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March 2, 2010 Honorable Christopher Dodd, Chairman Honorable Richard Shelby, Ranking Member Honorable Members, Committee on Banking, Housing, and Urban Affairs United States Senate 534 Dirksen Senate Office Building Washington, DC 20510 Dear Chairman Dodd, Ranking Member Shelby, and Members: Enough is enough. I’ve seen too many of my friends and neighbors lose their homes and life savings because of the reckless tactics of big banks and Wall Street. It’s time to crack down on the abuses and fraud that have left a path of destruction in neighborhoods across the country, especially in communities of color. Hardworking families like mine rely on bank accounts and credit to build a nest egg and move more firmly into the middle class. But poor oversight of financial companies and irresponsible lending has left millions without jobs and at risk of losing their homes. I’m writing to ask you to stand up for me, my family, and my neighbors by supporting the creation of a federal agency solely dedicated to our defense: the Consumer Financial Protection Agency (CFPA). Specifically, communities of color need a federal agency that will: • PREVENT abusive lending tactics and products that endanger our savings and assets. • ENSURE that individuals are able to access the most favorable loan or credit card for which they qualify. • PROVIDE timely and relevant information and advice to average consumers to help them make smarter financial decisions. • COVER all credit and financial transactions, including student and car lending, loan brokering, and payday lending, regardless of the type of corporation that offers the loan. • PRESERVE the ability of states and tribal governments to respond to and protect their consumers. Don’t be fooled by those who call the CFPA unnecessary. Families who have lost their homes and savings have a different story to tell: the status quo is unacceptable. Please stand by everyday Americans by creating a more accountable and fair financial system. Thank you,


Alabama Marta Barberree Gene Ray John Zippert Rich Lopez Brenda Shreve Andrew Woodcock Alaska Lisa Sadleir-Hart Lawrence Weiss Roland Shanks Arizona Martha Elias Eva Dong Dr. Ed Valenzuela Sara de la Torre Elias Galvan Shaya Kraut Rosalee Gonzalez Wayne Danley Mary Adame Leticia de la Vara Deborah Cano Brenda Lopez Stacy Neal Hortencia Gutierrez Celia Michel Emma Munguia Al Preciado Kenneth Fontes Shirley Crawford Tim Worsham Cynthia Zwick Joyce Hemmen Elizabeth Packard Dennis Howerton Betty Hartzler Carrie Sherman Margarita Leyvas Jose Cantu Margaret Britain Sue Frueauff David Frueauff Van Bivens Tom Navin California Roy Stanley Luis Prat Dona Van Bloemen Emma Orellana Linda G. Mora Alicia Gonzalez Julio Quezada Saul Verduzco Erika Alarcon Kristen Valencia Maria Herlinda Perrapato Jessica Juarez Jerry Valadez Juan Lunario Sharon Crocker James E. Vann Lois Corrin Henry Villareal Sara Varela Beatriz Cornejo Marian Cruz Alejandro G. Paul Tidwell

Roberto Rubio Jazmin Segura Bret Polish Raul Colunga Conrado Terrazas Rufus Acosta Antonio Gomez Erik Schnabel Gerald Cox Maria Chavez Joaquin Aranda Lilia Aguirre Ana Rudolph Elizabeth Karan Jorge Fernandez Sarah Hafer Dina Ortiz Louise Lynch Gil Soto Laura Vazquez Monica Viveros Jorge Leiva Pineda Jaime Franco Tram Nguyen Teddy Miller David Root Diana Blanks Arturo Ybarra Mariela Perez Jose Flores Pearl Lea Rigoberto Garnica Delia Pedraza Gabiel Medel Yolanda Rosales Marco Murillo Judy Hunter Becca Alaniz Corinna Gallego Omar Medina Susan Podesta Paula Maestaz Alan Fisher Victor Corral Vince Carbino Chris Vaeth Celia Ojeda-Smith Braelan Murray Cynthia Amador Cheri Thomas Lara Flynn Josie Ramirez Jesus Andrade Joshua Low Amy Friedrich Wendy Nunes Jimilyn Caffery Bertha Medina Yolanda Rico-Chinn Griselda Gutierrez Eduardo Morales Ronald Lopez Sal Lopez Paola Valtierra Miriam-Castellanos Macias Eric Zarate Charles L. Krugman Jacquie Marroquín Caryn Becker Keh Trikandha Alyssa Linares Elisa Baeza Veronica Quincy Melawhy Garcia Karen Marshall Delia de la Vara

Lourdes Maldonado Prerna Lal Millicent Stanford Steven Aispuro Elisa Munoz Panida Rzonca Sivan Butler-Rotholz Ronald C. Faas Juana Daly Carol Villano Francisco Dueñas Gloria Cooper Marguerite Baltazar Adriana C. Brenes-Rios Penny Strowger Elsa Valdez Bryan Todd Patricia Law Edwin McCready Linda Webb James Koss, MD Merci Magdalena Howard H. Jolmes Nancy Wolf Mark Gotvald Judith Schierling Robyn Class John Lowell Cheri Langlois Marcia Henry Vicki Temkin Martha Schwartz Ellen Caprio Minerva Novoa John Boeschen Ellen Rosser Margaret Crimmins Benjamin Labate Bill Wallenbeck L. Williams Melinda Cordero-Barzaga Eric Manke Melinda Felice Jeffrey Haupt Mary McDermott Diana Jorgensen Mark Reback Pat Dressler Murtaza Baxamusa Joel Isaacson Liz Novoa Michael Nichols Mary Lyon Edith Fehling Constance Fitzgerald S. Perry Thomas Conroy Alice Neuhauser Nat Childs Jose Ricardo Bondoc James Israel Raphael Sperry Angela Donnelly Linda Pinkowski Judith Graham Kent Minault Larry Lambert William Nolan Guy Zahller Johnson Reynolds Diana Madoshi John Bailey Michael Tomczyszyn Luranne Drager Brian Dugay Nadiyah Taylor

Richard Rosenstein Carolyn Rosenstein Christopher Grant Richard Olsen Alan Haggard Tim Martinson Thomas Marzolf Sarah Peterson Constance St. Jean Joan Smith Patrick Guillen Victoria Jimenez-Morales Jan Zlotnick Douglas Estes Betsy Lambert Joy Bell Rodney Mara Maxine Lewis Michael Barram Nancy Kenyon Bryan Robles Yesenia Casillas David Hind Colorado Jesus S. Galvan Robert Amador Donna Bonetti Eddie Quintana Kevin Abels Cecilia Flores Michael Neil Lee Esparza Erik Ortiz Laura Sunny Romero Diane Vollmer John Lodenkamper Rhonda Richardson Paul Day-Lucore Christie Kurth Linda Meric Susan Peirce Ruth Remple Rudi Gelsey Dorothy Chamberlin Richard Chamberlin John Bengston Kay Bengston Cecelia Lankutis Pamela Osborne Patricia Mullen Donna Marie Slack Lisa Jo Laptad John Kerber Michele Melio Jim Sickafoose Kara Lucas Peggy Woodward Clayton Hinman Joanne DeHart Jan Peterson Connecticut Mary Ilona Mensik Timothy Alstrum Jeannette Blatz Ed Zumaeta Iris Amorga Vanil Teron Tomas Miranda Kiomary Sotillo Trina Barnes Tim Cole Ramon Espinoza

Ann Steele William Fredrickson Bill McGlone Theanvy Kuoch Mary Ann Bonenberger Andrew Politzer Christopher Cornell Cynthia Maignan Donna Nicolino Delaware Robert Warren Ellen Wasfi Deborah Schultz District of Columbia Elena Lacayo Elvira Felix Nancy Wilberg Ricks Anna Lifson Ellie Klerlein Kellye McIntosh Janis Bowdler Heather Booth Kara Ryan Carlos Orta Veronica Duron Deborah Weinstein Yadira Almodovar-Diaz Lauren Saunders Laura Vazquez Christopher FitzGerald Lautaro Diaz Xandi Aranda Anabell Martinez Clarissa Martinez John Chase Maxwell Emily Martin Susan Weinstock Sara Benitez David Strauss Rev. Douglas A. Greenaway Susan Rees Florida Joseph Segor Carlos Harrison Bill Sauers Jacqueline Pioquinto Tirso Moreno Fabian Videla Griselle Colon Maria V. Rentas Douglas Ochoa Pete Chaviano Rosario Saavedra-Roman Rosa E. Kasse Dino Rodriguez Armando Rojas Sonia Hernandez Janice Allen Morris Roberts Sylvia Alvarez Linda Van Doren Jose Cueto Betsy L. Angert Alicia Torres Roberta Richardson Emily Eisenhauer Lorella Green Alexandra Gordon Jim Hanson Nancy O’Byrne

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Mark Doyle Rebecca Alvin Delia Barajas Vanessa Uribe James Flammang Stan Zaske Patricia Sammann Pablo Barrera Lisa Kosnik Pamela Miller Tom Cordaro Wilbur Zielke David Corcoran Catherine Harned Mary Connolly Laura Fletcher Lavon Bayler Judy Holmgren William Henggeler Nadeen Israel David Brodnax Cyril Robinson Ivonne Canellada Alexandra Sipiora Timothy Warriner Rose Mary Meyer James K. Vines Mary Creamer Kathy Chan Lauren Thiesen Nancy Brandt Bob Palmer Ron Chew Mary Dean Mary Imelda Fischer Chris Giangreco Brendan Saunders Harriet Sadauskas Rachel Herbener Eva Francis Erma McKinney Indiana David Gonzalez Maria Santos Anna Marie Megel Fernando Hernandez Maura Pereira-Leon Flora Johnson John Ormins Norma Rocklage Carlene Quinn Clarita Trujillo Neal Rothman Beatrice Haines Henry Winckler Catherine Mary Norris Reynaldo Hernandez Heather Greenwell Brent Pittman Charlotte Zietlow Marilyn Olson Bill Wilbert Jennifer Burgin Reynaldo Hernandez Jane Pitz Dolores Pieper Theodore Yost Jill Godmilow Becky Reimbold Iowa Lena Avila Robison Carol Barrick

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New York Robert Laragh Lois Evron Steve Weiner Julio Vazquez Grania Marcus Fortuna Calvo-Roth Sharon Wilson Judith Ackerman Louis Guida Alberto Munera Marina Henriquez Jon McFarlane John Wiltse Leslie Cassidy John Ghertner Christopher Moore Janie Simmons J. Alex Guerrero Mendez Elizabeth Silva Jim Bilik Maria Contreras Collier Maria Luisa Contreras Leslie Ramos Gregory Cahn Vanessa Ramos Luis Argueta K. Rojas Margarita Etayo Etike Amelia d’Assuncao Jonathan Harris Haydee Zambrana Kirsten Keefe Gennady Kolker Julieta Rodriguez Tony LaMonte Pete Heitzman Henry Freedman Johnny Rivera James Hill Cathe Giffuni Beth Holden Benjamin Barber Cristina Di Meo Alexandra Ruiz Rick Martinez Vi Ransel Cecilia Pineda Feret Bruce Shames Enrique Rodriguez Vanessa Fox Julio Urrutia Ann Thomas Matthew Brown Patricia J. Kozu Juell Stewart Gloria Ferrer Gregory Wersching Alex Tufel Christine Ward Cathy Rowan Peter Gee Megan Lee Diana Rojek Barbara Lefevre Barbara Humphrey Clare Coss Mary Smith Rachelle Suissa Gladys DeSantiago Rona Taylor ChrisKeeley Jerrel Wenger Denice Park David Hermanns


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Texas

Virginia

Jordan Pakaki Karen Labat David Leal Alan Fiszman Francisco A. Roque Jose Carbajal Larry Scamp Beatriz Leos Olga Medina Armando Rodriguez Ardis Eichhorn Rael Nidess, M.D. Juan Carlos Mata Gabriela Hernandez David Diaz Guadalupe Carrizal John Angel Portillo Fernando Godinez Becky Muñoz Alfredo Chaparro Jose Villanueva Evangelina Agueros Carlota Garcia Juana Sosa Jorge Botello Javier Maldonado Blanca Orona Ashley Thompson Sara Thomas William Carder Shannon Grow-Garrett Laura Pereyra Leslie Kdane Glynden Bode Joseph Rutkowski John Zeigler Agnes Klar John F. Yeaman Teresa Stanley Olivia M. Obregon Juan Flores Linda Olson Diana Gorham R. Ben Marshall Doris Dwyer Erik de Gregorio Dick Bureson Nancy Bureson Don Khan Ralph Niebuhr Juli Kring Jose Perez Peter Hawxhurst David W. Cook Jr. Sara D. Cook Barbara Wiederaenders Jon Engel K. Danowski Aileen Rodriguez

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Petition for a Strong Consumer Financial Protection Agency  

Petition for a Strong Consumer Financial Protection Agency