ZONE M7 HISTORIC DOWNTOWN STUART-553

Depending on who you listen to, the United States is either headed towards or is in the midst of an economic recession. Regardless of the speci cs, one thing is for sure — prices are getting higher. Sure, we can cut back in certain areas, but there are just some things in life that are too important to go without... like air conditioning here in South Florida! Even though costs are inching upwards, we’re always going to need properly functioning HVAC systems. You don’t have to worry, though, about the economy’s effect on your A/C when you work with Bill sh Air Conditioning... Their family is around to keep your family cool for less!

The owner of Bill sh Air Conditioning, Jason Culberson, is committed to offering his customers, who he views as “part of our family,” the best deals to save them money. As a local business owner, homeowner, husband, and father, Jason understands that life comes with all kinds of nancial responsibilities and stresses. He provides numerous opportunities, therefore, for consumers to get through this unforgiving economy without having to compromise on being comfortably cool at home and/or work.

Annual Maintenance Plan

Bill sh’s robust maintenance plan allows you to keep your HVAC system up and running perfectly without breaking the bank. For just $189/year (only $94.50 per visit!), you can ensure that you and your family will always be comfortable and cool. Plus, by performing this vital preventative maintenance 2x/year, Bill sh will help to save you money down the road by identifying quick, easyto- x issues before they fester and become expensive catastrophes. Jason explains, “Just like you do an oil change in your car because you want to maintain it… maintenance on your air conditioner is just as important.”

Additionally, as a member of the maintenance plan at Bill sh Air Conditioning, you are covered by a labor warranty and receive 10% off any repairs or service for your HVAC system.

Monthly Air Filter Subscription Service

When’s the last time you changed your air lter? Remembering to do it each month, like you should, can be dif cult! But, not regularly changing your air lter will

result in higher electric bills and polluted air ow. Plus, your HVAC system has to work much harder with a dirty air lter, so the possibility of it malfunctioning increases substantially.

Thankfully, Bill sh Air Conditioning makes it convenient and affordable to ensure that your air lter is changed each month! By joining their monthly air lter subscription service, you will receive a new lter for your HVAC unit every 30 days, so you never have to worry about your electric bill suddenly skyrocketing.

The best part is that if you enroll in Bill sh’s maintenance program AND sign up for the monthly lter subscription, then Jason will discount the cost of the maintenance program to $169/year! Why? Because he “really [thinks] you should sign up… you need this product in your home.”

Financing

For everything from service and maintenance calls to installation services, Bill sh Air Conditioning offers 4 different nancing options so that customers don’t have to pay out of pocket with cash or a check. Even if you want to add a REME HALO® air puri er to your A/C unit, you can apply for nancing so that you can quickly get cleaner air without paying an exorbitant amount in advance.

Keep Your Family Cool

Ultimately, Jason wants you to know that Bill sh Air Conditioning is here for you during these slow economic times. He says, “Whatever we have to do to repair your air conditioner or give you the best deal possible on a new replacement, we will. The Bill sh Air Conditioning family is here to keep your family cool.”

Bill sh Air Conditioning is located at 1501 SE Decker Avenue, Suite 121-123, in Stuart. The of ce is open Mondays-

from 8AM-5PM,

are available 24/7

emergencies. Bill sh Air Conditioning proudly serves Martin, St. Lucie,

Counties.

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HURRICANE IAN

by Hurricane Ian — the 5th most powerful hurricane to ever hit the U.S.A. So far, there have been 109 deaths reported due to the catastrophic storm, not to mention countless homes and businesses that were destroyed. Officials estimate that it will take several years to rebuild Lee County, the hardest hit area in the state.

In October, the West Coast of Florida was totally

When you dine at Alice’s Restaurant during the month of November, you will not only be supporting a local business, but also the victims of Hurricane Ian. The restaurant will be donating 10% of net proceeds earned during November to the American Red Cross Disaster Relief Fund for Hurricane Ian. Additionally, the owners of Alice’s Restaurant will be donating their entire salary for the month to the cause. All money will go directly to those affected, providing safe shelter, warm meals, and comforting support during this tragic time.

Dine at Alice’s Family Restaurant this month to help those affected by this historic storm! The restaurant will also have a donation box set up by the front register for any additional monetary support that you’re willing to give.

No Signs of a So Landing for U.S. Economy

By: Emmelis Keaney

Though not an exact measure, a

high is what we call a “bear

minor

that don’t

It consists of lows,

the

the most

not pretend that challenging economic times aren’t becoming obviously visible on the horizon. When the Federal Reserve Chair, Jerome Powell, insists that businesses and households will experience pain resulting from monetary tightening, you better believe him. What happened?

When central banks around the world raise interest rates in a fast manner, growth slows down also in a fast manner. e decisive e ort of the Federal Reserve Board to control rapidly increasing in ation is beginning to show signs of declining faith that they will be able to accomplish their goal in the time frame they wish. ere’s a saying in nance that one could accurately predict prices or time frame, but never both. Why anyone would believe the US Central Bank can reverse nearly 40 years of economic damage in a year or two is a discussion for another day…or decade. In any case, we grew accustomed of thinking that in ation is an unwelcomed stranger.

e Bank of England made a drastic move last month buying long-term government bonds, with a harsh ripple e ect that caused the pound to plummet and government debt cost to soar. Meanwhile, investors in the USA ercely cross their ngers and use the threat of an economic default in e Motherland to put pressure on the US Central Bank to lean at their mercy. ey’ve pivoted before, so what’s di erent now?

A so landing would avoid a recession. In a perfect economy, Central Banks begin a cycle of raising interest rates to stop the economy from “overheating” and to slow down growth. If done properly, the economy rebounds shortly a er. But economies are not perfect, and ours nearly bursting into ames. e last time the Fed achieved a so landing was in 1994 during Alan Greenspan’s term as Fed Chairman. Fed Funds rate rose from 3% to 6%. In ation stayed at bay, and a year later the economy boomed again. is was the rst successful so landing in close to 50 years.

Jerome Powell deploys tactics his mentor Paul Volcker used in the early 1980s. He also uses measures from Alan Greenspan’s intervention in the mid- 1990s. Unlike his predecessors, Powell’s environment is di erent. A lingering postpandemic supply chain crisis, the Russo-Ukrainian war causing surging oil prices, the COVID-19-driven shutdowns of China’s labor force, and now U.K.’s government debt crisis, are all producing a ricochet e ect for our economy. Moreso, it would be unreasonable to conclude that interest rate hikes can control economic strains such as the growing demand for labor and wage increases, or the events discussed above. So landings can be well orchestrated, but history proves they’re very hard to achieve.

by Emmelis Keaney, RFC®

"WE BELIEVE THE BEST WAY TO BUILD WEALTH IS BY ADDRESSING WHAT CAN LEAD YOU TO LOSE IT IN THE FIRST PLACE" -Ernesto Keaney

By Gabby Gregory

Every 5,000 miles, like clockwork, you take your car to get its oil changed and tires rotated. It’s basic, routine maintenance, but that consistent attention and upkeep is vital for your vehicle to run e ciently, especially over a number of years. Your body, much like your vehicle, requires regular care and treatment to keep it healthy. And, again like your automobile, your body needs support from someone other than yourself, a professional who can guide it to achieving its utmost abilities and to retaining its peak performance.

Getting older, playing sports, or having a condition like sciatica or arthritis shouldn’t hold you back from living your life! You can feel like your younger self again, the one who didn’t feel any aches or pains when walking, running, jumping, or even sitting… all you have to do is visit Stretch Zone.

Drew Brees, former quarterback of the New Orleans Saints, is the newest partner at Stretch Zone who advocates for people to regularly get stretched. A er personally going to Stretch Zone for an assisted stretching session, Drew was impressed with the uniquely e ective and nationally accredited Stretch Zone Method®, which is administered by a highly-trained and Stretch Zone-certi ed stretch practitioner.

Here’s How It Works:

1.) Your rst session begins with lling out an intake form and having a consultation with your experienced and knowledgeable stretch practitioner. Based on your medical background and your personal goals, the stretch practitioner will personalize the ensuing 30-minute assisted stretching session to meet your individual needs.

On subsequent visits, you’ll simply do a check-in with the practitioner to update your medical pro le with any recent changes and/ or any new pain or discomfort that you might be experiencing.

2.) e stretch practitioner initiates the rst steps of the approved Stretch Zone Method®, utilizing Stretch Zone’s special patented straps to encourage your body to relax and ease into the stretches. You won’t nd these straps anywhere else! Comparable to a thunder jacket for your pets, they are meant to calm your mind so that your entire body is perfectly loose, thus allowing the stretch practitioner to stretch your body to its full potential and, as a result, provide you with both preventative maintenance and pain relief.

3.) Assisted stretching (a/k/a passive stretching) is di erent from physical therapy in that your body is being stretched by someone else; thus, you’re not actually doing any work. roughout your 30-minute session, the stretch practitioner will be steadily interacting one-on-one with you, ensuring that you are completely comfortable and not experiencing any pain. Ultimately, you are in control of the stretch, even as your practitioner guides your body through each

and every step, because you tell the practitioner when you feel your best stretching position. e more you communicate, the better results you’re going to get!

Take advantage of Stretch Zone’s incredible FREE 30 Minute Stretch Session! Anybody and everybody can and should be stretched.

In fact, one Stretch Practitioner I spoke with at Stretch Zone says, “98% of the people I see in front of me really need to be stretched. is is something you should not live without.”

Remember, it’s just like getting your oil changed! Plus, celebrities and professional athletes have been getting stretched for years, so it’s time for the general population to be clued into the secret!

Get your FREE 30 minute stretch for yourself or do it for a friend or loved one… what better way to say you care than to give the gi of making life easier, of feeling healthier, lighter, and younger, and of feeling like yourself again?

Hifolks. I’ve had quite a few emails over the past few weeks, all on the topic of loneliness, from senior citizens who have either lost a loved one, or have relocated to our area. Funny how related topics crop up in my email from time to time, as if the universe has sensed the need to take a closer look at the sadness that has permeated many of our friends and neighbors. You might not know them by name, or if you do, you might not have guessed their vulnerability when you run into them at the grocery store, but there are a lot of very alone, lonely people trying to gure out how to live the rest of their lives without companionship, and sometimes, even without conversation.

eir emails provoke memories of my own mother, who lived alone until she was almost 96, staunchly independent, having lost two husbands. On my rounds coming home from work, busy, running to the market, guring out dinner, bringing her over a hot meal, then running home to my own family, I would o en look at my watch as I pulled into her parking lot, noticing my time of arrival, and estimating the respectable amount of time I would stay with her, before rushing home. A er I put away her groceries, made her dinner, tidied up her house, did some laundry, and put her dishes away, I noticed that an hour had passed, and it was time for me to go. is went on for some years prior, but as one year turned into the next, and she was less mobile, having given up her freedom by way of giving up her automobile, she sometimes made comments such as “are you sure you can’t stay a little longer?” Sometimes

I did, but reluctantly, not that I didn’t enjoy her company, but because my schedule with work, a husband, and household tasks hovered in my head, and much of the time, I would reminder that I had already been there for an hour, and I would return the next day. She’d smile, and tell me to have a good night, and I’d leave, rushing home for my next duties. My life was so lled with duties, that it didn’t occur to me how lonely she was, that she had 23 out of 24 hours by herself, with the television her only friend. Most of the people she once knew had died, and because she was no longer active in her condo community, she hadn’t made any new acquaintances. I was her only “friend” but I didn’t know it then, too self-absorbed with my own life.

My mother has been gone three years now, the last few spent in a nursing home, where I again visited her every day for one hour, and again, she’d look at me with eyes that said, “can’t you stay a little longer?” I had no idea what loneliness was, until now, until my own husband passed away, my own children have grown and moved on with their lives, until I received the emails asking me, begging me, to tell these readers how to ll their time. I look back and regret every day that I didn’t o er my mother more, whatever more might have been, and that I thought I had to rush home to take care of my own dishes and laundry, but if I could turn back time, if I had one more chance, if I could live without regret, I would have taken the evening to sit with her, not to cook and clean, but to tell her stories, to ask her what she was thinking, what memories she might have had that day, and how important she was to me. I

can’t do that. It’s too late for me, but it may not be too late for you.

If you have an older friend or relative, do not assume that they’re ne, just because they put on a brave front. Time goes slowly when you have nothing to look forward to, and no one to talk to. Take the time, o er some of yourself to someone, even if you don’t know them, even if it’s just a kind word to a stranger at the grocery store. We, in Florida, are a group of people more so than most states, who have lost spouses, who are growing older, and who are lonely, with lifelong friends who are sick or passing away.

For What It’s Worth, I can’t give my mother more of my time, but I can give it to others, every day, with a smile or kind word. I don’t know where to point these readers who have asked me how to make friends and where to nd them, but I do know that the obvious answers, joining a group of people with like interests aren’t always possible for those who are in rm or unable to drive. Take a good, hard look in your neighborhood, at your places of worship, at the grocery store, and you might just nd someone who would appreciate some time. You won’t be sorry.

ACE OF CARTS

By Gina Zuk

TheFlorida lifestyle provides us with a host of options for getting from point A to point B... from scooters to speed boats, we’ve got them all! e golf cart in particular has, with all of the gated communities in the Sunshine State, become an easy and convenient way to get around the area. Golf carts aren’t just for private neighborhoods or the links though; in fact, they have even become a quick way to tote the kids to and from the bus stop every day! Do the prices at the pumps tempt you to put the car in the garage for a while? Head to Ace of Carts, the area’s largest golf cart superstore with the best selection of golf carts, golf cart accessories, and top-notch service!

Ace of Carts is a family-owned and operated business led by Nick Rotundo and his dad, Rock Rotundo. Nick and Rock were in the automotive business together before making the move from upstate New York to south Florida seven years ago. Nick explains that a er moving, his family had a di cult time purchasing a golf cart for his grandmother, who had moved into a gated community. So, Nick and Rock ventured into the golf cart sales business together, becoming an authorized retailer for ClubCar, Yamaha, Icon, and Polaris Commercial golf carts.

In 2018, the Rotundo family moved the business to its current Stuart location (formally Tri County Golf Carts). Ace of Carts now employs over 30 sales, service, and customer care personnel, and is the highest volume sales dealer of golf carts in the area! In addition to golf carts, Ace of Carts has an inventory of electronically-assisted bikes (ebikes) for the bike rider who wants a more comfortable option when it comes to pedaling uphill.

Aside from their vast inventory, Ace of Carts is the go-to source for many Palm Beach, St Lucie, and Martin County residents due to Nick and Rock’s industry experience and dedication to exceptional service. In these challenging times of supply and

Your Local Golf

demand, the service team at Ace of Carts does everything possible to guarantee that customers have their service and sales needs met. Ace of Carts’ factory-trained technicians have the knowledge to provide quality diagnostics, service, and repair for any golf cart. ey realize that golf carts are important to lifestyle routines, so they make timely service a priority.

One of many happy Google reviewers says of Ace of Carts, “I purchased my Club Car cart from Ace of Carts about four years ago and have been supported by them the entire time. If I have questions, I receive answers by a call or text immediately. ey truly want the entire experience to be as close to perfect as possible. Nick and the entire family are fantastic… and I like supporting a family business…”

In addition to their Stuart location, Ace of Carts has expanded to two more locations, one in Daytona Beach and the other, newest one in Tequesta, the Grand Opening of which is later this month. Tequesta’s premier 3,000 square foot showroom will still have the same o erings as the other locations, but will be more focused on the customer experience. Nick explains, “ e Tequesta location will be geared more toward the golf customer.” ere will be a digital golf simulator on the premises, along with other interactive displays and attractions that customers can explore while shopping for carts and accessories! Nick adds, “ e customers will leave the store more informed than when they walked in.”

Like Ace of Carts’ other locations, the Tequesta location will provide FREE cart pick up and delivery with almost every sale. Ace of Carts also o ers 0% nancing for 48 months on select products, making it easy

that will absolutely be the envy of

a

neighborhood.

Find the perfect golf cart at Ace of Carts, and stay tuned

of

Grand Opening!