P2-Tesoro Living Including Southbend-Vol.556

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PLAN • PROTECT • GO PLACES See Pages 4-5 & 15 Wealth & Risk Management TESORO Including Southbend VOL. 556-P2 Living Index Page 9 MYLIVINGMEDIA.COM Ocean Point Claims Pages 76-77
Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com WATER & MOLD DAMAGE EXPERTS WATER & MOLD DAMAGE EXPERTS 24/7 EMERGENCY RESPONSE 24/7 EMERGENCY RESPONSE (772) 244-4050 (772) 244-4050 FULLY LICENSED & INSURED ALLDRYUSA.COM FULLY LICENSED & INSURED ALLDRYUSA.COM NO MONEY DOWN!! WATER DAMAGE & MOLD REMEDIATION NO MONEY DOWN!! WATER DAMAGE & MOLD REMEDIATION GIVE US A CALL IF YOU SEE... GIVE US A CALL IF YOU SEE... WATER STAINS FLOOR BUCKLINGKITCHEN LEAKMOLD BUILDUP QUALITY PROFESSIONAL RESTORATION IS OUR PROCESS QUALITY PROFESSIONAL RESTORATION IS OUR PROCESS OUTSTANDING RESULTS IS OUR GUARANTEE OUTSTANDING RESULTS IS OUR GUARANTEE CALL CALL (772) 244-4050 (772) 244-4050 TODAY FOR A FREE INSPECTION TODAY FOR A FREE INSPECTION $100 REBATE $100 REBATE ON MOLD SERVICES ON MOLD SERVICES MUST MENTION CODE HMB MUST MENTION CODE HMB NO INSURANCE? NO NO INSURANCE? NO PROBLEM! PROBLEM! DIRECT PAY & FINANCING DIRECT PAY & FINANCING OPTIONS AVAILABLE OPTIONS AVAILABLE Fully Licensed Contractors & Mold Remediators #CGC1525977 #MRSR3558
3 Need More Coupons - MyLivingMedia.com BEFORE LOST 60 POUNDS! Without Surgery LOST 95 POUNDS! BEFORE AFTER 2006 SE Federal Hwy., Stuart (1/2 mile North of Monterey Rd.) 772-900-5357 GOALS WEIGHT LOSS Lose Weight QUICK! FREE $100 OFF CONSULTATION All Weight Loss Programs Plus Must present this MLM coupon for discount. Expires 12/31/22 • Eat Real Food • No Exercising Required! • Private Counseling • Medically Supervised • NO Hormone Supplements • Individual Plans BEFORE AFTER LOST 40 POUNDS! Without Surgery – PHENTERMINE AVAILABLE –L SE GUARANTEED RESULTS WEIGHT QUICK LOOK GREAT FEEL GOOD DE): The Founding Uri) LUXURY I INTERNATIONAL° 11' PORTFOLIO THE ESTRELLA DE): MOVE-IN Condition in love. Freshly Newer Floors. Room &. For mal Breakfast bar, Appliances The Keyes Company Founding Member..& Shareholder of Uri) LUXURY I INTERNATIONAL° 11' PORTFOLIO REAL ESTATE COMPANIES � THE WORL08 THE ESTRELLA TEAM WELCOME TO KEYES COUNTRY The most comprehensive network in Florida. We're Local and We're Global. BIE NES RAICES • HIPOTECA • TITULO • SEGURO PROPIEDAD ADMINISTRATIVA OFRECEMOS EN COMPRA-VENTA O ALQUILER •Casas •Local Comercial •Terrenos • Apartamentos • Negocios • Villas INGLES I ESPANOL PORTUGUES PREGUNTAME ACERCA DE): � U.S. MILITARY � * ON THE MOVE. POWERED BY LEADING REAJ... ESTATE COMPANIES OF THE WORLC,.Representando Nu estra Comunidad Latina! MOVE-IN Condition 3/2/2 home. Easy to see and fall in love. Freshly Painted Inside and Outside with Newer Floors. Formal Living Room, Formal Dining Room &. For mal Family Room. Large Kitchen with Breakfast bar, Corian CounterTops and all the Appliances are St ainless Steel and Brand New! Backyard is Fenced. Everything You Are Looking For... 3 Bedrooms+ 3 Full Bathrooms (2 Masters)+ Den/office/guest Room With A Fireplace -2 Car Garage -Beautiful New Kitchen With Granite Countertops And A Floating Island Wood Cabinets With Soft Closing Doors Corner Lot Swimming Pool Large Sc reen Enclosure With Additional Covered Patio Fence 2021 - AC 20 14 - Water Heater 2021 Brand New Roof -4 Bedrooms -2 Bathrooms (1 Cabana) -2 Car Garage WI Side Door Freshly Painted Outside And Inside Updated Kitchen Brand New Ss Refrigerator And Dishwasher Master Bedroom With His And Her Closet Screened In Large Back Porch Outside Shower WI An Additional Concrete Slab Fenced Yard Shed+ Sprinkler System And Rain Gut ters FREE

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2 VOL. 555 H/K Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com
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759 SW Federal Highway Suite 326 • Stuart Florida www.keaney nancialservices.com Of ce: 772-287-8089 Toll-Free: 877-287-8089 WHAT WE DO Representatives offer products and services using the following business names: Keaney Financial Services Corp.– insurance and nancial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments – Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not af liated with Keaney Financial Services Corp. or any other entity mentioned herein. Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it speci cally directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. FINANCIAL SERVICES CORP
VOL. 555 H /K 3 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com GROUP HEALTH, EXECUTIVE BONUS, EMPLOYEE RETENTION, & TAX REDUCTION STRATEGIES • De ned Bene t Plans for Business Owners that can reduce up to $245,000 a year in taxable income per participant • De ned Contribution Plans: 401(K) and Pro t-Sharing Plans • Retain valuable employees through Golden Handcuffs strategies • Personalized Group Health and other Group Bene ts package from top providers 759 SW Federal Highway Suite 326 • Stuart Florida www.keaney nancialservices.com Of ce: 772-287-8089 Toll-Free: 877-287-8089 We dedicate ourselves to our clients. We are NOT 9-5 advisors We are quali ed, experienced & pro cient We are impartial & compassionate to our clients DEDICATEDAVAILABLE OBJECTIVEKNOWLEDGE BUSINESS OWNERS! GET A GROUP HEALTH QUOTE! OUR CORE VALUES Representatives offer products and services using the following business names: Keaney Financial Services Corp.– insurance and nancial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments – Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not af liated with Keaney Financial Services Corp. or any other entity mentioned herein. Keaney Financial Services Corp. dba Keaney Corporate Services. Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it speci cally directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Group Health Special Open Enrollment Period
6 VOL. 556 P Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 The Most Trusted Name in Optical and Hearing Guaranteed Best Prices Ask a Friend! We Are Proud Of Our Service (772)286-4327 Hearing Mon.-Fri. 9AM-6PM ; Sat. by Appt. 2341 SE Federal Hwy. Stuart, FL 34994 In Front of TJ Maxx and Home Goods Kevin M. McCurdy H.A.S., BC-HIS Licensed Hearing Aid Specialist Tinnitus Specialist Insurance Accepted Financing Available The Original Schmidt’s Hearing Is Located Inside Schmidt’s Optical Largest Selection of Hearing Aids To Better Serve Our Patients’ Needs We Will Beat Any Competitor’s Pricing By At Least 10% • Tinnitus Treatment • Repairs On All Hearing Aids • Free Diagnostics Of Your Current Hearing Aids FREE Quality Hearing Exam with Consultation Digital Hearing Aids Starting at $279 For Mild Hearing Loss
VOL. 556 P 7 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 *The Free Exam® works as a credit in the amount up to $49 that is credited off the Buy One Get One Free Sale. $49 Off excludes $19 & $74 Sale. Must present coupon prior to purchase. Not valid with any other offers, sales or vision plans. Restrictions Apply. (772) 283-2622 Optical Insurance Accepted 2341 SE Federal Hwy Stuart, FL 34994 (In Front of TJMAXX & Home Goods) Eye Exams by: Dr. Suivski & Associates Independent Dr. of Optometry (772) 283-4240 Free Eye Exam by receiving $49 OFF Your Designer Eyewear Purchase* $60 - $170 Off Designer Eyewear* FREE 2nd Pair Including Progressives The Most Trusted Name in Optical and Hearing 1-Hour Service Family Owned and Operated Since 1978 Akoni Alain Mikli Badgley Mischka Balmain Bebe Bolle Bottega Veneta Boucheron Brooks Brothers Caroline Abram Carrera Cartier Caviar Cazal Chloe Christian Roth Chrome Hearts Coach Coco Song Colors In Optics Costa Denon Dior Dita Dolce Gabana Entia Barcelona Fendi Gucci Guess Johann Von Goisen Kate Spade Lafont La Matta Lindberg Maui Jim Mattisse Michael Kors Missoni Mont Blanc Nine West Oakley OGA Oliver Peoples Persol Pomellato Porsche Design Prada Private Label Ralph Lauren Rayban Revo Rip Curl Rodenstock Serengeti Silhouette Silhouette Elegance Smith Steve Madden Talla Tiffany Tom Ford Tory Burch Vera Bradley Vera Wang Versace Vince Camuto Trina Turk Zeal 7 Eye Why Pay More with Less Options! Our Sales Are Better! Plus Single Vision $19 That’s 2 for $38 Progressive $74 That’s 2 for $148 LARGEST SELECTION & SHOWROOM IN FL 10% OFF GIFT CERTIFICATES THE GIFT THAT IS ENJOYED ALL YEAR FOR RX AND NON RX To Better Serve You, 3 Licensed Opticians & All Lens Brands Available Including Digital, Specialty, Sport, & More USE IT OR LOSE IT HSA and Insurance
VOL. 556 P 73 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com CALL TODAY FOR A free estimate! DRIVEWAYS • WALKWAYS • PATIOS • POOL DECKS • RETAINING WALLS CUSTOM POOL REMODELS • NEW POOL CONSTRUCTION • CLEAN & SEAL PAVERS • REPAIRS MARTIN 772-419-5151 PALM BEACH 561-844-9370 apexpaversandpools.com LICENSED & INSURED: CPB #4701 • U-20589 • U-20796 • RP #4701 *WITH APPROVED CREDIT. OFFERS CANNOT BE COMBINED. Apex Pavers & Pools, Inc. 725 SE Monterey Rd., Stuart, FL 34994 COME VISIT OUR SHOWROOM! POOLS TRANSFORMING THE ORDINARY TO Extraordinary FINANCING AVAILABLE CONTACT US TODAY TO LEARN MORE* CALL TODAY FOR A free estimate! DRIVEWAYS • WALKWAYS • PATIOS • POOL DECKS • RETAINING WALLS CUSTOM POOL REMODELS • NEW POOL CONSTRUCTION • CLEAN & SEAL PAVERS • REPAIRS MARTIN 772 - 419-5151 PALM BEACH 561-844-9370 apexpaversandpools.com LICENSED & INSURED: CPB #4701 • U-20589 • U-20796 • RP-252555006 *WITH APPROVED CREDIT. OFFERS CANNOT BE COMBINED. Apex Pavers & Pools, Inc. 725 SE Monterey Road, Stuart, FL 34994 POOLS TRANSFORMING THE ORDINARY TO Extraordinary 12 MONTHS SAME AS CASH NO INTEREST, NO PAYMENTS FOR 12 MONTHS* COME VISIT OUR NEW SHOWROOM! DRIVEWAYS • WALKWAYS • PATIOS • POOL DECKS • RETAINING WALLS CUSTOM POOL REMODELS • NEW POOL CONSTRUCTION • CLEAN & SEAL PAVERS • REPAIRS LICENSED & INSURED: CPB #4701 • U-20796 • RP-252555006 • CPC 1458696 Visit Our Showroom
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VOL. 556 P 75 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com LEAVE THE CLEANING TO US! Top Residential & Commercial Cleaning Service Serving South Florida Services: • Residential • Commercial/Office • Move-in/Move-Out • Pre- & PostConstruction Professional Cleaning Service FREE ESTIMATES NO RESIDENTIAL AGREEMENTS 20% off YOUR 2ND RESIDENTIAL CLEANING 772-475-7894 With this MLM coupon. Cannot be combined with other offers or specials. EXPIRES 1/06/23 Licensed, Bonded, & Insured www.morningstarcleaningservice.com (Cell) 813-478-3741 “Let our family serve yours” •Clogged Drains •Sewer Cameras •Water Heaters •Leak Detection •Toilet Repairs/Replaces Master Plumber Over 25 Years Experience 772-222-7795 534 NW Mercantile Pl., PSL www.DomBellaPlumbing.com Licensed & Insured CFC#1429752 5-Star Google Reviewed FREE Sewer Camera Inspection With Purchase of a Drain Clearing Service With this MLM coupon. Cannot be combined with any other offers or discounts. Expires 1/06/23 With this MLM coupon. Cannot be combined with any other offers or discounts. Expires 1/06/23 With this MLM coupon. Cannot be combined with any other offers or discounts. Expires 1/06/23 FREE With Any Paid Repair $50 OFF Hydro-Jetting Service (Deep Drain Cleaning) Veterans, Teachers, & 1st Responders 10% OFF DRAIN CLOGGED? With this MLM coupon. Cannot be combined with any other offers or discounts. Expires 1/06/23 $50 OFF Water Heater Repair/Replacement Limits Apply We Offer Low Monthly Payment Options $59 Service Call Treasure Coast Aluminum Products_0065-4922_HI556 TCAP WWW.TCAPRODUCTS.COM SALES@TCAPRODUCTS COM SALES FOR 35+ YEARS IN TREASURE COAST PSL #16966 772-877-0018 Treasure Coast Aluminum Products ALUMINUM ROOMS & SCREEN ENCLOSURES • Pool Enclosures • Vinyl & Acrylic Windows • Insulated & Sun Roofs • Hurricane Protection • Concrete Slabs • Pool Rescreening • PVC & Aluminum Fences FREE ESTIMATES • HABLAMOS ESPAÑOL TODAY! MAKE YOUR HOME MORE COMFORTABLE @tcap.aluminum

Ocean Point Claims Company: We Will Never Leave Your Side

Hurricane season always seems to be right around the corner so, unfortunately, the threat of storms looms over Florida residents. This potential for bad weather can cause stress for property owners. Is their current insurance coverage enough? What if there is a catastrophic loss... will their insurance company hold up its end of the bargain? Well, have no fear, Ocean Point Claims is here!

Ocean Point Claims Company is a residential and commercial damage claim firm that offers a stress-free claims process to get you the maximum settlement for your property loss or damage. Ocean Point Claims is managed by lead public adjuster Eli Goins.

Eli has been in the industry for 17 years, having first worked for multiple insurance companies for 10 years as an Independent Adjuster. After that time, Eli realized he wanted a change, explaining, “I’d rather help the homeowner, because they need help, and I use my [insurance industry] knowledge to do that.”

A Public Adjuster is an Insurance Adjuster who works for the Policyholder, not the insurance company. Eli says, “You need somebody on your side that can prepare all the paperwork and show the insurance company what the damage will cost to repair. The insurance companies have adjusters working in their favor, you should too!” Eli and his six other Public Adjusters are licensed and bonded. They service the entire state of Florida. Currently, Ocean Point has four staff members who serve as administrative support to the Public Adjusters.

Ocean Point Claims Company is certainly on your side throughout the entire claims process! They begin with a free inspection of the damage, a thorough review of your insurance policy, and a consultation about your options. Ocean Point Claims Company has a “no recovery, no fee” policy. Eli says,

“We don’t get paid until you do! Ocean Point’s goal is to get you paid without you having to come out of pocket.”

Ocean Point Claims knows the tactics that insurance companies use to underpay or deny a claim. Their expert team of public adjusters will review your situation to determine the proper strategy for a positive resolution. Additionally, Eli understands the language of insurance policies and affirms, “People don’t realize that the policy excludes some things. They [the insurance company] may give you a limit of $10,000 for property damage, but I can get you $50,000, working from pure experience, really knowing the policies, and thinking outside the box.”

Thinking creatively, documenting thoroughly, and strategizing a solid plan are the processes that set Ocean Point Claims apart from their competitors. Every claim is different, so Ocean Point Claims provides personalized service for their clients from the beginning of the claim until the very end.

Ocean Point Claims likens themselves to “woodpeckers that just don’t stop” because they demand that their clients receive what they are entitled to. “We will make sure that we squeeze all of the juice out of that orange [claim] for our clients,” says Eli.

Ocean Point Claims is a onestop shop that includes Public Adjusting, Appraisal (claim), and Loss Consulting. Their experts have experience with the legal procedures, statutes, and regulatory requirements that can lead to a claims success or failure. The firm also includes access to a network of engineers, roofers, general contractors, architects,

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Eli Goins, Public Adjuster and Claims Expert

and first-party insurance litigation attorneys. In fact, if a case must litigate, then Ocean Point Claims remains very involved in the case as an expert witness. This involvement is why Ocean Point Claims heavily documents a claim from the beginning.

If the time comes to file a claim for residential or business property damage, then Eli advises, “Avoid the tactics of the insurance companies. We call them the ‘3 Ds’ – the insurance companies delay, deny, and defend themselves!”

“Don’t delay filing a claim with your insurance company,” Eli says, adding, “Call us or your insurance company right away... however, if you call us first, we can file the claim for you! We prefer you to call us first so that your claim is documented properly from the start.”

With Ocean Point Claims, there is no minimum claim. “If there is money under that rock, we are going to find it for you,” says Eli.

The professionals at Ocean Point Claims are here for you! They offer a FREE 6-point home inspection and policy review. Let Ocean Point Claims Company focus on your insurance claim so you can focus on life!

Ocean Point Claims Company has satellite locations throughout Florida. Their main office is located at 11706 SE Federal Hwy, Hobe Sound. Their office can be reached 24 hours a day, seven days a week. For more information, call 772-763-6674, email office@oceanpoint.claims, or visit oceanpoint.claims

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78 VOL. 556 P Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 *Additional charges may apply for heavily soiled areas Serving the Treasure Coast from Vero to Palm Beach 772-919-7163 • 561-250-0088 WWW.CarpetCleanerInFlorida.com 3 ROOMS $68 2 ROOMS $42 5 ROOMS $99 TILE & GROUT CLEANING 39¢ SQ. FT. 100 SQ. FT. MINIMUM FURNITURE CLEANING $60 SOFA OR LOVE SEAT OR 2 CHAIRS AREA RUGS $40 AND UP PREVENTS FIRES DRYER VENT CLEANING FREE DEODORIZER, SANITIZER, & DISINFECTANT $85FROM & SPEEDS DRYING TIME OFFER #MS12-1 CARPET CLEANING Licensed Ask about ...dries in half the time!
VOL. 556 P 79 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com 772-291-1632 SERVICING MARTIN • ST. LUCIE INDIAN RIVER • PALM BEACH LAWN IRRIGATION & WATER WELL REPAIR SERVICE With Over 40 Years In Business, We Are The Treasure Coast’s #1 Trusted Irrigation and Well Water Service and Repair Company. • We service and repair all sprinklers, pumps, tanks, & wells • 24-hour out-of-water emergency calls • Ask about our sprinkler maintenance contracts FINANCING AVAILABLE WAC Licensed, Bonded, and Insured Member www.ecowater .com $1,995 COMPLETE LAWN IRRIGATION SYSTEM Complete 3-Zone System Based on a 75 ft. x 100 ft. lot. Installed standard landscaped lot. Does not include well or pump. Applies to City Water hookup only. Must present coupon. at time of service. Not valid with other offers or prior services. Offer Expires 12/31/22 Complete Sliding Doors and Windows Family Owned & Operated Since 2005 State Certified General Contractor CGC 1514380 •Custom Screen Windows/Doors •Hardware Replacement •Impact/Non-Impact Glass SLIDING DOOR REPAIR ROLLER REPLACEMENT, SCREEN AND WINDOW REPAIR www.completeslidingdoors.com FREE ESTIMATES Screen Doors and Window Screens 772-732-2161 COMPLETE SLIDING DOORS • 772-732-2161 Must be presented at time of estimate - NO EXCEPTIONS. Cannot be combined with other coupons or discounts. Not valid on previous orders or estimates. Exp. 1/6/23 COMPLETE SLIDING DOORS • 772-732-2161 Must be presented at time of estimate - NO EXCEPTIONS. Cannot be combined with other coupons or discounts. Not valid on previous orders or estimates. Exp. 1/6/23 COMPLETE SLIDING DOORS • 772-732-2161 Must be presented at time of estimate - NO EXCEPTIONS. Cannot be combined with other coupons or discounts. Not valid on previous orders or estimates. Exp. 1/6/23 $25 OFF Broken Roller Replacement FREE Track Repair With the Purchase of Roller Replacement $50OFF Bear Screen Doors When You Purchase Two Ask Us About Frameless Shower Doors
Palm Beach 561-631-7994 MMJ Health Residential Customer PRSRT STD ECRWSS US POSTAGE PAID PERMIT #145 STUART, FL 2081 SE Ocean Blvd. • Suite 4 Stuart, Florida 34996 • 772-334-2121 Make the Appointment Use our patient qualification system to see if you qualify for medical marijuana. See the Marijuana Doctor See one of our qualified physicians at one of our many locations in Florida. Get Your Card You will be able to visit and get delivery from any dispensary in Florida. Let Dr. Morgan, The Highest Rated MMJ Doctor, at MMJ Health find your Alternative to Pharmaceuticals! Anne L. Morgan, M.D. When it comes to finding medical marijuana (MMJ) doctors, you can trust the helpful and professional staff at MMJ Health. Serving patients in Palm Beach, Martin, & St. Lucie Counties. Call MMJ Health to schedule an appointment with a Florida Medical Marijuana Doctor: WINNER OF BEST DISPENSARY, BEST MEDICAL MARIJUANA CARD PROVIDER, BEST CBD STORE, AND FINALIST FOR BEST PLACE TO WORK HOW IT WORKS Treasure Coast 772-212-4032

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