndrome”). Diabetes occurs when there are not enough beta cells in the pancreas, or when those beta cells secrete too little insulin, the hormone required to keep blood sugar levels in the normal range. Diabetes can lead to major medical complications: heart attack, stroke, kidney failure, blindness, and limb amputation.

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Recipe

Think Vegetarian for Good Health

By JENNA LEE REEVES

Courtesy of Fresh from Florida

C

onsider switching to a plant-based diet for the New Year. Research has shown such diets can help to prevent – and may even reverse -- chronic diseases like type 2 diabetes, heart disease (America’s number one killer), obesity, and autoimmune conditions.

Not only that, plant-based diets help the planet by reducing emissions, slowing deforestation, and preserving animal habitat. One study showed that 20 servings of vegetables produce fewer greenhouse gas emissions (involved in food production) than one serving of beef.

Vegetarian diets are budget-friendly too.

With that in mind, here’s a nutritional and tasty vegetarian dish adapted from Fresh From Florida to help you launch a planet- and human-healthy start in 2019. Always strive to buy local – or better yet – grow your own veggies.

Florida Roasted Vegetable Ratatouille Ingredients: 1 eggplant, large, diced 1 zucchini, large, diced 1 yellow squash, large diced 1 pint cherry tomatoes 3 cloves, minced 4-6 basil leaves, chopped 3 Tbsp. olive oil Sea salt & fresh ground pepper or your favorite seasoning mix

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Directions: Preheat oven to 425 degrees. Prep all ingredients as stated. In a baking pan, add the cherry tomatoes, one tablespoon olive oil, salt and pepper or seasoning mix. Mix to coat and set aside.

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Gimme One Good Reason to See Hamilton (How About Three?)

By RANDAL C. HILL

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o ask why the Courtesy of Straz Center Broadway musical Hamilton is so popular is like asking why the Beatles found overnight fame in 1964 or why Elvis became an instant teen sensation eight years prior. In each case, what exploded onto the scene was universally determined to be fresh, exciting and—most Hamilton, the musical, comes to the Straz Center of importantly—100 the Performing Arts, Feb. 12 – March 10. percent “cool” by its followers.

Rock ‘n’ roll superstars are an easy concept to understand. But a musical based on a long-dead politician from your American History class? Now we’re exploring uncharted territory.

Hamilton has become one of the biggest—if not the biggest—hits in Broadway history. It has earned 11 Tony awards and a Pulitzer Prize for drama.

Let’s consider why it’s a “must see” musical.

Its cast is composed of multiple ethnic groups. The Caucasian foundingfathers and builders have undergone a 21st-century metamorphosis with a racially-diverse troupe. “Our cast looks like America looks now,” says Puerto Rican creator Lin-Manuel Miranda, “and that’s certainly intentional.”

The characters are both real and unforgettable. Hamilton’s amped-up actors are flawed flesh-and-blood human beings possessed of oversized egos, relentless determination and often-destructive temperaments. Miranda’s females are strong individuals who pursue their own paths, often independent of the men around them. Hamilton himself is fueled by ambition, obsessed with his legacy and owns a brilliant mind hampered by faulty judgment.

Nearly all the story is uniquely told through hip-hop lyrics. Miranda has painstakingly condensed hours of real-life historical arguments into minutes of point-by-point sparring expressed through rapid-fire rap. For example, a disagreement between Hamilton and his primary nemesis, Aaron Burr, becomes pared down to a heated hip-hop battle. By the way, Hamilton’s songs are catchy, the rhymes are razor-sharp and the dynamic vocals are first-rate. And you can even understand the words. *** Miranda’s musical romp, which took seven years to create, is a seamless integration of street-level rap and quality storytelling that takes the language of the common people and elevates it to artistic beauty.

Ben Brantley, the chief theater critic for the New York Times, has boldly declared, “I am loath to tell people to mortgage their houses and lease their children to acquire tickets to a hit Broadway show, but Hamilton might just about be worth it.”

The musical Hamilton comes to the Straz Center of the Performing Arts, Feb. 12 – March 10. Tickets are in high demand, but the folks at the Straz encourage everyone to continue to check strazcenter.org for ticket availability.

There will also be a lottery for forty (40) $10 seats for all performances.

Details will be announced closer to the engagement.

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Contact Social Security to: See if you’re eligible for Medicare. Create a my Social Security account to request a replacement Medicare card or report a change of information. Sign up for Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).

Apply for Extra Help with Medicare prescription drug coverage (Part D) costs. Report a death. Appeal an Income-Related Monthly Adjustment Amount (IRMAA) decision.

Find information on how to do all of this and more at socialsecurity.gov and socialsecurity.gov/benefits/medicare.

Contact Medicare to: See what services Medicare covers. Get detailed information and choose and enroll in Medicare health and prescription drug plans. Find a Medicare Supplement Insurance (Medigap) policy. Locate doctors, health care providers, and suppliers who participate in Medicare.

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Nevis: Hamilton’s Home Isle

The musical Hamilton runs at Tampa’s Straz Center, Feb. 12 – March 10.

Here’s a peek at the West Indies Island where the Founding Father spent his formative years.

Story and photoS by FyLLIS hoCKMan

Hamilton’s birthplace and museum in Charlestown, Nevis

A

few years ago, the fact that an island was the birthplace of the first Secretary of the Treasury would have elicited very little excitement. But now, since the advent of the hit Broadway musical Hamilton, Nevis has become a must-see destination.

The very first line of the musical, “How does a bastard, orphan, son of a whore and a Scotsman, dropped in the middle of a forgotten spot in the Caribbean…,” hints to Nevis.

It’s the baby sister of St. Kitts; both are located in the West Indies, breathtakingly beautiful, and constitute one country. St. Kitts is the more outgoing, gregarious of the two; Nevis, shyer and quieter, is a place where goats, sheep, donkeys and monkeys roam.

Alexander Hamilton was never quite sure of his actual birth year, but it is believed to be 1755 or 1757. The Charlestown Nevis History Museum marks his birthplace where he was born out of wedlock. Here, the history and culture of Nevis are enticingly displayed, but the Alexander Hamilton section is where his remarkable life, accomplishments, military and political careers, and impact on the history of the U.S. are chronicled. Of course,

Alexander Hamilton

all of us are currently reminded of his contributions every time we reach for a $10 bill (which bears his image).

Hamilton brought a very progressive agenda to American politics. His early life (and the horrifying fact that he was born across the street from a slave trade podium) influenced his views on economic diversity, financial stability and racial equality.

Hamilton lived on Nevis until he was about 7 or 9 years old. At the time, sugar plantations were the main industry.

Hamilton never lived on the Hamilton family plantation, but the ruins can still be seen.

Several other former plantations are now housing all the Hamilton history-

Lifestyles After 50 • Suncoast • January 2019 • page 18

years ago and is where guests gather in the evening for canapés and drinks before moving on to dinner. This is the only sugar mill in the world that houses a restaurant, a place where guests will make many history-laden, stone-studded, candle-lit memories.

The Great House of the Hermitage Plantation, dating back to 1640, is said to be the oldest wooden house in the Caribbean. When Richard Lupinacci bought the run-down property in 1971, he moved eight old wooden houses from other areas on the island where they lay in disrepair. Each cottage, lovingly restored, promotes an old island feel and makes the property a living architectural museum. Adding to the authenticity is a slave privy from the 1740’s. A weekly pig roast featuring local dishes and a massive hog on a spit helps one connect with those who feasted likewise over 300 years ago.

In 1804, Hamilton was killed in a duel with Aaron Burr. Although he died tragically, he would likely be pleased to know that over 200 years later, people are making the trek to see and enjoy his early island home.

For more information, contact nevisisland.com, montpeliernevis. com, nisbetplantation.com and hermitagenevis.com.

seeking throngs.

The Nisbet, the largest of the lot, is the Caribbean’s only historic sugar plantation on a beach. Remnants of the 18th Century plantation windmill greet visitors upon arrival. Those who get married on the property will get a coconut tree planted with their names on it. Nisbet is the most modern of the inns, with 36 rooms, each named after a local village, spread out over 30 acres.

Montpelier Plantation, once a historic ruin, was transformed into an inn in the 1960s and remains the lodging of choice for British aristocracy. The beautifully landscaped, manicured property with profusions of color popping up everywhere mixes handsomely with the stone remnants of the sugar mill factory it once was.

Its Great Room boasts original Pig roast with local foods served at the Hermitage Plantation, stonework and liththe oldest house in the Caribbean ographs from 300

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First correct answers 36. Otherwise selected from the drawing on the 38.

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#5119

CROSSWORD PUZZLE 41

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FILL IN ANSWERS & WIN MONEY!

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PAiD ADVeRtiSemeNt

Seal: A concert you can feel good about

by Kelly Smith

W

hen four-time Grammy Award winner and international star Seal performs with The Florida Orchestra in February, it will be more than an extraordinary concert. It will be a banner of support for a performing arts institution that has been a vibrant part of Tampa Bay for more than 50 years.

The evening is the premier fundraising event of the year for The Florida Orchestra, the largest professional orchestra in the state. All proceeds help TFO in its mission on stage and in the community, which includes using music to teach life skills to schoolkids, to comfort hospital patients and to bring together diverse communities throughout Tampa Bay. Conducted by Music Director Michael Francis, “An Intimate Evening with Seal” features the multiplatinum singer-songwriter performing classics from the Rat Pack era such as Luck Be A Lady and I’ve Got You Under My Skin from his 2017 Standards album. Seal also will sing his early hits including chart-topping Kiss From a Rose.

Tickets are on sale now for the Feb. 9 concert at the Mahaffey Theater at FloridaOrchestra.org or 727.892.3337 and 1.800.662.7286.

Other upcoming concerts at The Florida Orchestra include: • Gershwin’s Rhapsody in Blue (Jan. 4-6): Featuring Aldo Lopez-Gavilan on piano, under the baton of popular former TFO conductor Thomas Wilkins.

Free tickets for kids and teens in advance.

• Unforgettable: 100 Years of Nat & Natalie (Jan. 11-12 with Saturday matinee): Celebrate a century of the legendary Nat King Cole and his daughter Natalie. Jeff Tyzik conducts, with Dee Daniels and Denzal Sinclaire on vocals.

The Florida Orchestra: Performs regularly at the Straz Center in Tampa, Mahaffey in St. Petersburg and Ruth Eckerd Hall in Clearwater. The orchestra offers affordably priced tickets to a variety of concerts, though prices vary depending on demand. See floridaorchestra.org or call 727.892.3337 and 1.800.662.7286.

LaChanze “LaChanze coos, cuddles and seduces her audience with flirty abandon.”

–Variety

THU • FEB 28 FERGUSON HALL

THE STRAZ THE CENTER OF IT ALL

813.229.STAR (7827) • STRAZCENTER.ORG Group Sales (10+ get a discount): 813.222.1016 or 1047 Events, days, dates, times, performers and prices are subject to change without notice.

Handling fees will apply.

Lifestyles After 50 • Suncoast • January 2019 • page 20

Sudoku #294

SUDOKU

Last Month’s Answers Sudoku requires no Sudoku arithmetic skills.

December Gilbert Huizinga, Bradenton

Each row of 9 numbers must include all digits 1 through 9 in any order.Go od od column of 9 numbers must include GoEach Luck! !

Luck all digits 1 through 9 in any order.

Prizes!

EachWin 3 by 3Great subsection of the 9 by 9 New winner selected each month square must include all digits 1 through 9.

ConGratuLations!

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Play & WIN!

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ANsWer:____________________________________________

Answer This Trivia Question To WIN a Prize!

Play each week to be entered in a drawing to win a prize each month!

Deadline for entries: January 20th

Name Address City

State

Email

Phone

Zip

Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

Clare H. Sanchez, Tampa was our last months winner!

Last month’s answer: Clarence or Clarence Odbody.

The more you play the better chance you have to win!

Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week.

# 295

Word Search

Last Month’s Winner is RobeRt DoeLLing, SaRaSota

CongRatuLationS!

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January Word WORD SEARCH Search

In the grid below, twenty answers can be found that fit the category for In thetoday. grid below, twenty answers can be found the category today.

Circleprovided each answer Circle each answer that youthat findfitand list it infor the space at that you find list itofinthe the space at the right the grid.inAnswers can be found in all directions – theand right grid. provided Answers can beoffound all directions -- forwards, forwards, backwards,horizontally, horizontally, vertically andand diagonally.

An example is given to get started. backwards, vertically diagonally.

An example is you given to Can findfind the the twenty answers in this puzzle? get you started. Canyou you twenty answers in this puzzle?

Send your answers along with your name, address, email and telephone number to: LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

Good Luck!

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Chess ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________ ____________________

The first correct answers selected from the drawing on the 20th of the month will win.

WIN! WIN! WIN! GREAT PRIZES!

MYSTERY PRIzE!

(Puzzles must be received by the 20th of the month)

Lifestyles After 50 • Suncoast • January 2019 • page 21

New device stops a cold New research shows you can stop a cold in its tracks if you take one simple step with a new device when you first feel a cold coming on.

Colds start when cold viruses get in your nose. Viruses multiply fast. If you don’t stop them early, they spread and cause misery.

But scientists have found a quick way to New research: Copper stops colds if used early. kill a virus. Touch it with copper. have stopped getting colds.

Researchers at labs and universities People often use CopperZap preagree, copper is “antimicrobial.” It ventively. Frequent flier Karen Gaukills microbes, such as viruses and ci used to get colds after crowded bacteria, just by touch. flights. Though skeptical, she tried That’s why ancient Greeks and it several times a day on travel days.

Egyptians used copper to purify water “Sixteen flights and not a sniffle!” she and heal wounds. They didn’t know exclaimed.

Businesswoman Rosaleen says about viruses and bacteria, but now when people are sick around her she we do.

Scientists say the high conduc- uses CopperZap morning and night. tance of copper disrupts the electrical “It saved me last holidays,” she said. balance in a microbe cell and destroys “The kids had colds going round and round, but not me.” the cell in seconds.

Some users say it also helps with Tests by the Environmental Protection Agency (EPA) show germs die sinuses. Attorney Donna Blight had a fast on copper. So some hospitals tried 2-day sinus headache. She tried Copcopper for touch surfaces like faucets perZap. “I am shocked!” she said. and doorknobs. This cut the spread “My head cleared, no more headache, of MRSA and other illnesses by over no more congestion.”

Some say copper stops nighttime half, and saved lives.

The strong scientific evidence gave stuffiness if used before bed. One man inventor Doug Cornell an idea. When said, “Best sleep I’ve had in years.”

Copper may even stop flu if used he felt a cold coming on he fashioned a smooth copper probe and rubbed it early and for several days. Lab technicians placed 25 million live flu virusgently in his nose for 60 seconds.

“It worked!” he exclaimed. “The es on a CopperZap. No viruses were cold went away completely.” It found alive soon after.

Copper even kills deadly germs worked again every time he felt a cold coming and he hasn’t had a cold since. that have become resistant to antibiHe asked relatives and friends to otics. If you are near sick people, a try it. They said it worked for them, moment of handling it may keep seritoo, so he patented CopperZap™ and ous infection away from you and your loved ones. It may even save a life. put it on the market.

The EPA says copper still works Soon hundreds of people had tried it and given feedback. Nearly 100% even when tarnished. It kills hundreds said the copper stops colds if used of different disease germs so it can within 3 hours after the first sign. prevent serious or even fatal illness.

CopperZap is made in the U.S. of Even up to 2 days, if they still get the pure copper. It has a 90-day full moncold it is milder and they feel better.

Users wrote things like, “It stopped ey back guarantee when used as dimy cold right away,” and “Is it sup- rected to stop a cold. It is $69.95. Get $10 off each CopperZap with code posed to work that fast?”

Pat McAllister, age 70, received FL L A 3 .

Go to www.CopperZap.com or one as a gift and called it “one of the best presents ever. This little jewel re- call toll-free 1-888-411-6114.

Buy once, use forever. ally works.” Now thousands of users (paid advertisement) Lifestyles After 50 • Suncoast • January 2019 • page 22

Reader Contest

Your Most Memorable Date

G

et ready for February and the Month of Love by sending us a fun, short story essay about the most memorable date you’ve ever had – the one with unexpected consequences.

Was it a promising night that turned into a disaster? A blind date that led to a long-term relationship? A double date to a drive-in with your ex and his new love in the backset? (That happened to me. Twice.)

Perhaps you were ditched half way through the night. Or maybe he was a no-show and you went on to do something much better.

(Yep. Been there too.) Spill all the gory or intriguing details in a succinct 200-words-or-less essay and we may publish it in our upcoming February issue. First-, second- and third-place winners will receive two tickets to their choice of our entertainment offerings.

Entries will be judged on entertainment value, creativity, and how much they make us laugh or cry.

hat w re’s need e H ou y o do: t

Email your name, address, phone number and entry to Terri@LifestylesAfter50.com on or before January 15th. Please note we retain the right to edit submissions for length, clarity, grammar, etc. Usually our volume of emails for our February contest is high, so forgive us if we can’t respond. If you are a winner, we will be in touch.

So put on your thinking caps and let’s get after it!

Terri Bryce Reeves Terri Bryce Reeves, Editor

Seniors getting Together Women Seeking men 4875 - SWeeT HoneST WomAn. ISO nice handsome man for loving/fun relationship. Reply with name and phone number. Will exchange with same. Must be 55+, stable and kind with a good sense of humor, and loves music and art.

SW Florida.

4864 - SWF Seeking SWm. 75-85 YY. I’ll be 79 next month. I’m 5’, 110 lbs. Enjoy country, movies and different activities.

NS, ND. 4867 - DAmSeL in DiSTReSS. Still looking! 74 YO, WF, 5’7”, attractive, slim, blonde, grey eyes, romantic, physically fit. ISO SWM, Brandon/Tampa areas for LTR and companionship. I am romantic and openly affectionate. Enjoy social and quiet times.

4868 - Looking FioR one SPeCiAL mAn. Attractive SWF, 70, 5’8”, physically fit. Easy going. Enjoy outdoors, beach, travel, laughter. ISO SWM, 55-75 who enjoys the same. Healthy, active. St. Pete, Seminole 4858 - TAmPA. SF, 60, Seeking Sm FoR LTR. FF and TLC are important. Love movies, day trips, dining and picnics by the water.

4861 - ATTRACTiVe BLACk LADY. Seeking LTR and companionship. Age 63, 5’6”, 130 pounds. D, NS, SD. Race not important. Likes dining out, travel, both quiet and social times. Dunedin 4846 - ReADY FoR LoVe. I’m a WWF, NS, ND, 70’s. I’m active, caring, looking for an honest SOH, NS, ND, HWP healthy man who likes taking walks and loves to dance to country music and the 50’s & 60’s. Likes sports, have fun getting to know each other. Hopefully becomes a LTR. NPR & Hudson areas. Send phone number.

4851 - SWF, HWP, 70. Would like to meet a SWM around my age for a FF

relationship. Someone like myself who is honest and lives by the golden rule.

Hillsborough County.

4814 - SWF. 70’S. BLonDe, gReen eYeS. HWP, nD, nS, physically fit. I enjoy life but would love someone special to share it with. Are you a kindhearted gentleman? Then contact me. Let’s enjoy life together. Dunedin/Clearwater.

4119 Seeking HoneST genTLemAn. Former airline stewardess and model, 5’4”, 104 lbs., slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. WW. Loves the Lord. Florida.

men Seeking Women

4865 - PASCo PRinCe! WWm, 70’s, 5’10”, 198 lbs., active, attractive and fun.

I am a caring & sharing man. Love the outdoors, dining, dancing and travel.

Come and join me in lifes adventure.

Phone and picture. New Port Richey 4863 - ReCenTLY LoST mY TRAVeL mATe. SWm, nS, nD, tall HWP, well groomed. ISO, WWF that likes to travel. I drive insured A/C vehicle. Cross state or cross country. Scenic sites or visit your family. St. Pete area.

4862 - TALL, THin, BASiC gUY. W, young, single, M, 56, looking for a older woman for affectionate relationship.

We can start with talking and see if we have a connection. Cougars welcome. N. Tampa.

4870 - TeST FATe. White male, 6ft., average shape, 56, looking for casual playful friendship. Likes quiet times, movies, simply activities. Text/Talk, take a chance. Possible LTR. Non smoker preferred. N. Tampa.

4872 - CARing & SHARing WWm, 70’S, HWP, SoH, active and fun. Likes to dine, dance, travel. ISO, attractive, active, NS, SD, NDrg, for good times and possible LTR. Port Richey.

4873 - SWm, 70, SeekS SWF, blonde, 50-70 for companionship. Must be affectionate who loves to hug, cuddle & kiss. I love the outdoors. To stay fit I work, bike, swim & play some tennis & bridge. Also seeking same. Clearwater/Dunedin.

4874 - nPR/TRiniTY AReA. WM seeking W, C, F, P, 55-60 yo, SOH, NS, ND, NDrg, HWP, FF before LTR. I like movies, walking in malls, a little bit of dining out, quiet times, music and relaxing at home.

I’m 6 feet, hazel color eyes.

4876 - Looking FoR HeLP. M or F to assemble woodcrafts for sale. Profit sharing. I am 77 yr old male, 185 lbs.

Palmetto area.

To PLACe An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed below. Ads received by the 15th of the month will appear in the following issue.

To ReSPonD To An AD: Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad # on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA Seniors Getting Together P.O. Box 638, Seffner, FL 33583 CommonLY USeD ABBReViATionS: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

Seniors Getting Together

Personal Ad Placement only $6 per month!

Deadline for ads is the 15th of the month prior to placement.

MArk The edITIOn(s) YOu WOuLd LIke TO run YOur Ad In: ❍ Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco) ❍ Lake/Marion/Sumter ❍ Southwest & Sarasota (Lee, Charlotte/Manatee)

Ad Copy ••• PLeAse PrInT neATLY ••• 30 Word Limit TITLE:

(First 4 Words)

CITY:

(No Charge)

If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confidential.

Name: Address: City: Phone:

State:

Zip:

Email:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER NEWS CONNECTION, USA, INC. • PO BOX 638, SEFFNER, FL 33583 Lifestyles After 50 • Suncoast • January 2019 • page 23

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~The North American Mature Publishers Association, Orlando convention, Oct. 8

Lifestyles After 50 • Suncoast • January 2019 • page 24

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