Lifestyles www.lifestylesafter50fl.com • April 2013 • Hillsborough • FREE
Ball Game Take Me Out to the
Inside this issue Great Gardening Ideas Historic St. Augustine Spring Cleaning For Your Finances
Baseball: It’s Still About the Possibility of Perfection
he umpire calls “Play Ball!” and all’s right with the world. I’m heading to the bleachers as a Little League Janice Doyle, grandmother of six Editor grandsons. I support the grandsons totally; I remember only the good plays they make and the hits they get. It’s all good to me! Baseball is often considered too slow by today’s youth, parents and spectators. That’s too bad. There’s so much to learn from the game. Read this from a recent editorial in Myrtle Beach Online: Every swing brings with it the possibility of a home run. And no matter how lopsided the score, your team is never without hope…a comeback is always a possibility… And until the very last strike, the last throw to ﬁrst or the ﬁnal pop ﬂy, the game could still go either way…anything could still happen. Oh my, how much more fun life is when lived with hope and possibilities! Real life results After I did the interviews and wrote the story you’ll ﬁnd inside the magazine about avid baseball fans, I emailed Son 2 and Son 3 for a few memories of
their Little League days. Within minutes, they were pouring out their hearts. Here’s a bit of their wisdom as they now coach their own sons: Son 3: “I think of Mr. Dunn when I coach. Yes, I am channeling that leathery, chain-smoking-raspy-voiced guru. He was really a tyrant; he expected us to do things a certain way and not deviate from the right mechanics, and to do it thousands of times until we could do it in any situation. …When I go to opening day at Washington Nationals, I…can only appreciate the skill of a pro baseball player from the hours and hours and hours spent sweating at North Brandon ﬁeld.” Son 2 (with three sons playing this year): “I learned a lot about the agony of defeat in our championship games. Maybe that is why I love a good ﬁght and welcome the gauntlet to be thrown down before me. ‘Nobody beats our team.’ You learn that when you’re all alone on the mound or batter’s box, just you and maybe one
pitch away from winning the whole season. That kind of pressure builds something in kids. It’s a lonely place out there—just you and a piece of rubber on a whole hill of character between you and the bench.”
The fan base But there’s more…Little League families form fast friendships on the bleachers. From the bleachers we see our boy miss the pitch or get called out at second. We take it personally for a moment and maybe yell at the ump. Then we watch the boy regain his hope—that possibility of perfection. The perfect hit. The perfect catch. It could be his today!
Son 3 wrapped this spectator part of it up: “As a kid, I thought you and Dad came to our games to watch us. I realize now that you all really didn’t care so much about our games, but you had this whole social thing going on in the bleachers all those years. That’s baseball: The stadium.”
From Casey At the Bat
By Ernest Lawrence Thayer; 1888
The outlook wasnʼt brilliant for the Mudville nine that day: The score stood four to two, with but one inning more to play. A straggling few got up to go in deep despair. The rest Clung to that hope which springs eternal in the human breast; They thought, if only Casey could get but a whack at that Weʼd put up even money, now, with Casey at the bat...
Hey, it’s “Play Ball!” season. Since 1791, it’s the American game which holds that possibility of perfection for player and fan alike and from community ﬁelds to pro stadiums across the country. Enjoy a game or two!
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“Florida Friendly” Ideas For Your Garden BY TRACIE SCHMIDT
here’s nothing better than pulling a carrot out of the garden that you just grew. We used to do that when we were kids—we would just wipe it on our pants and eat it. It’s fun,” says Lynn Barber, B.A., Florida Yards and Neighborhoods Ex- Lynn Barber, B.A. tension Agent at the Hillsbor“It was a lovely honor; I ough County Extension Office. There was so thrilled,” Walker said. “It’ll are plenty of reasons to start your own mean so much for years to come—a garden, but for Barber, the answer place to sit and enjoy, a place to learn is a simple one: “It’s good for your and get ideas and see what’s new. Its health and good for your heart, and I mission is to teach, which has actually guess it’s good for your soul, too.” been a part of my life for many years.” New gardeners or long-time What the garden teaches are the green thumbs can find ideas and nine “Florida Friendly” landscaping helpful information at the Bette S. principles: Use the right plant in the Walker Discovery Garden, part of right place; water efficiently; fertilthe Extension Office. The garden ize appropriately; mulch; recycle; was a gift to Bette Walker, first control yard pests responsibly; reduce executive director of Tampa Wholestormwater runoff; attract wildlife; sale Growers, upon her retirement. and protect the waterfront.
Themed “rooms” in the garden act as living labs that demonstrate techniques to keep your garden “Florida Friendly.” The garden utilizes a recycled Trex deck walkway and rubber mulch as well as rainwater harvesting to help conserve water for irrigation. A display shed shows herbicides and pesticides that are environmentally friendly, as well as a chart that lists beneficial and harmful insects and how to tell the difference. There’s an Asian influence garden, a backyard barbecue patio with ideas for home gardening, a water garden with bubbling fountains and a sensory garden as well. “This is one of my favorite plants,” Barber said as she stopped by an herb in the sensory garden. “It’s pineapple sage, and it smells like pineapple if you rub your fingers on the leaves.” I gave it a try and the air was filled with a bright, citrusy fragrance. Nearby were greek oregano, thyme, lemongrass, dill and basil in raised beds.
All the plants in the Discovery Garden are either Florida natives or non-native adaptive plants that do well in the Floridian climate, Barber said. This means that you can have a healthy, low-maintenance garden that still has a lot of variety. The garden was built and cared for by Barber and a host of county staff and Master Gardener volunteers. These volunteers also host three workshops one Saturday a month—Composting; Waterwise, which covers micro-irrigation and landscaping ideas; and Rainwater Harvesting. These free classes provide students with their own compost bin, micro-irrigation kit and rainwater barrel to take home. “We anticipate that once you learn how to do it, you’re actually going to go home and do it. And you’re helping the environment when you do,” said Barber. The next round of workshops will be held on April 13. To learn more, visit the gardens at 5339 County Rd. 579 South in Seffner, or call 813-744-5519.
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W H AT ’ S H A P P E N I N G A P R I L 2 0 1 3
ngoing Plant City Social Dance Club. Fridays: Dance 8 – 11 pm. $7. Sundays: Dance 3 – 6pm Covered dish dinner 2 – 3pm. $5. Please bring covered dish to share. Stardust Dance Center, 1405 S. Collins St., Plant City. Couples/singles welcome; info at 863-409-7714.
Free Tax Help From The AARP Tax-Aide Foundation. 10 am to 2 pm at Seffner-Mango Branch Library. 813-273-3652.
AARP driving class. $12/ members, $14/non-members. 9 am. Town ‘N Country Senior Center, 7606 Paula Dr., Tampa. Register at 813-873-6336.
ABBA the Concert. If you enjoyed Mamma Mia, you’ll love this nonstop dance party! 8 p.m. at Ruth Eckerd Hall. 8 pm. Tickets: $50, $36 at 727-791-7400.
Can Vegetables at Home. Classes show what equipment is needed, how to use a pressure canner, and how to also can meats and seafood. $10. 8 am at Hillsborough County Extension Office, 5339 County Road 579, Seffner. 813-744-5519.
Family Fun Festival at Northdale Park, 15550 Spring Pine Dr., Tampa. 10 a.m. parade, free parking, food and entertainment. Details, call Northdale OWLS at (813) 968-8460.
Nutrition Education - Balancing Your Food Budget seminar at Town ‘N Country Senior Center. 11:30 a.m. 813-873-6336.
Fiesta by the Bay. Food, dancing, music, auctions and more benefit the Center for Autism and Related Disabilities. $20/adv., $25 day of event. 5:30 pm at Ybor City Museum State Park. 813-247-6323.
“Rhapsody on Fifth,” A Salute to George Gershwin’s Rhapsody in Blue, 7 pm at the Palladium
Theater. Tickets: $25, $50, and $100 at mypalladium.org. 727-822-3590.
Race For Sight. The 5K race to raise funds for corneal transplants includes goodie bags, T-shirt, awards, prizes and an after party. 6:30 am at Centennial Park,1800 E. 8th Ave., Tampa. $25. Info/register at lionseyeinstitute.org.
and 21 Tampa Stamp and Coin Expo. Show and sale. Free starter stamps for junior collectors. Appraisals available. 10 am at Holiday Inn Express, 4732 N. Dale Mabry Highway, Tampa.
Big Band Concert and Dance Enjoy swing music, and ticket holders will receive a free dance lesson one hour before the event. 8 – 10 pm at Carrollwood Cultural Center, 4537 Lowell Road, Tampa. Cost: $11 – $16. 813-269-1310.
“Rain” Beatles tribute band at Straz Center in Tampa, 8 pm. Tickets/info at 813-229-7827.
Presentation by Florida Healthcare Plans – Medicare Benefits. 11 am at Town ‘N Country Senior Center. 813-873-6336.
Luau Social. Hawaiian dishes, music, hula dancing, costumes and more. $20. 5:30 pm at Northdale Park, 15550 Spring Pine Dr., Tampa. Call OWLS for more info at 813-963-6971.
and 28 Keel and Curley Winery’s Blueberry Festival. Wine tastings, food and craft vendors, kids activities, music, U-Pick blueberries and more. 8 am. Free admission, $5 parking. 813-752-9100.
Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email email@example.com. News must be received by the 10th of the month prior to event (i.e. April 10 for May event.) Lifestyles After 50 • April 2013 • page 5
BY JANICE DOYLE ...Buy me some peanuts and cracker jack, I don’t care if I never get back, Let me root, root, root for the home team, If they don’t win it’s a shame. For it’s one, two, three strikes, you’re out, At the old ball game.
there with being in the Baseball Hall of Fame. Now it’s possible that if you accomplish the first dream you can have the second one as well. Sports Travel and Tours Baseball Stadium Hall of Fame has inducted 46 individuals who have visited all the ballparks. Some people take a lifetime to visit them all; others make it happen in just a few years.
started with baseball at the age of four going to games with my father,” says Stephanie London of Milwaukee, Wisconsin. She became a lifelong baseball fan and you can find the retired school librarian at Milwaukee Brewers games sitting six rows behind the umpire, talking the game with those around her. Red McGarry of Redington Shores, Florida, became a Yankees fan when he was five years old and his dad took him to Yankee Stadium for his first game. “There was my idol Mickey Mantle playing, and I immediately became a Yankee fan.” McGarry played baseball from Little League through college. He says the appeal of baseball is simple: “When you walk in the stadium and you see the green and smell the grass, and having played the game, you just think, ‘Ah, this is the “Big Leagues” of the game I love.’” Both London and McGarry, like many Americans, love the game and the ball parks where the game is played. “It’s all about baseball,” London says. A fan’s dreams Stadiums have changed over the years, but one dream common to avid fans is to attend games in all 30 Big League ballparks—a dream right up
Lifestyles After 50 • April 2013 • page 6
McGarry says, “The logistics were all planned for us by STAT, and we never missed a first pitch. We really did see a game in every ballpark.”
pion World Cham McGarry’s s hat showing wins ankee New York Y 998, 1999, 2000. , 6 199 1
Red McGarry with bats from his collection.
Red McGarry was the first person inducted into the STAT Baseball Stadium Hall of Fame. He and London were inducted after they were part of a group of nine intrepid travelers on a tour planned by Sports Travel and Tours in 2000: 32 days and 30 ball parks, traveling by plane, train and bus. Six of the nine completed the quest. Many of the teams honored them on the field and newspaper, radio and TV reporters pursued them for interviews and pictures. “It was our moment in the sun, if you will,” McGarry says. London adds, “We got to dance to the song ‘YMCA’ on the dugout in Philadelphia in the old Veterans Stadium with the Phillie Fanatic, and we sang ‘Take Me Out to the Ballgame’ from the press box in Minneapolis.”
McGarry was living in the Tampa Bay area and has been a season ticket holder for the Tampa Bay Rays since they began in 1998. He says, “The Rays became my team when I moved here, but I still root for both the Rays and Yankees. I went in [the Baseball Stadium Hall of Fame] as a Ray, thinking I’d be the first Ray in the Hall of Fame. Vince Naimoli, Rays General Partner, attended my induction and had me throw out the first pitch at a Rays game a few weeks later. In 2004 the Rays inducted me into the Rays Wall of Fame with Dick Vitale and 5 others.”
Annual trips Every year, four members of that Millennium tour take a trip together to see a few games. What’s it like? McGarry says, “They [STAT] take care of everything. Everyone on the trip loves baseball and there’s no breaking the ice because it’s all about baseball. A host or hostess talks baseball, has trivia games, and you end up with a lot of friends over a five- or six-day trip.” “Each trip is like a family reunion,” says London, “with the best times being just sitting over a meal Baseball Stadium Hall of Fa me together, talking baseball.” Class of 2001: Red McGarry second Their 2013 summer trip will from right, and Stephanie London right. end in Cooperstown, New York, for the induction of 38 new fans When the trip started, the group to the Baseball Stadium Hall of Fame. decided to rate the ball parks as they McGarry says, “If you’re serious visited them and together they develabout baseball, walking down Main oped 18 different criteria for ratings. Street in Cooperstown is special. It’s Their ratings took into consideration so nostalgic, and you can buy anything factors such as access, transportayou want having to do with baseball. tion, restrooms, seats, people, the And ‘The Hall’ is very special.” scoreboard, announcers and so on. So, take them out to the ballgame, At the end of the trip, using their and then another, and another, and ratings system, the group declared another. For ‘Famers’ like these, Houston’s as the number one stadium. it’s all about baseball! By his 2001 induction into the STAT Sports Travel and Tours information Baseball Stadium Hall of Fame, at 1-800-662-4424.
Community Health Education Programs
IN HYDE PARK VILLAGE • 740 SOUTH VILLAGE CIRCLE, TAMPA 33606 Tuesday, April 9, 2013
5:30 PM Check-in / 6:00 PM Program
Wednesday, April 24, 2013
12:30 PM Check-in / 1:00 PM – 4:00 PM Program
Freedom from Smoking (Seven-session program) Parkinson’s Disease 101 Bill Roberto, MST, RT, TGH Respiratory Therapist Meeting Dates: April 9, 16, 23, 30; May 7, 14, 21 Have you been trying to stop smoking? Do you want to stop and just don’t know how? This free seven-session program will lead smokers through the process of quitting their habit, beginning with building motivation and developing strategies for maintaining a smoke-free lifestyle. Registration is required by April 8, 2013.
Wednesday, April 10, 2013
10:00 AM Check-in / 10:30 AM Program
Wellness Workshop: Nutrition is Good Medicine – Fats Suzan Mekler, CHE, AHFS, PRCS, CPT, NS, Diabetes educator Most of us know that good nutrition and exercise are essential components of a healthy lifestyle. In fact, inactivity and poor diet have been found to be as detrimental to our well-being as smoking. This workshop is designed to educate you about the basics of good nutrition, focusing on the role that healthy and unhealthy fats have on our metabolism and vitality.
Monday, April 22, 2013 10:00 AM – 12:00 PM Program
A Matter of Balance (Eight-week program) Provided by the West Central Florida Area Agency on Aging, Inc., Suzan Mekler, CHE, AHFS, PRCS, CPT, Diabetes educator, certified Pilates instructor, and Tamika Powe, Community Health Educator, Tampa General Hospital
Join our staff for this interactive class to learn about Parkinson’s disease. Conducted by an advanced registered nurse practitioner and social worker specializing in movement disorders, this class will include information on current treatments, medicinal therapies and available resources.
Wednesday, April 24, 2013
6:00 PM Check-in / 6:30 PM Program
Wellness Workshop: Exercise is Good Medicine for Arthritis Suzan Mekler, CHE, AHFS, PRCS, CPT, NS, Diabetes educator Exercise is vitally important for managing most chronic conditions and to prevent further complications. This is especially true for the various types of arthritis which can greatly affect our joints, mobility and health. This informative workshop is designed to help you learn more about the four major types of arthritis and the various types of exercises that are appropriate for these conditions.
Friday, April 26, 2013 1:00 PM to 3:00 PM By Appointment Only
Free Respiratory Screening Using spirometry as our screening tool, this simple breathing test will help identify whether you may have underlying obstructive or restrictive lung disease. This quick screening will be performed by our TGH respiratory care staff. No preparation necessary. Registration is required and appointments are limited.
Meeting Dates: April 22, 29; May 6, 13, 20; Jun 3, 10, 17 Learning to manage concerns about falls and use of practical strategies to reduce this fear can lead to increased activity levels. Join us to learn techniques to view falls and fear of falling as controllable, set realistic goals to increase activity, exercise to increase strength and balance, and other ways to manage concerns about falls. You must be over the age of 65 with balance problems to register. This program may only be taken once.
Visit www.tgh.org for a complete listing of community health education programs Free parking
Seating is limited • Register for these FREE programs via phone at 1-800-822-3627 or on-line at www.tgh.org Lifestyles After 50 • April 2013 • page 7
Second Time Arounders Marching Band Performs T
he Greater St. Petersburg Area Awesome Original Second Time Arounders Marching Band (The “Rounders”) is, as the name implies, dedicated to those who have marched in a high school, college or military marching band…and dreamed of doing it one more time. It was founded in 1983 by Bill Findeison, the conductor, and Herb Melleney, then director of the Festival of States, to perform for the Festival of States celebration in St. Petersburg. With over 500 members ranging in age from 18 to 84 and performing 5 – 7 times per year, the band only requires experience in a high school, college, or military marching band. Be sure to catch them at these upcoming performances:
Saturday, April 6: Dunedin Tattoo—a tradition in the Scottish community of Dunedin. Enjoy Pipe Bands,
Marching Bands, Scottish dancing, and other Celtic activities.The Second Time Arounders will perform around 6 pm at Dunedin High School, 1651 Pinehurst Road, Dunedin.
Friday, May 3: The Second Time
Arounders Marching Band has been asked to join the University of Tampa Symphonic Band in their Spring concert. 7 pm – 9 pm at University of Tampa, 401 W. Kennedy Blvd., Tampa. To learn more, visit their website at www.secondtimearounders.com.
Tickets: 813.229.STAR (7827) • STRAZCENTER.ORG Outside Tampa Bay: 800.955.1045 Group Services (10+ get a discount): 813.222.1018 or 1016
Events, days, dates, times, performers and prices are subject to change without notice.
Baseball Lives On
hot dog at the ball game beats roast beef at the Ritz. — Humphrey Bogart
I am convinced that every boy, in his heart, would rather steal second base than an automobile. — Tom C. Clark
You can’t win them all, but you can try. — Babe Didrikson Zaharias Lifestyles After 50 • April 2013 • page 8
You don’t save a pitcher for tomorrow. Tomorrow it may rain. — Leo Durocher
You got to be a man to play baseball for a living but you gotta have a lot of little boy in you, too. — Roy Campanella
Dick has been a resident at St. Joseph’s John Knox of Tampa Bay since 1999. He enjoys his active lifestyle today at the age of 93 just as he did when he moved in 14 years ago. We have served the community for 40 years this year, call us to learn about our Retirement Community. We offer all levels of care on our 14 acre campus. Call 813-632-2331 to schedule a personal tour of our community.
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Lifestyles After 50 • April 2013 • page 9
Multigenerational Friends Can Be Fun! BY ALISON COTHRAN, Author of Carlyn Meets Granny Girl’s New Friends
he elderly population in the United States has grown to more than 40 million, or 13 percent of the total population. This growing population creates multigenerational families—a truth that I see everyday as the owner of a 100-bed assisted living facility in Arkansas. I’m also a mother of four children, all of whom live on site with me, allowing daily involvement between my entire family and the residents of our facility.
Retirement Living I’ve watched children’s groups arrive for their first visit at the assisted living community with tense body language and concerned facial expressions. Similar to how a child reacts to a den-
Lifestyles After 50 • April 2013 • page 10
tist visit, a lack of education concerning the aging process is often to blame for a youngster’s misplaced fear. Children can be taught about common ailments among the elderly such as Parkinson’s disease, vision loss, strokes and so on. They can be given a better understanding of what to expect when visiting an elderly community. In my book, Carlyn Meets Granny Girls New Friends, the sixyear-old protagonist has questions for her grandmother about the residents in her new assisted living community. The book is educational about the typical aging process. Many people go into an assisted living community with the intention of enhancing the lives of the
residents; however, they leave with an unexpected gratification. Throughout the book, I encourage and teach children that visiting a senior adult group can be a lot of fun! Here are three tips for educating your grandchild on the aging process:
1. Communication. Explain to children the importance of speaking slowly, clearly and loudly, so that people who are hard of hearing can follow along in the conversation. Good eye contact and gentle touch will also be helpful. And remember, some children may need conversation prompts, especially for the initial visits. You can help by having some topics for discussion in mind prior to the visit.
2. Insight. Children need to be asked to look beyond the evident and see value in the person. Although an elderly person may sound or act in a way that’s unfamiliar to kids, they are still people with real feelings and emotions. Conversely, make sure that you are aware of the child’s feelings, particularly during the first few visits, and be prepared to keep sessions short and sweet until the child feels comfortable. 3. Education. Prepare children for the visit by talking about typical and atypical aging processes. Many assisted living facilities provide pamphlets and brochures that discuss common symptoms of aging, which can help kids understand and become more comfortable in their surroundings.
The book is a great resource for the family that has a parent/grandparent who lives in an assisted living center. They can learn about wheelchairs and other equipment they might see on a visit as well as learn to talk to the person they are visiting.
Spring Plant Festival
n April 13 and 14, head out to the University of South Florida Botanical Gardens for a day of all things green and growing. Find orchids, bougainvillea, carnivorous plants, African violets, tropical plants, garden accessories, decor, farming workshops, plant giveaway drawings and
more from approximately 70 vendors and plant clubs. Admission is $5, kids under 12 and members are free. 10 a.m. at 12210 USF Pine Drive, Tampa. For more information, call 813-974-2329 or visit http://gardens.usf.edu.
Mutual of Omaha’s Wild Kingdom Is 50 Years Old A
merica’s first reality show, Mutual of Omaha’s Wild Kingdom premiered on NBC 50 years ago and television hasn’t been the same since.”Mutual of Omaha’s Wild Kingdom brought the world’s most exotic places and creatures right into American living rooms,” said Jim Fowler, who joined the legendary Marlin Perkins as the show’s co-host. “Over the years it also became a Sunday evening tradition for families all across the country. And we pioneered a new television genre—the reality show. At the time we just wanted to create the most entertaining and educational show we could. Wild Kingdom received 41 major awards including four Emmys, and many people a career in zoology,
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wildlife conservation or a related field because of Wild Kingdom. NBC was home to Mutual of Omaha’s Wild Kingdom until 1970, when it was syndicated on the Mutual of Omaha National Syndication Network. More than 200 local television stations joined the network, enabling the show to reach the largest audience in its history. From 2002 through 2011, the Animal Planet network was home to a new series of Mutual of Omaha’s Wild Kingdom shows. These programs built on the Wild Kingdom heritage by offering viewers compelling wildlife stories in one-hour documentary format.Wildkingdom.com is the hub of all that is new and exciting in the Wild Kingdom, Fowler said.
The Castro/American Baseball Legend D
id Cuba’s Fidel Castro once try out for an American major league baseball team? Sorry, it’s been proved a rumor that he was once considered for the Washington Senators or the Yankees. Just think. If it had really happened (and he’d made the team), there would
have been no revolution overthrowing the Batista regime, no Soviet threat for America, etc. Its appeal is also in the irony that, instead of his socialist/Marxist path, he might have been paid by capitalists to throw a little white ball around a baseball field. Interesting stuff.
*Some restrictions apply. Special pricing expires 4/30/13. WAC.
Lifestyles After 50 • April 2013 • page 11
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No Excuses at Home or Traveling I just got back from a 9-day vacation and was reminded how easy it is to avoid exercise when traveling or to avoid even starting while at home! If you are traveling in a location without a fitness center there are a number of things you can do to maintain fitness: • Be realistic. Try completing about 65 percent of your normal routine, no matter what. • A simple back-to-basics room routine with sets of jumping jacks, push-ups, pull-ups, crunches and leg squats. Vary the intensity with short rest times in between sets.
• Resistance tubing offers weight-like resistance when you pull on them. Use the tubes to build strength in your arms and other muscles. • Buy a funky or funny exercise DVD for your computer or iPad.
• Core exercises, which train the muscles in your pelvis, lower back, hips and abdomen, don’t require specialized equipment or a gym membership.
• Walk up and down hotel halls and climb stairs—it’s intense.
Always read and follow label directions. * These statements are based upon traditional homeopathic practice. They have not been reviewed by the Food and Drug Administration. Photo Content is being used for illustrative purpose only and any person depicted in the Photo Content is a model.
• Jumping rope is harder and more intense then you might remember. 3-minute rounds are a great cardiovascular workout.
Muscle mass naturally diminishes with age. If you don’t do anything to replace the lean muscle you lose, you’ll increase the percentage of fat in your body. But strength training can help you preserve and enhance your muscle mass—at any age. If you don’t use it, you will lose it!
For more info on Walter Urban and his Guinness World Record activities, visit walterurban.com.
BOARD CERTIFIED DERMATOLOGIST n Diagnosis & Treatment of Skin Cancer n Treatment for Spider Veins n Treatment for Rosacea n Treatment for Acne and Scarring n Glytone Peels & Facial Products n Botox and Restylane n Special line of Glycolic Products for the following: n Heel & Elbow Treatments n Fine Lines n Dry Skin
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ACCEPTING MEDICARE & MEDICAID. Other Insurances accepted: Unitedhealthcare, Cigna, BC/BS, Humana, Tricare, Citruscare, Aetna, Cigna, Medipass, HCH, Pinellas Care and other insurance carriers. Lifestyles After 50 • April 2013 • page 12
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SIGN UP TODAY!
One mile “FUN” Walk Walkers Receive: T-Shirt, Continental Breakfast, & PRIZES. Fun and More!
xercise is lots more fun when you have company, so get out your walking shoes and join us for one-mile Fun Walks throughout Hillsborough County. Once a month for the next nine months, Hillsborough County will host a walk at Hillsborough senior centers and parks. You can join the walk at one center or at all nine locations. The ﬁrst walk will take place at the Brandon Senior Center and Davis Park on April 9. Walkers will receive a T-shirt, continental breakfast and a pedometer to record how many steps each person takes during the walk and the event. The pedometer will be turned in at end of each event and walker’s steps will be counted. The goal is to reach more than 20,700 steps by the end of the “Lets Move!” program in December. The walker with the most steps at the last event in December will receive four tickets to Busch Gardens. Prizes for second and third place will include tickets to the Florida Orchestra and tickets to MOSI. Free health screenings will also be available including skin and ear checks in Brandon and other important health information. Fill in the form on this page to register for one or all nine walk events. You may also register on the day of the walk. A one-time $5 fee covers any and all walks. Keep the dates handy so you can join the fun—Let’s Move! All walk registrations start at 8:30 am. Warm up is at 9:15 with Silver Sneakers and the walk will start at 9:30. Health Screenings and entertainment will be inside until 11:30 am. Call Paula for more info at 813-714-8735.
Call Paula For More Information 813-714-8735
To Register That Morning Come at 8:30am
2013 Let’s Move Walk Sites
April – December, 2013 • 8:30am -11:30am (Check Locations You Want To Participate In) Site
J Siteoin Us 9 S Or An At On e ite y Loc Of T h atio e ns!
April 9 ____ Brandon Senior Center/Davis Park, 612 N. Parsons Ave., Brandon 33510 May 14 ____ Ruskin Senior Center and Park, 905 6th SE St., Ruskin 33570 June 11 ____ Oaks at Riverview Senior Center, 101 E Kirby St., Tampa 33604 July 9 ____ Town ‘N Country Senior Center, 7606 Paula Dr., Tampa 33615 Aug. 13 ____ Phyllis Busansky Senior Center, 4102 W. Spruce St., Tampa 33607 Sept. 10 ____ Gibsonton Center, 10017 Vaughn St., Gibsonton 33534 Oct. 8 ____ Sterling Heights Center, 11706 Williams Rd., Thonotosassa 33592 Nov. 7 ____ Progress Village Center, 8701 Progress Village Blvd., Tampa 33619 Dec. 10 ____ Seffner Center, 1209 S. Kingsway Rd., Seffner 33584 • Only $5.00 One Time for Registered Walkers • Participants at Multiple Locations Receive Additional Prizes and Recognition
YES! I would like to join the Hillsborough County’s Let’s Move! Program
April Through December, 2013 • 8:30am-11:30am (Early Registration at 8:30am) gA Brin d !! n Frie
Join the Fun!
SEND This Walk Form In Today
With $5. Registration. Good For All 9 Locations. 00
(Pay Only One Time and Enjoy 9 Events!)
News Connection USA, Inc. • P.O. Box 638 • Seffner, FL 33583-0638
Name ____________________________________ Age _________ Address ________________________________Phone __________ City ______________________________________ Zip__________ E-mail Address __________________________________________ Signature ____________________________________Date ______
Send your registration in now. Deadline for individual registration is due the 20th of previous month of walk. (Unless you are registering for more than one location).
In consideration of our acceptance of this entry, I for myself, my heirs, devises, executors, administrators and assign hereby waive, release, discharge any and all claims against Hillsborough County Parks or News Connection USA, Inc., or anyone sponsoring or conducting this event or their employees, representatives or successors for any and all damages or injuries I may suffer. I hereby, grant permission for the free use of my name and pictures in any broadcast or account of this event.
Lifestyles After 50 • April 2013 • page 13
Serving Those Who Served
Walgreens now offers the Zostavax vaccine for shingles at all of its locations! If you’ve ever had Chicken Pox, ask your Walgreens Pharmacist about the Zostavax vaccine recommended for those 50 years and older to help prevent shingles.
Our Pharmacies Offer Services and Programs that Save You Time and Money! Inquire About: • • • • •
Our “Go 90” Program - 3 prescription refills in one and for 3 months you’re done! Our Prescriptions Savings Club - Members get special discounts off the cash price of thousands of brand-name and generic medications as well as numerous other benefits when they use their card throughout the store. Our Exclusive savings for AARP members Our Prescription “Auto Fill” Program - Automatically refill your prescriptions from your online pharmacy account and pick up your prescriptions at your local pharmacy or have them shipped for free! Our Durable Medical Equipment - Such As Lift Chairs, Wheelchairs, Walkers and more…
Walgreens accepts most major prescription plans,
Walgreens accepts most major prescription plans, including: including: CVS Caremark, United Healthcare and Blue CVS Caremark, United Healthcare, Express Scripts, and Cross Blue Shield Florida! Blue Cross Blue Shield Florida!
For the Walgreens Store Nearest You Call
(1-800-925-4733) or visit us on-line at: www.walgreens.com
Veteran Owned Business “For Bathroom Safety & Peace of Mind”
2 for $119 Installed
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Lifestyles After 50 • April 2013 • page 14
any veterans or spouses may not be aware that they qualify for a pension benefit. A war-time Veteran with 90 days of active duty, with one day beginning or ending during a period of war, is eligible to apply for the Aid & Attendance Pension. Only an estimated five percent of these potentially eligible veterans actually receive these benefits. This fact can be attributed to the complicated and frequently changing laws surrounding the rules and regulations. If you think you might need assistance in applying for benefits, contact your area Veterans Service: Lake County: 1300 S. Duncan Drive, Bldg. E, Tavares, (352) 742-6585. Marian County: 2528 E. Silver Springs Blvd., Ocala, Phone: (352) 671-8422 Pinellas County: 2189 Cleveland St., Suite 230, Clearwater, (727) 464-8460; St Petersburg – 647 1st Ave. N., St. Petersburg, (727) 582-7828 Hillsborough County: 10119 Windhorst Rd., Tampa, (813) 246-3170 Sarasota County: 4000 Tamiami Trail S # 139, Venice, (941) 861-3047 Manatee County: 1112 Manatee Ave. W, Third Floor, Bradenton, (941) 749-3030 Charlotte County: 2280 Aaron St, Port Charlotte, (941) 764-5579 Lee County: 2440 Thompson St., Ft. Myers, (239) 533-8381 Need a Book to help? Barbara Steinberg, a Registered Financial Gerontologist™ and expert on eldercare financial planning has written Crack the VA: Discover Hidden Benefits For Your Parents, a guide to finding those hidden benefits. In it you will learn: • What benefits are available to aging Veterans and their surviving spouses • How to determine what they are eligible for • Which forms to complete and where to apply for benefits • How to fill out the forms to increase your chances of success
Homeless veterans will soon be a part of a national effort to reduce homelessness among veterans. Catholic Charities Diocese of St. Petersburg, Inc., was one of 38 projects around the country to receive a grant that will be used to provide a daily average of 25 beds for homeless veterans to promote increased housing stabilization. Housing will be provided at 5726 126th Avenue North, Clearwater, FL; and 8384 Bayou Boardwalk, Largo, Fla. The grants were awarded through a special program that gives Veterans the opportunity to take over payment of a lease instead of moving out after leaving certain VA programs, such as substance use counseling, mental health services, or job training. Usually, VA programs require veterans living in transitional housing to move out after 24 months. Called the “Transition in Place” model, it helps close the gaps in available housing for the nation’s most vulnerable homeless veterans. “Securing permanent housing is a vital step in the journey of our homeless veterans,” said Dr. Susan Angell, executive director for VA’s Veterans Homeless Initiative. “This is the last piece of the puzzle. It is crucial for them in continuing to lead independent lives.” Under the program, funds go to community-based programs that provide homeless veterans with support services and housing. Lisa Pape, national director of homeless programs for the Veterans Health Administration (VHA), which oversees VA’s Homeless Providers Grant and Per Diem Program (GPD), said on a single night in 2011, a national count of homeless veterans totaled 67,495. To help a homeless veteran or veteran at risk of homelessness, refer them to the National Call Center for Homeless Veterans, 1-877-4AID-VET, or direct them to va.gov/homeless.
Medicare Answers D
ear Marci: I heard Medicare covers preventive services. Does Medicare cover glaucoma screenings? —Emily
Dr. Anita R. Patel, MD
“Drug Interactions & How It Affects You”
Dear Emily, Yes, Medicare covers glaucoma screenings if you are at high-risk for glaucoma. Glaucoma is a group of eye diseases in which damage to the optic nerve results in loss of eyesight. If you are at high-risk for glaucoma, Original Medicare covers 80 percent of an annual (every 12 months) glaucoma screening, after you’ve met your annual Part B deductible (the amount you must pay out-of-pocket before your health insurance begins to cover your services). Keep in mind that in order for the screening to be covered, the screening must be performed or supervised by an eye doctor who is licensed to provide this service in your state.
Join us for a FREE seminar! Attending Physician: Primary Medical Clinic, 153 E Bloomingdale Ave., Brandon Phone: 813-654-5330
Savannah Court of Brandon Assisted Living Residence 824 N. Parsons Avenue Brandon, FL 33510
Assisted Living, Respite, Day Service Assisted Living Facility License No. 9353
We Accept Universal Healthcare. See Spot.
ASK THE EXPERT
See Spot Change.
See your Dermatologist.
Thursday, April 25th 11:00am to Noon A light lunch will be served RSVP NOW!
At Savannah Court of Brandon
Neuropathy & Other Foot Problems? Yes, You Can Feel Great About Your Feet Again! We Have Your Treatment Plan New Location & Expanded Hours
Call for your FREE Skin Cancer Screening By Appointment Only.
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38162 Medical Center Ave. Zephyrhills, FL 33541 813-782-2165
8959 US Hwy. 301 N. Parrish, FL 34219 941-776-1577
Howard A. Oriba, M.D. • Michael G. Caruso, M.D. • Leslee Baute, P.A.-C. THE SKIN CANCER CENTERS DERMATOLOGY ASSOCIATES www.theskincancercenters.com
Dr. Bonnie Sanchez
Bunions Heel Spurs Come See Orthotics My New Neuropathy Office Hammertoes Tendon Strain Plantar Fasciitis Ugly/Painful Toenails Diabetic Footcare & Shoes
Why suffer any longer? Come see us, your gentle touch Doctor of Podiatry.
Call to see the Doctor (727) 824-5100 or (813) 645-1993 Medicare, United healthcare, Blue Cross/Blue Shield and Other Insurance
Lifestyles After 50 • April 2013 • page 15
Technology Simplified – New and Improved
When Your Parent Moves In
WOW… A Computer Designed For YOU, Not Your Grandchildren!
Automatic Software Updates
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Just plug it in!!!
Copyright © 2012 by firstSTREET for Boomers and Beyond, Inc. All rights reserved.
This computer is NEW Touch easy-to-use, Screen worry-free and Technology literally puts the world at your fingertips. From the moment you open the box, you’ll realize how different the WOW Computer Simple designed for SENIORS is. The compo- navigation, so you Big Bright Screen nents are all nev er get No bulky tower lost! connected; all you One-touch “zoom” magnification do is plug it into …send and receive emails, and video chat an outlet and your Keep up with family and friends. high-speed In…”surf” the internet Get current weather & news. ternet connection. U.S. Based …play games online Then you’ll see Customer Service hundreds to choose from! the screen. This is a completely new Until now the very people who touch screen system, without could benefit most from E-mail, and the cluttered look of the normal the Internet are the ones that have computer screen. The “buttons” on had the hardest time accessing it. the screen are easy to see and easy to Now, thanks to the WOW Computer, understand. All you do is touch one countless older Americans are of them, from the Web, Email, Calendiscovering the wonderful world of dar to Games– you name it… and the Internet every day. Isn’t it time a new screen opens up. It’s so easy you took part? Call now, and a to use you won’t have to ask your patient, knowledgeable product children or grandchildren for help. expert will tell you how you can WOW! The perfect name for this try it in your home for 30 days. amazing computer. I have been If you are not totally satisfied, using it for about a month and simply return it within 30 days for a thoroughly enjoy the speed refund of the product purchase and ease in which I am able to price. Call today. download pictures from my camera and share them with family and friends via email. Everything is so easy to use at the touch of my fingertips. To be Call now for our special able to chat with and see my promotional price! grandchildren is as though they Please mention promotional code 49834. are here with me. I haven't begun to explore all the benefits of this computer. It has opened up a whole new world for me. I love it, love it, love it! – Carol K., Benbrook, TX
Lifestyles After 50 • April 2013 • page 16
here is a rising trend of parents moving in with their adult children. All across the country unexpected problems that arise from this dubious living arrangement are causing family arguments, financial stress and increased divorce. Before moving a parent in and making a life-altering change to the family harmony, there are many things to consider. Inviting an elderly parent to move in has far-reaching implications on every aspect of your life, from financial impact to changing family dynamics, from role re-assignment to safety issues, from power struggles to eroding privacy.
Housing • Be Open: Have a clear and open discussion with your family, siblings, spouse, kids, and ultimately your parent, to decide if making the move is the right decision for all parties involved. Discuss: a. The pros and cons b. The different ways this move will effect the family. c. The ways each family member’s routines may be disrupted. d. Expectations that may differ from “the way things have always been.” e. Any possible monetary issues that could arrive. f. Compromises that each family member will have to make. • Medical Management: An elderly parent is apt to have a litany of doctor appointments, medication and needs. a. With the help of medical and geriatric care professionals, assess your parent’s medical needs and gain a clear understanding of how those needs will affect you and your family. b. Gather all possible medical resources, containing both specific people and organizations, to minimize frustrations as well as possible mistakes. c. Use your support network to create and implement a plan as well as back-up plans.
• Moving Day: Moving is stressful under any circumstance. Moving in an aging parent entails a permanent lifestyle change and one that may be met with resistance, which can make it even more difficult. Plan for every detail upfront to minimize the potential strife. a. Ready yourself for volatile emotions and flaring tempers from all parties. b. Use your utmost compassion and support when you decide what stays and what goes. c. The move may not have been a parent’s first choice. Avoid sweeping decisions, such as throwing away Grandma’s 50 year-old collection of National Geographics, without discussing it with her first. d. Decide ahead of time on furniture placement. e. Make a disbursement plan for who gets items that cannot fit into your house. (Storage, give away, other siblings.)
• House Rules: Your parent is used to running the household with his/ her own rules. Everyone must openly acknowledge that each family member must compromise to make the new living arrangement successful. It is important to create a plan that is respectful to all parties, so your parent doesn’t feel slighted and uncomfortable as the “newcomer” to your home. You also want to make sure that you and your spouse do not feel like outsiders. Decide on: a. Chores. b. Who waters the plants and feeds the cat etc. c. Who helps and who doesn’t help in the kitchen. d. How you like laundry done. e. Bathroom etiquette. f. What you make for dinner and what time. g. When are lights out and when is the television turned off.
Lifestyles After 50 • April 2013 • page 17
The Fun Never Stops In Sun City Center
he Sun City Center the award-winning golf, Area is a vibrant tennis, bocce ball and lawn and active part of bowling courses, there’s Hillsborough County no reason to stay inside. located between Tampa But if you want to, there’s and Sarasota with easy always yoga classes, the access to I-75. With computer club, mahjongg more than 17,000 tournaments and various private homes and acting groups and choirs. some 14 facilities In fact, there are over 200 providing a multitude clubs and organizations of senior living options, so you can indulge Sun City Center is a whatever hobby you have. lifestyle destination for Top-rated and highly those age 55 and over, respected physicians, boasting golf courses, specialists and dentists The staff of the Sun City Center Chamber of Commerce walkways, fitness are here supporting our centers, lush landscapvery own South Bay ing and friendly people. We have Hospital. We also have lawyers, And speaking of access, did you access to anything you could want: financial advisors and businesses know our streets are open to golf professional sports, performing arts, representing 165 industry categories carts? We even have a decorated golf state-of-the-art medical care, lots as members of our Chamber, ready cart parade to kick off the holiday of shimmering water, a receptive to take care of your every need. season! You see, Sun City Center is business climate, and prime land for Our members are dedicated to maknot a retirement community. Our resifuture growth and development. ing Sun City Center one of the premier dents are too busy to retire. Between
Lifestyles After 50 • April 2013 • page 18
adult communities in the country. To showcase what they offer, we host a spectacular Splash into Spring Expo and an Extreme Makeover: Sun City Center Edition Extravaganza in the fall full of incredible prizes and bargains for our residents. You can participate in our Golf Tournament, or network at Schmoozapalooza. And the first Friday of every month, we host golf cart poker runs with an After Party sponsored by the Tampa Bay Buccaneers. In addition, our Chamber facility houses a 3,800 square foot banquet room which accommodates up to 210 people and is usually bustling with mini-trade shows, educational seminars, and the occasional wedding reception. We also offer a conference room for smaller meetings. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here!
Blackened, Fried or Broiled With Fries, Hush Puppies & Slaw
140 N. Parsons Ave. 3858 Sun City Center Blvd. Corner of Hwy. 60 & N. Parsons Next to Hungry Howies
Concerned About The Care Of Your Aging Parent?
Our professionals will help you find peace of mind and the highest quality of life for your loved one 1/2 OFF CONSULTATION CALL NOW Offices in Sun City & Tampa
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A+ Hearing Center, Inc.
Don Guiley, BCHIS
“He who has ears let him hear”
Hearing Instrument Specialist
1647 SCC Plza Bldg., Ste. 203A • Sun City Center, FL 33573 email: aplushearing@aol. com • fax: 813-633-6568
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Serving Sun City Center for over 20 years
DOES YOUR ESTATE PLAN NEED A TUNE UP?
I can prepare or revise your trust, will, power of attorney, or living will at an easy-to-afford rate. Contact Ken Rodman, an experienced paralegal and a Sun City Center resident, at (813) 419-1776. I also prepare ALL Florida legal documents. House Calls available! Email: firstname.lastname@example.org View my Website at www.docprepprofl.com for all services
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Errands • Shopping • Escort to Doctor Visits • Light Housekeeping • Meal Prepartion Companionship • Assistance with all ADL’s RN on call to respond to care plan issues 24/7 NR#30211328 & 228835
Lifestyles After 50 • April 2013 • page 19
What Should You Consider Before Having Your Cat Declawed BY MICHELLE FERRERA, DVM
10931 Boyette Road, Riverview
A Complete Medical, Dental and Surgical Facility
• Blood Analysis • Xrays • Behavioral Consultation • Lab Work • Boarding & Grooming Facilities • Reptiles & Birds welcome too! Office Hours By Appointment Mon. – Thurs. 7 a.m. – 7 p.m. Fri. 7 – 6:30 p.m. Sat. 8 a.m. – 4 p.m.
hy do owners have their cats declawed? It is normal for a cat to scratch, but owners may object if their pet is persistent in damaging furniture or skin during play. Humans that have weakened immune systems are at increased risk for illness caused by organisms transmitted by a cat scratch.
Caring For Your Pet Are there alternatives? You may trim your cats nails, apply temporary nail caps, provide appropriate areas for your cat to scratch along with positive reinforcement, make preferred surfaces less attractive (ex. double sided sticky tape on the edges of your sofa), and use toys instead of your hands to play with your cat.
Rocky Creek Retirement Village Assisted Living Facility License #5227
Retirement Living We offer a wide variety of Independent Living Options, from 1bed 1bath to 4bed 4bath, units. Included are the following: water, garbage, basic cable, sewer and lawn service Pricing Starting at $570.00
Assisted Living Our full range of Assisted Living services are designed to help you maintain your health, so you can live as independently as possible. These include assistance with bathing and dressing, medication management, emergency response system LPN/CNA scheduled at all times.
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the paws are rebandaged and the pet is kept in hospital for another day. Alternatively, the cat may groom the surgical glue from its incisions. In that case, the paws are cleansed and glue is reapplied, and a plastic collar is worn to keep kitty from reaching its toes until they are healed. Some cats develop infection in an incision postoperatively. This happens more in cases where small grains of cat litter or soil have entered into a surgical site. In this case, the incision is cleansed and additional antibiotics may be prescribed. Finally, the occasional cat may experience discomfort that lasts beyond a week or two despite medication. We use additional pain medication to provide relief for these pets, and may perform additional diagnostic tests. Please feel free to ask your veterinarian any additional questions you might have regarding cat declawing.
BRANDON HEARING CENTERS You’ll hear the difference! GOLD WINNER
Let us help you create the lifestyle you always wanted...
Lifestyles After 50 • April 2013 • page 20
What does the procedure involve? It is a major surgery where the last digit of each of your cats toes is surgically removed at the joint. Pain medication and antibiotics are administered during the surgery. The skin edges are usually glued together, and support bandages are applied. The bandages are left on overnight and then removed the following morning. The patient is sent home with antibiotics and pain medication as well as a special pelleted cat litter for one or more weeks use. Are there complications? Although the majority of cats do well after surgery, complications can occur. Most problems are related to the cat being too active postoperatively, grooming excessively, not using the prescribed litter or being large in size. Some cats may have bleeding from their toes after their bandage removal or once they have returned home. If that happens,
Patty takes pride in her service to the community, celebrating more than 45 years in Brandon and Sun City Center.
Best of Brandon & South Shore 2007-2012
Patty Paddock, HAS, BC-HIS
“We work together to find the best Hearing Aid for your need.” –Patty Paddock
• Call for FREE Audiometric Testing • Demonstration of latest digital hearing aids • Credit and debit cards accepted
205 E. Brandon Blvd., #C • Brandon, FL 33511 E-mail us at: BrandonHearingCenters@yahoo.com
Atrial Fibrillation— Dispelling 6 Myths
utterflies in the stomach can signal excitement or nervousness. But fluttering in the chest can signal a short circuit in the heart’s natural electrical wiring, or arrhythmia. Atrial fibrillation (A-fib), is an off-speed rhythm in the heart’s upper chambers. A-fib may be linked to conditions such as high blood pressure, coronary artery disease, heart valve disease, heart failure, chronic lung disease or a clot in the lung (pulmonary embolism), among others. But in 10 percent of cases, A-fib is not associated with any other disease. Episodes can be triggered by stress, exercise, sleep apnea and hot flashes. A-fib can cause these symptoms: • Heart palpitations • Dizziness • Fatigue • Chest discomfort • Shortness of breath However, up to 30 percent of A-fib episodes cause no symptoms at all. Dr. Walid Saliba of Cleveland Clinic addresses some myths about A-fib:
Myth #1: If you have just one or two episodes of atrial fibrillation, it probably won’t come back. Fact: Atrial fibrillation is almost always a chronic disease. Lifelong treatment is needed to minimize symptoms and to avoid stroke and heart failure. Early on, episodes of A-fib tend to be sporadic. Over time, episodes usually become more frequent and last longer. Up to 30 percent of A-fib episodes cause no symptoms at all, but treatment is still needed to prevent stroke. Myth #2: Cardioversion can stop atrial fibrillation for good. Fact: Electrical cardioversion can “shock” the heart back to normal rhythm, but it does not guarantee that normal rhythm will be maintained. Medication may be needed to maintain normal heart rhythm and prevent stroke. These could be those that control heart rate, such as beta blockers; anti-arrhythmic drugs to maintain normal rhythm; and anticoagulants to prevent blood clots.
Myth #3: Your medicine isn’t working if you still get episodes of A-fib.
Fact: “Medication will not cure A-fib, but it will relieve symptoms by decreasing the frequency and duration of episodes,” says Dr. Saliba. Reducing a patient’s episodes from frequent to occasional is considered adequate treatment as long as the symptoms don’t trouble the patient.
Is angIna squeezIng the enjoyment out of your lIfe?
Myth #4: Catheter ablation won’t help you if it doesn’t ‘take’ the first time. Fact: Catheter ablation uses radiofrequency energy or cryoenergy (intense cold) to interrupt faulty electrical pathways in the heart. Sometimes more than one catheter ablation procedure is needed to get the best result. In other circumstances, maze surgery may be recommended. Myth #5: If ablation works, you can stop taking Coumadin®.
Fact: “The decision to continue or stop Coumadin, an anticoagulant that requires frequent blood tests, depends upon the risk factors for stroke rather than on the success of the ablation,” says Dr. Saliba. Myth #6: If you take medication for A-fib and no longer have symptoms, you’re cured.
Fact: “A-fib cannot be cured, but ablation or surgery offers the closest possible symptom relief. There is no rush to undergo ablation if you are doing well on medication,” says Dr. Saliba. Episodes of A-fib can be triggered by stress, exercise, sleep apnea and hot flashes. Dr. Saliba advises patients to: • Quit smoking • Drink in moderation • Ask about exercise guidelines • Limit caffeine use • Read labels to avoid those containing stimulants • Seek treatment for sleep apnea
Information from Walid Saliba, MD, Cleveland Clinic.
Announcing a clinical research study for people with angina. If you’ve been unable to control your symptoms of angina, you’re invited to see if you may qualify for the Renew Study. The purpose of the study is to determine the safety and effectiveness of an investigational therapy using a patient’s own stem cells for the treatment of angina. Each individual must be 21 or older, and will be evaluated to determine his or her eligibility. Qualified participants will receive either the investigational therapy or placebo, or continue with current approved angina treatment options, providing researchers with a standard comparison to the investigational therapy. All participants will receive study-related medical exams and lab tests at no charge. Compensation for time and travel may be available. To find out if you may qualify, visit RENEWstudy.com and call the area doctor below. Contact: Gloria Stagi Coyle, BSc, RN, CCRC Charles Lambert, MD Florida Hospital Tampa Pepin Heart Institute 3100 E. Fletcher Avenue Tampa, FL 33613 813-615-7527
baxter6939 Renew_4.9167x9.8125_M.indd 2
Lifestyles After 50 • April 2013 • page 21 2/15/13 6:06 PM Lifestyles After 50 - 4.9167”x9.8125”
Seniors and Boomers Often Choose Cremation M ore and more seniors and boomers look at cremation as an alternative to the traditional funeral service, casket and burial plot. Many factors come into play with the decision. Cost differences can be a major factor when choosing between cremation and traditional burial. Traditional funerals include embalming, buying a casket, purchasing a vault to bury the casket in and having a grave opened and closed, which can be extremely expensive. Cremation is a less expensive alternative, requiring only the basic cost of the cremation process and an urn or other container for the ashes. Cremation offers the family or friend group a wide choice in scheduling a time for remembering the deceased. Gathering loved ones to participate in a service may take place within a few days, weeks or
Pictures with Santa Tues. Dec. 11th.
6 p.m. – 7:30 p.m.
AL License #9949
Parkinson’s University A 26 12 19
pril is Parkinson’s Awareness month, and Memorial Hospital and the USF Parkinson’s Disease & Movement Disorders Center invite you to come back to “school” and learn about therapies that can help those with Parkinson’s Disease. How can Physical therapy help you at home? Presenter: Ryan Braun, P/T, DPT. When can you benefit from Speech and swallowing Lifestyles After 50 • April 2013 • page 22
therapy? Presenter: Wendy Waldron, MA,CCC-SLP. What do you need to know about your medications? Presenter: George Malone, PharmD.
Classes are held from 12 – 1 pm at Memorial Hospital Auditorium, 2901 Swann Ave., Tampa. Enjoy a light lunch while you learn, and tuition is free! Call 813-342-1313 to RSVP.
even months after a death. Families have more time to make arrangements for personal schedules as well as transportation options. Older people who have always visited the gravesites of their departed families find that burying a loved one’s ashes can give that same experience. Today’s funeral service providers offer an extensive selection of urns to choose from. Funeral Director Mike Patrias at Brandon Cremation and Funeral Services can help people think through their options and compare costs. The building at 621 N. Parsons Avenue, Brandon provides families a display of urns and caskets as well as space for up to 60 people to hold memorial services or traditional funerals. For more information, contact Mike by email at info@brandonfunerals. com or by phone at 813-654-4400 or www.brandonfunerals.com.
Lifestyles After 50 • April 2013 • page 23
Wife Not Responsible For Husband’s Debts BY WILLIAM R. MUMBAUER, Attorney
reader asks: My husband recently passed away, leaving a huge hospital bill not covered by insurance. As his spouse, am I responsible for my late husband’s debts? Bill collectors keep calling me.
The Law And You Answer: Absolutely not, although some states still follow the common law Doctrine of Necessities, sometimes called the Doctrine of Necessaries, which holds that a spouse is liable for any necessities furnished to the family for the support of each other and their minor children. Fortunately for you, in 1995, the Florida Supreme Court ruled that the Doctrine of Necessities is unconstitutional. Had your husband resided in one of the few states that still follows the
Doctrine of Necessities, you would, in deed, be liable for any bills he incurred for necessities such as food, clothing, lodging, and medical and dental care. Necessities would certainly include hospital bills. The next time a bill collector calls, insist that they provide you with written proof that you signed a contract with the hospital obligating yourself personally to pay your husband’s medical bills. Assuming you signed no such contract, the phone calls from bill collectors should stop real soon.
We provide prompt, aggressive representation for victims of automobile accidents.
Lifestyles After 50 • April 2013 • page 24
Mr. Mumbauer, a fifth generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. He takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. He is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Services Network. He is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of wills. Mr. Mumbauer’s MartindaleHubbell Peer Review Rating for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.
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Quick Facts About Aging
International Aging: Japan apan has the world’s longest life expectancy and its largest public debt as well as a low birthrate—a combination that could easily bankrupt the nation’s pension system except for one thing: the eagerness of its elderly citizens to keep working beyond retirement age. Old-age pensions there start at the age of 60. Japan has 5.7 million people older than 65 still in the workforce, proportionately more than any other developed nation. On average, men leave the labor market at age 70, and women at 67. As in the U.S., the Japanese government has sought to raise the retirement age to further encourage older people to stay on the job. “Wrinkled Workers Help Defuse Japan’s Pension Time Bomb” | Bloomberg.com
More Americans Plan to Retire Overseas Attracted in particular by a lower cost of living, growing numbers of Americans are choosing to retire abroad. Many of them are among the 350,000 retirees now receiving their Social Security benefits overseas, and Travel Market Report estimates that 3.3 million U.S. Baby Boomers are planning to spend their sunset years out of the country. Faced by steadily rising domestic health care costs, they focus on nations that offer government-subsidized health plans. They also may look upon residing abroad as a post-retirement, last great adventure. But experts warn that, as people age, the lure of adventure can give way to homesickness for loved ones and familiar settings. “What’s Driving Americans to Retire Abroad? Money – or Lack of It” | Knowledge@Wharton
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Win a $25 Gift certificate to Home Depot! When you complete this form and mail it back, your name will be entered to win a $25 gift certficate to Home Depot. (Drawing held the 20th of each month.)
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Lifestyles After 50 • April 2013 • page 25
! rt Po e TS th EN m D ro ! g SI d f 50 kin RE an o ER oo DA n t FT b RI io A hen O at ES w dit! FL rt R po YL 50 re s ST LS d c FO n a r FE e r ER T h LI od oa FF c R e c onb O oa FO urc 0 L C IA tor ER so 10 EC o FF d e $ M O an iv SP y r L d ce xu IA a e C this d r Lu PE on an EE S ti en FR
Lifestyles After 50 • April 2013 • page 26
3:25 PM 2/19/13 1 MSMC_Fullpage_Ad.pdf
BY JANICE DOYLE
ational Geographic Traveler Magazine declared St. Augustine one of the 20 Must-See-Places for 2013. It’s time to head out and enjoy the town known for what the magazine says is the city’s “natural beauty and unique identity.” St. Augustine was old before Jamestown was founded. It’s so old it is celebrating its quincentennial—500 years since Ponce de Leon’s 1513 discovery of what would become the U.S. The city carries the distinction of being the oldest continuously occupied European settlement in the nation. Remnants of the various occupants and their needs and cultures during those years are evident in the city’s history, layout, architecture, religious influence and defense system.
Travel St. Augustine’s is a long history of pirates who built the city to protect their treasure. The focal point along the coast is the impressive fort overlooking Matanzas Bay—the Castillo de San Marcos. Made of native coquina, the British at one time shelled the fort from across the bay, but the cannon balls could do nothing against the coquina walls. Religion and cattle came to St. Augustine with the Spanish explorers and the town remained a quiet coastal town until Henry Flagler brought early
Chocolate). One of the guides will take you on a tour including just enough walking that you won’t feel guilty tasting as you go. Our guide somehow wound the history of chocolate into Tiffany windows at Flagler College the history of St. Augustine and now they are forever linked in my mind. She guided us from espresso chocolate wine on the waterfront verandah of the Casablanca Inn to the Vino del Grotto (think chocolate orange wine) to The Tasting Room (wine cellar with 350 labels, 70 Spanish The Castillo de San Marcos wines; chocolate sea salt brownies) to the Gourmet snowbirds flocking in via the railroads Hut (white chocolate covered to stay in the resorts he built for them. blackberries) and to Claude’s with Flagler’s resorts, the Ponce de Leon a grand variety of chocolates (Earl and the Alcazar, are open now to the Grey Tea, Lemon, Mayan Spicy). public as Flagler College and Lightner Celebrating St. Augustine’s heritage Museum, respectively. At the college, means a culinary history like no other. student docents give tours, and From our home base at Casablanca you can see where college students Inn, steps away was the Irish blessing eat in a hall ringed by 79 Tiffany of food and drink in Meehan’s. windows. All in a day at school here! The Lightner is one of my very favorite museums with its splendid former Turkish baths and ballrooms and the old indoor pool which now houses the museum’s cafe and shops. Collections of shrunken heads, gilded furniture, glassware, musical instruments, buttons, dolls, clothing and so much more are here. Enjoy Old Town Strolling the Old Town streets is entertainment enough for a few hours, but you’ll also want to get on one of the city’s trolleys and get a larger view. You can hop on and off as you discover where you want to spend more time. Life is short; eat chocolate! Adam Schockey owns St. Augustine City Walks ($42 for the Tour de
Another night it was French cuisine at Bistro de Leon. Owner Chef Poinard offers authentic bistro fare in a casual, homey atmosphere. “His food elicits words such as glorious,” one food writer said. Think of comfort foods like cassoulets and pate, stuffed flounder and yummy warm desserts. Sitting literally in the center of the road overlooking the water, find O.C.
White’s Seafood and Spirits in a restored 1790 building. Just right are its patio or inside dining and specials like crab cakes and mahi. Ask about local “spirits” of the ghostly kind as well. Trivia: Regarding “spirits”: Most spirits in St. Augustine are playful ones. Bottles turn up in the wrong place, books are moved, doors open or are locked without help. You decide what to believe after you hear a few stories. On the water Part of the visual allure of St. Augustine is Matanzas Bay. It’s a short walk from anywhere in Old Town to the city pier and the opportunity to take an ecotour of the resource-intensive estuary. St. Augustine Eco Tours gives boating experiences that highlight the animals and birds which are the region’s real ambassadors. Such excursions may include sightings of right whales which come to the area to give birth. Trivia: The whales were called “right whales” because they were the right whale to hunt for oil/blubber, etc.
Crucial Coffee Cafe
Walk about the streets From whichever of the comfortable rooms in Old Town you choose to stay, be sure to get up and enjoy a walk on the narrow brick streets in the early morning. I felt far, far away from the commuting world as I walked among workers opening the shops and enjoyed my morning coffee sitting outside the quaint Crucial Coffee Cafe on Charlotte Street. I will enjoy both the walk and the coffee on my next trip to this most charming and unique city. Lifestyles After 50 • April 2013 • page 27
Anywhere Tours of Florida
Don’t Miss Festivals
Area festivals in April include:
For Reservations: 813-620-3332 Visit us at–tampabus.com
Hard Rock Tampa Day Trip Dates: April 16th Pick up: 9:00 am Return: 3:30 pm Pay: $15, get $20 Free Play
Hard Rock Tampa Night Trip Dates: April 23rd Pick up: 3:45pm Return: 10:30pm Pay: $15, get $25 Free Play
Seminole Casino Immokalee Dates: April 29th Pick up: 8:00 am Return: 6:30 pm Pay: $25, get $30 Free Play, $5 Meal Voucher
Pick Up Locations: Sun City/Ruskin - Sun City Center Library Tampa - Big Lots on 50th/Busch Blvd.
Min. 30 passengers required! Ask about our day trips too! All prices subject to change!
5 12 12
– 7 DeSoto Seafood Fest, Bradenton. 941-747-1998. – 14 Sharks Tooth Fest, Venice. 941-412-0402. – 14 Gulf Coast Rhythm & Ribfest, Palmetto. 941-746-7470.
20 26 27 M
Storytelling Fest, Tampa. 813-931-2166.
– 28 Blueberry Jerry Jamboree, Hudson. 727-856-2380. – 28 Pioneer Days Festival, High Springs. 352-871-4992.
ay 4 – 5 Charlotte HarborFest, Punta Gorda. 941-637-5953.
ae Louis of Dade City has published a book titled “The Meaning of Life.” She says she spent four years on the book which is published by Balboa Press. As a survivor of both childhood abuse and cancer, she felt she had much to share with others from her spiritual
journey. A quote from the book: “Utilize determination to accept your faults or downfalls. Amend those mistakes before they escalate any further. Next, take appropriate action to rectify them because no one is going to do it for you.” The book is available on Amazon.
ruiseCompete, an online cruise marketplace presents a peek at industry trends cruise consumers can expect in 2013.
What you can expect:
1. Cruise lines becoming all-inclusive —like airfare and pre/post-hotel stays. Regent Seven Seas and Seabourn currently offer the most allinclusive packages.
Weekends Now Through April 7th , 2013
10am – 6pm Rain or Shine! • www.BayAreaRenFest.com • 813-983-0111
2. Repositioning cruises integrate more unique ports than one would visit on destination cruises. (Try Crystal Cruises) 3. Demand swells for river cruises. Fourteen new ships are slated for 2013. 4. Travelers want to see, not hear— go AllThingsCruise.com for a full video library.
Lifestyles After 50 • April 2013 • page 28
5. Romance and love take center stage with couples massages, honeymoon specials, specialized shore excursions and more. 6. Giving back to areas around the world.
7. New family activities are even more important.
Making Money Music
You’re right, Dave, the casino version of War is pretty straightforward, but it is not exactly the same ear Mark: You mentioned in version that you played against a recent column setting loss siblings at your kitchen table. limits and win goals. By “win goals” The game begins with both you you stated, “realistic win goals, and the dealer each receiving one like a 50 – 100 percent return on card and the higher card wins. If your original $100 stake.” Being an the cards tie, you must double your investor in the stock market, I use something similar, a stop-loss method initial bet, and two more cards are dealt. Again, the higher card wins; when losing. What are your thoughts however, you win only your original on my approach? — Kenny S. bet. The casino profits mightily from this one advantage. One rule Kenny, even thoughisthe has Moving thecasino best medicine. Keeping active and losingbuster to change becomes a wallet the edge against every on of each weight areplayer just two the ways that you can fight the tune of a 7.14% house edge. pull of the handle, on every hand of osteoarthritis pain. In fact, forAnother every pound you War lose,is played is way that cards and on all rolls of the dice, the that’s four pounds less pressure on each knee. that if you have a tieFor with the dealer, supervening advantage the player you have this choice: surrender and information on managing pain, go to fightarthritispain.org. has against the house is the ability lose half your wager, or go to war to walk, or, as in investing, sell. with the dealer. If you choose to go Selling, or walking, is vital to being to war, you must put up an additional a successful investor/gambler, and bet equal to your original wager. If probably the most crucial element of your card has a greater value than the anyone’s money management plan. dealer’s, or ties the dealer’s card for Whether playing blackjack or a second time, you win even money any other casino game, there is on your added bet, and your initial nothing wrong with using the wager is returned. If the dealer’s card stop-loss method as your money is higher, you would lose both of management, profit-taking system. your bets. The proper strategy for this With a stop-loss order, a Wall Street variation of War is to do battle. By investor would buy a stock, then sell your not surrendering, the casino has a stock once the price of the stock a 2.88% edge. If you do surrender, reaches a specified price, known the house has an edge of 3.7%. as the stop price. For example, you Warning: There is a tie bet that can be buy a stock at $40 a share, watch it made when playing casino War. You move to $60, and subsequently, if are betting that your card will tie the it drops to its stop price of $50, a dealer’s. If you win, you get paid 10 to stop order becomes a market order. 1 for your bet. Never make this wager. You can do the same thing with It carries a high house edge of 18.65%. your winnings at gambling. Whether Charles Lamb once said, “Cards it is blackjack, craps, roulette, or are war, in disguise of a sport.” even slots, similar principle apWell, the table game War isn’t sport plies. For example, you start with with a 7.14% house edge; it’s a $250, you’re having a good day, slaughter, Dave. (SENIOR WIRE) and it gets —TUCKto $500. You continue to play, adopted but you set your stop loss 05-04-11 Gambling Wisdom of the Week: at $400. This tactic allows you to leave with a profit instead of “If you cannot afford giving it all back to the house. to lose big, do not bet big;
YOU BELONG AT THE BEAU
BY MARK PILARSKI
EVERY MORNING MY HUMAN SHAVES OFF HIS FACE FUR, HE’S FUNNY LIKE THAT.
Dear Mark: Is the table game War a good bet? Seems simple enough, and played exactly the way we played it as kids. —Dave R.
and if you cannot afford to lose, do not play.” —Sanford Wong, Professional
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Lifestyles After 50 • April 2013 • page 29
aseball season is here and whether you’re following the grandkids on the Little League field or visiting a far-flung baseball stadium, food abounds. Enjoying ballpark fare while watching the game is all part of the fun. Here, American Institute of Cancer Research—AICR—experts rate some popular ballpark foods, relatively speaking. And if you’re wondering how many times you would need to run around the bases to work off that food, we have that, too.
Affordable Elegance Bayshore Apartments is a beautiful community ideally located one block from Hillsborough Bay in prestigious South Tampa. The lush landscaping and breathtaking views make this affordable community the ideal place for seniors to call home. If you are looking for the very best in senior living, be sure to schedule a personal visit. Come see for yourself what makes Bayshore Apartments a fabulous place to live!
• Bright and airy studio and one bedroom apartments • Ample closet space For more information, call • 24-hour laundry center 813-839-3381 or • On-site hair salon TDD 800-955-8771 • Utilities included Monday – Friday • Library 8 am – 4 pm, except holidays or • Multi-media room visit our website at www.phhf.com • Lush outdoor courtyard 2909 Barcelona Street • Service Coordinator on staff Tampa, Florida 33629 • Active Residents’ Association email@example.com • County lunch program • Easy access to public transportation
Working it Off*
Jog 37 laps around the bases (about 30 minutes)
Fiber: 1 g Sugar: 3 g Sodium: 1025 mg Calories: 110
Fiber: 2 g
$10 Off Initial Order
Hot! Hot! Just off the Press
Sugar: 30 g
Jog 50 times around the bases (around 40 min)
Fiber: 2 g Sodium: 1615 mg Calories: 800 Fat: 70 g Sodium: 850 mg Protein: 35 mg
Sodium: 1480 mg
• Local and World News • All Your Favorite Events Lifestyles After 50 • April 2013 • page 30
• Great Stories & Information • Travel, Finance, Health & More!
Jog 36 laps around the bases (about 29 minutes) Bike 89 times around the bases (about 35 minutes)
Presents the www.lifestylesafter50fl.com website
Jog 13 laps around the bases (about 11 minutes)
(bags are often double the amount) Bike 35 times around the Fiber: 0 g bases (about Sugar: 28 g 14 minutes)
Nexium 20 mg $28/month Crestor 10 mg $30/month Viagra 100mg $3 & up (per pill) Adavair 250 mg/50mcg (three) $164 Cymbalta 30 mg $34/month Celebrex 200 mg $30/month Call:
Bike 91 times around the bases (about 37 minutes)
Protein: 6 mg
Bike 122 times around the bases (about 49 min) Jog 103 laps around the bases (about 82 minutes)
Share – or get the snack size – and it’s a Homerun.
Bike 252 times Eat it by around the yourself bases (about and it’s a 100 minutes Strikeout. K! Jog 28 laps around the bases (about 22 minutes) Bike 67 times around the bases (about 27 minutes)
The Analysis Hot dogs are processed meat, which increase risk of colorectal cancer. If you love hot dogs with your baseball, make sure it’s an occasional treat and you could try a turkey dog to cut the calories.
Loads of sugar. Enough said.
Ice cream is a good source of calcium, riboflavin, vitamins B12, A and D. The downside is high saturated fat and relatively high calories for 1 cup. Lots of calories and refined grains. Although it does have some B vitamins, fiber is low and the sodium is more than is recommended in one day for many Americans. Peanuts contain plenty of protein, and healthful fats and compounds. Just watch out for portion; some stadium bags are 8 ounces. A palmful of peanuts is about 1-ounce, which is the standard serving size.
Hummus is made from chickpeas, which are high in iron and vitamin C. And if the pita were whole wheat, this snack would be a complete game winner.
* Jogging at 5 mph and biking at 10 mph for 150 pound person From AICR (American Institute for Cancer Research)
Get Up to Asheville for Fun!
f you’re planning a getaway to Asheville and the western North Carolina mountains, here’s some of what’s awaiting you:
5. Restaurants: Many farmto-table restaurants with local food and world-class chefs.
Join The Florida Orchestra for
Music in the Mornings at one of our two matinee series!
6. Events: Street festivals, concerts, plays, art tours, and many are free. 7. Mt. Mitchell: Highest mountain in the eastern United States with a road to the top for panoramic views from the observation deck.
2. Blue Ridge Parkway: Scenic drives with breathtaking mountain views, hiking, museums, camping and picnic spots. 3.Waterfalls: Hundreds near Asheville and most are in state and federal parks with no admission fee. 4. Downtown Asheville: Shops galore and Friday street performers and drum circle.
8. Great Smoky Mountains: International Biosphere Reserve with 100,000 different types of plants and animals. 9. Zip Lines: Canopy tours zip visitors through the mountain forests, over rivers and across valleys. 10. Chimney Rock Park: This famous rock formation in Hickory Nut Gorge overlooking Lake Lure provides mountain views, great hiking and a 400-foot waterfall. For information, visit online at RomanticAsheville.com.
The Florida Orchestra: From Mambos to Mozart’s Requiem
Kodály’s Dances of Galanta ta, along with John Adams’ The Chairman Dances and t the next Raymond Bernstein’s Three Dance James Pops concert, Episodes from On The treat yourself to “A SymTown Town. Associate Conductor phonic Night in Havana” of the Hong Kong Philharwith this classicallyTiempo Libre monic Perry So conducts trained dynamo of Cuban The Florida Orchestra in this program musicians, Tiempo Libre, performing on April 12 and 13 in St. Petersa dazzling array of their high-energy burg, and April 14 in Clearwater. “timba” style music…mixing jazz, At the following Tampa Bay Times salsa, son, mambo, conga, cha-cha-chá Masterworks, Chinese conductor Xian and even Bach. Featuring hits from their Grammy-nominated CDs Bach in Zhang leads The Florida Orchestra Havana, Lo Que Esperabas and Arroz and the 150 voices of The Master Chorale of Tampa Bay in Mozart’s Con Mango, as well as their most sublime and inspiring Requiem on recent recording My Secret Radio, this all-Mozart program with the Sara Hicks conducts these concerts angelic-voiced Ave Verum Corpus and on April 6 and 7 in St. Petersburg and Symphony No. 35, Haffner. Concerts Clearwater, respectively. are April 19, 20 and 21 in Tampa, At the next Tampa Bay Times MasSt. Petersburg and Clearwater. terworks concert, it is a night of folk For info and to order tickets to the dance-inspired favorites from Brahms’ Hungarian Dances, Dvorák’s Slavonic 2013/2014 season: floridaorchestra.org or (727) 892-3337 or 1-800-662-7286. Dances, Bartok’s Dance Suite and BY HENRY ADAMS
© Thomas Bruce Studio
1. Biltmore Estate: America’s largest castle and most-visited winery, along with grand gardens. (Think “Downton Abbey” lifestyle.)
Progress Energy Morning Masterworks
Symphonic Dances & Rhapsodies From contemplative to frenzied, it’s a concert of folk dance-inspired favorites from Brahms’ Hungarian Dances, Dvorák’s Slavonic Dances, Bartok’s Dance Suite and Kodály’s Dances of Galanta…along with John Adams’The Chairman Dances and Bernstein’s Three Dance Episodes from On The Town. Perry So conducts.
Fri, Apr 12, 10am
Orchestra Showpieces Featuring Barber’s Adagio for Strings, Liszt’s Hungarian Rhapsody No. 2 and music from Mussorgsky’s Pictures at an Exhibition, among other works, Stuart Malina conducts this morning Coffee Concert, with complimentary coffee and doughnuts served before the performance.
Wed, May 1, 10am
Ruth Eckerd Hall
Thurs, May 2, 11am Mahaffey Theater
727.892.3337 or www.FloridaOrchestra.org For group savings (10 or more) : 727.362.5443 TFO-Lifestyle50-Apr.indd 1
Lifestyles After 50 • April 3/13/2013 2013 •3:28:14 page PM31
Baseball Stadiums: Bet You Didn’t Know
Last Month’s Answers
Dale Delong is last month’s winner! Congratulations!
Win Great Prizes!
New winner selected each month
Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Apr. 21 will win. Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583
WIN! WIN! WIN! GREAT PRIZES!
Sudoku muST bE REcEIvEd by APR. 21, 2013
Word Search April
In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?
he Milwaukee Brewers’ Miller Park has a retractable roof that can open or close in 10 minutes. It’s also the only ballpark that sells more sausages than hot dogs.
In Kauffman Stadium, Kansas City, all the seats for Royals fans are blue except for a single red seat behind home plate honoring Buck O’Neill, star first baseman of the Kansas City Monarchs in former Negro League. Buck viewed Royals’ games from that very location for years. The Cincinnati Reds play in Great American Ballpark, Cincinnati. A Rose Garden marks the exact spot where Pete Rose’s record breaking 4196nd hit landed in the old Riverfront Stadium.
Fenway Park, Boston, has been renovated and upgraded numerous times over the years so as not to affect the overall look and appeal of Fenway Park the classic 1912 Fenway architecture. In the parking lot across the street from Turner Field, Atlanta, you’ll find the remaining section of Fulton County Stadium’s original left field wall over which Hank Aaron hit his epic 715th home run, surpassing Babe Ruth’s record. Every seat in Coors Field, Denver, is green except for a single row of purple seats in the upper deck of the ballpark. The reason: These seats are exactly one mile high! Now you know! Enjoy your journey.
Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583
Lifestyles After 50 • April 2013 • page 32
The ﬁ rst correct answers selected from the drawing on April 21 will win. MYSTERY PRIZE!
WIN! WIN! WIN! GREAT PRIZES!
(Puzzles must be received by Apr. 21, 2013.)
Florence Wise is last month’s winner! Congratulations!
Finally, a cell phone that’s… a phone
r d ife tte n L Be d a tery un at So r B e ng Lo
o ct N tra n o C
Introducing the all-new Jitterbug® Plus. We’ve made it even better… without making it harder to use. All my friends have new cell phones. They carry them around with them all day, like mini computers, with little tiny keyboards and hundreds of programs which are supposed to make their life easier. Trouble is… my friends can’t use them. The keypads are too small, the displays are hard to see and the phones are so complicated that my friends end up borrowing my Jitterbug when they need to make a call. I don’t mind… I just got a new phone too… the new Jitterbug Plus. Now I have all the things I loved about my Jitterbug phone along with some great new features that make it even better!
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GreatCall® created the Jitterbug with one thing in mind – to offer people a cell phone that’s easy to see and hear, simple to use and affordable. Now, they’ve made the cell phone experience even better with the Jitterbug Plus. It features a lightweight, comfortable design with a backlit keypad and big, legible numbers. There is even a dial tone so you know the phone is ready to use. You can also increase the volume with one touch and the speaker’s been improved so you get great audio quality and can hear every word. The battery has been improved too– it’s one of the longest lasting on the market– so you won’t have to charge it as often. The phone comes to you with your account already set up and is easy to activate. The rate plans are simple too. Why pay for minutes you’ll never use? There are a variety of affordable plans. Plus, you don’t have to worry about finding yourself stuck with no minutes– that’s the problem with
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prepaid phones. Since there is no contract to sign, you are not locked in for years at a time and won’t be subject to early termination fees. The U.S.-based customer service is knowledgeable and helpful and the phone gets service virtually anywhere in the continental U.S. Above all, you’ll get one-touch access to a friendly, and helpful GreatCall operator. They can look up numbers, and even dial them for you! They are always there to help you when you need them.
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IMPORTANT CONSUMER INFORMATION: Jitterbug is owned by GreatCall, Inc. Your invoices will come from GreatCall. All rate plans and services require the purchase of a Jitterbug phone and a one-time set up fee of $35. Coverage and service is not available everywhere. Other charges and restrictions may apply. Screen images simulated. There are no additional fees to call Jitterbug’s 24-hour U.S. Based Customer Service. However, for calls to an Operator in which a service is completed, minutes will be deducted from your monthly balance equal to the length of the call and any call connected by the Operator, plus an additional 5 minutes. Monthly rate plans do not include government taxes or assessment surcharges. Prices and fees subject to change. 1We will refund the full price of the Jitterbug phone if it is returned within 30 days of purchase in like-new condition. We will also refund your first monthly service charge if you have less than 30 minutes of usage. If you have more than 30 minutes of usage, a per minute charge of 35 cents will apply for each minute over 30 minutes. The activation fee and shipping charges are not refundable. Jitterbug and GreatCall are registered trademarks of GreatCall, Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd. Copyright ©2013 Samsung Telecommunications America, LLC. Copyright ©2013 GreatCall, Inc. Copyright ©2013 by firstSTREET for Boomers and Beyond, Inc. All rights reserved.
Lifestyles After 50 • April 2013 • page 33
Last Month’s Answers
Last Month’s to Win! Winner Is Alicia Veras Congratulations!
This month’s winner is
Enter To Win!
Your Comfort Comes First W hen it comes to your health and comfort, choose the experts at And Services for all of your heating, air-conditioning, plumbing and electrical needs. And Services can help you select, install, repair and maintain all makes and models of air conditioners and heat pumps, as well as offer solutions to increase the energy efficiency of your home through insulation and highperformance equipment. They offer: • Free Service Call with Repairs • Free Estimates on System Replacements • Free Second Opinions In addition, And Services is open 7 days a week, with 24/7 emergency service so you are never left without heat or A/C. “We specialize in being able to get heating or cooling systems up and running in the same day,” says Angel Negron of And Services. They have even extended hotel stays to their customers while they work, putting the client’s comfort and safety first.
Myron L. Guisewite Congratulations !!!
Last Month’s Answers
AARP Local Meetings
T FILL IN ANSWERS & WIN MONEY!
Send your answers for a drawing. First correct answers selected from the drawing on Apr. 19 will receive $20 cash! Send to: News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583
I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events
Insurance Elder Law / Financial Housing Options Reverse Mortgages
Personal Health & Fitness Home Improvements Automobiles
he Greater Brandon AARP meets the first Monday of every month (except holidays) Sept. through May at 11:30 am, Brandon Recreation Center, 502 Sadie St., Brandon. Bring a sandwich; beverages and dessert furnished. For more information, please call J. Popovich at 813-689-6590.
American Legion Hall
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Every Sat. night 6:30 p.m. – 10 p.m. Public Welcome
FILL IN ANSWERS & WIN MONEY!
Lifestyles After 50 • April 2013 • page 34
Send your answers for a drawing. First correct answers selected from the drawing on June 19th will receive $20 cash! Send to: Mature Lifestyles, 220 W. Brandon Blvd., Suite 203, Brandon, FL 33511
Special this month! $47 preventative maintenance / total system rejuvenation right before summer time. Or, $77 total for any drain cleaning. Call today!
Kings Point Chorus Concert
ings Point Chorus will present “A Musical Splash Into Spring” on April 6 at 6 pm in Borini Theatre in the North Clubhouse. Tickets are $6 at Kings Point box office. Info: call Brenda at 813-447-0388.
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Customer service and education are founding principles of And Services. Negron advises homeowners against trying to repair a home system themselves, or hiring a repair contractor without getting all of the information up front. “Ask as many questions as possible; understand what the technician is doing and what it will cost to repair or replace your equipment.” A common issue among senior homeowners, he says, is that they can be taken advantage of by disreputable contractors. “We pride ourselves on being able to tell our customers exactly what the problems are, and we give them multiple solutions so they can make the best decision for their needs.” If your system is in need of repair, contact technicians you can trust at And Services: 813-676-9059; 717-474-4174; 941-225-4560.
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Review – Start by getting a complete view of your finances. Consider using a free online tool, such as Mint.com, to see all your financial accounts in one place. You can use the site to establish a budget, as it automatically categorizes your spending, making it easier to ensure you stick with your plan.
Finance Set yourself up for success – If you’re prone to go over your budget or miss important bill payments, sign up for email or text alerts about large purchases, late fees and bounced checks. By establishing clear goals and tracking your spending on-the-go from your phone or tablet, you’ll be more likely to save for the things you want in life and avoid debt. De-clutter – Your online banking information can get cluttered in much the same way as paperwork. Eliminate the “eMess” by tracking and managing all your account information in one place. For example, Quicken software lets you see your full financial picture in the form of charts and graphs. Learn where you stand and get motivated visually to meet your goals.
days such as standing room only or pay-what-you-can nights. Some even offer free admission on certain days of the month. Or simply let the great outdoors be your entertainment. Take a hike, make a picnic or host a backyard barbecue.
If the onset of spring is your cue to organize your finances, let new tools help you do so with ease.
Forgo the fancy gym membership and dust off those running shoes and bike, working out the old-fashioned way. Raining? Check out community centers in your area—some may be free, or charge only minimal fees.
Refinance – Pay off high-interest debt by refinancing with more competitive rates. Newer alternatives can eliminate the costs associated with traditional bank lending. If you have good-toexcellent credit, consider applying for an unsecured personal loan for up to $35,000 on a site like Lending Club. More information can be found at www.LendingClub.com. (From StatePoint)
Save – Saving money doesn’t have to mean forfeiting your social life or creature comforts. Many theaters, museums, zoos and parks offer special discount
id you know that The Florida Department of Elder Affairs, along with the West Central Florida Area Agency on Aging offers the following: • Elder Helpline providing information for older adults and their caregivers to help in making informed decisions about available assistance. • SNAP or Supplemental Nutrition Assistance Program (formerly known as
Food Stamps) for those in need of help in paying for some of your groceries. Volunteers are needed for the SHINE program to help elders make informed decisions about Medicare, health insurance and prescription drug plans through individual counseling and assistance. Call 813-740-3888 or go to AgingFlorida.com to learn more.
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This computer is NEW Touch easy-to-use, Screen worry-free and Technology literally puts the world at your fingertips. From the moment you open the box, you’ll realize how different the WOW Computer Simple designed for SENIORS is. The compo- navigation, so you Big Bright Screen nents are all nev er get No bulky tower lost! connected; all you One-touch “zoom” magnification do is plug it into …send and receive emails, and video chat an outlet and your Keep up with family and friends. high-speed In…”surf” the internet Get current weather & news. ternet connection. U.S. Based …play games online Then you’ll see Customer Service hundreds to choose from! the screen. This is a completely new Until now the very people who touch screen system, without could benefit most from E-mail, and the cluttered look of the normal the Internet are the ones that have computer screen. The “buttons” on had the hardest time accessing it. the screen are easy to see and easy to Now, thanks to the WOW Computer, understand. All you do is touch one countless older Americans are of them, from the Web, Email, Calendiscovering the wonderful world of dar to Games– you name it… and the Internet every day. Isn’t it time a new screen opens up. It’s so easy you took part? Call now, and a to use you won’t have to ask your patient, knowledgeable product children or grandchildren for help. expert will tell you how you can WOW! The perfect name for this try it in your home for 30 days. amazing computer. I have been If you are not totally satisfied, using it for about a month and simply return it within 30 days for a thoroughly enjoy the speed refund of the product purchase and ease in which I am able to price. Call today. download pictures from my camera and share them with family and friends via email. Everything is so easy to use at the touch of my fingertips. To be Call now for our special able to chat with and see my promotional price! grandchildren is as though they Please mention promotional code 49834. are here with me. I haven't begun to explore all the benefits of this computer. It has opened up a whole new world for me. I love it, love it, love it! – Carol K., Benbrook, TX ®
Copyright © 2012 by firstSTREET for Boomers and Beyond, Inc. All rights reserved.
pring is a time of rejuvenation and fresh starts. New tools can help take the fuss out of sprucing up finances.
Technology Simplified – New and Improved
Tips to Spring Clean Your Finances
Lifestyles After 50 • April 2013 • page 35
Seniors Getting Together 4245 5’ dARk HAiR, BRown eyes fair complexion, slender, fun-loving. Garden, 4119 seeking CHRisTiAn genTLemusic, dancing, travel from Asia. Seeking mAn Former airline stewardess and senior Christian non-smoker, non-drinker, model, 5’4”, 104 lbs., widow, slender, white honest, between 62 – 78 years old. with Ph.D. in healthcare. Fulbright scholar, I’m 70 YO. Looks younger than age. eats healthy and exercises. Likes sports 4250 LAdy seeks niCe genTLemAn and animals. Loves the Lord. Florida. 71 YO, NS, ND, 5’3”, W, C, H. Blue eyes, 4178 seeking CompATiBLe genTLeattractive, more in my heart. Life is mAn 55+ I’m 5’4”, 120, ISO sincere, NS, ND, beautiful; I’d like to share exercise, understanding, FF and companion. I walk, gardening, cooking, travel, music, some read, sight-see, relax, music. HWP, picture. kind of dance, etc. Recent photo please. Looking for romance. Pasco County. men seeking women 4214 iso one-womAn mAn Blonde, 4235 widoweR seeks widow 78 year blue eyes, attractive, white, former model. old recent widower seeks recent widow ages 5’6”, 135 lbs, NS, ND, NDrg, 60. Enjoy all activities. ISO romantic, handsome, financially 60 - 80. Lives both in Florida and New York. 4238 mAn seeking young womAn secure man. LTR, 55+. Photo. Palm Harbor. W, M, I, 55, 6’4”, 295 lbs., NS, ND, NDrg. 4232 ATTRACTive iTALiAn swf 65yy I am looking for a beautiful lady who ISO youthful SWM, possible LTR (age enjoys good conversation, movies and open). Beard a plus. 5’2”, blue eyes, HWP, being spoiled. I am a disabled vet. Lutz. size 10, R, NS, NDrg, ND (wine occasion4244 seeking A souLmATe I was born ally), honest, health-conscious, spunky, SOH. Enjoy simple lifestyle, outdoors, daily in Asia, lived in New York for 40 years. exercise, music, dancing, laughter, candle- I am a male, tall, 64 years young. I am seeking a soulmate, slim, attractive W F light meals, romantic times. Zephyrhills.
in St. Petersburg. Age between 50 years and 69 years. Write to me with a photo. 4249 Avid woRLd TRAveLeR; wRiTeR Ex Army major, foreign correspondent, newspaper publisher, radio/ TV station manager, college instructor. Eighty, 6 foot, 200 lbs., W, NS, SD. ISO lady, 60’s YO, physically fit, financially independant, adventurous. When enticed, I do windows and toilets. Come, take my hand; let’s walk some new and wondrous land. LTR/ FF. Bio/photo/email please. Hudson.
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women seeking men
SENIORS GETTING TOGETHER Personal Ad Placement
Deadline for ads is the 15th of the month prior to placement.
Only $6 to place an ad!
Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties Southwest/Charlotte (Fort Myers/Port Charlotte)
Ad Copy • Please Print Neatly • 30 Word Limit
Title (First 4 Words):
City (No Charge):
If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is conﬁdential.
Name: Address: City: Phone:
MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583
Lifestyles After 50 • April 2013 • page 36
Commonly used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOHSense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.
illions of Americans take a lowdose aspirin every day to keep the cardiologist away. But many don’t realize that aspirin, probably the most familiar medication of all, comes with a small but real risk of serious bleeding. Everyone taking aspirin should understand why they are taking it and what risks come with it, “It’s important to have a discussion with your doctor, weigh the risks and benefits, and factor in the uncertainty to decide if you should be on aspirin,” says Dr. Deepak Bhatt, chief of cardiology at the VA Boston Healthcare System. Aspirin suppresses the formation of blood clots, the villains behind heart attacks and most strokes. But in doing so, aspirin boosts the risk for bleeding in the stomach and brain. The critical question is whether the risk of cardiovascular disease outweighs the risk of bleeding. Right now, the answer is not simple. For people who have already had a heart attack, the benefits of preventive aspirin comfortably outweigh the risk of
To Respond To An Ad
Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together 1602 S. Parsons Ave.,Seffner, FL. 33584 To pLACe An Ad
Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.
major bleeding. For every six in whom aspirin prevents a heart attack or other cardiovascular problem, one person on aspirin experiences a bleeding episode. “If somebody already has evidence of cardiovascular disease, there’s no question he or she should be on an aspirin unless there are some major bleeding issues or an allergy that prevents taking aspirin,” Dr. Bhatt says. Many people taking aspirin have not yet had heart problems, although they may have some risk factors, like high cholesterol or being overweight. When they take aspirin to prevent heart disease from happening, more of them pay a price. On average, aspirin helps only about two people for every one harmed. The balance is unfavorable enough that European cardiologists don’t recommend preventive aspirin for otherwise healthy people. Everyone is different. That’s why it’s important to discuss the pros and cons of aspirin with a doctor before taking a low-dose tablet a day. Harvard Men’s Health Watch.
Lifestyles After 50 • April 2013 • page 37
Sweet Potatoes for Breakfast? Sure, Why Not? M
ore and more, we’re learning that the lowly sweet potato is a food we should take to every chance we have. So, sure, why not for breakfast? The sweet potato is a powerhouse of nutrition. Sweet potatoes are: • bursting with beta carotene (vitamin A) • high in vitamin C • good sources of fiber • fat-free • cholesterol-free.
In fact, the sweet potato has taken top honors in two surveys of the nutritional benefits of vegetables. And, when eaten with the skin, it has more fiber than oatmeal. One medium (4 ounce) sweet potato, baked with the skin, has about four times the recommended daily allowance (RDA) of Vitamin A and almost half the recommendation for Vitamin C. One way to enjoy fresh fruit is to incorporate it into your brunch recipes. This recipe for Sweet Potato Waffles tops fluffy waffles with fresh peaches, plums and grapes. And adding sweet potatoes to the old favorite sausage balls is a nice surprise.
Blend the first 7 ingredients well and let rest for 20 minutes. Make waffles in a waffle maker. Top with fruits and toasted pecans. Add maple syrup to taste.
Sweet Potato Waffles
Serves 8 1 1/2 c buttermilk or plain yogurt 4 eggs 1/2 c sugar 2 1/2 c flour 3/4 Tbsp baking powder 3/4 c cooked sweet potato puree (canned or fresh) 3 Tbsp melted butter 2 peaches, sliced 2 plums, sliced 1 cup grapes, halved 1/4 cup pecans Maple syrup
Sweet Potato Sausage Balls
3 c. biscuit mix 1 c. sharp cheddar cheese, shredded 1 lb. sausage 1 1/2 c. cooked, mashed sweet potatoes Combine all ingredients well. Roll into balls and place on greased sheet pan. Bake at 350 degrees F. for 20 minutes, until brown.
��� � � � � � � � � Insurance Discounts For Mature Drivers Take Your Class Online!
�� �� ��� �
• Study at your leisure, 24 hours a day, 7 days a week. • Simply read the course materials online and then answer a few quiz questions. • There is no need to attend boring classes or listen to long lectures. • After completion, of course we will issue a state-certiﬁed certiﬁcate for you to turn into your insurance company to receive your discount for a three year period.
Have a �Florida’s �� ������ ���������
Driver’s ����� ��������License ���� �������� and are 55 years �����of ���age �����or ���older? ������� Florida Department of Highway Safety & Motor Vehicle Approved Course Lifestyles After 50 • April 2013 • page 38
Take Your Mature Driver Course On The Internet! If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.
To Register go to:
or call 1-800-771-2255
Be Smart About Your Smartphone
our Better Business Bureau urges consumers to be aware that smartphones, in addition to computers, are vulnerable to the same hackers, spammers and malware. BBB has these tips for protecting your personal devices:
Lock your phone. Add a security code to your phone to prevent thieves from accessing your data. Then set your device to lock automatically when not in use for a speciﬁed time.
Update your operating system. Regularly updating your phone closes security loopholes and other back doors in which hackers can use to access your phone without your knowledge.
Beware of unknown apps and links. Do not download any apps or click on links in your email or social media pages without ﬁrst researching the source. They may contain viruses, malware or spyware that can compromise your personal data.
Avoid unsecured Wi-Fi. If you choose to connect to an unsecured or public Wi-Fi network, do not enter passwords or access any personal data. Check your permissions. Check all of your apps to see what data they are accessing and revoke permissions for info those apps don’t need to operate. Delete “smishing” texts. Like “phishing,” “smishing” schemers often pose as banks or lottery sweepstakes asking customers to contact them immediately about a pressing issue that needs to be discussed. Do not reply and erase the message immediately. Erase old phones completely. If you’re selling, donating or recycling your old phone, ensure all your data is completely erased and the phone is returned to factory settings before letting it out of your possession. For more consumer tips visit BBB’s News Center and like them on Facebook to stay up-to-date on the latest facebook.com/westﬂoridabbb.
Full Service General Dentist • In-House Lab Serving The Dental Needs of the Community Since 1974
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Find Us On
Find fun pictures, videos and info, or share your comments with us! Visit twitter.com/MaturLifeStyles (without the “e”) Or go to our website: www.lifestylesafter50fl.com and click on our Facebook icon.
Lifestyles After 50 • April 2013 • page 39
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Florida Blue is Floridaâ€™s Blue Cross and Blue Shield plan. *You must continue to pay the Medicare Part B premium. The Zero Monthly Plan Premium only applies to the HMO and RPPO plans. Florida Blue is a Medicare Advantage organization with a Medicare contract. A Medicare-approved Part D sponsor. Limitations, copayments and restrictions may apply. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, premium and/or copayments/co-insurance may change on January 1 of each year. Florida Blue is a trade name of Blue Cross and Blue Shield of Florida Inc., an Independent Licensee of the Blue Cross and Blue Shield Association. Y0011_74946 0113R2 CMS Accepted