Your Time Magazine Brisbane - September 2021

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Super sleuth MEET A REAL-LIFE PRIVATE EYE

Trash or treasure WHEN A BOWER BIRD BECOMES A HOARDER

Tempting Tassie

TASTE THE APPLE ISLE’S WHISKY, WINE, FINE FOOD AND CULTURE

BRISBANE EDITION 78 SEPTEMBER, 2021

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I

admit it, I’m a hoarder. While not yet to the stage of tripping over things (I don’t keep empty shampoo bottles) I have quite a collection of stuff that probably should go.

I have stacks of old newspapers I might need one day, glass jars in case I make pickles, and all manner of items that represent “memories”. In my defence, I do know what’s where and I can usually find what I’m seeking.

It must be genetic. My father was a signwriter and when time came to move and clear out paint tins of all sizes from his shed, he was heartbroken. Most contained only oily skins, but it was no consolation.

My mother, the coward, begged me to do it and then cleared off so she didn’t have to see his dismay and hear

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Contents his despairing pleas to spare his collection that he might need one day.

A ruthless friend of mine, one who even threw out old photo albums, can testify to having seen me give a similar performance. He was helping me clear out for a move and put a bright red clutch in the “has to go” bag.

“But it’s like an old friend to me,” I wailed, to which he replied, “you don’t need old friends that ugly.”

As soon as his car was out of sight, I was at the bin pulling stuff back, and got caught red-handed. He came whizzing back up the drive exclaiming that he knew what I would be doing.

The bags went into his boot never to be seen — or missed — again.

When a friend I lost contact with almost 50 years ago got in touch last month, she asked if I wanted an old letter I had written to her in 1972.

Naturally I was delighted to accept.

Glenis Green this month looks at when bower birds (as I prefer to see myself) become hoarders, and how it can be a serious psychological condition. Simply chucking stuff out isn’t always an option.

Hmmm, maybe it is indeed the season for a spring clean.

Dorothy Whittington Editor

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Editor’s note

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FEATURE STORY

Buried in treasures When the line between trash and treasure becomes blurred, it can mean mental health is at stake. GLENIS GREEN investigates where to draw the line of when a bower bird becomes a hoarder and clutter becomes a health hazard.

“W

aste not, want not” was the mantra of Louise’s parents – she remembers growing up with a mum who saved every bit of string and even rewashed plastic bags.

Her dad had a shed full of rusting tools and a paddock of clapped-out farm machinery which had long since had its day. But when does saving everything “just in case” become clutter? And good intentions of re-reading that old newspaper, re-wearing that old dress or finding a use for that stained linen, become hoarding?

We’ve all heard the horror stories of a body being found under piles of hoarded bits and pieces in someone’s neglected home, or authorities being called to rescue

a person from mounds of newspapers, books and household items.

Yet it seems many of us have that bowerbird tendency of hanging on to something long past its use-by and useful date, whether it’s a once-favourite handbag that hasn’t been shopping for years; clothes that don’t fit or you really don’t like; dog-eared paperbacks; fusty magazines; kitchen utensils and appliances; old children’s toys; broken gardening equipment … the list, of course, is endless.

Decluttering will often create emotional and psychological space as well as the physical space, according to psychologist and author Judy Rafferty who is a great advocate of having an annual clean-out. But a major tidy-up and

spring clean is still far short of the very real psychological problem of dealing with hardcore hoarding, According to an instructor in psychology at Harvard Medical School Dr Jessica Rasmussen, TV shows such as Hoarders and Hoarding: Buried Alive have publicised the rarest and most extreme form of hoarding – homes filled floor to ceiling with piles of boxes, knick-knacks and pest-infested rubbish.

Severe hoarders can accumulate so much that they render their living spaces unusable and even dangerous.

She says anywhere from two to six per cent of adults have a hoarding disorder and the condition tends to run in families, a bit like a hoarding gene, with women tending to hoard more than men.

Stephanie Watson, executive editor of Harvard Women’s Health Watch, said a leading hoarder researcher, Dr Gail Steketee, notes that while people hoard for many reasons, one of the strongest seems to be sentimental attachment.

“There is some specific association to an object or an object is seen to represent a person’s identity in some important way,” she says. For example, a woman who views herself as a cook might hold on to every kitchen implement until her kitchen is simply too cluttered to use.

As piles of hoarded items grow, dust can collect and piles can hamper mobility – a danger especially for older adults regarding mobility and respiratory issues.

And then there are the inevitable pest and rodent infestations and fire hazards.

Often family members don’t understand why the hoarder can’t just throw things away and the issue can

become one of great shame and embarrassment. But well-intentioned family members tempted to take matters into their own hands have to be careful of the hoarder’s emotional distress, according to Dr Rasmussen.

Instead, experts recommend cognitive behavioural therapy to help the person better understand the source of their issues and develop problem solving skills.

Amy Revell from National Trauma & Crime Scene Cleaning Pty Ltd based in Australia says serious hoarding is a mental health issue rather than a physical one and such people need professional help.

In her job she has seen more than her fair share of chronic clutterers, many of whom don’t have either the physical or mental energy to downsize their living issues and need her kind of help.

She says there is a difference between overwhelming with objects and living in complete squalor, and she has seen both.

“Just recently we had live mice running through the house while we were cleaning up … often there are illicit drugs involved when it gets to that,” she said.

But over-cluttering with generally older people is as much about giving emotional as well as physical help, especially if disability or dementia are involved.

Amy says she likes to tell her clients to imagine what a family member or outsider would be faced with after the client had gone and reduce their hoarding accordingly while they still have control.

“They need to ask themselves what it would look like to someone else.

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FEATURE STORY and then get rid of the rest,” she says.

Amy agrees times have changed since the 1940s and 1950s when people who had lived through the Great Depression had a fixed mindset of never wasting or throwing out a thing.

“They often think they’re a bad person if they throw out something that could potentially be useful.”

She says obsessive collecting can also get out of hand when it goes beyond displaying collections to having them strewn around the house. Some hoarders often overflow their junk into their yards after they have filled their house first.

“Every job we do is so different, and every person is so different,” she says, adding that in her own home she’s a definite “minimalist”.

Amy says some people simply become overwhelmed by life and one day their clutter has turned into a hoarding situation – often personal belongings or those of a loved one and it can be very stressful for some people to deal with.

“We understand that often people feel too embarrassed to call anyone for help, but we are here to help and will approach situations with the utmost compassion and understanding.

“Clean-up and removal of rubbish and debris from a hoarding site typically involves cleaning that a reasonable person would find uninhabitable due to a combination of filth and debris from hoarding, faecal matter, bodily fluids, excessive trash, expired food, odour, mould, mildew and infestation by cockroaches or other insects.

“All hoarding clean-ups are different but just about all of them require some form of heavy lifting, cleaning, sanitising and deodorising.”

Sane Australia, which runs a helpline and online chat room for hoarders who need advice, says it is often asked, “how can I stop my friend, partner or parent hoarding?”

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It is estimated that between two and five per cent of Australian adults are living with a hoarding disorder and the condition becomes more of a problem in old age.

Items can hold sentimental value or represent an important person or historical event or simply be considered too good a bargain to part with and the inflated sense of attachment to one’s possessions can cause a build-up of clutter over time.

If left unaddressed this can become overwhelming and interfere with a person’s ability to live comfortably and move safely around their home.

“Supporting a loved one with a hoarding disorder can be frustrating and emotionally draining and can sometimes leave you feeling like you’re swimming against the current,” says Sane Australia.

“For friends and family members, hoarding can lead to feelings of anger, resentment, shame or confusion and relationships can easily become strained.

Sane Australia’s basic tips are to focus more on the person and less on “stuff”; simply be there for your loved one; set achievable goals and celebrate the small

victories; allow your loved one to feel in control and encourage them to seek professional help.

Helping a hoarder is more complex than just walking into their house, hiring a skip and throwing out all the items they have hoarded, according to Anxiety Australia. The hoarder would most likely experience negative emotions such as sadness, anxiety and even anger.

Even if the person would permit you to clear out their belongings, the root causes have not been addressed and the behaviour would likely resume immediately with the house, garden or garage filled with more items.

Sufferers need to be encouraged to seek professional help and a good starting point can be their general practitioner who can arrange referrals to appropriate professionals such as a psychologist experienced in treatment for the condition.

Compulsive hoarders can sometimes be prescribed anti-depressants but not all sufferers respond well to medication and cognitive behavioural therapy targeting the features of the disorder has produced better results.

Australians are able to receive psychological treatment subsidised by Medicare if they are assessed by a doctor as eligible for a Mental Health Care Plan.

A red flag is when clutter affects your daily life. You need to ask: • Do you buy many of the same things over time because you can’t find what you already have?

• Does your stuff prevent you from having people over or having enough money?

• Are you late paying bills because you can’t find your bills?

• Do you have trouble getting dinner ready on time?

• Does someone complain about your stuff? Does it cause family fights?

• Are there narrow “goat trails” in your house to walk through between tall mounds of stuff?

• Do you ever feel “I’m out of control” or feel bad looking at your piles of clutter?

There can be five levels of hoarding ranging from the least severe where there are light amounts of clutter, no noticeable odours and doorways and stairs are accessible, to the most severe which can involve structural damage to the home, broken walls, no power or running water, fire hazards and visible rodents.

According to Anxiety Australia hoarders fear losing things they think will be required, have distorted beliefs about the importance of possessions and are excessively emotionally attached to their belongings to the point where throwing things away causes anxiety attacks.

Such people can often be perfectionists, be indecisive, be procrastinators and have difficulty organising tasks as well as avoiding doing basic things like sorting mail, emptying rubbish and cleaning.

Many hoarders have little insight into their condition and thinking they do not have a problem means they are not motivated to engage in treatment.

At the end of the day, it’s not just “tidy house, tidy mind” but uncluttered house, improved mental health and a happier life.

Here are some strategies to help start reducing the amount of stuff.

Ask: • When did you last use it?

• What would it cost and how easy would it be to replace it?

• Does the item evoke happy/good memories or sad/unhappy times?

• Do you need it, want it, or love it?

• How much do you want freedom from your stuff?

• What’s the reason for keeping?

• Are you procrastinating or delaying making a decision?

• Can you gift or bequeath it to someone who can use it?

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BITS & PIECES

LETTERS I’VE just picked up my copy of this month’s Your Time and read your tributes to your colleague, Russell.

While growing old sucks, it’s still better than the alternative.

With our own personal ageing health issues plus the added anxiety brought about by Covid, we really do just have to live and love each day.

Julia Loaney

I STOPPED at the he Health Supplements section of my local supermarket to resupply with Omega-3 capsules. Also standing there was a middle-aged lady studying a container of something or other.

Feeling uneasy standing so close, I re-adjusted my mask, apologised, and commented: “It’s hard to stay healthy these days without swallowing some form of mineral supplement” She replied, “That’s right. I’m lactose intolerant and occasionally need a boost of calcium.”

Although also lactose intolerant, I have never resorted to calcium tablets

as there is plenty of the mineral in whole foods and other inexpensive alternatives to commercial supplements.

We said no more.

Before going too far I happened to spot a dozen eggs in her trolley.

As I walked away, I got to thinking.

What does this lady do with the shells?

Is she aware that eggshells are an excellent source of calcium? Did she repurpose or, like most people, (other than chicken owners who feed them back to the chooks,) consign them to landfill?

I would have loved to have inform her that eggshells, sterilised then pulverised in a mortar and pestle, can be used effectively in many ways.

The powdered form is readily digestible and can be added to cooking, sprinkled on food at mealtime (using a traditional saltshaker) and added to smoothies and other beverages.

Had I harassed her further, she most probably would have reported me to security.

Looking back many years, when I was young and knowledgeable, I would criticise my Mum for not throwing things out – she was always repurposing and saving for a rainy day.

“Mum, we need milk, this bottle smells off!”

“All right dear, leave it on the bench.

Tomorrow I shall make some pikelets with it.”

“Yuk, I’m not eating that!”

But eat I did, and boy they were delicious.

Repurpose and reuse was the creed of her generation, and an adage she would occasionally throw in my face was “save today – survive tomorrow”.

But maybe, in this technical world, that philosophy does not apply anymore. For convenience, each scoop of coffee must come in its own pod, each slice of cheese must be individually wrapped.

A slight bruise or imperfection in a fruit renders it fit for the bin. As a general observation, if we do not fill each of our three monster bins to capacity, we are not supporting the economy. Ah, what luxury. What privilege.

I think, and despair, that street wise today means to drive safely to the supermarket and return with bag-loads of economy saving landfill.

Fortunately, Mum’s penny-wise habits have etched into my psyche.

My philosophy on eggshells is closely aligned with the lyrics of a song by the Monty Python crew: Every shell is sacred, every shell is great. If a shell is wasted, God shall be irate.”

Stan Cajdler

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Hippeastrum papillon is flowering well with the others all in bud.

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Alstroemeria is a lovely perennial that does well here.

Let your daffodils and jonquils die down naturally to ensure good flowers for next year.

Weed, fertilise and water your lawn now. Dandelions are popping up everywhere so pull them out before they set more seeds. Keep sweet peas picked for repeat flowering.

Re-pot now for fast spring growth. It’s also a good time to propagate most plants from cuttings.

Plant all types of summer salad veggies in well-fertilised soil with plenty of compost for best results.

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OUR PEOPLE

Meet the unlikely private eye When you think private investigator a multitude of television personalities come to mind, from Magnum PI to Dick Tracey, but none of them come close to the real world of this Baby Boomer sleuth, writes ALLISON WHITE.

D

uring the past 13 years, Lesley Craig has investigated more than 900 cases, from locating long lost loved ones to finding debtors for collection agencies and witnesses or beneficiaries for law firms.

Rarely has she had to come back with, “all avenues exhausted”.

“I rarely say it but when I do, I mean it,” she says.

A rebellious teenager in the 1960s, she had a brush with the law as a runaway and decided that she would become a police officer. She waited until she was 18 to apply, but at just 5ft tall, didn’t meet the required height and that was the end of the dream.

Lesley focused on making her way through life working in offices – until 2008 when, at a time of life when many would find themselves thinking about retirement, she decided to pursue a new direction.

With an enquiring mind, a memory like a steel trap, and accurate and detailed reporting skills, she had all the qualifications she needed to become a private investigator.

“I have an extremely good memory.

If I’m talking to someone and they ask, ‘do you remember that?’ I can answer with the details right down to the red cardigan she was wearing at the time.

Everything is a picture to me,” she says.

She also has an analytical mind.

“You have to put two and two together and come up with four. You don’t rely on hunches or gut feelings.

You deal with facts only,” she says.

Lesley spent a year studying at the private investigator academy, typing lots of assignments, attending court to observe proceedings in the event of being called as a witness, and doing hypothetical stakeouts in the field.

“We went out in a little bus once, five young men aged 20-35 and me,” she says. “I am sure they wondered if the

little 5ft-nothing lady had inadvertently wandered into the wrong classes.”

After creeping around under the cloak of darkness memorising licence plates and colour, make and model of a subject’s car; having a thorough background check; and putting her fingerprints on record, she was licensed and ready to go.

“The first few months were unproductive but then a thoughtful, well-established PI, gave me a simple job going undercover in a country town.

That led to others knowing about me and from then, business started to grow,” Lesley says.

“At first, it was mainly locating people in and around Australia. Initially, I found debtors were difficult to speak with but over time I learned to listen to their hard luck stories and even convinced some to contact the company that was seeking them.”

Easily the favourite investigations are those to inform people that they have a nice surprise coming their way if they contacted her client, usually a law firm, directly. Locating long lost friends or family comes a close second.

On a recent case, she was contacted by a PI in the UK who emailed saying he had been looking for a woman in Western Australia since 2010, as he had “a lot of money sitting here for her” in a UK account.

The first step was to ask for proof of his credentials and a lawyer’s letter verifying the case and then Lesley set to work. After four weeks of checking and calling, she discovered the woman wasn’t in WA at all, but in Brisbane.

“I spoke to her, and she was thrilled to bits,” she says. “I got her money for her and he rang back to thank me. He also doubled my fee. I was so thrilled as it was my first tip. People move house.

You have to look outside the box.”

Lesley tends to steer clear of spouses seeking ex-partners – “if they were on good terms they would be in touch and not need my services” – and is happy that the few she did carry out were mostly unproductive – that is, there was no infidelity.

“There was one memorable case though. I was to follow and monitor a mature age Brisbane businessman who, according to his wife, enjoyed chatting up younger women at a particular bar on a Friday night,” she says.

“I observed him passionately kissing a woman half his age and was obliged to advise my client, his wife. I’m very glad I was not seated at their breakfast table the next morning.”

Locating people who owe money is not the best side of the business, but it is the most common.

“Many of the guys have asked me to do a field call for them because nobody suspects me when I rock up at a door

saying I’m lost or have lost my dog. I can ID someone and the job is done.”

Lesley says that while she enjoys her work, she isn’t passionate about it. But it just so happens she is very good at it.

“There are ups and downs,” she says.

“I can be yelled at and sworn at or have someone thrilled to see me. It’s a rollercoaster.”

Since Covid, she has spent more time behind the keyboard than in the field, for obvious reasons, but she has had plenty of opportunities to do stakeouts in the past.

“I had the pleasure of being contracted to locate a conman who lived six months of the year in Australia and six months of the year in the US. “He had fleeced many senior Aussies of their money and when I believed I had his correct residential address, I set up an observation post with a male PI so that together taking shifts, we could observe and film the subject.

“Because the instructions were to carry out a 48-hour stakeout, we took turns napping while sitting upright. The result was that the man’s assets were frozen and he was extradited to the US to face court.”

Reuniting family and friends remains a favourite job, although locating adopted children requires not only finding them but also negotiating the reunion.

“It takes a bit of counselling to get them back together. You don’t just hand over a number,” she says.

“A few didn’t work out, but most have.”

And while that famous memory keeps working, so will she.

“Dad worked until he was 86. I still enjoy the work I do and hope to keep going for a long time yet, as I pride myself on using my skills and expertise, as well as discretion and empathy when accepting a case,” she says.

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CARE AFFAIRS

Take time to reflect on regrets We usually go about our business as if our allotted time is endless but with Covid 19 continuing to make life unpredictable, KENDALL MORTON suggests that it’s time to think about any of life’s great regrets.

T

he dark clouds of Covid have led many people to reassess their priorities. In December 2020, Time magazine ran an article headlined Why the COVID-19 Pandemic has Caused a Widespread Existential Crisis. The article suggests the enforced time at home allowed people to reflect.

Psychiatric professor Jacqueline Gollan from Northwestern University said people were biased towards action. When nothing appears to be happening, we have a strong need to do something.

Jewellers report selling more engagement rings. New online businesses are opening. Rural properties are selling fast.

Marriages are down on previous years, probably due to the limits on numbers at weddings rather than a lack of commitment.

In short, the pandemic has led many of us to take stock and make life-changing decisions.

In this reflective mood, we

can learn from Bronnie Ware, an Australian nurse who spent many years supporting terminally ill people at home.

She formed strong friendships and listened to their stories and regrets in their final months. This led her to write The Top Five Regrets of the Dying in 2012.

The book is a tool to help the living check in and hit the reset button. Regret No.1 was “I wish I’d had the courage to live a life true to myself, not the life others expected of me”.

Many of Ware’s patients were angry with themselves for letting other people’s expectations rule them. They were now too ill to fulfil their neglected dreams.

This regret of not living a life true to themselves was the most common.

These words can also hold true for many elderly people with reduced mobility and poor physical health.

They may feel some goals and dreams have passed them by. Add Covid restrictions to this

BE HAPPY, HEALTHY AND SAFE IN YOUR OWN HOME

and life can seem pretty narrow.

In this situation, a friend, family member or carer can help by listening to their regrets.

When people express guilt or anger about not living true to their heart, do not argue with them. Do not attempt to talk them out of their feelings. Their feelings are valid. Just listen.

Many people learn to be self-compassionate in these final months. They stop blaming themselves for what they didn’t do or achieve.

Ware found that this act of treating yourself with kindness led to peace and emotional healing.

Another common regret was “I wish I’d stayed in touch with my friends”.

If a loved one expresses this, encourage them to reminisce.

Perhaps it’s not too late to reconnect with some of these people. Letters, phone calls, Skype, it’s all possible.

Loneliness is painful. We all need to feel bonded to other

people, especially now. There are new friends and old friends.

Long-time friends are especially valuable as they can share your history and your jokes. Hang on to them.

Like Ware, other palliative care professionals report the overwhelming emotion that dying people express is regret.

One way to address this is to write down a set of goals before becoming too frail to act on them.

We have all learnt that life is uncertain. A list gets ideas out of your head and on to paper. A written list can reduce anxiety and remind you that you have agency in your life.

Lists are personal. They can vary from small actions to ambitious plans.

Prioritise your list, put it into action and review it regularly.

Kendall Morton is Director of Home Care Assistance. Email kmorton@homecareassistance. com

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BRAIN MATTERS

The mystery of Alzheimer’s disease Although technology is helping with early detection, uncertainty and controversy still surrounds the cause of Alzheimer’s disease. KAILAS ROBERTS explains the current state of play.

J

ust over 100 years ago, Alois Alzheimer, a German doctor, presented his patient Auguste Deter to his colleagues.

He had first started caring for Auguste when she was 51. At the time, she was suffering a number of symptoms including problems with memory and language as well as psychological disturbance.

Auguste died four years later, and Dr Alzheimer autopsied her brain, which revealed a number of abnormalities.

First, her brain was shrunken – much more so than one would expect for someone of her age. Additionally, he detected two types of abnormal protein deposits in her brain.

These proteins are known as amyloid and tau and their presence in the brain is necessary for us to diagnose what has become an eponymous condition – Alzheimer’s disease.

The build-up of amyloid seems to spur on the development of tau.

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Historically, the presence of these proteins could only be confirmed post-mortem, by performing a brain biopsy – meaning that you could not definitively diagnose Alzheimer’s disease while someone was alive.

Modern technology allows us to detect their presence using specialised brain scans, leading to the exciting prospect of very early detection (and therefore treatment) – even before symptoms develop.

But uncertainty and controversy abound when it comes to the actual cause of Alzheimer’s disease.

Though the proteins have to be present for symptoms to occur, the correlation between the amount of the protein and clinical symptoms is actually quite weak (especially for amyloid). Adding to this, drug treatments over many decades that have targeted amyloid in particular have been largely unsuccessful.

This year has seen the first medication, aducanumab, that may be of some use – although its clinical value is yet to be determined – which does seem to remove amyloid. Whether that translates to improvement in memory and other functions remains unclear.

Amyloid and tau both cause damage to the nerve cells, resulting in the symptoms that we see with dementia, but it seems likely that they occur downstream of more fundamental problems – something else (or probably many things) causes the proteins to accumulate in the first place.

Some of the possible mechanisms include chronic inflammation, loss of neuroprotective hormones like oestrogen, glucose (sugar) regulation problems, infection and damage caused by vascular disease.

There is no doubt that inflammation plays a role in many chronic conditions, and

Alzheimer’s disease is no different. Neuroinflammation – that of the brain – has been repeatedly demonstrated to occur with this illness.

This inflammation could theoretically be due to a number of other things such as poor sleep, poor diet, being overweight, infection, stress, a disordered microbiome, smoking and alcohol.

The link with sugar-related health conditions and Alzheimer’s disease has led to some using the term “type 3 diabetes” to refer to the link between the issues. I certainly make a point of encouraging all of my patients – diabetic or not – to limit their intake of sugar.

A disproportionate number of women suffer with Alzheimer’s disease and one possible explanation is the loss of oestrogen that occurs with menopause.

This hormone is thought to be neuroprotective, and its absence may contribute to the

accumulation of amyloid or limit its damage.

The possibility of infection causing amyloid deposition is also being investigated.

Intriguingly, increased levels of a particular bacterium in the mouth are found in those with Alzheimer’s disease.

One of the chemicals this bacterium produces has also been found in greater concentrations in the brains with more amyloid, at least in mice.

The game remains afoot investigating the true causes of Alzheimer’s disease, but I’m optimistic that we’ll get there in the end.

Kailas Roberts is a psychogeriatrician and author of Mind your Brain — The Essential Australian Guide to Dementia now available at all good bookstores and online.

Visit yourbraininmind.com or uqp.com.au

September 2021 / YOUR TIME MAGAZINE 13

1/09/2021 11:03:20 AM

ACTIVE LIVING

Bone density a risk for blokes too Being able to right yourself will prevent falls and broken bones.

Remember to remove trip hazards from around the home.

Sideway Zigzags – this exercise will improve your balance and strengthen the small muscles around your ankles. You may want to stand near a bench or other stable surface. Start with your legs about shoulder width apart. Move your toes to the left and then follow with your heels so that you zigzag across the floor.

Go a few metres in one direction then in the other direction. Do 3 sets.

Sideways Walking – step across your lounge room or hallway sideways. Return to your starting position. Repeat 3 times. This exercise targets muscles in your ankles, legs and buttocks that do not generally get a work out. It will also engage your core.

Tristan Hall is an exercise physiologist with Full Circle Wellness. Call 0431 192 284 or visit fullcirclewellness.com.au

STUDIES on the importance of maintaining balance for as long as we possibly can are numerous.

Google “balance” and you will see what I mean. Of course, balance is not only a physical thing it also means mental steadiness and emotional stability but let’s focus on physical balance.

Many things affect our balance as we age, the deterioration of our reflexes for example. Medications may affect us, our sight may not be what it was, and of course, rapid changes in blood pressure can all come into play with physical balance.

A fall as we get older can often mean fractures, and in some instances more severe injuries. Bone density may have deteriorated significantly with the ageing process also.

Some simple exercises that you can do at home may assist your balance and therefore reduce your chances of falling.

First, sit in a chair, preferably a dining chair with a straight back. Keep your posture upright, cross your arms diagonally across your chest and slowly stand up.

Practice that as often as you can. If you have difficulty doing it, then use your hands on your legs to assist but work towards sitting up unaided.

Another simple exercise using the chair to stabilise you, is to stand beside the chair, raise one leg and balance for as long as you can. Repeat on the other leg.

You can have a little competition in the house to see who can balance longer. If it is too simple, try with your eyes closed.

You need to ensure you conduct these simple exercises in a safe environment, ideally with someone present while you do them, but make no mistake, balance in all its forms is well worthwhile.

When we are young, physical balance is almost second nature.

Unfortunately, between 40 and 50 on average our balance starts to fade.

In most instances simple exercises can improve your balance. As always, check with your doctor before starting exercise.

Tom Law is author of Tom’s Law Fit Happens.Visit tomslaw.com.au

being overweight or obese.

“Obesity is a genetically complex condition characterised by the excessive body fat,” Dr Mulugeta says.

“Commonly linked to cardiovascular disease, type 2 diabetes, and chronic inflammation (a marker of dementia), obesity costs Australia’s economy about $8.6 billion each year.”

Not all obese individuals are metabolically unhealthy, which makes it difficult to

pinpoint who is at risk of associated diseases, but being overweight generally increases risk of cardiovascular disease and type 2 diabetes.

There are three obesity subtypes: Unfavourable – fat around the lower torso and abdominal area, including the organs with a higher risk of type 2 diabetes and heart diseases; favourable – wider hips but a lower risk; and neutral – low risk of the cardiometabolic diseases.

The study investigated causal relationships of individuals in the different obesity types to establish whether specific weight groups were more at risk. It was found that those with higher levels of obesity had much lower levels of grey brain matter, indicating that they may have compromised brain function.

Even with a relatively normal weight, excess weight around the middle may be cause for concern.

Blokes may think osteoporosis is solely a problem for the wife, sister or girlfriend but while it’s true that women lose bone density dramatically after menopause, writes TRISTAN HALL, men are at risk too.

B

y the age of 70, men are losing bone mass at the same rate as women.

What’s more, because men are older when osteoporosis sets in, if you do break a bone, the complications can be more serious.

The most common breaks are to hips, spine and wrist bones.

One in four men will break a bone due to osteoporosis.

In 2015-2016, there were around 18,700 new hip fractures among Australians aged 45 and over, according to the Australian Institute of Health and Welfare.

This number is increasing due to our aging population.

Of the new hip fractures, 93 per cent were from a fall and almost half happened at home.

What does this mean for you?

The lesson is keep your bones strong, maintain your balance and minimise trip hazards at home. Let’s look at how. The following exercises will strengthen your gluteus muscles which support your hip and keep

the hip’s ball well-centred.

Wall Bridges – lie on the floor with your toes on the wall and your feet on the floor. Push your hips up off the ground so your back is in a straight line down to your shoulders which stay on the ground. Do 10 repetitions holding the top position for 10 seconds each time or what is comfortable.

Clam Shells – lie on your side with your knees and ankles together. Open your top leg by raising the knee. Keep your ankles together. Repeat 10-15 times then switch sides. This exercise works your gluteus minimus and gluteus medius muscles. Take it easy as these muscles need time to get stronger.

Sideway Hip Slides – stand with a post or a dining chair in front of you for support. Lift one leg out to the side and return it to standing position. Keep both feet facing forward. Repeat 10-15 times then switch legs.

These next two exercises can improve your balance. A trip can happen when you least expect it.

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BEWARE THE MIDDLE-AGE SPREAD AS OBESITY continues to expand waistlines worldwide, researchers at the University of South Australia are warning that harmful body fat can also increase the risk of dementia and stroke.

Examining grey brain matter of about 28,000 people, the world-first research found that increased body fat incrementally leads to increased atrophy of grey matter in the brain and consequently higher risk of

declining brain health.

Grey matter is an essential part of the brain responsible for execution control, muscular and sensory activity as well as learning, attention, and memory.

Obesity is a major issue worldwide, with numbers nearly tripling since 1975 and two in every five adults affected. Lead researcher, UniSA’s Dr Anwar Mulugeta, said the findings added to the growing issues associated with

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DECLUTTERING

Tricks to clear the clutter Organising your life sometimes feel like Sisyphus, the king of Corinth who had to roll a huge stone up a hill every day only to have it roll down again, writes JENNIFER ROUSH. You decide to declutter, sort and clean and then in no time at all everything is back.

C

ommon wisdom says it takes 21 days to form a habit - a frenetic burst of tidying followed by no further effort will make things better for a while but chaos will inevitably return.

For long-term change, an organising session is needed and make no mistake, this takes time – often days or even weeks to do it properly.

To get started, pick just one room or space and pull all your belongings out, yes, all of them. While the space is empty, clean it thoroughly.

Once the space is clean, it is time to sort, curate and cull your possessions.

People often struggle at this point as they get bogged down in memories and become unable to decide what to do with a particular item. If this happens, it’s ok (and very normal).

Put the item that is causing you indecision to the side and keep moving.

You can come back to it later.

Once everything is sorted, put everything away. Storage systems are great but don’t make them too complicated. Make sure you are able to see everything and find it quickly.

Consider storing things in baskets on

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The hardest part of the decluttering process however, is not the clean-up but the months following.

Once your environment is sorted you need to sustain the changes.

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AGES & STAGES

by Mocco Wollert

FROM my office window, I look on to a sea of bright yellow flowers. They lift my heart and make me feel happy.

My happiness becomes clouded when the gardener in my retirement village says, “Ah those, they are just weeds, and a real nuisance.”

Not being a gardener or very knowledgeable about plants, I was

intrigued enough to look up the name for those amazing yellow blooms – Coreopsis. What a wonderful scientific name for magnificent yellow flowers but what would make them a weed?

I had to find out more. The dictionary describes a weed as “an unwelcome, wild-type, not- cultivated plant that deprives other plants of space and food.”

What if the good plants deprive the weeds of space and food? Are weeds an abomination put on earth by the creator?

The word “weed” comes from the old English, meaning garment. Hence, the widows’ weeds were black garments worn after a death in the Victorian era.

So where is the connection between garment and pesky plant?

I think that a weed is in the eye of a beholder.

Maybe we should make a different distinction and nominate plants differently: call them “good plants” or “nuisance plants” or “dangerous plants” like the spiky cactus that takes over vast areas remorselessly like a conquering army.

Just as racists are those who deride people from different backgrounds, maybe we need plantists for those who denigrate certain plants as weeds.

Have you ever sung to a plant, played music for a flower bush? I am

convinced, and I am not the only one, that they have feelings.

Calling them weeds to their faces must make them very unhappy. Maybe it is not dew we find on their surface in the early morning but plant-tears.

By now, probably all the gardeners are up in arms. Don’t worry, the man with the big beard on the ABC will explain it all and put your minds at rest.

He will probably also have the answer to my questions: If a tomato plant should suddenly grow in the middle of my finely manicured lawn and produce glorious red fruit, would it still be called a weed?

After all it takes up space and deprives my grass of food.

What about the delicate little white mushrooms that appear in the lawn from time to time, are they weeds too? If so, I love weeds!

I have the suspicion that at times, I might be a bit of a weed in the garden of society, staying too long until I am nuisance, taking over when I should probably be quiet and demure.

Hopefully, sometimes I can be like the weed Coreopsis and give people pleasure and happiness. Maybe the weeds in the garden of your life have brought you, and still give you, joy and comfort.

May you nourish your flowers and love your weeds.

by Cheryl Lockwood

THE first time I cut my husband’s hair was early on in our marriage. I insisted that I could not do haircuts. He insisted that he only needed a trim and I could certainly do it. Close to tears, I suggested a barber. He handed me the clippers.

My Mum always said, as she snipped my brother’s curly locks, that wavy hair was more forgiving of hand to scissor error.

The hair would bounce back and the natural swirl would hide imperfections.

My sister and I, with our dead-straight hair, were not so lucky. Photos show zigzag fringes, victims of Mum’s method of cutting along a line of sticky tape.

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AGES & STAGES of the tape as she mostly cut above it, leaving us with very exposed foreheads.

Another brother got the Tupperware bowl guide for his haircuts, often wearing the bowl to school as it was less embarrassing than his hairstyle, or so he says. She cut Dad’s hair for many years, and he never complained.

With four kids, he was probably willing to risk it for the money saved.

Both my husband and I survived that first haircut attempt and many more since.

I only trimmed my children’s hair occasionally, in case I had inherited Mum’s skills. Hubby likes his hair on the shorter side, so will often ask for a trim between barber visits.

The last time this happened, it had been a busy day, so it was in fading light that we headed to the back verandah. He had the clippers plugged in and ready to go.

Without much thought, I flicked them on and began ploughing up the side of his head. He flinched at the roughness, but didn’t say anything. I was surprised at how much hair came off.

It was thicker than I thought and really did need that trim. Alarm bells should have rung. I was part way around my lap of the skull, when I noticed there was no comb attachment on the clippers!

I’d normally start with a No.3 comb, but in my haste had not attached one at all. In horror, I stopped abruptly.

“What’s wrong?” came the slightly

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nervous query. “Um … sorry,” was all I could say. There was not a lot I could do, but to keep trimming and try for some sort of symmetry. Luckily, he is not a vain man.

“It doesn’t matter,” he said, “I can’t see the back anyway.”

He wouldn’t need to, the carnage spread to the sides. It was even worse than my first effort all those years ago.

Definitely worse. I had turned him into Forrest Gump! He offered to cut my hair the following day. I’m not sure if that was an offer or a threat.

I had a sudden flashback to the late ’80s, when I sported a haircut that bordered on a mullet. Not a great choice, but it did grow back.

For his sake, I hope that there really is only two weeks between a good and a bad haircut. In the meantime, I’ll refrain from yelling, “Run, Forrest, run!” when I pass him in the hallway.

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LOOKING BACK

Humble stokers – the men who sail below When James Watt invented the steam engine it changed a world where nations were connected for trade and warfare by ship and, writes JAYNE KEOGH, it was a pivotal moment for the Navy.

The HMAS Perth was saved by the swift and brave actions of Queensland’s Peter Allom.

T

he Royal Navy moving from sail to steam in the mid-19th century.

That move made ships faster, larger and unaffected by weather conditions, but it also challenged the naval culture introduced 400 years earlier by the father of the Royal Navy, Henry VIII. In the chain of command in all navies, including our Royal Australian Navy, the seamen ran the show.

On the upper decks they worked as a team on the huge expanses of white canvas to catch the wind and currents, change direction or stop. The seamanship skills had barely changed since Henry’s day.

Suddenly, when steamdriven ships were introduced, an entirely different group of sailors and skills were needed to drive ships – the stokers. In the bowels of the ship, their name still differentiates them from the “seamen” on the upper decks.

At that time, they came into the Navy from a very different background – tradesmen, factory labourers and engineers, men

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who worked machines. As the name suggests, they originally, and until the oil engine arrived, literally stoked the boilers with coal. The faster the ship’s speed, the more coal it needed.

A warship on full throttle ate up 40 tons of coal each hour.

It must have seemed like hell, with the heat of the fires, coal dust and back-breaking shovelling on four-hour shifts.

They came off each shift black with coal dust.

Stokers cook a meal on the engine.

Under fire, the watertight doors would be closed and their only connection to the battle above was through the speaking tube to the bridge.

The stokers were a new breed of sailor, selected for their height, body strength, endurance to the continual heat and coal dust illnesses. The job was also extremely dangerous.

Opening the furnace door often caused blowouts, inflicting terrible burns on stokers. Mines

and torpedoes were placed to inflict maximum damage on the engine room and it was a long climb up through hatches and ladders to the top deck.

These conditions, like any group working under pressure, formed strong human bonds. The stokers were no exception and stuck together.

The upper decks were not happy with this breed who understood how to work the new engines, shifting the power from sail and deck to the dark world below. They mistrusted the stokers, but without them, the ship didn’t move. And the Stokers knew it too.

Stokers developed a reputation that endures to this day, in some cases quite unfairly, for being a law unto themselves – big, brawny, hard men fond of fighting, strong drink and womanising.

They were regarded as the lowest of the low on board. This changed as they developed their own hierarchy of petty officers and officers called engineers, but the basic enlisted man was, and still is, called a stoker.

In the transition from steam to oil after World War II, conditions improved for the stokers. The coal disappeared, but engine rooms were still dirty, hot, cramped and dangerous places on a ship. Stokers make up a large proportion of casualties on Australian World War II warships such as Sydney and Perth.

Leading stoker, Peter George Allom, was educated at Toowoomba Grammar and joined the RAN as soon as he could to fight in the war.

While serving in the Mediterranean he was awarded the British Empire Medal for bravery when he successfully fought a fire that had broken out on Essex in Malta.

Essex was fully loaded with 4000 tons of ammunition and moored next to his own ship, HMAS Perth. She took a direct hit from German dive bombers and caught fire. Leading stoker Allom quickly volunteered for this hazardous enterprise and smashed portholes to direct the hoses on to the fire, saving an explosion from the cargo.

Later, in 1942, on her way back to the Pacific, she was hit

with multiple Japanese torpedoes in the Sunda Straits, but Allom was able to escape and make his way to a life raft.

All night he swam from the raft to help other survivors aboard to safety until, completely exhausted, he slipped into the deep. He was 26 years old.

Peter George Allom is remembered on the Plymouth Naval Memorial to the Missing, on the World War II Toowoomba Grammar honour board and Toowoomba Roll of Honour, Toowoomba War Memorial (Mothers’ Memorial) and Australian War Memorial Roll of Honour.

Leading stoker Peter Allom Despite the arduous work of stokers, there is a family tradition of sons following their fathers into the branch.

Stokers Phillip and Russell French, from the Ipswich Branch of the Naval Association of Australia followed their father Jim who served in the Royal Navy on submarines during World War II. Phillip saw service in Vietnam on the gunline on HMAS Brisbane.

Likewise, PO stoker Kerry Kerr from Caloundra also served on Brisbane in Vietnam. Kerry followed his father PO stoker Frank Kerr who served in the Pacific.

The Naval Association of Australia has ceremonies on the last Thursday of every month to honour a different branch of the Royal Australian Navy.

Stokers will be remembered at the Jack Tar Memorial at Southbank (next to the Ship Inn) on Thursday, September 30, 11am. All welcome.

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1/09/2021 11:06:26 AM

ON TRACK

Travel across the generations The younger generation are a friendly lot who tend to be inclusive of their elders. JUDY RAFFERTY finds that it can be rewarding to connect with people of different ages.

I

have great respect for young people of today. I find they are quite different to, I think, the way I was at their age. I find them to be welcoming and inclusive of me – which means that they are generationally inclusive.

Before Covid, I travelled extensively and alone in third world countries.

Mostly people of my age were partnered or accompanied and would politely acknowledge me as I made a bid for conversation.

The young travellers though were almost unfailingly responsive. Time after time I was invited to join them, whether for dinner or to travel on together.

Now stuck close to home base, I try to remember such warmth and give young people and myself the opportunity to converse and interact.

Such inter-generational contact enriches our lives.

As we age it can be easy to let our world contract. If you have grandchildren, you might feel you have this base covered, but I think there is yet more to be gained by moving outside of your own family.

On a recent weekend trip to the

beach, I had two young women place their towels in the best spot just before I could claim the sunny sheltered position. I felt a swell of irritation but managed to let it ebb.

When I laughingly said to the girls that they had beaten me to it they immediately offered to move over and make space for me. How kind and inclusive.

Rather than hanging out with retirement or age similar folk, let’s keep being actively inclusive of younger people so that they can be inclusive of us in return.

I admit I did have to remind myself not to give advice (sage advice I might add) to my beach babes as they shared their stories.

If you are interested in this topic and can see how it might be valuable for you to connect more with differently aged people, there is more information, tips and things to consider in my book.

Judy Rafferty is the author of Retirement Your Way, A Practical Guide to Knowing What You Want and How to Get It. Available at all good bookshops and online.

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INVESTMENT SCAMS INCREASE INVESTMENT scams reported to Scamwatch have cost Australians more than $70 million in the first half of this year – that’s more than the total losses reported in all of 2020.

Scamwatch data shows a 53.4 per cent increase in reports of investment scams so far, up from 3104 in the first half of 2020 to 4763.

In addition to taking victims’ money, scammers often commit fraud or identity theft using information so obtained.

“Investment scams are more prevalent than ever, and scammers are capitalising on interest in cryptocurrency in particular,” ACCC deputy chairman Delia Rickard said. “More than half of the $70 million in losses were to cryptocurrency, especially through Bitcoin.

Cryptocurrency scams were also the most commonly reported type of investment scam, with 2240 reports.”

Scammers pretend to have highly profitable trading systems based on individual expertise or through algorithms they developed. Many also use fake celebrity endorsements to try and enhance their legitimacy.

Victims will initially be able to access small returns sourced from other victims’ initial deposits, but the scammers soon claim problems with making withdrawals and cut off contact.

“Be wary of investment opportunities with low risk and high returns. If something sounds too good to be true, it probably is,” Ms Rickard said.

Losses to investment scams involving Bitcoin have already reached $25.7 million this year, compared to $17.8 million across all of 2020, representing a 44 per cent increase.

Losses to other types of investment scams, including imposter bond scams, Ponzi scams, and romance baiting scams are also increasing, while traditional investment scams are also still common.

In imposter bond scams, scammers impersonate legitimate companies and offer victims the opportunity to purchase fake corporate bonds.

In the first half of this year, there

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were over 58 reports and losses of more than $6.8 million reported to Scamwatch.

Older Australians looking for wellknown respected companies to invest their money in have been the most affected, making up 43 per cent of reports and accounting for almost half the losses.

“These scams are particularly hard to detect because scammers use the companies’ legitimate prospectuses which are registered with ASIC, link to the actual websites and have the correct ABN/ACN details, but scammers change key details such as contact information and bank details,” Ms Rickard said.

“That’s why it’s really important to contact the company using details you source yourself from doing a search online or visiting the company’s website directly, and to seek independent advice no matter how confident you feel.”

Ponzi schemes have also increased.

In the first six months of this year, Scamwatch received more than 400 reports and more than $1 million in losses to the Hope Business and Wonderful World scams.

These scams used advertising on social media sites and had their applications available via official app stores. People invested and were able to make small withdrawals in the beginning before the scammers cut off contact.

The ACCC had the Google and Apple apps stores remove the Hope business app and the main Wonderful World scam app has also been removed.

Investment scams originating through dating apps and websites are also becoming increasingly common. A scammer develops a relationship with the victim and convinces them to invest, usually in cryptocurrency or bond scams.

The advice is never take investment advice, send money or give credit card details, online account details or personal information to anyone you don’t know or trust, and never to someone you have only met online or over the phone.

Seek independent advice from a qualified financial advisor before making any investments.

Call 134 478 or visit irt.org.au/homecare 20 YOUR TIME MAGAZINE / September 2021

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MOTORING

Jeep begins its move away from petrol engines Jeep, celebrating 80 years in Australia, is playing both ends of tomorrow’s automotive game with a hybrid-powered Wrangler and a petrol-engined V8 Wrangler Rubicon now on offer, writes BRUCE McMAHON

W

hile the petrolelectric Wrangler 4xe is said to run at four litres per 100km, the 6.4 litre V8 probably costs at least three times that in fuel consumption to rip on down the road or up the bush track.

Both are claimed to be excellent off-roaders though the plug-in Wrangler 4xe, and its one petrol and two electric motors, is claimed to be both the most off-road capable and the most eco-friendly Jeep on the planet.

The four-door 4xe has a combined power output of 260kw and 600Nm of torque which would be a handy combination for slow and steady four-wheel drive work, and electrification further improves the Jeep’s renowned off-road capability, especially at rock crawling speeds.

Back on road, this 4xe Jeep is claimed to sprint from 0 to 100km/h in six seconds. It has

an all-electric range of around 40 kilometres, full battery charge can take less than three hours plus it can regenerate supply when coasting or braking.

Behind this Wrangler’s traditional seven-slot grille is a 2-litre, four-cylinder petrol engine with twin scroll turbocharger.

At the front of the engine sits a high-voltage generator that replaces a conventional

alternator and is then connected by belt to the engine’s crankshaft pulley.

Along with providing extra torque for the conventional engine, this manages the start-stop system while generating electricity for the battery pack.

A second high-voltage motor generator at the front of the Wrangler’s transmission case replaces the conventional torque converter of an

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automatic gearbox and is built into an eight-speed automatic transmission.

This is another step in the 80-year-old American marque’s move to electrify their entire fleet of four-wheel drives and follows on from the introduction of Renegade and Compass 4xe models.

Part of that move includes charging stations at “trail heads” in four-wheel drive playgrounds in the United States.

And for the diehards, there’s always that V8 petrol Wrangler.

Neither of these two Jeeps are earmarked for Australia at this stage but the Wrangler 4xe does foreshadow a burgeoning move in the US for the electrification of utes and four-wheel drives.

Ford has the all-electric F150 Lightning, General Motors is reviving the Hummer badge with an electric SUV while the Rivian and Bollinger utes are credible challengers to the Tesla

Cybertruck contraption; the Rivian promises 560kW, five-tonne towing and a 640km range.

Alongside these all-new, ground-up designs there’s also a growing US movement to retro-fit electric drivetrains into classic cars, utes and four-wheel drive wagons.

There’ll be more opportunities to commune in peace with nature in an electric four-wheel drive, and instant torque offered by electric motors should be a boon for rock climbing, but for now Simpson Desert treks will maybe necessitate adding a little petrol-powered generator to the load for powering up the next sand dune.

Meanwhile Jeep in Australia is celebrating the 80th birthday of a brand which traces its heritage to World War II with a limited, 130-vehicle run, of dressed-up (and petrol-powered) Wrangler Unlimited Willys.

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1/09/2021 11:31:28 AM

FINANCE

Boost your retirement income While retirement should be a time to make the most of every day, many find their budgets are increasingly strained. PATRICIA HOWARD suggests five ways to help make ends meet.

T

he persistent low interest rate means many retirees are facing even lower returns from precious retirement savings.

It is possible to boost your income by stepping back and thinking outside the square in terms of options. Here are five simple tips to help boost your retirement income.

1. Check your pension. Ensure you are receiving your full entitlements. If the

value of your investments have fallen, or you are earning significantly less income than when you first applied, contact Centrelink to check your details. At the same time, check if you might be eligible for any new programs, such as carers’ payments, rent assistance or the energy supplement. Use your Seniors Card to make full use of the discounts and benefits.

2. Start a side hustle. You can earn up to $300 a fortnight or almost $8000 a year

from working. This is not included in the age pension income test. A side hustle – earning a bit of money on the side – can be mowing a neighbour’s lawn or starting a fully-fledged business. Don’t be put off thinking any money you earn will reduce your pension entitlements.

3. Review your investments. Returns offered on all investments constantly change. Be aware of where your money is being invested and whether you can get a better return elsewhere. Retirement savings are precious and irreplaceable so never trade higher returns for more risk but be mindful of just what the returns are on your investments and whether you can better them with a bit of tweaking.

4. Make money from your next holiday. Think about whether there are options for you to go travelling and rent out your home while you’re away. This isn’t for everyone but there are lots of websites that can help find a safe way of doing this.

5. Sell that junk. Sell the stuff you’ve hoarded. Most local areas have a free Marketplace on Facebook. It’s a great way to clear out the junk in your spare room and meet locals who live near you.

Patricia Howard is author of The No-Regrets Guide to Retirement: how to live well, invest wisely and make your money last (Wiley), and a licenced Australian financial adviser.

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2. MEMORANDUM OF WISHES There may be additional wishes that you would like to stipulate in your estate plan that are not included in your Will. A memorandum of wishes allows you to leave definitive instructions giving invaluable guidance to your executor.

3. SUPERANNUATION People are often surprised to hear that

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Superannuation is held on trust by the trustee of your superannuation fund. It is imperative that you provide that trustee with a death nomination, providing a direction stipulating where you would like your superannuation to be paid at the time of your death. The most common nominations are Binding Death Nominations and Non-Lapsing Binding Death Nominations.

4. LIFE INSURANCE Life insurance can be a powerful tool in taking care of families and loved ones and is increasingly becoming of value when putting an estate plan in place.

5. POWER OF ATTORNEY Power of Attorney allows you to appoint someone to make financial, legal, guardianship and medical decisions on your behalf if you become incapacitated and can no longer make your own decisions. If these are not in place, someone must apply to the relevant state authority to be appointed guardian and administrator and may not be the person you would choose.

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1/09/2021 11:39:00 AM

FINANCE

No excuse for not having a granny flat agreement Granny flat arrangements are nice in theory but can come unstuck in practice. DON MACPHERSON explains why it’s essential to have a written agreement in place. and the first question we ask is – is there an agreement in writing?

Usually, the answer is no.

Then we ask what were the terms of the agreement? Answer: Don’t know, I was going to live there until I died.

What was the plan if the parent got sick? Answer: Don’t know.

What if the child separated? Answer: Not discussed.

The child went bankrupt? Answer:

T

he concept of living in a granny flat close to family is attractive, but it doesn’t always work out as a happy arrangement. By far the most effective way to protect the interests of both parent and child is to make sure the terms of the agreement are in writing.

Certainly, Centrelink encourages any granny flat interest arrangement to be put in writing.

However, until July 1, this year, capital gains tax meant that many people chose not to put their granny flat agreement in writing.

This created real difficulty in sorting things out when things did not work as planned.

Capital gains tax did not arise in every circumstance, but prior to 1 July it could arise in the following very common scenario.

A parent has $200,000 to build a flat on the child’s land. The payment is made, either to the child or a builder, who builds the flat, or extends the house. The parent gets a granny flat interest.

The land does (and must for Centrelink) stay in the child’s name.

However, the child has received a gain, either in cash or increase in value, of the

property, which is no longer solely their principal place of residence.

The ATO then says the child has received a $200,000 capital gain, which has crystallised, and tax must be paid on that amount.

Effectively two arms of government were driving people in opposite directions. Centrelink says – put it in writing. The tax department says if there’s an agreement like this the gain is taxable.

Accordingly, many families decided to do things informally and not confuse the tax department with paperwork, hoping the gain triggered would fly under the radar.

We have previously written about the risks of not having anything in writing in a granny flat arrangement (the full article is on our website), but in summary often events – health problems, separation, bankruptcy, financial difficulty, relocation for work etc – overtake the well-meaning initial intentions.

People often consult us about a granny flat arrangement that has fallen apart, sometimes simply because the parent and child don’t get on anymore,

Never thought of that.

With the new tax ruling from July 1, a granny flat agreement of this nature does not trigger capital gains tax, so there is no good reason not to have a written agreement and many good reasons to ensure it is in place.

Don Macpherson is an expert in granny flat agreements at Brisbane Elder Law. Call 1800 961 622 or visit brisbaneelderlaw.com.au

Don Macpherson is an expert in granny flat agreements at Brisbane Elder Law. Call 1800 961 622 or visit brisbaneelderlaw.com.au

In need of legal advice or information about living in a retirement village or manufactured home park?

The Queensland Retirement Village and Park Advice Service is offering free legal education sessions at your park, village or community group.

For more information and to book our one-hour talks contact Michelle on (07) 3214 6333.

Useful factsheets are available on our website www.caxton.org.au/how-we-can-help/qrvpas/ and YouTube channel.

Copies of these videos can be provided to you on a USB or DVD if this would be more accessible.

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1800 961 622 | www.brisbaneelderlaw.com.au | Newstead, Milton, Murarrie, North Lakes (FREE PARKING) September 2021 / YOUR TIME MAGAZINE 25

1/09/2021 11:39:41 AM

HEALTH

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AUSTRALIA is the skin cancer capital of the world, with more cases per capita than any other country.

One Australian is diagnosed with melanoma every 30 minutes, so with numbers like these, it is important to take skin cancer seriously.

There are a few myths that need to be debunked to be better informed about skin health and cancer risk.

Myth 1: Skin cancer isn’t deadly. Fact: Every five hours, one Australian dies from skin cancer.

Myth 2: Skin cancer only affects older Australians. Fact: Melanoma is the most common cancer in young Australians aged 15-39.

Myth 3: Only people spending lots of time outside need to worry about skin cancer. Fact: 10 minutes in the sun can cause permanent cell damage and skin cancer.

Myth 4: People who tan rather than burn won’t get skin cancer. Fact: Tanning is the first sign of skin trauma, which leads to skin cancer.

Myth 5: People of colour don’t need to worry about skin cancer. Fact: Anyone can get skin cancer, regardless of skin colour.

Myth 6: There is no need to worry about skin cancer in winter. Fact: Continuously high UV levels in Australia cause skin cancer all-year round.

Myth 7: Doctors can remove moles before they turn cancerous. Fact: Skin cancer can develop very fast, sometimes within weeks or months. Without regular skin cancer checks, you might be at risk without knowing.

A skin cancer check with a specially qualified skin cancer doctor is the best defence. The sooner a skin cancer is identified and treated, the better the chance of avoiding surgery, potential disfigurement or even death.

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HEALTH

The bare bones about beating osteo Calcium and osteoporosis are two conditions related to the bones. TRUDY KITHER explains that it’s a common misconception that women get osteoporosis because they are lacking calcium.

S

everal research studies have shown that women who take large amounts of calcium are twice as likely to have a heart attack, especially if they are post-menopausal.

Most osteoporosis is not a calcium problem as such, but a problem with cortisol, the stress hormone made by the adrenal glands.

Often it is when menopause hits that you find your adrenal glands have been overactive throughout your life, and now they are worn out.

The adrenal glands are the backup glands to the ovaries and make oestrogen. Over time, they become fatigued through long-term stress, illnesses, surgeries, and a host of other issues and can’t do their job as backup.

High cortisol is destructive to the bones as it destroys the protein and calcium. You also lose your other minerals along with vitamin D levels.

So, instead of taking calcium, start to reduce high cortisol.

It’s rarely a high calcium problem.

High calcium levels will double the chance of getting a heart attack because calcium needs a transporter vitamin.

One of these transporter vitamins is D, as it transports calcium into the blood. Vitamin K2 then transports it all the way into the tissues. It mobilises the calcium from the arteries and soft tissue and puts it into the bone.

Vitamin K2 is in many fats, grass-fed butter and egg yolks (all the things doctors tell you not to consume if you have a heart problem!). But you really need vitamin K2.

You can obtain these vitamins in tablet form for therapeutic benefit (vitamin K2 would be 100mcgs and D3 10,000IU). Take them together with cod liver oil. This is a beneficial treatment protocol to protect bones.

Vitamin K2 and vitamin D3 will transport calcium into the bones and are very protective, but you will still need to lower your cortisol. In doing this, an added benefit will be that vitamin D3 levels will go up.

If you already have osteoporosis, you will need to take some calcium but make sure it’s not calcium carbonate which is just crushed limestone.

Check out what form of calcium you are taking and if it is, then stop. You

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for menopausal symptoms. “It’s outrageous that it’s so difficult for women to access this hormone through menopause. Its success in treating breast cancer and other ageing diseases just isn’t being reported.”

Mitchell asked retired breast cancer surgeon and testosterone therapy researcher Dr Rebecca Glaser, why it wasn’t being used.

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might as well swallow cement.

Take any of the forms of calcium – citrate, lactate, phosphate, gluconate but not carbonate.

If you have osteoporosis, using all these treatments together can be an excellent to strengthen and protect bones without increasing risk of heart attack.

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It’s almost impossible to get correct levels of Vitamin D from food other than cod liver oil, but you can get it from the sun.

It will take a bit of time to restore your body from osteoporosis because it has been majorly run down and depleted for a long time. It will not be restored in two months. You need to practice these treatments consistently for a few years.

However, it can be improved over the years if you take as much of the beneficial vitamins as you need.

There is no “one size fits all” approach. We are all individuals with individual issues.

However, starting with these treatments and lowering your cortisol and stress levels will go a long way to improving bones without increasing risk of other health problems.

As always, check with a health expert before embarking on any treatment program.

Trudy Kither is a naturopath and owner of Nature’s Temple. Visit naturestemple.net

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27.indd 3

Shop 3/9 Valente Close, Chermside

September 2021 / YOUR TIME MAGAZINE 27

1/09/2021 11:41:38 AM

ADVERTISEMENT

The artistic vibe will be alive and well on October 29, 30 and 31 Spring is sprung, the grass is riz, I wonder where the arࢼsts is?

(With apologies to Anonymous the poet and all the grammarians out there).

Wonder no more! They’re ge ng ready to throw open their doors to visitors for the great Granite Belt Art and Cra Trail, which will be held across three days on October 29, 30 and 31.

Art lovers will be able to meander around the Granite Belt on their own selfguided ar s c jaunt. About 30 ar sans will share their wares and knowledge—and even help some of their visitors take the first steps in their own ar s c journey.

So much is on offer that the most difficult part will be choosing! Get a quick introduc on to all the ar sans at the website www.gbart.org.au, where you also make all your bookings. (Everything,

even free demonstra ons, must be booked in advance.) Choose your own level of involvement—there are opportuni es for both apprecia ve viewing and ac ve doing. GBART is essen ally an immersive experience, so there are many, many opportuni es to have a go. It could be the start of a whole new world of crea vity for you.

For viewing, the choices include a photographic exhibi on and demonstra ons ranging from wheelthrowing and raku to watercolour pencil and the art of oil pain ng. Listen to a talk on taking your art supplies into the field, see candlemaking, join a public art walking tour and watch how a useful bag can be made from a pillowcase or an animal feed bag. There are myriad opportuni es for purchasing art for your walls, sculptures

for a special corner, or even a frying pan for your own kitchen masterpieces.

Or really get hands-on. Have a go at cheesemaking, try resin art, make a pinch pot, do some alpaca fel ng, take an acrylic class or get crea ve with some precious metal clay. Immerse yourself in cardmaking or poured glass art or candlemaking.

There’s an art to cra and there’s definitely a cra to art, and this is your chance to try your hand at both.

Even the official opening, Fresh Canvas, has a touch of the arts. Performing arts, that is. local songbird Teri Welles and Jazzify will present the entertainment for the night on Friday, October 29 at the showgrounds. Slip into your semi-formal party clothes, prepare your tastebuds for a delicious meal by local chef Jason Costanzo and expect to have a great me.

While you’re at the website at gbart. org.au to book in for the opening event, demonstra ons, classes and studios you would like to a end, you can also order a picnic hamper to pick up for any day of the event. That way you can stop and have lunch at a me and place that suits you.

Art comes in all shapes, sizes and materials on the Granite Belt. It’s a cornucopia of cra smanship, presented against a backdrop of wonderful spring me landscapes, local wines, fresh produce and gourmet goodies. Don’t forget to book your accommoda on straight away too.

Please book everything, even the free stuff on gbart.org.au so we can manage our venue capacity for social distancing, and give everyone a fair go.

For more informa on go to: www.gbart.org.au

29, 30 & 31 OCTOBER 2021

!

S Y A D E G U 3H

MEET THE ARTISTS • WORKSHOPS • DEMONSTRATIONS • STREET ART

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GBART.ORG.AU

AN OPPORTUNITY TO GET CREATIVE & HAVE A GO!

28.indd 2

1/09/2021 11:59:10 AM

WHAT’S ON

SHAKESPEARE BECOMES ALL FUN AND GAMES ONE of Shakespeare’s best-loved plays, A Midsummer Night’s Dream, is reawakened in an enchanting new production coming to Redland Performing Arts Centre this month.

Directed by Bell Shakespeare Artistic Director Peter Evans, this fresh take on Shakespeare’s classic comedy is filled with magic, mirth and mayhem.

Love is in the air in Athens – and it’s contagious. Besides the royal wedding,

which is just days away, there are young lovers dreaming of enchanted futures together.

Hermia and Lysander are besotted with one another, while Helena adores Demetrius. The only snag is that Demetrius loves Hermia – and he’s got Hermia’s father on his side, so nobody is happy. (Shakespeare wasn’t kidding when he said the course of true love never ran smooth.)

Determined to be together, Hermia and Lysander meet in a moonlit forest with plans to elope. Following hot on their heels is Demetrius, who in turn is pursued by a lovelorn Helena. But the young lovers are not alone in the forest.

Nick Bottom and his hapless bunch of tradies have gathered to rehearse a play to be performed at the royal wedding and, hidden from human eyes, a mischievous sprinkling of fairies are also in the forest that night.

The three worlds collide in an explosion of comic confusion that throws the future of all the lovers into jeopardy.

This production is quick as a shadow.

Fast, funny and family-friendly, this is A Midsummer Night’s Dream reimagined.

Critics have lauded Bell Shakespeare since its inception more than 30 years ago, with Australian Stage praising the company for mastering “the art of presenting Shakespeare in a manner that is accessible to the modern-day audience, while still endearing those who love the tradition”.

Redland Performing Arts Centre, Cleveland. Saturday, September 18, 7.30pm. Tickets $25-$50. Bookings: RPAC Box Office 3829 8131 or visit rpac.com.au (booking fees $5 by phone and $6 online).

LOGAN LOVES SENIORS THE City of Logan will launch next month’s Queensland Seniors Month celebrations by hosting its own “Logan Loves Seniors Day”.

The popular, free community event aims to connect seniors with the many lifestyle and social opportunities available in Logan.

The fun day out will provide attendees with lots of information from exhibitors, including fitness, physio and wellness experts.

There’ll be cooking demonstrations, delicious food and

plenty of engaging workshops and activities, including planting your own succulent or taking part in a Zumba class.

It’s all free but for just $8 you will be able to wrap up the day by watching the feature gala entertainment of the Rocketman Flying Solo show – an Elton John tribute.

Logan West Community Centre, Wineglass Drive, Hillcrest Friday, October 1, 9am-3pm Visit logan.qld.gov.au/seniorsday

OLDER WOMEN GET TOGETHER WOMEN over 50 are invited to join a new group on Brisbane’s northside.

The new branch of the Older Women’s Network (OWN) meets in the community room at The Atrium, Lutwyche Retirement Village, 15 High St,

Lutwyche. The next meeting is September 15, 10 am. It’s an opportunity to meet new women, join in social activities and make new friends.

Call 3358 2301 or visit ownqld.org.au

Beethoven Sibelius

FRI 1 OCT 7.30PM + SAT 2 OCT 3PM & 7.30PM, CONCERT HALL QPAC Sibelius Violin Concerto in D minor Beethoven Symphony No.7 in A

Brisbane

29.indd 3

September 2021 / YOUR TIME MAGAZINE 29

1/09/2021 12:01:24 PM

WHAT’S ON

POPS BRINGS BACK ITS CELTIC SPECTACULAR

THINK River Dance, Scottish kilts and pipes, Irish whistles and fiddles and tender love lilts – windswept moors and craggy hills across the great Celtic musical landscape.

The vibe comes alive when the Queensland Pops Orchestra presents a Celtic Spectacular.

Musical director Patrick Pickett, a true Lord of the Dance, will swirl his baton as he works the rich seam of Celtic classics in one of the Queensland Pops’ most requested series concerts.

Hear the legends, the fables, the humour, the melancholy and the euphoria come to life with some of Australia’s best-loved singers and traditional instrumentalists and dancers.

Give a warm welcome back to special guest stars Gregory Moore and Sarah Calderwood, who will combine the best elements of Celtic music into one unforgettable package.

Moore has donned many a kilt since his first Scotland The Brave in 1998.

His stage credits are numerous and colourful – an original member of the Ten Tenors, touring the world with the acclaimed Australian production Scotland The Brave, musical events producer for the Brisbane City Council, and a regular star on international cruise ships.

Sarah is an ARIA-nominated performer, uniting classic and

contemporary folk music as a singer, storyteller, composer, and flute and tin whistle player.

Her silvery voice is organically pure yet laced with steel – and she has been described as passionate, enigmatic, lyrically brilliant and richly musical.

Returning to showcase his traditional Irish music talents is Kevin Higgins, who plays the concert wooden flute and is a master of the Uilleann Pipes, both of which he plays extensively as soloist and in bands throughout Australia and overseas.

Savour the spectacular precision of the all-star line-up of dancers, who will be the crowning glory of this Celtic spectacular – the Watkins Academy of Irish Dance, the OzScot Highland Dancers and the glorious strains of the BBC Pipes and Drums, all of which promise to awaken the ancient spirits and leave audiences spellbound.

Concert Hall QPAC Saturday October 9, 2.30pm and 7.30pm. Bookings qpac. com.au or call 136 246

ACT 1 PRESENTS A REAL THRILLER INTRIGUE and drama are assured in the new production from the Act 1 Theatre Company.

Scotland Road is a Gothic psychological thriller and a study in self-identity and makes pure entertainment.

In the last decade of the 20th century a young woman in 19th century clothing is found floating on an iceberg in the middle of the North Atlantic.

When rescued she says only one word: “Titanic”.

A mysterious man named John has arranged to interrogate her to break her story and get her to confess she’s a fake. His only clue is an enigmatic reference to an unknown place called “Scotland Road.”

Who is she, really? What is her connection with the famous ship? Could she actually be, in some supernatural way, a

survivor? Is she just playing an elaborate confidence trick?

What is behind the obsession of the enigmatic man trying to break down her story? Where, or what, is Scotland Road?

All will be answered next month when the Act 1 Theatre Company presents Jeffrey Hatcher’s masterpiece, Scotland Road. Directed by Steve Pearton, the play was written after the discovery of the wreck of the Titanic but before James Cameron’s 1997 movie or the musical.

Old Pine Shire Hall, 238 Gympie Rd, (cnr Hall St) Strathpine October 15-16, and 22-23, 7.30pm, October 17 and 24, 2pm.

Ticket $20, concessions $17 Bookings trybooking.com/ BTTMJ

e presents...

Act 1 Theatr

Written by Jeffrey Hatcher / Directed by Steve Pearton

~ PERFORMANCE DATES ~ 15, 16, 17, 22, 23, 24 October

Bookings online only securely via https://www.trybooking.com/BTTMJ

Tickets $12 Members / $20 Non-members / $17 Concessions/Students ACT 1 THEATRE PINE SHIRE HALL, 238 GYMPIE ROAD, STRATHPINE An Amateur Production by arrangement with Music Theatre International Australasia Pty Ltd, on behalf of Dramatists Play Service, Inc.

VISIT, LIKE AND FOLLOW ACT1 THEATRE ON FACEBOOK 30 YOUR TIME MAGAZINE / September 2021

30.indd 2

Brisbane

1/09/2021 12:05:12 PM

WHAT’S ON

GREEN HEART GOES ONLINE

CELEBRATE SPRING WITH A WALK IN THE CITY TRAVEL restrictions don’t apply and you can get the thrill of exploring new things with a walking tour of your own city.

Even for those who think they know Brisbane well, Museum of Brisbane’s walking tours will re-ignite curiosity.

It has launched a new public art tour which showcases the art, history, and culture of Brisbane’s public sphere.

Gather a group of friends, call a date, and be delighted by familiar favourites and hidden gems of the city.

The Museum of Brisbane’s Public Art Walking Tour introduces the city’s public art and dynamic additions to Brisbane’s squares, lanes, foyers and streetscapes.

Featuring work from the early 1900s, to modern installations and laneway art, this 90-minute tour will showcase Brisbane from a new perspective as you explore the artist’s response to a place, concept and time that can give a sense of, or question, who and where we are.

Visit museumofbrisbane.com.au

BRISBANE’S favourite sustainable living event is going virtual with an exciting online program.

The event was scheduled for September 5 at Carindale Recreation Reserve but uncertainty around Covid has led to its change to a virtual format.

Presented by the Brisbane Sustainability Agency on behalf of Brisbane City Council, it will now be a week-long “virtual fair”.

Residents will still be able to collect their free native plants, with a number of pop-up stalls in locations around the city from September 20-26.

Visit greenheartfair.com.au

9am-3pm, Friday 1 October Logan West Community Centre Wineglass Drive, Hillcrest Connecting Seniors with a wealth of lifestyle and social opportunities in Logan.

Featuring: lasting memories information and enjoyment engaging workshops and activities exhibitor stalls For more info head to logan.qld.gov.au/seniorsday

Shakespeare’s classi sic c co come medy dy is reawakened in th thiis bre eat athl hles hl es ss production n brimm mmin mm ing g wiith h magic c, mirth an nd ma mayh yhe yh em. em As qui uick k as a shad dow ow, fa ast, stt, funn ny and fami f amily y-f -frien ndly y, this is perffor orm mance nce is s not ot to o be e mis ssed!

– The Age e

“Exqui uisi site tely ly y joy y ful” l”” – Her eral ald dS Su un

SAT 18 8 SEP PTEMBER, 7.30PM REDL L AN AND D PE PERFOR ORM OR MING G AR RTS CEN ENTR T E – CO C NC NCER ER RT H HA ALL LL

Gala entertainment with the Rocketman Flying Solo show.

TICKET TICK ETS: $25 2 –$ $50 WWW. WW W.RP RPAC AC.COM COM.A AU OR 382 829 29 81 813 31

This project has been assisted by the Australian government through the Australia Council for the Arts, its arts funding and advisory body.

Booking fees: $5 by phone and $6 online per transaction

Brisbane

31.indd 3

September 2021 / YOUR TIME MAGAZINE 31

1/09/2021 12:06:39 PM

RETIREMENT LIVING

TRY BEFORE YOU BUY AT SEASONS WITH many seniors reconsidering their living options during the past 18 months, Seasons Mango Hill is offering a “try before you buy” take on traditional retirement living.

Research suggests that moving to a new house is one of the top five most stressful events in life. By offering the opportunity to come in and trial the community lifestyle and new home, Seasons aims to remove stress and uncertainty from future residents.

Sales consultant Cheryl Evans said prospective residents could experience what life would be like at Mango Hill.

“They can meet their future neighbours and share a meal with them and take part in our activities,” she said. “It is unique and provides peace of mind.”

Throughout a “try before you buy” stay, seniors enjoy the privacy of their own self-contained luxury apartment for a minimum three-night stay.

All meals are provided and prepared

CONNECTING MEMORIES WITH DANCE

fresh onsite by a qualified chef. Furry friends can come along for the stay as the community is pet-friendly and there will be access to all onsite amenities and lifestyle activities.

There is also the added security of knowing 24/7 onsite care is available, if and when they need it.

Expanding over three stages, Seasons Mango Hill has luxury one, two and three-bedroom apartments, and extensive onsite amenities from a cinema to hair salon and soon, a new pool.

Call Cheryl 0411 654 026 or visit seasonsliving.com.au/mango-hill

Clare Apelt leads dancing at Tabeel Aged Care, Laidley.

AGED care residents at Lutheran Services’ Tabeel community in Laidley are preparing for a dance performance that brings treasured memories to life.

Currently in rehearsals, If Only I Could features aged care residents and four

LUXURY LIVING IN THE RAINFOREST

RETIREES CAN HAVE IT ALL

AFTER visiting many different over 50s communities, Brisbane couple Paul and Catherine Hemmings couldn’t go past B by Halcyon for their next chapter.

The pair are excited to swap their home on 1ha for one of the community’s homes in the Rainforest Series of larger blocks and impressive extra features.

“We looked at quite a few communities, and we were very impressed with Halcyon in relation to a range of things,” Paul said.

These included design, masterplanning, facilities and environmental considerations which made the Buderim community the standout choice.

Regional project director Chris Carley said the Rainforest Series was about homebuyer choice and flexibility.

“All of these homes come with a stone façade and a Tesla battery, further cementing B by Halcyon’s commitment to our greenest homes ever,” Chris says.

“Buyers can choose between a bigger home with a media room and study or have more outdoor space with a big yard and atrium.”

DECIDING to move into a retirement community can be difficult – it’s a time of life-changing options and possibilities, and often fear of the unknown clouds the benefits. Here are some things to look forward to: Research shows that relationships support positive physical, mental, and emotional health. Moving to a retirement community gives plenty of opportunities to make friends and connect meaningfully with people who share similar interests.

Extensive social and leisure facilities Retirement communities are designed to create an atmosphere that is like home.

Typically, it has manicured gardens, function rooms, and activity areas. Some ofer a more luxurious lifestyle with swimming pools, tennis courts, cinemas, and beauty salons.

Because of the accessibility of various free amenities, people tend to become more physically active, participating in various social activities such as exercise classes, Zumba, swimming, movies, cooking, music, and bus trips.

B by Halcyon also features five-star health and wellness facilities, including a 25m covered and heated magnesium salt pool with spa, outdoor resort pool, gymnasium, yoga lawn, massage and therapy treatment rooms and beauty salon. lifebeginsathalcyon.com.au

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Your Health. www.getgofitness.com.au 32 YOUR TIME MAGAZINE / September 2021

32.indd 2

There’s no stress keeping up a house – no maintenance, and none of the financial burdens of home ownership.

Safety and peace of mind Many communities are protected by gates and/or security. Homes are often equipped with handrails, non-slip mats, and motion-sensor alarm systems to make it easier and safer to move around. Some have access to medically trained staff for immediate help.

The only thing left to worry about is cooking and that can be covered too.

Gourmet Meals delivers delicious and wholesome meals to the doorstep at retirement villages in Brisbane.

For a menu or delivery options visit gourmetmeals.com.au

CAN YOU SPOT THE MELANOMA?

FIRST SESSION FREE - FIRST KILO FREE

TRAINER

professional dancers recalling, recreating and reliving much-loved memories through movement and dance.

Tabeel Creative Lifestyle Coordinator Ruth Tolhurst says residents are thrilled by the rehearsals, which helps them to tap into their memories.

“By connecting with their memories, residents feel validated – that their experiences happened and meant something,” she says. “We have been exploring pivotal memories and this informs the dance.”

Residents might look at chores from their childhood, such as washing the dishes or hanging out the washing and transform this into a series of movements.”

For the stars of the show, the Tabeel residents, rehearsals have become a highlight of the week.

Funded by Arts Queensland and Lutheran Services, If Only I Could will be performed in Laidley later this year.

Visit lutheranservices.org.au

LOSE WEIGHT

Melanoma can be invisible to the naked eye. A skin cancer check could save your life.

GAIN STRENGTH MORE ENERGY

SCAN ME

BETTER HEALTH FEEL YOUNGER

Coorparoo | Lutwyche | Redcliffe

Find a centre near you: skincancercentres.com.au Brisbane

1/09/2021 12:07:22 PM

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1/09/2021 12:08:01 PM

The WORLD in Your Hands

Travel in Your Time

Tasmania beckons with scenery, history, fine food – and whisky

Explore new tastes in whisky at one of Tasmania’s distilleries.

T

wo weeks touring in Tasmania, layered up for winter weather in one of those Aldi special merino undershirts, is almost enough time to embrace the scenery, history, foods and dozens of whiskies on offer.

Plus, there’s Hobart’s renowned MoNa museum, which is full of surprises in new and old art pieces. To the east is Port Arthur’s convict settlement ruins and then there’s those Tasmanian Devils.

Now add world-class distilleries and breweries to the list of reasons – excuses even – to take a tour. There’s no need to go walking with wombats in the wilderness to enjoy the island.

Hobart is home to the famous Salamanca Markets. It’s worth staying nearby for the short stroll to the bustling Saturday markets with tonnes of Tasmanian foods and crafts alongside the likes of (delicious) wallaby burritos and excellent coffees.

Leave some room for the rock lobster rolls at the 1829 Whaler pub. Or perhaps something fancier at Salamanca’s fine dining restaurants. And around the back here is the shelf-crammed Hobart Book

Shop if an afternoon turns gloomy.

The historic waterfront is also close to the MoNa ferries’ berth. This museum is another must-do experience for entertaining and enlightening art in a spectacular underground space. The caverns alone are a work of art, carved out of rock to suit art pieces from dramatic modern installations to Sidney Nolan paintings and 17th century maps of Asia.

Allow too, a day out of Hobart for a trip to Port Arthur and the remains of the island’s brutal penal colony.

But out in the countryside, there are also the charms of early histories, such as bed and breakfasts on heritage sheep farms. The 1828 Rathmore at Hollow Tree in the Central Highlands is a most hospitable spot with accommodation from grand old bedrooms to smart shearers’ quarters plus sumptuous evening meals.

This isn’t a bad spot to headquarter for a couple of days as it’s handy for exploring New Norfolk and the overflowing Willow Court Antique Centre, with its lawns adorned with old cars, truck and tractors.

And for heading out to southern distilleries in the area for wee drams such

as Shene’s Mackey whiskies, which are served up in re-purposed colonial buildings at Pontville.

From top to bottom, Tasmania’s fresh feeds – sea food and lamb in particular – alone are worth the tour. In between the chase for fine food and whiskies there are scenic drives all over, just remember winter roads may see snow and ice – C roads could well be unsealed, but the highways are quieter at this time of year.

Launceston’s National Automobile Museum of Tasmania is an easy walk from the city centre and, while small, has a top collection of road and race machines.

For the more casual tourist, flowing roads through midlands sheep country are enticing while the north-west coastal run from Devonport through to old-time Stanley is enchanting with scenery reminiscent of an Irish coastline.

And here’s a thing other states and tourist destinations may consider – there’s a distinct lack of unattractive roadside

IMAGE: PAUL COUNTY

IMAGE: SAMUEL SHELLEY

Tasmania is awash in whisky and that’s a good thing, writes BRUCE McMAHON after his winter tour. But Australia’s island state is also a destination known for its breweries, fine fresh foods, mountain lakes, museums and scallop pies.

Roadside apple store makes a pretty picture.

billboards across the island where it’s mainly neat, and uniform, road signs to hotels and attractions and such.

For inside experiences, Devonport boasts the Antiques Emporium (maybe the biggest and best in any state), a good Irish pub with atmosphere in Molly Malones, and, a little south of town, the small Seven Sheds outfit, brewers of the finest of beers.

There are many great craft beers across the state, although the problem is some are small batch brews and, having moved to the next town, there’s the need to start again when the sun goes down. Bugger.

Hellyers, yet another distillery of note, is outside Burnie and over at the village of Stanley is the Angel’s Share, a small bar where all the best of Tasmanian whiskies can be sampled in style with Sam. None are particularly cheap but are all varied and very good, further proof that whisky doesn’t have to be scotch.

There are of course, across the island, many fine gins and wines to be tried plus vineyards to be visited, though some may be closed for winter.

And there are wonderful cheeses at farm outlets such as Ashgrove plus rich chocolates and fudges at Anver’s factory (both in the north) and flavoursome pepperberry salts and roasted nuts and crisp apples and cider, along with fulsome scallops and crays and mussels and chowders and oysters and more, all over.

Much of this was known, some of it appreciated, before this tour. What brought fresh delight, was exploring new tastes in whiskies at places such as the Launceston Distillery.

It’s based in an old Ansett hangar where a short tour combines aviation history and an articulate explanation of how Tasmania’s fine waters and grains are today producing another chapter in the book of the island’s many attractions.

See discovertasmania.com.au

HERMAN’S TOURS & TRAVEL DAY TRIPS FROM $36 Saturday 13 November 2021: Eumundi Markets...............................................................................$36 Saturday 20 November 2021: Sirromet Wines ..................................................................................$137* Saturday 4 December 2021: Christmas Lunch Kawana Surf Club ..................................................$125** Tuesday 14 Dec. 2021: The Australian Army Band Christmas Show - Redcliffe Ent. Centre ..........$65 Sunday 23 January 2022: Brisbane to Gold Coast Cruise ‘Cruise & Coach’...................................$165*

ADVANCED DAY TOUR BOOKINGS NOW OPEN - 2022 FESTIVALS Sunday 15 May 2022: Hampton Festival ............................................................................................$80 Saturday 11 June 2022: Clydesdale Spectacular - Scenic Rim .......................................................$76 Saturday 23 June 2022: Jumpers & Jazz – Warwick.........................................................................$84

EXTENDED HOLIDAYS 24 TO 26 DECEMBER 2021 CHRISTMAS GETAWAY – TOOWOOMBA TWIN SHARE $1188 P.P. 25 TO 27 FEBRUARY 2022 GO ‘NUTS’ FOR KINGAROY TWIN SHARE $1298 P.P.

15 TO 19 APRIL 2022 WHERE ELSE BUT CHARLEVILLE – EASTER 2022 TWIN SHARE $1890 P.P. Single Supplements: 5 Charleville $296 Christmas Getaway $180, Kingaroy $125,

Day Tours – * Includes Lunch ** Lunch & Live Entertainment. Extended holidays include return home transfers (Brisbane Metropolitan Area). Itineraries and prices quoted are subject to change.

RING NOW FOR BROCHURES info@hermanstravel.com.au 34 YOUR TIME MAGAZINE / September 2021

34.indd 2

HERMAN’S TOURS & TRAVEL 599 Oxley Road, Corinda 4075

Follow Us of Facebook @Hermanstravel

CALL 3379 6255 ABN: 76629373806 Brisbane

1/09/2021 1:34:24 PM

TRAVEL

START PLANNING FOR HAPPY NEW YEAR TRAVELS IT’S time to start making plans travel plans for next year, whether you’re thinking about the southwest Queensland Outback, the rugged beauty and history of Tasmania or heading offshore to Norfolk Island.

CT Travel has released its itineraries for the new year, offering an exciting range of tours, from short getaways to two-week adventures. And the word for the wise, is to start thinking about it now before all the seats are snapped up.

“We have some really interesting tours lined up already,” says Paul Brockhurst.

“One not to be missed is a fly-drive trip exploring southwest Queensland.”

The Southwest Loop will be over 12 days from July 19 next year and is an opportunity to cover long distances the easy way. Taking a flight to Longreach and then back from Charleville means there will, literally, be no hard yards.

But there will be plenty to see travelling by luxury coach through the heart of the Outback.

After two nights in Longreach and another two in Winton, the trip turns west to Boulia and then south through Bedourie to Birdsville for three nights.

“These are the little spots on the map that have so much to offer and are on many a bucket list, but can be a challenge for many of us to get to,” Mr Brockhurst says. “A spacious, modern air-conditioned coach is the most comfortable and safest

Have a Great Time Down Under 7 DAY COBB & CO TOURIST ROUTE, SCENIC RIM & O’REILLY’S RAINFOREST RETREAT

Dine with Australia’s largest dinosaurs at Eromanga, the furthest town from the sea. way to travel the long distances on our highways and by-ways.”

The three-night stopover in Birdsville includes a day’s flight across the border to Innamincka in South Australia and a river cruise on Cooper Creek.

At Eromanga, the furthest town from the sea in Australia, guests “dine with the dinosaurs”. Then it’s on to Charleville via Quilpie, before flying home.

“These are the little Outback places we’ve heard of and now it’s time to find them and the many delights they hold,” Mr Brockhurst says.

Also coming up next year is a 15-day Darling River Run in May, Norfolk Island for eight days in February and 14 days in Tasmania from November 7.

Full tours details of upcoming tours are on the CT Travel website.

Visit cttravel.com.au

Departs: 11/10/21

Highlights t 2 Nights Toowoomba t 3 Nights O’Reillys t O’Reilly’s Activities Package t Workshops Railway Museum t Cobb & Co Museum t Darling Downs Zoo t Mt Tamborine Skywalk

Adult: $2560 pp Single Supplement: $560 pp

7 DAY BRIGADOON FESTIVAL

Departs: 30/03/22

Adults: $2678 pp Single Supplement: $538 pp

6 DAY NUNDLE GO FOR GOLD CHINESE EASTER FESTIVAL

Departs: 14/04/22

Highlights t 3 Nights Tamworth t Inverell Transport Museum t Inverell Pioneer Village t Go For Gold Festival t Australian Country Music Hall of Fame t National Guitar Museum

Adult: $2178 pp Single Supplement: $462 pp

Highlights t 2 Nights Goulburn t Gulgong Pioneer Museum t National Motor Racing Museum t Brigadoon Festival t Berrima Courthouse Tour t International Cricket Hall of Fame t Macadamia Castle

5 DAY 1770 FESTIVAL

Departs: 19/05/22

Highlights t 3 Nights Agnes Water t LARC Tour t Captain Cook Festival & ReEnactment t Bundaberg Rum Distillery Tour t Hall of Aviation Cockpit Tour t Flying High Bird Sanctuary

Adult: $2379 pp Single Supplement: $371pp

5% Early Bird Discount applies to all 2022 tours booked on or before 31st December 2021.

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2FWREHU 'D\ (VFDSH

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78 Bulcock Street, Caloundra

Brisbane

35.indd 3

September 2021 / YOUR TIME MAGAZINE 35

1/09/2021 12:10:14 PM

BOOK REVIEW

MARY BARBER I thoroughly enjoyed this book. The four women you meet in the first few chapters are clearly portrayed as distinct individuals. There’s no confusion over who’s who.

They are well-developed characters of different ages from different places. And they each have their own backstory and struggles. I enjoyed meeting them again and again when their chapters came around.

The four are drawn together by their daily ritual of swimming in the ocean and over the course of the book become good friends.

This novel celebrates ordinary lives. There are no bloody murders or mysteries to solve. There are life experiences and challenges that require courage. The book shows how having a few good friends can bring light and joy to your life in difficult circumstances.

BILL MCCARTHY Last month I complained a bit about major literary prizewinning books. This month we have gone totally to the other end of the spectrum.

By now the reader has probably figured out my preferences.

After two chapters I gave up with this cliché-ridden, boring 1980s era suburban tale.

There are so any wonderful authors out there who can amuse, excite, enchant, educate and even scare you. Some are classics, some are brand new and some are favourites.

You have one life, but if you read well you can have many. Anon.

Choose carefully.

BOOK review SUZI HIRST This is most definitely a book for the ladies and excellent for sitting on the beach and passing a few hours.

It is a quick and easy read about four strangers, women of different ages, different lives, secrets and family struggles who meet on the beach and form a friendship while early morning ocean swimming.

The circle of friendship grows with each swim and the support for each other is cleverly written as they begin to open up to each other and learn to rely on their circle to help them through the most difficult of times.

It’s about the strength of women caring for each other. 7/10

THE SHELLY BAY LADIES SWIMMING CIRCLE

by Sophie Green

TONY HARRINGTON

In a seaside suburb of Australia in 1982, housewife Theresa takes up swimming to get fit and have a few precious minutes to herself.

From the same beach, the widowed Marie swims, it’s the one constant in her new life.

After finding herself in a desperate situation, 25-year-old nurse Leanne only has herself to rely on. Elaine has recently moved from England. Far from home and without her adult sons, her closest friend is a gin bottle.

In the waters of Shelly Bay, these four women find each other. They survive bluebottle stings and heartbreak; they laugh and cry and they find solace and companionship in their friendship circle.

JOHN KLEINSCHMIDT This is a good news read about four women who find a common interest in ocean swimming each day. Friendship and a strong bond develops and matures into a genuine love and care for each other.

Identifying with the superbly developed and very different characters and sub-cast and their sharing of personal triumphs and tragedies is as easy as taking notice of the Australian way of life as it happens around us daily.

The author’s fluent, clear and simple style exposes the quirks and secrets of each character providing enough surprises to keep the reader interested, if not absorbed. This book probably has more appeal for the ladies.

This enjoyable novel gives the reader great insight into female friendship and camaraderie. The different life problems and challenges of four women help bring them together in love for each other as they enjoy surf and sea swimming around Shelley Bay each morning.

The cycle of life and the seasons binds these women into a tight circle of friends helping each other through their different hardships.

As a male this book reveals so much of the female psyche and of female perspective dealing with marital problems, death of a partner, a mother’s love for her children, breast cancer, homesickness and rape.

The author’s easy immersive Aussie writing style combines both descriptive and narrative elements to make you feel you are part of the swimming circle in Shelly Bay. 8/10

JO BOURKE Reading this pleasant book made me nostalgic for the days when I would meet my friend before work and go swimming. Our friendship was strengthened by shared exercise and chatting and continues today.

This book espouses the same concepts – four strangers each with their own hidden ups and downs together gradually peeling back their layers and deepening their friendships.

I found the development of the characters a bit confusing especially the similarity between the names Leanne and Elaine and was regularly checking the back cover to read the description of each of them.

All in all, a light, pleasant and predictable read – good for a beach holiday and perhaps encouragement to those of us who live near the ocean to take the plunge each morning!

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GROU UP LUNCH H CRUIISES ALSO O AVA AILAB BLE E. $48 per person (min. 20 pax) Wednesday to Friday. Bookings Essential

36 YOUR TIME MAGAZINE / September 2021

36.indd 2

$

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1/09/2021 12:11:01 PM

TRIVIA

PUZZLE SOLUTIONS

S P R A Y S

6 2 4 7 8 5 9 3 1

3 5 9 4 1 6 2 8 7

8 1 7 3 2 9 5 6 4

9 3 6 8 5 7 4 1 2

F A T E

R A R T I A S T C I C R L M I G E A T L E

A B R B E A S C H L I N D G

E N T I U E D T Y E

I N E R I E E N E T T I H H I T L L E

SUDOKU (EASY)

4 7 5 2 6 1 8 9 3

2 8 1 9 3 4 7 5 6

7 6 8 5 4 3 1 2 9

5 4 3 1 9 2 6 7 8

1 9 2 6 7 8 3 4 5

3 6 4 8 7 5 9 1 2

8 1 9 3 2 6 7 4 5

7 5 2 9 1 4 6 3 8

4 7 5 2 6 9 1 8 3

CODEWORD O A K X V J E L B P T D Y 15

2

1

16

17

18

19

20

21

22

23

24

25

26

C S Z N R I H WMQ F G U 3

4

5

6

7

8

9

10

11

12

9 8 1 5 3 7 2 6 4

5 2 3 7 8 1 4 9 6

6 9 7 4 5 3 8 2 1

1 4 8 6 9 2 3 5 7

Secret message: Far from everything

13

9-LETTER WORD

14

2 3 6 1 4 8 5 7 9

WORDFIND

WORD STEP GNARL, SNARL, SNARE, SNORE, STORE, STONE There may be other correct answers

acute, cattle, celt, cleat, cleft, cult, cute, cutlet, eclat, facet, fact, fate, faucet, fault, feat, felt, flat, FLUCTUATE, flute, late, left, lute, tact, tactful, talc, tale, taut, teal, teat, tuft, tutu

1. Red; 2. Pearl; 3. Cap worn by Australian Test players; 4. Four; 5. Insect; 6. 28; 7. Four; 8. Hawaii; 10. Cucumber; 11. Coffee; 12. Hourglass; 13. Facebook; 14. Golf ball; 15. Libyan; 9. Thing; Th 16. Singapore; 17. Fluorine; 18. Brazil; 19. Shampoo; 20. Tyrannosaurus .

St Paul’s, Caboolture ALL_YTB_LAM297

Trinder Park, Woodridge

Retirement living just got more affordable.

Choose how you’d like to retire at a Lutheran Services retirement community, with youfirst.

D E I C O S M P S O S T E D K G N R I P

SUDOKU (MEDIUM)

I N P R A C T I C E

Supporting Queenslanders for over 80 years

CRYPTIC CROSSWORD S E T O F G Y A R A S I E T N S W E R S R K I P U O S O N S T A U U R N B A I B I P P O E R E N A N C

1. What colour is usually associated with Communism?

2. What is the result of an irritant being introduced into an oyster?

3. In cricket, what is a “baggy green”?

4. How many bishops are on the board at the start of a chess game?

5. What kind of creature is a silverfish?

6. How many days in two fortnights?

7. How many Australian states are not crossed by the Tropic of Capricorn?

8. What is the current name of the islands called the Sandwich Islands by James Cook in 1778?

9. In The Addams Family TV series, what is the name of the character only seen as a hand?

10. Complete the proverb: as cool as a …..

11. What food is mostly associated with the retail company Starbucks?

12. What device for measuring time uses flowing sand?

13. What social medium has a buy and sell option called Marketplace?

14. What small sports ball has about 330 dimples?

15. What is the demonym for a person from Libya?

16. What capital city has a mascot called the Merlion?

17. What chemical element has the symbol F? 18. By area, what is the biggest country in South America?

19. What liquid is commonly used to clean hair?

20. What does the “T” stand for in the dinosaur T Rex?

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w. lutheranservices.org.au

Brisbane

37.indd 3

September 2021 / YOUR TIME MAGAZINE 37

1/09/2021 12:11:46 PM

PUZZLES

CRYPTIC CROSSWORD 1

2

3

4

5

No. 3002

6

7

30 Mortgage place located next to border (6)

8

9 10

11

12 14 16

17

18 19

20

21

22 23

24

25 26

27

28

29

ACROSS 1 Leave dense toffee filling (3,3) 5 Fall concealed by the German building site worker (7) 10 Bloodsucking father, one accepted by demented racist (9) 11 Teaching elements of forgotten etiquette (5) 12 Come back to a state medical program (6) 13 Classic TV show should be included in broadcast of this successful venture (5,3) 15 Pass over team leader (4)

No. 050

DOWN

13

15

CODEWORD

30

16 A lion’s cub, disturbed close to cave, may be hostile (10) 19 So entrant, treated before run, is being scratched? (3-7) 20 Grass preference (4) 23 Gather outside renovated barn and drive away (4,4) 25 ‘E’ at end of variation to music is wrongly hit (6) 27 Large animal’s body, ferried by ship, ponged (5) 28 One dressed in it, nearly changed actually (2,7) 29 Catholic sacrament, one administered in British capital (7)

2 The act of going out, say, worried seniors (9) 3 Group of boys terrified a quiet person (6) 4 Fellow had a meal with appointed lot (4) 5 Competition overseas, in actual fact, is in rotten condition (10) 6 One featured in distributed tract is cultured (8) 7 Amount of rain in the hole (5) 8 Give a new name to one described in letter informally (7) 9 Applies a fine mist to bouquets of flowers (6) 14 First part of play, penned

by Prince, worked when actually applied? (2,8) 17 Every individual conveyed by transport is opening up (9) 18 Part of a ticket issued is hard to bend (8) 19 Score is not high in sporting contest (5,2) 21 Colour in a special way matched, yet not completely (3-3) 22 Tie up one behind large opening (6) 24 Develop types of fine pirouettes turning around (5) 26 Purchase trimmed beef (4)

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

WORDFIND

The leftover letters will spell out a secret message.

D Y No. 050

BEACH

STIRLING

FREMANTLE

SUBIACO

HIGHGATE

SUNNY

HOT

SWAN RIVER

HYDE PARK

SWAN VALLEY

INDIAN OCEAN ISOLATED MATILDA BAY NORTHBRIDGE SHARK

Tamworth Country Music Festival Bus Trip 2021

Tamworth CMF Australia’s Largest Festival 2023 ...

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The Great Western Play & Stay Musical Tour 2021…

M d 20/09/21 Monday to Thursday 30/09/21 Bus, Bed, Breakfast, Nightly Meals & Entertainment

Tuesday 17/01/2023 to Sunday 22/01/2023

Bus, Bed & Breakfast

TAMWORTH CMF 2021!

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$2900 per person 11 Day Musical Tour with 12 Country/Western, Rock n Roll Artists. See the Outback like you’ve never seen it before!

For more information or enquiries please contact GREG & DONNA ROSS. PH: (07) 4129 7132 OR 0427 297 132 e: rossbuscharters@bigpond.com www.ganddrossbuscharters.com.au 38 YOUR TIME MAGAZINE / September 2021

38.indd 2

Brisbane

1/09/2021 12:12:21 PM

PUZZLES

QUICK CROSSWORD

No. 3678

9-LETTER WORD

No. 050

Today’s Aim:

T F

15 words: Good

U

E U

31 words: Excellent

C

No colloquial or foreign words. No capitalised nouns, apostrophes or plural words ending in “s”.

1 Support for a column (8) 5 US state (6) 10 Happen (5) 11 Emplaced (9) 12 Nobel Prizewinning nun (6) 13 Sketch (7) 14 Abnormal conditions or infections (8) 15 Time of the year (6) 18 Entice (6) 20 Spacious and sumptuous (8)

21 Requiring (7) 24 Plaster ingredient (6) 27 Heights (9) 28 Shrink with fear (5) 29 Roving adventurously (6) 30 Iterated (8)

DOWN 1 Forepart of a ship (4) 2 Reduced (9) 3 Start of tennis point (5) 4 Brings to life (8)

6 Flow from (7) 7 More competent (5) 8 Of the stomach (9) 9 Employed (4) 14 Release (9) 16 Invigorating drug (9) 17 Liberality (8) 19 US president, Bill – (7) 22 Come in (5) 23 Divine beings (4) 25 Provoke (5) 26 Trudge (4)

No. 879

9

4 9 9 7 8 3 2 7 4 8 5 2 6 4 9 4 2 8 9 2 5 1 6 3 8 1 6 5

A

WORD STEP

Level: Easy

6

Using the nine letters in the grid, how many words of four letters or more can you list? The centre letter must be included and each letter may only be used once.

ACROSS

Every row, column and 3x3 outlined square must contain the numbers 1 to 9 once each.

23 words: Very good

T

L

SUDOKU

8

Level: Medium No. 050

Complete the list by changing one letter at a time to create a new word at each step. One possible answer shown below.

GNARL

_____ _____ _____ _____

No. 880

3

1 5 2 9 4 2 3 8 3 2 1 7 4 9 8 7 3 9 6 4 1 4 3 9 2 7

STONE Puzzles and pagination © Pagemasters Pty LTD. pagemasters.com

September 2021

SENIORS SPECIAL 90min Scenic Brisbane River Cruise

Board the MV Neptune for a relaxing cruise down the Brisbane River. An informative and entertaining commentary will point out the historical sites and the homes of the rich and famous. One of the best ways to explore the city!

Cruises available at 10.30am and 12.30pm most days.

BOOK NOW! Ph 0428 278 473 Or book online using the code SENIORTO1 for a discount Valid until 31st Oct 2021. www.rivercitycruises.com.au Brisbane

39.indd 3

JUST $29ea Groups of 10+ $24ea

September 2021 / YOUR TIME MAGAZINE 39

1/09/2021 12:13:08 PM

O P E N DAY R E T I R EM EN T L IV I N G

Have you ever thought about what retirement might be like for you, your mum and dad or a close family member?

Saturday WK 2FWREHU 10am-1pm FREE EVENT

We invite you to come and experience Bernborough Ascot at our Open Day.

Join us for fun, food, drinks, entertainment and much more. Bring your friends and family along.

To RSVP please scan the QR code or call 1800 550 550

Retirement living by

40.indd 2

1/09/2021 12:13:28 PM