R4-HistoricDowntown Ft. Pierce Living-Vol.557

SOLUTION ONE INSPECTORS

When Details Matter

by Gina Zuk

Congratulations!

After a long, dif cult process, you and your family nally found the perfect home in sunny Florida. The next step is to protect your home, and its contents, with a comprehensive, yet affordable, insurance policy. But, insurance premiums can be expensive, and their usefulness is often overlooked or under-utilized. Not to mention the fact that insurance companies are notorious for using complicated verbiage that is nearly impossible for policyholders to understand what is covered and excluded in their policies! So, how do you know if you are getting sound, impartial advice when it comes to this critical step in the home-buying process? The answer is to work with a professional, reliable source — like Anthony Odeh at Solution One Inspectors — who knows the complexities of the insurance industry and how they operate.

Anthony Odeh is a certi ed public adjuster and the owner/operator of Solution One Inspectors. A certi ed public adjuster is different from an independent adjuster in that public adjusters represent YOU. Independent adjusters represent the insurance company.

What makes Anthony so exceptional is that he has over 30 years of experience as a general contractor, as well as multiple years of experience working in conjunction with the legal industry. Indeed, Anthony has been contracted as an expert to testify on the subject of insurance and construction in 65 different law rms over the past 20 years! “I am the guy,” Anthony explains, “[who] the lawyers turn to to determine if the claim is the fault of the homeowner or is the result of the insurance company, who is not acting fairly.”

When you hire Anthony at Solution One Inspectors, you are essentially getting construction, insurance, and legal concepts all in one!

Maintenance And Insurance Coverage Audits

Insurance companies are very particular about their policies when it comes to what caused the damage, as well as the determination of pre-existing damage. Thankfully, Solution One’s maintenance and insurance coverage audits are inspections that put a time stamp on the condition of your home. For this reason, Anthony advises homeowners to schedule home audits on an annual basis, not just when a house is going to be placed on the market to sell. These annual audits place a time stamp on the condition of your home before a catastrophic event occurs.

Solution One provides a thorough inspection service led by a network of experienced experts who understand the insurance claims process and are focused on protecting your interests. Their audit will provide the homeowner with documents, photos, and write-ups that contain tips about how to properly maintain the home. “Having this inspection gives you another set of eyes from a construction and insurance claims adjuster perspective,” Anthony states, “rather than a recommendation from an insurance agent who has never even visited your home.”

With this documentation, and the completion of suggested maintenance (if any), your insurance company cannot deny a claim based on pre-existing damage, which is often a very common denial in an insurance claim.

Solution One’s audit program is a valuable part of asset protection, and becomes a collaborative part of your emergency contingent plan. Not having Solution One’s assessments on hand leaves you vulnerable to not being able to make a claim on your expensive insurance policy.

Solution One Is On Your Side

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Whether you are part of Solution One’s audit program before an insurance loss, seek out their expertise after an insurance loss, or happen to be in the middle of a lawsuit concerning an insurance claim, you are eligible for help. Anthony assures, “Most homeowners are not aware, but old insurance claims can be opened up from a maximum of ve years ago.” That fact means that any damage related to re, water, mold, sewage, etc. can be reassessed for up to ve years after it occurred!

The Florida legislature, however, has changed the claims process for hurricane damage. Homeowners now only have two years to claim any damage relating to a hurricane. “Roof damage from wind can be subtle,” reminds Anthony. Did you check your roof after the last storm?

Solution One’s investigative approach discovers and optimizes critical insurance coverages in your policy that affect the money recovery of your claim. The appraisers are the best in the industry! With over 30 years of experience, they work with all line adjusters, industrial hygienists, mold remediation companies, engineers, roofers, general contractors, forensic accountants, electrical engineers, attorneys, and any other entities needed to support your insurance claim.

Solution One also uses state-of-theart technology when preparing your insurance claim, including 3D imaging that produces accurate oor plans with detailed measurements. The business also uses specialized pricing software accepted by every insurance company that gives them the unique ability to write detailed line-item estimates for damage appraisals that make it quick and ef cient to estimate any project!

Solution One Inspectors also offer water leak detection, four point and wind mitigation inspections, pre-listing & point-of-sale property inspections, indoor air quality monitoring, mold assessments, and remediation protocols.

Just having a home insurance policy isn’t enough! Solution One ensures that you will

be able to comply and meet all of your obligations as a policyholder. Without Solution One Inspectors, your purchase of insurance is not a guarantee that you will recover damages, or that they will honor their contract terms. Solution One ensures that your insurance is a worthy investment, not just another home expense.

Solution One’s clients have protocols in place that document normal aging while taking away common arguments that insurance companies use to avoid paying claims. Anthony and his team are savvy about understanding what quali es as normal maintenance and what should be covered under an insurance policy.

Welcome Back

Bill Smith!

He is board certi ed in hearing instrument sciences. He has a true passion for helping the hearing impaired in the Fort Pierce area. He is one of the owners of Audibel Hearing Care Centers. He started over 30 years ago in the factory. His knowledge in the industry is unsurpassed. You certainly owe it to yourself to schedule an appointment for Bill to help with all of your hearing health care needs.

Bill Smith, Board Certi ed Hearing Instrument Specialist