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Your Time

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Your premier 55+ magazine

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KEEP MENOPAUSE SYMPTOMS AT BAY

92 not out! BOY’S OWN ADVENTURER AIMS FOR SPEED RECORD

A PLACE TO

call home WOMEN FACE HOUSING CRISIS – AND MANY DON’T KNOW IT

BRISBANE EDITION 67 OCTOBER, 2020 01.indd 1

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HISTORY BOOKS PUZZLES

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Editor’s note

I

t’s hard to imagine that after a lifetime working, raising a family and paying the mortgage, you could find yourself homeless, but that has become a grim reality for many, women in particular Despite the mocking claims among subsequent generations that life was all peaches and cream for the Baby Boomers, it wasn’t OK, Boomer. In fact, as Lorraine Page discusses this month, the rate of homelessness among older women increased by 31 per cent between the last two census periods. The situation has become so serious that Queensland’s oldest charity, the Lady Musgrave Trust, established in 1885 to help vulnerable women and children, has turned its

Brisbane

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Contents focus to women over the age of 55, with a dedicated service. Part of the problem is identifying that something’s wrong before it is too late. As I said, it’s hard to imagine that you could find yourself homeless, and many women don’t realise their approaching fate until it is too late. The Lady Musgrave Trust spells it all out in its new Handy Guide for Older Women. On a brighter note, Glenis Green meets Peter Mounsey who has to be the best advertisement for old age ever. At 92, he still cooks dinner parties for friends and is aiming to set a new speed record on a motorcycle 20 years younger than himself. I interviewed Peter in the late 1980s when he had made a name for himself as a yachtsman. To a youngish reporter he seemed a true old salt even then, and yet although I can vouch for the effect the intervening years have had on me, they don’t seem to have slowed him down at all. His story is as fascinating as it is inspirational. And don’t miss Cheryl Lockwood’s amusing account of her recent appointment with a colonoscope. Dorothy Whittington, Editor

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COVER STORY BITS AND PIECES AGES AND STAGES HISTORY CARE AFFAIRS OUR PEOPLE BOOKS ACTIVE LIVING MOTORING TALKING POINT FINANCE ON TRACK WELLBEING HEALTH BOOK REVIEW WHAT’S ON RETIREMENT LIVING YOUR PROPERTY INDUSTRY EXPERTS TRAVEL TRIVIA QUIZ PUZZLES

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PUBLISHER Michelle Austin 5493 1368. EDITOR Dorothy Whittington editor@yourtimemagazine.com.au ADVERTISING ENQUIRIES 0438 717 210. sales@yourtimemagazine.com.au. FOR DIGITAL EDITIONS AND MORE yourtimemagazine.com.au. DISTRIBUTION ENQUIRIES distribution@yourtimemagazine.com.au. Your Time Magazine is locally owned and published by The Publishing Media Company Pty Ltd ATF The Media Trust (“the Publisher”). No part of this publication may be reproduced or copied in any form by any means without the prior written consent of the Publisher. The Publisher does not assume responsibility for, endorse or adopt the content of any advertisements published in Your Time Magazine, either as written copy or inserts, given such content is provided by third parties and contains statements beyond the Publisher’s personal knowledge. The information contained in Your Time Magazine is intended as a guide only and does not represent the view or opinion of the Publisher or its editorial staff. Professional advice should be sought before applying any of the information to particular circumstances. Whilst every reasonable care is taken in the preparation of Your Time Magazine, the Publisher and its editorial staff do not accept liability for any errors or omissions it may contain.

Please dispose of this magazine responsibly, by recycling after use.

October 2020 / YOUR TIME MAGAZINE 3

23/09/2020 2:17:44 PM


COVER STORY

A place to call home – the housing crisis is real The experience or threat of homelessness can be humiliating and shameful for older women and, writes LORRAINE PAGE, those at risk don’t always identify as being on the housing edge.

A

t one time, homelessness was seen through the lens of poverty, drug addiction, alcoholism, mental illness or laziness. These days, homelessness and housing stress are recognised as complex issues that ensnare everyday Australians in a battle to hold on to the place they call home. Last year, the Australian Bureau of Statistics revealed that homelessness among older women increased by 31 per cent between the last two census periods. The data was a trigger moment for The Lady Musgrave Trust, Queensland’s oldest charity and a champion for homeless women. The Trust took decisive action to combat this increase with the launch of The Handy Guide for Older Women, a one-stop shop of information that empowers women facing homelessness or who are anxious about their future housing. In developing the guide, The Trust surveyed and consulted with women who had been homeless or at risk and found many denied their vulnerability until stuck in crisis. Elly’s journey as a homeless woman escalated 10 years ago when she was 66. While she was in China working as an English teacher, her husband gambled and drank away the mortgage contributions she sent back home, and sold her car. On her return, she learned that the family home was about to be repossessed. Distraught, she packed up and left. In hindsight, she says she probably

should have left her husband in the first year they were married, and not 43 years later. During the years they were married, he controlled the finances and would raid their joint bank account, often leaving Elly nothing for food. “But I’m of the vintage that divorce is not an option,” she says. “I had no family or support in Queensland, and I’m not from a big family.” With limited savings and unable to find work because she was “too old” and “overqualified”, she house sat for two years and was essentially homeless. Eventually, sick of living out of suitcases and staying for brief periods of time with her daughter, she moved to a private rental, but her pension couldn’t keep pace with the rent. Earlier this year, Elly was approved for social housing – accommodation provided at affordable rates to people on low incomes or with particular needs – in Brisbane’s east. She says her living situation is far from ideal. “The building has had very few upgrades and is tenanted by single males and females over 50,” she says. “Most of the men have criminal records and some are violent. Getting maintenance done is a joke. I feel like I’m being punished for being a woman and for being alive this late in life.” Before she moved into social housing, she would spend 70 per cent of her pension on rent. Where she is, she can save $200 a week, as the rent is only 10 per cent of her pension – but she doesn’t like to think of her place as having permanency. “Everyone’s housing needs are

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WHY OLDER WOMEN FACE HOMELESSNESS

treated the same regardless of gender – there’s a box and you’re going in that one. There’s just no decent standard of living for older women,” she says. Homelessness Australia and the Equality Rights Alliance in a joint submission to the Federal Government concluded five years ago that to provide economic security to women in retirement, and prevent homelessness among older women, Australia needed to dramatically increase the supply of affordable housing, and to structure a

• Women live longer and are more likely to be single in their older years • Women earn less and have more periods out of the workforce especially as unpaid carers of children, partners and parents • Women have lower levels of superannuation • Home ownership rates have been in slow decline in Australia since the early 1980s and more people than ever are retiring with a mortgage • A slow decline in the proportion of affordable social housing in Australia but a continuing growth in demand • Unemployment greatly affects women in their 50s

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COVER STORY

range of income streams to meet the needs of older women. Single women who raise children later in life may also struggle to find safe, affordable housing. Single mother of two teenagers, Liesl, 54, has lived in social housing in an inner Brisbane suburb for 10 years following a relationship breakdown. Her former partner was a gambler. By the time the relationship ended she was an emotional wreck and unable to work. She started studying and has almost completed a double degree. She picks up contract work from time to time but is mostly on JobSeeker payment. “My mother brought me up to believe that when I married my husband would take care of me,” Liesl says. “She taught me nothing about money and I never worried about superannuation or saving.” She describes her life as “quite depressing” and fraught with weekly battles on how to make ends meet. She has welcomed the Australian Government’s Coronavirus supplement as a “god send”. She says she was initially attracted to the prospect of social housing. Her unit was brand new, only $10 a week more than a private rental, close to school and university, and the neighbours were lovely too. Over time, Liesl’s rent has risen and the tenants have changed. Many of her new neighbours have mental health and addiction issues. Fire trucks, police and ambulance are regular visitors to her housing complex. Her thoughts are never far from homelessness because of the lack of safety, security and affordability of available social housing.

Brisbane

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T

he Better Together Housing Project helps women over 55, who are not in housing crisis, to find suitable, independent shared accommodation in a safe and secure way. The program is a partnership between Coast2Bay Housing Group, specialists in affordable housing throughout the Sunshine Coast, Noosa, Moreton Bay, Redcliffe and Gympie

ARE YOU AT RISK? • Is your housing safe, secure and affordable? • How are you managing your current income? • How long do you want to work? • What is the value of your assets and debts? • How much superannuation do you have? • Are you currently dealing with other issues? • How and where would you like to be living in five years?

regions, and Sundale, a community based retirement and care centre organization on the Sunshine Coast. Chief Operations Officer for Coast2Bay, Lee Banfield, says Better Together is developing relationships with real estate agents in local communities so that senior women can become tenants of choice. “There are a lot of owners who want a long-term, secure investment and are

looking to hold an investment property for 10 to 20 years,” she says. “Women will find it much easier to find private rental to share that works for them rather than being constrained by the requirements of social housing, where if you’re a single person, you’re entitled to a one-person bedroom property.” Stef shares a small, three-bedroom townhouse with another single woman who is also in her 60s. They knew each other socially for almost 10 years before they began house sharing in the private rental market a year ago. Four years ago, Stef’s marriage ended after she’d endured 30 years of controlling psychological and emotional abuse. “At one point I was officially classed as homeless because I was on the social housing register and lived with one of my sons,” she says. “I always thought I was going to be in my home for the rest of my life. I still haven’t got over it. I never ever expected my life to end up like this. I always remained hopeful no matter what was thrown at me.” To complicate her situation further, when Stef’s children were young a stranger assaulted her. She lost the ability to be a mother, and her children became her carers. She recovered slowly but has not worked since and has lasting disabilities. She lives on a Disability Support Pension and regularly dips into her savings to make ends meet. Although house sharing keeps the cost of utilities down and provides Stef with company, she misses her old home and is mostly on her own during the day as her housemate works part-time. “I can have a constructive conversation with someone that I couldn’t have had with my husband,

and I like having the social connections and outings,” she says. “It reduces the isolation and loneliness.” The Trust’s chief executive officer, Karen Lyon Reid, says house sharing is a housing option that older women need to go into with their eyes open. Whether it’s opening your current home to others, house sitting, moving in with family or moving in with others, she recommends key questions in the guide be worked through first. “The traditional family cell of many years ago held dangers for women, especially for stay-at-home mothers who hadn’t controlled or been involved in the finance stream,” she says. “It’s never too late for women to build their own plan for the future and take back control. “We all have to have a stake in our own futures no matter who we are or who our partners are.” The Handy Guide for Older Women can be unpacked online at thehandyguide.com.au and takes a woman through questions that help identify whether she is in crisis and what steps she can take to control her future now.

HOTLINES Seniors Enquiry Line 1300 135 500 Women’s Infolink 1800 177 577 OnePlace Community Services Directory, oneplace.org.au Lifeline 13 11 14 Seniors Share Houses (Facebook) Better Together Housing, bettertogetherhousing.com.au House Sitters, housesitters.com.au National Debt Hotline 1800 007 007

October 2020 / YOUR TIME MAGAZINE 5

23/09/2020 2:19:52 PM


BITS & PIECES

PUT IT IN THE FAMILY ALBUM IT was an idea conceived in isolation but one that will bring generations of families together. When the Government announced in March that weddings would be limited to five people, photographer Clive Waring saw his bookings for the next six months disappear and his work evaporate. “There is only so much gardening you can do,” he says. But then he came up with an idea. Clive had recently helped an aged aunt clear out her house and move into a retirement home. He found himself with boxes of family photos. He was lucky. He had other elderly relatives available to identify the people in the photos. In many cases, they could also tell him where and when they were born and died. Suddenly, Clive had a pictorial history dating back to 1900, with all the notations. A valuable family story had been brought to life. He scanned all the photos from 1900 to 2006 and imported digital photos from 2006 to 2020. This allowed him to create a timeline covering 120 years with 100 photos. The photos were carefully positioned on his studio computer templates, with text typed next to each to tell the story. These were then printed on commercial photographic paper, adhered

to acid free board and bound into a book, using genuine leather for the cover. The result is a legacy heirloom album for future generations to enjoy. Family history has been safely preserved. Clive, whose business Silvershotz has been operating photography studios and publishing internationally since 1998, saw the door of opportunity swing open – if he could do it for his own family, he could do

it for others. He realized instantly it was an old story that is regularly repeated. Families clear the homes of deceased relatives and end up with boxes of loose photos of unidentified relatives. They pick out or one two if they know who they are, to keep. The rest remain in the box and are stashed away in a cupboard until finally someone decides it’s time to put them in the bin. The family history is then lost forever. “Before it is too late, Baby Boomers should collate family photos from elderly relatives, their own albums and those of their children,” Clive says. “Find out who people are while you still can. Turn it into a project that brings the generations together.” Using one of the many conference apps families can get together to compile the information and identify people and places. Children can ask questions about relatives, living and deceased. Make notes about each person in the photograph. Even a name on the back of a photo will mean something to someone, a memory to be captured. Clive then collates the notes and photos to create a family heirloom album to keep precious family information safe and accessible. It’s a gift for all the family. Visit familyheritagephotos.com.au

that on the night of March 24, 1944, Englishman Nicholas Alkemade survived a fall of 5490m (18,000 ft) – that’s 5.5km – after he bailed out of his burning Lancaster bomber without a parachute. The 21-year-old tail gunner preferred to die by impact than burn to death. His 190km/h fall was broken by pine trees, springy undergrowth and a patch of deep snow, which he recalled was like bouncing on a trampoline. He was fully conscious and suffered only minor injuries. Alkemade was captured and became a celebrated prisoner of war before finally going home in May 1945. He died in 1987, aged 64.

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BITS & PIECES

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FOR ANTIQUES AND THE OLD AND INTERESTING FO G OUR original washing machine was a Pope wringer that Mum had been given by a friend who won it in a competition but didn’t want it – big win for Mum and Dad! When it finally died, Dad removed the engine for other greater purposes and used the tub to make a fish tank in our bush house. We stocked it with guppies that we happily fed with mosquito larvae retrieved from our mossy forest bird bath using Mum’s tea strainer. It was also here that the concrete tubs found their final resting place, filled with potting mix and baby ferns that sprouted in the damp. Pope Products, founded in South Australia in 1935, initially manufactured irrigation products but today are best remembered for their wringer washing machine. Extract from Pam Van Der Kooy’s Stuff We Had in the ’50s and ’60s available from all good bookstores.

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RAIN gave a good start to Spring and there are lots in flower at the moment, including poppies, marigolds, larkspurs, begonias and statice. My First Prize Tomatoes have a bumper crop, with Oxheart nearly ready to plant out. Cucumbers are starting to climb, and there are heaps of lettuce and spring onions. It’s a good start for summer salads. There’s still time to put in all the above veges along with radish, carrots, melons and corn. The bauhinias or Hong Kong orchid trees are in full bloom with rhaphiolepsis. Grevilleas are a great attraction to the birds, bees and butterflies and gardenias are covered in buds. Watch out for grubs that can devour them overnight. The dendrobium beetle is also around, eating through the new flower spikes on the Oncidiums (dancing lady orchids) Keep the fertiliser up, mulch, and remove weeds when small. It’s a great time to propagate camellias and hibiscus. Happy gardening.

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AGES & STAGES

by Mocco Wollert

IT IS that time again – the annual medical certificate that declares me fit to use a vehicle, is due. Year-round, I dutifully carry it in my purse to present to any enquiring cop to prove that I am fit to drive. However, nobody has ever asked me for it. I am one of those lucky people who have good health and do not need glasses to drive. Regular visits to the gym, at some ungodly hour in the morning keep me reasonably fit and mobile. I pass the examination easily. I often wonder though, because doctors I consult usually just do an eye test. Only one doctor has ever asked me to move my head, raise my arms and generally prove my mobility, to check that I still have enough flexibility to drive. Watching some elderly folk, male and female, manoeuvring their car into a senior citizen parking spot at shopping centres, I wonder who the doctors might be that declared them fit to drive. Many

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can barely walk. More than once have I seen someone lifting their leg with their hands to place it into the car. In an emergency, that person would not be able to use their legs immediately and their reaction time would be hours. I do not drive in the dark anymore but giving up driving all-together is a huge step. I am coming very close to that time and am dreading it. I don’t look forward to losing my independence – the quick five-minute drive to my favourite coffee shop, an unplanned trip to the shopping centre because I am bored and feel like getting out of the house. This was especially the case after my self-imposed isolation during the first weeks of Covid in Queensland. I know it will be hard to hand in my licence and I will put it off, but I have promised my children that I will stop soon. But promises are there to be broken, right? So, I hope that my doctor will do me a favour and sort it out for me by refusing a medical certificate before I run over somebody or damage cars in the carpark. At the moment, I conveniently ignore the scratches and dents from curbs and the odd post. In any event, they are barely noticeable. What I did not know and only became aware of recently, is that a driver over the age of 75 who does not have a medical certificate is not covered by insurance. That’s a scary thought, especially as I recently put the teeniest dent into a car while parking at a shopping centre. Alas, the car was a vintage Jaguar in British racing green. As we exchanged names and details, the owner told me with a grin, “Racing green! That will be expensive!” Thank God, I do have insurance and the whole thing was financially painless. However, this episode is probably a warning sign I should heed. But maybe I will give it just one more year … May you be safe in your car and know when to stop driving.

by Cheryl Lockwood

IT SEEMS the older we get the more medical professionals want to poke and prod in search of conditions we didn’t know existed. It’s probably a good thing as I admit to being in the group that writes off physical issues or odd feelings as part of aging. I was predictably unimpressed when my GP sent me off for a colonoscopy. Armed with pamphlets explaining the procedure in vivid detail, I resigned myself to what lay ahead. Thankfully, there were not too many pictures because there are some things best left unseen. The upside of such a procedure is that there is no memory of the event. Most people wake up snug under a blanket, ever so grateful for the cup of tea and sandwich that follows. Dare I mention the downside? The preceding days involve a bowel cleansing akin to pressure washing the barnacles off a ship. It’s quite a process. Dutifully following the rules on my information sheet, I ate a rather bland diet for a few days. Apparently, this was not enough. Not by a long shot. For the surgeon to have a long, hard look at my insides, the bowel had to be squeaky clean. Trust me, there were

more than “squeaks” involved. The day before the “look-see”, saw me drinking a copious amount of specially-mixed fluid, which, initially, I thought tasted okay. That opinion changed somewhere before the first litre was gone, but I knew that I had to ingest it all. Needless to say, there were more trips to the toilet than I cared to count. My stomach sounded like a washing machine as I headed down the hallway yet again. Somewhere around midnight, I managed to stay in bed without feeling like another record-breaking sprint to the bathroom. At last, blissful sleep … not likely. The alarm was set for 4.15am so I could finish the last of my bowelblasting drink before hubby drove me to hospital. He had the good sense to refrain from polite conversation in the car. My sleep-deprived, hungry self is best left undisturbed. Wrapped in a fashionable hospital gown, I was asked a stream of healthrelated questions by various medical staff. If I’d known there’d be a quiz, I would have studied. I am pleased to report that no problems arose. Nothing was found in the darkest depths of my lower region and I imagine it was the shiniest interior they’d seen all day. Ah, life’s an adventure!

Brisbane

23/09/2020 2:41:23 PM


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HISTORY

Women ahead of their time

LITTLE HOUSE COMPLETES PICTURE

ONCE upon a time every house in Brisbane had one. They were used daily and serviced regularly. The household little house, oft referred to as “the dunny”, stood like soldiers on parade down on the back fence decorously screened by a choko or passionfruit vine. They were noted for their sturdiness, withstanding storm and tempest and bearing witness to the mad dash during inclement weather. Lord Mayor Clem Jones and his council set about sewering greater Brisbane and gradually they disappeared. Many were pulled down, some were burnt in situ while yet others were repurposed. The Queensland Women’s Historical Association

management committee, as part of the restoration plan for Miegunyah at Bowen Hills, decided that an outdoor toilet should be obtained to complete the grounds of the house. But where to find such a building? Those who had kept a Little House guarded it jealously. A search began and it was a country member who finally located one available for the cost of removal. Volunteer members hauled the trailer some 450kms to dismantle the building and bring it back to the city. The dismantling went well until it was down to the frame. How to bring it down? A vehicle equipped with a winch began to pull. Conveniently, it tipped over and self-dismantled on the tray of a truck. From there it was easy to pack into the trailer for the trip to Brisbane where it was re-erected. Since early 1997 the Little House has stood proudly and usefully as storage in the back yard of Miegunyah. It has not suffered the indignity of being hidden behind a screen and visitors often ask if it is in use. Tours of the historic home Miegunyah are available. Visit miegunyah.org

where the convict was assigned. There are records of a convict’s permission to marry and their TOL (tickets of leave). You can also track them through some of the early musters and census records. Our convicts have now gone from being social outcasts to pin-ups. In some genealogy

circles, convicts are now seen as Australian royalty. The Queensland Family History Society has a print library with resources such as the Log of Logs, musters and lists of NSW 1800-1802 and published local histories that are useful for researching family members. Visit qfhs.org.au

From colonial Queensland to high society in London and Sydney, the Murray-Prior girls, born three decades apart, forged their own path at a time when a woman’s place was firmly in the home, writes DIANA HACKER.

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osa Caroline Murray-Prior was born at Bromelton on the Logan River near Boonah in 1851, to Thomas Lodge Murray-Prior and his first wife Matilda née Harpur of Cecil Plains in New South Wales. At the time of her birth the family was living in a slab hut and cut off by flood waters. Over the next few years, they moved to Hawkwood, Maroon Station and the property Crella, Ormiston near Brisbane. Matilda died in 1868, and it became 17-year-old Rosa’s duty to accompany her father to social functions. Thomas Murray-Prior remarried in 1872, the same year that Rosa married Arthur Campbell Praed, an Englishman. They went to live on Curtis Island near Gladstone and after two lonely and miserable years, Rosa returned to Brisbane for the birth of her first child, a daughter she named Matilda. In 1880, the family sailed for England and set up house in London, and it was confirmed that Matilda was deaf and dumb. Rosa had begun writing as a child, drawing on her country

Rosa Murray-Prior, also known as the writer Rosa Campbell-Praed. childhood for the settings and themes for her novels. She became well known in London and moved in upper social circles. The marriage broke down in 1897, and Rosa lived with a companion, Nancy Harwood, a psychic. Sadly, Rosa outlived her children. Her eldest son was killed in a road accident in the United States. The second was gored by a rhinoceros in Africa and the youngest son took his own life. Matilda spent her final

years in a home. Rosa, living in Torquay on the coast of Devon, continued writing almost to the day she died at 84, in 1935. Mabel (1882-1932) was the first of four children born to Thomas Murray-Prior and Florence Moore of Bowen. She was born at Maroon in the Gold Coast hinterland and grew up at Bulli Bulli Station in western Queensland. She was educated at exclusive Sydney schools and entered Sydney University in 1899, the 41st student to live in the Women’s College. Mabel completed the first year of an arts degree and then switched to medicine. She was in Hong Kong in 1914 when World War I broke out, and then went to London to volunteer for hospital work before resuming her medical studies in 1916. She returned to Australia for a brief visit in 1921 and then moved to Ireland where she set up practice. She contracted pneumonia and died aged 50. Diana Hacker is archivist and a life member of Queensland Women’s Historical Association.

CONVICT ANCESTORS ARE ROYALTY FOR GENEALOGISTS A wine label gives SUSIE DER KINDEREN pause for thought about family connections. RECENTLY I walked past a local liquor shop and saw a promotion of a new wine label, 19 Crimes. The label used the original gaol photographs of a number of convicts transported to Australia. This put me in mind of my

research for my convict ancestors – how I would have loved to see one of my bad boys or my bad girl on a wine label. If you have convicts in your family history much is digitally available to research them thoroughly, although not everything is on the internet. If they were convicted at The

Old Bailey, the transcript of the court case listing the crime, police and witnesses, and personal details can be downloaded. There are numerous websites that list the ship name, the departure and arrival dates and the name of convicts. The NSW Colonial Secretary records often show who and

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CARE AFFAIRS

Safety first with home care If fear of contracting Covid-19 has caused you or a family member to stop receiving home care services, KENDALL MORTON recommends you reconsider.

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2. Services have set up infection control protocols and trained care staff in these. This is in keeping with standards put out by state government health departments. Staff sanitise their hands before entering your home. They sanitise the door handles. They wear PPE equipment when working closely with you, for instance for showering. When they leave, they sanitise their hands again and discard the PPE masks, gloves and gowns. Social distance is maintained whenever possible. 3. Staff are assisting clients to do their shopping online and get their groceries home-delivered. In the past, shopping was a satisfying weekly outing for many. Clients were supported to get the groceries, walk around the shops and probably enjoyed a coffee and a chat. The social richness of shopping has gone but it’s a faster, safer process. home care services have adapted to life under Covid to keep you safe: 1. Many service providers have limited the number of carers who visit you by giving multiple shifts to the same carer.

4. Home care services are supporting clients to use telehealth with Skype calls or regular phone calls. We also assist clients to set up conventional medical appointments and

explain the safety procedures that their doctors have put in place. We can arrange for health professionals to visit you. For instance, nurses can come over to dress and treat minor wounds. 5. We know that social isolation can lead to depression and a higher risk of mental decline. Home care services are focused on the whole person. A carer’s visit is an opportunity to talk or share a joke as well as to attend to the basics. 6. Carers are connectors. They can be the bridge to enrich your life. They can set up Skype calls to family members, help you make an appointment with the home hairdresser or buy a birthday card for a grandchild and post it for you. So, if you have a home care package and are reluctant to use it at present, I hope this assures you that home care services always put your safety and wellbeing first. We adapt. That is the nature of individualised home care. Kendall Morton is Director of Home Care Assistance. Email kmorton@ homecareassistance.com

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he risk of becoming ill with Covid-19 while receiving home care is minimal and needs to be weighed against the risks of not getting the help you need. Slipping in the shower, forgetting to take medication or cancelling a nurse’s home visit, can compromise your health. Covid-19 has changed home care. Services have had to innovate fast to continue to deliver safe, reliable, individualised care. In March and April this year, many services reported that 20 per cent of clients had stopped or reduced care time, fearing the worst. This trend was nationwide. Like other providers, Home Care Assistance set up Covid safe practices, trained staff in infection control and provided PPE equipment. We contacted clients to listen to their concerns and tell them about the new protocols. Now that client confidence has been restored and around Australia, services have generally returned to pre-Covid levels. If you have concerns about your service, pick up the phone and ask some questions. Here are six ways that many

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OUR PEOPLE

Peter’s life has been one long boy’s own adventure At a ripe old age when getting a driver’s licence can be a big achievement, 92-year-old Peter Mounsey has his sights set on something much more ambitious. GLENIS GREEN meets an original adventure book hero.

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e has an amazing life to look back on, but that’s not enough for Peter Mounsey, who aims to beat his own land speed record on a 78-year-old motorbike on the salt flats of South Australia. Rising to a challenge is what keeps this remarkably fit, agile and super sharp nonagenarian getting up every morning – usually at 6am – to tinker with his ancient

16 YOUR TIME MAGAZINE / October 2020

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Velocette motorcycle, rebuild a vintage Mini Cooper, help out neighbours or tend his acreage property. But this year, his ambitions have been frustrated by Covid-19. Last year he broke his own record by reaching more than 90 miles per hour (the official recording is in imperial measurements) on his Velocette and this year he was primed to hit 100mph. Before coronavirus thwarted the record attempt. “I’ve done 94mph on it and I had it all ready to go this year and it was cancelled,” he says. For a man who states his ambition is to reach 100 years of age, it sounds like a risky and terrifying prospect – hunched over an ageing bike in full-suit safety gear and goggles going flat strap along a blinding white salt lake. But Peter rejects the suggestion he might feel scared. “No, no, you’re heading straight, it’s all strictly controlled. It’s wonderful. I’m apprehensive but I really like it,” he says. What does scare him is riding a motorbike on the open road. “It’s too dangerous,” he says without even a hint of irony. Motorcycle speed records are but one

string in Peter’s very full bow. Celebrated in ABC news archives as the “million mile man” with a million nautical miles to his name, he is a master mariner who has sailed around the world twice. He has also successfully competed in short and single-handed ocean races. And, simply because he could and because his late wife Lesley was keen on horses, he took up horse riding at the venerable age of 70 to compete in endurance rides. Born in Windsor in New South Wales, with a twin brother Don who is an accomplished artist in England, Peter’s life of adventure began at the tender age of 14 in 1942, when he went to sea in the merchant service during World War II. He spent two years as a deck boy, feted for his excellent eyesight in spotting Japanese craft. “I saw seven ships torpedoed on the east coast here,” he says matter-of-factly and scoffs at the idea he may have felt scared. “Who’s scared when you’re 14.” Some of that bravado may have been inherited from his English father, John Mounsey, who fought in World War I, and was shot clean through his torso while

ducking down in a bomb crater as he snuck up on a German sniper. John thought he had shot the sniper but it turned out he was only foxing and when John pressed forward, he was taken down. Fellow soldiers found him when they were collecting bodies and at first thought he was dead. He was taken to hospital, patched up and later married Peter’s mum, a nurse. The couple moved to New Zealand and later to Melbourne where John joined the Australian Air Force and ended up a squadron leader. Peter remembers going to 14 different schools as a lad and admits he wasn’t much

Brisbane

24/09/2020 11:55:24 AM


OUR PEOPLE of a scholar: “I was more interested in chasing girls and I loved the sea life.” After the war, Peter joined the North Coast Steamship Company, and with his natural aptitude for sailing was encouraged to get his officer’s rating. He went to a nautical school in Sydney for six months, got his second mate’s ticket and climbed on up the ladder until he gained his Master’s papers at 25. With saltwater always running through his veins, his yacht racing career began in the early 1950s when he was asked to navigate for a Sydney-Hobart race. He ended up doing nine such races over the years. “I’m a navigator. I like ocean racing and I taught a lot of the early blokes celestial navigation,” he says. His most prestigious yacht race was the 31-day Melbourne to Osaka two-handed ocean race and he also has completed three solo races from New Zealand, winning one. He has sailed across the Tasman Sea 32 times in small boats. He has run huge offshore rig barges from Melbourne to the Persian Gulf and Singapore, skippered big tugs in Sydney Harbour and made private yacht deliveries all over the world as a sea captain with his own business Ocean and Coastal Deliveries. Peter says he has been lucky in life, in that whatever venture he has tried he has ended up with the best mentors, and that

Peter and Lesley in 1960. has helped with his success. He says he prefers independent sports where you can do your own training without worrying about others – such as his venture into endurance riding later in life. He’s done the Tom Quilty twice and 20 years ago came second in the Queensland endurance state championships. Most of these rides are 162km, so they are not for the faint-hearted. Peter says simply: “I like conquering new challenges.” One of those challenges was meeting and marrying his lifetime sweetheart Lesley, who he met during YWCA and YMCA get-togethers in Sydney when they

Proudly Australian owned & operated since 1970

were teenagers. They were inseparable and together they sailed around the world on their yacht Larapinta from the early 1950s to 1962. In 1953, they were the first Australian couple to sail around the world. Peter has a gallery of photographs from dozens of far-flung destinations. They were married for 64 years, until Lesley died five years ago at the age of 86 after suffering a stroke. Peter was bereft. “I still miss her like hell,” he says. Peter and Lesley moved from Sydney to Queensland 37 years ago. The Velocette record attempts began after he became friends with Stuart Hooper, an engineer and a motorcycle speed freak. Peter watched Stuart reach 193.06 mph on his modified 1959 Velocette on the salt flats of South Australia’s Lake Gairdner. It was the fastest ever speed on a single cylinder engine motorcycle. His immediate reaction was “I can do this” and his new adventures on land began. Stuart acquired the Velocette for him and rebuilt it with Peter’s help – although Peter has rebuilt his prized Mini Cooper himself. While disappointed that this year’s Dry Lakes Racing Association’s annual Speed Week had to be cancelled, Peter says he’s hoping it will be on again in 2021. “I’m slowing down, it comes with old age, but I still feel very confident about it.

Out there I wanted to do 90 (the first time) which is my age and I did 88mph and she did get the shakes,” he says. “Next time I went flat chat and I knew it was a good run and the others had their thumbs up and I did (almost) 94. I had it wide open. Now I just need another 6mph.” The speed runs are recorded by laser beams on a one-mile track over an average of two runs. But Peter hasn’t given up his seafaring ways in his quest for land speed. He still sails with a friend to Lord Howe island from Sydney every November – a five-day trip of 430km. And he likes keeping fit, working out three times a week on a home gym set up on his patio overlooking the river and soaring trees he planted 20 years ago. “I’m not a health fanatic but I eat well – lots of fresh food,” he says. He is also a keen home chef and often invites neighbours for meals. But the lure of adventure still burns brightly, even after travelling the world. “We (with Lesley) did most of Australia except the Kimberley,” he says. “Now I want a 70-year-old bride so I can go to the Kimberley and spend a year going around Australia,” he says with a mischievous grin. But his heart will always lie with the sea. “I’d like to live to be 100 and die at sea,” he says.

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23/09/2020 3:25:21 PM


HEALING BOOKS

STRANGE TIMES A CHANCE FOR TRANSFORMATION The world as we knew it has unravelled making us increasingly anxious, frightened, depressed, and overwhelmed, but, writes VICKI BENNETT, let’s not kid ourselves. We were like that before Covid-19.

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ur consumer-oriented mindset has already brainwashed us into thinking that to be fulfilled, we must do more, have a greener house, be a better parent or grandparent, lose weight, or be more organised. But what we really need is to enhance our wellbeing, to care for ourselves during a really tough time. Mahatma Gandhi believed that inward transformation – taking care of mental, emotional, and physical health – precedes external change, and has the potential to cultivate economic, political, and environmental change. A student of Hindu philosophy, he lived modestly, and as a political activist he was committed to non-violence. His intent was to raise awareness of India’s repressed class system and to lead India into freedom. He believed that he needed to transform himself inwardly before transforming the world outside. Instinctively, each of us knows what this means for us individually. It means dropping those parts of our personality and behaviour that do not serve us, being kind in our self-talk, and taking responsibility for our thoughts and actions. It means becoming more aware of anxiety; what triggers it, and the influence we have over soothing it. We are born with an inherent negative bias. While this protected us in the past when we needed to be wary of potential dangers to survive, our negative bias triggers us to be unconsciously focused on what’s going wrong, what’s missing and what might go wrong in the future. Cultivating a sense of gratitude as a method of building emotional resilience enhances our wellbeing. Recognising and acknowledging good things in our lives creates gratitude and is linked to satisfaction, vitality, compassion, and hope. Fostering gratitude tones down the amygdala, the alarm system in our brain, and reduces the release of cortisol and adrenaline, the stress response. Frequently

experiencing gratitude releases dopamine, the reward neurotransmitter. It balances out negativity, building awareness of what we want in our lives, not what we don’t want. Most of us were taught to be “nice”, to be peacekeepers, not peacemakers. Being nice at the cost of suppressing our real thoughts and feelings doesn’t get us anywhere. Being nice usually means the abandonment of self. This is not our collective fault, but changing it is our individual responsibility. When we put some effort into being the best version of ourselves, we become better human beings. Our thoughts, deeds, and actions have the power to heal. When we heal ourselves, we contribute to healing the planet. We can do this by cleaning up our environment, taking care of the hungry and homeless, helping others so that their pyramid of needs is being met first; making sure everybody has access to free education; ensuring we have democracy with checks and balances; contributing with kindness to the way we manage our world as communities, economically, morally and ethically. Such lofty goals can only truly be achieved if we start from within. Gandhi’s spiritual revolution was only possible because it started within him, then expanded to others. Covid-19 has afforded us the opportunity to look into ourselves and fix what needs cleaning up there: our thoughts, intentions, beliefs, and the toxic, anxious parts of our mindset. This pandemic allows us time to re-examine the way we live and to think about the possibilities of how we can live in the future. Worldwide, we have an opportunity to slow down and take responsibility for who and what we are, to give to ourselves the gift of self-love. Vicki Bennett is author of The Book of Hope – Antidote to Anxiety. Visit vickibennett.com.au

POET SPREADS MESSAGE OF HOPE WITH periods of social isolation, some fear the long-term impacts of COVID-19 could be more deadly than the virus itself. But Tom Stodulka, 2019 Australasian mediator of the year, says, life has always had its challenges and heartache – it is how we face them that makes the difference. With more than 40 years’ experience in the legal and mediation professions, from both military and civilian backgrounds, Tom has had a long life working with people who are often at low points in their lives. And, after growing up in a refugee family in the 1950s, he is no stranger to some of life’s hardships. “Sometimes it is easy to forget that as a nation, we’ve survived wars, conflicts, depressions, and economic uncertainty all before Covid-19,” he says. “Through determination, compassion, and support for each other, we’ve survived any adversity thrown at us.” After selling out of all copies of his debut poetry compilation, Storm Clouds and Silver Linings: My Journey, Tom aims to spread the message of hope with his second book, Life is a Dance. It reminds us that how we face life’s challenges is all about staying positive, and enjoying every moment.

Life is a Dance captures the challenges of life, the human condition and how to stay positive in an everchanging world. Sales of the book will help two charities engaged in supporting homeless and disadvantaged people nationally and internationally. Author John Marsden said the work was about real people, authentic feelings, the truths of everyday life. “Thomas is a humane poet who takes us on many a voyage and who navigates with beautiful wisdom,” he said. Visit tomstodulkaauthor.com

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October 2020 / YOUR TIME MAGAZINE 19

23/09/2020 2:46:54 PM


ACTIVE LIVING

The rundown on walking

FIT HAPPENS With Tom Law

Walking is not a humdrum activity you do with your legs. As Tristan Hall explains, it engages the whole body and with some planning, can engage your spirit too.

H

ow you walk matters. It can boost your energy or drain you and add to your risk of injury. Walking is a whole body activity. To walk well, follow these steps: As one leg goes forward, contract the bottom muscles, i.e. the gluteus maximus. This will propel you along and help reduce strain on your knees. Focus on this back leg rather than on stepping out with the front leg. You will find that a particular stride length will activate these muscles. Too short a stride and there is no work to be done and too long a stride is not sustainable. Find the stride length that works best for you. Don’t carry a bag. Leave your arms free to swing. As your right leg comes forward, your left arm should swing forward too. Get into a comfortable rhythm. As your arms move, your shoulders will follow.

This will engage your torso so it moves counter to your legs, helping you to stay balanced. As you walk, your spine gets a gentle massage and a boost to blood flow and nutrient delivery. The muscles supporting your spine will get stronger over time as well. Looking ahead will help maintain a good posture. Check out the scenery. Scan your body from time to time to see if you are holding tension in your back or shoulders. Some people arch their back as they walk. This will lead to lower back pain. To get momentum land lightly on your sole, not your heel, and then spring off from your toes. Walk slowly while you try this out. Also, notice if you are walking with your feet facing outwards or inward. Aim to keep feet parallel to each other and forward facing. It will take time to adjust your foot steps as your leg muscles have

adapted to your current gait. In this crazy time you may be finding it hard to stay motivated with your walking program. I suggest you look for a challenge event that you can work towards. And get a friend on board as a walking buddy. The Daniel Morcombe Foundation is hosting My Walk for Daniel on October 30. You can walk 4km in your own location. From the Nullabor to Nambour, this will be an inspiring national event. You can choose to donate or just walk in solidarity with Daniel. For other challenge suggestions, visit mynextchallenge.com.au. Choose a challenge that is far enough away so you can prepare and that will stretch you to greater level of fitness. Enjoy. Tristan Hall is an exercise physiologist at Full Circle Wellness. Call 0431 192 284 or visit fullcirlcewellness.com.au

I LAMENT the demise of the simple sandwich. In a recent TV show, a boss asked his assistant for a sandwich for lunch. The task proved too difficult, as in the CBD where they worked you could purchase a wrap, a kebab, a pitta, or even a quesadilla – but no sandwich. Many of us remember the fillings mum packed for the school lunch. A sandwich was the staple diet in schools, offices and on worksites, but no more. You may argue that Subway makes sandwiches or is a sandwich bar. I would say that as an American concept, Subway is to a sandwich what McDonalds is to a restaurant. The days of the milk bar and the sandwiches they sold may be behind us but the sandwich is an important part of our diet. Mitch Peterman, an accredited practicing dietitian and exercise physiologist, writes “somewhere along the way, many of us have lost confidence in knowing how to appropriately nourish our bodies. “In Western societies, this is

usually driven by or fear of fat and desire for thinness. Every day we are bombarded by messages that our worth as a human being can be defined by the shape or size of our bodies, or that there is a certain (largely unrealistic) way the human body should look”. Times change and many things are for the better. We are told to eat less carbohydrates, not to eat too much white bread and to be aware of our food and nutritional intake. In general I agree. There is no “one size fits all” and many of us have specific dietary requirements. I am a coeliac as is my wife, so we have sandwiches sometimes on gluten free bread. We need to exercise and pay attention to what we eat, but if you can eat bread without any problems, have a sandwich. Balance in life is about all things and for me, enjoyment of food is an important slice in the balance of the pie chart. Tom Law is the author of Tom’s Law Fit Happens. Visit tomslaw.com.au

D E B E L B A T S U ADJ SALE What our customers are saying: “The service was beyond excellent. The queen adjustable bed is pure heaven. I would recommend these beds to anyone”. – Vicki “The staff here are so nice. I went in there to order a bed for my son for this upcoming major surgery and they were so helpful. Thankyou so much XO”. – Melinda

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20 YOUR TIME MAGAZINE / October 2020

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MARY VALLEY COUNTRY provides that perfect and affordable break away, giving families and friends me to reconnect with each other and nature, face to face. The Mary Valley isn’t kidding when they invite you to ‘come out to play’ in Queensland’s Nature Playground. ‘Mary’ is a li le different from your normal tourism des na on. Her a rac ons are not roller coasters or theme parks with bells and whistles, the Mary Valley has something far, far be er – Mother Nature! Forests spanning thousands of acres, the magnificent Lake Borumba and Mary River teeming with fish, creeks galore running right through villages, hills, mountains and valleys, all providing the perfect natural playground for tons of fun. But wait, the best part is, you can access all this for free.

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So if you are into canoeing, fishing, horse riding, mountain biking, cycling, hiking, water skiing, paddle boarding, jet skiing, camping or… just prefer taking it easy with a glass of something ‘refreshing’ on a creek bank at sunset, then the Mary Valley is the perfect playground for you. If you don’t own the toys, not to worry, they will provide them for you. You can hire horses on guided tours, hire a canoe or bicycle to go on your own adventure or be guided by experts, take a scenic ride on a motor-trike and much more. A popular des na on for RV travellers, the Mary Valley has lots of loca ons to stay at

Just 2 hours north of Brisbane & 45 mins from the Sunshine Coast, take and a warm country welcome when you arrive. Ride the Mary Valley Ra ler steam train, try the famous Kenilworth Donut, taste local produce, ride the rail trail, and more... Exit 244 of the Bruce Highway. www.maryvallleycountry.com.au Follow MARY VALLEY COUNTRY on Facebook to keep up with all the news and events.

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Stay in a cosy B&B or at larger accommoda on for groups and families or try camping. Bring your BBQ, get the local butcher to prepare your dinner, visit the local markets and grab some local produce or dine out. Whatever you choose—it is mandatory to kick back, relax and soak up the open spaces of Mary Valley Country.

23/09/2020 3:25:58 PM


MOTORING

Jeep strikes high in the ute market Love them or loathe them, dual cab utilities are one of Australia’s favourite vehicles, but they don’t all come cheap, writes BRUCE McMAHON.

T

he Toyota HiLux, in a range of variations, continues to top the sales charts. Ford’s Ranger is close on the Toyota’s wheels and often outsells it when it comes to four-wheel drive, dual cab utes. Any number of people, from tradesfolk to nomadic retirees, have found a four-door ute the right vehicle for work and play. Today’s ute is more comfortable, more capable and more family-friendly than ever while offering versatility that’s hard to match. There is already a slew of choices on the market plus the likes of Hyundai and Tesla are set to join the fray but for now, the newest – and one of the most expensive – of the mob is Jeep’s squarejawed Gladiator. Jeep has a four-wheel drive heritage stretching back to 1942 and development as a “go-anywhere” line-up of vehicles, so this four-door Gladiator has good off-road capability straight from the showroom floor. While the $75,000 plus price tag is high the American ute offers a fair swag of gear plus good highway manners for a heavy, live-axle vehicle. The Jeep won’t be on everyone’s shopping list. It is petrol only (at least for

Brisbane

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now) and its 2700kg towing capacity and 527kg payload falls short of some rivals. There’s an upside though – the V6 engine puts out 209kW, and 347Nm of torque, through a pretty slick eight-speed transmission which makes for good road performance, whether around town or in the country. And the surprise is how well the

Gladiator handles rough and ready roads. Sure, there’s a little initial lightness to the steering feel but the coil-sprung ute is more comfortable than most rivals over back roads. Off the bitumen, and with a family reputation to protect, the 5.5m machine is a poised off-roader up and down the hills, through the mud and over the rocks,

though that longish wheelbase could catch the middle out in some situations. There’s low range and back-ups such as hill descent control to complement the Jeep’s great wheel and axle articulation. Drivers sit straight and high without a tonne of room for the left foot, but there is decent visibility to the front and sides and an excellent rear-view camera when backing out of trouble. The cabin here can be turned into a fresh-air experience through removable roof panels and doors plus fold-down windscreen and while it’s stacked with modern-day conveniences such as a big touch screen for navigation and entertainment, there’s an old-school, timeless character to the dashboard and instrument layout. The Jeep Gladiator is a top machine at a top price that won’t meet every ute buyer’s needs. Yet it’s a worthy edition to the ranks, suitable for young or old adventurers wanting to travel in style. And for confident travels across the country, Jeep Australia’s warranties are now five years/100,000 km with lifetime roadside assistance and a team of “flying doctor” mechanics to fix issues anywhere on the continent.

October 2020 / YOUR TIME MAGAZINE 23

23/09/2020 2:49:37 PM


TALKING POINT

Oh give me a loan … Exactly when did the world become so complicated and commonsense disappear in a flurry of paperwork and red tape, asks ALLISON WHITE.

I

allowed myself to become involved in my daughter’s quest for a loan to buy her first home and discovered that there is a whole new world of finance out there that leaves me gasping. And, they tell me, much of the nonsense they sprout was in place before the Banking Royal Commission. The biggest problem, you see, is that my daughter doesn’t want to buy a brick house on a suburban block, but a converted shed on a 40ha rural block which, alas, also rules out any possibility of first home buyer’s assistance. Despite all the talk about encouraging people to move to the regions, the lending system is geared towards an average home in the suburbs. In fact, she was quite amused, when she was advised: “It’s high risk as larger acreages are very hard to sell,” to which she replied, “well that’s hardly surprising since nobody can get a loan to buy them.” And did you know that 80 per cent of financial institutions will not lend for a property of more than 4ha? Nor will they lend for a shed that doesn’t qualify as a habitable dwelling, despite an interior fit-out, power and water. Yet a 58-year-old divorced friend was

recently given a $250,000 home loan over 30 years even though she said she would likely expire long before the loan term. Go figure. I also suspect that very low interest rates aren’t a great incentive to lend. I’m sure the banks and those CEOs who command a salary package in the millions, would have been much more prepared to listen when they could

charge interest rates of 10 per cent – or as some will remember, 16 per cent and beyond. But your lifestyle choices, it seems, are no longer your own. When I bought my first home, a rundown shack on acreage at the beginning of the 1980s, nobody gave a hoot about my life. All the lender wanted to know was that I could repay the loan. Perhaps I am just a simpleton firmly entrenched in last century, when you could pop down to your local branch, ask for a staff member by name, outline your hopes and aspirations as well as your ability to pay, and be on your way. This time when I indignantly marched off to the bank our family has been using since our collective first pay packets, and told them to just go through our accounts and look at the figures, I was politely advised that they were a “low risk” institution and savings records meant nothing. So much for loyalty. My offer to act as guarantor was also scorned – “it doesn’t really count for much these days” the banker said when I pointed out there was little risk if I had a

rental property worth more than the loan. There is also the issue of income and it doesn’t pay to be self-employed or a casual, even if you have a solid income history. The banks seem to have missed the fact that the workforce has changed and increasing numbers of young people either work as casuals or change jobs every few years. There are no longer workers around to collect a gold watch at retirement as the days of staying in the job you started after leaving high school are well and truly done. So, our quest goes on, but I have learnt that if you are a regular wage or salary earner wanting to buy a city apartment or a big house in a suburban street, there are opportunities to borrow, sometimes double the amount you seek. Do something that doesn’t conform and tick boxes and you are out on your ear. “I’m a Baby Boomer. I can’t imagine being rejected for a loan,” I huffed to my daughter, who calmly replied, “welcome to my world”.

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FINANCE

Retirement village not your average purchase contract Retirement villages have different ownership models. Know what you’re signing, writes DON MACPHERSON.

W

e spend a lot of time assisting people into retirement villages. People do, and should, buy for lifestyle rather than investment. But they also need to understand that buying into a retirement village is very different to buying and selling a house. Different retirement villages provide different ways of creating rights to reside in their properties. There are four main ways that retirement villages offer tenure to an incoming resident: 1. LEASEHOLD This is the most common way that retirement villages offer their properties to incoming residents. The lease contract creates a right to reside for an extended period (usually 99 years although we are yet to see someone outlive their lease). A lease is registered in the Titles Office. There is no stamp duty. Sometimes there is capital gain, but not usually. 2. LICENCE

Less common than leasehold (at least in Queensland) a licence creates a right to reside but is not registered against the title deed. There are additional protections provided under the Retirement Villages Act. Usually there is no capital gain. There is no stamp duty. 3. MANUFACTURED/RELOCATABLE HOMES This model involves owning the house, but not the land. The owner pays a site rental to have a house on land owned by the operator. Because you own the home there is usually capital gain available. 4. FREEHOLD This is the way that people are used to owning property. They buy the property (like buying a house) and can sell it at the end. Usually they pay stamp duty. Usually they get any capital gain. The title is registered in the Titles Office. This is the traditional ownership method. It is more like buying a unit in an apartment building, and subject to a body corporate structure. It is, however, rare in the retirement village industry.

Whatever the ownership model, all retirement village contracts provide extensive rules in relation to occupation of the home in which you live. There are always ongoing fees while in the village. There are usually significant fees payable at the end of the ownership period – called various names including exit fees, or deferred management fees. Exit Fee percentages vary across the industry, and can be based on the incoming payment, or the resale figure. Other exit payments, such as renovation costs, reinstatement costs, costs of sale, legal costs, and valuation fees vary from contract to contract, and operator to operator. Retirement village contracts are always long and complex. Specialist advice should be sought before entering into a contract for any type of arrangement. Don Macpherson is an expert in all forms of retirement village contracts. Visit brisbaneelderlaw.com.au or call 1800 961 622.

SCAMMERS USE COVID AS NEW WAY TO STALK VICTIMS AUSTRALIANS have lost more than $300,000 to rental and accommodation scams this year, an increase of 76 per cent compared to the same time last year. Scamwatch has received 560 reports of rental scams so far this year, an increase of 56 per cent, with many using tactics related to the Covid-19 pandemic. The scams target people seeking new rental accommodation by offering fake rental properties to convince people into handing over money or personal information. “Scammers are offering reduced rents due to Covid-19 and using the government restrictions to trick people into transferring money without inspecting the property,” ACCC Deputy Commissioner Delia Rickard said.

The scammer will post advertisements on real estate or classified websites or target people who have posted on social media that they are looking for a room. After the victim responds, the scammer will request an upfront deposit to secure the property or phish for personal information through a tenant application form, promising to provide the keys after the payment or information is provided. The scammer may come up with excuses for further payments and the victim often only realises they have been scammed when the keys don’t arrive and the scammer cuts off contact. Some scammers will even impersonate real estate agents and organise fake inspections. Victims arrive to discover the

property doesn’t exist or is occupied. “The loss of personal information through rental scams is becoming more common, with scammers requesting copies of identity documents such as passports, bank statements or payslips,” Ms Rickard said. “Once a scammer has your personal information you are at risk of being targeted by further scams or identity theft.” Over 65s lost the most to scammers and also reported the most scams to authorities. Scams cost people aged 65 and over more than $18.4 million. Scamwatch has received more than 3400 scam reports mentioning the coronavirus causing reported losses of

more than $1.7 million since the outbreak of the pandemic. Common scams included phishing for personal information, online shopping, and superannuation scams. TOP 5 SCAMS BY VICTIM LOSSES JANUARY-JUNE 2020 1. Investment scams reported losses: $30.4 million 2. Dating and romance scams reported losses: $19.7 million 3. Threats to life, arrest or other reported losses: $6.5 million 4. False billing reported losses: $4.3 million 5. Online shopping scams reported losses: $3.3 million

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ON TRACK

Ageism is alive and well … and thriving Have you experienced discrimination based on age? JUDY RAFFERTY warns that when ageism is directed towards older people it leads to negative stereotyping and discriminatory attitudes and behaviours

A

s a psychologist working with individuals, I have seen people struggle with the impact of ageism. Perhaps I see more of it than most because I work in the area of retirement – and some retirements are not voluntary. According to the Australian Bureau of Statistics more than half of those who give up looking for work are aged 55 or older. And the reason? The older jobseekers believe that potential employers see them as too old. This belief was supported by a survey of 1025 Australians conducted by LinkedIn which revealed that just under one in two baby boomers (44 per cent) believe their age is the main reason for employers rejecting their job applications. Australia’s Human Rights Commission found in a 2015 survey that 27 per cent of older Australians had faced workplace discrimination – often during the hiring process. A third of that group consequently went into early retirement.’ Despite ageism woes, governments are understandably keen to keep older workers working to boost the economy as the population ages. In Australia over the next decade, the working population is expected to increase by 12 per cent, while the population over 65 is expected to increase by 36 per cent. That is, the number of people aged over 65 will grow three times faster than the traditional working-age population. The number of people in the workforce supporting those who have left the workforce will nearly halve over the next 40 years. The outcome is likely to be a slowing of economic growth and potentially a loss of age supports such as pensions. Part of the answer seems to include keeping those older workers who wish to continue working, at work. Deloitte Access Economics estimates a three per cent increase in participation by

Ageism in the workplace is well researched and documented. But its impact extends well beyond our economy. The Australian Human Rights Commission (2013) reported that ageism not only limits the potential opportunity for older Australians to participate fully in the community, but also significantly impacts their overall health and wellbeing. the over 55s would generate a $33 billion annual boost to the national economy. A five per cent increase in participation, would see a $48 billion boost to the economy. Acting in accordance with this information Treasurer Josh Frydenberg wants older workers to learn new skills and delay retirement. But will those workers be hired? How do older workers continue in a workplace that is hampered by a culture of ageism? Is ageism real or just an excuse? Reports indicate that ageism towards older people is real and growing. Findings in the Australian Drivers of Ageism Report 2017 commissioned by The Benevolent Society included the following: “Ageist attitudes were most evident in the workplace setting. Almost a third (30 per cent) of those surveyed think employers should be able to make older employees take on a reduced role, and one in four (25 per cent) thought that employers would get better value out of training younger rather than older people. “Almost one in five (19%) think younger people should be given priority over older people when it comes to work promotions or that people who do not retire at 65 are taking jobs away from younger people (18%). “Many of those surveyed did not express a strong view either way on these issues – which suggests a level of ambivalence.”

Ageism has a personal cost, as well as an economic one. Perhaps armed and ready, rather than waiting on government initiatives for over 55s, we can be the change and lead the change we want to see in the world. Judy Rafferty is author of Retirement Your Way, A Practical Guide to Knowing What You Want and How to Get It. Available at bookshops and online.

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23/09/2020 2:52:16 PM


WELLBEING

Bad teeth put the bite on heart problems If you have problems with your teeth, the potential for problems with your heart is almost doubled, writes TRUDY KITHER.

R

esearch has found that certain microbes from your teeth can get into your bloodstream and travel through your blood to your heart. An example could be if you have an infection in your gum or underneath your tooth. That bacteria (Strep Gordoni) can mimic a specific type of protein called fibrinogen, leading to blood clots and it also has been found in joints. There is also a particular type of bacteria (Strep Viridans) found in the teeth that have been discovered in 84 per cent of stroke victims. Microbes from your mouth can end up in different parts of your body. One of the most critical vitamins you need is Vitamin K2, which is all about keeping your bones and teeth strong. When it is missing, calcium from your bones and your teeth travels through your body ending up in arteries, soft tissues, and joints. If this happens, it can eventually cause calcification, heart problems, joint issues, and dental problems. When treating this issue, you will also need to look at your diet as what you eat will be a significant contributing factor. The reason is that consuming a lot of

carbohydrates and refined sugars create cavities and bacteria. In turn, this causes bacteria to travel through your body system and lodge in other areas where they shouldn’t be, thus creating systemic health issues. Vitamin K2 also needs other nutrients to be absorbed. Notably, Vitamins A and D, which are fat-soluble vitamins. Thankfully, quite a few of the foods that have Vitamins A and D in them also contain the all-important Vitamin K2. Here are some foods that

have plentiful Vitamin D: • Butter (grass-fed or organic where possible) • Chicken leg and thigh (the dark meat) • Liver (duck liver in particular) • Egg yolks (from pasture-raised chickens) • Certain cheeses (for example, European hard cheeses such as Jahlsberg, Muenster, and Gouda, are K2 rich. • Fermented soy products. One of the most important things you need to do is stop eating sugar because sugar feeds the microbes.

The microbes then ferment, giving off acid and destroying teeth and the soft tissues around them. The compounding problem to all of this is that your body cannot use Vitamin C in the presence of sugar, and this vitamin is essential for collagen production. Collagen holds teeth into the bone, forms ligaments, tendons, and muscle, and provides skin with structure. The amount of collagen production in your body decreases as you get older, so the risk of degenerative joint disorders such as arthritis, osteoarthritis, etc., increases. Natural antibiotics with no side effects that will kill harmful bacteria in your mouth are: Oregano oil (five drops in a cup of hot water, taken three times a day), thyme, garlic and cloves. These are natural antibiotics and are excellent, especially if you have a systemic infection in your body. A note of caution: If you are on blood thinners or anti-clotting medication, speak to your health professional before taking extra Vitamin K2 into your diet. Trudy Kither is a naturopath at Nature’s Temple. Visit naturestemple.net

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HEALTH

Flush out menopause ... naturally The hot flushes and mild anxiety, which come with menopause can be distressing. DR MIN YEO suggests some natural solutions.

M

ENOPAUSE marks the end of the spontaneous menstrual cycle for women. The transition to menopause, the peri-menopause period, begins at around 45-55 years. During this period, reproductive hormone production begins to change, causing irregular ovulation and hence a disruption to the menstrual cycle. Hormonal changes are the beginning of many bodily changes which contribute a wide range of symptoms which can continue through to the post-menopause phase. The severity and range of symptoms varies, and luckily women can also take action to help themselves, including having a positive attitude. Here are four natural ways to help manage hot flushes and stress: 1. Eat more phyto-estrogens: Many plant-based foods contain phytoestrogens, compounds that resemble the estrogen our body produces.

Phytoestrogens mimic the action of the estrogen, and can help support as the body reduces estrogen production. Soy-based foods, such as tofu, tempeh, and edamame provide a good source of phytoestrogens, as do flaxseeds. Other legumes, alfalfa and clover sprouts, as well as mung bean sprouts also contain phytoestrogens. 2. Consider taking a herbal regulator: Actaea racemosa also known as Black Cohosh found in Flordis Femular is regarded as one of the most important herbal medicines in helping support the management menopause transition symptoms, with a long history of its use. Ze450, a clinically proven extract of Actaea racemose, has been shown to significantly relieve a range of menopause symptoms. Clinical trials and studies of over 1000 women have shown menopause symptom improvement as early as one month with increasing relief

shown over three to nine months. Black cohosh contains lactose and can harm the liver in some people. Always read the label and follow directions for use. If there are symptoms, talk to your healthcare professional. 3. Keep exercising: Regular physical exercise has been shown to be effective in managing hot flushes and stress. Exercise also helps

4. Reduce coffee and alcohol: Both coffee and alcohol can make hot flushes worse. Too much coffee can also contribute to feelings of anxiety or stress-like symptoms for some people. Dr Min Yeo is a Functional Medicine General Practitioner

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BOOK REVIEW

MARY BARBER This is a story of survival. It reminded me of Tully, by Paullina Simons. Both are about girls who grow up in extremely harsh circumstances and carve out a life for themselves against the odds. Kya grew up alone in the swamp. Out of this isolation she formed a strong relationship with the gulls, the waterways and the land. There were some wonderful characters in the book, notably Jumpin and Mabel who ran a small store on the backwaters. I thought the marshes were romanticised. Where were the mosquitoes, the midges or the fetid water? But that said, the descriptions of Kya’s everyday life are a reminder of the value of wild places.

BILL MCCARTHY Novels set along the swampy coast of the Carolinas and Georgia seem to have a special attraction for me. Midnight in the Garden of Good and Evil and The Prince of Tides spring to mind. While not quite up to the standard of those two, Where the Crawdads Sing is a worthy read. The ability of a young girl deserted by her family, to survive and grow, while living alone in the ecologically-rich coastal environment, creates a rich background for the story. Her relationships with the few sympathetic characters willing to interact with the “swamp girl” and a murder mystery go into the mix to create an interesting story. The journey from nine-year-old illiterate orphan to beautiful, educated woman in such circumstances, requires some suspension of belief but this can be forgiven as the tale pulls at the heart strings. A worthy read.

BOOK review

SUZI HIRST I loved this book but can’t really decide if it was a poor romance novel. The story is somewhat unbelievable, as how does Kya, a child, survive totally on her own in the marshes without any adult supervision or help? I looked into the author Delia Owens and have decided that I will read some of her other books. She has led an incredibly interesting life and her non-fiction books about her time in Africa will be of great interest. This one is an easy read, and it did keep me turning the pages. 7/10

Two timelines intertwine, one describing the life and adventures of Kya as she grows up isolated in the marsh of North Carolina from 1952-69 and the other following the murder investigation of Chase Andrews, a local celebrity of Barkley Cove. For years, the quiet town on the North Carolina coast has been haunted by rumours of the “Swamp Girl”, so when Andrews is found dead in late 1969, the locals immediately suspect Kya. But she is not the person they think she is – sensitive and intelligent, she has survived for years alone in the marsh that she calls home. When two young men from town become intrigued by her wild beauty, Kya opens herself to a new life – until the unthinkable happens. WHERE THE This is an ode to the natural world, CRAWDADS SING a heartbreaking coming-of-age story, and a surprising tale of by Delia Owens possible murder.

JOHN KLEINSCHMIDT This story is about abandonment, nature, love and murder. The author develops her characters and the scenery and wildlife of the marshland in which the story is set with skill and clarity. I was immersed in every scene with Kya. I felt her loneliness and joined her as she survived by teaching herself to forage, hunt, cook, read and eventually write and illustrate books on nature. The loneliness that Kya felt being ostracized by all except a kind black couple and Tate, her tutor and first love, is palpable. Abandoned by Tate, Kya is lured into a relationship with the town heartthrob and is accused and tried for his murder. The murder plot is weak but highlights the prejudices of the local community. Recommended.

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JO BOURKE I expected too much of this book as it had been lauded to the skies on every bestseller list. In her debut novel, Delia Owens writes with passion and deep understanding of the beauty of the marsh which comforted and sustained young Kya as she survived and grew to adulthood. The depiction of this young child, who was deserted, one by one, by her mother, her brother and eventually her horrible father, was utterly depressing. I wanted to pick her up and carry her away. Then, depressingly, more rejection as she found love as an adult only to be hurt again. The story was resurrected by the friendship of Jumpin and Mabel, by Tate teaching her to read and her ability to collect, catalogue and paint her collections and achieve success. Since not one member of her family ever bothered to track her down, the surprise ending was made much more satisfying to me. Good on her!

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This is an exceptional piece of work. This novel has everything. It is a story of survival, resilience, abandonment, loneliness, prejudice, coming-of-age, young love, and a murder mystery with a subsequent classic Deep South court trial. The setting is a North Carolina coastal marsh ecosystem. The main character, Kya, lives alone in a rundown shack in the swamp after being abandoned by her parents, family, the school system and the community. Nature protects her, nurtures her and teaches her the secrets of the natural world. This “swamp girl” becomes bonded to nature in a way few people are. She blossoms with the support of a childhood friend and future lover. Her loneliness and longing to be touched and loved are poignantly described by the author. I totally enjoyed this book. 10/10.

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WHAT’S ON

Bridal fashion is only part of the exhibition.

WEDDINGS AT THE MUSEUM THE Queensland Museum showcases 180 years of love stories as part of its new exhibition I Do! Wedding Stories from Queensland. It includes more than 40 wedding outfits and a range of accessories, photographs and letters to tell the stories and traditions and also highlights the social, economic and political changes over the years. The exhibition has been curated in– house, with 30 of the ensembles on display from the museum’s own collection. “The exhibition is more than a showcase of wedding fashion over 180 years, it provides an insight into cultural traditions, circumstances and also delves into legislation changes,” Queensland Museum Network CEO Jim Thompson said. From rebels and rule breakers to heartbreakers, the traditional and unconventional, the exhibition explores themes of Love; Rights, Rites and Rituals; Tradition; Circumstance; and Home and features an array of wedding outfits throughout the years, including the oldest wedding dress from 1840, through to outfits from the 1930s, the 1960s, and today. The impact of missionaries and marriage laws on Aboriginal cultural traditions and practices are also explored, courtesy of a commissioned wedding dress from renowned Cairns Aboriginal fashion designer, Simone Arnol, and artist and curator, Bernard Singleton. Level 2, Queensland Museum. Until February 21 next year. Tickets $10 and $8 concessions.

BARRACKS TOURS RESUME

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THE popular tours of Victoria Barracks on Petrie Terrace have restarted, albeit with smaller groups. Home to Army Museum South Queensland, the historic precinct provides a glimpse of Australia’s military history from the colonial era, through two world wars to the present day role of the Australian Defence Force. Displays include unique photos and memorabilia of the Australian Light Horse during World War I together with Australia’s involvement in the Vietnam conflict. The “Redcoats to Camouflage” exhibition features genuine uniforms and equipment of Army personnel in Queensland from 1824 to the present. All visits to Victoria Barracks are by prior arrangement. Call 0429 954 663, visit armymuseumsouthqueensland. com.au, or email info@ armymuseumsouth queensland.com.au

BRISBANE Seniors Online (BSOL) provides affordable computer training for learners over 50 in the greater Brisbane area. Tuition is normally one-on-one by voluntary mentors in the learner’s own home on their own computer. It is provided on most devices including Windows PCs, laptops, Apple, smart phones and android, at a pace that suits the learner’s existing knowledge and interests. BSOL always welcomes new volunteer mentors, particularly those who are confident teaching any or multiple devices. Learn how to use emerging technology, recognise and avoid scams, do online shopping and banking, access MyGov and Centrelink, pay bills, use BPay, book travel and accommodation, carry out research and use genealogy sites. Brisbane Seniors Online can provide a speaker to community or not for profit

AGE ARTFULLY AT THE TREE OF LIFE THE Tree of Life is an eight-week workshop series designed to support the creative, emotional and social wellbeing of a diverse cross-section of the senior community through movement and music. It is community wellbeing program presented by Sounds Across Oceans, and supported by the State Government. The program combines holistic exercises in meditation, improvised music-making, dance and movement led by Dr Anthony Garcia and dance director Sandi Woo, and supported by a collective of experienced teaching artists. Dr Garcia, co-founder and artistic director of Sounds Across Oceans, is an accomplished guitarist, composer, educator and producer dedicated to building bridges between cultures and communities through innovative arts programming. Fridays, 10am-noon, from October 16. Nundah Memorial Hall, Nundah. Cost for eight-week program $120. Bookings treeoflifeseniorsprogram. eventbrite.com.au Call 0432 036 496 or email anthony@ soundsacrossoceans.com

Brisbane Seniors Online Brian Korner and Ethna Brown. groups to talk about emerging technology and how BSOL can help over 50s. There is a one-off $20 joining fee plus $45 a year for learners. New learners usually receive around 12 one-hour home lessons with ongoing support for the balance of the membership year. Call 3393 2225, email bsolhq@bsol. asn.au, visit bsol.asn.au or on Facebook BrisbaneSeniorsOnline.

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BE serenaded at sunset with favourite songs from Opera Queensland soprano Rebecca Cassidy, while enjoying fine cheese and wine. Cost is $120 for table of four, cheese platters, bottle of wine and sweet canapés. Songs at Sunset, October 9 and 10, 5.30pm-7.30pm. The Common at West Village, 97 Boundary St, West End. Visit westvillage.com.au

THE Queensland Symphony Orchestra is for everyone with music from classical favourites to film scores, big symphonies to ballet music,. Although concert halls have been closed for much of 2020, QSO musicians have been finding new ways to keep the music alive – performing duets over fences, creating videos and recording concerts. Visit orchestraforeveryone.com

BRISBANE SENIORS ONLINE WE NEED YOU! NEW COMPUTER LEARNERS & VOLUNTEER COMPUTER MENTORS Brisbane Seniors Online provides affordable one-on-one tuition for seniors and over 50s in your own home using your own computer. We can help you: • Learn how to send emails and photos • Keep in touch using social media apps like Facebook • Become more confident with your computer, tablet and smart phone • Ensure your computer is secure and much more! An initial joining fee of $20 and an annual membership of $45 covers 12 months support. To find out more contact our office.

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October 2020 / YOUR TIME MAGAZINE 31

23/09/2020 2:59:15 PM


RETIREMENT LIVING

LIVING WELL AT CARINDALE ALTHOUGH the past few months have been different for the community at Aveo Carindale, it hasn’t stopped residents from living well and celebrating the important things. In mid-August, residents and staff came together as a community to celebrate the first anniversary of Aveo Carindale’s latest development, enjoying a night of music, fun and laughter. Community Manager Nerissa Stanley said the celebration was greatly enjoyed by residents. “It was fantastic to be able to get together as a community and enjoy some time together, even if at a distance,” she said. Established in 1985, Aveo Carindale has grown to become one of Aveo’s most appealing retirement communities, largely due to its convenient location and recent redevelopments. Stemming from a desire to meet the needs of future residents, the latest stage included the development of 97 independent living apartments across the community’s Parkland and Sanctuary buildings, as well as a major redevelopment of the community centre.

Now home to an outdoor heated pool, resident-run library, café and bar area, and private cinema, the community centre is recognised as the heart and soul of the community. In the year since the redevelopment, the community has tripled in size, welcoming 100 new residents drawn by its location, new facilities and neighbourly atmosphere. “Moving into a new unit and environment with its green outlook was attractive, but the closeness of shops, public transport, less cleaning, gardening and house maintenance were also a consideration,” new residents Dianne and Errol said. “We are very comfortable in our new environment.” Visit aveo.com.au

FIRST HOMEOWNERS GIVEN A FIRST CLASS WELCOME TUCKED away in a lush pocket of Buderim, Halcyon’s newest and greenest community, B by Halcyon, recently welcomed its first five homeowners. The foundation homeowners are all Sunshine Coast locals and include Gary and Sue Hadenham from Mountain Creek, Irene Hurley from Noosa, and Ozzie and Jo Feiner, who sold their home at Halcyon Lakeside at Bli Bli. Homes at Halcyon have an 8-star energy rating and come with 5kw solar panels and solar hot water as standard. They have been built with materials such as steel frames, Hebel

panels, water-saving fixtures and insulation to assist with natural cooling and heating. The luxury community is Australia’s first to have a Tesla as its shared vehicle. The leisure and recreation centre will be powered by Tesla batteries. Work on the $200 million project has been fast-tracked to meet demand, creating hundreds of jobs for tradies, suppliers and in-house staff. On completion, B by Halcyon will feature 5-star health and wellness facilities including a 25m covered and heated magnesium salt pool with spa, outdoor resort pool,

gymnasium and circuit room, yoga lawn, massage and therapy rooms and beauty salon. Also planned is a creative arts precinct with an art room, pottery workshop, music studio and work shed. Call 1800 050 555 or visit lifebeginsathalcyon.com.au

PARK THE RV AND ENJOY YOUR RAINFOREST HOME AS FORMER owners of a busy seafood restaurant in Mooloolaba, while maintaining a large home on a 12ha farm, Kieran and Des Stewart are loving their retirement to a new relaxed lifestyle at Nature’s Edge Buderim over 50s lifestyle community. Living life at a much slower pace, with time to enjoy the things they love, such as travelling Australia in their new caravan, the Stewarts were sold

straight away when they discovered the RV homes available at Nature’s Edge Buderim. Having lived in the area for 30 years, it was important for them to remain close to family and friends and they were impressed with the beautiful rainforest setting at Nature’s Edge Buderim. “It’s so close and handy to everything,” Kieran said. The lively social community

at Nature’s Edge Buderim was also a big drawcard for the sprightly couple. Nature’s Edge Buderim is having an RV Home open day on October 10, for visitors to take a walk through the latest architectdesigned RV home and inspect Zone RV’s state of the art ZB-20.6 base series caravan. To RSVP or arrange inspection, call 1800 218 898 or visit naturesedgebuderim. com.au

gentle exercises, craft, aquarobics, table tennis, bingo, indoor bowls, book club, movie nights and various bus trips within and outside Brisbane. Monthly Sunday concerts are also popular with performances from jazz bands, barbershop quartets and local school bands and choirs. These are followed by afternoon tea so residents can stay on and catch up with neighbours.

The social committee also donates money to many worthy causes with funds raised at its events including the Cancer Council’s Biggest Morning Tea, drought relief programs and music programs at local schools. Serviced apartments at Compton Gardens starts at $86,000 and independent living units at $130,000. Call 3263 2788 or visit tricare.com.au

RESIDENT-DRIVEN HAPPY HOUR PROVES A WINNER RESIDENTS of TriCare Compton Gardens are provided with many opportunities to meet with neighbours and socialise. One of the many benefits of moving into a retirement village such as TriCare Compton Gardens is that there is always something to do, and the wide choice of activities means there are plenty of friends around for social times if you choose. One popular event is the

monthly happy hour. Instigated by a resident four years ago, this regular event is now organised by the social committee with the aim of getting residents together in a relaxed social environment Resident and social committee chairman, Peter Myska says that happy hour is an excellent opportunity for residents to catch up in a relaxed environment.

“Everyone is busy with their own lives, so happy hour is one event where residents can mark it on their calendar each month to catch up,” he said. “Social isolation can be an issue as you get older, so we want to provide as many different opportunities as possible for residents to get out and see other people.” Some of the events on this year’s social calendar include games evenings, tai-chi, yoga,

OVER 50’ S REAL ESTATE SERVICES As someone over the age of 50, your needs aren't the same as a first-time home buyer or seller. You might be looking to retire, downsize, or join an active adult community or retirement village.

32 YOUR TIME MAGAZINE / October 2020

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Whatever reason you may have for considering a move, you can depend on us to guide you through every part of the process. Lyn is an over 50’s Real Estate Specialist. She has worked as a Lifestyle Advisor with the Over 50s for over 15 years. She is a licensed Real Estate Agent, a Buyer’s Agent and a SRES Designee which means she has specific knowledge and an understanding of the financial, and emotional needs and the housing options for over 50s, retirees and baby boomers. Her personal mission is to help Over 50s, seniors and their families with the sale of their property in order for them to move seamlessly onto the next phase of their life.

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0431 483 388 Brisbane

23/09/2020 3:05:28 PM


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23/09/2020 3:26:25 PM


MY PROPERTY

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New ‘experience centre’ a chance to try before you buy

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The recent explosion in online shopping has made it easy to make a purchase with a single click. But while this convenience may be preferable for items such as groceries, books and tickets, you’d be forgiven for not wanting to use it for more substantial purchases. There are some items that you need to test first. That’s why Scooters Australia Brisbane has launched its new Home Care Experience Centre. This unique showroom allows customers to test the extensive range of home care solutions for the bedroom, bathroom, kitchen and living room. Whether you need a new bed, lift chair or daily living aid, there is a range of models for everyone to try before they buy. We know how important it is to try out products before bringing them into the home. Everyone’s needs are different, and the Experience Centre allows experienced staff to provide the best possible advice for yours. With this first-hand service to test a wide variety of products to suit every lifestyle, now is a great time to visit the showroom to see what’s on offer.

I was enjoying an ongoing professional webinar on retirement income streams and it was said that for a couple aged 65, at least one will live to the age of 94. A significant majority of people enter retirement as a couple. Another interesting fact is that the life expectancy of a couple is actually greater than their individual life expectancies. This is because a couple is a pool of two people, rather than one. This increases the risk that one of them will live longer than their combined individual life expectancies. That is a long time to be retired and as we all have been reminded in 2020, care, home or away, in those later years is not easy. It is also very expensive and for a couple, currently costs $192 a week. If, as 76 per cent currently do, it means some form of pension, then there isn’t much left. It means that what you have in the bank and the pension needs to be “coupled” and modelled so that you are maximising your financial options. It’s a good idea to take a five-minute financial health check.

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Old hand helps negotiate the maze Remember Woodstock, man landing on the moon, discos and flairs? LYN MORRISON looks at how life has changed and making the most of what’s left.

L

ife passes so quickly. Maybe you are in your 50s, on your own and still working. You have the dream home where you raised the kids who have now fled the nest. Maybe you’re a bit lonely, looking for security or lifestyle or want to travel more, whether it’s exploring Australia or waiting for international flights to return. You start to dream of retirement and how you plan to spend it. Then you’ve reached your 60s and retired. You buy a new car, caravan or RV and get ready to head off to freedom and adventure. Who is going to mow the grass and look after the house and garden? Where are you going to store the van? You arrive home to find your garden overgrown and you really don’t want to be bothgered with it anymore. Maybe you should right size your home and free up some money for a new lifestyle? Before you know it, you are in your 70s and the body is not what it used to be. The stairs are getting too much, the house needs painting and you can’t keep up with the maintenance. You can’t do the things you used to do but then again, you don’t want to as

there are better things to be doing these days. You become confused. You love your home and independence but feel too young for a retirement village. You could buy a smaller home, but where? And who are the neighbours? What about a unit … and the body corp. You’ll have to clean the house and do all the jobs you’ve been putting off – declutter, sell furniture, prepare for sale, and then pack everything and move. It is all up there with death and divorce on the stress scale. Those over 50 don’t have the same housing needs as a first-time home buyer or seller. You might be looking to retire, downsize, or join an active adult community or retirement village. Whatever reason you may have for considering a move, there is help to get through every part of the process. Lyn Morrison is an over 50s real estate specialist who has been helping Baby Boomers navigate the financial, legal and emotional issues for more than 15 years. Visit over50srealestateservices, email lynm62@outlook.com or call 0431 483 388.

HOLIDAY ON THE CALOUNDRA WATERFRONT

SHORT term holiday rental is an opportunity to have a holiday apartment on the Sunshine Coast for about $500 a week, when the cost of owning the property would be $500,000. There would be no electricity, rates, repair, water or waste bills and no cleaning, gardening, maintenance, pool chemicals, insurance or capital outlay to pay. Many waterfront apartments near holiday homes and resorts are in prime positions around Caloundra, and the cost for a month’s family holiday may be less than half of 1 per cent of the cost of buying the property. Caloundra Holiday Centre is a rare specialist business in Caloundra that provides a large and diverse range of well-maintained holiday apartments and

homes, many in prime positions, that may be rented short-term or between one night and three months, and ranging in price from $75 to $750 a night. The holiday concept has been widely embraced by older couples and retirees, who save a bundle by choosing non-peak times away from school holidays. This can reduce the cost of the accommodation by up to 90 per cent of peak period rates. An even greater saving can be made for couples if they share a two or three bedroom holiday property with friends. There is a huge range of properties and prices available. A full colour 56-page brochure and price list can be posted or found online. Call 1800 817 346 Monday to Saturday. Brisbane

23/09/2020 3:02:59 PM


TRAVEL

Luxury coach the new way to travel

Take a luxury coach to travel back in time in a stagecoach at Strathmore Station.

W

ith international travel grounded, 2021 will be the year to see Australia – by caravan, camper, short getaway or, as increasingly likely, the easy way – luxury coach. Air-conditioned coaches are easy to get on and off, have generous seating with plenty of legroom and an onboard toilet. They also have huge panoramic windows so that nothing of the passing landscape is missed. CT Travel is back to business with a Covid-safe plan, and has come up with itineraries to inspire, fascinate and enjoy. Owner and expert tour guide Paul Brockhurst incorporates the best tours, attractions and experiences in the country into every itinerary, from the Outback to

Brisbane

35.indd 3

the coast and the Great Barrier Reef. “Bespoke group tours offer the camaraderie of travelling with like-minded individuals,” he says. “Quality coach tours provide a comfortable way to experience the magic that lies in our own backyard.” It’s also easy, as accommodation, breakfasts, dinners, and most lunches, tours and admissions are included. Leaving next July, is a 12-day Country Tales and Tropical Visions tour, from the central west to the tropical coast. The tour heads off through Chinchilla to Roma, visiting the area’s first settlement, heritage-listed Mt Abundance Homestead, and the Big Rig outdoor museum. In Charleville, the centre of a rich pastoral district, see the Cosmos Centre, an

audio-visual journey unravelling the mysteries of our night sky. Learn how the Charleville airport came to be a top-secret site during World War II. See the Tambo Teddies then travel on to Barcaldine, a town steeped in the history of pioneer struggles building the nation, and then Longreach for three nights. Visit the School of Distance Education, a classroom more than twice the size of Victoria, the Qantas Founders Outback Museum, and the Australian Stockman’s Hall of Fame. Meet the owners of Strathmore Station and travel in back in time in a stagecoach before taking a sunset cruise down the Thomson River to land for a traditional stockman’s campfire dinner complete with entertainment. The bush is illuminated by the Starlight’s Spectacular Sound and Light Picture Show, a big-screen presentation featuring the adventures of the cattle rustler who inspired Captain Starlight. Experience the freedom of the vast open plains and see the “jump up” rugged mesa plateau formation, enroute to Winton . Be guided through the largest collection of Australian dinosaur fossils and visit the newly re-built Waltzing Matilda Centre, a world class museum and

art gallery that is the pride of Winton. The tour then goes on to the gold mining city of Charters Towers before heading east to Airlie Beach for cruises to Hamilton Island and Whitehaven Beach and a Proserpine River eco tour. Take a crocodile safari, and an open-air wagon train to see the wildlife of the Googanga Plains, before boarding a flight back to Brisbane. Tours are filling fast, so getting in early is recommended. For bookings made before the end of the month, deposits will not be required until January next year. Visit cttravel.com.au

October 2020 / YOUR TIME MAGAZINE 35

23/09/2020 3:03:29 PM


TRAVEL NEWS

Keep it local ... it’s the only way to go AUSTRALIANS can help hard-hit tourism regions get back on their feet. It’s easy. Plan an Aussie trip and then book through independent, locallyowned travel agency.

TOUR WITH ONE WHO KNOWS THE HIDEOUTS MANY travellers heading to Brisbane airport for an overseas flight would pass the majestic Glass House Mountains and think, “I must go and have a look one day.” Well, that day is here. Covid-19 has brought in some restrictions, but it has also provided some great opportunities to explore our own region. Glasshouse Country Tours operator, Judy, brings the past and present to life. She shares tales passed on from local elders, and takes guests to the lesser known sites, introducing them to farmers and local artists who don’t normally open their business to the public. The bus takes a maximum of six passengers, making it ideal for families or a group of friends. Booking a group gives the ability to design your preferred tour. A three-hour morning tour is most popular, giving guests time to enjoy a leisurely lunch in the region, and possibly a walk along one of the many

national park tracks. A range of tours listed on the web site caters to individual interests. Tours are designed to show off the beauty of the Glass House Mountains and leave guests with enough information to return and explore further in their own time. If you always wanted to explore the other side of the Bruce Highway but didn’t know where to start, here is the answer. Be prepared to travel the back roads that only a local can share. See Glasshouse Country Tours on Facebook

BOOK YOUR OWN COACH GREG Ross and his wife Donna established their bus and charter tour business in 1994. From modest beginnings, with a school run in Maryborough, they have built it to a fleet of 18 buses and coaches and have gained a reputation for safety and consistency along the way. Greg and staff work tirelessly to ensure all buses are immaculately presented, and are passionate and dedicated about the safety and comfort of passengers. He has worked with the manufacturers to build safety, security, and comfort into all vehicles. Some coaches are fitted with spaced-out seating with footrests along with fold-down tables behind each seat, wheelchair lifts, onboard toilet, USB charging ports, TV, DVD, PA, air conditioning, and seat belts. “We have coaches that can tow your trailer or ours for extra luggage space,” Greg says. Catering for groups from 21 to 85 people his coaches Greg can provide the wheels to plan and organise travel throughout Australia. If you have a group keen to get going to see the sights that matter to them and to plan their own tour, then Greg has the wheels. Visit ganddrossbuscharters.com.au

Kick back in Caloundra

SMALL IS THE NEW BIG FOR THE CRUISE INDUSTRY

RESEARCH REVEALS WHO’S GOING WHERE AND HOW

CRUISE industry experts expect boutique, river and expedition ships carrying less than 500 passengers will be big in the post-Covid market. Small ships are also expected to play a vital role in rebuilding trust in cruising. “Smaller ships don’t have crowds, congestion, confusion, queues, delays in boarding and disembarkation, lots of noise, casinos, contests for deck chairs, large group excursions or a bewildering array of activities, shops and charge-onentry restaurants,” Cruise Traveller managing director Craig Bowen said. “When cruising returns, more people will seek the space, freedom, simplicity, ease, tranquility, intimacy, friendliness, eco-sustainability and personal service that smaller ships offer as well as the advantage of accessing smaller, more remote ports and sailing closer to wild scenery and wildlife.” He said the trend was evident before Covid-19 but he expects the popularity of smaller vessels to accelerate and the recent, record rate of new builds of smaller ships to gather pace to meet surging demand. “Small ships will be crucial to rebuilding trust in cruising, generally, but post-Covid, more people will appreciate the many benefits of boutique cruise holidays and this will prove a big boost to the small ship industry,” Mr Bowen said.

NEW research has revealed Australia tops the list of travel destinations for global travellers post-Covid. Insights provider Dynata, Blackbox Research and Language Connect examined the sentiments, preferences, and expectations of 10,195 people from 17 countries regarding travel in a post-COVID19 world. It found that Australia had been identified by travellers in China, India, Indonesia, Japan, Singapore, Thailand and the UK as one of their top three travel destinations for when restrictions are lifted. The global report also found that Australians had identified the US, New Zealand and Japan as their top three planned destinations. Other findings included: • 52% of Australians would be willing to do long haul trips to distant countries, 62% would commit to short haul trips to neighbouring countries and 93% would travel domestically. • 94% of Australians believe the tourism industry is important to the national economy. • 72% believe Australia is well-prepared to re-open tourism and leisure activities. • 70% of Australians plan to travel within six months of restrictions lifting. • 84% of Australians prefer domestic travel over international

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We have 160 accommodation options from only $420/wk 78 Bulcock Street, Caloundra caloundraholidaycentre.com.au 36 YOUR TIME MAGAZINE / October 2020

36.indd 2

Brisbane

23/09/2020 3:05:09 PM


CRYPTIC CROSSWORD

SUDOKU (EASY)

1 4 8 2 9 3 7 6 5

6 3 2 7 8 5 4 1 9

5 7 9 1 6 4 2 8 3

8 2 1 9 4 7 3 5 6

4 9 5 6 3 1 8 7 2

7 6 3 5 2 8 9 4 1

SUDOKU (MEDIUM)

9 5 4 8 1 2 6 3 7

3 5 8 7 2 4 9 1 6

4 9 7 6 1 8 3 2 5

2 6 1 3 9 5 7 4 8

5 1 4 9 6 2 8 7 3

CODEWORD

6 7 9 8 4 3 2 5 1

8 3 2 1 5 7 4 6 9

9 2 3 5 7 6 1 8 4

1 4 5 2 8 9 6 3 7

7 8 6 4 3 1 5 9 2

WORDFIND Secret message: Two-wheeled

K F E M R X V H Z G S C D

9-LETTER WORD

WORD STEP

15

14

2

1

16

17

18

19

20

21

22

23

24

25

26

1. Who were the “Big Three Bs” of classical music? 2. What does a hippophobic person fear? 3. In which country is the westernmost point of continental Europe? 4. Who was US president before John F. Kennedy? 5. Which common acid could be called hydrogen sulphate? 6. What kind of animal is a silverfish? 7. What do the oil company initials BP stand for? 8. The Melbourne railway station known as Southern Cross was formerly called what? 9. Which Australian airline used the motto Up, up and away? 10. What was champion swimmer Susie O’Neill’s nickname? 11. Harley Davidson, Yamaha and Honda are brands of what mode of transport? 12. Where is the motto Audax at Fidelis most often seen? 13. What are the three flavours of neapolitan ice cream? 14. Who is the third child of Queen Elizabeth II? 15. What was the name of the bus in The Adventures of Priscilla, Queen of the Desert? 16. In what sport did Kelsey-Lee Barber become a world champion? 17. What is the plural of “aircraft”? 18. What is the ruling political party in China? 19. Who played the dwarf in Game of Thrones? 20. What is Fred Flintstone’s trademark catchphrase?

PUZZLE SOLUTIONS QUICK CROSSWORD

2 8 7 3 5 6 1 9 4

With Quizmaster Allan Blackburn

3 1 6 4 7 9 5 2 8

TRIVIA

Y J NQ L O U P T I B AW 3

4

5

6

7

8

9

10

11

12

13

PESTO, PESTS, POSTS, COSTS, COOTS, COOLS There may be other correct answers

elope, leer, leper, lope, lore, peel, peep, peer, people, pere, pole, pope, pore, prep, prole, propel, PROPELLER, proper, reel, repel, repo, role, roller, rope, roper

1. Beethoven, Bach, Brahms; 2. Horses; 3. Portugal; 4. Eisenhower; 5. Sulphuric; 6. Insect; 7. British Petroleum; 8. Spencer Street; 9. TAA; 10. Madame Butterfly; 11. Motor cycles; 12. Queensland Coat of Arms; 13. Vanilla, strawberry, chocolate; 14. Prince Andrew; 15. Priscilla; 16. Javelin; 17. Aircraft; 18. Communist; 19. Peter Dinklage; 20. Yabba dabba doo.

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37.indd 3

October 2020 / YOUR TIME MAGAZINE 37

23/09/2020 3:18:41 PM


PUZZLES

CRYPTIC CROSSWORD

ACROSS 1 6 8 9 11 12 14 16 17 18

CODEWORD

No. 2566

DOWN

No. 039

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

1

Make these discounts a way to reward those responsible for safeguarding it (10) Suffer quite a scare in relation to a noxious element (7) The convict organised to hide the champ (6) Supported the hare-brained idea that the detective had (5) If you find a sheet nicely folded it could be one of the many I refer to here (5) Smooths on a par (5) Mistook the right reed for the one that was finally offered (5) Noble dispositions start to manifest in a fair person (6) Left in wild conditions to rescue the ship at sea (7) It takes energy to arrange messy cots for interactive biological communities (10)

Showing generosity with each tribal custom (10) 2 The way he is changing the subject of his postgraduate essay (6) 3 Doctor I’ve seen move a car (5) 4 The national leader’s eldest offspring was comfortably settled in (7) 5 Papers with tasks for students studying kosher stew recipes (10) 7 Cried out for ale (5) 9 An ailing race take on bio-mutations to sort of exercise (7) 10 Titles for actions? (5) 13 Noticed a novel veteran wearing plush fabric (6) 15 Prepared to be a scarlet letter by the sound of it! (5)

WORDFIND

CAFE

MOTORBIKE

CHOPPER

MOTORCYCLE

DIRT

POSTIE

GLOVES

SCOOTER

HANDLEBARS

SCRAMBLER

HELMET

THROTTLE

LEATHERS

WHEELIE

MOTOCROSS

Copyright © Reuben’s Puzzles www.reubenspuzzles.com.au. Refer to the website for a cryptic solving guide.

Tamworth CMF Australia’s Largest Festival 50TH ANNIVERSARY 2022 JOIN THE FUN...

DUE TO COVID19, 2021 FESTIVAL HAS BEEN CANCELLED

C D

The leftover letters will spell out a secret message No. 039

BIKE

WORK IT OUT!

SUDOKU Level: Medium

No. 858

3 4 6 9 6 1 8 1 4 2 6 8 1

1

5

1

8

2 3 9 8 4 1 5 6 8 3 1 7 2

Tamworth Country Music Festival Bus Trip 2021

The Great Western Play & Stay Musical Tour 2021…

B Bed & Bus, B Breakfast

M d 20/09/21 Monday to Thursday 30/09/21 Bus, Bed, Breakfast, Nightly Meals & Entertainment

$850 $

$2900 per person

T Tuesday 18/01/22 tto Sunday 23/01/22 TAMWORTH CMF 2021!

per person p

11 Day Musical Tour with 12 Country/Western, Rock n Roll Artists. See the Outback like you’ve never seen it before!

For more information or enquiries please contact GREG & DONNA ROSS. PH: (07) 4129 7132 OR 0427 297 132 e: rossbuscharters@bigpond.com www.ganddrossbuscharters.com.au 38 YOUR TIME MAGAZINE / October 2020

38.indd 2

Brisbane

23/09/2020 3:19:32 PM


PUZZLES

QUICK CROSSWORD

No. 3667

9-LETTER WORD

SUDOKU

No. 039

Level: Easy

Today’s Aim:

R O

12 words: Good 18 words: Very good

R

P

E

L L

E

25 words: Excellent

P

Using the nine letters in the grid, how many words of four letters or more can you list? The centre letter must be included and each letter may only be used once. No colloquial or foreign words. No capitalised nouns, apostrophes or plural words ending in “s”.

WORD STEP

ACROSS

1 Follow (7) 5 Killing oneself (7) 9 Social exclusion (9) 10 Doesn’t pass (5) 11 Gradually (6) 12 Categorise (8) 14 Put in (6) 15 Devoted followers (4) 19 Gem (4) 20 Patch of water (6) 24 Leaping (8) 25 Self-absorption (6) 27 Prohibited (5) 28 Made clear (9) 29 Ingredient (7) 30 Ratify (7)

DOWN

1 Partner (6) 2 Natural fibre used in clothing (6) 3 Allowing (8) 4 Platform (4) 5 Likeness (10) 6 Brew; steep (6) 7 Hostile (8) 8 Author of short pieces (8) 13 Defendant (10) 16 Small warship (8) 17 Worth a lot of money (8) 18 Lazy person (8) 21 Blow (6) 22 Victor (6)

23 Soil (6) 26 Vaulted recess (4)

No. 039

No. 857

2 9 1 4 5 9 6 7 4 9 5 3 4 8 7 5 3 5 7 8 5 1 7 3 8 9 9 5 4 3 6 2 WORK IT OUT!

Complete the list by changing one letter at a time to create a new word at each step. One possible answer shown below.

PESTO

_____ _____ _____ _____ COOLS October 2020

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39.indd 3

October 2020 / YOUR TIME MAGAZINE 39

23/09/2020 3:21:46 PM


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23/09/2020 3:23:23 PM

Profile for My Weekly Preview

Your Time Magazine Brisbane - October 2020  

Welcome to Your Time magazine, your 55+ baby boomers to seniors magazine on the Sunshine Coast and Brisbane. We hope you enjoy the read and...

Your Time Magazine Brisbane - October 2020  

Welcome to Your Time magazine, your 55+ baby boomers to seniors magazine on the Sunshine Coast and Brisbane. We hope you enjoy the read and...

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