S1-West Vero Beach-Vol.551

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Ocean Point Claims Company: We Will Never Leave Your Side

Hurricane season is almost upon us and, unfortunately, the threat of hurricanes looms over Florida residents. This potential for bad weather can cause stress for property owners. Is their current insurance coverage enough? What if there is a catastrophic loss... will their insurance company hold up its end of the bargain? Well, have no fear, Ocean Point Claims is here!

Ocean Point Claims Company is a residential and commercial damage claim firm that offers a stress-free claims process to get you the maximum settlement for your property loss or damage. Ocean Point Claims is managed by lead public adjuster Eli Goins.

Eli has been in the industry for 17 years, having first worked for multiple insurance companies for 10 years as an Independent Adjuster. After that time, Eli realized he wanted a change, explaining, “I’d rather help the homeowner, because they need help, and I use my [insurance industry] knowledge to do that.”

A Public Adjuster is an Insurance Adjuster who works for the Policyholder, not the insurance company. Eli says, “You need somebody on your side that can prepare all the paperwork and show the insurance company what the damage will cost to repair. The insurance companies have adjusters working in their favor, you should too!” Eli and his six other Public Adjusters are licensed and bonded. They service the entire state of Florida. Currently, Ocean Point has four staff members who serve as administrative support to the Public Adjusters.

Ocean Point Claims Company is certainly on your side throughout the entire claims process! They begin with a free inspection of the damage, a thorough review of your insurance policy, and a consultation about your options. Ocean Point Claims Company has a “no recovery, no fee” policy. Eli says,

By Gina Zuk

“We don’t get paid until you do! Ocean Point’s goal is to get you paid without you having to come out of pocket.”

Ocean Point Claims knows the tactics that insurance companies use to underpay or deny a claim. Their expert team of public adjusters will review your situation to determine the proper strategy for a positive resolution. Additionally, Eli understands the language of insurance policies and affirms, “People don’t realize that the policy excludes some things. They [the insurance company] may give you a limit of $10,000 for property damage, but I can get you $50,000, working from pure experience, really knowing the policies, and thinking outside the box.”

Thinking creatively, documenting thoroughly, and strategizing a solid plan are the processes that set Ocean Point Claims apart from their competitors. Every claim is different, so Ocean Point Claims provides personalized service for their clients from the beginning of the claim until the very end.

Ocean Point Claims likens themselves to “woodpeckers that just don’t stop” because they demand that their clients receive what they are entitled to. “We will make sure that we squeeze all of the juice out of that orange [claim] for our clients,” says Eli.

Ocean Point Claims is a onestop shop that includes Public Adjusting, Appraisal (claim), and Loss Consulting. Their experts have experience with the legal procedures, statutes, and regulatory requirements that can lead to a claims success or failure. The firm also includes access to a network of engineers, roofers, general contractors, architects, and first-party insurance litigation

Eli Goins, Public Adjuster and Claims Expert

attorneys. In fact, if a case must litigate, then Ocean Point Claims remains very involved in the case as an expert witness. This involvement is why Ocean Point Claims heavily documents a claim from the beginning.

If the time comes to file a claim for residential or business property damage, then Eli advises, “Avoid the tactics of the insurance companies. We call them the ‘3 Ds’ – the insurance companies delay, deny, and defend themselves!”

“Don’t delay filing a claim with your insurance company,” Eli says, adding, “Call us or your insurance company right away... however, if you call us first, we can file the claim for you! We prefer you to call us first so that your claim is documented properly from the start.”

With Ocean Point Claims, there is no minimum claim. “If there is money under that rock, we are going to find it for you,” says Eli.

The professionals at Ocean Point Claims are here for you! They offer a FREE 6-point home inspection and policy review. Let Ocean Point Claims Company focus on your insurance claim so you can focus on life!

Ocean Point Claims Company has satellite locations throughout Florida. Their main office is located at 11706 SE Federal Hwy, Hobe Sound. Their office can be reached 24 hours a day, seven days a week. For more information, call 772-763-6674, email office@oceanpoint.claims, or visit oceanpoint.claims

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For What It’s Worth

In this upside down time in our lives, there has been an in ux, it seems to me, of individuals wanting to revisit simpler times, with less responsibility and more fun. If only that meant including a weekly movie, or making a special dinner to spice things up at home, that would be less dangerous than the trend that has crossed my ears more than a few times in the past year, namely, people connecting with old ames, needing the comfort of someone who isn’t their husband, someone who knew them when they were young and carefree, and it’s pretty easy to nd that once-special person because of social media. It is also a fantasy, which, with twenty-twenty hindsight, is treading on dangerous ground.

It begins innocently, of course, as all risky things start, with a causal “hi, how are you doing?”, and if the person on the other end is responsive, it morphs into all the “remember whens”, which no one in your current life can compete with. Your husband didn’t know you when you were a teenager, or a college student, he wasn’t in your high school classes and he didn’t take you

by Dr. Melfi, Ph.D.

to the senior prom. ose are conversations that your spouse can’t begin to participate in, and before anyone knows it, the casual conversations become irtatious, if not subtle, and invitations to an emotional a air. Suddenly your world seems brighter, lighter, happier, hanging on every word, and texts become covert phone calls with dreams of what could have been. Trust me when I say this, in most cases, the person who is going to be hurt the most, is you. Sure your old ame knows all the right things to say, gives you undivided attention, and makes you laugh, but I doubt that Casanova is as tantalizing to his own wife who is probably at home doing the dishes and his laundry.

e story is as old as the hills. Everyone wants something new, something bright and shiny, romantic words and endless promises of undying love, and people who are in a marital rut risk it all, over and over again. Let’s play this fantasy out… the wife suddenly can’t stand anything about her boring, lazy husband, and les for divorce. She dreams of the day she and her old boyfriend can be

together, but guess what? Nine times out of ten, he has a million reasons that he can’t move forward with his divorce. He can’t hurt his family, he doesn’t want to split the assets, and on and on, until the fairy tale becomes a nightmare.

So, For What It’s Worth, keep your dreams locked in a box where they can’t get lost or trampled on, and reignite the spark in your marriage. A er all, you must have been enamored with your spouse when you walked down the aisle, and perhaps, the hum-drum evenings have as much to do with you trying less, as it does with him ignoring you. Marriages go through ups and downs, and women think of jumping ship when the romance gives way to everyday drudgery, but even a boring marriage can be spiced up. A fantasy boyfriend rarely materializes.

Steve & Janice Milesic Serving Treasure Coast, FL Since 1997