The Shopper 11/20/2024

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Wednesday • November 20, 2024

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Cook County State’s Attorney’s Office Holds Largest Swearing-In Ceremony for Class of 2024 Bar Takers The Cook County State’s Attorney’s Office (CCSAO) last week celebrated its largest swearing-in ceremony for the Class of 2024 today, welcoming 54 new Assistant State’s Attorneys who recently passed the bar. This significant ceremony also marked the final swearing-in led by State’s Attorney Kim Foxx, who has overseen numerous class inductions during her tenure.

The new Assistant State’s Attorneys took an oath to uphold the U.S. Constitution, the State of Illinois, and the duties of their role, underscoring a unique responsibility to both pursue justice and protect the rights of defendants. In her remarks, State’s Attorney Foxx highlighted the importance of this dual commitment, explaining, “Prosecutors take a separate oath – an oath not only as attorneys but as representatives of the people who ensure that justice is pursued fairly and equitably. This responsibility is at the core of our mission.

In attendance at the ceremony was State’s Attorney-elect Eileen O’Neill Burke, underscoring the Office’s commitment to a smooth transition in leadership. Her presence highlighted the ongoing dedication of the CCSAO to pursuing justice for Cook County residents and supporting its new Assistant State’s Attorneys as they embark on their careers in public service.

The new ASAs are part of the 72-member cohort welcomed to the office in August. Those who did not pass the bar in the first sitting will continue working with the office and receive dedicated tutoring as part of the CCSAO’s commitment to their professional development.

The ceremony featured a keynote address by Andrea Zopp, Managing Partner, Cleveland Avenue, a pioneering figure in the

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business and legal communities and the first Black woman to serve as First Assistant for the Cook County State’s Attorney’s Office.

Zopp’s speech drew from her extensive career in public service, inspiring the new ASAs to embrace the values of dedication, integrity, and community responsibility as they embark on their prosecutorial careers.

Under Foxx’s leadership, the Cook County State’s Attorney’s Office has implemented a range of initiatives to foster a diverse and highly skilled legal workforce, including expanded onboarding, paid clerkships, and professional development programs such as the National Institute for Trial Advocacy (NITA) training.

Additionally, a recent salary study enabled the office to adjust pay scales, aligning compensation more closely with comparable prosecutor’s offices, further enhancing the CCSAO’s ability to attract and retain top legal talent. The CCSAO has also covered Assistant State’s Attorneys’ ARDC annual dues and this year, Foxx has allocated this support as a separate and dedicated line item in the 2025 budget, underscoring the Office’s commitment to alleviating financial burdens on staff.

• Highland (2) • Merrillville (2) • Calumet City • South Holland

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Illinois medical debt relief program erases $72M of debt thus far A state pilot program designed to erase medical debt for 300,000 Illinois residents has already helped thousands eliminate $72 million of debt, the governor’s office announced Thursday.

The Medical Debt Relief Pilot Program launched on July 1 – the start of the state’s 2025 fiscal year. Since then, it has erased debt for 52,745 residents. Residents whose debt has been forgiven so far will receive letters in the mail next week notifying them they no longer carry the debt.

“The Illinois Medical Debt Relief Pilot Program represents a promise to help families focus on health and recovery without the weight of financial strain,” Gov. JB Pritzker said in a statement.

“We’re just getting started, and my administration remains dedicated to bringing this relief to vulnerable communities across the state.”

Lawmakers approved $10 million in this year’s budget with the goal of eliminating $1 billion of medical debt. The state is

partnering with the nonprofit Undue Medical Debt, which can buy debt from collection agencies, hospitals and similar entities for just a few cents per dollar. Every $1 collected translates into $100 of debt relief by the nonprofit, which partners with governments on debt forgiveness programs.

The state’s pilot program is modeled off a Cook County program, where the county used $12 million of American Rescue Plan Act funds to forgive debt in partnership with the same nonprofit. Thus far, that program has relieved $382 million of medical debt for 213,000 qualifying county residents.

Residents who had their debt erased in the initial round of forgiveness had an average of $1,349 of debt, according to the governor’s office, with one person holding $242,136 of debt.

More than 20,000 Will County residents alone have had their debt retired so far.

Illinoisans must meet certain qualifications to be eligible for the

program. Residents with a household income at or below 400% of the federal poverty level, or with debt that is 5% or more of their income, can receive forgiveness under the program. Eligible residents do not need to apply for help and will be notified by letters in the mail once their debt has been forgiven.

Medical debt is particularly burdensome on people of color, with Black Illinois residents 50% more likely to suffer from medical debt, according to the governor’s office.

Earlier this year, Loyola Medicine, Undue Medical Debt and Cook County announced another agreement to eliminate $112 million of medical debt for Loyola patients.

Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

page 2

November 20, 2024

Say I saw it in The Shopper

Financial Advice Column

Which IRA is right for you?

SUBMITTED BY PATRICK ZAMKIN An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 • www.myshopper.biz • Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville.

Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication.

In any event, adjustment for errors or omissions is limited to the cost of the space occupied.

CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum).

Business Classifieds are $25 for 20 words, $1.00 per word over.

Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois.

DEADLINE Friday 4:00 pm for the following week’s issue.

PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

The toll-free telephone number for the hearing impaired is 1-800-927-9275.

Real Estate Specialists

Real Estate Questions & Answers CATHY & JIM HIGGINS Question: Recently we viewed a home and fell in love with it. Our agent advised there was a bid placed by another party. We in return also placed a bid. I called my agent the next morning and gave him our top dollar.

However, the house was sold to the first bidders, and we were never asked to counter bid! Is there anything we can do about this situation? We are heartbroken that we didn’t even get a chance to raise our bid.

Answer: All sellers have different motivations and interests. It may well be that the first bid met all the owners’ criteria and that they no longer wished to continue marketing the home.

Could they have gotten more money?

Perhaps, but selling a home involves a certain psychological cost and some owners simply want to sell as quickly as possible and move on.

You were told that there was an existing bid

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on the property -- a bid that could be accepted at any moment prior to withdrawal. Your bid was not made until the next morning. It’s perfectly possible that the first bid was accepted even as yours was being developed. Once a bid has been accepted, the property is under contract and the sellers have no obligation to consider other offers.

Lastly, price is only one consideration in an offer. While a higher price is surely an enticement, there may have been other factors which attracted the sellers.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www.

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219-972-2630

The individual retirement account (IRA) is celebrating its golden anniversary. Created in 1974, this savings vehicle has helped millions of people build resources for retirement. And in 1997, the Roth IRA was introduced. But which IRA is right for you?

Let’s look at the basic differences between the two IRAs. With a traditional IRA, you generally invest pretax dollars, so the more you put in, the lower your taxable income.

Your earnings grow tax deferred, meaning you pay no taxes on them until you start taking withdrawals. (If you take withdrawals before you reach 59½, you’ll be subject to ordinary income tax and a 10% IRA penalty.)

When you invest in a Roth IRA, your contributions aren’t deductible, but they can be withdrawn at any time, tax- and penaltyfree. And you can typically withdraw your earnings on these contributions tax free once you’re 59½ and you’ve had your account at least five years. (If you don’t meet these conditions, withdrawals of earnings are subject to income taxes and the 10% penalty.)

So, are you better off by taking the immediate tax break offered by a traditional IRA or the long-term benefits of tax-free withdrawals available with a Roth IRA? If you think you’ll be in a higher tax bracket when you retire, you might want to consider a Roth IRA, especially if you have a long time until retirement. This will give you more opportunities to put away funds that can be withdrawn tax free. Conversely, if you think you might be in a lower tax bracket upon retirement, you might lean toward a traditional IRA, as you’d get the tax benefits now, when you’re in a higher bracket, and can eventually make your taxable withdrawals when you’re in a lower one.

Here’s something else to keep in mind:

Once you turn 73 (or 75 if you were born in 1960 or later), you must start taking taxable withdrawals — technically called required minimum distributions, or RMDs — from your traditional IRA. But if you have a Roth IRA, you won’t face RMDs and can essentially keep the money in your account indefinitely. If you don’t need all the funds in your Roth IRA for your retirement, you can pass them on to your heirs.

Ultimately, though, your income may determine which IRA is right for you. You can earn any amount and contribute to a traditional IRA, though if you exceed certain income limits, your contributions may no longer be tax deductible. If you and your spouse don’t have a 401(k) or other retirement plan through your employers, you can make a full, deductible contribution to a traditional IRA regardless of your income.

But you may not be able to contribute to a Roth IRA, or at least not make the full maximum annual contributions, if your income is above certain levels. Your tax advisor can explain these levels, which often increase from year to year. (In 2024, the most you can contribute to either IRA, depending on your income, is $7,000 per year, or $8,000 if you’re 50 or older.)

Under some circumstances, you can convert a traditional IRA to a Roth IRA, though you’ll need to pay taxes on the conversion. In any case, think carefully about your options and make the choices that are appropriate for your needs.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430.

Contact us at (708) 798-9066. Edward Jones. Member SIPC.

Federal Funds to Help Reduce Your Home’s Disaster Risk & Tips to Mitigate Flood and High-Wind Impacts Eligible homeowners who applied for FEMA assistance may receive additional funds for specific mitigation measures to help prevent loss in the future. For Illinoisans with damage from the July 13 – 16 severe storms, this assistance could include funds for roof repairs to withstand higher winds and help prevent water infiltration, elevating a water heater or furnace and elevating or moving an electrical panel to avoid future flood damage.

In addition, eligible U.S. Small Business Administration (SBA) disaster loan borrowers may choose to receive expanded funding to help mitigate their home or business against future disasters. The maximum amount an applicant may be eligible to borrow for mitigation measures is 20% of the SBA’s verified damages.

The borrower should request mitigation funds as soon as possible, but not later than two years after the approval of the loan.

As recovery after the July 13 – 16 severe storms continue, FEMA encourages residents to consider mitigation actions to strengthen their property against future flood and high-wind events.

Flood Mitigation Tips • Invest in Flood Insurance. Did you know an inch of water can cause $25,000 in damage? Most homeowners’ insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings and/or contents in a building. To purchase a National Flood Insurance Program policy, call your insurance company or insurance agent. Find a provider online at FloodSmart.gov/floodinsurance-provider or call 877-336-2627.

• Seal Foundation Cracks. Use mortar and masonry caulk to fill foundation cracks to help keep water out.

• Install a Sump Pump and Back Flow Valve. Make sure you have a sump pump with battery-operated backup in case of electrical failure and consider hiring a plumber to install a back flow valve to push the flow of water and sewer backup away from your home.

• Elevate Utilities. Raise and anchor air

conditioning condensers, heat pumps, water meters and other service equipment onto platforms at least one foot above the potential flood elevation. Consider raising other major appliances above the ground floor.

• Landscape to Improve Runoff. Build up any sunken areas around the foundation, dig small depressions to properly channel water, and otherwise improve your yard so it slopes away from your home.

Wind Mitigation Tips • Reinforce Your Residence. Retrofitting your home can provide structural updates that didn’t exist when it was constructed.

For example, a homeowner can install straps to their roof’s structural beams to make it strong enough to resist the “uplift” effect of high winds that can cause it to lift and collapse back down on the house.

• Defend Those Doors. Garage or doubleentry doors can fail under wind pressure.

Garage doors can be reinforced with girts and by strengthening the wheel tracks.

Double-entry doors can be reinforced with a heavy-duty deadbolt, adding slide bolts on one of the doors, and using longer hinge attachments on the door and frame.

• Guard your Glass. Storm shutters prevent windows from breaking when there is windborne debris. You can also add shatter-resistant film or stormproof highimpact glass to defend glass from breaking.

• Trim and Tighten. Consider cutting away any dangling tree branches that pose a threat to your home and securing outdoor furniture and fuel tanks that can serve as projectiles during high wind events.

• Ensure You’re Fully Insured. Take the time to review your insurance coverages and talk to your agent to verify your household is adequately insured for high-wind events and other disaster risks in your community.

For more information about FEMA and SBA mitigation assistance, visit go.dhs.gov/3x8 and www.sba.gov/funding-programs/disasterassistance/mitigation-assistance.

Say I saw it in The Shopper

November 20, 2024

LOCAL CHURCHES TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 9:15 a.m.

Worship Services ......................... 10:30 a.m.

WEDNESDAY Bible Study…… .............................. 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m.

Wed. Bible Study ................................ Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org Morning Worship ............................ 9:30 a.m.

Sunday School ............................. 11:00 a.m.

Evening Worship ............................ 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m.

Sunday School ............................. 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 865-1137 gracedyer.org PASTOR REV. DALE HETHERINGTON

WORSHIP SERVICES Sunday........................................... 9:00 a.m.

Bible Study Sunday.......................10:30 a.m.

Monday...........................................7:00 p.m.

Saturday Prayer Service................10:30 a.m.

JESUS LIGHTHOUSE OF LOVE INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m.

Wed. Service on Facebook.............7:30 p.m.

Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m.

Wednesday Bible Study ................. 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m.

Sunday School ............................. 10:45 a.m.

Channel 6 Tues. ........................... 10:00 a.m.

ST. PAUL’S EVANGELICAL LUTHERAN CHURCH & SCHOOL

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Heart Smart JOSH BOOTSMA Changing diapers is a beautiful picture of God’s undying patience and profound love.

My son has only been alive for 5 weeks, but I’ve already changed his diaper over 300 times (yes, I’ve kept track, roughly). Each time I change him, I’m happy that he’s clean.

Don’t we all love that freshly-cleaned feeling?

But I also know that I’m lucky if his fresh diaper lasts more than an hour or two. I change him, rejoicing in his freshness, knowing full well that he’s going to be dirty again.

Sometimes immediately. And then, I’ll have to change him again. And I’ll have to change him after that. And soon enough, I’ll be purchasing another box, and then another, of fresh diapers for my son to dirty.

I choose to live in the happiness of a clean diaper (perhaps the most fleeting of joys?). But when I’m tempted not to, I just think of my heavenly father.

My Father forgives my sins, over and over again. Every day, I have a fresh slew of shortcomings and failures that I offer up to him. “I’m sorry, Father. I’m dirty again. Will you make me clean?”

The Bible tells us that the Lord will always forgive his children, those who’ve been washed clean by the blood of Jesus. Isaiah 43 says the Lord “blots out” our sins, and “remembers [them] no more.” Psalm 103 says our Father “does not treat us as our sins deserve,” but instead, “As a father has compassion on his children, so the Lord has compassion on those who fear him.”

The love that I show my son by changing his dirty diapers pales in comparison to the love my Father shows me as he perpetually wipes clean my dirty soul. I pray that you’ve come to experience the unending love of your heavenly Father this way!

Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

8601 Harrison Avenue, Munster, In. 46321 219-838-6720 stplmunster.com Pastors: Peter Speckhard, Adrian Krebs WORSHIP SERVICES: Monday: ..........................................6:30 p.m.

Sunday: .....................8:00 a.m. & 10:15 a.m.

Bible Study: Sundays at ........9:15am (Sunday school at this time too) 2nd & 4th Tuesdays of the month (Ladies’ Bible Study) Wednesdays at 10am Thursdays at 10am (Nursery available for Sunday morning services)

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ............................................7:30 p.m.

Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

Invite your community to church.

Join The Shopper’s Church Directory by calling 708-333-5901

Homewood Self Storage located at 501 Ridge Rd, Homewood, IL 60430 (773-974-8797)

intends to hold an auction of the goods stored in the following units in default for non-payment of rent: Saniyah Muhammad, Unit 69; Lester Barnes, Unit 102; Lovely Hall, Unit 120. Auctions will be conducted online on www.storageauctions.com at 12PM CST on December 1, 2024.

VERSE OF THE WEEK

But even if you should suffer for righteousness’ sake, you will be blessed.

1 Peter 3:14

Attend the church of your choice.

page 4

November 20, 2024

Say I saw it in The Shopper

LIBRARY HAPPENINGS Calumet City Public Library Address: 660 S Manistee Ave, Calumet City, IL 60409 Phone: (708) 862-6220 Email: info@calumetcitypl.org Website: http://www.calumetcitypl.org/index.html

Dolton Public Library Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

BINGO NIGHT. Starting October 12th, from 3 – 4pm. Held every 2 nd and 4 th Thursday in the Kopac.

Please call (708) 849-2385 x3 leaving your full name, email address and phone number or send email to lincoln@doltonpubliclibrary.org to register. FREE Virtual Zumba Dolton Public Library District presents VIRTUAL ZUMBA with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call (708)8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email address and phone number to register. (5pm – 6pm every Friday). FREE BEGINNERS LINE DANCING with “DAWN the DANCIN’’ DEEVA” Every Wednesday, from 3pm to 4pm. Please call 708-849-2385 ext. 3 to register, RSVP between Friday, 9am and Tuesday, 4pm ONLY. Leaving your full name and phone number.

Held in the Josway Auditorium. FREE VIRTUAL SENIOR YOGA Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leaving your full name, email address and phone number to register. FREE SENIOR BRIDGE CLUB Held every Tuesday, in person, from 3:30pm to 4:30pm.Please register by calling 708-849-2385 x3 or send email to lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. FREE VIRTUAL WORKOUT with SHEENA STINSON Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and phone number to register. A Zoom Link will be sent day of the program. FREE

Get up and Move with Simon Says Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd or 4th Friday from 10:45 to 11:45am starting Oct. 27 th . PLEASE CALL FOR FUTURE DATES. Register by calling (708849-2385, ext. 4) or emailing at lincoln@ doltonpubliclibrary.org leaving your name, email address, phone number and the number of children participating. FREE Buriobo Burbio is a one-stop free resource to find out about all the Dolton area events and activities.

If your group wishes to post your events on burbio contact: groupsupport@burbio. com Sign-up at Burbio.com or download the free Android or iPhone app and follow the calendars that interest you. FREE VIRTUAL PASSPORT TO KNOWLEDGE, Every first Monday of the month from 3:30 – 4pm. Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and phone number.

Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE BETWEEN the PAGES: A Virtual Story Time Every third Saturday of the month at 1:30pm.

To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE COOKBOOK BOOK CLUB Will meet in the Josway Auditorium on one Saturday a month, from 11am to 1pm at the library (14037 Lincoln Avenue, Dolton, IL 60419). To discuss the selected cookbook and to taste samples that have been prepared by our members from the recipes within the book.

Potential new members please call 708-849-2385, ext. 5 to register leaving your name, email and phone number to get complete details. FREE Homework Help GOT HOMEWORK? NEED HELP? For ages 5 – 14yrs, make an appointment with Mrs. Brooks on Fridays or Saturdays by calling (708) 849- 2385 x 4. Sessions are limited to 30 minutes each. FREE Toddler Time For young children (18 mos – 4 yrs.) and their caregivers. Every 2nd Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@doltonpubiclibrary.org leave your name, email address or call at 708-8492385, ext. 4. FREE

Family Game Time Join us twice a month on Saturday, from 1:00 to 2:30pm for free fun and activities. To be held in the Youth Services department. Call (708) 849-2385 x 4 for future dates. NO REGISTRATION REQUIRED. FREE Creative Craft Join Ms. Barbara every 4th Wednesday for a new fun art craft from 3:30 – 4:00 pm in the Kopac Room. NO NEED TO REGISTER KIDS &YOUTH 5-16 YRS. FREE!

Hammond Public Library Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: swishl@hammond.lib.in.us Website: www.hammond.lib.in.us

Harvey Public Library

Weekly Walking Group 9 – 10 am Ages: Adults/Seniors This walking program is for everyone interested in achieving a healthier lifestyle. What better way to start your path to better physical and emotional health, than on your feet making strides to help your heart and improve your general health.

South Holland Public Library Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161 Email: library@southhollandlibrary.org Website: shlibrary.org/events-calendar.

Thornton Public Library Address: 115 E. Margaret St. Thornton, IL. Email: library@thorntonil.us Website: https://www.thorntonlibrary.org/

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

Calendar Of Events

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Men of A-Chord invite you to an Evening of Lessons & Carols on Saturday, December 14, 2024 at 7:00 p.m. at First Church OPC, 16248 South Park Avenue, South Holland.

For more detail please visit: menofachord.org

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Holiday Carols

Homewood Public Library Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: hplhelp@homewoodlibrary.org Website: www.homewoodlibrary.org/

Lansing Public Library Address: 2750 Indiana Ave., Lansing IL Phone: 708-474-2447 Email: shari@lansingpl.org Website: www.lansingpl.org

Riverdale Public Library Address: 208 W 144th St Riverdale, IL 60827 Phone: (708) 841-3311 Email: library@rpld.org Website: www.rpld.org

Riverdale Public Library District Food Pantry Our food pantry is open to everyone and is located in the entryway of library. Donations are also welcome and can be dropped off at the Circulation Desk. Please ensure that food items are non-perishable, non-glass containers and not expired.

Email your library events to general@myshopper.biz

Say I saw it in The Shopper

November 20, 2024

page 5

Neighbor 2 Neighbor JANICE MINTON-KUTZ

St Margaret Hospital/ Franciscan in Hammond coming down. Wonder how many babies were born here in its 140 years of health care? So sad to see this beautiful shell of a hospital being dismantled piece by piece. Sad. *** Santa is coming to town in Whiting. Pictured around the Santa Skeleton are: Ruth and Bob Krol, Trish Zbinden and Jennifer Laurinck. It’s never too soon to get a handle on Christmas festivities. ***

John Novacich, superintendent of Schererville Parks was recently awarded a trophy for his ongoing efforts of maintaining Schererville Parks. Bravo John Novacich! ***

The SSEVV Color Guard including Jesse Gomez in front and Tony Rebeles. The guard presented colors for the dedication of the Memorial at the corner of 14000 Torrence in Burnham, Il. ***

The Illinois Honor Guard from Calumet City doing the honors at the groundbreaking of the new memorial Saturday November 16, 2024 at 1 p.m. at 14000 Torrence Avenue, Burnham immediately adjacent to the Amvets post 43 and the Burnham Township Building. The Burnham Trustees, Burnham Mayor Polk and honorees all participated. ***

Trish Bielec Murkowski of Post 43 Amvets Burnham and members of the Board of Directors meet on Saturday November 16, 2024 at the dedication field 14200 Torrence Avenue, Burnham Illinois. Veterans’ families will be able to install bricks in the name of their beloved departed in the field. For Information call Trish at (773) 749-9745 ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

Read The Shopper Online!

Visit issuu.com/myshopper

page 6

November 20, 2024

SUDOKU

Say I saw it in The Shopper

CROSSWORD

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

ACROSS

SOLVE THE MAZE

1. More agile 8. Caribbean island country 15. Oily, poisonous liquid used to make dyes and plastics 16. The process of mountain formation 17. Put into words 18. Performances 19. Bank job 20. Bunk 22. “Let it stand” 23. Certain surgeon’s “patient” 24. Newswoman Zahn 26. “The Adventures of ___ and Otis,” film 27. ___ Master’s Voice 28. Hansen’s disease 30. Black gold 31. Come by 33. Wisdom 35. Contact, e.g.

37. Water barrier 38. Temporary substitutes 42. Survivor from an earlier different environment 46. Popular retrieving dog 47. Covers up 49. Density symbol 50. Times to call, in classifieds 52. Kitchen counter?

53. Extinct, flightless birds of New Zealand 54. Bombard 55. “What’s ___?”

56. Some people can’t take them 57. Short poem with ab,aa,abab rhyme scheme 60. Flatter servilely 62. Fire up 63. Figure 64. More vulnerable 65. Honors

WORDSEARCH

DOWN

1. Petroleum distillate used as a solvent 2. Receive something specified in a will 3. Most swampy 4. Nonchalantly unconcerned 5. “Schindler’s ___” 6. Charlotte-to-Raleigh dir.

7. Railroad station porter 8. Slew 9. Parenthesis, essentially 10. All the rage 11. Discrimination against older people 12. Bring up 13. Really good 14. Part of a heartbeat 21. “One of ___” (Willa Cather novel) 24. Nautical flag 25. Ambitious person 28. Feudal lord 29. “Holy cow!”

32. Matterhorn, e.g.

34. Moray, e.g.

36. 100 meter runner 38. Stayed in bed longer (2 wds) 39. Greek cafe 40. Dagger reference mark 41. “___ Like It Hot” 43. Period in history marked by tools and weapons (2 wds) 44. Movable personal property (law) 45. Horseshoes players 48. Lament 51. Steplike mine excavation 53. Distance runner 56. Bantu person inhabiting Rwanda and Burundi 58. Ceiling 59. “... ___ he drove out of sight” 61. Chain letters?

NATIONAL CHILD’S DAY November 20th each year recognizes National Child’s Day and all the potential represented by our children’s ambitions, dreams, and goals. Through educational goals, STEAM projects, and academic missions, educators and families join forces to provide excellence at all levels of education.

DEVELOPMENT ACADEMIC ACCOMMODATE DREAMS EDUCATE BRAIN EDUCATORS CHALLENGE ENCOURAGE COMPASSION

EXCELLENCE GOALS GROWTH GUIDE HOPES

LEVELS MENTOR PARENTS POTENTIAL SKILLS

NATIONAL CHILD’S DAY

Education begins at home, and by providing parents with resources vital to growing minds, we encourage curiosity and brain development. From the day they are born their education begins. Language and social skills are essential building blocks to any child’s early education.

SOLUTIONS

NATIONAL CHILD’S DAY WORD SEARCH

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

November 20, 2024

page 7

New release provides detailed look at Women’s History in IL

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Visit issuu.com/myshopper

A new, full-length book celebrates the history of dozens of leading Illinois women who left their mark across every region of the state in numerous occupations.

Stories of Historic Illinois Women is a fullydocumented, illustrated 200-page softcover work by acclaimed historian Tom Emery of Carlinville. Known for his diverse interests in history, Emery is a contributor to many Illinois newspapers, and has lectured on his research across the state.

His latest release is a compilation of his articles on nearly fifty of the fascinating women of Illinois history. Political leaders, social reformers, writers, teachers, librarians, historians, attorneys, artists, aviators, actresses, and athletes are included in the work, which includes some of Illinois’ greatest names.

The book is a continuation of a 2018 release

by Emery, Notable Women of Illinois History, a book that proved popular with readers and became a well-received lecture topic. “I’ve doubled the size of that first book, with a lot of new material,” said Emery. “This new book is really different than the original.”

Relatively little has been written on women in Illinois history. Emery’s book fills that void with a fast-moving, concise look at top women who were ground-breakers in their respective fields.

Among them are the incomparable Jane Addams, the renowned Chicago social reformer who was called “the most famous American woman of the twentieth century,” and Alta May Hulett, who became the first woman to earn admission to the Illinois bar – at the age of nineteen.

Also included are Illinois poet laureate Gwendolyn Brooks, who was the first AfricanAmerican recipient of the Pulitzer Prize, and Bessie Coleman, the first African-American female to earn a pilot’s license.

Other leading ladies in the book include legendary Civil War nurse “Mother” Bickerdyke; brilliant legal mind Myra Bradwell; Catherine O’Leary, whose cow was wrongly believed to have started the great Chicago Fire of 1871; and Lottie Holman O’Neill, Illinois’ first female state legislator.

There’s also a look at some of the women in Abraham Lincoln’s life, including his wife, Mary Todd, his supposed love interest in Ann Rutledge, and his documented romance with Mary Owens.

Stories of Historic Illinois W o m e n includes over twenty photos as well as a full bibliography, complete footnotes w i t h annotation,

and index. The book was reviewed by a bluechip collection of professional Illinois women, including Kathryn Harris, the retired director of library services at the Abraham Lincoln Presidential Library and Museum, who is affectionately known as the “First Lady of Illinois History.”

Joining Harris in reviewing the work were April Anderson-Zorn, the University Archivist at Illinois State University, and Dr. Natasha Casey, a professor in the Arts and Communications Department at Lincoln Land Community College.

“I’ve been writing for a long time, and have covered a lot of topics in history,” said Emery, “and the subjects in this book are some of my favorites that I’ve ever done. They’re just so inspiring.

“These ladies should be role models not only to women, but to men as well,” remarked Emery. “We can all learn so much from them.”

Stories of Historic Illinois Women appeals to readers of all ages, both sexes, and any level of interest in history, including students.

“I purposely create my works to be easy for everyone to read,” said Emery. “I want anyone who reads this book to take something away from it.”

Stories of Historic Illinois Women sells for $22.95 plus $1.44 tax and $5.56 postage and handling ($29.95 total). Quantities will be limited, so order by December 6 to guarantee shipment before Christmas.

Orders may be placed with PayPal (use the e-mail enjoyhistorytoday@gmail.com) or by mail by sending your name, address, phone, and check or money order to History in Print, 337 E. Second South, Carlinville, IL 62626. For more information, call 217-710-8392.

TOO MANY PAY DAY LOANS?

Saturday December 7, 2024

Jedi’s Garden Restaurant • 444 Ridge Rd, Griffith, IN

Call 877-422-4557

Get HELP with DEBT

We consolidate All Your Debts Into 1 Low payment SAVE 100’S each month!

John 3:16

Bad Credit OK!

Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000637 on NOVEMBER 7, 2024 under the assumed business name of MS. B’S CREATIONS with the business located at 913 E 171ST STREET, SOUTH HOLLAND, IL 60473 USA. The true and real full name(s) and residence address of the owner(s)/partner(s) are BRANDI HOLLOWAY, 913 E 171ST STREET, SOUTH HOLLAND, IL 60473 USA.

page 8

Classifieds Services AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95.

Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281 SMITH PAINTING 30 YRS EXP FREE ESTIMATES Mention Sherry, get 5%off job. Call Mike 2197429867 MOVING SERVICES: Pick up/ Delivery Service.

Small moves; in-house move; store-to-home. Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Call Rob daily until 9pm 708-898-8668 GUTTER CLEANING: SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Ask for Rob. No Sundays. 708-877-6860 JUNK REMOVAL Time to make space! Cleanouts (garage attic, basement, shed). Hauling away appliances, furniture, trash.

WE RECYCLE! Call ‘til 8pm. 708-898-8668 CAR / TRUCK TROUBLE? Vehicle shopping? Onlocation diagnosis: Will find needed repairs / maintenance.

Uncertain of mechanic estimate? 32 years exper.

Any day! 708-898-8668

Wanted Used or new musical instruments for a local school that does not have a music program. Students need arts like music to appreciate its many benefits. Please donate your working instruments.

We need oboes, saxophones, double French horns, trumpets, flutes, clarinets, upright bass, and percussions.

(219) 680-7215 WANTED: OLD BEER CANS AND POP CANS. Single cans or whole collections.Also, beer signs, trays, other misc. vintage beer/tavern items.Cash paid.

219-730-9624 Wanted: Room to rent with own bathroom. NW Indiana/ Lansing area. Elderly care experience. 40+ Nondrinking/smoking male w/ maintenance skills. Prefer Kitchenette & garage space.

708-898-8668 Need cleaning woman (or man) for doors, baseboards and exterior of kitchen cabinets; also vacuuming carpets. (708) 895-2647 In need individual looking for older model car donation or under $1000 708-341-3106 Single, childless, and disabled, female is in need of a smoke free and quiet room.

Anyone interested in helping financially or with a bed?

Not interested in drama, or sexual favors!! I”m trying to pay off debts and pay for my monthly expenses. I will not bring over family/friends.

Thanks. Text/call 312.736.2037 WANTED DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955 WANTED - As many can of salmon fish as you have.

219-801-0955 WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint.

219-801-0955 WANTED - Thick rubber roll roof for (4) car garage.

219-801-0955

November 20, 2024

Say I saw it in The Shopper

Submit your classified ad online at myshopper.biz or email general@myshopper.biz IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955 WANTED: 1972 & OLDER CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770 WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308 IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have.

Dan 312-720-0844 SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 815-263-0490. Ask for Carol

For Sale DUCKS ARE STARTING TO FLY. I have mallard decoys in good condition.

35$ a dozen. 7088953767 Trailer hitch Curt 13146 with plug & play wiring harness.

Honda Pilot 2016-22/Acura MDX 2014-20. $150 used708 955 4890 Modern Medical Counselor, book, guide to health, 1943...$25.00...Queen mattress , box spring., guest room,.. like new . $125.00.

708-645-4245 Trailer hitch Curt 13146 with plug & play wiring harness. Honda Pilot 2016-22/Acura MDX 2014-20. $150 used708 955 4890 Emerson stereophonic phonograph ( record player) used lightly in original box late 1970s model $30.

312-720-0844 Late 1960s Gilbert American Flyer All Aboard Pioneer 600 train set 6 scenic panel 5 unit train original box is rough nearly all pieces inside $100.

312-720-0844 100 yr old Singer Pedal Sewing MachineAntique Croquet Set with all piecesAntique Royal Typewriter with stand$100 each or best offer Lansing Illinois - 630-697-0188 CHICAGO BEARS VS SEATTLE SEAHAWKS DEC 26 @7PM Prime Time2 seats section 218 row 4Tickets are digital $225 ea Cash only Text 219-308-5442 FOR SALE TWO BURIAL PLOTS LOT I&2 AT OAKLAND MEMORY LANES CEMETERY. $6000.00 OR BEST OFFER. Contact Adrienne At 708-378-2195 6 PIECE FRENCH PROVINCIAL SET- SOFA, LOVE SEAT, CHAIR, SOFA TABLE, TWO END TABLES, GOOD CONDITION $650.

Cedar Ridge Swing Set for 3-8 years, new in the box $250.00. (708) 715-9009 between 8:00 a.m.-12:00 p.m.

Nostalgia Electronics popcorn machine , tabletop...$35.00. Danish modern style chair. solid walnut. tan cushions .$49.00 708-645-4245

Drill Press Vintage Wards Powercraft Bench Mount $60 OBO; Trailed Winch Brand New Fulton Model 511, 1600 LBS Capacity $20 OBO; Industrial Heat Gun HG301A $20 OBO; Copper Sulphate Root Killer for Sewer Lines have several bottles, $5 each; A&W and Dog & Suds Root Beer Mugs $5 each OBO; House Box Fan $10; Rare R-12 Freon $30 each; Battery Charger 12 and 6 volt $15; Snow Blower Ariens two-stage elec. start, 20in $110 OBO; Snow Blower 5HP two stage 24” Runs Great $150; Lawn Mower Troy Bilt 21in Self Propelled $110 OBO. 708-837-9814. Please leave a message.

Ceramic Halloween & Christmas Houses $20-$25 each. 32 total! Shark Vac $20, Cusinart Bread Machine, New $40. Kitchen Aid Food Processor $30.

Dunlop Golf Clubs $45 OBO. TOOLS! 708-8776088 Pyrex Bowls and Bakeware $3-$5 a Piece; Champagne and Wine Glasses (Crystal) $2 ea; Crystal Wine, Liquor Decanters $15-$25; “Johnson’s Bros.” White English Ironstone Set of Dishes (64 pc.) $40 or OBO. Vintage Madame Alexander doll, “Degas” girl #1575 in original box, wrist tag and stand, $45. 708-481-6907 Turkey Fryer w/ Regulator, Water Fountain, Stock Pot, Women’s Skechers, new 9.5, Johnson Sea Horse w/ Stand.

Bacgammon Game, Scott’s 20” Push Mower New OBO. 708-877-6088 FOR SALE: Schwinn Men’s 26” Jaguar bike, as is. $100.00. 219-836-6104.

GOLF BALLS. LIKE NEW. REASONABLE. PLEASE CONTACT CHUCK IF INTERESTED. 219-7187712 Fisher-Price Power Wheels Barbie Jeep. In original box.

Excellent condition. Needs battery and charger. $50 Call or text 708-673-9361 Black and Decker electric lawn mower. Great condition. $110 Call or text 708-6739361 Manual push lawn mower.

Excellent condition. $35 Call or text 708-673-9361 Nostalgia Electronics popcorn machine , tabletop...$35.00. Danish modern style chair. solid walnut. tan cushions .$49.00 708-645-4245 Old vhs tapes $1, walker $40, extra large punch bowl $20, glass dinette set $50, new portable toilet , African Art $MISC 708-501-1388 Exercise Bike Pro Form Model GR 75 $60 OBO; Drill Press Bench Mount Wards Powercraft $60 OBO; Trailer Winch Fulton Model 511 1600 LBS capacity $20 OBO; Rare R-12 Freo $30 ea; Greenlee Slug Buster, Have Two Kits Model 7235 BB and 7237 BB $100. BOth OBO; Industrial Heat Gun HG301A $25 OBO; Copper Sulfate Root Killer for Sewer Lines have several bottles, $5 each; A&W Dog and Suds Root Beer Mugs, $5 each OBO; House Box Fans $10 ea. OBO. 708-837-9814 Nordic Track Pro, excellent like new condition $100 708-891-4798 Radio Flyer Red Wagon for 2 Comes with Seatbelts and 4 Cup Holders. Hauling Capacity 200 lbs. Gently used $40. Twin Size Bed Sheets $1 each; Twin Size Duvet Covers $5 ea. Call 708-481-6907

Ethan Allen Wingback Chair - $70; Hardwood Kitchen Chairs (Windsor Type) $30; Heavy duty universal bed frame, $15. Stiffel brass table lamps, $25-$35 each.

Assorted lamp shades, $5-$10ea; Occasional Squire 26” dark wood 2 tier table. $50; Assorted Luggage, $5-$10 each; Kitchen Cabinet 33.5”h x 16.5”w x 18”d with 1 door (3 shelves inside);$30 OBO; Stainless Steel, Almost new, Whirlpool Over the Stove Microwave, $50. 708-481-6907 40 hummels in original boxs and 4 goebel plates best reasonable offer 708 308 4634 New Electric Coffee Maker w/2 Stainless Steel Travel Cups. Still in box $20.00Call 708-474-9568 Estate Sale, Shark Navigator Vacuum, anti-allergen, pet plus, more suction/lighter, New, Boxed, $159.00,,cash, originally $259.00 708-6454245 Queen mattress/box spring ..guest room.. like new ..$125.00 , West Bend electric stainless wok, w/accessories, used once. $25.00 708-6454245 Selling Salon items, Hair washing sink $50.00, Salon hydraulic chair $75.00, Massage table $75.00, Esthetician Facial machine $900 or b.o.Call or text 219-836-5148 Trailer hitch for Honda Pilot 2016-22 or Acura MDX 2014-20. Curt 13146. Gently used. $125

Leaf Blower-700 Rake O-Vac-like new $25, Miscelaneous movice cameras, projectors and tripod--Best Offer! Office Chair New--In Box-Modway EEI-757 $95. Matching Buffet Lamps --New $20.

Tomato Grinder Antique -$ 15. Sausage Grinder Antique-$15. Beleek China Plate--New in Box $20 708-448-5672 Barbie Drem House, over 4’w x 3’ h, + 10 boxes of furnishings, Ex. Cond, in Original Boxes; TYCO HO Electric Train Set, Steam Loco with 5 Rail Cars. Ready to Run with All Accessories, Track, Dated 1975, Excellent Condition. $125; Musical Santa Car, PLays 3 Xmas Songs, new, boxed, $25 708-460-8308 Scotts EZ Patch and Repair Seed, Fert, Mulch Complete, $19; Preen Weed Preventer stops weeds for 3 months, $15; Grub Control, 15lbs, 5200 SQFT coverage, $15; Large Sunflower Pinwheels, Yellow w/ Brown Centers, $8 Ea. 780-460-8308 Small Shovel, 5” Steel Blade for kids or Adults, new, $6; 3 ft. Weed Wacker, double cutting blade, $10; Alum.

Scoop shovel, USA Made, new, $39; Steel Scoop HD Shovel, very old, $15; Timex 7” Wall Thermometer, new $4. 708-460-8303

Heavy Duty Halloween Floormats $9; Parts for a 1985 Toyota Truck - Lug Wrench in cloth pouch, new, $20, Toyota Owner’s Marual, $25; S.S. Radio Antenna $25, Twin Tan Carpet Floor Mats, $40. 708-460-8308 4” Magnetic Parts holder, new, $5; 4 Pc. New Brush set, misc, $8; 20 pc. Drill Bit set in holder, $22; 9pc mini screwdriver set in the case, $7; small packet dielectric grease, $1.25 each. 708-4608308 12 foot Lighted Booster Cables in pouch, $17; Plastic float for applying grout, $5; Ladies extra long snuggly sox, red or pink, $4 ea; 2005 New Green Bay Pckers Xmas Ornament, $12; N95 Face Mask Respirator, $3 ea; Ladies Perfect Used Black Shoes, size 8, $6; Mens Totes Rubber Zipper Boots, New, USA, Size XXL $18.

708-460-8308 WEN Heat Gun Kit, removes paint, wallpaper, labels, etc, like new, $15; Radio Antenna Kit, New, fits Ford and Merc.

1965-1980, 30” mast, 72” cable, $39; mositure eliminatior, traps excess moisture in cars, trucks, boats, $4. 708-460-8308 Sealy Queen, guest room mattress/ box spring. .$125.00..Baby changing table ,walnut frame, excellent condition, $25.00. 708-6454245

Be prepared before the next power outage.

Set of Rugs $20 - and a cargo liner $30 for Subaru.

(708) 895-2647 55 in Vizio TV $50 or best offer. (708) 895-2647 Christmas tree 5 foot pre lit full plus ornaments and storage bag 150.00 call 219 663 8544 New Power Air Fryer Pro all attachments and cook books 65.00 call 219 663 8544 Large heavy concrete bird bath, good condition. $60.00; Metal commercial clothing rack on wheels 64 in long x 61 in high$75.00; Senior bath/shower chair like new $45.00; Shop vac 5 HP includes manual and 2 attchmts$50.00; Stihl backpack blower - runs well, no manual. $325.00 private owner; Echo handheld leaf blower, runs good, includes user manual $150.00 219-218-6466 Ladies winter coat, wool, boucle, camel shade, large mink collar, medium ... excellent condition..$75.00.. official Chicago Bears glasses...8/$20.00 708-6454245 2 Broyhill end tables with drawer and lower cabinet 25” high x 26” wide x 28” deep. Good condition Pickup in St.John, IN 219-308-5442 Cabbage Patch Doll 1992 Tenth Anniversary Zora Mae numbered new in box ( box has some dents rips) never played with smoke free home.

Can provide pics on request ! $75 312-720-0844 Size 10.5 Brown LaCoste Hiking Boots w/ Steeel Toe, New in Box, Paid $65, Asking $40 OBO. Call 312-203-41-67 ask for Tony!

Blaupunkt antique stereo and turntable with centerpiece. $125.00, email at Patc96259@gmail.com 4 chairs wrought iron all black and table wrought iron.$125.00 email to Patc96259@gmail.com

Receive a free 5-year warranty with qualifying purchase* - valued at $535.

Call 708-659-1730 to schedule your free quote!

Lansing Self Storage located at 17506 Chicago Ave, Lansing, IL 60438, (708) 251-8350 intends to hold an auction of the goods stored in the following unit in default for nonpayment of rent. Tiffani Kight, Unit #59; Ashley Lillard, Unit #70; Janee McLaughlin, Unit #98.

Auction will be conducted online on www.storageauctions.com

PUBLICATION NOTICE OF COURT DATE FOR REQUEST FOR NAME CHANGE (ADULT) There will be a court date in Cook County on my request to change my name from ROMELL JOSHUA WILEY to the new name of KAI JOSHUA ALI .

The court date will be January 15, 2024 at 9:00am at 16501 S. Kedzie, Markham, IL 60455, in in Cook County, Courtroom 0207, Case number 24M6008443.

Say I saw it in The Shopper

November 20, 2024

page 9

Speaking Of Seniors

Two Letters for Lake Station Client

TUCKER,

PADILLAGUTIERREZ

Francisco Javier PadillaGutierrez, age 54, of Calumet City, IL, passed away Monday, November 4, 2024.

Beloved husband of Norma Martin Guzman. Devoted father of Juanita (Manuel Estrada) Padilla, Ana Elizabet (Gustavo Araiza) Padilla, and Lupita (Juan Barrera) Padilla.

Grandfather of Leandro Emilio Barrera. Loving son of Francisco Padilla Lopez and Maria Dolores Gutierrez Hernandez. Dear brother of Ramon Padilla, Sergio Padilla, Jorge Padilla, Leticia Martinez, Martha Elena Padilla, Gloria Munoz, and Velma Padilla.

Visitation Wednesday, November 13, 2024, from 4:30 – 9:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN. Prayer service Thursday, November 14, 2024 at 9:15 a.m. from Smits Funeral Home to Jesus Shepherd Of Souls Parish/St. Andrew The Apostle Catholic Church 768 Lincoln Ave, Calumet City, IL. for a 10:00 a.m. funeral Mass. Interment at Holy Cross Catholic Cemetery – Calumet City, IL. For further information, please contact 219-322-7300 or visit our online guestbook and obituary at www.

SMITSFH.com Francisco Javier PadillaGutiérrez, de 54 años, de Calumet City, IL, falleció el Lunes 4 de Noviembre de 2024. Esposo de Norma Martín Guzmán. Padre de Juanita (Manuel Estrada) Padilla, Ana Elizabet (Gustavo Araiza) Padilla, y Lupita (Juan Barrera) Padilla.

Abuelito de Leandro Emilio Barrera. Hijo de Francisco Padilla López y María Dolores Gutiérrez Hernández.

Hermano de Ramon Padilla, Sergio Padilla, Jorge Padilla, Leticia Martínez, Martha Elena Padilla, Gloria Muñoz y Velma Padilla.

Visitación miércoles 13 de noviembre de 2024, de 4:30 a 9:00 p. m. en Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN. Servicio de oración el jueves 14 de noviembre de 2024 a las 9:15 a. m. desde Smits Funeral Home hasta Jesus Shepherd Of Souls Parish/St. Andrew The Apostle Catholic Church 768 Lincoln Ave, Calumet City, IL. para una misa funeral a las 10:00 a. m. Entierro en Holy Cross Catholic Cemetery – Calumet City, IL. Para obtener más información, comuníquese al 219-322-7300 o visite nuestro libro de visitas y obituario en línea en www.SMITSFH.com

Linda A. Tucker, nee Botta, age 57, of San Pierre, IN, passed away peacefully Saturday, November 16, 2024. Loving wife of Mann Tucker. Devoted mother of Alyssa (Travis) Wilson, Carter Tucker Jr., and Alec (Kar Mun Voon) Tucker.

Beloved daughter of Irene E. and the late Charles L. Botta Sr. Cherished grandmother of Tanner Tucker, Huxley Wilson, Brendon Wilson, Rosalina Tucker, and Ariana Tucker.

Dearest sister of Chuck (Eve) Botta, Barbara (Dave) Murphy, Catharine (Ron) White, Ken Botta, and Steven (Jane) Botta.

Kind aunt of several nieces, nephews, cousins, and many dear friends. Linda was loved by her family and friends and will be dearly missed.

Memorial visitation Wednesday, November 20, 2024 from 3:00 – 8:00 p.m. at Smits Funeral Home James E. Janusz, Director, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.SMITSFH.com

EFSTATHIOU

Panagiotis “Pete” Efstathiou, age 71, of Schererville, IN, passed away peacefully on Friday, November 15, 2024.

Loving significant other of Shellie R. Scott, nee Campbell. Dear brother of Efstathia (Gregory) Fegga, Sophia (Tryfon) Deligiannis, and Dimitri Efstathiou. Kind uncle of Vasili (Athena), Taso (Eleni), Voula (Yianni) Fegga, Tom Deligiannis, and Elizabeth (Jimmy) Karalis, and many great nieces and nephews. Preceded in death by his parents Evangelos and Athanasia Efstathiou. Beloved extended family of Steve and Selma Martin, Sherrie (Gene) Smith, and Raymond (Stacy) Campbell. Nieces and nephews Tiffany Wright, Amber Ashley, Nicholas Ashley, Peyton, Austin, and Carly Campbell. Pete was loved by his family, his many cousins, and friends and will be dearly missed.

Visitation Thursday, November 21, 2024 from 3:00 - 8:00 p.m. with a Trisagion service to be held at 6:30 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/ Pleasant Springs Ln.), Dyer, IN. Funeral service Friday, November 22, 2024 at 11:00 a.m. at St. George Greek Orthodox Church 528 W. 77th Ave. Schererville, IN, with Reverend Father Demetrios Kounavis officiating.

Interment Woodlawn Memorial Park Cemetery – Joliet, IL. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.

SMITSFH.com

WOODROW WILCOX On October 31, 2024, wrote two letters to a hospital for a client from Lake Station. Basically, each letter told the hospital that its bill to the client was wrong.

About two weeks earlier, the client and his wife came to my office and brought two bills from the hospital. One bill sought a balance of $2,510.57 and the other bill sought a balance of $609.21. Each bill was wrong but for different reasons.

When the client and his wife were in my office, we made phone calls to both his Medicare supplement insurance company and Medicare. The bill for $2,510.57 was wrong because Medicare ruled that the hospital could charge nothing.

The $609.21 bill was wrong because his insurance company already paid the bill almost a month earlier.

This client would have been hounded to pay both these false bills if I had not helped him. This happens all over the country.

More people should learn how to do what I do so that they can help seniors with such Medicare related billing problems.

Treasurer Pappas urges homeowners to pay late taxes and avoid Annual Tax Sale as 23,270 owe less than $1,000 Thousands of Cook County property owners who owe less than $1,000 risk having their tax debt auctioned at an Annual Tax Sale that begins Tuesday, Dec. 10, Treasurer Maria Pappas said today.

To find out if your property is on the Annual Tax Sale list: • Go to cookcountytreasurer.com • Use the purple box on the home page labeled “Your Property Tax Overview” and search using an address or Property Index Number (PIN) • A banner with an urgent warning will appear if your property is on the Annual Tax Sale list The four-day Annual Tax Sale that begins Dec. 10 is for Tax Year 2022 bills that were due in 2023. By law the Annual Tax Sale is held within 13 months of the Second Installment due date, which was Dec. 1, 2023 for Tax Year 2022.

Owners of 51,811 properties owe more than $207 million in taxes that were due in 2023. Of those, 28,541 owe more than $1,000 while 23,270 owe less than $1,000, including owners of 16,181 properties in Chicago and 7,089 parcels in suburban Cook County.

“The threat of having your delinquent taxes auctioned at the Annual Tax Sale should be a powerful motivator to pay your bill,” Pappas said. “Once a tax buyer acquires your debt you must redeem your delinquent taxes or you could lose your home.”

The Treasurer’s Office sent certified letters to owners of

properties on the Annual Tax Sale list. However, each year the U.S. Postal Service returns thousands of certified notices because property owners have not kept their mailing addresses up to date or because a property is vacant or abandoned.

If an owner does not redeem taxes sold at the Annual Tax Sale a tax buyer could take possession of the property itself. The process takes about two and a half years for residences and about a year for commercial properties.

In addition to certified mailings the Treasurer’s Office published lists of properties with delinquencies tax lists in local newspapers. A list of properties on the Annual Tax Sale list is posted at cookcountytreasurer.com.

Property owners who pay their late taxes before the Annual Tax Sale can avoid paying fees and additional interest charges.

Payment can be made in five ways: • Online for free at cookcountytreasurer.com • In person at any Chase Bank location in Illinois • In person at any of more than 100 community banks where you have an account • By mail • In person at the Treasurer’s Office By law, the Treasurer’s Office cannot and does not give legal advice related to tax sales. Property owners are strongly advised to seek an attorney’s advice relating to any sale of taxes

Drive Winter Blues Away by Spending Time Outside, Says the TurfMutt Foundation

Winter blues got you down? Spending time outside can help boost your mood and both your physical and mental health.

“Getting outside in the wintertime can really help your state of mind,” says Kris Kiser, President of the TurfMutt Foundation, an organization that has spent the last 15 years advocating for outdoor living and the care and stewardship of our yards, parks, and other green spaces, for the benefit of all.

He adds, “Just twenty minutes outside can make a big difference for your mood and mental health. It might take a little more preparation and planning but it’s doable with the right outdoor wear.”

The TurfMutt Foundation offers a few reasons why getting outside in the wintertime is good for you: Outdoor time elevates mood. Exposure to natural light – even in the shorter days of winter – raises levels of serotonin, the body’s “happy chemical.” Sunlight is also a good way to get a natural dose of vitamin D, which is good for bones and the immune system.

A little goes a long way. Recent research suggests that spending just a few minutes walking outside may enhance mood, memory, and the ability to absorb new information. Just five minutes can improve your mood, according to research.

More calories are burned when it’s cold. Being outside in colder temperatures requires your body to work harder to keep you warm. Consequently, more calories are burned. Engage in a friendly snowball fight with the CALL TODAY FOR A kids or take a walk with Fido to rev up metabolism and FREE INSPECTION! have a little fun.

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My new website CitizenWoodrow.TV has over 100 of the over 2,000 articles that I have written about Medicare billing problems. Anyone can read the articles for free. If you decide that you want to learn how to help seniors to fight bad billing in the Medicare system, click a button to order my book SOLVING MEDICARE PROBLEM$.

All the help that I gave this client was FREE OF CHARGE. This insurance agency helps any client with similar Medicare billing problems because we want to demonstrate that we appreciate and care for our clients. Does the insurance agent or agency that you use now give the same high level of customer service?

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services. He has saved clients of that firm over three million dollars by fighting mistakes and fraud in the Medicare system. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which can be ordered at any book store or online.

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a natural setting versus an urban one improved recall ability by nearly 20 percent.

You don’t have to go far. Yard work is a good way to log time outside, maintain your property, and prepare your yard for spring. Just remember if you’re using a snow thrower, chainsaw or other outdoor power equipment, read the owner’s manual first and follow all manufacturer’s instructions, and never disable safety features.

There’s less daylight in winter, so it’s important to pay attention to your surroundings. You may want to wear a head lamp, reflective clothing, or bring along a flashlight, so you can see and be seen. Never exercise outside when the temperature or windchill is below -10 degrees Fahrenheit due to the risk of frostbite.

About the TurfMutt Foundation TurfMutt, which is celebrating its 15th anniversary in 2024, was created by the Outdoor Power Equipment Institute’s (OPEI) TurfMutt Foundation and has reached more than 70 million children, educators and families since 2009. Championed by Foundation spokesdog, Mulligan the TurfMutt, and through education partners such as Weekly Reader, Discovery Education and Scholastic, TurfMutt has taught students and teachers how to “save the planet, one yard at a time.” Today, TurfMutt is an official USGBC® Education Partner and part of their global LEARNING LAB. TurfMutt has been an education resource at the U.S. Department of Education’s Green Ribbon Schools, the U.S. Department of Energy, the U.S. Environmental Protection Agency, Green Apple, the Center for Green Schools, the Outdoors Alliance for Kids, the National Energy Education Development (NEED) project, Climate Change Live, Petfinder and the U.S. Fish and Wildlife Service. In 2017, the TurfMutt animated video series won the coveted Cynopsis Kids Imagination Award for Best Interstitial Series. TurfMutt’s personal, home habitat was featured in the 2017-2020 Wildlife Habitat Council calendars. In 2024, the Great Lawn at Louisville’s award-winning Waterfront Park on the Ohio River was renamed the TurfMutt Foundation Great Lawn as part of a $1 million sponsorship. More information at www.TurfMutt.com.

page 10

November 20, 2024

Say I saw it in The Shopper

Seven Moments of Everyday Awe to Awaken Your Gratitude It’s all too human to have high expectations for Thanksgiving. Long hours in the kitchen, the undercurrent of dysfunctional family dynamics, and (worst-case scenario) the political squabble that erupts out of nowhere. There goes our idyllic vision of a day of joyful togetherness— and with it, our gratitude. Norman Rockwell was a figment of an archaic imagination.

I have a remedy: pause and really notice those exquisite little details of life that we take for granted.

Real gratitude comes from realizing that just being here, alive in this moment, is a miracle.

Our bodies, our minds, and our hearts can do extraordinary things. And this is a season where we can witness it closely: sinking our teeth into a turkey drumstick. Sitting together, at a table, with people we love, talking and laughing.

I’m no Eckhart Tolle, but it all comes down to living in the now. Being in the moment. Paying attention. On an abstract level, we know this, but it’s just so darn easy to forget it. By pausing for a minute, we can feel not merely thankful but ecstatically grateful for our life—imperfections and all—which is so full of wonder and awe.

Shifting our mindset to awaken to and be grateful for everyday awe is the drumbeat of my stunning new coffee table book. In This Lifetime is filled with breathtaking photographs, thought-provoking essays, proverbs, parables,

conversation starters, and distilled snippets of life wisdom. The words alone are mesmerizing.

But the combination of inspired language and photographs brings the joy and wonder of the human experience into focus.

Becoming a world-class noticer this Thanksgiving can refill our gratitude cup. Here’s a couple ways to start.

Use your nose. It remembers more than your eyes. That schnoz of yours is ready to evoke emotion. Coffee brewing. Pumpkin pie baking.

The perfume your Aunt Betsy has worn for the past 40 years. (Okay. They’re not all that good.)

Close your eyes and breathe it all in. Transport yourself back to childhood or other significant life moments.

Tap your tastebuds. Those little guys work overtime on these holidays. From the comforting flavors of turkey and dressing to the tantalizing tastes of homemade desserts (and maybe a sip of something bubbly!), savor the tastes and textures of your holiday feast…and the memories they awaken.

Feel the beat (of your own heart)… Take the family on a brisk after-dinner walk. Look at your legs! Your strong and powerful legs. Whisper a little thank-you for letting them move you. Blood pumping in your veins is tangible vitality! …And don’t stop there with your heart.

It’s not just physically keeping you alive; it represents our infinite capacity to experience vivid emotions and feelings. Not just positive ones like elation and love but also the more bittersweet sensations that show up during the holidays: nostalgia, grief, and awareness of the passage of time and life’s brevity.

Readjust your perspective on family time. Take, for example, your little nephew’s temper tantrum.

Even the meltdown of an overtired toddler can remind us how quickly it all goes, how fragile we all are, how profound love can be, and how normal it is to fully embrace our feelings (even the difficult ones) and let them be here.

It may help you to remember that moms have tantrums, too. They usually just go into the pantry to have them, then come back cool, calm, and collected.

Listen to that story Grandpa is telling (for the hundredth time). Spending time with older generations and finding the truth and wisdom in their words is a gift. This isn’t about morbidity, but nobody knows how much time any of us have.

So engage. Memorize your elders’ mannerisms, the sound of their voices, and the twinkle in their eyes.

They know things. Listen. Learn.

And finally—when it’s over and exhaustion sets in—sit down and let the stillness take you. It was a glorious, shimmering day of living in the present.

Whether or not everything went as planned (spoiler alert: it didn’t!), you now get to collapse on the couch, wrapped in a cozy blanket. There, you can feel thankful for the many moments—the mundane and the extraordinary—you were lucky enough to experience.

About the Author: Jill Palmquist is Life Time vice president and chief storyteller and the author of In This Lifetime, a coffee table book that celebrates the beauty and reminds us of the brevity of the human experience. A graduate of the University of Minnesota School of Journalism, she worked as an agency copywriter. With the birth of her daughter, she took a leap to go freelance, working on a variety of fun brands for a variety of fun companies, including luxury leisure and lifestyle company Life Time. While never pretending to understand the founder’s brilliant brain, she did understand his heart and realized her desire to help people see the magnificence of their lives was completely aligned with his. Both her love of the company and responsibilities grew, proving what they say is true: time flies when you’re having fun. (That baby girl is now 23 years old.) While happy with all the work she’s done for the company, it’s true fulfillment she feels in contributing to the brand’s recent transformation.

Pit Bulls: The Most Feared Breed Among Illinois Delivery Drivers, Finds Survey.

In the world of delivery drivers, challenges come in many forms - unexpected weather, heavy traffic, and the occasional wrong turn. But there’s one obstacle that can send shivers down the spine of even the most seasoned pros: dogs.

These furry “gatekeepers” may be lovable to their owners, but for delivery drivers, they often seem more like four-legged security guards on high alert. During the pandemic, delivery drivers were hailed as heroes for braving uncertain conditions to keep everyone supplied. Now, a survey of 3,000 drivers by personal injury firm Bisnar Chase has revealed the top ten dog breeds most feared by deliver drivers in Illinois.

Top 10 Most Feared Dog Breeds by Delivery Drivers: 1. Pit Bull Terrier The most feared breed by deliver drivers in Illinois emerged as Pit Bull Terriers, who are known for their strength, loyalty, and protective instincts, which can be intimidating for anyone entering their territory. Drivers often encounter them in various settings, and while many Pit Bulls are friendly, their muscular build and high energy levels can be frightening, particularly if the dog is not restrained. Pit Bulls’ reputation for powerful bites and perceived aggression may increase this fear, even if the individual dog is well-trained.

2. Rottweiler The second most feared are Rottweilers, known for their guarding instincts and protective nature. With their large, muscular bodies and intense gaze, Rottweilers can be quite intimidating, especially when they bark or

approach quickly. Their loyalty to their families can lead them to be wary of strangers, which can put delivery drivers on edge when entering unfamiliar properties.

3. German Shepherd German Shepherds are often used in security and police work due to their intelligence, agility, and strength. This breed’s watchful nature and territorial tendencies make them highly protective of their homes and owners. For delivery drivers, an encounter with a German Shepherd can be alarming, as these dogs are not only large but also known to react swiftly to perceived threats.

4. Doberman Pinscher Dobermans are fast, powerful, and have a natural guarding instinct, which can make them wary of unknown visitors. Delivery drivers might find Dobermans intimidating due to their alert stance and deep bark. These dogs often take their protective duties seriously, and their swift, athletic movements can be unnerving when they approach.

5. Bullmastiff With their massive size and strong protective instincts, Bullmastiffs are natural guardians.

Though usually gentle with their families, they can be wary of unfamiliar people. Delivery drivers may feel intimidated by their sheer size and the fact that Bullmastiffs, when guarding their territory, often remain stoic and observant, which can be perceived as a sign of aggression.

6. Akita Akitas are known for their loyalty and independence, but they can also be territorial

and protective. This breed’s strong, muscular build and quiet, watchful demeanor can make delivery drivers uneasy. Akitas are often slow to warm up to strangers and have a powerful bark that can startle anyone approaching their home.

7. Standard Poodles While Standard Poodles are often associated with sophistication and charm, delivery drivers know them for something entirely different an unexpectedly fierce sense of territory. With their high intelligence and strong protective instincts, Standard Poodles can be surprisingly intimidating when they perceive someone unfamiliar approaching the home.

8. Chihuahua Chihuahuas may be small, but their strong personalities and tendency to bark at unfamiliar faces can make them seem more intimidating than their size suggests. Delivery drivers often cite Chihuahuas as surprisingly aggressive due to their loud, persistent bark and the way they often run towards intruders. Despite their small stature, they can pose a challenge if they’re determined to protect their space.

9. Miniature Schnauzer Miniature Schnauzers are known for their big personalities and assertiveness. While they’re relatively small, they can be very vocal and assertive when strangers approach their homes. Delivery drivers may find the breed’s barking and quick movements toward the door intimidating, as Miniature Schnauzers tend to guard their territory enthusiastically despite their small size.

10. Australian Shepherd

Rounding up the top 10 most feared breeds among Illinois delivery drivers, Australian Shepherds are not typically considered aggressive, they have a strong herding instinct and high energy. When faced with strangers on their property, they may bark excessively and attempt to “herd” the person, which can feel intimidating to drivers who are unprepared for such behavior. Their agility and quick movements can also catch drivers off guard.

Brian Chase of Bisnar Chase warns dog owners that the legal framework surrounding dog bites varies, but in most cases, owners are held strictly liable for any injury caused by their pet. This means that even if the dog has never bitten anyone before, or if the owner wasn’t present when the bite occurred, they can still be sued. He also cautions small dog owners – such as breeds like Chihuahuas - that they are just as legally accountable if their pet bites a delivery driver, or anyone else for that matter.

“People tend to dismiss smaller dogs as less dangerous. But in the eyes of the law, a bite is a bite. Whether the dog weighs 10 pounds or 100 pounds, the owner is equally liable for any injuries caused.”

He continues: “People often assume that because a dog is small, the injuries will be minor and not lead to litigation. Unfortunately, that’s not always the case. Even a seemingly harmless nip can result in infection, emotional distress, and in some cases, legal action.”

Findings provided by Bisnar Chase. bestattorney.com/dreading-deliveries/

Six Tips for Appealing FEMA’s Decision If you disagree with FEMA’s decision, you have the right to appeal. Sometimes all you need is to provide additional information. Here are tips to help submit your appeal to FEMA: 1. Know Your Deadline You have 60 days from the date of your FEMA decision letter to submit your appeal.

Circle the deadline on your calendar or write yourself a note and put it on your refrigerator or console of your car. Once FEMA reviews your appeal, you may receive a phone call or a follow-up letter asking for more information or an updated decision letter.

2. Read the FEMA Decision Letter Carefully Before Sending Your Appeal Take the time to read FEMA’s letter from beginning to end. If you were not approved, FEMA may need missing documents or information from you, so your application can continue to be processed.

3. Include Documents to Support Your Appeal It is important to provide copies of any documents FEMA has requested with your appeal. Examples may include: • insurance documents, such as insurance policy coverage, settlement or denial letter • proof of identity • proof of occupancy • proof of ownership and/or proof that the

damaged property was your primary residence during the disaster.

• proof of your disaster-caused losses. All documents, receipts, bills and estimates must include contact information of the service provider.

If you need to provide additional details, you can send a completed Individuals and Households Program Appeal Request Form included with your FEMA decision letter or a signed appeal letter.

4. Include Your Name, FEMA Application Number and Disaster Number on Each Page of the Documents You Submit Please write your name, FEMA application number and the disaster number on each page of all documents and your appeal submission to FEMA. Including this information on each submission page helps to organize your case.

5. If You Can’t Send the Appeal, You Can Authorize Someone Else to Do So If you are unable to send your appeal, ask someone to do it for you. It could be member of your household, a friend or an attorney.

You will need to provide FEMA with a written consent or an Authorization for the Release of Information Under the Privacy Act. For FEMA requirements to authorize a third party to act on your behalf, call the FEMA

Helpline at 800-621-3362. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

6. Know All Options Available to Submit Your Appeal Your appeal documentation or the Individuals and Households Program Appeal Request form may be submitted by fax, by mail or in-person at a Disaster Recover Center, or if you have a

FEMA online account, upload your documents electronically. To set up a FEMA online account, visit DisasterAssistance.gov, click on “Check Status” and follow the directions.

• By mail: FEMA, P.O. Box 10055, Hyattsville, MD 20782-7055 • By fax: 800-827-8112, Attention: FEMA • In-person: Visit any Disaster Recovery Center to submit your appeal. Find a center here: fema.gov/DRC.

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November 20, 2024

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Appreciate the Small Things in Life

by Janice R Newman In our busy lives, we get caught in the rush of things and don’t stop to appreciate the little things. The small, finite details or quiet moments could make a difference in our demeanor, yet they often go unnoticed. The adage “stop and smell the roses” reminds us of the truth: these small moments are easily missed while dealing with the demands of life. Whether striving to succeed, accomplish more, or acquire possessions, we seldom savor life’s simple blessings. When was the last time you went for a stroll in the park or enjoyed a cup of coffee without feeling hurried?

Life often feels like a race, with us waiting for the gates to open so we can focus and run to unlock our next goal. We overlook having a balanced life outside of the race. We miss even appreciating something as basic as breathing. Take some time to breathe. Each breath is a miracle that we take for granted until it becomes difficult. Walking outside on a sunny day, hearing birds chirping, or watching a playful kitten chase a bug are small but profound joys that can uplift the soul. These moments remind us of God’s creation in the world.

Slowing down to appreciate these moments isn’t just a luxury, it’s vital for a balanced life. It calms the mind and reduces stress. Appreciating the ability to walk, hear a bird, or see a kitten will help us realize how truly blessed we are. We take for granted being able to talk with a loved one, having a job, or having a functioning mind. These

moments take on even greater significance for me, as in 2016, for over 3 days, my mind couldn’t function normally. My ability to communicate was greatly impacted.

Ecclesiastes 3:1 reminds us, “To everything there is a season, and a time to every purpose under the heaven.” This verse emphasizes having a balanced life. Life includes times of busyness and stillness, along with a time to pause and reflect. Times to embrace life’s small blessings, to align ourselves with God, and find contentment.

Imagine if we included time in our lives to pause and reflect or savor the finite moments that seem to pass us by daily. Instead of rushing through a meal, sit and enjoy each bite. Instead of dismissing a kind gesture, embrace and connect with the person. These small moments create an abundant life, and not the accumulation of wealth or accolades.

Appreciating the small things in life requires patience, gentleness, kindness, love, and joy: the Fruits of the Spirit. It allows us to slow down, cherish the present moments, and experience God’s work in the ordinary day-to-day. Life quickly passes us by in the blink of a moment and the basic details get overlooked. So, every day, take a moment to pause to smell the roses, enjoy the sunshine, and appreciate the small things surrounding you, then give thanks to God for each one.

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page 11

Based on a True Story, Murder on Skid Row Transports Readers to 12-Block Stretch of Chicago’s Forgotten Past CHICAGO — It’s August 1966, and Mel Greenberg, fresh from dental school, has just opened his first office on Chicago’s Skid Row. Located on Madison Street, a little west of the city’s bustling and prosperous downtown, Skid Row’s 12-block stretch is home to hustlers, winos, addicts, bums, lost souls, rip-offs and kickbacks. “Spare any change?” and “I don’t know nothing,” are the watchwords. And everyone, it seems, has a secret.

Young, naive, poor and optimistic, Dr. Greenberg chooses this location for his dental practice “to help the downtrodden.”

Instead, he finds himself in a world for which his working-class upbringing never prepared him, where a day might bring anything from a philosophy-quoting patient to a knife held at his neck. Eventually, he finds himself a suspect in a double murder.

Based on a true story, Murder on Skid Row from Chicagoan Charlene Wexler is told from Dr. Greenberg’s point of view and takes readers back to a place that was an integral part of Chicago for decades — but one today’s public officials and citybeautiful boosters would rather have people believe never existed.

Woven with both humor and pathos, Murder on Skid Row is a murder mystery with more tension than a visit to the dentist.

Chicago’s Skid Row may be long gone, but Wexler brings it back to life in this gripping historical thriller.

About the Author A native Chicagoan, Charlene Wexler has been a teacher, wife, dental office manager, mother and grandmother. In retirement, her lifelong passion for writing has led her to create several essays, short stories and novels. Her other books include Farewell To South Shore, Milk and Oranges, Murder Across the Ocean, Lori and Elephants In The Room. Her work has appeared in The Chicago Tribune, Black Tie Magazine, JUF magazine, NPR Europe Travel Guidebooks Worth Reading, Reader’s Digest, North Shore Magazine, the University of Illinois at Chicago College of Dentistry’s Vision magazine, Alpha Omegan magazine, Hey Day Magazine UK, the Gazette Chicago and several blogs. She lives in Illinois with her dentist husband. Her three adorable grandchildren live out of state but visit often For more information, please visit https:// charlenewexler.com/

OP-ED: Apprenticeships offer debt-free options as education and the workforce change National Apprenticeship Week celebrates its 10th anniversary from November 17-23, a week dedicated to sharing the life-changing impact that registered apprenticeships have for jobseekers and employers alike. U.S. Department of Labor apprenticeships offer a debt-free pathway to a middle-class career, while advancing racial and gender equity.

Apprenticeships ensure that good jobs are not dependent on a college degree and strengthen our economy by developing a highly skilled workforce to meet the demands of changing industries. At a time when many Americans are questioning the value of a fouryear college degree, economic outcomes for young adults without a degree are improving and apprenticeships are a key reason why.

Apprenticeships are an arrangement in which a worker receives hands-on job training and technical instruction to excel in their desired career, while still earning a paycheck.

Apprentices earn to learn, and programs vary in length, with many lasting up to six years depending on the occupation. At the end of a registered program, apprentices graduate and receive a nationally recognized certificate of completion as proof of their skills.

As the cost of higher education increases, we are seeing a demand for young people seeking pathways to good, union jobs across industries without the burden of student debt. Hannah Hill, a 26-year-old painter and treasurer of Painters Local Union 90, went to college to pursue a career in nursing but quickly questioned if she was suited for the field. Hill, like many young people faced with the burden of college debt, instead turned toward jobs that were not marketed to them in high school.

National Apprenticeship Week offers us an opportunity to see more pathways to economic security. Apprenticeships can serve as the great equalizer in our economy. The biggest employee benefit may be earning from day one, and for employers, they can help close the skills gap, reduce hiring costs and increase employee retention.

Illinois is poised for growth in apprenticeship programs across industries, with more than 400 registered apprenticeship programs spanning construction and building trades, hospitality and culinary arts, and mechanic and machinery fields. As the job market for those with four-year college degrees continues to tighten, more and more young people are looking for debt-free pathways into a career.

The Illinois General Assembly first introduced the Apprenticeship Act in 1819, and in the past decade has reaffirmed its

commitment to providing pathways for all workers. This past year, we saw an $18 million investment for Illinois Works PreApprenticeship programs across the state, and the launch of the Climate Works PreApprenticeship program to train underserved residents for careers in the clean energy sector.

In the construction industry, we see an annual investment of $136 million for worker skills development, and significant returns on every dollar invested.

Programs like these show us that there are many paths toward the American Dream, and increasingly, young workers are making the leap from the college campus to the apprenticeship campus. In the construction workforce, workers receive 27% more training than curriculum hours when compared to a bachelor’s degree, a model that can be built upon as employers consider expanding apprenticeships into other industries.

We have made significant strides over the past 10 years, and Illinois’ investment in pre-apprenticeship and apprenticeship programs has led to its top ranking in workforce development. In fact, we rank number one in the Midwest.

The commitment to examine the future we are creating for young people entering the workforce is leading many of us to rethink college as the only path to good wages.

Instead, we are reframing “success” as a diverse economy that works for all, whether you have a college degree or graduated from a registered apprenticeship program. A family sustaining wage, secure retirement, health care and job safety are things that all workers deserve.

A college degree can pay off for the careers that truly need it, but it’s not the only educational option that can lead to a rewarding career. Whether you are just entering the job market or are beginning a career transition, the apprenticeship model can offer something for everyone. When we invest in our entire education system, including apprenticeships, we are committing to the future of our communities and workforce.

For a list of National Apprenticeship Week events near you and for more information,visit illinoisworknet.com/ApprenticeshipIL/Pages/ NAW2024.aspx Tim Drea is president of Illinois AFLCIO. Danielle Sunley is a journeyperson level plumbing BIM/modeler and parttime apprenticeship instructor with United Association of Plumbers, Steamfitters and HVACR, Local 137.

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